Illinois Administrative Code › Title 23 - EDUCATION AND CULTURAL RESOURCES › Part 2700 - GENERAL PROVISIONS › Section 2700.20 - Definitions

Current through Register Vol. 48, No. 28, July 12, 2024
"Academic Level" - The classification of a student as a
				freshman, sophomore, junior, senior, or graduate student.
"Academic Year" - In relation to scholarship and grant
				programs, a 12 month period of time, normally from August or September of any
				year through August or September of the ensuing year. In relation to the
				Federal Family Education Loan Program, academic year is defined at section
				481(d)(2) of the Higher Education Act of 1965, as amended (HEA), and at
				34 CFR
				668.3.
"Alternative Application for Illinois Financial Aid" or
				"Alternative Application" - The FAFSA substitute application for State student
				aid and benefits under the Retention of Illinois Students and Equity (RISE) Act
				that may be used only as an alternative to the FAFSA, when appropriate, and
				shall be substituted accordingly for the FAFSA when FAFSA is referenced in ISAC
				rules. This application is appropriate for use by an applicant
who is
				an Illinois resident and who is not otherwise eligible for federal financial
				aid, including, but not limited to,
an eligible
noncitizen
applicant as defined in this Section.
"Alternative Application for Illinois Financial Aid Receipt
				Date" - The date upon which ISAC receives an applicant's initial Alternative
				Application for an academic year. For a paper Alternative Application sent
				through the U.S. Postal Service, the receipt date will be the postmark
				date.
"Alternative Loan" - Any educational loan made or purchased by
				ISAC other than a loan made pursuant to Title IV of the Higher Education Act of
				1965, as amended (20 U.S.C.
				1071), or any other federal statute providing
				for federal insurance of education loans to borrowers.
"Applicant" - Any individual who requests ISAC consideration
				for a scholarship, grant, tuition waiver, or guaranteed or alternative
				loan.
"Approved High School" -
Any public high school located
				in this State; and any high school, located in this State or elsewhere (whether
				designated as a high school, secondary school, academy, preparatory school, or
				otherwise) which in the judgment of the State Superintendent of Education
				provides a course of instruction at the secondary level and maintains standards
				of instruction substantially the equivalent of those public high schools
				located in this State.
(Section 10 of the Higher Education Student
				Assistance Act [110 ILCS 947/10 ])
"Armed Forces" - The United States Army, Air Force, Navy,
				Marines and Coast Guard.
"Blanket Certificate of Loan Guaranty" - A process that permits
				an eligible lender to make loans without receiving prior approval from ISAC for
				individual loans to eligible borrowers enrolled in eligible programs at
				eligible institutions, as authorized by section 428(n) of the HEA.
"Chargeback" - Payment of tuition by the community college
				district of a student's residence to the community college district of a
				student's attendance. (See
				110 ILCS
				805/6-2.)
"Citizen" - One who, under the Constitution and laws of the
				United States, is a native-born or naturalized citizen of the United States of
				America.
"College Savings Bond" - A State of Illinois general
				obligation, zero coupon bond, issued pursuant to the Baccalaureate Savings Act
				[110 ILCS
				920 ] as a long-term education savings
				instrument.
"Co-maker" - One of the 2 individuals who are joint borrowers
				either on a Federal PLUS Loan (parent borrowers) that was certified prior to
				January 1, 1995 or on any Federal Consolidation loan (married borrowers) and
				who are equally liable for repayment of the loan. (See
				34 CFR
				682.200.)
"Commission" - The 10 member Illinois Student Assistance
				Commission created by Section 15 of the Higher Education Student Assistance Act
				[110 ILCS
				947 ].
"Compound Accreted Value" - An amount equal to the original
				amount plus an investment return accrued to the date of determination at a
				semiannual compounding rate that is necessary to produce the yield at maturity
				indicated on the Official Statement that was issued when the college savings
				bonds were sold. The "Compound Accreted Value at Maturity" will be equal to
				$5000 or an integral multiple thereof.
