reglab/statecodes huggingface dataset:
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.50 - Small Employer Health Insurance Rules › Rule 6.6.5079E - TRANSITION IN LARGE AND SMALL GROUP HEALTH PLANS TO CHANGES UNDER HEALTH INSURANCE PORTABILITY ACCOUNTABILITY ACT (HIPAA) IN MONTANA LAW

Current through Register Vol. 13, July 5, 2024
(1) Group health insurance plans and health
				insurance coverage offered in connection with group health plans for group
				health plan and health insurance coverage contracts issued or renewed after
				June 30, 1997, are subject to the following sections of the Montana Codes
				Annotated (MCA) regarding:
(a)
				Representations in applications at
				33-15-402, MCA;
(b) Prohibiting against preexisting condition
				exclusions for adopted children at
				33-22-130, MCA;
(c) Definitions at
				33-22-140, MCA;
(d) Creditable coverage at
				33-22-141, MCA;
(e) Issuing certificates of coverage at
				33-22-142, MCA;
(f) Preexisting condition exclusions in the
				group market at
				33-22-514, MCA;
(g) Special enrollment periods at
				33-22-523, MCA;
(h) Guaranteed renewability requirements at
				33-22-524, MCA;
(i) Guaranteed renewability in multiple
				employer welfare arrangements at
				33-22-525, MCA;
(j) Discrimination in group health insurance
				at 33-22-526, MCA;
(k) Prohibitions against preexisting
				condition exclusions for newborns at
				33-22-504(1),
				MCA;
(l) Definitions under the
				Small Employer Health Insurance Availability Act at
				33-22-1803, MCA;
(m) The applicability, and scope of the Small
				Employer Health Insurance Availability Act at
				33-22-1804(1) (d) and
				(3), MCA;
(n) Guaranteed issue of all small group plans
				at 33-22-1811(1),
				MCA. These requirements are further defined in ARM
				6.6.5079A;
(o) Rules for preexisting condition
				exclusions in small group plans at
				33-22-1811(3) (a) (i) and
				(b), MCA;
(p) Regarding the requirements for small
				employer carriers to offer or provide coverage under certain circumstances at
				33-22-1811(4),
				MCA;
(q) Prohibiting preexisting
				condition exclusions in plans issued by health service corporations at
				33-30-1001, MCA;
(r) The definition of an "affiliation period"
				for health maintenance organizations at
				33-31-102(1),
				MCA;
(s) Health maintenance
				organizations being subject to
				33-22-141,
				33-22-142,
				33-22-514,
				33-22-523,
				33-22-524 and
				33-22-526, MCA, at
				33-31-111(6),
				MCA; and
(t) Affiliations periods
				in health maintenance organizations at
				33-31-307, MCA.
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.50 - Small Employer Health Insurance Rules › Rule 6.6.5079F - CREDITABLE COVERAGE AND METHODS OF COUNTING

Current through Register Vol. 13, July 5, 2024
(1) Periods of creditable coverage must be
				counted for individuals previously covered under any health coverage set forth
				in 33-22-140(4) (a),
				MCA, and for coverage under the association plan or the association portability
				plan as set forth in Title 33, chapter 22, part 15, MCA.
(2) For purposes of reducing any preexisting
				condition exclusion period, as provided under
				33-22-514 and
				33-22-1811, MCA, a group health
				plan, and a health insurance issuer offering group health coverage, must
				determine the amount of an individual's creditable coverage by using the
				standard method described in (3), except that the plan, or issuer, may use the
				alternative method under (4) with respect to any or all of the categories of
				benefits described under (4) (b).
(3) Under the standard method, a group health
				plan, and a health insurance issuer offering group health insurance coverage,
				shall determine the amount of creditable coverage without regard to the
				specific benefits included in the coverage.
(a) Subject to (4) (d), for purposes of
				reducing the preexisting condition exclusion period, a group health plan, and a
				health insurance issuer offering group health insurance coverage, shall
				determine the amount of creditable coverage by counting all the days that the
				individual has under one or more types of creditable coverage. Accordingly, if
				on a particular day, an individual has creditable coverage from more than one
				source, all the creditable coverage on that day is counted as one day. Further,
				any days in a waiting period for a plan or policy are not creditable coverage
				under the plan or policy.
(i) Days of
				creditable coverage that occur before a significant break in coverage are not
				required to be counted.
(ii) A
				significant break in coverage means a period of 63 consecutive days during all
				of which the individual does not have any creditable coverage, except that
				neither a waiting period nor an affiliation period is taken into account in
				determining a significant break in coverage.
(iii) Notwithstanding any other provisions of
				(3), for purposes of reducing a preexisting condition exclusion period using
				the standard method, but not for purposes of issuing a certificate under ARM
				6.6.5079G, a group health plan, and
				a health insurance issuer offering group health insurance coverage, may
				determine the amount of creditable coverage in any other manner that is at
				least as favorable to the individual as the method set forth in (3), subject to
				the requirements of other applicable law.
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.50 - Small Employer Health Insurance Rules › Rule 6.6.5079G - CERTIFICATION OF CREDITABLE COVERAGE - GROUPS AND INDIVIDUALS

