reglab/statecodes huggingface dataset:
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 1 - Rule Number 3A-Advertisement of Medicare Supplement Insurance › Section XI-117 - Use of Statistics

Current through Register Vol. 50, No. 6, June 20, 2024
A. An
				advertisement relating to the dollar amount of claims paid, the number of
				persons insured, or similar statistical information relating to any insurer or
				policy shall not use irrelevant facts, and shall not be used unless it
				accurately reflects all of the relevant facts. Such an advertisement shall not
				imply that such statistics are derived from a policy advertised unless such is
				the fact, and when applicable to other policies or plans, shall specifically so
				state.
1. An advertisement shall specifically
				identify the Medicare supplement insurance policy to which statistics relate,
				and where statistics are given which are applicable to a different policy, it
				must be stated clearly that the data do not relate to the policy being
				advertised.
2. An advertisement
				using statistics which describe an insurer, such as assets, corporate
				structure, financial standing, age, product lines, or relative position in the
				insurance business, may be irrelevant, and if used at all, must be used with
				extreme caution because of the potential for misleading the public. As a
				specific example, an advertisement for Medicare supplement insurance which
				refers to the amount of life insurance which the company has in force or the
				amounts paid out in life insurance benefits is not permissible unless the
				advertisement clearly indicates the amount paid out for each line of
				insurance.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 1 - Rule Number 3A-Advertisement of Medicare Supplement Insurance › Section XI-119 - Disparaging Comparisons and Statements

Current through Register Vol. 50, No. 6, June 20, 2024
A. An advertisement shall not directly or
				indirectly make unfair or incomplete comparisons of policies or benefits or
				comparisons of non-comparable policies of other insurers, and shall not
				disparage competitors, their policies, services, or business methods and shall
				not disparage or unfairly minimize competing methods of marketing insurance.
1. An advertisement shall not contain
				statements such as "no red tape," or "here is all you do to receive
				benefits."
2. Advertisements which
				state or imply that competing insurance coverages customarily contain certain
				exceptions, reductions, or limitations not contained in the advertised policies
				are unacceptable unless such exceptions, reductions, or limitations are
				contained in a substantial majority of such competing coverages.
3. Advertisements which state or imply that
				an insurer's premiums are lower or that its loss ratios are higher because its
				organizational structure differs from that of competing insurers are
				unacceptable.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 1 - Rule Number 3A-Advertisement of Medicare Supplement Insurance › Section XI-121 - Jurisdictional Licensing and Status of Insurer

Current through Register Vol. 50, No. 6, June 20, 2024
A. An advertisement which is intended to be
				seen or heard beyond the limits of the jurisdiction in which the insurer is
				licensed shall not imply licensing beyond those limits.
B. An advertisement shall not create the
				impression, directly or indirectly, that the insurer; its financial condition
				or status; or the payment of its claims; or the merits, desirability or
				advisability of its policy forms or kinds of plans of insurance are approved,
				endorsed, or accredited by any division or agency of this state or the United
				States government.
C. An
				advertisement shall not imply that approval, endorsement, or accreditation of
				policy forms or advertising has been granted by any division or agency of the
				state or federal government. Approval of either policy forms or advertising
				shall not be used by an insurer to imply or state that a governmental agency
				has endorsed or recommended the insurer, its policies, advertising, or its
				financial conditions.
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:2 and
				  22:224.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 1 - Rule Number 3A-Advertisement of Medicare Supplement Insurance › Section XI-123 - Identity of Insurer

Current through Register Vol. 50, No. 6, June 20, 2024
A. The name of
				the actual insurer shall be stated in all of its advertisements. The form
				number or numbers of the policy advertised shall be stated in an advertisement
				which is an invitation to contract. An advertisement shall not use a trade
				name, any insurance group designation, name of the parent company of the
				insurer, name of a particular division of the insurer, service mark, slogan,
				symbol, or other device which, with or without disclosing the name of the
				actual insurer, would have the capacity and tendency to mislead or deceive as
				to the true identity of the insurer.
B. No advertisement shall use any combination
				of words, symbols, or physical materials which by their content, phraseology,
				shape, color, or other characteristics are so similar to combination of words,
				symbols or physical materials used by agencies of the federal government or of
				this state, or otherwise appear to be of such a nature that it tends to confuse
				or mislead prospective insureds into believing that the solicitation is in some
				manner connected with an agency of the municipal, state, or federal
				government.
C. Advertisements,
				envelopes, or stationery which employ words, letters, initials, symbols, or
				other devices which are so similar to those used by governmental agencies or
				other insurers are not permitted if they may lead the public to believe:
1. that the advertised coverages are somehow
				provided by, or are endorsed by, such governmental agencies or such other
				insurers;
2. that the advertiser is
				the same as, is connected with, or is endorsed by such governmental agencies or
				such other insurers.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 1 - Rule Number 3A-Advertisement of Medicare Supplement Insurance › Section XI-125 - Group or Quasi-Group Implications

