reglab/statecodes huggingface dataset:
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 4 - (LA&H 78-2) Variable Contract Regulations › Rule 19-2-4.06 - Contracts Providing For Variable Benefits

Current through June 25, 2024
A. Any
				variable contract providing benefits payable in variable amounts delivered or
				issued for delivery in this state shall contain a statement of the essential
				features of the procedures to be followed by the insurance company in
				determining the dollar amount of such variable benefits. Any such contract,
				including a group contract and any certificate issued thereunder, shall state
				that such dollar amount may vary to reflect investment experience and shall
				contain on its first page a clear statement to the effect that the benefits
				thereunder are on a variable basis.
B. Illustrations of benefits payable under
				any contract providing benefits payable in variable amounts shall not include
				projections of past investment experience into the future or attempted
				predictions of future investment experience; provided that nothing contained
				therein is intended to prohibit use of hypothetical assumed rates of return to
				illustrate possible levels of annuity payments.
C. No individual variable annuity contract
				calling for the payment of periodic stipulated payments shall be delivered or
				issued for delivery in this state unless it contains in substance the following
				provisions or provisions which in the opinion of the Commissioner are more
				favorable to the holders of such contracts:
1.
				a provision that there shall be a period of grace of 30 days or of one month,
				within which any stipulated payment to the insurer falling due after the first
				may be made, during which period of grace the contract shall continue in force.
				The contract may include a statement of the basis for determining the date as
				of which and such payment received during the period of grace shall be applied
				to produce the values under the contract arising therefrom;
2. a provision that, at any time within three
				(3) years from the date of default, in making periodic stipulated payments to
				the insurer during the life of the annuitant and unless the cash surrender
				value has been paid, the contract may be reinstated by the contract, and of all
				indebtedness to the insurer on the contract for determining the date as of
				which the amount to cover such overdue payments and indebtedness shall be
				applied to produce the values under the contract arising therefrom;
3. a provision specifying the options
				available in the event of default in a periodic stipulated payment. Such
				options may include an option to surrender the contract for a cash value as
				determined by the contract, and shall include an option to receive a paid-up
				annuity if the contract is not surrendered for cash, the amount of such paid-up
				annuity being determined by applying the value of the contract at the annuity
				commencement date in accordance with the terms of the contract.
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 4 - (LA&H 78-2) Variable Contract Regulations › Rule 19-2-4.07 - Required Reports

Current through June 25, 2024
A. Any company
				issuing variable contracts providing benefits in variable contracts providing
				benefits in variable amounts shall mail to the contractholder at least once in
				each contract year after the first at his last address known to the company, a
				statement or statements reporting the investments held in the separate account
				and, in the case of contracts under which payments have not yet commenced, a
				statement reporting as of a date not more than four months previous to the date
				of mailing, (a) the number of accumulation units credited to such contracts and
				the dollar value of a unit, or (b) the value of the contractholder's
				account.
B. The company shall
				submit annually to the Insurance Commissioner a statement of the business of
				its separate account or accounts in such form as may be prescribed by the
				National Association of Insurance Commissioners.
Miss. Code Ann.
				  §§
										83-5-55;
				  83-7-45 (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 4 - (LA&H 78-2) Variable Contract Regulations › Rule 19-2-4.08 - Foreign Companies

Current through June 25, 2024
If the law or regulation in the place of domicile of a
				  foreign company provided a degree of protection to the policyholders and the
				  public which is substantially equal to that provided by these regulations, the
				  Commissioner, to the extent deemed appropriate by him in his discretion, may
				  consider compliance with such law or regulation as compliance with these
				  regulations.
Miss. Code Ann. §
										83-7-45
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 4 - (LA&H 78-2) Variable Contract Regulations › Rule 19-2-4.09 - Qualification and Examination of Agents

Current through June 25, 2024
A. Variable
				contract agents
1. No agent shall be eligible
				to sell or offer for sale a variable contract unless prior to making any
				solicitation or sale of such contract, he also is licensed as a variable
				contract agent. However, any agent who is licensed as a variable contractagent
				on theeffective date of this rule shall continue to be licensed as a
				variablecontract agent.
2. Any
				agent who participated only in the sale or offering for sale of variable
				contracts thatare not registered under the Federal Securities Act of 1933 need
				not belicensed as a variable contract agent.
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 5 - (84-101) Variable Life Insurance › Rule 19-2-5.01 - Preamble

Current through June 25, 2024
I, George Dale, duly elected Commissioner of Insurance of the
				  State of Mississippi, pursuant to the authority granted in me in Sections
				  83-5-1,
				  83-7-45,
				  83-7-49,
				  83-17-129, 83-17-227 through 83-17-233 and
				  83-19-97,
				  of the
Mississippi Code of 1972
, as Amended, and in
				  accordance with Sections 25-43-1 through 25-43-19,
Mississippi Code
				  of 1972
, known as the Mississippi Administrative Procedures Law,
				  do hereby promulgate the following regulation with an effective date of July 1,
				  1984, upon compliance with the applicable statutes, to read as
				  follows:
Miss. Code Ann. §
										25-43-3.113
				  (Rev. 2010); 83-7-45 (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 5 - (84-101) Variable Life Insurance › Rule 19-2-5.02 - Purpose

Current through June 25, 2024
The purpose of this regulation is to promote the public
				  welfare by regulating variable life insurance. Nothing in this regulation is
				  intended to prohibit or discourage reasonable competition. The provisions of
				  this regulation shall be liberally construed.
Miss. Code Ann. §
										83-7-45
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 5 - (84-101) Variable Life Insurance › Rule 19-2-5.05 - Insurance Policy Requirements