Current through Register Vol. 13, July 5, 2024
(1) A group health plan, and each health
				insurance issuer offering group health insurance coverage under a group health
				plan, is required to issue certificates of creditable coverage in accordance
				with 33-22-142, MCA, and this rule. A
				health insurance issuer offering health insurance coverage in the individual
				market is required to issue certificates of creditable coverage in accordance
				with this rule, notwithstanding references in this rule to "group health plan"
				and "plan".
(2) Certificates
				required under
				33-22-142(1) (a) and
				(b), MCA, must be mailed or hand-delivered to
				the individual within a reasonable time. Certificates provided under
				33-22-142(1) (c),
				MCA, must be mailed or hand-delivered within 7 days of the receipt of the
				request by the plan or the health insurance issuer or a designee of
				either.
(3) No automatic written
				certificate of creditable coverage is required to be provided to an individual
				if:
(a) An individual is entitled to receive
				a certificate;
(b) The individual
				requests that the certificate be sent to another plan or issuer instead of to
				the individual; and
(c) The plan or
				issuer that would otherwise receive the certificate agrees to accept the
				information through means other than a written certificate (for example, by
				telephone or electronic mail).
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.50 - Small Employer Health Insurance Rules › Rule 6.6.5079H - PREEXISTING CONDITIONS - PERMISSIBLE RESTRICTIONS IN GROUP PLANS OTHER THAN SMALL EMPLOYER PLANS

Current through Register Vol. 13, July 5, 2024
(1) A group health
				plan or a health insurance issuer offering group health insurance coverage may
				not exclude coverage for a preexisting condition except as set forth in
				33-22-514, MCA, and this
				rule.
(2) For purposes of a
				preexisting condition exclusion, medical advice, diagnosis, care, or treatment
				may be taken into account only if it is recommended by, or received from, an
				individual licensed or similarly authorized to provide such services under
				state law and operating within the scope of practice authorized by state law. A
				negative diagnosis does not constitute medical advice, diagnosis, care, or
				treatment for purposes of determining whether there is a preexisting
				condition.
(3) A preexisting
				condition exclusionary period may not exceed more than 12 months after the
				enrollment date, including exclusionary periods for late enrollees.
(4) Exclusionary riders are not
				permitted.
(5) The following may
				not be excluded as a preexisting condition:
(a) Genetic information in the absence of
				diagnosis of the condition related to the genetic information;
(b) Pregnancy;
(c) Adopted children as set forth in
				33-22-130, MCA; and
(d) Newborns as set forth in
				33-22-504, MCA.
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.50 - Small Employer Health Insurance Rules › Rule 6.6.5079I - SPECIAL ENROLLMENT PERIODS

Current through Register Vol. 13, July 5, 2024
(1) If an
				employee or dependent makes a timely request for enrollment under
				33-22-523(1),
				MCA, enrollment must be effective not later than the first regular billing date
				used by the carrier during the month following receipt of the completed request
				for enrollment.
(2) Special
				enrollment opportunities must be provided for the following individuals under
				33-22-523(2),
				MCA:
(a) An employee, if the individual is an
				employee who is eligible, but not enrolled in the plan, and the individual
				would be a participant but for a prior election by the individual not to enroll
				in the plan during a previous enrollment period, and a person becomes a
				dependent of the individual through marriage, birth, or adoption or placement
				for adoption;
(b) A spouse of an
				employee, if the individual becomes the spouse of a participant, or if the
				individual is a spouse of the participant and a child becomes a dependent of
				the participant through birth, adoption, or placement for adoption;
(c) An employee who is eligible, but not
				enrolled, in the plan, and a spouse of such employee, if the employee would be
				a participant but for a prior election by the employee not to enroll in the
				plan during a previous enrollment period, and either:
(i) The employee and the individual become
				married; or
(ii) The employee and
				individual are married and a child becomes a dependent of the employee through
				birth, adoption or placement for adoption;
(d) An individual who becomes a dependent of
				a participant through marriage, birth, or adoption or placement for adoption;
				and
(e) An employee who is
				eligible, but not enrolled, in the plan, and an individual who is a dependent
				of the employee, if the employee would be a participant but for a prior
				election by the employee not to enroll in the plan during a previous enrollment
				period, and the dependent becomes a dependent of the employee through marriage,
				birth, or adoption or placement for adoption.
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.50 - Small Employer Health Insurance Rules › Rule 6.6.5079J - OPPORTUNITIES FOR INDIVIDUALS TO ENROLL IN GROUP PLANS OTHER THAN SMALL EMPLOYER PLANS

Current through Register Vol. 13, July 5, 2024
(1) Upon issuance
				of a group health plan all employees and their dependents who are eligible for
				enrollment under the criteria set by the plan, and thereafter all new eligible
				employees and their dependents, must be offered an opportunity to enroll in the
				plan. Any waiting period prior to enrollment may not exceed 12
				months.
(2) Except as provided in
				(3), eligible employees who do not enroll during an initial enrollment
				opportunity as described in (1), provided that the opportunity lasted at least
				30 days, may be considered late enrollees. A health insurance carrier or group
				health plan must afford late enrollees an opportunity to enroll at least
				annually.
(3) Eligible individuals
				who meet the requirements set forth in
				33-22-140(17) (a), (b) or
				(c), MCA, which provides exceptions to late
				enrollee status, or who qualify for a special enrollment period under
				33-22-523, MCA, are not considered
				late enrollees. Opportunities to enroll individuals qualifying for special
				enrollment must be given according to the terms of
				33-22-523, MCA. Eligible
				individuals who meet the criteria set forth in
				33-22-140(17) (a), (b) or
				(c), MCA, must be given opportunities to
				enroll as set forth in that section.
(4) On or before the time an employee is
				offered an initial opportunity to enroll in a group health plan, the plan is
				required to provide the employee with a description, as set forth in ARM
				6.6.5079I(3) of
				the plan's special enrollment rules. Additionally, the plan shall provide at
				the same time a description of opportunities to enroll under
				33-22-140(17) (a), (b) or
				(c), MCA, and as a late enrollee.
Sec.
					 33-1-313 and
					 33-22-143, MCA; IMP, Sec.
					 33-22-140,
					 33-22-523, and
					 33-22-526,
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.50 - Small Employer Health Insurance Rules › Rule 6.6.5079K - TRANSITION IN INDIVIDUAL MARKET TO CHANGES UNDER HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT (HIPAA) UNDER MONTANA LAW

