reglab/statecodes huggingface dataset:
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 8 - California Housing Rehabilitation Program › Article 4 - Program Operations › Section 7695 - Reporting and Inspections

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
(a) No later than 60 days after the end of
					 each fiscal year, the sponsor shall report to the department on form HCD 781,
					 "California Housing Rehabilitation Program Rental Component, Annual Report,"
					 dated 12/89, as set forth in subsection (b). This form is provided by the
					 department.
HCD 781 12/89
CALIFORNIA HOUSING REHABILITATION
						PROGRAM
RENTAL COMPONENT
ANNUAL REPORT
Sponsor:
						__________________________________________________
Project Name:
						________________________________________
Project Address:
						_____________________________________________
Contract Number:
						________________________________________
I hereby submit the following items for the fiscal year
						beginning __________ and ending __________.
[ ] CHRP Interest Payment in the amount of $
						_______.
[ ] Principal Prepayment in the amount of $
						_______.
[ ] Residual Receipts Payment in the amount of $
						_______
[ ] Financial Statement.
[ ] Income & Expense Statements (plus
						attachments).
[ ] Report on Account Balances.
[ ] Management Report) plus attachments.
[ ] Copy of current Hazard Insurance Policy.
CERTIFICATION: I hereby certify that I am responsible for
						the above submittals and, furthermore, to the best of my knowledge, the
						information included is true and complete.
By: ___________________________
Signature
______________________________
Name and Title
___________________________
___________________________
Date
Phone Number
At: ___________________________
City
Contract No.: __________
Fiscal Year: __________
A. PROJECT INCOME:
1.
a.
					 Attach an Occupancy and Rent Schedule for all residential rents labeled A.1.
					 using the format attached. (See example attached.) Also attach another schedule
					 showing the nonresidential occupancy and rent schedules if CHRP money was used
					 to rehabilitate the nonresidential portion of the building.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 8 - California Housing Rehabilitation Program › Article 4 - Program Operations › Section 7696 - Operating Budget

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
(a)
					 Prior to loan closing, the sponsor shall provide the department an initial
					 operating budget for its approval. Such budget shall show all anticipated
					 income and expenses for management, operations, and maintenance for the first
					 year and the projected debt service coverage ratio.
(b) Sixty days prior to the end of each
					 fiscal year, the sponsor shall submit to the department a proposed operating
					 budget for its approval. The proposed operating budget shall set forth the
					 sponsor's estimate of the project's operating income, operating expenses, debt
					 service for the upcoming year, and any proposed rent increases pursuant to
					 section 7683.
(c) The initial
					 operating budget and subsequent proposed operating budgets shall include:
(1) annual deposits to a replacement reserve
					 account for capital improvements such as replacing structural elements,
					 furniture, fixtures, or equipment of the rental housing development which are
					 reasonably required to preserve the project; and
(2) an operating reserve account in an amount
					 sufficient to offset operating shortfalls.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 8 - California Housing Rehabilitation Program › Article 4 - Program Operations › Section 7697 - Residual Receipts Account

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
(a)
					 The department shall establish a residual receipts account in the fund. Two
					 percent of any allocation made to the fund shall be deposited into the account.
					 Excess funds returned to the department pursuant to section 7684(f) shall be
					 deposited into the account to replace the allocated funds in the account on a
					 dollar for dollar basis. Funds so replaced shall remain in the fund available
					 for loans pursuant to this subchapter.
(b) The department shall maintain a reserve
					 in the account in an amount equal to two percent of all allocations to the fund
					 for the purpose of avoiding or curing defaults pursuant to section
					 7693(e).
(c) When funds in the
					 account exceed the two percent default reserve required pursuant to subdivision
					 (b), the department may advance funds from the account for the following:
(1) payment of the cost of unforeseen capital
					 improvements necessary to preserve fiscal integrity and maintain affordable
					 rents; and
(2) reduction of rents
					 of assisted units.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 8 - California Housing Rehabilitation Program › Article 4 - Program Operations › Section 7700 - Introduction. [Repealed]