Current through June 25, 2024
Policy Qualification: The Commissioner shall not approve any
				  variable life insurance form filed pursuant to this regulation unless it
				  conforms to the requirements of this Section.
A. Filing of Variable Life Insurance
				Policies.
All variable life insurance policies, and all riders,
				  endorsements, applications and other documents which are to be attached to and
				  made a part of the policy and which relate to the variable nature of the
				  policy, shall be filed with the Commissioner and approved by him prior to
				  delivery or issuance for delivery in this state.
1. The procedures and requirements for such
				filing and approval shall be, to the extent appropriate and not inconsistent
				with this regulation, the same as those otherwise applicable to other life
				insurance policies.
2. The
				Commissioner may approve variable life insurance policies and related forms
				with provisions the Commissioner deems to be not less favorable to the
				policyholder and the beneficiary than those required by this
				regulation.
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 5 - (84-101) Variable Life Insurance › Rule 19-2-5.07 - Separate Accounts

Current through June 25, 2024
The following requirements apply to the establishment and
				  administration of variable life insurance separate accounts by any domestic
				  insurer.
A. Establishment and
				Administration of Separate Accounts.
Any domestic insurer issuing variable life insurance shall
				  establish one or more separate accounts pursuant to Section
				  83-7-27.
1. If no law or other regulation provides for
				the custody of separate account assets and if such insurer is not the custodian
				of such separate account assets, all contracts for custody of such assets shall
				be in writing and the Commissioner shall have authority to review and approve
				of both the terms of any such contract and the proposed custodian prior to the
				transfer of custody.
2. Such
				insurer shall not without the prior written approval of the Commissioner employ
				in any material connection with the handling of separate account assets any
				person who:
a. within the last ten years has
				been convicted of any felony or a misdemeanor arising out of such person's
				conduct involving embezzlement, fraudulent conversion, or misappropriation of
				funds or securities or involving violation of Sections 1241, 1342, or 1343 of
				Title 18, United States Code; or
b. within the last ten years has been found
				by any state regulatory authority to have violated or has acknowledged
				violation of any provision of any state insurance law involving fraud, deceit,
				or knowing misrepresentation; or
c. within the last ten years has been found
				by federal or state regulatory authorities to have violated or has acknowledged
				violation of any provision of federal or state securities laws involving fraud,
				deceit, or knowing misrepresentation.
3. All persons with access to the cash,
				securities, or other assets of the separate account shall be under bond in the
				amount of not less than $10,000.
4.
				The assets of such separate accounts shall be valued at least as often as
				variable benefits are determined but in any event at least monthly.
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 5 - (84-101) Variable Life Insurance › Rule 19-2-5.08 - Information Furnished to Applicants

Current through June 25, 2024
An insurer delivering or issuing for delivery in this state
				  any variable life insurance policies shall deliver to the applicant for the
				  policy, and obtain a written acknowledgement of receipt from such applicant
				  coincident with or prior to the executionof the application, the following
				  information. The requirements of this Article shall be deemed to have been
				  satisfied to the extent that a disclosure containing information required by
				  this Article is delivered, either in the form of (1) a prospectus included in
				  the requirements of the Securities Act of 1933 and which was declared effective
				  by the Securities and Exchange Commissioner; or (2) all information and reports
				  required by the Employee Retirement Income Security Act of 1974 if the policies
				  are exempted from the registration requirements of the Securities Act of 1933
				  pursuant to Section 3(a)(2) thereof.
A.
				A summary explanation, in non-technical terms, of the principal features of the
				policy, including a description of the manner in which the variable benefits
				will reflect the investment experience of the separate account and the factors
				which affect such variation. Such explanation must include notice of the
				provision required by Section 4 Subsections (c)(1)(v), and (c)(6);
B. a statement of the investment policy of
				the separate account, including:
1. a
				description of the investment objectives intended for the separate account and
				the principal types of investments intended to be made; and
2. any restriction or limitations on the
				manner in which the operations of the separate account are intended to be
				conducted.
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 5 - (84-101) Variable Life Insurance › Rule 19-2-5.09 - Applications

Current through June 25, 2024
The application for a variable life insurance policy shall
				  contain:
A. a prominent statement that
				the death benefit may be variable or fixed under specified
				conditions;
B. a prominent
				statement that cash values may increase or decrease in accordance with
				experience of the separate account (subject to any specified minimum
				guarantees);
C. questions designed
				to elicit information which enable the insurer to determine the suitability of
				variable life insurance for the applicant.
Miss. Code Ann. §
										83-7-45
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 5 - (84-101) Variable Life Insurance › Rule 19-2-5.11 - Foreign Companies

Current through June 25, 2024
If the law or regulation in the place of domicile of a
				  foreign company provides a degree of protection to the policyholders and the
				  public which is substantially similar to that provided by these regulations,
				  the Commissioner to the extent deemed appropriate by him in his discretion, may
				  consider compliance with such law or regulation as compliance with these
				  regulation.
Miss. Code Ann.
				  §§
										83-5-1;
				  83-7-45 (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 5 - (84-101) Variable Life Insurance › Rule 19-2-5.12 - Qualifications of Agents for the Sale of Variable Life Insurance

Current through June 25, 2024
A. Qualification to Sell Variable Life
				Insurance
No person may sell or offer for sale in this state any
				  variable life insurance policy unless such person is an agent and has filed
				  with the Commissioner, in a form satisfactory to the Commissioner, evidence
				  that such person holds any license or authorization which may be required for
				  the solicitation or sale of variable life insurance.
Any examination administered by the Department for the
				  purpose of determining the eligibility of any person for licensing as an agent
				  shall, after the effective date of this regulation, include such questions
				  concerning the history, purpose, regulation, and sale of variable life
				  insurance as the Commissioner deems appropriate.
B. Reports of Disciplinary Actions: Any
				person qualified in this state under this Article to sell or offer for sale
				variable life insurance shall immediately report to the Commissioner:
1. any suspension or revocation of his
				agent's license in any other state or territory of the United States;
2. the imposition of any disciplinary
				sanction, including suspension or expulsion from membership, suspension, or
				revocation of or denial of registration, imposed upon him by any national
				securities exchange, or national securities association, or any federal, state,
				or territorial agency with jurisdiction over securities of variable life
				insurance;
3. any judgment or
				injunction entered against him on the basis of conduct deemed to have involved
				fraud, deceit, misrepresentation, or violation of any insurance or securities
				law or regulation.
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 5 - (84-101) Variable Life Insurance › Rule 19-2-5.13 - Separability Article

