reglab/statecodes huggingface dataset:
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 5 - Non-Auto Property and Casualty Insurance › Chapter 5 - (2009-1) General Property and Casualty Binders, Certificates of Insurance or Indemnity Agreements › Rule 19-5-5.03 - Scope

Current through June 25, 2024
This Regulation shall apply to all insurers writing property
				  and casualty commercial lines insurance policies in the State of Mississippi,
				  and all producers selling property and casualty commercial lines insurance
				  policies in the State of Mississippi.
Miss. Code Ann.
				  §§
										83-5-1(Rev.
				  2011); 83-17-51 (Rev.2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 5 - Non-Auto Property and Casualty Insurance › Chapter 5 - (2009-1) General Property and Casualty Binders, Certificates of Insurance or Indemnity Agreements › Rule 19-5-5.04 - Requirements

Current through June 25, 2024
A. No insurer or producer may issue a binder,
				certificate of insurance, indemnity agreement or any other similar type of
				instrument which either affirmatively or negatively amends, extends or alters
				the coverage provided by its approved issued forms and endorsements.
B. Each insurer or producer not using the
				standard ACORD or ISO Form "Certificate of Insurance", as filed with and
				approved by the Commissioner, shall file with the Commissioner for approval
				prior to use the form of the certificate of insurance or binder which will be
				used by such insurer or producer.
C. Upon filing for approval by the
				Commissioner, each binder or certificate of insurance shall contain the
				following or a similar statement: "This certificate of insurance neither
				affirmatively nor negatively amends, extends, or alters the coverage afforded
				by policy number _____________ issued by _____________ ."
D. No binder, certificate of insurance,
				indemnity agreement or any other similar type of instrument shall contain
				references to construction or service contracts or insurance requirements for
				the purpose of defining or amending coverage afforded by the policies to which
				the certificate makes reference. No certificate of insurance may be used to
				define, amend, extend, restrict or alter coverage afforded by the policies to
				which the certificate of insurance makes reference.
E. No insurer or producer doing business in
				Mississippi shall have the authority to issue an "Agent's Opinion Letter" or
				any other similar correspondence purporting that an insurance policy provides
				coverages which the policy does not provide.
This Regulation shall not apply to or otherwise affect duly
				  issued endorsements to policies.
Miss. Code Ann.
				  §§
										83-5-29
				  through
				  83-5-51(Rev.
				  2011); 83-17-1 through 83-17-89 (Rev.
				  2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 5 - Non-Auto Property and Casualty Insurance › Chapter 5 - (2009-1) General Property and Casualty Binders, Certificates of Insurance or Indemnity Agreements › Rule 19-5-5.05 - Date of Compliance

Current through June 25, 2024
All insurers and producers shall comply with the provisions
				  of this Regulation by October 1, 2009.
Miss. Code Ann.
				  §§
										83-5-1;
				  83-17-87 (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 5 - Non-Auto Property and Casualty Insurance › Chapter 5 - (2009-1) General Property and Casualty Binders, Certificates of Insurance or Indemnity Agreements › Rule 19-5-5.06 - Violations and Penalties

Current through June 25, 2024
Failure of an insurance producer to comply with a material
				  provision of this regulation is considered a violation of
Miss.
				  Code Ann.
§
									83-17-71(1)(b)(Rev.
				  2001). Violation of said statute may subject the insurance producer to the
				  suspension or revocation of the insurance producer's privilege license, the
				  imposition of an administrative fine, or both.
Failure of an insurance company writing property and casualty
				  policies in this State to comply with a material provision of this regulation
				  is considered a violation of
Miss. Code Ann.
§
									83-5-17
				  and §§
									83-5-39
				  through
				  83-5-51
				  (Rev. 1999). Violation of said statutes may subject the insurance company to
				  the suspension or revocation of the insurer's Certificate of Authority, the
				  imposition of an administrative fine, or both.
Miss. Code Ann.
				  §§
										83-5-17
				  (Rev. 2011); 83-5-29 through 83-5-51 (Rev. 2011); 83-17-71 (Rev.
				  2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 5 - Non-Auto Property and Casualty Insurance › Chapter 5 - (2009-1) General Property and Casualty Binders, Certificates of Insurance or Indemnity Agreements › Rule 19-5-5.07 - Severability

Current through June 25, 2024
If any section or portion of a section of this Regulation or
				  the application thereof is held by a court to be invalid, such invalidity shall
				  not affect any other provision of that section or application of the Regulation
				  which can be given effect without the invalid provision or application, and to
				  this end the provisions of the Regulation are declared to be
				  severable.
Miss. Code Ann. §
										83-5-1
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 5 - Non-Auto Property and Casualty Insurance › Chapter 5 - (2009-1) General Property and Casualty Binders, Certificates of Insurance or Indemnity Agreements › Rule 19-5-5.08 - Effective Date

