Illinois Administrative Code › Title 50 - INSURANCE › Part 4203 - INSURANCE DATA REPORTING REQUIREMENTS › Subpart A - COST CONTAINMENT REPORTING › Section 4203.90 - Coding Conventions for Private Passenger Auto Liability Insurance (Excluding PIP)

Current through Register Vol. 48, No. 28, July 12, 2024
This Section provides instructions for coding the 63 fields
				  in the private passenger auto liability records, excluding PIP. All private
				  passenger auto liability records will be submitted by zip code.
a) No-fault data will be excluded.
b) In the private passenger auto liability
				line, the insurer will submit one record for each class for multi-state data
				and one record for each class for each zip code for Illinois-only data. It is
				not necessary to submit a record which sums the Illinois-only data for all the
				zip codes.
c) The applicable bodily
				injury and property damage data for split limit policies will be reported in
				Fields 8-48. The applicable data for single limit policies will be reported in
				Fields 49-63. Written exposures, written premium, and earned premium for single
				limit policies will be reported in Fields 49-51. Losses, loss adjustment
				expenses, and claims counts will be reported for bodily injury and property
				damage using the instructions in Fields 51-63.
d) The following provides a detailed
				description of each data field:
1) FEIN -
				This alpha-numeric field reflects the Federal Employer Identification Number
				assigned to the insurer. (Do not include the hyphen, for example
				555555555.)
2) Filing Method - This
				one-character alpha-numeric field identifies the source of the data as either
				an agent or an insurance company. Possible codes are:
1
=
American Association of Insurance Services
							 (AAIS)
2
=
Insurance Services Office, Inc. (ISO)
3
=
Property Casualty Insurer Association of America
							 (PCI)
4
=
National Independent Statistical Service
							 (NISS)
5
=
Company Direct - Partial
6
=
Company Direct - 100 Percent
7
=
Other
3)
				Line of Business - This alpha-numeric field identifies the general business
				line to which the data belongs. The code is:
19.2
=
Private passenger auto liability
4)
				State Identifier - This field identifies the geographical source of the data.
				Possible codes are:
12
=
Illinois only
MS
=
Multi-state
5)
				Class Code - Classification Code - This alpha-numeric field identifies the
				class of insurance being reported in the line. The insurer should report one
				record for each class for multi-state data and one record for each class for
				each zip code for Illinois-only data. It is not necessary to report a record
				that sums all zip code data for a class. Possible codes for the classification
				field are:
19.2
=
Private passenger auto liability
*
LIAB
*
OTHR = all other coverage contained in line
							 19.2
6)
				Statistical Data Year - This four-character alpha-numeric field reflects the
				experience year. (For example, the statistical data year field for the November
				2017 annual filing will be coded 2016.)
7) Zip Code - This alpha-numeric field
				identifies the zip code where the automobile exposure is rated (auto is
				garaged). Possible codes are:
Actual zip code
=
The range for Illinois zip codes (60001 through
							 62999)
99999
=
Code for Illinois-only data where zip code does not
							 fall within the range for Illinois zip codes (60001 through 62999)
AGENCY NOTE: There should be one record for each represented
				  zip code for each class code LIAB and OTHR for Illinois-only data and one
				  record for each class code reported for the multi-state data. Each insurer will
				  report premium and exposure data by zip code for private passenger automobile
				  liability. For multi-state data, the zip code field will be
				  blank.
8) Amount of PPA
				Liability Bodily Injury (BI) Written Premium - This field reflects the amount
				of written premiums for BI.
9)
				Amount of PPA Liability BI Earned Premium - This field reflects the amount of
				earned premiums for BI.
10) Amount
				of PPA Liability BI Paid Losses - This field reflects the paid losses for BI.
				Please see Section
				4203.30(g)
				for the definition of paid losses.
11) Amount of PPA Liability BI Outstanding
				Losses - This field reflects the outstanding losses for BI. Please see Section
				4203.30(g)
				for the definition of outstanding losses.
