skysight-inc/HackerNews huggingface dataset:
I posted a similar reply in the other CU thread, sorry for the repetition.

You can only draw that conclusion if you put on blinders and look at it one-dimensionally. Lots of things happened around the same time that NCUA was founded. Visa had turned into a member-licensing system, and consumer credit was become much easier to get. Computerization started happening and made banking operations more scalable.

The bread and butter of credit unions were small, workplace communities that offered savings and small loans. Most didn't even offer checking accounts. In the days when many blue-collar workers with variable wages were unable to get bank credit, they offered a accessible way to get small personal and secured loans and save. My father in law was a fireman, and there was a department credit union. The firehouse captains would come around with a boot and envelope on payday to collect deposits. New folks on the job would get loans for uniforms and boots in advance of reimbursement by the department. To 18 year old firemen in the 1960s, no consumer credit was available.

Now, consumer credit is trivial to obtain, so that market is drying up.

You also have to look at small credit union operations. When they started diversifying into stuff like auto-loans, many began to fail because they weren't equipped to handle the more sophisticated business model. They were, after all member owned cooperatives doing small loans. NCUA ended up holding the bag for those lost deposits, and tightened up standards, which in turn led to more CU shutdowns and mergers.

A very similar story applies to the former bedrock of american banking -- the small savings & loan. As their business because commoditized and the commercial banks consolidated, their oxygen got cut off.
Probably a lot of that has to do with declining rates of home ownership. I am 40 and very few people own an appartment where I live. My parents owned a house by their late 20's.
Something that doesn't require a -> and something with type prefix rather than postfix. Still sticking with 2.7, thanks.
I think it is easy for the design world (myself included) to take itself too seriously sometimes, and start to sound pretentious.

This seems like a great antidote. I think it's funny. Design needs more humor.

I love the scrolling "BUY TICKETS" and the rollover effect of the cursor gripping a wad of bills. Ha.
Skills, Theories, and Methodologies Every Software Engineer Should Know
Making `this` a real binding in SpiderMonkey
I m not sure. I would like more scrolling backgrounds please. Try harder plz.
> loans to higher risk clients,

sub prime lending then?
I'm in the "yes" camp for FP. At the very least it is accepted as a good thing to add to non FP languages these days (Java8) which is a good enough indicator for me. While not strictly FP, FP ideas have influenced some major successes like say MapReduce.
Interactive DataViz: Rock albums by the genre since 1960
The ghastly tragedy of the suburbs (2004)
I don't know what to think but I feel the need to say that I don't know what to think about this.

At the end they mark a point, you love or hate it, but you've heard of it, and it's all what matters.
Not really sure why this page made it to HN.

This group's most interesting work was the paper that outlines "style transfer"[1], which is what all those photos-painted-in-the-style-of-van-gogh-etc pictures[2] that went around a few months ago were using.

[1] http://arxiv.org/abs/1508.06576

[2] eg, my pretty average effort: https://twitter.com/nlothian/status/646280514484043776
Folklore has a large collection of curated stories from Apple's early days. http://www.folklore.org/index.py
Features:

1)No Hardware Programming. 2)Grove Sensors,plug and play Grove sensors and actuators. 3)Visual Conﬁduration. 4)Android and iOS APPs,RESTful API. 5)OTA (Over-The-Air) Firmware Updates. 6)IFTTT, IFTTT channels.
I'm reminded of this oldie but goodie: http://www.goer.org/htmlhorror/htmlhorror1.html
Summary: "Technical debt is not inherently evil. Putting a stop to all development just to fix all the technical debt doesn't make sense: instead, deal with it gradually."
That sounds like true-scottish-canadian norms.
I'm sympathetic to his concerns, and I applaud him for putting his money where his mouth is. Some comments:

> an under-documented local Rutgers student...We sought an exception from the NCUA, but they said no.

I don't know why he would expect to lend money to an illegal alien, nor why he expects the government to let him deal with someone whose very presence is a violation of the law. I should be surprised that a state university admits someone who has not been admitted to the state which owns that university, but I'm not.

