the country is needed. make the market more lively, more competitive and more innovative. now the financial infrastructure is complete and it is up to you to use it more efficiently. it is the time to try to seek other balances in terms of foreign currency flows into the economy. remittances have been important for a long time. they were the largest foreign currency serum in the economy. however, we should be aware that other indicators, such as exports and foreign direct investments will be prior items in the total foreign currency flows in the future. this should be realised by everyone and based on this ground, let us work together for the future. dear participants, international initiatives are in the process. the berlin meeting was extremely important in this regard. there was broadly discussed and converged into the idea that there is room for more coordinated actions, and protectionism is not the answer to the crisis. the london meeting will make new steps in this regard. promoting investments for a cleverer future, setting new models for a new world, more structured and with renovated industry, will be in its focus. the crisis will have its own winners. winners will be those that will develop new policies, products, services and markets of a non - cyclic nature.

ardian fullani : educating and inspiring albania ’ s young generation speech by mr ardian fullani, governor of the bank of albania, at the 2011 end - year reception, tirana, 21 december 2011. * * * honourable minister, your excellencies ambassadors, honourable members of parliament, dear representatives of the banking system and the media, dear participants, i would like to welcome and thank you for your participation. your presence today is a special pleasure for me personally and the bank of albania. my special thanks go to the former members of the supervisory council of the bank of albania, whose term in office has ended. i personally appreciate the seriousness and commitment they have dedicated to their work, a precious contribution to bank of albania ’ s institutional furtherance. thanking them once again for their professional work, allow me to welcome the newly appointed members of the supervisory council of the bank of albania, renowned public figures with an unquestionable professional career. they come from diverse fields of professional careers and will bring in added value to the bank of albania, contributing to a wider coverage of the institution ’ s functions. i am confident that the bank of albania, in its activity, will continue to incorporate best international standards as regards decision - making, independence, accountability, transparency and governance. i believe that a healthy economy that generates stable growth needs a developed financial sector in terms of its depth and width ; a flexible banking system, which manages public ’ s deposits cautiously and channels them efficiently to fund the economy. today, from this modest ceremony, i would like to assure you that we are fully responsible for this as useful as difficult mission. the bank of albania will be always attentive to ensure macroeconomic and financial stability for the country. in the spirit of end - year celebrations, i cannot help focusing on the albanian young generation, an inspiration to our work and a fruit of our investments for a better future. following its established tradition, the bank of albania has the pleasure to announce the governor ’ s award for the best diploma theses in 2011 ”. this year, we decided to announce this award in this important activity, in the presence of friends and colleagues. this is an expression of our appreciation for research by these today ’ s students – tomorrow ’ s colleagues. the bank of albania pays particular attention to the young generation, especially to its education. when i look back and see how we started financial education five years ago, i recall what may be a naive but a significant comparison ; neil