skysight-inc/HackerNews huggingface dataset:
My credit was in the dumps a year ago. I had a few negative marks, debt to credit ratio was off, too many inquiries, etc... I didn't find any mistakes. But, I was able to clean up my credit and raise my score by 120 points by doing the following (YMMV).

1. Set up an account at Credit Karma.

2. Review your Credit Card Utilization. If it's under 30%, you should be doing ok. If not, pay off those balances.

3. Look for derogatory marks. If you see any that are older than 7 years, file a dispute to have them removed (you can do this through CK directly).

Generally, I found that, if an account is closed and older than 5 years, if you file a dispute, the creditor won't care and will either ignore the request (resolving in your favor) or mark it as resolved in your favor.

If you have outstanding balances open in collections, call the collection agency. Here's how that went for me... "Hi, I'm interested in discussing an open collection on my credit. I see you are the owner of the debt." After they pull up the information, ask them "How much are you willing to accept to purge this from my credit?" (They are going to tell you they can't do that. But, they most certainly can!)

If you receive an offer for 20% less (with removal from your credit), take it. Use a credit card (responsibly!) if you don't have the funds immediately available.

If not, make sure they have your phone number on file, hang up and wait. Come the end of the month, I guarantee you they will call with an offer. :)

Tip: Use a Google Voice number, so you can field their phone calls, if they go rogue. When you're negotiating, make sure you write down names, case numbers, account numbers, etc.

4. If you have old accounts on your credit report, don't close them! Closing your accounts hurts your score. Instead, keep them open. If you have a credit card that you never use, set up Netflix to bill to that card, then set up recurring bill pay to pay off the balance every month. This will keep the creditor from closing the account due to inactivity. That credit history will keep your "Age of Credit History" up.

Lastly, if Credit Card Utilization is constantly hurting your score. Contact your existing credit card companies and request a credit line increase (don't open a new card!). A credit line increase will not hurt your Age of Credit History, but a new card will.
Why does everyone feel the need to remake everything in Material Design these days? I think there's something wrong with me because I absolutely hate Material Design. I find it to be pointless and confusing minimalism that prioritizes form over function. And I find it to be really ugly too -- excessive white space and margins and those god awful drop shadows. With that stupid floating action button that I haven't once found to be intuitive or helpful.

I also see a lot of demand for uniformity across all the interfaces people use. Everything must look the same, or your app or site is crap. I get that consistency can help functionality because it may meet certain expectations of where things are or how to accomplish certain tasks... but I actually like seeing different looks every once in awhile.

I don't remember people complaining about websites having different layouts back in the day but now there's a push to make everything the same. Every blog post is now a Medium post or a medium-like layout. Every commercial site has a stupidly huge header (with optional 100mb video) and GIANT text littered with buzzwords that take forever to get to what the product being sold is.
Shuttles and Startups
Is the Tech Industry “Cognitively Sustainable?”
All prices, everywhere, are limited in some way by the cost of a torches-and-pitchforks mob to storm the chateau.

I'd pay the price on the spot, because I like not being dead. But afterward, I think I'd try to rob that guy to get my 80% back, and maybe some of the 80% from some other people. That's not a "thank you so much, you're my hero" price. That's a "better watch your back" price.

When too many people start to see you as a parasite upon their community rather than a foundation pillar for it, they will certainly reduce their rate of cooperation with you, and some may retaliate. You may have to acquire a taste for other people's spit in your restaurant food, for instance. And worst of all, you may motivate someone to launch a business in direct competition with yours.

Then, if your choice is 80% to the dirty exploiter or waiting a few more minutes for a Medic-Uber to pick you up take you to the hospital, you would almost have to be gushing blood from a major artery to accept the former.
How PR Can Assist the Media Industry in a Time of Need
I hardly think it is this extreme. Switching back to specifically talking about developers (while the above was a more general statement):

Look at the pay and housing cost in downtown SF. Now compare pay and housing costs to other places, say Austin, Chicago, Indianapolis, etc.

Yes you may make 400k in SF, but I don't think that buys you a lower standard of living. People look at raw $$ too much, and not cost of living when making job decisions.

Kind of a natural imbalance in the market.
The Art of Startup Fundraising [BOOK Launch]
Template for a Typical Front End Stack as of 2016
There is a reason for this though. Money earned from labor is under contract and assured. Money earned from capital is earned from risking the loss of that capital. Taxing it higher is the opposite of a solution as it will just make the corruption which allows rent buying, protectively burdensome regulations, and all the other tenants of crony capitalism all the more profitable.

Busting up trusts and forcing more competition is the best way to lower profits on risk.
How to Free Up Space on Android Smartphone Without Deleting Anything
That's fine, until they decided to neuter their add-on API.
But not everyone had a horse carriage back then.
Using Auth0 for Authentication in Your Azure Functions (HttpTrigger)
He would need to make a little over 3% on that 50million to get into 0.1% in the US at 50 million. So, good odds, but not 100%.

