As of 2012, the EPF functions by requiring a contribution of at least 11% of each member's monthly salary and storing it in a savings account, while the member's employer is obligated to additionally fund at least 12% of employee's salary to the savings at the same time (13% if salary is below RM5,000).
截至2012年，雇员公积金要求每个成员至少11％的月薪存储在公积金中，同时，会员的雇主有义务额外资助至少12％的员工工资（如果工资低于5,000令吉，则为13％）存储在会员的公积金中。