skysight-inc/HackerNews huggingface dataset:
More intellectual laziness in this thread. To start, what definition of bubble are you using? Where no plausible scenario can justify forward valuations? Where there is evidence people are doing transactions for the sole reason to flip the assets at a higher price?

Because even if you don't think it's "likely," I can think of plenty of cases where student loan data makes "sense" or is "logical," and you've provided no evidence (of which there is usually at least online anecdotal evidence, see: Dotcom Crash, Bitcoin) that people are making these loans solely to flip them. If you try to argue that the Loan-to-Originate model leads to this behavior, you may have to reconcile a lot of things in this paper: http://papers.ssrn.com/sol3/papers.cfm?abstract_id=2700179
I'm trying to get into F#, but since I have a ReSharper license, it's hard for me to get away from C# - the tooling is just so nice. I would definitely say that learning more functional ways of writing code in F# makes my C# code much better.

I don't know how much direct benefit I would get from using F# instead, though. Too much of the stuff I work on is dependent on using not-so-functional-friendly C#-based SDKs or ties into unmanaged code through COM wrappers.
WhiteHouse/api-standards
I think you're absolutely right there: constant immersion is needed to provide the context for learning. My mistake was that I wasn't reading enough Japanese to make use of the memorised characters from Anki, so they were quickly forgotten.

There still remains the problem of review card creep, though. After adding about 5 new cards a day for a year and reviewing them every day, I ended up having to review hundreds of cards a day. Your suggestion might fix this too, though, now I think about it. If I'm using the memorised information outside of Anki (by reading Japanese articles, etc), I'll remember them better, leading to less reviews of those cards in the future.
We should spend more internally in this sort of situation. There's no reason to inject a middleman for the sole purpose of diverting profits to the private sector.

Same thing with healthcare.
> Point is, there's a piece of perfectly _suitable_ and _usable_ hardware that's running just fine at the job for which it was originally intended, but the manufacturer's abandoned it.

Fortunately most[1] wrt54g devices are re-flashable, so if the slow lan speeds and poor wifi support are not a problem, you can get another few years out of it.

> But, say you've sold me: what's a decent replacement. And a Free-Software based ROM to put on it (I'd like to put extensive blocklisting on the gateway device itself).

At home I use a pair of an edge router lite and a random TP link AC router in AP mode (basically, DHCP server disabled). You can't really buy a decent AC access point, it's much more cost effective to buy a router and put it in AP mode. A Unifi UAP‑AC might be nice, but it's 3x the cost the tp-link was.

I haven't bothered re-flashing the TP-link, but I made sure I could when I bought it. The edge router lite will probably end up running something like openbsd or pfsense in a few years.

[1] a few ran vxworks with flash too small to support linux
Probably not.

http://healthaffairs.org/blog/2011/09/20/medicare-is-more-ef...
Student loans are also some of the only debts that can't be discharged through bankruptcy.
Glad to see that I got the idea after all.

As I've said I'm no expert, but I'd be interested to use a project like this to learn more about the field and to find ways to contribute. Atm, I can help setup the initial infrastructure for the project and cover the AWS costs for the first few months until you get some funding. Feel free to reach out if you think this could help, email is in my profile.
I co-founded a company developing QA automation software in 2012. Worked on it full-time until 2014. Had an EU grant covering our costs during that period. In 2015, I invested about 200h into it (mostly answering support emails and dealing with taxes) and made about 20k€ this year.

I've been working on an Appointment Reminder clone for a year now in my home country Austria. I will about break even in 2015, but will have an MRR of ~1500€ in 2016, with low ongoing costs.

So I reckon that in 2016 I can have a pretty passive income (working 5-10hrs/week) of 2000+€ per month. Not that I will work that little because I obviously still want to grow my income. And I also need to add that I've been earning considerably less in the past 3.5 years than I would have if I had stayed employed as a software engineer.

Oh, and then there's the Android app that makes about 15€ per month ^^
Also see the mentat wiki:

http://www.ludism.org/mentat
How is this a passive income though? Seems like the literal opposite.
Get outta here, that's nuts.
I was adding 5 new cards a day, which seems to be quite common amongst language learners. I figured the SRS algorithm would take care of giving me a manageable frequency.
Actually, wouldn't you expect drinking to correlate negatively with a programmer's output? Whatever bullshit people say about drugs enhancing their output, I've never heard similar bullshit about alcohol/hangover being a stimulant and if someone drinks a lot there's a decent chance they'd program when drunk or hungover.