Current through Register Vol. 50, No. 6, June 20, 2024
A. An advertisement of a particular policy
				shall not state or imply that prospective insureds become group or quasi-group
				members covered under a group policy, and as such, enjoy special rates or
				underwriting privileges, unless such is the fact.
B. This regulation prohibits the solicitation
				of a particular class, such as governmental employees, by use of advertisements
				which state or imply that their occupational status entitles them to reduced
				rates on a group or other basis when, in fact, the policy being advertised is
				sold only on an individual basis at regular rates.
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:2 and
				  22:224.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 1 - Rule Number 3A-Advertisement of Medicare Supplement Insurance › Section XI-127 - Introductory, Initial or Special Offers

Current through Register Vol. 50, No. 6, June 20, 2024
A.
1. An
				advertisement of an individual policy shall not directly, or by implication,
				represent that a contract or combination of contracts is an introductory,
				initial, or special offer, or that applicants will receive substantial
				advantages not available at a later date, or that the offer is available only
				to a specified group of individuals unless such is the fact. An advertisement
				shall not contain phrases describing an enrollment period as "special,"
				"limited," or similar words or phrases when the insurer uses such enrollment
				periods as the usual method of advertising Medicare supplement
				insurance.
2. An enrollment period
				during which a particular insurance product may be purchased on an individual
				basis shall not be offered within this state unless there has been a lapse of
				not less than three months between the close of the immediately preceding
				enrollment period for the same product and the opening of the enrollment
				period. The advertisement shall indicate the date by which the applicant must
				mail the application, which shall be not less than 10 days and not more than 40
				days from the date that such enrollment period is advertised for the first
				time. This rule applies to all advertising media, (i.e., mail, newspapers,
				radio, television, magazines and periodicals), by any one insurer. It is not
				applicable to solicitations of employees or members of a particular group or
				association who otherwise would be eligible under specific provisions of the
Insurance Code
for group, blanket, or franchise insurance. The
				phrase, "any one insurer," includes all the affiliated companies of a group of
				insurance companies under common management or control.
3. This rule prohibits any statement or
				implication to the effect that only a specific number of policies will be sold,
				or that a time is fixed for the discontinuance of the sale of the particular
				policy advertised because of special advantages available in the policy, unless
				such is the fact.
4. The phrase, "a
				particular insurance product," in §127. A.2 means an insurance policy which
				provides substantially different benefits than those contained in any other
				policy. Different terms of renewability, an increase or decrease in the dollar
				amounts of benefits, an increase or decrease in any elimination period or
				waiting period from those available during an enrollment period for another
				policy shall not be sufficient to constitute the product being offered as a
				different product eligible for concurrent or overlapping enrollment
				periods.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 1 - Rule Number 3A-Advertisement of Medicare Supplement Insurance › Section XI-129 - Statements about an Insurer

Current through Register Vol. 50, No. 6, June 20, 2024
A. An
				advertisement shall not contain statements which are untrue in fact, or by
				implications, misleading with respect to the assets, corporate structure,
				financial standing, age, or relative position of the insurer in the insurance
				business. An advertisement shall not contain a recommendation by any commercial
				rating system unless it clearly indicates the purpose of the recommendation and
				the limitations of the scope and extent of the recommendation.
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:2 and
				  22:224.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 1 - Rule Number 3A-Advertisement of Medicare Supplement Insurance › Section XI-131 - Enforcement Procedures

Current through Register Vol. 50, No. 6, June 20, 2024
A.
				Advertising File
1. Each insurer shall
				maintain at its home or principal office a complete file containing every
				printed, published, or prepared advertisement of its individual policies and
				typical printed, published, or prepared advertisements of its blanket,
				franchise, and group policies hereafter disseminated in this or any other
				state, whether or not licensed in such other state, with a notation attached to
				each such advertisement which shall indicate the manner and extent of
				distribution and the form number of any policy advertised. Such file shall be
				available for inspection by this department. All such advertisements shall be
				maintained in said file for a period of either four years or until the filing
				of the next regular report of examination of the insurer, whichever is the
				longer period of time.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 1 - Rule Number 3A-Advertisement of Medicare Supplement Insurance › Section XI-133 - Severability Provision

