skysight-inc/HackerNews huggingface dataset:
In the USA the first step is to get a large amount of cash. The bank needs money to even start, a lot of money. Then you need lawyers. In addition to general business things you must also file state and federal charters. You will need to then connect to many payment networks and the "fed" for funds settlement. Your Risk Officer will make a policy plan for lending and investing assets. Things get crazy based on the type of banking. Commercial vs Consumer, Construction lending, mortgage, auto, escrow and so forth. So pick a narrow place to start (commercial lending) and expand slowly (think years per product). There are many existing software solutions to manage these accounts, building your own is quite expensive. Your business will be audited by the FDIC every 6mo and you'll need plenty of documentation. Hire a firm like PWC in the off quarters to audit as well.

Look around for your smaller local banks, small ones can operate with only 400M in assets and still service home lending and consumer checking, savings and CDs.

The growth curve for banks is not like a tech-startup at all. Prepare for a multi-decade process.
Hi bwilliams18

I'm interested in learning more. What do you do in the restaurant side? I've been showing a prototype of an app to GMs but open to solving real issues.
Agreed, but Pinker goes deeply into many various topics. For example:

* the Flynn Effect

* various points of human psychology (victim vs perpetrator bias)

* the crime spike in the 90's and its causes

* a critique of Freakonomics' hypothesis that abortion caused the decline of the 90's crime wave

* Sections on bullying, animal rights, gay rights, women's rights, etc.

* The various types of wars and their individual proximate causes for decline.

* An interesting section on self-control, how it works and how its lack contributes to crime. Even fascinating pragmatic information on how one's own self-control can be improved.
You seriously believe that if two people collided on these they would both die? You actually believe death would result? Just... I don't even...
OMG mine too. Since you're a fan, check out one of the best moments in my life: https://www.facebook.com/TigerStyleGames/photos/pb.232939450...
If there's a way to change window size and position from 3 columns of 80 + a project browser into 120 col with a single keypress, then I'd like to know.

In case it’s of any interest:

I use Sublime Text as my main editor. One of its nice features is that you can switch how the window is divided up with a single keyboard shortcut or menu command (View -> Layout). You can also easily define custom layouts in addition to the standard 2/3/4 columns, 2/3 rows, and 2x2 grid. I usually run with the editor maximised on my largest screen and 2–4 different panes open. The one feature it’s missing in this area that I’d really like to have is similarly clean support for multiple windows and therefore multiple screens. I’m not an Emacs expert, but colleagues who use it regularly do seem to have similar features available.

I also use a tool called WinSplit Revolution, which provides a somewhat similar feature for general Windows applications, letting you define some preset regions of your screen and then snap the current window to any of them with a quick keyboard shortcut. It can also shift windows between multiple monitors if you have them, again with a single quick shortcut. I can therefore instantly resize windows for things like shells, history/diff tools, and so on if I need them to be a bit wider for whatever files I’m currently working with.
Yeah, that's the one I'm talking about! Obviously there are not TWO games about programming in Assembly. Wait another few years and there will be, though.
It's quite different in the context of Erlang, so you should probably research that yourself to get the right impression.

Restarting does help with logic bugs depending on what execution path triggers it. Bringing back a process to a known good state is a heavily useful concession to keep services up and doing work until the root cause is diagnosed and fixed.
I would make the opposite prediction. Entertainment is becoming cheaper and more abundant all the time due to computerization, and this is happening faster than in industries like energy and health care. So I wouldn't be surprised if we end up with a lot more and better entertainment, but it seems unlikely that we'll pay a larger percentage of income for it. More likely, people will be paying less and getting more.
Study Credits Uber with Decline in California Drunk Driving Deaths
It is hard to look at this post and its results and not remind ourselves Lady Lovelace's quote from nearly 200 years ago.

"[The Analytical Engine] might act upon other things besides number, were objects found whose mutual fundamental relations could be expressed by those of the abstract science of operations, and which should be also susceptible of adaptations to the action of the operating notation and mechanism of the engine...

