reglab/statecodes huggingface dataset:
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 17 - COMMUNITY LEGACY › Chapter 05.17.03 - Designation of Neighborhood Conservation Areas › Section 05.17.03.04 - Application Processing

Current through Register Vol. 51, No. 14, July 12, 2024
A. Application Evaluation.
(1) Each application shall be submitted to the Department to determine whether all of the information required under Regulation .03 of this chapter is contained in the application.
(2) Upon receipt of all required information, the Department shall:
(a) Convene a review team to:
(i) Review the applications;
(ii) Provide assistance and guidance to applicants; and
(iii) Make recommendations to the Secretary;
(b) Refer the application to other State agencies for comment, as the Department considers appropriate;
(c) Consider any recommendation from a State agency; and
(d) Analyze each application as to determine whether the proposed neighborhood conservation area merits designation.
(3) The Department, in its discretion, may request additional information from the local government concerning an application, including oral presentations.
(4) Upon completion of the requirements in §A(1)-(3) of this regulation, the Department shall make a recommendation on the application to the Secretary.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 17 - COMMUNITY LEGACY › Chapter 05.17.03 - Designation of Neighborhood Conservation Areas › Section 05.17.03.05 - Designation of a Neighborhood Conservation Area

Current through Register Vol. 51, No. 14, July 12, 2024
A. The Secretary may designate an area as a Neighborhood Conservation Area.
B. Denial of Applications. If the Secretary, acting under §A of this regulation, determines not to designate all or part of an area as a neighborhood conservation area, the Secretary shall issue a written notice of denial with an evaluation and explanation of the denial.
C. Reconsiderations.
(1) An applicant may request initial reconsideration of a denial by submitting a written request to the Secretary.
(2) The request for reconsideration must be received within 30 days following the date of the denial notice.
(3) The request for reconsideration shall address each reason for the denial and provide documentation supporting reasons for reconsideration of the application.
(4) The Department, as applicable, shall respond in writing to the applicant's request for reconsideration within 90 days of receipt of the request for reconsideration.
(5) An initial decision or reconsideration of a decision is not a contested case within the meaning of the Administrative Procedure Act or COMAR 05.01.01.02A.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 17 - COMMUNITY LEGACY › Chapter 05.17.03 - Designation of Neighborhood Conservation Areas › Section 05.17.03.06 - Modification of a Neighborhood Conservation Area Designation

Current through Register Vol. 51, No. 14, July 12, 2024
A. A local government or local governments may submit modifications to a neighborhood conservation area designation to the Department in accordance with the schedule that the Department establishes.
B. The Secretary may approve modifications to a Neighborhood Conservation Area designation.
C. Regulations .03-.05 of this chapter shall apply to the procedures and approval process for modifying a neighborhood conservation area designation.
D. The Department may establish an abbreviated application for modifying a neighborhood conservation area designation.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 18 - SELF-HELP TECHNICAL ASSISTANCE › Chapter 05.18.01 - Self-Help Homeownership Technical Assistance Program › Section 05.18.01.01 - General

Current through Register Vol. 51, No. 14, July 12, 2024
This chapter describes the policies and procedures for making technical assistance grants to nonprofit organizations and local jurisdictions under the Program.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 18 - SELF-HELP TECHNICAL ASSISTANCE › Chapter 05.18.01 - Self-Help Homeownership Technical Assistance Program › Section 05.18.01.02 - Objective

Current through Register Vol. 51, No. 14, July 12, 2024
The objectives of the Program are to make technical assistance grants to expand:
A. The production of decent, affordable housing for families of limited income through the use of self-help methods of rehabilitation and construction;
B. Homeownership opportunities for those families for whom it would otherwise not be available without the cost savings achieved by using the self-help methods of rehabilitation and construction; and
C. Self-reliance, pride of ownership, and sense of community for families who participate in the Program.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 18 - SELF-HELP TECHNICAL ASSISTANCE › Chapter 05.18.01 - Self-Help Homeownership Technical Assistance Program › Section 05.18.01.04 - Eligible Grantees

Current through Register Vol. 51, No. 14, July 12, 2024
A nonprofit organization or local jurisdiction shall meet the following requirements to qualify for a grant under the Program:
A. Have the legal capacity to enter into the grant agreement;
B. Satisfy all legal requirements to operate in the State; and
C. Meet the performance standards of the Department, as follows:
(1) Not have defaulted on a prior loan or grant from the Department, including a default by failure to complete a project funded by a grant made under the Program within the required time period; and
(2) Not be currently barred or suspended from any of the Department's programs.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 18 - SELF-HELP TECHNICAL ASSISTANCE › Chapter 05.18.01 - Self-Help Homeownership Technical Assistance Program › Section 05.18.01.05 - Eligible Use of Grant Funds

