skysight-inc/HackerNews huggingface dataset:
Not everyone wants or needs to get a well-rounded liberal arts education. The problem is that undergraduate degrees are more and more a prerequisite for getting any job, so there's pressure to make it easy for poorer people to earn a degree. Towards that end we have loans, grants, scholarships, subsidized city colleges and state universities...
Thanks for the detailed clarification: that certainly helps understand where you're coming from.

The trouble is that, as you've pointed out, the government firmly believes that putting newly minted money into consumers hands is a leading cause inflation. So they're not exactly going to be wildly keen on what you plan to do.

And the government has a very strong and very legitimate interest in regulating financial instruments. Particularly financial instruments which promise to pay people dollars at some time in future but are under-collateralized and don't appear to be attached to any [significant] independent revenue stream.

So the biggest question anyone considering involving themselves with your startup would have to ask is: why would regulators permit your service to exist?
I had forgotten about that. Thanks for the reminder!
I recently learned that IV has 3 arms of operation: Patent trolling, basic research, and health/disease related tech.

People know about their trolling but little about the other two. I must say they are not particularly adept at PR.
> If the exact details spread, it could be a global catastrophe. I'm totally fine with this information being restricted

And yet such criminalization won't stop someone actually determined to use it. If your security relies on preventing the spread of readily-available information, you've already lost. Your argument only seems practical for this situation because the only entities in possession of said information are already doing the work to keep it secret.

> Right now, the worst things trolls can link to are disgusting or gory images

Or uh, illegal images they upload themselves (obfuscated enough to get around whatever secret programmatic filters the hosting sites have been forced to implement via "consent" decree), or non-linked data: urls.

> Yet mere possession of an unlicensed full-auto sear will get you up to 10 years in prison

Which obviously conflicts with the 2nd amendment, itself created with foresight of hysterical attempts to ban weapons. There's no constitutional amendment spelling out the right to own hammers, not because it isn't a natural right, but because the founders didn't envision a scenario of widespread hammer ownership being criminalized by a corrupt government (and hammers subsequently being needed to violently overthrow said government).

I'm sure you can find many similar examples of possession being criminalized - it's the dumbest, most simplistic way to go after "bad people" (base tribalism) instead of the harder route of policing and prosecuting actual bad behavior (rule of law). That its application is a foregone conclusion merely shows how totalitarian our society has become.
source: https://twitter.com/zedshaw/status/717845058871910401
Have you written up this story in longer form? The problems you ran into are rather universal to any C2B marketplace.
The book they mention[1] is very good so far.

[1]https://play.google.com/store/books/details/Betsy_Beyer_Site...
Huh, I usually only associate Hemingway with "write drunk edit sober."
> 1x1 sized images of kittens playing with yarn

Here's a 1x1 image of this you can use. The yarn is actually very small, clear, monofilament fishing line, but I think it's a nice picture:

http://commons.wikimedia.org/wiki/File:Blank.gif
The premise of the title would be much more believable if the team's success weren't so heavily reliant on one guy who is a statistical outlier in his unique ability to shoot 3s. I suspect the Warriors' "winning strategy" could be largely duplicated just by luring Steph Curry away from the team.
Good question. We knew people are feeling anxious about this especially with the whole Parse debacle. Eventually we want to open source this so users can host this instead of us. We're getting good feedback from our Enterprise customers so we'd rather offer this as an open source project to Developers and let the Enterprise help us keep the lights on.
To be fair, newspapers arent the preferred medium for news these days.
Bro... http://cl.ly/1b0B3Y3o1w09

> Being smug and condescending really backfires when you don't know what you're talking about.

How's that working out for you?
Hey akyker20, most certainly! From one side it's a little hard to say how everyone will take it, I mean, anything you would want to turn into a social thing, could be an event. The boundary lies in how social someone wants to be!

However, I do think individuals will create all sorts of events, dinner would be really nice and a creative change of pace, but I think in the beginning more people will opt for having outdoor activities, simply because of initial trust issues. Sports gatherings (baseball this sunday, basketball tournament, etc), networking events of all types, hackathons, anything with existing friends, and the like.

Eventually, I think people will be more comfortable after experimenting and will host all types of events like, bbq for <fill in your niche>, dinner, social gatherings, watch the superbowl, etc.
And it's not even necessarily due to a bad spec.

I work on a very large and evolving code base. And part of the R&D process is to throw difference features at the product to see if it improves the health. But at the same time we can't break prior features.

It isn't that we had a bad spec. It's that the spec changes as we discover new methods and try out different ideas to continue towards incremental improvement.

