skysight-inc/HackerNews huggingface dataset:
Good starting point: https://www.reddit.com/r/personalfinance/wiki/index

There are universal themes like budgeting, responsible spending, paying yourself before you pay others, etc. Just remember that everyone's situation and priorities are different, so don't get caught up in one specific strategy.
Excel along with Hive and Hadoop Map/Reduce.
You keep equating "left" to non-Christian, which is what GGGP was talking about. ;-)

Trump/Hilary voting was split 50/50, but that doesn't explain the 76% of Americans.

This misunderstanding probably goes a long way to explaining this perceived "oppression".
You're conflating New America with Open Markets. Google is one of New America's funders, and Open Markets is a group inside New America. Google is using it's funds to influence New America's behavior.

Do you think it's ethical for a company funding a news agency to influence what they publish? The same would logically go for research. Google should be free to chose to fund or not fund New America, but they should not be able to use that funding for influence. That's unethical.

Furthermore there definitely is an argument for Google's behavior being unethical regardless. Acting in your self-interest is not unconditionally ethical. By analogy: a person absolutely has a personal responsibility to inform others if they are dangerous. It would be unethical to hide the fact that I'm not a safe driver, or that I'm prone to psychotic rages. Google is not ethically excused if their monopoly is deleterious to the public good just because saying it would affect their bottom line.
Ironically by investing in real estate whilst in well paid jobs. Not from any of my recent technology based business ventures.
Multi-millionaire in net worth. Work hard, spend less, keep learning, and take calculated risk.
Why spend the time learning about investing beyond the basics if you could be researching a niche in your field to double or add a zero to your income? It doesn't seem worth it to me if you don't have connections within the industry. You're still a retail investor at the end of the day compared to professionals at banks (which honestly, will have better information), so why not just use Vanguard stuff unless you want to go pro?
You say this, but by most objective measures ICOs look like a mechanism to provide most of the benefits of raising capital (and then some) with none of the oversight or constraints.

ICOs are not like a kickstarter for the same reason the SEC cares about them: as a buyer of tokens your capital can arguably be seen as an investment which is expected to generate a capital return based on a market clearing price determined by the value attributed to a going concern. Also if we are being honest here, the high dollar amounts and high volatility we are seeing also matter greatly in terms of guessing if the SEC is going to expend resources on this. Once a few of these crater and hundreds of millions of dollars are lost I'd expect regulatory intervention to happen rapidly.

And 2008, 1999, and 1929 called and take issue with your claim that the most important thing for the SEC (and all of us) to consider is startup funding and not the public interest. The exposure of individual investor capital to undisclosed risk, due to a lack of prospectus, legally required accounting practices, financial statements, etc, can cause major negative effects on all of us if and when capital is mis-allocated, particularly if it is tied to derivatives, is overleveraged, or there are other potential market contagions due to price correlations to similar assets, etc.

When you consider the role of the SEC and the history of speculative bubbles, run an ICO without strong legal protections, based on precedent, at your own peril, I say.
It depends on how you define "millionaire." Do you mean >$1M net worth? >$1M liquid assets? >$1M annual salary? Because those are three very different things.

The first is not hard to attain. If you buy a house and pay off the mortgage and do a little saving on the side you will probably end up being a millionaire by that standard. But a million net worth isn't what it used to be. A millionaire by that definition is solidly middle-class, but nowhere near being rich.

The second is a little harder to attain, but still doable by plain-old-fashioned hard work and frugality. Save $2.5k/mo for 30 years and you'll get there. Invest that money in index funds and you'll get there faster.

The third is really hard, and it's a whole 'nuther world. Having $1M in income is the equivalent (given today's interests rates) of having a net worth of many tens of millions of dollars. To get there requires a combination of hard work, sacrifice, risk-taking, back-slapping, log-rolling and a big pile of luck.
> Isn't this effectively the wrong strategy though?