Supposing, for instance, that the fundamental relations of pitched sounds in the science of harmony and of musical composition were susceptible of such expression and adaptations, the engine might compose elaborate and scientific pieces of music of any degree of complexity or extent."[0]

Edit: s/300/200/. Thanks to icebraining I stand corrected.

[0] https://en.wikipedia.org/wiki/Ada_Lovelace#Conceptual_leap
PS I don't know what documentary you are talking about? I have never created a documentary on the NHS. Certainly not any documentary that was "Anti-NHS" That is a patently falsehood.

I did work a documentary on Rheumatoid Arthritis patients across Europe, not just the UK and not focused on health systems. The patients experiences with their respective health service were out of scope and not on screen. I did however speak with them at length on the subject. Before you go casting about accusations please have some rudimentary idea of what you are talking about.

The NHS patients we met with each mentioned that in order to see a specialist on a timely basis they had to get private insurance after which their months longs waits dissolved to days. A close friend who was a staunch defender of the NHS after being diagnosed with MS has soured on the program and has also secured private insurance for specialist access. In another instance a young woman with a bowel perforation secondary to Crohn Disease has been waiting for at least two months to have surgery scheduled. Yes, yes I know anecdotal experience and all that but I guess it's just a poisson distribution that everyone I've ever known met or heard of that has needed specialty care from the NHS has gone the route of private insurance for access to specialists.

Take a close look at the quote from the article I posted with the prefix "Note:" and then sound it out. Use your vowels and note that it VERY CLEARLY states that one of the problems is "poorer access to treatment".

If you want to go on a formulary hunt to see which drugs are not paid for by the NHS that are recommended under NCCN guidelines or spend your night frothing over pubmed searches be my guest.

PS I have no axe to grind. I'm not the one bringing profanity and personal accusations into this. You don't know me. You clearly have no clue about my politics but are clearly incensed that someone deigns to take issue with the NHS. The bottom line is that patients are dying sooner in the UK than elsewhere. If that is okay with you then great, I'm just saying as a personal opinion informed by my reading and personal experiences that it is not a system I would choose to live under or advocate the adoption of in my country.

If you are happy with the health care system in your country that's great.
I've been out of the mainstream industry for 7 years now, but I made 6 figures when I was working with Steven Spielberg at Electronic Arts in Los Angeles. Before that, when I was at ION Storm in Austin, Texas, I wasn't that far from it. I'm usually in a lead designer / creative director position, but a really solid, senior programmer or producer earns about that much, too.

Gamasutra and GDC put together a salary survey every year. I think that's public? I would search for it.
1994: Perl that emits HTML
I was able to find quite a bit of Bach music, actually, and I used it when I was first experimenting with this idea. At the time, I hadn't added dropout, so the output wasn't as interesting. I'll definitely try retraining the updated network with Bach.
I'm a bit of a Pinker fanboy, but his counter-criticism of Taleb is very well-written and hits on every point Taleb makes.

"Taleb shows no signs of having read Better Angels with the slightest attention to its content. Instead he
has merged it in his mind with claims by various fools and knaves whom he believes he has bettered in
the past. The confusion begins with his remarkable claim that the thesis in Better Angels is “identical” to
Ben Bernanke’s theory of a moderation in the stock market. Identical! This alone should warn readers
that for all of Taleb’s prescience about the financial crisis, accurate attribution and careful analysis of
other people’s ideas are not his strong suits."
Bringing Intel Xeon to notebook PCs
Need feedback: Mobile app for finding local store closing deals
I'm thinking about an idea for a mobile application and I want your advice. Here's what it does:

It's a shopping discovery app for Android and iPhone that provides sales deals for stores going out of business. Ideal for the everyday bargain shopper.

What do you think? Is it feasible? Would you download the app?

Thanks so much for your feedback! I really appreciate it!
-Selina
I use https://en.m.wikipedia.org/wiki/Hypnopompic to solve problems akin to the shower 'eureka' moments.
Reminded me of Audrey Mestre's tragic accident/homicide?