Current through Register Vol. 13, July 5, 2024
(1) An individual health insurance policy
				issued or renewed after June 30, 1997 must remove any remaining preexisting
				exclusion periods for any covered individual to the extent that those
				preexisting exclusions conflict with
				33-22-246, MCA,
Sec.
					 33-22-143, MCA; IMP, Sec.
					 33-22-246,
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.50 - Small Employer Health Insurance Rules › Rule 6.6.5079L - PREEXISTING CONDITIONS IN THE INDIVIDUAL, MARKET - DISCLOSURE

Current through Register Vol. 13, July 5, 2024
(1) A health insurer offering individual
				health insurance coverage may not limit coverage for a preexisting condition
				except as set forth in
				33-22-246, MCA, and this rule.
				Additionally, the following provisions prohibit or limit preexisting condition
				exclusions for:
(a) Newborns (
				33-22-301, MCA) ;
(b) Adopted children (
				33-22-130, MCA) ; and
(c) Genetic conditions (
				33-18-206(4),
				MCA).
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.50 - Small Employer Health Insurance Rules › Rule 6.6.5079M - CERTIFICATION OF CREDITABLE COVERAGE ISSUED BY INSURERS IN THE INDIVIDUAL MARKET

Current through Register Vol. 13, July 5, 2024
(1) Insurers
				providing health insurance coverage in the individual market must issue
				certificates of creditable coverage as set forth in
				33-22-142(6), MCA
				and ARM 6.6.5079G.
Sec.
					 33-22-143, MCA; IMP, Sec.
					 33-22-142(6),
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.50 - Small Employer Health Insurance Rules › Rule 6.6.5082 - ESTABLISHMENT OF CLASSES OF BUSINESS

Current through Register Vol. 13, July 5, 2024
(1) Every
				small employer carrier that establishes more than one class of business
				pursuant to
				33-22-1808, MCA, shall maintain on
				file for inspection by the commissioner the following information with respect
				to each class of business so established:
(a)
				A description of each criterion employed by the carrier, or any of its agents,
				for determining membership in the class of business;
(b) A statement describing the justification
				for establishing the class as a separate class of business and documentation
				that the establishment of the class of business is intended to reflect
				substantial differences in expected claims experience or administrative costs
				related to the reasons set forth in
				33-22-1808, MCA; and
(c) A statement disclosing which, if any,
				health benefit plans are currently available for purchase in the class and any
				significant limitations related to the purchase of such plans.
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.50 - Small Employer Health Insurance Rules › Rule 6.6.5086 - TRANSITION FOR ASSUMPTIONS OF BUSINESS FROM ANOTHER CARRIER

Current through Register Vol. 13, July 5, 2024
(1) No small employer carrier may transfer or
				assume the entire insurance obligation and/or risk of a health benefit plan
				covering a small employer in this state unless:
(a) The transfer has been approved by the
				commissioner of the state of domicile of the assuming carrier;
(b) The transfer has been approved by the
				commissioner of the state of domicile of the ceding carrier;
(c) The transfer has been approved by the
				commissioner of this state; and
(d)
				The transfer otherwise meets the requirements of this rule.
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.50 - Small Employer Health Insurance Rules › Rule 6.6.5094 - CALCULATIONS RELATING TO PREMIUM RATE RESTRICTIONS (IS HEREBY REPEALED) (REPEALED)

Current through Register Vol. 13, July 5, 2024
Sec.
					 33-1-313 and
					 33-22-1822, MCA; IMP, Sec.
					 33-22-1802,
					 33-22-1809, and
					 33-22-1812,
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.50 - Small Employer Health Insurance Rules › Rule 6.6.5098 - ANNUAL FILING OF ACTUARIAL CERTIFICATION (IS HEREBY REPEALED) (REPEALED)

Current through Register Vol. 13, July 5, 2024
Sec.
					 33-1-313 and
					 33-22-1822, MCA; IMP, Sec.
					 33-22-1802,
					 33-22-1808,
					 33-22-1809 and
					 33-22-1812,
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.51 - Reinsurance Rules › Rule 6.6.5101 - PLAN OF OPERATION (REPEALED)

Current through Register Vol. 13, July 5, 2024
AUTH:
					 33-1-313,
					 33-22-1822, MCA ;IMP:
					 33-22-1819,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.51 - Reinsurance Rules › Rule 6.6.5103 - DEFINITIONS (REPEALED)

Current through Register Vol. 13, July 5, 2024
Sec.
					 33-1-313 and
					 33-22-1822, MCA; IMP, Sec.
					 33-22-1819,
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.51 - Reinsurance Rules › Rule 6.6.5105 - BOARD OF DIRECTORS OF PROGRAM (REPEALED)

