reglab/statecodes huggingface dataset:
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-02 - Public Employees Retirement System › Chapter 71-02-11 - Uniformed Services Employment and Reemployment Rights Act › Section 71-02-11-04 - Payment

Current through Supplement No. 393, July, 2024
The cost for purchase of eligible military service in the
				  North Dakota public employees retirement system and the North Dakota highway
				  patrolmen's retirement system is as follows:
1. The cost for any required employee
				contributions to be paid by the member may be paid in a lump sum or in
				installments pursuant to the rules established for purchase or repurchase
				payment under subsection 1, 2, or 3 of section
				71-02-03-02.2.
				If no payments have been made, no credit will be awarded for benefit
				calculation purposes. To prevent any delay in issuing the employee's first
				retirement check, purchase must be completed at least thirty days prior to
				retirement date.
2. The employer
				cost will be assessed to the member's most recent participating employer. Upon
				being billed by the North Dakota public employees retirement system, the
				participating employer will have thirty days in which to make payment in full.
				If, after sixty days, the employer has not made payment in full, a civil
				penalty on fifty dollars will be assessed, and, as interest, one percent of the
				amount due for each month of delay or fraction thereof after the payment became
				due. In lieu of assessing a civil penalty or one percent per month, or both,
				interest at the actuarial rate of return may be assessed for each month the
				contributions are delinquent. If contributions are paid within ninety days of
				the date they became due, penalty and interest to be paid on delinquent
				contributions may be waived.
General Authority:
NDCC 54-52-04
Law Implemented:
NDCC 54-52-17.4(5),
					 54-52-17.14;
					 38 USC
					 4318(a)(2)(A),
					 38 USC
					 4318(a)(2)(B),
					 38 USC
					 4318(b)(2); 20 CFR
					 1002.259-262
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-02 - Public Employees Retirement System › Chapter 71-02-11 - Uniformed Services Employment and Reemployment Rights Act › Section 71 -02-11 -07 - Refund of overpayments

Current through Supplement No. 393, July, 2024
In the event an employee or retiree purchased military
				  service at a cost higher than determined above, overpayments may be refunded.
				  Upon verification that the previously purchased military service meets the
				  general eligibility requirements under section 71-02-11 -01, a refund may be
				  issued according to the following guidelines:
1. For a purchase paid in a lump sum:
a. The overpayment will be refunded to the
				member.
b. Interest on the refund
				amount will be paid at an annual rate of seven and five-tenths percent
				compounded monthly. Interest will be calculated from the month the public
				employees retirement system received the lump sum payment to the month in which
				the refund is made.
c. The refund
				will be calculated and issued within one hundred eighty days of receiving all
				necessary documentation.
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-01 - Bid Process › Section 71-03-01-01 - Bid contracts

Current through Supplement No. 393, July, 2024
Contracts for the uniform group insurance programs must be
				  awarded through a competitive bidding process. In order to ensure uniformity,
				  the board will utilize services of the actuarial consultant to formulate bid
				  specifications.
General Authority: NDCC
					 54-52.1-08
Law
					 Implemented: NDCC
					 54-52.1-04
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-01 - Bid Process › Section 71-03-01-02 - Bid specifications

Current through Supplement No. 393, July, 2024
Bid solicitations may be for:
1. Life insurance.
2. Hospital and medical coverages for active
				or retired members or both -fully insured contract.
3. Self-insured coverage for active or
				retired members or both.
4. Dental
				insurance.
5. Vision insurance.
6. Long-term care insurance.
7. Prescription drug coverage for
				active or retired members or both.
General Authority: NDCC
					 54-52.1-08
Law
					 Implemented: NDCC
					 54-52.1-02,
					 54-52.1-04
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-03 - Employee Responsibilities › Section 71-03-03-01 - Enrollment

Current through Supplement No. 393, July, 2024
An eligible employee is entitled to coverage the first of the
				  month following the month of employment, or the month following meeting
				  eligibility criteria, unless otherwise noted below, if the employee submits an
				  application for coverage within the first thirty-one days of employment or
				  within the thirty-one days of meeting eligibility for one of the following
				  special enrollment periods:
1. Loss of
				coverage under any other health, dental, vision, or prescription drug insurance
				plan.
2. Marriage. An employee who
				previously waived coverage must enroll for coverage at the time the employee's
				spouse is enrolled.
3. Addition of
				a dependent as a result of receiving legal guardianship or receiving a court
				order to provide health coverage. An employee who previously waived coverage
				must enroll for coverage at the same time that the employee's eligible
				dependent is enrolled.
4. Addition
				of a dependent as a result of birth, adoption, or placement for adoption.
				Effective date of coverage is the first of the month in which the event
				occurred. An employee who previously waived coverage shall enroll for coverage
				at the same time that the employee's eligible dependent is enrolled.
General Authority:
NDCC 54-52.1-08
Law Implemented:
NDCC 54-52.1-02,
					 54-52.1-03
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-03 - Employee Responsibilities › Section 71-03-03-02 - Late enrollment

