romikgosai/squad_modified huggingface dataset:
Think-tanks such as the World Pensions Council have also argued that European legislators have pushed somewhat dogmatically for the adoption of the Basel II recommendations, adopted in 2005, transposed in European Union law through the Capital Requirements Directive (CRD), effective since 2008. In essence, they forced European banks, and, more importantly, the European Central Bank itself e.g. when gauging the solvency of financial institutions, to rely more than ever on standardised assessments of credit risk marketed by two non-European private agencies: Moody's and S&P.

Questions and answers:
["
Q: Which agencies have became the authority on assessing the risk of financial institutions?
A: Moody's and S&P", '
Q: When was Basel II adopted?
A: 2005', "
Q: What said that agencies had to start using Moody's and S&P to assess financial institutions?
A: the Basel II recommendations", '
Q: Since when have the Basel II recommendations been in effect?
A: 2008']
The bank is based in Frankfurt, the largest financial centre in the Eurozone. Its location in the city is fixed by the Amsterdam Treaty. The bank moved to new purpose-built headquarters in 2014 which were designed a Vienna-based architectural office named Coop Himmelbau. The building is approximately 180 metres (591 ft) tall and will be accompanied with other secondary buildings on a landscaped site on the site of the former wholesale market in the eastern part of Frankfurt am Main. The main construction began in October 2008, and it was expected that the building will become an architectural symbol for Europe. While it was designed to accommodate double the number of staff who operate in the former Eurotower, that building has been retained since the ECB took responsibility for banking supervision and more space was hence required.

Questions and answers:
['
Q: Where is the European Central bank located?
A: Frankfurt', '
Q: What decided where the bank was to be located?
A: Amsterdam Treaty', "
Q: When did the bank move to it's new headquarters?
A: 2014", '
Q: What previously stood where the bank is now?
A: the former wholesale market', '
Q: When did construction of the new bank begin?
A: October 2008']
On 21 December 2011 the bank instituted a programme of making low-interest loans with a term of three years (36 months) and 1% interest to European banks accepting loans from the portfolio of the banks as collateral. Loans totalling €489.2 bn (US$640 bn) were announced. The loans were not offered to European states, but government securities issued by European states would be acceptable collateral as would mortgage-backed securities and other commercial paper that can be demonstrated to be secure. The programme was announced on 8 December 2011 but observers were surprised by the volume of the loans made when it was implemented. Under its LTRO it loaned €489bn to 523 banks for an exceptionally long period of three years at a rate of just one percent. The by far biggest amount of €325bn was tapped by banks in Greece, Ireland, Italy and Spain. This way the ECB tried to make sure that banks have enough cash to pay off €200bn of their own maturing debts in the first three months of 2012, and at the same time keep operating and loaning to businesses so that a credit crunch does not choke off economic growth. It also hoped that banks would use some of the money to buy government bonds, effectively easing the debt crisis.

Questions and answers:
['
Q: After the loan program was announced, which countries borrowed the most?
A: Greece, Ireland, Italy and Spain', '
Q: What would happen if some of the banks were to begin buying govenrment bonds?
A: easing the debt crisis', "
Q: How much does the ECB have to have to pay off it's own debts?
A: €200bn", '
Q: How do you prevent a credit bottleneck?
A: keep operating and loaning to businesses']
The ECB's first supplementary longer-term refinancing operation (LTRO) with a six-month maturity was announced March 2008. Previously the longest tender offered was three months. It announced two 3-month and one 6-month full allotment of Long Term Refinancing Operations (LTROs). The first tender was settled 3 April, and was more than four times oversubscribed. The €25 billion auction drew bids amounting to €103.1 billion, from 177 banks. Another six-month tender was allotted on 9 July, again to the amount of €25 billion. The first 12-month LTRO in June 2009 had close to 1100 bidders.

