skysight-inc/HackerNews huggingface dataset:
> In France, lending CF is growing. I invested a few euros on one of the platform just by curiosity. They are mostly industrial companies looking for sub 500k loans to acquire/replace equipment. The rates are outrageous, up to 8%. You get a detailed market and financial analysis, you see companies 20 years+ old, with stable numbers, doing like 2 or 3M a year in sales. Why the hell didn't their bank lend them 200k at 4 or 5%? French bankers usually don't play their role anymore, which is lend capital, take some risks, and push good projects towards friendly VCs (I must say that we're very lucky/happy our banker has the opposite behavior :) )

Ex-banker here. 8% is not a bad rate for such a loan. Most banks, in the US at least, don't want to do term loans for equipment for small companies because the transactions costs are high (same amount of work for a $5m loan, often less), there's usually a customer concentration problem, the borrower is usually overlevered already, the asset recovery process is just as expensive as a larger loan, and the collateral liquidation values are low. So if you're an established, small industrial company a bank will gladly give you either a real estate loan or a line of credit at 4 or 5% collateralized by your receivables, but that's about it.

Edit: There are specialty finance companies that have sprung up in the past few decades that make equipment term loans, and their rates are 5-12%. There are also "hard money" guys lending at 15%+ to riskier borrowers.
Price caps can't work. If the cost of an item is greater than the price, people will stop producing it. There will be no incentive to increase the supply. You get shortages and bread lines. Other factors instead of money determine what you can buy (are you a friend or family of the landlord?) Some economists theorize that price caps lead to the decline of the Roman empire.

Instead just let the market work. We can build much denser and cheaper than we currently do, and housing will become much more affordable. The price of food has fallen drastically over the last century and is only getting cheaper. Utilities are monopolies with no competition at all.
The other major concern would be that you are moving your trust in the security of your data from very large companies that have staff in place to maintain such security as well as an established track record of offering service in the wild to a much smaller company with much less of a track record.
That seems to be what they're aiming for: "The ShareLaTeX editor will be at the core of the new platform, on top of the Overleaf ecosystem."
Because 'dealers' that aren't interested in maintaining a 'going concern' could possibly make a quick buck – a 'killing' – in a market without strong info about seller's reputations.
Artists use pure black all the time. "Never use black" is something said to beginners because never using it is better than using it excessively. It's like saying "never use passive voice" to a beginning writer. Black is appealing if used correctly, and because all commonly used printing and display technologies have lower dynamic range than typical real-life scenes, careful use of pure black and pure white is essential if you want an appearance of realism.

And typography is a completely different subject to painting. People have aimed for darker blacks from the very beginning of ink technology. Even now, people put up with the hassle of dip pens instead of fountain pens because they allow for darker black inks. Extremely high contrast is considered a mark of quality in printing, so why should it be any different on screen?
Last night after reading about the Parity Multi Sig attack I decided to finally try and read up on this subject, but quickly got annoyed with all the 'how bitcoin/blockchain works' videos that repeat the same high level points without scratching any of my technical itches. That was until I found this very concise gem of an introduction:

http://www.imponderablethings.com/2013/07/how-bitcoin-works-...

Via. https://blog.zeppelin.solutions/the-hitchhikers-guide-to-sma...
Rest in peace. I regret never going out to see them live because I wasn't a fan of their albums past Minutes to Midnight :(
It's probably because those apps haven't implemented state restoration properly. Basically, the OS reserves the right to terminate your app at any point when it is in the background, and it is the job of the app to restore the state back to where it was. iOS provides hooks and a serialisation mechanism for the app, to make it easier.
One thing that recently surprised me is that Rust lacks default values and named arguments for functions.

