skysight-inc/HackerNews huggingface dataset:
not sure if low margins = smaller $$ value for each payment or just small % your taking, but Paypal offers a micro-transaction fee rate: 5% + 5 cents (USD). For transactions under $12, this is usually preferable to the standard rates from Paypal or Stripe. If transaction size goes above and below that, you can set-up two separate accounts and direct payments above a threshold to one account and payments below the threshold to another account. we do that at my company, and it saves us LOADS in fees.

Last I checked, no other service has any separate fee for micropayments. Paypal doesn't make it easy to find this info out, but it definitely still offers the product.

of course paypal can be really, really annoying to work with, as their code is VERY old and their APIs can be confusing. They also have a weird variety of products that semi-overlap, so selection of which specific product to use can be confusing (Express Checkout vs. Instant Checkout vs. Adaptive payments..?).

a few other things to note: paypal's international coverage is much better than any other provider, so if you want to expand to EU or South America quickly, they are good for that. also, paypals payout process (MassPay) is much easier to use than ACH or any other solutions I've seen, and much cheaper (2% transaction fee for payouts). Also, all the payee needs is an email address, no bank account info, etc.

Truthfully, those are two reasons we still use Paypal. Otherwise, it kinda sucks =)
That's a woefully inaccurate representation of my life and the life of my friends. Do more things.
Thats the point, people choose what to do.

You, for example, have choosen not to work for people anymore who exploit others.
Others maybe don't have your morale standards, and others choose to get exploited. Thats their way of life, not yours. You don't have to be part of things you don't want.

Thats what I think of free markets.
Can someone confirm or deny that Tay was the victim of a raid?

Better yet, link to the kind of documentation that the news media can parse?
What are those? EDIT: Probably some money laundering stuff?
Both citi and bankofamerica (and I believe so, but didn't personally use, Wells Fargo) offered this service for free on their CC accounts in mid to late 2000s.

You could set limits per number, have it lock to just single merchant, etc. pretty nifty when paying some wacky merchant online.

All have since shuttered the service because pretty much every CC comes with purchase protection that you can invoke to charge the vendor back in case of something going wrong.

Virtual CCs provide very limited utility in my mind - because the place you're likely to have your CC swiped - a bar or a cab - are still going to use only the legacy plastic version.
> Side note, I expect to be also downvoted for my view

If anything, I expect you're likely to be downvoted for your statement that 'Everyone should feel violated by even knowing he exists', rather than because you don't support Trump.

I don't support Trump, but I don't feel violated for knowing he exists.
According to your other answers and the website, they don't need to "fund an account on privacy.com". Rather, they connect it to an existing bank account.
Not really - Paypal was doing it via their browser toolbar ages ago, back when toolbars were still a thing. They stopped offering this functionality back in 2009, I think. That said, it's not particularly common at US banks despite being a horrifically useful feature (Bank of America has it, but I'm not aware of anyone else).

I'm excited that I can hop on and use Privacy but it seems like it's more of a feature than a product.
This is for supermarkets, but the same general principles apply:

http://www.theguardian.com/money/2013/jun/08/supermarkets-ge...

>If you have a loyalty card or shop online, the supermarkets will build up a demographic profile of you, and collect data about how loyal you are, what you buy and how much you spend, says Guy Montague-Jones of The Grocer.

This is how retail in America works now: collect data, adjust to fit.
This means it passed the Turing test, right? ;-)
Yeah, it was outside the scope of this blog post, but if you look at how its implemented here: https://github.com/tolmasky/generic-jsx/blob/master/generic-... you'll see it deals with both cases.
I would love to start a multi-billion dollar startup like Zenefits and have the career that Parker Conrad has. He is LOLing all the way to the bank and his cushy consultant/VC job.
Slowing Boat from China Provides Clue to Health of World Trade
Hey, that's really cool, thanks for the link. Right now you can't do that...but give us a few weeks. We are planning to implement conditional cell formatting using CSS i.e. cell CSS styles as a function of R expressions https://github.com/stencila/stencila/issues/97. Once that is done, it would be fun to see if we could create these types of pretty picture.
First Minimal Synthetic Bacterial Cell Designed
You need the road anyway. Keeping it open during the night doesn't add up to the costs. Having an empty train running during the night does.
Does this mean that distributed transactions are not supported at all?
Knew before clicking that this was going to be about DJB having won.