Current through Register Vol. 13, July 5, 2024
Sec.
					 33-1-313 and
					 33-22-1822, MCA; IMP, Sec.
					 33-22-1819,
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.51 - Reinsurance Rules › Rule 6.6.5107 - SUPPORT COMMITTEES (REPEALED)

Current through Register Vol. 13, July 5, 2024
Sec.
					 33-1-313 and
					 33-22-1822, MCA; IMP, Sec.
					 33-22-1819,
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.51 - Reinsurance Rules › Rule 6.6.5109 - SELECTION, POWERS AND DUTIES OF ADMINISTERING CARRIER (REPEALED)

Current through Register Vol. 13, July 5, 2024
Sec.
					 33-1-313 and
					 33-22-1822, MCA; IMP, Sec.
					 33-22-1819,
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.51 - Reinsurance Rules › Rule 6.6.5111 - REINSURANCE WITH THE PROGRAM (REPEALED)

Current through Register Vol. 13, July 5, 2024
Sec.
					 33-1-313 and
					 33-22-1822 MCA; IMP, Sec.
					 33-22-1819
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.51 - Reinsurance Rules › Rule 6.6.5113 - AUDIT FUNCTIONS (REPEALED)

Current through Register Vol. 13, July 5, 2024
Sec.
					 33-1-313 and
					 33-22-1822 MCA; IMP, Sec.
					 33-22-1819
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.51 - Reinsurance Rules › Rule 6.6.5115 - ASSESSMENTS (REPEALED)

Current through Register Vol. 13, July 5, 2024
Sec.
					 33-1-313 and
					 33-22-1822 MCA; IMP, Sec.
					 33-22-1819
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.51 - Reinsurance Rules › Rule 6.6.5117 - REPORTS OF REINSURED RISKS IS HEREBY REPEALED (REPEALED)

Current through Register Vol. 13, July 5, 2024
Sec.
					 33-1-313 and
					 33-22-1822 MCA; IMP, Sec.
					 33-22-1819
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.51 - Reinsurance Rules › Rule 6.6.5119 - FINANCIAL RECORD KEEPING AND ADMINISTRATION (REPEALED)

Current through Register Vol. 13, July 5, 2024
Sec.
					 33-1-313 and
					 33-22-1822 MCA; IMP, Sec.
					 33-22-1819
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.51 - Reinsurance Rules › Rule 6.6.5121 - ERRORS, ADJUSTMENTS, PENALTIES, AND SUBMISSION OF DISPUTES (REPEALED)

Current through Register Vol. 13, July 5, 2024
Sec.
					 33-1-313 and
					 33-22-1822 MCA; IMP, Sec.
					 33-22-1819
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.51 - Reinsurance Rules › Rule 6.6.5123 - PROPOSALS FOR AMENDMENTS TO PLAN (REPEALED)

Current through Register Vol. 13, July 5, 2024
Sec.
					 33-1-313 and
					 33-22-1822 MCA; IMP, Sec.
					 33-22-1819
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.51 - Reinsurance Rules › Rule 6.6.5125 - STANDARDS FOR PRODUCER COMPENSATION LEVELS AND FAIR MARKETING OF PLANS (REPEALED)

Current through Register Vol. 13, July 5, 2024
33-1-313 and
					 33-22-1822, MCA; IMP,
					 33-22-1819,
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.52 - Small Business Health Insurance Purchasing Pool and Tax Credits › Rule 6.6.5201 - DEFINITIONS (REPEALED)

Current through Register Vol. 13, July 5, 2024
AUTH:
					 33-22-2005, MCA; IMP:
					 33-22-2001,
					 33-22-2002,
					 33-22-2003,
					 33-22-2004,
					 33-22-2005,
					 33-22-2006,
					 33-22-2007,
					 33-22-2008,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.52 - Small Business Health Insurance Purchasing Pool and Tax Credits › Rule 6.6.5202 - SMALL BUSINESS HEALTH INSURANCE PURCHASING POOL-PREMIUM ASSISTANCE AND INCENTIVE PAYMENTS-SMALL BUSINESS HEALTH INSURANCE TAX CREDITS (REPEALED)

Current through Register Vol. 13, July 5, 2024
AUTH:
					 33-22-2005, MCA ;IMP:
					 33-22-2001,
					 33-22-2002,
					 33-22-2003,
					 33-22-2004,
					 33-22-2005,
					 33-22-2006,
					 33-22-2007,
					 33-22-2008,
					 33-22-2009,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.52 - Small Business Health Insurance Purchasing Pool and Tax Credits › Rule 6.6.5203 - REGISTRATION REQUIRED-ELIGIBILITY (REPEALED)

Current through Register Vol. 13, July 5, 2024
AUTH:
					 33-22-2005, MCA; IMP:
					 33-22-2001,
					 33-22-2002,
					 33-22-2003,
					 33-22-2004,
					 33-22-2005,
					 33-22-2006,
					 33-22-2007,
					 33-22-2008,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.52 - Small Business Health Insurance Purchasing Pool and Tax Credits › Rule 6.6.5204 - FISCAL YEAR (REPEALED)

Current through Register Vol. 13, July 5, 2024
AUTH:
					 33-22-2005, MCA; IMP:
					 33-22-2005,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.52 - Small Business Health Insurance Purchasing Pool and Tax Credits › Rule 6.6.5207 - MEETINGS OF THE PURCHASING POOL BOARD (REPEALED)