Current through Register Vol. 51, No. 14, July 12, 2024
A. Grants for construction activities and techniques may be made to local jurisdictions and nonprofit organizations to provide assistance to families of limited income who are owner-builders or self-help rehabilitators for the following purposes:
(1) To assist, train, and supervise on self-help construction activities and techniques;
(2) To assist in project development, including but not limited to:
(a) Preparation of plans for self-help housing;
(b) Preparation of contracts for professional services;
(c) Application for project funding;
(d) Packaging households' applications for assistance;
(e) Preparation of subdivision maps;
(f) Review of engineering plans and specifications for construction and rehabilitation projects; and
(g) Compliance with appropriate requirements of funding agencies and local government;
(3) Administrative costs of providing technical assistance for the activity funded by the Department; and
(4) Any other costs approved by the Department in its sole discretion.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 18 - SELF-HELP TECHNICAL ASSISTANCE › Chapter 05.18.01 - Self-Help Homeownership Technical Assistance Program › Section 05.18.01.06 - Grant Allocation and Criteria

Current through Register Vol. 51, No. 14, July 12, 2024
A. Allocations.
(1) The amount of funds available in the fiscal year for Program grants shall be determined as of July 1 of each fiscal year.
(2) The Department shall notify local nonprofit organizations engaged in housing-related activities and local jurisdictions of allocations, fund availability, and application cycles.
(3) Best efforts shall be made to award grants to facilitate the full use of Program funds in accordance with initial allocations of funds.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 18 - SELF-HELP TECHNICAL ASSISTANCE › Chapter 05.18.01 - Self-Help Homeownership Technical Assistance Program › Section 05.18.01.07 - Grant Terms and Conditions

Current through Register Vol. 51, No. 14, July 12, 2024
A. Grant Agreement. Each grantee shall be required to execute a grant agreement with the Department which shall contain such terms as the Department determines to be necessary to ensure compliance with this chapter, any special conditions imposed by grant approval, and any other terms and conditions specified by the Department.
B. Grant Amount. The grant amount awarded for a project may not exceed, for each housing unit, 20 percent of the average purchase price, over the last 3 fiscal years for which data are available, of a residence financed by a residential mortgage loan purchased by the Administration under the Maryland Mortgage Program in the geographic region where the grant is to be awarded. The Department may provide in its policies for a lower maximum grant amount per project or per housing unit which will be awarded in any given fiscal year under the Program.
C. Grant Term and Project Completion. The grantee shall complete the project within 2 years from the effective date of the grant agreement unless the Department, in its discretion, permits an extension of the grant term in the event of delays in project implementation beyond the reasonable control of the grantee. The grant shall be disbursed over the term as provided in the grant agreement.
D. Repayment. The Department may require that a grant made under the Program be repaid, in whole or in part, upon the occurrence of:
(1) Default under the terms of a grant agreement;
(2) Failure of the recipient to complete the project within the time period specified in this regulation; or
(3) Other conditions specified by the Department.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 18 - SELF-HELP TECHNICAL ASSISTANCE › Chapter 05.18.01 - Self-Help Homeownership Technical Assistance Program › Section 05.18.01.08 - Application and Processing Procedures

Current through Register Vol. 51, No. 14, July 12, 2024
A. Grant Applications. Applications for grants shall be on the form approved by the Department and shall include the following supporting documentation:
(1) Organizational documents of the applicant;
(2) Evidence of good standing of the applicant to transact business with the Maryland State Department of Assessments and Taxation and the applicant's state of organization, if different from Maryland;
(3) An authorizing resolution of a nonprofit organization's governing body to undertake the grant;
(4) Evidence of the number and type of housing units produced by the applicant;
(5) The source of funding for the housing units produced;
(6) The amount of funds the applicant is seeking;
(7) The number of units in the project proposed by the applicant;
(8) Description of services to be provided with the grant;
(9) Expected types of activities to be conducted with the grant;
(10) Geographic area in which the service or activity will be provided;
(11) A budget setting forth the kinds and amounts of allowable expenditures to be made with the grant;
(12) The proposed manner, timing, and conditions for disbursement of the grant;
(13) A timetable for completion of each stage of the project and for final project completion;
(14) A proposed form of agreement between the applicant and project participants to be used in connection with the project; and
(15) Other documentation the Department considers necessary to evaluate the grant request.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 18 - SELF-HELP TECHNICAL ASSISTANCE › Chapter 05.18.01 - Self-Help Homeownership Technical Assistance Program › Section 05.18.01.09 - Administration of Grants

