continued to rise. in 2021 and 2022, the total ringgit bonds and sukuk issuances by the government and corporates were rm377 billion and rm435 billion, respectively1. of this amount, a total of approximately rm25 billion or 6 % was in the form of sdg, green, and sustainability - linked capital market instruments. we continue to make progress in the sukuk market. in 2021, malaysia issued the inaugural sovereign us dollar sustainability sukuk that was oversubscribed by 6. 4 times. this reflects the significant demands for such instruments globally. as we forge ahead, the capital market is key to meeting our green and greening investment needs. we urge market participants such as yourselves to actively leverage our financial market infrastructure to issue and deposit foreign currency capital market instruments in malaysia. we are proud to state that since 2018, rentas has secured the top position being the world's largest sukuk depository. as at the end of 2021, there was close to usd279 billion worth of sukuk issued and deposited in rentas. let us work hand in hand for the malaysian financial system and malaysian banks to play a larger role in facilitating and intermediating both domestic and international economic activity, particularly in sustainability initiatives. ladies and gentlemen the challenges posed by climate risks are real and are already present. we can no longer be passive. we must embrace courage. we must be resolute. the seeds of 2 / 3 bis - central bankers'speeches concrete actions we sow today are key to cultivating a more sustainable future for our generations to come. i trust that this conference will contribute to this rapidly growing sustainable debt market. on that note, i wish all of you a fruitful and engaging session today. thank you. 1 source : fast and insides, bnm 3 / 3 bis - central bankers'speeches

conduct e - payment transaction. in this regard, banking institutions have given their commitment to facilitate and advise customers on safe practices in migrating away from cheques to adopt electronic payments. bank negara malaysia and the banking industry will continue the efforts to assist businesses and the general public to ensure a smooth transition in adopting online banking and ibg. this includes the increase of transaction limit for ibg and online banking from rm5, 000 to rm10, 000 to facilitate high valued payments. with the increase in the limit, 90 % of the total affin bank, ambank, bank islam, bank rakyat, cimb bank, hong leong bank, maybank & public bank. bis central bankers ’ speeches number of cheques which is 184 million from 204 million cheques in 2012, or 135 million of 150 million cheques issued in january to september 2013, can be made via online banking. in addition, most of the banks have shortened the crediting time for ibg transactions, in which the beneficiaries will receive their funds faster within the same day. other initiatives include several major banks will be offering ibg services via atm and banks have provided access to internet banking through the deployment of self - service internet kiosk at all bank branches to facilitate those who do not have access to internet banking to make payment electronically. as at end august 2013, more than 2, 100 ( 2, 121 ) kiosks have been deployed in 74 % of the 2, 341 bank branches and it is expected that almost all bank branches will be equipped with the internet kiosk by end march 2014. in addition, the banking industry has developed a framework on payment reference standard that will enable payers to indicate payment transaction details to allow beneficiaries to easily identify the source and purpose of payment and this will facilitate more efficient reconciliation process through e - payments. finally, i would once again like to emphasize that ibg via internet banking and mobile banking provides significant benefits to the businesses by having the convenience of transacting anytime, anywhere. it also lowers the costs of doing business through reduction of cash and cheque handling costs and redeployment of resources for more productive activities. in closing, i wish you an insightful and productive engagement at this roadshow event and trust that the discussions today will be beneficial to you in your adoption of online banking and electronic payment solutions for your business operations. bis central bankers ’ speeches