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
1.
						Repealer filed 8-13-82; effective thirtieth day thereafter (Register 85, No.
						33). For prior history, see Registers 84, No. 40; 83, No. 1; 82, No. 25; 82,
						No. 17; and 82, No. 2.
Note: Authority cited: Sections 50406(n) and 50701,
						  Health and Safety Code. Reference: Sections 50700-50706, Health and Safety
						  Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 8 - California Housing Rehabilitation Program › Article 4 - Program Operations › Section 7702 - Definitions. [Repealed]

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
1.
						Repealer filed 8-13-85; effective thirtieth day thereafter (Register 85, No.
						33). For prior history, see Registers 84, No. 40; 83, No. 1; 82, No. 25; 82,
						No. 17; and 82, No. 2.
Note: Authority cited: Sections 50406(n) and 50701,
						  Health and Safety Code. Reference: Sections 50700-50706, Health and Safety
						  Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 8 - California Housing Rehabilitation Program › Article 4 - Program Operations › Section 7704 - Program Requirements. [Repealed]

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
1.
						Repealer filed 8-13-85; effective thirtieth day thereafter (Register 85, No.
						33). For prior history, see Registers 84, No. 40; 83, No. 1; 82, No. 25; 82,
						No. 17; and 82, No. 2.
Note: Authority cited: Sections 50406(n) and 50701,
						  Health and Safety Code. Reference: Sections 50700-50703, Health and Safety
						  Code; and Section 7261.6, Government
						  Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 8 - California Housing Rehabilitation Program › Article 4 - Program Operations › Section 7706 - Loan Requirements. [Repealed]

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
1.
						Repealer filed 8-13-85; effective thirtieth day thereafter (Register 85, No.
						33). For prior history, see Registers 84, No. 40; 83, No. 1; 82, No. 25; 82,
						No. 17; and 82, No. 2.
Note: Authority cited: Sections 50406(n) and 50701,
						  Health and Safety Code. Reference: Sections 50700-50706, Health and Safety
						  Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 8 - California Housing Rehabilitation Program › Article 4 - Program Operations › Section 7708 - Disbursements for Specified Sites. [Repealed]

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
1.
						Repealer filed 8-13-85; effective thirtieth day thereafter (Register 85, No.
						33). For prior history, see Registers 84, No. 40; 83, No. 1; No. 25; 82, No.
						17; and 82, No. 2.
Note: Authority cited: Sections 50406(n) and 50701,
						  Health and Safety Code. Reference: Sections 50701, 50702 and 50704, Health and
						  Safety Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 8 - California Housing Rehabilitation Program › Article 4 - Program Operations › Section 7710 - Disbursements for Unspecified Sites. [Renumbered]

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
1.
						Renumbering and amendment of Section 7710 to Section 7010 filed 8-13-85;
						effective thirtieth day thereafter (Register 85, No. 33). For prior history,
						see Registers 84, No. 40; 83, No. 1; 82, No. 25; 82, No. 17; and 82, No.
						2.
Note: Authority cited: Sections 50406(n) and 50701,
						  Health and Safety Code. Reference: Sections 50701, and 50703, Health and Safety
						  Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 8 - California Housing Rehabilitation Program › Article 4 - Program Operations › Section 7712 - Reports and Term. [Repealed]

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
1.
						Repealer filed 8-13-85; effective thirtieth day thereafter (Register 85, No.
						33). For prior history, see Registers 84, No. 40; 83, No. 1; 82, No. 25; 82,
						No. 17; and 82, No. 2.
Note: Authority cited: Sections 50406(n) and 50701,
						  Health and Safety Code. Reference: Sections 50701, 50703 and 50706 Health and
						  Safety Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 8 - California Housing Rehabilitation Program › Article 4 - Program Operations › Section 7714 - Termination and Repayment. [Repealed]

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
1.
						Repealer filed 8-13-85; effective thirtieth day thereafter (Register 85, No.
						33). For prior history, see Registers 84, No. 40; 83, No. 1; 82, No. 25; 82,
						No. 17; and 82, No. 2.
Note: Authority cited: Sections 50406(n) and 50701,
						  Health and Safety Code. Reference: Sections 50701-50704, Health and Safety
						  Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 8 - California Housing Rehabilitation Program › Article 4 - Program Operations › Section 7714.5 - Application Review. [Repealed]

