reglab/statecodes huggingface dataset:
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 23 - SINGLE FAMILY HOME PROGRAM › Subchapter F - SINGLE FAMILY DEVELOPMENT PROGRAM › Section 23.62 - Single Family Development (SFD) Administrative Requirements

Current through Reg. 49, No. 28; July 12, 2024
(a)
				  Commitment or Reservation of Funds. The Administrator must submit true and
				  correct information, certified as such, with a request for the Commitment of
				  Funds as described in paragraphs (1) - (12) of this subsection:
(1) Head of Household name and address of
				  housing unit for which assistance is being requested;
(2) A budget that includes the amount of
				  Activity funds specifying the acquisition cost, construction costs, contractor
				  fees, and developer fees, as applicable. A maximum of five percent of hard
				  construction costs for contingency items, proposed Match to be provided,
				  evidence that Activity Cost limitations are not exceeded, and evidence that any
				  duplication of benefit is addressed;
(3) Verification of environmental
				  clearance;
(4) A copy of the
				  Household's intake application on a form prescribed by the
				  Department;
(5) Certification of
				  the income eligibility of the Household signed by the Administrator and all
				  Household members age 18 or over, and including the date of the income
				  eligibility determination. All documentation used to determine the income of
				  the Household must be provided;
(6)
				  Project cost estimates, construction contracts, and other construction
				  documents necessary, in the Department's sole determination, to ensure
				  applicable property standard requirements will be met at completion;
(7) Identification of Lead-Based Paint (LBP)
				  if site remediation is needed;
(8)
				  Executed sales contract and documentation that the first lien mortgage meets
				  the eligibility requirements;
(9)
				  Evidence that the housing unit will be located outside the 100-year
				  floodplain;
(10) If applicable,
				  documentation to address or resolve any potential conflict of interest,
				  Identity of Interest, duplication of benefit, or floodplain
				  mitigation;
(11) Appraisal, which
				  includes post construction improvements; and
(12) Any other documentation necessary to
				  evidence that the Activity meets the program requirements.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 23 - SINGLE FAMILY HOME PROGRAM › Subchapter G - HOMEBUYER ASSISTANCE WITH NEW CONSTRUCTION (HANC) › Section 23.70 - Homebuyer Assistance with New Construction (HANC) Threshold and Selection Criteria

Current through Reg. 49, No. 28; July 12, 2024
(a) Threshold Match requirement. The
				  Department shall use population figures from the most recently available U.S.
				  Census Bureau's American Community Survey (ACS) as of the date that an
				  Application is first submitted under the NOFA to determine the applicable
				  Threshold Match requirement. The Department may incentivize or provide
				  preference to Applicants committing to provide additional Threshold Match above
				  the requirement of this subsection. Such incentives may be established as
				  selection criteria in the NOFA. Excluding Applications under the disaster
				  relief and persons with disabilities set asides, Threshold Match shall be
				  required based on the tiers described in paragraphs (1) and (2) of this
				  subsection:
(1) No Threshold Match is required
				  when:
(A) the Service Area includes the entire
				  unincorporated area of a county and where the population of Administrator's
				  Service Area is less than or equal to 20,000 persons; or
(B) the Service Area does not include the
				  entire unincorporated area of a county, and the population of the
				  Administrator's Service Area is less than or equal to 3,000 persons.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 23 - SINGLE FAMILY HOME PROGRAM › Subchapter G - HOMEBUYER ASSISTANCE WITH NEW CONSTRUCTION (HANC) › Section 23.71 - Homebuyer Assistance with New Construction (HANC) General Requirements

Current through Reg. 49, No. 28; July 12, 2024
(a) Eligible Activities must meet the
				  ownership requirement in paragraph (1) of this subsection and an Activity
				  described in paragraph (2) of this subsection:
(1) Ownership requirement. A site must be
				  owned by the beneficiary or the HOME Activity must include one of the two
				  following Activities:
(A) Acquisition of
				  existing single family housing or a parcel; or
(B) Refinance of non-owner occupied real
				  property parcel not prohibited for single family housing by zoning or
				  restrictive covenants.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 24 - TEXAS BOOTSTRAP LOAN PROGRAM RULE › Section 24.1 - Purpose

Current through Reg. 49, No. 28; July 12, 2024
(a) This chapter clarifies the Texas
				Bootstrap Loan Program, administered by the Texas Department of Housing and
				Community Affairs (the Department), also known as the Owner-Builder Loan
				Program. The Texas Bootstrap Loan Program provides assistance to
				income-eligible individuals, families and households to purchase or refinance
				real property, on which to build new residential housing or improve existing
				residential housing. The Program is administered in accordance with Tex. Gov't
				Code, Chapter 2306, Subchapter FF, Chapter 1 of this title (relating to
				Administration), Chapter 2 of this title (relating to Enforcement), Chapter 20
				of this title (relating to Single Family Programs Umbrella Rule), Chapter 21 of
				this title (relating to Minimum Energy Efficiency Requirements for Single
				Family Construction Activities), and Chapter 26 of this title (relating to
				Texas Housing Trust Fund Rule).
(b)
				The Texas Bootstrap Loan Program is a self-help housing construction Program
				designed to provide Low Income families an opportunity to help themselves
				attain homeownership or repair their existing homes under applicable building
				codes and housing standards.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 24 - TEXAS BOOTSTRAP LOAN PROGRAM RULE › Section 24.2 - Definitions

