reglab/statecodes huggingface dataset:
Nevada Administrative Code › Chapter 648 - PRIVATE INVESTIGATORS, PRIVATE PATROL OFFICERS, POLYGRAPHIC EXAMINERS, PROCESS SERVERS, REPOSSESSORS AND DOG HANDLERS › PROHIBITED ACTS › Section 648.570 - Prohibited acts by person neither licensed nor exempted from licensure: Engaging as contractor in activities regulated by chapter 648 of NRS; submitting bid relating to such activities; bid submitted in violation of section void

Current through June 11, 2024
1. A person who is not licensed pursuant to chapter 648 of NRS and is not exempt from the provisions of chapter 648 of NRS relating to licensure shall not act as a contractor for the purpose of engaging in any activity regulated by chapter 648 of NRS or submit a bid relating to any such activity.
2. A bid submitted by a person described in subsection 1 is void. The Board will consider the submission of such a bid as a violation of NRS 648.060.
Added to NAC by Priv. Investigator's Lic. Bd., eff. 10-20-95
NRS 648.030, 648.060
Nevada Administrative Code › Chapter 649 - Collection Agencies › Section 649.Sec. 2.1 - NEW

Current through June 11, 2024
"Affiliate" has the meaning ascribed to it in
			 NRS
			 649.375.
Added
			 to NAC by Comm'r of Financial Institutions by
			 R097-23A,
			 eff. 6/5/2024
NRS
				649.053
Nevada Administrative Code › Chapter 649 - Collection Agencies › Section 649.Sec. 3.1 - NEW

Current through June 11, 2024
"Division" means the Division of Financial Institutions of the
			 Department of Business and Industry.
Added
			 to NAC by Comm'r of Financial Institutions by
			 R097-23A,
			 eff. 6/5/2024
NRS
				649.053
Nevada Administrative Code › Chapter 649 - Collection Agencies › Section 649.Sec. 4.1 - NEW

Current through June 11, 2024
"Principal place of business" means the physical location of a
			 collection agency where:
1. The
		  compliance manager of the collection agency performs his or her required
		  functions and duties as prescribed by
		  NRS
		  649.035, as amended by section 16 of Senate
		  Bill No. 276, chapter 534, Statutes of Nevada 2023, at page 3593, and NAC
		  649.210;
2. The officers and members of senior
		  management of the collection agency:
(a)
		  Direct, control and coordinate the business activities of the collection
		  agency; and
(b) Oversee the daily
		  operations of the collection agency; and
Nevada Administrative Code › Chapter 649 - Collection Agencies › Section 649.Sec. 5.1 - NEW

Current through June 11, 2024
To satisfy the requirements of section 6 of Senate Bill No. 276,
			 chapter 534, Statutes of Nevada 2023, at page 3589 (NRS
			 649.320), a collection agency
			 must display the information required pursuant to that section on the home page
			 of its Internet website or another page of its Internet website that is clearly
			 and conspicuously accessible from the home page of its Internet
			 website.
Added
			 to NAC by Comm'r of Financial Institutions by
			 R097-23A,
			 eff. 6/5/2024
NRS
				649.053
Nevada Administrative Code › Chapter 649 - Collection Agencies › Section 649.Sec. 6.1 - NEW

Current through June 11, 2024
1.
		  Pursuant to subsection 4 of
		  NRS
		  649.075, as amended by section 18 of Senate
		  Bill No. 276, chapter 534, Statutes of Nevada 2023, at page 3594, a debt buyer
		  may share a single license as a collection agency with one or more persons
		  affiliated with the debt buyer if:
(a) Any
		  such affiliated person purchases only claims and does not engage in any other
		  collection activity, including, without limitation, employing a third party to
		  collect a claim; and
(b) The
		  Division approves the debt buyer adding each such affiliated person to the
		  license of the debt buyer.
Nevada Administrative Code › Chapter 649 - Collection Agencies › Section 649.Sec. 7.1 - NEW

Current through June 11, 2024
A collection agent shall not work from a remote location that is
			 outside of the United States.
Added
			 to NAC by Comm'r of Financial Institutions by
			 R097-23A,
			 eff. 6/5/2024
NRS
				649.053 and
				649.056
Nevada Administrative Code › Chapter 649 - Collection Agencies › Section 649.Sec. 8 - NEW

Current through June 11, 2024
Upon request of the Commissioner, a collection agency shall
			 provide to the Division:
1. Evidence
		  that a collection agent working from a remote location has complied with the
		  requirements set forth in section 7 of Senate Bill No. 276, chapter 534,
		  Statutes of Nevada 2023, at page 3589 (NRS
		  649.310). Such evidence includes,
		  without limitation:
(a) A copy of the signed
		  written agreement described in subsection 1 of section 7 of Senate Bill No.
		  276, chapter 534, Statutes of Nevada 2023, at page 3589 (NRS
		  6449.310);
(b) A description of the
		  program of training that the collection agent completed pursuant to subsection
		  2 of section 7 of Senate Bill No. 276, chapter 534, Statutes of Nevada 2023, at
		  page 3589 (NRS
		  649.310), including the date on
		  which the collection agent completed such training; and
(c) The dates on which the collection agent
		  worked for the collection agency under the direct oversight and mentoring from
		  a supervisor pursuant to subsection 3 of section 7 of Senate Bill No. 276,
		  chapter 534, Statutes of Nevada 2023, at page 3589 (NRS
		  649.310);
Nevada Administrative Code › Chapter 649 - Collection Agencies › Section 649.Sec. 9 - NEW