Current through Register Vol. 51, No. 14, July 12, 2024
A. Grantees shall maintain accurate financial records, in a form acceptable to the Department, of all transactions which relate to the grant, and make these records available to the Department for review on request for a period of not less than 3 years after the expiration of the grant agreement.
B. Grantees shall submit a periodic progress report, in the form required by the Department and on the schedule specified in the grant agreement, which clearly shows progress of the grantee in relation to the grantee's strategic plan and proposed goals and objectives.
C. Grantees under this Program shall make their books, accounts and records, their administrative offices and personnel, whether full-time, part-time, consultants, or volunteers, available to the Department during reasonable working hours, for the duration of the grant period and for a period of not fewer than 3 years after the expiration of the grant agreement.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 18 - SELF-HELP TECHNICAL ASSISTANCE › Chapter 05.18.01 - Self-Help Homeownership Technical Assistance Program › Section 05.18.01.10 - Nondiscrimination; Drug and Alcohol Free Workplace

Current through Register Vol. 51, No. 14, July 12, 2024
A. Grantees may not discriminate on the basis of race, color, religion, national origin, sex, marital status, physical or mental disability, sexual orientation, or age, except with regard to age as permitted under the federal Housing for Older Persons Act, as amended from time to time, or other similar federal laws, in leasing or otherwise providing dwelling accommodations or in any other aspect of the development, administration, or operation of any project or undertaking financed or assisted under the Program, or in any aspect of employment by any sponsor, developer, or contractor in the construction, repair, or maintenance of any property financed or assisted under the Program.
B. Each grantee shall comply with applicable federal, State, and local laws and Department policies and programs regarding discrimination and equal opportunity in employment, housing, and credit practices, and drug and alcohol free workplaces, including:
(1) Titles VI and VII of the Civil Rights Act of 1964, as amended;
(2) Title VIII of the Civil Rights Act of 1968, as amended;
(3) The Americans with Disabilities Act of 1990, as amended;
(4) The Department's Minority Business Enterprise Program, as amended;
(5) Executive Order 01.01.1989.18, Drug and Alcohol Free Workplace, and any Department or State regulations adopted or to be adopted to carry out the requirements of that order;
(6) The Fair Housing Amendments Act of 1988, as amended; and
(7) State Government Article, Title 20, Annotated Code of Maryland, as amended.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 18 - SELF-HELP TECHNICAL ASSISTANCE › Chapter 05.18.01 - Self-Help Homeownership Technical Assistance Program › Section 05.18.01.11 - Program Administration

Current through Register Vol. 51, No. 14, July 12, 2024
A. Except for waivers under §D of this regulation, any action or decision required or permitted to be taken or made by the Department under these regulations may be taken or made by the Director or the Director's designee.
B. The Department may terminate a grant or refuse to make additional disbursements under a grant agreement if it finds that the grantee is not complying with any of the requirements of the Program or the grant agreement.
C. The Department may establish from time to time operational handbooks or manuals governing matters relating to the Program including descriptive statements of Program procedures which do not directly affect the rights of the public or the procedures available to the public.
D. The Secretary may waive or vary particular provisions of these regulations if:
(1) The waiver or variance is not inconsistent with the authorizing provisions of the Act;
(2) In the written determination of the Secretary, the application of the regulations in a specific case or in an emergency situation would be inequitable or contrary to the purposes of the Act; and
(3) The Office of the Attorney General approves the waiver for form and legal sufficiency.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 18 - SELF-HELP TECHNICAL ASSISTANCE › Chapter 05.18.01 - Self-Help Homeownership Technical Assistance Program › Section 05.18.01.12 - False Statements

Current through Register Vol. 51, No. 14, July 12, 2024
A person may not knowingly make or cause to be made any false statement or report in any documents required to be furnished to the Department by any agreement relating to the Program.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.01 - Required Notice of Housing Counseling Programs and Services › Section 05.19.01.01 - Definitions

Current through Register Vol. 51, No. 14, July 12, 2024
A. In this chapter, the following terms have the meanings indicated.
B. Terms Defined.
(1) "Borrower" has the meaning stated in Financial Institutions Article, § 11 "501, Annotated Code of Maryland.
(2) "Department" means the Department of Housing and Community Development, a principal department of the State.
(3) "Homebuyer education or housing counseling" means instruction on preparing for home ownership, shopping for a home, obtaining a mortgage, loan closing, and life as a homeowner.
(4) "Initial application" means when:
(a) An applicant requests that a mortgage loan be made or obtained on the applicant's behalf; and
(b) The person to whom the request was made agrees to begin processing the loan application.
(5) "Lender" has the meaning stated in Commercial Law Article, § 12 "1301, Annotated Code of Maryland.
(6) "Mortgage loan" has the meaning stated in Financial Institutions Article, § 11 "501, Annotated Code of Maryland.
(7) "Owner-occupied residential real property" means real property that is a one- to four-family home occupied or to be occupied by the borrower as the borrower's primary residence.
(8) "Secondary mortgage loan" has the meaning stated in Commercial Law Article, §
										12-1301, Annotated Code of Maryland.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.01 - Required Notice of Housing Counseling Programs and Services › Section 05.19.01.02 - Application

