Missouri Code of State Regulations › Title 20 - DEPARTMENT OF COMMERCE AND INSURANCE › Division 100 - Insurer Conduct › Chapter 9 - Filing Requirements › Section 20 CSR 100-9.100 - Requirements for the Filing of Papers, Documents, or Reports with the Insurance Market Regulation Division

Current through Register Vol. 49, No. 14, July 15, 2024
PURPOSE: The purpose of this rule is to establish the
				  use of electronic filing of papers, documents, or reports via System for
				  Electronic Rate and Form Filing (SERFF), to establish when a document is
				  identified as filed with the department, and to establish the use of electronic
				  funds transfers for the purpose of paying filing fees.
(1) Scope. This rule is applicable to any
				company filing papers, documents, or reports, which are filed under Missouri
				law, with the Insurance Market Regulation Division, as permitted by
				law.
(2) Definitions. As used in 20
				CSR 100-9.100 the following terms mean:
(A)
				Company-any entity licensed under a Certificate of Authority issued by the
				director to conduct business in this state including, but not limited to,
				insurers and health carriers as defined in section
				376.1350, RSMo.
				Company is also defined to include any third party filer, advisory
				organization, or rating organization conducting business in this
				state;
(B) Deliver-the act by a
				company of providing a document, paper, or report to the department;
(C) Department-the Department of Commerce and
				Insurance;
(D) Director-the
				director of the department;
(E)
				Disposition-the final status assigned to a document upon completion of the
				review of the document;
(F)
				Division-the Insurance Market Regulation Division;
(G) Document-any form, rate, report, or rule
				that is legally required to be delivered either to the division, or to the
				department or director through the division, and any other form, rate, report,
				or rule intended to be delivered either to the division, or to the department,
				or director through the division. Documents do not include any form, rate,
				report, or rule that is legally required to be delivered either to the market
				conduct section or to the department or director through the market conduct
				section;
(H) Filing Submission-one
				(1) or more related documents, which have been delivered through SERFF under a
				single SERFF tracking number, that has not yet been treated as filed, received,
				or deficient;
(I) Filing
				Type-categories provided within SERFF that denote the insurance
				product;
(J) Form-any policy,
				policy of insurance, policy form, form of membership contract, standard form,
				title insurance policy, form of the group contract, deductible plan, enrollee
				contract, contract certificate, certificate of insurance, endorsement, rider,
				amendment form, contract amendment, amendment, standard form endorsements,
				application, application of insurance, provider contracts, form of evidence of
				coverage, schedule of benefits, grievance procedures, applications,
				applications of insurance, title insurance commitments, closing or settlement
				protection letters, term, condition, exception, notice of proposed insurance,
				anything that acts in a manner similar to any of the foregoing, and any
				amendment to any of the foregoing;
(K) NAIC-National Association of Insurance
				Commissioners;
(L) Paper-any
				notice, contract, or agreement that is legally required to be delivered either
				to the division, or to the department or director through the division, and any
				other notice, contract, or agreement intended to be delivered either to the
				division, or to the department or director through the division. A paper does
				not include any notice, contract, or agreement that is legally required to be
				delivered either to the market conduct section or to the department or director
				through the market conduct section;
(M) Rate-rates, rating plan, rating system,
				premium schedule, schedule of premium rates, supporting actuarial data,
				supplementary rate information, supporting information for risks,
				certifications, uniform experience rating plan, individual risk premium
				modification rating plan, anything else that acts in a manner similar to any of
				the foregoing, and any amendment to any of the foregoing;
(N) Report-any report or certification that
				is legally required to be delivered either to the division, or to the
				department, or director through the division, and any other report intended to
				be delivered either to the division, or to the department, or director through
				the division. A report does not include: any statistical data submitted to the
				division pursuant to a data call under section
				374.190,
				RSMo, or any report that is legally required to be delivered either to the
				market conduct section or to the department or director through the market
				conduct section;
(O) Rule-any plan
				of operation, bylaws, rules of procedure, statistical plan, uniform statistical
				plan, uniform classification system, subclassification of the uniform
				classification system, manual of classification, manual rule, rule,
				underwriting rule, anything that acts in a manner similar to any of the
				foregoing, and any amendment to any of the foregoing;
(P) SERFF-System for Electronic Rate and Form
				Filing as maintained by the NAIC;
(Q) Submit-the act by a company of delivering
				a document to the division through SERFF;
(R) Supersede-the act by a company of
				replacing one (1) document with another document when the document that was to
				be replaced has not yet been given a disposition by the department;
(S) TOI-Type of Insurance - codes provided
				within SERFF to categorize insurance products.