Questions and answers:
['
Q: What is an LTRO?
A: longer-term refinancing operation', '
Q: How long was the time to maturity on an LTRO?
A: six-month', "
Q: When were the first supplemental LTRO's offered?
A: March 2008", '
Q: How long had the time to maturity been previously?
A: three months', '
Q: How many bids were recorded at the auction for the first 12 month LRTO?
A: close to 1100 bidders']
St. John's (/ˌseɪntˈdʒɒnz/, local /ˌseɪntˈdʒɑːnz/) is the capital and largest city in Newfoundland and Labrador, Canada. St. John's was incorporated as a city in 1888, yet is considered by some to be the oldest English-founded city in North America. It is located on the eastern tip of the Avalon Peninsula on the island of Newfoundland. With a population of 214,285 as of July 1, 2015, the St. John's Metropolitan Area is the second largest Census Metropolitan Area (CMA) in Atlantic Canada after Halifax and the 20th largest metropolitan area in Canada. It is one of the world's top ten oceanside destinations, according to National Geographic Magazine. Its name has been attributed to the feast day of John the Baptist, when John Cabot was believed to have sailed into the harbour in 1497, and also to a Basque fishing town with the same name.

Questions and answers:
["
Q: In what country is St. John's located?
A: Canada", "
Q: What is the name of the island that St. John's is located?
A: Newfoundland", "
Q: What city is ranked 20th in largest metropolitan area for Canada?
A: St. John's", "
Q: Where on the Avalon Peninsula is St. John's located?
A: eastern tip", "
Q: In what year did St. John's have a population of 214,285?
A: 2015"]
St. John's is one of the oldest settlements in North America, with year-round settlement beginning sometime after 1630 and seasonal habitation long before that. It is not, however, the oldest surviving English settlement in North America or Canada, having been preceded by the Cuper's Cove colony at Cupids, founded in 1610, and the Bristol's Hope colony at Harbour Grace, founded in 1618. In fact, although English fishermen had begun setting up seasonal camps in Newfoundland in the 16th Century, they were expressly forbidden by the British government, at the urging of the West Country fishing industry, from establishing permanent settlements along the English controlled coast, hence the town of St. John's was not established as a permanent community until after the 1630s at the earliest. Other permanent English settlements in the Americas that predate St. John's include: St. George's, Bermuda (1612) and Jamestown, Virginia (1607).

Questions and answers:
["
Q: Which city is considered one of the oldest settlements in North America?
A: St. John's", "
Q: Around what year did settlement begin to occur in St. John's?
A: 1630", "
Q: When was Cuper's Cove colony founded?
A: 1610", "
Q:  What year was Bristol's Hope colony founded?
A: 1618", '
Q: Who forbade the  english fisherman to setup seasonal camps in Newfoundland?
A: British government']
Sebastian Cabot declares in a handwritten Latin text in his original 1545 map, that the St. John's earned its name when he and his father, the Venetian explorer John Cabot became the first Europeans to sail into the harbour, in the morning of 24 June 1494 (against British and French historians stating 1497), the feast day of Saint John the Baptist. However, the exact locations of Cabot's landfalls are disputed. A series of expeditions to St. John's by Portuguese from the Azores took place in the early 16th century, and by 1540 French, Spanish and Portuguese ships crossed the Atlantic annually to fish the waters off the Avalon Peninsula. In the Basque Country, it is a common belief that the name of St. John's was given by Basque fishermen because the bay of St. John's is very similar to the Bay of Pasaia in the Basque Country, where one of the fishing towns is also called St. John (in Spanish, San Juan, and in Basque, Donibane).

Questions and answers:
["
Q: What was John Cabot's sons first name?
A: Sebastian", '
Q: What was the occupation of John Cabot?
A: explorer', '
Q: Where did the French, Spanish and Portuguese start to travel to fish yearly in 1540?
A: Avalon Peninsula', '
Q: Where is the Bay of Pasaia located?
A: Basque Country', '
Q: In what language did Sebastian Cabot write his map from 1545?
A: Latin']
The earliest record of the location appears as São João on a Portuguese map by Pedro Reinel in 1519. When John Rut visited St. John's in 1527 he found Norman, Breton and Portuguese ships in the harbour. On 3 August 1527, Rut wrote a letter to King Henry on the findings of his voyage to North America; this was the first known letter sent from North America. St. Jehan is shown on Nicholas Desliens' world map of 1541 and San Joham is found in João Freire's Atlas of 1546. It was during this time that Water Street was first developed, making it the oldest street in North America.[dubious – discuss]

