skysight-inc/HackerNews huggingface dataset:
Keep in-mind this household debt is above and beyond each household's share of their municipal, county, state and federal debt.

If you live in LA County, CA:

- about $4,200 in State Debt.

- roughly another $4,000 or in LA County debt.

- $161,000 in federal debt.

- $16,000 in credit card debt on average.

- Car loan, home payment, etc.

And on average your savings are minimal. Most importantly, if this isn't you, its still someone you'll be bailing out through higher taxes and/or some other shared burden.

Ironically, the more indebted we become the more dependent we are on our government to address the problems widespread indebtedness creates. This may explain why efforts to enact economic growth policies that restore 5-6% GDP growth are met with all talk and no action in most state capitals and Washington, D.C. Its almost as if they wish to intentionally drive the the country over the fiscal cliff.
iirc US and state government funding for public universities has decreased severely, which has caused tuition to spike up. That's probably at least one major factor in the hikes - what taxes used to pay for, now individuals pay for directly.

Except that the top marginal tax rates also used to be much, much higher, so it was subsidized by the rich.

But then, there are also many more people going to college now, and there aren't any new Ivy League schools being minted.

If it gets bad enough, the pressure to find alternative ways to educate will build up until we find a good alternative route.
yes, only until I can have recreational nukes can I bask in their power and radiation.
JSON is simpler to read and write, and it’s less prone to bugs.

I don't actually find either of those things to be true.
Appreciation will presumably cover your transaction fees after a year or two in that particular market, and capital gains are levied against your profit. As others have pointed out, these things are predictable overhead in real estate investment. Being liable for a lot of tax is a good problem to have in this context.
It's how you can tell we have so much freedom and economic liberty.
But you have to use their BS cloud build service? Hell no.
You will be bailing our your State's underfunded pension first, most likely. If not your State then some other State when their debt is federalized.
Does it support Redshift?
> Kotlin Is Better Than Whatever Dumb Language You're Using

Hab SoSlI' Quch!
DOCSIS 3.1 supports multi-gigabit speeds on coax. With actual fiber 100Gbps links are commercially available. For equivalent performance you aren't serving 35,000 homes per tower, it's more like 35. And a provider having a lower penetration rate doesn't save you any towers, they still have to exist and be operated by someone else in order for those people to have service. Splitting the market between more providers each with lower customer density would only make each provider's costs higher -- same total number of towers but now you each need your own spectrum.
This is very worrisome. This is ballooning student debt. And unlike other forms of debt, you don't get to discharge student debt in bankruptcy.

So..plan a career, get higher education, have your plans disrupted, and your life is ruined with no escape. Enjoy the 21st century.

What is really sad is that there is no evidence that colleges are providing a better product. In fact the switch to grad students and adjunct faculty means that the actual delivery of their education should be cheaper. (Of course universities are getting less efficient, so it isn't. But the cost of classroom instruction time is not what is going up...)
Does anyone else find the timing of the leak being the day before I/O interesting? I wonder if it was meant to preemptively address some of the inevitable concerns the event would raise about Apple's lineup and assuage potential device defectors.
Though it does seem kind of odd that facebook isn't playing in that space. I'd be curious to know their reasoning for not launching a competing product there.
Good to know (think about). Luckily, the site is no longer in operation.

EDIT: clarification
The thing that http://activitystrea.ms got right was the realization that copying content into a feed just ends up diluting the original content formatting, so instead it just contains metadata and points to the original source URL rather than trying to contain it.

It's a shame that ActivityStrea.ms hasn't had more uptake. We've added support in our enterprise social network product and think it enables some cool scenarios. But unfortunately too few other products support it these days.
Part of the reason the comments are higher quality is because this site isn't full of political food fights, which drive away such commenters. Putting much politics on the front page would kill the golden goose.
It doubly blows my mind considering campuses now compete against online colleges. There are definitely important differences between the two experiences. But you still have to weigh the two against one another. At some point that should undercut the costs.

As far as being a bubble...there's definitely overvaluation. I think the term "bubble" is both too small and too narrow focused for what's going on right now. People just voted in Trump because they want work. I don't know how society corrects all of this, and it all feels related.
This is a great product idea. If you ask any Excel power users, by far the most time-consuming and hard-to-automate task is text and date manipulation.

The beauty of this product is that its adoption strategy is baked into the product itself: I'd share this with all Excel user friends of mine because I want the algorithm to get smarter, and I might even learn a bit of C# myself so that I can contribute and scratch my own itch. This in turn makes the product better (because of the larger training data), lending itself to more word of mouth.

