Code of Maine Rules › 94 - INDEPENDENT AGENCIES › 178 - ADAPTIVE EQUIPMENT LOAN PROGRAM FUND BOARD › Chapter 501 - KIM WALLACE ADAPTIVE EQUIPMENT LOAN PROGRAM RULE › Section 178-501-1 - Definitions

Current through 2024-29, July 17, 2024
The following terms, some of which are defined in the Act,
				  shall have the following meaning in this rule:
A. "Act" means the Kim Wallace Adaptive
				Equipment Loan Program Act enacted by P. L. 1987, Chap. 817,
				10 M.R.S.A.
				§371
et seq
., as
				amended.
B. "Adaptive equipment"
				means any device, implement, or thing and associated acquisition costs which
				assists one or more persons with disabilities to improve their independence or
				to become a more productive member of the community. Adaptive equipment
				includes assistive technology as defined in the
Assistive Technology
				Act of 1998
, 29 U.S. Code Section 3001
et seq
., as
				amended.
C. "Applicant" means any
				individual, organization, or entity that submits an application for a
				loan.
D. "Board" means the Kim
				Wallace Adaptive Equipment Loan Program Fund Board.
E. "Business" means an applicant other than
				an individual including, but not limited to for-profit and not-for-profit
				businesses.
F. "Construction loan"
				means a loan to an eligible applicant the proceeds of which will be used for
				the access or adaptation related enlargement, rehabilitation, remodeling or
				modification of an existing structure or building.
G. "Disability" means (i) any physiological
				disorder or condition or anatomical loss affecting one or more of the following
				body systems: neurological; musculoskeletal; special sense organs; respiratory;
				genitourinary; hemic and lymphatic; skin; and endocrine; or (ii) any mental or
				psychological disorder, such as mental retardation, organic brain syndrome,
				emotional or mental illness, and specific learning disabilities; or (iii) any
				physical or mental impairment including but not limited to, such diseases and
				conditions as traumatic brain injury, orthopedic, visual, speech, and hearing
				impairments, cerebral palsy, epilepsy, muscular dystrophy, multiple sclerosis,
				cancer, heart disease, diabetes, mental retardation, emotional illnesses, and
				drug addiction and alcoholism; or (iv) any physical or mental impairment which
				substantially limits one or more major life activities.
H. "Financial services provider" means an
				entity with which the board establishes a contract primarily to administer,
				underwrite, service, and document loans.
I. "Fund" means the Kim Wallace Adaptive
				Equipment Loan Program Fund (established by Section 372 of the Act).
J. "Fund administrator" means the state
				agency with which the Kim Wallace Adaptive Equipment Loan Program Fund is
				deposited pursuant to Section 372 of the Act.
K. "Individual" means an applicant who is a
				person with a disability who will benefit from the adaptive equipment or a
				person in a relationship, other than within the context of a business or
				employment relationship, with a person with a disability who will benefit from
				the adaptive equipment purchased.
L. "Loan" means a loan from the Kim Wallace
				Adaptive Equipment Loan Program Fund.
M. "Loan commitment" means a letter from the
				board or its designee to an applicant agreeing to make a loan subject to terms,
				conditions and requirements stated therein.
N. "New construction loan" means a loan to an
				eligible applicant the proceeds of which will be used to provide funding for
				the costs directly related to building or erecting access or adaptation related
				features in a newly constructed structure or building, including modular homes.
O. "Program" means the Kim Wallace
				Adaptive Equipment Loan Program.
P.
				"Qualified borrower" means an individual or entity which meets the eligibility
				requirements set forth in this rule.
Q. "State" means the State of
				Maine.
R. "Support services
				provider" means any organization, entity, or individual with which the board
				establishes a contract to provide services to the program, including but not
				limited to marketing, generating loan applications, providing credit
				counseling, providing legal services, and/or providing other administrative
				services.