Oklahoma Administrative Code › Title 260 - Office of Management and Enterprise Services › Chapter 135 - Service Oklahoma › Subchapter 7 - Motor Vehicle › Part 13 - MOTOR VEHICLES - REGISTRATION AND LICENSING › Section 260:135-7-74 - Liability insurance

Current through Vol. 41, No. 20, July 1, 2024
(a)
Insurance
				  information.
The owner of a motor vehicle to be registered or titled in
				  this state must provide current liability insurance information prior to the
				  processing of his registration, unless otherwise provided. When registering a
				  motor vehicle, the owner must certify the existence of insurance coverage for
				  the vehicle by providing a licensed operator or other registering agency
				  necessary information from the current owner's insurance verification to allow
				  confirmation of coverage through the online verification system. The licensed
				  operator shall allow submission of such proof of insurance from a licensed
				  insurance producer or customer service representative via electronic mail to
				  the person registering the vehicle. The information shall include the name of
				  the insurance carrier or identification number issued by the National
				  Association of Insurance Commissioners to the current insurance carrier
				  authorized to do business in this state and the policy number applicable to the
				  vehicle being registered.
(b)
Electronic insurance verification.
In cooperation with the
				  Oklahoma Department of Public Safety and the Oklahoma Insurance Department,
				  Service Oklahoma shall provide an online electronic liability insurance
				  verification system and instruct licensed operators in its use. No vehicle
				  subject to electronic liability insurance verification shall be registered in
				  this state without current insurance coverage having been verified by that
				  electronic system, unless an exception is warranted per guidelines established
				  by Service Oklahoma. Whenever a licensed operator grants an exception to
				  electronic verification, the licensed operator shall maintain in his or her
				  files, for a period of no less than two (2) years, a full record of the reason
				  for that exception and make available for inspection by Service Oklahoma, or
				  any other qualified requestor, documentation sufficient to justify that
				  exception.
(c)
Applicable
				  only to motor vehicles; vehicles not in use.
Only motor vehicles are
				  subject to the liability insurance verification process described herein.
				  Owners of vehicles not in use at the time of registration may register their
				  vehicle upon filing a Non-Use Affidavit in a manner prescribed by Service
				  Oklahoma.
(1) The yearly validation decal
				  issued to the owner of a vehicle who has filed a Non-Use Affidavit in lieu of
				  liability insurance verification will be a decal of a separate and distinct
				  color from all other yearly decal types. It shall be the owner's responsibility
				  to obtain insurance if such vehicle is put into service at a later
				  time.
(2) The owner of the vehicle
				  is not required, upon putting the vehicle back in service, to purchase another
				  registration decal indicative of liability insurance coverage. If the owner
				  chooses to purchase another registration decal, insurance verification will be
				  required, as well as payment of a replacement tag/decal fee, and the insurance
				  verification fee.