skysight-inc/HackerNews huggingface dataset:
There's no secrets and the real answer is really just boring generic advice. Being financially healthy is the absolute only guaranteed way, anything else you do to prepare would be gambling.

Spend less than you make and have a budget, even if it's an informal budget. This is the most important. Ideally you should end up saving at least 20% of your income. This means you may not be able to afford the things you may like to have, be at peace with that. [1]

Have an sizable CASH emergency fund. The amount depends on your life situation. If you have plenty of cashflow and can easily cut expenses during a loss of income then you need much less than if you can barely make the bills.[2]

Get out of debt. If your debt is high interest (>~6%) then prioritize paying off your high interest debt BEFORE building your emergency fund.

Once you are out of debt stay out of debt (besides a mortgage). That means saving for big expenses.

Diversify your investments. Certainly don't put all your wealth into your house.

Don't put money in the stock market if you plan to spend it in the next ~5 years.

Work on increasing income (or lowering expenses) until at least the above is easy peasy.

This has nothing to do with weathering a storm but part of being financially healthy: purchase term life insurance but only if the loss of your income would severely negatively affect your heirs.

During a recession, don't panic, you have prepared for this. If you can keep saving and investing.

Bonus advice: If you buy a house you almost certainly will be offered a larger loan that you can realistically afford (while still following the above advice). Budget for your house beforehand, don't let loan officers tell you what you can afford.

You can absolutely weather almost any storm using this advice. If Joe Kennedy had followed this advice he would have had survived the crash even if he didn't liquidate his stocks beforehand.

[1] This has the added benefit of giving you a massive amount of flexibility.

[2] You have no idea how truly amazing this is for your sanity. We had a surprise >$4,000 expense a few months ago. Because we had already had saved that money in an emergency fund it was absolutely no problem, no worry, nothing, it was a complete non-issue. I had considered that money already spent. Most of the people without an emergency fund would be absolutely devastated by this. Now we are adding a few hundred a month to our fund to replenish it.
Computers suck: episode 17771 of 31279
I don't sympathize for students graduating Brown with high levels debt as much as I do for students graduating with the same debt from University of Phoenix. Some Universities are predatory in nature and have very low return on investment.
Graduating from an Ivy League University will always have a relatively high return on investment. However, this is a step in the right direction for access to higher education in general.
Be prepared to take advantage of it. Downturns are basically sales.
Incidentally there's a subreddit for that: https://www.reddit.com/r/HailCorporate/
Artificial Light for Agriculture Applications That Outperforms the Sun
I see. For a minute there I thought this was the catch in Romania's recent impressive economic growth.
Really, how can you ensure that?
> There have been a few studies that show accessible public transit is a huge factor in benefiting the poor.

No doubt being able to travel is a huge benefit. But this does not require public transport. The poor could be given Uber-vouchers.
Benchmarking Modern GPUs for Maximum Cloud Cost Efficiency in Deep Learning
And please make sure some (most?) of your emergency fund is somewhat cash-equivalent. Stocks, bitcoin, gold, life insurance and other investments might be hard/slow to access or only with a significant hit on total value. I'm not talking about physical cash, just the ability to access or transfer a large enough sum in say a day to pay for whatever emergency needs funding.

Which is kind of obvious, but I had to stop myself from investing too much or even all of my nest egg multiple times. If it pays a dividend it's likely not an emergency fund.
It occurs to me that economics today is roughly at the same level of development medicine was circa 1500CE.
Yes, those are using the technologies underneath the hood, but are not them itself. I would like to have access to them directly as I would like to build other things at top of them
That seems... backwards. If the standard of admission remains the same (which is unrelated to cost of attending), lowering prices doesn't decrease the quality of the admitted student body, but _increases_ it. Lowering the cost means that additionally to the students who would be admitted and are capable of affording the school, students who are more qualified but would otherwise _not_ be able to afford attending would then be able to apply and attend. Admissions can only benefit from giving opportunities to a larger body of prospective students. The wealth of a student isn't what gives a school prestige--it's their academic prowess and likelihood of becoming successful later that gives the school a good name.
Reddit has an incentive to ignore and deny astroturfing. Go to a subreddit, look at account activity, and it is obvious they don't have it under control, at all.