Current through June 25, 2024
The Effective Date of this Regulation shall be thirty (30)
				  days from filing for final adoption with the Secretary of State.
Done this the ______ th day of
				  March, 2009.
Miss. Code Ann. §
				  25-43-3-113 (Rev. 2010)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 5 - Non-Auto Property and Casualty Insurance › Chapter 6 - Pet Insurance Regulation › Rule 19-5-6.01 - Statutory Authority

Current through June 25, 2024
During the 2023 Regular Legislative Session, the Mississippi
				  Legislature passed Senate Bill 2228, which creates a regulatory framework for
				  the sale, issuance and renewals of pet insurance policies, (hereinafter "Act").
				  Section 5 of the Act gives the Commissioner the authority to establish rules
				  and regulations establishing policy disclosures, policy conditions, sales
				  practices for the sale of wellness programs, and the ability to establish
				  penalties for violations of any law or regulation regarding the sale of pet
				  insurance.
Miss. Code Ann. §
										25-61-5; §
										83-5-1 (Rev. 2022); Senate Bill 2228, 2023 Regular Legislative
				  Session
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 5 - Non-Auto Property and Casualty Insurance › Chapter 6 - Pet Insurance Regulation › Rule 19-5-6.02 - Definitions

Current through June 25, 2024
If a pet insurer uses any of the terms in this Regulation in
				  a policy of pet insurance, the pet insurer shall use the definition of each of
				  those terms as set forth herein and include the definition of the term(s) in
				  the policy. The pet insurer shall also make the definition available through a
				  clear and conspicuous link on the main page of the pet insurer or pet insurer's
				  program administrator's website.
Nothing in this Regulation shall in any way prohibit or limit
				  the types of exclusions pet insurers may use in their policies or require pet
				  insurers to have any of the limitations or exclusions defined below.
A. "Chronic condition" means a condition that
				can be treated or managed, but not cured.
B. "Congenital anomaly or disorder" means a
				condition that is present from birth, whether inherited or caused by the
				environment, which may cause or contribute to illness or disease.
C. "Hereditary disorder" means an abnormality
				that is genetically transmitted from parent to offspring and may cause illness
				or disease.
D. "Orthopedic" refers
				to conditions affecting the bones, skeletal muscle, cartilage, tendons,
				ligaments, and joints. It includes, but is not limited to, elbow dysplasia, hip
				dysplasia, intervertebral disc degeneration, patellar luxation, and ruptured
				cranial cruciate ligaments. It does not include cancers or metabolic,
				hemopoietic, or autoimmune diseases.
E. "Pet insurance" means a property insurance
				policy that provides coverage for accidents and illnesses of pets.
F. "Pet Insurance Producer" means a person
				licensed in a major line of authority and appointed by a pet insurer may be
				authorized to sell, solicit or negotiate a pet insurance product.
G. "Preexisting condition" means any
				condition for which any of the following are true prior to the effective date
				of a pet insurance policy or during any waiting period:
(1) A veterinarian provided medical
				advice;
(2) The pet received
				previous treatment; or
(3) Based on
				information from verifiable sources, the pet had signs or symptoms directly
				related to the condition for which a claim is being made.
A condition for which coverage is afforded on a policy cannot
				  be considered a preexisting condition on any renewal of the policy.
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 5 - Non-Auto Property and Casualty Insurance › Chapter 6 - Pet Insurance Regulation › Rule 19-5-6.03 - Disclosures

Current through June 25, 2024
A. A pet insurer transacting pet insurance
				shall disclose the following to consumers:
(1)
				If the policy excludes coverage due to any of the following:
(a) A preexisting condition;
(b) A hereditary disorder;
(c) A congenital anomaly or disorder;
				or
(d) A chronic
				condition.
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 5 - Non-Auto Property and Casualty Insurance › Chapter 6 - Pet Insurance Regulation › Rule 19-5-6.04 - Policy Conditions

Current through June 25, 2024
A. A pet insurer
				may issue policies that exclude coverage on the basis of one or more
				preexisting conditions with appropriate disclosure to the consumer. The pet
				insurer has the burden of proving that the preexisting condition exclusion
				applies to the condition for which a claim is being made.
B. A pet insurer may issue policies that
				impose waiting periods upon effectuation of the policy that do not exceed 30
				days for illnesses or orthopedic conditions not resulting from an accident.
				Waiting periods for accidents are prohibited.
(1) A pet insurer utilizing a waiting period
				permitted in Rule 6.04(B) must issue coverage to be effective by 12:01 a.m. on
				the second calendar day after purchase, subject only to the following
				exceptions:
(a) If an insurer elects to
				conduct individualized underwriting on a specific pet, then coverage must be
				effective by 12:01 a.m. on the second calendar day after the insurer has
				determined such pet is eligible for coverage.
(b) Any insurer may delay coverage from
				becoming effective to establish a method for the consumer or group
				administrator to pay the premium, or
(c) For pet insurance coverage acquired by an
				individual through an employer or organization, the coverage requirements of
				the employer's or organization's benefit plan.
(d) If a policy does not include a waiting
				period for an illness or orthopedic condition, an insurer may set a policy
				effectuation date that is up to fifteen (15) calendar days after purchase, so
				long as such policy effectuation date is clearly disclosed and no premium is
				charged before the policy becomes effective.
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 5 - Non-Auto Property and Casualty Insurance › Chapter 6 - Pet Insurance Regulation › Rule 19-5-6.05 - Sales Practices for Wellness Programs

