Question: What will I get under Kera Suraksha Insurance Scheme?

Answer: Benefits under Kera Suraksha Insurance Scheme:

under the scheme.Share of Premium:Annual premium under the policy is â‚¹375/-, out of which Boardâ€™s share of premium is
â‚¹281/- and balance â‚¹94/- is the beneficiaryâ€™s share.Beneficiary has the option of paying his/her share of the premium of â‚¹94/-
online mode or through DD.The period of insurance is one year and needs to be renewed every year by paying â‚¹94/- as a contribution
from the beneficiary.Category Premium Payable by CTC/TraineeSubsidy by CDBTotal PremiumCoconut Tree Climberâ‚¹94/- â‚¹281
â‚¹375/-Trainee Nil â‚¹375/-â‚¹375/-Application ProcessOfflineApplying for Insurance:ï»¿Application form duly filled in and
countersigned by Agriculture officer/Panchayath President/CPF office bearers/CPC Directors along with premium share and age proof
needs to be sent to Chairman, Coconut Development Board, Kera Bhavan, SRVHS Road, Kochi - 682011, Kerala.Procedure for applying
claim:All claim-related documents/correspondence have to be forwarded to the office of the Coconut Development Board given
below:Headquarters: PB No. 1021, KERA BHAVAN, SRV Road, Kochi, Kerala - 682011,Tel: 0484 - 2376265, Fax: 0484 -
2377902,Contact person: Statistical OfficerEmail: ho-stats@coconutboard.gov.in (Application Forms)For any discrepancies/queries on
claim settlement, you may contact:Office of The New India Assurance Company Limited for implementation of KESRI:The New India
Assurance Company Ltd, Divisional Office â€“ I(730900), Jerome Building, 2nd Floor, Fort Station Road, Trichy -620 002Documents
RequiredDocuments required to apply under the scheme;Aadhaar cardProof of ageCaste certificate, if applicableDeclaration for
AssignmentDeclaration FormCertificate issued by competent authority stating that the applicant is currently engaged in skilled labour as
a Coconut Tree Climber/Neera Technician/HarvesterPayment detailsAny other document, as requiredIn case of Accident:Original
Discharge summary/ OP TicketOriginal Medical Bills ( duly certified by a doctor)Original Lab reports(if any)Immobilizations Certificate
(Minimum 5 days continuous disablement is required)Fitness CertificateDisability Certificate (In case of disablement due to
accident)FIR/GD Entry/CSR/Police Report (In case of road accident)NEFT details (Bank name, Branch, Account Number and
IFSC)Duly signed claim voucher In case of Death:Original Medical ReportsOriginal Death CertificateLegal Heirship certificatePost
Mortem ReportFIRNewspaper cuttingViscera Report (if any)Inquest ReportNEFT details (Bank name, Branch, Account Number and
IFSC)Duly signed claim voucher Frequently Asked QuestionsWhat is the Kera Suraksha Insurance Scheme?The Kera Suraksha
Insurance Scheme is a comprehensive Group Personal Accident Insurance Scheme initiated by the Coconut Development Board,
Ministry of Agriculture and Farmers Welfare, Government of India. It is designed for Coconut Tree Climbers, Neera Technicians, and
Coconut Harvesters, implemented in collaboration with Public Insurance companies.Which department has launched this scheme?
Coconut Development Board, Ministry of Agriculture and Farmers Welfare, Government of IndiaWho is eligible for the scheme?
Coconut Tree Climbers, Neera Technicians, and Coconut Harvesters are eligible for the scheme. Additionally, trainees undergoing skill
development training under the Friends of Coconut Tree (FoCT) and Neera Technician Training Programme are covered, with the first-
year premium fully borne by the Board.What is the annual premium for the insurance?The annual premium for the insurance is â‚¹375,
shared between the Coconut Development Board and the beneficiary in the ratio of 75:25. Trainees undergoing skill development
training have the first-year premium covered by the Board.How long is the insurance coverage valid?The insurance coverage is valid for
one year and needs to be renewed annually by paying â‚¹94 as a contribution from the beneficiary.What is the objective of the Kera
Suraksha Insurance Scheme?The scheme aims to attract unemployed youth to the agriculture sector, overcome the shortage of coconut
tree climbers, and promote skill development through programs like Friends of Coconut Tree (FoCT).What benefits are provided under
the scheme?The scheme provides various components and compensation: 1. Death/Permanent Total Disability: â‚¹5.00 lakhs 2.