Current through June 11, 2024
The Commissioner will waive the examination for an applicant for
			 a compliance manager's certificate pursuant to subsection 4 of
			 NRS
			 649.205, as amended by section 26.5 of Senate
			 Bill No. 276, chapter 534, Statutes of Nevada 2023, at page 3599, if the
			 applicant submits proof satisfactory to the Commissioner that the applicant's
			 certificate from the national association that is a nonprofit with expertise in
			 the business of collections proves the competence of the
			 applicant.
Added
			 to NAC by Comm'r of Financial Institutions by
			 R097-23A,
			 eff. 6/5/2024
NRS
				649.053 and
				649.205, as amended by section
				26.5 of Senate Bill No. 276, chapter 534, Statutes of Nevada 2023, at page
				3599
Nevada Administrative Code › Chapter 649 - Collection Agencies › Section 649.Sec. 10 - NEW

Current through June 11, 2024
The Commissioner may request information deemed necessary
			 to:
1. Determine whether an applicant
		  for a license as a collection agency or a certificate as a compliance manager
		  meets the requirements of this chapter and chapter 649 of NRS; and
2. Investigate an alleged violation of the
		  provisions of this chapter or chapter 649 of NRS.
Added
			 to NAC by Comm'r of Financial Institutions by
			 R097-23A,
			 eff. 6/5/2024
NRS
				649.053
Nevada Administrative Code › Chapter 649 - Collection Agencies › GENERAL PROVISIONS › Section 649.010 - Definitions

Current through June 11, 2024
As used in this chapter, unless the context otherwise requires,
				the words and terms defined in NAC
				649.013 to
				649.040, inclusive, and sections
				2, 3 and 4 have the meanings ascribed to them in those
				sections.
Supplied in codification;
				A by Comm'r of Financial Institutions by R111-06, 6-28-2006; A by
				R055-21A,
				eff. 6/13/2022; A by
				R097-23A,
				eff. 6/5/2024
NRS 649.053
Nevada Administrative Code › Chapter 649 - Collection Agencies › GENERAL PROVISIONS › Section 649.013 - "Collection agency" defined

Current through June 11, 2024
"Collection agency" means a person or entity which is licensed
				pursuant to
				NRS
				649.075 to
				649.167,
				inclusive.
Added to NAC by Comm'r of
				Financial Institutions by R111-06, eff. 6-28-2006
NRS 649.053
Nevada Administrative Code › Chapter 649 - Collection Agencies › GENERAL PROVISIONS › Section 649.017 - "Foreign collection agency" defined (Repealed)

Current through June 11, 2024
Added to NAC by Comm'r of
				Financial Institutions by R111-06, eff. 6-28-2006; R by
				R097-23A,
				eff. 6/5/2024
NRS 649.053 and
				  649.056
Nevada Administrative Code › Chapter 649 - Collection Agencies › GENERAL PROVISIONS › Section 649.020 - "Machine-derived form letters" defined

Current through June 11, 2024
"Machine-derived form letters" means letters which are
				automatically prepared by a machine and which are designed to be mailed without
				the addition of any further words to them, except for the addition of the
				appropriate names and addresses.
Banking Div., Collection
				Agency Reg. No. 110 part A, eff. 5-3-74
NRS 649.053
Nevada Administrative Code › Chapter 649 - Collection Agencies › GENERAL PROVISIONS › Section 649.040 - "Secondary collection agency" defined

Current through June 11, 2024
"Secondary collection agency" means a collection agency which
				engages directly or indirectly in the solicitation or encouragement of debtors
				to pay delinquent debts directly to the debtors' creditors through the use of
				machine-derived form letters.
Banking Div., Collection
				Agency Reg. No. 110 part C, eff. 5-3-74
NRS 649.053
Nevada Administrative Code › Chapter 649 - Collection Agencies › ADMINISTRATION › Section 649.060 - Fee for supervision and related activities: Amount; collection; failure to pay

Current through June 11, 2024
1. A collection
			 agency shall allow the Commissioner to conduct an examination, audit or
			 investigation of any accounts, books and records of the collection agency at
			 any time. The Commissioner may revoke the license of a collection agency that
			 does not allow him or her to conduct an examination, audit or investigation of
			 any such accounts, books and records.
2. The Commissioner will charge and collect a
			 fee of $75 per hour from each collection agency for any supervision,
			 examination, audit, investigation or hearing conducted pursuant to this chapter
			 and chapter 649 of NRS, including, without limitation, any examination, audit
			 or investigation conducted pursuant to subsection 1.
3. The Commissioner will bill each collection
			 agency upon the completion of the activity for the fee established in
			 subsection 2. The fee must be paid within 30 days after the date on which the
			 bill is received. In addition to any other fee allowed by this chapter or
			 chapter 649 of NRS, and except as otherwise provided in this subsection, any
			 payment received after that date must include a penalty of 10 percent of the
			 fee plus an additional 1 percent of the fee for each month, or portion of a
			 month, that the fee is not paid. The Commissioner may waive the penalty for
			 good cause.
4. Failure of a
			 collection agency to pay the fee required in subsection 2 as provided in this
			 section constitutes grounds for revocation of its license.
Added to NAC by Comm'r of
				Financial Institutions, eff. 4-20-88; A 11-27-89, eff. 7-1-89; R111-06,
				6-28-2006; A by
				R054-16A,
				eff. 9/9/2016; A by
				R097-23A,
				eff. 6/5/2024
NRS 649.053 and
				  649.295
Nevada Administrative Code › Chapter 649 - Collection Agencies › ADMINISTRATION › Section 649.070 - Assessment for costs related to audits and examinations

