Credit spreads—the difference in interest rates between theoretically "risk-free" investments such as U.S. treasuries or LIBOR and investments that carry some risk of default—reflect credit analysis by financial market participants.
Sebaran kredit--perbedaan dalam suku bunga antara investasi "tanpa-risiko" secara teoretis seperti treasury di Amerika Serikat atau LIBOR di Inggris dan investasi yang mengandung beberapa risiko gagal bayar--mencerminkan analisis kredit oleh pelaku pasar keuangan.