Current through Supplement No. 393, July, 2024
An eligible employee failing to submit an application for
				  coverage within the first thirty-one days of employment or eligibility for a
				  special enrollment period may enroll during the annual open enrollment. Upon a
				  showing of good cause, the executive director may waive the thirty-one day
				  application requirement.
General Authority:
NDCC
					 54-52.1-08
Law Implemented:
NDCC
					 54-52.1-03,
					 42 U.S.C.
					 300gg-3
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-03 - Employee Responsibilities › Section 71-03-03-05 - Special enrollment for certain qualifying events

Current through Supplement No. 393, July, 2024
An eligible employee, retiree, or surviving spouse who elects
				  to take a periodic distribution from the defined contribution retirement plan
				  or a monthly retirement benefit from the North Dakota public employees
				  retirement system, North Dakota highway patrolmen's retirement system, the
				  retirement system established by job service North Dakota, the teachers' fund
				  for retirement, or teachers' insurance and annuity association of America -
				  college retirement equities fund, or retirees who have accepted a retirement
				  allowance from a participating political subdivision's retirement plan and
				  provide verification of distribution are eligible for coverage with the health,
				  dental, vision, or prescription drug insurance program.
1. The employee, retiree, or surviving spouse
				must submit application for coverage within thirty-one days from one of the
				following qualifying events:
a. The month in
				which the eligible employee or retiree turns age sixty-five or becomes eligible
				for Medicare.
b. The month in which
				the eligible employee's or retiree's spouse turns age sixty-five or becomes
				eligible for Medicare.
c. The month
				in which the eligible employee terminates employment.
d. The month in which the eligible retiree or
				surviving spouse receives the first monthly retirement benefit from one of the
				eligible retirement systems outlined above.
e. The month in which an eligible employee or
				retiree who is covered through a spouse's plan becomes ineligible for the
				spouse's plan due to divorce, death, loss of employment, reduction in hours or
				other events which may cause loss of coverage as determined by the
				board.
f. The month in which the
				eligible employee or retiree is no longer eligible for employer-sponsored
				insurance, including coverage provided under the Consolidated Omnibus Budget
				Reconciliation Act.
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-03 - Employee Responsibilities › Section 71-03-03-06 - Continuation of health, dental, vision, or prescription drug coverage after termination

Current through Supplement No. 393, July, 2024
An employee who terminates employment and is not receiving a
				  monthly retirement benefit from one of the eligible retirement systems, and
				  applies for continued coverage with the health, dental, vision, or prescription
				  drug plan may continue such coverage for a maximum of eighteen months by
				  remitting timely payments to the board. The employee desiring coverage shall
				  notify the board within sixty days of the termination. Coverage will become
				  effective on the first day of the month following the last day of coverage by
				  the employing agency, if an application is submitted within sixty days. An
				  individual who fails to timely notify the board is not eligible for coverage.
General Authority: NDCC
					 54-52.1-08
Law
					 Implemented: NDCC
					 54-52.1-02; Pub. L. 99-272; 100
					 Stat. 222; 26 USC
					 162 et
					 seq.
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-03 - Employee Responsibilities › Section 71-03-03-07 - Continuation of health, dental, vision, or prescription drug coverage for dependents

Current through Supplement No. 393, July, 2024
Dependents of employees with family coverage may continue
				  coverage with the group after their eligibility would ordinarily cease. This
				  provision includes divorced or widowed spouses and children when they are no
				  longer dependent on the employee. Coverage is contingent on the prompt payment
				  of the premium, and in no case will coverage continue for more than thirty-six
				  months. Dependents desiring coverage shall notify the board within sixty days
				  of the qualifying event and must submit an application in a timely manner. An
				  individual who fails to notify the board within the sixty days, and who desires
				  subsequent coverage, will not be eligible for coverage.
General Authority: NDCC
					 54-52.1-08
Law
					 Implemented: NDCC
					 54-52.1-02; Pub. L. 99-272; 100
					 Stat. 232; 42 USC
					 300 et
					 seq.
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-03 - Employee Responsibilities › Section 71-03-03-08 - Continuation of life insurance after retirement