12) Amount of PPA Liability BI Paid ALAE -
				This field reflects the ALAE for BI. If an insurer is unable to separate paid
				ALAE from the paid loss, the combined loss and ALAE will be reported in the
				paid loss field for the line and the code "combined" will appear in the paid
				ALAE field.
13) Amount of PPA
				Liability BI Outstanding ALAE - This field reflects the ALAE for BI. If an
				insurer is unable to separate outstanding ALAE from the outstanding loss, the
				combined loss and ALAE will be reported in the outstanding loss field for the
				line and the code "combined" will appear in the outstanding ALAE
				field.
14) Number of PPA Liability
				BI Written Exposures - This field reflects the count of written exposures for
				the line. PPA liability exposures are based on the bodily injury
				component.
15) Number of PPA
				Liability BI Paid Claims - This field reflects the paid claims count for BI.
				Please see Section
				4203.30(i)
				for the definition of paid claims.
16) Number of PPA Liability BI Outstanding
				Claims - This field reflects the outstanding claims count for BI. Please see
				Section
				4203.30(j)
				for the definition of outstanding claims.
17) Amount of PPA Liability Property Damage
				Written Premium - This field reflects the amount of written premiums for
				property damage liability.
18)
				Amount of PPA Liability Property Damage Earned Premium - This field reflects
				the amount of earned premiums for property damage liability.
19) Amount of PPA Liability Property Damage
				Paid Losses - This field reflects the paid losses for property damage
				liability. Please see Section
				4203.30(g)
				for the definition of paid losses.
20) Amount of PPA Liability Property Damage
				Outstanding Losses - This field reflects the outstanding losses for property
				damage liability. Please see Section
				4203.30(g)
				for the definition of outstanding losses.
21) Amount of PPA Paid Liability Property
				Damage ALAE - This field reflects ALAE for property damage liability. If an
				insurer is unable to separate paid ALAE from the paid loss, the combined paid
				loss and ALAE will be reported in the paid loss field for the line and the code
				"combined" will appear in the paid ALAE field.
22) Amount of PPA Outstanding Liability
				Property Damage ALAE - This field reflects outstanding ALAE for property damage
				liability. If an insurer is unable to separate outstanding ALAE from the
				outstanding loss, the combined outstanding loss and outstanding ALAE will be
				reported in the outstanding loss field for the line and the code "combined"
				will appear in the outstanding ALAE field.
23) Number of PPA Liability Property Damage
				Paid Claims - This field reflects the paid claims count for property damage
				liability. Please see Section
				4203.30(l)
				for the definition of paid claims.
24) Number of PPA Liability Property Damage
				Outstanding Claims - This field reflects the outstanding claims count for
				property damage liability. Please see Section
				4203.30(j)
				for the definition of outstanding claims.
25) Amount of PPA Liability UM/UIM Written
				Premium - This field reflects the written premiums for UM/UIM.
26) Amount of PPA Liability UM/UIM Earned
				Premium - This field reflects the earned premiums for UM/UIM.
27) Amount of PPA Liability UM/UIM Paid
				Losses - This field reflects the paid losses for UM/UIM. Please see Section
				4203.30(g)
				for the definition of paid losses.
28) Amount of PPA Liability UM/UIM
				Outstanding Losses - This field reflects the outstanding losses for UM/UIM.
				Please see Section
				4203.30(g)
				for the definition of outstanding losses.
29) Amount of PPA Liability UM/UIM Paid ALAE
				- This field reflects the ALAE for UM/UIM liability. If an insurer is unable to
				separate paid ALAE from the paid loss, the combined loss and ALAE will be
				reported in the paid loss field for the line and the code "combined" will
				appear in the paid ALAE field.
30)
				Amount of PPA Liability UM/UIM Outstanding ALAE - This field reflects the
				outstanding ALAE for UM/UIM liability. If an insurer is unable to separate
				outstanding ALAE from the outstanding loss, the combined loss and ALAE will be
				reported in the paid loss field for the line and the code "combined" will
				appear in the outstanding ALAE field.