> We were stunned to find we were the first full service credit union chartered in New Jersey since the NCUA was formed 1970.

I'm not all that surprised: New England is a particularly corrupt and regulation-bound part of the country. It's amazing to me that anyone would do business there or California.

I'm not surprised, although I am saddened, at the failure of their Bitcoin effort. I'm fairly certain than NCUA was concerned about the possibility of money laundering (never mind that it shouldn't be a crime, nor should it be something the regulatory system cares about: it is and it does, and that has consequences).

> I see a system as unhealthy if regulators put 200 to 300 institutions out of business every year for decades on end while only allowing a few to start.

Are those 200-300 healthy or not? Are the ones allowed healthy? Are the ones disallowed unhealthy?

This is the problem with regulation: it's in the regulators' interest to be as strict as possible, because any failure will be harshly punished (in the press, in the civil service, and in the courts), while success has no reward.

Kahle has had an unpleasant introduction to the real world. Regulation has costs, typically hidden from idealists; they are revealed to him, because he tried to do something new.
Ask HN: Would you give your kid a toy that records everything they say?
I'm talking about this: https://cognitoys.com/

I'm pretty sure I wouldn't.
>Okay; but that dog can't have a conversation.

dogs do have conversations. And other animals too. Check the link on the prairie dogs for example.

>I will never be able to explain this conversation to a dog, in any language.

it is the deficiency of human-to-dog communication, not the dog's lack of mental capacity to handle the complexity of conversation.
Free Internet Performance Management for DevOps During Beta Period at AWS
Tune your latency and bandwidth between AWS and your users.

The idea of datapath.io is to close a gap in today's computing environments: You can rent CPU, disk and memory in many flavors and use SDN to configure local network connections between your instances. What you cannot do is to configure your Internet connection: You are stuck with the IP transit offer of your provider. The mission of datapath.io is to enable businesses to configure their data delivery over the Internet to their needs in various dimensions such as latency, cost and bandwidth using network protocols such as OpenFlow in a creative way.

We are currently rolling out our beta in the most important AWS regions. This is why we are looking for users that like to participate in our beta program. If you host an application at AWS eu-central-1 and like to test how our solution optimizes latency between your application and your users, please write a short message of what you do and how our solution might help you to beta@datapath.io
We are looking forward to hear from you.

Sebastian and Sascha, founders
> where one of the most popular grocery chains is a co-op

Their parent groups also runs a bank, electrical retailer, funeral directors, travel agents and solicitors.
Adobe never provided a usable non-dog-slow version of Flash for iPhone.

So Apple only had the choice between no Flash and a really bad version. Flash ran really slow on OSX compared to Windows, so it was unrealistic to expect Adobe to suddenly provide a good implementation of Flash for the iPhone. Adobe painted them into the corner by not properly supporting small platforms.
I do not care to live alone, I do feel lonely
List of inclusive events/projects/initiatives for women in the tech area
Scrolling is absolutely terrible on iPhone 4s with ios9.

No inertia or what it is you call it when it continues scrolling a little.
Buffer’s Transparent Salary Calculator
It's likely that's a remnant from Normalize.css (where each hack is assigned a number and an explanation) that didn't get removed when uglifying the CSS.
Introducing Buffer's Salary Calculator and New Salary Formula
As someone else mentioned in another thread earlier on today: if you click 'web' beneath the article title of the HN post, it'll take you through the Google search route (where you should be able to get to the full article).
We wouldn't have discovered the impossible to understand laws no matter if they exist or not.
My thoughts too. If versions of Windows less than Windows 7 are supported which cannot run IE11, and IE11 is the only version being supported, are those older versions of Windows still really supported?

Windows Vista has support through 2017 and Windows Server 2008 has support through 2020.
How Startups Can Utilize Lean Principles for Branding
>But mice don't say that.

check the various articles on animal language decoding. Mice and other animals do say that or similar complexity things.

>They can't.

That just an empty statement of belief unsubstantiated by facts. Again check the articles.