Current through June 25, 2024
A. A
				pet insurer and/or producer shall not market a wellness program as pet
				insurance.
B. If a wellness program
				is sold by a pet insurer and/or producer:
(1)
				The purchase of the wellness program shall not be a requirement to the purchase
				of pet insurance.
(2) The costs of
				the wellness program shall be separate and identifiable from any pet insurance
				policy sold by a pet insurer and/or producer.
(3) The terms and conditions for the wellness
				program shall be separate from any pet insurance policy sold by a pet insurer
				and/or producer.
(4) The products
				or coverages available through the wellness program shall not duplicate
				products or coverages available through the pet insurance policy; and
(5) The advertising of the wellness program
				shall not be misleading and shall be in accordance with Rule 6.05(B) of this
				Regulation.
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 5 - Non-Auto Property and Casualty Insurance › Chapter 6 - Pet Insurance Regulation › Rule 19-5-6.06 - Continuing Education Requirements

Current through June 25, 2024
A.
				In order to ensure that producers have been appropriately trained on the
				coverages and conditions of its pet insurance products, all insurance producers
				selling pet insurance policies must receive at least one (1) hour of continuing
				education related to the selling of pet insurance as part of their continuing
				education requirement for license renewal pursuant to
Miss. Code
				Ann
. §
									83-17-251(3). Furthermore, the insurance producer must be
				able to provide proof to the Department upon request that they have complied
				with this requirement.
B. The
				training required under this subsection shall include information on the
				following topics:
(1) Preexisting conditions
				and waiting periods;
(2) The
				differences between pet insurance and noninsurance wellness programs;
(3) Hereditary disorders, congenital
				anomalies or disorders and chronic conditions and how pet insurance policies
				interact with those conditions or disorders, and
(4) Rating, underwriting, renewal and other
				related administrative topics.
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 5 - Non-Auto Property and Casualty Insurance › Chapter 6 - Pet Insurance Regulation › Rule 19-5-6.07 - Violations

Current through June 25, 2024
Any violation of the provisions of the Act or this Regulation
				  will be subject to the penalties prescribed in law, specifically
Miss.
				  Code Ann
. §
									83-5-17 (Rev. 2011), which provides for a fine to be
				  issued up to Five Thousand Dollars ($5,000.00) per violation.
Miss. Code Ann. §
										25-61-5; §
										83-5-1 (Rev. 2022); Senate Bill 2228, 2023 Regular Legislative
				  Session
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 5 - Non-Auto Property and Casualty Insurance › Chapter 6 - Pet Insurance Regulation › Rule 19-5-6.08 - Effective Date

Current through June 25, 2024
This Regulation shall be in effect on and after January 1,
				  2024.
Miss. Code Ann. §
										25-61-5; §
										83-5-1 (Rev. 2022); Senate Bill 2228, 2023 Regular Legislative
				  Session
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 6 - Insurance Agents, Solicitors, and Adjustors › Chapter 1 - (F&C 61-2) Order To All Fire And Casualty Insurance Agents › Rule 19-6-1.01 - Fire and Casualty Agents; Revocation of License

Current through June 25, 2024
Notice is hereby given that any fire and casualty agent
				  licensed by the Mississippi Department of Insurance shall be subject to hearing
				  for revocation of license upon proper showing that such agent has (1) collected
				  monies from an insured in excess of the filed rate of the company in which the
				  business is placed; or (2) has failed to remit promptly to an insured any
				  dividend accruing under a policy; or (3) has failed to refund within a
				  reasonable time any unearned premiums due the insured.
So Ordered This 15th Day Of June,
				  1961.
Miss. Code Ann. §
										83-17-71
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 6 - Insurance Agents, Solicitors, and Adjustors › Chapter 2 - (F&C 71-1) Agent's Commissions; Countersignature, Incorporated Agencies › Rule 19-6-2.01 - Commission to be Paid Only to Licensed Agents

