Question: when was the electronic funds transfer act signed into law
[{'answer': 'in 1978', 'provenance': [{'wikipedia_id': '5724643', 'title': 'Electronic Fund Transfer Act', 'start_paragraph_id': 1, 'start_character': 65, 'end_paragraph_id': 1, 'end_character': 72, 'bleu_score': 1.0, 'section': 'Section::::Abstract.'}]}, {'answer': '1978', 'provenance': [{'wikipedia_id': '5724643', 'title': 'Electronic Fund Transfer Act', 'start_paragraph_id': 1, 'start_character': 68, 'end_paragraph_id': 1, 'end_character': 72, 'bleu_score': 1.0, 'section': 'Section::::Abstract.'}]}, {'answer': 'November 10 , 1978'}, {'provenance': [{'wikipedia_id': '5724643', 'title': 'Electronic Fund Transfer Act', 'start_paragraph_id': 1, 'start_character': 0, 'end_paragraph_id': 1, 'end_character': 255, 'bleu_score': 0.950578622812921, 'meta': {'yes_no_answer': 'NONE', 'annotation_id': 328957906317517040}, 'section': 'Section::::Abstract.'}]}, {'provenance': [{'wikipedia_id': '5724643', 'title': 'Electronic Fund Transfer Act', 'section': 'Section::::Abstract.', 'start_paragraph_id': 1, 'end_paragraph_id': 1, 'meta': {'evidence_span': ['The Electronic Fund Transfer Act was passed by the U.S. Congress in 1978', 'The Electronic Fund Transfer Act was passed by the U.S. Congress in 1978 and signed by President Jimmy Carter, to establish the rights and liabilities of consumers as well as the responsibilities of all participants in electronic funds transfer activities.', 'The Electronic Fund Transfer Act was passed by the U.S. Congress in 1978 and signed by President Jimmy Carter, to establish the rights and liabilities of consumers as well as the responsibilities of all participants in electronic funds transfer activities.']}}]}, {'provenance': [{'wikipedia_id': '59063203', 'title': 'Financial privacy laws in the United States', 'section': 'Section::::Federal laws.:Fair Debt Collection Practices Act.\n', 'start_paragraph_id': 51, 'end_paragraph_id': 51, 'meta': {'evidence_span': ['The Electronic Funds Transfer Act was passed by congress in 1978', 'The Electronic Funds Transfer Act was passed by congress in 1978 to regulate the then growing use of electronic transfer of funds. The act implemented requirements']}}]}, {'provenance': [{'wikipedia_id': '2933543', 'title': 'Electronic funds transfer', 'section': 'Section::::Abstract.', 'start_paragraph_id': 2, 'end_paragraph_id': 2, 'meta': {'evidence_span': ['According to the United States Electronic Fund Transfer Act of 1978', 'Electronic funds transfer (EFT) are electronic transfer of money from one bank account to another, either within a single financial institution or across multiple institutions, via computer-based systems, without the direct intervention of bank staff. According to the United States Electronic Fund Transfer Act of 1978 it is "a funds transfer initiated through an electronic terminal, telephone, computer (including on-line banking) or magnetic tape for the purpose of ordering, instructing, or authorizing a financial institution to debit or credit a consumer\'s account."', 'According to the United States Electronic Fund Transfer Act of 1978 it is "a funds transfer initiated through an electronic terminal, telephone, computer (including on-line banking) or magnetic tape for the purpose of ordering, instructing, or authorizing a financial institution to debit or credit a consumer\'s account."']}}]}]