skysight-inc/HackerNews huggingface dataset:
(I am a huge Cardone fan and buy into most of his shtick.)

This Yahoo writeup is poor compared to the original, but what he means is that once you have your emergency fund ($100K in this case), put the rest of your money into "untouchable" (not literally, but that's how you treat it) places so that you can make investments with it later (in Cardone's case, nearly always property purchases).
You beat me to it. When I saw the this Ask HN, the first thing that came to my mind was this website. It was widely covered in blogs a while back. Very impressive!

It always reminds me of super Mario.
People getting fed up with being forced to update to Win 10?

Does seem a bit late though. Perhaps there was a delay from forced update to table flip in frustration.
> If you take market share as a determiner, Google has basically crushed Apple

I believe you mean that Android has dominated iOS in terms of market share. But when one company gives their OS away for free to everyone and the other restricts their OS only to their own devices, that's the only result you could ever reasonably expect.

Google as a company has had little to no involvement in the creation of specific phones. And when they have had involvement, they've outsourced much of the work. That's actually partially why this article exists -- the Pixel phone represents their first foray into making their own phone, software and hardware together, like Apple does.

So to me the statement that Google has crushed Apple makes little to no sense because until now Google hasn't even attempted to compete with Apple directly, and Apple has intentionally limited the scope of iOS's distribution.

If we're going to compare Google-created phones to Apple-created phones, how many Pixel phones do you see daily vs. iPhones?
It's worthwhile pointing out that HTML parsers are allowed to abort parsing the first time they hit each parse error, if they so choose. As such, not all implementations are guaranteed to parse content that contains parse errors, hence why it matters for authoring purposes.
You nailed it AFAIC. I think there is a certain amount of this that can work to help but if you are trapped in the day to day then no amount of exercise like this will solve it. At best you'll just learn to "live with it".

Having just gone (or going) through probably the worst year of my life the one thing that has helped me not to have a breakdown compared to when I went through a very similar phase 10 years ago is having a significant buffer of cash savings. This more than anything has allowed me to be happier with not feeling so trapped. I can only imagine if I had 100 times it I wouldn't even have to deal with the day to day stress of normal work. For me just taking part in society right now is tough but I know I could have it much worse.
I dunno, semantics I guess. But "secure, sacred and untouchable" and "accessible" seem mutually exclusive to me.
If you look at the numbers right now, Google isn't close.

In Q4 of 2015, Apple generated about 63% of it's revenues from iPhone sales [1]. That's almost 2/3rds of revenues for a $605B company. Google is nearly as large in terms of market cap (~$550B) but revenues from Android don't even come close (never-mind hardware sales, which are negligible). It's estimated that Android has brought in around $31B _total_ revenue [2] since it was launched in 2008. The numbers by year aren't publicly available, but even if we're being very generous, it's unlikely that Android accounts for more than 10% of Google's revenues in any given year.

So yeah, in terms of smartphones, one company (Apple) is basically a smartphone manufacturer with a few things it does on the side (laptops, etc.) and the other is a search engine with smartphones as a side business.

Personally, I prefer Android. I've been an Android user for years and I can't bring myself to switch. I broke my Nexus 5x phone recently and I've been using my wife's old iPhone for a few weeks now and I can't wait to go back. But I roll my eyes every time I read an article about how Google is on the verge of taking over the market from Apple. Sure, if you look worldwide, the number of Android phones out there exceeds the number of iPhones, but if you look at the high end of the market--which seems to be where all the money is made--iPhone are still quite dominant. When I start to see Google's numbers get into the same _ballpark_ as Apple's for Pixel sales vs. iPhone sales, then I'll be intrigued.

