skysight-inc/HackerNews huggingface dataset:
> some entities are incompetent at verifying people's identity

Some entities are incompetent at verifying identity because some people are very loud about making sure a a modern ID verification system doesn't get built, because the ability to commit fraud is a civil right or something.

We need .gov smartcards. Or at least a .gov OAuth provider. Instead we are in the dark ages of shared-secret numbers (SSN, credit card, etc) and scans/faxes of easily photoshopped printed cards.

There is an argument this should be a private responsibility. For interactions on an existing account, this makes some sense - banks should be shipping hardware tokens, for example.

The big issue with identity theft is criminals opening new accounts under other people's identities, and this is a serious problem because the government will enforce that debt against people who didn't actually incur it. IMO it is government's responsibility to demand better proof of authenticity before signing up to enforce it.
Aspose is a complete no brainer, yet so many clients complain about the extra cost. Somehow they don't see the hours of their own time debugging this stuff as invariably costing far more.
Yeah, it's interesting to see the color groupings that take place.

Next I want to do cultural comparisons. E.G. the ten most popular sites in China vs. the ten most popular in the U.S.A.

It would be interesting to see if it would still be all blue.
Google it. There is data. Not beyond refute. It's enough that I don't touch artificial sweeteners. Don't need them in my life anyway.
What will drive the commensurate increase in competition? If competition stays the same, inflation will simply drive prices up.
There is a cool How It's Made on these parts. Not sure if it's RR, but it shows the complexity: https://www.youtube.com/watch?v=Qh9nvoRicKc
In many cases you can just shine bright light through the envelope with the letter inside.
I don't know anything about Rust itself but I find it amusing that the author thought that six months should have been more than enough time for the community to agree on and implement a nontrivial change in how the language works.
Bad habits. Took me maybe a year to switch off soda. I guess switching to diet is less work than switching to water.

Used to drink 5 mountain dews a day. Havent had one in 10 years now. Much happier.
Ok thanks. Good to know.
But the difference is that all dealerships have artificially inflated prices, so if you live in a state with no direct to consumer sales you have no choice but to overpay which means there's no incentive to test drive at one dealership and buy at another, you're getting fucked either way. If direct sale is allowed the cars will be cheaper when bought from the manufacturer which is what creates the incentive to test drive at one place and buy at another.
It seems the author is trying to do classical OOP using traits (type classes). They aren't a match although the similarities.

I understand his rant, but I don't think it is a valid one.
You must change your design or change your tool, he opted to change the tool.
Ask HN: Whiteboard-driven development?
Someone recently suggested this process for designing a software architecture: get about a half-dozen developers together in a room for a few days and use the whiteboard to come up with architectural solutions. I'm curious what HNers think about this process or how they've designed software architectures in the past.
It is hard for me to figure out what an improvement caused by starting to eat breakfast regularly has to do with the immune-stimulating effects of not eating for 3 days!

ADDED. Thanks for the reply to this comment.
> there's a huge resistance in the US to anything that smells like "papers, please" or universal ID that people are required to carry and present upon request.

And yet, you are, under certain circumstances, already required to ID yourself to a police officer upon request.[0] The most common form of ID? Your driver's license.

[0]: https://en.wikipedia.org/wiki/Stop_and_identify_statutes
Not to me, and have been in the field 10 years. Would be curious to see the survey results.. all I can say is 100% would not recognize it.
> I mean delegating one's default vote to a "party" or "representative".

This is representative democracy, isn't it? I'm confused.

> I'm not familiar with that speech.

It's a short speech and worth reading as one of the clearest explanations of a representative's role: http://press-pubs.uchicago.edu/founders/documents/v1ch13s7.h...
Not just faster to run but also much faster to write
Tried but always got "Encountered Problem"
Still, in the corporate world most people do not have LibreOffice, but they do have Microsoft Word.

