reglab/statecodes huggingface dataset:
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › RENEWALS, APPOINTMENTS AND AFFILIATIONS › Section 284-17-423 - Term of initial and reinstated individual license

Current through Register Vol. 24-14, July 15, 2024
(1) Initial and reinstated individual
				licenses are valid from their date of issuance until the end of the licensee's
				next birth month plus one year. Additional licenses issued to the same active
				licensee will be on the same renewal cycle as the first license issued to that
				licensee.
(2) The renewal date of a
				business entity license is based on the date of application. The license is
				valid for two years. Additional licenses issued to the same active licensee
				will be on the same renewal cycle as the first license issued to that
				licensee.
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-423, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060(3)(a) and
					 48.17.150(1)(g)(ii).
					 06-12-025 (Matter No. R 2005-06), §
											284-17-423, filed 5/30/06,
					 effective 6/30/06.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › RENEWALS, APPOINTMENTS AND AFFILIATIONS › Section 284-17-429 - Appointments and affiliations of licensees

Current through Register Vol. 24-14, July 15, 2024
(1) An insurance producer may be appointed or
				affiliated by submitting electronically the notice of appointment or
				affiliation through a third-party on-line licensing provider or the
				commissioner's on-line services, available at
www.insurance.wa.gov
.
(2) Insurance producers upon initial
				appointment by an insurer or upon initial affiliation by a business entity must
				be authorized to transact at least one line of authority within the authority
				of the insurer or the business entity.
(3) Initial appointments and affiliations are
				continuous. Each appointment or affiliation is effective until the first of the
				following occurs:
(a) The insurance
				producer's license is revoked, terminated, or nonrenewed;
(b) The appointment or affiliation renewal
				fee is not paid; or
(c) Notice of
				termination is electronically submitted to the commissioner.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › RENEWALS, APPOINTMENTS AND AFFILIATIONS › Section 284-17-435 - Notification of appointments and affiliations

Current through Register Vol. 24-14, July 15, 2024
The commissioner will confirm the licensee's appointment or
				  affiliation by sending an electronic message to the insurer or business entity
				  after the commissioner receives the notice from an insurer or business
				  entity.
Statutory Authority:
					 RCW
					 48.15.015 and
					 48.17.005. 11-04-067 (Matter No. R
					 2010-07), §
											284-17-435, filed 1/28/11,
					 effective 2/28/11. Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-435, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060(3)(a) and
					 48.17.150(1)(g)(ii).
					 06-12-025 (Matter No. R 2005-06), §
											284-17-435, filed 5/30/06,
					 effective 6/30/06.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › RENEWALS, APPOINTMENTS AND AFFILIATIONS › Section 284-17-439 - Notice that a licensee is not eligible for an electronic appointment or affiliation

Current through Register Vol. 24-14, July 15, 2024
A licensee is not eligible for an appointment or affiliation
				  if the license is not valid or the person is not licensed for at least one line
				  of authority within the authority of the appointing insurer or affiliating
				  business entity. If a licensee is not eligible for an electronic appointment or
				  affiliation, the insurer or business entity will be notified at the time the
				  electronic notice of appointment or affiliation is not accepted for
				  transmission through the third-party on-line licensing provider or the
				  commissioner's web site.
Statutory Authority:
					 RCW
					 48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-439, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					 48.02.060. 08-17-063 (Matter No. R 2008-03),
					 §
											284-17-439, filed 8/18/08,
					 effective 9/18/08. Statutory Authority:
					 RCW
					  48.02.060(3)(a) and
					 48.17.150(1)(g)(ii).
					 06-12-025 (Matter No. R 2005-06), §
											284-17-439, filed 5/30/06,
					 effective 6/30/06.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › RENEWALS, APPOINTMENTS AND AFFILIATIONS › Section 284-17-443 - Renewal of appointments or affiliations