Current through Reg. 49, No. 28; July 12, 2024
The following words and terms, when used in this chapter,
				  shall have the following meanings, unless the context clearly indicates
				  otherwise. Other definitions may be found in Tex. Gov't Code, Chapter 2306,
				  Chapter 1 of this title (relating to Administration), Chapter 2 of this title
				  (relating to Enforcement), Chapter 20 of this title (relating to Single Family
				  Programs Umbrella Rule), Chapter 21 of this title (relating to Minimum Energy
				  Efficiency Requirements for Single Family Construction Activities), and Chapter
				  26 of this title (relating to Texas Housing Trust Fund Rule).
(1) Capital Recovery Fee--A charge or
				assessment imposed by a political subdivision against new development in order
				to generate revenue for funding or recouping the costs of capital improvements
				or facility expansions necessitated by and attributable to the new development.
				The term includes amortized charges, lump-sum charges, contributions in aid of
				construction, and any other fee that functions as described by this
				definition.
(2) Loan Commitment--A
				written agreement between the Department and Administrator that memorializes
				the term of the commitment of funds for a specific Mortgage Loan to a Qualified
				Household.
(3) Loan Origination and
				Reservation System Access Agreement (Reservation Agreement)--A written
				agreement, including all amendments thereto between the Department and the
				Administrator that authorizes the Administrator to originate certain loans
				under the Texas Bootstrap Loan Program.
(4) Low Income--Household income does not
				exceed the greater of 80% of the Area Median Family Income or 80% of the State
				Median Family Income, adjusted for Household size, in accordance with the
				current HOME Investment Partnerships Program income limits, as defined by
				HUD.
(5) New Construction--A Single
				Family Housing Unit that is newly built on a previously vacant lot that will be
				occupied by an Income Eligible Household.
(6) Owner-Builder--A person, other than a
				person who owns or operates a construction business and who owns or purchases a
				piece of real property through a warranty deed and deed of trust; or is
				purchasing a piece of real property under a Contract for Deed entered into
				before January 1, 1999; and who undertakes to make improvements to that
				property.
(7) Rehabilitation--The
				improvement, including reconstruction, or modification of an existing Single
				Family Housing Unit through an alteration, addition, or enhancement on the same
				lot.
(8) Very Low Income--Household
				income does not exceed the greater of 60% of the Area Median Family Income or
				60% of the State Median Family Income, adjusted for Household size, in
				accordance with the current HOME Investment Partnerships Program income limits,
				as defined by HUD.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 24 - TEXAS BOOTSTRAP LOAN PROGRAM RULE › Section 24.3 - Allocation of Funds

Current through Reg. 49, No. 28; July 12, 2024
(a) The Department
				administers all Texas Bootstrap Loan Program funds provided to the Department
				in accordance with Tex. Gov't Code, Chapter 2306, Subchapter FF.
(b) The Department may make loans for the
				Texas Bootstrap Loan Program from:
(1)
				Available funds in the Texas Housing Trust Fund established under Tex. Gov't
				Code, §
										2306.201;
				or
(2) Federal block grants that
				may be used for the purposes of this chapter.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 24 - TEXAS BOOTSTRAP LOAN PROGRAM RULE › Section 24.4 - Administrator Requirements

Current through Reg. 49, No. 28; July 12, 2024
(a) Eligible
				Administrators. The following organizations or entities are eligible to become
				Administrators of the Texas Bootstrap Loan Program:
(1) Colonia Self Help Centers established
				under Tex. Gov't Code, Chapter 2306, Subchapter Z; or
(2) Nonprofit Organizations certified by the
				Department pursuant to Tex. Gov't Code, §
										2306.755.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 24 - TEXAS BOOTSTRAP LOAN PROGRAM RULE › Section 24.5 - Program Activities