Current through June 25, 2024
If any provision of this regulation or the application
				  thereof to any person or circumstance is for any reason held to be invalid, the
				  remainder of the regulation and the application of such provision to other
				  persons or circumstances shall not be affect thereby.
Miss. Code Ann. §
										83-5-1
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 5 - (84-101) Variable Life Insurance › Rule 19-2-5.14 - Supersession of Conflicting Regulations

Current through June 25, 2024
This regulation shall supersede and fully replace any prior
				  regulation concerning variable life insurance. This regulation is particularly
				  intended to replace any provisions of Regulation No. 78-2 (Variable Contracts),
				  Articles I through IX as they may pertain to variable life insurance. The
				  provisions of Regulation 78-2 (Variable Contracts), Articles I through IX that
				  regulate variable annuities remain undisturbed by this
				  Regulation.
Miss. Code Ann. §
										83-7-45
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 5 - (84-101) Variable Life Insurance › Rule 19-2-5.15 - Effective Date

Current through June 25, 2024
This regulation shall become effective on and after July 1,
				  1984.
PROMULGATED AND ADOPTED this the 30th day of January,
				  1984.
Miss. Code Ann. §
										25-43-3.113
				  (Rev. 2010)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 6 - (84-103) Permitting the Use of the Same Minimum Non-Forfeiture Standards for Men and Women Insured Under 1980 CSO and 1980 CET Mortality Tables (Mixed Gender Mortality Tables) › Rule 19-2-6.01 - Preamble and Authority

Current through June 25, 2024
I, George Dale, duly elected Commissioner of Insurance of the
				  State of Mississippi, pursuant to the authority granted in me in Section
				  83-7-25,
				  Mississippi Code of 1972, as Amended, and in accordance with Sections 25-43-1
				  through 25-43-19, Mississippi Code of 1972, known as the Mississippi
				  Administrative Procedure Law, do hereby promulgate the following Rules and
				  Regulation with an effective date as herein set forth in Section 7, upon
				  compliance with the applicable statutes.
Miss. Code Ann. §
										83-7-25
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 6 - (84-103) Permitting the Use of the Same Minimum Non-Forfeiture Standards for Men and Women Insured Under 1980 CSO and 1980 CET Mortality Tables (Mixed Gender Mortality Tables) › Rule 19-2-6.02 - Purpose

Current through June 25, 2024
The purpose of this Regulation is to permit individual life
				  insurance policies to provide the same cash surrender values and paid-up
				  nonforfeiture benefits to both men and women. No change in minimum valuation
				  standards is implied by this rule.
Miss. Code Ann. §
										83-7-25
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 6 - (84-103) Permitting the Use of the Same Minimum Non-Forfeiture Standards for Men and Women Insured Under 1980 CSO and 1980 CET Mortality Tables (Mixed Gender Mortality Tables) › Rule 19-2-6.03 - Definitions

Current through June 25, 2024
A. As used in this Regulation, "1980 CSO
				Table, with or without Ten Year Select Mortality Factors" means that mortality
				table, consisting of separate rates of mortality for male and female lives,
				developed by the Society of Actuaries Committee to Recommend New Mortality
				Tables for Valuation of Standard Individual Ordinary Life Insurance,
				incorporated in the 1980 NAIC Amendments to the Model Standard Valuation Law
				and Standard Nonforfeiture Law for Life Insurance, and referred to in those
				models as the Commissioners 1980 Standard Ordinary Mortality Table, with or
				without Ten Year Select Mortality Factors.
B. As used in this Regulation, "1980 CSO
				Table (M), with or without Ten-Year Select Mortality Factors.
C. As used in this Regulation, "1980 CSO
				Table (F), with our Ten-Year Select Mortality Factors" means that mortality
				table consisting of the rates of mortality for female lives from the 1980 CSO
				Table, with or without Ten-Year Select Mortality Factors.
D. As used in this Regulation, "1980 CET
				Table" means that mortality table consisting of separate rates of mortality for
				male and female lives, developed by the Society of Actuaries Committee to
				Ordinary Life Insurance, incorporated in the 1980 NAIC Amendments to the Model
				Standard Valuation Law and Standard Nonforfeiture Law for Life Insurance, and
				referred to in those models as the Commissioner 1980 Extended Term Insurance
				Table.
E. As used in this Rule,
				"1980 CET Table (M) means that mortality table consisting of the rates of
				mortality for male lives from the 1980 CET Table.
F. As used in this Rule, "1980 CET Table (F)
				means that mortality table consisting of the rates of mortality for female
				lives from the 1980 CET Table.
G.
				As used in this regulation, "1980 CSO and 1980 CET Smoker and Non-Smoker
				Mortality Tables" mean the mortality tables with separate rates and mortality
				for smokers and non-smokers derived from the 1980 CSO and 1980 CET Mortality
				Tables by the Society of Actuaries Task Force on Smoker/Non-Smoker Mortality
				and Adopted by the NAIC in December 1983.
Miss. Code Ann. §
										83-7-25
				  (Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 6 - (84-103) Permitting the Use of the Same Minimum Non-Forfeiture Standards for Men and Women Insured Under 1980 CSO and 1980 CET Mortality Tables (Mixed Gender Mortality Tables) › Rule 19-2-6.04 - Rule