Current through Supplement No. 393, July, 2024
An employee who is enrolled in the group life insurance
				  program may continue the basic and supplemental life insurance coverage upon
				  retirement or disability if the employee is entitled to a retirement allowance
				  from an eligible retirement system by making application and remitting timely
				  payments to the board. Supplemental life insurance coverage can only be
				  continued until age sixty-five.
General Authority:
NDCC
					 54-52.1-08
Law Implemented:
NDCC
					 54-52.1-03
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-03 - Employee Responsibilities › Section 71-03-03-09 - Leave without pay

Current through Supplement No. 393, July, 2024
An employee on an approved leave without pay may elect to
				  continue coverage for the periods specified in the plans for life insurance,
				  health, dental, vision, or prescription drug coverages by paying the full
				  premium to the agency. An eligible employee electing not to continue coverage
				  during a leave of absence is entitled to renew coverage for the first of the
				  month following the month that the employee has returned to work if the
				  employee submits an application for coverage within the first thirty-one days
				  of returning to work. An eligible employee failing to submit an application for
				  coverage within the first thirty-one days of returning to work or eligibility
				  for a special enrollment period, may enroll during the annual open enrollment .
				  Upon a showing of good cause, the executive director may waive the thirty-one
				  day application requirement.
General Authority:
NDCC 54-52.1-08
Law Implemented:
NDCC 54-52.1-02,
					 54-52.1-03
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-03 - Employee Responsibilities › Section 71-03-03-10 - Employee contribution

Current through Supplement No. 393, July, 2024
An employee who selects a level of coverage which requires an
				  additional amount of premium shall pay the amount due to the employing agency
				  in advance. The employee contribution may be paid via payroll deduction or any
				  other means acceptable to the agency.
General Authority: NDCC
					 54-52.1-08
Law
					 Implemented: NDCC
					 54-52.1-03
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-04 - Employer Responsibilities › Section 71-03-04-01 - Employer contribution

Current through Supplement No. 393, July, 2024
Each agency shall pay to the board the full amount of the
				  employer contribution by the fifteenth of each month. The agency will verify
				  the number of eligible employees and the level of coverage for each. An
				  employee is eligible for an employer contribution for the month following the
				  month of employment. If an eligible employee terminates employment prior to the
				  effective date of coverage, no employer contribution is required. The employer
				  contribution ends the month following the month of termination of employment.
				  When an employee transfers from one state agency to another, the new agency is
				  responsible for the payment of the premium for the first of the month following
				  employment.
General Authority: NDCC
					 54-52.1-08
Law
					 Implemented: NDCC
					 54-52.1-06
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-04 - Employer Responsibilities › Section 71-03-04-02 - Information to employee

Current through Supplement No. 393, July, 2024
Each agency shall inform its employees of their right to
				  group insurance and the process necessary to enroll.
General Authority:
NDCC
					 54-52.1-08
Law Implemented:
NDCC
					 54-52.1-03
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-04 - Employer Responsibilities › Section 71-03-04-03 - Collecting employee contribution

Current through Supplement No. 393, July, 2024
Each agency shall collect any employee contribution due and
				  submit it along with the employer contribution to the board each month. When an
				  employee on an approved leave of absence requests to continue in the group, the
				  agency shall collect the full amount of the premium from the employee each
				  month and remit it to the board.
General Authority: NDCC
					 54-52.1-08
Law
					 Implemented: NDCC
					 54-52.1-06
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-04 - Employer Responsibilities › Section 71-03-04-04 - Termination of employment

Current through Supplement No. 393, July, 2024
Each agency shall notify the board when an eligible employee
				  terminates employment. The board shall inform the terminating employee of
				  options available to the employee for continuation of coverage.
General Authority: NDCC
					 54-52.1-08
Law
					 Implemented: NDCC
					 54-52.1-06
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-04 - Employer Responsibilities › Section 71-03-04-05 - Premium for basic term life insurance

Current through Supplement No. 393, July, 2024
All state departments that participate in the group life
				  insurance program must pay the board the full premium for the basic term life
				  insurance for each of its eligible employees.
General Authority: NDCC
					 54-52.1-08
Law
					 Implemented: NDCC
					 54-52.1-01(7)
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-05 - Board Responsibilities › Section 71-03-05-01 - Premium billing

Current through Supplement No. 393, July, 2024
The board will maintain a monthly billing for all agencies,
				  individual retirees, and terminated employees with continued coverage.
The board will reconcile the moneys received from each
				  agency, retiree, and terminated employee to the billing.
General Authority: NDCC
					 54-52.1-08
Law
					 Implemented: NDCC
					 54-52.1-08
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-05 - Board Responsibilities › Section 71-03-05-02 - Retiree billing