One concern I have is security: I'd love to hear from folks who built this/more familiar with this about how to ensure the security of suggested transformations.
It's just as likely the moral hazards of yesterday were never properly dealth with, market corrections didn't properly happen during the downturn, and we're seeing a continuation of misplaced capital. ie, far too much going into residential real estate and student loans, not enough being invested in business. I remember reading that small/medium business growth and capitalization has flatlined as the housing market flourished.

In Canada where we have a similar housing crisis nearing a peak SMB growth actually declined recently.

The thing people often forget with these 'bubbles' is that it's not just risky because people lose money in their investments, but it's a massive misallocation of capital away from productive assets. Productive things like job growth and developing new industries and expanding old ones, to increase job growth and wages... which the US desperately needs, as the whole NAFTA/globalization debate highlighted.
Relax, Robots Won't Make Humans Obsolete (yet)
Further hardening glibc malloc() against single byte overflows
Yep. That's the one. I just wanted to say that this tech isn't groundbreaking, especially since adobe came up with that so long ago.
This sort of exists. It's not evil or secret though (funds can't make the large $ amount sized trades they need to do and keep it secret). Also while some funds do employ a type of 'regulatory risk arbitrage' it's usually part of a larger strategy, e.g. event-driven funds, which are slightly more sophisticated and a few miles ahead of what Tom Clancy could come up with. For example lobbyists and legal data would be relevant to the analysis as they may be forward indicators. 'Truth can be stranger than fiction'...
The more the government subsidizes higher education, the more expensive it becomes.
According to the public OECD data [1] the US household debt as a % of disposable income is on a downward trend.

[1]: https://data.oecd.org/chart/4Qct
Re-introduction to JavaScript
Yes. Pettis. Anyone on HN commenting on economics must read Pettis. In very brief his simplified thesis: One country's public policy decision to subsidize export-led growth requires another country's public policy decision to also subsidize that growth through import consumption and debt. The accounts must balance.
The US economy has been based on debt since the 1970s. The more debt increases, more goods gets imported from other countries. One other important debt is government debt, which was one of the reasons we got off the gold standard in the first place. The more government agencies such as the NSA spends, the more money gets printed. Now you see why Medicare can't negotiate drug prices too. Of course, I suspect that things like derivatives was designed to take advantage of the growth through increasing debt.
You've done this, and I haven't. But I thought you just diluted every round - so that 28% would end up as 21% if you sold a further 25% of the company.
Isolation via XPC is a good idea, but it's also a good chunk of overhead. It's a lot of added effort and room for error in the case of one-man indie apps/side projects (which a lot of mac apps are) for barely visible benefit and it's potentially problematic for scenarios requiring high rates of throughput.

For examples where (at least to my knowledge) the macOS sandbox isn't flexible enough, consider trying to write a reasonably capable file manager or terminal that works within the sandbox's bounds. Or even a simple music player capable of opening playlist files which could point to music files sitting anywhere – not just the user's home directory or the boot volume but anywhere on the local file system.
bariereefwozere's point still stands. A small group of people could get as good, if not better education by privately employing the lecturers. I'd say the lecturers would get a better deal as well. The only thing you would miss out on is the piece of paper from the hallowed institution.

I suppose in the end that is the point. It's the piece of paper that has the value/door opening ability, not the actual knowledge imparted.
This combines with the other economic discussion on the front page today re: the decline of home sales. Other parts of the economy are scratching their heads on why millennials are less likely than previous generations to buy homes and cars, etc. at their age.

I'll leave it as an exercise to the reader to identify other contributing factors...
Hey, this is cool. Thanks for making it available for free to the world.

Note apart, I feel like knowing SQL is something that every developer should be comfortable with. The amount of magic that an ORM does, will tend to zero the more SQL you know. It's weird that we as developers don't know how to query our main data repository, don't you think so?

Once again, thanks for making this available, I feel like this would be useful for a lot of people.
> My wife and I live in California, a community property state. At the moment we married, everything that is mine became hers and vice versa.

This is not correct according to my understanding. Community property is anything that is acquired after marriage (not including inheritance), any house that you both live in, or any accounts that become commingled during the marriage. If you have an investment account before marriage that you don't use to pay for stuff and don't add to with salary, then it remains individual property, even in California. I think being a community property state just means that community property is mandated to be split 50/50, not that all property becomes instantly community.
> Why is student loan debt not dischargable in bankruptcy?

Student loan debt is dischargeable in bankruptcy, though it has a higher bar than most other debt.

> If it were, banks would be far less likely to issue them

Banks issue less than 10%, by dollar value, of student loans; the vast majority are federal direct loans. Even if banks dropped out of issuing them completely, it wouldn't make the kind of difference you suggest.
This is one thing about USA I do not understand. Why pay $200K for a degree that can not pay that money off in couple of years ? Just why ?
I reuse my own apps constantly, whenever I do new sites.
The prices have spiked because loans are guaranteed by the government and unforgivable, which creates a situation where loans are given to more individuals, which leads to a greater demand for college, and a resulting price increase.

