New Jersey Administrative Code › Title 11 - INSURANCE › Chapter 3 - AUTOMOBILE INSURANCE › Subchapter 6 - INSURANCE IDENTIFICATION CARDS › Section 11:3-6.3 - General requirements for all permanent insurance identification cards

Current through Register Vol. 56, No. 14, July 15, 2024
(a) Insurers shall issue permanent insurance identification cards in paper and/or electronic format for each motor vehicle insured under an insurance policy.
(b) If an insurer issues electronic insurance identification cards, the insurer, at a minimum, shall also issue paper insurance identification cards upon the written or oral request of the insured that meet all requirements in
11:3-6.4
.
(c) Insurers shall issue replacement permanent insurance identification cards at the written or oral request of the insured in the event the card is lost or destroyed.
(d) Insurers shall issue replacement permanent insurance identification cards upon renewal of the policy and upon any of the following occurrences: the change of a motor vehicle, the acquisition of additional motor vehicle(s), or upon assignment of a new policy number.
(e) All permanent insurance identification cards, whether paper or electronic, shall display the following information:
1. The heading, which shall read: State of New Jersey Insurance Identification Card;
2. The name of the insurer. A group name may be shown instead if it identifies the specific insurance company involved. Insurer logos are permitted;
3. The name of the insured. The surname of the insured must agree with the surname shown on the insured motor vehicle's current motor vehicle registration as issued by the New Jersey Motor Vehicle Commission;
4. The address of the named insured;
5. The complete policy number;
6. The effective date and expiration date of the policy in month, day, and year format;
7. A description of the motor vehicle, including the year, make, and motor vehicle identification number (VIN). The model of the motor vehicle may be shown as the make. The make of the motor vehicle may be abbreviated, but the complete VIN must be shown;
8. In the case of fleets, dealership, or leasing companies where the owner insures the motor vehicle, the make, year, and VIN need not be recorded. In lieu of the make, year, and VIN, the insurer may insert "ALL OWNED MOTOR VEHICLES" or "FLEET." If the lessee insures the motor vehicle, the name of the owner as shown on the motor vehicle registration must be shown on the insurance identification card in addition to the name of the insured;
9. The insurance company code as established by the New Jersey Motor Vehicle Commission shall immediately precede the insurer's name;
10. The name and address of the insurer or the office or agency issuing the insurance identification card; and
11. For motor vehicles that are required to have Personal Injury Protection coverage pursuant to
39:6A-3.1
,
39:6A-4
, or
39:6A-4.3
, the address established by the insurer for the filing of notification of the commencement of medical treatment by treating medical providers under N.J.A.C. 11:3-25. The address may include a facsimile number and/or e-mail address. This information shall be provided under the following title: "ADDRESS FOR NOTIFICATION OF COMMENCEMENT OF MEDICAL TREATMENT."