And in very many cases they can't even install software themselves, as the computer is managed by the IT/IM organisation. The cost of license is negligible in this context; the actual cost comes from managing something non-standard.

Yes, you or me don't like it but it's the fact in many corporations, government organisations and even educational institutions.
Not sure this was a few years ago. Always got Russian tech support.
Shared-secret numbers and physical cards are not enough. We need a cryptographic API that lets citizens sign requests to authenticate themselves, such that the signature they emit is only useful for one relying party at one time (not useful if stolen).

Fifty cryptographic APIs, on the other hand, would be a nightmare. We'd at least need the federal government to force states to implement one conforming to some open standard so that the integrations aren't intractable.
I also see a lot of red though, and combined I'm still not sure those make a majority.
How do my parent's credit history have anything to do with my credit history in the US? Are you talking about co-signing for loans or possibly how a child can get a card under their parents' name? I didn't think either of those had any impact on the child's credit score.
Naval Academy to name cyber center for 'mother of computing'
They're both faster because they don't read and write block by block. Why people keep recommending dd for stuff like this, I don't have a clue.
As somebody with a scumbag relative who works at a dealership I can tell you that spreadsheet was fake. Very common tactic among the ethically deprived.
>It's absurdly backwards because it's asking you to create debt which normally is the opposite of showing you are good with money and I would question the validity of seeing people paying back limited debt to be indicative of ex. borrowing for a house.

I don't think it's backwards. Debt is only a bad thing if you're being irresponsible about it, so it's like a weedout test. In the other system, can you just buy a house on credit with no credit history? If so, I just find that hard to comprehend.

Also, re: your comment about foreign people, my dad had no issue with it, but maybe you're saying people that are not yet citizens?
The Race for President Is (Probably) Over
I don't think you really are trusted by definition in EU at least when it comes to mortgage, because you need to prove you have stable income, even though they won't lend you the full price of the property you put the mortgage on.
I don't think the credit score itself is the problem, it's that it's the only thing banks use. There is no discretion for cases where the mode doesn't have enough information.

As one example that has affected me, I moved to the US a year ago. Go to buy a used car last month with bank statements showing a good salary and enough cash to buy the vehicle outright, a check for 1/3 of the car price, and phone numbers of my employer and landlord. All the banks the finance department contacted automatically denied me without looking at the stuff I brought.

I went to my local bank branch thinking a human might help. I got automatically denied, the manager tried to escalate given the information I provided, but I was still denied.

In the end my loan was through the car manufacturer at a fairly high rate.

I realize I am fortunate in that I can afford to take a crappy loan solely to build a credit history and play this silly game. But the way the model is used treats people who are new to obtaining US credit and people who have used credit terribly virtually identically.
I've had no problems with creditkarma
AI and Life in 2030 [pdf]
The video shows mutations in real time as bacteria grow or fail to grow in various places. https://www.youtube.com/watch?v=plVk4NVIUh8

It's more a demonstration than experiment, but visually it's just really striking.
I was just responding to a comment asking about gum disease. Also I cringed somewhat reading comments thst advocate fasting that involves skipping breakfast. I don't claim to have any expertise.
It's not clear what you're doing with your data, but sqlite may be a viable option as well.

Using a million row sample from here:

https://blog.majestic.com/development/majestic-million-csv-d...

Taking a summary of the data:

> cat csvtest.sql
.mode csv
.import majestic_million.csv rankings
select TLD,count(TLD) as cnt from rankings group by TLD order by cnt desc limit 10;

> time sqlite3 < csvtest.sql
com,402802
top,96734
cn,72029
net,55131
org,45948
gdn,40246
ru,29746
cc,27117
de,19291
uk,14971

real	0m6.295s
user	0m6.089s
sys	0m0.156s
Epic CTO Reading List
What gets me about your article is your utter lack of willingness to allow people to attempt to improve something.

Maybe BI won't work, and any money invested in it will be wasted. Maybe BI will work, and it will eventually solve many problems with today's Western societies.

