skysight-inc/HackerNews huggingface dataset:
[Not op, but:] It's kind of sad, the bank I'm using is constantly looking for engineers to "help create the future of banking" (or maybe that was a sibling bank - they're both constantly after engineers) - and yet neither have something as basic as a programmable api to do check balances and do transfers between accounts...

As I've finally gotten to a better cash flow (making a bit more, cutting/reducing some regular expenses, paying off some high-interest short-time debt), I'm experimenting with some new saving strategies (although the amount is still very small).

I have one tiny transfer that goes out of my account every day to another bank that has a small positive interest (a whooping 1.8% - which I guess is +/- zero wrt. inflation) - a "savings" account. As far as I can figure out, this only goes out on business days, and sometimes it gets canceled due to my regular account being empty. My general plan is to from time to time, when/if I have some excess cash, calculate what "should" be there (amount * current-day-of-year) and transfer the difference (The interest is a rounding error).

It's kind of interesting to turn savings on its head like this, and fun to see how "much" one can save, if you multiply that amount by 365 days. You could call it "a latte a day consumer saving", because you can quickly save enough to avoid buying one electronic gizmo on credit a year (ie: last generation phone, medium range laptop etc).

Well, ok a good regular size latte in Norway will likely set you back ~5 USD. But I suppose in the US people would go and get a latte that's three times the size for a similar price[1].

The other experiment I'm doing, is transferring a similarly sized sum, but scaled up to weekly deposits, that go into a somewhat high-risk fund (more or less the closest I could find to a technology index fund - low fees, but probably overall worse than an actual index fund). It comes to a little more over the course of a year, and hopefully over time will see ~5% interest - although that is certainly uncertain.

It looks like I'll be moving to a new job/location - with higher pay and less expenses, so I'll have to try to do an evaluation and see what I do with my "excess" cash. I'll probably save as much as I can for a year, and then see how close I am to being able to simply pay the rest of my debt (low interest government-backed student loans).

They're a little different from other debt, in that they are personal, and come with some insurance in case of unemployment or disability.

[1] http://www.fastfoodmenuprices.com/starbucks-prices/
Investing is also not as easy as saving. How does someone goes from no-invesment-knowledge to not-loosing-money in investment (and possibly "decent income off of compound interest")? Just trusting the bank guy?
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Stop trolling already!
>Twitter (the service, not the company's) secret sauce is:
You can have a public platform, using an identity you choose for yourself, to broadcast snippets of information.

Parent means their secret, money-making sauce. Not just what makes it appealing to some people.

>Where do you evolve this? Blogger, Blogspot, Livejournal, Tumblr, Medium, they're all in this same space

And 90% of them are almost dead.
West has all the right to "pontification" since only the West has thus far delivered a high standard of living coupled with respect for human rights.

There are no shortcuts, there is no magic authoritarian fairy dus you can apply and leapfrog the West, we have tried it all and it always ended in disaster. We have seen time and time again, both in our societies and in the developing world, that authoritarianism is self-sustaining and despite initial success will always lead to reduced political competition and an economic and social standstill.

You can do whatever you like in your countries and vote madmen, but we will always condemn such moves, we will always refuse to abed them and we will were always proved right. The cry of colonialism is exactly what these mad men need to stay in power and you are uneducated enough to fall for it.
I sort of expected/hoped this would be about personal data hoarding rather than companies hoarding. Most big companies (and more so in tech) have at least some data warehousing strategy to deal with how data is handled so I'm not sure that 'hoarding' is even the right term for most companies.
I like to buy books and I would be interested in this...but I would be unlikely to buy a book about it, because I would be worried about spending money on it only to find out that it's out of date or doesn't address my own situation. This seems like something better served via web.
I live in Singapore. There are 1000s of Filipino's in Singapore, during the election 1000s of Filipino's flew back just to vote for him.

They really want their country cleaned up. Have you ever been there. His city before he cleaned it up, you could not safely walk down the streets, you would be stabbed in broad daylight. Now you can safely walk down the streets at night without being mugged.

Call him sick all you want, guy is bloody awesome from where I'm standing.
Whether others are interested in this book or not, go ahead and write that book. This helps your resume and billing rates.
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I could see Trump saying that.
How did you get started in trading, can you recommend any good resources?

I'd like to do it myself, but am unsure how to get going.
I'm not sure why, but my Ubuntu image with unity always thinks it should run at 10fps. I had to hard set the frame rate in compizConfig at 60 fps to get it to run smoothly.

