Nevada Administrative Code › Chapter 679B - Commissioner of Insurance › DISCLOSURE OF NONPUBLIC PERSONAL FINANCIAL INFORMATION › Exceptions to Limitations on Disclosure of Certain Financial Information › Section 679B.874 - Other exceptions to notice and opt-out requirements for disclosure of information

Current through June 11, 2024
1. The provisions
				of NAC 679B.856, 679B.864 and 679B.870 do not apply to a licensee who discloses
				nonpublic personal financial information:
(a)
				With the consent or at the direction of the consumer, if the consumer has not
				revoked the consent or direction;
(b) To protect the confidentiality or
				security of records of a licensee pertaining to the consumer, service, product
				or transaction;
(c) To prevent or
				protect against actual or potential fraud or unauthorized
				transactions;
(d) For required risk
				control of an institution, or for resolving consumer disputes or
				inquiries;
(e) To a person holding
				a legal or beneficial interest relating to the consumer;
(f) To a person acting in a fiduciary or
				representative capacity on behalf of the consumer;
(g) To provide information to a rate advisory
				organization;
(h) To provide
				information to a guaranty fund or agency;
(i) To provide information to an agency that
				is rating a licensee;
(j) To
				provide information to a person who is assessing the compliance of the licensee
				with industry standards;
(k) To
				provide information to the attorneys, accountants and auditors of the
				licensee;
(l) To the extent
				specifically permitted or required pursuant to other provisions of
				law;
(m) In accordance with the
				Right to Financial Privacy Act of 1978,
				12
				U.S.C. §§
											3401 et seq.;
(n) To a law enforcement agency for an
				investigation of a matter related to public safety;
(o) To a consumer reporting agency in
				accordance with the Fair Credit Reporting Act,
				15 U.S.C.
				§§
											1681 et seq.;
(p) From a consumer report that has been
				reported by a consumer reporting agency;
(q) In connection with a proposed or actual
				sale, merger, transfer or exchange of all or a portion of a business or
				operating unit if the disclosure of nonpublic personal financial information
				concerns solely consumers of the business or unit;
(r) To comply with federal, state or local
				laws;
(s) To comply with a properly
				authorized civil, criminal or regulatory investigation;
(t) To comply with a properly authorized
				subpoena or summons from federal, state or local authorities;
(u) To respond to judicial process or
				governmental regulatory authorities having jurisdiction over a licensee for
				examination, compliance or other similar purposes authorized by law;
(v) For purposes related to the replacement
				of a workers' compensation policy; or
(w) In compliance with
				12 U.S.C.
				§§
											1951 et seq. and
				31 U.S.C. §§
											5311 et seq., to:
(1) A state insurance authority;
(2) The Federal Trade Commission;
(3) The Board of Governors of the Federal
				Reserve System;
(4) The Office of
				the Comptroller of the Currency;
(5) The Federal Deposit Insurance
				Corporation;
(6) The Office of
				Thrift Supervision;
(7) The
				National Credit Union Administration;
(8) The Securities and Exchange
				Commission;
(9) The Secretary of
				the Treasury; or
(10) Other
				self-regulatory organizations.