Question: What is DBT (Direct Benefit Transfer) and how does it work?

Answer: Direct Benefit Transfer (DBT) is the Indian government's system for transferring subsidies and welfare payments directly to citizens' bank accounts. Key points:

- Launched in 2013, it has transferred over ₹30 lakh crore to beneficiaries
- Uses Aadhaar-linked bank accounts (Jan Dhan accounts) for transfers
- Eliminates middlemen and reduces corruption in welfare delivery
- Covers 300+ schemes across 50+ ministries
- Examples: PM-KISAN (₹6000/year to farmers), LPG subsidy, MGNREGA wages, scholarship payments

To receive DBT payments, ensure your Aadhaar is linked to your bank account. You can check your DBT payment status at dbtagent.nic.in.