EDGAR 10-K Filing

Company CIK: 1499357
Filing Year: 2021
Filename: 1499357_10-K_2021_0001499357-21-000010.json

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ITEM 1. BUSINESS
Item 1.
Business*

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ITEM 1A. RISK FACTORS
Item 1A.
Risk Factors*

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ITEM 1B. UNRESOLVED STAFF COMMENTS
Item 1B.
Unresolved Staff Comments

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ITEM 2. PROPERTIES
Item 2.
Properties*

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ITEM 3. LEGAL PROCEEDINGS
Item 3.
Legal Proceedings*

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ITEM 4. MINE SAFETY DISCLOSURE
Item 4.
Mine Safety Disclosures
Part II

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ITEM 5. MARKET FOR REGISTRANT'S COMMON EQUITY
Item 5.
Market For Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities*

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ITEM 6. SELECTED FINANCIAL DATA
Item 6.
Selected Financial Data*

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ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS
Item 7.
Management’s Discussion and Analysis of Financial Condition and Results of Operations*

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ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
Item 7A.
Quantitative and Qualitative Disclosures About Market Risk*

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ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
Item 8.
Financial Statements and Supplementary Data*

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ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS
Item 9.
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure*

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ITEM 9A. CONTROLS AND PROCEDURES
Item 9A.
Controls and Procedures*

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ITEM 9B. OTHER INFORMATION
Item 9B.
Other Information
Part III

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ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE
Item 10.
Directors, Executive Officers and Corporate Governance*

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ITEM 11. EXECUTIVE COMPENSATION
Item 11.
Executive Compensation*

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ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS
Item 12.
Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters*

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ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS
Item 13.
Certain Relationships and Related Transactions and Director Independence*

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ITEM 14. PRINCIPAL ACCOUNTING FEES AND SERVICES
Item 14.
Principal Accounting Fees and Services*
Part IV

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ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES
Item 15. Exhibits, Financial Statement Schedules
(a) List the following documents filed as a part of the report:
(1) Financial Statements - Not Applicable.
(2) Financial Statement Schedules - Not Applicable.
(3) Exhibits
• Amended and Restated Limited Liability Company Agreement of Ally Wholesale Enterprises LLC, dated as of November 14, 2018.
• Indenture between Ally Master Owner Trust (the "Issuing Entity”) and Wells Fargo Bank, National Association, as Indenture Trustee (the “Indenture Trustee”), dated as of February 12, 2010.
• Trust Agreement among Ally Wholesale Enterprises LLC, as Depositor, HSBC Bank USA, National Association, as Owner Trustee, and HSBC Trust Company (Delaware), National Association, as Delaware Trustee, dated as of February 12, 2010.
• Instrument of Resignation, Appointment and Acceptance among HSBC Bank USA, National Association, as the Resigning Owner Trustee, HSBC Trust Company (Delaware), National Association, as the Resigning Delaware Trustee and together with the Resigning Owner Trustee, the Resigning Trustees, U.S. Bank Trust National Association, as the Successor Trustee, Ally Wholesale Enterprises LLC, as Depositor, and Ally Financial Inc., as Administrator, dated as of January 24, 2014.
• Pooling and Servicing Agreement among Ally Bank, as Seller, Ally Financial, as Servicer, and Ally Wholesale Enterprises LLC, as Purchaser, dated as of February 12, 2010.
• Series 2018-1 Indenture Supplement, between the Issuing Entity and the Indenture Trustee, dated February 14, 2018.
• Series 2018-2 Indenture Supplement, between the Issuing Entity and the Indenture Trustee, dated May 30, 2018.
• Series 2018-4 Indenture Supplement, between the Issuing Entity and the Indenture Trustee, dated August 15, 2018.
• Omnibus Supplement to Indenture Supplements, dated September 10, 2019, between Issuing Entity and Indenture Trustee.
• Rule 13a-14(d)/15d-14(d) Certification (Section 302 Certification).
• Report on Assessment of Compliance with SEC Regulation AB Servicing Criteria concerning activities of Ally Financial for the year ended December 31, 2020.
• Report on Assessment of Compliance with Servicing Criteria concerning activities of Wells Fargo Bank, National Association for the year ended December 31, 2020.
• Registered Public Accounting Firm Attestation Report on Assessment of Compliance with applicable Servicing Criteria of Ally Financial dated March 11, 2021 for the year ended December 31, 2020.
• Registered Public Accounting Firm Attestation Report on Assessment of Compliance with applicable Servicing Criteria of Wells Fargo Bank, National Association dated February 16, 2021 for the year ended December 31, 2020.
• Servicer Compliance Statement of Ally Financial for the year ended December 31, 2020.
• Trust Sale and Servicing Agreement among Ally Financial, as Servicer, Ally Wholesale Enterprises LLC, as Depositor, and Ally Bank, as Seller, dated as of February 12, 2010.
• Custodian Agreement between Ally Financial, as Custodian, Ally Wholesale Enterprises LLC, as Depositor, and Ally Bank, as Seller, dated as of February 12, 2010.
• Administration Agreement among the Issuing Entity, Ally Financial, as Administrator, and the Indenture Trustee, dated as of February 12, 2010.
• Asset Representations Review Agreement among the Issuing Entity, Ally Bank, as Sponsor, and Clayton Fixed Income Services LLC, as Asset Representations Reviewer, dated as of February 22, 2017.