Some consider it a counterpattern or bad memory to be able to not fill out all parameters or reference them by name. However some interfaces easily require like 50 different function parameters that cannot be removed in a simple way and they all make sense in different configurations. Without default values and named parameters you're lost there. I don't get this design decision on Rust side at all.
There are lots of them out there to choose from. And being able to audit the secure portions is great, but a password manager is the perfect example of what free solutions often don't do well— you need to have a seamless experience across multiple platforms including mobile, and you need to have fairly deep integrations into multiple web browsers, which are notoriously fickle and need to be tracked closely.

The killer feature of 1Password (on Android at least) is that it comes up as a keyboard and can type long passwords into any apps. That seems like exactly the sort of fussy integration that would be really hard to build and maintain in something without commercial backing.
ShareLaTeX user here.

I recently typeset a (stunning looking) master thesis for a friend and she was able to edit the text while I dealt with formatting, setting stuff up, etc. (Well for that project, also big props to pandoc [1], as it easily converted docx to tex including footnotes!)

Otherwise it's nice, because I set up shared projects with good looking CVs for some non-tech friends and even a template to write nice looking letters/invoices and they know what to change and how and I could hide most of the stuff going on in template files.

[1]: http://pandoc.org/
I wonder if the time was intentional to allow more people to be caught.
I feel the labels are switched in this picture
http://erikrood.com/Posts/renter_home_income.png
A local MiKTeX installation handles this beautifully (MiKTeX is a LaTeX distribution which comes with a bare set of default packages, and then downloads packages from the internet transparently upon compilation if they're necessary).
this is only true in cities, which I guess covers the majority of people, but as someone who camps across the country, and often drives there, T-mobile is terrible outside most metro areas, and I rely on my girlfriend's verizon to keep us from getting lost and to link up with other campers.

And I'm not just talking about the deep boonies either. Even in state parks that are less than an hour from densely populated cities, I often have no bars.
Permit me to be skeptic when anybody claims

>A Proven, Trusted Technology

When talking about mesh networking.
"Perfectly fine" has not been my experience anywhere. A months ago I arrived in Oslo from the airport, and tried both Uber and the local transit ticket app, and both were impossible — everything just timed out — so I ended up hailing a cab the old way. You'd think the connection would be slow but that it would eventually get you there, but that has not been my experience.
That is definitely true. Though that's another reason to avoid DRM whenever possible :) Which is not often, but oh-so-worth-it when it is.
If the sending process blocks after filling the pipe (on Linux, 512 bytes), hitting ctrl-C should be effective—any of these terminals should be able to sink that in negligible time.

If it instead takes a long time, there are probably large buffers between:

* If you're talking about ssh to a faraway machine, the TCP layer is probably responsible. (I'm not even sure if there's anything you can do about this; the buffer (aka "window size" in TCP terminology, plus the send and receive buffers on their respective ends) is meant to be at least the bandwidth-delay product, and as far as I know, the OS doesn't provide an interface to tell it you don't need a lot of bandwidth for this connection. It'd be nice if you could limit the TCP connection's bandwidth to what the terminal could sink.)

* If you're talking about something running on the machine itself, it's probably an over-large buffer inside the terminal program itself.
I started the thread, I have read it :-)
Learn Python the Hard Way (updated for Python 3)
The problem is when you look for the next job or even when the next project starts at your company you won't get credit for delivering a pragmatic solution. They often will bring in new people who have the cool stuff on their resume.
The linked article is much, much better, much more nuanced and insightful, than the Wikipedia page.
Well, if he was a monarch before writing had been developed, he would have had a hard time putting his name on it.
> Disclaimer: I am a neurologist

> {informed comments}

A little off-topic but I see this so often I feel like I should mention this at some point:

I think you mean "disclosure" and not "disclaimer" (and most likely it's best if both are omitted and you just mention you're a neurologist).