Current through Reg. 49, No. 28; July 12, 2024
(a) Texas Bootstrap
				Loan Program funds may be used to finance affordable housing and promote
				homeownership through acquisition, New Construction, or Rehabilitation of
				single family residential housing subject to Program Manual and Survey
				requirements. Administrators may reserve funds by submitting a loan application
				on behalf of an Owner-Builder Applicant for the Texas Bootstrap Loan
				Program.
(b) Manufactured Housing
				Units are not eligible housing types for the Texas Bootstrap Loan
				Program.
(c) All Texas Bootstrap
				Loan Program Loans will be evidenced by a promissory note and will be secured
				by a lien on the subject property. The following Activities are permitted by
				the Department under the Program:
(1) Purchase
				Money Loans. All Program funds are used to finance the purchase of a
				single-family dwelling unit and/or a piece of real property. The Department
				makes a loan to the Owner-Builder and the Owner-Builder's repayment obligation
				begins immediately. In certain situations, eligible closing costs may be
				financed by the loan proceeds;
(2)
				Residential Construction Loans. This transaction is treated as a purchase money
				loan and is a one-time closing with the Owner-Builder. Construction period may
				be up to 12 months;
(3) Interim
				Construction (Closing with Administrator) Loans. Interim construction is a
				commercial transaction between the Administrator and the Department that is
				with respect to a specific Owner-Builder. The construction period may be up to
				12 months. Once the construction of the home is completed, the closing with the
				Owner-Builder will take place as a purchase money loan; and
(4) Purchase of Mortgage Loans. The
				Department may purchase and take assignments from Mortgage lenders of notes and
				other obligations evidencing loans or interest in loans for purchase money
				transactions as described in paragraph (1) of this subsection.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 24 - TEXAS BOOTSTRAP LOAN PROGRAM RULE › Section 24.6 - Prohibited Fees

Current through Reg. 49, No. 28; July 12, 2024
The fees described in paragraphs (1) - (8) of this section
				  are prohibited Program fees and may not be charged directly to the
				  Owner-Builder; however, these fees may be charged as an allowable fee by a
				  third party lender or servicer for a Texas Bootstrap Loan Program loan:
(1) Payment of delinquent property taxes or
				related fees or charges on properties to be assisted with Texas Bootstrap Loan
				Program funds;
(2) Loan origination
				fees;
(3) Application
				fees;
(4) Discount fees;
(5) Underwriter fees;
(6) Loan processing fees;
(7) Loan servicing fees; and
(8) Other fees not approved by the Department
				in writing prior to expenditure.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 24 - TEXAS BOOTSTRAP LOAN PROGRAM RULE › Section 24.7 - Distribution of Funds

Current through Reg. 49, No. 28; July 12, 2024
(a) Set-Asides. In
				accordance with Tex. Gov't Code §
									2306.753(d),
				at least two-thirds of the dollar amount of Program loans made in each fiscal
				year must be made to Owner-Builders whose real property is located in a census
				tract that has a median household income that is not greater than 75% of the
				median state household income for the most recent year for which statistics are
				available.
(b) Balance of State.
				The remaining one-third of the dollar amount of Program loans made may be made
				to Owner-Builders anywhere in the state.
(c) Loan Priority. The Department may allow
				an Administrator access to the Reservation System 24 hours prior to all other
				Administrators for reservations for Owner-Builder Applicants that meet the
				following criteria:
(1) Annual household
				income is less than $17,500; or
(2)
				Real property is located in a county or municipality that agrees in writing to
				waive the Capital Recovery Fees, building permit fee or other fees related to
				the house(s) to be built with the loan proceeds. Owner-Builder Applicant will
				not receive priority if there are none of the fees described in §
										24.6 of this chapter (relating to
				Prohibited Fees) imposed by the county or municipality or water supply
				company.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 24 - TEXAS BOOTSTRAP LOAN PROGRAM RULE › Section 24.9 - Program Administration

Current through Reg. 49, No. 28; July 12, 2024
(a) Pursuant to
				Tex. Gov't Code §
									2306.754(b),
				the Department shall not exceed $45,000 in household assistance for any Texas
				Bootstrap Loan Program loan. If it is not possible for an Owner-Builder to
				purchase necessary real property and build or rehabilitate adequate housing for
				$45,000, the Owner-Builder must obtain the additional amounts necessary from
				other sources, which may include other types of Department funds, excluding
				Texas HTF.
(b) The Department shall
				make loans for Owner-Builder Applicants to enable them to:
(1) Build new residential housing, including
				the purchase or refinance of real property, if needed, on which to undertake
				such Activity; or
(2) Improve
				existing residential housing, including the purchase or refinance of real
				property, if needed, on which to undertake such Activity.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 24 - TEXAS BOOTSTRAP LOAN PROGRAM RULE › Section 24.10 - Owner-Builder Qualifications

Current through Reg. 49, No. 28; July 12, 2024
The Owner-Builder must:
(1) Own or be purchasing a piece of real
				property with the conveyance of said property evidenced by a warranty deed or
				Contract for Deed;
(2) Be qualified
				as Low Income. Income eligibility of a Household is determined using the
				"Annual Income" as defined at
				24 CFR §
										5.609, by using the list of income included
				in HUD Handbook 4350.3 (or most recent version), and excluding from income
				those items listed in HUD's Updated List of Federally Mandated Exclusions from
				Income. At least two months of source documentation of earned income must be
				provided.
(3) Execute a self-help
				agreement committing to specify and satisfy one of the criteria provided for in
				subparagraphs (A) - (D) of this paragraph:
(A)
				Provide at least 65% of the labor necessary to build or rehabilitate the
				proposed housing through a state-certified Administrator;
(B) Provide an amount of labor equivalent to
				65% in connection with building or rehabilitating housing for others through a
				state-certified Administrator;
(C)
				Provide through the noncontract labor of friends, family, or volunteers and
				through personal labor at least 65% of the labor necessary to build or
				rehabilitate the proposed housing through a state-certified Administrator;
				or
(D) If due to a documented
				disability or other limiting circumstances the Owner-Builder cannot provide the
				amount of personal labor otherwise required, provide through the noncontract
				labor of friends, family or volunteers at least 65% of the labor necessary to
				build or rehabilitate the proposed housing through a state-certified
				Administrator;
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 24 - TEXAS BOOTSTRAP LOAN PROGRAM RULE › Section 24.11 - Property Guidelines and Related Issues