Current through Register Vol. 51, No. 14, July 12, 2024
A. This chapter applies to any lender that makes a mortgage loan secured by owner"occupied residential real property located in the State.
B. This chapter does not apply to:
(1) Any mortgage loan in which the initial application was completed prior to January 1, 2011;
(2) A secondary mortgage loan;
(3) An open"end or revolving home equity line of credit;
(4) A construction loan;
(5) An individual who takes back a deferred purchase money mortgage in connection with the sale of residential real property owned by, and titled in the name of, the individual; or
(6) An individual who makes a mortgage loan to a borrower who is the individual's spouse, child, child's spouse, parent, sibling, grandparent, grandchild, or grandchild's spouse.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.01 - Required Notice of Housing Counseling Programs and Services › Section 05.19.01.03 - Notice of Housing Counseling Programs and Services

Current through Register Vol. 51, No. 14, July 12, 2024
A. Form. Unless the lender is otherwise required by federal or State law to refer a borrower to housing counseling, a lender shall provide a notice of homebuyer education or housing counseling in substantially the following form to a borrower to comply with the requirements set forth in Commercial Law Article, §
									12-1303, Annotated Code of Maryland:
IMPORTANT NOTICE REGARDING HOUSING COUNSELING
You are receiving this notice because you have applied for a Maryland residential mortgage loan secured by a first lien. In applying for and entering into a mortgage loan you will be required to sign complex legal documents. You should be certain that you understand the terms of the loan being offered to you in these documents before you commit in writing. If you do not pay the loan according to its terms, you could lose your home.
BE ADVISED: The State of Maryland recommends that all residential mortgage loan applicants receive homebuyer education or housing counseling from a nonprofit or government agency before signing any documents that commit them to a loan.
Free homebuyer education or housing counseling may be provided face-to-face or over the telephone. Set forth below is a list prepared by the Maryland Department of Housing and Community Development of nonprofit and government agencies that provide homebuyer education or housing counseling.
See attached List of Nonprofit and Government Agencies Offering Homebuyer Education or Housing Advice.
B. The notice required under §A(1) of this regulation shall include an attachment provided by the Department on nonprofit homebuyer education and housing counseling programs and services provided by nonprofit and government organizations certified by the U.S. Department of Housing and Urban Development that are available to residents of the State.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.01 - Required Notice of Housing Counseling Programs and Services › Section 05.19.01.04 - Timing of Notice

Current through Register Vol. 51, No. 14, July 12, 2024
A. The notice required under Regulation .03 of this chapter shall be provided to a borrower within 10 business days after initial application.
B. A lender may require borrower to complete a written application before agreeing to begin processing the loan, if that requirement is explained to the applicant.
C. A lender may not close on a mortgage loan unless the lender has provided the notice required under §A of this regulation.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.01 - Required Notice of Housing Counseling Programs and Services › Section 05.19.01.05 - Maintaining and Providing Information

Current through Register Vol. 51, No. 14, July 12, 2024
The Department shall:
A. Maintain information about nonprofit homebuyer education and housing counseling programs and services provided by nonprofit and government organizations certified by the U.S. Department of Housing and Urban Development that are available to residents of the State;
B. Assemble the information into a form that can be used as the required attachment under Regulation .03A(2) of this chapter; and
C. Provide the form to lenders and the general public at:
(1) The Department's website addresses:
(a) http://www.mdhousing.org/Website/Housing/Counseling/Default.aspx; and
(b) http://www.mdhousing.org/Website/Housing/Default.aspx;
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.02 - Housing Counseling Certification for Prefile Mediation › Section 05.19.02.01 - Definitions

Current through Register Vol. 51, No. 14, July 12, 2024
A. In this chapter, the following terms have the meanings indicated.
B. Terms Defined.
(1) "Department" means the Department of Housing and Community Development, a principal department of the State.
(2) "Housing counseling services" means assistance provided to mortgagors or grantors by nonprofit and governmental entities that are identified on a list maintained by the Department of Housing and Community Development under COMAR 05.19.01.05.
(3) "Prefile mediation" means foreclosure mediation that occurs in accordance with Real Property Article, §
										7-105.1(d), Annotated Code of Maryland, before the date on which the order to docket or complaint to foreclose is filed.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.02 - Housing Counseling Certification for Prefile Mediation › Section 05.19.02.02 - Purpose