Peter Gutmann definitely has the credibility to make this critique. But saying that DJB having won is more a vote against other crypto than a vote for Dan is like saying that Git having won is more a vote against other SCMs than a vote for Linus.

Well sure, you could say that. But that would rather understate Linus' substantial contribution to thinking about version control differently and better.

Similarly DJB has won because he led the way in thinking about the crypto problem correctly. Peter basically acknowledges the underlying facts here, but seems to not want to give Dan his due.
isn't this similar to ShopSafe by Bank of America, Citi has something too.
Right, that's a different philosophy. You can use JS as a dynamic language with DWIM qualities, like SQL. But I prefer to write JS code as if it were a typed language without nulls, and use tools to enforce that. I think that approach will win.
Sonar technology developed at UW tracks finger movement in mid-air
Another advantage in this situation is that Braintree does not charge a monthly fee. So if you don't end up making a lot of sales, you don't get stuck with a monthly payment.
I remember that exception, and it was very explicit that you needed to already have obtained copyright permission to use the software. The legal theory behind the "copy to memory" exception is that if a end-user already have been granted permission to use a copyrighted work, then it make sense that they also have permission to "copy" it to their computers memory.

If you have a copyright license that adds a condition to the grant of permission, its hard sell to argue that the exception trumps the condition.
The bigger problem here isn't specific to sexual assault. Private colleges can choose to expel or suspend students for any reason, as long as they feel the student is in violation of the student handbook, which can often have vague phrasing, like "Respect for the college," "respect for other students," "Personal honor," etc

At my alma mater, I know of one student that had a two year suspension because someone told a student RA their friend had told them that the to-be-suspended student (sorry, it's a lot to follow in one sentence) had sold a small amount of marijuana to the friend. Another student received a two year suspension when someone accused her of prostitution. No proof, or real evidence to speak of, in either of the cases.

Sometimes, students would mysteriously disappear amidst rumors of suspension and reappear a year or two later, not being able to talk about it. A couple students went away, and we assume they were expelled, or suspended and didn't bother coming back.

Everything's behind closed doors, students may be told by RAs or advisors that conversations are "just between the two of them," or anything they say is private when it isn't. Campus police may get involved, local police officers may decide to hand suspects over to the school rather than arresting them, schools can explicitly prohibit lawyers, and make a student's silence a condition of return to the school, or hold transcripts hostage. They can cut students off from housing that the students paid for, lock up possessions, or suddenly remove them from housing with power that a landlord would never be able to have "in the real world." These are students that may be living on their own for the first time, away from family, nowhere to go, no resources, and trapped in a "legal" system that's completely without rules. The whole college "court" system messed up.
BofA still offers it, but I don't use it because it requires Flash which I don't have installed in my browser. I just checked a few weeks ago, though, and it's still there.
Boda-boda bicycle taxi
Google is indeed required by the French regulator to de-list globally.

https://www.cnil.fr/sites/default/files/atoms/files/d2016-05...

It makes sense that if the protection of privacy of the individuals by de-listing is to be effective, it must be applied to all search requests, wherever they appear to come from or whatever google domain they are sent to.