Current through Register Vol. 50, No. 6, June 20, 2024
A. If any
				Section or portion of a Section of these rules, or the applicability thereof to
				any person or circumstance is held invalid by a court, the remainder of the
				rules, or the applicability of such provision to other persons or
				circumstances, shall not be affected thereby.
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:2 and
				  22:224.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 1 - Rule Number 3A-Advertisement of Medicare Supplement Insurance › Section XI-135 - Effective Date

Current through Register Vol. 50, No. 6, June 20, 2024
A. This rule
				shall be effective upon final publication.
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:2 and
				  22:224.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 1 - Rule Number 3A-Advertisement of Medicare Supplement Insurance › Section XI-137 - Interpretive Guidelines for Rules Governing Advertisements of Medicare Supplement Insurance

Current through Register Vol. 50, No. 6, June 20, 2024
A.
				Disclosure is one of the principal objectives of the rules and
				§137 states specifically that the rules
				shall assure truthful and adequate disclosure of all material and relevant
				information. The rules specifically prohibit some previous advertising
				techniques.
B. These rules apply to
				any
advertisement
as that term is defined in §105, unless
				otherwise specified in the rules. These rules apply to group, blanket and
				individual Medicare supplement insurance advertisements. Certain distinctions,
				however, are applicable to these categories. Among them is the level of
				conversance with insurance, a factor which is covered by §109. A
C. The scope of the term
advertisement
extends to the use of all media for
				communications to the general public, to the use of all media for
				communications to specific members of the general public, and to use of all
				media for communications by agents, brokers, producers, and
				solicitors.
D. A brief description
				of coverage in an invitation to inquire may consist of an explanation of
				Medicare benefits, minimum benefits, standards for Medicare supplement
				policies, the manner in which the advertised Medicare supplement insurance
				policy supplements the benefits of Medicare and meets or exceeds the minimum
				benefit requirements. An invitation to inquire shall not refer to cost or the
				maximum dollar amount of benefits payable. As with all Medicare supplement
				insurance advertisements, an invitation to inquire must not:
1. employ devices which are designed to
				create undue anxiety in the minds of the elderly or excite fear of dependence
				upon relatives or charity;
2.
				exaggerate the gaps in Medicare coverage;
3. exaggerate the value of the benefits
				available under the advertised policy;
4. otherwise violate the provisions of these
				rules.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 3 - Rule 4 - Interlocal Risk Management Agency › Section XI-301 - Purpose

Current through Register Vol. 50, No. 6, June 20, 2024
A. The purpose of
				this amendment to Rule 4 is to provide for the expansion of the types of
				investments in which an Interlocal Risk Management Agency could invest to
				include selected investments permitted under
				R.S.
				33:2955 and to adopt provisions and uniform
				guidelines for their interpretation as authorized specifically by Act 462 of
				the 1979 Session of the Legislature. This Rule is designed to facilitate and
				implement the provisions of that Act. It is intended to supplement, not alter
				in any manner, the provisions of the Act.
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11, Title 22, Section 2 of 1950 and Act
				  462 of the 1979 Session of the Louisiana Legislature,
				  R.S.
				  33:2955 and the Administrative Procedure Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 3 - Rule 4 - Interlocal Risk Management Agency › Section XI-303 - Applicability

Current through Register Vol. 50, No. 6, June 20, 2024
A. These provisions
				shall be applicable to any and all entities which may be defined as an
interlocal risk
management agency
by Act 462
				of the 1979 Session of the Louisiana Legislature.
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11, Title 22, Section 2 of 1950 and Act
				  462 of the 1979 Session of the Louisiana Legislature,
				  R.S.
				  33:2955 and the Administrative Procedure Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 3 - Rule 4 - Interlocal Risk Management Agency › Section XI-304 - Authority

Current through Register Vol. 50, No. 6, June 20, 2024
A.Rule 4 is
				promulgated by the commissioner pursuant to the authority granted under the
				Louisiana Insurance Code,
				R.S.
				22:11, Title 22, Section 2 of 1950 and Act
				462 of the 1979 Session of the Louisiana Legislature,
				R.S.
				33:2955 and the Administrative Procedure Act,
				R.S.
				49:950 et seq.
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11, Title 22, Section 2 of 1950 and Act
				  462 of the 1979 Session of the Louisiana Legislature,
				  R.S.
				  33:2955 and the Administrative Procedure Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 3 - Rule 4 - Interlocal Risk Management Agency › Section XI-307 - Requirements Necessary to Obtain a Certificate of Authority as an Interlocal Risk Management Agency

