Question: What is Chief Ministerâ€™s Health Insurance Scheme - Nagaland?

Answer: (FORM), countersigned by Village council Chairman/Ward Chairman. ï»¿Mandatory KYC Document Required under CMHIS
(EP) category:(a): For Pensioners:Valid Mobile Phone number.First Three pages of the Pensionerâ€™s PPO book indicating PPO
number, last pay scale or designation of the post held or last pay is drawn prior to retirement.(b): For Government employees:Valid
Mobile Phone numberPIMS code.(c): For dependent family members:Document proving dependency for each dependent member to be
added:Proof of Relationship/DOB- Birth Certificate/Aadhaar/Class X Admit Card/voterâ€˜s ID/Pancard or any other Govt. issued ID
indicating the relationship with any one of the parents and Date of Birth.Disability Certificate in case of PwDFrequently Asked
QuestionsWhat is CMHIS?The Chief Minister Health Insurance Scheme (CMHIS) Nagaland was initiated with the aim to alleviate
financial hardships due to hospitalization expenses and to prevent inaccessibility to medical care on account of unaffordability, by
providing free and cashless benefits for treatment of various ailments, to every citizen of the State.Who are Eligible under CMHIS
(GEN) Category:1. CMHIS (GEN) category includes all Indigenous and/or Permanent residents of the State who are not beneficiaries
under the AB PM-JAY or any other public funded health insurance scheme of the government and who are not covered under CMHIS
(EP) category. 2. CMHIS (GEN) category also includes non-dependant family members of CMHIS (EP) categories, employees without
PIMS number, contractual, adhoc, fixed pay employees of the State government and contractual employees under various CSS, and their
household members.Who are Eligible under CMHIS (EP) Category:CMHIS (EP) category includes State government employees who
are eligible for monthly Medical Allowance (MA) and or reimbursement of medical expenses under Medical Re-imbursement scheme
viz (1). Regular employees, (2). Pensioners, (3). Serving Legislators/ Ex- Legislators, (4). Employees of State Public Sector
Undertakings, Corporations and Autonomous Bodies, (5). Workcharge employees (on Scale Pay), and their dependent family members.
What is the definition of Family under CMHIS(EP):The term â€˜familyâ€™ means and includes- â€œHusband or wife as the case may
be and dependant family members.â€​Who are not to be treated as members of a household?1 Temporary visitors and guests whose total
period of stay is less than 6 months in the past one year. 2. Members who have permanently migrated or left the household on marriage,
employment etc. even if they occasionally visit the HH. 3. A resident employee, or domestic servant or a paying guest taking common
meal and living with the household. 4. Those who are not considered normal member. NB: a. AB PM-JAY Beneficiaries including
Building and other Construction Workers will not be covered under CMHIS (GEN) category. b. There is no financial /economic
dependency criteria for households under the AB PM-JAY/ CMHIS (General) Category.How much is the Annual Risk Cover/ Sum
Insured per family:1. For CMHIS (GEN) beneficiary families, the Sum Insured is Rs. 5,00,000/- (Rupees Five Lakhs Only) per family
per annum on a family floater basis, similar to AB PM-JAY. 2. For CMHIS (EP) beneficiary families, the Sum Insured is Rs. 20,00,000/-
(Rupees Twenty Lakhs Only) per family per annum on a family floater basis. Further, for Government employees, any additional
expenses beyond the sum insured shall be reimbursed on a case-to-case basis by the State government on recommendation of the State
Medical BoardAre all medical treatments covered under the CMHIS scheme?No, certain medical treatments and procedures, such as
cosmetic surgeries, dental treatments, and infertility treatments, are not covered under the CMHIS scheme.Can I apply for the CMHIS
scheme if I already have health insurance from another provider? Yes, you can still apply for the CMHIS scheme if you already have
health insurance from another provider. However, you cannot claim benefits from both insurance policies simultaneously for the same
treatmentCan I include all my family members under the CMHIS scheme?Yes, you can include your spouse and up to three dependent
children under the CMHIS scheme. However, parents, siblings, and other relatives are not covered under the scheme.How can I check
my eligibility for the CMHIS scheme?You can check your eligibility for the CMHIS scheme by visiting the official website of the
Health and Family Welfare Department of Nagaland, contacting the empaneled hospitals and healthcare providers who are implementing
the scheme, or visiting the nearest Common Service Center (CSC) in your area.What documents are required to apply for the Chief
Minister's Health Insurance Scheme?You will need to provide proof of identity, proof of address, and proof of income to apply for the
Chief Minister's Health Insurance Scheme. You may also be required to provide additional documents, such as medical certificates or
hospital bills.What is the coverage provided under the Chief Minister's Health Insurance Scheme?The Chief Minister's Health Insurance
Scheme provides coverage for medical treatment up to Rs. 5 lakh per family per year. The coverage includes hospitalization expenses,
medical consultation fees, laboratory tests, and other medical expenses incurred during the treatment.Sources And ReferencesOfficial
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have already initiated your application earlier.To know more please visit CancelApply NowNagalandChief
Ministerâ€™s Health Insurance Scheme - NagalandAffordable Health InsuranceCashless Health InsuranceHealth CoverageHealth
InsuranceNagalandNagaland Government Health InsuranceDetailsBenefitsEligibilityApplication ProcessDocuments RequiredFrequently
Asked QuestionsDetailed The Chief Minister Health Insurance Scheme (CMHIS) in Nagaland is a health insurance scheme that provides
financial protection to the citizens of the state against the cost of hospitalization and medical treatment. The scheme is aimed at
providing health insurance coverage to the citizens of Nagaland, especially those who are economically weaker and unable to afford
quality healthcare services.Under the CMHIS scheme, eligible beneficiaries are provided with health insurance coverage of up to INR 2
lakh per family per year. The scheme covers the cost of hospitalization, surgical procedures, diagnostic tests, and other medical expenses
incurred during the treatment of an illness or injury. The scheme also provides coverage for pre-existing conditions, maternity benefits,
and ambulance charges.OkWas this helpful?ShareNews and UpdatesNo new news and updates availableÂ©2024Powered byDigital
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