skysight-inc/HackerNews huggingface dataset:
In general, never go to any salesman for advice related in any way to the thing they're selling. They're being paid for securing the best deal for their employers, which usually is not the best deal for you.

Yes, there is such thing as reputation, but it doesn't come into play unless you play on the same power level as them. That is, if you are a wealthy person with connections then by all means, find a reputable financial adviser, they'll happily work in your interest. Such clients are scarce, after all, so they need to care. But if you're a Joe or Jane Random, salesmen have little incentive to offer you a good deal - they have hundreds or thousands people just like you every month, and none of you can do any damage to them.
It can, it exports compressed kmz files, and imports kml and kmz. I used it to import bookmarks from a custom-made personal Google map.
It's the full version.
If you work in tech you should be able to save at least 30%. I save 60%, and I also live in the highest marginal tax rate country in the world. If you can't it probably means you live beyond your means.
Thats how humans operate what can I say.
Having children and/or other obligations makes it more likely you're living above your means.

It doesn't change the fact that if you're not putting money aside for emergencies & retirement you are living above your means.

Sometimes it's OK to live above your means. I'd willingly go into major debt for my children. But not acknowledging you're doing so while you're doing it will cause problems.
It's both. I've worked on fixing the latter. However, living beyond your means isn't always that easy to correct. I can't just stop paying student loans for example. It's not like I'm dropping $300 a month on starbucks. It's student loans, mortgage, utilities, and other debt that takes up my entire paycheck.
If the CDN doesn't support CORS then presumably the user won't even get the script back, but if they do then the browser shouldn't execute it due to the lack of CORS authorization, regardless of the integrity issue.
Looks like Dropbox is not going public any time soon.
She mentioned that Dropbox grew 4x. So, while she didn't (and, I think, wisely) say the exact reason she wanted to leave, a lot of people just prefer working at smaller companies.
Hacker News inspired us to launch a startup. It even made us popular
Yet other countries avoided the bad deals, how did they manage to do that?

There are a number of countries that experienced no recession after the subprime crisis... Australia, Brazil, China, India, Poland, etc... If the UK's financial markets were well run, why did they suffer?
Zhao Bowen and Chinese Science Startups
I did, but the 10 maps limit and terrible search format held me back.
>It's like an amature trying to beat a lawyer in court

I see what you did there:

https://bugzilla.mozilla.org/show_bug.cgi?id=362178

:)
Very interesting. I always thought the stereotype of France was that they don't work a lot. That sounds very similar to my experiences.
Hopefully it was marking exposed bedrock.
Technical analysis is mostly useless for the kind of services financial advisors provide - namely long-term investing.

Example: If, at some point, the advisor looking at Google, which just spiked 10% from $80 to $88/share, passed it over, he did his client a huge disservice, because the stock is at $600/share, say 10 years later.

Technical analysis may be somewhat useful in short-term trading (speculating, rather), but its overall value has been way overblown.

For more sophisticated investing, you need a multi-factor model - a mixture of fundamental analysis, industry/macro indicators, and (perhaps) a touch of technical analysis.
But you choose where you live. I do not live in SF, despite the nice weather, because I am not willing to spend a million bucks for a basic house.
I guess that means that it would be good for satellite station keeping?
Wow, 10 to 15 percent is a luxury? I left the bay area because I wasn't happy with a 20% savings rate! I'm currently at a 60% savings rate and I'm 3 hours away from SF. I'm mid 30s with 3 kids.

Should I just blow it all on something ridiculous? Like what? Every single month?!
Perhaps, it just sounded like you thought these very intelligent (for the most part) doctors, were unaware of what they were accepting, which isn't the case.

It's very clear in the industry that it goes on, and anyone that partakes is a scumbag, in full knowledge of what they're doing.

This in an industry that is meant to heal people, not be part of the problem we're facing with rampant corporatism and out of control greed.
This is a message similar to the promotion of World War I involvement using the "war to end all wars" argument.