Current through Register Vol. 51, No. 14, July 12, 2024
The purpose of this chapter is to prescribe the timing and form of certification of a mortgagor or grantor's participation in housing counseling services as a precondition to prefile mediation in accordance with Real Property Article, §
									7-105.1(d), Annotated Code of Maryland.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.02 - Housing Counseling Certification for Prefile Mediation › Section 05.19.02.03 - Providing Information on Housing Counseling Services

Current through Register Vol. 51, No. 14, July 12, 2024
The Department shall:
A. Maintain information on housing counseling programs and services provided by nonprofit and government organizations certified by the U.S. Department of Housing and Urban Development that are available to residents of the State; and
B. Provide the information on housing counseling services and a sample of the form under Regulation .04 of this chapter to the general public at:
(1) The Department's website address, http://www.mdhousing.org/Website/Housing/Default.aspx;
(2) Department of Housing and Community Development, 100 Community Place Crownsville, Maryland 20736; and
(3) The Department of Labor, Licensing, and Regulation's website address, http://www.dllr.state.md.us/finance/.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.02 - Housing Counseling Certification for Prefile Mediation › Section 05.19.02.04 - Timing and Certification of Housing Counseling Services

Current through Register Vol. 51, No. 14, July 12, 2024
A. A mortgagor or grantor that has elected to participate in prefile mediation offered by a secured party must:
(1) Regardless if they have previously completed housing counseling services, either:
(a) Obtain housing counseling services after their election to be participate in prefile mediation; or
(b) Be receiving housing counseling services at the time of their election to participate in prefile mediation; and
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.03 - Foreclosure Prevention and Housing Counseling Grant Programs › Section 05.19.03.01 - General

Current through Register Vol. 51, No. 14, July 12, 2024
These regulations describe the policies and procedures for making:
A. (text unchanged)
B. Operating assistance grants under the Housing Counseling and Foreclosure Mediation Fund (HCFMF); and
C. Other housing counseling grants.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.03 - Foreclosure Prevention and Housing Counseling Grant Programs › Section 05.19.03.02 - Objective

Current through Register Vol. 51, No. 14, July 12, 2024
The objectives of the Programs are to:
A. Make NFMC operating assistance grants to eligible entities that:
(1) Provide housing counseling assistance to owner-occupants of single-family properties, primarily in areas of the State with high rates of defaults and foreclosures; and
(2) Provide housing counseling assistance in other areas when there is a demonstrated need for such assistance;
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.03 - Foreclosure Prevention and Housing Counseling Grant Programs › Section 05.19.03.04 - Eligible Grantees

Current through Register Vol. 51, No. 14, July 12, 2024
Eligible entities shall meet the following requirements to qualify for an operating assistance grant:
A. Have all requisite legal capacity and due authority to enter into the grant;
B. Satisfy all legal requirements to operate in the State; and
C. Meet the performance standards of the Department, as follows:
(1) Not have defaulted on a prior grant or loan from the Department; and
(2) Not be currently barred or suspended from any of the Department's programs.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.03 - Foreclosure Prevention and Housing Counseling Grant Programs › Section 05.19.03.05 - Eligible Use of Grant Funds

Current through Register Vol. 51, No. 14, July 12, 2024
A. NFMC grants may be used for costs associated with providing housing counseling services primarily in areas of the State with high rates of defaults and foreclosures, or in other areas, based on demonstrated need, to owner-occupants of single-family properties who are:
(1) Delinquent or are at risk of becoming delinquent on their mortgages; and
(2) At risk of default and foreclosure.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.03 - Foreclosure Prevention and Housing Counseling Grant Programs › Section 05.19.03.06 - Grant Allocation and Criteria

Current through Register Vol. 51, No. 14, July 12, 2024
A. Allocations.
(1) The amount of funds available in the fiscal year for grants shall be determined as of July 1 of each fiscal year.
(2) Initial determinations may be adjusted if appropriated funds available for the Programs are increased or decreased after July 1 in any fiscal year.
(3) The Department shall notify eligible entities of allocations, fund availability, and application cycles by advertisement posted on the Department's website and other statewide housing partners' websites, direct mailings, press releases, or other methods selected by the Department.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.03 - Foreclosure Prevention and Housing Counseling Grant Programs › Section 05.19.03.07 - Grant Terms and Conditions

