reglab/statecodes huggingface dataset:
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 04 - CONSUMER SERVICES DIVISION › Section .0500 - LIFE INSURANCE ILLUSTRATIONS › Section 04 .0503 - ILLUSTRATED POLICIES

Current through Register Vol. 39, No. 2, July 15, 2024
(a) Each insurer
				marketing policies regulated by this Section shall notify the Commissioner
				whether a policy form is to be marketed with or without an illustration. For
				all policy forms being marketed on the effective date of this Section, the
				insurer shall identify in writing those policy forms and whether or not an
				illustration will be used with them. For policy forms filed after the effective
				date of this Section, the identification shall be made at the time of filing.
				Any previous identification may be changed by notice to the
				Commissioner.
(b) If the insurer
				identifies a policy form as one to be marketed without an illustration, any use
				of an illustration before the first policy anniversary for any policy form
				using that policy is prohibited.
(c) If a policy form is identified by an
				insurer as one to be marketed with an illustration, the insurer shall prepare
				and deliver a basic illustration in accordance with this Section, except that a
				basic illustration need not be provided to individual members of a single
				employer group or to individuals insured under multiple lives coverage issued
				to a single applicant unless the coverage is marketed to those individuals. The
				illustration furnished to an applicant for a group policy issued to a single
				applicant on multiple lives may be either an individual or composite
				illustration representative of the coverage on the lives of members of the
				group or the multiple lives covered.
(d) As used in this Paragraph, "non-term
				group life" means a group policy or individual policies of traditional
				permanent or universal life insurance issued to members of a single employer
				group where:
(1) Every plan of coverage was
				selected by the employer.
(2) The
				premium is paid by the employer or through payroll deduction.
(3) Group underwriting or simplified
				underwriting is used.
Potential enrollees for policies and certificates of non-term
				  group life subject to this Section shall be furnished a quotation with the
				  enrollment materials. The quotation shall show potential policy values for
				  sample ages and policy years on a guaranteed and non-guaranteed basis
				  appropriate to the group and the coverage. This quotation shall not be
				  considered an illustration for purposes of this Section, but all information
				  provided shall be consistent with the illustrated scale. A basic illustration
				  shall be provided at delivery of the policy or certificate to enrollees for
				  non-term group life who enroll for more than the minimum premium necessary to
				  provide pure death benefit protection. In addition, the insurer shall make a
				  basic illustration available to any non-term group life enrollee who requests
				  it.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 04 - CONSUMER SERVICES DIVISION › Section .0500 - LIFE INSURANCE ILLUSTRATIONS › Section 04 .0504 - GENERAL RULES

Current through Register Vol. 39, No. 2, July 15, 2024
(a) As used in this
				Rule, "generic name" means a title descriptive of the policy being illustrated,
				such as "whole life", "term life", or "flexible premium adjustable life." An
				illustration used in the sale of a policy shall satisfy the requirements of
				this Section, be labeled "life insurance illustration" and contain the
				following information:
(1) Name of
				insurer;
(2) Name and business
				address of producer or insurer's authorized representative, if any;
(3) Name, age and sex of proposed insured,
				except where a composite illustration is permitted under this
				Section;
(4) Underwriting or rating
				classification upon which the illustration is based;
(5) Generic name of the policy, the company
				product name, if different, and policy form number;
(6) Initial death benefit; and
(7) Dividend option election or application
				of non-guaranteed elements, if applicable.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 04 - CONSUMER SERVICES DIVISION › Section .0500 - LIFE INSURANCE ILLUSTRATIONS › Section 04 .0506 - STANDARDS FOR SUPPLEMENTAL ILLUSTRATIONS

Current through Register Vol. 39, No. 2, July 15, 2024
(a) A
				supplemental illustration may be provided as long as:
(1) It is appended to, accompanied by or
				preceded by a basic illustration that complies with Rule .0505 of this
				Section;
(2) The non-guaranteed
				elements shown are not more favorable to the policy owner than the
				corresponding elements based on the scale used in the basic
				illustration;
(3) It contains the
				same statement required of a basic illustration that non-guaranteed elements
				are not guaranteed; and
(4) For a
				policy that has a contract premium, the contract premium underlying the
				supplemental illustration is equal to the contract premium shown in the basic
				illustration. For policies that do not require a contract premium, the premium
				outlay underlying the supplemental illustration shall be equal to the premium
				outlay shown in the illustration.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 04 - CONSUMER SERVICES DIVISION › Section .0500 - LIFE INSURANCE ILLUSTRATIONS › Section 04 .0508 - ANNUAL REPORTS AND NOTICES TO POLICY OWNERS