PS: These numbers get crazy. I know a couple that has a little under 20 million, but don't quite think they have made it based on who they hang out with. And honestly there goals don’t seem that ridiculous. ~200k each after inflation from a diversified and conservative portfolio which will just snowball takes a lot more now than you might think.
This is not helping it. I bet 50% of office jobs could be remote. What is the current %, I would guess under 1%.
Here's a thought - which to many people is a very crazy one. Treat the world as a unified world and economy, instead of having individual nations with separation of certain laws related to finance and human rights. All the nations just become states under a single union, with open trade and a standard on taxation.
Do people memorize the YC company list? Are there enough that do and just instantly click 'upvote?'
Docker Swarm Api/WebUI/Autoscaling
"and wiring circuits up that can literally burst into flames if you do it wrong"
I agree. Calling it 1% is actually very misleading.
Great point. It's also telling how you offhandedly refer to "everyone" of your female friends sorting through Tinder - another thing the gp poster misses is how strong the network effects are! I've been off of it for 2 years, but even then, Tinder had quickly become basically the only game in town. For almost all single people I've met in recent years in a variety of communities (college/grad-school aged, many professional circles) it's just the default method of dating.
Very interesting. I think this is a solid area for rapid development. I do have some basic operational questions though: How extensively have you and the team researched civil and/or criminal liability regarding any undesirable use and outcome of the service? What kind of legal advice has been offered? Are you working with a reputable risk-management / insurance firm to explore coverage options?
Apply HN: Lucal – Discover the world as a local through visual media and VR
Lucal is a mobile platform that lets you explore the world one street, beach or city at a time through local visual media, such as mobile live streams, drone and short videos, timelapses, photos and VR (360° photos and videos). With these geotagged and displayed on a feed alongside an interactive map, you can feel the vibe and lifestyle of the location as it really is from multiple angles on any device. Whether you’re just exploring the world, planning a new journey, finding inspiration or looking to book accommodation in a particular area, it’s the closest thing to actually being there in person.

We focus on locally sourced, user-generated visual content to show each place as seen through the eyes of its locals. It’s constantly reviewed and rated by our community to keep it relevant and up-to-date.

You’ll find alternative, boutique and eco-friendly accommodation options displayed within the feed and map, allowing you to make bookings based on the area and surroundings, not just the property itself. We source these from various affiliate partner sites, based on quality (e.g. high user rating), authenticity and location.

A lot of lesser-known, off-the-beaten-track locations on earth are also ones facing most socio-economic problems. By enabling the discovery of these destinations, we aim to help spread the travel/tourism concentrations away from main conventional travel hotspots. This will help raise awareness, interest and drive local economies (give jobs etc). We plan to use a portion of the profits derived from each destination to help local communities and relevant issues e.g. cleaning the beaches, etc.

By adding the visual aspect to predominantly text-based information, we help you make better informed decisions and provide a personalised, end-to-end experience when exploring, planning or booking accommodation.

Rough demo at https://lucal.co/explore/Rio-De-Janeiro--Brazil (not yet optimised for mobile, please view on your laptop/desktop)
At what point will we be discussing humanless humanity ?
That's like if I said "You shouldn't buy a tesla X if you make under a million bucks a year" and you replied "that for most people means they have to drive a gas powered Jeep".

Maybe? But maybe living within your means is more important than a sense of being entitled to live in or drive a specific thing.
> and can even restrict their usage to specific domains

Because there's no such thing as a XSS attack?
> In 1972, a British scientist sounded the alarm that sugar – and not fat – was the greatest danger to our health. But his findings were ridiculed and his reputation ruined. How did the world’s top nutrition scientists get it so wrong for so long?

First, it is ridiculed. Second, it is violently opposed. Third, it is accepted as being self-evident.
If it meets the guidelines, this might make a good "Show HN".

Guidelines: https://news.ycombinator.com/showhn.html

Is there a story about its development?
I always wonder why the type of accusation against DailyMail are never to be seen when it's about e.g The Guardian? Do people actually believe there is a distinction in quality between all these tabloids? As if Guardian would be of higher quality than Daily Mail? That can't be it? For every trash article you point out on the DM one could find the same from Guardian.
https://en.wikipedia.org/wiki/Tu_quoque
One of the most valuable realizations I had in my mid-20s was that just because someone is a hypocrite doesn't mean they're wrong.
Learn languages by reading
I mentored a Chicago South Side school for four FRC competitions. During the last two two years I was trying to persuade them not to join. This year they didn't participate, but not because of my wisdom, the physics teacher who was driving it left the school.