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
1.
						Repealer filed 8-13-85; effective thirtieth day thereafter (Register 85, No.
						33). For prior history, see Registers 84, No. 40; 83, No. 1; 82, No. 25; 82,
						No. 17; and 82, No. 2.
Note: Authority cited: Sections 50407 (n) and 50701,
						  Health and Safety Code. Reference: Sections 50701-50704, Health and Safety
						  Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 1 - General › Section 7715 - Purpose and Scope

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
(a)
					 These regulations implement and interpret Chapter 6 (commencing with Section
					 50650) of Part 2 of Division 31, Health and Safety Code, which establishes the
					 CalHome Program.
(b) These
					 regulations establish terms, conditions and procedures for the award and
					 disbursement of funds allocated to the CalHome Program.
1. New
						subchapter 9 (articles 1-10, sections 7715-7756), article 1 (sections
						7715-7716) and section filed 9-29-2003; operative 9-29-2003 pursuant to
						Government Code section 11343.4 (Register 2003, No. 40). For prior history of
						Subchapter 9, articles 1-4, sections 7715-7742, see Register 96, No.
						12.
Note: Authority cited: Sections 50406(n), 50650.2 and
						  50650.7, Health and Safety Code. Reference: Sections 50650.3, 50650.4, 50650.5
						  and 50650.7, Health and Safety Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 2 - General Program Requirements › Section 7717 - General Applicant Eligibility Requirements

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
(a) Geographic Restrictions:
(1) A locality shall only be eligible to
					 apply for an award of CalHome funds for a local program or project located
					 within its jurisdictional boundaries.
(2) A nonprofit corporation shall only be
					 eligible to apply for an award of CalHome funds for a program or project within
					 a county in which it has developed a project or operated a housing program
					 within the past four years or in a county for which the nonprofit corporation
					 has an existing 523 Self-Help Technical Assistance Grant Agreement with United
					 States Department of Agriculture (USDA).
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 2 - General Program Requirements › Section 7718 - Eligible Activities

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
(a) The Department may make grants to
					 localities or nonprofit corporations to fund local programs undertaking:
(1) provision of CalHome Program loans to
					 first-time homebuyers for mortgage assistance;
(2) provision of CalHome Program loans to
					 owner-occupants for rehabilitation, including rehabilitation of manufactured
					 homes not on a permanent foundation;
(3) provision of technical assistance to
					 self-help housing projects in which the applicant organization will be directly
					 providing the services required in Section 7738, Self-Help Project
					 Administration Assistance Requirements; or
(4) provision of technical assistance for
					 shared housing programs for which the applicant organization will be directly
					 providing the services required in Section 7741, Shared Housing Program
					 Administration Requirements.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 2 - General Program Requirements › Section 7719 - Eligible and Ineligible Uses of Funds

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
(a) Eligible uses of funds for specific
					 activities are set forth in the article dealing with that activity.
(b) CalHome funds shall not be used for any
					 of the following costs that may be incurred in the local program or the
					 project.
(1) Refinancing of existing loans
					 with CalHome funds, except Cal-Home funds may be used for site acquisition
					 bridge loans with a term of thirty-six (36) months or less on homeownership
					 development projects.
(2) Costs
					 associated with the rehabilitation or repair of property owned by a mobilehome
					 park owner.
(3) Offsite
					 improvements (improvements outside the boundaries of the subdivision or
					 individual parcels for scattered site development).
(4) Unit construction costs, except in
					 owner-occupied rehabilitation local programs.
(5) Recurring loan closing costs.
(6) Payoff of all or any portion of a
					 borrower's consumer debt, liens or judgments.
(7) Self-help technical assistance grant
					 funds may not be used to pay for purchase of land, materials, tools and
					 construction equipment or for any costs of construction.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 2 - General Program Requirements › Section 7720 - Eligible Households

