monetary board including dr. vicente valdepenas, jr. ; atty. raul boncan, sr. ; mrs. juanita amatong ; atty. nelly favis - villafuerte ; mr. alfredo antonio ; and socio - economic planning secretary romy neri. let us also acknowledge our three hardworking deputy governors, in alphabetical order – nesting espenilla, diwa guinigundo and andy suratos ; assistant governors jun de zuniga, vic aquino, dolly yuvienco, eve avila, tessie hatta ; and finally, all the other officers and staff of the bangko sentral ng pilipinas! you all make me proud to be a central banker! marami pong salamat sa inyong lahat! mabuhay ang bangko sentral ng pilipinas!

. the cs of afi ’ s success the success of afi can be attributed to what we can call three cs : ( 1 ) commitment, ( 2 ) collaboration, and ( 3 ) concrete results. commitment is an important first step in the attainment of any goal. as one of the pioneer members, the bangko sentral ng pilipinas ( bsp ) can attest to the steadfast engagement of afi members and partners in activities and programs toward financial inclusion. we have benefitted from the commitment of visionary funding partners who believed in the concept of afi and sustained us in our journey toward increasing access to financial services for the poor. the trust and support of the bill and melinda gates foundation, german a kind of west indian ( originally trinidadian ) music in syncopated african rhythm, typically with words improvised on a topical theme ( oxford dictionary ). bis central bankers ’ speeches international cooperation ( giz ), federal ministry for economic cooperation and development ( bmz ) and other donors like the australian agency for international development ( ausaid ), facilitated the exponential growth of afi. within six short years, it is now a network of 120 member institutions from 95 developing countries. future commitments from like - minded donors will surely fortify afi ’ s ability to continuously undertake its important mission. afi would not be what it is now without the commitment of members who devoted substantial time, resources and expertise to make afi activities fruitful and successful. if we count just the face - to - face meetings of the seven afi working groups 2, we get a total of 57 meetings from 2010 to 2014. steering committee meetings, and those of the subcommittees on independence, host country evaluation and global standards, are not yet accounted in this number. if “ time is gold ”, then it is clear that the membership definitely invested so much in the afi journey. underpinning this investment in time and resources is afi members ’ commitment to achieving our shared vision of a financially inclusive world. afi members firmly supported the maya declaration in 2011 and the consequent sasana accord in 2013. these declarations are documentary proof of members ’ dedication to implement concrete and measurable policies and programs that expand inclusion in their respective jurisdictions. to date, 47 out of 120 member institutions have publicly articulated their own maya commitments. while targets and accomplishments vary from country to country on account of domestic contexts, the most significant outcome of the maya declaration is increased institutional accountability. by afi ’ s count, a total of 71