This is a problem caused by government, not a lack of funding.
Ukraine Blocks Russia's Answer to Facebook and Google
Probably, but I think the goal there is to have something that you can display on a summary page with a list of items or episodes, where there's just an icon for each (and a banner image for the background or header or some such), for which purpose I think a single image is fine (I totally get your wanting more than one, though, and I'm happy to be wrong here).
> It would probably be cheaper to just buy my own Xeon computers.

What does Xeon have to do with training? You need a fast GPU (or apparently TPU). The CPU is relatively unimportant. Furthermore, you can roll your own algorithms (i.e. architecture) in TensorFlow. You don't have to use "theirs".
Help me understand: what does 'exogenous capital flows' mean? What does 'capital flow into the US' mean? Investment in stuff physically in the borders of the US, where the money comes from outside the US?
They are offering a dedicated 1000 TPU cluster for researchers, at least that's how I read it.
You basically said it yourself. They could just go to instate public schools.
University is ripe for disruption. Not only has the prices spiraled out of control, no time in history has good quality information has been more available on the Internet. When I was in school, when YouTube was new, I would watch well crafted lectures from top tier professors for free. This allowed me to get a better handle on my brick and mortar class. The problem is the career value of a degree has not diminished, it's a bit of a network effect really. Maybe people can get hired from Coursera certificates, I would certainly consider it if I was a hiring manager.
Because there are almost no jobs available that pay more than minimum wage that do not require a college degree.
Urbit is the most brazenly audacious computer science project on Earth, it's entirely open source, and yet, every time it gets mentioned on the world's most popular forum for programmers, virtually all of the discussion is non-technical.

Who cares about the ideology behind it? Does anyone pick their linux distro based on the maintainer's political blog? "Oh, one of the devs said something in 2007 about immigrants I didn't like, and..." uh huh. What about the insanely ambitious attempt to replace unix, any comments on that?
That doesn't seem true in a lot of programming jobs, and from what I heard also not in other engineering jobs.
Yeah, I agree with him that there is probably a better alternative, starting a new school could be the way.

Part of the problem with that route is that a big part of university education is the signaling and brand value, and that's hard to replace via tutoring. Maybe that won't always be such a big factor, though.
I hesitated to post it because of that single-sourcing, but went ahead because I think the real estate market is often a good leading indicator of the economy as a whole. I was perplexed the other day to see that new housing starts have been falling for a couple of months.
Open Source is building the future.
It's hard to pass objects like that because it's a terrible idea. If you can't serialize the object then your state isn't stored and you'll possibly lose that object on a screen rotation and activity restart.
Users click-through any and every kind of dialog box without reading. It's one of the principles of UI design. Users don't read.
Requiring the user to type in "Install dangerous program" would work.
I'm glad to hear Steve Yegge's take on Kotlin. I've played with it some and thought it was quite interesting, and I wouldn't mind doing a project in it sometime. Although I don't use Java much, I'm more into Rails for personal projects, and I'm not about to switch any of them to JVM just to play with Kotlin.

Anyways, I broadly agree with his take that it adds all of the cool toys you could ever want to Java without the difficulty and mental overhead of learning Clojure or Scala. Strong compatibility with the existing Java ecosystem seems like a plus, but I've never dug into it deep enough to notice that.

I did find myself really wanting to know what he figured out to make Android UI programming non-awful though. I've messed with it some, and I don't see how adding in Kotlin would make it much nicer. Maybe he loved Kotlin so much that he was able to forget about the Android UI API.
Of Rust, Crystal, Julia, etc I'm most excited about Nim because of expressiveness (macros), ergonomics(simple syntax and GC), and speed (native compilation). Anxiously awaiting 1.0 so I can really commit.
Agreed. NVDA is probably very concerned right now.
That was actually the data source I was thinking of. It's reviewing units commercially available by the end of 2003. More time had passed than I thought.

I agree that the efficiency is already pretty good and even a "perfect" system would not drastically lower energy inputs further.
To my discredit I enjoyed dumping on Google earlier today with the Firebase support issue article.

That being said this was a great response and I appreciate it. Also my first React Native app used Firebase and I have fond memories of setting that up :)

I like that item #1 was very direct...essentially: "look the support got worse and it's not good but we're working on it".

SIDE NOTE: I don't get how a lot of people today don't understand that using vague language in apologies doesn't help with apologies. It definitely used to, but then everyone started doing it, and now the cool / rare thing to do is to be direct. Maybe the pendulum will swing back someday. Until then thank you Mr.Google/Firebase/James person.
How is having a higher percentage (double) of student loan debt that should be payable in a few years today any better than higher mortgages... it seems to me, this is a bad trend in general... :-/
It gets better still . . .

http://www.fanniemae.com/portal/media/financial-news/2017/st...
> Something that's JSON should be marked JSON, even if we're expecting it to follow a schema.