Current through June 25, 2024
A. For any policy of insurance on the life of
				either a male of female insured delivered or issued for delivery in this state
				after the operative date of Section
				83-7-25(5-c)(K)
				for that policy form.
1. a mortality table
				which is a blend of the 1980 CSO Table (M) and the 1980 CSO Table (F) with or
				without Ten-Year Select Mortality Factors may at the option of the company be
				substituted for the 1980 CET Table, with or without Ten-Year Select Mortality
				Factors, and
2. a mortality table
				which is of the same blend as used in (i) but applied to form a blend of the
				1980 CET Table (M) and the 1980 CET Table (F) may at the option of the company
				be substituted for the 1980 CET Table for use in determining minimum cash
				surrender values and amounts of paid-up nonforfeiture benefits.
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 6 - (84-103) Permitting the Use of the Same Minimum Non-Forfeiture Standards for Men and Women Insured Under 1980 CSO and 1980 CET Mortality Tables (Mixed Gender Mortality Tables) › Rule 19-2-6.06 - Unfair Discrimination

Current through June 25, 2024
It shall not be a violation of Section
				  83-5-35
				  for an insurer to issue the same kind of policy of life insurance on both a
				  sex-distinct and sex-neutral basis.
Miss. Code Ann.
				  §§
										83-7-25;
				  83-5-1(Rev. 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 6 - (84-103) Permitting the Use of the Same Minimum Non-Forfeiture Standards for Men and Women Insured Under 1980 CSO and 1980 CET Mortality Tables (Mixed Gender Mortality Tables) › Rule 19-2-6.07 - Separability

Current through June 25, 2024
If any provisionsof this Regulation or the application
				  thereof to any person or circumstance is for any reason held to be invalid, the
				  remainder of the regulation and the application of such provision to other
				  persons or circumstances shall not be affected thereby.
Miss. Code Ann. §
										83-5-1(Rev.
				  2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 6 - (84-103) Permitting the Use of the Same Minimum Non-Forfeiture Standards for Men and Women Insured Under 1980 CSO and 1980 CET Mortality Tables (Mixed Gender Mortality Tables) › Rule 19-2-6.08 - Effective Date

Current through June 25, 2024
The effective date of this regulation shall be thirty (30)
				  days from and after its adoption and filing with the Secretary of State of the
				  State of Mississippi.
Miss. Code Ann. §
										25-43-3.113
				  (Rev. 2010)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 7 - (84-104) Mississippi's Regulation Permitting the Use of Smoker/Non-Smoker Mortality Tables When Determining Minimum Reserve Liabilities and Nonforfeiture Benefits › Rule 19-2-7.01 - Preamble and Authority

Current through June 25, 2024
I, George Dale, duly elected Commissioner of Insurance of the
				  State of Mississippi, pursuant to the authority granted in me in Section
				  83-7-25,
				  Mississippi Code of 1972, as Amended, and in accordance with Sections 25-43-1
				  through 25-43-19, Mississippi Code of 1972, known as the Mississippi
				  Administrative Procedure Law, do hereby promulgate the following Rules and
				  Regulation with an effective date as herein set forth in Section 7, upon
				  compliance with the applicable statutes.
Miss. Code Ann. §
										83-7-25
				  (Rev 2011); 25-43-3.113(Rev. 2010)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 7 - (84-104) Mississippi's Regulation Permitting the Use of Smoker/Non-Smoker Mortality Tables When Determining Minimum Reserve Liabilities and Nonforfeiture Benefits › Rule 19-2-7.02 - Purpose

Current through June 25, 2024
The purpose of the Regulation is to permit the use of
				  mortality tables that reflect differences in mortality between smokers and
				  nonsmokers in determining minimum reserve liabilities and minimum cash
				  surrender values and amounts of paid-up nonforfeiture benefits for plans of
				  insurance with separate premium rates for smokers and
				  nonsmokers.
Miss. Code Ann. §
										83-7-25
				  (Rev 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 7 - (84-104) Mississippi's Regulation Permitting the Use of Smoker/Non-Smoker Mortality Tables When Determining Minimum Reserve Liabilities and Nonforfeiture Benefits › Rule 19-2-7.03 - Definitions

Current through June 25, 2024
A. As used in this Regulation, "1980 CSO
				Table, with or without Ten-Year Select Mortality Factor" means that mortality
				table, consisting of separate rates of mortality for male and female lives,
				developed by the Society of Actuaries Committee to Recommend New Mortality
				Tables for Valuation of Standard Individual Ordinary Life Insurance,
				incorporated in the 1980 NAIC Amendments to the Model Standard Valuation Law
				and Standard Nonforfeiture Law for Life Insurance, and referred to in those
				models as the Commissioners 1980 Standard Ordinary Mortality Table, with or
				without Ten-Year Select Mortality Factors. The same select factors will be used
				for both smokers and non-smokers tables.
B. As used in this Regulation, "1980 CET
				Table" means that mortality table consisting of separate rates of mortality for
				male and female lives, developed by the Society of Actuaries Committee to
				Recommend New Mortality Tables for Valuation of Standard Individual Ordinary
				Life Insurance, incorporated in the 1980 NAIC Amendments to the Model Standard
				Nonforfeiture Law for Life Insurance, and referred to in that model as the
				Commissioners 1980 Extended Term Insurance Table.
C. As used in this Regulation, "1958 CSO
				Table" means that mortality table developed by the Society of Actuaries Special
				Committee on New Mortality Tables, incorporated in the NAIC Model Standard
				Nonforfeiture Law for Life Insurance, and referred to in that model as the
				Commissioners 1958 Standard Ordinary Mortality Table.
D. As used in this Regulation, "1958 CET
				Table" means that mortality table developed by the Society of Actuaries Special
				Committee on New Mortality Tables, incorporated in the NAIC Model Standard
				Nonforfeiture Law for Life Insurance, and referred to in that model as the
				Commissioners 1958 Extended Term Insurance Table.
E. As used in this Regulation, the phrase
				"smoker and nonsmoker mortality tables" refers to the mortality tables with
				separate rates of mortality for smokers and nonsmokers derived from the tables
				defined in A through D of this section which were developed by the Society of
				Actuaries Task Force on Smoker/Nonsmoker Mortality and the California Insurance
				Department staff and recommended on the NAIC Technical Staff Actuarial
				Group.
F. As used in this
				Regulation, the phrase "composite mortality tables" refers to the mortality
				tables defined in A through D of this section as they were originally published
				with rates of mortality that do not distinguish between smokers and
				nonsmokers.
Miss. Code Ann.
				  §§
										83-5-1;
				  83-7-25 (Rev 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 7 - (84-104) Mississippi's Regulation Permitting the Use of Smoker/Non-Smoker Mortality Tables When Determining Minimum Reserve Liabilities and Nonforfeiture Benefits › Rule 19-2-7.04 - Alternate Table

