In addition, the "creditable coverage" provisions of the Health Insurance Portability and Accountability Act of 1996 are often considered to be a federal guaranteed issue regulation which some states fulfilled using a high-risk pool program.
此外， 1996年的《健康保险便携性和责任法案》中 "诚信的全覆盖"条款， 经常被认为是一个联邦保证争点规章 ，一些州采用一个 高风险池 的程序来执行这些条款。