Code of Maryland Regulations › Title 14 - INDEPENDENT AGENCIES › Subtitle 07 - MARYLAND AUTOMOBILE INSURANCE FUND › Chapter 14.07.04 - Uninsured Persons' Claims for Compensation from the Maryland Automobile Insurance Fund › Section 14.07.04.03 - Definitions

Current through Register Vol. 51, No. 14, July 12, 2024
A. As used in
				these regulations, the following terms have the meanings indicated.
B. Terms Defined.
(1) "Accident" means any occurrence arising
				out of the ownership, maintenance, or use of a motor vehicle in this State
				which results in damage to any property, or injury or death to any
				person.
(2) "Claimant" means any
				qualified person making claim for damages for personal injury or death, or
				damage to property in excess of $250, by reason of the negligent conduct of an
				uninsured owner or operator of a motor vehicle, as these claims are further
				defined in Insurance Article, §
										20-601, Annotated Code of
				Maryland.
(3) "Disappearing
				motorist" means an owner or operator of a motor vehicle, who was originally
				identified but whose whereabouts cannot be ascertained.
(4) "Executive Director" means the Executive
				Director of the Maryland Automobile Insurance Fund, as defined by Insurance
				Article, §
										20-203, Annotated Code of
				Maryland.
(5) "Family member" means
				any person related by blood, marriage, or adoption.
(6) "Fund" means the Maryland Automobile Insurance
				Fund, created by Insurance Article §
										20-101, et seq., Annotated
				Code of Maryland, and includes the Uninsured Division, formerly the Unsatisfied
				Claim and Judgment Fund.
(7) Motor
				Vehicle.
(a) "Motor vehicle" means a vehicle
				that is operated or designed for operation upon a public road by any power
				other than animal or muscular power and is required to maintain automobile
				insurance under Transportation Article, §
											17-103, Annotated Code
				of Maryland.
(b) "Motor vehicle"
				does not include:
(i) A moped, as defined in
				Transportation Article, §
												11-134.1, Annotated
				Code of Maryland;
(ii) A motor
				scooter, as defined in Transportation Article, §11.134.5, Annotated Code
				of Maryland; or
(iii) An electric
				bicycle, as defined in Transportation Article, §
												11-117.1, Annotated
				Code of Maryland.
(8) "Person" includes natural persons, firms,
				co-partnerships, associations, corporations, and governmental bodies.
(9) "Qualified person" has the meaning
				provided under Insurance Article, §
										20-601(a),
				Annotated Code of Maryland.
(10)
				"Unidentified motorist" means an owner or operator of a motor vehicle whose
				identity and whereabouts are not known.
(11) "Uninsured motorist" means an owner or
				operator of a motor vehicle whose whereabouts are ascertainable, but who was
				uninsured at the time of the accident.
(12) "Uninsured motor vehicle" means a motor vehicle
				which has:
(a) No security in force meeting
				the requirements of Transportation Article, §
											17-103, Annotated Code
				of Maryland; or
(b) A liability
				insurance policy in force meeting the statutory requirements when a receiver or
				conservator has been appointed by a court of competent jurisdiction for the
				insurance company issuing the policy.
(13) "Uninsured owner or operator" includes a
				disappearing motorist, an unidentified motorist, and an uninsured motorist, as
				those terms are defined in these regulations.