31) Number of PPA Liability UM/UIM Paid
				Claims - This field reflects the paid claims count for UM/UIM liability. Please
				see Section
				4203.30(i)
				for the definition of paid claims.
32) Number of PPA Liability UM/UIM
				Outstanding Claims - This field reflects the outstanding claims count for
				UM/UIM liability. Please see Section
				4203.30(j)
				for the definition of outstanding claims.
33) Amount of PPA Liability Medical Payments
				Written Premium - This field reflects the amount of written premiums for
				medical payments.
34) Amount of PPA
				Liability Medical Payments Earned Premium - This field reflects the amount of
				earned premiums for medical payments.
35) Amount of PPA Liability Medical Payments
				Paid Losses - This field reflects the paid losses for medical payments. Please
				see Section
				4203.30(g)
				for definition of paid losses.
36)
				Amount of PPA Liability Medical Payments Outstanding Losses - This field
				reflects the outstanding losses for medical payments. Please see Section
				4203.30(g)
				for the definition of outstanding losses.
37) Amount of PPA Liability Medical Payments
				Paid ALAE - This field reflects ALAE for medical payments. If an insurer is
				unable to separate paid ALAE from the paid loss, the "combined" loss and ALAE
				will be reported in the paid loss field for the line and the code "combined"
				will appear in the paid ALAE field.
38) Amount of PPA Liability Medical Payments
				Outstanding ALAE - This field reflects ALAE for medical payments. If an insurer
				is unable to separate outstanding ALAE from the outstanding loss, the combined
				loss and ALAE will be reported in the outstanding loss field for the line and
				the code "combined" will appear in the paid ALAE field.
39) Number of PPA Liability Medical Payments
				Paid Claims - This field reflects the paid claims count for medical payments.
				Please see Section
				4203.30(i)
				for the definition of paid claims.
40) Number of PPA Liability Medical Payments
				Outstanding Claims - This field reflects the outstanding claims count for
				medical payments. Please see Section
				4203.30(j)
				for the definition of outstanding claims.
AGENCY NOTE: Fields 41-48 will be blank for the majority of
				  private passenger auto liability insurers. The purpose of the other component
				  is to capture any private passenger auto liability data from insurers that do
				  not fall within bodily injury, property damage, UM/UIM, or medical
				  payments.
41) Amount of PPA
				Liability Other Written Premium - This field reflects the amount of written
				premiums for other (not fitting any other private passenger auto liability
				field).
42) Amount of PPA Liability
				Other Earned Premium - This field reflects the amount of earned premiums for
				other (not fitting any other private passenger auto liability field).
43) Amount of PPA Liability Other Paid Losses
				- This field reflects the paid losses for other (not fitting any other private
				passenger auto liability field). Please see Section
				4203.30(g)
				for the definition of paid losses.
44) Amount of PPA Liability Other Outstanding
				Losses - This field reflects the outstanding losses for other (not fitting any
				other private passenger auto liability field). Please see Section
				4203.30(g)
				for the definition of outstanding losses.
45) Amount of PPA Liability Other Paid ALAE -
				This field reflects the paid ALAE for other (not fitting any other private
				passenger auto liability field). If an insurer is unable to separate paid ALAE
				from the paid loss, the combined loss and ALAE will be reported in the paid
				loss field for the line and the code "combined" will appear in the paid ALAE
				field.
46) Amount of PPA Liability
				Other Outstanding ALAE - This field reflects the outstanding ALAE for other
				(not fitting any other private passenger auto liability field). If an insurer
				is unable to separate outstanding ALAE from the outstanding loss, the combined
				loss and ALAE will be reported in the outstanding loss field for the line and
				the code "combined" will appear in the outstanding ALAE field.
47) Number of PPA Liability Other Paid Claims
				- This field reflects the paid claims count for other (not fitting any other
				liability field). Please see Section
				4203.30(i)
				for the definition of paid claims.