ESPN's movie on it is incredible:
https://www.youtube.com/watch?v=2tqLPwJHMM4
This is really a great application of RNNs. Could you comment on how long it took to train, once everything was set up?

Also, how long does it take to generate one of the songs, using the AWS instance you describe in the article?
I tried it, because although it doesn't let me keep using my web browser to read RSS-syndicated feeds (which often has pictures that don't do well in the terminal), I couldn't tell from the website if it remembers what you've read. It does, and I'll have to look at the logic it uses for that if I ever break down and write the software I'd like to use. I'm not sure what the right combination of timestamps and post url/content make up the right signal to prevent post edits and site reorganizations from mucking things up.

But it uses more RAM than my window manager, (GTK-based) text editor, taskbar, or shell, just to load the stock 3 feeds. And then canto-curses takes half a second to open (on hot cache, so it isn't waiting on mass to scoot anywhere, but it makes about 3000 syscalls interrogating the disk for all its dependency libraries), waits for a full second to do nothing while closing ("select(0, NULL, NULL, NULL, {1, 0}) = 0 (Timeout) <1.001081>" in strace), and uses even more RAM than the daemon--with an entire additional python interpreter.

Thanks for the recommendation, though. I'll let you know if I find what I'm looking for.
Per your last comment - that is what he was saying. Vector instruction sets allow parallel, which does not imply concurrency.
You would think the CEO Becker had heard enough dubious business pitches that later proved wildly successful that he would have enough common sense as to not brand Uber's plan as 'insane'.
“Don’t Take Advice” and More Startup Advice
In my interpretation of meditation, "ignoring" seems to take up too much energy; it's too combative. I've seen it described as acknowledging, and then letting go the thoughts. You acknowledge that they pop up, they they exist, that they can have an effect on you, that they can frustrate you, then you release them. It's a third person view of your own thoughts if that makes sense. Deconcentration is new to me, but seems that can be a similar strategy of not letting a singular thought dominate your whole mind and/or affect you emotionally, for better or for worse, and allow yourself to return to a calmer state that allows more thoughts equal chance in your mind.
statically checked, but still runtime-determined, matrix sizes can be done in Scala. Doing specialized implementations would require bytecode magic, though.

case class Dim(size: Int)

trait Matrix[X <: Dim with Singleton, Y <: Dim with Singleton] {
def *[Z <: Dim with Singleton](other: Matrix[Y, Z]):Matrix[X, Z] = ???
}

object Matrix {
def apply[X <: Dim with Singleton, Y <: Dim with Singleton](x: X, y: Y):Matrix[X,Y] = ???
}

val x = Dim(100)
val y = Dim(readFromFile(...))
val z = Dim(37)

val A = Matrix[x.type, y.type](x, y)
val B = Matrix[y.type, z.type](y, z)

A * A // compile error
A * B // ok
Yes but no drugs were found and the 'scratching at window' was the trigger for search. As the op article indicated - four legged search warrants.
Excellent, that is a pretty energy dense battery! I stand corrected, if they are using something like this, it could work.
Don't forget that if you are aiming for security knowing what's going on under the hood it's a must.

Knowledge comes before tooling (IMO).
A fair point, and you may have been misled by the title, but the article is actually about education, science, and a citizenry somewhat disengaged from both.

A confusing title. Interesting piece, though.
Alright, thanks everyone. That cellar door trick is interesting! I think I will keep it to three syllables or less and I want to go with a .com domain so that the general public won't get confused or anything like that. I see the ly and .io things as just fads and I want my business to be around for awhile so I will just stick with what is traditional. Also, it is interesting that so many of the best startups in the last 15 years have been two syllables...Google, Facebook, Twitter, Uber, Yahoo, etc.

I have found it difficult to come up with a good domain name so far, because it seems like so many have been taken.
Ah yes you're right sorry. I was thinking without reading carefully that he was saying you can't have parallelism without concurrency.
I trained it for about 24 hours, although there didn't seem to be that much improvement after the first 12 or so. Generating a song with the trained network actually happens almost in real time. I'm tempted to try to make it continuously generate new music and stream it, but even the small cost for the instance would start to add up, so I haven't actually tried setting that up yet.