Current through Supplement No. 393, July, 2024
Retirees receiving a monthly retirement benefit from the
				  board in a sufficient amount to pay premium will have the total monthly premium
				  deducted from their benefit check.
General Authority:
NDCC 54-52.1-08
Law Implemented:
NDCC
					 54-52.1-03
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-05 - Board Responsibilities › Section 71-03-05-05 - Appeal process

Current through Supplement No. 393, July, 2024
If a member's benefits have been denied in whole or in part
				  by the board or its agent, the member will be notified in writing of the denial
				  and the reasons. Within sixty days of the date shown on the denial notice, the
				  member may file a petition for review. The petition must be in writing, the
				  reasons stated for disputing the denial and be accompanied by any
				  documentation. Should the member filing a petition for review, or should the
				  board or its agent desire information which cannot be presented satisfactorily
				  by correspondence, the board or its designated appeals committee may schedule a
				  hearing. The member filing the appeal will be notified in writing at least
				  fifteen days prior to hearing of the time, date, and place.
The board or its agent will render a decision as soon as
				  possible, but not later than one hundred twenty days after the receipt of the
				  petition for review. The decision will be in writing.
General Authority: NDCC
					 54-52.1-08
Law
					 Implemented: NDCC
					 54-52.1-08
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-05 - Board Responsibilities › Section 71-03-05-06 - Recovery of benefit payments

Current through Supplement No. 393, July, 2024
Whenever benefits are paid in noncompliance with the
				  contract, the board retains the right to recover the payments from the party
				  responsible. In case the claims payor is at fault, the amount of overpayment
				  will be withheld from the administrative fees paid by the board. In case
				  overpayments are made because of false or misleading information provided by a
				  member, the claims payor shall attempt to recover the amount. Any moneys
				  recovered shall be credited to the board. In case an overpayment is made
				  because of a mistake or deliberate act by a health care provider, the claims
				  payor shall collect the money from the provider and credit that amount to the
				  board. In cases of suspected fraud, the board may turn the evidence over to the
				  state's attorney or attorney general's office for possible prosecution.
General Authority: NDCC
					 54-52.1-08
Law
					 Implemented: NDCC
					 54-52.1-08
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-05 - Board Responsibilities › Section 71-03-05-07 - Erroneous payment of premiums - Overpayments

Current through Supplement No. 393, July, 2024
1. An
				"overpayment" means a payment of money to the public employees retirement
				system for group insurance premiums that exceeds the premiums due for the level
				of coverage that should have been in effect.
2. If an overpayment occurs, the amount of
				the overpayment must be paid to the insured in a lump sum within thirty days of
				the discovery of the error. The payment may be made to any person insured under
				the policy.
General Authority:
NDCC
					 54-52.1-08
Law Implemented:
NDCC
					 54-52.1-08
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-05 - Board Responsibilities › Section 71-03-05-08 - Erroneous payment of premiums - Underpayments

Current through Supplement No. 393, July, 2024
1. An
				"underpayment" means a payment of money to the public employees retirement
				system for group insurance premiums that is less than the premiums due for the
				level of coverage that should have been in effect. Underpayment of premium is
				solely an error in the amount of premium billed to the individual.
2. An individual who underpays premiums is
				liable to pay those premiums upon receiving a request for repayment and an
				explanation of the amount due from the executive director. All underpayments
				must be collected using the care, skill, prudence, and diligence under the
				circumstances then prevailing that a prudent person acting in like capacity and
				familiar with such matters would use in the conduct of an enterprise of like
				character and with like gains. If the cost of recovering the underpayment is
				estimated to exceed the amount of the underpayment, the underpayment is
				considered to be unrecoverable.
3.
				If an underpayment is discovered in the first month it occurs, the individual
				must pay the amount due in a lump sum within thirty days of the discovery of
				the error.
4. If an underpayment is
				not discovered within the first month it occurs, the following will apply:
a. If not the result of any wrongdoing,
				negligence, misrepresentation, or omission by the individual, then the
				individual must make arrangements within sixty days of receiving written
				notification to either pay by lump sum or installments. The installment payment
				schedule is subject to approval by the executive director with the minimum
				repayment amount no less than fifty dollars a month. If repayment arrangements
				are not in place within sixty days of the date of the written request for
				repayment, the executive director shall authorize payment to be made in three
				equal installments, using the same payment method the individual has authorized
				for paying current monthly premiums.
b. If underpayment is the result, in whole or
				in part, of the wrongdoing, negligence, misrepresentation, or omission of the
				individual, underpayments must be made in full within sixty days of written
				notification.
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-05 - Board Responsibilities › Section 71-03-05-09 - Erroneous payment of premiums - Appeals

