skysight-inc/HackerNews huggingface dataset:
Its not so much about making money on the person getting 0%, since buying a brand new car isn't that high margin for the dealership.

Instead, that buyers is more likely to be trading that car in 2-3 years at which point the dealer can make more off the car again.
>A new car dealer will happily find crappy high-interest financing for poor credit buyers.

They will, but not necessarily with the same lender. Lender A giving out 0% loans is not getting money from lender B giving out 15% loans.

>The finance guy has contacts with a dozen or more lenders.

Exactly. So what's the incentive for bank A to lend at 0%? They're not going to see any of the profit that other lenders get. In fact, they're not going to get any profit at all, unless the buyer defaults early or misses payments. It seems to me that the whole 0% loan thing is a way for dealers and mfgrs to keep their inventory moving, and perhaps make money just on the regular mark-up of the car itself (which isn't much with new cars these days), and hope the buyer comes back for overpriced service.
1. I understand wanting to keep stuff under wraps for future use.

2. I understand that "future use" includes shiny, 6IV Arceus clones.
It's not a zero percent loan. The interest is subsidized by the manufacturer. The dealer gets a commission for originating the loan.

If you have shitty credit, that 0% loan pops up to 8-11%.
The rider experience associated with boarding >20 buses per hour per station at rush houris likely to be nightmarish. It's not ideal to screw over transit riders; there's a reason Caltrain was built in the first place. If people switch to cars, there are major hidden costs. You're also ignoring the cost of 250 * ~$80k/year * [weekend-factor ~= 2] + insurance for the drivers and maintenance on the buses which will quickly eat up your margin.

Personally I think the Dumbarton rail bridge would improve the overall economy more by shifting some activity towards the cheaper South Bay but Caltrain electrification is a very good thing.
You watched a video that is over an hour long and you generally seem to have put a lot of thought into the veracity of Obama's birth certificate for someone who claims to "not particularly care" about it.

Then you move on to discuss your feeling that Obama wiretapped Trump, based only on the fact that Trump said it and you find the "style" of Obama's denial unconvincing. It doesn't seem to matter one bit that Trump himself offered zero evidence of this claim and is even trying to walk it back.

The short is that you seem to believe whatever fits your personal narrative. Worse, you try to convince others to blindly believe divisive, destructive, nonsensical conspiracy theories without a scintilla of proof.

Saying "we don't know for sure" is dissembling nonsense that can be stated of any claim. It's a transparent device for sowing disinformation without challenge. One could just as easily say, "I think you're a rapist. Of course, I don't know for sure."

Unchecked disinformation wreaks havoc on democracy. This nonsense is literally destroying our country.
You seem to misunderstand human nature.

(How many people do you suppose play lotteries week in week out never winning back a fraction of what they out in, but dreaming about and planning what they're gonna spend the $10,000,000 jackpot on?)
Subscriptions. My company only provides services via subscription, which means we can provide great support, continuous development, and no ads. Our customers love this.

You could argue that this doesn't solve your problem, because we have to identify you to tell if you have paid or not. But actually paying for a service radically alters the relationship - it's suddenly in our interests to keep your information private, because if we don't you'll stop paying us and move to competitors who can provide better privacy. So we're now on the same side on this issue.

The old adage that if it's free, YOU are the product is now understood by more and more people.
Silicon Valley Is Having a Meltdown Because It Can't Use Uber and Lyft at SXSW
The best way I found was to go through the CMU BSc requirements (or other university), look up the public course pages and pair the lecture notes (and occasionally lecture vids) w/TAoCP series looking up the same topics but getting a thorough drilling in the topic by trying the problems in the book. Before I started doing this I kept forgetting material after taking it a few weeks later like when I had to rewatch a lecture on floating point to remember what the bias was.