Current through Register Vol. 24-14, July 15, 2024
(1) When the appointment or affiliation
				renewal is available online, the insurer or business entity may access and
				review the list of their appointments or affiliations, remove any licensees
				from their list, and complete the renewal process by remitting the finalized
				list and correct fees via electronic submission to the commissioner. New
				appointments or affiliations may not be added until after the renewal process
				has been completed.
(2) The online
				appointment or affiliation renewal and payment of fees must be completed no
				later than the renewal date.
Statutory Authority:
					 RCW
					  48.15.015 and
					 48.17.005. 11-04-067 (Matter No. R
					 2010-07), §
											284-17-443, filed 1/28/11,
					 effective 2/28/11. Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-443, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060. 08-17-063 (Matter No. R 2008-03),
					 §
											284-17-443, filed 8/18/08,
					 effective 9/18/08. Statutory Authority:
					 RCW
					  48.02.060(3)(a) and
					 48.17.150(1)(g)(ii).
					 06-12-025 (Matter No. R 2005-06), §
											284-17-443, filed 5/30/06,
					 effective 6/30/06.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › RENEWALS, APPOINTMENTS AND AFFILIATIONS › Section 284-17-445 - Termination of an appointment or affiliation by an insurer or business entity

Current through Register Vol. 24-14, July 15, 2024
(1) An insurer
				may terminate an appointment of an insurance producer:
(a) Through the commissioner's web site;
				or
(b) Through a third-party
				on-line licensing provider.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › RENEWALS, APPOINTMENTS AND AFFILIATIONS › Section 284-17-449 - Termination of an affiliation for cause

Current through Register Vol. 24-14, July 15, 2024
If a business entity or its authorized representative
				  terminates the affiliation of an insurance producer or surplus line broker for
				  cause, the commissioner must receive notice of that termination by electronic
				  submission within thirty days following the effective date of the
				  termination.
(1) A form for this
				purpose is available on the commissioner's web site at:
www.insurance.wa.gov
.
(2) Upon the request of the commissioner,
				additional information, documents, records or other data pertaining to the
				for-cause termination or activity of a licensee's affiliation must be provided
				promptly to the commissioner.
(3)
				The reasons an insurance producer may be terminated for cause are set forth in
				RCW
				 48.17.530 and
				48.17.595. The reasons a surplus
				line broker may be terminated for cause are set forth in
				RCW
				 48.15.140.
Statutory Authority:
					 RCW
					 48.15.015 and
					 48.17.005. 11-04-067 (Matter No. R
					 2010-07), §
											284-17-449, filed 1/28/11,
					 effective 2/28/11. Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-449, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060. 08-17-063 (Matter No. R 2008-03),
					 §
											284-17-449, filed 8/18/08,
					 effective 9/18/08. Statutory Authority:
					 RCW
					  48.02.060(3)(a) and
					 48.17.150(1)(g)(ii).
					 06-12-025 (Matter No. R 2005-06), §
											284-17-449, filed 5/30/06,
					 effective 6/30/06.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › RENEWALS, APPOINTMENTS AND AFFILIATIONS › Section 284-17-467 - Consequences - Insurance producers not eligible for appointment by the insurer

Current through Register Vol. 24-14, July 15, 2024
If an insurance producer solicits insurance on behalf of an
				  insurer, as authorized by
				  RCW
				   48.17.160, but it is later determined that
				  the insurance producer was not eligible for appointment by the insurer:
(1) The insurance contract will be
				effective;
(2) The insurance
				producer must not receive compensation for any insurance product sold by the
				insurance producer; and
(3) The
				insurance producer and the insurer may be subject to disciplinary action under
				RCW
				 48.17.530.
Statutory Authority:
					 RCW
					 48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-467, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					 48.02.060. 08-17-063 (Matter No. R 2008-03),
					 §
											284-17-467, filed 8/18/08,
					 effective 9/18/08. Statutory Authority:
					 RCW
					  48.02.060(3)(a) and
					 48.17.150(1)(g)(ii).
					 06-12-025 (Matter No. R 2005-06), §
											284-17-467, filed 5/30/06,
					 effective 6/30/06.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › RENEWALS, APPOINTMENTS AND AFFILIATIONS › Section 284-17-473 - Affiliation requirements