Current through Reg. 49, No. 28; July 12, 2024
(a) A final
				appraisal is required by the Department on each property prior to loan
				closing.
(b) Title Commitment.
(1) A copy of the preliminary title report
				including complete legal description and copies of all schedules, covenants,
				conditions and restrictions, easements, and any supplements thereto is required
				at the time of submission, and must not be more than 90 days old.
(2) Title commitments must list the
				Department's Loan.
(3) The final
				title commitment or title report submitted to the Department to draft Loan
				documents should not be more than 30 days old at the time of the submission in
				order to remain valid and effective at the date of the loan closing. Title
				commitments older than 90 days are no longer valid and must be updated prior to
				the date of loan closing.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 24 - TEXAS BOOTSTRAP LOAN PROGRAM RULE › Section 24.12 - Administrator Certification

Current through Reg. 49, No. 28; July 12, 2024
(a) An
				Administrator must be certified prior to execution of a Reservation Agreement.
				The term of the Reservation Agreement shall not exceed 36 months, after which
				an Administrator must reapply for certification and a new Reservation
				Agreement.
(b) The Department will
				produce an Application to satisfy the Department's requirements to be certified
				to administer the Texas Bootstrap Loan Program. The Application will be
				available on the Department's website. Applications for a Reservation Agreement
				will include, at a minimum, criteria listed in subsections (c) - (m) of this
				section.
(c) An Application for
				certification must be submitted in the format required by the
				Department.
(d) If the Applicant is
				a Nonprofit Organization, Applicant must demonstrate:
(1) The Applicant is registered and in good
				standing with Office of the Secretary of State and the State Comptroller's
				Office as a nonprofit corporation under the Texas Business Code or a nonprofit
				organization under any other state not-for-profit/nonprofit statute;
(2) The net earnings of the Applicant may not
				inure to the benefit of any member, founder, contributor, or individual, as
				evidenced by charter, Bylaws, or Certificate of Formation or Articles of
				Incorporation, as applicable;
(3)
				The Applicant has been granted 501(c)(3) tax-exempt status as a charitable,
				nonprofit corporation or as a subordinate organization of a central nonprofit
				corporation under §501(c)(3) of the Internal Revenue Code of 1986, as
				evidenced by a certificate from the IRS dated 1986 or later. The exemption
				ruling must be effective on the date of the Application and must continue to be
				effective while certified as an Administrator.
(4) The Applicant have among its purposes the
				provision of decent housing that is affordable to low and moderate income
				people as evidenced by a statement in the organization's charter, Certificate
				of Formation, Articles of Incorporation, Resolutions, or Bylaws.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 25 - COLONIA SELF-HELP CENTER PROGRAM RULE › Section 25.1 - Purpose and Services

Current through Reg. 49, No. 28; July 12, 2024
The purpose of this Chapter is to establish the requirements
				  governing the Colonia Self-Help Centers, created pursuant to Subchapter Z of
				  Chapter 2306 of the Tex. Gov't Code, Chapter 1 of this title (relating to
				  Administration), Chapter 2 of this title (relating to Enforcement), Chapter 20
				  of this title (relating to Single Family Programs Umbrella Rule), Chapter 21 of
				  this title (relating to Minimum Energy Efficiency Requirements), and including
				  the use and administration of all funds provided to the Texas Department of
				  Housing and Community Affairs (the Department) by the legislature of the annual
				  Texas Community Development Block Grant (CDBG) allocation from the U.S.
				  Department of Housing and Urban Development (HUD). Colonia Self-Help Centers
				  are designed to assist individuals and families of low-income and very
				  low-income to finance, refinance, construct, improve, or maintain a safe,
				  suitable home and otherwise improve living conditions in the designated Colonia
				  service areas or in another area the Department has determined is
				  suitable.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 25 - COLONIA SELF-HELP CENTER PROGRAM RULE › Section 25.2 - Definitions

