. 22. hill, j. ( 2015 ) speech at the launch of the commission ’ s green paper on consumer finance, brussels, http : / / europa. eu / rapid / press - release _ speech - 15 – 6293 _ en. htm, december 2015. 23. hill, j. ( 2015 ) speech at the crr review conference, dg fisma, “ the impact of the crr and crd iv on bank financing of the economy ”, brussels, http : / / europa. eu / rapid / press - release _ speech - 15 – 6310 _ en. htm, december 2015. 24. hill, j. ( 2016 ) keynote speech at the european banking authority ’ s 5th anniversary conference, london, http : / / europa. eu / rapid / press - release _ speech - 16 – 250 _ en. htm, february 2016. 25. king, m. ( 2016 ) “ the end of alchemy : money, banking and the future of the global economy ” little, brown. 26. praet, p. ( 2016 ) interview with publico, “ monetary policy can ’ t do it alone ”, http : / / www. ecb. europa. eu / press / inter / date / 2016 / html / sp160523. en. html, may 2016. 27. praet, p. ( 2015 ) interview with la libre belgique, “ europe must show it can bring prosperity ”, https : / / www. ecb. europa. eu / press / inter / date / 2015 / html / sp151221. en. html, december 2015 28. stournaras, y. ( 2016 ) “ financial stability and policy intervention by central banks in europe : where do we stand and what challenges lie ahead ”, speech at the croatian national bank in zagreb http : / / www. bankofgreece. gr / pages / en / bank / news / speeches / dispitem. aspx? item _ id = 345 & list _ id = b2e9402e - db05 – 4166 - 9f09 - e1b26a1c6f1b, march 2016. 29. vickers, j. ( 2016 ) “ equity buffers are in the public interest ” letter to the editor, financial times, 18 february 2016. bis central bankers ’ speeches

of projections that imply stability, work and policy continuity. i will repeat – nothing is maintained on its own, people are those who make and implement decisions. esteemed participants of the business forum, not even the pandemic has changed the fact that stability is the key prerequisite in all areas – from infrastructure and investment, through greater participation of women in the field of technology and greater involvement of young people in all walks of life, to digital economy and creative industries. in my tenth year at the helm of the nbs, which is a pillar of monetary and financial stability of the country, i think i have the right, but also the obligation, to state that even though some people think it is possible to engage in policymaking on social networks and with no grounds in facts, it is our duty to stay committed to decisions based on data and detailed analyses. it is the duty of each individual to accept and acknowledge that serbia changed dramatically over the past ten years in all areas – stability has been delivered, new factories are opened, employment is growing, wages are rising, infrastructure that improves the quality of life is built and reinforced, population policy is changed, investments are made in education. it is the duty of each and every one of us to contribute to the country ’ s further progress, because our job never ends. only keeping what has been achieved requires huge efforts, and further progress requires the continuity of good policies and a clear vision of where we want to be in 2030. one of the conclusions could be that one of the key joint tasks is to strengthen human capital. we have to maintain stability and pass on knowledge in order to be able to respond quickly and efficiently to the challenges of modern times. this is the best investment in the future. we need to join forces to realize our full potential. “ freedom is nothing but a chance to be better, ” said albert camus. a modern, strong and stable serbia in which all regions are developed evenly is the path we have been moving along for quite some time now. for a modern serbia in 2030 it is critical that we all do our part to keep moving forward. there is so much that we can yet do and we must do together. because together we can do everything. thank you all. i wish you a successful 29th kopaonik business forum! 6 / 6 bis central bankers'speeches