Current through Supplement No. 393, July, 2024
1. A person not satisfied with the repayment
				arrangements made under this policy may appeal the executive director's
				decision in writing to the board. The written request must explain the basis of
				the appeal and must be received in the office within sixty days of the
				executive director's written decision.
2. The board may release a person from
				liability to repay an underpayment, in whole or in part, if it determines:
a. The underpayment is not the fault of the
				recipient; or
b. It would be
				contrary to equity and good conscience to collect the underpayment.
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-05 - Board Responsibilities › Section 71-03-05-10 - Determining amount of premium overpayments and underpayments

Current through Supplement No. 393, July, 2024
1. The amount of
				the health premium overpayment or underpayment will be determined by
				calculating the difference between the premium that was paid and the premium
				that should have been paid, retroactively to the month the change in premium
				should have occurred, or July of the earliest contract period still open,
				whichever is more recent.
2. The
				amount of the life premium overpayment or underpayment will be determined by
				calculating the difference between the premium that was paid and the premium
				that should have been paid, retroactively to the month the change in premium
				should have occurred, or the first day of the first month of the earliest
				contract period still open, whichever is more recent.
3. The amount of the dental premium
				overpayment or underpayment will be determined by calculating the difference
				between the premium that was paid and the premium that should have been paid,
				retroactively to the month the change in premium should have occurred, or the
				first day of the first month of the earliest contract period still open,
				whichever is more recent.
4. The
				amount of the vision premium overpayment or underpayment will be determined by
				calculating the difference between the premium that was paid and the premium
				that should have been paid, retroactively to the month the change in premium
				should have occurred, or the first day of the first month of the earliest
				contract period still open, whichever is more recent.
General Authority:
NDCC
					 54-52.1-08
Law Implemented:
NDCC
					 54-52.1-08
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-05 - Board Responsibilities › Section 71-03-05-11 - Failure to provide notification and errors

Current through Supplement No. 393, July, 2024
1. If the individual fails to notify the
				public employees retirement system of a change that affects the level of
				coverage in force, upon learning of the change, the guidelines for premium
				overpayment or underpayment will apply.
2. If an individual fails to notify the
				public employees retirement system to establish coverage, the guidelines for
				premium overpayment or underpayment will not apply. Coverage will only be
				established prospectively.
3. If
				the public employees retirement system makes an error that affects the level of
				coverage in force for the individual, upon learning of the error, the
				guidelines for premium overpayment or underpayment will apply.
4. If the public employees retirement system
				makes an error and does not establish coverage for an individual, upon learning
				of the error, the guidelines for premium underpayment will apply.
5. If an individual does not receive timely
				notification of COBRA continuation rights, premiums must be paid in full before
				continuation coverage is established retroactively.
General Authority: NDCC
					 54-52.1-08
Law
					 Implemented: NDCC
					 54-52.1-08
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-06 - Participation of Political Subdivisions Employee Responsibilities › Section 71-03-06-01 - Enrollment

Current through Supplement No. 393, July, 2024
An eligible employee is entitled to coverage the first of the
				  month following the month of employment, if the employee submits an application
				  for coverage within the first thirty-one days of employment, or eligibility for
				  one of the following special enrollment periods:
1. Loss of coverage under any other health
				insurance plan.
2. Marriage. The
				enrollment of an employee's spouse. An employee who previously waived coverage
				must enroll for coverage at the time the employee's spouse is enrolled.
3. Addition of a dependent as a
				result of birth, adoption, placement for adoption, receiving legal
				guardianship, or receiving a court order to provide health coverage. An
				employee who previously waived coverage must enroll for coverage at the same
				time that the employee's eligible dependent is enrolled.
General Authority: NDCC
					 54-52-04
Law
					 Implemented: NDCC
					 54-52.1-03.1,
					 54-52.1-03.4
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-06 - Participation of Political Subdivisions Employee Responsibilities › Section 71-03-06-02 - Late enrollment

Current through Supplement No. 393, July, 2024
Political subdivisions must follow the same late enrollment
				  procedures as outlined in section
				  71-03-03-02.
General Authority: NDCC
					 54-52-04,
					 54-52.1-03.1
Law
					 Implemented: NDCC
					 54-52.1-03,
					 54-52.1-03.1
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-06 - Participation of Political Subdivisions Employee Responsibilities › Section 71-03-06-03 - Special enrollment for certain qualifying events

Current through Supplement No. 393, July, 2024
Political subdivisions must follow the same enrollment
				  procedures as outlined in section
				  71-03-03-05.
General Authority: NDCC
					 54-52-04,
					 54-52.1-03.1
Law
					 Implemented: NDCC
					 54-52.1-03,
					 54-52.1-03.1
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-06 - Participation of Political Subdivisions Employee Responsibilities › Section 71-03-06-04 - Continuation of hospital and medical coverages after termination

