The Federal plan should simply be open to all Canadians with at least 5 years of employment and 5 years of CRA tax returns filed in good standing.  And yes, the compulsory contributions paid to the pension plan should be lowered to the max 18% from the current 20% as is the law. 

THe problem with the Federal government is not just the pension plan, it is that the large middling middle and bottom is overpaid compared with the private sector. The top end, and professionals are underpaid compared with th eprivate sector, and by quite a bit, including pension. 

So if you take away the pension from top end professionals, they have even less incentive to stay with the Feds. There go all the top financial auditors at CRA, taking their knowledge with them,....we have to be very careful not to throw the baby out with the bathwater!

Also MPs getting full pension after 8 years needs to be stopped. It should be 30-35 like other public servants.

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