sharick008/convfinqa huggingface dataset:
humana inc . notes to consolidated financial statements 2014 ( continued ) the total intrinsic value of stock options exercised during 2007 was $ 133.9 million , compared with $ 133.7 million during 2006 and $ 57.8 million during 2005 . cash received from stock option exercises for the years ended december 31 , 2007 , 2006 , and 2005 totaled $ 62.7 million , $ 49.2 million , and $ 36.4 million , respectively . total compensation expense related to nonvested options not yet recognized was $ 23.6 million at december 31 , 2007 . we expect to recognize this compensation expense over a weighted average period of approximately 1.6 years . restricted stock awards restricted stock awards are granted with a fair value equal to the market price of our common stock on the date of grant . compensation expense is recorded straight-line over the vesting period , generally three years from the date of grant . the weighted average grant date fair value of our restricted stock awards was $ 63.59 , $ 54.36 , and $ 32.81 for the years ended december 31 , 2007 , 2006 , and 2005 , respectively . activity for our restricted stock awards was as follows for the year ended december 31 , 2007 : shares weighted average grant-date fair value .

shares: nonvested restricted stock at december 31 2006: 1107455
granted: 852353
vested: -51206
forfeited: -63624
nonvested restricted stock at december 31 2007: 1844978
weighted average grant-date fair value: nonvested restricted stock at december 31 2006: 45.86
granted: 63.59
vested: 56.93
forfeited: 49.65
nonvested restricted stock at december 31 2007: 53.61

the fair value of shares vested during the years ended december 31 , 2007 , 2006 , and 2005 was $ 3.4 million , $ 2.3 million , and $ 0.6 million , respectively . total compensation expense related to nonvested restricted stock awards not yet recognized was $ 44.7 million at december 31 , 2007 . we expect to recognize this compensation expense over a weighted average period of approximately 1.4 years . there are no other contractual terms covering restricted stock awards once vested. .

Questions:
what is the ratio of the 2007 weighted average grant date fair value of the restricted stocks to 2006?
what is that value less 1?

Answers:
1.1697
16.97%
notes to consolidated financial statements 236 jpmorgan chase & co./2010 annual report the table below sets forth the accretable yield activity for the firm 2019s pci consumer loans for the years ended december 31 , 2010 , 2009 and .

year ended december 31 , 2010: balance january 1: 25544
washington mutual acquisition: 2014
accretion into interest income: -3232
changes in interest rates on variable rate loans: -819
other changes in expected cash flows ( a ): -2396
balance december 31: 19097
accretable yield percentage: -4.35
year ended december 31 , 2009: balance january 1: 32619
washington mutual acquisition: 2014
accretion into interest income: -4363
changes in interest rates on variable rate loans: -4849
other changes in expected cash flows ( a ): 2137
balance december 31: 25544
accretable yield percentage: -5.14
2008: balance january 1: 2014
washington mutual acquisition: 39454
accretion into interest income: -1292
changes in interest rates on variable rate loans: -5543
other changes in expected cash flows ( a ): 2014
balance december 31: 32619
accretable yield percentage: -5.81

( a ) other changes in expected cash flows may vary from period to period as the firm continues to refine its cash flow model and periodically updates model assumptions . for the years ended december 31 , 2010 and 2009 , other changes in expected cash flows were principally driven by changes in prepayment assumptions , as well as reclassification to the nonaccretable difference . such changes are expected to have an insignificant impact on the accretable yield percentage . the factors that most significantly affect estimates of gross cash flows expected to be collected , and accordingly the accretable yield balance , include : ( i ) changes in the benchmark interest rate indices for variable rate products such as option arm and home equity loans ; and ( ii ) changes in prepayment assump- tions . to date , the decrease in the accretable yield percentage has been primarily related to a decrease in interest rates on vari- able-rate loans and , to a lesser extent , extended loan liquida- tion periods . certain events , such as extended loan liquidation periods , affect the timing of expected cash flows but not the amount of cash expected to be received ( i.e. , the accretable yield balance ) . extended loan liquidation periods reduce the accretable yield percentage because the same accretable yield balance is recognized against a higher-than-expected loan balance over a longer-than-expected period of time. .

Questions:
what was the balance of total pci consumer loans in 2010?
and in 2009?
so combined, what was the total value for these two years?
and the average value?