Permanent Partial Disability: â‚¹2.50 lakhs 3. Hospital Expense (24 hours IP): â‚¹1,00,000/- (Maximum) 4. Weekly Compensation in case
of Temporary Total Disability (TTD): â‚¹18,000/- 5. Bystander Expense: â‚¹3,000/- (Maximum 15 days @ â‚¹200 per day) 6. Ambulance
Charges: â‚¹3,000/- 7. Funeral Expenses (subject to producing bills): â‚¹5,000/-In which states is the scheme implemented?The scheme is
implemented in all coconut-growing states across India.How can beneficiaries renew their insurance coverage each year?Beneficiaries
can renew their insurance coverage by paying a yearly contribution of â‚¹94. The renewal process should be completed annually to
ensure continuous coverage under the scheme.What is the age criterion for eligibility?Applicants should be between 18 to 65 years of
age to qualify for the Scheme.How is the premium payment handled by the beneficiaries?Beneficiaries are responsible for paying their
share of the premium, as prescribed by the Board. Payment can be made through demand draft or online mode.What is the timeline for
reporting accidents to the Board?In the event of an accident, beneficiaries must intimate the Board within 72 hours of its
occurrence.What is the process for claiming benefits under the scheme in case of accidents?Beneficiaries are required to submit the
claim form, along with mandatory documents, to the Board for accidents related to hospital expenses or death, to avail the benefits under
the scheme.How can I apply for the scheme?Application form duly filled in and countersigned by Agriculture officer/Panchayath
President/CPF office bearers/CPC Directors along with premium share and age proof needs to be sent to Chairman, Coconut
Development Board, Kera Bhavan, SRVHS Road, Kochi - 682011, Kerala.Sources And ReferencesOfficial WebsiteScheme
GuidelineScheme DetailsApplication FormApplication Form - MalayalamAccident Claim Form - Oriental Insurance Co.Ltd.Accident
Claim Form - New India Assurance Co.Ltd.OkWas this helpful?News and UpdatesNo new news and updates availableShareSomething
went wrong. Please try again later.OkYou need to before applying for schemesCancelSomething went wrong. Please try
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To avail these benefits, you need to meet the following eligibility criteria: Ministry Of Agriculture and Farmers WelfareKera Suraksha Insurance SchemeCoconut HarvesterCoconut Tree
ClimberInsuranceNeera TechnicianDetailsBenefitsEligibilityApplication ProcessDocuments RequiredFrequently Asked QuestionsThe
â€˜Kera Suraksha Insurance Schemeâ€™ is a comprehensive Group Personal Accident Insurance Scheme, implemented by the Coconut
Development Board, Ministry of Agriculture and Farmers Welfare, Government of India in association with Public Insurance companies
for Coconut Tree Climbers/Neera Technicians/Coconut Harvesters. The annual premium is â‚¹375/- and is shared between the Board and
the beneficiary in the ratio of 75:25. For the trainees' ongoing skill development training of the Board viz. Friends of Coconut Tree
(FoCT)/Neera Technician Training Programme, the first-year premium is fully borne by the Board from the date of commencement of
training. The period of insurance is one year and needs to be renewed every year by paying â‚¹94/- as the contribution from the
beneficiary. The scheme is implemented in all coconut-growing States.Objective:The aim is to attract unemployed youth to show more
interest in the agriculture sector.To overcome the shortage of coconut tree climbers, the Board launched a skill development program
called 'Friends of Coconut Tree (FoCT).Interested youths were imparted training on coconut tree climbing with a machine specially
developed for the purpose as well as on scientific management of the palm, plant protection techniques, and other related
activities.OkWas this helpful?ShareNews and UpdatesNo new news and updates availableÂ©2024Powered byDigital India
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24303714Last Updated On : 28/03/2024 | v-2.1.1