New York Codes, Rules and Regulations › Title 11 - INSURANCE › Appendices › Appendix 20

Current through Register Vol. 46, No. 28, July 10, 2024
(cf. Part 47)
The rates of mortality in Tables 1 and 7 of this Appendix are
				the same as those in subdivisions (b), (c), (e) and (f) of section
				47.1  of this Title. The 1980 CSO
				rates of mortality in Tables 2-6 of this Appendix have been developed by
				starting with the stated percentages of males and females living at age 45,
				then working backwards and forwards for the males and females separately with
				separate male and female rates of mortality for the appropriate tables in
				subdivisions (b) and (c) of section
				47.1  to determine the numbers of
				males and females living and dying at each age. Then the numbers of males and
				females living and dying at each age were combined and new rates of mortality
				calculated for each age. The blended 1980 CET tables were obtained by loading
				the respective blended 1980 CSO mortality rates by the formula:
1000qxCET
				= 1000q
				xCSO
				+ (greater of 0.75 or 0.30
				(1000qxC
								SO)).
TABLE 1
1980 CSO-A AND 1980 CET-A MORTALITY TABLES BASED ON
				BLENDING 1980 CSO AND 1980 CET MORTALITY TABLES 100% MALE - 0%
				FEMALE
RATES OF MORTALITY 1,000 qx AGE
				NEAREST BIRTHDAY
Age (x)
1980 CSO-A
1980 CET-A
0
4.18
5.43
1
1.07
1.82
2
.99
1.74
3
.98
1.73
4
.95
1.70
5
.90
1.65
6
.86
1.61
7
.80
1.55
8
.76
1.51
9
.74
1.49
10
.73
1.48
11
.77
1.52
12
.85
1.60
13
.99
1.74
14
1.15
1.90
15
1.33
2.08
16
1.51
2.26
17
1.67
2.42
18
1.78
2.53
19
1.86
2.61
20
1.90
2.65
21
1.91
2.66
22
1.89
2.64
23
1.86
2.61
24
1.82
2.57
25
1.77
2.52
26
1.73
2.48
27
1.71
2.46
28
1.70
2.45
29
1.71
2.46
30
1.73
2.48
31
1.78
2.53
32
1.83
2.58
33
1.91
2.66
34
2.00
2.75
35
2.11
2.86
36
2.24
2.99
37
2.40
3.15
38
2.58
3.35
39
2.79
3.63
40
3.02
3.93
41
3.29
4.28
42
3.56
4.63
43
3.87
5.03
44
4.19
5.45
45
4.55
5.92
46
4.92
6.40
47
5.32
6.92
48
5.74
7.46
49
6.21
8.07
50
6.71
8.72
51
7.30
9.49
52
7.96
10.35
53
8.71
11.32
54
9.56
12.43
55
10.47
13.61
56
11.46
14.90
57
12.49
16.24
58
13.59
17.67
59
14.77
19.20
60
16.08
20.90
61
17.54
22.80
62
19.19
24.95
63
21.06
27.38
64
23.14
30.08
65
25.42
33.05
66
27.85
36.21
67
30.44
39.57
68
33.19
43.15
69
36.17
47.02
70
39.51
51.36
71
43.30
56.29
72
47.65
61.95
73
52.64
68.43
74
58.19
75.65
75
64.19
83.45
76
70.53
91.69
77
77.12
100.26
78
83.90
109.07
79
91.05
118.37
80
98.84
128.49
81
107.48
139.72
82
117.25
152.43
83
128.26
166.74
84
140.25
182.33
85