Current through June 11, 2024
1. Except as otherwise provided in NAC
			 658.030, each primary and secondary collection agency shall pay to the Division
			 of Financial Institutions of the Department of Business and Industry an annual
			 assessment of $300 to cover the costs related to the employment of a certified
			 public accountant and the performance of audits and examinations conducted by
			 the Division.
2. The Division shall
			 bill each collection agency for the assessment. The assessment must be paid
			 within 30 days after the date on which the bill is received.
3. In addition to any other fee allowed by
			 this chapter or chapter 649 of NRS, a charge of 10 percent of the assessment
			 will be imposed on any collection agency whose assessment is received by the
			 Division after the date on which the assessment is due.
Added to NAC by Comm'r of
				Financial Institutions, eff. 12-17-87; A 5-27-92; R111-06,
				6-28-2006
NRS 649.053,
				  649.300
Nevada Administrative Code › Chapter 649 - Collection Agencies › ADMINISTRATION › Section 649.076 - Examination, investigation and audit of foreign collection agencies

Current through June 11, 2024
In addition to all fees required by this chapter and chapter
				649 of NRS, a collection agency shall pay the reasonable expenses for travel,
				meals and lodging of the Commissioner or a representative of the Commissioner
				incurred during any examination, investigation or audit made at an office or
				principal place of business of the collection agency which is located outside
				of this State.
Added to NAC by Comm'r of
				Financial Institutions by R111-06, eff. 6-28-2006; A by
				R097-23A,
				eff. 6/5/2024
NRS 649.053,
				  649.295, as amended by section
				  29 of Senate Bill No. 276, chapter 534, Statutes of Nevada 2023, at page 3599,
				  and NRS
				  658.101
Nevada Administrative Code › Chapter 649 - Collection Agencies › ADMINISTRATION › Section 649.081 - Preparation and submission of trust account statements and reports of financial standing

Current through June 11, 2024
Each collection agency shall provide to the Commissioner,
				annually and before renewal of its license, a copy of all trust account
				statements, as applicable, and a report of its financial standing which must be
				prepared by a licensed certified public accountant who is in good standing in
				the state where the report is prepared.
Added to NAC by Comm'r of
				Financial Institutions by R111-06, eff. 6-28-2006; A by
				R097-23A,
				eff. 6/5/2024
NRS 649.053 and
				  649.056
Nevada Administrative Code › Chapter 649 - Collection Agencies › ADMINISTRATION › Section 649.086 - Public inspection of written instruments filed with Division of Financial Institutions (Repealed)

Current through June 11, 2024
Added to NAC by Comm'r of
				Financial Institutions by R111-06, eff. 6-28-2006; R by
				R097-23A,
				eff. 6/5/2024
NRS 649.053 and
				  649.056
Nevada Administrative Code › Chapter 649 - Collection Agencies › LICENSING AND CERTIFICATION › Section 649.105 - Exemption from requirement to obtain license (Repealed)

Current through June 11, 2024
Added to NAC by Comm'r of
				Financial Institutions by R111-06, eff. 6-28-2006; R by
				R097-23A,
				eff. 6/5/2024
NRS 649.053 and
				  649.056
Nevada Administrative Code › Chapter 649 - Collection Agencies › LICENSING AND CERTIFICATION › Section 649.111 - Licensing of certain community managers required

Current through June 11, 2024
1. In
			 accordance with the definition of "collection agency" set forth in NRS
			 NRS
			 649.020, a community manager must be licensed
			 as a collection agency pursuant to this chapter and chapter 649 of NRS if the
			 community manager, or any employee, agent or affiliate of the community
			 manager, performs or offers to perform any act associated with a foreclosure of
			 a lien pursuant to
			 NRS
			 116.31162 to
			 116.31168,
			 inclusive.
2. As used in this
			 section, "community manager" has the meaning ascribed to it in
			 NRS
			 116.023.
Added to NAC by Comm'r of
				Financial Institutions by R111-06, eff. 6-28-2006
NRS
				  649.020,
				  649.053,
				  649.075
Nevada Administrative Code › Chapter 649 - Collection Agencies › LICENSING AND CERTIFICATION › Section 649.120 - Collection agencies: Fees

Current through June 11, 2024
1. An application
			 for licensure as a collection agency must be accompanied by a nonrefundable
			 application fee of $375.
2. The
			 applicant must pay an additional application fee of $300, prorated on the basis
			 of the licensing year, as provided by the Commissioner, for each original
			 license issued.
3. A collection
			 agency shall pay the following fees:
(a) To
			 renew a license, $375; and
(b) For
			 a license for a transfer of location, $15.
Nevada Administrative Code › Chapter 649 - Collection Agencies › LICENSING AND CERTIFICATION › Section 649.130 - Branch offices: Filing and contents of application for permit to operate (Repealed)

Current through June 11, 2024
Added to NAC by Comm'r of
				Financial Institutions, eff. 6-20-90-Substituted in revision for NAC 649.080; R
				by
				R097-23A,
				eff. 6/5/2024
NRS 649.053 and
				  649.056
Nevada Administrative Code › Chapter 649 - Collection Agencies › LICENSING AND CERTIFICATION › Section 649.135 - Branch offices: Arrangements required for maintenance of records and trust account (Repealed)

Current through June 11, 2024
Added to NAC by Comm'r of
				Financial Institutions, eff. 6-20-90-Substituted in revision for NAC 649.085; R
				by
				R097-23A,
				eff. 6/5/2024
NRS 649.053 and
				  649.056
Nevada Administrative Code › Chapter 649 - Collection Agencies › LICENSING AND CERTIFICATION › Section 649.140 - Branch offices: Appointment of Commissioner of Financial Institutions as agent for service of process (Repealed)