Current through Register Vol. 24-14, July 15, 2024
Individual licensees that represent a business entity or act
				  on its behalf must be affiliated with the licensed business entity. A business
				  entity must have at least one affiliated individual licensee in order to
				  transact insurance business. Each business entity must provide the commissioner
				  with the names of all individual licensees authorized to represent the business
				  entity and act on its behalf by electronic submission and pay the applicable
				  fees.
Statutory Authority:
					 RCW
					 48.15.015 and
					 48.17.005. 11-04-067 (Matter No. R
					 2010-07), §
											284-17-473, filed 1/28/11,
					 effective 2/28/11. Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-473, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060. 08-17-063 (Matter No. R 2008-03),
					 §
											284-17-473, filed 8/18/08,
					 effective 9/18/08. Statutory Authority:
					 RCW
					  48.02.060(3)(a) and
					 48.17.150(1)(g)(ii).
					 06-12-025 (Matter No. R 2005-06), §
											284-17-473, filed 5/30/06,
					 effective 6/30/06.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › RENEWALS, APPOINTMENTS AND AFFILIATIONS › Section 284-17-476 - License requirements for business entity affiliations

Current through Register Vol. 24-14, July 15, 2024
If an individual insurance producer is affiliated with a
				  business entity, the insurance producer is not required to be directly
				  appointed by the insurer.
(1) The
				individual insurance producer's authority to transact insurance is limited to
				those lines of authority for which the insurance producer is licensed and that
				are within the business entity's lines of authority.
(2) When an insurance producer places
				business with an insurer that has appointed the business entity with which the
				insurance producer is affiliated, the insurance producer is deemed to be
				placing business with an insurer with which the insurance producer holds an
				appointment for the purpose of the bonding requirements set out in
				RCW
				 48.17.250.
Statutory Authority:
					 RCW
					 48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-476, filed 1/6/09,
					 effective 7/1/09.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › RENEWALS, APPOINTMENTS AND AFFILIATIONS › Section 284-17-483 - Termination of an appointment or affiliation by an insurance producer

Current through Register Vol. 24-14, July 15, 2024
(1) An insurance
				producer or surplus line broker may terminate its appointment or affiliation
				with an insurer or business entity by sending advance written notice to the
				insurer or business entity and send a copy via e-mail to the
				commissioner.
(2) The notice must
				state that the insurance producer or surplus line broker will no longer
				transact insurance on behalf of the business entity, as the case may
				be.
(3) The effective date of the
				termination is the date of receipt by the commissioner.
Statutory Authority:
					 RCW
					 48.15.015 and
					 48.17.005. 11-04-067 (Matter No. R
					 2010-07), §
											284-17-483, filed 1/28/11,
					 effective 2/28/11. Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-483, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060. 08-17-063 (Matter No. R 2008-03),
					 §
											284-17-483, filed 8/18/08,
					 effective 9/18/08. Statutory Authority:
					 RCW
					  48.02.060(3)(a) and
					 48.17.150(1)(g)(ii).
					 06-12-025 (Matter No. R 2005-06), §
											284-17-483, filed 5/30/06,
					 effective 6/30/06.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › RENEWALS, APPOINTMENTS AND AFFILIATIONS › Section 284-17-490 - Late renewal or reinstatement

Current through Register Vol. 24-14, July 15, 2024
If a request for renewal of a license is received by the
				  commissioner after its due date, the licensee must not transact insurance under
				  the license until the renewal or reinstatement is completed.
(1) As a precondition to late renewal or
				reinstatement of a license, payment of the following late fees, as set forth in
				RCW
				 48.17.170(6) and (7), is
				required:
Days Late
Surcharge
First 30 days late
50% of the license renewal fee
31-60 days late
100% of the license renewal fee
61 days to twelve months late
200% of the license renewal fee
(2)
				If no request for late renewal is received by the commissioner within sixty
				days after expiration of a license, the license and all associated appointments
				and affiliations will be terminated. All authority conferred by the license
				ends on its expiration date.
(3) If
				a license is expired for more than sixty days but less than twelve months, a
				licensee may request its reinstatement. A license is not eligible for
				reinstatement if the reinstatement application is received by the commissioner
				more than twelve months after its expiration date.
(4)
(a) A
				licensee may request reinstatement of a license without retesting if no more
				than twelve months has passed since the expiration or cancellation date of the
				license, whichever is earlier. All of the following must accompany the request
				for reinstatement:
(i) A completed
				application for reinstatement;
(ii)
				Certificates for twenty-four credit hours of continuing insurance education,
				including three hours of ethics education, completed during the twenty-four
				months prior to the date of application for reinstatement, as set forth in WAC
				284-17-224; and
(iii) The fee and surcharge applicable to the
				reinstatement, as set forth in subsection (1) of this section.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-505

