Question: who is covered by the fair debt collection practices act
[{'answer': 'consumers', 'provenance': [{'wikipedia_id': '787001', 'title': 'Fair Debt Collection Practices Act', 'start_paragraph_id': 1, 'start_character': 482, 'end_paragraph_id': 1, 'end_character': 491, 'bleu_score': 1.0, 'section': 'Section::::Abstract.'}]}, {'provenance': [{'wikipedia_id': '787001', 'title': 'Fair Debt Collection Practices Act', 'start_paragraph_id': 1, 'start_character': 0, 'end_paragraph_id': 1, 'end_character': 884, 'bleu_score': 0.946515377991001, 'meta': {'yes_no_answer': 'NONE', 'annotation_id': 461804362759919847}, 'section': 'Section::::Abstract.'}]}]