Texas Administrative Code › Title 28 - INSURANCE › Part 1 - TEXAS DEPARTMENT OF INSURANCE › Chapter 3 - LIFE, ACCIDENT, AND HEALTH INSURANCE AND ANNUITIES › Subchapter FF - CREDIT LIFE AND CREDIT ACCIDENT AND HEALTH INSURANCE › Division 10 - RESPONSIBILITIES AND OBLIGATIONS OF INSURANCE COMPANIES AND THEIR AGENTS AND REPRESENTATIVES › Section 3.6011 - Responsibility and Obligation of Insurers to Provide Copies of Consumer Bill of Rights for Credit Life, Credit Disability, and Credit Involuntary Unemployment Insurance to Each Insured

Current through Reg. 49, No. 28; July 12, 2024
(a) The
					 commissioner adopts by reference the Consumer Bill of Rights for Credit Life,
					 Credit Disability, and Credit Involuntary Unemployment Insurance form. All
					 insurers writing credit life, credit disability, and credit involuntary
					 unemployment insurance policies must provide with each new policy and
					 certificate of credit life, credit disability, and credit involuntary
					 unemployment insurance a copy of the Texas Department of Insurance Consumer
					 Bill of Rights for Credit Life, Credit Disability, and Credit Involuntary
					 Unemployment Insurance. This form is filed with the Office of the Secretary of
					 State, Texas Register Section. The form can be obtained from the Texas
					 Department of Insurance, Rate and Form Review Office, MC 106-1A, P.O. Box
					 149104, Austin, Texas 78714-9104. The form can also be obtained from the
					 department's internet website at http://www.tdi.texas.gov. The Consumer Bill of
					 Rights for Credit Life, Credit Disability, and Credit Involuntary Unemployment
					 Insurance shall accompany each renewal notice for credit life, credit
					 disability, and credit involuntary unemployment insurance unless the current
					 version of the form has been previously provided to the insured by the
					 insurer.
(b) Insurers may reproduce
					 the Consumer Bill of Rights for Credit Life, Credit Disability, and Credit
					 Involuntary Unemployment Insurance for the distribution required by subsection
					 (a) of this section. Alternatively, insurers may generate it on their own
					 equipment. If the Consumer Bill of Rights for Credit Life, Credit Disability,
					 and Credit Involuntary Unemployment Insurance is generated by the insurers, it
					 must appear in no less than 10-point font and be on separate pages with no
					 other text on those pages.
(c) The
					 commissioner adopts by reference the Spanish language version of the Consumer
					 Bill of Rights for Credit Life, Credit Disability, and Credit Involuntary
					 Unemployment Insurance form. The department has promulgated a Spanish language
					 version of this form that has been filed with the Secretary of State's Office.
					 The Spanish language version of the Consumer Bill of Rights for Credit Life,
					 Credit Disability, and Credit Involuntary Unemployment Insurance must be
					 provided to any consumer who requests it from the company. The form can be
					 obtained from the Texas Department of Insurance, Rate and Form Review Office,
					 MC 106-1A, P.O. Box 149104, Austin, Texas 78714-9104. The form can also be
					 obtained from the department's internet website at
					 http://www.tdi.texas.gov.
(d)
					 Insurers may reproduce the Spanish language version of the Consumer Bill of
					 Rights for the distribution required by subsection (c) of this section.
					 Alternatively, insurers may generate the form on their own equipment. If the
					 form is generated by the insurers, it must appear in no less than 10 point font
					 and be on separate pages with no other text on those pages.
(e) This section applies to all credit life,
					 credit disability, and credit involuntary unemployment insurance policies
					 offered, issued, renewed, or delivered after February 11, 2013. All policies
					 offered, issued, renewed or delivered prior to February 11, 2013, are not
					 subject to this amended rule.