skysight-inc/HackerNews huggingface dataset:
The easiest way to retire early is to enlist in the military, at least in the US, anyway. After 20 years of service, you are set for life with life-long retirement pension and healthcare. Of course, there's a high risk, since there's always wars and deployments, etc and many don't make it past 10 years, after they get fed up with being in the military.

When I was in the army, I saw a lot of people in their early 40's who retired after their service, and many spent their time either working in another job, because of boredom of retirement, or activities like traveling. These were those who enlisted right after high school, with nothing but a HS degree, but they were doing much better off than my friends who had college and MBA.
+5 Insightful.
People actually use gold, as it's optimal (or solely suited) for a number of electric and chemical tasks.
Also, it's pretty and used as a status symbol.
It has utility, which has been overblown in the market for a long time (like diamonds).
Yes! You need an incredible flow of income to become wealthy (selling your company, book you wrote becomes a hit, etc). You cannot accomplish step 1 through a job.

Rich people telling you to invest in mutual funds and treasuries to become wealthy are frauds. That's what you do to MAINTAIN wealth, not to generate wealth.
Hi LogisFailsMe, I ran across one of your old posts regarding curing a sinus infection. I'm trying to avoid a third surgery and hoping you will please let me know what you used for success? Thank you very much
I really don't see this as screwing over Mac users. The guy has a v4 (released Apr 2014). The new v5 (released Jun 2017) has been around for some months. This really is not 'screwing' over Mac users. You've made a choice to upgrade to High Sierra which breaks numerous applications. You are using a 3 year old piece of software (although 4.7 came out Dec 2016).

Also to suggest that High Sierra is a simple maintenance update also dismisses the large number of apps that no longer work with Mac OS. This is a big big change and you need to decide if you should consider updating given your reliance on Bria 4.

I really do think the OP is blaming the wrong people here. Apple has a lot to answer for.
Isn't Amazon's pay-per-view totally separate from prime? Prime has a bunch of totally free video like Netflix (and free music I think), and the apps that let you watch it also allow you to access Amazon's pay-per-view video on demand service under the idea that you might want to use that if what you are looking for isn't available for free.

In any case, what you are getting in the end is the equivalent of Netflix plus more options, which I'm not sure why it would be considered a bad thing. Just ignore the pay offerings, and brows the free movie section, and you have what you want.
I think this is rediculius. If they took down child porn, would you also have an issue with this? What about a phishing site hosting malware and capturing passwords for the Russian mafia? It seems clear to me you can’t be 100% agnostic to your content.

There is a huge gap between “conservative bent” and those trying to actively incite violence in the name of Hitler. And that they’ve only removed ONE such site across all their hosted properties is hardly an indication that their CEO is randomly moody. A single data point is not a trend.
> If you're down, my knowledge access is down.

Even for companies that want to cloud host, there's a concern about if something happens to Shelf itself (eg: the service suffers a major multi-day outage or goes out of business). There needs to be a contingency plan (which is probably some form of self-host).

If usage of a product like this is successful, it both becomes a critical operational system and represents thousands of hours of time invested populating it. There needs to be assurance that investment is not lost and the business is not 'down' in case something happens. I work at an SMB and we use quite a few cloud-hosted services, but whenever we do we discuss the balance of how critical a service it is and what our contingency plan would be. Sometimes it's switching to a competitor (and maybe importing history), sometimes it's pulling the open source version and hosting ourselves.

The product looks great, but all I can see is "Data backup and recovery" as a feature. I don't know what that means or what happens if shelf.io disappears, so that's a huge red flag for me, unfortunately.
yeah, but they did something new/different. In terms of margins it is always better to serve the high end.
Yeah parallels does this too. I feel mixed about it. Native Instruments and MOTU tend to make their software compatible for many years after you purchase them, which I appreciate. But it does take development time to make them compatible with new OS versions. Paying for a $40 upgrade every year seems excessive, but I'd prefer it to a monthly subscription model like Adobe and Microsoft have done.
See: DEC, Sun Microsystems. Engineering != Ability to make money. While none of us may like it, you almost always need a solid marketing and sales force to have a successful business.
The Chromecast is Google's fault.

Amazon will only sell the Chromecast if Google allows them to cast to the Chromecast from all of their apps — even on Kindle devices.

Google refuses to allow that, and also refuses to allow Amazon to build their own implementation of the Chromecast library (the Google-supplied one requires Play Services).

The options for Amazon are: remove all Amazon apps from the Kindle, install only Google apps by default, and provide Chromecasting support, or only provide Chromecast supports for users of Google Android, but not those on the Kindle.

This is a clear case of Google abusing its monopoly on Android, and Amazon responding by abusing its monopoly in online retail.