Participating in FRC has many benefits, which has been discussed and pushed at great length. What's not usually discussed is the huge opportunity cost, especially for poorer schools with severely limited resources, like the school I mentored at. Here are a few observations from four years of FRC mentoring with Team 1850:

1) MONEY. Participation is $5k. To this, add the extra money teachers get for their mentorship, travel costs to the competition, pizza, etc. for the kids during the days of competition. For our school I think this added up to approximately $10k conservatively. For larger teams, the cost could be many times this amount.

2) TIME. Due to the very tight schedule (why the schedule is so tight is a whole another discussion) the teachers who oversee team development have to relentless focus on pushing the build further, rather than teach kids good practices, foster teamworks, etc. At our school a typical season was meeting for 1-1.5 hrs off season (~September - December) then 3-4 hours during the day plus 6-7 hours on Saturdays during build season. Adding in the competition, conservatively that is 70-80 hours of team time. Our team was about 10 regulars (a small team, good teams, e.g. 101 Wildstang has more than 50 students actively working). That's conservatively 700-800 hours of student time alone. Adding teacher time (2 teachers generally present), this was near 1000 hours for one season.

3) MENTOR TIME. For schools like the one I worked with mentors are a very precious resource, because no one wants to drive from the city or suburbs 45mins to the school on Saturdays. That's why almost all good FRC Teams I observed are in from the suburbs. Again due to the cut throat schedule, I wasn't able to interact much with the students but just worked on the C++ code.

Now, you have to ask yourself if the the benefits from FRC, which are substantial, are worth the immense costs associated with it, or if these can be diverted to other efforts instead. For example, I had the school but 10 rPis and started to teach kids programming using Python and pygame, they loved it! Unfortunately, most of the students that came were also on the robotics team so we had to stop when FRC work started.

Our team didn't make it to the finals in the 4 years I mentored. The cause was the same: A poorly designed hardware component failing. Pitted against us were teams that had retired aerospace and mechanical engineers from Boeing and other such companies who developed their designs using CAD and sometimes tested their designs using their old company resources. We had NO CHANCE! This was the "torture of hope": each year we started with great motivation and told the students that if they worked hard they can get a good standing, where in reality they had nearly zero chance of that happening.
I have a question for you. Several someones told me that a violin can be "ruined" by a child or novice playing it. They claimed that a violin played well during its lifetime will sound better than one played poorly. I was immediately sceptical of this, but the explanation went along the lines of "bad frequencies" mess with the "alignment" of the wood or some such. The only thing I could compare to this is that metal plate at the Observatorium that vibrates and makes patterns in sand on top of it. If wood grain and glue can hold patterns in a violin, then I suppose this may be true.

What is your thought on this, having played the violin?
I've just started using Lektor (v1) for a new blog. So far it's been a real pleasure to work with. I've been particularly impressed with the documentation, which is very good for such a young project. Virtually all my questions were answered in docs, including some of the less-common things like how to extend Jinja2 with a custom filter. There was a clear example to do exactly that, which I could trivially adapt.
The next Xeon Phi has an Intel designed interconnect and a layer of 16GB high bandwidth memory between the main memory and the processor.
GitHub's Best Beacon Tech Repos
Using a gcc plugin to instrument code for AFL sounds interesting (and generally useful for speed). Does anyone know if this plugin's code is available anywhere?
Ask HN: Tool to auto-generate basic docstrings in Python?
I know that most documentation generators require docstrings to already been in the source code. Are there any tools that will insert docstrings based on variable name and type?
Fourth, it is claimed that it was understood this way all along and everybody always knew it.
"They don't write this in the article so why do you say this?"

They write it literally in the first paragraph: "white men dominate movie roles... But it’s all rhetoric and no data...To begin answering these questions"

"You're ranting about something not related to the article, again."

You don't seem to understand or not want to understand the point I am trying to make. Nor have you ever answered my question what, in your opinion, is the actual problem the article uncovers?

"Another claim with no evidence. Another perfect demonstration of why the quantification in the article is useful."

That is just ridiculous. First, just because you throw some numbers or data around, you don't have evidence. In this case, you have data about lines in movies, but not about customer demand for movies of various properties (for example). Second, it is still possible to have a conversation without an Excel sheet in the background. You also don't seem to be interested enough in my argument to do your own research.

I actually did google a bit on the model thing, but the first hits were about male models earning less than female models. Finding actual numbers of employed models and the exposure they get would have taken longer. It simply didn't seem worth it for an example, given that I am not campaigning for model rights or anything.

Maybe I would have even made that effort, but the model, as well as the women's magazines, are actually just an example. I clearly stated that. They are meant as a thought experiment. Unless you are convinced that there is no industry on earth dominated by women (are you?), it doesn't matter if in one particular example the numbers add up, because by magic of armchair thinking, you could just pick another example to clarify the concept. Or let's assume no industry on earth is dominated by women. You could STILL make a thought experiment and think of some theoretical industry where women dominate, to try to understand the point. If you have at least a shred of imagination, that is.