Current through June 25, 2024
WHEREAS, it has come to the attention of the Department that
				  certain incorporated agencies have stockholders who are not licensed insurance
				  agents or solicitors; and
WHEREAS, the insurance laws of this State, including but not
				  limited to Section 5674, 5710 and 5711 of the Miss. Code of 1942, Recompiled,
				  and the rules and regulations of the Insurance Department, particularly
				  Regulation No. F & C 18 dated September 5, 1963, as clarified by Regulation
				  No. F & C 19, prohibit the dividing of commissions with anyone other than a
				  licensed agent or solicitor; and
WHEREAS, the payment of dividends to stockholders who are not
				  licensed agents or solicitors violates the aforesaid law and
				  regulations,
IT IS HEREBY ORDERED that no commission accruing to
				  incorporated agencies through the sale of insurance shall be divided or paid,
				  directly or indirectly, to anyone other than a licensed agent or solicitor.
				  Nothing herein shall be construed to prevent payment of operating expenses,
				  salaries and professional fees for services actually rendered in the usual and
				  customary course of agency business commensurate with such services rendered.
				  This order does not prohibit the division of commissions with duly licensed or
				  resident agents as set out under Sections 5674, 5710 and 5711 of the Miss. Code
				  of1942, Recompiled. Any incorporated agency willfully violating this regulation
				  will be subject to revocation, suspension, or non-renewal of license. No
				  insurance agent or solicitor shall knowingly participate in the division of any
				  commission prohibited herein, earned by him in whole or in part, but shall
				  report to the Insurance Department such attempt to evade this regulation. Any
				  licensed agent or solicitor knowingly participating in divisions and not
				  reporting same shall place his own license in jeopardy.
The form attached hereto is made a part hereof as if fully
				  set out herein and is required to be executed by and filed with all new and
				  renewal applications for an incorporated agency licensed from and after the
				  effective date of this regulation.
This regulation does not prevent the dividing of corporate
				  income derived from sources other than the commissions on the sale of
				  insurance.
Signed and effective immediately, this
31
st day of
December,
1971.
Miss. Code Ann. §
										83-17-7
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 6 - Insurance Agents, Solicitors, and Adjustors › Chapter 3 - (LA&H 73-2) Temporary Agents for Industrial Life, Health, and Accident Coverage › Rule 19-6-3.01 - Temporary Licenses for Industrial Life, Health and Accident Agents

Current through June 25, 2024
WHEREAS, it has been shown that need and justification do
				  exist for modification of the captioned Orders in the instance of the so-called
				  "debit system", in order to insure an uninterrupted service to the
				  policyholders by the collection of weekly and monthly premiums on industrial
				  life, health and accident insurance, notice is hereby given that, effective
				  July 1, 1973, said Orders are revised to the following extent:
Temporary licenses, not to exceed a period of sixty (60)
				  days, will be granted to industrial life, health and accident agents who are
				  responsible for the weekly or monthly collecting of premiums and servicing of
				  accounts pertaining to such industrial life, health and accident business;
				  subject to the following conditions:
A.
				The insurance company requesting temporary license for such agent has an
				established basic training program for its agents which has been approved by
				the Mississippi Insurance Department.
B. No additional insurance shall be sold by
				such agents during the period they are operating under such temporary license
				unless they are accompanied and supervised in such sales program by a
				permanently licensed agent for the insurance company, and such supervision
				shall be deemed to constitute a part of the company's training
				program.
C. The percentage of such
				agents successfully passing the qualifying examination when given by the
				Insurance Department shall not fall below seventy-five percent(75[CENT]) in any
				given year.
So Ordered This The 1st Day Of
				  June, 1973.
TO: Industrial Life, Health & Accident Insurance
				  Companies
In Re: Temporary Agents for Industrial Life, Health and
				  Accident Coverage
Dear Sirs:
In the period since issuance of my Order dated June 1, 1973,
				  a number of inquiries have been directed to this office to determine if it is
				  expected, or required, that in instances where new business is being solicited
				  and sold during the period of the sixty (60) days temporary license,
				  applications for such new business should be signed by both the temporary agent
				  and his accompanying agent-supervisor.
In the interest of maintaining uniformity, it is my judgment
				  that the applications for new business developed during this sixty day period
				  should be signed by the temporary agent and also countersigned by his
				  agent-supervisor. Such procedure will serve good purpose; firstly, it will
				  enable the company to properly credit commissions to the appropriate agent
				  account; secondly, it will preclude any questions being raised whether or not
				  the company and its agents are complying with the provisions of the
				  above-mentioned Order.
Miss. Code Ann. §
										83-17-71
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 6 - Insurance Agents, Solicitors, and Adjustors › Chapter 5 - (85-101) Special Permanent License for Industrial Life, Health and Accident Insurance › Rule 19-6-5.01 - Authority

Current through June 25, 2024
These rules and regulations are promulgated by the
				  Commissioner of Insurance of the State of Mississippi to implement Sections
				  83-5-1,
				  83-17-107, 83-17-109, 83-17-129 and
				  83-19-31(A)(5),
				  Mississippi Code of 1972, as amended, and are being adopted pursuant to the
				  authority granted the Commissioner of Insurance by Section 8-17-129,
				  Mississippi Code of 1972, as Amended, and in accordance with Sections 25-43-1,
				  et seq., Mississippi Code of 1972, as Amended known as the Mississippi
				  Administrative Procedures Law.
In consideration of the foregoing, I George Dale,
				  Commissioner of Insurance of the State of Mississippi do hereby promulgate and
				  adopt the following rules and regulation with an effective date of December 1,
				  1985 and compliance with the applicable statutes.
Miss. Code Ann. §
										83-17-53
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 6 - Insurance Agents, Solicitors, and Adjustors › Chapter 5 - (85-101) Special Permanent License for Industrial Life, Health and Accident Insurance › Rule 19-6-5.02 - Purpose

