Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-53 - CANCELLATION AND NONRENEWAL REGULATION › Rule 120-2-53-.03 - Notice Requirements for Cancellations and Nonrenewals

Current through Rules and Regulations filed through June 27, 2024
(1) Each notice of
				cancellation or nonrenewal shall include the following:
(a) Each notice of nonrenewal, except for
				those exceptions contained within these rules, shall advise the insured of the
				opportunity of review of the nonrenewal by the Commissioner, as set forth
				herein, if the insured believes that his or her policy has been nonrenewed in
				violation of O.C.G.A. §
										33-24-45. Notice in the following
				form shall satisfy the notice requirement in O.C.G.A. §
										33-24-45(e)(5)(B)
				 and serve to notify the insured of his or
				her opportunity for review of the nonrenewal. This notice shall only be used
				for nonrenewals.
NOTICE OF NONRENEWAL
"Code Section
				  33-24-45 of the Official Code of
				  Georgia Annotated provides that this insurer must upon request, furnish you
				  with the reasons for the failure to renew this policy. If you wish to assert
				  that the nonrenewal is unlawful, you must file a written notice with this
				  insurer before the time at which the nonrenewal becomes effective. The notice
				  must specify the manner in which the failure to renew is alleged to be
				  unlawful.
If you do not file the written notice, you may not later
				  assert a claim or action against this insurer based upon an unlawful
				  nonrenewal.
Additionally, within fifteen (15) days of receipt of this
				  Notice of Nonrenewal, you may mail or deliver a written request for a review of
				  the nonrenewal by the Commissioner if you believe your policy has been
				  nonrenewed in violation of O.C.G.A. §
											33-24-45. Your request must state
				  the reasons why you believe the nonrenewal is in violation of O.C.G.A. §
											33-24-45(e).
(b) Each notice of cancellation,
				except for those exceptions contained within these rules, shall advise the
				insured of his or her opportunity to request, in writing, a review of the
				cancellation by the Commissioner, as set forth herein, if the insured believes
				that his or her policy has been canceled in violation of O.C.G.A. §
										33-24-45. This notice shall only
				be used in the case of cancellation. Such cancellation notice to the insured
				shall be in substantially the following form:
NOTICE OF CANCELLATION
Within fifteen (15) days of receipt of this Notice of
				  Cancellation, you may mail or deliver a written request for a review of the
				  cancellation by the Commissioner if you believe your policy has been canceled
				  in violation of O.C.G.A. §
											33-24-45(c). Your
				  request must state the reasons why you feel the cancellation is in violation of
				  this Code Section.
(c) The
				notice of cancellation or nonrenewal shall specifically state any and all
				reasons for such cancellation or nonrenewal in clear, easy to understand
				language.
(d) The notice of
				cancellation or nonrenewal shall specifically state the tender of premium
				requirements contained in Rule
				120-2-53-.04.
(e) The notice required by this rule shall
				not be mandated for policies canceled in compliance with O.C.G.A. §
										33-24-45(c)(1) 
				or those canceled in compliance with O.C.G.A. §
										33-24-45(k).