[1] https://www.statista.com/statistics/253649/iphone-revenue-as...
[2] https://www.bloomberg.com/news/articles/2016-01-21/google-s-...
With a mix of sensitive information like API keys, Vault might be a good solution...there's nothing preventing storing non-sensitive information like configuration in it. On the other hand, the business logic of API keys is different from config.

https://www.vaultproject.io/
I think he was implying that is where you initially store money while accumulating that first $100K (that will be later used for investing purposes).
Well, you shouldn't. The whole idea with retirement accounts is that they aren't fun money for investing whims or when you get jealous your neighbor has a new mercedes and you don't.

The only time money should be pulled out would be for a serious emergency and even then as a last resort its pretty stupid as bankrupcy would make more sense as bankrupcy courts can't go after your 401k.

If you're regularly pulling money out of your 401k then you're doing retirement planning wrong.
This is Parody due to the extreme nature of the explosions not Satire. So, while Satire is not protected* this is clearly not Satire making that point irrelevant.

*Ed: I mean Satire is first amendment speech, but that does not make it fair use.
How Apple Created Today's Microsoft
You don't seem to get the other half of the advice - earn more money. Get better at making money. If you spend a lifetime to save $100,000, you won't be a millionaire.
If you're at a company that matches your 401k contribution, you're literally leaving free money on the table if you don't contribute to a 401k.

I think the most sensible approach is to contribute enough to your 401k that you max out an employer match (hopefully you have one of those), and then invest the remainder of your savings in the market.

But waiting until you have 100k in cash before you do something with it seems crazy to me.
There are no communities that I know of, but the field that you are describing is computer-mediated communication (CMC).
Check out these journals if you're interested in research about online social networks.

Journal of Computer-Mediated Communication

http://onlinelibrary.wiley.com/journal/10.1111/(ISSN)1083-61...

First Monday
http://firstmonday.org/index
> Meanwhile you're earning nothing on it, and it's not tax advantaged

In some situations, you may be earning negative money! Inflation may beat whatever measly fraction of a percent your savings account earns in interest.

If you're content to leave a pile of money in an account you can spend from whenever necessary, why not at least use a Money Market? It's slightly better than a plain old savings account, but not as risky as other investments. Or, setup revolving CD's, so your money is at worst 30 days away.

A regular savings account is simply not a good place to park that much money. It's the safest, but that safety comes at a cost.
The exact same vague use cases for BSD can be listed as well. But it's all guesses. No one knows for sure who is using what in pure numbers.
Could this be defeated by a "snap to grid" technique? The installed client takes the actual location of the user and locates the nearest grid point (the resolution of which is up for debate) and reports as at that location?
http://www.johnbernier.com
oh my god these are so ugly lmao, engineers are really not designers...
The mobile health app glut
How about http://www.tittietime.com/

Yes its a tad salicious, but its an interesting technical project.

I have a rather large email list that would be quite expensive to send to with MailChimp, Sendgrid or the like. I've been able to use Amazon SES to send large blasts, daily for next to nothing.

Edit: This is NSFW
Wild gymnastics fails you need to see to believe
Off topic: I'm developing a resistance for scrolling up. It became common to significantly reduce the size of the view-port every time you go up.
Android is an operating system, not a smartphone. The claim was that Google is behind in smartphones (i.e. the Pixel).
Not true. I have a friend who has 1.4mil in his investment accounts(mostly Roth IRA and 401k) by age 35. He started around 25. He does mostly low cost index funds from Fidelity and Vanguard.
Metabase is written in React:
https://github.com/metabase/metabase
This seems like the type of advice that comes from observing that a lot of rich people have done this. However it fails to account for the fact that the majority of people who do this don't go on to become rich.

In my opinion, the sad truth is that not everyone can be rich. As if everyone was able too be rich, it would be easy, and if it was easy, it wouldn't be valuable, hence you aren't going to be making lots of money and become rich!.

As an aside, take a guess what savings plan will leave you with the most in the end: At 7% interest, with an annual addition of $20,000 a year for 40 years. Or 7% with an annual addition of $40,000 a year for 30 years?
That's not what I said.