Current through June 25, 2024
The purposes of these rules and regulations are to establish
				  pre-license requirements for applicants applying for a permanent privilege
				  license to offer for sale and the selling of industrial life, accident and
				  health insurance contracts within this State and to improve the competency of
				  such applicants.
Miss. Code Ann. §
										83-17-53
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 6 - Insurance Agents, Solicitors, and Adjustors › Chapter 5 - (85-101) Special Permanent License for Industrial Life, Health and Accident Insurance › Rule 19-6-5.03 - Applicability

Current through June 25, 2024
These rules and regulations shall apply to all resident and
				  non-resident individuals who apply for a permanent agent's privilege license to
				  engage in the sale of industrial life, health and accident
				  insurance.
Miss. Code Ann. §
										83-17-53
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 6 - Insurance Agents, Solicitors, and Adjustors › Chapter 5 - (85-101) Special Permanent License for Industrial Life, Health and Accident Insurance › Rule 19-6-5.04 - Pre-License Requirements

Current through June 25, 2024
A prospective licensee for a permanent industrial life,
				  health and accident license must meet the following pre-license requirements
				  before an application for an examination can be submitted to the Home Service
				  Life Insurers Council.
A permanent Industrial Life, Health and Accident License
				  Study Guide as approved by the Mississippi Insurance Department, including any
				  amendments, revisions, additions or modifications made to such Guide after the
				  effective date of this regulation will be provided to the prospective licensee
				  by the Home Service Life Insurers Council. Prospective licensee must complete
				  under the direction of a licensed industrial life, accident and health company
				  five (5) hours of instruction utilizing the herein-described study guide in
				  preparation for the examination.
The licensed industrial company must declare on the
				  application for examination that the applicant has completed the requirements
				  as set forth above before an examination can be administered.
Miss. Code Ann. §
										83-17-53
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 6 - Insurance Agents, Solicitors, and Adjustors › Chapter 5 - (85-101) Special Permanent License for Industrial Life, Health and Accident Insurance › Rule 19-6-5.05 - Definition of Special License

Current through June 25, 2024
Any agent who sells industrial life, health and accident
				  policies (as defined by Section
				  83-19-31,
				  Mississippi Code of 1972, as Amended), where benefits are equal to or less than
				  $5,000 per policy for life insurance and disability benefits are equal to or
				  less than $60.00 per week may be eligible for this license.
Miss. Code Ann. §
										83-17-53
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 6 - Insurance Agents, Solicitors, and Adjustors › Chapter 5 - (85-101) Special Permanent License for Industrial Life, Health and Accident Insurance › Rule 19-6-5.06 - Administration Procedures and Examination Schedule

Current through June 25, 2024
Administration procedures and examination schedule for a
				  License to write Permanent Industrial Life, Health and Accident Insurance
				  administered by The Home Service Life Insurers Council:
A. Upon request, the Home Service Life
				Insurers Council will provide study materials to applicants to satisfy
				pre-license requirements.
B.
				Applicants for examination will be mailed to the Secretary of the Home Service
				Life Insurers Council.
C. The
				Secretary will notify a member of HSLIC that an examination has been requested
				and will set examination dates and notify the applicant of the date and place
				of examination.
D. Any member of
				the Home Service Life Insurers Council may administer the examination and
				report such results to the Mississippi Department of Insurance on the forms
				prescribed and provided, including amendments, revisions or modifications made
				thereto, for such purpose.
E.
				Examinations will be administered every Monday at 1:00 P.M. except
				holidays.
F. A member company
				cannot administer an examination to an applicant who is its prospective
				employee unless there are other applicants who are prospective employeeso f
				other companies present also for the examination.
G. Only members of the Home Service Life
				Insurers Council will be allowed to administer the examination.
H. The Secretary of the Home Service Life
				Insurers Council will be responsible for coordinating the examination
				procedures and schedule for examinations.
I. Examinations will be chosen by the member
				company from those approved by the Mississippi Department of
				Insurance.
J. The Home Service Life
				Insurers Council understands that the passage of this examination does not
				constitute the automatic issuance of the above license and that the applicant
				must satisfy any other requirements as set forth by the Mississippi Department
				of Insurance and that the Mississippi Department of Insurance ahs the sole
				discretion for the issuance of the above license.
Miss. Code Ann. §
										83-17-53
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 6 - Insurance Agents, Solicitors, and Adjustors › Chapter 5 - (85-101) Special Permanent License for Industrial Life, Health and Accident Insurance › Rule 19-6-5.07 - Separability

Current through June 25, 2024
If any provision of this regulation or the application
				  thereof to any person or circumstance is for any reason held to be invalid, the
				  remainder of these rules and regulations and the application of such provision
				  to other persons or circumstances shall not be affected
				  thereby.
Miss. Code Ann. §
										83-17-53
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 6 - Insurance Agents, Solicitors, and Adjustors › Chapter 5 - (85-101) Special Permanent License for Industrial Life, Health and Accident Insurance › Rule 19-6-5.08 - Effective Date