Current through June 25, 2024
A. For any policy
				of insurance delivered or issued for delivery in this state after the operative
				date of Section
				83-7-25(5-c)(K)
				for that policy form and before January 1, 1989, at the option of the company
				and subject to the conditions stated in Section 5 of this Regulation,
1. the 1958 CSO Smoker and Nonsmoker
				Mortality Tables may be substituted for the 1980 CSO Table, with or without
				Ten-Year Select Mortality Factors, and
2. the 1958 CET Smoker and Nonsmoker
				Mortality Tables may be substituted for the 1980 CET Table
for use in determining reserve liabilities and minimum cash
				  surrender values and amounts of paid-up nonforfeiture benefits.
Provided that for any category of insurance issued on female
				  lives with minimum reserve liabilities and minimum cash surrender values and
				  amounts of paid-up nonforfeiture benefits determined using the 1958 CSO and
				  1958 CET Smoker and Nonsmoker Mortality Tables, such minimum values may be
				  calculated according to an age not more than six years younger than the actual
				  age of the insured.
Provided further that the substitution of the 1958 CSO or
				  1958 CET Smoker and Nonsmoker Mortality Tables is available only if made for
				  each policy of insurance on a policy form delivered or issued for delivery on
				  or after the operative date for that policy form and before a date not later
				  than January 1, 1989.
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 7 - (84-104) Mississippi's Regulation Permitting the Use of Smoker/Non-Smoker Mortality Tables When Determining Minimum Reserve Liabilities and Nonforfeiture Benefits › Rule 19-2-7.05 - Conditions

Current through June 25, 2024
For each plan of insurance with separate rates for smokers
				  and nonsmokers an insurer may
A. use
				composite mortality tables to determine minimum reserve liabilities and minimum
				cash surrender values and amounts of paid-up nonforfeiture benefits.
B. use smoker and nonsmoker mortality tables
				to determine the valuation net premiums and additional minimum reserves, if
				any, required by Section
				83-7-23(7)
				and use composite mortality tables to determine the basic minimum reserves,
				minimum cash surrender values and amounts of paid-up nonforfeiture benefits,
				or
C. use smoker and nonsmoker
				mortality to determine minimum reserve liabilities and minimum cash surrender
				values and amounts of paid-up nonforfeiture benefits.
Miss. Code Ann. §
										83-7-25;
				  83-5-1 (Rev 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 7 - (84-104) Mississippi's Regulation Permitting the Use of Smoker/Non-Smoker Mortality Tables When Determining Minimum Reserve Liabilities and Nonforfeiture Benefits › Rule 19-2-7.06 - Separability

Current through June 25, 2024
If any provision of this Regulation or the application
				  thereof to any person or circumstance is for any reason held to be invalid, the
				  remainder of the regulation and the application of such provision to other
				  persons or circumstances shall not be affected thereby.
Miss. Code Ann. §
										83-5-1
				  (Rev 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 7 - (84-104) Mississippi's Regulation Permitting the Use of Smoker/Non-Smoker Mortality Tables When Determining Minimum Reserve Liabilities and Nonforfeiture Benefits › Rule 19-2-7.07 - Effective Date

Current through June 25, 2024
The effective date of this Regulation shall be thirty (30)
				  days from and after its adoption and filing with the Secretary of State of the
				  State of Mississippi.
PROMULGATED AND ADOPTED this the 13th day of August,
				  1984.
Miss. Code Ann. §
										25-43-3.113
				  (Rev 2010)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 7 - (84-104) Mississippi's Regulation Permitting the Use of Smoker/Non-Smoker Mortality Tables When Determining Minimum Reserve Liabilities and Nonforfeiture Benefits › Rule 19-2-7.08 - Table 1

Current through June 25, 2024
Mississippi Model Regulation Permitting
				  Smokers/Nonsmokers Mortality Tables for Use in Determining Minimum Reserve
				  Liabilities and Nonforfeiture
Benefits: 1958 CSO Male and Smoker and Non-Smoker
				  Mortality Rates
AGE
Non-Smoker
Smoker
15
1.46
1.74
16
1.53
1.85
17
1.60
1.96
18
1.64
2.03
19
1.65
2.05
20
1.64
2.05
21
1.62
2.04
22
1.63
2.07
23
1.63
2.08
24
1.64
2.11
25
1.64
2.12
26
1.65
2.15
27
1.66
2.18
28
1.67
2.23
29
1.69
2.29
30
1.71
2.37
31
1.73
2.45
32
1.75
2.52
33
1.79
2.63
34
1.83
2.73
35
1.88
2.86
36
1.95
3.03
37
2.04
3.25
38
2.15
3.52
39
2.28
3.83
40
2.43
4.19
41
2.60
4.62
42
2.78
5.04
43
2.99
5.55
44
3.21
6.09
45
3.46
6.67
46
3.76
7.32
47
4.08
8.02
48
4.45
8.82
49
4.86
9.71
50
5.31
10.68
51
5.83
11.75
52
6.40
12.88
53
7.07
14.16
54
7.84
15.54
55
8.72
17.03
56
9.74
18.65
57
10.91
20.44
58
12.26
22.35
59
13.74
24.42
60
15.38
26.72
61
17.16
29.21
62
19.14
31.88
63
21.29
34.83
64
23.68
38.00
65
26.34
41.44
66
29.32
45.19
67
32.61
49.20
68
36.28
53.55
69
40.17
58.31
70
44.34
63.27
71
48.74
68.33
72
53.32
73.41
73
58.07
78.50
74
63.11
83.71
75
68.58
89.23
76
74.50
95.68
77
81.15
102.84
78
88.62
110.80
79
96.85
119.44
80
105.75
128.60
81
115.27
138.20
82
125.28
148.05
83
135.72
158.05
84
146.62
168.22
85
158.06
178.62
86
170.03
189.26
87
182.76
200.21
88
196.27
211.61
89
210.88
223.70
90
226.99
236.85
91
244.83
253.34
92
265.20
272.12
93
288.78
293.80
94
316.38
319.13
95
351.24
351.24
96
400.56
400.56
97
488.42
488.42
98
668.15
668.15
99
1000.00
1000.00
Miss. Code Ann. §
										83-7-25
				  (Rev 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 7 - (84-104) Mississippi's Regulation Permitting the Use of Smoker/Non-Smoker Mortality Tables When Determining Minimum Reserve Liabilities and Nonforfeiture Benefits › Rule 19-2-7.09 - Table 2

