with the world bank, a survey on moroccan households ’ perception of financial services. this survey helped us identify the barriers hindering the development of financial inclusion and allowed us to better prepare our first national financial education strategy. a second survey called “ global findex ” will be conducted shortly and will serve as a basic diagnosis to define our national financial inclusion strategy. ladies and gentlemen, the data collected over the past few years show the real progress made and the challenges ahead : disparities between regions, rural and urban areas, gender, data quality improvement and the development of an effective tool to measure impact. these challenges emphasize the need to continue our joint efforts, both nationally and internationally, and to get mobilized, in an overall and harmonized manner, to develop financial inclusion of the population across all segments. data reliability is not an issue specific to bank al - maghrib. this was evidenced by the last report of the irving fisher committee on “ measures of financial inclusion - central bank perspectives ”, prepared on the basis of a survey carried out during the 4th quarter of 2015 in 47 countries. the findings and recommendations of this report, which will be debated at length today, reveal that it is of paramount importance to improve data in a much more concerted and shared framework for a better international coordination. ladies and gentlemen, our one - day high - level meeting will cover a number of themes that are challenging to all of us : is financial inclusion a challenge for national financial stability? how does it affect monetary policy transmission? what measure should central banks take to safeguard the objectives of financial stability and monetary stability while improving access to financial markets? i remain convinced that making this gathering an annual tradition will enable us to provide the most appropriate responses to meet these challenges. i wish full success to this seminar and wish you a pleasant stay in morocco.

satellite seminar on financial inclusion held in conjunction with the 61st world statistics congress opening remarks by mr. abdellatif jouahri governor of bank al - maghrib marrakech, july 14, 2017 “ while data is important, the right data is essential ” albert einstein honorable chair of the irving fisher committee, honorable governor of the beac, distinguished guests, ladies and gentlemen, it is with great pleasure that i welcome you to morocco on the occasion of this international seminar on financial inclusion, which will focus on data and their important role in developing policies and strategies that take into account on - the - ground realities and then measuring and assessing the impact of these policies. first of all, i would like to thank our partners, the irving fisher committee on central bank statistics and the center for latin american monetary studies for their valuable contribution to the organization of this event, held as usual on the sidelines of the 61st world statistics congress. the topic of our meeting further underscores the importance that central banks and international standardization bodies attach to financial inclusion. it is a subject that is of increasing interest to them, particularly with regard to its interactions with financial stability, resulting in hindering the policies put in place to develop access to and use of financial services. a sustainable and efficient financial inclusion requires a long - lasting balance between innovation and the safeguards that need to be developed in order to ensure the soundness of the financial sector. ladies and gentlemen, as you know, financial inclusion has become an important factor in economic efficiency and social equity, and international organizations have, for nearly a decade, underlined its importance and the need for public authorities to adopt national strategies for financial inclusion. the world bank considers financial inclusion as a key factor for poverty alleviation and has set itself the goal of achieving universal access to financial services by 2020. under this framework, it targets 25 priority countries, including morocco. to this end, it launched in 2012 the financial inclusion support framework ( fisf ), aligned with the maya declaration, to support the implementation of country commitments. for its part, the g20 has made financial inclusion one of its working themes, and in 2009 established an expert group who drew up the nine core principles for innovative financial inclusion. in 2010, the g20 launched the global partnership for financial inclusion, including all g20 countries and interested non - g20 countries. this partnership helps strengthen coordination and collaboration between the various national and international stakeholders through its three key implementing partners : the