EDIT: This is exactly why I don't use any proprietary IoT devices, but only open products, or things I built myself. Open standards circumvent these entire issues.
LU Factorization and Linear Systems for Programers
https://www.essential.com/ I'm sick of articles about products with no links to the official product site.
> tapping into your creative mind and finding unique ways to supplement your income

One of the things I do like about MMM is that there's none of this handwaviness - it's much more straightforward: get a good job and be frugal.

It's great if you can come up with a good alternative source of income, but it's not easy and not for everyone.
This reminds me all too much of Coffee Equipment Company which back around 2005 built the world's greatest coffee machine, Clover. Unfortunately, at $11k per machine even Starbucks, after buying the company, wasn't able to find a profitable niche for it. Clover machines were, are, beautiful machines that are able to repeatedly and dependably turn out genuinely great cup after great caffeinated cup; the problem is that it was a solution in search of a problem, much like Jucero.
Slim Wallet for Men and Smart Belt Buckle Buy
I second this; have been using Coinbase for a few years with no problems.
Something that seems to be lost in this thread, which looks to be mostly a debate about whether or not early retirement is feasible for normal people:

For normal people, MMM strategy is about making uncomfortable decisions (plain, reliable used cars, no fine dining, no fancy houses, no downtown-big-city living locations) to avoid the most uncomfortable thing of all: work.

If you would rather have a job your whole life so you never have to eat a bean or drive a 20 year old car, you're not the target audience. People who are driven to early retirement & financial independence are people who DESPISE jobs and are willing to spend their whole life at a much smaller income bracket in exchange for not having one.

They don't want your new devices, cable tv, leased cars, and downtown apartments. They agree those things are nice, but not nice enough to take on an extra 40,000 hours of "servitude" with an employer.

The strategy is simple: if you can live on 20% of your income, and save the rest, then in a few years, you will have the ability to reproduce that same income indefinitely. The amount of the income doesn't matter, and that is being lost here for some reason. If you can't do 20%, you can do 30% and a few extra years. Or whatever.

The MMM strategy is about ditching the job, and balancing the trade-offs to something you can stomach. If you can't stomach it, fine, but that doesn't mean it's not a viable strategy.
After browsing the home page for ~30 seconds, I had a popup pushed in my face asking me to enter my e-mail address. I understand that building an e-mail list is important, but please don't do this. I'm taking the time to check out your product, don't bug me while I'm doing that.
I didn't know what "spend less than you earn, invest the difference, develop some self-sufficiency" meant 15-20 or so years ago though, they were just words. I didn't know what a 401(k) was, I didn't know what an IRA was, I didn't know what a brokerage account was, I didn't know what a mutual fund was, I didn't know what an ETF was, I didn't know what "equity" meant, I only had a vague idea of what investments were, I didn't even know what the stock market was other than "its something to do with money."

Plus that advise isn't applicable to everyone. A college student doesn't have the same finances as a dual income couple in their 30s with two kids. Someone with a $70k income has much different prorities than someone with a $30k income. I think finances is a journey, not a destination.

I think one of the first tenets of financial freedom/independence is figuring out life priorities, not everyone is going to have the same spending because everyone really enjoys different things. Oftentimes people don't even know what they really enjoy and where their spending brings them most life satisfaction so it requires a lot of self reflection and communication/negotiation with family members and maybe questioning cultural norms and expectations. I don't think that financial independence/frugality should about hording money so much as it should be about making your money work for you in the most optimal way possible.

There's also nuances to discussions about money like how it affects interpersonal relationships (and not just romantic ones) and the psychological aspects of money and spending.

You have a good point about him "know[ing] his audience" though, so thank you for pointing that out.
what do you think of US stocks, is it a scam? Global exhchanges have disadvantages and advantages over regional exchanges
He kind of did. He expects the market to become a bubble. Bubbles always crash.

What is a bubble? Here's my definition: A bubble is an asset going up because it's been going up. It works like this: Something (the stock market, say) looks good because of fundamentals: because earnings are up, or because interest rates are down, or whatever. People take note: Hey, the stock market looks good. So people buy stocks, so stocks go up. Then more people take note: Hey, the stock market's going up. So more people buy stocks, because they want to own stuff that's going up. So stocks go up more. So more people buy stocks. That's the start of a bubble.

But it doesn't get truly dangerous until people are buying stocks with borrowed money. Then a drop means that people sell in a panic, because they can't take a loss, so the price drops more, so more people sell in a panic, and so on. And the people that lose money, lost (at least in part) borrowed money, which means that it can ruin not just the borrower, but also the lender.

Now: Are stocks currently in this territory? My impression is no, not yet, but I don't know for sure. Is there a good measure of how much borrowed money is invested in the stock market?
Bria 4 was released in 2014. Bria 5 has been around since Jun 2017. I'd definitely give the company a break here.
His message is basically summarized as "Spend less than you earn, and invest it in index funds."

