##as ) and the singapore exchange ( sgx ) to present talks on the basics of personal investing. 20. you can also find a wide range of tools to for self - learning. for instance, the cpf board has several online calculators to help you plan for your retirement and housing needs. moneysense has worksheets to help you draw up your family budget and assess your debt commitments. there is also a moneysense guidebook to explain commonly used terms in financial documents that you may encounter. conclusion 21. i wish you an enjoyable time at the roadshow. enjoy the activities. most important of all, let's all use the tips and lessons we learn in your daily lives.

by mncs operating in singapore. • gross national income ( gni ) per capita became the more relevant measure of singapore ’ s income and standard of living than just gdp per capita. the 2020s and 2030s saw the proliferation and convergence of several technological trends that transformed economies and societies globally. • rapid progress in digital and mobile technologies, coupled with advanced biometrics and global wi - fi access, made payments virtually costless and highly secure, precipitating an explosion in the growth of digital commerce and digital finance. • advances in cloud computing, big data analytics, smart sensors and learning machines transformed the provision of consumer and business services, including financial, legal, auditing, consultancy, and logistics. • they also spurred a transformation in the provision of social and public services such as telemedicine, online learning, and congestion control, substantially enhancing efficiency and consumer welfare. singapore was well - positioned for the pervasive digitisation of the global economy that occurred in the 2020s and 2030s, mainly due to two key initiatives that it embarked on in 2015 in the drive towards productivity - led growth : • the first was the concerted national effort to build and deepen skills at all levels through extensive worker retraining programmes and subsequent introduction of the teaching of digital technology across the education system. • the second was the drive to create a smart nation – building critical infrastructure and capabilities in digital and sensor technologies. by 2040, a thriving ideas economy had taken root in singapore, with value - added embedded in ideas rather than physical form. • the creation of economic value was associated increasingly with “ dematerialised products ” such as telecommunications, algorithms, software, design, testing and research. • at the same time, singapore built on its traditional strengths in the ideas economy, namely marketing, branding, and global supply chain management. advances in robotics and 3 - d printing helped to spawn new activities in singapore ’ s offshore facilities in the afez : • production of space vehicles and supersonic jet engines ; • additive manufacturing of components for electric cars and autonomous vehicles. technological advances also transformed the structure of the territorial economy. • cutting - edge biologics to produce drugs for cancer, auto - immune diseases, congenital disorders and dementia emerged as the largest component of manufacturing. • real - time genome sequencing for disease control started from scratch to become one of the fastest growing segments within the territorial economy. • infrastructure financing became the largest contributor to modern services, with singapore - based