Current through June 11, 2024
Added to NAC by Comm'r of
				Financial Institutions, eff. 6-20-90-Substituted in revision for NAC 649.090; R
				by
				R097-23A,
				eff. 6/5/2024
NRS 649.053 and
				  649.056
Nevada Administrative Code › Chapter 649 - Collection Agencies › LICENSING AND CERTIFICATION › Section 649.160 - Foreign collection agencies: Fees; reinstatement of expired or revoked certificate; transferability of certificate (Repealed)

Current through June 11, 2024
Added to NAC by Comm'r of
				Financial Institutions by R111-06, eff. 6-28-2006; R by
				R097-23A,
				eff. 6/5/2024
NRS 649.053 and
				  649.056
Nevada Administrative Code › Chapter 649 - Collection Agencies › MANAGERS › Section 649.210 - Responsibilities

Current through June 11, 2024
1. The person who holds a valid compliance
			 manager's certificate and who is the designated compliance manager of a
			 collection agency must have direct supervisory responsibility for employees who
			 engage in collections in this State and must participate in the actual
			 oversight and compliance of the collection agency.
2. The compliance manager must be available
			 in person at the principal place of business of the agency in order to perform
			 his or her required functions and duties.
Banking Div., Collection
				Agency Reg. No. 1, eff. 1-14-71-NAC A by Comm'r of Financial Institutions by
				R111-06, 6-28-2006-Substituted in revision for NAC 649.100; A by
				R097-23A,
				eff. 6/5/2024
NRS 649.053 and
				  649.056
Nevada Administrative Code › Chapter 649 - Collection Agencies › MANAGERS › Section 649.220 - Restrictions on service for multiple agencies (Repealed)

Current through June 11, 2024
Banking Div., Collection
				Agency Reg. No. 120, eff. 5-3-74-NAC A by Admstr. of Financial Institutions,
				eff. 6-29-84; A by Comm'r of Financial Institutions by R111-06,
				6-28-2006-Substituted in revision for NAC 649.110; R by
				R097-23A,
				eff. 6/5/2024
NRS 649.053 and
				  649.056
Nevada Administrative Code › Chapter 649 - Collection Agencies › MANAGERS › Section 649.230 - Notification of change of employment

Current through June 11, 2024
Each compliance manager holding a compliance manager's
				certificate issued pursuant to chapter 649 of NRS shall notify the Commissioner
				in writing of any change of employment within 10 days after the
				change.
Added to NAC by Comm'r of
				Financial Institutions by R111-06, eff. 6-28-2006; A by
				R097-23A,
				eff. 6/5/2024
NRS 649.053 and
				  649.056
Nevada Administrative Code › Chapter 649 - Collection Agencies › CONDUCT OF BUSINESS › Section 649.250 - Prerequisites to conducting business

Current through June 11, 2024
A person shall not conduct business as a collection agency in
				this State unless:
1. The person
			 possesses each license or permit required by this chapter, chapter 649 of NRS
			 or a local governmental entity; and
2. The collection agency has a principal
			 place of business that:
(a) Complies with all
			 applicable planning and zoning ordinances; and
(b) Is located in the United
			 States.
Nevada Administrative Code › Chapter 649 - Collection Agencies › CONDUCT OF BUSINESS › Section 649.260 - Use of fictitious names

Current through June 11, 2024
1. A collection
			 agency, or its compliance manager, agents or employees, shall not use a
			 fictitious name in the collection of a claim unless that name has been filed
			 with the Commissioner on a form provided by the Commissioner.
2. A compliance manager, agent or employee
			 who has filed for the use of a fictitious name shall not use that fictitious
			 name in association with another collection agency unless the Commissioner has
			 been notified in writing of the change in association.
Added to NAC by Comm'r of
				Financial Institutions, eff. 6-20-90-Substituted in revision for NAC 649.075; A
				by
				R097-23A,
				eff. 6/5/2024
NRS 649.053 and
				  649.056
Nevada Administrative Code › Chapter 649 - Collection Agencies › CONDUCT OF BUSINESS › Section 649.270 - Depositories used for maintenance of certain separate accounts

Current through June 11, 2024
Each bank or credit union in which a collection agency
				maintains a separate account for purposes of
				NRS
				649.355 must be insured by the Federal
				Deposit Insurance Corporation, the National Credit Union Share Insurance Fund
				or a private insurer approved pursuant to
				NRS
				672.755.
Added to NAC by Comm'r of
				Financial Institutions by R111-06, eff. 6-28-2006; A by
				R097-23A,
				eff. 6/5/2024
NRS 649.053 and
				  649.056
Nevada Administrative Code › Chapter 649 - Collection Agencies › CONDUCT OF BUSINESS › Section 649.280 - Approval of machine-derived form letters