Current through Reg. 49, No. 28; July 12, 2024
The following words and terms, when used in this Chapter,
				  shall have the following meanings unless the context or the Notice of Funding
				  Availability (NOFA) indicates otherwise. Other definitions may be found in
				  Chapter 2306 of the Tex. Gov't Code, Chapter 1 of this title (relating to
				  Administration), Chapter 2 of this title (relating to Enforcement), Chapter 20
				  of this title (relating to Single Family Programs Umbrella Rule), and Chapter
				  21 of this title (relating to Minimum Energy Efficiency Requirements). Common
				  definitions used under the CDBG Program are incorporated herein by
				  reference.
(1) Beneficiary--A person
				or family benefiting from the Activities of a Colonia Self-Help Center
				Contract.
(2) Colonia Resident
				Advisory Committee (C-RAC)--As established by Tex. Gov't Code §
									RSA
				2306.584, advises the Department's Governing
				Board regarding the needs of Colonia residents, appropriate and effective
				programs that are proposed or operated through the CSHCs, and activities that
				may be undertaken through the CSHCs to better serve the needs of Colonia
				residents.
(3) Colonia Self-Help
				Center (CSHC)--Those centers established by the Department through its
				authority under Tex. Gov't Code §
									RSA
				2306.582.
(4) Colonia Self-Help Center Provider--An
				organization with which the Administrator has an executed Contract to
				administer Colonia Self-Help Center Activities.
(5) Community Action Agency--A political
				subdivision, combination of political subdivisions, or nonprofit organization
				that qualifies as an eligible entity under
				42
				U.S.C. §
										9902.
(6) Contract Budget--An exhibit in the
				Contract which specifies in detail the Contract funds by budget category, which
				is used in the Draw process. The budget also includes all other funds involved
				that are necessary to complete the Performance Statement specifics of the
				Contract.
(7) Direct Delivery
				Costs--Soft costs related to and identified with a specific housing unit.
				Eligible Direct Delivery Costs include:
(A)
				Preparation of work write-ups, work specifications, and cost
				estimates;
(B) Legal fees,
				recording fees, architectural, engineering, or professional services required
				to prepare plans, drawings or specifications directly attributable to a
				particular housing unit;
(C) Home
				inspections, inspections for lead-based paint, asbestos, termites, and interim
				inspections; and
(D) Other costs as
				approved in writing by the Department.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 25 - COLONIA SELF-HELP CENTER PROGRAM RULE › Section 25.3 - Eligible and Ineligible Activities

Current through Reg. 49, No. 28; July 12, 2024
(a) A CSHC may only serve Income Eligible
				Households in the targeted Colonias by:
(1)
				Providing assistance in obtaining Loans or grants to build a home;
(2) Teaching construction skills necessary to
				repair or build a home;
(3)
				Providing model home plans;
(4)
				Operating a program to rent or provide tools for home construction and
				improvement for the benefit of property owners in Colonias who are building or
				repairing a residence or installing necessary residential
				infrastructure;
(5) Assisting to
				obtain, construct, access, or improve the service and utility infrastructure
				designed to service residences in a Colonia, including potable water,
				wastewater disposal, drainage, streets, and utilities;
(6) Surveying or platting residential
				property that an individual purchased without the benefit of a legal survey,
				plat, or record;
(7) Providing
				Housing Counseling related to all applicable single family activities that take
				place on or after August 1, 2020, and that satisfies HUD Counseling
				Requirements in 24 CFR Part 214 ;
(8) Applying for Grants and Loans to provide
				housing and other needed community improvements;
(9) Providing other services that the CSHC,
				with the approval of the Department, determines are necessary to assist Colonia
				residents in improving their physical living conditions such as Rehabilitation,
				Reconstruction, and New Construction, including help in obtaining suitable
				alternative housing outside of a Colonia area;
(10) Providing assistance in obtaining Loans
				or grants to enable an Income Eligible Household to acquire fee simple title to
				property that originally was purchased under a Contract for Deed, contract for
				sale, or other executory contract;
(11) Providing title-related services for
				unrecorded Contracts for Deed, clouded titles, property transfers, intestate
				estates, and other title ownership matters;
(12) Providing access to computers, the
				internet and computer training;
(13) Providing monthly programs to educate
				Income Eligible Households on their rights and responsibilities as property
				owners;
(14) Assisting with
				measures to secure employment;
(15)
				Assisting with establishment or expansion of a small business;
(16) Assisting with development of
				professional skills; and
(17)
				Education in management of personal finances and achieving financial
				literacy.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 25 - COLONIA SELF-HELP CENTER PROGRAM RULE › Section 25.4 - Colonia Self-Help Centers Establishment

Current through Reg. 49, No. 28; July 12, 2024
(a) Pursuant to Section
				RSA
				2306.582 of the Tex. Gov't Code, the
				Department has established CSHCs in Cameron (also serves Willacy), El Paso,
				Hidalgo, Maverick, Nueces, Starr, Val Verde, and Webb Counties.
(b) The Department has designated:
(1) Appropriate staff in the Department who
				are designated to assist the CSHCs in understanding the requirements of the
				Program, provide training, and access CDBG funding to enable the CSHCs to carry
				out Programs;
(2) Five Colonias in
				each service area are to be identified by the UGLG to receive concentrated
				attention from the CSHCs in consultation with the C-RAC; and
(3) A geographic area for the services
				provided by each CSHC.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 25 - COLONIA SELF-HELP CENTER PROGRAM RULE › Section 25.5 - Allocation, Deobligation and Termination, and Reobligation