(Personally I've tried once to program when drunk - I ate nothing the whole morning and drank half a bottle of wine, which is more than enough for me given my very little drinking experience; I couldn't stop laughing at any joke by the guy we drank with - or at pretty much anything he said, really. I did write pretty decent code in the couple of hours it took me to become sober again, in retrospect, and I think it actually gave me courage to tackle the shit I had to at that moment, but then I thought about it all a lot before getting drunk and it was almost done and all I had to do was finish it. It didn't feel like I'd do very well in general in that condition.)
There's a couple of different categories there.

One is surge capacity for occasional needs. While the federal government is paying for some road building somewhere all the time, they might not want to hire permanent civil servants in a particular place for a project that's only going to last a few years. There's some sense to that.

Another category is where the government is buying goods or services off the shelf that lots of other entities buy too. That's your fuel example. Here again, there's sense to not duplicating effort.

But the last category is where the government is the only buyer and it's a permanent need. And that's where I don't see any sense to it.
> something better than PGP

Correct me if I'm wrong, but it seems like a lot of the issues are in implementing PGP in email, not in the cryptography itself. If you made a messaging app that automatically used best practices PGP without any of the email holes/workflow issues, would there still be something significantly better for data at rest?
I'm surprised people don't talk about this and Draper University more. Draper University has some interesting things about it (room / board / meals in SV) and the fact that it is SPECIFICALLY billing itself as a University (which you'd expect to pay for), but Founder Institute has started billing itself as a "global ACCELERATOR" despite CHARGING $2k up front + $4500 + 3.5% on the backend. I know the 3.5% is technically shared by the founders as well but I'd love to know that breakdown.

I don't want to be overly negative on people trying new things in education, but the word "Accelerator" has a specific meaning to people now. Using it for something you charge the founders cash to be a part of is bad news to me. Never thoughts I'd be putting Draper U on the "positive" side of a comparison, but even at 5x the cost it feels a lot more up front and honest.
if you're going to limit yourself to a subset of a language, then any "language" can offer that guarantee. but it's really not that language any longer
Bayesian boost for A.I.: Researchers find a quicker way to teach a computer
Interviewer: We need someone with [describes soft skill set for my dream job]

Me: Great career opportunity, I'd certainly be willing to move across country for this

Interviewer, day 1: Here's your desk, now I'm going to assign you a ticket off the backlog. Let me know when you're done and I'll assign you another one. [pats me on the head and walks away]

Bait'n'switch, and I fell for it. I think it's the only way they can get people to come to this no-good podunk town, with not a sushi bar for miles, and 19th century development practices. And yes, I am preparing my awesome flameout exit. I hope to hear the lamentation of their womenfolk.
Cool! Just bought it. And I agree, you should try raising the price! =)
If you're still looking, send me a note and we'll talk. I'm currently looking for a full-stack dev who's comfortable leading projects & interacting with both customers & biz execs.
I agree that's the goal, but what is the role? What are the contributions that QA provide? That's what I had problems understanding.
YC helps young founders because of stereotypes against them. I wouldn't imply that someone lacks merit because she is 18 and attractive. There needs to be more context for that post.
I've been using Anki on my iPhone for the past 3 years and it's been quite effective. Highly recommend it for anybody who has a lot of content to learn. It's really useful if you can make time for it on a daily basis.
Any tips on how to get clients as consultant?
"She spends her days fielding calls from government-contracted debt collectors.

The companies making those calls are just one part of an ecosystem feeding on federal student loans. There are also debt servicers, refinance lenders, firms that help former students stay out of default and for-profit schools that make money as borrowers try to repay more than $1.2 trillion in government-backed education debt."

It's literally the first and second paragraph of the article.
Aren't the students profiting (i.e. education) as well? Trade is supposed to be mutually beneficial.
I'm surprised rename() wasn't mentioned in the article, it's a well known technique to atomically update a file, which is very practical for small-ish files.

Note that in the general case, you should fsync() the temporary file before you rename() it over the original - but ext3 and ext4 in writeback mode added a heuristic to do that automatically, because ext3 in the default ordered mode would effectively do that and many applications came to assume it.
Not sure if joking...
In marketing material they use the word "accelerator" constantly. Poke around Twitter, you'll see it. Not cool IMO.
OP: LinkedIn worked the best for me.
Krugozor/Kolobok are from the mid to late 60s, after these things were first invented and traded in the 50s.

https://ru.wikipedia.org/wiki/Грампластинка#.D0.9A.D1.83.D1....
I actually personally agree with you, I was just trying to note the inconsistencies in that argument.
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Similar to what LukeShu said.

- I'm in the camp that thinks widget libraries for C++ should be workable in C.

- I'm big on minimalism, and being strongly aware of "90% of programs out there are bloated", and was horrified when I had to install a tiny Qt based program in ubuntu, and it required me to install a gazillion packages that looked like they belonged to Qt. (I don't remember the details).

