Mississippi Administrative Code › Title 12 - Finance and Administration › Part 10 - Office of State Property Insurance › Sec2 12-10-100 - GENERAL › Section 12-10-100.6 - Definitions

Current through June 25, 2024
Unless specifically defined below, words or phrases used in
				  these regulations shall be interpreted so as to give them the meaning they have
				  in common usage and to give these regulations the most reasonable application.
"
Addition
"
(to an
				  existing building). Any walled and roofed expansion to the perimeter of a
				  building in which the addition is connected by a common loadbearing addition
				  which is connected by a fire wall or connected by independent perimeter
				  loadbearing walls in new construction.
"
Adverse
				  Effects
." An increase in the base flood elevation which
				  had harmful effects on properties.
"
Appeal
." A
				  request for a review of State Property Floodplain Manager's interpretation of
				  any provision of these regulations, or a request for a variance.
"
Appurtenant
				  Structure
." A structure which is on the same parcel of
				  property as the principal structure to be insured and the use of which is
				  incidental to the use of the principal structure.
"
Area of Shallow Flooding
." A designated AO or VO zone on a Flood Insurance Rate Map (FIRM)
				  with base flood depths from one to three feet where a clearly defined channel
				  does not exist, where the path of flooding is unpredictable and indeterminate,
				  and where velocity flow may vary.
"
Area of Special Flood
				  Hazard
". The land in the flood plain subject to a one
				  percent or greater chance of flooding in any given year.
"
Base Flood
"
.
				  The flood having a one percent chance of being equal to or exceeded in any
				  given year (100- year frequency flood).
"
Basement
."
Any area of the building having its floors subgrade
				  (below ground level) on all sides.
"
Breakaway Wall
." A wall that is not part of the structural support of the building
				  and is intended through its design and construction to collapse under specific
				  lateral loading forces without causing damage to the elevated portion of the
				  building or the supporting foundation system.
"
Building
." A
				  walled and roofed building, as well as manufactured home, that is principally
				  above ground, including a gas or liquid storage tank.
"
Building,
				  Insurable
." A walled and roofed building other than a gas
				  or liquid storage tank that is principally above ground and affixed to a
				  permanent site, as well as a manufactured home on foundation.
"
Coastal High Hazard
				  Area
."
The area subject to high velocity waters,
				  including but not limited to hurricane wave wash. The area is normally
				  designated on a Federal Emergency Management Agency's Flood Insurance Rate Map
				  (FIRM) as Zone V1 through V30, VE or V.
"Critical Development."
1. Class I Critical
				Facilities are those facilities that must remain accessible during the 0.2%
				flood event because they are the base of operations for emergency responders,
				are particularly difficult to evacuate during a flood event, or facilities that
				provide services essential to the life, health, and safety of the community.
				Class 1 critical facilities include police and fire stations, emergency medical
				centers, communication centers, hospitals, jails, nursing homes, and other
				residential uses for persons with limited mobility and/or dependency on
				life-sustaining medical equipment.
2. Critical Facilities are structures that
				store public records; museums and libraries; schools; and other buildings that
				store rare and/or valuable items and information that sustain the history and
				public records of a community. These structures are not expected to remain
				accessible or functioning during a flood event, though in many instances their
				functions must resume as soon as possible after a flood event. Critical
				Facilities also include public infrastructure such as water distribution and
				wastewater treatment facilities, which are expected to remain functioning
				during a flood event although they may be temporarily inaccessible or
				accessible only by watercraft during a flood event.
''
Development.
"
Any man-made change to state-owned improved or unimproved real estate,
				  including but not limited to structures, buildings, mining, dredging, filling,
				  grading, paving, excavation, or drilling operations, or permanent storage of
				  materials.
''
Elevated
				  Building:"
A non-basement building built to have the
				  lowest floor elevated above the ground level by means of fill, solid foundation
				  perimeter wall, piling, columns (post and piers), shear walls, or breakaway
				  walls.
"
Encroachment
"
Any significant obstruction within a floodway which would result in any
				  increase in the water surface elevation of the base flood.
"
"Fill:
"
.
				  Material, typically loose or compacted, which fills a space, especially in
				  building or engineering work.
"Flood or
				  Flooding:"
(1) A
				general and temporary condition of partial or complete inundation of normally
				dry land areas from:
(a) The overflow of
				inland or tidal waters;
(b) The
				unusual and rapid accumulation of runoff of surface waters from any source.