Current through Register Vol. 39, No. 2, July 15, 2024
(a) In the case
				of a policy designated as one for which an illustration will be issued, the
				insurer shall provide each policy owner with an annual report on the status of
				the policy that shall contain the information specified in this Rule.
(b) For universal life policies, the report
				shall include the following:
(1) The
				beginning and end date of the current report period;
(2) The policy value at the end of the
				previous report period and at the end of the current report period;
(3) The total amounts that have been credited
				or debited to the policy value during the current period, identifying each by
				type (e.g., interest, mortality, expense and riders);
(4) The current death benefit at the end of
				the current report period on each life covered by the policy;
(5) The net cash surrender value of the
				policy as of the end of the current report period;
(6) The amount of outstanding loans, if any,
				as of the end of the current report period; and
(7) Either:
(A) For fixed premium policies: If, assuming
				guaranteed interest, mortality, expense loads and continued scheduled premium
				payments, the policy's net cash surrender value is such that it would not
				maintain insurance in force until the end of the next reporting period, a
				notice to this effect shall be included in the report; or
(B) For flexible premium policies: If,
				assuming guaranteed interest, mortality and expense loads, the policy's net
				cash surrender value will not maintain insurance in force until the end of the
				next reporting period unless further premium payments are made, a notice to
				this effect shall be included in the report.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 04 - CONSUMER SERVICES DIVISION › Section .0500 - LIFE INSURANCE ILLUSTRATIONS › Section 04 .0509 - ANNUAL CERTIFICATIONS

Current through Register Vol. 39, No. 2, July 15, 2024
(a) The board of
				directors of each insurer shall appoint one or more illustration
				actuaries.
(b) The illustration
				actuary shall certify that the disciplined current scale used in illustrations
				is in conformity with the Actuarial Standard of Practice for Compliance with
				the NAIC Model Regulation on Life Insurance Illustrations promulgated by the
				Actuarial Standards Board, and that the illustrated scales used in
				insurer-authorized illustrations meet the requirements of this
				Section.
(c) The illustration
				actuary shall:
(1) Be a member in good
				standing of the American Academy of Actuaries;
(2) Be knowledgeable of the standard of
				practice regarding life insurance policy illustrations;
(3) Not have been found by the Commissioner,
				following appropriate notice and opportunity for hearing to have:
(A) Violated any provision of, or any
				obligation imposed by, the insurance law or other law in the course of his or
				her dealings as an illustration actuary;
(B) Been found guilty of fraudulent or
				dishonest practices;
(C)
				Demonstrated his or her incompetence, lack of cooperation, or untrustworthiness
				to act as an illustration actuary; or
(D) Resigned or been removed as an
				illustration actuary within the past five years as a result of acts or
				omissions indicated in any adverse report on examination or as a result of a
				failure to adhere to generally acceptable actuarial standards;
(4) Notify the Commissioner of any
				action taken by an insurance regulator of another state with laws similar to
				that under Subparagraph (c)(3) of this Rule;
(5) Disclose in the annual certification
				whether, since the last certification, a currently payable scale applicable for
				business issued within the previous five years and within the scope of the
				certification has been reduced for reasons other than changes in the experience
				factors underlying the disciplined current scale. If nonguaranteed elements
				illustrated for new policies are not consistent with those illustrated for
				similar in force policies, this shall be disclosed in the annual certification.
				If nonguaranteed elements illustrated for both new and in force policies are
				not consistent with the nonguaranteed elements actually being paid, charged, or
				credited to the same or similar form, this shall be disclosed in the annual
				certification; and
(6) Disclose in
				the annual certification which of the following methods are used to allocate
				overhead expenses for all illustrations:
(A)
				Fully allocated expenses;
(B)
				Marginal expenses; or
(C) A table
				of fully allocated expenses developed by the Actuarial Standards Board and
				approved by the National Association of Insurance Commissioners.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0100 - GENERAL PROVISIONS › Section 05A .0101 - DEFINITIONS

Current through Register Vol. 39, No. 2, July 15, 2024
As used in this Subchapter:
(1) "ISO" means the Insurance Services
				  Office, Inc., or any successor organization.
(2) "North Carolina Fire Suppression Rating
				  Schedule" or "NCFSRS" means the ISO Fire Suppression Rating Schedule. The
				  NCFSRS is incorporated into this Subchapter by reference, including subsequent
				  amendments or editions. The NCFSRS may be obtained from the ISO at
http://www.iso.com/
for a fee of one
				  hundred dollars ($100.00). Fire chiefs and local government chief
				  administrative officials may request a single copy of the FSRS, free of charge
				  at www.iso.com.
(3) "NFIRS" means
				  the National Fire Incident Reporting System administered by the United States
				  Fire Administration (USFA) and coordinated and collected in North Carolina by
				  the Office of the State Fire Marshal. State fire incident reporting
				  instructions are provided by OSFM at
				  http://www.ncdoi.com/OSFM/Fire_Rescue_Commission/Default.aspx?field1=Incident_Reporting_-_Information&user=Incident_Reporting
				  for no charge and satisfy NFIRS reporting requirements.
(4) "Office of State Fire Marshal" or "OSFM"
				  means the Office of State Fire Marshal of the North Carolina Department of
				  Insurance
Authority
					 G.S.
					 58-2-40;
Eff. February 1,
					 1976;
Readopted Eff. May 12, 1978;
Amended Eff.
					 February 1, 2017; September 1, 2010; October 1, 2006; July 1, 1986;
Pursuant to
					 G.S.
					 150B-21.3A, rule is necessary without
					 substantive public interest Eff. January 19,
					 2019.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0100 - GENERAL PROVISIONS › Section 05A .0102 - REPEALED - PURPOSE OF DIVISION