Current through Register Vol. 51, No. 14, July 12, 2024
The Department shall establish grant terms and conditions in accordance with the terms of the funding source.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.03 - Foreclosure Prevention and Housing Counseling Grant Programs › Section 05.19.03.08 - Application and Processing Procedures

Current through Register Vol. 51, No. 14, July 12, 2024
A. Grant Applications.
(1) Applications for grants shall be on forms approved by the Department.
(2) The applications shall include the following information and supporting documentation:
(a) Organizational documents of the applicant;
(b) A description of the services to be funded with the applicable grant;
(c) A description of the geographic area in which the applicant will concentrate its efforts;
(d) An operating budget for the services, including the use of funds and the identification and description of leveraged funds and other resources;
(e) The term and amount of funds the applicant is seeking; and
(f) Other documentation the Department considers necessary to evaluate the grant request.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.03 - Foreclosure Prevention and Housing Counseling Grant Programs › Section 05.19.03.09 - Administration of Grants

Current through Register Vol. 51, No. 14, July 12, 2024
A. Recipients of grants shall maintain accurate financial records, in forms acceptable to the Department, of all transactions which relate to the grants, and make these records available to the Department for review on request for a period of not less than 3 years following the expiration of the grant agreements.
B. Grantees receiving grants shall submit periodic progress reports, in forms required by the Department and on schedules specified in the grant agreements, which clearly show progress of the grantee in relation to the grantee's strategic plan and proposed goals and objectives.
C. Grantees that do not show adequate progress in meeting goals may not be approved for funding in the subsequent years of the grants.
D. All grantees under the Programs shall make their books, accounts, records, administrative offices, and personnel, whether full-time, part-time, consultants, or volunteers, available to the Department during reasonable working hours for the duration of the grant period and for a period of not less than 3 years following the expiration of the grant agreements.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.03 - Foreclosure Prevention and Housing Counseling Grant Programs › Section 05.19.03.10 - Assurance of Compliance with Law

Current through Register Vol. 51, No. 14, July 12, 2024
A. Grantees may not discriminate against any person on the basis of race, color, religion, national origin, sex, marital status, physical or mental handicap, or age in any aspect of their projects.
B. Each grantee shall comply with applicable federal, State, and local laws regarding discrimination and equal opportunity in employment, housing, and credit practices including:
(1) Titles VI and VII of the Civil Rights Act of 1964;
(2) Title VIII of the Civil Rights Act of 1968, as amended;
(3) For nonresidential properties, the Americans with Disabilities Act of 1990; and
(4) The Department's Minority Business Enterprise Program, as amended.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.03 - Foreclosure Prevention and Housing Counseling Grant Programs › Section 05.19.03.11 - Programs Administration

Current through Register Vol. 51, No. 14, July 12, 2024
A. Except for waivers under §D of this regulation, any action or decision required or permitted to be taken or made by the Department under these regulations may be taken or made by the Assistant Secretary, Division of Neighborhood Revitalization, or the Assistant Secretary's designee.
B. The Department may terminate a grant or refuse to make additional disbursements under a grant agreement if it finds that the grantee is not complying with any of the requirements of a Program or the grant agreement.
C. The Department may establish from time to time operational handbooks or manuals governing matters relating to the Programs, including descriptive statements of Programs' procedures which do not directly affect the rights of the public or the procedures available to the public.
D. The Secretary may waive or vary particular provisions of these regulations if:
(1) The waiver or variance is not inconsistent with the authorizing provisions of the Act or the Real Property Act;
(2) In the written determination of the Secretary, the application of the regulations in a specific case or in an emergency situation would be inequitable or contrary to the purposes of the Act or the Real Property Act; and
(3) The Office of the Attorney General approves the waiver for form and legal sufficiency.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 19 - HOMEBUYER EDUCATION AND COUNSELING › Chapter 05.19.03 - Foreclosure Prevention and Housing Counseling Grant Programs › Section 05.19.03.12 - False Statements

Current through Register Vol. 51, No. 14, July 12, 2024
A person may not knowingly make or cause to be made any false statement or report in any documents required to be furnished to the Department by any agreement relating to the Programs.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 20 - REVITALIZATION PROGRAMS › Chapter 05.20.01 - Strategic Demolition and Smart Growth Impact Program › Section 05.20.01.01 - Purpose

Current through Register Vol. 51, No. 14, July 12, 2024
The purpose of this chapter is to prescribe the policies and procedures for providing financial assistance for neighborhood revitalization projects, and for administering the Strategic Demolition and Smart Growth Impact Program.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 20 - REVITALIZATION PROGRAMS › Chapter 05.20.01 - Strategic Demolition and Smart Growth Impact Program › Section 05.20.01.02 - Definitions