This does not mean controversial things will disappear from Google. The ruling and the penalty are about de-listing of specific search results, not documents. And only for specific group of queries, involving individual's name. The documents linked in de-listed results will still be available in search via all other queries.
Citi offers this feature, but not sure whether it is for all their credit cards
Hype Around the Mysterious ‘Badlock’ Bug Raises Criticism
I'm in love. Seriously, been waiting for this for soooo long. And the fact that the website supports two factor auth + is SUPER easy to use makes this a double whammy!!! :)

I've been a customer for about 5 minutes, have used it twice, and am already going to recommend it.

edit: I'm quite aware that this has been possible, but both banks/credit cards that I have make me jump through tons of ugly UI and clicks to make it happen.
This is actually really awesome- one of my biggest complaints with the steam controller was how the build quality of it felt a little "cheap" (i.e. light & plastic-y when compared to an xbox controller). The technology inside the controller is superb, and I think they had to sacrifice a little on build quality to bring it down to that ~50$ price range.

Very interested to see what kind of crazy improvements the community develops.
Interesting. What about firmware and the protocol? Will they open source / document it too?
The figure caption is misleading. By "smallest genome" they mean fewest base pairs (531,000 base pairs, compared to 580,000 in Mycoplasma genitalium).
Quick question to founder lurking here - if you're advertising yourself as a credit card and yet you do not extend credit (and use bank account as funding source) aren't you misadvetising? If it's just a virtual debit card, you are likely providing far less protection to consumer than a credit card would.
I don't claim to know why people think about Nieto and Swartz in such different terms. I am just pointing out that they do. Objectively speaking, Swartz was much more at fault for his death than Nieto was, and yet for whatever reason, many people here are much more willing to blame the victim in the Nieto case. I think racism probably plays a part in that, but I can't look inside people's heads. What other (good) reason could there be for seeing Swartz as a victim but not Nieto?

(Let me add that I'm not saying that Swartz was at fault for his death simply because it was a suicide. I don't think that we should blame people for killing themselves. What I'm getting at is that he freely chose to engage in civil disobedience without having properly thought through the potential consequences, which fairly obviously included at least some jail time.)
Make the driver press a button on the fob to unlock the door.
Problem solved for technically savvy software engineers who enjoy wasting a day of their time for a worse product (and an hour or so every so often with maintenance).
I don't think I would apply for a SDET job. The sense I get of such a job is that I

- would need to write automated tests, often in a proprietary language (yes I am quoting you, but it hits the nail on the head)

- wouldn't learn anything from the SDE perspective so it is a dead end if I don't want to do SDET forever

- would be under tight deadlines and would be encouraged to write unmanageable code

- would be working on rapidly changing APIs/UIs and so would want to write unmanageable code because there is not too much reason to invest in quality code that will be obsolete in a short time

Generally, it is a potential code monkey job, little skill and domain knowledge required, and easy to outsource.
also - it would be good to know, are they:

1. payments from customers to you

2. payments from you to users

3. revshare marketplace payments (payments between two users, of which you take % a cut)

4. pure marketplace payments (payments between two users, and you charge a flat fee)

5. something else?

that would also impact what suggestions I and other would have, as different services are better than others for each case.
Community Notice on npm dependencies in your projects
How do you combat this? Realistically speaking.

Here's how: Ask major let's-play channels to explain how it's meant to be experienced firsthand and they should come watch after they've played. Not for money, but for the experience.

Toby fox did this with Undertale on game grumps and it was noted that there is a significant lag time in number of viewers that picked up later which indicates that people actually followed this advice. They trust the let's players' opinion.

In reality it probably still helps sales. I routinely buy games that are high up on twitch that I hadn't heard of before.
I think it's incredibly useful:

1. Track down and audit exactly which company stole/leaked your CC

2. No need to update ALL payment methods any time your card is used fraudulently.

3. Set limits and purchases and save yourselves the headache of trying to charge back if you get some vendor who tacks on unexpected fees.

Just to name a few.
The email you send to verify the bank comes off as SUPER shady. It reads exactly like a phishing email. It doesn't talk about which site / bank I'm using. Might be worth fixing.

From:	Account Management Team <account.management@acctmanagement.com>

....

Thank you for being a valued customer.