Answers:
19097
25544
44642.0
22321
performance graph the graph below compares the cumulative total shareholder return on pmi's common stock with the cumulative total return for the same period of pmi's compensation survey group and the s&p 500 index . the graph assumes the investment of $ 100 as of december 31 , 2010 , in pmi common stock ( at prices quoted on the new york stock exchange ) and each of the indices as of the market close and reinvestment of dividends on a quarterly basis . date pmi pmi compensation survey group ( 12 ) s&p 500 index .

pmi: december 31 2010: 100
december 31 2011: 139.8
december 31 2012: 154.6
december 31 2013: 167.7
december 31 2014: 164.2
december 31 2015: 186.2
pmi compensation survey group ( 12 ): december 31 2010: 100
december 31 2011: 114.1
december 31 2012: 128
december 31 2013: 163.6
december 31 2014: 170.1
december 31 2015: 179.2
s&p 500 index: december 31 2010: 100
december 31 2011: 102.1
december 31 2012: 118.5
december 31 2013: 156.8
december 31 2014: 178.3
december 31 2015: 180.8

( 1 ) the pmi compensation survey group consists of the following companies with substantial global sales that are direct competitors ; or have similar market capitalization ; or are primarily focused on consumer products ( excluding high technology and financial services ) ; and are companies for which comparative executive compensation data are readily available : bayer ag , british american tobacco p.l.c. , the coca-cola company , diageo plc , glaxosmithkline , heineken n.v. , imperial brands plc ( formerly , imperial tobacco group plc ) , johnson & johnson , mcdonald's corp. , international , inc. , nestl e9 s.a. , novartis ag , pepsico , inc. , pfizer inc. , roche holding ag , unilever nv and plc and vodafone group plc . ( 2 ) on october 1 , 2012 , international , inc . ( nasdaq : mdlz ) , formerly kraft foods inc. , announced that it had completed the spin-off of its north american grocery business , kraft foods group , inc . ( nasdaq : krft ) . international , inc . was retained in the pmi compensation survey group index because of its global footprint . the pmi compensation survey group index total cumulative return calculation weights international , inc.'s total shareholder return at 65% ( 65 % ) of historical kraft foods inc.'s market capitalization on december 31 , 2010 , based on international , inc.'s initial market capitalization relative to the combined market capitalization of international , inc . and kraft foods group , inc . on october 2 , 2012 . note : figures are rounded to the nearest $ 0.10. .

Questions:
what is the net increase of a $100 investment in pmi from 2010 to 2015?
what rate of return does this represent?
what is the value of an investment in s&p500 in 2015?
what is the net change in this investment?
what rate of return does this represent?
what is the difference of the rate of return between pmi and s&p500?

Answers:
86.20
86.20%
180.80
80.8
80.8%
5.40%
stock options 2005 stock and incentive plan in june 2005 , the stockholders of the company approved the 2005 stock and incentive plan ( the 2005 stock plan ) . upon adoption of the 2005 stock plan , issuance of options under the company 2019s existing 2000 stock plan ceased . additionally , in connection with the acquisition of solexa , the company assumed stock options granted under the 2005 solexa equity incentive plan ( the 2005 solexa equity plan ) . as of december 30 , 2007 , an aggregate of up to 13485619 shares of the company 2019s common stock were reserved for issuance under the 2005 stock plan and the 2005 solexa equity plan . the 2005 stock plan provides for an automatic annual increase in the shares reserved for issuance by the lesser of 5% ( 5 % ) of outstanding shares of the company 2019s common stock on the last day of the immediately preceding fiscal year , 1200000 shares or such lesser amount as determined by the company 2019s board of directors . as of december 30 , 2007 , options to purchase 1834384 shares remained available for future grant under the 2005 stock plan and 2005 solexa equity plan . the company 2019s stock option activity under all stock option plans from january 2 , 2005 through december 30 , 2007 is as follows : options weighted- average exercise price .

options: outstanding at january 2 2005: 6205020
granted: 3784508
exercised: -2179286
cancelled: -964740
outstanding at january 1 2006: 7325431
outstanding at december 31 2006: 8359120
options assumed through business combination: 1424332
outstanding at december 30 2007: 10423934
weighted- average exercise price: outstanding at january 2 2005: 6.99
granted: 40.64
exercised: 12.06
cancelled: 22.38
outstanding at january 1 2006: 7.96
outstanding at december 31 2006: 13.94
options assumed through business combination: 21.37
outstanding at december 30 2007: 24.26

illumina , inc . notes to consolidated financial statements 2014 ( continued ) .