That's what the +json type suffix is for. I wonder how many people in this thread actually have read the mediatype RFCs, because they definitely don't encourage using mediatypes in the way you're describing.

The whole point of mediatypes is to make it possible to distinguish schemas while also potentially describing the format that the schema is in.
Doom review
Samsung Galaxy S8 and S8 Plus Review Specs and Prices
I'm also on the 6P; holding off on the Pixel until the next-gen replacement is available (hopefully at saner price levels). I have some battery issues (running battery-guzzling games would often cause the phone to shut down at ~ 40% battery) but otherwise still usable. Just flashed the O beta on it and it looks decent so far.

I wonder if Google will actually expand the Android One program. If it's globally available and also are eligible for beta testing it'd be really nice.

(I have a work iPhone, and the lack of customization is driving me nuts -- no home screen replacement, resource constraints means SwiftKey only supports two concurrent languages and no CJK, no way to associate installed apps with certain URL patterns, Apple Maps is privileged over other map apps...)
Okay, then was your comment at all necessary? Why assume he was using it for personal DVD ripping when you literally provided a legitimate business use in your own comment?
Doesn't Utah have municipal fibre (UTOPIA?)
At its most basic, it means money being put into US dollars from foreign entities. It could be a country's central bank buying US Treasury notes, or purchases of US companies by foreign entities, or even just investment in the public stock market by individuals.

Anything where someone is investing money in the US from outside is a capital flow. They all have the same macro effect. The reason so much capital gets parked in the US is a combination of desirability (stability, etc) and the open capital markets. It's sometimes called 'exorbitant privilege,' and it's not actually good for the US (or at least, US workers). It does make capital cheaper here, though.
didn't many try with MOOCs? The problem is two fold - university has an acreditation/reputation aspect and a learning aspect. MOOCs and other online resources "fix" the learning aspect, but does nothing for the acreditation/reputation. Unfortunately, most employers are actually using the acreditation aspect rather than the learning aspect as the filter (given that so many people are still so incompetent in high positions).
Because the initial increase in pay and lifetime increase in earnings is well worth it. Why do so many people get car and house loans they take more than 2 years to pay off?
What about holding the finger on the first object, then tapping on the second for extending the selection?
Breath of the Wild Hack Is Like Garry’s Mod for Zelda
None of your sources discuss PageRank results. They discuss Google+ sidebars, Google Shopping boxes, and Android integrations.
I, too, wonder about security. Just as important: performance/scaleability. What happens when this runs on 100K rows against a service some guy stood up as a weekend project? Now what happens with 100 people hitting that service?

Either way, this looks very useful. Having spent more than my fair share of time massaging data prior to import, this looks pretty great.
The link is not called "Build your own particle detector physical facsimile out of LEGO", its called "Build Your Own Particle Detector".

Considering the general HN content, I assumed that a "model" LHC particle detector would be a scaled down version of the actual system, as in one that works, albeit likely at much lower energies. It's not like garage particle stuff isn't a thing. People build fusion reactors in their garage pretty regularly[1].

A LEGO model is very different from a practical model.

I confess I too clicked the link expecting some cool DIY particle physics stuff, and came away highly disappointed.

[1]: https://en.wikipedia.org/wiki/Fusor
I suspect a number of people signing up for this will be getting invited to job interviews in the coming year.
To phrase it another way then, that I can control exactly who is sold my data. Whether directly, or indirectly (via Google proxying ad buys or other aggregate monetization methods).

Point being: my data is worth $X to Google. Based on this, they develop and offer me services, using $X to fund development.

The monetization creeps me out. Mostly through opposing my privacy goals and Google's profit goals. As with another poster, I'm worried about my Google file being in the hands of 20-years-from-now-Google, notsomuch Google of today.

So I'd rather just pay Google directly, call it even, and be certain that my data wasn't in the "pot of gold" pool that everyone's eyeing for whatever new monetization strategy occurs to a Google exec.

And it sucks, because I'd love to use Google Now, Home, etc. I just don't trust them with those data streams.
It's complicated, there are a lot of factors. I agree that the government loan programs haven't helped - they've decreased students' price sensitivity.

But the decreased funding for research on the backend, and decreased direct funding for public schools, have made it so that schools need to seek out funding in other ways.

For example, they actively recruit full-fare foreign students now for the tuition. It has also caused tuition to rise, relegating the ability for students to pay their own way via a part time job or two to the past.

EDIT: And yeah, the increased demand for a fixed supply increasing the price is what I meant by "they're not minting new Ivys". I wouldn't agree that it's a bad thing that we're educating more people to a high level, though.