Current through Register Vol. 51, No. 14, July 12, 2024
A. In this chapter, the following terms have the meanings indicated.
B. Terms Defined.
(1) "Act" means Housing and Community Development Article, §
										4-508, Annotated Code of Maryland.
(2) "Application" means an application to the Department as described in Regulation .04 of this chapter.
(3) "Community development organization (CDO)" means a nonprofit organization that operates for the purpose of improving the physical, economic, or social environment of its geographic areas of operation.
(4) "Department" means the Department of Housing and Community Development, a principal department of the State.
(5) "Financial assistance " means a grant or a loan.
(6) "Fund" means the Strategic Demolition and Smart Growth Impact Fund established under Housing and Community Development Article, §
										4-508, Annotated Code of Maryland.
(7) "Nonprofit organization " means a corporation, foundation, or other legal entity that specifies in its charter or bylaws that no part of the net earnings may inure to the benefit of a private shareholder or individual holding any interest in the entity.
(8) "Program" means the Strategic Demolition and Smart Growth Impact Program.
(9) "Project" means a neighborhood revitalization project consisting of predevelopment activities, including demolition, land assembly, architecture and engineering studies, and site development in a sustainable community.
(10) "Secretary" means the Secretary of Housing and Community Development.
(11) "Sustainable community" means the area that has been designated a sustainable community in accordance with Housing and Community Development Article, §
										6-202, Annotated Code of Maryland.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 20 - REVITALIZATION PROGRAMS › Chapter 05.20.01 - Strategic Demolition and Smart Growth Impact Program › Section 05.20.01.03 - Eligible Applicants and Uses

Current through Register Vol. 51, No. 14, July 12, 2024
A. To be eligible to receive financial assistance under the Program, an applicant shall meet the following minimum requirements:
(1) Be a government agency or a CDO;
(2) Not have defaulted on any prior financial assistance from the Department;
(3) Not be currently barred or suspended from any of the Department's programs;
(4) Have the legal capacity and all necessary legal authority to incur the obligations involved in the form of financial assistance provided under the Program; and
(5) If the applicant is a CDO, be in good standing and qualified to do business in Maryland.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 20 - REVITALIZATION PROGRAMS › Chapter 05.20.01 - Strategic Demolition and Smart Growth Impact Program › Section 05.20.01.04 - Applications

Current through Register Vol. 51, No. 14, July 12, 2024
A. Applications for financial assistance shall be accepted in one or more competitive rounds to be announced by the Department annually.
B. An application submitted to the Department shall:
(1) Be on standard forms prescribed by the Department;
(2) Be submitted by an applicant that meets the requirements of Regulation .03A of this chapter;
(3) Be for a project that is located within a sustainable community;
(4) State the amount and type of financial assistance requested;
(5) Provide a comprehensive description of the applicant and project including:
(a) The public purpose of the project and the revitalization needs of the community that will be served;
(b) The compatibility of the project with local development plans or redevelopment plans;
(c) A projected timeline for implementation of the project;
(d) The ability of the applicant to carry out the proposed project in accordance with the projected timeline;
(e) Other public and private resources available for implementing the project; and
(f) The social and economic opportunities created by the project;
(6) Provide a budget, in a form acceptable to the Department, that at a minimum shows anticipated project costs and expenses, anticipated sources of project revenue, and identification of the revenues that can be used to repay the financial assistance provided by the Program if provided as a loan;
(7) Propose benchmarks for evaluating whether the proposed project results in a desired outcome such as community stabilization or reversing the social, economic, and physical decline of the sustainable community in which the project is located;
(8) Describe any public input the applicant has received on the proposed project, including the nature and extent of the public support for or in opposition to the proposed project;
(9) Demonstrate that, upon completion, the project will be in compliance with all applicable zoning requirements and standards as well as the applicable building code of the local jurisdiction in which the project is located;
(10) Demonstrate the ability to gain site control of the project through ownership, leasehold interest, contract, option, or other written agreement satisfactory to the Department;
(11) Provide evidence that the applicant has matching funds available for the project in the amounts required by Housing and Community Development Article, §
										4-508(g)(2), Annotated Code of Maryland, or in the competitive application round announcement;
(12) Describe whether historic properties or districts will be impacted and how the applicant will comply with the requirements of State Finance and Procurement Article, §§ 5A -325-5A-326, Annotated Code of Maryland, and Financial Institutions Article, §
										13-1112(b), Annotated Code of Maryland; and
(13) Include other information or documentation the Department may require.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 20 - REVITALIZATION PROGRAMS › Chapter 05.20.01 - Strategic Demolition and Smart Growth Impact Program › Section 05.20.01.05 - Application Processing