Who are you to tell the rest of us we're not even allowed to try?

Is it your money being invested in the attempt?

Will it negatively impact you?

If we take your attitude, possible improvements will never be attempted, and therefore, nothing will ever improve.

>My understanding is that all the energy thrown in BI-related discussions is wasted while it could be invested in favor of universal health insurance for instance.

It's fantastic that you have another idea! Don't waste your energy nay-saying people who are trying something other than your idea, get to work making your idea happen!
Please punctuate.
تحميل برنامج تغيير الصوت أثناء المكالمات للأندرويد وللأيفون مجاناً
Thanks for the recommendation and insights on that book.
> The paper is frankly stupid and a great example of difference between practice and academia. it looks good because they are using a snapshot of Twitter network from 2010.

We used these data and workloads because that was what GraphX used. If you take the graphs any bigger, Spark and GraphX at least couldn't handle it and just failed. They've probably gotten better in the meantime, so take that with a grain of salt.

> Unlike a bunch of out of touch researchers the key concern isn't how "fast" calculations finish, but several others such as ability to reuse, fault tolerance, multi user support etc.

The paper says these exact things. You have to keep reading, and it's hard I know, but for example the last paragraph of section 5 says pretty much exactly this.

And, if you read the paper even more carefully, it is pretty clearly not about whether you should use these systems or not, but how you should not evaluate them (i.e. only on tasks at a scale that a laptop could do better).
The very definition of "assault weapon" is political. I use it to mean both semi-automatic and fully automatic rifles that were designed for combat. This is a common definition, but obviously, not fully accepted.
"it carries a world record payload of 250 tons (to put this into comparison, it can carry around 300,000 lbs more than the US military's Boeing made C-17"

What was the writer thinking? My readers won't understand what 250 tons is, so I'll use imperial metrics, too? Net effect is that this only makes full sense to those who understand both metric and imperial units.

(I think a pound is 454 grams ('easy' to remember because that's the unit most jam is sold in in the EU (https://en.wikipedia.org/wiki/Metrication_in_the_United_King...). That would make 300,000 pounds about 135,000 kg or 135 tons, so it carries about double what a C17 can carry)
I think the way we do it in the states is reasonable enough. I wouldn't expect any person outside of those that are gambling to loan money without building up trust first. If you're making minimum wage and don't have a lot in assets you're not going to have a lot of available credit.

A lot of people don't realize this I think but if you hold a balance, especially over whatever percent of your total credit, it hurts. The moment I paid off all my cards my credit score jumped and all my limits increased.
I don't think they're saying it doesn't make sense.

The point is, we help those that don't need help, and hurt those that are already hurting. We give better rates to people with high credit scores, but people with low ones probably need it more. It can turn into a feedback loop where the only way out is some form of outside help.
Also it will never be enough. Basic needs will be fulfilled but people will always want more.

I agree with this, and it negates your first point. Basic income is not intended to be something that you'd want to live on by default; it's just protection against hunger and homelessness. Almost everyone will want more, and they'll be unambiguously better off by increasing their earnings (unlike today: http://www.heritage.org/research/reports/2013/01/effective-m...).
On a previous startup my CTO said lets meet for two weeks before we write a single line of code. I was in a hurry to get started because well money had started to flow out of my bank account!

But I agreed, we created a few walls worth of whiteboards using tile board from Home Depot because I was too cheap to spend the thousands of dollars it cost to buy that many square feet of regular white boards.

In short it was the single best thing we did. The original idea changed greatly as we marched towards product market fit and the model we crafted was flexible enough to accommodate all the changes.
So downvote and say "the article mentions that" with a relevant quote (as per the guidelines). Commenting with "did you read the article?" is just noise.
Their main argument against this is this[0]. See the quote from the expert in that subsection.