Current through Supplement No. 393, July, 2024
Political subdivisions must follow the same continuation
				  procedure as outlined in section
				  71-03-03-06.
General Authority: NDCC
					 54-52-04,
					 54-52.1-03.1
Law
					 Implemented: NDCC
					 54-52.1-03,
					 54-52.1-03.1
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-06 - Participation of Political Subdivisions Employee Responsibilities › Section 71-03-06-05 - Continuation of health benefits for dependents

Current through Supplement No. 393, July, 2024
Political subdivisions must follow the same continuation
				  procedure as outlined in section
				  71-03-03-07.
General Authority: NDCC
					 54-52-04,
					 54-52.1-03.1
Law
					 Implemented: NDCC
					 54-52.1-03,
					 54-52.1-03.1
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-06 - Participation of Political Subdivisions Employee Responsibilities › Section 71-03-06-06 - Continuation of life insurance after retirement

Current through Supplement No. 393, July, 2024
Political subdivisions must follow the same continuation
				  procedure as outlined in section
				  71-03-03-08.
General Authority: NDCC
					 54-52-04,
					 54-52.1-03.1
Law
					 Implemented: NDCC
					 54-52.1-03,
					 54-52.1-03.1
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-06 - Participation of Political Subdivisions Employee Responsibilities › Section 71-03-06-07 - Leave without pay

Current through Supplement No. 393, July, 2024
Political subdivisions must follow the same leave without pay
				  procedures as outlined in section
				  71-03-03-09.
General Authority: NDCC
					 54-52-04,
					 54-52.1-03.1
Law
					 Implemented: NDCC
					 54-52.1-03,
					 54-52.1-03.1
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-06 - Participation of Political Subdivisions Employee Responsibilities › Section 71-03-06-08 - Employee contribution

Current through Supplement No. 393, July, 2024
An employee who is enrolled in the group insurance plan and
				  required by the employing agency to pay a part of the premium must pay the
				  amount due to the employing agency in advance of the employer's payment to the
				  public employees retirement system.
General Authority: NDCC
					 54-52-04,
					 54-52.1-03.1
Law
					 Implemented: NDCC
					 54-52.1-02,
					 54-52.1-03.1
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-07 - Participation of Political Subdivisions Employer Responsibilities › Section 71-03-07-01 - Employer contribution

Current through Supplement No. 393, July, 2024
Each employer shall pay to the board the full monthly premium
				  amount for each eligible employee enrolled in the group insurance plan by the
				  fifteenth of each month. The employer must verify the number of eligible
				  employees and the level of coverage for each. An employee is eligible for an
				  employer contribution for the month following the month of employment. If an
				  eligible employee terminates employment prior to the effective date of
				  coverage, no employer contribution is required. The employer contribution ends
				  the month following the month of termination of employment. When an employee
				  transfers from one participating employer to another, the new employer is
				  responsible for the payment of the premium for the first of the month following
				  employment.
General Authority:
NDCC 54-52-04,
					 54-52.1-03.1
Law Implemented:
NDCC
					 54-52.1-03.1
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-07 - Participation of Political Subdivisions Employer Responsibilities › Section 71-03-07-02 - Information to employee

Current through Supplement No. 393, July, 2024
Each employer shall inform employees of their right to group
				  insurance and the process necessary to enroll. The employer shall provide each
				  eligible employee such forms as necessary to enroll in the group insurance
				  program.
General Authority: NDCC
					 54-52-04,
					 54-52.1-03.1
Law
					 Implemented: NDCC
					 54-52.1-03,
					 54-52.1-03.1
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-07 - Participation of Political Subdivisions Employer Responsibilities › Section 71-03-07-03 - Collecting employee contributions

Current through Supplement No. 393, July, 2024
Each employer shall collect any employee contribution due and
				  submit it with the employer contribution to the retirement board each month.
				  When an employee on an approved leave of absence requests to continue in the
				  group, the employer shall collect the full amount of the premium from the
				  employee each month and remit it to the retirement board. The minimum employer
				  contribution will be determined by the retirement board and must be
				  consistently applied to all eligible employees.
General Authority: NDCC
					 54-52-04,
					 54-52.1-03.1
Law
					 Implemented: NDCC
					 54-52.1-03,
					 54-52.1-03.1
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-07 - Participation of Political Subdivisions Employer Responsibilities › Section 71-03-07-04 - Termination of employment

