Iowa Administrative Code › Agency 491 - Racing and Gaming Commission › Chapter 13 - Sports Wagering › Rule 491-13.5 - Advance Deposit Sports Wagering

Current through Register Vol. 47, No. 3, July 24, 2024
(1)
Authorization to conduct advance deposit sports wagering.
A
			 licensee or advance deposit sports wagering operator shall receive specific
			 authorization from the commission to conduct advance deposit sports wagering
			 prior to conducting advance deposit sports wagering. The granting of an advance
			 deposit sports wagering license or approval of any agreements between a
			 licensee and an advance deposit sports wagering operator to conduct advance
			 deposit sports wagering does not constitute authorization. Any entity
			 authorized to conduct advance deposit sports wagering is expected to comply
			 with all requirements of this chapter, except for rule
			 491-13.4 (99F), and all other
			 applicable federal, state, local, and commission requirements.
(2)
Account registration.
A
			 person must have an established account in order to place advance deposit
			 sports wagers. The process for establishing an account is subject to the
			 administrator's approval. An account may be established through on-site
			 registration under procedures previously approved by the administrator, or
			 through remote registration. To establish an account, an application for an
			 account shall be signed or otherwise authorized in a manner approved by the
			 administrator and shall include the applicant's full legal name, principal
			 residential address, date of birth, last four digits of the social security
			 number, and any other information required by the administrator. The account
			 registration process shall also include:
a.
			 Age verification to prevent persons under the legal age for sports wagering
			 from establishing an account.
b. An
			 applicant verification process that includes an exact match of the following:
(1) Date of birth, including month, date and
			 year of birth.
(2) The last four
			 digits of the social security number.
(3) Last name.
c. An applicant verification process that
			 permits a flexible match by allowing the following:
(1) First name may include nicknames and
			 abbreviations.
(2) Address may
			 include abbreviations.
d.
			 Authentication of identification by:
(1)
			 Answering knowledge-based questions based on the applicant's public or private
			 data; or
(2) Verifying that device
			 ID and phone number match the applicant's publicly known data; or
(3) Comparing of valid government-issued ID
			 to applicant's picture taken at time of account registration; or
(4) Another method as approved by the
			 administrator.
e.
			 Verification that the applicant is not on the statewide self-exclusion list set
			 forth in Iowa Code section
			 99F.4(22) 
			 prior to establishing an account.
f. Availability and acceptance of a set of
			 terms and conditions that is also readily accessible to the player before and
			 after registration and noticed when updated. Notices shall include, at a
			 minimum, the following:
(1) Explanation of
			 rules in which any unrecoverable malfunctions of hardware/software are
			 addressed including, but not limited to, if the unrecoverable malfunction,
			 wagering event cancellation, or other catastrophic malfunction results in the
			 voiding of any wagers.
(2)
			 Procedures to deal with interruptions caused by the suspension of data flow
			 from the network server during an event.
(3) Specifications advising players to keep
			 their account credentials secure.
(4) Statement that no underage individuals
			 are permitted to participate in wagering.
(5) Explanation of conditions under which an
			 account is declared inactive and actions undertaken on the account once this
			 declaration is made.
g.
			 Availability and acceptance of a privacy policy that is also readily accessible
			 to the player before and after registration and noticed when updated and that
			 includes, at a minimum, the following:
(1)
			 Statement of information that is collected, the purpose for information
			 collection, and the conditions under which information may be
			 disclosed.
(2) Statement that any
			 information obtained in respect to player registration or account establishment
			 must be done in compliance with the privacy policy.
(3) Requirement that any information about
			 player accounts which is not subject to disclosure pursuant to the privacy
			 policy must be kept confidential, except where the release of that information
			 is required by law.
(4) Requirement
			 that all player information must be securely erased from hard disks, magnetic
			 tapes, solid state memory, and other devices before the device is properly
			 disposed of by the licensee. If erasure is not possible, the storage device
			 must be destroyed.
h. If
			 an advance deposit sports wagering operator has an agreement with more than one
			 licensee, the advance deposit sports wagering operator shall submit an
			 agreement to the administrator that indicates the manner in which customer net
			 receipts shall be assigned with its licensee partners. The agreement shall
			 include all partnering licensees and their respective qualified sponsoring
			 organizations, and the net receipts shall be allocated using one of the
			 following methods:
(1) Make available an
			 option for new remotely registered customers to select the licensee at which
			 net receipts are assigned.
(2)
			 Allocate new remotely registered customer net receipts to the licensee which is
			 located nearest to the customer's principal residential address.
(3) Distribute all customer receipts evenly
			 between all licensees for which an agreement exists.
(4) An alternative allocation agreement that
			 complies with local, state and federal law.
The agreement shall be made available for public
				inspection.