In the end though, it's just a way to either expand one power's reach at the cost of another, or a way to halt the ascension of a young world power (Germany) into a dominant position.

Nuclear weapons were certainly NOT developed to "create and keep the peace in the world". Nuclear weapons were developed with the intention of using them. The US intended to use them on Germany, but Germany capitulated before "the gadget" was ready. The US intended to keep using nuclear weapons on Japan after the first two strikes[1]. The US maximized the civilian and economic damage of their nuclear bombings, intentionally maximizing the firestorms and incapacitating civilian fire fighting efforts [2].

Of course, it is argued (and to some extent, documents back this up) that the lasting radiation damage was not well known or understood at the time. People, including the scientists and engineers working on the bombs, considered them to be the super-sized equivalent of conventional bombs.

Nuclear weapons were developed as an ace card, which would grant its sole wielder (at that time, the US) a serious advantage at any international negotiation table.

[1]: http://blog.nuclearsecrecy.com/2012/04/25/weekly-document-th...
[2]: http://blog.nuclearsecrecy.com/2012/08/08/the-height-of-the-...
Right? I keep reading these stories of people who up and just quit jobs at dream companies, which I can totally understand. But what I'm absolutely gobsmacked about is, "then I took 13 months off and roamed the country". Da fuq?

I've been working since I was in 9th grade and have NEVER had enough money saved up to take 3 weeks off, much less 13 months.
No we have principles.
Maybe it's easy to save 60% if you make 200k per year?
I use OS X, write Node.js, live in Northeast Iowa and I too find the information great, like OP said.
But every good strategy eventually runs its course, and there is increasing evidence that the days of tuition discounting are coming to an end.

Yet the only evidence offered is that tuition discounting has gotten greater recently.

It's ... kind of interesting how the article manages to spin "X is going higher" as evidence for "X is going to go way down".
Can you further explain? I can't see how this would work.
This article reminded me in spirit of the jobs quote: "Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work. And the only way to do great work is to love what you do. If you haven't found it yet, keep looking. Don't settle. As with all matters of the heart, you'll know when you find it. And, like any great relationship, it just gets better and better as the years roll on. So keep looking until you find it. Don't settle."

I'm happy the author is not giving up, we in first world societies actually have the luxury to pursue our passions, we have wellfare systems that provide much higher living standards than the majority of the worlds population. Given the relatively low risks of pursuing what you love and the fact that you only get one pass around at life, I feel everyone should live this way
Perhaps it will be a different kind of war. With the economies so reliant on each other, one side can tweak their economy to cause negative effects in the other side's economy. There are politicians in the US who consider China to be engaging in economic warfare for artificially lowering the value of their currency. There is also the possibility of cyber warfare. Steal some secrets here, bring the stock market down for a few hours there. Actual shots don't need to be fired, just enough disruption to reach agreements that one side wants.
You can do that at the moment.

I made a site where I 'guessed' if a user was an employee of a certain company by embedding an <img> from an employee portal (from the login screen) and timing how long it took for onLoad to trigger. Times under a certain threshold indicated that the image was probably cached and they work there.

Of course, once you load it once it's cached, so you need to persist the first result... but you get the drift.
it's because we stopped "moving".

for example, when was the last time you "ran to the store" to grab something like milk? I wouldn't call that exercise but it's definitely something current generation lost compare to all the previous ones.

Including myself and friends, our weekend preferred activity are changing from going out (to parks, movies etc) to "Netflix and chill".

think about this, "Running" didn't become a thing until the late 70s. People simply didn't do much to stay "fit" before that. You can attribute it to biomes or genetics, but this is just within one or two generation.

What I would find interesting is if we can find data similar to what we record with fitbits, ie. # of steps per day etc. from people 30/40 years ago, and compare to actual fitbit data of today. I'd wager we'd find some interesting correlations.
Nest Gets into the Smart-Lock Game by Going Old School
Sure, but google uses SPF and DKIM. The spam mail would not validate and be marked as spam.
I think you are confusing 2 concepts. A true FA gives advice over your entire financial health. Insurance, investment, debt, etc... are things an FA might advise on, and a good fee based one can be worth the money if you are a high net worth individual. Mutual funds are one instrument that may be used for the equity side of the investments. If you are thinking that FA means active vs. passive/index funds then read on.

