Pennsylvania Code › Title 52 - PUBLIC UTILITIES › Part I - Public Utility Commission › Subpart B - Carriers of Passengers or Property › Chapter 32 - MOTOR CARRIER INSURANCE › Subchapter B - INSURANCE REQUIREMENTS › Section 32.11 - Passenger carrier insurance

Current through Register Vol. 54, No. 28, July 13, 2024
(a)
					 A common carrier or contract carrier of passengers may not engage in intrastate
					 commerce and a certificate or permit will not be issued, or remain in force,
					 except as provided in §
											32.15 (relating to applications to
					 self-insure) until there has been filed with and approved by the Commission a
					 certificate of insurance by an insurer authorized to do business in this
					 Commonwealth, to provide for the payment of valid accident claims against the
					 insured for bodily injury to or the death of a person, or the loss of or damage
					 to property of others resulting from the operation, maintenance or use of a
					 motor vehicle in the insured authorized service.
(b) The liability insurance maintained by a
					 common or contract carrier of passengers on each motor vehicle capable of
					 transporting fewer than 16 passengers shall be in an amount not less than
					 $35,000 to cover liability for bodily injury, death or property damage incurred
					 in an accident arising from authorized service. The $35,000 minimum coverage is
					 split coverage in the amounts of $15,000 bodily injury per person, $30,000
					 bodily injury per accident and $5,000 property damage per accident. This
					 coverage shall include first party medical benefits in the amount of $25,000
					 and first party wage loss benefits in the amount of $10,000 for passengers and
					 pedestrians. Except as to the required amount of coverage, these benefits shall
					 conform to
					 75 Pa.C.S. §
												§
												1701-1799.7 (relating to Motor Vehicle
					 Financial Responsibility Law). First party coverage of the driver of
					 certificated vehicles shall meet the requirements of
					 75 Pa.C.S. §
												1711
					 (relating to required benefits).
(c) The liability insurance maintained by a
					 common or contract carrier of passengers on each motor vehicle capable of
					 transporting 16 to 28 passengers shall be in an amount not less than $1 million
					 to cover liability for bodily injury, death or property damage incurred in an
					 accident arising from authorized service. Except as to the required amount of
					 liability coverage, this coverage shall meet the requirements of
					 75 Pa.C.S. §
												§
												1701-1799.7.
(d) The liability insurance maintained by a
					 common or contract carrier of passengers on each motor vehicle capable of
					 transporting more than 28 passengers shall be in an amount not less than $5
					 million to cover liability for bodily injury, death or property damage incurred
					 in an accident arising from authorized service. Except as to the required
					 amount of liability coverage, this coverage shall meet the requirements of
					 75 Pa.C.S. §
												§
												1701-1799.7.
(e) The limits in subsections (b)-(d) do not
					 include the insurance of cargo.
The provisions of this §
													32.11 issued under the Public
						  Utility Code,
						  66 Pa.C.S. §
														§
														501,
						  512 and
						  1103(d); amended under the
						  Public Utility Code,
						  66 Pa.C.S. §
														§
														501 and
						  512; and section 612 of
						  The Administrative Code of 1929 (71 P. S. §
														232).
This section cited in 52 Pa. Code §
													29.101 (relating to operation of
						  leased equipment); 52 Pa. Code §
													29.315 (relating to alternative
						  forms of compensation); 52 Pa. Code §
													41.21 (relating to insurance
						  coverage for common or contract carriers of less than 16 passengers-statement
						  of policy).