- I always keep looking for C programs that can do in a couple thousand lines, what takes tens of thousands of non-C code for other programs to accomplish. I'm fairly aligned with the suckless philosophy, although I may not 100% agree with them. (suckless website would give you a good idea of what I'm talking about).
It was a hypothetical example. But no, you shouldn't have to babysit people. Even junior devs should be able to exercise good judgment about that kind of stuff.
I only make cards on the android mobile app - have never used Anki any other way.
I thought the article did a good job:

Sofia is one of 7 million former students in default on a record $115 billion of federal loans

Education Management settled with the government in November for almost $100 million over alleged illegal student-recruitment practices without admitting wrongdoing.

Predatory lending. Sound familiar?

FMS Investment Corp., a unit of Ceannate Corp. that tried to collect from Sofia, was paid $227 million by the Education Department from October 2011 through September of this year, the most of any debt-collection company under contract in that period, according to the agency.

The biggest debt collector works for the Department of Education.

The government has disbursed about $100 billion in education loans annually since the 2009-2010 school year, according to data compiled by the College Board. Just six years before that, the amount was almost half. The total has doubled since 2007 and is expected to double again in the next decade, as students and their parents borrow for college and graduate school.

Despite the fact that defaults are on the rise, predatory lending is on the rise, lots of students who are unable to complete an education are taking out loans[1], AND a lot of people getting their degree aren't sure it's worth it[2], despite all of this, lending is going to double again.

Bubbles aren't always clear, but this one is as clear as it gets.

The only question is, who is the government going to bail out when the bubble bursts?

[1]http://fivethirtyeight.com/features/half-of-people-who-went-...
[2]http://www.gallup.com/opinion/gallup/185942/gallup-purdue-in...
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Many-worlds usually annoys me on the grounds of parsimony, but the Socratic dialog on the mountain worked well enough for me to tie the whole book together. (I can remember the broad strokes seven years after reading it, for one thing.) The role of many-worlds was a surprise, but a reasonable one. I didn't feel there was any authorial cheating.
Freaking amazing. Setting up a point to point wireless link is no small feat, let alone in 2002 where the hardware was much less available. Good cinematography as well.

I wonder what kind of hardware they are using today.
If you're in the Bay Area and want a new dream job, send me a note. I'm incubating new B2B/B2C products at Google and need a senior full stack dev* who's as comfortable talking with customers & biz execs as they are coding.

* Google SWEs aren't typically swiss army knives. I need a swiss army knife, so this is not a SWE position, if that matters to you.
Thank you! Given there's some consensus, I'll consider raising the price. I set it at the minimum, I think, to make it as widely read as possible (I'd set it permanently free if Amazon allowed it). But maybe this is creating a perception of lower value and making people not read it :(
For learning foreign languages, I found TPR (Total Physical Response)[1][2] to be very effective.

A great intro to it is an article called "Leave me alone! Can't you see I'm learning your language?"[3]

[1] - https://en.wikipedia.org/wiki/Total_physical_response

[2] - http://www.tpr-world.com/mm5/merchant.mvc?Screen=CTGY&Catego...

[3] - http://wolofresources.org/language/letmealonech1ch2.htm
great blog
Obligatory xkcd:

https://xkcd.com/323/
Leave me alone! Can't you see I'm learning your language?
$45 annual tuition? The average American family income in 2014 was $53,657 according to CNN money.

Education is sadly out of reach at these rates. I'm very curious to see what free learning and degrees online can do to change this. Khan academy, edx, udacity, coursera etc.

Traditional education is literally pricing itself out of the market.
Have you read Good to Great? The book describe those founders as rockstar CEOs. Very charismatic and good for morale, but not so much for business.

http://amzn.to/1SVR48M
Original story in Times of India: http://timesofindia.indiatimes.com/city/agra/In-Agra-12000-a...
I've used AnkiSRS and recommended them, but I still don't have a good solution to catch up on decks that you're behind on. It's very good for keeping memory in tact with lots of info.

Gwern has an excellent overview of spatial repetition software too: http://www.gwern.net/Spaced%20repetition
That still requires random seeking; it's not so bad on SSDs, but abysmal on rotating disks, and most of the filesystem and OS caching code is optimised for linear forward reads, so things like prefetching are not going to help at all.
This may be the big problem.

That said, it's possible we end up with a timing problem. What happens if Medicare, Social Security, and the Department of Education all become insolvent at the same time?

The political pressure will almost certainly leave the DOE out in the cold, meaning those loans might not be guaranteed.
I live in that area and I think the AUTOVON explanation is likely 100% accurate. As to why it's seen renewed activity in the last couple of years, that's anyone's guess.
If you read that though, it is not something that's a high priority for the team. Basically, 90% of devs won't need or want some of these features. Unless Apple decides to have a focused effort around recoding the core of OS X into Swift which would require these changes, it's hard to see when the language would gain these options.