Putting it here because it took me quite a while to figure out why it was 3D accelerated but still so slow.
One HN'er has done something like this, look for Zachary Burt and 'awesomenessreminders.com'.

https://www.google.com/search?q=site%3Anews.ycombinator.com+...
If you're using Vagrant, stick to 5.0.24 until this issue is closed: https://github.com/mitchellh/vagrant/issues/7411
I thought that Google and other app writers weren't keen on blindly accepting generated certificates, and used certificate pinning. Do they really accept anyone's google.com certificates?
In Japan they run on time too, because if they don't, the conductors commit Seppuku (or quit the job in shame) by their own choice.

So progress and a functioning society is possible without coercing or scaring people into obedience. What is needed is a cultural shift and it can only start from the schools. If you look at the Japanese school system, every other aspect of their society becomes an obvious consequence.
Primitive opinions that harm random people against great futuristic ambitions that benefit everyone?
You could consider the Bogleheads investing start-up kit: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investing_s...
Yes, that would be really great.

Also, many quiz items are far away from the specialities of C++. It's stuff like duplicate expressions. Or a variable being subtracted from itself. Or a variable assigned to itself.
I save money the old school way - envelope/budget system.

We have a current account for day to day expenses (groceries, toll road pass top up, a couple of meals out) and the same amount gets out in that at the start of the month. Then with a separate bank we have an account for all direct debits and standing orders (mortgage, electricity, internet, phone etc) including a standing order to an investment account which we view as a monthly expense (we are essentially paying ourselves but it's taken monthly so no excuses to miss paying it), so we put the same amount in to that every month.

We then have a number of savings accounts that cover the various expenses that crop up on an irregular/long terms basis. Holiday fund, clothes fund, Oh Crap! fund, TV License, insurances, christmas/gifts etc. We know how much needs to be in these by the time a payment is due (say annual payments) so each month one 12th of the amount gets added so when the payment is due the money is there. For gifts and christmas we adjust as we go on a six monthly basis, basically by Christmas we know we need a certain amount and it's great come November and all of christmas is paid for.

Any money left over gets put into a either investments or a big pot for a large purchase we may want to make in the future (eg, property).

Historically we have tracked expenses with a web app that I wrote however recently have switched to Pennies on iOS.

For cash back we use Quidco, to reduce monthly costs we look at moeysavingexpert (Martin Lewis's old site).

Beyond that we often check if something counts as lifestyle creep - the tendency to needlessly upgrade aspects of your life just because you have more disposable income that before. If we see a habit developing that costs extra money or we are making a big purchase we have a quick chat and ask if it's needless lifestyle creep? Sometimes we decide it is and we're ok with it, other times we'll decide that in the long run it's not worth the extra spend so stop.

Seems to work for us.
I know that Instacart/Postmates/etc. exist, are convenient, and are used by some people. I'm just skeptical that this is Uber's plan for "superior returns." I'm skeptical that driving bouquets and salads and clothes around town will be significantly more profitable than driving passengers.
He's dead serious. Unfortunately.
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Epic sleuthing.
>West has all the right to "pontification" since only the West has thus far delivered a high standard of living coupled with respect for human rights.

I'm not sure if you are being sarcastic. But I am sorry to inform you that "development" of the west was borne out or slave labour. It is just that simple.

The was did not get developed in the past 50 years. I know, it sounds so shocking, but it is true.

In 40 years when countries are going to be invaded for industrial pollution (that's if the concept o countries still exist) the "west" and people like you would be stating, " you can be developed industrially without polluting the environment".

The facts may be unpleasant, but they remain fact.
The best way is get your income above your interest in spending money. I buy everything I want and I end up saving money because I earn more than I spend. It helps that I am not that interested in consumer goods, but I can't think of a better way to save money :)
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Safaricom is launching M-Pesa card, can we just call them bank?
> No, a dangerous serial killer is one regardless of conviction.

True enough, but the point he raises is at what point do you justify illegal actions.

In your example, torture may or not bear fruit, depending on if your suppositions are correct.

The point is generally that in order for extreme measures to be taken, extreme justification must be given. And in general the justifications needed for torture would be so high that you would probably be able to convict without it, i.e. You can only torture someone if you knew beyond any doubt they dunnit.

The point of restricting the collection of evidence is to ensure that law enforcement go through a process with justification at each stage. This is to protect innocent/law abiding from law enforcement itself, as a lot of the acts they go through in the course of their business would be illegal if they were not law enforcement.
Trump just seems to say what his target demographic want to hear. Take the last mass shooting, he came out with the classic rhetoric :

"If everyone had guns..." and the crowd cheered.

If his target audience believed that killing drug dealers was a good idea, Trump would say it.
Saving money is primarily a mindset. Tools might help but in my opinion they are absolutely not needed.

