New York Codes, Rules and Regulations › Title 11 - INSURANCE › Chapter II - Agents, Brokers And Adjusters › Part 26 - Independent Adjusters › Section 26.3 - Types of licenses

Current through Register Vol. 46, No. 28, July 10, 2024
The following types of licenses are hereby prescribed for
				  independent adjusters pursuant to section 2108  of the Insurance Law:
(a) Independent adjuster, fire. The
				independent adjuster, fire, shall have authority to investigate and adjust all
				claims arising under policies of fire insurance, miscellaneous property damage
				insurance, water damage insurance and collision insurance.
(b) Independent adjuster, inland marine. The
				independent adjuster, inland marine, shall have authority to investigate and
				adjust all claims arising under policies of inland marine insurance.
(c) Independent adjuster, aviation. The
				independent adjuster, aviation, shall have authority to investigate and adjust
				all claims arising under policies of aviation insurance.
(d) Independent adjuster, automobile. The
				independent adjuster, automobile, shall have authority to investigate and
				adjust all claims arising under policies of motor vehicle insurance, including
				automobile personal injury liability insurance and property damage liability
				insurance, automobile collision insurance, insurance covering the theft of
				automobiles and comprehensive automobile insurance.
(e) Independent adjuster, motor vehicle
				no-fault and workers' compensation health service charges. The independent
				adjuster, motor vehicle no-fault and workers' compensation health service
				charges, shall have authority to investigate and adjust all claims for health
				service charges arising under policies of mandatory and/or additional personal
				injury protection insurance (no- fault); and workers' compensation
				insurance.
(f) Independent
				adjuster, automobile damage or theft appraisals. The independent adjuster,
				automobile damage or theft appraiser, shall have authority to appraise and
				adjust all claims arising under automobile physical damage coverages. For
				claims arising under property damage liability insurance policies, the
				authority of any adjuster licensed under this subdivision is limited to
				appraisal of damage to automobiles.
(g) Independent adjuster, casualty. The
				independent adjuster, casualty, shall have authority to investigate and adjust
				all claims arising under policies of personal injury and property damage
				liability insurance, burglary and theft insurance, glass insurance, workers'
				compensation and employer's liability insurance, boiler and machinery
				insurance, elevator insurance, credit insurance, animal insurance, collision
				insurance, legal services insurance, and water damage insurance, but shall not
				include the investigation and adjustment of losses of motor vehicle and
				aircraft insurance as specified under subdivisions (c) and (d) of this
				section.
(h) Independent adjuster,
				fidelity and surety. The independent adjuster, fidelity and surety, shall have
				authority to investigate and adjust all claims arising under bonds or
				undertakings of a fidelity and surety insurer.
(i) Independent adjuster, accident and
				health. The independent adjuster, accident and health, shall have authority to
				investigate and adjust all claims arising under policies of accident and health
				insurance.
(j) Independent
				adjuster, general. The independent adjuster, general, shall have authority to
				investigate and adjust all claims arising under policies of insurance as
				specified under subdivisions (a) through (g) of this section.
(k) Independent adjuster, multi-peril crop
				insurance. The independent adjuster, multi-peril crop insurance, shall have
				authority to investigate and adjust all claims arising under policies of
				multi-peril crop insurance that are reinsured by the Risk Management Agency, an
				agency of the United States Department of Agriculture.