152.95
198.84
86
166.09
215.92
87
179.55
233.42
88
193.27
251.25
89
207.29
269.48
90
221.77
288.30
91
236.98
308.07
92
253.45
329.49
93
272.11
353.74
94
295.90
384.67
95
329.96
428.95
96
384.55
499.92
97
480.20
624.26
98
657.98
855.37
99
1000.00
1000.00
TABLE 2
1980 CSO-A AND 1980 CET-A MORTALITY TABLES BASED ON
				BLENDING 1980 CSO AND 1980 CET MORTALITY TABLES 80% MALE - 20%
				FEMALE
RATES OF MORTALITY 1,000 qx AGE
				NEAREST BIRTHDAY
Age (x)
1980 CSO-A
1980 CET-A
0
3.92
5.10
1
1.04
1.79
2
.95
1.70
3
.94
1.69
4
.91
1.66
5
.87
1.62
6
.83
1.58
7
.79
1.54
8
.75
1.50
9
.73
1.48
10
.72
1.47
11
.75
1.50
12
.83
1.58
13
.94
1.69
14
1.08
1.83
15
1.24
1.99
16
1.39
2.14
17
1.53
2.28
18
1.62
2.37
19
1.69
2.44
20
1.74
2.49
21
1.75
2.50
22
1.73
2.48
23
1.71
2.46
24
1.69
2.44
25
1.65
2.40
26
1.63
2.38
27
1.61
2.36
28
1.61
2.36
29
1.63
2.38
30
1.65
2.40
31
1.70
2.45
32
1.75
2.50
33
1.83
2.58
34
1.91
2.66
35
2.02
2.77
36
2.14
2.89
37
2.30
3.05
38
2.47
3.22
39
2.68
3.48
40
2.90
3.77
41
3.16
4.11
42
3.42
4.45
43
3.72
4.84
44
4.01
5.21
45
4.35
5.66
46
4.70
6.11
47
5.07
6.59
48
5.45
7.09
49
5.89
7.66
50
6.36
8.27
51
6.90
8.97
52
7.50
9.75
53
8.19
10.65
54
8.96
11.65
55
9.78
12.71
56
10.67
13.87
57
11.58
15.05
58
12.54
16.30
59
13.57
17.64
60
14.72
19.14
61
16.00
20.80
62
17.47
22.71
63
19.16
24.91
64
21.05
27.37
65
23.11
30.04
66
25.29
32.88
67
27.61
35.89
68
30.03
39.04
69
32.66
42.46
70
35.59
46.27
71
38.95
50.64
72
42.84
55.69
73
47.33
61.53
74
52.37
68.08
75
57.84
75.19
76
63.65
82.75
77
69.70
90.61
78
75.95
98.74
79
82.57
107.34
80
89.83
116.78
81
97.94
127.32
82
107.18
139.33
83
117.65
152.95
84
129.10
167.83
85
141.38
183.79
86
154.17
200.42
87
167.49
217.74
88
181.24
235.61
89
195.54
254.20
90
210.53
273.69
91
226.51
294.46
92
244.13
317.37
93
264.04
343.25
94
289.36
376.17
95
324.89
422.36
96
380.97
495.26
97
477.69
621.00
98
657.38
854.59
99
1000.00
1000.00
TABLE 3
1980 CSO-A AND 1980 CET-A MORTALITY TABLES BASED ON
				BLENDING 1980 CSO AND 1980 CET MORTALITY TABLES 60% MALE - 40% FEMALE (PIVOTAL
				AGE 45)
RATES OF MORTALITY 1,000 qx AGE
				NEAREST BIRTHDAY
Age (x)
1980 CSO-A
1980 CET-A
0
3.67
4.77
1
.99
1.74
2
.93
1.68
3
.90
1.65
4
.88
1.63
5
.84
1.59
6
.81
1.56
7
.77
1.52
8
.73
1.48
9
.73
1.48
10
.71
1.46
11
.74
1.49
12
.80
1.55
13
.89
1.64
14
1.01
1.76
15
1.14
1.89
16
1.27
2.02
17
1.38
2.13
18
1.47
2.22
19
1.52
2.27
20
1.56
2.31
21
1.58
2.33
22
1.58
2.33
23
1.56
2.31
24
1.55
2.30
25
1.53
2.28
26
1.52
2.27
27
1.51
2.26
28
1.53
2.28
29
1.54
2.29
30
1.58
2.33
31
1.63
2.38