If you look up 15-213 and get the book CS:App that accompanies the course it will more than prepare you to understand the MMIX fasicle (or orig MIX if you want) http://www.cs.cmu.edu/afs/cs/academic/class/15213-f16/www/sc...
I learned front end dev on my own with no classical CS training... if I can do it, any Java or C dev certainly can.
Googled it because I was intrigued who they were and Google decided I'd typoed and showed me a results page for "audiobooks" instead. Ouch. I wonder how much publicity/SEO juice it takes to overcome something like that.
0% is a teaser rate from the manufacturer's captive financing arm. They only subsidize the premium, low risk buyers.
How can you not conflate language and culture? The two are inseparably intertwined. While not all people who speak the same language (or more likely, dialects of it, e.g. American vs British vs Indian English) will have extremely similar cultures, I don't think there's any good examples of people speaking very different languages and having extremely similar cultures. Language and culture go hand-in-hand. Even for the different dialects, the cultures between UK, USA, and AUS/NZ are still very similar to one another; India is rather different but the way they adopted English is also very different and still for them it's really a 2nd language and used within India as a convenient common language because they refuse to standardize on Hindi as some wish. There is far, far, far more similarity between Australian culture and American culture, for instance, than Mexican culture and American culture.
I spent a fair bit of time staring at the ruby hammer recently in order to fix up a ruby-hammer-user's misuse of ruby concepts in perl (and I suspect their own native code is rather difficult to understand too). Bleargh.
> a clunky technology that's on the way out.

How much do you want to bet?
What a useless thing to post here. Who knows why this guy may have been rejected. I can think of a million reasons a company would rightly reject an engineer, can even a very experienced one.
The youth will live with this, and only 36% of them voted.

Sad day for democracy.

http://www.newstatesman.com/politics/staggers/2016/06/how-di...
I don't quite get this, maybe someone can help. There's already a proposal for adding the existential operator in ECMAScript, if you're going to require babel transpilation why not simply write a babel plugin for the existential operator and use that?

If the argument is "because the proposal is immature and could be withdrawn" then the counter argument is that you have basically extended the language already by providing a built in "idx" global much like, say, parseFloat, with the difference that your function does not have any chance of actually being in the spec at any point, unlike the existential operator, thus you're basically masquerading the fact that using idx and the current proposal is the exact same thing just with different syntax.
if you learn CS, I think you should not be a programmer for your next step. You can be better then now.
Why would you assume they'd be using a CPU running at 100W???

I can get an off-the-shelf Xeon-D 8-core processor that runs at 35W and any single core would STOMP every ARM chip on the market. If I were to build that chip specifically for a car platform my power envelope would drop accordingly.

https://ark.intel.com/products/family/87041/Intel-Xeon-Proce...

This is an embedded application... not a gaming computer. If I move to Atom - which is what would likely be used for this sort of thing, you're talking less than 5W.

https://en.wikipedia.org/wiki/List_of_Intel_Atom_microproces...
The appeal of fission is really dead simple: each fission event releases 200x more energy than the equivalent chemical reactions. It would also take very large amounts of land to replace a single nuclear reactor with the equivalent in wind or solar.

I'm not 100% sold on nuclear as being a panacea, but it is hardly a waste of time.
Yeah, they're having some real troubles right now with SXSW crowds: https://www.bloomberg.com/news/articles/2017-03-12/upstart-r...

This is their first go at this especially crazy rodeo, though.
It's hard to know if it really is just ceremonial because the last few of monarchs have never tested how much power they actually have.
It's not just the additional mandated safety & economy features - buyers these days expect things like power windows and infotainment systems to be on the car. The only modern cars I know of with hand-crank windows are the sub-$15k cars like the Nissan Versa Note and the Ford Focus S.
Ask HN: Static Sites on Google Cloud
Been playing with Google Cloud Functions the past couple of months and am feeling really good about the direction it's heading (an alternative to Lambda has always felt like the missing piece of GC to me).

That being said, I host a suite of static sites in S3 buckets sitting behind Cloudfront at the moment, and it's largely a painless process getting them up and running w/ SSL. I'd love to build the next few on GC but as far as I can tell it's a bit of legwork getting static sites hosted w/ SSL on Google Cloud Storage - you need to setup Cloud Load Balancing and a Cloud CDN instance to get the full chain.

