s rural clients. many of our teachers and public servants living in remote parts of country have spent a good part of their income in travel cost and time wastage to access banking services. this wastage of money and time could end if the new service is available in their communities. the impact of such savings can benefit and improve the living standards of people living in rural communities. thirdly, the launch of anz gomoney marks another challenge not only for anz but also for the cbsi. this is the education of the users on use of these electronic or digital banking services. i learnt that anz has already embarked on educating its clients ahead of this launch, but our people must be taught the values that they get from the use of these new financial service platforms. we want to encourage active use of the service ( both customers and traders ) to realise the benefits of capital investments. with these few remarks ladies and gentleman once again, we in the central bank of solomon islands congratulate anz on this occasion and we wish anz gomoney a successful launch on monday, 16th september 2013. bis central bankers ’ speeches

working, i always insist upon'closing the loop '. probably you, too, can develop a similar suitable system wherein your monitoring leads through necessary communication and to eventual closure of the problem at the appropriate level. i now come to the motivating part of the attributes. i mean'motivating'in a very specific sense. ldms need to lay special emphasis on furthering financial literacy. taking the baton ahead, you may also create awareness and direct or motivate towards greater adoption of digital financial inclusion. financial literacy is a cornerstone of holistic inclusion, empowering individuals to make informed decisions. members of public should be made aware of various financial products available to them, be it social security products such as insurance and pension schemes, which will cover the risks, or category specific loan products which will enable them to undertake productive economic activities. a special focus needs to be given to digital financial literacy for improving public confidence in undertaking digital transactions. in maharashtra alone, there are 118 centres for financial literacy ( cfls ) and 61 financial literacy centres ( flcs ) spreading awareness of financial products at the grassroots level. ldms must play a crucial role in ensuring that flcs perform their functions effectively, supporting cfls, participating in cfl camps, and facilitating the linkage of financial services while overseeing the proper conduct of these camps. harnessing technology not only expands our reach but also makes banking more accessible, efficient, and cost - effective. rbi's recent push for digital public infrastructure, including the unified payments interface ( upi ) and the pilot public tech platform for frictionless credit ( ptpfc ), now renamed the unified lending interface ( uli ), is in line with improving digital financial inclusion, which aims to simplify and broaden access to credit, especially in rural regions. 3 / 5 bis - central bankers'speeches you may also be aware that, under'expanding and deepening of digital payments ecosystem programme ( eddpe ) ', slbcs have taken a lead role in the objective of making every district in the country digitally enabled, which has steered the expansion of digital payments. i am happy to note that, as on date, 410 districts are digitally enabled across the country and 13 states, and six union territories have achieved 100 per cent coverage of districts under this initiative. i hope to see the state of maharashtra also in this list soon. for this, i request all the stakeholders including ldms for effective co - ordination for successful execution of the