But Reddit was built on fake activity, so what is new.
Meanwhile, the chance of Bitcoin recovering from a crash is also greater than 80%...
Death by Pokemon Go: Popular Game Linked to Traffic Fatalities
What's causing the explosion in education costs is that states systematically decreased their financial support for education in the last 30-40 years.
Very interesting - we've been looking at something very similar (though less extensive) for bridging between BLE end devices and our cloud. It'd be interesting to see what it'd take to get ble devices integrated and on the mesh (battery requirements/mem requirements).

Right now we're just forwarding beacon packets to our database servers - but this seems to provide a back/forth that'd be very useful (command/control & ota updates)

Difficult to say without more detailed docs
Is there no market for all the data they have? Some statistical API on user behavior, for market research for example.
I like the idea of bitcoin, but I can't help but worry that the fact it's both unregulated and has no intrinsic value, couple that with the general volatility and it looks less appealing.It's tough to think of something as a safe haven when it has such wild fluctuation.

If it had one of those things I'd be tempted to invest, but the fact it lacks either makes me fearful of it.

I really liked this write-up on crypto-currencies, it's a nice way of thinking about the taxonomy of money and where it sits. https://www.bis.org/publ/qtrpdf/r_qt1709f.htm
The latter is potentially dangerous advice. If you are in the US, the FDIC will insure your savings and there are centuries of regulations in place to prevent bank runs. In other countries I know this can be a real risk.

if most people are investing in crypto as a safe haven asset like gold, maybe your advice is good. If people are mostly investing in it to get rich, the advice is probably bad as high risk high return assets will probably get hit the hardest in a recession

What's higher: the risk of a run on a bank in the US or the risk of crypto declining 50%+?
> You see a lot of anti-capitalist bullshit and generally anti-business sentiment on here over the past couple of years

Sure. But couldn't that just be a change in demographics? It certainly reflects the zeitgeist of the US as a whole. "Late capitalism" and UBI are commonly-discussed topics now, and that wasn't true a few years ago.

The point of my original comment is that, while I agree some things have changed, I don't agree that "dying" is an objective or universal way to describe it.
> High-quality liberal-arts education is really expensive, but it is because it is very labor intensive (both in students and faculty).

Interesting. Wonder why it's more labor intensive compared to engineering or other degrees. 7:1 teacher-student ratio seems very good. Why can't it be 14:1, would that result in a dramatically worse outcome? (Not even sure what I mean by outcome, maybe inability to find a position after graduation...)
Partitioning development complexity
but saving cash isn't a good plan for building wealth. sometimes it can be tough to save quickly enough while also minimizing opportunity cost of not investing that cash.
Web apps are running on another computer.

Windows and OEM software/drivers are on the local machine.

In a restaurant, I expect other people to see what I eat. In my own house, I don't.
It's likely also possible to steal cars out of people's driveways. We now keep our keys in Faraday bags because of this exploit.
I know DNS over TLS is basically the same, but any plans to integrate dnscrypt too?
3. The school uses a sliding scale of "need based", so middle income students are given some aid. More than very wealthy students, but less than very low income students. The end result is that middle income students pay a similar price to what they might pay in in state tuition at a state school.

