Skingsley also states: "Another important question is whether the Riksbank should issue e-krona directly to the general public or go via the banks, as we do now with banknotes and coins."
また、「もう一つ重要な疑問は、国立銀行が e-クローナを直接民衆に向けて発行すべきなのか、現在の紙幣や硬貨と同じように銀行を通じて発行すべきなのかということである」 "Another important question is whether the Riksbank should issue e-krona directly to the general public or go via the banks, as we do now with banknotes and coins." とも述べている。