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-505, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060. 89-14-045 (Order R 89-8), §
											284-17-505, filed 6/29/89.
					 Statutory Authority:
					 RCW
					  48.02.060 and 48.17.070. 89-01-055 (Order R
					 88-14), §
											284-17-505, filed
					 12/16/88.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-510

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-510, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060 and 48.17.070. 89-01-055 (Order R
					 88-14), §
											284-17-510, filed
					 12/16/88.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-515

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-515, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060 and
					 48.17.150. 91-12-032 (Order R
					 91-2), §
											284-17-515, filed 6/3/91,
					 effective 7/4/91. Statutory Authority:
					 RCW
					  48.02.060 and 48.17.070. 89-01-055 (Order R
					 88-14), §
											284-17-515, filed
					 12/16/88.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-516

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-516, filed 1/6/09,
					 effective 7/1/09.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-517

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-517, filed 1/6/09,
					 effective 7/1/09.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-520

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-520, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060. 89-14-045 (Order R 89-8), §
											284-17-520, filed 6/29/89.
					 Statutory Authority:
					 RCW
					  48.02.060 and 48.17.070. 89-01-055 (Order R
					 88-14), §
											284-17-520, filed
					 12/16/88.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-530

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.15.015 and
					 48.17.005. 11-04-067 (Matter No. R
					 2010-07), §
											284-17-530, filed 1/28/11,
					 effective 2/28/11. Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-530, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060 and 48.17.070. 89-01-055 (Order R
					 88-14), §
											284-17-530, filed
					 12/16/88.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-535

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-535, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060. 89-19-036 (Order R 89-9), §
											284-17-535, filed 9/15/89,
					 effective 10/16/89; 89-14-045 (Order R 89-8), §
											284-17-535, filed 6/29/89.
					 Statutory Authority:
					 RCW
					  48.02.060 and 48.17.070. 89-01-055 (Order R
					 88-14), §
											284-17-535, filed
					 12/16/88.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-537

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-537, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060. 89-14-045 (Order R 89-8), §
											284-17-537, filed 6/29/89.
					 Statutory Authority:
					 RCW
					  48.02.060 and 48.17.070. 89-01-055 (Order R
					 88-14), §
											284-17-537, filed
					 12/16/88.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-539

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-539, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060 and 48.17.070. 89-01-055 (Order R
					 88-14), §
											284-17-539, filed
					 12/16/88.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-540

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-540, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060. 89-19-036 (Order R 89-9), §
											284-17-540, filed 9/15/89,
					 effective 10/16/89; 89-14-045 (Order R 89-8), §
											284-17-540, filed 6/29/89.
					 Statutory Authority:
					 RCW
					  48.02.060 and 48.17.070. 89-01-055 (Order R
					 88-14), §
											284-17-540, filed
					 12/16/88.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-545

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-545, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060 and 48.17.070. 89-01-055 (Order R
					 88-14), §
											284-17-545, filed
					 12/16/88.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-547

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-547, filed 1/6/09,
					 effective 7/1/09.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-550

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-550, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060. 89-14-045 (Order R 89-8), §
											284-17-550, filed 6/29/89.
					 Statutory Authority:
					 RCW
					  48.02.060 and 48.17.070. 89-01-055 (Order R
					 88-14), §
											284-17-550, filed
					 12/16/88.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-551 - Candidate information bulletin (Recodified)