Maybe I'm being lazy (a definite possibility), but this seems fairly complex comparatively. Does anyone have experience hosting production static sites on GC? Is the above still the solution here or am I missing something?
Used cars retain a lot more value than they used to. According to Edmunds, it retains 49% after 4 years

https://www.edmunds.com/car-buying/how-fast-does-my-new-car-...
I started programming at age 11, so I taught myself a lot of stuff. To this day, nobody believes I know anything I haven't done inside a for-profit company. Self-teaching as a kid? Nah. Self-teaching as an adult? Still nah. Things I worked with in uni and grad-school? Hell naw.
> It's statistically factual, at least in the USA, that illegal immigrants are more prone to crime

The most legit source I could find for this was fox news: http://www.foxnews.com/us/2015/09/16/crime-wave-elusive-data... There are a lot of statistical slights of hand in there and I don't have time to cite them all. Fox News' reputation for being full of shit is well known; if you're unconvinced of that, there's not much I can say that hasn't been said already. From reading the statistics, my takeaway is, "odds are about even, but let's talk about drug cartels"

Is there a better source than that, or is that what you're referring to?

> that immigrant households are more likely to use welfare/EBT/etc.

You're talking about legal immigration now I think? This has nothing to do with "how do you justify the cost of a border wall to keep illegal immigrants out?"

Heh, although maybe you're suggesting we start kicking people out for being broke. That would be a sad state of affairs, if running out of money could get you kicked out of the country.

Anyway, my question still remains of "What's the upside of paying a ton of money for a wall on the border of mexico?" I guess you're saying "crime will go down and economic productivity will go up"? In which case, I just don't see that happening as a result of a wall...

If drug cartels are driving increases in crime (which I think there's evidence of), they can use drones or tunnels (and they are). They'll still kill anyone that is not them. With a wall, you're only keeping out less sophisticated groups that are not going to be adding to the crime statistics. You're keeping out housekeepers, nannies, and day laborers, not gangsters.

As far as legal immigrants not being economically productive, I refer you to the OP titled "Study: Immigrants Founded 51% of U.S. Billion-Dollar Startups".

So again, what are we getting for all that money that would be spent on building, staffing, and maintaining a wall?
Except some people want to destroy the table.
I too would like to see someone more verse in the nuances of the various BSDs answer this question, but I'll give it a go.

DragonflyBSD is:

- focused only on x64 architecture

- has an extremely small but exceptionally talented team of developers

- has it's own unique filesystem called Hammer (and work is being down on Hammer2 which is a complete rewrite)

- Network performance is particularly good with Dragonfly [1]

[1] https://leaf.dragonflybsd.org/~sephe/perf_cmp.pdf

Edit: typo
> it seems to me that a .gov's ability to tax and confiscate wealth - not to mention enforce capital controls - to support a currency trumps pure faith.

You misunderstand my point: That's still faith; you have faith that they will support it and not, say, devalue it, change currencies, just decide that a bunch of money is no longer valid[0], etc. That power to confiscate wealth - which you're quite right, they could use to defend the currency - could also be used to destroy it.

> If the USD goes to hell I can count on the US .gov and taxpayer to ensure my USD are worth something.

You are very likely correct, but it's not a guarantee. History is littered with examples of currency which is no longer worth anything to anyone except collectors, and maybe not even then.

Which doesn't mean it's not a safe bet; I think it's clearly true that the USD is more likely to be a stable store of value than any crypto currency, and at least most fiat currencies. But if you think it's 100% safe, you're engaging in faith based thinking. :)

[0]: https://en.wikipedia.org/wiki/2016_Indian_banknote_demonetis...
If they cared they would have voted. Not voting is a choice too.
>She (!)