There's no "right" strategy though, since everyone has different situations and priorities. I would have had no problem keeping my low-rate student loans while investing the extra, but I chose to burn them down quickly for the peace of mind of being debt free.
I just get "invalid password"
Depends on your Rx, but 4mm can be quite the headache at the end of the day each day.
Also, debt is bad. Debt is the ultimate "blue pill".

Ignoring the obvious issues with compound interest in reverse, the far more consequential problem is that it fucks with your head in ways that normally require CIA-style brainwashing and mind control.

Debt justifies and rewards your worst impulses, encourages poor, short-term decision making, and alters your frame of reference to a degree that even the smartest, most noble people among us think they can outsmart debt only to wind up losing big.
Not over the long term.
Airbus outlines lofty ambitions with Perlan II glider
Never mind "on paper" -- those of us who are running bootstrapped companies don't even have "paper" valuations.
Not quite: while Clojure does share nested data structures, and that does allow for some neat tricks around fast comparison operations, the fact that only changed SUV trees rerender is all due to react, and its shouldComponentUpdate. A normal js app can get the same results, if it wants.
Late fifties, own two houses but need twenty more years to pay off the mortgages and be a paper millionaire, all while supporting my family. Some day....
When humans learn anything, it is stored in their actual dissociation. Dissociations change, sometimes they last no longer than some seconds. A lot of repitition is nessecary to make these new memories available for many other dissociations, that process is called slow thinking. All memories inside the same dissociation are immediately available - fast thinking. The more permeable a dissociation is to others, the more associations it returns during thinking. The size of their short term memory defines the limit, how much of these associations humans can process and when a dissociation becomes unstable. Derealization is a possibility to stabilyze a dissociation (that cheese dome around us during tests in school). Depersonalization is the opposite, a kind of exhaustion, when it is no longer possible to keep up the actual dissociation and dissociations change every 5-30 seconds.
It's worth pointing out that Henry George's Land Tax proposal has exceptionally strong grounding in the work of David Ricardo, whom George gives very strong credit to.

(After Adam Smith, Ricardo is probably the most significant of the Classical Economists -- Malthus, Marx, and J.S. Mill would also be included.)
Hey I'm a little earlier in my journey than you are, having sold 1 company in the 6 figure range, I would like my next one to be 7 or 8, maybe we could chat? My contact is in my profile
I'd rather have my current financial situation (which is fine, but far from millionaire) and be willing to spend some money then live like a miser and die with 2 million in the bank.

I feel like the people who answer "How do I become a millionaire" with "20 years of fiscal responsibility" are kind of missing the point.
I would be a millionaire many times over if I and various partners hadn't spent so much money. It wasn't a conscious choice, but it wasn't totally unconscious either. My parents and grandparents saved for a future need that never came at the expense of a present. My grandparents wouldn't spend money on themselves well into their 80s because they would "need it for their old age" — elder care did use up maybe 30% of their savings, but most members of the family would have far rather they had gone on the cruises rather than left the money

Time works in your favor too, even as a spendthrift, shares have accumulated, compensation becomes more generous over time, if you keep growing (even at a reduced pace) then 20+ years down the line your skills and experience become a very valuable asset
LensRentals do all possible repairs internally, so I suspect that the downtime on an expensive lens like that is minimal if possible. Roger mentioned on the photography subreddit that the aperture replacement was a $200 part and 3 to 4 hours -- it only took so long because it was that tech's first time replacing that part.

https://www.reddit.com/r/photography/comments/6xg8a7/lens_re...
Interesting. How much experience did you have when you joined Google? And also if you don't mind, what year was it?
Some recommended resources:

reddit.com/r/financialindependence/ (check out all the links in the sidebar). The advice on this sub is generally much higher quality than r/personalfinance (although less newbie friendly)

See also: Mr. Money Mustache / Dave Ramsey (both seriously tackle the behavior problems that hold us back from success and wealth)
Ask HN: Apps or sites with financial workflows?
Hello: is anyone aware of any apps or sites (bank, portfolio, etc.) that allow a consumer to set up or program a workflow for their accounts?