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-551, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060 and
					 48.17.150. 91-12-033 (Order R
					 91-3), §
											284-17-551, filed 6/3/91,
					 effective 7/4/91. Statutory Authority:
					 RCW
					  48.02.060 and 48.17.070. 89-01-055 (Order R
					 88-14), §
											284-17-551, filed
					 12/16/88.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-560

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-560, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060 and 48.17.070. 89-01-055 (Order R
					 88-14), §
											284-17-560, filed
					 12/16/88.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-565

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-565, filed 1/6/09,
					 effective 7/1/09. Statutory Authority:
					 RCW
					  48.02.060 and 48.17.070. 89-01-055 (Order R
					 88-14), §
											284-17-565, filed
					 12/16/88.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-572

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-572, filed 1/6/09,
					 effective 7/1/09.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-574

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-574, filed 1/6/09,
					 effective 7/1/09.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-576

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-576, filed 1/6/09,
					 effective 7/1/09.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-578

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-578, filed 1/6/09,
					 effective 7/1/09.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › PRELICENSING INSURANCE EDUCATION › Section 284-17-580

Current through Register Vol. 24-14, July 15, 2024
Statutory Authority:
					 RCW
					  48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-580, filed 1/6/09,
					 effective 7/1/09.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › MISCELLANEOUS REQUIREMENTS › Section 284-17-600 - Licensing requirements for insurance producers who maintain more than one place of business in the state

Current through Register Vol. 24-14, July 15, 2024
(1)
(a) If
				an individual insurance producer transacts the business of insurance out of
				more than one place of business in this state, in addition to complying with
				the requirements of
				RCW
				 48.17.450, each place of business must be
				under the charge of an individual properly licensed for the insurance
				transactions being conducted at the location.
(b) A business entity insurance producer that
				maintains more than one place of business in this state must have an individual
				licensed as an insurance producer physically present in the location when the
				location is open for the transaction of insurance to the same extent as would
				be expected of an insurance licensee operating at a single location.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › MISCELLANEOUS REQUIREMENTS › Section 284-17-603 - Designated responsible licensed person

Current through Register Vol. 24-14, July 15, 2024
The designated responsible licensed person (DRLP) must be
				  given the necessary authority and information by the business entity that
				  reasonably assures that the DRLP can cause or influence the entity's compliance
				  with all applicable insurance laws or rules, or both of this
				  state.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › MISCELLANEOUS REQUIREMENTS › Section 284-17-605 - Purpose

Current through Register Vol. 24-14, July 15, 2024
(1) The purpose of
				this section is to set forth standards to protect consumers from misleading and
				fraudulent marketing practices with respect to the use of senior-specific
				certifications and professional designations in the solicitation, sale or
				purchase of, or advice made in connection with a life insurance or annuity
				product. Consumers are misled and harmed when insurance producers use
				designations and certifications that imply the existence of a level of
				expertise in senior affairs and financial matters that, in fact, does not
				exist.
(2) It is an unfair or
				deceptive practice pursuant to
				RCW
				 48.30.010 for an insurance producer to use a
				senior-specific certification or professional designation that indicates or
				implies in such a way as to mislead a purchaser that the insurance producer has
				special certification or training in advising or servicing seniors in
				connection with the solicitation, sale, or purchase of a life insurance or
				annuity product or in the provision of advice as to the value of or the
				advisability of purchasing or selling a life insurance or annuity product,
				either directly or indirectly through publications or writings, or by issuing
				or promulgating analyses or reports related to a life insurance or annuity
				product.
(3) The prohibited use of
				senior-specific certifications or professional designations includes, but is
				not limited to, the following:
(a) Use of a
				certification or professional designation by an insurance producer who has not
				actually earned or is otherwise ineligible to use such certification or
				designation;
(b) Use of a
				nonexistent or self-conferred certification or professional
				designation;
(c) Use of a
				certification or professional designation that indicates or implies a level of
				occupational qualifications obtained through education, training or experience
				that the insurance producer using the certification or designation does not
				have; and
(d) Use of a
				certification or professional designation that was obtained from a certifying
				or designating organization that:
(i) Is
				primarily engaged in the business of instruction in sales or
				marketing;
(ii) Does not have
				reasonable standards or procedures for assuring the competency of its
				certificants or designees;
(iii)
				Does not have reasonable standards or procedures for monitoring and
				disciplining its certificants or designees for improper or unethical conduct;
				or
(iv) Does not have reasonable
				continuing education requirements for its certificants or designees in order to
				maintain the certificate or designation.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › MISCELLANEOUS REQUIREMENTS › Section 284-17-610 - Insurance producers and business entities home state