Another interesting data point: the learned set of weights ends up being about 15MB.
Distributed Hash Table Protocol (2008)
Maybe not right now, but there is nothing to say that it can't eventually surpass humans in effectiveness and critical error rate. 10-15 years ago people would have said "yeah self-driving cars are good, but as an aid for the driver, never as a full replacement".
We do desire type-level integers, yes. There hasn't been an RFC yet, though.
Amateur radio enthusiast spoke with space station
Wow, a Holocaust denialist on HN. Downvoted.
I feel like this would not hand cracks or bumps well...
Wow, nice photo with Richard! Now I saw, you already have your own Wikipedia page ;)

I really want to have more time, to play U5 again ...

But I have promises to keep,
And miles to go before I sleep ...
Game development seems to be one of the most competitive and least forgiving corners of the larger software development industry.
A long time ago, games are what originally motivated me to learn to program

I suspect these two things are related.

It seems that games are one of the top reasons people learn to program, and it seems we have an oversupply of eager game devs because of it.

As for challenges in gaming, I wonder if it is like robotics. I got into electronics inspired by robotics. But it turns out robotics is not really about electronics. It's a lot of things, especially math (control theory), but the electronics part is one of the least important parts of the field, as car as I can tell. Similarly in gaming, it seems greatness has little to do with accomplishment in programming and a lot to do with story, art, music, and user experience.
> Furthermore, I'd say that the broadband situation in Finland is substantially different from the US

I don't think you can actually reconcile that with the available data.

> 92% of Finns have an Internet connection

Yes, 92.4% of Finns versus 87.4% of Americans: http://data.worldbank.org/indicator/IT.NET.USER.P2?order=wba....

> Fast broadband (100 Mbps or faster) is actively promoted and developed by the government.

Maybe so, but access to 100 mbps connections is pretty much the same between the two countries: http://arstechnica.com/business/2012/10/finland-plan-for-uni... ("Parantainen also provided government figures showing half of all Finns currently have a 100Mbps connection available to their door."); http://www.ntia.doc.gov/files/ntia/publications/usbb_avail_r... (see table on page 5, showing 47% access to 100 mbps+ wired broadband). Both are 2012 data.

According to Akamai, average speeds are pretty much the same too: http://readwrite.com/2014/10/08/us-broadband-speed-global-ra... (11.7 mbps for Finland, 11.4 mbps for U.S.)

Also according to Akamai, average peak connection speeds in the U.S. (a good measurement of the total capacity of the link) are slightly higher in the U.S. https://www.akamai.com/us/en/multimedia/documents/report/aka... (40.6 mbps versus 36.5 mbps).

If you look past the rhetoric at the actual statistics, I think it's pretty clear that at the median, the internet situation is about the same between the two countries.

Now, within the bottom 15-20% I'm fully willing to bet Internet access and speed is worse in the U.S. than in Finland, but so is pretty much everything else. We have higher income inequality and more systematic poverty. The U.S. has about 20% of children in poverty versus less than 5% for Finland. Nothing really unique to internet service.
Completely disagree. GEB is the opposite of what OP was asking for. It takes pages to make points that can be done far more economically and concisely.
Would anyone consider sponsoring me for the 2-year Make School Program?
The program works by allowing students to pay for their Make School education a percentage from their salary for two years after the program. If I can pay up front, I would have reduced overall expenses. If someone would consider it, I would like to talk to someone or a company who would be interested in working out a deal. Possibly contract work or part time employment for the next two years or something like that. I am open to suggestions.
This. That IOM report has been one of the most misused pieces of science of all time.

NNT, RR, basic statistical perspective. People are so often bad at understanding (or even acknowledging) the counterfactual.
Off-topic, but: that's a cool background and site design in general.
"They should just say what they mean: If you're a straight white man it's okay to treat you like shit."

