In 2001, as co-chairman of the bipartisan Joint Committee on Administrative Rules, Obama supported Republican Governor Ryan's payday loan regulations and predatory mortgage lending regulations aimed at averting home foreclosures.
Tahun 2001, selaku ketua bersama Joint Committee on Administrative Rules, Obama mendukung peraturan pinjaman upah dan pemberian pinjaman gadai predator usulan Gubernur Ryan dari Partai Republik yang bertujuan menghindari penyitaan rumah.