New York Codes, Rules and Regulations › Title 3 - BANKING › Appendices › Appendix 14

Current through Register Vol. 46, No. 28, July 10, 2024
(cf. Part 13)
These tables have purposely not been copyrighted. Thus, they
				may be reproduced in whole or in part. Printed acknowledgment of the source
				accompanying any reproduction would be appreciated.
Research Paper no. 27, Kansas Agricultural Experiment Station
				Dr. Richard L. D. Morse, Family Economist, KSU, Manhattan, KS 66506
......................................................................................................................................................................................................
PPR= 0.014583333333%
......................................................................................................................................................................................................
APR= 5.250000000000%
......................................................................................................................................................................................................
APY= 5.466721985347%
DAILY COMPOUNDING
......................................................................................................................................................................................................
CENTS EARNED BY $100 IN INDICATED NUMBER OF DAYS
......................................................................................................................................................................................................
360-DAY BASIS
......................................................................................................................................................................................................
__________________________________________________________________________________________
DAYS
......................................................................................................................................................................................................
CENTS
......................................................................................................................................................................................................
1
1.458
3333333
2
2.916
8793402
3
4.375
6380518
4
5.834
6094990
5
7.293
7937129
6
8.753
1907245
7
10.212
8005648
8
11.672
6232649
9
13.132
6588558
10
14.592
9073685
11
16.053
3688342
12
17.514
0432838
13
18.974
9307485
14
20.436
0312592
15
21.897
3448471
16
23.358
8715432
17
24.820
6113786
18
26.282
5643845
19
27.744
7305918
20
29.207
1100316
21
30.669
7027352
22
32.132
5087335
23
33.595
5280577
24
35.058
7607389
25
36.522
2068081
26
37.985
8662966
27
39.449
7302355
28
40.913
8256558
29
42.378
1255837
30
43.842
6390653
31
45.307
3061169
32
46.772
3067144
33
48.237
4610692
34
49.702
8290322
35
51.168
4106948
36
52.634
2060880
37
54.100
2152431
38
55.566
4381911
39
57.032
8749634
40
58.499
5255910
41
59.966
3901051
42
61.433
4685370
43
62.900
7609178
44
64.368
2672788
45
65.835
9876511
46
67.303
9220660
47
68.772
0705546
48
70.240
4331482
49
71.709
0098781
50
73.177
8007754
51
74.646
8058713
52
76.116
0251972
53
77.585
4587842
54
79.055
1066636
55
80.524
9688666
56
81.995
0454246
57
83.465
3363687
58
84.935
8417303
59
86.406
5615405
60
87.877
4958307
61
89.348
6446322
62
90.820
0079762
63
92.291
5858941
64
93.763
3784170
65
95.235
3855763
66
96.707
6074034
67
98.180
0439295
68
99.652
6951859
69
101.125
5612039
70
102.598
6420150
71
104.071
9376502
72
105.545
4481412
73
107.019
1735190
74
108.493
1138151
75
109.967
2690609
76
111.441
6392877
77
112.916
2245267
78
114.391
0248095
79
115.866
0401672
80
117.341
2706314
81
118.816
7162334
82
120.292
3770045
83
121.768
2529762
84
123.244
3441797
85
124.720
6506466
86
126.197
1724081
87
127.673
9094958
88
129.150
8619409
89
130.628
0297749
90
132.105
4130293
91
133.583
0117354
92
135.060
8259246
93
136.538
8556283
94
138.017
1008781
95
139.495
5617053
96
140.974
2381414
97
142.453
1302178
98
143.932
2379660
99
145.411
5614173
100
146.891
1006034
101
148.370
8555556
102
149.850
8263053
103
151.331
0128842
104
152.811
4153235
105
154.292
0336549
106
155.772
8679098
107
157.253
9181197
108
158.735
1843161
109
160.216
6665305
110
161.698
3647944
111
163.180
2791393
112
164.662
4095966
113
166.144
7561980
114
167.627
3189750
115
169.110
0979590
116
170.593
0931816
117
172.076
3046744
118
173.559
7324688
119
175.043
3765965
120
176.527
2370889
121
178.011
3139776
122
179.495
6072942
123
180.980
1170703
124
182.464
8433374
125
183.949
7861270
126
185.434
9454708
127
186.920
3214004
128
188.405
9139473
129
189.891
7231430
130
191.377
7490193
131
192.863
9916077
132
194.350
4509398
133
195.837
1270473
134
197.324
0199616
135
198.811
1297145
136
200.298
4563376
137
201.785
9998625
138
203.273
7603208
139
204.761
7377442
140
206.249
9321643
141
207.738
3436127
142
209.226
9721212
143
210.715
8177213
144
212.204
8804447
145
213.694
1603231
146
215.183
6573881
147
216.673
3716715
148
218.163
3032049
149
219.653
4520199
150
221.143
8181483
151
222.634
4016218
152
224.125
2024721
153
225.616
2207308
154
227.107
4564296
155
228.598
9096003
156
230.090
5802747
157
231.582
4684843
158
233.074
5742609
159
234.566
8976363
160
236.059
