West Virginia Code of State Rules › Agency 91 - Motor Vehicles › Title 91 - LEGISLATIVE RULE DIVISION OF MOTOR VEHICLES › Series 91-13 - Compulsory Motor Vehicle Liability Insurance › Section 91-13-3 - Verification of Insurance

Current through Register Vol. XLI, No. 28, July 12, 2024
3.1.
				Electronic Insurance Verification Program -- In accordance with the provisions
				of W. Va. Code §
									17D-2A-6a,
				the Division maintains an electronic insurance verification program for motor
				vehicles. Pursuant to W. Va. Code §
									17D-2A-2,
				commercial motor vehicles covered under a commercial policy are excluded from
				the electronic insurance verification program.
3.2. Insurance Verification -- The Division
				may verify insurance coverage by any means available including electronic
				access. The electronic verification may be conducted by using various criteria
				or established key elements that meet the standards and specifications of the
				Insurance Industry Committee on Motor Vehicle Administration (IICMVA) model.
				The Division shall randomly select vehicles with an active title and active
				registration to verify current liability insurance status. This sample shall be
				conducted on a weekly basis.
3.3.
				Notice of Insurance Request -- When the electronic insurance database cannot
				verify current liability insurance coverage, the Division shall issue a thirty
				(30) day notice by regular mail to the vehicle owner or owners. This notice
				will request current liability insurance on the vehicle listed in the
				notice.
3.4. Certified Notice of
				Insurance Request -- When the owner or owners fail to respond to the Notice of
				Insurance Request, fail to provide current liability insurance or fail to
				resolve the active registration of the vehicle listed, the Division shall issue
				a thirty (30) day notice by certified mail. This notice will request current
				insurance on the vehicle listed in the notice.
3.5. Failure to Respond or Resolve Notices --
				Failure to resolve the certified notice requirement will result in the
				suspension of the owner's driver's license on the suspension effective date
				listed on the certified notice. If the Commissioner cannot determine there is
				current liability insurance in effect, the Division shall suspend the driver's
				license of the owner of the motor vehicle for a period of thirty (30)
				days.
3.6. If the Division
				determines that the owner of the vehicle has been previously suspended for
				failing to maintain insurance on a motor vehicle or knowingly operating a
				vehicle without insurance, and this is a second (2nd
				or subsequent offense within five (5) years, the period of the driver's license
				suspension is ninety (90) days. The Division shall also suspend the
				registration of the motor vehicle.
3.7. Reinstatements of driver's licenses or
				driving privileges and vehicle registration are contingent upon payment of all
				fees assessed by the Division of Motor Vehicles. In addition, the owner must
				provide proof of current liability insurance on the motor vehicle or resolve
				the active registration, unless the registration plate has expired or the title
				is no longer in an active status.