Asking because I've had some use cases recently that seem like great candidates for automation and event triggers.

Thanks in advance!
Well, poor them. Regulatory risk is just one of the risks of investing. Yes, it sucks that some of them are going to be the retirees of the world, but again, that applies generally to all investing. When you're making public policy, you have to put the individual aside and focus on the macro impact.

Now imagine all the value and money-making opportunity created for those investors by having a healthy and active competitive marketplace.
Why do they even make a drop in filter rated for the sun, if it's going to damage the lens?

What use could you make of this filter?
The Russian Casino Hacker Who Makes Millions Targeting Slot Machines
• The Prize

• The Rise and Fall of the Third Reich

• The Lean Startup

• Poke the Box

• The Elements of Computing Systems

• The Death of Common Sense

• Up the Organization

• The Personal MBA

• The Wisdom of No-Escape

• The Adapted Mind

• Brain Rules

• Getting Things Done

• On Writing

• Steal Like An Artist

• George Orwell: A Collection of Essays

And these are technically not books, but Glenn Greenwald's "Speech to the Massachusetts ACLU" and the Christopher Hitchens speech criticizing the proposed Canadian hate speech law.
The 1967 version of ASCII (which introduced ` along with the other characters like lower case in the same columns) allowed certain characters [`'"~^,] to have a dual role as punctuation [‘’"‾^,] or accents [`´¨˜ˆ¸] — not as some fancy complicated encoding, but simply as type bars that would look OK when overstruck on a letter. The characters ^ ` and ~ were encoded specifically because they could be used as accents. Notwithstanding the name we know it under, ASCII was an international effort.

ASCII-1967 isn't online but EMCA-6-1973 is functionally equivalent. https://www.ecma-international.org/publications/standards/Ec...
> so an infinitely large blockchain is not sustainable.

This is a bit misleading. With 1MB blocks a 2TB drive holds around 40 years. So put that out a century and we're still talking nearly nothing.

Even with 32MB blocks it's not exactly a gigantic commitment, needing a drive every few years.

Having a nice way to checkpoint utxo is good to get people bootstrapped but it's not like block chain size is a serious issue.
> Also, debt is bad. Debt is the ultimate "blue pill".

Nonsense. Debt managed carefully is exactly how you join the million dollar club.

Twenty years ago, my grandfather told me that he had never been in debt, ever. He always paid cash. Always. He was strangely proud of this.

My immediate reaction, even though I barely knew anything about finances: "Well, that sounds like a dumb, dogmatic principle to follow".

A few years ago, I bought a car and I carefully played the card of "This car is beyond what I can afford but you, the sales person, are so good that you convinced me to buy it anyway". When we went to discuss the finances part, I was given several options: 1) a loan with no down payment and a crazy interest 2) a loan with some down payment and a reasonable interest and 3) all cash.

I could have bought the car in all cash. The money was there, in my bank account, ready for this. However, the interest for option 2) was 1.5% and I knew of at least one bank that would give me 3% of interests if I deposited at least $30k in this account and maintained it for a year.

So what did I do? I picked option 2 of course. I went in debt. And I didn't just save money doing so: I earned money.

Debt is fine for people who have a reasonable ability at managing it. This is how you get rich, don't listen to people who tell you "never do this" or "always do that": look at the number and make the smart decision.
1) Doesn't it seem weird that Google funded New America for years while the Open Markets group posted about other tech companies like Amazon and Uber? They had to know there was an anti-trust group there.

2) They didn't pull funding, they threatened to pull it. I might understand if they had pulled it, instead they leaned on New America, through board chair Eric Schmidt, in whatever the implicit version of quid pro quo is. I think that's part of what's upsetting people here.