Current through June 25, 2024
Mississippi Model Regulation Permitting
				  Smoker/Nonsmokers Mortality Tables For Use in
Determining Minimum Reserve Liabilities and
				  Nonforfeiture Benefits
:
1958 CET Male and Smoker and Non-Smoker Mortality
				  Rates
AGE
Non-Smoker
Smoker
15
2.21
2.49
16
2.28
2.60
17
2.35
2.71
18
2.39
2.78
19
2.40
2.80
20
2.39
2.80
21
2.37
2.79
22
2.38
2.82
23
2.38
2.83
24
2.39
2.86
25
2.39
2.87
26
2.40
2.90
27
2.41
2.93
28
2.42
2.98
29
2.44
3.04
30
2.46
3.12
31
2.48
3.20
32
2.50
3.28
33
2.54
3.42
34
2.58
3.55
35
2.63
3.72
36
2.70
3.94
37
2.79
4.23
38
2.90
4.58
39
3.03
4.98
40
3.18
5.45
41
3.36
6.01
42
3.61
6.55
43
3.89
7.22
44
4.17
7.92
45
4.50
8.67
46
4.89
9.52
47
5.30
10.43
48
5.79
11.47
49
6.32
12.62
50
6.90
13.88
51
7.58
15.28
52
8.32
16.74
53
9.19
18.41
54
10.19
20.20
55
11.34
22.14
56
12.66
24.25
57
14.18
26.57
58
15.94
29.06
59
17.86
31.75
60
19.99
34.74
61
22.31
37.97
62
24.88
41.44
63
27.68
45.28
64
30.78
49.40
65
34.24
53.87
66
38.12
58.75
67
42.39
63.96
68
47.16
69.62
69
52.22
75.80
70
57.64
82.25
71
63.36
88.83
72
69.32
95.43
73
75.49
102.05
74
82.04
108.82
75
89.15
116.00
76
96.85
124.38
77
105.50
133.69
78
115.21
144.04
79
125.91
155.27
80
137.48
167.18
81
149.85
179.66
82
162.86
192.47
83
176.44
205.47
84
190.61
218.69
85
205.48
232.21
86
221.10
246.04
87
237.59
260.27
88
255.15
275.09
89
274.14
290.81
90
295.09
307.91
91
318.28
329.34
92
344.76
353.76
93
375.41
381.94
94
411.29
414.87
95
456.61
456.61
96
520.73
520.73
97
634.95
634.95
98
868.60
868.60
99
1000.00
1000.00
Miss. Code Ann. §
										83-7-25
				  (Rev 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 7 - (84-104) Mississippi's Regulation Permitting the Use of Smoker/Non-Smoker Mortality Tables When Determining Minimum Reserve Liabilities and Nonforfeiture Benefits › Rule 19-2-7.10 - Table 3

Current through June 25, 2024
Mississippi Model Regulation Permitting
				  Smokers/Nonsmokers Mortality Tables For Use In Determining Minimum Reserve
				  Liabilities and Nonforfeiture Benefits:
1958 CSO Male ALB Smoker and Non-Smoker Mortality
				  Rates
AGE
Non-Smoker
Smoker
15
1.49
1.79
16
1.56
1.90
17
1.62
1.99
18
1.64
2.04
19
1.65
2.05
20
1.63
2.05
21
1.62
2.05
22
1.63
2.07
23
1.63
2.09
24
1.64
2.11
25
1.64
2.13
26
1.65
2.16
27
1.66
2.20
28
1.68
2.26
29
1.70
2.33
30
1.72
2.41
31
1.74
2.48
32
1.77
2.57
33
1.81
2.68
34
1.85
2.79
35
1.91
2.94
36
1.99
3.14
37
2.09
3.38
38
2.21
3.67
39
2.35
4.01
40
2.51
4.40
41
2.69
4.88
42
2.88
5.29
43
3.10
5.82
44
3.33
6.88
45
3.61
6.99
46
3.92
7.67
47
4.26
8.42
48
4.65
9.26
49
5.08
10.19
50
5.57
11.21
51
6.11
12.31
52
6.73
13.52
53
7.45
14.85
54
8.28
16.28
55
9.23
17.83
56
10.32
19.54
57
11.58
21.39
58
13.00
23.37
59
14.55
25.56
60
16.26
27.95
61
18.14
30.53
62
20.20
33.33
63
22.47
36.39
64
24.99
39.69
65
27.81
43.28
66
30.94
47.15
67
34.41
51.32
68
38.19
55.86
69
42.21
60.72
70
45.49
65.72
71
50.97
70.73
72
55.63
75.85
73
60.51
81.00
74
65.76
86.35
75
71.43
92.30
76
77.70
99.08
77
84.73
106.60
78
92.54
114.87
79
101.07
123.73
80
110.24
133.07
81
119.97
142.76
82
130.15
152.65
83
140.77
162.70
84
151.89
172.94
85
163.55
183.42
86
175.83
194.16
87
188.84
205.28
88
202.78
216.94
89
217.99
229.45
90
234.77
243.99
91
253.59
261.37
92
275.19
281.25
93
300.25
304.28
94
330.53
332.14
95
370.65
370.65
96
433.49
433.49
97
549.25
549.25
98
750.84
750.84
99
1000.00
1000.00
Miss. Code Ann. §
										83-7-25
				  (Rev 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 7 - (84-104) Mississippi's Regulation Permitting the Use of Smoker/Non-Smoker Mortality Tables When Determining Minimum Reserve Liabilities and Nonforfeiture Benefits › Rule 19-2-7.11 - Table 4