Current through June 25, 2024
These rules and regulations shall be effective from and after
				  December 1, 1985.
Promulgated And Adopted this the
23
rd day of October,
				  1985.
Miss. Code Ann. §
				  25-43-3, 113 (Rev. 2010)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 6 - Insurance Agents, Solicitors, and Adjustors › Chapter 7 - (95-101) Regulation Regarding Professional Bail Agent's Fines and Penalties › Rule 19-6-7.01 - Statutory Authority

Current through June 25, 2024
This regulation is promulgated by the Commissioner of
				  Insurance of the State of Mississippi to implement
Miss. Code
				  Ann
. §§
									83-39-1 et
				  seq. (Supp. 1994), and is being adopted pursuant to the authority granted the
				  Commissioner of Insurance by
Miss. Code Ann
. §
									83-39-3(3)(Supp.
				  1994), and in accordance with
Miss. Code Ann
. §
				  25-43-1 (Rev. 1991), known as the Mississippi Administrative Procedures law and
				  Regulation No. 88-101 known as Rules & Procedures before the Mississippi
				  Insurance Department.
Miss. Code Ann. §
										83-39-3
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 6 - Insurance Agents, Solicitors, and Adjustors › Chapter 7 - (95-101) Regulation Regarding Professional Bail Agent's Fines and Penalties › Rule 19-6-7.02 - Purpose

Current through June 25, 2024
The purpose of this regulation is to promulgate rules and
				  regulations necessary for the enforcement of this chapter by establishing fines
				  and penalties.
Miss. Code Ann. §
										83-39-1,
				  et seq. (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 6 - Insurance Agents, Solicitors, and Adjustors › Chapter 7 - (95-101) Regulation Regarding Professional Bail Agent's Fines and Penalties › Rule 19-6-7.03 - Applicability

Current through June 25, 2024
This regulation shall apply to those terms defined in
Miss. Code Ann
. §
									83-39-1
				  (Supp. 1994).
A. Any person, individual
				or corporation as defined in
Miss. Code Ann
. §
									83-39-1
				(Supp. 1994), found in violation of
Miss. Code Ann
.
				§§
									83-39-3,
				83-39-5,
				83-39-13,
				83-39-15,
				83-39-25
				(Supp. 1994) and or their subsections may be fined up to One Thousand Dollars
				($1,000.00) per violation and/or their license refused, suspended, revoked or
				the renewal thereof refused.
B. Any
				person, individual or corporation as defined in
Miss. Code
				Ann
. §
									83-39-1
				(Supp. 1994), found in violation of
Miss. Code Ann
.
				§
									83-39-7(Supp.
				1994) by allowing Revocation Orders to be sent to the Mississippi Insurance
				Department may be fined as per the following schedule:
1. First order up to $500.00 fine.
2. Second order within twelve (12) months of
				first order up to $1,000.00 fine.
3. Third order within twelve (12) months of
				the first order up to $5000.00 fine and or up to six (6) month license
				suspension.
4. Fourth order within
				twelve (12) months of first order, the permanent revocation of the professional
				bail agent's license and/or up to $10,000.00 fine.
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 6 - Insurance Agents, Solicitors, and Adjustors › Chapter 7 - (95-101) Regulation Regarding Professional Bail Agent's Fines and Penalties › Rule 19-6-7.04 - Severability

Current through June 25, 2024
If any provision of this regulation or the application
				  thereof to any person or circumstances is for any reason held to be invalid,
				  the remainder of these rules and regulations and the application of such
				  provision to other persons or circumstances shall not be affected
				  thereby.
Miss. Code Ann. §
										83-39-1,
				  et seq. (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 6 - Insurance Agents, Solicitors, and Adjustors › Chapter 7 - (95-101) Regulation Regarding Professional Bail Agent's Fines and Penalties › Rule 19-6-7.05 - Effective Date

Current through June 25, 2024
These rules and regulations shall become effective 30 days
				  from and after its adoption and filing with the Secretary of State's
				  office.
Miss. Code Ann. §
										25-43-3.113
				  (Rev. 2010)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 7 - State Fire Marshal › Chapter 1 - Mississippi Electronic Protection Licensing Act Rules and Regulation › Rule 19-7-1.01 - Purpose

Current through June 25, 2024
The purpose of this Regulation is to set forth the rules and
				  regulations to establish a statewide uniform procedures and qualifications for
				  the licensure of individuals and companies to provide electronic protective
				  systems to the general public.
Miss. Code Ann. §
										73-69-7
				  (Rev. 2014)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 7 - State Fire Marshal › Chapter 1 - Mississippi Electronic Protection Licensing Act Rules and Regulation › Rule 19-7-1.01 - Purpose

Current through June 25, 2024
The purpose of this Regulation is to set forth the rules and regulations to establish a statewide uniform procedures and qualifications for the licensure of individuals and companies to provide electronic protective systems to the general public.
Miss. Code Ann. §
										73-69-7 (Rev. 2023)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 7 - State Fire Marshal › Chapter 1 - Mississippi Electronic Protection Licensing Act Rules and Regulation › Rule 19-7-1.02 - Authority

