Florida Administrative Code › 69 - DEPARTMENT OF FINANCIAL SERVICES › 69J - Division of Consumer Services › Chapter 69J-7 - FLORIDA COMPREHENSIVE HURRICANE DAMAGE MITIGATION PROGRAM (MY SAFE FLORIDA HOME PROGRAM) › Section 69J-7.001 - My Safe Florida Home Program

Current through Reg. 50, No. 138; July 16, 2024
(1)
				Definitions. The following definitions apply to the My Safe Florida Home
				Program (MSFH Program) and all rules and forms incorporated therein:
(a) Applicant Portal - The MSFH Program's
				internet portal located at the following website:
https://portal.neighborlysoftware.com/MYSAFEFLPROGRAM/Participant#
.
(b) Contractor - A person or entity licensed
				and certified by the Department of Business and Professional Regulation that is
				selected by a Homeowner to complete a Mitigation Project.
(c) Draw Request - The request, including any
				submitted information and documentation, made by the Homeowner via the
				Applicant Portal after the Final Inspection to receive disbursement of Grant
				funds. A Homeowner interested in submitting a Draw Request through the MSFH
				Program shall complete and submit Form DFS-O1-006, Draw Request, effective
				07/24, incorporated herein by reference, available at
https://portal.neighborlysoftware.com/MYSAFEFLPROGRAM/Participant#
and
https://www.flrules.org/Gateway/reference.asp?No=Ref-16724
.
(d) Final Inspection - The concluding
				Inspection performed by a WCE upon completion of a Mitigation Project. The
				Final Inspection is used to observe Improvements that were successfully
				completed on the home.
(e) Final
				Inspection Report - The document prepared by the WCE that provides a summary of
				the WCE's findings from the Final Inspection and indicates any improvements
				made to the home. Form DFS-O1-003, Final Inspection Report, effective 07/24, is
				incorporated herein by reference and available at
www.mysafeflhome.com
and
https://www.flrules.org/Gateway/reference.asp?No=Ref-16721
.
(f) Grant Application - The information and
				documentation submitted to the MSFH Program via the Applicant Portal determine
				eligibility for a Hurricane Mitigation Grant. A Homeowner interested in
				applying for a Hurricane Mitigation Grant through the MSFH Program shall
				complete and submit Form DFS-O1-005, Grant Application, effective 07/24,
				incorporated herein by reference, available at
https://portal.neighborlysoftware.com/MYSAFEFLPROGRAM/Participant#
and
https://www.flrules.org/Gateway/reference.asp?No=Ref-16723
.
(g) Homeowner - A person who holds the legal
				title to the real property that is the subject of a MSFH Program
				Application.
(h) Improvements -
				Features that make a home more resistant to hurricane damage that are eligible
				for Grant funding under the MSFH Program.
(i) Initial Inspection - The preliminary
				Inspection performed by a WCE prior to any Mitigation Project. The Initial
				Inspection is used to determine which, if any, specific Improvements are
				recommended for the home.
(j)
				Initial Inspection Report - The document prepared by the WCE that provides a
				summary of the WCE's findings from the Initial Inspection and includes the
				recommended improvement. Form DFS-O1-002, Initial Inspection Report, effective
				07/24, is incorporated herein by reference and available at
www.mysafeflhome.com
and
https://www.flrules.org/Gateway/reference.asp?No=Ref-16720
.
(k) Inspection Application - The information
				and documentation that is submitted to the MSFH Program via the Applicant
				Portal to determine eligibility for a Hurricane Mitigation Inspection. A
				Homeowner interested in applying for a Hurricane Mitigation Inspection through
				the MSFH Program shall complete and submit Form DFS-O1-004, Inspection
				Application, effective 07/24, incorporated herein by reference, available at
https://portal.neighborlysoftware.com/MYSAFEFLPROGRAM/Participant#
and
https://www.flrules.org/Gateway/reference.asp?No=Ref-16722
.
(l) Low-Income Grant - One of two Mitigation
				Grant types under the MSFH Program that grant funds towards a Homeowner's
				Mitigation Project. Homeowners participating in the Low-Income Grant are not
				required to provide a matching amount to receive Grant funds and are exempt
				from the insured value requirement.
(m) Matching Grant - One of two Mitigation
				Grant types under the MSFH Program that pays grant funds towards a Homeowner's
				Mitigation Project. Under a Matching Grant, the Homeowner shall pay in full for
				the construction up front. The Homeowner under a Matching Grant will be
				reimbursed for 2/3 of the total costs of the construction project up to a
				maximum state contribution of $10,000, subject to legislative
				appropriations.
(n) Hurricane
				Resistant Features or Features - A rating or description of a building or
				material that will increase the home's ability to withstand high windstorms.
				These items such as windows and doors, including garage doors, are specifically
				designed to withstand positive and negative wind pressures caused by
				hurricanes, tornadoes, or straight-line winds.
(o) Hurricane Mitigation Grant or Grant - A
				grant, either Low-Income Grant or Matching Grant, that assists a Homeowner to
				pay for their Mitigation Project to harden their home against hurricane
				damage.
(p) Hurricane Mitigation
				Inspection or Inspection - A home inspection, either Initial Inspection,
				Quality Control Inspection, or Final Inspection, performed by a WCE pursuant to
				the MSFH Program to determine what Hurricane Resistant Features are present on
				a home.
(q) Hurricane Mitigation
				Project or Mitigation Project - The Improvements made to a home by a Contractor
				that are recommended by the WCE in a MSFH Program Initial Inspection
				Report.
(r) Owner-occupied - A
				property used as the primary residence of the Homeowner. Owner-occupied does
				not include non-primary residences, second homes, vacation homes, or rental
				properties.
(s) Quality Control
				Inspection - An additional Inspection performed by a WCE to verify the accuracy
				of an Initial Inspection or a Final Inspection.
(t) Single-family - A property assigned a
				"01" land use code by the local county's property appraiser pursuant to Rule
				 12D-8.008, F.A.C. Unless
				assigned a "01" land use code, Single-family does not include multi-family
				homes (apartments, duplexes, and triplexes), condominiums, cooperatives, and
				retirement homes. If a property is not assigned a "01" land use code, but the
				county-specific description of the assigned land use code contains the term
				"single-family", "townhouse" or "townhome", then the property will be treated
				as Single-family for the purposes of the MSFH Program.
(u) Site-built - A property constructed at
				its permanent location. Site-built does not include mobile homes, manufactured
				homes, trailers, or any home or trailer that may be titled or registered in
				accordance with chapters 319 or 320, F.S.
(v) Townhouse - Defined in section
				 481.203, F.S. Single-family
				homes that are attached to other units will be treated as Townhouses for the
				purposes of the MSFH Program.
(w)
				Wind Certification Entity (WCE) or Inspector - A contractor that performs
				Hurricane Mitigation Inspections for the MSFH Program.