4386423
161
237.552
1973104
162
239.045
1736725
163
240.538
3677603
164
242.031
7796056
165
243.525
4092401
166
245.019
2566957
167
246.513
3220039
168
248.007
6051967
169
249.502
1063058
170
250.996
8253630
171
252.491
7624000
172
253.986
9174487
173
255.482
2905408
174
256.977
8817082
175
258.473
6909826
176
259.969
7183959
177
261.465
9639798
178
262.962
4277662
179
264.459
1097869
180
265.956
0100738
181
267.453
1286586
182
268.950
4655732
183
270.448
0208494
184
271.945
7945191
185
273.443
7866142
186
274.941
9971664
187
276.440
4262076
188
277.939
0737698
189
279.437
9398847
190
280.937
0245843
191
282.436
3279004
192
283.935
8498648
193
285.435
5905098
194
286.935
5498668
195
288.435
7279676
196
289.936
1248446
197
291.436
7405295
198
292.937
5750541
199
294.438
6284505
200
295.939
9007505
201
297.441
3919860
202
298.943
1021890
203
300.445
0313914
204
301.947
1796251
205
303.449
5469222
206
304.952
1333144
207
306.454
9388339
208
307.957
9635124
209
309.461
2073821
210
310.964
6704749
211
312.468
3528226
212
313.972
2544574
213
315.476
3754112
214
316.980
7157159
215
318.485
2754037
216
319.990
0545063
217
321.495
0530559
218
323.000
2710845
219
324.505
7086240
220
326.011
3657065
221
327.517
2423640
222
329.023
3386286
223
330.529
6545321
224
332.036
1901067
225
333.542
9453844
226
335.049
9303973
227
336.557
1151774
228
338.064
5297567
229
339.572
1641673
230
341.080
0184412
231
342.588
0926106
232
344.096
3867074
233
345.604
9007638
234
347.113
6348118
235
348.622
5888836
236
350.131
7630111
237
351.641
1572265
238
353.150
7715620
239
354.660
6060495
240
356.170
6607212
241
357.680
9356092
242
359.191
4307457
243
360.702
1461627
244
362.213
0818923
245
363.724
2379668
246
365.235
6144181
247
366.747
2112786
248
368.259
0286802
249
369.771
0663552
250
371.283
3246357
251
372.795
8034539
252
374.308
5028419
253
375.821
4228319
254
377.334
5634561
255
378.847
9247468
256
380.361
5067356
257
381.875
3094553
258
383.389
3329379
259
384.903
5772157
260
386.418
0423207
261
387.932
7282852
262
389.447
6351414
263
390.962
7629215
264
392.478
1116578
265
393.993
6813824
266
395.509
4721276
267
397.025
4839256
268
398.541
7168087
269
400.058
1708091
270
401.574
8459590
271
403.091
7422907
272
404.608
8598364
273
406.126
1986285
274
407.663
7586991
275
409.161
3400806
276
410.619
5428053
277
412.197
7669052
278
413.716
2124128
279
415.234
8793605
280
416.753
7677804
281
418.272
8777049
282
419.792
2091662
283
421.311
7621967
284
422.831
5388287
285
424.351
5330945
286
425.871
7510264
287
427.392
1906567
288
428.912
8520179
289
430.433
7351421
290
431.954
8400618
291
433.476
1668093
292
434.997
7154170
293
436.519
4859172
294
438.041
4783422
295
439.563
6927245
296
441.086
1290963
297
442.608
7874901
298
444.131
6679383
299
445.654
7704732
300
447.178
0951273
301
448.701
6419328
302
450.225
4109222
303
451.749
4021280
304
453.273
6155825
305
454.798
0518181
306
456.322
7093672
307
457.847
5897624
308
459.372
6925359
309
460.898
0177202
310
462.423
5653478
311
468.949
3354510
312
465.475
3280625
313
467.001
5432145
314
468.527
9809395
315
470.054
6412701
316
471.581
5242386
317
473.108
6298776
318
474.635
9582194
319
476.163
5092967
320
477.691
2831418
321
479.219
2797872
322
480.747
4992655
323
482.275
9416092
324
483.804
6068506
325
485.333
4950225
326
486.862
6061572
327
488.391
9402872
328
489.921
4974452
329
491.451
2776636
330
492.981
2809749
331
494.511
5074117
332
496.041
9570045
333
497.572
6297919
334
499.103
5258004
335
500.634
6450646
336
502.165
9876170
337
503.697
5534902
338
505.229
3427168
339
506.761
3553293
340
508.293
5913602
341
509.826
0508423
342
511.358
7338081
343
512.891
6402901
344
514.424
7703209
345
515.958
1239333
346
517.491
7011597
347
519.025
5020328
348
520.559
5265852
349
522.093
7748495
350
523.628
2468583
351
525.162
9426443
352
526.697
8622401
353
528.233
0056783
354
529.768
3729917
355
531.303
9642127
356
532.839
7793742
357
534.875
8185087
358
535.912
0816489
359
537.448
5688274
360
538.985
2800771
361
540.522
2154304
362
542.059
3749201
363
543.596
7585790
364
545.134
3664396
365
546.672
1985347
366
548.210
2548970
QUARTERS
DAYS
CENTS
91.25
133.952
4450799
182.50
269.699
2159141
360-DAY BASIS
......................................................................................................................................................................................................
PPR= 0.014583333333%
......................................................................................................................................................................................................
APR= 5.250000000000%
......................................................................................................................................................................................................
APY= 5.466721985347%
DAILY COMPOUNDING
__________________________________________________________________________________________
Morse Daily Rate Tables
These tables have purposely not been copyrighted. Thus, they
				may be reproduced in whole or in part. Printed acknowledgment of the source
				accompanying any reproduction would be appreciated.
Research Paper no. 27, Kansas Agricultural Experiment Station
				Dr. Richard L. D. Morse, Family Economist, KSU, Manhattan, KS
				66506