Why is your first thought that middle-class students are punished, and not that an institute of higher education, full of very smart people, can figure out an equitable way to disperse need based aid?
Even if they show you, you'll never know until that block is mined. They could, however, show us something that happened today (a scandal or something) with the use of Bitcoin. In other words, bribery of elected officials or something similar. Perhaps related to the relentless attempts to repeal net neutrality? - Or maybe the outcome of a near-future vote in Congress.
Definitely agree with this. If you're a PM, make sure you can code. Similarly, in finance, if you're in the front office, be sure to understand risk and compliance - those are often the departments that begin hiring in a recession, while the others cut back!
Honestly, I don't see how open/free software can fix it. For example google analytics is commonly used through web, source code of the tracker is available as raw text in javascript, and where is the promise of open/free software? Sure one can install tracking blocker (like ghostery), but just because the track itself is open source (most pages source code is accessible as raw text) - tracking hasn't been magically fixed for web, and people still play cat-mouse with track blockers. Given this example I don't see how making something open source or free software suddenly fixes that. Indeed, yes, it does makes it easier to audit software, but that's about it. One might say that one can personally audit all the source code, but there is practical limit to how much we can do it - a common system might run 20k+ packages with million lines of source code, and even if we trust all major dependencies, tracking can always sneak-in through 3rdparty libs, downloadable code (aka js), etc.

In my opinion a better tool would be a legal framework to limit companies what they can and can't do. For example EU GDPR is much stronger factor in limiting what companies can do with personal data, and it forces companies to provide opt-out option (and proper opt-out, not like "we use cookies, if you don't like - please leave"). The reason why EU GDPR is not a joke are fees - 4% of global revenue (or 20 million EUR, what is bigger), so companies are forced to comply. I would love to see a proper legal framework for opting-out from tracking, but looks like it will take another 10-20 years to develop it :(
You are not alone.

I also believe they could have manage it without polluting the code with expect and actual.

Probably the compiler would need some extra work to do the matching.
I did, and it seemed like a good solution, except I wanted to be able to instantly get the price info, and town crier is a request/response method. The Price Oracle part of unum caches the price, so I can use a .call method from the Unum contract to retrieve the data immediately.
If you get paid, sure. But that's not a sure thing, and a full trial gets expensive. Would you gamble $10k for a possible net gain of $500? Even ignoring the cost of time and stress, you'd have to be more than 95% sure of winning for that to pay off over time. But a large company could well do that, because their gain is measured not just by the trial, but by the number of other people they scare off from suing at all.
Hmm, seems North Korea comes out on top..
US bank accounts are federally insured by the FDIC or the NCUA. During the GFC hundreds of banks closed and every single account holder was made whole up to the limit of FDIC insurance. There was no cash liquidity issue for ordinary account holders.

Trusting cryptocurrency over the FDIC is naive in the extreme.
Sure, but if they don't have to drive on top of all that, it sounds like a boon.
It’s better when the punchline comes at the end.
Did you explain this to the financial aid office? Generally, elite schools are in the business of finding elite students first and then dealing with FA second. But you have to make your situation clear to them. They offered you admission or you wouldn't be dealing with FA. So they wanted you. But FA is a negotiation even especially if you're in the gap and then you have to negotiate hard because otherwise you pay sticker.
Reddit tries way too hard to funnel people into their app, which I assume gives them more options for uncontrollable ad spam.

Dark patterns that constantly advertise apps really need to go.

On mobile I prefer the desktop Reddit site due to high link density and the fact that, frankly, browsers are BETTER because of trivial pinch/zoom/scroll, opening in new tabs, etc.

Instead, Every Single Time I visit Reddit I have to deal with a stupid loading animation, then a massive message covering half my phone screen giving me only two options (App or Mobile Site), just so the page will load to the point where I can use the Request Desktop Site command. The experience sucks now, and if they make it worse I will simply stop using Reddit instead of hopping on board.
Sounds like another opportunity: automated adult supervision.
This is a side note:

It's really interesting to me that whenever anyone talks about homeschooling children the point that is always raised by someone is that if children never leave the home then how will they learn to socialize with children their own age.

Similarly, whenever people talk about skipping grades for exceptionally bright children someone always brings up socialization.

