barry whiteside : promoting fiji ’ s youth to “ be money wi $ e ” address by mr barry whiteside, governor of the reserve bank of fiji, at the “ be money wi $ e ” nasinu schools competition, nasinu financial inclusion exposition, nasinu town, 23 july 2015. * * * ladies and gentlemen, girls and boys, good morning to you all and a special bula vinaka and welcome to our students and teachers who have come here today. i hope this will be a fun - filled day for all of you. i can still remember the joy i got taking time off school for special visits or other activities outside of the normal everyday curriculum. introductory comments first, let me say how delighted i am to be here with you this morning to mark the start of some very exciting and competitive events which we have planned for your benefit. all this activity is part of our “ be money wi $ e program ” organised by the reserve bank and our capital markets colleagues, to help you learn more about money matters. this event is really for you. so i must thank your principals and teachers for bringing you out here today. however, before we get into the excitement of the competitions, i would just like to share a few messages which i hope will help give you some idea in planning for a successful financial future. be money wi $ e – what the students can do for themselves at the reserve bank, we run a campaign which we call the “ be money wise program ”. it is part of the capital markets awareness platform, targeting school students. its objective is to promote the importance of acquiring good money management skills with a particular focus on understanding the concept of investing and all the various investment products available here in fiji. so girls and boys, “ be money wise ” is designed to teach you, and all the children in fiji, “ money smart ” principles. this is done through creative, fun - filled activities, some of which you will get to do over the course of today. we envision, that over time, such activities will lead to the development of a culture of financial prudence ( smartness ), preparing you well for your adult working life. relating money to future goals so let ’ s first talk about money, and how important it is in our everyday lives. many people, unfortunately, feel it is the only thing in life, while others think the opposite and feel they have no need for it at all, and many sayings

francois villeroy challenges de galhau : recent european economic speech by mr francois villeroy de galhau, governor of the bank of france, at the paris europlace international financial forum, tokyo, 5 december 2016. * * * accompanying slides. thank you for your invitation. i am very pleased to be here in tokyo for the first time as a governor. france and japan have a lot in common. both our countries have a long history and culture, a long - term vision and a strong private - public partnership. and bank of japan and banque de france have developed a rich and fruitful relationship. let me thank governor kuroda for his enlightening comments on digital innovation and fintechs, which banque de france clearly supports. i will focus for my part on european economic challenges. in 2016, the world in general, and europe in particular, has experienced a period of high uncertainty : uncertainties relating to our security, with the threat of terrorist attacks ; political uncertainties, with “ brexit ” and, more recently, mr trump ’ s victory in the united states ; as well as economic uncertainties, including oil prices or chinese growth, and high market volatility at the beginning of the year. the referendum in italy yesterday may be deemed as another source of uncertainty. however it cannot be compared to the british referendum : italian people have been called to the polls to vote on an internal constitutional matter, and not about italy ’ s long - standing eu membership. we will nevertheless look closely at its consequences. if we look beyond uncertainties, we have also received positive news ; in particular, recovery is underway in europe. as you may know, a meeting of the ecb governing council will be held in three days, so i have to respect a silent period and i will not speak on monetary policy matters. but i can emphasize that, in response to weak inflation and heightened uncertainties, the eurosystem, of which the banque de france is a member, has acted decisively. in addition, several european countries have implemented structural reforms since the onset of the crisis and, at the same time, the eu and the euro area have taken significant steps to enhance economic and financial integration and stability. all these efforts have strengthened the euro area ’ s resilience as shown by limited reactions to brexit or the us elections or by the unaffected, steady recovery in the euro area. 1 / changes in economic conditions [ slide 2