That should have been obvious. Nobody thinks twice about women wearing less than they typical minimum of clothing in public. When men do it people call the cops.
Photographs of the Eiffel Tower at Night (Snopes)
This is why, for years after CDs were an archaic distribution medium, the OpenBSD project sold CDs for each release. In almost any company, it's easy to put a software CD set on a purchase requisition, but nearly impossible to make a "donation" to an open source project.

OpenBSD doesn't do this anymore; perhaps they got to the point where it didn't sell enough to make it worth the trouble, since you could download all the same files for free.
Given that government bond rates are virtually zero, it would seem to make more economic sense to issue bonds to pay for construction rather than using operating income from an earlier segment.
Many of the points in this article are only relevant to solutions that network wirelessly, with poorly implemented custom RF solutions at that. WPA2-supporting devices are very secure against many of these attacks, except for RF jamming. Is WPA2 more expensive for the device to implement? Yes, but this is the kind of performance trade-off you have to make if you want security.

If you're serious about home security, then you may want to hardwire your devices and VLAN isolate your security/control network to give some semblance of closed-circuitness. I will always hardwire when possible and concentrate on physical attack vectors.

When you're going up against someone who knows how to use a spectrum analyzer and jammer, then you might have bigger problems.
>For number 1, most people know about what they want, or the general direction of their interests, fairly early on. Although there is the bit about you don't know what you like until you've tried it. But the sooner one figures it out, the better off they will be.

There's a special hell for those who don't want to treat non-special people as human beings.
Was the Otto sale the quickest $680MM ever made? Has anyone gone from zero that amount (exit price, mind you) in that short a period of time?

For those reasons alone, I think there is definitely something fishy going on. Perhaps not as fishy as Daniel claims, but something just does not smell right here.
How can I use transpilation or a VM to safely run code in the browser?
Sometimes, it is more complicated than that.
"One of the basic premises of anti-immigrant policies is that you can somehow influence the ratio of "useful" vs "not-useful" immigrants."

You mean like pretty much the entire western world's immigration policies, or the USA's H1B, O1 and E3 programs? We in Australia have plenty of people who still want to come, even though we are selective with who we let in.
Correct, we both interpret the title the same way as there's only one proper interpretation of the title. It's not unusual for writers to make punny titles like this.
after the hardfork just use MySQL
how is that a sad day for democracy? Young people had plenty of opportunity to vote but didn't bother. Non-participation in the democratic process is turning down your chance to back your stance.

I think what you actually mean is "sad day for my political viewpoint".
>IMO, cameras don't get you much beyond giving you some after-the-fact information. And smart-locks don't get you much of anything.

Easy insurance claim when I'm out of the house and an audible alarm when I'm home. That's all I want really. Things can be replaced, and for the most part, by someone else if I can prove it. If your alarm goes off and you yell 'get the fuck out of my house', they probably​ will.

If they don't, at least you aren't supprised or unaware when they get to you.
Yahoo’s New Male CEO Will Make Double Marissa Mayer’s Salary
It's Representative Democracy (via a Constitutional Monarchy) in action, that's wildly more complicated than taking profound action on the basis of a simple majority referendum.

Regardless of your political beliefs and opinion, this is best described as an absolute aberration with respect to the normal democratic process of the U.K.
Annemin Sevgilisi Bekaretimi Bozunca İstanbul Escort Oldum
No way... We're taking about a front end framework... Which means you really can't use it for any commercial front end.. period.

Not to mention no corporation would touch it with a 10ft pole
Yeah or they just wanna watch their dog.
You've accidentally hit on a problem with much of the complexity of laws in the US: states have autonomy on a lot of things. Healthcare is a big one. It's regulated by the states. Insurance companies incorporate by state. Each state has it's own regulations. Some states are gun friendly, some are not. Although our federal government yields a lot of power, constitutionally, it doesn't have as much as its seems.

It's an interesting model. It was more like the EU in it's inception than today in that each state was it's own country under a thin umbrella of federal government. The outcome of the US Civil War changed that significantly, but not enough to have a coherent, omnipotent federal system. (The EU doesn't have one either; each EU country controls most of their own sovereignty). One main difference is US states can't secede from the US while EU countries can.