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
To be eligible to receive the benefits of CalHome
						funding, an individual household shall:
(a) be a lower-income household, when
					 considering the gross income of all household residents eighteen (18) years old
					 or older. For shared housing match services, where the provider is elderly, the
					 income of non-occupying children who are on title will not be
					 counted;
(b) include as borrowers
					 on the CalHome Program promissory note all persons who will be or are on title
					 to the property; and
(c) either:
(1) in the case of a rehabilitation loan or
					 if receiving shared housing match services, be an owner-occupant and intend to
					 continue occupying the home as a principal place of residence; or
(2) in the case of a mortgage assistance loan
					 or if receiving self-help technical assistance services, be a first-time
					 homebuyer and intend to occupy the home as a principal place of
					 residence.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 2 - General Program Requirements › Section 7721 - Local Program/Project Administration

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
(a) The Recipient shall implement the local
					 program or project and be responsible for the following activities:
(1) marketing the local program or
					 project;
(2) determination of a
					 household's income-eligibility pursuant to the income requirements of this
					 subchapter;
(3) where applicable,
					 based on the nature of the local program or project, compliance with the
					 following requirements:
(A) Section 7722
					 homebuyer education requirements;
(B) Section 7723 loan servicing
					 requirements;
(C) Section 7724
					 reuse account requirements;
(D)
					 Section 7730 mortgage assistance requirements;
(E) Section 7731 mortgage assistance
					 underwriting requirements;
(F)
					 Section 7734 owner-occupied rehabilitation requirements;
(G) Section 7735 owner-occupied
					 rehabilitation underwriting and construction requirements;
(H) Section 7738 self-help technical
					 assistance requirements; and
(I)
					 Section 7741 shared housing technical assistance
					 requirements.
(4) for
					 mortgage assistance or owner-occupied rehabilitation loans, disbursing funds on
					 behalf of borrowers at time of property acquisition or during
					 rehabilitation;
(5) maintaining
					 complete and accurate records of all CalHome Program loan disbursements and
					 repayments to ensure adherence to proper accounting procedures for the CalHome
					 Program loans, which may be verified by the Department and may be subject to a
					 fiscal and programmatic audit;
(6)
					 complying with reporting requirements pursuant to Section 7754; and
(7) complying with all other locality and/or
					 nonprofit corporation requirements as set forth in these regulations and all
					 applicable Federal and State regulations.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 2 - General Program Requirements › Section 7722 - Homebuyer Education Requirements

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
(a) Homebuyer education shall be provided to
					 all homebuyers receiving a CalHome mortgage assistance loan and to all
					 self-help participants being assisted under a CalHome self-help technical
					 assistance grant. For each home purchase completed by an assisted household,
					 the CalHome program shall provide a grant of up to a maximum amount as
					 published in the latest NOFA per assisted household toward the cost of the
					 homebuyer education, provided the following conditions are met:
(1) homebuyer education curriculum shall be
					 pre-approved by the Department and at a minimum, shall include the following
					 topics;
(A) preparing for
					 homeownership
(B) available
					 financing and credit analysis;
(C)
					 loan closing and homebuyer responsibilities;
(D) home maintenance and loan
					 servicing;
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 2 - General Program Requirements › Section 7723 - Loan Servicing Requirements

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
(a) Recipients shall develop and employ a
					 loan servicing plan that has been submitted to and approved by the Department
					 as addressing the following topics:
(1)
					 Process for monitoring the requirement of owner-occupancy,
(2) Annual review of hazard and flood
					 insurance,
(3) Timely payment of
					 property taxes and assessments,
(4)
					 Accounting for repayment of CalHome Program loans,
(5) Properly calculating payoffs,
(6) Processing demands,
(7) Reconveyance of deeds of trust,
(8) Collection of CalHome Program notes in
					 default or foreclosure,
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 2 - General Program Requirements › Section 7724 - Reuse Account

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
(a)
					 CalHome Recipients shall develop and employ a reuse account plan that has been
					 submitted to and approved by the Department as addressing the following topics:
(1) Description of a tracking system to
					 ensure the reuse of funds for eligible activities including;
(A) Loans to individual homeowners and
					 homebuyers,
(B) CalHome loan
					 processing, housing rehabilitation processing, homebuyer education and other
					 eligible activity delivery fees, and;
(C) Allowable 5% loan servicing
					 fee.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 3 - Homeowner/Homebuyer Loan Requirements › Section 7725 - Maximum Homeowner/Homebuyer Loan Amounts