Questions:
what was the total value of granted options in 2006 using the number of options and the weighted-average exercise price?
and converted to the tens place?

Answers:
71397402
71.4
stock performance graph the following performance graph compares the cumulative total return ( including dividends ) to the holders of our common stock from december 31 , 2002 through december 31 , 2007 , with the cumulative total returns of the nyse composite index , the ftse nareit composite reit index ( the 201call reit index 201d ) , the ftse nareit healthcare equity reit index ( the 201chealthcare reit index 201d ) and the russell 1000 index over the same period . the comparison assumes $ 100 was invested on december 31 , 2002 in our common stock and in each of the foregoing indices and assumes reinvestment of dividends , as applicable . we have included the nyse composite index in the performance graph because our common stock is listed on the nyse . we have included the other indices because we believe that they are either most representative of the industry in which we compete , or otherwise provide a fair basis for comparison with ventas , and are therefore particularly relevant to an assessment of our performance . the figures in the table below are rounded to the nearest dollar. .

12/31/2002: ventas: 100
nyse composite index: 100
all reit index: 100
healthcare reit index: 100
russell 1000 index: 100
12/31/2003: ventas: 206
nyse composite index: 132
all reit index: 138
healthcare reit index: 154
russell 1000 index: 130
12/31/2004: ventas: 270
nyse composite index: 151
all reit index: 181
healthcare reit index: 186
russell 1000 index: 145
12/31/2005: ventas: 331
nyse composite index: 166
all reit index: 196
healthcare reit index: 189
russell 1000 index: 154
12/31/2006: ventas: 457
nyse composite index: 200
all reit index: 262
healthcare reit index: 273
russell 1000 index: 178
12/31/2007: ventas: 512
nyse composite index: 217
all reit index: 215
healthcare reit index: 279
russell 1000 index: 188

ventas nyse composite index all reit index healthcare reit index russell 1000 index .

Questions:
what is the value of the investment in ventas at the end of 2007?
what about at the end of 2002?
what is the change in value of this investment?
what percentage change does this represent?

Answers:
512
100
412
412%
consolidated 2005 results of operations was an estimated reduction of gross profit and a corresponding decrease to inventory , at cost , of $ 5.2 million . store pre-opening costs pre-opening costs related to new store openings and the construction periods are expensed as incurred . property and equipment property and equipment are recorded at cost . the company provides for depreciation and amortization on a straight-line basis over the following estimated useful lives: .

20: buildings: 39
furniture fixtures and equipment: 3

improvements of leased properties are amortized over the shorter of the life of the applicable lease term or the estimated useful life of the asset . impairment of long-lived assets when indicators of impairment are present , the company evaluates the carrying value of long-lived assets , other than goodwill , in relation to the operating performance and future cash flows or the appraised values of the underlying assets . in accordance with sfas 144 , 201caccounting for the impairment or disposal of long-lived assets , 201d the company reviews for impairment stores open more than two years for which current cash flows from operations are negative . impairment results when the carrying value of the assets exceeds the undiscounted future cash flows over the life of the lease . the company 2019s estimate of undiscounted future cash flows over the lease term is based upon historical operations of the stores and estimates of future store profitability which encompasses many factors that are subject to variability and difficult to predict . if a long-lived asset is found to be impaired , the amount recognized for impairment is equal to the difference between the carrying value and the asset 2019s fair value . the fair value is estimated based primarily upon future cash flows ( discounted at the company 2019s credit adjusted risk-free rate ) or other reasonable estimates of fair market value . assets to be disposed of are adjusted to the fair value less the cost to sell if less than the book value . the company recorded impairment charges , included in sg&a expense , of approximately $ 9.4 million in 2006 , $ 0.6 million in 2005 and $ 0.2 million in 2004 to reduce the carrying value of certain of its stores 2019 assets as deemed necessary due to negative sales trends and cash flows at these locations . the majority of the 2006 charges were recorded pursuant to certain strategic initiatives discussed in note 2 . other assets other assets consist primarily of long-term investments , qualifying prepaid expenses , debt issuance costs which are amortized over the life of the related obligations , utility and security deposits , life insurance policies and goodwill. .