Current through Register Vol. 24-14, July 15, 2024
(1) An individual insurance producer may
				claim only one state as the home state at a time.
(a) Individual insurance producers that claim
				multiple states as their home state must choose one state to be their home
				state for all insurance licensing purposes. This will usually be the state
				chosen for tax reporting.
(b)
				Insurance producers or business entities that do not claim Washington to be
				their home state are Washington nonresidents for purposes of
				Titles
				48 RCW and 284 WAC.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › MISCELLANEOUS REQUIREMENTS › Section 284-17-620 - Loans from insurance clients - Reasonable arrangements

Current through Register Vol. 24-14, July 15, 2024
RCW
				   48.17.530(1)(m) permits the
				  commissioner to define certain reasonable arrangements where an insurance
				  producer may obtain a loan from an insurance client. The commissioner finds
				  that a reasonable arrangement exists when an insurance producer and an
				  insurance client enter into an arms-length commercial transaction, such as for
				  the purchase of real property, and the financial arrangement is based on fair
				  market value.
Statutory Authority:
					 RCW
					 48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-620, filed 1/6/09,
					 effective 7/1/09.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › MISCELLANEOUS REQUIREMENTS › Section 284-17-625 - Documentation of consent to remuneration in addition to a fee where insurance is purchased over the telephone or by electronic means

Current through Register Vol. 24-14, July 15, 2024
RCW  48.17.270(5)
				 provides that when insurance is purchased over the telephone or by electronic
				  means for which written consent under
				  RCW
				   48.17.270(3) cannot be
				  reasonably obtained, consent documented by the insurance producer is acceptable
				  in lieu of the signed written disclosure required by
				  RCW
				   48.17.270(3), (4), and
				  (5).
(1) Documentation confirming the consent of
				the applicant or insured after communication of the information required by
				RCW
				 48.17.270(3) is acceptable
				under RCW
				 48.17.270(5) if:
(a) The insurance producer sends to the
				applicant or insured written confirmation of the disclosure;
(b) The written confirmation is sent no later
				than ten business days after the telephone or electronic purchase;
				and
(c) A copy of the confirmation
				is retained by the insurance producer.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › MISCELLANEOUS REQUIREMENTS › Section 284-17-630 - Display of licenses

Current through Register Vol. 24-14, July 15, 2024
RCW  48.17.460 requires the display
				  of the license or licenses of each insurance producer, title insurance agent,
				  or adjuster in a conspicuous place in that part of the place of the licensee's
				  business which is customarily open to the public. Licensees whose personal
				  residence is shown on their licenses may obscure their residence addresses as
				  long as the licensee's name can be seen clearly by the
				  public.
Statutory Authority:
					 RCW
					 48.02.060,
					 48.17.005. 09-02-073 (Matter No. R
					 2008-06), §
											284-17-630, filed 1/6/09,
					 effective 7/1/09.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › CROP ADJUSTERS › Section 284-17-700 - Definitions

Current through Register Vol. 24-14, July 15, 2024
As used in WAC
				  284-17-705 through
				  284-17-730, the terms below have
				  the following meaning unless the context clearly requires otherwise:
"Certification program" means any crop adjuster educational
				  and examination program meeting the federal Risk Management Agency
				  requirements.
"Crop adjuster" has the meaning set forth in
				  RCW
				   48.17.010(1)(c).
"Risk Management Agency" or "RMA" means the Risk Management
				  Agency of the United States Department of Agriculture.
Statutory Authority:
					 RCW
					 48.02.060,
					 48.17.005,
					 48.17.150, and   2010 c  67.
					 11-08-016 (Matter No. R 2010-10), §
											284-17-700, filed 3/30/11,
					 effective 6/27/11.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › CROP ADJUSTERS › Section 284-17-705 - Crop adjuster prelicensing education and examination requirements

