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##bs, near sydney, australia. the coombs declaration that was issued after the conference stated, “... that by lifting levels of financial literacy or financial capability in the region, economic performance would be improved, with flow on social and financial benefits for individuals and families. ” the following year in 2009 regional government leaders and central bank governors met again and endorsed what is now commonly known as the 2020 money pacific goals. bis central bankers ’ speeches the four key goals articulate the vision and commitment by the pacific island nations to take a lead action in building financial competency through the combined actions of the public and private sectors. they state that : • all schoolchildren are to receive financial education through core curricula ; • all adults are to have access to financial education ; • simple and transparent consumer protection policies are to be put in place ; and • there must be a fifty percent reduction in the number of households without access to basic financial services. in november 2009, the reserve bank and the pacific financial inclusion programme organised a national microfinance workshop where financial service providers, mobile network operators, relevant government agencies, ngo ’ s and donor partners all agreed to work together to reach 150, 000 unbanked clients by 2014. one of the key outcomes of that workshop was the formation of a national financial inclusion taskforce ( nfit ) to set the agenda, coordinate, monitor and supervise the implementation and progress of a medium term strategy for financial inclusion in fiji. the financial literacy working group was one of three working groups set up under the taskforce and was mandated to look into and develop strategies to strengthen and build financial literacy. in its first meeting in 2010 this working group identified three key areas of focus. these were : • preparation of a national financial competency building strategy ; • implementation of adult financial literacy programs ; and, • integration and strengthening of financial education into the core curriculum at primary and secondary school levels. the financial literacy working group continues to work very closely with the reserve bank, pfip, various government institutions such as the ministry of education and the fiji bureau of statistics, the private sector and ngos, in the implementation of projects under its area of mandate. the financial education or fined fiji project, currently being piloted this year in 28 “ champion ” schools, by the ministry of education and pfip, will result in 197, 000 students having exposure to financial education in all fiji schools, annually from 2013. national financial competency survey ladies and gentlemen, in