Remove the scam part for a moment and imagine if this guy was just playing a prank and posted the video to all his friends list without the extortion part. Without the extortion he committed no crime and Samir will still have exhibited terrible judgement with some serious consequences
The point I was making is you don't always know what makes a person an "idiot". Some it is simply a disease, others were born only slightly handicapped and from the outset can appear normal. Some are going through things and are mentally crushed, seeking out another person who appears to like them.

As it turns out, those dumb people are sometimes related to us and going through something.

Another thought, should we expect the geniuses of our time to completely exploit us? I mean, they are smarter and superior than the majority of us. Does that give them the right?
That is really weird. I'm using Chrome on Windows too, and my scroll wheel works normally on the site. I wonder what is causing the different behaviors we're seeing.
How much more money can Google make with the data they get from that 87% of market share than Apple can make from the iPhones themselves?
Apps using in-app messaging average 21% more monthly launches over apps who dont
You may want to consider starting a technical blog. As long as you are okay with doing some work to get some good content on there. I would suggest finding a niche that you like and create an entire blog about it. If you put it right on your resume, they will see you as an expert in the topic. I have a blog just on the topic of SQL Server. Potential employers that use that technology always seem to see that as a good sign that I understand the technology. Furthermore, if you do a technical blog... you are learning more about the topic... which is an added benefit.
In politics, I find gambling is the best way to resolve disputes among friends stemming from cognitive bias. Put a bit of money on various results and someone will be right and someone will be wrong.
You missed the even more the important/hypocritical part of the quote:

"... To this day, at least twice a year, I am broke because I always invest my surpluses into ventures I cannot access."

I assume this is just poor reporting.

He misses a massive thing about the 401K.. companies may match and It can lower your taxable income. If you are really wealthy this matters little but if you are that magical $250K putting money into a 401K is probably worthwhile.

But in general I sort of agree that the 401K is massively overrated. It is just a reminder of how messed up the tax codes are. IMO just make zero loophole flat tax percentage on income. No capital gains tax. Just a percentage tax on income. If someone tries hide income go after them hardcore.

Owning rental property IMO (ie depreciable asset) in the right locations I found more effective than a 401K and many retirement accounts but I still have old 401Ks and even a Roth IRA on autopilot. The US embraces property ownership too much (tax deductions) which makes investing in other ventures less desirable (which probably hurts the country overall).
Secret.ly an anonymous messaging app, also shut down due to similar concerns.

https://medium.com/secret-den/sunset-bc18450478d5#.7bzsu8ut6

http://www.nytimes.com/2015/04/30/technology/a-founder-of-se...
It's not just hardware, though... Personally, even if another company were producing better laptops than Apple (doubtful, but possible), I'd still definitely not want to be running Windows on them. AFAIK, Linux support on laptops is still patchy...

With smartphones, sure, there are other companies that are pushing technology forward (Sumsung's Galaxy phones are often beyond what an iPhone can offer), but with Apple, I don't have to worry about hardware failing (walk into the neares Apple store, get it fixed/replaced), and I don't need to worry about the software not being updated anytime soon (I can't trust Samsung any more with their updates, and even Nexus 4, Google's flagship phone released in 2012, stopped receiving updates more than a year ago - compared with iPhone 5, also released in 2012, that's still updated today).
But does this mean your migrations are limited to only one type of DB ? So if you switch from sqlite to oracle, you loose all your migrations?

In that case, I'll stick with my ORM solution.
I'll need to check my Readability dump.
This connected coconut is looking to replace your Chromecast
Pirates Are on the Brink of Power in Iceland
My biggest concern with all government investment/savings schemes is that the rules and future tax rates when I'm ready to withdraw are a politician's whim away from scuttling any plans I've made based on the original assumptions.
Cool. Maybe you can pivot some of that success towards helping other people who aren't so fortunate as you.
One issue is Cardone's advice is often spot on for people already starting to buy into his mindset, but bombastic and unrealistic to everyone else.