Current through Register Vol. 39, No. 2, July 15, 2024
Authority
					 G.S.
					 11-23;
					 58-7.3;
					 58-9;
					 69-19;
					 118-1 through
					 118-17;
					 118A-3;
					 147-33.1;
Eff.
					 February 1, 1976;
Amended Eff. July 1, 1986;
Repealed
					 Eff. July 1, 1988.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0100 - GENERAL PROVISIONS › Section 05A .0103 - MAILING ADDRESS

Current through Register Vol. 39, No. 2, July 15, 2024
All requests for information, assistance, training, or
					 required reports shall be directed to: North Carolina Department of Insurance,
					 Office of State Fire Marshal, 1202 Mail Service Center, Raleigh, NC
					 27699-1202.
Authority
					 G.S.
					 58-2-40;
Eff. February 1,
					 1976;
Readopted Eff. May 12, 1978;
Amended Eff. October
					 1, 2006; July 1, 1986;
Pursuant to
					 G.S.
					 150B-21.3A, rule is necessary without
					 substantive public interest Eff. January 19,
					 2019.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0100 - GENERAL PROVISIONS › Section 05A .0104 - REPEALED - DIVISION PERSONNEL

Current through Register Vol. 39, No. 2, July 15, 2024
Authority
					 G.S.
					 58-7.3;
					 58-9;
Eff. February 1,
					 1976;
Readopted Eff. May 12, 1978;
Amended Eff. July 1,
					 1986;
Repealed Eff. July 1, 1988.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0100 - GENERAL PROVISIONS › Section 05A .0105 - REPEALED - TRAINING OPERATIONS

Current through Register Vol. 39, No. 2, July 15, 2024
Authority
					 G.S.
					 58-2-40;
					 58-78-10;
Eff.
					 February 1, 1976;
Readopted Eff. May 12, 1978;
Amended
					 Eff. October 1, 1988;
Repealed Eff. May 1,
					 2017.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0200 - STATE VOLUNTEER FIRE DEPARTMENT › Section 05A .0201 - REPEALED - ADMINISTRATION OF STATE VOLUNTEER FIRE DEPARTMENT

Current through Register Vol. 39, No. 2, July 15, 2024
Authority
					 G.S.
					 58-2-40;
					 58-80-1 thru 58-80-60;
Eff. February 1, 1976;
Readopted Eff. May 12, 1978;
Amended Eff. April 8, 2002; July 1, 1986;
Repealed Eff. May 1,
					 2017.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0200 - STATE VOLUNTEER FIRE DEPARTMENT › Section 05A .0202 - COMPREHENSIVE EMERGENCY MANAGEMENT PLAN

Current through Register Vol. 39, No. 2, July 15, 2024
The Commissioner of Insurance acts as an advisor to the
					 Governor for Structural Fire Suppressions and Rescue Services under the North
					 Carolina Emergency Operations Plan and assists other state and local agencies
					 through the OSFM in the following areas:
(1) planning in the fire and rescue
				  services;
(2) training in the
				  various fields of emergency structural fire suppression, rescue services,
				  search and rescue, fire prevention and education;
(3) serving as the lead agency for Structural
				  Fire Suppressions and Rescue Services during these declared emergencies;
				  and
(4) serving as a support agency
				  for search and rescue functions during these declared emergencies.
Authority
					 G.S.
					 58-2-40;
Eff. February 1,
					 1976;
Readopted Eff. May 12, 1978;
Amended Eff.
					 February 1, 2017; July 1, 1986;
Pursuant to
					 G.S.
					 150B-21.3A, rule is necessary without
					 substantive public interest Eff. January 19,
					 2019.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0300 - FIREFIGHTERS' RELIEF FUND › Section 05A .0301 - REPEALED - ELIGIBLE MEMBERS

Current through Register Vol. 39, No. 2, July 15, 2024
Authority
					 G.S.
					 58-2-40(1);
					 58-84-40;
Eff.
					 February 1, 1976;
Readopted Eff. May 12, 1978;
Amended
					 Eff. September 1, 2010; October 1, 2006; February 1, 1993; July 1,
					 1986;
Repealed Eff. May 1, 2017.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0300 - FIREFIGHTERS' RELIEF FUND › Section 05A .0302 - CERTIFICATION OF ELIGIBILITY

Current through Register Vol. 39, No. 2, July 15, 2024
The certification form required by
					 G.S.
					 58-84-46 shall be entitled "Local Relief Fund
					 Board of Trustees Report" and shall, include the following:
(1) the name of the city, fire district, or
				  sanitary district;
(2) names, home
				  addresses, email addresses, and phone numbers of the "board of trustees of the
				  local Firefighters' Relief Fund";
(3) identify of the treasurer and board chair
				  of the local Firefighters' Relief Fund; and
(4) the date each person was (re)elected or
				  (re)appointed to the board.
Authority
					 G.S.
					 58-2-40(1);
					 58-84-46;
Eff.
					 February 1, 1976;
Readopted Eff. May 12, 1978;
Amended
					 Eff. February 1, 2017; September 1, 2010; October 1, 2006; July 1, 2002;
					 February 1, 1993; July 1, 1986;
Pursuant to
					 G.S.
					 150B-21.3A, rule is necessary without
					 substantive public interest Eff. January 19,
					 2019.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0300 - FIREFIGHTERS' RELIEF FUND › Section 05A .0303 - ADMINISTRATION OF FIREFIGHTERS' RELIEF FUND

