Pennsylvania Code › Title 10 - BANKING AND SECURITIES › Part VI - Check Cashers › Chapter 81 - CHECK CASHER LICENSING-STATEMENT OF POLICY › INITIAL LICENSE APPLICATION PROCESS › Section 81.14 - Check casher locations not in existence by April 19, 1998

Current through Register Vol. 54, No. 28, July 13, 2024
(a)
Submission of applications for
				  new locations
. Regardless of whether the check casher applicant is
				  otherwise licensed or conducting check casher business at any location in this
				  Commonwealth by April 19, 1998, an applicant may commence a check casher
				  business at a new location after April 19, 1998 (new location) only upon
				  receipt of a license from the Department for the new location. For an
				  application for a new location received by the Department prior to January 1,
				  1999, the Department will have up to 6 months from receipt to process the
				  application. This statement is consistent with section 1104(a) of the act
				  (63
				  P. S. §
											2334(a)), which
				  provides the Department with the 6-month review period for the new location
				  applications. For a license application received by the Department on or after
				  January 1, 1999, the Department will have 60 days from receipt to process the
				  application.
(b)
Publication and public comment
. The applicant for a new
				  location is required to cause notice of the application to be published in a
				  newspaper having generalcirculation in each community in which the applicant
				  intends to initially locate, under the following conditions:
(1) Once the Department receives, reviews and
				  deems an application form to be complete, the applicant will be notified in
				  writing.
(2) Within 10 days of
				  receipt of that written notification from the Department, the applicant shall
				  have a separate notice of the application published in a newspaper having
				  general circulation in the community in which the applicant intends to locate.
				  The form of notice to be published is provided to the applicant with the
				  application forms.
(3) Within 30
				  days of publication of the notice of application in the required newspaper, the
				  applicant shall provide a copy of the newspaper notice and publisher's
				  affidavit to the Department. The newspaper notice and publisher's affidavit may
				  be provided to the Department either through the applicant or directly from the
				  newspaper.
(4) Failure of an
				  applicant to cause the newspaper notice of the application to be published
				  within the 10 days shall cause the Department to return the application, at
				  which time the Department will terminate the application process and commence
				  the process of returning the application fee to the applicant.
(5) Failure of an applicant to cause to
				  provide a copy of the newspaper notice and publisher's affidavit to the
				  Department within 30 days of publication shall cause the Department to return
				  the application, at which time the Department will terminate the application
				  process and commence the process of returning the application fee to the
				  applicant.
(6) In the case of
				  paragraph (4) or (5), the applicant may refile the application with the
				  Department at which time the entire application process begins anew.
(7) Provided the application has not been
				  returned to the applicant under either paragraph (4) or (5), the following
				  procedure is authorized by section 304 of the act (63 P. S. §
												2314). Within 30 days of the date of
				  publication of notice of the application (public comment period), a person may
				  file a notice in protest or in favor of the application (public comment) by
				  submitting two copies of the public comment to the Department. The applicant
				  may request a copy of the public comment and may file with the Department an
				  answer to any public comment by submitting two copies of the answer to the
				  Department within 10 days of the end of the 30 day public comment
				  period.