Sincerely,
Online Banking Team
For many games, a recording of someone playing it is so different from the actual game itself that I strongly support giving rights to streamers. However, their point is well-made. This game is more similar to a movie than it is to, say, Minecraft. It's reasonable to reflect that in how recordings are treated.

Their game is not particularly interesting to me, but it seems they made something unique. I hope it eventually pays off for them.
Citi offers this, and I believe bank of America as well.

Blur from Abine.com has an almost identical system to the one described here.
S3Git: Git for Cloud Storage
Request: what fucking text editor/IDE should I use?
Automatic Security Testing of Rails Applications Using Brakeman
> someone saying (potentially tasteless) jokes

A tasteless joke is not the worst you could do with speech. It would be, if hate speech, libel, defamation and incitement didn't exist.Americans like to pretend these are European inventions and not dangerous because historically, the most impressive/powerful American orators were progressive (for their times).
Sorry for accidental downvote. I have an electronic piano in my flat; it works well for managing noise levels outwith acceptable hours.
To be clear, I'm not arguing they'd become advanced. I'm arguing they'd never become advanced.

I think the Drake Equation solution that Sagan proposes puts values that are orders of magnitude too large for most variables. In this case fi (where he confuses intelligent life with civilization) and fc.
Credit cards are hard to get in Europe? If you are talking about cards with credit line, sure, but debit/prepaid cards are pretty easy to get (e.g. Number26, Monese, Revolut, Fidor etc).
Those might not be distinct reasons.

If a lot of merchants were flagging and rejecting transactions from Paypal's virtual CC BIN numbers, that would prevent people from using it very often, leading to "not generating sufficient tx volume", right?
ACH only :(

I want to use this, but I don't want to give you full access to my bank account.
Congratulations, Citus.

Since I heard last year at PgConfSV that you will be releasing CitusDB 5.0 as open source, I've been waiting for this moment to come.

It makes 9.5's awesome capabilities to be augmented with sharding and distributed queries. While this targets real-time analytics and OLAP scenarios, being an open source extension to 9.5 means that a whole lot of users will benefit from this, even under more OLTP-like scenarios.

Now that Citus is open source, ToroDB will add a new CitusDB backend soon, to scale-out the Citus way, rather than in a Mongo way :)

Keep up with the good work!
I signed up for this. Sadly, it is not what I thought it was and the website does not make it very clear. Basically, this is for online purchases only. To make matters a bit worse, it wants to connect to your real bank account.

What we need here is a physical credit card that I can use in the real-world that has a new number on each swipe. Most of my historical fraud has happened because I probably swiped my card at a location that was compromised.

Just my two cents.
Ask HN: Open source our multi-database indexing engine?
A friend and I recently built an indexing engine (in Python) for use with sharded noSQL databases.

It allows us to take objects with complex hierarchies and create indexes in the database of our choice. It has capabilities similar to google app engine's Big Table. It allows you to create O(1) and O(log n) indexes. But doesn't allows you to accidentally do anything O(n) (like joins). (It also doesn't have a query language so the code base isn't super complicated)

This is useful because you can put larger indexes that change less frequently in a database that uses the hard drive (like Cassandra). And put smaller indexes that you expect to be hammered in Redis (an in-RAM database).

A typical use case is that we'll take a large, complex, hierarchal object (like a document), serialize it, then store it in Cassandra. Cassandra uses the hard drive and has multi-node and multi-datacenter replication. So its a good place to store large pieces of data that are important not to lose. Then we'll put most of our indexes on a Redis server with a bunch of RAM because its super fast. If the Redis server goes down, we'll just Map-Reduce over all of the serializes objects/documents in Cassandra and re-build the Redis indexes. We also put some space-heavy indexes in Cassandra, such as tokenizations of the original document.

Not sure if this is obvious, but Cassandra and Redis have restrictions on putting multiple indexes on multiple properties of an object.