"Concurrent Registration" - The simultaneous enrollment at 2 or
				more higher education institutions.
"Consolidation" - A federal program under which a borrower may
				receive a single new loan that refinances one or more outstanding qualified
				education loans under new terms and conditions, as authorized by section 428C
				of the HEA.
"Consortium Agreement" - The written agreement between two or
				more ISAC-eligible institutions whereby the host institution provides part of
				the education program of students enrolled at the home institution, as codified
				in Section 2700.80.
"Consumer" -
Any person who purchases or contracts for
				the purchase of educational planning services.
[815 ILCS
				616/15 ]
"Contractual Agreement" - The written agreement between an
				eligible institution and a school or organization that is not eligible for
				participation in ISAC-administered programs whereby the non-eligible
				institution serving as the host institution provides part of the education
				program of students enrolled at the ISAC-eligible home institution, as codified
				in Section 2700.80.
"Correctional Officer" - An employee of the Illinois Department
				of Corrections (DOC) who is assigned to a security position with the
				Department, and who has responsibility for inmates of any correctional
				institution under the jurisdiction of the Department.
"Correspondence Course" - A home study course provided by an
				institution under which the institution provides instructional materials,
				including examinations on the materials, to students who are not physically
				attending classes at the institution, as defined at
				34 CFR
				600.2.
"Co-signer" - A person who is secondarily liable for the
				repayment of an Alternative Loan.
"Cost of Attendance" - For the purposes of ISAC's rules, this
				term is defined at section 472 of the HEA (20 U.S.C. 1087
ll
).
"Cumulative Grade Point Average" - The average grade earned
				throughout a student's applicable secondary or postsecondary educational
				program. The calculation shall be consistent with the institution's established
				policy or practice and shall be the same as that completed for admission,
				placement or other similar purposes.
"Default Status" - The failure of a borrower or endorser (if
				any) to make an installment payment when due or to meet other terms of the
				promissory note as defined at
				34 CFR
				682.200.
"Delinquency" - For the purposes of ISAC's rules, this term is
				defined at 34 CFR
				682.411(b).
"Dependent Student" - A scholarship, loan, tuition waiver or
				grant applicant or recipient who is not classified as an independent
				student.
"Disbursement" - In relation to scholarship and grant programs,
				a disbursement occurs on the payment voucher date. In relation to the Federal
				Family Education Loan Program, disbursement is the process of transferring loan
				proceeds as defined at 34
				CFR 682.200.
"Displaced Energy Worker" -
An energy worker who has
				lost employment due to the reduced operation or closure of a fossil fuel power
				plant or coal mine.
[20 ILCS 735 -10/30]
"Distance Education" - A type of education that meets the
				definition of distance education found at
				34 CFR
				600.2 that uses one or more technologies to
				deliver instruction to students who are separated from the instructors and that
				provides substantive interaction between the students and the
				instructors.
"ED" - The acronym for the United States Department of
				Education.
"Educational Institution" - Unless otherwise qualified, any
				secondary or postsecondary educational organization that enrolls students who
				participate in ISAC programs.
"Educational Lender" - An institution that meets the lender
				eligibility criteria outlined in 23 Ill. Adm. Code
				2720.25 for FFELP Loans and
				2721.40 for alternative
				loans.
"Educational Planning Service Provider"
- Any person or
				entity engaging in or holding itself out as engaging in the business of
				providing educational planning services in exchange for any fee or compensation
				or any person who solicits or acts on behalf of any person or entity engaging
				in or holding itself out as engaging in the business of providing educational
				planning services in exchange for any fee or compensation.
"Educational Planning Service Provider"
does not include any of the
				following:
A not-for-profit or public institution of higher
				learning, as defined in the Higher Education Student Assistance Act, and the
				individuals employed by that institution where educational planning services
				are provided as part of the financial aid or career counseling services offered
				by the institution,
Public entities and their officers while acting in
				their official capacities, or
Persons acting on behalf of a consumer under court
				order or as a legal representative.
