ahmet ismaili : national payments council – re - establishment and opening meeting for 2024 speech by mr ahmet ismaili, governor of the central bank of the republic of kosovo, at the national payments council – re - establishment and opening meeting for 2024, organised by the central bank of the republic of kosovo, pristina, 31 january 2024. * * * dear mr. murati, minister of finance, labour and transfers dear members of the cbk board dearest mr. albertine from usaid in kosovo dear representatives of the eu office, madsen dear representatives from the embassy of switzerland dear representatives of the imf and the world bank dear representatives of visa and master card dear heads of banks and financial institutions representatives of government institutions highly respectable attendees ladies and gentleman, first of all, let me thank you for your participation in this event organized by the central bank of the republic of kosovo regarding the re - establishment of the national payments council in order to support reforms in the field of payments through the expansion of inclusion and increased cooperation between the actors of market in the payment system in the republic of kosovo. as you have been informed, this event aims to : reorganize and operationalize the national payments council ( npc ), respectively, expand the membership of the npc as an advisory body in support of reforms in the field of payments and increasing the safety of the national payment system ; update on legal and technical infrastructure developments in the field of payments, as well as developments in processes and plans for the advancement of the legal framework and technical infrastructure of the payment system and services ; and define a national plan for financial inclusion and reducing the use of cash, where the activities of the stakeholders will be defined and agreed to increase access, use of payment accounts and instruments of electronic payments and the 1 / 4 bis - central bankers'speeches reduction of cash, in order to reduce the cost of payment services for the most efficient flow of transactions as well as other positive effects on the economy. in this dynamic of world development, our financial system is also facing a rapid change in the field of innovation and migration towards digital payments. a sound and efficient payment system supports the further development of financial intermediation and the increase of financial stability thus creating a climate in which investors can expand their businesses. a developed financial payment system where payments are made in a cost - effective and time - efficient manner makes trade cheaper and enables competitive businesses to grow and provide consumers with easier access to goods and

fehmi mehmeti : the central bank of the republic of kosovo continues to support and push the financial sector to increase support to the economy, especially export businesses speech by mr fehmi mehmeti, governor of the central bank of the republic of kosovo, at the launch of the " export window ", pristina, 15 december 2022. * * * dear ms. minister, the honourable mr. mike, the honourable mr. berisha dear attendees it is a special pleasure to be part of this ceremony which marks a very important step of the launch of the export window. allow me, on behalf of the central bank of the republic of kosovo, to congratulate the kosovo credit guarantee fund and usaid ( kosovo compete activity ) for launching a new window for financial facilitating called the " export window ". the kosovo credit guarantee fund, with the support of our international friends, within a relatively short period of time has managed to transform into a very important institution, playing a very important role in increasing and facilitating financing for the country's economy. bank lending continues to be a very important and stable source of private sector financing in kosovo. the value of banking sector loans until october 2022 has reached 4. 3 billion euros, marking an annual increase of 17. 9 %. however, despite the satisfactory trend of the growth of bank lending, it is considered that the level of financial intermediation in kosovo should increase even further, and that in relation to the size of the economy, there is further room for expansion of the lending activity. an important role in filling this space is played by the kosovo credit guarantee fund, which, through its guarantee mechanism, will enable the increase in credit and ease the conditions of access to credit even for the extremely important sectors that ensure the economic development of the country. the new export window, which aims to issue new guarantees to partner financial institutions for the benefit of micro, small and medium enterprises, especially for exportfocused businesses, is good news for businesses and the economy of the country. in this period where our economy, and not only, has had negative impacts, firstly from the pandemic and recently also from the russian aggression in ukraine, it is very important to help our enterprises, to increase the export as much as possible. 1 / 2 bis - central bankers'speeches until october of this year, the value of exports reached the amount of 774. 4 million euros. this amount represents an increase of over 160 million