Code of Massachusetts Regulations › 211 CMR - DIVISION OF INSURANCE › Title 211 CMR 94.00 - Mandatory Pre-insurance Inspection Of Private Passenger Motor Vehicles › Section 94.03 - Definitions

Current through Register 1525, July 5, 2024
As used in
				211 CMR 94.00, the following
				words will have the meanings indicated:
Applicant
means the named insured or
				individual applying as the named insured, as that term is defined in a Motor
				Vehicle Liability Policy.
Authorized Representative
means any
				person or legal entity, other than the Applicant, authorized by an Insurer to
				conduct pre-insurance inspections pursuant to
				211 CMR 94.00 and may include
				an employee of the Insurer, an insurance producer of the Insurer, or an
				Inspection Service.
Book of Business
means all Motor
				Vehicle Liability Policies written by one insurance producer with one
				Insurer.
Certificate of Mailing
means a notice
				by regular mail with a certificate of mailing endorsed by the United States
				Postal Service.
Commissioner
means the Commissioner of
				Insurance appointed under the provisions of M.G.L. c. 26, § 6, or his or
				her designee.
Division
means the Division of
				Insurance created pursuant to M.G.L. c. 26, § 1.
Existing Customer
means an Applicant
				for a Motor Vehicle Liability Policy who has been insured for three years or
				longer, without interruption, under a Motor Vehicle Liability Policy or
				Policies which include(s) Physical Damage Coverage, issued by the Insurer to
				which the Applicant's application is submitted.
Inspection Service
means any person or
				legal entity, other than the Applicant, authorized by the Insurer to perform
				inspections required by
				211 CMR 94.00. In determining
				whether to authorize an Inspection Service an Insurer may take into
				consideration the Inspection Service's professionalism, efficiency and cost
				effectiveness.
Insurer
means any insurance company
				authorized to write Motor Vehicle Liability Policies in the
				Commonwealth.
Motor Vehicle Liability Policy
means a
				motor vehicle liability policy, including the coverage selections page and any
				endorsements, or motor vehicle liability bond, as defined in M.G.L. c. 90,
				§§ 34A, 34O, and M.G.L. c. 175.
Nonowned Motor Vehicle
means a Private
				Passenger Motor Vehicle in the possession of the Applicant, or being operated
				by the Applicant, which is neither owned by nor furnished for the regular use
				of either the Applicant or any relative (as defined in a Motor Vehicle
				Liability Policy), other than a Temporary Substitute Motor Vehicle, as defined
				in 211 CMR 94.03.
Physical Damage Coverage
means the
				optional coverages in a Motor Vehicle Liability Policy for collision or limited
				collision and/or fire and theft or so-called comprehensive coverages, as
				defined in M.G.L. c. 90, § 34O and M.G.L. c. 175, § 113O.
Private Passenger Motor Vehicle
means
				any owned or leased four-wheeled motor vehicle including, but not limited to,
				sedans, coupes, hatchbacks, station wagons, jeep-type vehicles, pick-up trucks,
				panel trucks, delivery sedans and vans, except motor vehicles which have a
				gross weight in excess of 10,000 pounds.
Temporary Substitute Motor Vehicle
means any Private Passenger Motor Vehicle not owned by the Applicant, which is
				used by the Applicant, with the permission of the owner, as a temporary
				substitute due to the breakdown, repair, servicing, loss or destruction of the
				Applicant's own motor vehicle.