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
(a) CalHome Program loans to individual
					 borrowers shall not exceed the amount published in the current NOFA or, when
					 considered with other available financing and assistance, the minimum amount
					 necessary:
(1) in the case of first-time
					 homebuyer mortgage assistance, to ensure affordable monthly housing costs as
					 defined by the first mortgage lender.
(2) in the case of owner-occupant
					 rehabilitation, to fund eligible rehabilitation costs only, in accordance with
					 program requirements.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 3 - Homeowner/Homebuyer Loan Requirements › Section 7727 - Homeowner/Homebuyer Loan-to-Value Limits

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
(a) The loan-to-value ratio for a mortgage
					 assistance CalHome Program loan, when combined with all other indebtedness to
					 be secured by the property, shall not exceed one hundred (100) percent of the
					 sales price plus a maximum of up to five (5) percent of the sales price to
					 cover actual closing costs.
(b) The
					 loan-to-value ratio for an owner-occupied rehabilitation Cal-Home Program loan,
					 when combined with all other indebtedness secured by the property, shall not
					 exceed one hundred-five (105) percent of the after-rehabilitation value
					 estimated pursuant to Section 7735(b)(1).
1. New
						section filed 9-29-2003; operative 9-29-2003 pursuant to Government Code
						section 11343.4 (Register 2003, No. 40).
Note: Authority cited: Sections 50406(n) and 50650.2,
						  Health and Safety Code. Reference: Sections 50650.3(b) and 50650.7, Health and
						  Safety Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 4 - Mortgage Assistance Programs › Section 7728 - Eligibility Requirements

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
In addition to the requirements of Section 7717, to be
						eligible to apply for CalHome funding for a mortgage assistance program, the
						applicant shall have successfully administered a homebuyer program for a
						minimum of two years within the four years immediately preceding the
						application.
1. New
						article 4 (sections 7728-7731) and section filed 9-29-2003; operative 9-29-2003
						pursuant to Government Code section 11343.4 (Register 2003, No.
						40).
Note: Authority cited: Sections 50406(n) and 50650.2,
						  Health and Safety Code. Reference: Section 50650.4, Health and Safety
						  Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 4 - Mortgage Assistance Programs › Section 7729 - Eligible Costs

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
CalHome funds in support of a mortgage assistance program
						shall be used only for the following costs:
(a) Mortgage assistance for permanent
					 financing of :
(1) a dwelling unit ready for
					 occupancy; or
(2) a unit acquired
					 by a loan such as a HUD FHA 203(k) loan. This includes self-help housing
					 mortgage assistance, except that CalHome permanent financing may be disbursed
					 at time of lot purchase where the self-help housing is being financed under the
					 U. S. Department of Agriculture, Rural Housing Service 502
					 program;
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 4 - Mortgage Assistance Programs › Section 7730 - Local Program Administration Responsibilities

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
The recipient of CalHome funds to operate a local
						mortgage assistance program shall be responsible for the following
						activities:
(a) providing information
					 and assistance to first-time homebuyers on obtaining maximum amount of first
					 mortgage financing pursuant to the underwriting requirements in Section
					 7731;
(b) reviewing CalHome
					 required appraisals for property eligibility under value limits established
					 pursuant to Section 7731(b)(3). The appraised value shall not exceed these
					 limits;
(c) in the case of
					 acquisition of existing housing, the Recipient shall be responsible for
					 inspection of properties to be purchased or a review of Uniform Residential
					 Appraisal Reports, including the Valuation Conditions, to ensure that they
					 conform to the requirements of State Housing Law (California Health and Safety
					 Code, Section 17910 et seq.);
(d)
					 ensuring completion by each assisted household of a homebuyer education class
					 that meets the requirements of Section 7722; and
(e) originating, underwriting, packaging and
					 closing CalHome Program loans in accordance with program
					 requirements.
1. New
						section filed 9-29-2003; operative 9-29-2003 pursuant to Government Code
						section 11343.4 (Register 2003, No. 40).
Note: Authority cited: Sections 50406(n) and 50650.2,
						  Health and Safety Code. Reference: Sections 50650.3(b) and 50650.7, Health and
						  Safety Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 4 - Mortgage Assistance Programs › Section 7731 - Mortgage Assistance Underwriting Requirements

