Code of Maine Rules › 02 - DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION › 031 - BUREAU OF INSURANCE › Chapter 440 - MAINE WORKERS' COMPENSATION RESIDUAL MECHANISM › Subchapter 1 - GENERAL PROVISIONS › Section 031-440-1-3 - Coverages

Current through 2024-29, July 17, 2024
The following coverages and such other coverages as the
					 Board of Governors may from time to time authorize, subject to the approval of
					 the Superintendent, shall be available through the residual market:
A. Statutory Workers' Compensation (part one)
				  - Coverage under the Maine Workers' Compensation Act and Occupational Disease
				  Law is available.
B. Employers'
				  'Liability (part two). Part two is restricted to the standard limit of
				  liability as provided by basic manual rule unless the insured requests higher
				  limits of liability in which event the maximum policy limits available shall be
				  at least $1,000,000/$1,000,000/$1,000,000. This coverage is available only as
				  an adjunct to State compensation act coverage.
C. Other States' Insurance (part three).
				  Coverage is available as provided by basic manual rule for all states as
				  indicated on the policy.
D.
				  Maritime (Admiralty) and Federal Employers' Liability Act. Liability under
				  Maritime (Admiralty) or Federal Employers' Liability Act, Programs I and II
				  (standard limits shall be as prescribed in the State by Basic Manual Rule),
				  written as an adjunct to the Maine Workers' Compensation and Occupational
				  Disease Act coverage is permitted.
E. Voluntary Compensation Endorsement. This
				  endorsement is not available except to fulfill the requirements of Program II
				  of Maritime and/or Federal Employers' Liability Act.
F. United States Longshoremen's- and Harbor
				  Workers' Act. Coverage of liability under the United States Longshoremen's and
				  Harbor Workers' Compensation Act written as an adjunct to Maine Workers'
				  Compensation Act and Occupational Disease Law coverage is available.
G. Outer Continental Shelf Lands Act.
				  Coverage of liability under the Outer Continental Shelf Lands Act written as an
				  adjunct to Maine Workers' Compensation Act and Occupational Disease Law
				  coverage is available.
H. Defense
				  Base Compensation Act. Coverage of liability under the Defense Base
				  Compensation Act written as an adjunct to Maine Workers' Compensation Act and
				  Occupational Disease Law coverage is available.
I. Non-Appropriated Fund Instrumentalities
				  Act. Coverage of liability under the Non-Appropriated Fund Instrumentalities
				  Act written as an adjunct to the Maine Workers' Compensation Act and
				  Occupational Disease Law coverage is available.
J. Transportation, Wages, Maintenance and
				  Cure. Transportation, wages, maintenance and cure, if required of the insured
				  by contract, are permitted.
K.
				  Waiver of Subrogation . This endorsement is permitted if required of the
				  insured by contract.
L. Special
				  Endorsements. The coverages outlined above as they apply to special
				  endorsements (e.g., the alternate employer endorsement) which may be used if
				  required of the insured by contract and permitted by the State, are
				  permitted.