The one thing you absolutely can control when investing is costs. Low cost index funds put you in a more advantageous position right out of the gate which means more money available to compound over time.

Do some managed funds or advisors beat the low cost index funds? Yes, but they cost more and you have to be fortunate enough to pick the one who beats. Keep in mind the one who beats also often changes year to year so you're stuck rolling the dice over and over.

Personally, instead of spending time researching which managed funds may do better than the rest I focus on companies instead. I have a small % of my portfolio in a brokerage account where I can directly invest in companies and ETFs that I think may do well.
The Guardian fixed the title, but not the URL.
99.99% of users will never need to touch those system directories, (They aren't even required for homebrew), and, at the same time, writing to them poses a huge gaping security hole for all OS X users. Locking them down (particularly in a way that can be trivially reversed with a user who has physical possession of the device and the password) is the right thing to do.

For the 0.01% who need to screw around with the operating system directories, they can take the 90 seconds to hop into recovery mode.

This is a situation where 100% of the user community has a reasonable solution, 99.99% aren't inconvenienced in the slightest, and the security situation goes up significantly. It's like hiding ~/Library by default - 99% of users probably don't need to mess around there, and hiding it probably reduced a lot of failure modes. (and, once again, for the 1%, chflags solves the problem in 5 seconds)

Honestly - I've always been terrified whenever I've been asked for my password during installation (I do a gut check every time an ARQ upgrades asks me for my password - "Do I trust them one more time? Well, they are my backup software, so, ...) - What if it's dropping something in my system directory?

I usually follow up with a cd /; sudo find -cmin -5 to see if things look reasonable - but I'm guess not all users do that. Also - with all the extended attr stuff on OS X, it's not even clear that a find -cmin -5 would be sufficient.

So - count me in the group that is really, really pleased that Apple is locking down those system directories by default.
The Princess and CAP Theorem
I'd say the "-R" might actually be harmful; for example the mysql GPL distribution binaries from dev.mysql.com installs in /usr/local/mysql and you definitively don't want to mess with the database file permissions there.

It might not be "best practice" to let non-homebrew stuff put things in /usr/local, but it happens.
I think the parent was referring to the lack of properties like perceptual uniformity in RGB or HSV colour spaces. Check out the "Advantages" section on this Wikipedia page:
https://en.m.wikipedia.org/wiki/Lab_color_space
Project Moonspike wants to send the first crowdfunded rocket to the Moon
Zulily's $2.4B acquisition is a disappointment
At a glance, it seems like delivering a message to one of a pool of waiting processes would be difficult to do in a library. If the process reads a large swath of data it may get multiple messages and a fragment. If it reads a fraction of a message then another process might steal the next few bytes. You'd either end up with a reader lock and small reads to not read past the first message, or introducing a demuxing process and doubling your work.

In the single process case there is also a potential performance win by not waking processes to deliver a partial message only to have the process block awaiting the rest.
I hadn't, that's an excellent piece of journalism.
Of course you can, if you set things up appropriately. Life's not all about work.
German can even have two syllabic consonants in a row: "gefundenen" is usually pronounced something like "gefuntn̩n̩"
@johnward

More likely you have a lot of optional things that you can trim away. Do you have cable? How often do you eat out? Do you smoke? Do you have a budget that you stick to?

It's all about priorities. If you don't prioritize it, it won't happen. It's not easy and emergencies and unexpected bills come up but the freedom is amazing.

Check out the Ramsey Plan. We wiped out most of our debt in about 2 years while saving for a house. And that's while renting, 3 kids, and living just outside DC.
I got the impression she's not fully sure what happened, herself.