[815 ILCS
				616/15 ]
"Educational Planning Services" -
College and career
				preparatory planning services, including, but not limited to, advice regarding
				and assistance with college and career searches; college application
				preparation or submission; financial aid application planning, preparation, or
				submission; and scholarship searches and applications.
[815 ILCS
				616/15 ]
"EFT" - The acronym for electronic funds transfer.
"Eligible Noncitizen" - A noncitizen who is eligible for
				federal student assistance pursuant to section 484 of the HEA (20 U.S.C.
				1091) ; or a noncitizen or person who is not
				a permanent resident of the United States, who does not meet the eligibility
				criteria for federal student assistance pursuant to section 484 of the HEA but
				who meets all of the following criteria:
the individual resided with a parent or guardian while
				attending a public or private high school in this State;
the individual graduated from a public or private high school
				or received the equivalent of a high school diploma in this State;
the individual attended school in this State for at least 3
				years as of the date the individual graduated from high school or received the
				equivalent of a high school diploma in this State;
the individual provides an affidavit stating that the
				individual will file an application to become a permanent resident of the
				United States at the earliest opportunity the individual is eligible to do so;
				and
the individual has not established a residence outside of this
				State.
"Endorser" - A person fitting the definitions found at
				34 CFR
				682.200 or
				34 CFR
				685.102(b) who
				is secondarily liable for the repayment of a federal student loan.
"Enrolled" - The status of a student who has completed the
				institution's registration requirements and is attending classes.
"Executive Director" - The chief executive officer of
				ISAC.
"Expected Family Contribution" - The amount the student and the
				student's family may be reasonably expected to contribute toward the student's
				postsecondary education. Expected Family Contribution as defined at section 474
				of the HEA (20 U.S.C.
				1087nn) is used to determine a student's
				eligibility for need based programs administered by ISAC.
"FAFSA" - The acronym for the Free Application for Federal
				Student Aid.
"FAFSA Receipt Date" - The date reported by ED's processor as
				the date upon which it receives an applicant's initial FAFSA for an academic
				year. For paper FAFSA's sent through the U.S. Postal Service, this is the date
				of physical receipt at the processor, not the postmark date.
"Federal Regulations" - Refers to regulations promulgated by ED
				and codified at 34 CFR
				600.
"FFELP" - The acronym for the Federal Family Education Loan
				Program, as authorized by section 421 of the HEA, including subsidized and
				unsubsidized Federal Stafford Loans, Federal PLUS Loans, Federal SLS Loans and
				Federal Consolidation Loans.
"Fire Officer" - For the purposes of ISAC's rules, this term
				means a firefighter who is employed by, or in the voluntary service of, this
				State or any public entity in this State.
"Foreign Missionary" - An individual who is assigned duty
				outside of the United States by an organization that engages in educational,
				philanthropic, humanitarian or altruistic works. The missionary organization
				must be exempt from the payment of federal taxes and must have been engaged in
				placing foreign missionaries for at least 5 years. Examples of such missionary
				organizations include, but are not limited to, the following: Peace Corps,
				Evangelical Alliance Mission, etc.
"Full-time Student" - In relation to scholarship and grant
				programs, an individual enrolled for 12 or more credit hours, for either a
				semester or quarter term. In relation to the Federal Family Educational Loan
				Program, full-time student is defined at
				34 CFR
				668.2(b).
"Gift Assistance" - Student assistance funds in the form of a
				scholarship, grant or tuition waiver, including, but not limited to, federal,
				State, institutional and private aid.
"Golden Apple Scholars of Illinois" - A private, not-for-profit
				program under the auspices of the Golden Apple Foundation that recruits,
				prepares and provides financial assistance to high school graduates to pursue
				postsecondary education for careers as teachers for particular Illinois
				schools.