Current through June 25, 2024
This Regulation is promulgated by the Commissioner of
				  Insurance, through his power as State Fire Marshal, as required pursuant to the
				  provision of the Mississippi Electronic Protection Licensing Act ("Act")
				  Mississippi Code Annotated §
									73-69-1 et
				  seq.,and Senate Bill 2697, 2014 Regular Session, as approve by the Governor of
				  Mississippi as well as the provisions of Mississippi Department of Insurance
				  Regulation No. 88-101, said regulation being the Rules of Practice and
				  Procedure before the Mississippi Insurance Department, of which the State Fire
				  Marshal's Office is a division.
Miss. Code Ann. §
										73-69-7
				  (Rev. 2014)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 7 - State Fire Marshal › Chapter 1 - Mississippi Electronic Protection Licensing Act Rules and Regulation › Rule 19-7-1.02 - Authority

Current through June 25, 2024
This Regulation is promulgated by the Commissioner of Insurance, through his power as State Fire Marshal, as required pursuant to the provision of the Mississippi Electronic Protection Licensing Act ("Act") Mississippi Code Annotated §
									73-69-1 et seq., and Senate Bill 2697, 2014 Regular Session, as approve by the Governor of Mississippi as well as the provisions of Mississippi Department of Insurance Regulation No. 88-101, said regulation being the Rules of Practice and Procedure before the Mississippi Insurance Department, of which the State Fire Marshal's Office is a division.
Miss. Code Ann. §
										73-69-7 (Rev. 2023)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 7 - State Fire Marshal › Chapter 1 - Mississippi Electronic Protection Licensing Act Rules and Regulation › Rule 19-7-1.03 - Scope

Current through June 25, 2024
This Regulation shall apply to individuals and companies who
				  offer electronic protective systems, or services relating to such alarms or
				  systems.
This Regulation and the Act shall supersede any existing
				  county or municipal ordinance, rule or regulation requiring certification or
				  licensure of companies and persons engaged in alarm contracting and such
				  ordinances, rules and regulations shall be null, void and of no effect.
				  Further, no county or municipality shall enact any new ordinance, rule or
				  regulation regulating companies and persons subject to licensure pursuant to
				  this Regulation and the Act.
Miss. Code Ann. §
										73-69-27
				  (Rev. 2014)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 7 - State Fire Marshal › Chapter 1 - Mississippi Electronic Protection Licensing Act Rules and Regulation › Rule 19-7-1.03 - Scope

Current through June 25, 2024
This Regulation shall apply to individuals and companies who offer electronic protective systems, or services relating to such alarms or systems.
This Regulation and the Act shall supersede any existing county or municipal ordinance, rule or regulation requiring certification or licensure of companies and persons engaged in alarm contracting and such ordinances, rules and regulations shall be null, void and of no effect. Further, no county or municipality shall enact any new ordinance, rule or regulation regulating companies and persons subject to licensure pursuant to this Regulation and the Act.
Miss. Code Ann. §
										73-69-27 (Rev. 2023)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 7 - State Fire Marshal › Chapter 1 - Mississippi Electronic Protection Licensing Act Rules and Regulation › Rule 19-7-1.06 - Exceptions to Licensure

Current through June 25, 2024
A. The requirement
				for licensure for alarm contracting as stated in Rule 1.05 of this Regulation
				shall not apply to the following:
1. Any
				company, natural person, or employee of the company or natural person, licensed
				to perform electrical work by the State Licensing Board of Contractors. This
				exception from licensure shall apply to the installation of wire, conduit, or
				other wire raceways, its associated boxes or fittings ;
2. Any owner, management company or public
				institution and such person's or entity's employees while such person or entity
				is designing, installing, inspecting, repairing, servicing, recording,
				adjusting or testing closed circuit television alarm systems, on the premises
				of the owner or public institution during the normal course and scope of his
				duties;
3. Any owner, management
				company or public institution and such person's or entity's employees while
				such person or entity is designing, installing, inspecting, repairing,
				servicing or testing a burglar alarm system only on the premises of the owner
				or public institution during the normal course and scope of his
				duties;
4. Any retailer that sells
				alarm systems as part of a multiproduct offering including any company and its
				affiliates, contractors, agents and employees that only sell alarm systems over
				the Internet or via a website, by telephone or in retail settings. This
				exception to licensure shall not apply to sales that take place door-to-door or
				physically inside or at or on a consumer's premises;
5. Any retailer or installer of smoke alarm
				warning systems, or single-station heat detectors, sold and installed to detect
				or warn of smoke or fire and intended for use in a residential one- or
				two-family dwelling or wholly within the confines of an individual living unit
				in a residential multifamily structure;
6. Any company, or its agents that monitor
				burglar alarm systems, intrusion detection systems, or electronic protection
				systems but that does not directly install such systems.
7. Any professional engineer licensed by the
				Mississippi Board of Registration for Professional Engineers and Land
				Surveyors;
8. Any owner, management
				company or public institution and such person's or entity's employees while
				such person or entity is designing, installing, inspecting, repairing,
				servicing, recoding, adjusting or testing telemedicine, store-and-forward
				telemedicine services, remote patient-monitoring services or mediation
				adherence-management services during the normal course and scope of his
				duties.
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 7 - State Fire Marshal › Chapter 1 - Mississippi Electronic Protection Licensing Act Rules and Regulation › Rule 19-7-1.06 - Exceptions to Licensure