I am not going to repeat the point I was trying to make, as you seem to be not interested in understanding it (not even accepting it, just understanding it).

Should my estimate of your motivation be wrong, ask away and I'll try to clarify. Otherwise, why not end the discussion here.
Oliver was saying it was silly to ask for a credit check for firework selling but looking on Criagslist they advance you the tent and stock and then rely on you returning the unsold stuff and a percent of the sales. There'd probably be a higher chance of someone with bad credit running off with the stock.
There are only 536 billionaires in the USA (according to Forbes). That would make it 1 in 230,000 households. For the UK (53 billionaires) this number is 1 in 500,000 households.
Apply HN: Spendwell – A fitness tracker for your money
Spendwell is a productivity tool for your finances. We pull data from across your credit cards and bank accounts and give you tools to play around with it. This mainly takes the form of Gmail-style, filter-based labels for your transactions. That one simple mechanic enables a bunch interesting things, like seeing a list of monthly bills with paid/unpaid state clearly indicated, tracking your average vs. current spend in a label without having to create a budget, and much more.

We also summarize income vs. spending from across all accounts giving a really clear picture of how much money you have to spend without breaking the bank.

This is a scratch your own itch idea. After trying many of the existing tools like Mint, YNAB, Level etc. we felt no one was tackling the problem the way we wanted. We wanted a simple and powerful tool that let us manage our finances in our own unique way.

My partner Matt and I have been working together for years. We’ve worked on several projects, including a previous startup. We’re extremely excited about the potential for this one, and we’d love to know what you think.

https://www.spendwell.co
It was probably checkinstall, today I'd really recommend learning how to make an .rpm or .deb the proper way, it's really not that hard. My experience with debian packaging is fairly limited, but the typical rpmspec for a autotools based build is as simple as (minus package metadata because that's kinda noisy):

%prep
%setup -q

%build
%configure
make %{?_smp_mflags}

%install
make install DESTDIR=%{buildroot}

%files
/usr/*

Boom, there you go, build it with rpmbuild or mock and you're done. Debian control files are just Makefiles with a bunch of magic targets that get called, and debhelper 99% of the time will automatically figure out what you are trying to package (autotools, python, ruby, java, node, etc) and build/install/package it correctly for you so that most debian/control files are one or two lines.
Not only were they not, the reports in the U.S. is that they've kept their money on the sidelines in the current U.S. Presidential contest (to date). I think this is part of the reason why claims of bias in reporting are legitimate.

The Guardian has an editorial perspective and that doesn't get left behind on opinion pages. Why not implicate the Kochs in a story like this if you already have a set of opinions about them which would have them fit nicely here? You achieve guilt by association and you reinforce the notion that they are part of this evil cabal that you desire to lump them in with anyway... and you're more agreeable readers will cheer simply cheer you, rather than ask about any pesky facts that really tie them in with subject at hand.
> At this level of income it's not at all unusual to take advantage of tax minimizing strategies, which can include stashing money offshore.

What evidence do you have for this statement? It does not at all conform to my experience in the world. I live in NYC where it's not all that uncommon for a couple where both partners work to earn that kind of money and I've never once heard of someone avoiding taxes with any kind of offshoring.
That's formal continuing education. I'd like to see the concrete number for software engineers. There is no similar standard for continued training. Sure, software engineers are always learning new things, and many do so intentionally, but my guess is that the average amount of formal continuing education is far less than doctors.
Maybe the phrase "1%" is a tool used by 1%'ers like Aditya Chakrabortty(the author of the article) to manipulate the innocent masses against other 1%'ers like David Cameron.

Those rich people and their political infighting. I have no doubt that Aditya - being a member of the 1% - is at this very moment twirling his mustache and plotting to enslave some poor African children. As soon as anyone crosses the income threshold of $32,400, they immediately start foaming at the mouth with an urge to bite the common man.
Specifically, since the FBI operates domestically and most other intelligence agencies "don't", Foreign Counterintelligence (which may take the form of "counterterrorism") is their bailiwick.
very!!!!!!!1!
PragmataPro: Story of a monospaced font designed to work better
I think there is truth in this, but it is overused in an intellectually lazy way to "explain" group dynamics.

In other words, I think there are actually humans who are usefully described as "alpha", but they are rare enough that most people will never actually meet one in their lifetimes.

If that is true, thinking about this dynamic as useful in understanding the people they actually do interact with easily becomes misleading.

There are certainly many people who like to think of themselves as "alpha" but invariably in my experience they have been obviously, and demonstrably, wrong.
Thank God. I was questioning both my sanity and the freshness of my browser's cache.