[0] https://www.teamupturn.com/reports/2016/stuck-in-a-pattern#p...
Petahertz electromagnetic radiation is what's currently used for diffraction crystallography; it's conventionally known as "X-rays" (or "gamma rays" if it comes from radioactive decay instead of from Bremsstrahlung.)
Gretchen Carlson's former Fox colleagues say they regret not believing her
Given what I hear about US banks, this seems like a most obvious variable to include in computing the credit score. Which leads me to my question - is there an official/exhaustive list of what exactly is considered and how, or is that a banking secret?
Most of the devs I've encountered over the years who want to use Excel server side have never heard of queuing.

> Just us a serialized queue using MSMQ. Write the queue listener in Javascript and register with COM+.

Sure, but now you have MSMQ and COM+ to deal with...and debugging/fixing when it breaks (under load), or isn't secured properly.

The smart folks shell out for a copy of Aspose Cells and get the job finished on time.
Oh man, this is a bad sign for all her supporters. This is probably a minor issue. No matter how healthy you are it's hard to maintain the schedules these candidates maintain in order to not fall behind.

We'll be hearing about her health and not about the real issues for the rest of the campaign. Too bad...
Yeah this is definitely a fear of mine, it does feel like you can get through the course and mostly understand the concept without getting the tools to fully apply the learnings. Like drothlis points out the Coursera course it very hand-holdey too. For the exercises you are given a set of Matlab/Octave files and your objective is to fill in a few of them with the correct implementation of specific steps. It doesn't feel like you ever get to perform the full task, I plan to redo some of the exercises with Python after I finishes the course.
I think the idea is extremely interesting but after seeing 2 of the caveats at the end, I didn't have nearly as much confidence in the data.

"3. If a color is found inside of a website's text it counts as being used. For example if the phrase "tan leather" is in a website's text, this scraper would say that the site uses tan. Additionally if the phrase "I understand" is in the text, it would still count as tan.

4. Colors added by external javascript are not included."
Andrew ng's
Risk Farmers
There already are some companies in that space that are using big data and machine learning for credit scoring. A few that come to mind:
http://hellosoda.com/
http://bigdatascoring.com/

In case of Hello Soda they are using social media data for credit scoring.

PS
I'm not associated with any of these companies.
I'm curious why you think SQLite is a database technology that somehow can't handle a million rows.
Credit sesame is also nice. Sure they upsell but how else are they going to cover costs?
I'll second this, along with its follow up book. I read it close to a year ago and the description of the particle unfolding into higher dimensions has still stuck with me.
In about 20,000 years the chess DB will get that big. Until then grep should be fine.
In Brazil one of the credit score agencies is trying to make people opt in into the positive credit score system. It is not working very well...
How many people have died in building collapses over the last 50 years? Alternatively, how many people have died in car crashes? Large boats getting sunk? Lightning strikes?

Obviously these are rhetorical questions: it is far, far more likely to be hit by lightning than to die in a building collapse.

If you truly believe this risk is worth mitigating I would put my money/time where my mouth is and not depend on some building supervisor to keep enough parachutes around and keep them in good condition. Instead you should get some training*, buy a BASE jumping parachute and take it with you when you go above 60m. As you say, they are relatively inexpensive.

[1] Note: be careful -- you are much more likely to be killed in your training than you are to need to use it.
You're ignoring the seemingly obvious threat of less job opportunities over time that provide a living, thriving wage. There's many people who have "a job" now who are barely getting by, enough to live but not thrive by any means. As efficiency increases over time because of tech, in combination with increasing reliance on cheap global labor and further stagnating wages locally, there will need to be some way to keep the local economy flowing beyond people just "keeping a job".
BMW bosses to skip Paris show to thrash out electric car strategy
It shows a box at the end with the GE logo. Crazy how precise the manufacturing is.
Exactly, you can't expect to "port" code across from languages in different paradigms without rethinking the design a little bit.

