New York Codes, Rules and Regulations › Title 16 - DEPARTMENT OF PUBLIC SERVICE › Appendices › Appendix 15-B

Current through Register Vol. 46, No. 28, July 10, 2024
SAMPLE QUESTIONS FOR DEPOSIT REQUESTS
An applicant for gas service shall be asked the following six
				questions:
1. Employer's name, address
			 and telephone number and applicant's position.
2. Applicant's length of time with present
			 employer. If applicant has less than two years with present employer, previous
			 employment should be obtained or reason(s) for not being previously
			 employed.
3. Whether the applicant
			 owns or rents his place of residence. If renting, the length of occupancy of
			 the premises should be determined.
4. Bank account(s)-types and where
			 located.
5. Whether the applicant
			 has credit cards, charge accounts, loans or other credit references.
6. Whether the applicant has sources of
			 income other than from employment.
The following guidelines for determining what are positive and
				negative answers should be used:
1. If
			 the applicant is employed, that is considered a positive answer. The
			 applicant's position is of importance only to the extent that it helps identify
			 the applicant during a credit check with the employer. Position should not be
			 given any weight since it could result in discriminatory treatment of certain
			 individuals who are forced to take low paying positions. Employment of a
			 spouse, with whom the applicant is residing, would be considered equivalent to
			 employment of the applicant.
2a. If
			 the applicant has been employed by the present employer for two years, that is
			 considered a positive answer.
2b.
			 If the applicant has been employed by the present employer for less than two
			 years, but has been employed by only one other employer during the past two
			 years, that is considered a positive answer.
2c. If the applicant has been employed by the
			 present employer for less than two years and has no previous employment having
			 recently graduated from high school or college or having recently been
			 discharged from military duty, or having been recently widowed, separated or
			 divorced, the response should be considered positive.
3. If the applicant owns his or her home, or
			 has occupied the premises for two or more years, or has occupied the premises
			 and the preceding residence for two or more years, that should be considered a
			 positive answer. [A utility may choose not to require a deposit of homeowners
			 for that reason alone provided it applies that standard uniformly.]
4. If the applicant has had a bank account
			 for more than one year, which is substantiated by the bank to be in good
			 standing, that should be considered a positive answer.
5. If the applicant has credit cards, charge
			 accounts, or has been extended credit by a bank, commercial concern or
			 individual, it would be considered a positive response unless subsequent
			 investigation proved the applicant unworthy of credit.
6. If the applicant indicates other sources
			 of income such as stocks, real estate, welfare, pension, alimony, etc., this
			 would be considered a positive answer.