governance and external impediments that come in the way of good governance / management ; d ) to study and analyse the impact of functioning of such co - operatives on the local economy / populace ; e ) to suggest measures necessary to effectively encourage the emergence of many more such institutions across the country, if the study indicated that they have a significant contribution to make to financial inclusion. the study was completed in november 2011 and after its due examination, the reserve bank will take the findings and recommendations forward. we are at the threshold of the second green revolution which envisages, and will entail, shift in focus and attention to pulses, fruits, vegetable, live - stock, fisheries, poultry and horticulture and raising their production and productivity with a view to ensuring national food security and sustainable high levels of growth. with these words, i conclude my address and wish today ’ s conference all success that it so very much deserves! thank you all so very much indeed. bis central bankers ’ speeches

large number of co - operative banks will be licensed by 2012. the revival package based on vaidyanathan committee is under implementation which would also help the stcbs / ccbs to improve their financials and be eligible for licensing. in this context, it is important to note that as on 30th november 2011, out of 31 state cooperative banks ( scbs ) and 371 district central co - operative banks ( dccbs ) in the country, 6 scbs and 117 dccbs were unlicensed compared to 17 scbs, and 296 dccbs, as on 31st march 2009. i take the present opportunity to share with this distinguished audience the latest status of licensed and unlicensed stcbs and dccbs in the four states of chhattisgarh, madhya pradesh, uttarkhand and uttar pradesh which is as under : thus, while in uttarakhand, the scb is yet to be licensed, in the states of chhatisgarh, madhya pradesh, uttarakhand and uttar pradesh, out of 104 dccbs, 42 dccbs are yet to be licensed. bis central bankers ’ speeches as announced in the annual policy statement of april, 2010, a study on well - run rural cooperatives including primary agricultural credit co - operative societies ( pacs ), large adivasi multipurpose co - operative societies ( lamps ), farmers service societies ( fss ) and thrift and credit co - operatives was undertaken by the reserve bank in collaboration with nabard and state governments as part of its undivided policy focus on the “ niche ” role of rural credit co - operatives in financial inclusion. for the study, 208 well - run co - operatives operating in 21 states were selected. of these, 71 were operating under parallel self - reliant co - operative societies acts with the rest under respective state co - operative societies acts. the broad objectives of the study as set out by the reserve bank were : a ) to study the functioning of well - run thrift and rural credit co - operatives, including pacs, lamps, fss and other new financial co - operatives, set up under the parallel self - reliant co - operative societies acts to assess their potential to contribute to financial inclusion and the local economy ; b ) to study the member, borrower and depositor profiles, saving mobilization and credit extended to tenant farmers, oral lessees and agricultural labourers ; c ) to study the quality of actual management and