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
(a) CalHome Recipients shall develop and
					 employ Mortgage Assistance Program Underwriting Guidelines that have been
					 submitted to and approved by the Department as addressing the following
					 underwriting topics:
(1) establish front and
					 back-end ratios used to qualify the borrower;
(2) what criteria will be used to determine
					 the credit worthiness of the borrower;
(3) requirements for the first mortgage:
(A) Borrower shall obtain the maximum first
					 lien mortgage loan with a term and interest rate from a mortgage lender
					 consistent with affordable housing costs as defined in each program's
					 guidelines.
(B) Mortgage loans
					 shall not include provisions for negative amortization, principal increases,
					 balloon payments or deferred interest
(4) financing subordinate to the CalHome
					 Program loan:
(A) fees and/or charges for
					 subordinate financing shall be reasonable loan origination fees for first
					 mortgage financing as determined by the Department to be consistent with
					 industry standards;
(B) there must
					 not be a balloon payment due before the maturity date of the CalHome Program
					 loan;
(C) all subordinate financing
					 provided shall defer principal and interest payments for the term of the
					 CalHome Program loan;
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 5 - Owner-Occupied Rehabilitation Programs › Section 7732 - Eligibility Requirements

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
In addition to the requirements of Section 7717, to be
						eligible to apply for CalHome assistance for an owner-occupied rehabilitation
						program, the applicant shall have successfully administered a local
						owner-occupied rehabilitation program for a minimum of two years within the
						four years immediately preceding the application.
1. New
						article 5 (sections 7732-7735) and section filed 9-29-2003; operative 9-29-2003
						pursuant to Government Code section 11343.4 (Register 2003, No.
						40).
Note: Authority cited: Sections 50406(n) and 50650.2,
						  Health and Safety Code. Reference: Sections 50650.4 and 50650.7, Health and
						  Safety Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 5 - Owner-Occupied Rehabilitation Programs › Section 7733 - Eligible Costs

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
CalHome funds in support of an owner-occupied
						rehabilitation program shall be used only for the following costs:
(a) Cost of rehabilitation of the property,
					 as defined in Section 7716(
ll
).
(b) Cost of building permits and other
					 related government fees.
(c) Cost
					 of an appraisal, architectural, engineering, and other consultant services that
					 are directly related to the rehabilitation of the property.
(d) Non-recurring loan closing
					 costs.
(e) Replacement cost of a
					 manufactured home not on a permanent foundation up to the maximum amount
					 published in the current NOFA in the case where it has been determined by the
					 Recipient it is infeasible to rehabilitate the home.
(f) A CalHome activity delivery fee in an
					 amount not to exceed the maximum amount published in the current NOFA per
					 assisted unit will be reimbursed in the form of a grant from the Department to
					 the Recipient.
1. New
						section filed 9-29-2003; operative 9-29-2003 pursuant to Government Code
						section 11343.4 (Register 2003, No. 40).
Note: Authority cited: Sections 50406(n) and 50650.2,
						  Health and Safety Code. Reference: Sections 50650.3(b) and 50650.7, Health and
						  Safety Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 5 - Owner-Occupied Rehabilitation Programs › Section 7734 - Local Program Administration Requirements

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
The recipient of CalHome funds for the operation of a
						local owner-occupied rehabilitation program shall be responsible for the
						following activities:
(a) reviewing
					 CalHome required after-rehabilitation appraisals for property eligibility under
					 value limits established in the current published NOFA;
(b) originating, underwriting, packaging and
					 closing CalHome Program loans in accordance with program requirements;
					 and
(c) completion of
					 rehabilitation construction requirements pursuant to the Owner-Occupied
					 Rehabilitation Program Guidelines required by Section 7735(a).
1. New
						section filed 9-29-2003; operative 9-29-2003 pursuant to Government Code
						section 11343.4 (Register 2003, No. 40).
Note: Authority cited: Sections 50406(n) and 50650.2,
						  Health and Safety Code. Reference: Sections 50650.3(b) and 50650.7, Health and
						  Safety Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 5 - Owner-Occupied Rehabilitation Programs › Section 7735 - Underwriting and Construction Requirements