Current through Register Vol. 51, No. 14, July 12, 2024
A. Each application shall be submitted to the Department to determine whether all of the information required under Regulation .04 of this chapter is contained in the application.
B. All complete project applications will be competitively evaluated by the Department on a point basis, which shall include the following criteria:
(1) Capacity of the applicant to carry out the project;
(2) Community context;
(3) Public purpose;
(4) Leveraging and cost-effectiveness;
(5) Geographic distribution;
(6) Unique or time-sensitive projects;
(7) Revitalization needs of the community;
(8) Economic development and revitalization opportunities created by the project; and
(9) Other factors established by the Department in the competitive round announcement.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 20 - REVITALIZATION PROGRAMS › Chapter 05.20.01 - Strategic Demolition and Smart Growth Impact Program › Section 05.20.01.06 - Program Administration

Current through Register Vol. 51, No. 14, July 12, 2024
A. The Department may establish from time to time detailed program guidelines containing application schedules, procedures, underwriting standards, processing requirements, and other requirements or matters relating to the Program.
B. The Department may establish fees related to the processing of applications, underwriting, and servicing of financial assistance.
C. The Department shall ensure that program guidelines, fee information, and application forms are publicly available on its website and at its offices.
D. After financial assistance has been awarded to a recipient of financial assistance, the Department may:
(1) Determine specific terms and conditions, including length of term and rate of interest, for the financial assistance, which may be awarded as grants, recoverable grants, unsecured loans, or loans secured by a mortgage or other lien or security interest, including a security interest that may be superior or subordinate to other mortgages, liens, or other security interests on the collateral;
(2) Require and obtain appraisals, credit information, and other information related to making loans and enforcing the terms and conditions;
(3) Enforce the terms of grants, loans, or other financial assistance according to their terms and conditions;
(4) Commence and pursue any action to protect or enforce any right conferred by law, contract, or other agreement;
(5) Modify any provision of any grant, loan, or other financial assistance in order to facilitate the successful completion or operation of a project; and
(6) Exercise all powers authorized under the Act that are necessary or desirable for the implementation of the Program.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 20 - REVITALIZATION PROGRAMS › Chapter 05.20.01 - Strategic Demolition and Smart Growth Impact Program › Section 05.20.01.07 - Books and Accounts

Current through Register Vol. 51, No. 14, July 12, 2024
A. A recipient of financial assistance and the recipient's contractors and subcontractors shall maintain the books, accounts, and records and shall file with the Department the financial and other reports the Department may from time to time require.
B. All of these books, accounts, and records shall be open to the inspection of representatives of the Department or other agencies of the State during reasonable working hours.
C. Books, accounts, and records of designated third parties, contractors, and subcontractors shall be maintained and made available for inspection for 3 years past the date of termination of the contractual relationship between a contractor or subcontractor and a recipient of financial assistance.
D. A recipient of financial assistance shall submit reports to the Department on the progress or implementation of a project in accordance with an agreement with the Department.
Code of Maryland Regulations › Title 05 - DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT › Subtitle 20 - REVITALIZATION PROGRAMS › Chapter 05.20.01 - Strategic Demolition and Smart Growth Impact Program › Section 05.20.01.08 - Nondiscrimination; Drug and Alcohol Free Workplace

Current through Register Vol. 51, No. 14, July 12, 2024
A. A recipient of financial assistance may not discriminate on the basis of race, color, religion, national origin, sex, marital status, physical or mental disability, sexual orientation, or age, except with regard to age as permitted under the federal Housing for Older Persons Act, as amended from time to time, or other similar federal laws, in any aspect of the Program, or in any aspect of employment by any recipient of financial assistance in connection with any project financed or assisted under the Program.
B. A recipient of financial assistance shall comply with all applicable federal, State, and local laws and Department policies and programs regarding discrimination and equal opportunity in employment, housing, credit practices, and drug and alcohol free workplaces, including:
(1) Titles VI and VII of the Civil Rights Act of 1964, as amended;
(2) Title VIII of the Civil Rights Acts of 1968, as amended;
(3) The Fair Housing Amendments Act of 1988, as amended;
(4) State Government Article, Title 20, Annotated Code of Maryland, as amended;
(5) The Department's Minority Business Enterprise Program, as amended;
(6) The Governor's Executive Order 01.01.1989.18, Drug and Alcohol Free Workplace, and any Department or State regulations adopted or to be adopted to carry out the requirements of that Order; and
(7) The Americans with Disabilities Act of 1990, as amended.