Current through June 11, 2024
1. All
			 machine-derived form letters relating to debt that is past due must be
			 submitted to the Commissioner for review during an examination or investigation
			 or upon request by the Commissioner or a designee of the
			 Commissioner.
2. A collection
			 agency shall not use any machine-derived form letter that was found to be
			 deficient or in violation of state or federal law during an examination or
			 investigation until the deficiency or violation has been corrected. The
			 corrected machine-derived form letter must be submitted to the Commissioner for
			 review and written approval before use by the collection agency.
3. All machine-derived form letters,
			 including a copy of each letter that has been returned as undeliverable along
			 with the returned envelope or a record from a third-party delivery service
			 evidencing the return, and any proof of mailing or proof of delivery are
			 considered records for the purposes of
			 NRS
			 649.335.
4. The Commissioner deems a 60-day
			 notification to be a machine-derived form letter for the purposes of this
			 section.
Banking Div., Collection
				Agency Reg. No. 130, eff. 5-3-74-NAC A by Admstr. of Financial Institutions,
				eff. 6-29-84; A by Comm'r of Financial Institutions by R111-06,
				6-28-2006-Substituted in revision for NAC 649.050; A by
				R055-21A,
				eff. 6/13/2022
NRS 649.053
Nevada Administrative Code › Chapter 649 - Collection Agencies › DISCIPLINARY ACTION › Section 649.Sec. 2 - NEW

Current through June 11, 2024
"Sixty-day notification" or "60-day notification" means the
				written notification which a collection agency is required to send to a medical
				debtor not less than 60 days before taking any action to collect a medical debt
				pursuant to section 7 of Senate Bill No. 248, chapter 291, Statutes of Nevada
				2021, at page 1669 (NRS 649.366) .
Added to NAC by Comm'r of Financial
				Institutions by
				R055-21A,
				eff. 6/13/2022
NRS
				649.053
Nevada Administrative Code › Chapter 649 - Collection Agencies › DISCIPLINARY ACTION › Section 649.Sec. 3 - NEW

Current through June 11, 2024
1. For the purposes of sections 7 and 7.5 of
			 Senate Bill No. 248, chapter 291, Statutes of Nevada 2021, at page 1669 (NRS
			 649.366 and 649.367) , the Commissioner interprets the term "action to collect
			 a medical debt" to mean any attempt by a collection agency or its manager,
			 agents or employees to collect a medical debt from a medical debtor, including,
			 without limitation:
(a) Placing telephone
			 calls to the medical debtor.
(b)
			 Sending letters and notices, other than a 60-day notification, to the medical
			 debtor.
(c) Contacting the medical
			 debtor by any electronic means.
(d)
			 Reporting the medical debt to any credit reporting agency.
(e) Demanding payment of the medical
			 debt.
(f) Commencing any civil
			 action against the medical debtor.
Nevada Administrative Code › Chapter 649 - Collection Agencies › DISCIPLINARY ACTION › Section 649.Sec. 4 - NEW

Current through June 11, 2024
1. A collection agency must send a 60-day
			 notification to a medical debtor when the medical debt is assigned to the
			 collection agency unless the notification was previously sent by a prior
			 collection agency.
2. In addition
			 to the information required by section 7 of Senate Bill No. 248, chapter 291,
			 Statutes of Nevada 2021, at page 1669 (NRS 649.366) , a collection agency shall
			 include, on the front of the 60-day notification:
(a) Within the body of the notification, in
			 all capital letters and in at least a 12-point bold type or font:
THIS IS NOT A DEMAND FOR PAYMENT.
(b) Within the body of the
			 notification, in at least a 12-point bold type or font:
This notice is to inform you that your medical debt described
				herein was [assigned to OR obtained by] us, [insert name of collection agency].
				As provided in sections 2 to 8.5, inclusive, of Senate Bill No. 248, chapter
				291, Statutes of Nevada 2021, at pages 1668, 1669 and 1670 (NRS 649.036 to
				649.369, inclusive), we will not take any action to collect this debt within 60
				days after the date of this letter. Any payments made toward the debt during
				this timeframe are considered voluntary and will not void the 60-day
				notification period described above.
This medical debt will not be reported to any credit reporting
				agency during the 60-day notification period.
Any voluntary payment you make toward this medical debt during
				the 60-day notification period will not extend the applicable statute of
				limitations, is not an admission of liability and shall not be construed as a
				waiver of any defense to the collection of the medical debt.
This notification is not intended to constitute a communication
				under the federal Fair Debt Collection Practices Act,
				15 U.S.C.
				§§
											1692 et seq.
Nevada Administrative Code › Chapter 649 - Collection Agencies › DISCIPLINARY ACTION › Section 649.Sec. 5 - NEW

Current through June 11, 2024
If applicable, a collection agency must provide to a medical
				debtor the written notice required by subsection 2 of
				NRS 649.332
				not later than 5 days after the expiration of the 60-day notification
				period.
Added to NAC by Comm'r of Financial
				Institutions by
				R055-21A,
				eff. 6/13/2022
NRS
				649.053
Nevada Administrative Code › Chapter 649 - Collection Agencies › DISCIPLINARY ACTION › Section 649.Sec. 6 - NEW

Current through June 11, 2024
A collection agency shall not take any action to collect a
				medical debt less than 60 days after the date of mailing of the 60-day
				notification related to that debt. After the 60-day period has elapsed, the
				collection agency may proceed to attempt to collect the medical debt in
				compliance with the provisions of:
1.
			 This chapter;
2. Chapter 649 of
			 NRS;
3. The federal Fair Debt
			 Collection Practices Act,
			 15 U.S.C.
			 §§
									1692 et seq.;
4. The federal Fair Credit Reporting Act,
			 15 U.S.C.
			 §§
									1681 et seq.; and
5. Any other state law relating to medical
			 debt.
Added to NAC by Comm'r of Financial
				Institutions by
				R055-21A,
				eff. 6/13/2022
NRS
				649.053
Nevada Administrative Code › Chapter 649 - Collection Agencies › DISCIPLINARY ACTION › Section 649.Sec. 7 - NEW

