Question: when did the consumer protection act came into effect
[{'answer': 'July 21 , 2010', 'provenance': [{'wikipedia_id': '25037165', 'title': 'Dodd–Frank Wall Street Reform and Consumer Protection Act', 'start_paragraph_id': 212, 'start_character': 68, 'end_paragraph_id': 212, 'end_character': 82, 'bleu_score': 1.0, 'section': 'Section::::Provisions.:Title X—Bureau of Consumer Financial Protection.\n'}]}]