useless and knowledge without integrity is dangerous and dreadful. " in closing, my own hardworking staff would have enough integrity to chastise me if i didn't point out that bank of jamaica, in recognition of the need to create opportunities for young entrants to the labour market, established the graduates opportunity for learning and development ( gold ) programme in 2016. it met an urgent need of creating a pool of candidates who have been exposed to the fundamentals of central banking practice. this is a critical step towards expediting the process of selection and recruitment and improving the efficiency of the bank's on - boarding process. participants in the gold programme are provided with specific training opportunities that are designed to ensure the integration of technical and non - technical knowledge, skills and abilities in the performance of the various functions within the departments of the bank. so far, the bank's staff complement has increased through the recruitment of 80 new employees who successfully completed the 2016 and 2017 gold programmes. hopefully, we will soon be seeing some of you. i have reflected on the four - way test used by rotary that asks : is it the truth? is it fair to all concerned? will it build goodwill and better friendships? will it be beneficial to all concerned? as you consider your future and wonder how you will climb the ladder in a competitive market, perhaps you can also bear in mind these questions : is what i do in demand? am i good at it and do i love it? how can i enhance and advertise my skills? " always remember, ladies and gentlemen, that you were born to win but, in order to be a winner, you must plan to win and prepare to win before you can expect to win. thank you. 3 / 3 bis - central bankers'speeches

alessandra perrazzelli : launch of the g20 techsprint on green finance and sustainable economy keynote address by ms alessandra perrazzelli, deputy governor of the bank of italy, at the g20 techsprint 2021 – presentation event, rome, 7 may 2021. * * * it is an honour to participate in the launch of an initiative like the g20 2021 techsprint and i am very happy for the global recognition of the importance of this competition to find new solutions that meet our social and environment protection goals. let me begin by thanking the minister of economy and finance daniele franco and the governor of banca d ’ italia ignazio visco for their presence and messages : as they have underlined, the italian presidency of the g20 and its ambitious agenda “ people, planet, prosperity ” is an important opportunity to support the transformation occurring in our economies and to ensure that innovative tools and technologies will become the basis for a more resilient, sustainable and greener growth. i would also like to thank benoit coeure and andrew mccormack representing the bank of international settlements for the strong engagement and close collaboration in successfully organising this event. as reminded by the previous speakers, the use of new digital technologies and solutions ( such as distributed ledger technology or artificial intelligence ) may contribute significantly to meet sustainability goals in financial products and services and make green finance an integral part of the daily lives of people and businesses. this phenomenon, called green fintech, is growing rapidly and is becoming a driving force for the creation of a more environmental - friendly financial system. there are a number of ways in which fintech and green finance can interact. for example, the use of artificial intelligence or machine learning algorithms can help in measuring the sustainability and the societal impact of investments. moreover, fintech solutions applying big data analytics may help financial firms in coping with the large amount of information related to esg factors and in taking decisions that direct capital flows towards more sustainable assets and projects. from the demand side, the digitalisation of distribution channels and the spread of platforms can help investors to access green and sustainable investment products while artificial intelligence can facilitate the offering of personalized financial services. it should not be forgotten, however, that new technologies may also have a significant impact on energy consumption and that there could often be a trade - off between innovation and environment. the crypto - asset industry is a good example of this delicate balance : on the one hand,