Ohio Administrative Code › Title 3901 - Department of Insurance › Chapter 3901-5 - Agents, Licensing, Continuing Education › Section 3901-5-07 - Regulation of agent pre-licensing education

Current through all regulations passed and filed through July 1, 2024
(A) Purpose
The purpose of this rule is to establish the criteria for agent
				pre-licensing education and to establish certain examination
				requirements.
(B) Authority
This rule is promulgated pursuant to the authority vested in
				the superintendent under sections
				3901.041 and
				3905.486 of the Revised
				Code.
(C) Definitions
As used in this rule:
(1) "Authorized provider official" means a
			 person designated by a provider and approved by the superintendent as the
			 person who is responsible for a provider's compliance with the pre-licensing
			 education regulations and who is responsible for a provider's integrity and
			 operation. This includes the responsibility for obtaining pre-license education
			 provider, course and instructor approvals.
(2) "Authorized provider personnel" means any
			 person identified by a provider's authorized provider official as being
			 authorized to certify a provider certification of course completion form, a
			 certificate of pre-licensing course completion form, a schedule of courses
			 form, attendance forms, and any other forms required by the
			 superintendent.
(3) "Classroom"
			 means course activities or information occurring in real time at a
			 specific time, date, and place, and delivered in person, such as but not
			 limited to, a seminar or workshop by an approved instructor. Student attendance
			 is based on personally identifiable information (e.g., government-issued
			 identification and signature) and student participation or interaction with
			 course activities. Classroom courses do not require an
			 examination.
(4) "Course"
			 means a classroom, distance learning, or self-study presentation
			 of information on entry level insurance topics, delivered in person, in print
			 or electronically, which may be interactive or not, with successful completion
			 measured by either attendance (classroom), interaction (distance learning), or
			 by examination/knowledge assessments (self-study). Pre-license instruction may
			 be offered in one of the following subject matter categories:
(a) Property insurance;
(b) Casualty insurance;
(c) Life insurance;
(d) Accident and health insurance;
(e) Personal lines insurance; and
(f) Surety bail bond insurance.
(5) "Course completion date" means
			 the date on which the student completes all of the required elements of the
			 course, including passing any required provider
			 examination.
(6) "Course hour"
			 means the time spent providing instruction for preparation for a state
			 insurance license examination. For purposes of this rule a course hour
			 equals no less than sixty minutes
			 of instruction. A course hour may include a reasonable amount of time
			 testing, but not the time a student spends studying, preparing for a course,
			 breaks, introductions, lunches, announcements, receiving marketing or sales
			 technique instruction or other non-instruction time.
(7)
									"Course offering"
			 mean an approved event with a specific start and end time.
(8)
									"Distance
			 learning" means the method of instruction where the student and approved
			 instructor are in different physical locations and interact with each other
			 through various methods of telecommunication, including, but not limited to,
			 video teleconference, internet conference, virtual class, or webinar. Distance
			 learning is delivered at a specific date and time. Student attendance is
			 monitored and validated based on personally identifiable information (e.g.,
			 username, password, and/or email) and student participation in interactive
			 exercises is required. Credit for the course is based on attendance and
			 activity, not examination.
(9) "Program of
			 insurance education" means a provider's overall curriculum.
(10)
			 "Provider" means an organization or person approved by the superintendent to
			 offer agent pre-licensing courses.
(11) "Registered
			 student" means any person who has given an approved prelicense education
			 provider a written intention and payment to take their program of insurance
			 education.
(12) "Self-study"
			 means the method of instruction which does
			 not require a student to attend an organized class and is completed by passage
			 of a final examination. Course activities or information is delivered outside
			 of real time (recorded or otherwise similarly accessible) and at any time, such
			 as but not limited to, correspondence, online, video, audio, compact disc (CD),
			 or digital video disc (DVD). Student attendance is verified based on identity
			 (e.g., username, password, email, and signature) and passage of a final
			 examination.
(13) "Self-study with
			 prep course" means any pre-licensing course method that is offered as
			 self-study but includes some organized classroom or
			 distance learning instruction time prior to the offering of a final
			 examination.
(14) "Superintendent"
			 means the superintendent of insurance.