Not that New America is blameless obviously.
Man who was selling proxy service is jailed for crime of computer invasion
Show HN: A touch interface for tree editing
You are oversimplifying a tremendously complex issue. You can have a net positive wealth creation that's reserved for only certain economic sectors while leaving out everyone else. Absolute gains in economic growth are not really indicative of life satisfaction towards everyone in society
Coinbase Complaints Have Increased 4,700% in 2017
Schmidt sounds Orwellian.
I would add that it also hugely depends on what affect being in debt has on your behavior and spending habits. For many irrational people (such as myself) being free and clear makes me much more defensive of my savings. Whereas if I'm on the hook to anyone, I feel a bit enslaved and say "screw it" way more often.
Cyber Insurance: Applying Economic Incentives to Cyber Defense
In order to judge whether your math matches reality, you need to understand the math in the first place though. If you don't, then you're bound to repeatedly make mistakes.
Putting top secret anything on the Internet seems like the opposite of a good idea.
The next manufacturing innovation is all about data and networks
Certainly not from a black person.
When I was a kid living in Palo Alto I remember a day when it was 107 degrees. I think it was 1971.
a key that someone should in the Debian ecosystem should be able to tie to a human identity

anonymous

Not sure I follow
I was able to login. It had an alert popup saying

>Your password has expired. The link to generate a new password has been sent to your e-mail.

I was able to copy that alert text (in Chrome). It automatically sent me an email, I clicked the link and it gave me a new password on my account. Logging in with that and my TOTP worked.
I wonder how much better it would work if either article specified the Australian training data that is included, instead I believe it is defaulting to the US set.

As for speed, there appears to be an OpenCL option that should be investigated.
> However, non-current packages may break if they're missing upper bounds....

Out of curiosity, how feasible is it for opam packages to use lockfiles like npm is nowadays? Then packages which depend on some other package will continue to build against the exact same version they always did, until and unless they are explicitly upgraded to the latest version of that dependency.

> I'm not sure why it would build the same dep twice - I haven't seen it do that.

Maybe https://discuss.ocaml.org/t/why-does-opam-recompile-so-much/... provides a clue to that.
Filed: https://bugzilla.mozilla.org/show_bug.cgi?id=1396336
If you are a spook I wonder how you give references? And if you’ve done anything good you can’t write it on your CV without breaking the law.
I just bought a car with a 6 year, 0.9%APR loan. I literally make more in an FDIC insured bank account.

If you have a mortgage on your primary residence on the US, the interest is tax deductible. This can make your effective rate extremely low, and it's not hard to find an investment with better returns.

Not all loans are bad; some are subsidized. It often makes sense to keep those ones.
D.J. Bernstein
Why do you say that? There are good reasons to want liquidity for utility tokens
I could easily stake out your house, and figure out when you leave for work, and then break into your home.

Breaking into people's homes is trivially easy.
Maybe this is what you're looking for? (I just installed Nightly on my Ubuntu 17.10 install and wanted separate icons myself).

https://www.reddit.com/r/firefox/comments/6tt7wj/nightly_cre...
What sort of encryption scheme reveals hashes of the plaintext files?
BOM 101 for Engineers
Getting really sick of this story. Open Markets really comes across sleazy when you read the emails published by New America. [1] Slaughter's second statement, via Medium, is also worth reading. [2] Combined with the fact that Open Markets has been publishing anti-Google stuff for years while Google funded New America, Barry Lynn's side of the story make no sense at all.

Honestly, if you read some Barry Lynn and Matt Stoler and other people in that Open Markets crew... it's like 90% empty and loud rhetoric and maybe 10% cogent argumentation. It feels like a big circular link fest, takes so long to find something meaty. So much smoke and mirrors and equivocation on key terms... like, for example, "monopoly".

I'm not saying there aren't good questions to raise about Google's power, Google's anti-competitive practices or Google's link to research.

But the tone and quality of this public surge of the conversation driven by the Open Market 'scandal' seems highly manufactured and low quality. I can only assume some larger forces are throwing a ton of money in as well. But I guess that's how policy and economic talk tends to go when it hits the mainstream.

