included in the corporate and consumer loan tables above are purchased distressed loans , which are loans that have evidenced significant credit deterioration subsequent to origination but prior to acquisition by citigroup . in accordance with sop 03-3 , the difference between the total expected cash flows for these loans and the initial recorded investments is recognized in income over the life of the loans using a level yield . accordingly , these loans have been excluded from the impaired loan information presented above . in addition , per sop 03-3 , subsequent decreases to the expected cash flows for a purchased distressed loan require a build of an allowance so the loan retains its level yield . however , increases in the expected cash flows are first recognized as a reduction of any previously established allowance and then recognized as income prospectively over the remaining life of the loan by increasing the loan 2019s level yield . where the expected cash flows cannot be reliably estimated , the purchased distressed loan is accounted for under the cost recovery method . the carrying amount of the company 2019s purchased distressed loan portfolio at december 31 , 2010 was $ 392 million , net of an allowance of $ 77 million as of december 31 , 2010 . the changes in the accretable yield , related allowance and carrying amount net of accretable yield for 2010 are as follows : in millions of dollars accretable carrying amount of loan receivable allowance .

accretable yield: beginning balance: 27
purchases ( 1 ): 1
disposals/payments received: -11
accretion: -44
builds ( reductions ) to the allowance: 128
increase to expected cash flows: -2
fx/other: 17
balance at december 31 2010 ( 2 ): 116
carrying amount of loan receivable: beginning balance: 920
purchases ( 1 ): 130
disposals/payments received: -594
accretion: 44
builds ( reductions ) to the allowance: 2014
increase to expected cash flows: 19
fx/other: -50
balance at december 31 2010 ( 2 ): 469
allowance: beginning balance: 95
purchases ( 1 ): 2014
disposals/payments received: 2014
accretion: 2014
builds ( reductions ) to the allowance: -18
increase to expected cash flows: 2014
fx/other: 2014
balance at december 31 2010 ( 2 ): 77

( 1 ) the balance reported in the column 201ccarrying amount of loan receivable 201d consists of $ 130 million of purchased loans accounted for under the level-yield method and $ 0 under the cost-recovery method . these balances represent the fair value of these loans at their acquisition date . the related total expected cash flows for the level-yield loans were $ 131 million at their acquisition dates . ( 2 ) the balance reported in the column 201ccarrying amount of loan receivable 201d consists of $ 315 million of loans accounted for under the level-yield method and $ 154 million accounted for under the cost-recovery method. .

Questions:
in the year of 2010, what percentage did the net allowance represent in relation to the carrying amount of the company 2019s purchased distressed loan portfolio?
and what was the combined total of this net allowance and the carrying amount?
what percentage did this total represent in relation to the carrying amount?

Answers:
19.6%
469
16%