West Virginia Code of State Rules › Agency 91 - Motor Vehicles › Title 91 - LEGISLATIVE RULE DIVISION OF MOTOR VEHICLES › Series 91-13 - Compulsory Motor Vehicle Liability Insurance › Section 91-13-2 - Definitions

Current through Register Vol. XLI, No. 28, July 12, 2024
2.1. Abstract of
				Conviction -- Means the report of conviction or findings required to be
				submitted to the Division pursuant to the provisions of W. Va. Code
				§§
									17B-3-4
				and
				17D-2A-6.
2.2. Certificate of Insurance -- Means a form
				issued in duplicate by an insurer to an insured which meets the requirements of
				W. Va. Code §
									17D-2A-4
				and as specified in Appendix A, which has been approved by the
				Commissioner.
2.3. Commercial Auto
				Coverage -- Means motor vehicle liability coverage extended to a vehicle owner
				under a commercial coverage form and rated from a commercial manual approved by
				the Insurance Commissioner.
2.4.
				Commissioner -- Means the chief executive officer of the Division of Motor
				Vehicles appointed in accordance with the provisions of W. Va. Code §
									17A-2-2.
2.5. Crash Report -- Means the crash report
				completed by the investigating officer in accordance with W. Va. Code §
									17C-4-7.
2.6. Division -- Means the Division of Motor
				Vehicles.
2.7. Hearing -- Means the
				administrative procedures conducted by the Division arising out of the
				enforcement of administrative driver's license suspensions and motor vehicles
				registration revocations provided for in W. Va. Code §§
									17A-3-3
				and Chapter 17D of the W. Va. Code.
2.8. Liability Insurance -- Means an
				insurance policy or contract as provided in W. Va. Code §
									17D-2A-3
				and Chapter 33 of the W. Va. Code providing liability coverage for a motor
				vehicle.
2.9. NAIC Number -- Means
				the number issued by the National Association of Insurance Commissioners to
				identify insurance companies.
2.10. On-line Insurance Verification Program
				or Electronic Insurance Verification Program -- Means the electronic insurance
				verification of continuous liability insurance coverage while a vehicle has a
				valid registration. This program may be used by law enforcement at the time of
				a traffic stop or crash investigation, by the Division for registration events
				and continued coverage and by the judicial system.
2.11. Owner -- Means the person or persons
				who hold the legal title of a motor vehicle as reflected in the records of the
				division.
2.12. Owner's Notice of
				Non-Plate Surrender -- Means the form, designated as WV-4S, used by the vehicle
				owner or owners to provide notice to the Division that a registration plate has
				been lost or destroyed and therefore could not be surrendered as required by W.
				Va. Code §
									17D-2A-1 et.
				seq.
2.13. Owner's Statement of
				Insurance -- Means the form prescribed by the Commissioner pursuant to W. Va.
				Code §
									17A-3-3
				which includes the insurance company name, insurance agent, the NAIC number,
				policy number and the policy effective date.
2.14. Owner's Statement of Seasonal Insurance
				-- Means the form, designated as WV-4B, used to provide notice to the Division
				that the vehicle is used seasonally as required by W. Va. §
									17D-2A-1 et
				seq. In addition, the owner or owners shall certify that the liability
				insurance is in effect during the portion of the year in which the vehicle is
				in actual use on the road. An owner is not required to surrender the
				registration plate under seasonal or periodic use circumstances.
2.15. Proof of Insurance -- Means a
				certificate of insurance, an insurance policy, or a certificate of self
				insurance or an image displayed on a wireless communication device.
2.16. Resolve Active Registration -- Means to
				bring a motor vehicle with an active title and active registration into
				compliance with Chapter 17D of the W. Va. Code. If an owner cannot or will not
				provide current liability insurance on the motor vehicle, they may resolve the
				active registration by surrendering the registration plate, by providing proof
				to the Division that they are no longer the owner, or by providing proof to the
				Division that the motor vehicle has been titled more recently in another
				state.
2.17. Seasonal or Periodic
				Use Vehicle -- Means a recreational vehicle, antique motor vehicle, motorcycle
				or other motor vehicle which is stored part of the year and used
				seasonally.
2.18. Self-Insurer --
				Means a motor vehicle owner meeting the requirements of W. Va. Code §
									17D-6-2.
2.19. Verification of Insurance -- Means the
				process by which the Division or an agent of the Division verifies insurance
				information online electronically or by any other means available as authorized
				by statute, with an insurance company to determine whether or not the vehicle
				is or was covered by a liability policy at a certain time.