Moreta — Payments made easy for international travelers.
Location: San Francisco, CA, USA
Industry: Fintech -> Payments
Tags: Fintech, Payments, Consumer, Travel
YC batch: S24 | Status: Active | Team size: 2

At Moreta, we simplify payments for international travelers, letting you pay for anything using just your phone. Say goodbye to the hassle of searching for the best cash exchange rates or ATMs on your next adventure. With Moreta, paying local merchants is easy, and the best part? Transparent fees.

We came up with Moreta while on our own backpacking adventures. Watching locals pay with a simple scan while we fumbled with cards and cash. So, we created a solution. By syncing with local payment networks, Moreta lets you pay like a local—securely and digitally—without needing a bank account in every country.

We’re starting in Asia, where QR code digital wallets are taking over and are now the top choice at checkout. As these wallets start to join forces for cross-border payments, Moreta will be the first to bridge the gap for international travelers from card-centric markets to seamlessly tap into these local networks. Moreta will target 67 million travelers arriving in the region each year, who together have $127 billion in everyday expenditure.