Current through Reg. 49, No. 28; July 12, 2024
(a) Allocation.
(1) The Department distributes CSHC funds to
				UGLGs from the 2.5% set-aside appropriated to the Department from the annual
				CDBG allocation to the state of Texas.
(2) The Department shall allocate no more
				than $1 million per CSHC award except as provided by this chapter. If there are
				insufficient funds available from any specific program year to fully fund an
				Application, the awarded Administrator may accept the amount available at that
				time and wait for the remaining funds to be committed upon the Department's
				receipt of the CDBG set-aside allocation from the next program year.
(3) A baseline award will first be calculated
				for a CSHC beginning at $500,000 (or a lesser amount as provided for in
				paragraph (2) of this subsection). The Department will add to the baseline
				award up to an additional $100,000 for each Expenditure Threshold that has been
				met on the current CSHC Contract, as defined in §
										RSA
				25.10 of this chapter (relating to
				Expenditure Thresholds and Closeout Requirements). An additional amount up to
				$100,000 may be added for an accepted Application submitted by the deadline. An
				Administrator may request that the Board add additional funds to a baseline
				award, despite the failure to meet one or more Expenditure Thresholds. To add
				funds to a CSHC Contract being considered for award, the Board must find that
				the failure to meet each Expenditure Threshold requirement was principally
				related to factors beyond the control of the Administrator. If the Board
				decides to award these additional funds in whole or in part, it must also
				determine that the award of these funds to the Administrator does not create a
				substantial risk to the State of recapture of CDBG funds by HUD.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 25 - COLONIA SELF-HELP CENTER PROGRAM RULE › Section 25.7 - Colonia Resident Advisory Committee Duties and Award of Contracts

Current through Reg. 49, No. 28; July 12, 2024
(a) The Board shall appoint one committee
				member to represent each of the counties in which a CSHC is located to serve on
				the C-RAC. The members of the C-RAC shall be selected from lists of candidates
				submitted to the Department by local nonprofit organizations and the
				Commissioners Court of the county in which a CSHC is located. Each committee
				member:
(1) Must be a resident of a Colonia in
				the county the member represents;
(2) May not be a board member, contractor, or
				employee of the Administrator;
(3)
				May not have any ownership interest in an entity that is awarded a Contract
				under this chapter; and
(4) May not
				be listed on the federal or state suspended or debarment list and must not be
				in default on any Department obligation.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 25 - COLONIA SELF-HELP CENTER PROGRAM RULE › Section 25.8 - Colonia Self-Help Center Contract Operation and Implementation

Current through Reg. 49, No. 28; July 12, 2024
(a) The Department shall contract with an
				UGLG for the operation of a CSHC. The UGLG may subaward the activity to a
				Nonprofit Organization, Community Action Agency, or Housing Authority that has
				demonstrated the ability to carry out all or part of the functions of a CSHC.
				The UGLG must perform the requirements of a pass-through entity, as further
				described in
				2 CFR §
										200.332 and TxGMS.
(b) The Administrator is required to complete
				an environmental review in accordance with 24 CFR Part 58 , and receive the
				Authority to Use Grant Funds from the Department before:
(1) Any commitment of CDBG funds (i.e.,
				execution of a legally binding Agreement and expenditure of CDBG funds) for
				Activities other than those that are specifically exempt from environmental
				review; and
(2) Any commitment of
				non-CDBG funds associated with the scope of work in the Contract that would
				have an adverse environmental impact (i.e., demolition, excavating, etc.) or
				limit the choice of alternatives (i.e., acquisition of real property,
				Rehabilitation of buildings or structures, etc.).
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 25 - COLONIA SELF-HELP CENTER PROGRAM RULE › Section 25.10 - Expenditure Thresholds and Closeout Requirements

Current through Reg. 49, No. 28; July 12, 2024
(a) Administrators must meet the expenditure
				threshold requirements described in paragraphs (1) - (4) of this subsection. If
				an Administrator fails to expend and submit expenditure documentation by the
				due date, the deobligation process outlined in §
									RSA
				25.5 of this chapter (relating to Allocation,
				Deobligation and Termination, and Reobligation) may be initiated. A Contract
				may also be subject to termination for failure to meet the Contract
				obligations, and the Department may elect not to provide future funds to the
				Administrator. In such cases, the Administrator will be notified in writing of
				the processes described in Tex. Gov't Code, Chapter 2105 and §
									RSA
				1.411 of this title (relating to
				Administration of Block Grants under Chapter 2105 of the Tex. Gov't Code).
				These thresholds will be proportionally reduced when the Contract Term is less
				than four years, although if reasonable for the proposed Activities the
				Department may allow a longer proportional period for the Environmental
				Assessment and the 30% reimbursement request.
(1) Six-Month Threshold. An Environmental
				Assessment that meets the environmental clearance requirements of the Contract
				must be submitted to the Department within six months from the start date of
				the Contract;
(2) Twenty-Month
				Threshold. The Administrator must have expended and submitted for reimbursement
				to the Department at least 30% of the total CSHC funds awarded within 20 months
				from the start date of the Contract;
(3) Thirty-two-Month Threshold. The
				Administrator must have expended and submitted for reimbursement to the
				Department at least 60% of the total CSHC funds awarded within 32 months from
				the start date of the Contract; and
(4) Forty-four-Month Threshold. The
				Administrator must have expended and submitted for reimbursement to the
				Department at least 90% of the total CSHC funds awarded within 44 months from
				the start date of the Contract.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 26 - TEXAS HOUSING TRUST FUND RULE › Subchapter A - GENERAL GUIDANCE › Section 26.1 - Purpose