Questions:
what was the total amount in impairment charges recorded in the year of 2006, in millions?
and what was that of 2005, also in millions??
what was, then, the total impairment charges recorded in both of those years, in millions?
what was the the total amount in impairment charges recorded in the year of 2004, in millions?
including 2004, what would then be the total sum of impairment charges recorded in those three years?

Answers:
9.4
0.6
10.0
0.2
10.2
entergy corporation and subsidiaries notes to financial statements as of december 31 , 2008 , system energy had future minimum lease payments ( reflecting an implicit rate of 5.13% ( 5.13 % ) ) , which are recorded as long-term debt as follows : amount ( in thousands ) .

amount ( in thousands ): 2009: 47760
2010: 48569
2011: 49437
2012: 49959
2013: 50546
years thereafter: 103890
total: 350161
less : amount representing interest: 54857
present value of net minimum lease payments: 295304

.

Questions:
what portion of the total minimum lease payments is related to interest?
what about the portion that is due after 2013?

Answers:
15.7%
.2967
performance graph the graph below compares the cumulative total shareholder return on pmi's common stock with the cumulative total return for the same period of pmi's compensation survey group and the s&p 500 index . the graph assumes the investment of $ 100 as of december 31 , 2010 , in pmi common stock ( at prices quoted on the new york stock exchange ) and each of the indices as of the market close and reinvestment of dividends on a quarterly basis . date pmi pmi compensation survey group ( 12 ) s&p 500 index .

pmi: december 31 2010: 100
december 31 2011: 139.8
december 31 2012: 154.6
december 31 2013: 167.7
december 31 2014: 164.2
december 31 2015: 186.2
pmi compensation survey group ( 12 ): december 31 2010: 100
december 31 2011: 114.1
december 31 2012: 128
december 31 2013: 163.6
december 31 2014: 170.1
december 31 2015: 179.2
s&p 500 index: december 31 2010: 100
december 31 2011: 102.1
december 31 2012: 118.5
december 31 2013: 156.8
december 31 2014: 178.3
december 31 2015: 180.8

( 1 ) the pmi compensation survey group consists of the following companies with substantial global sales that are direct competitors ; or have similar market capitalization ; or are primarily focused on consumer products ( excluding high technology and financial services ) ; and are companies for which comparative executive compensation data are readily available : bayer ag , british american tobacco p.l.c. , the coca-cola company , diageo plc , glaxosmithkline , heineken n.v. , imperial brands plc ( formerly , imperial tobacco group plc ) , johnson & johnson , mcdonald's corp. , international , inc. , nestl e9 s.a. , novartis ag , pepsico , inc. , pfizer inc. , roche holding ag , unilever nv and plc and vodafone group plc . ( 2 ) on october 1 , 2012 , international , inc . ( nasdaq : mdlz ) , formerly kraft foods inc. , announced that it had completed the spin-off of its north american grocery business , kraft foods group , inc . ( nasdaq : krft ) . international , inc . was retained in the pmi compensation survey group index because of its global footprint . the pmi compensation survey group index total cumulative return calculation weights international , inc.'s total shareholder return at 65% ( 65 % ) of historical kraft foods inc.'s market capitalization on december 31 , 2010 , based on international , inc.'s initial market capitalization relative to the combined market capitalization of international , inc . and kraft foods group , inc . on october 2 , 2012 . note : figures are rounded to the nearest $ 0.10. .

Questions:
what was the value of pmi at end of 2015?
what is that less the initial $100 assumption?
what is the percent change?
what is the value of the s&p index at the end of 2015 less the initial $100 investment?
what is the percent change?
what is the difference of the percent change in pmi and the percent change in the s&p?

