management 2019s discussion and analysis 130 jpmorgan chase & co./2013 annual report wholesale credit portfolio the wholesale credit environment remained favorable throughout 2013 driving an increase in commercial client activity . discipline in underwriting across all areas of lending continues to remain a key point of focus , consistent with evolving market conditions and the firm 2019s risk management activities . the wholesale portfolio is actively managed , in part by conducting ongoing , in-depth reviews of credit quality and of industry , product and client concentrations . during the year , wholesale criticized assets and nonperforming assets decreased from higher levels experienced in 2012 , including a reduction in nonaccrual loans by 39% ( 39 % ) . as of december 31 , 2013 , wholesale exposure ( primarily cib , cb and am ) increased by $ 13.7 billion from december 31 , 2012 , primarily driven by increases of $ 11.4 billion in lending-related commitments and $ 8.4 billion in loans reflecting increased client activity primarily in cb and am . these increases were partially offset by a $ 9.2 billion decrease in derivative receivables . derivative receivables decreased predominantly due to reductions in interest rate derivatives driven by an increase in interest rates and reductions in commodity derivatives due to market movements . the decreases were partially offset by an increase in equity derivatives driven by a rise in equity markets . wholesale credit portfolio december 31 , credit exposure nonperforming ( d ) .

december 31 , 2013: loans retained: 308263
loans held-for-sale: 11290
loans at fair value ( a ): 2011
loans 2013 reported: 321564
derivative receivables: 65759
receivables from customers and other ( b ): 26744
total wholesale credit-related assets: 414067
lending-related commitments: 446232
total wholesale credit exposure: 860299
credit portfolio management derivatives notional net ( c ): -27996
liquid securities and other cash collateral held against derivatives: -14435
december 31 , 2012: loans retained: 306222
loans held-for-sale: 4406
loans at fair value ( a ): 2555
loans 2013 reported: 313183
derivative receivables: 74983
receivables from customers and other ( b ): 23648
total wholesale credit-related assets: 411814
lending-related commitments: 434814
total wholesale credit exposure: 846628
credit portfolio management derivatives notional net ( c ): -27447
liquid securities and other cash collateral held against derivatives: -15201
2013: loans retained: 821
loans held-for-sale: 26
loans at fair value ( a ): 197
loans 2013 reported: 1044
derivative receivables: 415
receivables from customers and other ( b ): 2014
total wholesale credit-related assets: 1459
lending-related commitments: 206
total wholesale credit exposure: 1665
credit portfolio management derivatives notional net ( c ): -5
liquid securities and other cash collateral held against derivatives: na
2012: loans retained: 1434
loans held-for-sale: 18
loans at fair value ( a ): 265
loans 2013 reported: 1717
derivative receivables: 239
receivables from customers and other ( b ): 2014
total wholesale credit-related assets: 1956
lending-related commitments: 355
total wholesale credit exposure: 2311
credit portfolio management derivatives notional net ( c ): -25
liquid securities and other cash collateral held against derivatives: na

receivables from customers and other ( b ) 26744 23648 2014 2014 total wholesale credit- related assets 414067 411814 1459 1956 lending-related commitments 446232 434814 206 355 total wholesale credit exposure $ 860299 $ 846628 $ 1665 $ 2311 credit portfolio management derivatives notional , net ( c ) $ ( 27996 ) $ ( 27447 ) $ ( 5 ) $ ( 25 ) liquid securities and other cash collateral held against derivatives ( 14435 ) ( 15201 ) na na ( a ) during 2013 , certain loans that resulted from restructurings that were previously classified as performing were reclassified as nonperforming loans . prior periods were revised to conform with the current presentation . ( b ) receivables from customers and other primarily includes margin loans to prime and retail brokerage customers ; these are classified in accrued interest and accounts receivable on the consolidated balance sheets . ( c ) represents the net notional amount of protection purchased and sold through credit derivatives used to manage both performing and nonperforming wholesale credit exposures ; these derivatives do not qualify for hedge accounting under u.s . gaap . excludes the synthetic credit portfolio . for additional information , see credit derivatives on pages 137 2013138 , and note 6 on pages 220 2013233 of this annual report . ( d ) excludes assets acquired in loan satisfactions. .

Questions:
what is the net value change in loans reported from 2012 to 2013?
what is the percent change from 2012 to 2013?

Answers:
8381
3%