Current through Reg. 49, No. 28; July 12, 2024
This chapter clarifies the administration of the Texas
					 Housing Trust Fund (Texas HTF). The Texas HTF provides loans, grants or other
					 comparable forms of assistance to income-eligible individuals, families, and
					 households. The Texas HTF is administered in accordance with Tex. Gov't Code,
					 Chapter 2306, Chapter 20 of this title (relating to Single Family Programs
					 Umbrella Rule), and Chapter 24 of this title (relating to Texas Bootstrap Loan
					 Program Rule).
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 26 - TEXAS HOUSING TRUST FUND RULE › Subchapter A - GENERAL GUIDANCE › Section 26.2 - Definitions

Current through Reg. 49, No. 28; July 12, 2024
Definitions may be found in Tex. Gov't Code, Chapter 2306;
					 Chapter 1 of this title (relating to Administration), Chapter 2 of this title
					 (relating to Enforcement), Chapter 20 of this title (relating to Single Family
					 Programs Umbrella Rule), Chapter 21 of this title (relating to Minimum Energy
					 Efficiency Requirements for Single Family Construction Activities), and Chapter
					 24 of this title (relating to Texas Bootstrap Loan Program Rule), unless the
					 context or the Notice of Funding Availability (NOFA) indicates
					 otherwise.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 26 - TEXAS HOUSING TRUST FUND RULE › Subchapter A - GENERAL GUIDANCE › Section 26.3 - Allocation of Funds

Current through Reg. 49, No. 28; July 12, 2024
(a) The Department
				  administers all Texas HTF funds provided to the Department in accordance with
				  Tex. Gov't Code, Chapter 2306. The Department may solicit gifts and grants to
				  endow the fund.
(b) Pursuant to
				  Tex. Gov't Code §
										2306.202(b),
				  use of the Texas HTF is limited to providing:
(1) Assistance for individuals and families
				  of low and very low income;
(2)
				  Technical assistance and capacity building to nonprofit organizations engaged
				  in developing housing for individuals and families of low and very low
				  income;
(3) Security for repayment
				  of revenue bonds issued to finance housing for individuals and families of low
				  and very low income; and
(4)
				  Subject to the limitations in Tex. Gov't Code §
											2306.251(c),
				  the Department may also use the fund to acquire property to endow the
				  fund.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 26 - TEXAS HOUSING TRUST FUND RULE › Subchapter A - GENERAL GUIDANCE › Section 26.4 - Use of Funds

Current through Reg. 49, No. 28; July 12, 2024
(a) Use of
				  additional or Deobligated Funds. In the event the Department receives
				  additional funds, such as loan repayments, donations, or interest earnings, the
				  Department will redistribute the funds in accordance with the Texas HTF plan in
				  effect at the time the additional funds become available.
(b) Reprogramming of Funds. If funding for a
				  program is undersubscribed or funds not utilized, within a timeframe as
				  determined by the Department, remaining funds may be reprogrammed at the
				  discretion of the Department consistent with the Texas HTF plan in effect at
				  the time.
(c) Use of excess loan
				  repayments and interest earnings. The Texas HTF may be used to respond to
				  unanticipated challenges that may arise in the course of implementing approved
				  single family Program Contracts, activities, or assets that are not readily
				  addressed with federal funds. In the event that Texas HTF loan repayments and
				  interest earnings exceed the requirements under the Texas HTF interest earnings
				  and loan repayments Rider in the General Appropriations Act, up to $250,000 per
				  biennium of these excess Texas HTF loan repayments and interest earnings may be
				  used for this purpose. If a balance exists from the previous biennium, the
				  Department shall transfer only the necessary amount to replenish this fund to a
				  maximum balance of $250,000 at the start of the biennium. These funds may be
				  used as described in this subsection.
(1)
				  Funds are to be used for internal disposition.
(2) Neither Households nor Program
				  Administrators are eligible to apply for these funds.
(3) Any funds used under this subsection
				  requires authorization of the Executive Director.
(4) Uses for the funds must meet at least one
				  of the following criteria:
(A) For Households
				  previously assisted by the Department with Department funds, for which the
				  Department has confirmed that further work is still required, and for which the
				  original source of funds is no longer able to be used; or
(B) Properties previously owned by Households
				  assisted by the Department, having been foreclosed upon by the Department, and
				  requiring additional carrying costs or improvements to sell the property or
				  transfer the property for an affordable purpose.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 26 - TEXAS HOUSING TRUST FUND RULE › Subchapter A - GENERAL GUIDANCE › Section 26.5 - Prohibited Activities