He's not wrong, but I submit that the people implementing that advice aren't fools, either.
About Face ID advanced technology
"Third level of safety: optional part-time work."

Don't you find it hilarious that a blog on financial independence tries to talk about safety nets vs. risks and devolves to: Well, sh*t just get a job I guess, but call it optional because you are "retired"? I do.

It is how you end up with 80 year old wal-mart greeters.
Could this be a sanctioned way to run linux on a Chromebook w/o dev mode?
Sony's alpha series came out and disrupted this in some ways, breaking Canon and Nikon's duopoly of releasing the same camera every year even though the technology allowed for what they release 10 years ago prior.

I think Sony will continue innovating here, as long as people keep calling out the user experience problems.

Otherwise they will go into the incremental improvement phase too.
As someone with severe seasonal allergies, it certainly does happen to others. Its not about manners or habits for everyone.
Know HQ2: Essential Facts about Amazon's Impacts on Seattle
Knocking off 18k for 401k and 5.5k for a Traditional IRA dramatically reduces the tax liability. I recognize 50k-32k = 18k (so the full 23.5k can't be executed in this case), but it makes a significant difference regardless.

And there are methods to pull this money out well before the standard ages without penalty, such as Substantially Equal Periodic Payments (SEPP).
I usually ask:
* What does success look like to you? (Do you hope to be bought out by Google/Apple, IPO, or remain private
* What are you most worried about at the moment?

It's important to know what the motivations of the founder are, and what areas I can help make success happen.
In some places, laws already work sort of like that. Except for emergency bills, they can't take effect until something like 180 days after congress has had their final session.

It makes perfect sense, to me at least, for taxation regulations to be the same. Of course, they'd probably just default to calling all rule changes emergencies...

Sort of related: I love the idea of paying taxes. Mine are prepared and filed as soon as I can do so. I have a great time paying my taxes, to the point where I bring a bottle of wine and flowers to my accountant. But, man, I really hate the complexity and how the money is spent.

Anyhow, maybe they should only make rules for the first half of the year and then none of the changes go into effect until the first day of the year? I like your idea.
sell whenever you see your portfolio dip 1%

/s

no but really just leave it in a value index fund, hedge your bets by buying into foreign exposed funds
> Sure but at least in American politics that's really the rift in the democratic party, Liberal or Left. Meaning identity focused politics vs economic focused politics.

No, that's almost completely wrong. Being extremely generous, it could be interpreted to only slightly misstate something that was approximately true in the early 1990s, at the height of the “neoliberal consensus”. At that time, the difference between the (dominant, from Bill Clinton on) neoliberal faction of the Democratic Party and the then-dominant faction of the Republican Party was largely over issues of rights of disadvantaged identity groups (though it must be noted that this was primarily about economic rights, so it is still about the economy) whereas the difference between the progressive wing of the Democratic party and the dominant faction of the Republican Party was more over issues of economic class and structure. (Note that even then, provision of healthcare access was an exception to this, as an economic but not identity-group issue on which both major factions
of the Democratic Party differed from then dominant faction of the Republican Party.)

However, that is not because the neoliberal wing is less focussed on economics (neoliberalism, after all, is a label that applies to an economic policy orientation), and with neoliberal economics no longer dominant in the Republican Party, both Democratic factions differ from the dominant faction of the opposing party on core economic issues.

Note that I use “neoliberal” and “progressive” rather than “liberal” and “left” because “liberal" is heavily overloaded in US politics, and the center of mass of the two wings are basically center-right (neoliberal) and somewhere between center and center-left (progressive); there's essentially no substantial true Leftist faction in the Democratic Party.

As far as the outlets you list, Mother Jones is mostly associated with the progressive wing of the party, though that’s far from a perfect alignment; I'd agree that the other two, insofar as they align with either Democratic faction, tend to be more in line with the neoliberal faction.
Just want to point out, the fees are significantly less if you use GDAX to purchase bitcoins. You can move bitcoins from gdax to coinbase wallet or to your own personal wallet.

In coinbase there is a flat fee, in GDAX you only pay fees if you put a bid in, and there is no existing sell order on the books that would fill you bid. The reverse is also in effect, if you put a sell order in, and no existing buy orders meet your order, there is no fee when the transaction takes place.

GDAX is an exchange. Make sure you are comfortable with using an exchange. I'd recommend you always use a limit order if you are just starting out.
That's just the capture phase. You pick 2D images from the stream when editing.
"We collect all reviews from various channels." I would say continuous HTML crawling of the app stores.
C Preprocessor define, mustache in your CSS. Boom!!! Done.

Again, hopefully they had their code base in order and it was simple as changing a static setting, with a single line of code change.
CloudFlare isn't saying there should be 100x more videos.