His core message is about increasing income through huge effort above anything else. So if you're making $50K, it's all about doubling down and hammering your way to $100K, saving the difference in the bank, and then once you have that emergency fund, save to invest.

As you suggest, the majority of people can't or won't do this so the advice isn't really viable for the majority either.
I think they were the result of the weird groupthink that Ubuntu (or Mint for the really non-technical) is the only Linux that is usable for non-power users. If you recommend anything else, they think you're insane.
Rate of return goes hand in hand with risk. The man in the article took greater risk and, because successful, became a multi-millionaire. There is success bias built into this because while a large percentage of millionaires are entrepreneurs, a large percentage of entrepreneurs are not millionaires. Also, the idea that you cannot become a multi-millionaire through saving (and inside a 401k) is coming from a guy who never tried it. From those who have tried it, it is indeed possible. :-)
"The world is very confusing, and we end up only seeing a tiny sliver of it, but we need to make some sense of it in order to survive. Once the reduced stream of information comes in, we connect the dots, fill in the gaps with stuff we already think we know, and update our mental models of the world."

So wonderfully said. I wonder what biases AI will develop in its models
It did, as an alternative to XML('string') constructor. Check it out: https://developer.mozilla.org/en-US/docs/Archive/Web/E4X/Pro...
http://www.bellard.org/
Blocked by company firewall, probably because of the word "tittie" in the URL.
On the other hand, an individual that knows about linux, decides to download a distro, install it, and get to the internet probably is way more tech-savy than your average user.
He is thus more likely to spend more time on the web and his browser / OS / hardware will be more "visible" in those charts.
OpenPOWER Gains Momentum in Europe
This reminds me of master persuader Scott Adams mentioned about "cognitive dissonance"[1] on some of his recent tweets.

[1] https://en.wikipedia.org/wiki/Cognitive_dissonance
I don't agree with Trumps demeanor, but the Republicans are the one who made him the candidate by listening to Wall Street (Jeb Bush had $130 million) and other wealthy and their money and not listening to the suffering of the working class.

Remarkably, if one looks at the press accounts early in the campaign, the candidates vent at Trump instead of changing their platform to respond to the wish of the voters. Perhaps it is because they were afraid of losing Wall Street funded campaign funding.
Sarah Federman - http://sarah.codes/

Sarah Drasner - http://sarahdrasnerdesign.com/

Assume whoever looks at your portfolio is going to scroll from top to bottom first, get a first impression, then _maybe_ click through things later.

So build for the question "What do I want people to see if they scroll through my site without clicking on anything?"
I agree, personally I think VR has interesting applications in gaming and other areas that we haven't seen yet. But you're never going to get my mom to spend money on VR.
Did anyone bumped into the easter egg on his site? If not, try to click on the "purveyor of impossible dreams" text below his name/logo thingie (and keep clicking!)

PS: If you are patient enough to wait for 45 clicks, you will bump into the second easter egg ;-)
Honestly I don't care what you do with your city's zoning laws, but virtually everything you've said here is irrational and/or just factually incorrect. Okay, you don't want strangers in your apartment building. I bet you don't even know 10% of the people in your apartment building. They're almost all strangers today. There's some rational arguments to be made for limiting short term rentals, but you haven't made a single one.
This is 'cheat sheet'; short and handy reference for making a quick decision. Full reference is probably a few tons of books.

I feel that someone who just uses instinct, will make faster and better decision, even with all the biases and cognitive illusions.
They're very touchy to start with. To take one example, I was looking at a leather bag (tip: never buy leather in Marrakech unless you like the smell of bird shit). The shopkeeper maneuvered us so we were facing each other, and then shoved his hand down the back of her jeans (I don't want to be more graphic) where I couldn't see what was happening, chatting away to me all the time.