Current through Reg. 49, No. 28; July 12, 2024
(a) Persons
				  receiving or benefiting from Texas HTF funds, as determined by the Department,
				  may not be currently delinquent or in default with child support, government
				  loans, or any other debt owed to the State of Texas.
(b) The activities described in paragraphs
				  (1) - (8) of this subsection are prohibited in relation to the origination of a
				  Texas HTF loan, but may be charged as an allowable cost by a third party lender
				  for the origination of all other loans originated in connection with a Texas
				  HTF loan:
(1) Payment of delinquent property
				  taxes or related fees or charges on properties to be assisted with Texas HTF
				  funds;
(2) Loan origination
				  fees;
(3) Application
				  fees;
(4) Discount fees;
(5) Underwriter fees;
(6) Loan processing fees;
(7) Loan servicing fees; and
(8) Other fees not approved by the Department
				  in writing prior to expenditure.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 26 - TEXAS HOUSING TRUST FUND RULE › Subchapter A - GENERAL GUIDANCE › Section 26.6 - Administrator Eligibility and Requirements

Current through Reg. 49, No. 28; July 12, 2024
Administrator must enter into a written Agreement with the
					 Department in order to be eligible to access the Texas Housing Trust
					 Fund.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 26 - TEXAS HOUSING TRUST FUND RULE › Subchapter A - GENERAL GUIDANCE › Section 26.7 - Conflict of Interest

Current through Reg. 49, No. 28; July 12, 2024
In addition to the conflict of interest requirements in
					 Uniform Grants Management Standards (UGMS) or Texas Grants Management Standards
					 (TXGMS) (as applicable to the Contract), no person who is an employee, agent,
					 consultant, officer, trustee, director, member of a governing board or other
					 oversight body, elected official or appointed official of the Administrator who
					 exercises or has exercised any functions or responsibilities with respect to
					 Texas HTF activities under the State Act, or who is in a position to
					 participate in a decision making process or gain inside information with regard
					 to such activities, may obtain a personal or financial interest or benefit from
					 a Texas HTF assisted activity, or have an interest in any Texas HTF Contract,
					 subcontract, or agreement, or the proceeds hereunder, either for themselves or
					 those with whom they have family or business ties, during their tenure or for
					 one year thereafter.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 26 - TEXAS HOUSING TRUST FUND RULE › Subchapter B - AMY YOUNG BARRIER REMOVAL PROGRAM › Section 26.20 - Amy Young Barrier Removal Program Purpose

Current through Reg. 49, No. 28; July 12, 2024
The Amy Young Barrier Removal Program (the Program or
					 AYBRP) provides one-time grants in combined Hard and Soft Costs to Persons with
					 Disabilities in a Household qualified as Low-Income. Grant limits per household
					 will be identified in the Notice of Funding Availability (NOFA). Grants are for
					 home modifications that increase accessibility and eliminate substandard
					 conditions.
Texas Administrative Code › Title 10 - COMMUNITY DEVELOPMENT › Part 1 - TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS › Chapter 26 - TEXAS HOUSING TRUST FUND RULE › Subchapter B - AMY YOUNG BARRIER REMOVAL PROGRAM › Section 26.21 - Amy Young Barrier Removal Program Definitions

Current through Reg. 49, No. 28; July 12, 2024
The following words and terms used in this subchapter shall
					 have the following meanings, unless the context clearly indicates otherwise.
					 Other definitions are found in Tex. Gov't Code, Chapter 2306, Chapter 1 of this
					 title (relating to Administration), Chapter 2 of this title (relating to
					 Enforcement), Chapter 20 of this title (relating to Single Family Programs
					 Umbrella Rule), Chapter 21 of this title (relating to Minimum Energy Efficiency
					 Requirements for Single Family Construction Activities), and Chapter 26,
					 Subchapter A of this title (relating to General Guidance).
(1) Administrative Fee--Funds equal to 10% of
				  the Project Costs (combined Hard and Soft Costs) paid to an Administrator upon
				  completion of a project.
(2) Hard
				  Costs--Site-specific costs incurred during construction, including, but not
				  limited to: general requirements, building permits, jobsite toilet rental,
				  dumpster fees, site preparation, demolition, construction materials, labor,
				  installation equipment expenses, etc.
(3) Household Assistance Contract--A written
				  agreement between the Department and Administrator that memorializes the term
				  of the commitment of funds for a specific activity.
(4) Low-Income--Household income calculated
				  in accordance with the Program Manual that does not exceed the greater of 80%
				  of the Area Median Family Income or 80% of the State Median Family Income,
				  adjusted for Household size, in accordance with the current HOME Investment
				  Partnerships Program income limits, as defined by HUD.
(5) Project Costs--Program funds (combined
				  Hard and Soft Costs) that directly assist a Household.
(6) Reservation System Participant
				  (RSP)--Administrator who has executed a written Agreement with the Department
				  that allows for participation in the Reservation System.
(7) Soft Costs--Costs related to and
				  identified with a specific Single Family Housing Unit other than construction
				  costs.