I really like traits/type classes over OOP-style type systems but sometimes it causes a bit of impedance mismatch.
Is it though? Imagine a world in which the only agent of selection was hunters bullets. No sexual selection, no food shortage, nothing. In other words, an absolutely perfect deer breeding ground.

Place a billion deer in this environment and shoot them all. A few survive. Let numbers rise, and do it again.

Soon you start seeing deer with arteries and veins that are smaller, blood that clots faster. Maybe the deer themselves are smaller, or their internal organs are smaller but their muscles larger, fed by a larger number of smaller veins. Perhaps muscle density is higher to offer better protection. Bone and skull thickness increases.

Eventually you've got an animal with a small, very thick skull, with lots of angles to increase the likelihood of ricochet, a heart protected by layers of thick muscle and a reinforced, thickened ribcage. Veins and arteries are reduced in size so much that it's practically impossible to bleed out, immune system is in constant overdrive to fight infection, and the rest of the internal organs are either shrunken, duplicated, or hardened against piercing damage.

In any case, my point is, if we could set up an experiment with deer like we can with bacteria, I think it's likely that we'd be surprised at what's possible.
Being an authorized user on a parent's credit card does build credit history for the child.

I did not have that, or any cosigned loan.
Here's a recommendation if you are interested in understanding the basics of turbine engines:

https://www.youtube.com/user/AgentJayZ

This guy, calling himself AgentJayZ, is a technician (not a designer) working on mostly older industrial and military jet engines, and he's showing a lot of the innards, and explaining a lot of the basics of operation of turbine engines. Also: Loads, and loads of footage of running engines in test-stands, which of course gets boring over time...
There is an extremely well furnished documentation system, describing every option, and giving usually playful and interesting examples. I often take "mathematica" days where I just go through the help system finding nice examples and building up on them.
Millionaires' new challenge: they're not rich enough for private banking
I don't know.. every other day when you open hacker news, suddenly something out of science fiction or fantasy raises its head, blinks back into the light and dances out in the street. Sometimes company get disrupted, that where there predecessors ruptores not a year ago.
I'm actually a little bit scared of the singularity, in particularly the pressure it puts on humanity to speed up (with ampethamines, trainings (begining in kindergarten) and soon to come implants). So i would cheer on anyone having proof its not happening - if it where not for the fact, that failing and falling back into linear acceleration, would mean a catastrophe for a world of 7 billion either.
If i have a choice between the likes of ISIS piling heads in the streets and skynet piling heads in the streets, i rather choose skynet- at least there is a little chance for humanity.
NZ and Australia both have positive credit score systems (both introduced in the past 10 years).

I wouldn't necessarily agree with a gut reaction that positive credit scores are absurdly backwards. It makes sense that I would trust someone more as a borrower if I know they have repaid debts in the past (versus having no history at all). The system could probably use improvements and more regulation, but I don't think it's fundamentally off base.
I've read a fair amount about the 2007 bubble, but i don't recall anything about this,

> where government forced banks to ignore credit ratings

I was under the impression that subprime was keenly aware of credit ratings, subprime is defined as failure to meet the Fannie May and Freddie Mac standards. The CRA excluded race and gender as loan criteria, leaving credit rating as the goto.

There's lots about banks like countrywide ignoring credit rating, but i can't find anything where the government required ignoring the credit rating. Could you help me out with a link?
Aw, I thought it meant that they're modernizing the Spruce Goose.
I like what you're offering, but I just get an "Encountered Problem" error in the latest version of Chrome on Windows 10. And I was testing a very minimal site with just the London location, so load should have been low. Load from my one test, that is. You may be getting a lot of other traffic.

If it can be made to work reliably, I could see my company paying for it.
How much information must the space shuttle manage? How much detail and dynamic complexity?
I think it would be fair if you also would disclose that you are working in Mozilla and that you are directly connected to Rust when defending it on HN.
If a creditor incorrectly reports a debt after writing to the creditor and credit reporting company you can sue them under the FCRA for actual damages or the statutory $1000 per violation.