In general, the "only humans have language" is simply the religious "only humans have soul" dogma in disguise.
That's not "atrocious css", that's minified CSS. They're running their backend code through a resource compression system like JAWR to conserve bandwidth. Who cares if the CSS that's presented to you isn't pretty, it's a declarative language anyway.
So I'll zig to your several replier's zags and suggest a mechanism that could potentially explain that effect. Right now we believe that the universe has an approximate spatial granularity of Planck's distance, which is ~1.6E-36, and approximate temporal granularity of 1E-43 seconds.

(Unless you can improve upon those numbers by a good 40 or 50 orders of magnitude, please don't quibble in the replies. I am aware it's not a "grid" or something, but that is the approximate resolution.)

Our best theories of the universe will have to work at that level, or even potentially below it in the case of string theory. A full theory of the universe ought to be able to describe how everything works down there. However, all the phenomena we care about and have concrete data about are literally 40 orders of magnitude bigger, at a minimum, in spatial and temporal extent.

We have proposals for how the simplest elements of the universe work. Heck, for all we know one of them may even be right. But proving that is extraordinarily difficult because of this huge order-of-magnitude gap. You'd love to be able to just plug in the theory, set yourself up a universe, and start computing, but the incredible gulf of magnitudes makes that essentially impossible. And the theories are sufficiently complicated that attempts to approximate break down in various rather distressing ways.

Even if the Great Simulator simply handed us the equations that our universe is based on, could we verify that claim?

Honestly, my guess is that with enough effort, yes... but even with the answer it could well be extraordinarily difficult. Without the answer it's even harder.
I can't. But I'm increasingly noticing that the biggest problems with our existing legal framework happen when it can't follow the perpetrator into the intent-land. There are many cases where it's blindingly obvious that something was done with ill intent, but the legal system can't process it (and trying to make it would only open it up for more abuse). I don't know how we should handle those cases but I know we need to figure it out, because they're the ones that are becoming the most harmful.
> The big players can hire another lawyer and get the regulators for a tennis match at that fancy club while the small players drown in paper.

I actually imagine that there's remarkably little of the tennis-match corruption you indicate, but I know that there's quite a lot of the over-lawyered corruption. Even worse, there's a lot of completely well-intentioned regulation whose hidden costs drive up prices, while not really providing much in return (related to the old question, 'ever wonder if taxation without representation would have been cheaper?').

Anyone who's dealt with the federal procurement system has to wonder if a little pocket-lining corruption would be cheaper than dealing with the paperwork intended to prevent & detect corruption; anyone dealing with a heavily-regulated industry has to wonder if the regulations cost more than the fraud, waste and abuse they prevent.
Ask HN: How to get recognition in a large company?
Didn't get any replies the last time I tried. Asking again:

Long time lurker. Created the account to ask this question. My question is how do I get recognized at a very large company?
I am skilled, hard and smart working and my manager knows about it. I help my team mates, I go out of my way to work on different things. However, no one above the manager gets to know about it. I also feel like some peers do not like that and actually try to pull me down. For ex: I am a developer. But If I do something with Linux and show it to team, the sysadmins start talking behind my back. Apparently, I should mind my own business.

Its the same with senior tech people. If I discuss something in detail about a problem, the architects try to sweep it under and later just decide on something without consulting anyone.

All this means that the only way for me to move up is do the time and get the promotions as they come. I don't like that.

For ex: someone who doesn't do anything and I really mean anything, they also get the same promotion and money as me. Even though my manager knows this and has talked to me about it. No manager pet- just that I end up "training" a few of my colleagues every week.

So what do I do. I have discussed the with my manager. But he doesn't know technologies. Also I want to get bigger roles where I can have a say in development, systems, infrastructure etc as I know all of that. But my manager doesn't have the means to help me there. He suggested I write blogs. But is that the only way? Writing blogs and hoping someone looks at it?

