Access to credit is based on reasonable terms, such as the group lending system and weekly-instalment payments, with reasonably long terms of loans, enabling the poor to build on their existing skills to earn better income in each cycle of loans.
获得信贷以一些条件为前提，如集团贷款制度和每周分期付款，贷款期限较长，使穷人能够利用现有的技能，在每一个贷款周期中获得更好的收入。