Questions and answers:
["
Q: What year did John Rut visit St. John's?
A: 1527", '
Q: Who sent the first known letter from North America?
A: John Rut', '
Q: What three countries ships did John Rut find in 1527?
A: Norman, Breton and Portuguese', '
Q: Who did John Rut write a letter to in 1527?
A: King Henry']
By 1620, the fishermen of England's West Country controlled most of Newfoundland's east coast. In 1627, William Payne, called St. John's "the principal prime and chief lot in all the whole country". The population grew slowly in the 17th century and St. John's was the largest settlement in Newfoundland when English naval officers began to take censuses around 1675. The population would grow in the summers with the arrival of migratory fishermen. In 1680, fishing ships (mostly from South Devon) set up fishing rooms at St. John's, bringing hundreds of Irish men into the port to operate inshore fishing boats.

Questions and answers:
['
Q: Who referred St. John\'s as St. "the principal prime and chief lot in all the whole country" ? 
A: William Payne', "
Q: When did censuses start being conducted in St. John's?
A: 1675", "
Q: When did Irish men begin to operate inshore fishing boats in St. John's?
A: 1680", "
Q: What grew during the summers in St. John's?
A: population", "
Q: Who controlled most of Newfoundland's east coast by 1620?
A: fishermen"]
The town's first significant defences were likely erected due to commercial interests, following the temporary seizure of St. John's by the Dutch admiral Michiel de Ruyter in June 1665. The inhabitants were able to fend off a second Dutch attack in 1673, when this time it was defended by Christopher Martin, an English merchant captain. Martin landed six cannons from his vessel, the Elias Andrews, and constructed an earthen breastwork and battery near chain Rock commanding the Narrows leading into the harbour. With only twenty-three men, the valiant Martin beat off an attack by three Dutch warships. The English government planned to expand these fortifications (Fort William) in around 1689, but actual construction didn't begin until after the French admiral Pierre Le Moyne d'Iberville captured and destroyed the town in the Avalon Peninsula Campaign (1696). When 1500 English reinforcements arrived in late 1697 they found nothing but rubble where the town and fortifications had stood.

Questions and answers:
["
Q: Who briefly seized St. John's in 1665?
A: Michiel de Ruyter", '
Q: In what year did the dutch attack St. John for a second time?
A: 1673', '
Q: How many men defended the attack from the Dutch in 1673?
A: twenty-three', '
Q: Who destroyed Fort William in 1696?
A: Pierre Le Moyne', '
Q: How many Dutch warships were fended of by Christopher Martin in 1673?
A: three']
St. John's was the starting point for the first non-stop transatlantic aircraft flight, by Alcock and Brown in a modified Vickers Vimy IV bomber, in June 1919, departing from Lester's Field in St. John's and ending in a bog near Clifden, Connemara, Ireland. In July 2005, the flight was duplicated by American aviator and adventurer Steve Fossett in a replica Vickers Vimy aircraft, with St. John's International Airport substituting for Lester's Field (now an urban and residential part of the city).

Questions and answers:
['
Q: Who flew the first non-stop transatlantic aircraft flight?
A: Alcock and Brown', '
Q: What aircraft did Alcock and Brown use in 1919 for their flight? 
A: Vickers Vimy IV bomber', "
Q: Where in St. John's did Alcock and Brown depart from in June 1919?
A: Lester's Field", '
Q: Who duplicated Alcock and Brown flight in 2005?
A: Steve Fossett', '
Q: What aircraft did Steve Fossett use for his flight in July 2005?
A: replica Vickers Vimy']
St. John's, and the province as a whole, was gravely affected in the 1990s by the collapse of the Northern cod fishery, which had been the driving force of the provincial economy for hundreds of years. After a decade of high unemployment rates and depopulation, the city's proximity to the Hibernia, Terra Nova and White Rose oil fields has led to an economic boom that has spurred population growth and commercial development. As a result, the St. John's area now accounts for about half of the province's economic output.