Current through Register Vol. 50, No. 6, June 20, 2024
A. Evidence
				must be submitted to the Insurance Department that two or more local government
				subdivisions have made an executed agreement among themselves to form and
				become members of an interlocal risk management agency.
B. Copies of the bylaws and other agreements
				must be submitted to the Insurance Department.
C. A copy of the ordinance or other enabling
				Act that is adopted by the political subdivisions authorizing execution of an
				agreement to form an interlocal risk management agency must be submitted to the
				Department of Insurance.
D. Each
				interlocal risk management agency must identify its agent for service of
				process to the Department of Insurance.
E. Each fund must have an annual gross
				premium calculated in accordance with the applicable manual premium rate or
				rates, plus or minus applicable experience credits or debits, of not less than
				$200,000.
F. An interlocal risk
				management agency must, at all times, maintain a contract or contracts of
				aggregate excess insurance of at least $5,000,000 as respects public liability
				claims if a fund is formed to self-insure public liability claims.
G. An interlocal risk management agency must,
				at all times, maintain a contract or contracts of specific excess insurance as
				respects workmen's compensation claims. Those contracts must provide for
				statutory workmen's compensation benefits which shall include provisions for
				unlimited medical and rehabilitation expenses, except that interlocal risk
				management agencies that are in existence prior to September 1, 1980 shall be
				deemed to be in compliance with this rule provided a contract or contracts of
				specific excess insurance has been submitted with a limit of liability in the
				amount of at least $1,000,000. On the first renewal date following September 1,
				1980, the exception shall not be applicable.
H. Each interlocal risk management agency
				must provide statutory workmen's compensation benefits. A contract or contracts
				of excess insurance as provided in §307. G shall be provided to secure payment
				of statutory workmen's compensation benefits.
I. A copy of each contract of excess and
				aggregate insurance must be filed with the Department of Insurance.
J. Each risk contract must contain a
				provision that the Department of Insurance will be notified not less than 30
				days in advance in the event of cancellation of the contract by action of
				either the interlocal risk management agency or the insurance company that
				issued the contract.
AUTHORITY NOTE:
				  Promulgated in accordance with R.S. Title 22, Section 2 of 1950 and Act 462 of
				  the 1979 Session of the Louisiana
				  Legislature.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 3 - Rule 4 - Interlocal Risk Management Agency › Section XI-309 - Filing of Reports

Current through Register Vol. 50, No. 6, June 20, 2024
A. A certified
				audited financial statement must be submitted annually. That statement must
				contain a review of the interlocal risk management agency operations and
				general conditions by a certified independent casualty actuary. During the
				first two years of the existence of the interlocal risk management agency, the
				Commissioner of Insurance, or his chief examiner, may require periodic interim
				financial reports. Those reports may be required on a basis no more frequent
				than quarterly.
B. That statement
				of financial condition must include a report of the outstanding workmen's
				compensation liabilities of the interlocal risk management agency and include
				details of the amount and source of all monies recoverable from any third
				party.
C. Summary loss data shall
				be filed with the Department of Insurance on each fund member within 60 days
				after the evaluation date of the losses being reported in a manner acceptable
				to the Department of Insurance.
D.
				Classified, audited, and properly limited payrolls and premium development on
				each fund member shall be submitted to the Insurance Department on acceptable
				forms within 60 days after the evaluation date of the summary loss information
				required in §309. C
E. All of the
				information required in §309. D shall be submitted using classification,
				payroll limitations, experience modification, and rate procedure of the
				National Council on Compensation Insurance, or in the case of public liability,
				those of Insurance Services Office, as filed and approved for use in this
				state.
F. Failure or refusal of the
				interlocal risk management agency to file these reports in accordance with this
				rule shall be considered good cause to suspend or refuse renewal of the
				Certificate of Authority issued by the Commissioner of Insurance.
AUTHORITY NOTE:
				  Promulgated in accordance with R.S. Title 22, Section 2 of 1950 and Act 462 of
				  the 1979 Session of the Louisiana
				  Legislature.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 3 - Rule 4 - Interlocal Risk Management Agency › Section XI-313 - Interlocal Risk Management Self-Insurance Funds ; Advance Premium Discounts; Surplus Distribution; Deficit

