Rhode Island Code of Regulations › Title 230 - Department of Business Regulation › Chapter 20 - Insurance › Subchapter 10 - Medical Malpractice Insurance › Part 1 - Medical Malpractice Joint Underwriting Association (formerly Insurance Regulation 21) (230-RICR-20-10-1) › Section 230-RICR-20-10-1.3 - Definitions

Current through June 14, 2024
A. As used in this Regulation:
1. "Active Health Care Professional" means a
				  health care professional who, as part of his/her professional practice,
				  provides treatment directly or indirectly to patients in exchange for
				  remuneration.
2. "Department" means
				  the Rhode Island Department of Business Regulation, Insurance
				  Division.
3. "Director" means the
				  Director of the Department of Business Regulation of the State of Rhode Island
				  or his or her designee.
4. "Health
				  Care Facility" means, for purposes of §§
											1.5,  1.6  and  1.7   of this
				  Part, any licensed health care facility as defined by R.I. Gen. Laws §
											23-17-2.
5. "Incidental coverage" means any other type
				  of liability insurance covering activities directly related to the continued
				  and efficient delivery of health care that would normally be available and
				  underwritten under a comprehensive general liability form of insurance, except
				  liabilities that may arise out of the ownership or use of any motor vehicles
				  and workers compensation insurance.
6. "Medical Malpractice Insurance" means
				  insurance coverage against the legal liability of the insured and against loss,
				  damage, or expense incident to a claim arising out of the death or injury of
				  any person as the result of negligence or malpractice in rendering or failing
				  to render professional service by healthcare facilities and medical or dental
				  professionals.
7. "MMJUA" means the
				  Medical Malpractice Joint Underwriting Association of Rhode Island established
				  pursuant to the provisions of this Part.
8. "Medical or Dental Professional" means,
				  for purposes of R.I. Gen. Laws §
											42-14.1-2 and §§
											1.5,  1.6  and  1.7   of this Part, any physician or dentist licensed under the General Laws
				  of Rhode Island.
9. "Net direct
				  premiums" means gross direct premiums written on personal injury liability
				  insurance (as defined in R.I. Gen. Laws §
											27-9-2) including the liability
				  component of multiple peril package policies as computed by the Department,
				  less all premiums and dividends credited or returned to policyholders or the
				  unused or unabsorbed portions of premium deposits.
10. "NAIC" means the National Association of
				  Insurance Commissioners.
11.
				  "Provider of Health Care" means, for purposes of §
											1.4   of this Part means
a. any licensed physician, hospital or other
				  licensed health care provider as defined in the General Laws of Rhode Island;
				  and
b. any other group, type or
				  category of individual or health related facility that the Department
				  determines, with or without a hearing, to be necessary for the continued
				  delivery of health care in Rhode Island.
12. "Teaching Hospital" means a hospital
				  affiliated with an accredited medical school which has the right to implement
				  and maintain an indemnity/self-insurance program as recognized by R.I. Gen.
				  Laws §
											27-16-2.6.