Current through Supplement No. 393, July, 2024
Each employer shall notify the retirement board when an
				  eligible employee terminates employment. The retirement board shall inform the
				  terminating employee of options available to the employee for continuation of
				  coverage.
General Authority: NDCC
					 54-52-04,
					 54-52.1-03.1
Law
					 Implemented: NDCC
					 54-52.1-03,
					 54-52.1-03.1
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-07 - Participation of Political Subdivisions Employer Responsibilities › Section 71-03-07-05 - Premium for basic term life insurance

Current through Supplement No. 393, July, 2024
All political subdivisions that elect to participate in the
				  group life insurance program must pay the retirement board the full premium for
				  the basic term life insurance for each of its eligible employees.
General Authority: NDCC
					 54-52-04,
					 54-52.1-03.1
Law
					 Implemented: NDCC
					 54-52.1-02,
					 54-52.1-03.1
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-07 - Participation of Political Subdivisions Employer Responsibilities › Section 71-03-07-06 - Requirements for enrolling temporary employees and paid members of political subdivision boards, commissions, or associations

Current through Supplement No. 393, July, 2024
Each employer shall inform temporary employees and the paid
				  members of its board, commission, or association of their right to the group
				  insurance plan and the process necessary to enroll. Each employer shall provide
				  each eligible member such forms as necessary to enroll in the group insurance
				  plan. Each employer shall collect any member contribution due and submit it
				  along with any employer contribution to the retirement board each month. The
				  minimum employer contribution will be determined by the retirement board. Each
				  employer shall notify the retirement board when an eligible member is no longer
				  eligible for the group insurance plan. The retirement board shall inform such
				  member of options available for continuation of coverage.
General Authority: NDCC
					 54-52-04,
					 54-52.1-03.1
Law
					 Implemented: NDCC
					 54-52.1-02,
					 54-52.1-03,
					 54-52.1-03.1
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-03 - Uniform Group Insurance Program › Chapter 71-03-07 - Participation of Political Subdivisions Employer Responsibilities › Section 71-03-07-07 - Minimum requirements for political subdivisions

Current through Supplement No. 393, July, 2024
An enrolled political subdivision must extend the benefits of
				  the group insurance program to its eligible employees and paid members of its
				  board, commission, or association subject to minimum requirements established
				  by the retirement board and a minimum period of participation of sixty months.
				  If the political subdivision withdraws from participation before completing
				  sixty months of participation, unless federal or state laws or rules are
				  modified or interpreted in a way that makes participation by the political
				  subdivision in the uniform group insurance program no longer allowable or
				  appropriate, the political subdivision must make payment to the retirement
				  board equal to the expenses incurred on behalf of that political subdivision's
				  employees which exceed the income received by the retirement board on behalf of
				  that political subdivision's employees during the time of participation. For
				  purposes of this section:
1. "Expenses
				incurred" means:
a. Claims incurred by the
				political subdivision during the enrolled period and paid during or within
				three months after the enrolled period and includes capitated payments to
				providers;
b. Reasonable
				administrative expenses as incurred by the public employees retirement system
				and the claims administrator as set forth in the master contract; and
c. The cost of any premium buydown
				provided.
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-04 - Deferred Compensation Plan for Public Employees › Chapter 71-04-01 - Definitions › Section 71-04-01-01 - Definitions

Current through Supplement No. 393, July, 2024
The terms used throughout this title have the same meaning as
				  in North Dakota Century Code section 54-52.2-04, except:
1. "Beneficiary" means an individual
				designated by the participant to receive benefits under the plan in the event
				the participant dies.
2.
				"Compensation" means the total annual remuneration for employment or contracted
				services received by the participant from the employer.
3. "Deferred compensation" means the amount
				of compensation not yet earned which the participant and the employer shall
				mutually agree shall be deferred from current monthly salary in accordance with
				the provisions of the plan.
4.
				"Eligible state deferred compensation plan" means a plan established and
				maintained by this state that complies with the Internal Revenue Code (IRC)
				457(b).
5. "Employer" means the
				state of North Dakota or any of its political subdivisions, institutions,
				departments, or agencies.
6.
				"Participant" is any employee of a participating employer who executes a
				participant agreement.
7.
				"Participant agreement" means an agreement between the employer and a
				participant setting forth certain provisions and elections relative to the
				plan, incorporating the terms of the plan and establishing the deferral and
				participation in the plan.
8.
				"Provider" means any insurance company, federally insured financial
				institutions, Bank of North Dakota, or registered dealer under North Dakota
				Century Code chapter 10-04 authorized by the retirement board to provide
				investment vehicles to employees.
9. "Retirement" means separation from service
				with the employer on a date coincidental with the normal, postponed, early, or
				disability retirement dates as described in North Dakota Century Code chapter
				54-52-17.3.
10. "Retirement board"
				or "board" means the nine persons described in North Dakota Century Code
				chapter 54-52-03.
11. "Separation
				from service" means that term as defined under Internal Revenue Code section
				402(d)(4)(A)(3i) and includes termination of employment with the employer by
				reason of death, disability, retirement, resignation, or discharge.
12. "State" means the state of North Dakota,
				or any department, institution, or separate agency thereof acting as an
				employer of the participant.
13.
				"Unforeseeable emergency" means a severe financial hardship to the participant
				resulting from a sudden and unexpected illness or accident of the participant,
				the participant's spouse or dependent of the participant, loss of the
				participant's property due to casualty, or other similar extraordinary and
				unforeseeable circumstances arising as a result of events beyond the control of
				the participant.
General Authority:
NDCC 28-32-02,
					 54-52.2-03.2
Law Implemented:
NDCC 54-52.2-03,
					 54-52.2-03.2, 54-52.2-04
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-04 - Deferred Compensation Plan for Public Employees › Chapter 71-04-02 - Plan Design › Section 71-04-02-01 - Plan design

