A study published in the winter 1996 edition of the Journal of Student Financial Aid, “How Much Student Loan Debt Is Too Much?” suggested that the monthly student debt payment for the average undergraduate should not exceed 8% of total monthly income after graduation.
在1996冬的學生資助雜誌發表的一項研究中，文章“學生貸款債務有多少，是太多了嗎？”畢業後，建議本科學生平均每月債務付還的總收入不應該超過8％。