"Good Moral Character" - An applicant is of good moral
				character if the applicant will benefit from postsecondary instruction and is
				allowed to enroll at an approved postsecondary institution.
"Graduating Class" - The students who will complete the high
				school's program of instruction and graduate within an academic year.
"Guaranteed Loan" - Loan assistance through the Federal Family
				Education Loan Program (FFELP) that includes the subsidized and unsubsidized
				Federal Stafford Loan, the Federal PLUS Loan, the Federal Supplemental Loans
				for Students (SLS), and the Federal Consolidation Loan programs.
"Half-time Student" - In relation to scholarship and grant
				programs, an individual enrolled for 6 or more credit hours (but fewer than 12
				credit hours) for either a semester or quarter term. In relation to the Federal
				Family Education Loan Program, half-time student is defined at
				34 CFR
				668.2(b).
"HEA" - The acronym for the Higher Education Act of 1965, as
				amended (20 U.S.C.
				1070).
"Holder" - An organization authorized by ED and ISAC to
				purchase or retain possession of guaranteed loans. These organizations operate
				as commercial and educational lenders or secondary markets and may purchase
				ISAC-guaranteed loans from approved lenders.
"Home Institution" - The institution of higher learning where
				the student is enrolled in a degree or certificate program and is the
				institution of record in a consortium or contractual agreement.
"Host Institution" - The institution where part of a student's
				program requirements is being taken through either a consortium or contractual
				agreement with a home institution.
"IBHE" - The acronym for the Illinois Board of Higher
				Education, the administrative agency created by the Board of Higher Education
				Act [110
				ILCS 947/205 ].
"IDAPP" - The acronym for ISAC's Illinois Designated Account
				Purchase Program as authorized by the Education Loan Purchase Program Law
				[110 ILCS
				947/125 through
				170 ].
"Independent Student" - For the purposes of ISAC's rules, this
				term is defined at 34 CFR
				668.2(b).
"Institution" - Unless otherwise qualified, any secondary or
				postsecondary educational organization that enrolls students who participate in
				ISAC programs.
"Institution of Higher Learning" - An educational organization
				whose main campus is physically located in Illinois that provides:
at least a 2-year program of collegiate study in liberal arts
				or sciences directly applicable toward the attainment of a baccalaureate
				degree;
an associate degree directly applicable toward the attainment
				of a baccalaureate degree;
a program that is directly applicable toward the attainment of
				a certificate or other credential; or
a program in health education directly applicable toward the
				attainment of a certificate, diploma, or an associate degree; and
is operated:
by the State;
publicly or privately, not for profit; or
for profit, provided it:
offers degree programs that have been approved by the IBHE for
				a minimum of 3 years under the Academic Degree Act [110 ILCS 1010
				];
enrolls a majority of its students in these degree programs;
				and
maintains accredited status with the Higher Learning Commission
				of the North Central Association of Colleges and Schools.
For otherwise eligible educational organizations that provide
				academic programs for incarcerated students, the term "institution of higher
				learning" shall specifically exclude academic programs for incarcerated
				students (Section 10 of the Higher Education Student Assistance Act). For
				eligible institutions with campuses in multiple states, the term "institution
				of higher learning" shall include only those campuses located in
				Illinois.
"Institution of Record" - The postsecondary institution at
				which a student is enrolled and seeking a degree or certificate. This
				institution assumes primary responsibility for certification of eligibility for
				ISAC-administered programs and for requesting payment from ISAC.
"ISAC" - The acronym for the Illinois Student Assistance
				Commission, the administrative agency created by Section 15 of the Higher
				Education Student Assistance Act [110 ILCS 947 ] to administer
				student assistance programs.
"ISBE" - The acronym for the Illinois State Board of Education,
				the administrative agency created by the School Code [105 ILCS
				5 ].
"Lender" - An organization authorized by ISAC to make
				educational loans to students.