Current through Register Vol. 24-14, July 15, 2024
(1) An applicant
				for a crop adjuster's license to adjust crop losses insured through a federal
				crop insurance program must complete all educational and examination
				requirements of a certification program. With the application, an applicant for
				a crop adjuster's license must submit to the commissioner true and accurate
				documentation of their certification program completion. A copy of the
				documentation demonstrates compliance with the prelicensing education and
				examination requirements necessary for a crop adjuster license. A crop adjuster
				licensed under this subsection may adjust crop losses that are and are not
				insured through a federal crop insurance program.
(2) An applicant for a crop adjuster's
				license to adjust crop losses that are not insured through a federal crop
				insurance program:
(a) Is not required to
				complete a prelicensing education course;
(b) Must pass the state's crop adjuster
				licensing exam; and
(c) Must not
				adjust crop insurance losses that are insured through a federal crop insurance
				program.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › CROP ADJUSTERS › Section 284-17-720 - Crop adjuster license renewal requirements

Current through Register Vol. 24-14, July 15, 2024
(1) Every licensed crop adjuster adjusting
				crop insurance losses insured through a federal insurance program must:
(a) Renew their license on or before the
				expiration of the license; and
(b)
				On or before February 28th of each year, file with the commissioner a true and
				accurate copy of documents establishing their certification program completion.
				Failure to timely file a copy of the documentation with the commissioner is a
				sufficient basis for the commissioner to suspend, revoke, or refuse to renew a
				crop adjuster license.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › CROP ADJUSTERS › Section 284-17-730 - Crop adjusters who are salaried employees of an insurance company or of a managing general agent

Current through Register Vol. 24-14, July 15, 2024
(1) All
				authorized insurance companies and licensed managing general agents must
				annually, on or before February 28th of each year, file with the commissioner a
				list of all salaried employees who act on their behalf as crop adjusters
				adjusting losses insured through a federal crop insurance program and a true
				and accurate copy of the documentation establishing completion of the crop
				adjuster certification program.
(2)
				Each insurance company and its managing general agents must file with the
				commissioner any changes to the list within thirty days of a change. If the
				change includes the addition of a new crop adjuster to the list, the insurance
				company and managing general agent must also file a copy of the documentation
				establishing the crop adjuster's completion of the certification
				program.
Statutory Authority:
					 RCW
					 48.02.060,
					 48.17.005,
					 48.17.150, and   2010 c  67.
					 11-08-016 (Matter No. R 2010-10), §
											284-17-730, filed 3/30/11,
					 effective 6/27/11.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › CROP ADJUSTERS › Section 284-17-735 - Limited conversion to crop adjuster license

Current through Register Vol. 24-14, July 15, 2024
On or before September 30, 2011, an adjuster that is
				  currently licensed by the commissioner as an independent or public adjuster may
				  convert the license to a crop adjuster license to only adjust crop losses not
				  insured through a federal program upon compliance with the following:
(1) Send written notice to the commissioner
				requesting the conversion; and
(2)
				Provide the commissioner with proof of a minimum of two years crop adjusting
				experience.
Statutory Authority:
					 RCW
					 48.02.060,
					 48.17.005,
					 48.17.150, and   2010 c  67.
					 11-08-016 (Matter No. R 2010-10), §
											284-17-735, filed 3/30/11,
					 effective 6/27/11.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › SHARING COMMISSIONS › Section 284-17-805 - Charitable contributions