32
1.67
2.42
33
1.75
2.50
34
1.83
2.58
35
1.93
2.68
36
2.04
2.79
37
2.20
2.95
38
2.36
3.11
39
2.56
3.33
40
2.78
3.61
41
3.03
3.94
42
3.29
4.28
43
3.56
4.63
44
3.84
4.99
45
4.15
5.40
46
4.47
5.81
47
4.81
6.25
48
5.17
6.72
49
5.58
7.25
50
6.01
7.81
51
6.50
8.45
52
7.05
9.17
53
7.68
9.98
54
8.37
10.88
55
9.11
11.84
56
9.88
12.84
57
10.68
13.88
58
11.50
14.95
59
12.39
16.11
60
13.37
17.38
61
14.48
18.82
62
15.79
20.53
63
17.30
22.49
64
19.01
24.71
65
20.88
27.14
66
22.84
29.69
67
24.90
32.37
68
27.04
35.15
69
29.32
38.12
70
31.92
41.50
71
34.90
45.37
72
38.38
49.89
73
42.48
55.22
74
47.11
61.24
75
52.16
67.81
76
57.58
74.85
77
63.24
82.21
78
69.13
89.87
79
75.41
98.03
80
82.34
107.04
81
90.17
117.22
82
99.12
128.86
83
109.33
142.13
84
120.58
156.75
85
132.68
172.48
86
145.47
189.11
87
158.84
206.49
88
172.87
224.73
89
187.54
243.80
90
203.08
264.00
91
219.76
285.69
92
238.20
309.66
93
259.26
337.04
94
285.17
370.72
95
322.03
418.64
96
378.56
492.13
97
476.70
619.71
98
657.10
854.23
99
1000.00
1000.00
TABLE 4
1980 CSO-A AND 1980 CET-A MORTALITY TABLES BASED ON
				BLENDING 1980 CSO AND 1980 CET MORTALITY TABLES 50% MALE - 50% FEMALE (PIVOTAL
				AGE 45)
RATES OF MORTALITY 1,000 qx AGE
				NEAREST BIRTHDAY
Age (x)
1980 CSO-A
1980 CET-A
0
3.54
4.60
1
.97
1.72
2
.91
1.66
3
.89
1.64
4
.85
1.60
5
.83
1.58
6
.79
1.54
7
.77
1.52
8
.73
1.48
9
.72
1.47
10
.71
1.46
11
.72
1.47
12
.78
1.53
13
.87
1.62
14
.97
1.72
15
1.10
1.85
16
1.21
1.96
17
1.31
2.06
18
1.39
2.14
19
1.44
2.19
20
1.48
2.23
21
1.49
2.24
22
1.50
2.25
23
1.49
2.24
24
1.49
2.24
25
1.47
2.22
26
1.47
2.22
27
1.46
2.21
28
1.48
2.23
29
1.51
2.26
30
1.54
2.29
31
1.58
2.33
32
1.64
2.39
33
1.70
2.45
34
1.79
2.54
35
1.88
2.63
36
2.00
2.75
37
2.14
2.89
38
2.31
3.06
39
2.51
3.26
40
2.72
3.54
41
2.97
3.86
42
3.22
4.19
43
3.49
4.54
44
3.75
4.88
45
4.06
5.28
46
4.36
5.67
47
4.68
6.08
48
5.03
6.54
49
5.41
7.03
50
5.83
7.58
51
6.30
8.19
52
6.82
8.87
53
7.45
9.65
54
8.07
10.49
55
8.77
11.40
56
9.50
12.35
57
10.23
13.30
58
10.99
14.29
59
11.81
15.35
60
12.71
16.52
61
13.75
17.88
62
14.96
19.45
63
16.39
21.31
64
18.02
23.43
65
19.78
25.71
66
21.64
28.13
67
23.59
30.67
68
25.58
33.25
69
27.73
36.05
70
30.16
39.21
71
32.96
42.85
72
36.29
47.18
73
40.20
52.26
74
44.66
58.06
75
49.55
64.42
76
54.80
71.24
77
60.31
78.40
78
66.06
85.88
79
72.23
93.90
80
79.07
102.79
81
86.80
112.84
82
95.68
124.38
83
105.81
137.55
84
117.0
152.13
85
129.11
167.84
86
141.91
184.48
87
155.41
202.03
88
169.55
220.42
89
184.4
239.79
90
200.23
260.30
91
217.23
282.40