Current through June 25, 2024
Mississippi Model Regulation Permitting
				  Smokers/Nonsmokers Mortality Tables For Use In Determining Minimum Reserve
				  Liabilities and Nonforfeiture Benefits:
1958 CET Male ALB smoker and Non-Smoker Mortality
				  Rates
AGE
Non-Smoker
Smoker
15
2.24
2.54
16
2.31
2.65
17
2.37
2.74
18
2.39
2.79
19
2.40
2.80
20
2.38
2.80
21
2.37
2.80
22
2.38
2.82
23
2.38
2.84
24
2.39
2.86
25
2.39
2.88
26
2.40
2.91
27
2.41
2.95
28
2.43
3.01
29
2.45
3.08
30
2.47
3.16
31
2.49
3.24
32
2.52
3.35
33
2.56
3.48
34
2.60
3.63
35
2.66
3.83
36
2.74
4.08
37
2.84
4.40
38
2.96
4.78
39
3.10
5.21
40
3.28
5.73
41
3.49
6.28
42
3.75
6.88
43
4.03
7.57
44
4.33
8.29
45
4.69
9.09
46
5.09
9.97
47
5.54
10.95
48
6.05
12.04
49
6.61
13.25
50
7.24
14.58
51
7.95
16.00
52
8.75
17.57
53
9.69
19.30
54
10.76
21.16
55
12.00
23.18
56
13.42
25.40
57
15.05
27.80
58
16.89
30.39
59
18.92
33.22
60
21.14
36.33
61
23.58
39.67
62
26.26
43.32
63
29.21
47.29
64
32.48
51.58
65
36.15
56.24
66
40.21
61.28
67
44.72
66.70
68
49.63
72.60
69
54.86
78.90
70
60.42
85.40
71
66.24
91.98
72
72.29
98.57
73
78.64
105.25
74
85.44
112.20
75
92.82
119.93
76
100.95
128.73
77
110.08
138.49
78
120.23
149.22
79
131.31
160.72
80
143.21
172.85
81
155.83
185.43
82
169.05
198.28
83
182.84
211.32
84
197.26
224.62
85
212.40
238.22
86
228.32
252.16
87
245.19
266.57
88
263.26
281.70
89
282.95
297.91
90
304.68
316.68
91
329.01
339.14
92
356.89
364.82
93
389.20
394.52
94
428.08
430.28
95
479.19
479.19
96
557.74
557.74
97
697.43
697.43
98
883.86
883.86
99
1000.00
1000.00
Miss. Code Ann. §
										83-7-25
				  (Rev 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 7 - (84-104) Mississippi's Regulation Permitting the Use of Smoker/Non-Smoker Mortality Tables When Determining Minimum Reserve Liabilities and Nonforfeiture Benefits › Rule 19-2-7.12 - Table 5

Current through June 25, 2024
Mississippi Model Regulation Permitting
				  Smokers/Nonsmokers Mortality Tables For Use In Determining Minimum Reserve
				  Liabilities and Nonforfeiture Benefits:
1980 CSO Female Smoker and Non-Smoker
				  Mortality Rates: Age Nearest Birthday
AGE
Non-Smoker
Smoker
15
0.84
0.94
16
0.88
0.99
17
0.92
1.04
18
0.95
1.09
19
0.98
1.13
20
1.01
1.16
21
1.02
1.18
22
1.04
1.21
23
1.05
1.23
24
1.08
1.27
25
1.09
1.29
26
1.12
1.34
27
1.14
1.38
28
1.17
1.42
29
1.20
1.48
30
1.24
1.55
31
1.27
1.61
32
1.31
1.68
33
1.35
1.75
34
1.42
1.86
35
1.47
1.94
36
1.56
2.09
37
1.67
2.28
38
1.79
2.49
39
1.93
2.73
40
2.08
3.00
41
2.26
3.33
42
2.44
3.64
43
2.62
3.96
44
2.80
4.28
45
2.99
4.61
46
3.19
4.95
47
3.41
5.31
48
3.65
5.68
49
3.90
6.08
50
4.19
6.54
51
4.50
7.00
52
4.85
7.52
53
5.26
8.13
54
5.68
8.75
55
6.13
9.40
56
6.59
10.05
57
7.05
10.67
58
7.49
11.25
59
7.96
11.85
60
8.51
12.51
61
9.16
13.36
62
9.98
14.39
63
11.01
15.78
64
12.23
17.33
65
13.55
19.07
66
14.97
20.79
67
16.41
22.58
68
17.86
24.20
69
19.41
26.02
70
21.21
27.95
71
23.34
30.45
72
25.99
33.55
73
29.22
37.33
74
33.02
41.74
75
37.32
46.64
76
42.04
51.92
77
47.11
57.46
78
52.53
63.23
79
58.45
69.41
80
65.12
76.26
81
72.76
84.00
82
81.59
92.84
83
91.76
102.87
84
103.03
114.65
85
115.38
126.42
86
128.58
139.79
87
142.71
152.67
88
157.61
167.23
89
173.51
181.07
90
190.39
197.01
91
208.58
214.00
92
228.60
232.54
93
251.40
253.55
94
279.31
279.31
95
317.32
317.32
96
375.74
375.74
97
474.97
474.97
98
655.85
655.85
99
1000.00
1000.00
Miss. Code Ann. §
										83-7-25
				  (Rev 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 7 - (84-104) Mississippi's Regulation Permitting the Use of Smoker/Non-Smoker Mortality Tables When Determining Minimum Reserve Liabilities and Nonforfeiture Benefits › Rule 19-2-7.13 - Table 6

