Question: Tell me about the Pradhan Mantri Fasal Bima Yojna scheme.

Answer: ï»¿How to Claim?In case of crop loss, farmers are required to file a claim with the insurance company within the prescribed time
frame, which is generally within 72 hours of the occurrence of the loss.List of concerned person/company details on the portal and click
in "Report Crop Loss" or download the app and report crop loss.The claim must be accompanied by supporting documents, such as
photographs of the damaged crop and a report from the village-level committee (VLC) or the agriculture department.Documents
RequiredBank account number.Aadhaar card.Khasra number of land.Agreement photocopy.Ration card.Voter ID.Driving
license.Passport-size photograph of the farmer.Frequently Asked QuestionsI am not the owner of land, can I get crop insurance under
this scheme?Yes, if you are a tenant on someone elseâ€™s farm, you are eligible to get your crop insured under this scheme.How can I
calculate my insurance premium in NCIP?There is an insurance premium calculator on https://pmfby.gov.in/ where you can fill in the
basic details and calculate the premium.Am I eligible for a claim if only my land is affected by a calamity?Yes, you need to inform
through the crop insurance app or toll free number, insurance company, the bank or the concerned official within 72 hours of the
incident, youâ€™ll be eligible for the loss assessment and claim.Which documents do I need to apply for the scheme?Khasra, khatauni,
bank account details, and Aadhaar are needed along with the declaration about the crop you are planning to sow.Can I apply for the
scheme online myself?Yes, create your farmerâ€™s login account in the NCIP https://pmfby.gov.in/ and select â€œFarmer Cornerâ€​ on
the portal. There you can apply for the scheme after logging in.How do I check the status of my application?In the NCIP
https://pmfby.gov.in/ select â€œApplication Statusâ€​, fill in the receipt number as prompted and youâ€™ll be able to see the status of
your application.When should I report the crop loss?You should report the crop loss through the crop insurance app, or toll-free number,
or directly to the concerned authority within 72 hours of the calamity.How can I report crop loss?You can report the crop loss through
the NCIP https://pmfby.gov.in/ by selecting â€œReport Crop Lossâ€​ or through Mobile Application, the centralized Toll-Free Number,
directly to the Insurance Company through its dedicated toll-free number or through the concerned bank, local agriculture department
Government/district officials.How can I claim the insurance?The farmer should intimate about the crop loss within 72 hours of the
calamity through Mobile Application, the centralized Toll-Free Number, directly to the Insurance Company through its dedicated toll-
free number or through the concerned bank, local agriculture department Government/district officials. However, the first mode of
intimation should be either Crop Insurance App or the centralised Toll-Free Number. After that duly filled intimation / application of
crop insurance app along with all relevant documents is necessary for initiation of loss assessment and payment of claims.How will I
know if I have received the claim?Youâ€™ll be intimated by SMS about the benefit transfer on your registered mobile number.Sources
And ReferencesPMFBY Official WebsitePMFBY Latest GuidelinesDetails In HindiOkWas this helpful?News and UpdatesNo new news
and updates availableShareYou need to before applying for schemesCancelIt seems you have already initiated your application earlier.To know more please visit
CancelApply NowMinistry Of Agriculture and Farmers WelfarePradhan Mantri Fasal Bima YojnaCrop
InsuranceFarmersKharifRabiDetailsBenefitsEligibilityExclusionsApplication ProcessDocuments RequiredFrequently Asked
QuestionsObjective: The PMFBY works on the One Nation, One Crop, One Premium. To provide insurance coverage and financial
support to the farmers in the event of failure of any of the notified crops as a result of natural calamities, pests & diseases.To stabilize the
income of farmers to ensure their continuance in farming.To encourage farmers to adopt innovative and modern agricultural practices.To
ensure the flow of credit to the agriculture sector.ï»¿Implementation AgencyThe Scheme shall be implemented through a multi-agency
framework by selected insurance companies under the overall guidance & control of the Department of Agriculture, Cooperation &
Farmers Welfare (DAC&FW), Ministry of Agriculture & Farmers Welfare (MoA&FW), Government of India (GOI) and the concerned
State in co-ordination with various other agencies; viz Financial Institutions like Commercial Banks, Co-operative Banks, Regional Rural
Banks and their regulatory bodies, Government Departments viz. Agriculture, Co-operation, Horticulture, Statistics, Revenue,
Information/Science & Technology, Panchayati Raj etcï»¿Notified Area: Notified Area is the Unit of Insurance decided by the State
Govt. for notifying a Crop during a season. ï»¿Risks to be covered : Yield Losses: Comprehensive risk insurance is provided to cover
yield losses due to non-preventable risks, such asNatural Fire and LightningStorms, Hailstorms, Cyclones, Typhoons, Tempest,
Hurricanes, Tornados, etc.Flood, Inundation, and LandslideDrought, Dry spellsPests/ Diseases etc.Prevented Sowing (on notified area
basis):- In cases where the majority of the insured farmers of a notified area, having the intent to sow/plant and incurred expenditure for
the purpose, are prevented from sowing/planting the insured crop due to adverse weather conditions, shall be eligible for indemnity
claims upto a maximum of 25% of the sum insuredPost-Harvest Losses (individual farm basis): Coverage is available upto a maximum
period of 14 days from harvesting for those crops which are kept in â€œcut & spreadâ€​ condition to dry in the field after harvesting,
against specific perils of cyclone / cyclonic rains, unseasonal rains throughout the country. Localized Calamities (individual farm basis):
Loss/damage resulting from the occurrence of identified localized risks i.e. hailstorm, landslide, and Inundation affecting isolated farms
in the notified area.ï»¿OkWas this helpful?ShareNews and UpdatesNo new news and updates availableÂ©2024Powered byDigital India
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24303714Last Updated On : 28/03/2024 | v-2.1.1