92
235.91
306.68
93
257.43
334.66
94
283.81
368.95
95
320.74
416.96
96
377.93
491.31
97
476.61
619.59
98
656.44
853.37
99
1000.00
1000.00
TABLE 5
1980 CSO-A AND 1980 CET-A MORTALITY TABLES BASED ON
				BLENDING 1980 CSO AND 1980 CET MORTALITY TABLES 40% MALE - 60% FEMALE (PIVOTAL
				AGE 45)
RATES OF MORTALITY 1,000 qx AGE
				NEAREST BIRTHDAY
Age (x)
1980 CSO-A
1980 CET-A
0
3.41
4.43
1
.95
1.70
2
.89
1.64
3
.86
1.61
4
.84
1.59
5
.81
1.56
6
.78
1.53
7
.76
1.51
8
.72
1.47
9
.71
1.46
10
.70
1.45
11
.71
1.46
12
.77
1.52
13
.84
1.59
14
.94
1.69
15
1.05
1.80
16
1.15
1.90
17
1.24
1.99
18
1.31
2.06
19
1.36
2.11
20
1.39
2.14
21
1.41
2.16
22
1.42
2.17
23
1.42
2.17
24
1.42
2.17
25
1.40
2.15
26
1.41
2.16
27
1.42
2.17
28
1.44
2.19
29
1.46
2.21
30
1.50
2.25
31
1.55
2.30
32
1.60
2.35
33
1.66
2.41
34
1.75
2.50
35
1.83
2.58
36
1.95
2.70
37
2.09
2.84
38
2.25
3.00
39
2.45
3.20
40
2.66
3.46
41
2.90
3.77
42
3.15
4.10
43
3.41
4.43
44
3.66
4.76
45
3.96
5.15
46
4.24
5.51
47
4.55
5.92
48
4.89
6.36
49
5.26
6.84
50
5.66
7.36
51
6.10
7.93
52
6.60
8.58
53
7.16
9.31
54
7.77
10.10
55
8.43
10.96
56
9.11
11.84
57
9.79
12.73
58
10.48
13.62
59
11.23
14.60
60
12.05
15.67
61
13.01
16.91
62
14.14
18.38
63
15.50
20.15
64
17.03
22.14
65
18.71
24.32
66
20.46
26.60
67
22.31
29.00
68
24.17
31.42
69
26.18
34.03
70
28.45
36.99
71
31.10
40.43
72
34.27
44.55
73
38.02
49.43
74
42.32
55.02
75
47.05
61.17
76
52.18
67.83
77
57.57
74.84
78
63.21
82.17
79
69.29
90.08
80
76.04
98.85
81
83.72
108.84
82
92.52
120.28
83
102.65
133.45
84
113.82
147.97
85
125.93
163.71
86
138.78
180.41
87
152.39
198.11
88
166.68
216.68
89
181.76
236.29
90
197.78
257.11
91
215.12
279.66
92
234.03
304.24
93
255.85
332.61
94
282.58
367.35
95
319.76
415.69
96
377.41
490.63
97
476.21
619.07
98
656.10
852.93
99
1000.00
1000.00
TABLE 6
1980 CSO-A AND 1980 CET-A MORTALITY TABLES BASED ON
				BLENDING 1980 CSO AND 1980 CET MORTALITY TABLES 20% MALE - 80% FEMALE (PIVOTAL
				AGE 45)
RATES OF MORTALITY 1,000 qx AGE
				NEAREST BIRTHDAY
Age (x)
1980 CSO-A
1980 CET-A
0
3.15
4.10
1
.92
1.67
2
.85
1.60
3
.82
1.57
4
.81
1.56
5
.79
1.54
6
.76
1.51
7
.74
1.49
8
.71
1.46
9
.70
1.45
10
.70
1.45
11
.70
1.45
12
.74
1.49
13
.80
1.55
14
.86
1.61
15
.95
1.70
16
1.03
1.78
17
1.09
1.84
18
1.15
1.90
19
1.19
1.94
20
1.22
1.97
21
1.24
1.99
22
1.25
2.00
23
1.27
2.02
24
1.28
2.03
25
1.29
2.04
26
1.30
2.05
27
1.31
2.06
28
1.35
2.10
29
1.38
2.13
30
1.42
2.17
31
1.47
2.22
32
1.52
2.27
33
1.58
2.33
34
1.66
2.41
35
1.74
2.49
36
1.85
2.60
37
1.99
2.74
38
2.15
2.90
39
2.32
3.07