Current through Register Vol. 50, No. 6, June 20, 2024
A. The trustees of any interlocal risk
				management agency shall not allow advance premium discounts to any member in
				excess of that allowed by the excess insurance underwriter, subject however, to
				a maximum of 15 percent of their standard premium.
B. Any surplus monies for a fund year in
				excess of the amount necessary to fulfill all obligations under the Workmen's
				Compensation Act for that fund year, including a provision for claims incurred
				but not reported and related expenses, may be declared to be refundable by the
				trustees at any time, and the amount of such declaration shall be a fixed
				liability of the fund at the time of the declaration. The date of payment shall
				be as agreed by the trustees, except that surplus monies not needed to satisfy
				the loss fund requirements (i.e., trustees' funds), as established by the
				aggregate excess contract, may be refunded immediately after the end of the
				fund year, with the approval of the Commissioner of Insurance. The intent of
				this rule is to ensure that sufficient monies are retained in the funds to
				assure that the total assets are $200,000 greater than total liabilities for
				each fund year.
C. In the event of
				a deficit in any fund year, the deficit shall be made up immediately from any
				of the following:
1. unencumbered surplus
				from a fund year other than the current fund year;
2. trustees' funds;
3. by assessment of the membership of the
				deficit fund year, if ordered;
4.
				by such alternative method as the Commissioner of Insurance may
				approve;
5. by reduction or
				elimination of the advance premium discount provided to members.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 3 - Rule 4 - Interlocal Risk Management Agency › Section XI-315 - Aggregate Excess Insurance, Interlocal Risk Management Agency ; Self-Insurance

Current through Register Vol. 50, No. 6, June 20, 2024
A. No
				contract or policy of aggregate excess insurance shall be recognized in
				considering the ability of an applicant to indemnify the financial obligations
				of its members under the Workmen's Compensation Act, unless such contract or
				policy complies with all of the following:
1.
				is issued by a casualty insurance company authorized to transact such business
				in this state, or a licensed resident surplus lines broker;
2. is not cancellable or nonrenewable unless
				written notice by registered or certified mail is given to the other party to
				the policy and to the Commissioner of Insurance not less than 30 days before
				termination by the party desiring to cancel or not renew the policy;
3. any contract or policy containing any type
				of commutation clause shall provide that any commutation effected thereunder
				shall not relieve the underwriter or underwriters of further liability in
				respect to claims and expenses unknown at the time of such commutation and
				which are subsequently reopened by or through a competent authority. If the
				underwriter proposes to settle their liability for future payments payable as
				compensation for accidents occurring during the term of the policy by the
				payment of a lump sum to the interlocal risk management agency, to be fixed as
				provided in the commutation clause of the policy, then not less than 30 days
				prior notice of such commutation shall be given to the Insurance Department by
				the underwriter(s) or its (their) agent by registered or certified mail. If any
				commutation is effected, then the Commissioner of Insurance shall have the
				right to direct that such sum be placed in trust for the benefit of the loss
				fund;
4. all of the following shall
				be applied toward the reaching of the retention level in the aggregate excess
				contract:
a. payments made by the
				employer;
b. payments due and owing
				to claimants of the employers;
c.
				payments made on behalf of the employers by any surety bond under a bond
				required by the Commissioner of Insurance;
d. payments made by the Interlocal Risk
				Management Agency security fund;
5. copies of the complete policy of aggregate
				excess insurance shall be filed with the Commissioner of Insurance, together
				with a certification that such policy fully complies with this rule and
				applicable statutes.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 3 - Rule 4 - Interlocal Risk Management Agency › Section XI-319 - Penalty for Non-Compliance

Current through Register Vol. 50, No. 6, June 20, 2024
A.
				Non-compliance with the provisions of this rule may result in suspension,
				revocation, or non-renewal of the Certificate of Authority issued by the
				Commissioner of Insurance pursuant to the provisions of Act 462 of the 1979
				Session of the Louisiana Legislature.
AUTHORITY NOTE:
				  Promulgated in accordance with R.S. Title 22, Section 2 of 1950 and Act 462 of
				  the 1979 Session of the Louisiana
				  Legislature.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 3 - Rule 4 - Interlocal Risk Management Agency › Section XI-321 - Severability

Current through Register Vol. 50, No. 6, June 20, 2024
A. If any of the
				provisions of this rule are held invalid, such invalidity shall not affect
				other provisions which can be given effect with the invalid item, and to this
				end the provisions of this rule are hereby declared severable.
AUTHORITY NOTE:
				  Promulgated in accordance with R.S. Title 22, Section 2 of 1950 and Act 462 of
				  the 1979 Session of the Louisiana
				  Legislature.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 5 - Rule Number 9-Prelicensing Education (Repealed) › Section XI-501 - Authority (Repealed)