Current through Register Vol. 13, July 5, 2024
AUTH:
					 33-22-2005, MCA; IMP:
					 33-22-2003,
					 33-22-2004,
					 33-22-2005,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.52 - Small Business Health Insurance Purchasing Pool and Tax Credits › Rule 6.6.5208 - PROGRAM MANAGER-ADMINISTRATOR FOR THE PURCHASING POOL (REPEALED)

Current through Register Vol. 13, July 5, 2024
AUTH:
					 33-22-2005, MCA;l IMP:
					 33-22-2001,
					 33-22-2002,
					 33-22-2003,
					 33-22-2004,
					 33-22-2005,
					 33-22-2006,
					 33-22-2007,
					 33-22-2008,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.52 - Small Business Health Insurance Purchasing Pool and Tax Credits › Rule 6.6.5210 - OFFICERS (REPEALED)

Current through Register Vol. 13, July 5, 2024
AUTH:
					 33-22-2005, MCA ;IMP:
					 33-22-2003,
					 33-22-2004,
					 33-22-2005,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.52 - Small Business Health Insurance Purchasing Pool and Tax Credits › Rule 6.6.5211 - DUTIES OF THE OFFICERS (REPEALED)

Current through Register Vol. 13, July 5, 2024
AUTH:
					 33-22-2005, MCA; IMP:
					 33-22-2003,
					 33-22-2004,
					 33-22-2005,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.52 - Small Business Health Insurance Purchasing Pool and Tax Credits › Rule 6.6.5212 - PARLIAMENTARY AUTHORITY (REPEALED)

Current through Register Vol. 13, July 5, 2024
AUTH:
					 33-22-2005, MCA; IMP:
					 33-22-2003,
					 33-22-2004,
					 33-22-2005,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.52 - Small Business Health Insurance Purchasing Pool and Tax Credits › Rule 6.6.5215 - TIMELINE FOR THE PLAN OF OPERATION (REPEALED)

Current through Register Vol. 13, July 5, 2024
AUTH:
					 33-22-2005, MCA; IMP:
					 33-22-2002,
					 33-22-2003,
					 33-22-2004,
					 33-22-2005,
					 33-22-2006,
					 33-22-2007,
					 33-22-2008,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.52 - Small Business Health Insurance Purchasing Pool and Tax Credits › Rule 6.6.5216 - TIMELINE FOR AUDITS OF THE BOARD (REPEALED)

Current through Register Vol. 13, July 5, 2024
AUTH:
					 33-22-2005, MCA ;IMP:
					 33-22-2005,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.52 - Small Business Health Insurance Purchasing Pool and Tax Credits › Rule 6.6.5219 - PAYMENTS OF PREMIUM ASSISTANCE AND PREMIUM INCENTIVE PAYMENTS TO EMPLOYERS (REPEALED)

Current through Register Vol. 13, July 5, 2024
AUTH:
					 33-22-2005, MCA; IMP:
					 33-22-2004,
					 33-22-2005,
					 33-22-2006,
					 33-22-2007,
					 33-22-2008,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.52 - Small Business Health Insurance Purchasing Pool and Tax Credits › Rule 6.6.5220 - QUALIFIED ASSOCIATIONS (REPEALED)

Current through Register Vol. 13, July 5, 2024
AUTH:
					 33-22-2005, MCA; IMP:
					 33-22-2004,
					 33-22-2005,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.52 - Small Business Health Insurance Purchasing Pool and Tax Credits › Rule 6.6.5221 - WAITING LIST (REPEALED)

Current through Register Vol. 13, July 5, 2024
AUTH:
					 33-22-2005, MCA; IMP:
					 33-22-2004,
					 33-22-2005,
					 33-22-2006,
					 33-22-2007,
					 33-22-2008,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.52 - Small Business Health Insurance Purchasing Pool and Tax Credits › Rule 6.6.5224 - INSURERS REQUIRED TO REPORT CANCELLATIONS (REPEALED)

Current through Register Vol. 13, July 5, 2024
AUTH:
					 33-22-2005, MCA;IMP:
					 33-22-2004,
					 33-22-2005,
					 33-22-2006,
					 33-22-2007,
					 33-22-2008,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.53 - Annuity Mortality Tables - Determining Reserve Liabilities › Rule 6.6.5301 - PURPOSE

Current through Register Vol. 13, July 5, 2024
(1) The purpose of
				these rules is to recognize the following mortality tables for use in
				determining the minimum standard of valuation for annuity and pure endowment
				contracts:
(a) the 1983 Table "a";
(b) the 2012 IAR Mortality Table;
				and
(c) the 1994 GAR
				Table.
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.53 - Annuity Mortality Tables - Determining Reserve Liabilities › Rule 6.6.5302 - DEFINITIONS