Yet here we see many people talk about how leaving children unsupervised in a self driven bus is a recipe for disaster. Which seems to suggest that children socializing with their own age is a detriment to both society and the children themselves.

I'm sure nobody is using data to come up with these conclusions, but I find it interesting that the expectation is that kids socializing with kids is both the most important thing AND the worst possible thing.
These cars all still have physical lock cylinders for backup, the key is usually hidden inside the fob.
for things like telemetry yes, but for most crapware I think it wouldn't end up in a chase
Tighter timing constraints doesn't seem like a robust solution. I'm guessing proximity as an authenticator will become a thing of the past. New keys may have a button that must be pressed or even a fingerprint scanner.
Show HN: Sweetpack helps eliminate time to suffer from webpack and babel
This is a much more interesting feature than DNSSEC and is what you should lead with.
Venezuela and Russia Teamed Up to Push Pro-Catalan Fake News
Nice! I guess the width of the wires is the limiting factor? Or a cooling system? Regardless, curious to hear an informed analysis.
Why not leave that responsibility to something else like bird, quagga, etc? Those have been doing the job just fine for years.

A lot of this sounds like rewriting the wheel in Go because Go is "hip".

Do one thing, and do it well.
Another correction: I think you mean “merci”, not garci.
You can find a link at the bottom of this article: http://www.filfre.net/2011/11/the-prisoner-part-2/
I thought about it before. You could distribute your own builds prior to Steam. Here is a sample of the value Steam brings to developers: monetizing, managing DLCs, getting online features, getting visibility on the storefront, running promos/discounts/marketing operations, getting analytics, reviews, achievements, distributing free keys to testers, getting some partner connections to deploy server code, running a community forum, managing beta programs with two different builds, supporting screenshots, banning at the Steam level abusive players... it takes a lot of features to provide a meaningful MMO experience; the rendering engine sounds like 10% of the effort ;).
We now keep our keys in this bag[0] to (hopefully) prevent this. With the key in the bag I'm unable to unlock the car even with it right on the door.

[0] https://www.amazon.com/gp/product/B01HETGX00/ref=oh_aui_sear...
I quite like how the title says its instead of e.g customers.

Lenovo has only just settled a massive $3.5 million fine for preinstalling adware on laptops without users' consent, and now it seems HP is getting in on the stealth installation action, too.

How is that a massive fine? Instead of deterring anyone, it looks more like a bargain.
That sound interesting but you have really to be proactive and deploy significant a technical knowledge to block the software from abusing you.

Still you count as a happy Windows user and will reinforce the Microsoft position. This way they will be able to abuse 99% of their users, those that don't have the same competencies and time to spend on these countermeasures.

As for the WSL I stopped using it. This is an honey trap to let people use Windows as their primary OS by just giving them the developer goodies they like. I may consider it again if you can use it to develop a full-fledged Windows application that can access the windowing system and can be redistributed. You may have noticed that with WSL you cannot and the applications you may do remains nicely restricted to the linux subsystem.
As an old guy, I've weathered a few recessions.

Some things to keep in mind beyond the obvious "save some money when times are good" advice.

(1) they pass. slowly, for sure, but they do pass.

(2) you need something to do if you're thrown out of work. It's not for nothing that graduate school enrollment climbs when unemployment is high. For hackers, it's a good opportunity for an open source project.

(3) downtimes are great times to start new things.

(4) remember everybody struggles in a recession. There's no harm in asking landlords for temporary discounts, especially if their alternative is an empty apartment.

(5) try to make the subscriptions you have cancellable or downsizable. Let your phone contracts run out and keep your phones longer. Avoid the old "two year commitment up front in return for a tiny temporary discount" trick from vendors.

(6) if you really get in trouble, DO NOT IGNORE YOUR POSTAL MAIL. If you get summoned to court for an unpaid bill, SHOW UP! Often you can get a case dismissed by saying to the judge, "please show me the evidence." Bill collectors count on getting default judgements.
This is an old troll in new clothing.