Current through June 25, 2024
A. The requirement for licensure for alarm contracting as stated in Rule 1.05 of this Regulation shall not apply to the following:
1. Any company, natural person, or employee of the company or natural person, licensed to perform electrical work by the State Licensing Board of Contractors. This exception from licensure shall apply to the installation of wire, conduit, or other wire raceways, its associated boxes or fittings;
2. Any owner, management company or public institution and such person's or entity's employees while such person or entity is designing, installing, inspecting, repairing, servicing, recording, adjusting or testing closed circuit television alarm systems, on the premises of the owner or public institution during the normal course and scope of his duties;
3. Any owner, management company or public institution and such person's or entity's employees while such person or entity is designing, installing, inspecting, repairing, servicing or testing a burglar alarm system only on the premises of the owner or public institution during the normal course and scope of his duties;
4. Any retailer that sells alarm systems as part of a multiproduct offering including any company and its affiliates, contractors, agents and employees that only sell alarm systems over the Internet or via a website, by telephone or in retail settings. This exception to licensure shall not apply to sales that take place door-to-door or physically inside or at or on a consumer's premises;
5. Any retailer or installer of smoke alarm warning systems, or single-station heat detectors, sold and installed to detect or warn of smoke or fire and intended for use in a residential one- or two-family dwelling or wholly within the confines of an individual living unit in a residential multifamily structure;
6. Any company, or its agents that monitor burglar alarm systems, intrusion detection systems, or electronic protection systems but that does not directly install such systems.
7. Any professional engineer licensed by the Mississippi Board of Registration for Professional Engineers and Land Surveyors;
8. Any owner, management company or public institution and such person's or entity's employees while such person or entity is designing, installing, inspecting, repairing, servicing, recoding, adjusting or testing telemedicine, store-and-forward telemedicine services, remote patient-monitoring services or mediation adherence-management services during the normal course and scope of his duties.
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 7 - State Fire Marshal › Chapter 1 - Mississippi Electronic Protection Licensing Act Rules and Regulation › Rule 19-7-1.08 - Violations and Penalties

Current through June 25, 2024
The State Fire Marshal may impose, after giving notice of
				  hearing to the licensee by serving a written statement of charges on the
				  licensee at least twenty (20) days prior to hearing, penalties for violations
				  under the Act and this Regulation. Violations and penalties are set forth as
				  follows:
A. Class I offenses:
1. Failure of an alarm contracting company or
				closed circuit television company to timely notify the State Fire Marshal of
				certain changes in the status of the licensee as required by the Act and Rule
				1.05(F) of this Regulation.
2.
				Failure of an alarm contracting company to do either of the following:
a. Clearly display the company's license at
				its place of business, or
b.
				Replace a required Class B license holder or its designated agent and to timely
				notify the State Fire Marshal as required by the Act and Rule 1.05(F) of this
				Regulation;
3. Failure
				of an individual license holder to maintain his license on his person and to
				present it for inspection;
4.
				Assisting an unlicensed person or company to engage in alarm contracting as
				prohibited;
5. Refuse to admit the
				State Fire Marshal or his designated representative to an operating location or
				refuse to cooperate in the purposes of such admittance as required.
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 7 - State Fire Marshal › Chapter 1 - Mississippi Electronic Protection Licensing Act Rules and Regulation › Rule 19-7-1.08 - Violations and Penalties

Current through June 25, 2024
The State Fire Marshal may impose, after giving notice of hearing to the licensee by serving a written statement of charges on the licensee at least twenty (20) days prior to hearing, penalties for violations under the Act and this Regulation. Violations and penalties are set forth as follows:
A. Class I offenses:
1. Failure of an alarm contracting company or closed circuit television company to timely notify the State Fire Marshal of certain changes in the status of the licensee as required by the Act and Rule 1.05 (F) of this Regulation.
2. Failure of an alarm contracting company to do any of the following:
a. Clearly display the company's license at its place of business; or
b. Replace a required Class B license holder or its designated agent and to timely notify the State Fire Marshal as required by the Act and Rule 1.05 (F) of this Regulation; or
c. Clearly display the company's license number on both sides and the rear of all company vehicles as required by these regulations.
3. Failure of an individual license holder to maintain his license on his person and to present it for inspection;
4. Assisting an unlicensed person or company to engage in alarm contracting as prohibited;
5. Refuse to admit the State Fire Marshal or his designated representative to an operating location or refuse to cooperate in the purposes of such admittance as required.