Texas Administrative Code › Title 28 - INSURANCE › Part 1 - TEXAS DEPARTMENT OF INSURANCE › Chapter 5 - PROPERTY AND CASUALTY INSURANCE › Subchapter M - FILING REQUIREMENTS › Division 6 - FILINGS MADE EASY - REQUIREMENTS FOR RATE AND RULE FILINGS › Section 5.9331 - Definitions

Current through Reg. 49, No. 28; July 12, 2024
(a) Terms not defined in this section, but
					 that are defined in Insurance Code Chapters 2053, 2251, or 3502, or in §
											5.9310
					 of this title (relating to Property and Casualty Transmittal Information and
					 General Filing Requirements), have the same meaning when used in this division
					 unless the context indicates otherwise.
(b) The following terms when used in this
					 division have the following meanings, unless the context indicates otherwise:
(1) Disallowed expenses--Applies only to
					 filings submitted under Insurance Code Chapter 2251. Disallowed expenses
					 include the expenses in Insurance Code § 2251.002 (1-a). Payments
					 anticipated to be made to advisory organizations that are licensed to do
					 business in Texas for services authorized by Insurance Code Chapter 1805,
					 Subchapter B, are not disallowed expenses.
(2) Fees--Information concerning all policy
					 fees, service fees, and other fees that are charged or collected by an insurer
					 under Insurance Code § 550.001 or § 4005.003, or any other amounts
					 collected by the insurer in connection with a policy, other than the premium.
					 This information includes both the amount of the fees and the rules governing
					 when the fees are charged and how they are earned.
(3) Insurer--An insurer authorized to write
					 property and casualty insurance in Texas, including an insurance company,
					 reciprocal or interinsurance exchange, mutual insurance company, capital stock
					 company, county mutual insurance company, association, Lloyd's plan, or other
					 entity writing insurance in this state. The term includes an affiliate, as
					 described by Insurance Code § 823.003, if that affiliate is authorized to
					 write insurance in Texas. The term includes an appointed managing general
					 agent, district, or local chapter program of a county mutual insurance company
					 described by Insurance Code § 912.056(d) that manages a portion of that
					 county mutual insurance company's business, independent of all other business
					 of that county mutual insurance company, and that is to be treated as a
					 separate insurer for the purposes of Insurance Code Chapters 544, 2251, 2253,
					 and 2254, as provided in Insurance Code § 912.056(e). The term does not
					 include a farm mutual insurance company, an eligible surplus lines insurer
					 under the Insurance Code, the Texas Windstorm Insurance Association, the Texas
					 FAIR Plan Association, or the Texas Automobile Insurance Plan
					 Association.
(4) Short track
					 filing--A filing requiring limited supporting information to determine
					 compliance with Texas statutes and rules. For example, a filing making an
					 editorial change to a rule that does not result in the use of rates that are
					 not on file, or a filing referring to certain advisory organization filings,
					 may qualify as a short track filing. TDI determines whether a filing is
					 eligible to be reviewed as a short track filing. The TDI website lists advisory
					 organization filings that insurers may reference in a short track
					 filing.