"Mandatory Fees" - The charges assessed by an institution that
				are required to deliver educational services to students for each term,
				regardless if a student is attending either on campus or through distance
				education. Application, graduation, laboratory, breakage, and add/drop fees, as
				well as program administrative fees for out-of-state or foreign study are
				specifically excluded. For the purposes of ISAC's rules, tuition is not a
				mandatory fee.
"MAP" - The acronym for the Monetary Award Program administered
				by ISAC, as authorized by Section 35 of the Higher Education Student Assistance
				Act and codified at 23 Ill. Adm. Code 2735.
"Master Check" - A single check representing the loan proceeds
				for more than one borrower.
"Minority Student" -
A student who is either Black (a
				person having origins in any of the black racial groups in Africa); Hispanic (a
				person of Spanish or Portuguese culture with origins in Mexico, South or
				Central America, or the Caribbean Islands, regardless of race); Asian American
				(a person with origins in any of the original peoples of the Far East,
				Southeast Asia, the Indian subcontinent, including Pakistan, and the Pacific
				Islands, including, among others, Hawaii, Melanesia, Micronesia and Polynesia);
				or Native American (a person who is a member of a federally or state recognized
				Indian tribe, or whose parents or grandparents have such membership) and to
				include the native people of Alaska
(Section 50(a) of the Higher
				Education Student Assistance Act).
"Occupational or Career and Technical Certificate" - A credit
				award for satisfactory completion of a prescribed curriculum intended to
				prepare an individual for employment in a specific field.
"Parent" - For the purposes of ISAC's rules, this term is
				defined at 34 CFR
				668.2(b).
"Pell Grant" - A federal gift assistance program administered
				by ED in accordance with section 401 of the HEA (20 U.S.C.
				1070a).
"PLUS" - The federal program that provides loans to graduate
				students or parents of certain undergraduate students, as authorized by section
				428B of the HEA (20 U.S.C.
				1078-2) and Sections 80 through 175 of the
				Higher Education Student Assistance Act [110 ILCS
				947 ].
"Police Officer" - For the purposes of ISAC's rules, this term
				means a law enforcement officer who is employed by, or in the voluntary service
				of, this State or any public entity in this State.
"Qualified Applicant" - An individual who meets the eligibility
				requirements of the gift assistance program for which the applicant is
				applying.
"Qualified Bilingual Minority Applicant" -
A qualified
				student who demonstrates proficiency in a language other than English
				by
receiving a State Seal of Biliteracy from the State
				Board of Education or
receiving a passing score on an educator licensure
				target language proficiency test
(Section 50(a) of the Higher
				Education Student Assistance Act).
"Regular School Year" - An 8 to 9 month period of time that
				includes 2 semester terms or 3 quarter terms. The regular school year excludes
				summer terms. Terms that begin after April 15 and end before September 16 are
				considered summer terms.
"Remedial Courses" - The course work that prepares a student
				for study at the postsecondary level and is necessary for the student to pursue
				the eligible postsecondary program.
"Resident of Illinois" -
A dependent student is a resident of Illinois if the parent of
				the dependent-applicant, who is required by the instructions to complete the
				FAFSA or the Alternative Application for Illinois Financial Aid, physically
				resides within the State of Illinois, and Illinois is the parent's true, fixed
				and permanent home.
An independent student is a resident of Illinois if the
				applicant physically resides within the State of Illinois (at the time of
				application), and has so resided for a period of 12 continuous, full months
				immediately prior to the start of the academic year for which assistance is
				requested and Illinois is their true, fixed and permanent home.
When an applicant does not qualify as a resident of Illinois
				under the preceding 2 paragraphs and the applicant is a member of the U.S.
				Armed Forces or a foreign missionary, or is the dependent or the spouse of an
				individual who is a member of the U.S. Armed Forces or a foreign missionary,
				then the applicant's residency shall be determined in accordance with the
				following:
An applicant who is a member of the U.S. Armed Forces will be a
				resident of Illinois if the applicant physically resided in Illinois
				immediately prior to entering the U.S. Armed Forces, returned (or plans to
				return) to Illinois within 6 months after and including the date of separation
				and can demonstrate (pursuant to Section
				2700.50(f) and
				(g)) that the applicant's domicile was the
				State of Illinois throughout such enlistment.
