California Code of Regulations › Title 10 - Investment › Chapter 2 - Savings and Loan Commissioner › Subchapter 3 - Applications and Hearings › Article 1 - Applications and Hearings: New Facilities, Branches, Changes of Location, Agencies, Conversions from a Federal to State Association, Changes of Name and Amendments of Articles of Incorporation › Section 103.103 - Preemptions

Current through Register 2024 Notice Reg. No. 28, July 12, 2024
(a) Areas of
				  Preemption:
(1) Except as stated in
				  paragraphs (3), (4), (5) and (6) below, the area of preemption for a new
				  association or branch located within a Standard Metropolitan Statistical Area
				  (SMSA) shall be a circle with a radius of one mile measured by a straight line
				  from the location of the new association or branch, as stated in the
				  application.
(2) Except as stated
				  in paragraph (6) below, the area of preemption for a new association or branch
				  located outside an SMSA shall be a circle with a radius of two miles measured
				  by a straight line from the location of the new association or branch, as
				  stated in the application.
(3) The
				  area of preemption for a new association or branch located within the Central
				  Business Districts (CBD), as defined in U.S. Department of Commerce, 1977
				  Census of Business, Major Retail Centers in Standard Metropolitan Statistical
				  Areas, California, and any amendments, of the following cities, shall be a
				  circle with a radius of one-eighth mile measured by a straight line from the
				  location of the new association or branch, as stated in the application, except
				  that it shall not extend beyond the boundaries of the CBD:
Anaheim
Pasadena
Berkeley
Sacramento
Fresno
San Diego
Glendale
San Francisco
Long Beach
San Jose
Los Angeles
Santa Ana
Oakland
The preemption area of a location outside a CBD of a city
					 listed above shall not extend into the CBD of that city.
(4) The area of preemption for a new
				  association or branch located within the boundaries of the City of San
				  Francisco, but outside its CBD, shall be a circle with a radius of one-half
				  mile measured by a straight line from the location of the new association or
				  branch, as stated in the application.
(5) The area of preemption for a new
				  association or branch located within the boundaries of Beverly Hills shall be a
				  circle with a radius of one-quarter mile measured by a straight line from the
				  location of the new association or branch, as stated in the
				  application.
(6) The area of
				  preemption for a new association or branch located within an opened or unopened
				  Regional Shopping Center (RSC), or within one-quarter of a mile of the
				  perimeter of an RSC, shall be the shopping center area plus the area extending
				  one-quarter of a mile from any point on the perimeter of the shopping center.
				  "Perimeter" is defined as the outermost boundaries of the shopping center,
				  including the parking lots. The area of preemption for a new association or
				  branch located more than one-quarter of a mile from the perimeter of an RSC
				  shall not extend into the above area of preemption.
(7) Applications for new associations or
				  branches shall state a specific address. If not known, the application shall
				  state a specific intersection as the approximate location for the facility.
				  Areas of preemption shall be established at the time the application is filed,
				  and shall be measured from such specific address or from the midpoint of the
				  stated intersection.