challenge for high school students video competitions, such as the share the wealth challenge : a financial literacy video contest for undergraduate students to promote the importance of financial literacy bis central bankers ’ speeches reserve cup, a literacy quiz show competition for high school students that tests their knowledge on a variety of financial topics and economics money smart week ( msw ), a series of free classes and activities designed to help consumers better manage their personal finances tours of reserve bank exhibits and museums professional development in march 2011, the federal reserve bank of new york hosted “ the federal reserve in the 21st century, ” a symposium for college professors that included presentations by the bank ’ s senior staff. personal finance for the middle school classroom is a professional development program that provides middle school teachers with methods for teaching personal finance topics such as personal decisionmaking, saving, investing, budgeting, and the wise use of credit. making sense of money and banking is a teacher workshop covering money, banking, and the federal reserve system. newsletters for educators, such as the federal reserve bank of richmond ’ s 5e educator, offer k - 12 educators content, lesson plans, and updates on free resources from the federal reserve system. bis central bankers ’ speeches

##s, and other stakeholders on the increasing number of homeowners falling prey to foreclosure scams. kansas city community affairs co - hosted housing conferences in each state in its district to address affordable housing and foreclosure issues. in missouri, the conference sparked an effort to create a statewide foreclosure task force. the bank partnered with the dallas reserve bank to develop the “ foreclosure mitigation toolkit update. ” community affairs conducted the foreclosure resource development roundtable, focusing on emerging issues and the progress made in combating foreclosurerescue scams. bank staff worked to help initiate a new regional foreclosure scam prevention campaign that uses united way ’ s 2 - 1 - 1 help line to reach distressed borrowers in eastern missouri and western kansas, including wichita. community affairs hosted a seminar to raise awareness on the prevalence and types of foreclosure scams in oklahoma and resources that community organizations can use to address them. the bank sponsored a forum that explored the successes and challenges of the home affordable modification program, or hamp, and examined the potential results of the new home affordable foreclosure alternatives, or hafa, program that is intended to streamline short sales. a panel of real estate, appraisal, and reo ( real estate owned ) experts presented. community affairs hosted a statewide foreclosure counselor training in colorado. bis central bankers ’ speeches richmond in 2010, the bank held four foreclosure prevention events in maryland and virginia, serving nearly 1, 700 borrowers. in addition, community affairs sponsored three tenants and foreclosure events in maryland, the district of columbia, and virginia. community affairs staff trained 95 pro bono attorneys in baltimore and the surrounding areas in maryland to assist troubled borrowers facing foreclosure and new homeowners closing loans to prevent mortgage fraud. st. louis the bank held a news conference to increase public awareness of the loan modification scams. the attorneys general from missouri and illinois participated, along with a representative of the federal trade commission ( ftc ) and neighborworks america. san francisco community affairs staff organize borrower outreach events, train housing counselors, work with servicers to improve the modification process, and engage law enforcement agencies and community groups to raise awareness about foreclosure scams. to fill the gap in the area of foreclosure recovery, staff collaborated with atlanta reserve bank to create a