Current through June 11, 2024
A collection agency shall keep written verification of its
				compliance with sections 2 to 8.5, inclusive, of Senate Bill No. 248, chapter
				291, Statutes of Nevada 2021, at pages 1668, 1669 and 1670 (NRS 649.036 to
				649.369, inclusive), as part of its records for an account even if a different
				collection agency provided the required 60-day notification for that
				account.
Added to NAC by Comm'r of Financial
				Institutions by
				R055-21A,
				eff. 6/13/2022
NRS
				649.053
Nevada Administrative Code › Chapter 649 - Collection Agencies › DISCIPLINARY ACTION › Section 649.310 - Failure to file verified answer to complaint; confidentiality of complaint and certain related information

Current through June 11, 2024
1. If a collection
			 agency, an authorized representative of that collection agency or a compliance
			 manager fails to file a verified answer to a complaint within the time
			 prescribed by the Commissioner pursuant to
			 NRS
			 649.385, the collection agency or compliance
			 manager, as applicable, is deemed to have admitted to the allegations contained
			 in the complaint.
2. Subject to the
			 discretion of the Commissioner and except as otherwise provided in
			 NRS
			 649.067 or other specific statute, a
			 complaint filed with the Division, any documents filed with the complaint and
			 any report or information resulting from an investigation of a complaint are
			 confidential.
Added to NAC by Comm'r of
				Financial Institutions by R111-06, eff. 6-28-2006; A by
				R097-23A,
				eff. 6/5/2024
NRS 649.053
Nevada Administrative Code › Chapter 649 - Collection Agencies › DISCIPLINARY ACTION › Section 649.320 - Revocation or suspension of license: Violation of certain provisions of federal law

Current through June 11, 2024
The Commissioner will consider a violation by any collection
				agency, collection agent or compliance manager of any of the provisions of
				15 U.S.C. §§
									1692b to
				1692j, inclusive, as those
				sections existed on July 1, 1986, to be an act or omission inconsistent with
				the faithful discharge of the duties or obligations of a collection agency,
				collection agent or compliance manager and grounds for the suspension or
				revocation of the license or certificate of the collection agency, collection
				agent or compliance manager, as applicable.
Banking Div., Harassment
				in Debt Collection Reg., eff. 1-17-79-NAC A by Admstr. of Financial
				Institutions, eff. 6-29-84; A by Comm'r of Financial Institutions,
				5-19-88-Substituted in revision for NAC 649.150; A by
				R097-23A,
				eff. 6/5/2024
NRS 649.053
Nevada Administrative Code › Chapter 649 - Collection Agencies › DISCIPLINARY ACTION › Section 649.330 - Revocation or suspension of license or certificate: Violation of certain regulations or statutes; procedures

Current through June 11, 2024
The Commissioner may revoke or suspend the license of a
				collection agency or a compliance manager's certificate if the collection
				agency or compliance manager, as applicable, violates any provision of this
				chapter or chapter 649 of NRS, including, without limitation, a provision that
				imposes a fee or assessment. A revocation or suspension of a license or
				certificate must be made in accordance with the procedures set forth in chapter
				649 of NRS.
Added to NAC by Comm'r of
				Financial Institutions by R111-06, eff. 6-28-2006; A by
				R097-23A,
				eff. 6/5/2024
NRS 649.053 and
				  649.215
Nevada Administrative Code › Chapter 649 - Collection Agencies › DISCIPLINARY ACTION › Section 649.340 - Fine for failure to submit required report

Current through June 11, 2024
The holder of a license or a compliance manager's certificate
				who fails to submit a report required pursuant to this chapter or chapter 649
				of NRS on or before the applicable due date for the report will be fined $10
				per day until the report is properly submitted to the
				Commissioner.
Added to NAC by Comm'r of
				Financial Institutions by R111-06, eff. 6-28-2006; A by
				R097-23A,
				eff. 6/5/2024
NRS 649.053 and
				  649.297
Nevada Administrative Code › Chapter 652 - Medical Laboratories › Section 652.Sec. 2.1 - NEW

Current through June 11, 2024
"Licensed laboratory only for the collection of specimens" means
			 a licensed laboratory at which the only task performed is the collection of
			 tissues, secretions or excretions of the human body for microbiological,
			 serological, immunohematological, cytological, histological, chemical,
			 hematological, biophysical or toxicological examinations by another licensed
			 laboratory.
Added
			 to NAC by Bd. of Health by
			 R126-21A,
			 eff. 9/19/2022;	Added
			 to NAC by Bd. of Health by
			 R126-21A,
			 eff. 9/19/2022
NRS 439.200, 652.123  and
				652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › Section 652.Sec. 3.1 - NEW

Current through June 11, 2024
1. A licensed laboratory only for the
		  collection of specimens that elects pursuant to subparagraph (3) of paragraph
		  (b) of subsection 1 of NAC 652.155  not to comply with the provisions of this
		  chapter, other than those listed in subsection 3, must:
(a) Have physical premises and environmental
		  conditions that:
(1) Are appropriate for the
		  collection of specimens, including, without limitation, the maintenance of an
		  appropriate temperature for the collection and maintenance of specimens for the
		  purpose of the analyses for which the specimens are collected; and
(2) Provide a safe environment in which
		  personnel of the laboratory are protected from biological, physical and
		  chemical hazards;
Nevada Administrative Code › Chapter 652 - Medical Laboratories › Section 652.Sec. 4 - NEW