Current through Register Vol. 13, July 5, 2024
(1) "1983 Table
				'a'" means the individual annuity mortality table developed by the Society of
				Actuaries Committee to Recommend a New Mortality Basis for Individual Annuity
				Valuation and adopted as a recognized mortality table for annuities in June
				1982 by the National Association of Insurance Commissioners.
(2) "1994 GAR Table" means the group annuity
				mortality table developed by the Society of Actuaries Group Annuity Valuation
				Table Task Force and shown on pages 866-867 of Volume XLVII of the Transactions
				of the Society of Actuaries(1995).
(3) "2012 IAM Period Table" means the
				individual annuity mortality period table containing loaded mortality rates for
				the calendar year 2012. This table contains rates,
				qx2012, developed by the
				Society of Actuaries Committee on Life Insurance Research and referenced in
				Appendices A and B.
(4) "2012 IAR
				Mortality Table" means the generational mortality table developed by the
				Society of Actuaries Committee on Life Insurance Research and containing rates,
				qx2012+n, derived from a
				combination of the 2012 IAM Period Table and Projection Scale G2, using the
				methodology stated in ARM 6.6.5304.
(5) "Generational mortality table" means a
				mortality table containing a set of mortality rates that decrease for a given
				age from one year to the next based on a combination of a period table and a
				projection scale containing rates of mortality improvement.
(6) "Period table" means a table of mortality
				rates applicable to a given calendar year.
(7) "Projection Scale G2" is a table of
				annual rates, G2x, of mortality improvement by age for
				projecting future mortality rates beyond calendar year 2012. This table was
				developed by the Society of Actuaries Committee on Life Insurance Research and
				referenced in Appendices C and D.
AUTH:
					 33-1-313,
					 33-2-418, MCA; IMP:
					 33-2-410,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.53 - Annuity Mortality Tables - Determining Reserve Liabilities › Rule 6.6.5303 - INDIVIDUAL ANNUITY AND PURE ENDOWMENT CONTRACTS

Current through Register Vol. 13, July 5, 2024
(1) Except as
				provided in (2), the 2012 IAR Mortality Table shall be used for determining the
				minimum standard of valuation for any individual annuity or pure endowment
				contract issued on or after January 1, 2017.
(2) The 1983 Table "a" without projection
				shall be used for determining the minimum standards of valuation for an
				individual annuity or pure endowment contract issued on or after January 1,
				2017, solely when the contract is based on life contingencies and is issued to
				fund periodic benefits arising from:
(a)
				settlements of various forms of claims pertaining to court settlements or out
				of court settlements from tort actions;
(b) settlements involving similar actions
				such as workers' compensation claims; or
(c) settlements of long term disability
				claims where a temporary or life annuity has been used in lieu of continuing
				disability payments.
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.53 - Annuity Mortality Tables - Determining Reserve Liabilities › Rule 6.6.5304 - APPLICATION OF THE 2012 IAR MORTALITY TABLE

Current through Register Vol. 13, July 5, 2024
(1) In using the
				2012 IAR Mortality Table, the mortality rate for a person age x in year (2012 +
				n) is calculated as follows:
(a)
				qx2012+n =
				qx2012(1-G2x)n;
(b) the resulting
				qx2012+n shall be rounded to
				three decimal places per 1,000, e.g., 0.741 deaths per 1,000;
(c) also, the rounding shall occur according
				to the formula above, starting at the 2012 period table rate. For example:
(i) for a male age 30,
				qx2012 = 0.741,
				qx2013 = 0.741 * (1-0.010) ^
				1 = 0.73359, which is rounded to 0.734.
				qx2014 = 0.741 * (1-0.010) ^
				1 = 0.7262541, which is rounded to 0.726.
(ii) a method leading to incorrect rounding
				would be to calculate qx2014
				as qx2013 * (1-0.010), or
				0.734 * 0.99 = 0.727.
(d) It is incorrect to use the already
				rounded qx2013 to calculate
				qx2014.
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.53 - Annuity Mortality Tables - Determining Reserve Liabilities › Rule 6.6.5306 - GROUP ANNUITY AND PURE ENDOWMENT CONTRACTS

Current through Register Vol. 13, July 5, 2024
(1) The 1994 GAR
				Table shall be used for determining the minimum standard of valuation for any
				annuity or pure endowment purchased on or after January 1, 2017, under a group
				annuity or pure endowment contract.
AUTH:
					 33-1-313,
					 33-2-418, MCA; IMP:
					 33-2-410,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.53 - Annuity Mortality Tables - Determining Reserve Liabilities › Rule 6.6.5307 - APPLICATION OF THE 1994 GAR TABLE

Current through Register Vol. 13, July 5, 2024
(1) In using the
				1994 GAR Table, the mortality rate for a person age x in year (1994 + n) is
				calculated as follows:
(a)
				qx1994+n =
				qx1994(1-AAx)n
				  where the
				qx1994 and AAx
				are specified in the 1994 GAR Table.
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.53 - Annuity Mortality Tables - Determining Reserve Liabilities › Rule 6.6.5308 - INCORPORATION BY REFERENCE OF THE 1983 TABLE "A," THE 2012 IAR MORTALITY TABLE, AND THE 1994 GAR TABLE

Current through Register Vol. 13, July 5, 2024
(1) The
				Commissioner of Securities and Insurance, Office of the State Auditor, adopts
				and incorporates by reference the 1983 Table "a" adopted by the National
				Association of Insurance Commissioners (NAIC) in June 1982; the 1994 GAR Table
				was developed by the Society of Actuaries Group Valuation Task Force and
				published in 1995; and the 2012 IAR Mortality Table was adopted by the NAIC in
				December 2012. These tables set forth and specify rating data necessary for
				calculation of insurers' reserve requirements associated with applicable
				products. Copies of these tables are available for public inspection in the
				Rates and Forms Bureau of the Office of the Commissioner of Securities and
				Insurance, Montana State Auditor, Legal Department, 840 Helena Avenue, Helena,
				Montana 59601. Persons obtaining a copy of these forms must pay the cost of
				providing such copies.
AUTH:
					 33-1-313,
					 33-2-418, MCA; IMP:
					 33-2-410,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.53 - Annuity Mortality Tables - Determining Reserve Liabilities › Rule 6.6.5309 - EFFECTIVE DATE

