North Dakota Administrative Code › Title 99 - State Gaming Commission › Article 99-01.3 - Games of Chance › Chapter 99-01.3-08 - Twenty-One › Section 99-01.3-08-09 - Betting

Current through Supplement No. 393, July, 2024
1. An original wager must be an even dollar
				amount and may range from one dollar to twenty-five dollars. The organization
				may establish a minimum wager at not more than three dollars on one active
				table. If there is more than one active table at a site, the organization may
				set a higher minimum wager on additional tables. An active table under this
				subsection means a table in which a dealer and chips are present and available
				for play or has one or more players participating in the game. An organization
				may establish a maximum wager for each table, not to exceed twenty-five
				dollars. If all the tables at a site do not have the same betting limit, a
				plaque must be placed on top of a table indicating the minimum and maximum
				wager for the table. Wagers in increments of one dollar must be accepted
				between the posted minimum and the posted maximum limit. A wager that exceeds
				the maximum wager is valued at a table's maximum wager and the excess must be
				returned to a player. An organization shall post and announce a change in the
				minimum and maximum wager at a table with adequate notice to a
				player.
2. An original wager is the
				amount bet per hand before the first card is dealt and excludes tip betting.
				After the first card has been dealt, no original wager or tip bet may be
				changed. A separate wager may be a tip bet, insurance bet, splitting pairs, and
				doubling-down. After the first two cards have been dealt to each betting space,
				with the exception of the tip bet which is placed prior to any cards being
				dealt, the following additional wagers may be bet:
a. Tip bet. An organization may permit tip
				betting. A tip bet is made when the original wager is made by placing a chip
				outside a betting space, but with the chip touching the lower left edge of the
				betting space, from a dealer's perspective. A betting space is limited to one
				tip bet. A tip bet does not have to equal an original wager and may range from
				fifty cents up to a table's maximum wager, but may be limited to less than the
				table's maximum wager at an organization's option. If a player's hand wins, a
				tip bet is paid off at an equal amount and the tip bet and payoff are placed in
				a dealer's tip receptacle. If the dealer's hand wins, a tip bet is placed in
				the chip tray. If a player's and dealer's hands tie, a tip bet is a tie
				(push).
b. Insurance bet. If a
				dealer's faceup card is an ace, the dealer shall ask the players if they desire
				to make an insurance bet. A player shall make an insurance bet by placing a
				chip on the insurance line of the playing surface. An organization may permit
				insurance betting except on a tip bet. An insurance bet must be one-half the
				original wager. The payoff on a winning insurance bet is two to one. A dealer
				shall reposition the chip below the lower right-hand corner of the first card
				dealt and to the immediate right of the second card dealt, from the dealer's
				perspective. A dealer shall then announce "insurance bets are closed". However,
				if a player who has been dealt a natural twenty-one (blackjack) desires to make
				an insurance bet and does not desire to double-down, a dealer may, at an
				organization's option, do an even money payoff rather than having the player
				place an "insurance" bet. To exercise this option, a dealer shall state "even
				money" and immediately do a chip payoff to a player equal to the player's
				original wager. A dealer shall then place the player's cards in a discard
				holder. For this option, a tip bet is a tie (push). This rule does not apply if
				an insurance bet is not permitted.
c. Splitting pairs. A dealer shall, beginning
				from the dealer's left and for each player's hand, prompt a player to indicate
				whether the player desires to split. Splitting is permitted on any pair or any
				two 10-count value cards. A player is allowed a maximum of four hands per
				betting space. For splitting a hand, a player shall place an additional wager,
				equal to an original wager, horizontal to the original wager. A player's
				right-hand card in a split must be played to completion before the adjacent
				split hand is dealt a second card. A player shall take at least one card on a
				split hand. A wager on each hand must equal the original wager. Split aces draw
				only one card each; however, if an additional ace is drawn it may be split
				again up to a maximum of four hands. A two-card twenty-one after a split is not
				a natural twenty-one.
d.
				Doubling-down. Doubling-down is permitted on the first two cards dealt to a
				betting space or the first two cards of a split hand, except on split aces. An
				organization may permit doubling-down on tips bets. An organization may require
				a double-down wager to equal the original wager or tip bet or a double-down
				wager to be equal to or less than the original wager or tip bet. Only one
				additional card is dealt. A dealer shall, beginning from the dealer's left and
				for each player's hand, prompt a player to indicate whether the player desires
				to double-down. For doubling-down on an original wager or tip bet, a player
				shall place a chip vertical to the wager. A player may not double-down on a tip
				bet unless the player also doubles-down on the original wager. If a dealer is
				unsure of a player's intent, the dealer shall ask the player and properly
				reposition a chip.