Current through June 11, 2024
1. To qualify for a certificate as a general
		  supervisor in a specialty, a person must be:
(a) A person who:
(1) Is a technologist certified in a
		  specialty pursuant to NAC 652.478; and
(2) Has at least 3 years of experience as a
		  full-time employee working at least 30 hours per week in a licensed laboratory
		  or a laboratory of a college, university or school in the specialty in which he
		  or she is certified, with at least 2 of those years spent working as a
		  technologist under the supervision of a director who holds a doctoral
		  degree;
Nevada Administrative Code › Chapter 652 - Medical Laboratories › Section 652.Sec. 5 - NEW

Current through June 11, 2024
A person who wishes to receive equivalent credit pursuant to
			 subsection 1 of NRS 622.087, towards the satisfaction of requirements for the
			 issuance of a license or certificate pursuant to this chapter or chapter 652 of
			 NRS for a training program for occupational, vocational, career, trade or
			 technical education approved by the State Board of Education must submit, as
			 part of the application for the license or certificate:
1. Transcripts or other documents
		  substantiating the courses completed as part of the training program;
		  and
2. A copy of the certificate
		  issued for the completion of the training program.
Added
			 to NAC by Bd. of Health by
			 R126-21A,
			 eff. 9/19/2022;	Added
			 to NAC by Bd. of Health by
			 R126-21A,
			 eff. 9/19/2022
NRS 439.200, 622.087, 652.123, 652.125  and
				652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.010 - Definitions

Current through June 11, 2024
As used in this chapter, unless the context otherwise requires,
				the words and terms defined in NAC 652.020  to 652.151, inclusive, and section 2
				have the meanings ascribed to them in those sections.
Supplied in
				codification; A by Bd. of Health, 10-17-86; 1-4-88; 3-28-96; R177-97, 1-30-98;
				R057-99, 9-27-99; R135-99, 11-29-99; R104-13, 3-28-2014; A by
				R126-21A,
				eff. 9/19/2022;	A by
				R126-21A,
				eff. 9/19/2022
NRS 439.200, 652.123, 652.125  and
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.020 - "Accredited" defined

Current through June 11, 2024
"Accredited" means an accreditation by a nationally recognized
				accrediting agency or other body accepted by the Board.
Bd. of Health, Medical
				Laboratories Reg. § 1.2.10, eff. 8-5-74-NAC A
				10-17-86
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.025 - "Approved course" defined

Current through June 11, 2024
"Approved course" means a course of study or training which is
				offered by any of the following:
1.
			 The American Society of Clinical Pathologists.
2. The International Society of Clinical
			 Laboratory Technologists.
3. The
			 American Medical Association.
4.
			 The American Medical Technologists.
5. National Certification Agency.
6. The State Board of Nursing.
7. The Center for Disease Control.
8. The Professional Acknowledgment for
			 Continuing Education (P.A.C.E.) Program.
9. The Colorado Association for Continuing
			 Medical Laboratory Education.
10.
			 The College of American Pathologists.
11. The American Association for Respiratory
			 Care.
12. Any other organization
			 approved by the Committee.
13. An
			 accredited college or university.
Added to NAC by Bd. of
				Health, eff. 1-4-88; A 4-18-91
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.033 - "Board" defined

Current through June 11, 2024
"Board" has the meaning ascribed to it in
				NRS
				652.030.
Added to NAC by Bd. of
				Health, eff. 10-17-86
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.060 - "Committee" defined

Current through June 11, 2024
"Committee" means the Medical Laboratory Advisory
				Committee.
Bd. of Health, Medical
				Laboratories Reg. § 1.2.4, eff. 8-5-74
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.065 - "Director" defined

Current through June 11, 2024
"Director" means a laboratory director as defined in
				NRS
				652.050.
Added to NAC by Bd. of
				Health, eff. 10-17-86
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.071 - "Division" defined

Current through June 11, 2024
"Division" has the meaning ascribed to it in
				NRS
				652.035.
Added to NAC by Bd. of
				Health, eff. 3-28-96
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.072 - "Exempt laboratory" defined

Current through June 11, 2024
1. Except as
			 otherwise provided in this section and NAC
			 652.175, "exempt laboratory"
			 means a laboratory in which each test performed is:
(a) Classified as a waived test pursuant to
			 42 C.F.R. Part 493, Subpart A; or
(b) Categorized as a provider-performed
			 microscopy procedure pursuant to
			 42 C.F.R. §
										493.19.
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.073 - "Form" defined

Current through June 11, 2024
"Form" includes, without limitation, a printed form, an
				electronic form or an online or interactive process provided via the
				Internet.
Added to NAC
				by Bd. of Health by
				R149-15A,
				eff. 6/21/2017
NRS
				439.200,
				652.123,
				652.125,
				652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.074 - "HIV testing laboratory" defined

Current through June 11, 2024
"HIV testing laboratory" means a laboratory in which the only
				test performed is a test for the detection of the human immunodeficiency virus
				that is classified as a waived test pursuant to 42 C.F.R. Part 493, Subpart
				A.
Added to NAC
				by Bd. of Health by
				R149-15A,
				eff. 6/21/2017
NRS
				439.200,
				652.123,
				652.125,
				652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.075 - "Laboratory" defined

Current through June 11, 2024
"Laboratory" means a medical laboratory as defined in
				NRS
				652.060.
Added to NAC by Bd. of
				Health, eff. 10-17-86
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.083 - "Licensed laboratory" defined

Current through June 11, 2024
"Licensed laboratory" means a laboratory that offers its
				services to the general medical profession.
Added to NAC by Bd. of
				Health, eff. 10-17-86
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.087 - "National examination for certification" defined