Current through Register Vol. 39, No. 2, July 15, 2024
(a) OSFM shall
				  compile and maintain records, including the following information:
(1) certifications of the "Local Relief Fund
				  Board of Trustees Report" filed in accordance with
				  G.S.
				  58-84-46;
(2) certifications filed by the North
				  Carolina State Firemen's Association in accordance with
				  G.S.
				  58-84-40(b);
(3) amount of Firefighters' Relief Fund tax
				  assigned by the North Carolina Department of Revenue; and
(4) amount of property tax values for each
				  rated fire district as filed by each County.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0400 - ADMINISTRATION OF OTHER FUNDS › Section 05A .0401-.0402

Current through Register Vol. 39, No. 2, July 15, 2024
Authority
					 G.S.
					 118A-19;
					 143-166.1 through
					 143-166.7;
Eff.
					 February 1, 1976;
Readopted Eff. May 12, 1978;
Repealed
					 Eff. July 1, 1986.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0400 - ADMINISTRATION OF OTHER FUNDS › Section 05A .0403-.0404

Current through Register Vol. 39, No. 2, July 15, 2024
Authority
					 G.S.
					 118-50;
					 118-61;
Eff. October
					 1, 1988;
Repealed Eff. February 1,
					 1993.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0500 - INITIAL CERTIFICATION AND RESPONSE RATINGS FOR FIRE DEPARTMENTS › Section 05A .0501 - REPEALED - PURPOSE

Current through Register Vol. 39, No. 2, July 15, 2024
Authority
					 G.S.
					 58-2-40;
					 58-86-25;
Eff.
					 September 1, 1985;
Amended Eff. October 1, 2006: July 1, 1992; July
					 1, 1986;
Repealed Eff. January 1,
					 2018.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0500 - INITIAL CERTIFICATION AND RESPONSE RATINGS FOR FIRE DEPARTMENTS › Section 05A .0502-.0504 - REPEALED - QUALIFICATIONS

Current through Register Vol. 39, No. 2, July 15, 2024
Authority
					 G.S.
					 58-2-40;
					 58-84-5;
					 58-86-25;
					 143-166.1;
Eff.
					 September 1, 1985;
Amended Eff. February 1, 2017; October 1, 2006;
					 July 1, 1992; July 1, 1986;
Repealed Eff. January 1,
					 2018.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0500 - INITIAL CERTIFICATION AND RESPONSE RATINGS FOR FIRE DEPARTMENTS › Section 05A .0505 - REPEALED - DRILLS AND MEETING REQUIREMENTS

Current through Register Vol. 39, No. 2, July 15, 2024
Authority
					 G.S.
					 58-2-40;
					 58-36-10;
					 58-78-5;
					 58-86-25;
Eff.
					 September 1, 1985;
Amended Eff. October 1, 2010; October 1, 2006;
					 July 1, 1992;
Repealed Eff. January 1,
					 2018.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0500 - INITIAL CERTIFICATION AND RESPONSE RATINGS FOR FIRE DEPARTMENTS › Section 05A .0506-.0507 - REPEALED - ALARM AND COMMUNICATIONS

Current through Register Vol. 39, No. 2, July 15, 2024
Authority
					 G.S.
					 58-2-40;
					 58-79-45;
Eff.
					 September 1, 1985;
Amended Eff. February 1, 2017; September 1,
					 2010; October 1, 2006; July 1, 1992;
Repealed Eff. January 1,
					 2018.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0500 - INITIAL CERTIFICATION AND RESPONSE RATINGS FOR FIRE DEPARTMENTS › Section 05A .0508 - REPEALED - APPARATUS

Current through Register Vol. 39, No. 2, July 15, 2024
Authority
					 G.S.
					 58-2-40;
					 58-36-10(3);
					 58-86-25;
Eff.
					 September 1, 1985;
Amended Eff. October 1, 2006; August 3,
					 1992;
Repealed Eff. January 1,
					 2018.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0500 - INITIAL CERTIFICATION AND RESPONSE RATINGS FOR FIRE DEPARTMENTS › Section 05A .0509 - REPEALED - FIRE STATION

Current through Register Vol. 39, No. 2, July 15, 2024
Authority
					 G.S.
					 58-2-40;
					 58-86-25;
					 143-166.1;
Eff.
					 September 1, 1985;
Repealed Eff. January 1,
					 2018.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0500 - INITIAL CERTIFICATION AND RESPONSE RATINGS FOR FIRE DEPARTMENTS › Section 05A .0510 - REPEALED - INSPECTION

Current through Register Vol. 39, No. 2, July 15, 2024
Authority
					 G.S.
					 58-2-40;
					 58-36-10(3);
					 58-86-25;
Eff.
					 September 1, 1985;
Amended Eff. October 1, 2006; July 1,
					 1992;
Repealed Eff. February 1,
					 2017.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0500 - INITIAL CERTIFICATION AND RESPONSE RATINGS FOR FIRE DEPARTMENTS › Section 05A .0511 - REPEALED - SIX MILE INSURANCE DISTRICT

