Question: Can you explain the Atal Beemit Vyakti Kalyan Yojana program?

Answer: provided by the IP as well as the contribution and other details available in the system. The payment of the relief will be made to
the IP's bank account.Mode of payment:The relief under ABVKY will be electronically transferred directly to the bank accounts of
Insured Persons (IPs) by the Branch Office.In the event of the death of IP, the amount of Relief under ABVKY shall be paid/ payable to
his/her nominee/legal heir as prescribed under Para(s) P.3.79.1 to P.3.81 of the Branch Office Manual by the account payee cheque
only.The bank account details of the claimant in the ESIC Database are a pre-condition for claiming this relief, but in case the bank
account details of the claimant are not available in the ESIC Database or the IP has changed his bank account then the same may be
authenticated by the Branch Manager on the basis of the cancelled cheque leaf or the passbook of the bank account having the name of
the claimant on it, which the claimant will provide along with the claim for this relief.Documents Required1. Aadhaar card2. Bank
passbook/cancelled cheque leaf (Account number, IFSC code, Branch name)3. Insurance detail4. Address proof 5. Employer detail6. An
affidavit7. Salary Slip for last two months8. Attendance sheet of the applicant9. Any other relevant documents, if requiredFrequently
Asked QuestionsWhat is the â€œABVKYâ€​ Scheme?The scheme â€œAtal Beemit Vyakti Kalyan Yojana (ABVKY)â€​ was introduced
by the Employeesâ€™ State Insurance Corporation (ESIC) on a pilot basis for a period of 2 years w.e.f. 01.07.2018 for providing relief
to the Insured Persons (IPs) who have become unemployed. Under this scheme relief in the form of cash compensation to the extent of
50% of the average per day earnings was paid up to a maximum of 90 days of unemployment subject to conditions that the employee
should have completed two years of Insurable employment and has contributed not less than Seventy-Eight (78) days in each of the three
consecutive contribution periods immediately preceding to the claim of the relief.Which is the implementing agency of this scheme?
Employeesâ€™ State Insurance Corporation (ESIC), Ministry of Labour & Employment, Government of IndiaWhat are the eligibility
criteria to apply under the scheme?â€¢ The Insured Person (IP) should have been rendered unemployed during the period the relief is
claimed. â€¢ The Insured Person should have been in insurable employment for a minimum period of two years. â€¢ The Insured Person
should have contributed not less than 78 days during each of the preceding four contribution periods. â€¢ The contribution in respect of
him/her should have been paid or payable by the employer. â€¢ The unemployment contingency should not have resulted from any
punishment for misconduct, superannuation, or voluntary retirement. â€¢ The Aadhaar and Bank Account of the Insured Person should
be linked with the insured person database.What are the conditions for the Disqualification/Termination of relief under ABVKY?1.
During lockout 2. Strike resorted to by the employees declared illegal by the competent authority 3. Voluntary abandonment of
employment/ voluntary retirement/ premature retirement 4. Less than two years of contributory service 5. On attaining the age of
superannuation 6. Convicted (i.e. punished for false statement) under the provisions of Section 84 of the ESI Act read with Rule 62 of
the ESI (Central) Rule 7. On being re-employed elsewhere during the period he/she is in receipt of Relief under ABVKY 8.
Dismissal/termination under disciplinary action 9. On the death of IPWhat are the benefits of this scheme?â€¢ The scheme provides
relief to the extent of 50% of the average per day earnings of employees during their last employment. â€¢ The relief amount to be paid
up to a maximum of 90 days of unemployment subject to conditions that the employee should have completed two years of Insurable
employment and has contributed not less than Seventy-Eight (78) days in each of the three consecutive contribution periods.What is the
minimum employment period required to be eligible for Unemployment Insurance?The insured person should have been in insurable
employment for a minimum period of two years immediately before their unemployment.How many days of contribution are required in
the contribution period preceding unemployment?The insured person should have contributed for not less than 78 days in the
contribution period immediately preceding the unemployment.Are there any additional contribution requirements in the two years prior
to unemployment?Yes, in addition to the 78 days in the immediate preceding contribution period, the insured person must also have a
minimum of 78 days of contribution in one of the remaining three contribution periods within the two years prior to
unemployment.When does an Unemployment Insurance claim become due?An Unemployment Insurance claim becomes due 30 days
after the date of unemployment.Can an individual covered under the ESI scheme be considered unemployed if working for more than
one employer?No, under the ESI scheme, an individual working for multiple employers will be considered unemployed only if they are
rendered unemployed with all employers simultaneously.What happens if an individual covered under the ESI scheme is unemployed
with only one of the multiple employers?If an individual covered under the ESI scheme is unemployed with only one of the multiple
employers, they will not be considered unemployed for the purposes of ESI benefits. Unemployment status is determined when an
individual is unemployed with all employers simultaneously under the scheme.Do all Insured Persons covered under the ESI Act need to
register separately to avail themselves of the scheme benefits?No, all Insured Persons covered under the ESI Act are automatically
entitled to the scheme benefits, and no separate registration is required. The entitlement is based on the coverage under the ESI Act, and
eligible individuals are granted access to the benefits without the need for additional registration.Does the scheme cover the IPs who was
unemployed during the lockdown but are now working?Such employees, if fulfil the required eligibility conditions are eligible for relief
under the scheme. But the claimant must have been unemployed during the period of claim.What is the age of superannuation?The age
of superannuation of any insured person is company specific as per companyâ€™s policy in accordance with law. As per the explanation
under Section 56 of the ESI Act the age of superannuation can be taken as age of sixty years.How to apply under the scheme?The
application for the claims benefits can be made online at website www.esic.in along with submission of the physical claim with an
affidavit, photocopy of Aadhaar Card and Bank Account details to the designated ESIC Branch Office by post or in person.Sources And
ReferencesGuidelinesOfficial WebsiteApplication PortalScheme DetailsOkWas this helpful?News and UpdatesNo new news and
updates availableShareYou need to before applying for schemesCancelIt seems you have already initiated your application earlier.To know more please visit
CancelApply NowMinistry Of Labour and EmploymentAtal Beemit Vyakti Kalyan
YojanaAtalEmployeeInsuranceInsured PersonUnemploymentDetailsBenefitsEligibilityApplication ProcessDocuments
RequiredFrequently Asked QuestionsThe scheme â€œAtal Beemit Vyakti Kalyan Yojana (ABVKY)â€​ was introduced by the
Employeesâ€™ State Insurance Corporation (ESIC) on a pilot basis for a period of 2 years w.e.f. 01.07.2018 for providing relief to the
Insured Persons (IPs) who have become unemployed. Under this scheme relief in the form of cash compensation to the extent of 50% of
the average per day earnings was paid up to a maximum of 90 days of unemployment subject to conditions that the employee should
have completed two years of Insurable employment and has contributed not less than Seventy-Eight (78) days in each of the three
consecutive contribution periods immediately preceding to the claim of the relief.OkWas this helpful?ShareNews and UpdatesNo new
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