has received over 19, 000 reports on scams cases, which has led to the freezing of more than rm60 million and identification of 43, 000 mule account holders. in this regard, i am pleased to inform that efforts are underway to take the nsrc to the next level. for this, the bank is actively collaborating with paynet and the financial industry to launch the national fraud portal ( nfp ) by mid next year. building on the framework and foundations of the nsrc, the nfp will streamline the industry's scam response end - to - end, from initial identification and reporting, to the recovery of funds. this platform will enhance efficiency by automating processes, enabling a more rapid response to assist victims. we envision the nfp expanding to include predictive assessments of mule accounts, advanced analytics, and fund tracing algorithms. while security and technology measures are important, public awareness remains our strongest defence. indeed, educating the public against scams is an ongoing effort and this must go on. if anything, there is room for the industry to be more pervasive, prominent, and persistent in building and raising public awareness against scams. it is for this reason that i am pleased to see that the scam awareness campaign led by the industry will be launched later this morning. on our part, the bank has also been running sessions to train nearly 500 officers from the financial industry to undertake public education, covering tips to identify scams and basic security. since the start of 2023, participants of our flagship train - the - trainer ( ttt ) programme have conducted talks and events on scam awareness nationwide, reaching over 20, 000 individuals. 3 / 5 bis - central bankers'speeches fighting financial crime with integrity, transparency and accountability ladies and gentlemen, i am sure you would all agree that what we do is important, but the how is often just as important. the world is currently running a trust deficit and it is no different here in malaysia. according to the edelman trust barometer1, while malaysia ranks among the top 10 countries with the highest trust, trust in malaysian institutions2 this year dropped 4 points from 2022. for context, that puts us as the 3rd country with the largest reduction in trust. we need to restore, or rather reinvent trust. but this cannot be done by anyone alone. all of us will need to play our part by upholding the principles of integrity, transparency, and accountability, which will go a

lack funding and knowledge for meaningful transition. in this regard, the bank launched the rm2 billion low - carbon transition facility ( lctf ) in february 2022 to fund smes'working capital or capital expenditures related to low - carbon practices at an affordable rate. beyond that, other facilities such as the high tech and green facility and sme automation and digitalisation facility are also available for 1 / 3 bis - central bankers'speeches smes. in this respect, it is important to note that financing by the financial sector has returned to the pre - pandemic level with funds by bnm only constituting less than 10 % of the total financing. we acknowledge that technical know - how is equally crucial for successful transformation. smes need to be nurtured and equipped with the right tools and skill sets to kickstart their sustainability journey on the right footing. the roll - out of the greening value chain programme, or gvc in short, is a testament to the bank's commitment to ensure smes have access to the necessary support to implement longterm impactful changes. gvc complements available financing via its complimentary technical workshops, financial advisory services and emission measurement tools provided by the strategic partners. before i end my remarks, i wish to highlight the two key success factors of the gvc initiative. first, strong commitment from participants to undergo the programme and implement the changes recommended. this requires a genuine desire to transition to a greener and more sustainable practices, as well as willingness to invest the necessary resources and time to make it happen. participants must be committed to making real changes, both in your operations and in the products and services that you offer. second, proactive actions from large corporations in greening their supply chain network is a must - given their unique position to drive critical mass transition. gvc is the first of many pilot initiatives to come in gearing up our green agenda, and we hope to see more similar private - public partnerships in the future. the bank remains committed playing bridging role by bringing the national green agenda closer to the public. for this, we welcome any potential partners who are keen to explore new areas of collaboration. ladies and gentlemen, climate change is here to stay. as robert swan, the english polar explorer and environmental leader once said, " the greatest threat to our planet is the belief that someone else will save it. " let us play our part in taking proactive steps to manage climate risk before there is