Current through Register Vol. 39, No. 2, July 15, 2024
Authority
					 G.S.
					 58-2-40;
					 58-86-25;
					 58-40-25(4);
Eff. October 1, 2006;
Repealed Eff. January 1,
					 2018.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0500 - INITIAL CERTIFICATION AND RESPONSE RATINGS FOR FIRE DEPARTMENTS › Section 05A .0512 - REPEALED - STANDARDS AND POLICIES

Current through Register Vol. 39, No. 2, July 15, 2024
Authority
					 G.S.
					 58-2-40;
					 58-36-10(3);
Eff. October 1, 2006;
Amended Eff. February 1, 2017;
Repealed Eff. January 1, 2018.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0600 - VOLUNTEER FIRE DEPARTMENT FUND › Section 05A .0601 - REPEALED - DEFINITIONS

Current through Register Vol. 39, No. 2, July 15, 2024
Authority
					 G.S.
					 58-2-40(1);
					 58-87-1;
Eff. February
					 1, 1993.
Repealed Eff. February 1,
					 2017.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0600 - VOLUNTEER FIRE DEPARTMENT FUND › Section 05A .0602 - FIRE DISTRICT RATING CERTIFICATION

Current through Register Vol. 39, No. 2, July 15, 2024
If a fire department is working with OSFM to obtain its
					 fire district rating certification as of March 1, it may apply for a grant. In
					 order to receive a grant, the fire department shall obtain its fire district
					 rating certification within 60 days after OSFM has determined that the fire
					 department has otherwise satisfied the requirements of
					 G.S.
					 58-87-1 and the rules in this
					 Section.
Authority
					 G.S.
					 58-2-40(1);
					 58-36-10(3);
					 58-87-1;
Eff. February
					 1, 1993;
Amended Eff. February 1, 2017;
Pursuant to
					 G.S.
					 150B-21.3A, rule is necessary without
					 substantive public interest Eff. January 19,
					 2019.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0600 - VOLUNTEER FIRE DEPARTMENT FUND › Section 05A .0603 - REQUIREMENTS

Current through Register Vol. 39, No. 2, July 15, 2024
(a) A department
				  shall apply for a grant by using an online application made available by OSFM.
				  This application shall contain the following information:
(1) general contact information for the
				  applicant;
(2) a description of the
				  department, including the names and total number of active members, services
				  provided, the number of volunteers and paid personnel and the total annual
				  salary;
(3) a list of current
				  vehicles owned by the department;
(4) total county and city funding received by
				  the department;
(5) contract
				  information for each city and county; and
(6) a list of equipment requested by the
				  department.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0600 - VOLUNTEER FIRE DEPARTMENT FUND › Section 05A .0604 - OTHER GRANT CRITERIA

Current through Register Vol. 39, No. 2, July 15, 2024
In addition to criteria in
					 G.S.
					 58-87-1, in awarding grants the Commissioner
					 of Insurance shall consider the following criteria in relation to each fire
					 department:
(1) number of paid
				  personnel;
(2) personnel salary
				  paid by the unit or the city or county;
(3) number and age of vehicles;
(4) county population density;
(5) county per capita income;
(6) source of fire department funding,
				  including the following funding sources for the last fiscal year:
(a) city or county funding;
(b) fire tax;
(c) sales tax;
(d) contracted services;
(e) revenue from EMS billing;
(f) fund raising;
(g) donations; and
(h) revenue from non-OSFM grants.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0700 - VOLUNTEER RESCUE/EMS FUND › Section 05A .0701 - DEFINITIONS

Current through Register Vol. 39, No. 2, July 15, 2024
As used in this section:
(1) "Office of State Fire Marshal" or "OSFM"
				  means the Office of State Fire Marshal of the North Carolina Department of
				  Insurance.
(2) "Fund" means the
				  Volunteer Rescue/EMS Fund created in
				  G.S.
				  58-87-5.
(3) "Unit" means a volunteer rescue unit, a
				  rescue/EMS unit, or an EMS unit recognized by OSFM in accordance with
				  G.S.
				  58-87-5(b)(3).
Authority
					 G.S.
					 58-2-40(1);
					 58-87-5;
Eff. February
					 1, 1993;
Amended Eff. February 1, 2017;
Pursuant to
					 G.S.
					 150B-21.3A, rule is necessary without
					 substantive public interest Eff. January 19,
					 2019.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0700 - VOLUNTEER RESCUE/EMS FUND › Section 05A .0702 - ALS CERTIFICATION

Current through Register Vol. 39, No. 2, July 15, 2024
If a unit is working with the Office of Emergency Medical
					 Services (OEMS) to obtain its Advanced Life Support (ALS) certification as of
					 October 1, that unit may apply for a grant. In order to receive a grant, the
					 unit shall obtain its ALS certification from OEMS within 60 days after OSFM has
					 determined that the unit has otherwise satisfied the requirements in
					 G.S.
					 58-87-5 and the rules in this
					 Section.
Authority
					 G.S.
					 58-2-40(1);
					 58-87-5;
Eff. February
					 1, 1993;
Amended Eff. February 1, 2017;
Pursuant to
					 G.S.
					 150B-21.3A, rule is necessary without
					 substantive public interest Eff. January 19,
					 2019.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0700 - VOLUNTEER RESCUE/EMS FUND › Section 05A .0703 - REQUIREMENTS FOR UNITS REQUIRED TO MATCH GRANTS

