Pennsylvania Code › Title 31 - INSURANCE › Part VIII - Miscellaneous Provisions › Chapter 146a - PRIVACY OF CONSUMER FINANCIAL INFORMATION › Subchapter B - PRIVACY AND OPT OUT NOTICES FOR FINANCIAL INFORMATION › Section 146a.13 - Information to be included in privacy notices

Current through Register Vol. 54, No. 28, July 13, 2024
(a)
General rule
. The
				  initial, annual and revised privacy notices that a licensee provides under
				  §§
										146a.11,
				  146a.12 and
				  146a.15 (relating to initial
				  privacy notice to consumers required; annual privacy notice to customers
				  required; and revised privacy notices) shall include all of the following items
				  of information, in addition to other information the licensee wishes to
				  provide, that applies to the licensee and to the consumers to whom the licensee
				  sends its privacy notice:
(1) The categories
				  of nonpublic personal financial information that the licensee
				  collects.
(2) The categories of
				  nonpublic personal financial information that the licensee discloses.
(3) The categories of affiliates and
				  nonaffiliated third parties to whom the licensee discloses nonpublic personal
				  financial information, other than those parties to whom the licensee discloses
				  information under §§
											146a.32 and
				  146a.33 (relating to exceptions to
				  notice and opt out requirements for disclosure of nonpublic personal financial
				  information for processing and servicing transactions; and other exceptions to
				  notice and opt out requirements for disclosure of nonpublic personal financial
				  information).
(4) The categories of
				  nonpublic personal financial information about the licensee's former customers
				  that the licensee discloses and the categories of affiliates and nonaffiliated
				  third parties to whom the licensee discloses nonpublic personal financial
				  information about the licensee's former customers, other than those parties to
				  whom the licensee discloses information under §§ 146a.32 and
				  146a.33.
(5) If a licensee discloses nonpublic
				  personal financial information to a nonaffiliated third party under §
				  146a.31 (relating to exception to opt out requirements for disclosure of
				  nonpublic personal financial information for service providers and joint
				  marketing) (and no other exception in §§
											146a.32 and
				  146a.33 applies to that
				  disclosure), a separate description of the categories of information the
				  licensee discloses and the categories of nonaffiliated third parties with whom
				  the licensee has contracted.
(6) An
				  explanation of the consumer's right under §
											146a.21(a)
				  (relating to limitation on disclosure of nonpublic personal financial
				  information to nonaffiliated third parties) to opt out of the disclosure of
				  nonpublic personal financial information to any nonaffiliated third parties,
				  including the methods by which the consumer may exercise that right at that
				  time.
(7) Any disclosures that the
				  licensee makes under section 603(d)(2)(A)(iii) of the Federal Fair Credit
				  Reporting Act (15 U.S.C.A.
				  §
												1681a(d)(2)(A)(iii)).
(8) The licensee's policies and practices
				  with respect to protecting the confidentiality and security of nonpublic
				  personal financial information.
(9)
				  Any disclosure that the licensee makes under subsection
				  (b).