Don't get me wrong, Swift is an awesome language, but I see Rust as maintaining a position as a systems language equivalent to C. Where Swift will possibly start supplanting Java/Go/C++/Python use cases.
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Coinbase Is Hiring Remote Full-Time Engineers – Here’s Why
A great reminder that it’s really the connectivity between people that the internet brings that is valuable… “apps” etc. are just a convenient bonus for us in the first world, who take the connectivity for granted at this point.
It's beyond me why would anyone would want to give away part of his/her company just because of some shitty development work, and most of developers do just that - write shitty code because they don't give a crap about quality

As a founder you are better of paying some random developer do have viable product and then if it works - hire someone.

NEVER GIVE AWAY EQUITY FOR JOB.
Same gravitational "polarity" for both matter and antimatter. There is no repulsive gravitational force.
An oldie but goodie. Beazley did a follow-up to this at PyCon 2014, a 3-hour tutorial on generators. Very much worth a watch! It's called "Generators: The Final Frontier".

https://www.youtube.com/watch?v=5-qadlG7tWo
Primary thought: I think this is really great news. Mine tailings are really nasty, so hopefully this type of thing could also work on other legacy industrial projects or future contamination.

Secondary thought: This is a long shot, but if anybody here studies this type of thing, could this ever be used to isolate and concentrate the contaminants in the tailings? For example, could we pull out and concentrate all the mercury, REE, and so on and recycle them?
Got it. A bit surprising you didn't get any manufacturing samples, but cool.
this is amazing.
Pretty much. Which is also why sites like Facebook which don't use anonymity/pseudononymity tend not to be much better, since the people you speak to are often far enough away that you'll likely never have to worry about what you say to them.
I wrote a book on pricing software [1] that sells for $50+ per copy. Not only does it supply me with passive income, but it serves as instant credibility when I introduce myself to people in the field.

[1] http://taprun.com/pricing
The easiest way is to contact a manufacture and ask how they would want it. I used CAD and sent it but it's different from time to time.
Do checkout: http://www.telegraph.co.uk/news/worldnews/asia/japan/1155690... which is linked in that same article. It makes me wonder if these drone-catching techniques will be focused on Fukushima/nuclear related protests or fly-overs to get independent radiation measurements.
Good points, actually, but can you clarify on what you mean with the government being the only buyer of student loans? All those other needs are permanent, too. "Roads" will permanently be under constructions somewhere, just as "loans" will always be outstanding somewhere. Fuel will always be needed, just in different grades, locations, and quantities.

Just to be clear on my point, it's not very hard to go and buy a portfolio of student loans for yourself (assuming you'd want them...)
It is supposed to be mutually beneficial, but it isn't.

A lot of this is getting driven by for-profit schools. The loan burden at for-profit colleges tends to be higher than non-profit colleges. Their share of DoE loans is about 25%. The default rate of for-profit students is three times that of non-profit students. Tuition for an associate degree program at a for-profit school will run you about $35,000/year versus $8,000/year at a non-profit school.

On top of this, they tend to mislead students about employment prospects. You might argue that we shouldn't behave paternalistically, but keep in mind that the Dept. of Education is party here. The feds have a strong interest in not supporting bad debt.
Yeah, the concepts are different, but usage overlaps. That is why I consider them equal.
> I don't think many people lose their home keys or get them run over by a car.

All it needs is some idiot emptying his drink over your pants to fry an USB device. Or a drunk driver crashing into your bike and breaking the device.

Print out your passphrase-protected keyset, put it together with an encrypted copy of your most common passwords (I know no one uses a dedicated password for every site!) and your KeePass/Keychain/... database in a bank safe and one in your home's safe.

Put the password to said DBs in your will (or deposit it at a notary's office), so that in case you die your relatives will be able to shut down your online presence, but not if either the bank, your safe or the notary get busted.
I know there is the Focus library [1]. I'm not sure about prisms, traversals etc.

[1] http://package.elm-lang.org/packages/evancz/focus/1.0.1/Focu...
As I said before, this is not really passive income, but I can easily sell watches just with the effort I put in earlier. I don't have to put as much time and effort as soon as the watches come if I don't want it to scale.
This sentence sounds like an Evil Fortune Cookie.
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"business/founder types also have a total lack of understanding of what it takes to get a startup off the ground"

I would not totally disagree with this. But here's the thing: no-one really does. It's extremely difficult. If many people did know, it wouldn't be as lucrative. Being the boss is by far the hardest position in the whole endeavor.
Thanks a lot! It won't be able at first, but probably in March/April :)