Current through June 11, 2024
"National examination for certification" means a written
				examination designed to measure professional competence.
Added to NAC by Bd. of
				Health, eff. 10-17-86
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.092 - "Outpatient center of a laboratory" defined

Current through June 11, 2024
"Outpatient center of a laboratory" means a facility at a
				permanent location which is:
1.
			 Operated by a licensed laboratory; and
2. Used to collect specimens or perform any
			 test which is classified as a waived test pursuant to Subpart A of Part 493 of
			 Title 42 of the Code of Federal Regulations, or both.
Added to NAC by Bd. of
				Health by R135-99, eff. 11-29-99; A by R104-13,
				3-28-2014
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.115 - "Point-of-care test" defined

Current through June 11, 2024
"Point-of-care test" means a test that is:
1. Performed by means of a point-of-care
			 testing device; and
2. Classified
			 as a waived test or a moderate complexity test pursuant to 42 C.F.R. Part 493,
			 Subpart A.
Added to NAC by Bd. of
				Health by R057-99, eff. 9-27-99
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.125 - "Point-of-care testing device" defined

Current through June 11, 2024
"Point-of-care testing device" means a portable laboratory
				testing system, analytical instrument, kit or procedure that may be transported
				to the site of a patient in order to perform point-of-care tests.
Added to NAC by Bd. of
				Health by R057-99, eff. 9-27-99
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.130 - "Program for proficiency testing" defined

Current through June 11, 2024
"Program for proficiency testing" means a program approved
				pursuant to
				42 C.F.R. §§
									493.901 to
				493.959,
				inclusive.
Bd. of Health, Medical
				Laboratories Reg. § 1.2.11, eff. 8-5-74-NAC A 10-17-86;
				10-22-93
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.133 - "Quality control" defined

Current through June 11, 2024
"Quality control" means a continuing program of testing samples
				of known content for the purposes of verification and assessment of accuracy,
				including the measurement of precision and the detection of error.
Added to NAC by Bd. of
				Health, eff. 10-17-86
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.135 - "Registered laboratory" defined

Current through June 11, 2024
"Registered laboratory" means a laboratory which only performs
				tests on patients of a particular physician and the partner and associates of
				his or her private practice.
Added to NAC by Bd. of
				Health, eff. 10-17-86
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.137 - "Rural area" defined

Current through June 11, 2024
"Rural area" means any area other than that included in Carson
				City, Henderson, Reno, Sparks, Las Vegas or North Las Vegas.
Added to NAC by Bd. of
				Health, eff. 10-17-86; A by R078-04, 8-5-2004
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.143 - "Test" defined

Current through June 11, 2024
"Test" means a microbiological, serological,
				immunohematological (blood banking), cytological, histological, chemical,
				hematological, biophysical, toxicological or other method of examining the
				tissues, secretions or excretions of the human body.
Added to NAC by Bd. of
				Health by R177-97, eff. 1-30-98
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.145 - "Unapproved course" defined

Current through June 11, 2024
"Unapproved course" means a course of study or training or an
				activity related to medical technology which is not offered by any of the
				organizations set forth in NAC 652.025. The term includes:
1. The development and presentation of a
			 seminar or workshop to persons who specialize in the area of health
			 care;
2. Attendance at workshops
			 offered at a person's place of work or presented by manufacturers or vendors of
			 medical technology;
3. The
			 publication of a book or paper related to medical technology; and
4. The preparation of an exhibit for a
			 medical journal or meeting.
Added to NAC by Bd. of
				Health, eff. 1-4-88
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.148 - "Unit of continuing education" defined

Current through June 11, 2024
"Unit of continuing education" means 10 hours of approved or
				unapproved courses.
Added to NAC by Bd. of
				Health, eff. 1-4-88
NRS
				  439.200,
				  652.123,
				  652.125,
				  652.130
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.151 - "Violation" defined

Current through June 11, 2024
1. "Violation"
			 means noncompliance with any provision of this chapter or chapter 652 of
			 NRS.
2. The term includes, without
			 limitation:
(a) Any incident where an action,
			 practice or situation occurs that appears to be inconsistent with any provision
			 of this chapter or chapter 652 of NRS concerning a laboratory where there are
			 no extenuating circumstances or where the laboratory has responded
			 inappropriately to a complaint; and
(b) The failure of a laboratory or the
			 personnel of a laboratory to:
(1) Prevent such
			 an incident from occurring, if the incident could have been avoided;
(2) Identify such an incident;
(3) Take action to correct such an incident
			 before the identification of the incident by the Division; or
(4) Implement a contingency plan if permanent
			 action to correct such an incident has not been undertaken.
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.155 - Applicability; exemptions from compliance

Current through June 11, 2024
1. Except as
			 otherwise provided in this section and section 3 and NRS 652.071, the
			 provisions of this chapter:
(a) Apply to:
(1) A laboratory which is licensed pursuant
			 to NRS 652.080  and which provides services to the public; and
(2) A nonexempt laboratory which is
			 registered pursuant to NAC 652.175; and
Nevada Administrative Code › Chapter 652 - Medical Laboratories › GENERAL PROVISIONS › Section 652.156 - Exemption from provisions of chapter for director of HIV testing laboratory

Current through June 11, 2024
Except as otherwise provided in section 7 of this regulation,
				the provisions of this chapter, including, without limitation, any requirement
				to perform duties other than those prescribed in
				NRS
				652.180, do not apply to the director of an
				HIV testing laboratory.
Added to NAC
				by Bd. of Health by
				R149-15A,
				eff. 6/21/2017
NRS
				439.200,
				652.123,
				652.125,
				652.130