the aim is to establish the parameters within which the takaful operators operate their business, whilst allowing for the different takaful models currently adopted by the respective takaful operators to continue to operate. this consultative process is a further reflection of the approach adopted to take into consideration the feedback from the industry players in designing appropriate regulatory framework and thus towards balancing the interests of the various stakeholders. the industry can also expect to see progress on the development of international best practices for the takaful industry by the islamic financial services board ( ifsb ) in the near future. an important step towards this direction has been taken with the recent establishment of an ifsb working group to develop supervisory standards on corporate governance. ladies and gentlemen, given the strong progress to date and the positive economic environment, i am confident that the malaysian takaful operators will continue to make significant strides in becoming world - class players. in the process, this will strengthen the positioning of malaysia as an international islamic financial centre. on this note, i wish to congratulate prudential corporation holdings limited and bank simpanan nasional on the occasion of the official launch of prudential bsn takaful berhad. i wish prudential bsn takaful berhad every success in achieving its objectives. akhir kata, dengan lafaz bismillahir rahmanir rahim, saya dengan sukacitanya merasmikan pelancaran prudential bsn takaful berhad. terima kasih.

. the country is happy to supply up to 100, 000 workers for both australia and new zealand. however, it is imperative that any sustainable growth strategy for our country must rely on the expansion of domestic economic opportunities. hence, the need for economic reforms. and to do that, again it's important that the government provide a conducive environment for businesses to thrive and attract genuine investors, at the same time expand economic sectors to broaden the economic base in order to provide more employment for the working - age population. cbsi stands ready to support the government of the day in this regard by ensuring that macroeconomic conditions in solomon islands are conducive to growth and stability. ladies and gentlemen, during our consultation with the stakeholders in the private sector, two factors routinely emerged as major constraints to growth and employment : ( i ) a shortage of skilled labour, and ( ii ) the unreliability and inefficiency of domestic infrastructure. the former is of particular importance for all of us in strategic terms. growth will not magically materialize from a rising number of working - age people in our country ; rather, it will depend crucially on the skill level of that workforce, and on their ability to find suitable employment. it is therefore essential that our education system keep up with rising domestic demand for skilled labour, and that our healthcare system ensures the health and well - being of our people. we believe the government can contribute to this by continuing to step up its efforts at promoting a healthy life - style, strengthening the fight against ncds and ensuring that every individual has access to a healthy and affordable diet. 6 / 8 bis - central bankers'speeches for the infrastructure, the private - sector actors are calling on the government to step up investment in infrastructure and its maintenance, ensuring also that it is climate resilient, in order to forge more reliable domestic supply chains and facilitate intra - and inter - island movement and trade. better infrastructure would also place solomon islands more firmly onto the global tourism map. in terms of financial infrastructure, cbsi is committed to providing an ever more enabling environment for financial development, and to actively champion financial inclusion as we inch ever closer to reaching that'last mile '. recent technological advances, especially in the fintech space, have brought us closer to that goal than ever before, thanks to increasingly agile payment infrastructures and savings devices. as some of you may be aware, that cbsi recently launched the go - live solomon islands automated