I'm curious if this is something that other people might find useful that we should release open source or if we are idiots who re-invented the wheel and there is already something better out there?
This is the issue I have too, if I want to use the new docker windows, I'd have to move my virtualbox linux vm to hyper-v and stop using vagrant.
Virtual cards from Citi and masked cards from Abine.com
That's not what I'm getting at. If M. genitalium really has only 470 genes by whatever counting scheme we've chosen, then the claim that "each cell of JCVI-syn3.0 contains just 473 genes, fewer than any other independent organism" is simply mistaken.
An eight and only eight character password? Less security than a social network, all aboard the American banking system!
Interesting; I was wondering whether they'd be available for Canadian customers of TD Bank, but I guess not.
> Also, the Feds fund a wide variety of state operations, especially in social services and transport.

And education too. Money supposedly ear-marked for special education and free-and-reduced lunch floats many rural school districts; maybe there's a similar story for urban districts, but I wouldn't know about those.
If this isn't Apple jumping the shark I don't know what it would be....
80% of the federal budget is stuff other than military and VA benefits.
Kepler space telescope catches star explosion
Little Blue Pills Among the Ways CIA Wins Friends in Afghanistan
I recently made a firefox addon to do just this, called HN Collapse.

Here it is: https://addons.mozilla.org/en-US/firefox/addon/hn-collapse

Also on github: https://github.com/tomkel/hn-collapse
Good idea. Good marketing, even if not new, this needs to happen.
Which is a catch 22 on anyone drinking. You go to the bar, get drunk, and then cannot legally leave the bar to go home by any means, because where in every other state the correct action is to have a sober friend drive you home, in states like Texas you are still "public" despite being in someones private motor vehicle.
Moon Village
PayPal had this and killed it - stupid PayPal! Bank of America has this. Discover has this, too. CitiBank has it, too. I really hate not being able to get cash back with Privacy.com so I won't probably use it.
I think there must be a fundamental difference in the way Americans view privacy vs how Europeans view privacy.

To me, 'privacy' means that my actions performed at home (or in other places where I can reasonably assume to be alone or in private company) should not be under the scrutiny of others.

I should have the right to act how I want in public as well, so long as my actions do not affect other people. But I don't see how I could reasonably expect to have privacy in that case.

Do Europeans have a different view?
So the crazy thing is that's actually an email from your bank :E. We have no control over the formatting of that email.
BOA still offers this, and I still use it in some cases online. It's useful for subscriptions that I think I might forget to cancel before they auto renew, and similarly, for free trials that I might forget to cancel.
AlphaGo spurs Korea to nominate three female STEM pros to National Assembly
> they clearly forgot

Forgetting is something individuals do. It's not something done by massive companies with thousands of employees, including large PR and legal teams. This decision would have been part of whatever contract was signed with U2.
This is actually, a pretty big step forward in my opinion. It makes it feel, for the first time (to me at least), that the company is replying to the feedback of the customers. They know that people want to mod it, and rather than force them to use arcane methods to hack the current controller into their desired one, they can simply alter it digitally.

As an aside, I'd love to see a full-metal case for it, only using plastic when needed (the buttons and touchpads?)
I never equated freemium players with pirates, just that the surrogate equivalents for other digital assets is piracy, because the rights holders of those other products want money per copy.
Looks cool.

Supports TOTP 2FA, HSTS, nosniff, CSP, x-frame-options, xss-protection

A+ ssllabs rating

A securityheaders rating

Some issues:

Some user enumeration issues. I emailed security@privacy.com but it doesn't exist...resent to questions@

I don't like how they ask for your bank's login username and password. I don't feel comfortable giving them that. There must be another way.

Should confirm email address before you can login
Black Eyed Peas are considered somewhat low-brow and tacky, as perhaps all dance-y pop acts tend to be. Then there was this: https://www.youtube.com/watch?v=deoOTqT-SMI
We need to invent some defense-related shibboleth that would build us some infrastructure. It worked for the interstate highway system...