She looked extremely uncomfortable and asked to leave the store, so we did. It's an awkward situation because when you're in the Medina you're surrounded by dozens of young guys who are related to the shopkeeper and you can't really kick up a stink about it.
Ah, the old Hacker News death hug.
> He misses a massive thing about the 401K.. companies may match and It can lower you into another tax bracket

Exactly. Most match up to 3.5%-5% - which is a lot of free money (and this doesn't even take into account if you invest your 401k/IRA)!

Since the author advocates putting your money into a savings account instead, author is forgoing a lot of free growth, while gaining virtually no security.
Perhaps murder victims should take more responsibility for themselves and not get murdered. I'm being 100% sarcastic.
I've heard it said that wagering on real life events (presidential election outcome, climate change, etc) is "a tax on bullshit."
Best retirement advice ever: Save money automatically without even knowing it because you'll adjust to just spending less. Doesn't matter if it's money going into your mortgage, money into your 401k, or money into a separate savings account that you don't touch. Just sock it away, live like you don't have that money and you'll thank yourself years later.
When you truly master something, the understanding of mastery is a surprisingly portable skill.

It can make you seem like a generalist, when in fact you are just a transcendent specialist.
Amen to this. I am 29 (I suppose that is still considered young) and I can relate. I feel like I may have a similar disorder. Luckily for me my hand is being forced by my work. I have to know C# and SQL Server for my work, and this forces me to specialize.

My side projects on the other hand consist of F#, Elixir, C#, Python, Java, Unreal Engine playing around with Azure and Firebase. Just a giant list of things I build to 10 - 25% completion. There is this unreasonable and insatiable hunger to understand how EVERYTHING technical works, but only 80 years to learn it all in. So I end up buying books on Kivy (Python), Fsharp, I have 2 books on Elixir, one which I never even started etc etc. Send Help!

P.S. I even have a book on Openstack cause I was like "Wow, that sounds awesome, I must learn all about it." I haven't opened it.

P.P.S This obsession with knowing how to do everything also manifests outside of the digital world. I have a fridge full of kimchi I will never eat, and a laundry full of Mead I will never drink.
I completely agree that some businesses will play chicken. Fear of being dragged into court is a powerful thing.
Or the opposite, be someone who is taken care of by the government. The most relaxed people I've met were the welfare people in my old neighborhood. They had endless days of socializing, getting drunk/high, doing random bullshit, sleeping in, etc.

Its the middle class that gets something of a bum deal. We work hard and pay a significant tax load and get to maybe enjoy our weekends and the occasional vacation, that is if we aren't too stressed out from work and can make time from our busy projects and responsibilities to actually take that vacation.

Not sure where this comment is going, but its incredible how there's this taboo in corporate life, especially 'fun' workplaces like google, to admit that its all fairly soul-crushing. Buffets and memos from happiness gurus are part of the problem here. The solution is implementing 4 day workweeks, mandatory 8+ week vacation time, mandatory maternity/paternity, etc and start moving towards empowering people and making them happy via free time, lowered stress, and better work/life balance. Advice from happiness gurus is just window dressing on workaholic culture.
But waiting until you have 100k in cash before you do something with it seems crazy to me.

The theory is that without a healthy emergency fund, you won't take risks on better investments later on.

I buy into this as I played it pretty safe until I had a year or two's income saved. I then decided to do my own thing for a bit, and now I'm running a healthy business that I wouldn't have been otherwise (basically a freelancer to business owner transition).
You have a legitimate point but that is tangential to the parent comment which says that Anroid (an operating system) wins over iPhone (a hardware) because Android has more market share. I was merely asking if market share translated to money. If so, what was the difference and how did Android win?
> Google is, has always been, and likely always will be, a search company

Nope. Google is and always has been an advertising company.

It affects how they implement search, Android, and everything they do.

All knowing AI, however clever, from an advertising company may start to move some more onto Apple. That Apple isn't putting personalised data into everything is becoming a marketing feature that they should be shouting about.

Edit: Not sure what's controversial to cause lots of up and down votes, I guess some don't believe Google are an advertising company. I wonder where they get their revenue from.