Another issue is free borders between states. If state A enacts universal healthcare, how does it prevent the sick inhabitants of neighboring states B,C,D,E from emmigrating and bankrupting the state? This model poses all sorts of problems. Even colleges have to deal with this. If you live in the same state as the college for a year, you are considered a permanent resident and get a significant tuition deduction (like 75% less). There are hundreds of examples of where autonomous states with free borders cause administration headaches.

Imagine if the EU decided to have a governing body that took taxes and distributed services, like healthcare, military, infrastructure, etc. It would have to cut out parts of the tax code for Greece and add parts for France, etc. Not only that, but by industry. Then tack on special interest lobbying. It would be a mess. Not only that, what if 1/4 of the countries didn't have universal healthcare?
No relationship between Uber's Ottomotto and the self-driving vehicles of OTTO Motors: https://www.ottomotors.com/company/newsroom/press-releases/o...

Disclosure: employee of Clearpath, the company behind OTTO Motors.
> Since you are Australian, you are probably not aware of how biased the immigration system is, against the Indians.

I am not aware of such a bias, and I have a half a dozen Indian relatives living in the USA (I am an Australian with one Indian parent, currently living in the USA). I have not studied any current place-of-origin biases in particular (I know historically they were dreadful and for all I know they still are. Certainly the rhetoric is).

> ...that of Canada and Australia where the most productive humans with greatest potential are allowed in...

Ah, but it's all about who decides what is deemed "with the greatest potential". It's what is believed to be needed now of course, whether nurses, plumbers, or geneticists, but what about poets, lunatics, or those who write music I don't enjoy?
>The progressive left especially has incredibly tight control of freedom of speech. Everything they don't like is called hate speech, all discussions are shut down, and PC terminology means that it doesn't matter what you say anymore, if you accidentally choose the wrong words, you are finished.

"Freedom of speech" has nothing to do with social opprobrium. Freedom of speech means the government is not going to step in and silence you for failing to use "PC terminology". It does not mean you should be immune from other people deciding you said something distasteful enough that they no longer want to employ you or associate with you.
... because everyone knows when they are going to die.

But seriously, you want to end up with a bunch of spoiled brats?
Facebook Could Bid $14 a Share for Snap
Well this definitely leads credence to the rumor you can give someone pinkeye if you fart on their pillow.
Do you have any evidence to back these statements up? Asking as a female mathematician hanging out with my math gal pals for the week... just talking about how to algorithmically test some of our conjectures & drinking wine while getting snowed in...
Disclaimer/full disclosure: this is my own question that I just asked on SO. I'm surfacing it here because I think it will be interesting to the HN demographic. Opinions/feedback/discussion about this type of post is welcome.

I'm guessing almost everyone here has an SO account so feel free to answer there directly and/or also comment here.
Yes, you know correctly, but it was sold as a defence against the west. Which turned into a running joke in "Goodbye Lenin" BTW.
TL;DR The usage of the word "male" in the title is completely redundant and insignificant but hey, we need to justify an ad-revenue-generating content.
Except molten salt reactors (MSRs) do NOT have meltdowns.
they might have voted in favor...
Your're talking about something like ASCAP or BMI for software.
We are currently planning on switching from Navigator (https://facebook.github.io/react-native/docs/navigator.html) to React Navigation (https://reactnavigation.org/docs/intro/). After seeing Airbnb's React Native Navigation library, I am not sure what to choose any more.

React Navigation seems to be the framework that is endorsed by the react native team. However, Airbnb's React Native Navigation library seems to be more proven since they had been using it in production. I am wondering if anyone know what are the benefits of using React Native Navigation vs React Navigation
Nobody on planet earth believed the Berlin Wall was to keep people out. Ever.
> and without any way of knowing if what they are getting is quality app

Indeed. Good luck getting a refund.

Apple should move to automatic refunds for the Mac and iOS app stores just like the Google Play store does.
I'd rather live in the world we do now than gamble that the financial system would not have collapsed.