shared vision that benefits companies, individuals and whole economies through enhanced cross - border payments. i would like to thank andrei pustelnikov, paul bedford, anna koch and mark streather for their help in preparing these remarks. 1. see building blocks for a roadmap to enhance cross - border payments : letter to the g20 2. see enhancing cross - border payments : stage 3 roadmap 3. see targets for addressing the four challenges of cross - border payments : final report 4. see facilitating increased adoption of payment versus payment ( pvp ) 5. see harmonisation of iso 20022 : partnering with industry for faster, cheaper and more transparent cross - border payments 6. see press release on swift website 7. see dealroom fintech q1 2023 report 8. see payments modernization and technology in 2023 9. see papss and asea forge strategic partnership to revolutionize cross - border payment of stock exchanges in africa 10. see rowing in unison to enhance cross - border payments − speech by victoria cleland 11. see cpmi press release 12. recent bis figures and fsb press release show that the number of active correspondents has gone down by 30 % in the last decade. 13. see improving access to payment systems for cross - border payments : best practices for self - assessments 14. see extending and aligning payment system operating hours for cross - border payments 15. see iso 20022 harmonisation requirements for enhancing cross - border payments 16. see interlinking payment systems and the role of application programming interfaces : a framework for crossborder payments 17. see press release on the bis website 18. see fatf recommendations victoria cleland executive director for banking, payments and innovation ©2023 bank of england

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