Current through Register Vol. 50, No. 6, June 20, 2024
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S.
				  22:1189,
				  R.S.
				  22:1545,
				  R.S.
				  22:1547,
				  R.S.
				  22:1571,
				  R.S.
				  22:1808.2, and the Administrative Procedure
				  Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 5 - Rule Number 9-Prelicensing Education (Repealed) › Section XI-503 - Purpose (Repealed)

Current through Register Vol. 50, No. 6, June 20, 2024
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S.
				  22:1189,
				  R.S.
				  22:1545,
				  R.S.
				  22:1547,
				  R.S.
				  22:1571,
				  R.S.
				  22:1808.2, and the Administrative Procedure
				  Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 5 - Rule Number 9-Prelicensing Education (Repealed) › Section XI-505 - Applicability and Scope (Repealed)

Current through Register Vol. 50, No. 6, June 20, 2024
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S.
				  22:1189,
				  R.S.
				  22:1545,
				  R.S.
				  22:1547,
				  R.S.
				  22:1571,
				  R.S.
				  22:1808.2, and the Administrative Procedure
				  Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 5 - Rule Number 9-Prelicensing Education (Repealed) › Section XI-507 - Effective Date (Repealed)

Current through Register Vol. 50, No. 6, June 20, 2024
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S.
				  22:1189,
				  R.S.
				  22:1545,
				  R.S.
				  22:1547,
				  R.S.
				  22:1571,
				  R.S.
				  22:1808.2, and the Administrative Procedure
				  Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 5 - Rule Number 9-Prelicensing Education (Repealed) › Section XI-509 - Definitions (Repealed)

Current through Register Vol. 50, No. 6, June 20, 2024
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S.
				  22:1189,
				  R.S.
				  22:1545,
				  R.S.
				  22:1547,
				  R.S.
				  22:1571,
				  R.S.
				  22:1808.2, and the Administrative Procedure
				  Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 5 - Rule Number 9-Prelicensing Education (Repealed) › Section XI-511 - Prelicensing Requirements (Repealed)

Current through Register Vol. 50, No. 6, June 20, 2024
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S.
				  22:1189,
				  R.S.
				  22:1545,
				  R.S.
				  22:1547,
				  R.S.
				  22:1571,
				  R.S.
				  22:1808.2, and the Administrative Procedure
				  Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 5 - Rule Number 9-Prelicensing Education (Repealed) › Section XI-513 - Program Certification Requirements (Repealed)

Current through Register Vol. 50, No. 6, June 20, 2024
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S.
				  22:1189,
				  R.S.
				  22:1545,
				  R.S.
				  22:1547,
				  R.S.
				  22:1571,
				  R.S.
				  22:1808.2, and the Administrative Procedure
				  Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 5 - Rule Number 9-Prelicensing Education (Repealed) › Section XI-515 - Measurement of Credit Hours (Repealed)

Current through Register Vol. 50, No. 6, June 20, 2024
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S.
				  22:1189,
				  R.S.
				  22:1545,
				  R.S.
				  22:1547,
				  R.S.
				  22:1571,
				  R.S.
				  22:1808.2, and the Administrative Procedure
				  Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 5 - Rule Number 9-Prelicensing Education (Repealed) › Section XI-517 - Provider Requirements (Repealed)

Current through Register Vol. 50, No. 6, June 20, 2024
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S.
				  22:1189,
				  R.S.
				  22:1545,
				  R.S.
				  22:1547,
				  R.S.
				  22:1571,
				  R.S.
				  22:1808.2, and the Administrative Procedure
				  Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 5 - Rule Number 9-Prelicensing Education (Repealed) › Section XI-519 - Instructor Qualifications [Formerly Section 517] (Repealed)

Current through Register Vol. 50, No. 6, June 20, 2024
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S.
				  22:1189,
				  R.S.
				  22:1545,
				  R.S.
				  22:1547,
				  R.S.
				  22:1571,
				  R.S.
				  22:1808.2, and the Administrative Procedure
				  Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 5 - Rule Number 9-Prelicensing Education (Repealed) › Section XI-521 - Training Facilities Requirements [Formerly Section 519] (Repealed)

Current through Register Vol. 50, No. 6, June 20, 2024
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S.
				  22:1189,
				  R.S.
				  22:1545,
				  R.S.
				  22:1547,
				  R.S.
				  22:1571,
				  R.S.
				  22:1808.2, and the Administrative Procedure
				  Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 5 - Rule Number 9-Prelicensing Education (Repealed) › Section XI-523 - Authority of the Commissioner to Conduct OnSite Review of Prelicensing Programs [Formerly Section 521] (Repealed)