Current through Register Vol. 39, No. 2, July 15, 2024
(a) A
				  unit shall apply for a grant by using an online application made available by
				  OSFM. This application shall contain the following information:
(1) general contact information for the
				  applicant;
(2) a description of the
				  unit, including the names and total number of active members, services
				  provided, the number of volunteers and paid personnel and the total annual
				  salary;
(3) a list of current
				  vehicles owned by the unit;
(4)
				  total county and city funding received by the unit;
(5) contract information for each city and
				  county; and
(6) a list of equipment
				  requested by the unit.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0700 - VOLUNTEER RESCUE/EMS FUND › Section 05A .0704 - REPEALED - REQUIREMENTS FOR UNITS NOT REQUIRED TO MATCH GRANTS

Current through Register Vol. 39, No. 2, July 15, 2024
Authority
					 G.S.
					 58-2-40(1);
					 58-87-5;
Eff. February
					 1, 1993;
Repealed Eff. May 1,
					 2017.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0700 - VOLUNTEER RESCUE/EMS FUND › Section 05A .0705 - OTHER GRANT CRITERIA

Current through Register Vol. 39, No. 2, July 15, 2024
In addition to criteria in
					 G.S.
					 58-87-5 and other Rules in this Section, in
					 awarding grants the OSFM shall consider the following criteria in relation to
					 each unit:
(1) number of paid
				  personnel;
(2) personnel salary
				  paid by the unit or the city or county;
(3) number and age of vehicles;
(4) county population density;
(5) county per capita income;
(6) unit funding sources including the
				  following funding sources for the last fiscal year:
(a) city or county funding;
(b) fire tax;
(c) sales tax;
(d) contracted services;
(e) revenue from EMS billing;
(f) fund raising;
(g) donations; and
(h) revenue from non-OSFM grants;
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0800 - CIGARETTE FIRE-SAFETY STANDARDS › Section 05A .0801 - CERTIFICATIONS

Current through Register Vol. 39, No. 2, July 15, 2024
(a) Certifications
				  and fees submitted pursuant to
				  G.S.
				  58-92-20 shall be sent to:
NCDOI-OSFM
NC Fire Safety Programs
1202 Mail Service Center
Raleigh, NC 27699-1202
(b) OSFM shall return incomplete
				  certifications. The submitter shall complete or correct the original submittal
				  within 90 days after the date of return. If the submitter fails to return a
				  completed or corrected submittal within the 90-day period, the submitter shall
				  pay the fee specified in
				  G.S
				  58-92-20(e) for each
				  subsequent submittal.
(c) Payment
				  of all fees under Article 92 of Chapter 58 of the General Statutes shall be
				  remitted by way of a check drawn on a bank. As used in this Paragraph, "bank"
				  has the meaning set forth in Section 2(c) of the Bank Holding Company Act of
				  1956, as amended (12 U.S.C.
				  1841(c)).
Authority
					 G.S.
					 58-2-40;
					 58-92-20;
					 58-92-35;
					 58-92-30(g);
Eff. February 1, 2010;
Pursuant to
					 G.S.
					 150B-21.3A, rule is necessary without
					 substantive public interest Eff. January 19,
					 2019.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0900 - PUBLIC PROTECTION CLASSIFICATIONS FOR FIRE DISTRICTS › Section 05A .0901 - DEFINITIONS

Current through Register Vol. 39, No. 2, July 15, 2024
As used in this Subchapter:
(1) "9S Inspection" means an inspection
				  conducted by the Office of State Fire Marshal (OSFM) to ensure compliance with
				  the requirements of this Section in order to receive a public protection
				  classification rating.
(2)
				  "Automatic Aid" means assistance dispatched automatically by contractual
				  agreement between two communities or fire districts to all structure
				  fires.
(3) "Eligible Firefighter"
				  means all persons 18 years of age or older who are firefighters as defined by
				  G.S.
				  58-86-2.
(4) "Engine" means a motorized vehicle
				  meeting the requirements of NFPA 1901, "Standard for Automotive Fire
				  Apparatus."
(5) "Fire Department"
				  means an organization established or organized under applicable State and local
				  laws, for the purpose of limiting, reducing, or preventing damage or personal
				  injury caused by fire or other emergency.
(6) "Fire Districts" or "Insurance Districts"
				  means an area within a city, town, municipality, or county that is established
				  in order to provide fire prevention and fire suppression services.
(7) "Fire Station" means a building for the
				  housing of fire department apparatus and personnel.
(8) "Gallons Per Minute" or "GPM" means the
				  volume of water flow from a hose, hydrant, or other fire suppression
				  apparatus.
(9) "Pounds Per Square
				  Inch" or "PSI" means the pressure a gas or liquid exerts on the walls of its
				  container.
(10) "Public Protection
				  Classification" or "PPC" means a rating given to fire districts or insurance
				  districts throughout the State on their ability to provide fire prevention and
				  fire suppression services to affected areas within its jurisdictional
				  boundaries.
(11) "Road Miles" are
				  the miles that a fire apparatus will travel from a fire station to an emergency
				  scene.
(12) "Rural Fire District"
				  means a fire district that is outside the jurisdictional boundaries of a city,
				  town or municipality and is established pursuant to G.S. Chapter 69, Article 3A
				  of or G.S. Chapter 153A, Article 11.
(13) "Structure Fire" means a condition where
				  an actual monetary loss or physical damage has occurred to a building or
				  constructed area, due to the result of a fire.
(14) "Tanker" means a fire truck/engine
				  designed to carry water to fires, whether equipped with or without a pump to
				  dispense the water.
Authority
					 G.S.
					 58-2-40;
					 58-36-10;
					 58-40-25;
Eff. January
					 1, 2018.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0900 - PUBLIC PROTECTION CLASSIFICATIONS FOR FIRE DISTRICTS › Section 05A .0902 - PURPOSE