I personally have had to forcibly break a script and tell other developers to stop using a particular function because it was archaic and wasn't used in production for several months. And yet, somehow, a month later people would come to me complaining I broke their scripts since it was relying on an old feature we had long depreciated in favor of a much better version.
My understanding is that the Department of Education was never servicing your load, they contract that out from the beginning. If your load gets transferred. It happens because one of their contractors "goes away" and all the loans that contractor was servicing need to be transferred to another contractor.

I wouldn't buzz in on Jeopardy with that answer, though.
Keep up the great fucking work!!!
I know more about managing debt than most 30 year olds, and I did when I was 17. I think it's just a matter of interest in understanding it; and also people's inability to come to terms with the fact that they can't actually afford the things they're buying.

For what it's worth, I never did go to University or College; never planned on it. I wouldn't understand the motivation for it.
Yeah we've heard this as a big painpoint as well. We will be offering some basic usage information ourselves that we can abstract, but it would be good to be able to give more flexibility here. Definitely on our roadmap!
I think you should elaborate a bit on why you are quitting your job. Is it because what you are doing now is "just OK" and you think working on a startup would be more fulfilling and exciting?
One way I can think of is to provide clients with their own server so the abstractions can be hosted by the client themselves.
> I laugh at an institution that would loan her money for a field that doesn't pay

That doesn't speak well to her judgement either.
Everytime I see someone complain that their feed is full of memes, junk, and chain posts, I think 'Maybe you should just remove that person from your Facebook?'.
Yeah I got rid of my accent years ago when I realized that stigma existed. I also try to sound...less gay (idk how else to explain it) when I'm dealing with new people. Deeper voice, neutral accent, etc. It's pretty annoying to have to dodge random prejudices but that's life I guess.
It would be interesting to explore what kind of short positions are possible. The majority of student debt is federal, so you would probably be looking at the big private issuers like Nelnet and Sallie Mae/Navient (https://www.navient.com/about/investors/debtasset/).

I don't know if there is much of a CDO/CDS market anymore for student-loan debt because subsidies ended some years ago. Lending standards have probably tightened as a result, but it's possible that there are some student-loan backed securities out there with a high probability of default.

I've thought about shorting Navient/Sallie Mae directly, but their ties to the federal government make me think that they could possibly benefit from a government bail-out or takeover if it came to it.

There's also the possibility of taking a short position on the for-profit education industry. Institutions (or rather Companies) like DeVry and University of Phoenix probably have some of the highest debt and default rates. If they lose federal funding, their future is grim.
Wonder if you'd still think the same if someone who is doing the same as you ends up crashing into your car because they think they're too good and disable the stability control systems.
Wouldn't you be competing with Amazon.com, which can deliver any kind of socks to your door (with free two-day shipping for Prime members)? Not to mention that Amazon can send you underwear (or anything else you want) with the same shipment.

I can't see myself maintaining an online account with a separate business just to get one type of item that's easy to get elsewhere. I'm much happier just dealing with Amazon for all my needs (and yes, I do buy socks there).
Parking lots are attractive to crime: Unattended vehicles, low surveillance, relative anonymity, unused space late at night. Many kinds of deals take place entirely within parking lots. The crime wouldn't vanish if these locations were busier and less anonymous, but it would be a little more challenging to go completely unnoticed.
FWIW, they are opening a station in U-District proper... in 2021. Your point stands that the priorities are a little wack.
Queue Xzibit meme "I heard you like paywalls so we put a paywall in front of your paywall"
Sadly, IV is known as one of the most egregious patent trolls out there...
Ah I see...I read "kids" and assumed he was talking about high school students, as I don't consider myself a kid anymore.
Agreed. Part of the problem is that vocational training is largely a rip-off, and the vocational institutes often demand prices to rival academic institutions. It seems like there is a market for accredited vocational institutes with a more rigorous curriculum (and standards) at a more affordable price. Community colleges are the closest thing to this right now that I'm aware of. Online education is still struggling for validity, and I believe simply does not provide enough structure to push a large number of people through even if these problems are somehow resolved. Is there some middle ground that employers would actually value?
Disgusting. There should be NO MORE government-backed student loans. Watch tuition prices drop, too.
Great idea. I met a bloke at dinner last week who was putting together a website that would allow people who grow veggies in their suburban gardens to post what they have ready to eat for trade and or sale. Perhaps this could be a part of what you are building.
> the problem ... is papered-over and much worse then will ever be reported

If it's not reported, how do you know about it?
I was thinking about this exact same thing a while ago. My biggest problem with LinkedIn is that you can't enabled "Do Not Disturb" and prevent InMail. The chicken and egg problem is real, so is the monetization. Money from recruiters won't come until you have users, right? Would users be willing to spend a small amount of money for a yearly subscription (for hosting their profile)? First year free, perhaps?