Current through Register Vol. 24-14, July 15, 2024
(1) An
				insurance producer may pay or assign all or a portion of a commission, fee, or
				other consideration received in connection with the sale, solicitation, or
				negotiation of insurance to a bona fide charitable or nonprofit organization as
				defined in
				chapter
				48.30 RCW if all of the
				following conditions are met:
(a)The insured
				or prospective insured has no influence over which bona fide charitable or
				nonprofit organization receives the payment or assignment;
(b) The payment or assignment is not made in
				the insured's or prospective insured's name;
(c)The insured or prospective insured is not
				entitled to a tax benefit for the payment or assignment; and
(d)The insured or prospective insured does
				not select or influence the selection of the person or persons who benefit from
				the bona fide charitable or nonprofit organization.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › SHARING COMMISSIONS › Section 284-17-810 - Lead cards and mailing lists

Current through Register Vol. 24-14, July 15, 2024
(1) For the purposes of this section, lead
				card means communications distributed to the public which, regardless of form,
				content, or stated purpose, are used to compile a list containing names or
				other personal information regarding individuals who have expressed an interest
				in receiving information about insurance.
(2) A licensed insurance producer may
				compensate a person for the purchase of lead cards or a mailing list of
				prospective insureds, provided:
(a) The
				amount of the compensation is not based upon:
(i) The number of prospective insureds that
				apply for insurance or obtain insurance; or
(ii) The number of quotes issued to
				prospective insureds; and
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › SHARING COMMISSIONS › Section 284-17-825 - Referrals

Current through Register Vol. 24-14, July 15, 2024
(1) An unlicensed
				individual who receives referral compensation under
				RCW
				 48.30.133(1) or a referral
				fee under RCW  48.30.133(4)
				 is not selling, soliciting, or negotiating insurance if all of the following
				conditions are met:
(a) The referral
				compensation or fee does not depend upon whether the referral results in a
				purchase or sale;
(b)If insurance
				is purchased, the purchase is not a factor in determining the value of the
				referral compensation or the amount of the referral fee; and
(c)The recipient of the referral compensation
				or fee does not make representations to the prospective insured about the terms
				of or specific need for a policy.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17 - Licensing requirements and procedures › SHARING COMMISSIONS › Section 284-17-835 - Promotional games of chance

Current through Register Vol. 24-14, July 15, 2024
An insurance producer may conduct a promotional game of
				  chance provided that:
(1)The
				promotional game of chance is undertaken solely for the purpose of advertising
				and promoting the insurance producer;
(2)No person eligible to receive the prize is
				required to apply for insurance, purchase insurance, refer a person to the
				insurance producer, or pay any other consideration to enter the promotional
				game of chance;
(3)The promotional
				game of chance is open to the general public;
(4)The value of the prize is limited to one
				hundred dollars in value;
(5) No
				person receives a total of prizes exceeding one hundred dollars in value in the
				aggregate in any consecutive twelve-month period from the insurance producer;
				and
(6) The promotional game of
				chance complies with
				chapter
				9.46 RCW and any and all
				other applicable Washington state statutes and rules.
Washington Administrative Code › Title 284 - Insurance Commissioner, Office of the › Chapter 284-17B - Rental car insurance producer › Section 284-17B-005 - What definitions are important throughout the chapter?

Current through Register Vol. 24-14, July 15, 2024
Definitions:
(1)
"Endorsee"
means an
			 unlicensed employee or agent of a rental car insurance producer who meets the
			 requirements of this chapter.
(2)
"Person"
means an individual or a business entity.
(3)
"Rental agreement"
means any
			 written master, corporate, group, or individual agreement setting forth the
			 terms and conditions governing the use of a rental car rented or leased by a
			 rental car company.
(4)
"Rental car"
means any motor vehicle that is intended to be rented
			 or leased for a period of thirty consecutive days or less by a driver who is
			 not required to possess a commercial driver's license to operate the motor
			 vehicle and the motor vehicle is either of the following:
(a) A private passenger motor vehicle,
			 including a passenger van, recreational vehicle, minivan, or sports utility
			 vehicle; or
(b) A cargo vehicle,
			 including a cargo van, pickup truck, or truck with a gross vehicle weight of
			 less than twenty-six thousand pounds.