They're saying that they can make it easy / viable / cheap enough that 100x more self-hosted video providers could exist.
Speaking of policies, here's a question I've had for a while now: Google has rather (in)famous style guides for various languages; based on your experience with Google's codebases, have you given any thought to what a hypothetical "Google Rust Style Guide" would look like?

(When I've pondered this question before, "document every instance of `unsafe`" has been one of my policies (as obvious as it may seem), so I think you're on the right track!)
> Some critiques or thoughts occur to people near-universally upon exposure to an idea.

Indeed. And in some cases those critiques are spot on and shouting them down or inventing catchy names for those critiquing the ideas / principles / choice of definition of words does not necessarily mean that they are wrong.

This is an element of cult behavior where the cult is trained to respond reflexively to criticisms and in fact is egged on to shout down outsiders. See also: certain politicians.

I think this kind of behavior rather cheapens the whole MMM brand but if you feel that it strengthens it then that is your privilege.

In my not so humble opinion as soon as you resort to namecalling instead of reasoned debate then you probably would have lost the debate. MMM is rife with such traits and even though I very much subscribe to most of the basic tenets of the way he lives I would not respond to those who question my choices or choice of words by calling them names. Instead I'd try to figure out how our situations differ and to address the criticism directly rather than to try to drive a wedge between those that criticize and those that are 'true followers'. After all, if a critique is mundane then it is nothing a FAQ can't answer.

I dislike cliques, always have and probably always will.
while that's fair, they also state "The only way I get to be victim is if one of these organisations is duped and then they can’t or won’t address their mistakes or shortfalls and therefore they choose to pass the buck to me." And in this particular case, there is no recourse and you're certainly a victim. Last year there was something going on that they increased the fraud prevention-esque refunds with delays for a majority of people filing. Hopefully the IRS does similar this go around (and going forward).
While GPS chips might seem like an obvious addition, it might negatively affect other camera functions like battery life.
Building the Belfry: Customizable A/B Testing at Oscar
If a market maker sells a put and wants to stay delta neutral, they would need to sell shares -- not buy. Selling a put is a long position, not a short.
Hes not saying TAKE his money to china, hes GOING to china and hoping to MAKE money
Omnigroup have done something similar with Omnigraffle - you want it to work on iOS 11? You have to buy the next version of Omnigraffle.

I would upgrade if the new version had a feature that I requested about 3 years ago (a feature of the the desktop version) - but it doesn't so, I won't.
Wow this is really well written.

Sometimes I feel like this "extra layer"/middleman-adding is not only just to enable government interventions but is just fluff added so we could create jobs for those whose skills don't go beyond the typical white-collar worker. I might be wrong, but the image of extraneous University administrators and "not-enough" skilled labor kinda paints this picture.
First of all, great article, regardless of outcomes I've never considered an alternative web would be a possibility.

At first I was skeptic like most here, but it doesn't sound impossible at all. If you fix the most pressing issues regarding security, improve productivity by orders of magnitude (with great UX by default, even at the expense of some customizability), and can make it run on an iPhone, it might be a path worth exploring, yes.

Have you heard about Urbit? It seem to be also a "new internet" kind of project, but more focused on decentralization, which is very important too. I'd be interested to know your thoughts about it, as well as any progress about the "NewWeb" in case it becomes an actual project.
Indeed they moved towards a free market principle, after they became the world’s most important military power and trading empire. So then it suited them for countries to open up their markets to them.

The UK also, as you mentioned prevented their colonies and countries in their sphere of influence from instituting similar protectionist laws to develop their own industry. Instead there was a role designed for them, namely to provide cheap raw materials.

The US did the same after attaining a similar position as the world superpower later.
The camera doesn't need to run Android itself, and Android is probably too slow and power hungry to make sense in dedicated cameras. Instead think of the camera as a peripheral to the user's existing smartphone. There is a lot of room to improve connectivity and usability for that mode.
Sure, but that changes the topic a fair bit. Part of the allure of MMM is telling people they can retire at age 30 to 40 with a relatively small amount of money if only they can keep their expenses under control and live frugally.

The reality is that as you get deeper into that 43 year period without pursuing your career, your marketable skills will diminish as well. Many careers don't "scale down" either. A person who was once making $50k may not be able to make $25k with half the hours. The choice in many careers is 100% or 0%. Programming is in many cases a wonderful exception, so that might be biasing folks here.

You may very well end up just getting a part-time retail or fast food job. In any area of the country where this plan is viable, the minimum wage is going to be quite low, possibly as low as $7.25/hour. You're going to find yourself working quite a few hours just for a "little bit" of supplemental income. Indeed, if you needed to cover all your expenses (but nothing more), that'd be a full-time year-round job at the minimum wage (and in fact you might have to work overtime).
Oh, absolutely they are. This is not to be construed as any sort of ringing endorsement of the banking system - I just don't think that rebuilding digital Beanie Babies from first principles and wasted electricity is a good solution to the problem.