An applicant who is a foreign missionary will be a resident of
				Illinois if the applicant physically resided in Illinois for 6 continuous
				months immediately prior to entering missionary service, returned (or plans to
				return) to Illinois within 6 months after the conclusion of missionary service,
				and can demonstrate (pursuant to Section
				2700.50(f) and
				(g)) that the applicant's domicile was the
				State of Illinois throughout the missionary service.
The dependent-applicant shall be a resident of Illinois
				notwithstanding the parents' temporary physical absence from Illinois provided
				the parents would be a resident of Illinois under the preceding 2
				paragraphs.
The spouse-applicant shall be a resident of Illinois
				immediately upon physically occupying a dwelling within the State of Illinois
				provided it can be demonstrated that the applicant's absence from the State was
				the result of residing with the spouse during enlistment or missionary service
				outside of Illinois and that the spouse-applicant's domicile continues to be
				the State of Illinois.
"Rules" - The rules of ISAC codified at 23 Ill. Adm. Code:
				Subtitle A, Chapter XIX.
"Satisfactory Academic Progress" - An institutional policy that
				establishes minimum standards of academic performance. For purposes of
				ISAC-administered programs, the standards must be at least as stringent as
				those required by ED pursuant to section 484 of the HEA (20 U.S.C.
				1091).
"Service Academy" -
The U.S. Air Force Academy, the
				U.S. Coast Guard Academy, the U.S. Military Academy or the U.S. Naval
				Academy
(Section 30(a) of the Higher Education Student Assistance
				Act).
"SLS" - The acronym for the federal Supplemental Loans for
				Students Program, as authorized by section 428A of the HEA (20 U.S.C.
				1078-1). No SLS loans have been made for
				periods of enrollment beginning on or after July 1, 1994.
"Special Education" - A postsecondary educational program
				designed to teach persons how to meet the needs of all children designated as
				physically disabled, with specific learning disabilities, or requiring
				extraordinary special education services and facilities. (See
				105 ILCS
				5/14-1.02 and
				7.20a.) These programs prepare
				persons for meeting the needs of children who exhibit disabilities or
				exceptional characteristics ranging from very mild to very severe. (See 23 Ill.
				Adm. Code 226, Special Education.) Such a program prepares a student to teach
				children with disabilities or children with learning disabilities. (See
				105 ILCS
				5/14-1.02 and
				1.03a.)
"Stafford" - The federal subsidized and unsubsidized loan
				programs as authorized by sections 427, 428 and 428H of the HEA (20 U.S.C.
				1078).
"Student Beneficiary" - An individual designated as the
				recipient of a College Savings Bond Bonus Incentive Grant.
"State of Illinois High School Diploma" - A diploma received
				after successfully completing high school equivalency testing or an alternative
				method of credentialing as defined in Section 3-15.12 of the School Code
				[105 ILCS
				5 ].
"Teacher Education Program" - An undergraduate postsecondary
				course of study that, upon completion, qualifies a student to be certified as a
				pre-school, elementary or secondary teacher by a state board of education or
				its equivalent (including the Illinois State Board of Education). For a student
				who has completed less than 4 semesters/6 quarters of postsecondary study, this
				includes a postsecondary course of study that leads to a teacher education
				program.
"Teacher Shortage Discipline" - An academic discipline in which
				a shortage of teachers exists in Illinois, as designated by the Illinois State
				Board of Education.
"Term" - A unit of time for student attendance, including, but
				not limited to, a quarter or semester.
"Tuition" - The charge for instruction assessed by an
				institution.
"Verification" - Procedures implemented by postsecondary
				institutions to verify the eligibility of applicants. The procedures are
				established by subpart E of 34 CFR 668 and by ISAC's
				rules.