Reading http://earlyretirementextreme.com/manifesto.html helped me to get the "saving money mindset" into my bones more than any other resource.
OSH Park are also beginner friendly. Allowing you to import your design directly from Eagle rather than having to generate individual layer files and also not requiring you to specify copper thickness, board finish, etc.
Simple does it: https://www.simple.com/

It's a bit of a hassle to switch since you need to set up direct deposit and wire your money over from your existing bank. Once you've done this though if you use the debit card for purchases everything is tracked with nice graphs and decent software.

Downsides:

- No branches, it's a bit of a pain to get a cashier's check on short notice.

- Can't use rewards credit card if you want to actually take advantage of it.

I find the automated data collection and graphs is worth the 2% 'cost' of not using a rewards credit card.
I think the point is that it's very easy to convince yourself of the time is money concept when you really just don't want to care about money or want fancier things. While forgetting that money is also time.
Where did you get that quote? It's not in the article.
No national mourning has been declared for "500-600 corpses" because we don't mourn criminals, thugs, people who reach for guns when confronted by police, people who resist arrest, etc. You act as if the police did a raid on Google and pulled all the black employees out and shot them execution style. That sort of thing is definitely not happening.
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That depends on how badly miswired they are, I suppose.
"driver assist"
The authors initial feelings around ML are similar to how I feel. It's such a broad subject, it feels like you could read/study for years and not cover everything. Worse still it's ever changing.
Yeah my Uber driver when I was in SF gave me $50 Lyft credit, so I just switched over, used the credit and then went back to Uber when it was finished.
Sounds like the Philippines is moving left on the J-Curve[1]

[1] http://amzn.to/2a8EOCC
Automate. Automate. Automate.
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"Like was pointed out, drug dealers are free to surrender. And some have done so."

How is this an answer to preventing the worse of what currently is? The extrajudicial killings in the name of wiping out the drug problem can (and I presume that it also will) be abused to whatever means. If murder was present before, this president just made it a whole lot easier! "Killed? Oh, well! Probably just another bunch of drug dealers who didn't surrendered when they had the chance." Is this what you're supporting?
> A country such as the UK can continue to be part of the Schengen area without being part of the EU

UK's not in Schengen.
Once you go there, it's really hard to come back.
You're dancing around, and haven't really defined, what it means to "learn Go."

Sure, humans wouldn't become better at Go. But that's a limitation of the human brain (we're not good at mathematical memorization and computation).

For all we know, what the network has learned about Go (a highly complex and interconnected set of statistical dependencies) is what there is to learn about Go. You're implicitly making the assumption that what the network learns about Go is guaranteed to be translatable to something humans can learn.

On the contrary, what the network learns is merely reducible, with loss of accuracy to what humans can understand. And that is an active area of research (feature visualizations and explanations), but that is tangential to your point.
Quick comment on two Russian laws that often get mixed up:

242-FZ: It requires data on Russian citizens be kept in databases within the borders of Russia, and that first-write and first-update happen in Russia.

The other laws involved required retention of internet access logs for 6 months.
Driving while medically incapacitated is irresponsible

Sane people don't set out to drive while medically incapacitated. That doesn't mean it can't happen while on the road (heart attack, TIA, severe allergic reaction to e.g. a bug).
I wonder how many of their tactics they withheld from the story, given that child abusers will be taking notes. At least there's not much that can be done about location recognition.
IMO all sufficiently reliable evidence should be admissible but illegitimate collection of evidence (e.g. illegal searches) should be punished more severely.

AIUI the German court system superficially also considers illegitimately obtained evidence inadmissible but has provisions that allow case-by-case decisions to be made in consideration of the severity of the crime. I think that is far more reasonable.

Imagine the classic crime drama scenario: a suspected serial killer is being interrogated by the police, the officer beats him up (breaking the law) to make him talk after exhausting all legal options. The killer reveals truthful information that helps locating the final victim and severely incriminates him.

If I understand the two systems correctly, under the US system the evidence would be inadmissible, even if it proved perpetrator's knowledge (which may be a major factor in proving his guilt). Under the German system the evidence might be considered because although it was gained illegally it is crucial to the case and the crime was so severe. In either case they officer should face severe consequences (though IMO likely not severe enough).

There was actually a situation similar to this in Germany a few years back: a police officer tortured a suspect to make him talk. I think he was thought to have abducted a child that was at the risk of dying. I'm not sure how it worked out but it sparked a similar discussion in German media about the ethics of the situation (with the general consensus being that the behaviour was blatantly illegal even if it may have saved a life).
I'd never have thought there would be anyone who'd want to live in a Peter Watts novel, but here we are.
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Startup Debuts Open Source SoCs
Show HN: Verbatim – a simple pastebin
Apparently it is possible to investigate such sites without hacking, just regular investigative work. Who'd have thought?
"Tell me what's the difference between using a beta system and not caring (leaving hands off the wheel, etc) and drunk driving?"