Current through Supplement No. 393, July, 2024
The retirement board shall establish a deferred compensation
				  plan as allowed under section 457 of the Internal Revenue Code. The plan shall
				  contain sections dealing with definitions, administration, plan participation,
				  benefits, withdrawals, and other areas as determined by the retirement board.
General Authority: NDCC
					 28-32-02
Law
					 Implemented: NDCC
					 54-52.2-03
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-04 - Deferred Compensation Plan for Public Employees › Chapter 71-04-03 - Employee Responsibilities › Section 71-04-03-01 - Enrollment

Current through Supplement No. 393, July, 2024
Public employees may enroll in the deferred compensation plan
				  by completing and submitting a participant agreement to the
				  office.
General Authority:
NDCC
					 28-32-02,
					 54-52.2-03.2
Law Implemented:
NDCC
					 54-52.2-03
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-04 - Deferred Compensation Plan for Public Employees › Chapter 71-04-03 - Employee Responsibilities › Section 71-04-03-02 - Effective date of deferrals

Current through Supplement No. 393, July, 2024
All deferrals are effective the payroll period ending in the
				  month following the month in which the deferral is authorized. Deferrals cannot
				  be requested or authorized for the month in which income is being earned.
General Authority: NDCC
					 28-32-02
Law
					 Implemented: NDCC
					 54-52.2-03; IRC
					 457(b)(4)
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-04 - Deferred Compensation Plan for Public Employees › Chapter 71-04-03 - Employee Responsibilities › Section 71-04-03-03 - Change in monthly deferral

Current through Supplement No. 393, July, 2024
A participant may change the amount of deferral at any time,
				  as long as a participant agreement is completed and submitted to the office as
				  set forth in section
				  71-04-03-01.
General Authority:
NDCC
					 28-32-02,
					 54-52.2-03.2
Law Implemented:
NDCC
					 54-52.2-03; IRC
					 457(b)(4)
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-04 - Deferred Compensation Plan for Public Employees › Chapter 71-04-03 - Employee Responsibilities › Section 71-04-03-04 - Change in beneficiary

Current through Supplement No. 393, July, 2024
The participant may change the primary or contingent
				  beneficiary at any time by contacting the participant's designated provider
				  representative.
General Authority: NDCC
					 28-32-02
Law
					 Implemented: NDCC
					 54-52.2-03
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-04 - Deferred Compensation Plan for Public Employees › Chapter 71-04-03 - Employee Responsibilities › Section 71-04-03-05 - Unforeseeable emergency

Current through Supplement No. 393, July, 2024
A participant who, prior to separation from service,
				  experiences an unforeseeable emergency as defined in section
				  71-04-01-01 may apply for a
				  distribution of the participant's deferred compensation account to the extent
				  reasonably needed to satisfy the financial need. The participant may make
				  application by completing a financial hardship form and delivering it to the
				  retirement board offices.
General Authority: NDCC
					 28-32-02,
					 54-52.2-03.2
Law
					 Implemented: NDCC
					 54-52.2-03,
					 54-52.2-03.2
North Dakota Administrative Code › Title 71 - Retirement Board › Article 71-04 - Deferred Compensation Plan for Public Employees › Chapter 71-04-03 - Employee Responsibilities › Section 71-04-03-06 - Termination of participation

Current through Supplement No. 393, July, 2024
Participation in the plan may be terminated at any time by
				  completion of a participant agreement indicating a suspension of monthly
				  deferrals.
General Authority: NDCC
					 28-32-02,
					 54-52.2-03.2
Law
					 Implemented: NDCC
					 54-52.2-03,
					 54-52.2-03.2