The key characteristic of the Morgan banking style, perpetuated by J. P. Morgan, exists where banks "perpetuate an ancient European tradition of wholesale banking, serving governments, large corporations, and rich individuals".
摩根银行业风格的主要特征由J.P.摩根所延续，体现于这些银行“延续了古老欧洲大型银行的传统，服务政府、大型企业和富人”。