I'm curious to hear the next post, when she's had a bit of time to digest it.
Hedge fund algorithm developer here. You misread:

1. The existence of mathematica was quoted first.

2. Moving averages are a "lagging indicator", which I stated, not a predictive indicator which I did not state.

3. I develop hedge fund algorithms.

References to papers include this most important one:
"Contagious Speculation and a Cure for Cancer: A Non-Event that Made Stock Prices Soar," https://www0.gsb.columbia.edu/faculty/ghuberman/research.htm...
No, that's "HIV does not cause AIDS".
It's called saving. There are many ways to do that, but I prioritised to have enough _liquid_ capital to be able to get me through many many months without earning anything.

Of course it might still be irrational, stupid and risky to quit before the next job is secured, and I would also avoid it when possible. But being able to afford risk and to allow for ones own stupidity is a great comfort.
It's because of his assumption that if you aren't saving a specific amount (some arbitrary amount that made sense to OP), then you're living beyond your means.
Can someone with a micro-econ background explain what is going wrong with the free market model and how to fix it?

It used to be that goods and services would compete on price and quality. If someone could offer the same quality for less, buyers would go there. It was self regulating to some point: predation was limited by the system.

Now, however, there are dozens of markets where this is no longer true. There are geographically region-locked prices: pharmaceuticals, textbooks, dvd's, etc. There are opaque and arbitrary prices like healthcare, software (hello oracle), and per the article, airlines and tuition.

Some of this is due to artificial protections like patents and copyrights. But not all of it. What's up?
>Why doesn't Apple keep their OSes in beta for a couple of months more to release something that is really stable?

First, because a lot of those bugs you only find in real-life bizarro setups, and beta testers are not enough. Besides not all beta testers actually help with bug reports -- some programmers just test their own software, others just want to play with the latest OS, etc.

Second, because not all of those bugs will be fixed even if a beta tester finds them. There will be a cost-benefit (opportunity cost) analysis, and some might need extensive changes to some subsystems, and only get fixed with the X.2 or even X.4 or X.5 release, half a year or more later.

Third, because there will always be bugs, and at some point you need to release.

Fourth, because OS releases usually also enable or leverage several new hardware features in Macs and iOS devices. Delaying the OS would mean delaying those hardware units, or putting them out with the old OS and no way to use some new advanced hardware stuff they are advertised with (stuff like Bluetooth 4 back in the day, Retina support, or something similar).
It takes only a small amount of induction to conclude that given the number of death row exonerations pre-execution, there almost certainly have been innocent persons executed.

If you hold out for conclusive proof, you will probably not find it, as it's a bit of a fool's errand to attempt to exonerate a dead man when you could devote that effort to exonerating one who the state has not yet committed manslaughter upon.
Scraping software peeling away profits
These Guys Are Trying to Crash a Rocket into the Moon and It Just Might Work
Fees should be calculated relative to returns, not assets. From the great Charles D. Ellis, CFA:

"When stated as a percentage of assets, average fees do look low — a little over 1% of assets for individuals and a little less than one-half of 1% for institutional investors. But the investors already own those assets, so investment management fees should really be based on what investors are getting in the returns that managers produce. Calculated correctly, as a percentage of returns, fees no longer look low. Do the math. If returns average, say, 8% a year, then those same fees are not 1% or one-half of 1%. They are much higher — typically over 12% for individuals and 6% for institutions...

Thus (correctly) stated, management fees for active management are remarkably high. Incremental fees are somewhere between 50% of incremental returns and, because a majority of active managers fall short of their chosen benchmarks, infinity."

https://blogs.cfainstitute.org/investor/2012/06/28/investmen...
Thanks, I'll give it a try for myself. In Maps.me I miss the capability to take OSM notes from within the app.
I completely agree with you that correcting "living beyond your means" is a very hard thing to do.
Matt Damon wrote the script for Good Will Hunting, so it's reasonable to say his fame is based on intelligence, to some extent at least.
Once you ask yourself about leaving, it is only a question of when, not whether. Sooner, the better. It is not you nor them; it is just time.