The latter is a clearly defined criminal offence whereas the former is currently unclear. While the driver is certainly liable for reckless driving, that the marketing seems to have suggested that the feature is usable, is a fact.
Can we start the counter of americans that do nothing against the killings of black people or americans/europeans that don't care about their government killing hundreds of thousands and displacing millions? Moral relativism.
Less regulation = not breaking up a monopoly = higher prices.
> appalling to Canadians and Western Europeans

Having lived in Vancouver's downtown east side, and spent time in the neighbourhoods of various Western European cities that have high addict and homeless populations, I find your moral superiority breathtaking.
It's great that you can have profitable ideas whenever you need them.
Do I get extra points for finding an exploit in their game?

Just disable JavaScript and reload the page, which will halt the countdown and display the solution. Then, when you've read what you need to know, re-enable JavaScript, reload the page, again, and then just click the place where the error is. Then click on the "Next Question"-button, disable JavaScript, again, and so on...
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Agreed, it is indeed a rather simple mindset: You have to spent less then what you earn. However, that might not be as easy as it seems and hence you need data:

$ ledger reg Expenses:Personal:Food -b 2016.06.01 -e 2016.06.30
16-Jun-03 Pita Gyros Expenses:Personal:Food € 10.00 € 10.00
16-Jun-04 Pizza Expenses:Personal:Food € 35.00 € 45.00
16-Jun-09 Pita Gyros Expenses:Personal:Food € 10.00 € 55.00
16-Jun-10 Greek Tavern Expenses:Personal:Food € 25.00 € 80.00

Now I know that last month I spend 80€ in food month in fast food which is within my budget for fast-food. If you're not managing a very small amount of money along with a very short list of expenses, then ofc you don't need tools otherwise tools give you data and as we all know, data can be of huge importance.
It happens every other day. when not today then yesterday. This issue is widely ignored at first, and then used for political statements when suiteable.

There is barely objective media coverage about this in western countries as well.

Edit:// also this guy does exactly what he was voted for. while the war nations do what they want without democratic process
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Comparing this to a drunk driver is not relevant, as driving drunk is already illegal, whereas autopilot is not.

> We can discuss if they should try to improve how they handle people that remove their hands from the wheel, but that doesn't change the fact that ultimately the choice to be careless was made by the driver, not the car manufacturer.

Yes, the driver is to blame for that, just as tesla is to blame for allowing that to happen in the first place. They have sensors to detect whether the driver has his hands on the wheel, and yet they allow the vehicle to keep going for minutes in a situation it can't control.

There's plenty of blame to go around.
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I don't think that's true, at least when it comes to Pokemon Go.

Playing Pokemon Go has inspired me to dig out my ancient gameboy and to start playing Pokemon again. I'm strongly considering buying a new Nintendo device—I'd forgotten how fun Pokemon is.
The hardest part for me was to read an ugly formatted code with no highlights.
Can someone who has a Tesla answer this for me:

Does the autopilot routinely alert for short duration events where it's confused but the situation passes quickly and it's not a problem or is there a very low false positive rate and an alert is pretty much a guarantee that you'll need to take over?

Basically, does the system train you to ignore most alerts because of a high false positive ratio?
John Greaney's "retire early home page" is also helpful: http://www.retireearlyhomepage.com/
Headphones Everywhere
I feel like there are lots of lessons for distributed systems and machine learning from the way hives and colonies work.
In the past I quit my job and spent 2 years driving from Alaska to Argentina on my savings.

Now I've done it again and will spend 2 years driving around Africa.

By far the number one question I get asked is how do I save money to do all of this - it's become a huge topic of discussion.

I wrote an eBook on the topic - called "Work Less to Live Your Dreams" which describes exactly how I'm able to do it.

https://www.amazon.com/dp/B01G4AL8BE
For every serial killer, the government may be catching 100 mostly innocent people this way. To me the morals here are very clear. The case should be thrown out.
Why bother, NSA has all the private data it needs to do this on a scale that could actually work, like hotel room pictures geotagged by your smartphone, as well as your indoor pictures from your house.. Of course, you're really naive thinking this will only (or even predominantly) be used against child molesters..
Tragedies that have been wildly pumped up by various elements, to even more tragic results.

I've already seen three or four black men killed by other black men just this morning on the Boston news, and that's just since yesterday. Nobody is out in the streets over that.
Agree, badly formatted and thus hard to read. And when you find the error you don't know where to click as it only highlights a part of the error.
http://uk.businessinsider.com/uber-says-its-profitable-in-th...