I thought about allowing users to "opt-in" to the network when they are interested in being contacted. Privacy and data ownership are another big concern of mine. Should advanced users be able to host their own profiles (no fees ever) and connect to the network when they want to be reached for opportunities?
Just curious, what are you doing now? What did you intent to major in/did you end up majoring in?
Hey we got plenty of wind here in Kansas, how about investment in storage/transmission so we can get it somewhere useful?
From the article: "Most people are very ignorant of the norms and values of the social classes more than one degree above or below their own." Somewhere, there must be a "how to" guide for social class. There's a questionnaire, but other than some meaningless content on Quora, not much guidance.[1]

Where there is guidance, it's about language usage.[2] The classic on this being, of course, "My Fair Lady"[1]. This is less of an issue since TV and movies imposed a standard linguistic dialect.

The author likes Paul Fussell's "Class", which is an excellent read. It's quite funny.

Social class is less social than it used to be, and more marketed. As a horse owner, I've seen this change since the 1980s. In the 1980s, it would have been considered tacky to have
advertising at a horse show. Now, Rolex ads are all over the place. Polo is the classic upper class sport (Silicon Valley has three polo fields), but polo players are usually people who were football jocks in high school, but not college.

Well into the 1980s, regular customers could sign their register receipts at Roberts of Woodside (a supermarket with an excellent deli) and be billed monthly.

[1] http://www.asanet.org/introtosociology/Documents/Hidden%20Ru...
[2] http://repository.upenn.edu/cgi/viewcontent.cgi?article=1010...
[3] https://www.youtube.com/watch?v=jhninL_G3Fg
These native apps powered by electron allow for much better desktop integration than the kind of web application you're talking about here. Traditional installers are required for these kind of desktop integration that most people have grown accustomed to. It's a trade-off!
The scenario that I proposed was entirely hypothetical, but I image that they are revoked in the same way that any credential is revoked: if asked to verify that an individual holds it, indicate instead that they don't.

I mean, this has happened a number of times to doctorate degree holders when it was later discovered that they falsified research for their dissertation.
The problem with the region is that geographic constraints spread everything out; if you look at the terrain a giant sound, a bay, and Lake Washington divide what should be one nicely sloped set of density across narrow strips of hilly land.

The region is plagued by horrid traffic steaming from several interacting issues.

* There are four large cities, each of which also has numerous suburbs and even un-incorporated areas. Urban planing across these regions sure seems like it doesn't occur.

* 'The Rent is Too darn High'; because there needs to be /far/ more supply side control of the market.

* Housing near jobs (and near quality education for workers with children) is consequently very expensive; contributing to workers living far from their jobs.

* Jobs are no longer permanent lifetime things, with a single 'bread winner' able to easily support their family; contributing to workers living far from their jobs.

* Moving is a PITA; contributing to workers living far from their jobs.

* Transit isn't laid out in a mesh, thus doing anything other than suburb to downtown (a model that worked in the era of big companies and lifetime employment) takes many transfers and a lot of time; encouraging workers to /drive/ (for freedom).

The best solution that I see is making it possible for at least the major bus lines to be run as self-driving systems. A 'car pod' version of bus transit with point to point automated driving, particularly if those pods could link up and/or draft for improved efficiency on the long hauls looks like a far better solution.
>IOW, I pause a beat to collect my thoughts. People tend to think this too is a sign of "stupid". Really, it's just I don't like to be wrong. I'd rather be slow up front and be right, than fast up front and be wrong.

I'm really glad to hear that I'm not alone with this struggle. Still don't have a good answer for it though. :(
It was a great learning experience to get to have him talk with us about his condition and path forward!
I've lived and worked an hour north of SF most my life

As evidence of my incomplete assimilation, I happened to spend last weekend up your way (north of Lake Sonoma) doing carpentry and pig hunting at a relative's cabin. Culturally, as an Eastern-educated Wisconsinite who was born in the South, I sometimes think I fit in better in your area than down here in the Bay Area proper.

the number tabs I have open in an obviously unsuccessful attempt to work around this behavior

I'm familiar with that. When I said "this is a brilliant article", it means I had the article open in a tab for months with the intent of submitting to HN at some appropriate time, and closed it only when I switched browsers (Opera to Safari).
This is insulting. What choice do you think these kids have? A university degree is the only gateway to social mobility available to most young people in the United States, and at current prices, most of them can't actually afford it. What do you expect the kids to do? "Gee, I guess I'll just have to spend the rest of my life in the service industry, making other people rich." Give me a break.

Of course they're going to take on the loans, and of course they're not going to pay them back. This is even more predictable when you realize that plenty of good careers requiring college degrees also don't pay enough to cover basic expenses and make loan payments at the same time.