Current through Register Vol. 50, No. 6, June 20, 2024
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S.
				  22:1189,
				  R.S.
				  22:1545,
				  R.S.
				  22:1547,
				  R.S.
				  22:1571,
				  R.S.
				  22:1808.2, and the Administrative Procedure
				  Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 5 - Rule Number 9-Prelicensing Education (Repealed) › Section XI-525 - Program Completion [Formerly Section 523] (Repealed)

Current through Register Vol. 50, No. 6, June 20, 2024
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S.
				  22:1189,
				  R.S.
				  22:1545,
				  R.S.
				  22:1547,
				  R.S.
				  22:1571,
				  R.S.
				  22:1808.2, and the Administrative Procedure
				  Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 5 - Rule Number 9-Prelicensing Education (Repealed) › Section XI-527 - Fees [Formerly Section 525] (Repealed)

Current through Register Vol. 50, No. 6, June 20, 2024
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S.
				  22:1189,
				  R.S.
				  22:1545,
				  R.S.
				  22:1547,
				  R.S.
				  22:1571,
				  R.S.
				  22:1808.2, and the Administrative Procedure
				  Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 5 - Rule Number 9-Prelicensing Education (Repealed) › Section XI-529 - Complaints [Formerly Section 527] (Repealed)

Current through Register Vol. 50, No. 6, June 20, 2024
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S.
				  22:1189,
				  R.S.
				  22:1545,
				  R.S.
				  22:1547,
				  R.S.
				  22:1571,
				  R.S.
				  22:1808.2, and the Administrative Procedure
				  Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 5 - Rule Number 9-Prelicensing Education (Repealed) › Section XI-531 - Violations [Formerly Section 529] (Repealed)

Current through Register Vol. 50, No. 6, June 20, 2024
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S.
				  22:1189,
				  R.S.
				  22:1545,
				  R.S.
				  22:1547,
				  R.S.
				  22:1571,
				  R.S.
				  22:1808.2, and the Administrative Procedure
				  Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 7 - Rule Number 10-Continuing Education › Section XI-701 - Authority

Current through Register Vol. 50, No. 6, June 20, 2024
A. This Rule is
				promulgated in accordance with
				R.S.
				22:11,
				R.S. 22:1547,
				R.S.
				22:1573,
				R.S.
				22:1673,
				R.S.
				22:1678,
				R.S.
				22:1702,
				22:1708,
				and
				R.S.
				22:1808.4.
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S. 22:1547,
				  R.S.
				  22:1573,
				  R.S.
				  22:1673,
				  R.S.
				  22:1678,
				  R.S.
				  22:1702,
				  R.S.
				  22:1708,
				  R.S. 22:1808.4
				  and the Administrative Procedure Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 7 - Rule Number 10-Continuing Education › Section XI-703 - Purpose

Current through Register Vol. 50, No. 6, June 20, 2024
A. The purpose of
				this Rule is to protect the public, maintain high standards of professional
				competency in the insurance industry, and maintain and improve the insurance
				skills and knowledge of producers, adjusters, and insurance consultants
				licensed by the commissioner. This shall be accomplished by prescribing the
				following:
1. minimum standards of continuing
				education in approved subjects that a licensee must periodically
				complete;
2. procedures and
				standards for the approval of such education; and
3. a procedure for establishing to the
				commissioner that continuing education requirements have been met.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 7 - Rule Number 10-Continuing Education › Section XI-705 - Applicability and Scope

Current through Register Vol. 50, No. 6, June 20, 2024
A. This
				Rule applies to all natural persons who are licensed by the commissioner as
				producers for the lines of life, accident and health or sickness, property,
				casualty, bail bonds, personal lines or title and all adjusters and insurance
				consultants licensed by the commissioner. This Rule shall also apply to the
				providers of continuing education programs and instructors for such
				programs.
B. The requirement for
				the completion of continuing education shall not apply to the following:
1. nonresident licensees who have met the
				continuing education requirements in their home state. If a producer or
				adjuster is not required to take continuing education in his home state that
				producer or adjuster is not required to submit continuing education credits to
				renew his Louisiana license;
2. an
				individual renewing a resident claims adjuster license for the first time after
				initial issuance. Thereafter the licensee shall be subject to all applicable
				continuing education requirements;
3. an individual renewing a public adjuster
				license within one year of initial issuance;
4. an individual licensed as an insurance
				producer who, on the date of renewal submission, is 65 years or older and who
				has at least 15 years of experience and who either:
a. is no longer actively engaged in the
				insurance business as a producer and who is receiving social security benefits,
				if eligible; or
b. is actively
				engaged in the insurance business as a producer and who represents or operates
				through a licensed Louisiana insurer or insurance agency.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 7 - Rule Number 10-Continuing Education › Section XI-707 - Effective Date

