savings and investments portfolio. any kind of savings or investments outside banks and in the form of cash bears considerable moral, financial and physical risks. my appeal is simple and straightforward : consult your bank for any actions you take. the banking system remains your best consultant. prior to making a financial transaction of any kind, have the opinion of your bank as well – it is your banker. in conclusion, i would like to highlight that the banking system is a national wealth – it belongs to us all. let us develop it further in order to ensure a stable growth and a better future for the generations to follow.

related to the hydro - energy situation and to the possible rise in the energy price or to the performance of agricultural production at home. in its last monetary policy meeting, the supervisory council of the bank of albania concluded that there is a balance in the risk factors affecting the consumer price performance. inflation expectations are now being anchored around our objective. inflation is forecasted to continue to fluctuate around the current values during 2009 and 2010. the bank of albania remains committed to take all the required measures that will help contain inflation within our 3 percent target. in terms of financial stability, i would like to re - stress that the banking system continues to operate at optimal parameters which are in line with the prudent banking supervision standards. the latest analyses indicate that the banking system has satisfactorily coped with the domino effect of the international financial market. the central bank has supplied the market with necessary liquidity in order to avoid any unwelcome situation in the system. i would like to assure you that the bank of albania will continue to do so based on the market needs and specifications in different periods of time. i avail myself of this opportunity to address to the banking system, both to commercial banks and to their respective parent banks, to prudently analyze the albanian economy in order to provide it with the real chances through the support with banking loans. the latter has been a key element in the economic development of albania and consequently, it has to remain so in the future as well. special emphasis should be also paid to the development of the money market. the new instrument of repurchase agreement transactions needs to be put in place as soon as possible. the bank of albania, the ministry of finance and the banking system need to mobilize the entirety of their resources and expertise in order to ensure a more liquid and stable money market. in view of this, i assure you that the central bank will assist and be fully committed to achieving it. the albanian business should keep being active, far - sighted and dynamic in developing its business plans. only this way it will be well - capitalized, lucrative and credited by the banking system. the business should co - operate closer with the bank, not only in terms of receiving loans but also in obtaining financial advice, which is a pre - requisite for ensuring its long - term stability. i would also like to address to households and the public at large and advice them to be calm, cautious and rational in the way they manage their