Blaming the victim for a system that is too big for them to do anything about is the wrong way to look at this. The education system is broken, and I don't blame anybody who simply blows off their creditors in the meantime.
Not just great words... terrific words.
I suppose you could do that, but I reckon their main selling point is convenience. Same argument can be made for any cloud hosting service.

Why not just buy a VPS and set it up yourself, it's just more convenient for some people.
We're headed toward a financial crisis. Borrowers not being able to pay loans.. Awfully sounds like the mortgage crisis.
We all bare our burdens... you should be so lucky that your burden loves you.
Fascinating since I feel that a southern accent (perhaps a light one) can be an advantage in professional services (ex: law) since it communicates approachability and trustworthiness.
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I could cop-out and say "but if it costs you 10x more after the free-tier is expired, is it really free?"

But I can admit that I forgot abut the free-tier. It's a good deal and a smart business move by amazon. Sorry.
Yes, I came back to this thread to say I'm surprised how difficult it is to understand what it is they want to make. Also, I have read at least half a dozen and not a single one has mentioned how it's a business and how they will make money.
I expect they'll add it in the future, but given that they intend to begin with payment apis, the service is effectively unusable without SSL.
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Just make the colleges partially responsible for defaults. Not enough that they won't take chances, but enough that the steer students away from $100000 teaching degrees.
Seattle has a problem with casual bike ridership: it's very hilly. There are a bunch of bike commuters, but they all already own their own bikes. There is also a bike share system which is failing horribly primarily for this and one other reason: the stations were spaced horribly around town and riders can not know with confidence that there will be a station near their destination to park.

Also, 8-9 months of the year Seattle is pretty miserable to bike in without the proper gear -- even with the proper gear it's very far from what I would call "appealing."
75k really is about 6 months of expenses and costs. Biggest mistake people fail is not having enough runway. If your living in the midwest and your monthly costs are $3-$4k a month (remember you need health insurance) then you'll have 2-4 months additional runway. Best recommendation, take some time away from work, but get serious about having a schedule and having a date/metric about when you must get another job. Another big thing I've seen is lack of execution, the technology is the easy part, running the business consistently is hard. Use freshbooks.
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I like this idea. Maybe a context menu for each word with scored alternatives..
I guess if you only had one style selection (bald) this might work.
I'm curious, how does the cost of higher education in India compare to the U.S.?
If that happens we'll take corrective action. Quality of regular content is the most important thing here.

The problem of course is that there's broad disagreement about what counts as quality, but we have that problem no matter what.
software bloat occurs exactly the way this discussion bloated.

read thru it... think we could rewrite it smaller and capture all the wisdom and make it more orderly? would you care to join the team and start doing that? :)
yes definitely. I think my current work is not very fulfilling. Don't get me wrong there have been some technical challenges that have been fun to solve over the past 2 years. But day to day its very slow and a bit boring. Everything kind of speeds up before a release and its fun for a month or two and then everything kind of dies down.
"Is it mandated that buildings need carparks"

Yes. Most towns have zoning rules that include minimum parking requirements for new construction.
This isn't the "force of the state". It's the capability of the state to channel funds into vital infrastructure and services the private sector does not, and can not serve.

We disagree profoundly.
Yeah, something like that was my best guess—either that or letting subjects adjust a second color until it matched the first. Turns out that's exactly what they did: "MacAdam set up an experiment in which a trained observer viewed two different colors, at a fixed luminance of about 48 cd/m2. One of the colors (the "test" color) was fixed, but the other was adjustable by the observer, and the observer was asked to adjust that color until it matched the test color." - from https://en.wikipedia.org/wiki/MacAdam_ellipse
Why not just general analysis-as-a-service? Tosca is already a somewhat niche product within analysis software.

FE and such analysis programs cost $X000/seat, but selling relatively few seats. How will you make money selling 'per simulation' or hourly compared to licenses?

Definately an interesting concept
What sort of belief should I start from to be able to decide that people taking a loan they can't afford bear no responsibility? I imagine it's the same sort of thinking that leads to calling a property they never actually paid for theirs but I am not sure and when I am not sure, I ask.
Bingo - let users extend lingo and use crowd-sourced/maintained lingo/lexicon files.

It'd be absolutely awesome if these lexicon files evolved organically and were public over time to graph how language progresses...
And what of quantative easing where trillions of assets of banks (including junk mortgage backed securities) were purchased by the Fed, relieving banks of the full impact of their actions?
Describes it exactly. Thank you!
Go to the bank and have them write you up a credit default swap.
The average job search is about 3 months. Sure if your good you'll get tons of job offers but if you want to get the right one, it takes that much time. Expect multiple rounds and multiply reviews that take 3-6 weeks from first in person to offer.