Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.25 - Resident Adjusters, Public Adjusters, Workers Compensation Adjusters, Crop Hail Adjusters and Emergency Disaster Adjusters

Current through Rules and Regulations filed through June 27, 2024
(1) Adjuster:
(a) Effective July 1, 2002, all licensees who
				currently hold an adjusting company adjuster or an independent adjuster license
				will be issued an adjuster license in lieu of their current license. All
				continuing education requirements as outlined in Rule
				120-2-3-.15 and all renewal
				requirements as outlined in Rule
				120-2-3-.16 continue to apply after
				July 1, 2002.
(b) In order for all
				other resident applicants to be eligible for an adjuster license in accordance
				with Chapter 23 of Title 33 of the Official Code of Georgia Annotated and this
				Regulation, the applicant must make proper application to the Commissioner and
				pay all required fees.
(c)
				Effective January 1, 2010, all new applicants, excluding active licensees and
				individuals that apply for reinstatement within 6 months of expiration date,
				shall be required to submit electronic fingerprints through a vendor selected
				by the Department for a criminal background check. The applicant shall bear the
				cost for electronic fingerprinting.
(d) The resident adjuster applicant must
				complete an approved Prelicensing course in property and casualty unless
				specifically exempted by Chapter 23 of Title 33 of the Official Code of Georgia
				Annotated and this Regulation. All prelicensing courses must contain a minimum
				of twenty (20) hours of instruction per major line of authority. The applicant
				must pass the required examination for licensure within 12 months of the
				completion of the prelicensing course. All applicants must pass the required
				adjuster examination and apply for licensure within 12 months from receiving a
				passing grade on the examination. Applicants are exempt from the examination
				requirement if they qualify for the exemption outlined in Rule
				120-2-3-.09(1)(k)
				or hold either the designation of Chartered Property and Casualty Underwriter
				(CPCU) or Universal Claims Certification (UCC).
(e) All continuing education requirements as
				outlined in Rule
				120-2-3-.15 and all renewal
				requirements as outlined in Rule
				120-2-3-.16 apply to adjuster
				licensees.
(f) Exceptions to
				prelicensing course:
1. Applicants with a
				designation of CPCU or UCC;
2.
				Applicants who qualify for exemption under O.C.G.A. §§
											33-23-5(a)(5)(A) 
				and 33-23-5(a)(5)(B);
3. Applicants who provide satisfactory
				evidence such as a transcript from a college or university indicating
				successful completion of two (2) college or university courses related to
				insurance. Such courses must relate to the lines of authority for which the
				Applicant has applied;
4.
				Applicants with college degrees in insurance;
5. Other applicants at the Commissioner's
				discretion.