Texas Administrative Code › Title 28 - INSURANCE › Part 1 - TEXAS DEPARTMENT OF INSURANCE › Chapter 19 - LICENSING AND REGULATION OF INSURANCE PROFESSIONALS › Subchapter K - CONTINUING EDUCATION, ADJUSTER PRELICENSING EDUCATION PROGRAMS, AND CERTIFICATION COURSES › Section 19.1006 - Course Criteria

Current through Reg. 49, No. 28; July 12, 2024
(a) To be certified
				  as a continuing education course, the course content must include topics that
				  contribute substantive knowledge relating to the business of insurance and
				  expand the competence of the licensee. Ethics and consumer protection course
				  credit, described in paragraph (8) of this subsection, applies equally to all
				  license types. TDI will not approve a course if it does not relate specifically
				  to the business of insurance. Given that restriction, approved topics include,
				  but are not limited to, the following:
(1)
				  actuarial mathematics, statistics, and probability;
(2) assigned risk;
(3) claims adjusting;
(4) courses leading to and maintaining
				  insurance designations;
(5)
				  employee benefit plans;
(6) errors
				  and omissions;
(7) estate
				  planning/taxation;
(8) ethics and
				  consumer protection, only if the course also provides instruction consistent
				  with one or more of the following topics:
(A)
				  Insurance Code Chapter 541, concerning Unfair Methods of Competition and Unfair
				  or Deceptive Acts or Practices;
(B)
				  Insurance Code Chapter 547, concerning False Advertising by Unauthorized
				  Insurers;
(C) Insurance Code
				  Chapter 542, Subchapter A, concerning Unfair Claim Settlement
				  Practices;
(D) Business and
				  Commerce Code Chapter 17, Subchapter E, concerning Deceptive Trade Practices
				  and Consumer Protection Act;
(E)
				  analogous laws as specified by TDI, including:
(i) Insurance Code Chapter 1952, Subchapter
				  G, concerning Repair of Motor Vehicles;
(ii) Insurance Code Chapter 542, Subchapter
				  B, concerning Prompt Payment of Claims;
(iii) Insurance Code Chapter 542, Subchapter
				  D, concerning Notice of Settlement of Claim Under Casualty Insurance
				  Policy;
(iv) Insurance Code Chapter
				  542, Subchapter E, concerning Recovery of Deductible From Third Parties Under
				  Certain Automobile Insurance Policies;
(v)
													§
													5.501
				  of this title (relating to Notice Requirements to Claimants Regarding Motor
				  Vehicle Repairs); and
(vi) Penal
				  Code Chapter 35, concerning Insurance Fraud;
(F) corporate ethics;
(G) ethical challenges of
				  licensees;
(H) ethical behavior of
				  an insurance company;
(I) ethical
				  behavior of an agent or adjuster;
(J) duties of the licensee to company,
				  client, and customer;
(K) duties of
				  insurer/HMO to agents/clients;
(L)
				  fiduciary responsibility;
(M)
				  unfair marketing practices;
(N)
				  difference between ethics and laws;
(O) confidentiality, privacy, and
				  ethics;
(P) ethical analysis of the
				  licensee's job;
(Q) philosophical
				  approaches to ethics; or
(R)
				  business ethics;
(9)
				  fundamentals/principles of insurance;
(10) insurance accounting/actuarial
				  considerations;
(11) insurance
				  contract/policy comparison and analysis;
(12) insurance fraud;
(13) insurance laws, rules, regulations, and
				  regulatory updates;
(14) insurance
				  policy provisions;
(15) insurance
				  product-specific knowledge;
(16)
				  insurance rating/underwriting/claims;
(17) insurance tax laws;
(18) legal principles;
(19) long-term care/partnership;
(20) loss prevention, control, and
				  mitigation;
(21) managed
				  care;
(22) principles of risk
				  management;
(23) proper uses of
				  insurance products;
(24) Real
				  Estate Settlement Procedures Act;
(25) restoration -- addresses claims, loss
				  control issues, and mitigation;
(26) retirement planning;
(27) securities;
(28) suitability in insurance
				  products;
(29) surety bail
				  bond;
(30) underwriting principles;
				  and
(31) viaticals/life
				  settlements.