Monetary reforms that included full-reserve banking have been proposed in the past, notably in 1935 by a group of economists, including Irving Fisher, as a response to the Great Depression.
在過去的貨幣改革，充分儲備銀行業務被許多經濟學家廣泛提出，特別是在1935年有一群經濟學家，其中包括欧文·费雪，這些思維主要是對於大蕭條做出回應。