48) Number of PPA Liability Other Outstanding
				Claims - This field reflects the outstanding claims count for other (not
				fitting any other liability field). Please see Section
				4203.30(j)
				 for the definition of outstanding claims.
AGENCY NOTE: Fields 49-63 provide the fields for an insurer
				  to report its private passenger auto liability policies written with a single
				  limit. If none were written for the experience period, these fields will be
				  left blank.
49) Number of
				PPA Liability Single Limit (SL) Written Exposures - This field reflects the
				count of exposures written under single limit policies.
50) Amount of PPA Liability for Single Limit
				(SL) Written Premium - This field reflects the amount of written premiums for
				policies written under single limit policies.
51) Amount of PPA Liability for SL Earned
				Premium - This field reflects the amount of earned premiums for policies
				written under single limit policies.
52) Amount of PPA Liability BI Paid Losses
				for SL Policies - This field reflects the amount of paid losses for bodily
				injury under single limit policies. Please see Section
				4203.30(g)
				for the definition of paid losses.
53) Amount of PPA Liability BI Outstanding
				Losses for SL Policies - This field reflects the amount of outstanding losses
				for bodily injury under single limit policies. Please see Section
				4203.30(g)
				for the definition of outstanding losses.
54) Amount of PPA Liability BI Paid ALAE for
				SL Policies - This field reflects the paid ALAE for bodily injury under single
				limit policies. If an insurer is unable to separate paid ALAE from the paid
				loss, the combined loss and ALAE will be reported in the paid loss field for
				the line and the code "combined" will appear in the paid ALAE field.
55) Amount of PPA Liability BI Outstanding
				ALAE for SL Policies - This field reflects the outstanding ALAE for bodily
				injury under single limit policies. If an insurer is unable to separate
				outstanding ALAE from the outstanding loss, the combined loss and ALAE will be
				reported in the outstanding loss field for the line and the code "combined"
				will appear in the outstanding ALAE field.
56) Number of PPA Liability BI Paid Claims
				for SL Policies - This field reflects the paid claims count for bodily injury
				under single limit policies. Please see Section
				4203.30(i)
				for the definition of paid claims.
57) Number of PPA Liability BI Outstanding
				Claims for SL Policies - This field reflects the outstanding claims count for
				bodily injury under single limit policies. Please see Section
				4203.30(j)
				for the definition of outstanding claims.
58) Amount of PPA Liability Property Damage
				(PD) Paid Losses for SL Policies - This field reflects the paid losses for
				property damage under single limit policies. Please see Section
				4203.30(g)
				for the definition of paid losses.
59) Amount of PPA Liability PD Outstanding
				Losses for SL Policies - This field reflects the outstanding losses for
				property damage under single limit policies. Please see Section
				4203.30(g)
				for the definition of outstanding losses.
60) Amount of PPA Liability PD Paid ALAE for
				SL Policies - This field reflects the paid ALAE for property damage under
				single limit policies. If an insurer is unable to separate paid ALAE from the
				paid loss, the combined loss and ALAE will be reported in the paid loss field
				for the line and the code "combined" will appear in the paid ALAE
				field.
61) Amount of PPA Liability
				PD Outstanding ALAE for SL Policies - This field reflects the outstanding ALAE
				for property damage under single limit policies. If an insurer is unable to
				separate outstanding ALAE from the outstanding loss, the combined loss and ALAE
				will be reported in the outstanding loss field for the line and the code
				"combined" will appear in the outstanding ALAE field.
62) Number of PPA Liability PD Paid Claims -
				This field reflects the paid claims count for property damage under single
				limit policies. Please see Section
				4203.30(i)
				for the definition of paid claims.
63) Number of PPA Liability PD Outstanding
				Claims - This field reflects the outstanding claims count for property damage
				under single limit policies. Please see Section
				4203.30(j)
				for the definition of outstanding claims.