Question: Tell me about the Interest Free Loan (CBOCWWB) scheme.

Answer: click on â€˜Self-Declarationâ€™ and fill in additional details.Step 08: Enter the verification code/Captcha and click on the
â€˜Submitâ€™ button.Step 09: Preview all the filled details and click on â€˜Attach Annexureâ€™.Step 10: Upload all the mandatory
documents and click on â€˜Save Annexureâ€™.Step 11: After verifying all the details, click on the â€˜Submitâ€™ button.Step 12: Take
a printout of the generated â€˜Acknowledgement Receiptâ€™ for future reference.Step 13: To track the application status, the applicant
can visit the official website of the Labour Department and login through their â€˜User IDâ€™ & â€˜Passwordâ€™.Step 14: Click on
â€˜Track Application Statusâ€™ and fill in all the details. Now click on â€˜Get Dataâ€™ to know the status of your
application.Documents RequiredDocuments required for Registration under CBOCWWB:Passport size photographFilled-in/signed form
of CBOCW BoardA copy of Aadhaar Card of applicantBOCW Card, if anyCopy of Aadhaar Card of nomineeBank detailsReceipt of
payment fileAny other relevant documentsDocuments required for Grant of Welfare Schemes:Passport-size photographA copy of
Aadhaar card of the applicantStanding guarantee of the employer in shape of an affidavitBank account details/Bank PassbookCopy of
salary slip of the workerAny other relevant documentsFrequently Asked QuestionsWhat is the Interest Free Loan Scheme introduced by
the CBOCWWB?The Interest Free Loan Scheme is an initiative launched by the Chandigarh Building and Other Construction Workers
Welfare Board (CBOCWWB), under the Labour Department, Chandigarh. This scheme aims to provide interest-free loans to registered
construction workers for the purchase of specified items, including Fridge, Television/LCD, Motor Cycle/Scooter, Cooler, Fan, and
Bicycle.What items can be purchased using the Interest Free Loan?The loan can be utilized for the purchase of essential items such as
Fridge, Television/LCD, Motor Cycle/Scooter, Cooler, Fan, and Bicycle. Is the loan entirely interest-free?Yes, the Interest Free Loan
provided under this scheme is entirely interest-free. Who is eligible to apply for the loan under the Scheme?To be eligible for the loan,
the beneficiary must be employed in an establishment registered under the Punjab Labour Welfare Fund Act, 1965. Additionally, their
contributions towards the labour welfare fund should be consistently received by the Board.How many items can a beneficiary apply for
at a time?A beneficiary can apply for a loan for the purchase of one item at a time under the scheme.How is the loan installment
collected from the workers?The installment of the loan will be deducted from the salary of the workers by the employer. The deducted
amount should be deposited through a payee A/c Cheque in favor of the Chandigarh Labour Welfare Board by the Principal
Employer.Can a beneficiary who defaulted on an earlier loan apply for a new loan?No, the loan will not be granted to beneficiaries who
were found to be defaulters in repaying an earlier loan.Is the employer required to provide a guarantee for the loan?Yes, the loan will be
sanctioned subject to the standing guarantee of the employer.What is the eligibility criterion regarding membership duration for availing

**Benefits:** under the Scheme?To be eligible for the benefits of the scheme, a beneficiary must have been a member of the Board for a
minimum period of 6 months. How to apply under the scheme?To apply under the scheme, the applicants need to visit the official
website of Labour Department Chandigarh and on the home page, select the scheme â€˜INTEREST FREE LOANâ€™ under the Grant
of Welfare Schemes to the workers of Chandigarh Labour Welfare Board: http://labour.chd.gov.inSources And ReferencesOfficial
WebsiteApplication PortalUser ManualOkWas this helpful?News and UpdatesNo new news and updates availableShareSomething went
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**Eligibility:** ChandigarhInterest Free Loan (CBOCWWB)Construction WorkerInterest
FreeLabourLoanDetailsBenefitsEligibilityApplication ProcessDocuments RequiredFrequently Asked QuestionsThe scheme â€œInterest
Free Loanâ€​ was started by the Chandigarh Building and Other Construction Workers Welfare Board (CBOCWWB), Labour
Department, Chandigarh. Under this scheme, interest free loan shall be granted to the registered construction workers of the Board for
the purchase of items like Fridge, Television/ LCD, Motor Cycle/Scooter, Cooler, Fan & Bicycle.OkWas this helpful?ShareNews and
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