Edit: have to admit it's also riling me up that the pretty-far-left progressives like Stoller are happily now joining up with Tucker Carlson and that ilk, who raking Google over the coals for the James Damore memo fallout. Stoller was on Tucker's show yesterday. High fives.

[1] https://www.newamerica.org/new-america/press-releases/intere...

[2] https://medium.com/@slaughteram/when-the-truth-is-messy-and-...
Modeling the world generally (as in, why mathematics works and can apply to the real world):

=Bertrand Russell=
* An Inquiry into Meaning and Truth
* A Theory of Knowledge
* Logic and Knowledge
=W.V. Quine=
* Word and Object
* Mathematical Logic
=Norbert Weiner=
* Cybernetics: Or Control and Communication in the Animal and the Machine
=Smullyan=
* Diagonalization and Self Reference

Squishy Human Things:

Thomas Kuhn - The Structure of Scientific Revolutions
Norbert Weiner - The Human Use of Human-Beings
Bertrand Russell - A History of Western Philosophy
Karl Popper - The Open Society and Its Enemies
Daniel Dennet - Consciousness Explained
E. Abbot Abbot - Flatland
Everything you say is 100% factual.

(Except the part about how debt is "how you get rich")

And yet, I'd wager than 90% of people who attempt to replicate your success story would wind up worse off for having tried it.

The problem is that it comes with a huge risk of screwing with your head. And it's very difficult to detect and correct when this is happening.

I've had my success stories playing games with debt too. Gaming low rates, churning credit cards, and so on. I see people around me do the same things all the time.

The only trouble is, the next day these same people are:

* Allowing debt to influence their purchasing decisions (e.g. buying a larger car, a larger house, and so on)

* Trying more sophisticated "experiments", only to get burned

In other words, they scored a minor victory in an inconsequential battle only to lose big later on.
4 million people have top secret clearance. what is and isn't a good idea given this state of affairs is ummm...

[1] https://www.washingtonpost.com/news/worldviews/wp/2013/06/12...
Then it would be useless to the people who spent the money, because they wouldn't have the cars and cameras and ongoing support and research that they wanted to spend that money on.
It helps us see through the deceptive arguments against anonymity. You don't think that's helpful?
I think framing JavaScript's equality semantics as merely "identity vs. equality" glosses over the issue people have with it, namely that the semantics of equality themselves are somewhat inconsistent (e.g. `3 == "3" => true, `3 == "3 "` => true, `"3" == "3 "` => false, or `null > 0` => false, `null == 0` => false, `null >= 0` => true). This isn't to say that these semantics are objectively wrong (although the lack of transitivity in the former does stretch the definition of "equality"), but I don't think it's really that surprising that some programmers aren't fond of them.

As for things like prototypical inheritance, `this`, and other language features not being distinct to JS, I'll concede that point. However, I still think my main point stands, namely that criticisms of JS aren't just blanket criticisms of "interpreted languages".
I'm sure there are lots of people paid to not work simply because of what they know
Maybe if you owned one you'd feel differently.

Can I reach into your backpack and crush your bag of potato chips?

What's the matter; all the baked potato material is still there!
Any thoughts on what role novelty search might play? ("Why Greatness Cannot Be Planned: The Myth of the Objective" by Kenneth Stanley)
A few people have made proposals, though nothing has been taken seriously. The first one was a NY state proposal that never got out of committee. The second is weird. It seems to be a draft of a bill, I don't know if they actually proposed this in committee. And it's odd. It requires that companies must provide data to law enforcement with a valid court order. Which is redundant: of course if law enforcement has a court order for a company to provide data they have to provide it, unless they can contest the court order. The uses the phrase "make data intelligible" which reading further seems to mean you have to decrypt the data. So it looks like it's meant to require companies to be able to decrypt any of their secure systems with a valid court order, hence requiring a backdoor. But Section 3.(b) says "Nothing in this Act may be construed to authorize any government officer to require or prohibit any specific design or operating system to be adopted by any covered entity." That seems to clearly state this Act can't require a company to put a backdoor in their system. It's really an odd little document.