40
2.54
3.30
41
2.77
3.60
42
3.02
3.93
43
3.25
4.23
44
3.49
4.54
45
3.75
4.88
46
4.02
5.23
47
4.30
5.59
48
4.61
5.99
49
4.94
6.42
50
5.31
6.90
51
5.70
7.41
52
6.15
8.00
53
6.65
8.65
54
7.19
9.35
55
7.76
10.09
56
8.34
10.84
57
8.91
11.58
58
9.47
12.31
59
10.08
13.10
60
10.75
13.98
61
11.55
15.02
62
12.54
16.30
63
13.74
17.86
64
15.10
19.63
65
16.62
21.61
66
18.19
23.65
67
19.81
25.75
68
21.45
27.89
69
23.19
30.15
70
25.19
32.75
71
27.57
35.84
72
30.43
39.56
73
33.92
44.10
74
37.94
49.32
75
42.43
55.16
76
47.33
61.53
77
52.53
68.29
78
58.03
75.44
79
63.98
83.17
80
70.65
91.85
81
78.26
101.74
82
87.04
113.15
83
97.15
126.30
84
108.33
140.83
85
120.52
156.68
86
133.53
173.59
87
147.37
191.58
88
161.93
210.51
89
177.40
230.62
90
193.80
251.94
91
211.61
275.09
92
231.05
300.37
93
253.44
329.47
94
280.66
364.86
95
318.37
413.88
96
376.21
489.07
97
475.72
618.44
98
656.09
852.92
99
1000.00
1000.00
TABLE 7
1980 CSO-A AND 1980 CET-A MORTALITY TABLES BASED ON
				BLENDING 1980 CSO AND 1980 CET MORTALITY TABLES 0% MALE - 100%
				FEMALE
RATES OF MORTALITY 1,000 qx AGE
				NEAREST BIRTHDAY
Age (x)
1980 CSO-A
1980 CET-A
0
2.89
3.76
1
.87
1.62
2
.81
1.56
3
.79
1.54
4
.77
1.52
5
.76
1.51
6
.73
1.48
7
.72
1.47
8
.70
1.45
9
.69
1.44
10
.68
1.43
11
.69
1.44
12
.72
1.47
13
.75
1.50
14
.80
1.55
15
.85
1.60
16
.90
1.65
17
.95
1.70
18
.98
1.73
19
1.02
1.77
20
1.05
1.80
21
1.07
1.82
22
1.09
1.84
23
1.11
1.86
24
1.14
1.89
25
1.16
1.91
26
1.19
1.94
27
1.22
1.97
28
1.26
2.01
29
1.30
2.05
30
1.35
2.10
31
1.40
2.15
32
1.45
2.20
33
1.50
2.25
34
1.58
2.33
35
1.65
2.40
36
1.76
2.51
37
1.89
2.64
38
2.04
2.79
39
2.22
2.97
40
2.42
3.17
41
2.64
3.43
42
2.87
3.73
43
3.09
4.02
44
3.32
4.32
45
3.56
4.63
46
3.80
4.94
47
4.05
5.27
48
4.33
5.63
49
4.63
6.02
50
4.96
6.45
51
5.31
6.90
52
5.70
7.41
53
6.15
8.00
54
6.61
8.59
55
7.09
9.22
56
7.57
9.84
57
8.03
10.44
58
8.47
11.01
59
8.94
11.62
60
9.47
12.31
61
10.13
13.17
62
10.96
14.25
63
12.02
15.63
64
13.25
17.23
65
14.59
18.97
66
16.00
20.80
67
17.43
22.66
68
18.84
24.49
69
20.36
26.47
70
22.11
28.74
71
24.23
31.50
72
26.87
34.93
73
30.11
39.14
74
33.93
44.11
75
38.24
49.71
76
42.97
55.86
77
48.04
62.45
78
53.45
69.49
79
59.35
77.16
80
65.99
85.79
81
73.60
95.68
82
82.40
107.12
83
92.53
120.29
84
103.81
134.95
85
116.10
150.93
86
129.29
168.08
87
143.32
186.32
88
158.18
205.63
89
173.94
226.12
90
190.75
247.98
91
208.87
271.53
92
228.81
297.45
93
251.51
326.96
94
279.31
363.10
95
317.32
412.52
96
375.74
488.46
97
474.97
617.46
98
655.85
852.61
99
1000.00
1000.00