Code of Maine Rules › 02 - DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION › 031 - BUREAU OF INSURANCE › Chapter 390 - MOTOR VEHICLE INSURANCE IDENTIFICATION CARDS › Section 031-390-2 - Identification Card Standards

Current through 2024-29, July 17, 2024
A. Each insurer or
				authorized representative issuing or renewing in this state a policy insuring
				against liability arising out of the ownership, maintenance or use of any motor
				vehicle, shall issue insurance identification cards to the named insured. One
				card shall be provided for each motor vehicle insured under the policy.
Each insurer shall issue on or before January 1, 1988 the
				  insurance identification cards referred to in
				   24-A M.R.S.A.
				  Section2412(7), to all
				  insureds with last known addresses in this State insured under policies
				  insuring against liability arising out the ownership, maintenance or use of any
				  motor vehicles which are in effect as of January 1, 1988.
B. Cards shall meet the following
				specifications:
1. The size of the card may
				vary from 2 1/14 inches by 3 inches to 3 1/34 inches by 5 1/12
				inches.
2. The following must be
				shown on the card:
a. The heading or title,
				"Maine Motor Vehicle Insurance Identification Card";
b. A statement that the card should be kept
				in the insured vehicle and presented on the demand of a law enforcement
				officer;
c. The name of the
				insurance company;
d. The name of
				the insured;
e. The policy
				number;
f. The policy effective
				date and expiration date;
g. A
				statement that the policy provides the minimum insurance required by law;
				and
h. A description including
				year, make, model and vehicle identification number. If the policy covers five
				or more vehicles "all owned vehicles" may at the insurer's discretion be
				substituted for the vehicle description.
3. The information required in paragraph 2
				shall be set forth according to the following format:
MAINE MOTOR VEHICLE INSURANCE IDENTIFICATION CARD
________________________ INSURANCE COMPANY
The coverage provided by this policy meets the minimum
				  liability limits prescribed by law.
INSURED
POLICY NUMBER
EFFECTIVE DATE EXPIRATION DATE
VEHICLE DESCRIPTION
YEAR VEHICLE IDENTIFICATION NUMBER
MAKE/MODEL
This card should be kept in the insured vehicle and presented
				  on the demand of a law enforcement officer.
a. The following options are also acceptable:
i. The format of the "ACORD 50 Automobile
				Insurance Identification Card" may be used.
ii. Instructions regarding card may be
				printed on a tear off or carrier strip or on the reverse side.
iii. Other information may be included on the
				front of the card such as the company logo, insured's address or agent/broker's
				office provided that no such information provided may be displayed so as to
				obscure in any way the information required in paragraph 2. Such information
				may be provided on the reverse of the card as the insurer desires.
4. Temporary
				identification cards which meet the specifications of this section may be
				utilized pending issuance of a permanent card to the policyholder, except that
				the word "temporary" must be shown.
5. Companies issuing continuous policies
				shall so indicate. Cards identifying continuous policies shall be issued with a
				"Card Expires" date no more than 13 months from date of issue.
6. Insurers providing coverage to insureds
				with 5 or more vehicles may issue insurance identification cards which indicate
				under the heading "Vehicle Description," alternatives such as "all leased
				vehicles," or, "all owned or leased vehicles."
7. Identification cards are not subject to
				the filing requirements of Chapter 27, M.R.S.A. Section 2401 et seq.