"Disclaimer" means refusing to accept responsibility, which doesn't make sense when it's a preface to what looks like a comment based on expertise. If, on the other hand, you're really trying to say that you're refusing any responsibility for what you say, then the disclaimer should probably be something more along the lines of "I'm NOT {a qualified lawyer/neurosurgeon/whatever}", and not "I AM {a qualified whatever}".
Wanted to post it under Show HN and forgot the password :P
[TLS] datacenter TLS decryption as a three-party protocol
> gimmick of process managers

My Asus Zenfone has a great little combo of preinstalled unremovable apps:

a) a process monitor that looks for battery wasting processes

b) Tripadvisor, which shows up in the battery wasting list every time..
At least, before writing your usual biased diatribe you should read the original link in that shitty article.

In no place is mentiioned Spain and the article talks about rationalizing the shops schedule.

But don't let pass any opportunity to show your hatred

> I forgot to add that Catalans, myself included, have a lot to learn from other Spanish regions: e.g. in Madrid there is commercial freedom, so shops can chose when they can open, without the permission of the feudal^W local government.

And you forgot that "libertarians" like you are just a tiny minority.

And no, it is not feudal, it is not being slaves
Yeah, as an avid camper, backpacker, climber, or general outdoor person knows, you need at least one person with Verizon in your party. Tmobile is not great at all outside of cities.
Can't you just do that with passing a struct + Default[1]?

[1] https://doc.rust-lang.org/std/default/trait.Default.html
Question: When you add additional hardware (e.g., Yubikey) how does that effect the integrity (?) of your PWM (e.g., LastPass)?

I'm comfortable (in a I have no choice sorta way) that there is always some risk. Therefore, my next best choice is to mitigate that risk as much as possible. Obviously nothing is perfect, but it seems that using a Yubikey (or similar) raise the bar pretty high.

Yes? No?

p.s. Does anyone know of the legal implications of a Yubikey? That is, can a court order you to turn it (and PW) over? Or is there some protection from such things?

Note: I'm not doing anything nefarious. I'm just wanting to lower my sec risks, as well as maintain a respectable level of digital liberty.
All the articles I've read made it sound less like Tesla was building cells, but that Panasonic was building cells inside the Gigafactory.
Please be civil when commenting here.

https://news.ycombinator.com/newsguidelines.html
Intel announces compute stick for deep learning
I've used Lulu (years ago) and they do a great job. Not as cheap as a paperback of the same size, but for a one-off (or small number) they're pretty good.

I thought the paper felt a bit cheap and looked somewhat greyish. Although it might depend on the options you select.

But as far as the price goes, they're not expensive but for instance a 126 page book published there was $15.23 (ex. shipping) and you might want to check if the regularly available paperback is not cheaper than that.

It's absolutely great if you made something (wrote a book, or I dunno put your favourite sourcecode to PDF, whatever) with a load of pages and want to own it as a real paperback. There's something extra cool about turning something into an actual physical book :)
Sports teams are lose-win only if you look at the events of the field. If you consider the sporting industry, then having a Babe Ruth on the Yankees in a very good thing even if you're the Red Sox, as it increases fan interest in general.
Thank you for providing a honest answer. Well intentioned mistakes combined with self reflective and vulnerable answers do not seem to require much criticism.
Updates on LeEco's new leadership aka how to screw a VC in the ***
So that's the spending requirement for a reasonably comfortable life. Good to know
ah, yep, good eye! will fix this evening when I get back to computer
> There are many such loopholes.

Exactly. I force-quit apps for privacy reasons, not because I believe I'm better than software at memory-management and caching.

I realized how sad that statement is just as I was writing it. Our phones do not belong to us; they belong to the companies releasing the software that runs on them.
Everything short of seeing the money in your bank account is some version of "No."

Now get back to work!
Yeah, but how much ridership does Amtrak even get in those places that "will never see a hyperloop"? Amtrak has coast-to-coast routes, but who actually takes them? At Amtrak speeds, it takes days to cross the country (I could drive it faster), and it costs a small fortune too. The only way it makes any sense is if you have plenty of time and money to spare and really want to see America from a train; if you actually need to get somewhere in time, or you don't have an extra $3k or whatever for a sleeper cabin (you don't want to sit in a seat for 3 days and nights), flying is the way to go.