Current through June 25, 2024
Mississippi Model Regulation Permitting
				  Smokers/Nonsmokers Mortality Tables For Use In Determining Minimum Reserve
				  Liabilities and Nonforfeiture Benefits:
1980 CSO Male Smoker and Non-Smoker
				  Mortality Rates: Age Nearest Birthday
AGE
Non-Smoker
Smoker
15
1.29
1.65
16
1.43
1.87
17
1.54
2.05
18
1.60
2.16
19
1.66
2.26
20
1.68
2.31
21
1.67
2.33
22
1.64
2.30
23
1.61
2.26
24
1.57
2.21
25
1.52
2.14
26
1.48
2.08
27
1.46
2.06
28
1.44
2.04
29
1.44
2.06
30
1.44
2.10
31
1.47
2.17
32
1.50
2.24
33
1.55
2.35
34
1.61
2.48
35
1.69
2.63
36
1.77
2.81
37
1.88
3.04
38
2.00
3.30
39
2.14
3.60
40
2.29
3.94
41
2.47
4.34
42
2.65
4.75
43
2.86
5.22
44
3.07
5.71
45
3.32
6.27
46
3.59
6.83
47
3.88
7.44
48
4.19
8.08
49
4.54
8.80
50
4.91
9.56
51
5.35
10.44
52
5.86
11.42
53
6.43
12.54
54
7.09
13.80
55
7.82
15.14
56
8.63
16.59
57
9.49
18.09
58
10.42
19.69
59
11.47
21.35
60
12.64
23.19
61
13.94
25.26
62
15.42
27.59
63
17.11
30.23
64
19.02
33.14
65
21.13
36.29
66
23.40
39.57
67
25.86
43.01
68
28.50
46.55
69
31.38
50.32
70
34.63
54.48
71
38.91
59.09
72
42.56
64.33
73
47.44
70.23
74
52.92
76.66
75
58.80
83.77
76
65.06
91.10
77
71.64
98.52
78
78.47
105.91
79
85.72
113.49
80
93.67
121.59
81
102.52
130.41
82
112.52
140.20
83
123.79
151.03
84
136.11
162.49
85
149.20
174.20
86
162.80
185.78
87
176.79
197.06
88
190.89
209.37
89
205.29
221.52
90
220.19
233.69
91
235.84
246.12
92
252.75
259.33
93
271.63
276.30
94
295.65
298.15
95
329.96
329.96
96
384.55
384.55
97
480.20
480.20
98
657.98
657.98
99
1000.00
1000.00
Miss. Code Ann. §
										83-7-25
				  (Rev 2011)
Mississippi Administrative Code › Title 19 - Department of Insurance › Part 2 - Life Insurance › Chapter 7 - (84-104) Mississippi's Regulation Permitting the Use of Smoker/Non-Smoker Mortality Tables When Determining Minimum Reserve Liabilities and Nonforfeiture Benefits › Rule 19-2-7.14 - Table 7

Current through June 25, 2024
Mississippi Model Regulation Permitting
				  Smokers/Nonsmokers Mortality Tables For Use In Determining Minimum Reserve
				  Liabilities and Nonforfeiture Benefits:
1980 CET Female Smoker and Non-Smoker
				  Mortality Rates: Age Nearest Birthday
AGE
Non-Smoker
Smoker
15
1.59
1.69
16
1.63
1.74
17
1.67
1.79
18
1.70
1.84
19
1.73
1.88
20
1.76
1.91
21
1.77
1.93
22
1.79
1.96
23
1.80
1.98
24
1.83
2.02
25
1.84
2.04
26
1.87
2.09
27
1.89
2.13
28
1.92
2.17
29
1.95
2.23
30
1.99
2.30
31
2.02
2.36
32
2.06
2.43
33
2.10
2.50
34
2.17
2.61
35
2.22
2.69
36
2.31
2.84
37
2.42
3.03
38
2.54
3.24
39
2.68
3.55
40
2.83
3.90
41
3.01
4.33
42
3.19
4.73
43
3.41
5.15
44
3.64
5.55
45
3.89
5.99
46
4.15
6.44
47
4.43
6.90
48
4.75
7.38
49
5.07
7.90
50
5.45
8.50
51
5.85
9.10
52
6.31
9.78
53
6.84
10.57
54
7.38
11.38
55
7.97
12.22
56
8.57
13.07
57
9.17
13.87
58
9.74
14.63
59
10.35
15.41
60
11.06
16.26
61
11.91
17.37
62
12.97
18.71
63
14.31
20.51
64
15.90
22.53
65
17.62
24.79
66
19.46
27.03
67
21.33
29.35
68
23.22
31.46
69
25.23
33.83
70
27.56
36.34
71
30.34
39.59
72
33.79
43.62
73
37.99
48.53
74
42.93
54.26
75
48.52
60.63
76
54.65
67.50
77
61.24
74.70
78
68.29
82.20
79
75.99
90.23
80
84.66
99.14
81
94.59
109.20
82
106.07
120.69
83
119.29
133.73
84
133.94
149.05
85
149.99
164.35
86
167.15
181.73
87
185.52
198.47
88
204.89
217.40
89
225.56
235.39
90
247.51
256.11
91
271.15
278.20
92
197.18
302.30
93
326.82
329.62
94
363.10
363.10
95
412.52
412.52
96
488.46
488.46
97
617.46
617.46
98
852.61
852.61
99
1000.00
1000.00
Miss. Code Ann. §
										83-7-25
				  (Rev 2011)