Current through Register Vol. 50, No. 6, June 20, 2024
A. This Rule
				shall become effective upon final publication in the Louisiana
				Register.
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S. 22:1547,
				  R.S.
				  22:1573,
				  R.S.
				  22:1673,
				  R.S.
				  22:1678,
				  R.S.
				  22:1702,
				  R.S.
				  22:1708,
				  R.S. 22:1808.4
				  and the Administrative Procedure Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 7 - Rule Number 10-Continuing Education › Section XI-709 - Definitions

Current through Register Vol. 50, No. 6, June 20, 2024
A. As used in this
				Rule, unless the context otherwise requires, the following definitions shall be
				applicable.
Adjuster
-an individual who is licensed by
				  the commissioner as a claims adjuster pursuant to the provisions of R.S.
				  22:1661-1678 or as a public adjuster pursuant to the provisions R.S.
				  22:1691-1708.
Claims Adjuster
-an individual who is
				  licensed by the commissioner as a claims adjuster pursuant to the provisions of
				  R.S. 22:1661-1678.
Commissioner
-the commissioner of insurance
				  of Louisiana.
Insurance Consultant
-an individual licensed
				  as an insurance consultant pursuant to the provisions of
				  R.S.
				  22:1808.1-1808.13.
Insurance Producer or Producer
-an individual
				  who is licensed by the commissioner as an insurance producer pursuant to the
				  provisions of R.S. 22:1541-1566.
Licensee
-an individual licensed as an
				  insurance producer or insurance consultant for the lines of life, accident and
				  health or sickness, property, casualty, bail bonds, personal lines, title, or
				  as a claims adjuster or a public adjuster by the commissioner.
Provider
-an entity presenting a continuing
				  education program.
Public Adjuster
-an individual who is
				  licensed by the commissioner as a public adjuster pursuant to the provisions of
				  R.S. 22:1691-1708.
Renewal Period
-the two years immediately
				  preceding expiration of a producer or adjuster license. For the purposes of a
				  newly issued license "renewal period" shall mean the time between the issuance
				  of the license and the next scheduled expiration of the license.
Self-Study
-an internet, CD-ROM, DVD, or
				  other computer based presentation or a correspondence course.
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S.
				  22:1547,
				  R.S.
				  22:1573,
				  R.S.
				  22:1673,
				  R.S.
				  22:1678,
				  R.S.
				  22:1702,
				  R.S.
				  22:1708,
				  R.S.
				  22:1808.4 and the Administrative Procedure
				  Act,
				  R.S.
				  49:950 et
				  seq.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 7 - Rule Number 10-Continuing Education › Section XI-711 - Continuing Education Requirements

Current through Register Vol. 50, No. 6, June 20, 2024
A. As a condition of the renewal of a
				license, the continuing education provider or licensee must furnish the
				commissioner, prior to the license expiration date, proof of satisfactory
				completion of approved programs having the required minimum hours of continuing
				education credit.
1. Insurance producers or
				insurance consultants licensed for one or more of the lines of life, accident
				and health or sickness, property, casualty or personal lines-24
				hours.
2. Insurance producers
				licensed for the line of bail bonds-12 hours.
3. Insurance producers licensed for the line
				of title-12 hours.
4. Adjuster
				license - 24 hours.
5. Insurance
				consultants licensed for one or more lines of life, accident and health or
				sickness, property or casualty-24 hours.
Louisiana Administrative Code › Title 37 - INSURANCE › Part XI - Rules › Chapter 7 - Rule Number 10-Continuing Education › Section XI-713 - Waiver of Continuing Education Requirements

Current through Register Vol. 50, No. 6, June 20, 2024
A. A licensee who is unable to comply with
				continuing education requirements due to military service or some other
				extenuating circumstance, such as a long-term medical disability, may request a
				waiver of those requirements. Such request shall be submitted in writing to the
				commissioner and shall include such documentation to verify the request as the
				commissioner may reasonably require.
AUTHORITY NOTE:
				  Promulgated in accordance with
				  R.S.
				  22:11,
				  R.S. 22:1547,
				  R.S.
				  22:1573,
				  R.S.
				  22:1673,
				  R.S.
				  22:1678,
				  R.S.
				  22:1702,
				  R.S.
				  22:1708,
				  R.S. 22:1808.4
				  and the Administrative Procedure Act,
				  R.S.
				  49:950 et
				  seq.