Amtrak isn't solvent in those other areas because it simply isn't competitive. It's too slow (because we won't invest in bullet trains, and it doesn't help that Amtrak trains use freight tracks and have to yield to the freight trains), and it costs way too much. Air travel in the US sucks, but it's still better than the Amtrak option for those routes. It only works in the NE Corridor because those cities are close enough together for it to work out; air travel is hampered by the crappy TSA security (aggravation but also a lot of time: having to be at the airport 3 hours before your flight makes it uncompetitive if you're just going from DC to Philly for instance) so train travel makes some sense there, though even there you can get there more cheaply by bus, though it isn't as comfortable or quite as fast.
i've used it in turkey and israel without a problem within the past few months, web browsing was mostly a no go, but passive things worked.

One thing that I would add is that you have to really internalize what it means to have a severely rate limited connection. You have to control your sync settings. if you just landed and all your services are trying to sync, you'll be using all the bandwidth and everything wont work.
The title should probably be the title of the article here.
Kamala Harris and Rand Paul: To Shrink Jails, Let’s Reform Bail
Maybe they'll get there with time, but with 50 different parameters (... for one function? really?) I'd say put most of them in some kind of an options object, which certainly can have defaults and also checks your values at compile-time.
I just did your survey, but forgot to mention a feature idea. I recently finished a typesetting a master thesis, which I converted with pandoc from docx to tex. Together with the Harvard Thesis template it was a bliss and took just ~6 hours to set the ~80 pages.

Maybe a document converting feature (via pandoc!?) would help the merged product :) (And I would totally pay for that :D)
Ask HN: Buying a used car vs. leasing?
What are arguments for buying a used car versus leasing a car?

- If you have $7-10k for a car, would it be smarter to lease or buy?
- For low mileage driver (10-15 minute commute drive on weekdays) and occasional long drives on weekends.
- Concerns about getting a lemon and car repair costs.
- Expect to use the car for 3-4 years.
Which is the best value option?
Full disclosure: I work for Ada.

Just wanted to share our good news with the HN crowd. David and Mike really took the YC philosophy of "build something people want" to heart when the started working on Ada. They embedded themselves in a few companies around Toronto and figured out the problems that were costing people real money. After answering thousands of support tickets, they started automating away the annoying stuff --- after a few hundred iterations we found ourselves with a very compelling product.
Any particular vendor?
See the recent news about fentanyl.
What's making you want to move?
There's already public markets available on reddit for all kinds of illegal things in addition to drugs that get you high.
Please don't insinuate that someone hasn't read an article. "Did you even read the article? It mentions that" can be shortened to "The article mentions that."

https://news.ycombinator.com/newsguidelines.html
Few people actually want fentanyl. Some enjoy the patches, but it doesn't have the same feel as heroin/morphine/etc., though they're close enough to all get you high. It's just super cheap and available, illegally. When the cost of the equivalent dose is a tenth or even a quarter, well that's a huge selling point.

As always with opiates, the real issue is improper manufacturing/labeling. Even IV users would be mostly fine if they had properly labelled IV ampoules.
Eh, my read on it was sort of "Sorry for being such a wet blanket, BUT..."

It is kind of a polite apology that indicates "I know people here are excited, but as someone in the know, I don't think it is exciting. And I don't really mean to be a party pooper, but y'all need to calm down, because this is not that exciting. Seriously."

Lots of talented people get used to being hated on for being more knowledgeable than other people. It often fosters verbal ticks to cope with the social and emotional BS.
Claiming that 0 grams of carbs allows you to remain healthy is not accurate. It is plainly obvious that unless you want to starve someone, a 0 carb diet, _necessarily_ means a diet that's either high protein or high fat. Both of which have documented problems, in humans, and in other models such as mice.
Amtrak is a mess. But between Philly and NYC the NE Corridor train will actually hit 125mph at one point.
Shops manage to be open in the Middle East, Africa and Asia where it gets much warmer than Spain and in many places with much less favorable conditions.

