Code of Maryland Regulations › Title 31 - MARYLAND INSURANCE ADMINISTRATION › Subtitle 04 - INSURERS › Chapter 31.04.19 - Filing of Forms Under File and Use Method › Section 31.04.19.05 - Types of Forms Used on a File and Use Method

Current through Register Vol. 51, No. 14, July 12, 2024
A. The forms listed in §B of this regulation are the only forms that may be used on a file and use basis.
B. The following life insurance, health insurance, and annuity forms may be filed under the file and use method:
(1) Group life insurance policies and certificates, except for group credit life insurance policies and certificates;
(2) Endorsements, amendments, and riders to be used with group life insurance policies and certificates, except for endorsements, amendments, and riders to be used with group credit life insurance policies and certificates;
(3) Wholesale life insurance policies;
(4) Endorsements, amendments, and riders to be used with wholesale life insurance policies;
(5) Accidental death benefit riders to be used with individual life insurance policies;
(6) Waiver of premium riders to be used with individual life insurance policies;
(7) Accidental death and dismemberment riders to be used with individual life insurance policies;
(8) Riders to be used with individual life insurance policies that provide coverage to the spouse or dependent children of the insured;
(9) Guaranteed insurability option riders to be used with individual life insurance policies;
(10) Group annuity contracts and certificates, including variable and nonvariable group annuity contracts and certificates;
(11) Endorsements, amendments, and riders to be used with group annuity contracts and certificates;
(12) Individual retirement account (IRA) endorsements to be used with individual fixed annuity contracts or with individual variable annuity contracts;
(13) Tax sheltered annuity (TSA) endorsements to be used with:
(a) Individual fixed annuity contracts; or
(b) Individual variable annuity contracts;
(14) Medical stop-loss insurance;
(15) Group accidental death policies and certificates;
(16) Group accidental death and dismemberment policies and certificates;
(17) Group travel health insurance policies and certificates, except for the following:
(a) Any form that includes lost baggage benefits;
(b) Any form that includes a trip cancellation benefit that is payable for a reason other than the illness or death of:
(i) The insured;
(ii) A member of the insured's family; or
(iii) One or more of the insured's travel companions; or
(c) Any form that contains any other property or casualty type benefit not included in §B(17)(a) and (b) of this regulation;
(18) Group health insurance policies and certificates that:
(a) Limit coverage to losses due to accident; and
(b) Do not pay benefits on an expense-incurred basis;
(19) Employer retrospective premium arrangements;
(20) Blanket health insurance policies that limit benefits to accidental death benefits;
(21) Blanket health insurance policies that limit benefits to accidental death and dismemberment benefits;
(22) Blanket health insurance policies that limit benefits to travel benefits;
(23) Blanket health insurance policies that:
(a) Limit coverage to losses due to accident; and
(b) Do not pay benefits on an expense-incurred basis; and
(24) Applications, except applications for:
(a) Medicare supplement policies;
(b) Long-term care insurance;
(c) Individual health benefit plans; and
(d) Small employer health benefit plans.