I must add that this is one of those very big companies and I am not in USA.
Programming language subreddits and their choice of words
Why post both?
Original discussion: https://news.ycombinator.com/item?id=8202283
hi, which project is that?
Show HN: A friendly way to create a buzz on social media
It's just minified. The CSS itself isn't terrible besides a couple overly verbose things, but nothing's atrocious. I think the /* 1 */ comment might reveal an issue with the CSS minifier they're using. That's normalize.css, all the other comments are removed besides the one inside a selector.
As all classically well designed sites should.
Banks are known for their nimbleness, lack of bureaucratic red tape, and lack of internal politics?
This is actually not that great when it comes to Texture Synthesis.

This stuff seems better:

https://www.think-cell.com/en/pdf/think-cell_article_siggrap...

https://graphics.stanford.edu/papers/texture-synthesis-sig00...

http://johanneskopf.de/publications/solid/
Good point, Id edit and remove that if I could. I shouldn't have said that; I meant it in reference to the other case and forgot how it would look in this context.
It looks pretty nice. Does its job. Is super fast.

And... it's a poster. An online poster, a billboard poster, an interactive online billboard poster, but a poster.

Plus:

font-family: sans-serif;

How fantastic.
FBI seeks hacker after 1.2B logins are stolen
CODE Mechanical Keyboard - https://codekeyboards.com/

I like the simplicity
http://qatrackplus.com It's a self hosted Django app for tracking quality assurance data for radiation therapy centres (although it could easily be adapted for other purposes).
Absolutely nowhere in the article did it suggest that computer scientists are outsiders to math problems.
PS4 Remote Play on PC – Dev Charging $10
A lot of ISPs shipped stuff that were IE shells, like AOL (and we had Walmart Connect for a time when I was growing up), in addition to browsers like Maxathon. Even Netscape (8?) at one point had an option to be an IE shell.
Whither Uber? Competitive Dynamics in Transportation Networks [pdf]
Did Money Evolve? You Might (Not) Be Surprised
wtf ?!
Here is a practical approach, how we do it:

1. We write everything in ES6, following code styling from Airbnb - https://github.com/MitocGroup/javascript

2. Every Lambda is separate npm package, therefore npm is managing all the dependencies; We include node_modules folder into the .zip file and upload it to AWS

3. Using Babel, transpile ES6 to ES5 - https://github.com/MitocGroup/deep-microservices-todo-app/bl...

4. To support 0.10.x, we're requiring Babel Polyfill - https://github.com/MitocGroup/deep-microservices-todo-app/bl...

As anticipated, the performance is not the best one, but functional for some of our use cases where time is not a constrain. That's why the combination with Amazon ECS is perfect complimentary match when AWS Lambda doesn't perform well, as required by the application.
There's one thing you can do without benchmarking: approximate complexity (O(n)) analysis. You need to be sensible about what N is though: even O(n^3) isn't too bad if it's an operation on a user-displayed list of half a dozen items.

With a bit of thought this even leads to cleaner code: do you really need to pass a large chunk of data around when you only need a particular precalculated quantity?

But generally benchmarking and applying Amdahl's law is the way to go. First identify which part of the system is slow!
Sounds like kind of a nightmare. But on the other hand, a depository bank / credit union is a tough area to try to innovate. It's not like a hedge fund, where all the participants have to be wealthy enough in the first place to take the risk that it goes south. I wish there were a better answer, but I want both innovation and a high degree of safety.
The first time the resource is accessed is the most important. You have precious few seconds before the user instinctively reaches for the back button.

See http://www.fastcompany.com/1825005/how-one-second-could-cost... and other similar articles.
Well, the irony is that string theory IS the attempt at the elegance behind the apparent complexity of the standard model.
But I agree with you that dark matter and dark energy are undoubtedly works in progress (if that's what you were trying to say)
Analyse Asia 76: Quibb and 50-50 Pledge with Sandi MacPherson
They are present as long as there is dark matter flowing through the earth. In essence the gravity of the earth just changes the density pattern of the stream of dark matter particles the same way a lens focuses photons in the focal point [1]. So the interesting question is how persistent the stream of dark matter particles is. Also the earth is moving all the time around the sun and the centre of the galaxy and this alone should create a continuous stream because the earth moves through the dark matter background. So the even more interesting question is how dark matter is distributed - is there a more or less uniform distribution or is it patchy and the earth alternates between moving through essentially dark matter free regions and regions filled with dark matter. Unfortunately I have no answer for that.

