Code of Massachusetts Regulations › 211 CMR - DIVISION OF INSURANCE › Title 211 CMR 131.00 - Requirements Applicable To Insurance On Liability For Injury From Exposure To Dangerous Levels Of Lead In Dwelling Units › Section 131.02 - Definitions

Current through Register 1525, July 5, 2024
As used in
				211 CMR 131.00, the
				following words shall mean:
Buyback coverage
. Coverage for lead
				poisoning liability initially excluded pursuant to
				211 CMR
				131.08(1)  that must be
				offered in accordance with
				211 CMR
				131.08.
Commerciallines insurance
. Insurance
				providing coverage for businesses or other commercial entities, such as
				commercial general liability insurance, commercial package policies, business
				owners policies, or commercial fire insurance policies which include liability
				coverage.
Excess and umbrella liability
				insurance
. Insurance providing liability coverage after insurance
				provided by primary liability insurance or self-insured retention has been
				exhausted. For liability insurance to be considered excess or umbrella
				coverage, the limits for underlying coverage or self-insured retention shall be
				at least $100,000 per occurrence for personal lines insurance and $300,000 per
				occurrence for commercial lines insurance.
Letter of Full Compliance or Letter of
				Compliance
. Letter of Initial Lead Inspection Compliance, Letter
				of Lead Abatement Compliance or other letter of compliance issued by a licensed
				government or private lead inspector pursuant to applicable law and Department
				of Public Health regulations on lead poisoning prevention and control:
				provided, however, that a letter of interim control shall not be considered a
				letter of compliance.
Letter of Interim Control
. Letter,
				other than aletter of compliance, which may be issued by a licensed lead
				inspector pursuant to M.G.L. c. 111, § 197, in accordance with the
				requirements of Department of Public Health regulations (105 CMR) and in
				connection with an emergency lead management plan which has been established to
				address urgent lead paint hazards until a letter of full compliance is
				obtained.
Liability insurance policy
. Any policy
				of insurance, except excess or umbrella liability insurance policies, which
				covers legal liability of owners of residential premises for liability that
				arises in connection with such premises, and which may also cover certain other
				types of liability conventionally made available with coverage for liability
				arising in connection with the premises, and any policy covering predominantly
				or solely liability for injury from exposure to lead.
Personal lines insurance
. Insurance
				providing both property and liability coverage for individuals and families,
				such as homeowners insurance policies, dwelling fire policies with a personal
				liability supplement or separate personal liability policies.
Premises
. Any residential premises,
				dwelling unit or residential property constructed prior to 1978. The
				residential premises of a building which includes business and residential uses
				are subject to the requirements of
				211 CMR 131.00 applicable to
				residential premises.
Rates
. Rates for insurance written
				pursuant to
				211 CMR 131.00, whether
				developed on a stand-alone basis or as the product of approved loss costs and
				loss cost multipliers.
The Massachusetts Lead Law or the Lead
				Law
M.G.L. c. 111, §§ 189A through 199B,
				inclusive.