Back in the 1990s, people would claim that if Linux were used by anyone at all, it would be as buggy and insecure as Windows 95 was. Because bugs magically pop up due to use.

Now it's claiming telemetry magically pops up due to use. Plus ça change, I suppose.
Nintendo to start offering in-game power-ups via cereal boxes
Slightly off topic, I once asked Scott Hanselman how long it takes for him to make articles like that, full of description and images in a way that pulls you into the text.

He told me that around 2 hours.

I guess that this is only true once you have a lot of practice and clearly knows what you are doing. When I write (not often) it can take a whole lot more to finish something like that.

I'm curious now as to how long it took by the author to complete the article especially to recover images and GIFs from old/previous stuff.
True, but on a scale of 1 to 10, with 10 being amazing, Kotlin is quite high, maybe an 8, and your point is only a minor nit.
Can you elaborate on point #1? I've always felt if the housing market crashes, I'd just stay in the same house with the same mortgage payment. If I wanted to move in the middle of a recession, my house's depreciation should be relative to whatever new house I'm looking to buy, so is any value truly lost?

Eg if I have a house worth 100k, and there's a recession that values it at 50k, assuming I can stay employed is there a difference to me? If I wanted to upgrade to a house worth 150k, assuming that house is now worth 75k in recession times so if anything I actually have more buying power in that scenario than I would in the pre-recession scenario.

I'll admit that I'm lucky in that I have job security, so that probably changes my options significantly.
> I don't see rampant racism, sexism, homophobia, transphobia, etc. all over this site

"All over," no--it's mostly, though not always, contained to the topics at hand. Most times that Sheryl Sandberg or Ellen Pao or any group that would maybe like to encourage people who are not dudes to learn to code and maybe get a job come up, this has historically bubbled up. Similarly, topics that do not revolve around white (and occasionally South and/or East Asian) men usually come with a sidebar of pseudoscience-cloaked racism or the blurfing of "equality of opportunity" with its implications of inferiority.

It has certainly improved since 'dang and 'sctb took the reins. And you can't be an overt meme-turd here and get away with it. But adjusting one's pince-nez and well-actuallying into sexism and racism isn't really better, and on that HN has a ways to go.
Or they're taking out student loans that they'll have no realistic ability to repay.
So buy someplace cheaper.

I agree with what you say. But 'go and hour and a half' is very short-sighted. In an economic downturn, you lose your job, you can go anywhere. Kansas City. Des Moines. A hundred places where property is easy to own.
I was also in higher education; I think it is a problem of lumping different categories of schools, changing roles, and of people having a political axe to grind :) I'd be very surprised if admin costs at Ivy League universities, or even state schools have changed much ...
Hey Wenshaw,

It would be a little small for us at FE International (we generally look at businesses generating at least $1K MRR).

Your post is a little confusing - you said you chose the former (i.e. raising money) but also that you looked to sell it as a side project.

It's hard to give specific advice without knowing the business itself but you could always try looking for a partner who has time to work on the business. Trying to sell a new product that isn't making any money isn't impossible but you're unlikely to get much for your time.

Good luck!
Poe's Law at work.
You are totally right. The stock market seems dangerously overvalued to me so I don't invest outside my 401K. Keep losing out to inflation. I guess the rational strategy is to diversify. But doing that in a meaningful way requires a lot of assets to begin with.
Airbnb Makes Group Travel Easy with Global Launch of Split Payments
No, even starting text-processing commands in the terminal was oddly slow. Once the programs were running, they seemed fine.
The right approach is federation with small, user-operated instances that all talk to each other GNUSocial/Mastodon style. That's the only way to make sustainable social networks that work in the interests of their users.

It's not yet known if this model is viable, or sustainable. I certainly hope so, but time will tell.
Windows software uses Windows scripting language! FAKE LANGUAGE! SAD!

Also, your spam filter is trolling you.