Current through Register Vol. 39, No. 2, July 15, 2024
(a) This Section
				  establishes standards for insurance public protection classifications for fire
				  districts throughout the State.
(b)
				  Fire districts in all rural areas of the State and in cities with populations
				  of 100,000 or fewer according to the most recent annual population estimates
				  certified by the State Budget Officer shall be inspected by the Department in
				  accordance with the requirements of this Section. All other fire districts in
				  the State shall be inspected by the Insurance Services Office ("ISO") in
				  accordance with this Section.
(c) A
				  "PPC 1" is the best rating, and a "PPC 10" indicates that the fire district
				  does not meet the minimum protection requirements.
(d) A fire district that meets the
				  certification requirements set forth in this Section shall be given a public
				  protection classification of "PPC 9S."
(e) A fire district that meets the
				  certification requirements set forth in this Section, but contains properties
				  within its jurisdictional limits that are more than five but within six road
				  miles from a responding fire station, shall be given a public protection
				  classification rating of "PPC 9E."
(f) If a fire district contains some
				  properties within its jurisdictional limits that meet the requirements of a
				  certain PPC rating, and some properties within its jurisdictional limits that
				  meet the requirements of another PPC rating, the fire district may receive a
				  split rating.
(g) To receive a
				  public protection classification better than a "PPC 9S," a fire district must
				  meet the requirements of this Section and the North Carolina Fire Suppression
				  Rating Schedule ("NCFSRS").
Authority
					 G.S.
					 58-2-40;
					 58-36-10;
					 58-40-25;
Eff. January
					 1, 2018.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0900 - PUBLIC PROTECTION CLASSIFICATIONS FOR FIRE DISTRICTS › Section 05A .0903 - RATING OF FIRE DISTRICTS

Current through Register Vol. 39, No. 2, July 15, 2024
(a) To
				  receive a PPC rating, a fire department shall submit a written request to OSFM
				  containing the following information:
(1) The
				  name of the fire district;
(2) The
				  name of the entity that operates the fire district (e.g., city, town, county,
				  non-profit corporation);
(3) The
				  name of the person in charge of the entity that operates the fire
				  district;
(4) The name and title of
				  the Fire Chief or his or her designee;
(5) The physical address of the location of
				  every fire station utilized by the fire department;
(6) The mailing address of the fire
				  department;
(7) The Federal (FEIN)
				  Tax ID number of the fire department;
(8) Copies of any contracts with a local
				  government body to provide fire protection; and
(9) A Geographic Information System ("GIS")
				  computer-generated map of the fire district, and documentation of the approval
				  of the map by the local governing body if applicable.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0900 - PUBLIC PROTECTION CLASSIFICATIONS FOR FIRE DISTRICTS › Section 05A .0904 - FACILITIES

Current through Register Vol. 39, No. 2, July 15, 2024
(a) A fire station
				  shall be provided with heating for all-weather protection of
				  apparatus.
(b) If a fire department
				  has multiple fire stations, each fire station shall not be more than 10 road
				  miles from another fire station within the fire district.
Authority
					 G.S.
					 58-2-40;
					 58-36-10;
					 58-40-25;
Eff. January
					 1, 2018.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0900 - PUBLIC PROTECTION CLASSIFICATIONS FOR FIRE DISTRICTS › Section 05A .0905 - APPARATUS SPECFICATIONS AND EQUIPMENT