Current through Register Vol. 13, July 5, 2024
(1) The effective
				date of ARM 6.6.5301 through 6.6.5309 is January 1, 2017.
AUTH:
					 33-1-313,
					 33-2-418, MCA; IMP:
					 33-2-410,
					 MCA
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.55 - Implementation of Standardized Health Claim Forms › Rule 6.6.5501 - PURPOSE OF RULES

Current through Register Vol. 13, July 5, 2024
(1) The purpose and
				intent of this subchapter is to standardize the forms used in the billing and
				reimbursement of health care, reduce the number of forms utilized, increase
				efficiency in the reimbursement of health care through standardization, and
				encourage the use of and prescribe a timetable for implementation of electronic
				data interchange of health care expenses and reimbursement.
Sec.
					 50-4-501, MCA; IMP, Sec.
					 50-4-305 and
					 50-4-501,
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.55 - Implementation of Standardized Health Claim Forms › Rule 6.6.5503 - DEFINITIONS

Current through Register Vol. 13, July 5, 2024
For the purposes of this sub-chapter, the following terms
				  have the following meanings:
(1) "ASC
				X12N standard format" means the standards for electronic data interchange
				within the health care industry developed by the accredited standards committee
				X12N insurance subcommittee of the American national standards
				institute.
(2) "CDT-1 codes" means
				the current dental terminology prescribed by the American dental
				association.
(3) "CPT-4 codes"
				means the Physicians' Current Procedural Terminology, Fourth Edition published
				by the American medical association.
(4) "HCFA" means the health care financing
				administration of the U.S. department of health and human services.
(5) "HCFA Form 1450 (UB-92) " means the
				health insurance claim form maintained by HCFA for use by institutional care
				practitioners.
(6) "HCFA Form 1500"
				means the health insurance claim form maintained by HCFA for use by health care
				practitioners.
(7) "HCPCS" means
				HCFA's common procedure coding system, a coding system which describes
				products, supplies, procedures and health professional services and includes,
				the American medical association's (AMA's) Physicians' Current Procedural
				Terminology, Fourth Edition (CPT-4) codes, alpha-numeric codes, and related
				modifiers. This includes:
(a) "HCPCS level 1
				codes" which are the AMA's CPT-4 codes and modifiers for professional services
				and procedures;
(b) "HCPCS level 2
				codes" which are national alpha-numeric codes and modifiers for health care
				products and supplies, as well as some codes and modifiers for professional
				services not included in the AMA's CPT-4; and
(c) "HCPCS level 3 codes" which are local
				alpha-numeric codes and modifiers for items and services not included in HCPCS
				level 1 or HCPCS level 2.
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.55 - Implementation of Standardized Health Claim Forms › Rule 6.6.5505 - APPLICABILITY AND SCOPE

Current through Register Vol. 13, July 5, 2024
(1) Except as
				otherwise specifically provided, the requirements of this subchapter apply to
				issuers, health care practitioners, and institutional care
				practitioners.
(2) Nothing in this
				subchapter shall prevent an issuer from requesting additional information that
				is not contained on the forms required under this subchapter to determine
				eligibility of the claim for payment if required under the terms of the policy
				or certificate issued to the claimant. This subchapter does not apply to
				workers' compensation and occupational diseases insurance services provided
				pursuant to the Workers' Compensation and Occupational Disease Act. This rule
				does not apply to medical assistance-medicaid as referenced in
				53-6-101 through
				53-6-402, MCA. Nothing in this
				rule prohibits such insurers and medical providers from complying with this
				subchapter, however, to the extent that such compliance is consistent with
				workers' compensation or medicaid laws and rules.
(3) Nothing in this subchapter shall prohibit
				an issuer, health care practitioner or institutional care practitioner from
				using alternative forms or procedures for filing claims as are specified in a
				written contract between the health care practitioner or institutional care
				practitioner and issuer.
Sec.
					 50-4-501, MCA; IMP,
					 50-4-305 and
					 50-4-501,
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.55 - Implementation of Standardized Health Claim Forms › Rule 6.6.5507 - REQUIREMENTS FOR USE OF HCFA FORM 1500

Current through Register Vol. 13, July 5, 2024
(1) Health
				care practitioners, other than dentists, shall use the HCFA Form 1500 and
				instructions provided by HCFA for use of the HCFA Form 1500 when filing claims
				with issuers for professional services. Health care practitioners that bill
				patients directly shall provide a properly completed HCFA Form 1500 in addition
				to any other explanatory information used to bill the patient when requested by
				the patient. Institutional care practitioners may use HCFA Form 1500 when
				billing service for employees or as part of outpatient services.
(2) Issuers may only require health care
				practitioners to use the following coding system for the initial filing of
				claims for health care services:
(a) HCPCS
				codes; and
(b) ICD-9-CM
				codes.
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.55 - Implementation of Standardized Health Claim Forms › Rule 6.6.5509 - REQUIREMENTS FOR USE OF HCFA FORM 1450 (UB-92)