Questions and answers:
['
Q: When did the Northern cod fishery collapse?
A: 1990s', "
Q: What led to an economic boom in St. John's?
A: Hibernia, Terra Nova and White Rose oil fields", "
Q: For how long did the Northern cod fishery provide a stable economy for St. John's?
A: hundreds of years", "
Q: How long did unemployment rates and depopulation suffer in St. John's?
A: decade"]
St. John's is located along the coast of the Atlantic Ocean, on the northeast of the Avalon Peninsula in southeast Newfoundland. The city covers an area of 446.04 square kilometres (172.22 sq mi) and is the most easterly city in North America, excluding Greenland; it is 295 miles (475 km) closer to London, England than it is to Edmonton, Alberta. The city of St. John's is located at a distance by air of 3,636 kilometres (2,259 mi) from Lorient, France which lies on a nearly precisely identical latitude across the Atlantic on the French western coast. The city is the largest in the province and the second largest in the Atlantic Provinces after Halifax, Nova Scotia. Its downtown area lies to the west and north of St. John's Harbour, and the rest of the city expands from the downtown to the north, south, east and west.

Questions and answers:
["
Q: Near what body of water is St. John's located by?
A: Atlantic Ocean", "
Q: How many Square miles is St. John's?
A: 172.22", '
Q: In what providence is Edmonton located?
A: Alberta', '
Q: What is the largest Atlantic Province city?
A: Halifax']
St. John's has a humid continental climate (Köppen Dfb), with lower seasonal variation than normal for the latitude, which is due to Gulf Stream moderation. However, despite this maritime moderation, average January high temperatures are actually slightly colder in St. John's than it is in Kelowna, British Columbia, which is an inland city that is near the more marine air of the Pacific, demonstrating the cold nature of Eastern Canada. Mean temperatures range from −4.9 °C (23.2 °F) in February to 16.1 °C (61.0 °F) in August, showing somewhat of a seasonal lag in the climate. The city is also one of the areas of the country most prone to tropical cyclone activity, as it is bordered by the Atlantic Ocean to the east, where tropical storms (and sometimes hurricanes) travel from the United States. The city is one of the rainiest in Canada outside of coastal British Columbia. This is partly due to its propensity for tropical storm activity as well as moist, Atlantic air frequently blowing ashore and creating precipitation.

Questions and answers:
["
Q: How is the climate in St. John's?
A: humid", '
Q: In which province is Kelowna located?
A: British Columbia', '
Q: Which Canadian city is the most rainiest?
A: British Columbia', '
Q: What body of water is to the east of St. John?
A: Atlantic Ocean', "
Q: From where do tropical storms travel from to St. John's?
A: United States"]
Of major Canadian cities, St. John's is the foggiest (124 days), windiest (24.3 km/h (15.1 mph) average speed), and cloudiest (1,497 hours of sunshine). St. John's experiences milder temperatures during the winter season in comparison to other Canadian cities, and has the mildest winter for any Canadian city outside of British Columbia. Precipitation is frequent and often heavy, falling year round. On average, summer is the driest season, with only occasional thunderstorm activity, and the wettest months are from October to January, with December the wettest single month, with nearly 165 millimetres of precipitation on average. This winter precipitation maximum is quite unusual for humid continental climates, which most commonly have a late spring or early summer precipitation maximum (for example, most of the Midwestern U.S.). Most heavy precipitation events in St. John's are the product of intense mid-latitude storms migrating from the Northeastern U.S. and New England states, and these are most common and intense from October to March, bringing heavy precipitation (commonly 4 to 8 centimetres of rainfall equivalent in a single storm), and strong winds. In winter, two or more types of precipitation (rain, freezing rain, sleet and snow) can fall from passage of a single storm. Snowfall is heavy, averaging nearly 335 centimetres per winter season. However, winter storms can bring changing precipitation types. Heavy snow can transition to heavy rain, melting the snow cover, and possibly back to snow or ice (perhaps briefly) all in the same storm, resulting in little or no net snow accumulation. Snow cover in St. John's is variable, and especially early in the winter season, may be slow to develop, but can extend deeply into the spring months (March, April). The St. John's area is subject to freezing rain (called "silver thaws"), the worst of which paralyzed the city over a three-day period in April 1984.