Tight-knit groups wrap themselves inside a bubble of conformance. The group's very existence is based on a shared worldview about itself - that it is correct. To leave is to question a choice made by everyone else. To stand out in a crowd is physically painful - it is called the pain of independence (Susan Cain).

For the privileged, jobs are not about the salary; money is aplenty. It is purpose we're after. What shall you do with yourself when, for the first time in your life, you actually get to choose how to spend your time? There was always the parents, the schools, and the workplaces to give a rhythm to our life and purpose to our days. It is scary the first time we confront it - when we quit an institution without knowing where next to anchor.

Next time it'll get easier.
A New XPrize Tries to Turn CO2 into Cash
spec co-editor here.

SRI returns false (i.e. non-matching integrity) for scripts (or stylesheets) that do not enable CORS and are not same-origin [1]. Otherwise, an attacker could just disable CORS to bypass SRI.

flies away

[1] https://w3c.github.io/webappsec/specs/subresourceintegrity/#...
Putting Mobile Ad Blockers to the Test
Wait, There's Food Coloring in My Expensive Whiskey?
You but in this context it seems wrong, but maybe thats just me.
Storytelling with tests #2: setting up the stage
I've created a lot of 3D printed gears over the last few years and one of the best tools I've found is from Rainer Hessmer.

http://hessmer.org/gears/InvoluteSpurGearBuilder.html

It allows you to specify additional parameters like backlash, clearance, and profile shift. It also allows you to output in DXF which tends to be more of a standard in the engineering world.
FYI, if you don't mind spending an hour every quarter rebalacing you can save the Wealthfront fee by using TDAs commission free ETFs. Last time I checked they had almost all of the same ones Wealthfront uses.

Maybe the fee is worth it to you to never have to think about it, but since you mentioned the 1.5% management fee, I thought maybe you might not want a fee at all :)
It has been a while since I flew SouthWest, but I seem to remember them not having in-flight ads. They also have the best in-flight beer selection of anyone I've flown with. Sadly they're domestic only and most of my flights these days are international.
@johnward Well you don't have to do 60% (I'm trying to become financially independent). But stop buying stuff you don't need. Live in a smaller apartment, preferably close to work. Avoid debt and cars like the plague, cook your meals at home. You won't miss all that stuff and it'll make it possible to save a significant portion of your take home pay.

@hoorayimhelping SF also have ridiculous salaries compared to the rest of the world. Everybody seems to be making at least $120k starting out, and many up to $300k. I make way less than that, but also live in a pretty expensive city. I just bypass that by not buying a lot of stuff. It's only possible because I reject the average consumerist middle-class lifestyle. I won't buy a house, I'll never buy a car again, I bike to work, I don't have expensive hobbies. You can't have the cake and eat it too. However most people should be able to save more than they do.
I save a good portion of every paycheck, and I've slowly watched my savings grow. There's no way I would quit a job without some kind of way to pay my day to day expenses or some kind of prospect to be able to do it in the future.

The angles I look at this raise the same question: how can people do this? If people have no savings and no job lined up, how can they put food on the table? If they have savings, and know the value of safety net and how unpredictable financials are, how can they do this? It's not unreasonable to think they might have some kind of outside assistance.
No. We have just taken a chance to get off the heroin drip of a constant salary.

Yeah, it's scary to go from guaranteed income to $0. But, here's how I, a non-trust fund immigrant with dependents, did it:

1- line up consulting contracts.

2- leave (at this point I had disposable savings for 4months).

3- Don't worry about saving because it just causes me stress.

What I do now is to work on a project when my savings start to drop below 6months runway.

Of course, it's not all rosy. I have to hustle at times to get that contract. On the other hand, I can just take the time to smell the flowers any given day. I've been on more vacations this past year than the prev 6 years or working.

So. Be your own trust fund.

This is much better than burning myself out getting someone else rich :)