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
(a) CalHome Recipients shall develop and
					 employ Owner-Occupied Rehabilitation Program Guidelines submitted to and
					 approved by the Department as addressing the following topics:
(1) owner-occupied rehabilitation
					 underwriting guidelines including borrower credit requirements; and
(2) rehabilitation construction
					 requirements.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 6 - Self-Help Technical Assistance Projects › Section 7736 - Eligibility Requirements

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
In addition to the requirements of Section 7717, to be
						eligible to apply for CalHome assistance for a self-help technical assistance
						project, the applicant shall meet the criteria set forth in the CCR, Title 25,
						Division 1, Chapter 7, Subchapter 6.5, Article 1, Section 7532 "Eligible
						Sponsors", and have successfully completed a minimum of two self-help, new
						construction projects within the four years immediately preceding the
						application.
1. New
						article 6 (sections 7736-7738) and section filed 9-29-2003; operative 9-29-2003
						pursuant to Government Code section 11343.4 (Register 2003, No.
						40).
Note: Authority cited: Sections 50406(n) and 50650.2,
						  Health and Safety Code. Reference: Sections 50650.3(b), 50650.4 and 50650.7,
						  Health and Safety Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 6 - Self-Help Technical Assistance Projects › Section 7737 - Eligible Costs

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
CalHome funds in support of a self-help technical
						assistance project shall be used only for the following costs:
(a) Costs for assistance, training and
					 supervision on self-help construction activities and techniques.
(b) Homebuyer education, which will be
					 reimbursed in the form of a grant from the Department to the Recipient in an
					 amount not to exceed the maximum published in the current NOFA.
(c) Costs of assistance provided in project
					 development which includes, but is not limited to, the preparation of contracts
					 for professional services, application for project funding, packaging
					 households' applications for assistance, preparation of subdivision maps,
					 review of engineering plans and specifications for construction and
					 rehabilitation projects and compliance with appropriate requirements of funding
					 agencies and local government.
(d)
					 Administrative costs of providing technical assistance for the project funded
					 by the Department including, but not limited to, wages, salaries and fringe
					 benefits of clerical and management personnel and payment for rent, utilities,
					 communications, printing and travel expenses.
1. New
						section filed 9-29-2003; operative 9-29-2003 pursuant to Government Code
						section 11343.4 (Register 2003, No. 40).
Note: Authority cited: Sections 50406(n) and 50650.2,
						  Health and Safety Code. Reference: Section 50650.3(b), Health and Safety
						  Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 6 - Self-Help Technical Assistance Projects › Section 7738 - Self-Help Technical Assistance Requirements

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
(a) The recipient shall develop and employ
					 Self-Help Technical Assistance Program Guidelines submitted to and approved by
					 the Department as addressing the following topics:
(1) Program Marketing
(2) Recruitment of homebuyers and selection
					 criteria
(3) Income limits for
					 participation and income determination procedures
(4) Criteria for homebuyer participation in
					 the program including:
(A) Residency
					 requirements
(B) Credit
					 requirements
(C) Process for
					 determining participant's physical capability to assist in the construction of
					 their home
(5) List of
					 activities to be performed by self-help participants
(6) Construction training plan
(7) Homeownership training
					 plan
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 7 - Shared Housing Programs › Section 7739 - Eligibility Requirements

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
In addition to the requirements of Section 7717, to be
						eligible to apply for CalHome assistance for a shared housing program, the
						applicant shall have successfully administered a shared housing program for a
						minimum of two years immediately preceding the application.
1. New
						article 7 (sections 7739-7741) and section filed 9-29-2003; operative 9-29-2003
						pursuant to Government Code section 11343.4 (Register 2003, No.
						40).
Note: Authority cited: Sections 50406(n) and 50650.2,
						  Health and Safety Code. Reference: Sections 50650.3(b), 50650.4 and 50650.7,
						  Health and Safety Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 7 - Shared Housing Programs › Section 7740 - Eligible Costs