Questions and answers:
["
Q: What is the foggiest Canadian city?
A: St. John's", "
Q: What is the average wind speed in miles per hour for St. John's?
A: 15.1 mph", '
Q: What Canadian city has the mildest winter temperature?
A: British Columbia', "
Q: What is the driest season on average in St. John's?
A: summer", '
Q: What is another word for freezing rain?
A: silver thaws']
Starting as a fishing outpost for European fishermen, St. John's consisted mostly of the homes of fishermen, sheds, storage shacks, and wharves constructed out of wood. Like many other cities of the time, as the Industrial Revolution took hold and new methods and materials for construction were introduced, the landscape changed as the city grew in width and height. The Great Fire of 1892 destroyed most of the downtown core, and most residential and other wood-frame buildings date from this period.

Questions and answers:
["
Q: What are wharves in St. John's constructed out of?
A: wood", '
Q: In what year was the Great Fire?
A: 1892', '
Q: What was the most affected area of The Great Fire of 1892?
A: downtown core']
Often compared to San Francisco due to the hilly terrain and steep maze of residential streets, housing in St. John's is typically painted in bright colours. The city council has implemented strict heritage regulations in the downtown area, including restrictions on the height of buildings. These regulations have caused much controversy over the years. With the city experiencing an economic boom a lack of hotel rooms and office space has seen proposals put forward that do not meet the current height regulations. Heritage advocates argue that the current regulations should be enforced while others believe the regulations should be relaxed to encourage economic development.

Questions and answers:
["
Q: What US city is St. John's often compared to?
A: San Francisco", '
Q: What does the city council have restrictions on in downtown?
A: height of buildings', '
Q: What have the restrictions on the height of buildings caused over the years?
A: controversy', '
Q: What is the city lacking because of the height restrictions?
A: hotel rooms and office space']
To meet the need for more office space downtown without compromising the city's heritage, the city council amended heritage regulations, which originally restricted height to 15 metres in the area of land on Water Street between Bishop's Cove and Steer's Cove, to create the "Commercial Central Retail – West Zone". The new zone will allow for buildings of greater height. A 47-metre, 12-storey office building, which includes retail space and a parking garage, was the first building to be approved in this area.

Questions and answers:
['
Q: What was amended to provide more office space in downtown?
A: heritage regulations', '
Q: What height was the original restriction in downtown for ?
A: 15 metres', "
Q: How tall was the first office building to be approved in the on Water Street between Bishop's Cove and Steer's Cove?
A: 47-metre"]
As of the 2006 Census, there were 100,646 inhabitants in St. John's itself, 151,322 in the urban area and 181,113 in the St. John's Census Metropolitan Area (CMA). Thus, St. John's is Newfoundland and Labrador's largest city and Canada's 20th largest CMA. Apart from St. John's, the CMA includes 12 other communities: the city of Mount Pearl and the towns of Conception Bay South, Paradise, Portugal Cove-St. Philip's, Torbay, Logy Bay-Middle Cove-Outer Cove, Pouch Cove, Flatrock, Bay Bulls, Witless Bay, Petty Harbour-Maddox Cove and Bauline. The population of the CMA was 192,326 as of 1 July 2010.

Questions and answers:
["
Q: In what year where there 100,646 inhabitants in St. John's?
A: 2006", '
Q: How many communities does the CMA include?
A: 12', '
Q: What was the population of the CMA in 2010?
A: 192,326', "
Q: What is Newfoundland and Labrador's largest city?
A: St. John's"]
Predominantly Christian, the population of St. John's was once divided along sectarian (Catholic/Protestant) lines. In recent years, this sectarianism has declined significantly, and is no longer a commonly acknowledged facet of life in St. John's. St. John's is the seat of the Roman Catholic Archbishop of St. John's, and the Anglican Bishop of Eastern Newfoundland and Labrador. All major Christian sects showed a decline from 2001–2011 with a large increase in those with no religion from 3.9% to 11.1%.

Questions and answers:
["
Q: What is the largest religion in St. John's?
A: Christian", "
Q: What has declined in the recent years on St. John's?
A: sectarianism", '
Q: What sects declined from 2001-2011?
A: Christian']