I've been to the south of Spain it's hot but 35c isn't unbearable in the middle of the day.
Is working 8 hours, taking 16 off, then working 8 again, a break?
Those are apps. There are many loopholes. See https://developer.apple.com/library/content/documentation/iP...
Tor hidden servers with large traffic aren't too hard to find when you can see the entire internet and can shape traffic.

I think the future is a reputation network/market built on top of something like ethereum.
You have to think eventually the criminals will evolve proper OPSEC - there is simply too much money to be made. Also, you really should be living in a place with no extradition - Thai police picking you up is a bad place to be. Vietnam is close by and has no extradition - a much better choice for aspiring criminals.
I don't know, I think much of the web is much more readable now than ever personally.
Yes, the currently-considered-idiomatic solution here is the builder pattern.
It's not a logical tactic, just, without professional equipment (whose sale is restricted!) working with drugs whose doses are measured in micrograms is a hard task and likely to result in failure.

Why are the drugs in the illicit marketplace the ones with such small active doses? Prohibition strongly incentivises the manufacture/transport/sale of drugs with higher potency (per unit volume) -- as the odds of detection go up with bulkiness: https://en.wikipedia.org/wiki/Iron_law_of_prohibition
If capitalism is emergent it emerged from people's desire to make more money, sell more stuff.
Or it proves the law that some people will spend every cent they receive, whether through income or welfare
Some mesh networking technology is proven and trusted, carrying billions of transactions per day. Disclaimer: I work for mesh networking vendor SSNI, and we've been producing and operating large-scale reliable mesh networks for over ten years now.

It is not easy to do well, though, and there are more failed attempts than successes at this point.
Huh? What's the 2017 version of Napster?
If you acknowledge that javascript is not the problem (as it is just an implementation detail), then I'm curious if you still agree with your comment above that is complaining about javascript?
It's a good thing this is getting supported on non-Apple platforms too. In time, maybe they'll all get common formats, and then we'll all have the same stuff again.

This isn't about 'stealing' or who 'came first', it's about everyone getting everything.
The fact that criminals are funded by drugs is a reason why their criminalization is wrong. Not why their use/sales is wrong.
In this case do you mean the firmware being provided by Linksys for the hardware, or an additional layer of firmware embedded into the wireless hardware in some way? It actually looks like for the Velop they are using some form of OpenWRT it looks like from what I can see when I pull up the sysinfo page in the router so it makes it seem like they would have the ability to customize/tweak the buffering settings in some way (I took Georgia Tech's Networking class about two years ago now, but it was pretty neat to learn about the buffer bloat problem there in that course and how they were mentioning bigger buffers weren't necessarily better for performance).
It doesn't have a browser plugin and will not work with my iPhone... So it's a no-go for me and I guess many others.
>Almost immediate and right to the point that they wouldn't invest with specific reasoning/metrics behind them.

Was going to comment on the article itself: You shouldn't walk away from a VC without this in hand. Kind of a general sales concept - never take "no" without a good reason.
Also, it looks like you say, "The bottom 60% of earners spend more than they make in a given year." while the first figure seems to show the bottom 40% do so.
Other car companies developing EVs are a bigger threat to Tesla than government spending on high speed rail. Sorry you didn't make the connection.
On Choosing Side Projects
I'd probably have to spend every penny I got if I was making minimum wage, too.
I have Meet enabled on my GSuite account at work. It most definitely does not work in Firefox. If you go a Meet link you get "Meet doesn't work on your browser yet To join the video meeting, you can install the current version of Google Chrome"

It's certainly unfortunate that Google hasn't updated their software but Firefox didn't need to remove NPAPI. They chose to do that and when they did they broke software for lots of companies, not just Google. That's a trade off and decision that Firefox made and I'm suffering for it. They had their reasons for making that decision but that decision had costs and downsides for me.
We detached this subthread from https://news.ycombinator.com/item?id=14805115 and marked it off-topic.