New York Codes, Rules and Regulations › Title 15 - Department of Motor Vehicles › Chapter I - REGULATIONS OF THE COMMISSIONER › Subchapter C - INSURANCE › Part 34 - Motor Vehicle Liability Insurance Reporting › Section 34.1 - Introduction

Current through Register Vol. 46, No. 28, July 10, 2024
(a) Articles 6 and
				  8 of the Vehicle and Traffic Law provide that the commissioner shall be
				  notified by insurance companies of certain transactions related to motor
				  vehicle liability insurance coverage with respect to motor vehicles registered
				  in New York State for which an insurance ID card or insurance certificate has
				  been issued by, or on behalf of, an insurance company. Except as provided for
				  in section
				  34.10 
				  of this Part, notices submitted to the commissioner shall include vehicle level
				  and other information required by this Part. As used herein,
department
or
DMV
shall refer to the New York
				  State Department of Motor Vehicles and
commissioner
shall
				  refer to the commissioner of the New York State Department of Motor
				  Vehicles.
(b) Notices shall be
				  transmitted to the commissioner except as provided for in subdivision (d) of
				  this section, and sections
				  34.7
				  and
				  34.12  of
				  this Part.
(c) Notices shall be
				  transmitted to the commissioner in an efficient, accurate, compatible and
				  timely manner in full accordance with the requirements set forth in this Part
				  and DMV Motor Vehicle Liability Insurance Reporting (MVLIR) Implementation
				  Guide specifications which the department shall update as necessary and which
				  shall be distributed by the department to insurance companies. Any changes to
				  DMV's MVLIR implementation guide and other official DMV communications to
				  insurance companies under articles 6 and 8 of the Vehicle and Traffic Law shall
				  be distributed via a designated department website or by such other means
				  prescribed by the commissioner.
(d)
				  Insurance companies shall only submit notices to the commissioner required by
				  the Vehicle and Traffic Law and this Part. Insurance companies shall not submit
				  notices not required by, excluded by or specifically prohibited by NYS law,
				  this Part or DMV MVLIR specifications. Notices that shall not be submitted and
				  transactions that shall not be reported to the commissioner include, but are
				  not limited to the following:
(1) excluded
				  classifications: motorcycles, limited use motorcycles, all terrain vehicles,
				  snowmobiles, vessels (boats), trailers registered in classes house trailer
				  (HOU), light trailer (LTR) and trailer (TRL) (
note:
semi-trailers [SEM] are not excluded), government vehicles registered in the
				  political subdivision (PSD) and State (STA) classes, government vehicles
				  registered in other classes unless registered with an insurance ID card,
				  vehicles registered in the international registration plan (IRP) class,
				  vehicles renewed through DMV's Permanent Fleet Registration (PFR) Program,
				  vehicles with ICC or DOT permits unless registered with an insurance ID card,
				  government vehicles with diplomatic plates, implements of husbandry,
e.g.,
farm tractors, and motor vehicles not registered in New
				  York State;
(2) non-liability
				  related submissions including administrative and incidental activities for
				  policy changes unrelated to this Part including: amending vehicle, name,
				  address, driver or other descriptive information including policy number,
				  coverage limits, non-liability coverage,
e.g.,
collision and
				  comprehensive, reactivating canceled policies to make premium adjustments,
				  etc.;
Note:
Updated information on policy number, insured name, etc.
					 shall only be transmitted to DMV in conjunction with a notice required to be
					 submitted by this Part.
(3)
				  premium quotes if a liability insurance policy was never accepted by the
				  customer;
(4) multiple submission
				  of the same exact transaction within the same transmission;
(5) multiple submission of the same exact
				  transaction, without correction or cause, within different
				  transmissions;
(6) cancellation and
				  new business transactions that represent steps in an administrative rewrite or
				  reissuance of a policy when there is no lapse in liability coverage;
(7) cancellation and reinstatement for the
				  same insured/vehicle for the same effective date within the same
				  transmission;
(8) reinstatement,
				  unless a cancellation was previously submitted to DMV;
(9) new business transaction for a policy
				  renewal or rewrite except for hire (FH) classifications;
(10) initial load, new business,
				  reinstatement or no insurance transaction in response to a DMV initiated
				  negative verification transaction;
(11) initial load, reinstatement or
				  cancellation transaction in response to a DMV initiated mandatory verification
				  transaction;
(12) cancellation
				  transaction for a vehicle replaced with another vehicle on a policy remaining
				  in force;
(13) cancellation
				  transaction if the policyholder is moved to another insurer within a company
				  group with no lapse in coverage; and
(14) cancellation transaction with a
				  cancellation effective date of: January 1st, February 28th, February 29th,
				  March 1st, September 30th, October 1st, or December 31st for a for hire (FH)
				  liability insurance policy expiration date that coincides or previously
				  coincided with a fixed coterminous FH registration expiration date of December
				  31st, February 28th, February 29th (extended by the commissioner in leap years)
				  or September 30th; provided, however, cancellation transactions must always be
				  reported to the commissioner if such transactions involve omnibus taxis (DMV
				  registration code 54) or omnibus liveries (DMV registration code 55).