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
CalHome shared housing technical assistance funds shall
						be used only for the following costs:
(a) Indirect costs of administering a shared
					 housing local program, including the costs of providing information and
					 referrals; outreach/marketing costs; program evaluation; and CalHome program
					 reporting requirements; and/or
(b)
					 Costs of direct services, including shared housing matching, documentation of
					 match efforts, and match follow-up services.
1. New
						section filed 9-29-2003; operative 9-29-2003 pursuant to Government Code
						section 11343.4 (Register 2003, No. 40).
Note: Authority cited: Sections 50406(n) and 50650.2,
						  Health and Safety Code. Reference: Section 50650.3(b), Health and Safety
						  Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 7 - Shared Housing Programs › Section 7741 - Program Administration Requirements

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
(a) A shared housing technical assistance
					 local program shall, at a minimum, include the following features:
(1) information regarding services available,
					 procedures and program requirements, which shall be provided to all individuals
					 requesting assistance;
(2) outreach
					 and marketing activities shall be conducted to reach both potential homeowner
					 providers and potential seekers and provide information about the availability,
					 purpose and requirements of shared housing match services;
(3) program evaluations shall be obtained
					 from clients (homeowner providers and seekers) by the shared housing technical
					 services provider to be used as a basis for assessment and improvement of
					 services provided to clients; and
(4) all services required to effect a shared
					 housing match between a low-income qualified homeowner provider and a seeker
					 which must include at minimum, intake forms/applications, face-to-face
					 interviews between homeowner providers/seekers and shared housing agency staff,
					 reference checks, and income determinations to determine homeowner provider
					 eligibility;
(5) documentation of a
					 minimum ten (10) percent reduction in housing costs (or increased income) for
					 homeowner providers, except in instances where a homeowner provider is age
					 sixty (60) or over or disabled and the seeker (renter) will be providing
					 services to the homeowner provider. In cases that do not meet this requirement,
					 the Recipient shall provide written justification; and
(6) match follow-up services to determine
					 match satisfaction and to help clients maintain a successful shared housing
					 match.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 8 - Development Loan Requirements › Section 7742 - Eligibility Requirements

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
In addition to the requirements of Section 7717, to be
						eligible to apply for a development loan, an applicant shall have successfully
						developed a minimum of two similar projects within the last four years, and the
						applicant shall have staff that will be committed to the proposed project that
						possess the knowledge, skills and ability to perform the tasks required in a
						homeownership development project.
1. New
						article 8 (sections 7742-7748) and section filed 9-29-2003; operative 9-29-2003
						pursuant to Government Code section 11343.4 (Register 2003, No.
						40).
Note: Authority cited: Sections 50406(n) and 50650.2,
						  Health and Safety Code. Reference: Sections 50650.3(b), 50650.4 and 50650.7,
						  Health and Safety Code.
California Code of Regulations › Title 25 - Housing and Community Development › Division 1 - Housing and Community Development › Chapter 7 - Department of Housing and Community Development Programs › Subchapter 9 - Calhome Program Requirements › Article 8 - Development Loan Requirements › Section 7743 - Eligible Costs

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
CalHome funds in support of a development project shall
						be used only for the following costs:
(a) purchase of real property;
(b) building permits and state and local
					 fees;
(c) predevelopment costs
					 directly related to the single-family housing development;
(d) onsite improvements related to
					 single-family housing development (within the boundaries of the subdivision or
					 individual parcels for scattered site developments);
(e) carrying costs during construction,
					 including insurance, construction financing fees and interest, taxes, and any
					 other expenses necessary to hold the property while the single-family housing
					 development is under construction;
(f) escrow, title insurance, recording and
					 other related costs;
(g) costs for
					 items intended to assure the completion of construction, such as contractor
					 bond premiums;
(h) environmental
					 hazard reports, surveys, and investigations; and
(i) payoff of bridge loan financing for site
					 acquisition which has a term of thirty-six (36) months or less.
1. New
						section filed 9-29-2003; operative 9-29-2003 pursuant to Government Code
						section 11343.4 (Register 2003, No. 40).
Note: Authority cited: Sections 50406(n) and 50650.2,
						  Health and Safety Code. Reference: Section 50650.3(b), Health and Safety
						  Code.