[1] https://en.wikipedia.org/wiki/Caustic_(optics)
Senior Software Architect
‘Anti-rape’ tech won’t stop violence against women
The original posts were about progress indication on the file transfers, so I would add an invocation of pv in your example:

tar -zc /somedir/ | pv | ssh remotebox tar -xzC /somedir/

That won't give a % done as it won't know the total size, but if you scan the source first and split out the tar and compress stages you can achieve that though it'll be a little less efficient:

tar -c somedir | pv --size `du somedir -bs | cut -f1` | ssh -C remotebox tar -xC /tmp/

and if you want to keep the compression via gzip instead of ssh (I'm not sure that'll make any difference myself as ssh IIRC uses the same algorithm, though I've not benchmarked it at all):

tar -c somedir | pv --size `du somedir -bs | cut -f1` | gzip | ssh remotebox tar -xzC /somedir/
Title reminded me of "Cool Site of the Day". Surprised to see it's still going strong, 21 years later. Extra points for using a perl script via CGI. Now that's cool.

It's a bit disappointing to see how many websites no longer exist. Would be cool to see a mashup of Cool Site and The Internet Archive.

[1] http://www.coolsiteoftheday.com/cgi-bin/stillcool.pl
Looks around to see if anybody will catch the joke, does it anyway.

The Aristocrats!
My $20 Wiko Lubi does boot in a second, or barely more (not counting PIN input, I don't know if it's booting the background), and I can't complain about having too much functionality.
That's a very interesting approach, the packing in particular is much better than the usual transparency hack used for GIF animation compression. Using overlayed divs for faux-blitting where canvas is unavailable is also cool, though perhaps somewhat fragile.
Like it!When will you launch the kickstarter campaign?
Deploying Containers with Docker Swarm and Docker Networking
I went through a there and back again association with the relationship.

When I first heard about the guide, I was pretty close to my guess about the tire company putting out the guide for travelers.

Then I kept hearing about so and so got another MEE-sha-lawn star. This is from people who would pronounce the tires as MISH-a-lin and Porche as "porch". So thought that they must be separate. What with the fancy French pronunciation of their name.

Not too long after I saw one of the guides from pre-WWII and realized that I was right from the beginning. I still catch myself saying MEE-sha-lawn and laugh to myself.
At a previous job, we had test data that used an outdoor outfitter theme. We had values for canoes, fishing poles, tents, etc. under the name "Master Bait & Tackle".

It was an in-house joke, until the sales department saw how complete the data set was and wanted a copy for presentations...
This would only be an issue for those that don't authorize with the issuer immediately when the card is read. The issuer would know the service code read by the pin pad and should be able to determine that it is incorrect based on the PAN read by the pin pad and the fact that the merchant is certified to support EMV. They could choose to decline the authorization at that point. Most payment processors that I'm aware of in the US do this.
I don't think there's a correlation between the primary language used at the job and the employer's willingness to allow remote working. Investigate C/C++ listings, see if they allow employees to work remotely. Obviously you'll be expected to appear in-person for the interview, but if they are sufficiently convinced that you can be left alone to get your work done, they might agree to let you work remotely.
There's a DC startup called Fundrise that has an innovative way of tackling the problem. Basically, the people in the community have a stake in the real estate that is built, so Fundrise creates an investment opportunity for the people in the community to participate in the local commercial real estate market. This allows the average person to participate rather than larger corporations or people with plenty of cash on hand.

I don't know if this model can scale up to a New York high rise, but they are currently working with quite a few properties in the Northeast.
8 Myths That Can Inhibit Innovation in Your Business
This Bridge in Shangai has been replaced in only 43 Hours
iot, good pick
Did any tech ever stopped all violence against everyone?
Disruption of histone methylation in sperm impairs offspring health