Answers:
186.20
86.2
86.2%
80.8
80.8%
5.40%
performance graph the graph below compares the cumulative total shareholder return on pmi's common stock with the cumulative total return for the same period of pmi's peer group and the s&p 500 index . the graph assumes the investment of $ 100 as of december 31 , 2012 , in pmi common stock ( at prices quoted on the new york stock exchange ) and each of the indices as of the market close and reinvestment of dividends on a quarterly basis . date pmi pmi peer group ( 1 ) s&p 500 index .

pmi: december 31 2012: 100
december 31 2013: 108.5
december 31 2014: 106.2
december 31 2015: 120.4
december 31 2016: 130.8
december 31 2017: 156.8
pmi peer group ( 1 ): december 31 2012: 100
december 31 2013: 122.8
december 31 2014: 132.5
december 31 2015: 143.5
december 31 2016: 145.6
december 31 2017: 172.7
s&p 500 index: december 31 2012: 100
december 31 2013: 132.4
december 31 2014: 150.5
december 31 2015: 152.6
december 31 2016: 170.8
december 31 2017: 208.1

( 1 ) the pmi peer group presented in this graph is the same as that used in the prior year , except reynolds american inc . was removed following the completion of its acquisition by british american tobacco p.l.c . on july 25 , 2017 . the pmi peer group was established based on a review of four characteristics : global presence ; a focus on consumer products ; and net revenues and a market capitalization of a similar size to those of pmi . the review also considered the primary international tobacco companies . as a result of this review , the following companies constitute the pmi peer group : altria group , inc. , anheuser-busch inbev sa/nv , british american tobacco p.l.c. , the coca-cola company , colgate-palmolive co. , diageo plc , heineken n.v. , imperial brands plc , japan tobacco inc. , johnson & johnson , kimberly-clark corporation , the kraft-heinz company , mcdonald's corp. , mondel z international , inc. , nestl e9 s.a. , pepsico , inc. , the procter & gamble company , roche holding ag , and unilever nv and plc . note : figures are rounded to the nearest $ 0.10. .

Questions:
what is the value of an investment in pmi as of decemeber 31, 2017?
what is the net increase from the initial value?
what percentage change does this represent?

Answers:
156.80
56.80
56.80%
net unfunded credit commitments .

2007: commercial: 39171
consumer: 10875
commercial real estate: 2734
other: 567
total: 53347
2006: commercial: 31009
consumer: 10495
commercial real estate: 2752
other: 579
total: 44835

commitments to extend credit represent arrangements to lend funds subject to specified contractual conditions . at december 31 , 2007 , commercial commitments are reported net of $ 8.9 billion of participations , assignments and syndications , primarily to financial services companies . the comparable amount at december 31 , 2006 was $ 8.3 billion . commitments generally have fixed expiration dates , may require payment of a fee , and contain termination clauses in the event the customer 2019s credit quality deteriorates . based on our historical experience , most commitments expire unfunded , and therefore cash requirements are substantially less than the total commitment . consumer home equity lines of credit accounted for 80% ( 80 % ) of consumer unfunded credit commitments . unfunded credit commitments related to market street totaled $ 8.8 billion at december 31 , 2007 and $ 5.6 billion at december 31 , 2006 and are included in the preceding table primarily within the 201ccommercial 201d and 201cconsumer 201d categories . note 24 commitments and guarantees includes information regarding standby letters of credit and bankers 2019 acceptances . at december 31 , 2007 , the largest industry concentration was for general medical and surgical hospitals , which accounted for approximately 5% ( 5 % ) of the total letters of credit and bankers 2019 acceptances . at december 31 , 2007 , we pledged $ 1.6 billion of loans to the federal reserve bank ( 201cfrb 201d ) and $ 33.5 billion of loans to the federal home loan bank ( 201cfhlb 201d ) as collateral for the contingent ability to borrow , if necessary . certain directors and executive officers of pnc and its subsidiaries , as well as certain affiliated companies of these directors and officers , were customers of and had loans with subsidiary banks in the ordinary course of business . all such loans were on substantially the same terms , including interest rates and collateral , as those prevailing at the time for comparable transactions with other customers and did not involve more than a normal risk of collectibility or present other unfavorable features . the aggregate principal amounts of these loans were $ 13 million at december 31 , 2007 and $ 18 million at december 31 , 2006 . during 2007 , new loans of $ 48 million were funded and repayments totaled $ 53 million. .

Questions:
what was the total of commercial commitments net of participations , assignments and syndications , primarily to financial services companies in 2007, in billions?
and what was it in 2006, also in billions?
what was, then, the change over the year?
and in the last year of that period, what percentage of the consumer unfunded credit commitments did the consumer home equity lines of credit account for?
and what were those consumer unfunded credit commitments?
what was, then, the value of the consumer home equity lines of credit?

Answers:
8.9
8.3
0.6
80%
10875
8699.4