Current through Register Vol. 13, July 5, 2024
(1) Institutional care practitioners shall
				use the HCFA Form 1450 (UB-92) and instructions provided by HCFA for use of the
				HCFA Form 1450 (UB-92) when filing claims with issuers for health care
				services. Institutional care providers that bill patients directly shall
				provide a properly completed HCFA Form 1450 in addition to any other
				explanation information used to bill the patient when requested by the
				patient.
(2) Issuers may only
				require institutional care practitioners to use the following coding system for
				the initial filing of claims for health care services:
(a) ICD-9-CM codes;
(b) revenue codes;
(c) HCPCS codes; and
(d) the information outlined in ARM
				6.6.5507, if the charges include
				direct service furnished by a health care practitioner, and the direct service
				is not covered by the instructions for the HCFA Form 1450 (UB-92).
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.55 - Implementation of Standardized Health Claim Forms › Rule 6.6.5511 - REQUIREMENTS FOR USE OF J512 FORM

Current through Register Vol. 13, July 5, 2024
(1) Dentists
				shall use the J512 form and instructions provided by the American dental
				association CDT-1 for use of the J512 form for filing claims with issuers for
				professional services. Dentists that bill patients directly shall provide a
				properly completed J512 form in addition to any other form used to bill the
				patient when requested by the patient.
(2) Issuers may not require a dentist to use
				any code other than the CDT-1 codes for the initial filing of claims for dental
				care services, unless the use of supplemental codes are defined and permitted
				in a written contract between the issuer and dentist.
(3) Hospitals may use the HCFA Form 1500 to
				supplement a HCFA Form 1450 (UB-92) if necessary in billing patients or their
				representatives of filing claims with issuers for outpatient
				services.
Sec.
					 50-4-501, MCA; IMP,
					 50-4-305 and
					 50-4-501,
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.55 - Implementation of Standardized Health Claim Forms › Rule 6.6.5513 - GENERAL PROVISIONS

Current through Register Vol. 13, July 5, 2024
(1) Health care
				practitioners and institutional care practitioners shall file claims in a
				manner consistent with the requirements of this subchapter. Claims filed in
				paper form shall be printed on 8.5" x 11" paper.
(2) Issuers shall accept forms submitted in
				compliance with this subchapter for the processing of claims.
(3) Health care practitioners, institutional
				care practitioners, and issuers shall:
(a)
				use and accept the most current editions of the HCFA Form 1500, HCFA Form 1450,
				or J512 form and most current instructions for these forms in the billing of
				patients or their representatives and filing claims with issuers; and
(b) modify their billing and claim
				reimbursement practices to encompass the coding changes for all billing and
				claim filing by the effective date of the changes set forth by the developers
				of the forms, codes, and procedures required under this subchapter. The updated
				versions of the above-referenced forms will be in use within 90 days of
				adoption of these rules.
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.55 - Implementation of Standardized Health Claim Forms › Rule 6.6.5515 - MANDATORY ELECTRONIC FORMAT

Current through Register Vol. 13, July 5, 2024
(1) Issuers
				that receive claims or send payments by electronic means shall, within one year
				after May 26, 1995 or the date on which the health care financing
				administration requires it of medicare intermediaries and carriers, whichever
				is earlier, accept the ASC X12N standard format or the national uniform billing
				data element specifications as developed by the national uniform billing
				committee for the health care claims submission transaction set (837) and send
				the ASC X12N health care payment transaction set (835).
Sec.
					 50-4-501, MCA; IMP,
					 50-4-305 and
					 50-4-501,
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.56 - Standard for Marketing and Appropriate Sale Criteria and Nonforfeiture Requirements › Rule 6.6.5601 - STANDARDS FOR MARKETING

Current through Register Vol. 13, July 5, 2024
This Rule has been transferred to
				  6.6.3117
Sec.
					 33-1-313 and
					 33-22-1121, MCA; IMP, Sec.
					 33-22-1101 through
					 33-22-1121,
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.56 - Standard for Marketing and Appropriate Sale Criteria and Nonforfeiture Requirements › Rule 6.6.5602 - APPROPRIATE SALE CRITERIA

Current through Register Vol. 13, July 5, 2024
This Rule has been transferred to
				  6.6.3118
Sec.
					 33-1-313 and
					 33-22-1121, MCA; IMP, Sec.
					 33-22-1101 through
					 33-22-1121,
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.56 - Standard for Marketing and Appropriate Sale Criteria and Nonforfeiture Requirements › Rule 6.6.5603 - NONFORFEITURE BENEFIT REQUIREMENT

Current through Register Vol. 13, July 5, 2024
This Rule has been transferred to
				  6.6.3119
Sec.
					 33-1-313 and
					 33-22-1121, MCA; IMP, Sec.
					 33-22-1101 through
					 33-22-1121,
					 MCA;
Administrative Rules of Montana › Department 6 - STATE AUDITOR › Chapter 6.6 - INSURANCE DEPARTMENT › Subchapter 6.6.56 - Standard for Marketing and Appropriate Sale Criteria and Nonforfeiture Requirements › Rule 6.6.5604 - ADOPTION OF FORMS

Current through Register Vol. 13, July 5, 2024
This Rule has been transferred to
				  6.6.3120
Sec.
					 33-1-313 and
					 33-22-1121, MCA; IMP, Sec.
					 33-22-1101 through
					 33-22-1121,
					 MCA;