Current through Register Vol. 39, No. 2, July 15, 2024
(a)
				  Engines. All stations shall have at least one engine that is:
(1) Constructed in accordance with NFPA 1901,
				  "Standard for Automotive Fire Apparatus"; and
(2) Equipped with the following:
(A) A pump certified by an independent
				  third-party certification organization that is accredited for inspection and
				  testing systems on fire apparatus in accordance with NFPA 1901, "Standard for
				  Automotive Fire Apparatus."
(B) A
				  pump rated at not less than 750 GPM at 150 PSI net pump pressure.
(C) A tank with at least a 300-gallon
				  capacity.
(D) Two 200-foot
				  pre-connected hose lines, with a diameter of 1 ½ inches, 1 ¾
				  inches, or 2 inches, with nozzles that have a minimum flow of 95 GPM.
(E) At least 20 feet of hard-suction hose in
				  a size to flow the capacity of the engine, or at least 15 feet of soft-suction
				  hose with a diameter of at least four inches.
(F) Four self-contained breathing apparatus
				  (SCBA) in proper working condition. A SCBA shall be considered in proper
				  working condition if the facepiece, back frame and harness, cylinder, hoses,
				  low air alarms, regulators, and accessories are tested and operational in
				  accordance with manufacturer's recommendations. The SCBA's shall be certified
				  in accordance with NFPA 1981, "Standard on Open-Circuit Self-Contained
				  Breathing Apparatus (SCBA) for Emergency Services."
(G) Four spare SCBA cylinders.
(H) One roof ladder at least 12 feet
				  long.
(I) One extension ladder at
				  least 24 feet long.
(J) One folding
				  ladder.
(K) One pike-head
				  axe.
(L) One flat-head
				  axe.
(M) One forcible entry
				  tool.
(N) One pike pole or plaster
				  hook at least 6 feet long.
(O) Two
				  portable, rechargeable hand lights suitable for use in hazardous conditions in
				  accordance with NFPA 70, "National Electrical Code."
(P) 100 feet of utility rope, at least
				  ½ inch in diameter.
(Q) Two
				  20 pound, class BC portable extinguishers.
(R) One 2½-gallon water
				  extinguisher.
(S) One first aid
				  kit.
(T) One bolt cutter at least
				  14 inches long.
(U) One two-way
				  radio assigned to the apparatus.
(V) One traffic vest for each riding
				  position.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0900 - PUBLIC PROTECTION CLASSIFICATIONS FOR FIRE DISTRICTS › Section 05A .0906 - STAFFING LEVELS

Current through Register Vol. 39, No. 2, July 15, 2024
(a) Fire Station.
(1) Each fire department shall maintain a
				  minimum of 15 eligible firefighters on its roster.
(2) Each fire department shall provide a
				  roster containing the names and date of birth of all eligible firefighters. A
				  report submitted to the North Carolina State Firefighters' Association pursuant
				  to G.S.
				  58-86-25 constitutes compliance with this
				  Subparagraph.
(3) Each fire
				  department shall provide current workers compensation insurance certifications
				  for all of its eligible firefighters.
(4) Firefighters under the age of 18 will not
				  be counted for purposes of meeting the requirements of this Rule.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0900 - PUBLIC PROTECTION CLASSIFICATIONS FOR FIRE DISTRICTS › Section 05A .0907 - TRAINING

Current through Register Vol. 39, No. 2, July 15, 2024
(a) Eligible
				  firefighters shall attend at least 36 hours of training annually in the area of
				  fire prevention, fire suppression, or protection of life and property. No more
				  than 12 hours of emergency medical services training may be counted toward the
				  36-hour training requirement.
(b)
				  Fire departments shall provide at least four hours of training per month, for a
				  total of 48 hours of training per year.
(c) Within one year of appointment, the fire
				  chief of each fire department shall complete a class on management of fire
				  department operations and records approved by the State Fire and Rescue
				  Commission in accordance with G.S. 58, Article 78.
(d) Fire departments shall maintain training
				  records in accordance with
				  11 NCAC
				  05A .0911.
Authority
					 G.S.
					 58-2-40;
					 58-36-10;
					 58-40-25;
Eff. January
					 1, 2018.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0900 - PUBLIC PROTECTION CLASSIFICATIONS FOR FIRE DISTRICTS › Section 05A .0908 - COMMUNICATIONS AND ALARMS

Current through Register Vol. 39, No. 2, July 15, 2024
(a) Fire
				  departments shall utilize the Public Service Answering Point (PSAP) established
				  pursuant to G.S. 143B, Article 15, Part 10, to receive 911 calls and
				  dispatching, 24 hours per day, 7 days per week.
(b) Notification to firefighters of
				  emergencies may be provided by pagers, portable radios with alerting
				  capabilities, or station alerting devices with paid personnel. Text paging or
				  phone paging by a third party shall not be an acceptable means of
				  notification.
(c) In jurisdictions
				  utilizing Automatic Vehicle Location (AVL) systems, the fire department that is
				  responsible for the fire district shall be dispatched, along with the closest
				  unit recommendation of the AVL systems. In accordance with
				  11 NCAC
				  05A .0903(g), if a
				  jurisdiction is utilizing AVL for unit dispatch, it shall ensure that an
				  apparatus with a minimum of 1,000 gallons of water is dispatched as required by
				  the automatic aid protocols.
Authority
					 G.S.
					 58-2-40;
					 58-36-10;
					 58-40-25;
Eff. January
					 1, 2018.
North Carolina Administrative Code › Title 11 - INSURANCE › Chapter 05 - OFFICE OF STATE FIRE MARSHAL › Subchapter A - FIRE AND RESCUE › Section .0900 - PUBLIC PROTECTION CLASSIFICATIONS FOR FIRE DISTRICTS › Section 05A .0909 - RESPONSE TO STRUCTURE FIRES

Current through Register Vol. 39, No. 2, July 15, 2024
(a) Each fire
				  department shall ensure the response of at least four of its eligible
				  firefighters and one engine to all structure fires. The fire chief may be one
				  of the four responding members.
(b)
				  The fire department responding to a structure fire shall have a plan to provide
				  a minimum flow of 200 GPM for 20 minutes within five minutes of the first
				  arriving engine.
Authority
					 G.S.
					 58-2-40;
					 58-36-10;
					 58-40-25;
Eff. January
					 1, 2018.