Several GitHub employees would agree:
https://github.com/todogroup/opencodeofconduct/pull/17

https://twitter.com/rachelmyers/status/629981737121021953

https://twitter.com/agelender/status/629080326736773120 https://twitter.com/agelender/status/573560084837498880
Earth has ~7 billion people, and ~3 billion IPv4 addresses. Unless we can finish this slow-as-molasses transition to IPv6, what we're really talking about is "HTTP clients for all, Internet for those in the right place with enough money."
facepalm

Bitcoin fundamentalism doesn't really change what we've shipped, and as you see products coming out based on our technology over the next few weeks, these questions will be settled, cold, hard and clear.

Enough.
(I should note that I'm the release coordinator for Ethereum)
It is weird. I do question their choice for ruby like syntax. Still is a fine language. It just gets confusing because a language is made up of its idioms and syntax. If you copy those a then you confuse people.
Could Unix be the next MS-DOS? (1985 video)
There's so much to love about this post - and I've only just glossed over the details.

I'm really impressed with the quality of the music that's come out of this.

It feels like there's not that much in the way of dynamics in it (every note is hit with the same force) - is that right? I suspect that these pieces, played by a professional who could add more of the human element to the feel, would sound really good. Obviously, that's sort of against the point, but then again, Ravel wasn't much of a pianist (apparently!) but he could compose amazing music – so it's not totally cheating.
Problems may only show up on a single image, so the same fatigue still applies.
I think a lot of what you call fluff/noise was the author's attempt to show the humanity of scientists who some readers might misidentify as gods on earth. I absolutely agree it can sometimes be tedious but I don't think it was just padding to make the already 900+ page book longer.
I'll read this properly in the morning, but my first impression: I think if you want it to be classical music then it has to obey the rules of counterpoint, and the pitches should wander and resolve according to those rules. Its the polyphony and interaction between the voices that sounds wrong. I'm not sure that figuring out counterpoint is a suitable job for an NN to figure out.
If you were in Australia I'd suggest you look into creating a credit union, or some other mutual/member based banking group.

Banks are highly regulated (so they don't fall over). A secondary group of bank-like organizations, eg finance companies/credit unions/mutual funds exist that have a much lower bar to register and if you are lucky one of these lighter structures might be more suitable to your purposes.

Credit unions for example (https://en.m.wikipedia.org/wiki/Credit_union)

"A credit union is a member-owned financial cooperative, democratically controlled by its members, and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members.[1][2][3] Many credit unions also provide services intended to support community development[4] or sustainable international development on a local level.[5]"
Thanks for the info! Currently, I never worked in the gaming industry and I believe not many big studies are located in Germany. There are some online game studies in Germany, though, but I think, they pay a lot less than the big AAA studios.
>I defend that using the word "proof" in the context of scientific theories is misleading. It invites people to suspend doubt, which is precisely the opposite of the scientific stance. Religions deal in absolute truth. Science is something much better than that, precisely because it is rationally humble.

Science is fundamentally subject to abductive, statistical reasoning. As such, the whole "doubt" and "humility" shtick wears out once you get to well-tested ideas.

We do not have "some evidence" that "supports", for instance, our conclusion that the Earth orbits the sun. We can simply say that all available evidence supports such a statement. We can imagine some chance, some probability, that the statement is wrong, but that probability involves revoking so very much of our established corpus of scientific observations that it makes no odds. In well-established matters like these, underconfidence in colloquial speech is every bit as misleading as overconfidence in bleeding-edge research.

Note that when you start trying to talk about things anti-scientific people wish to dispute, such as evolution and global warming, all of a sudden it's the enemies of science yacking on about the humility of mere empiricism, as though empiricism is mere.
Conspiracy Theories – There’s something behind that
Kluge Prize
I came to the conclusion that Rob Rhinehart's musings were mostly satire. Could I be giving him to much credit?

I do however strongly agree with this though "he’s marketing a pseudoscientific bullshit product, Soylent".