Florida Administrative Code › 69 - DEPARTMENT OF FINANCIAL SERVICES › 69O - OIR - Insurance Regulation › Chapter 69O-149 - FILING OF FORMS AND RATES FOR LIFE/HEALTH INSURANCE › Section 69O-149.205 - Indemnity Standard Risk Rate

Current through Reg. 50, No. 138; July 16, 2024
(1) The
				table below provides the standard annual risk rates for indemnity plans for the
				Standard Health Benefit Plan. The 200% standard risk rate referenced in Section
				627.6675(3)(a),
				F.S., is determined by multiplying each value in the table by the factor
				2.0.
(2) To determine the rate for
				a particular county, multiply the rate schedule below by the appropriate area
				factor.
(3) Standard risk rates for
				coverage providing benefits coordinating with or otherwise considering coverage
				under Medicare, parts A and B, shall be determined by multiplying the standard
				risk rates identified herein by.278.
STANDARD HEALTH BENEFIT PLAN
Age
Male
Female
County
Area Factor
0-17
$1,407.85
$1,407.85
Alachua
0.70
18
$1,796.44
$2,599.81
Baker
0.78
19
$1,796.44
$2,599.81
Bay
0.80
20
$1,796.44
$2,599.81
Bradford
0.82
21
$1,796.44
$2,599.81
Brevard
0.93
22
$1,796.44
$2,599.81
Broward
1.41
23
$1,796.44
$2,599.81
Calhoun
0.75
24
$1,796.44
$2,599.81
Charlotte
0.95
25
$1,796.44
$2,599.81
Citrus
0.72
26
$1,965.21
$2,760.44
Clay
0.80
27
$2,105.71
$2,915.99
Collier
0.93
28
$2,219.57
$3,067.27
Columbia
0.80
29
$2,311.89
$3,214.48
Dade
1.30
30
$2,385.29
$3,358.84
De Soto
0.74
31
$2,443.44
$3,499.75
Dixie
0.69
32
$2,490.21
$3,639.65
Duval
0.94
33
$2,528.84
$3,777.51
Escambia
0.77
34
$2,562.39
$3,914.75
Flagler
0.86
35
$2,581.30
$4,072.95
Franklin
0.75
36
$2,600.42
$4,173.39
Gadsden
0.75
37
$2,619.33
$4,291.12
Gilchrist
0.75
38
$2,637.02
$4,423.90
Glades
0.98
39
$2,707.98
$4,571.31
Gulf
0.76
40
$2,809.03
$4,759.80
Hamilton
0.77
41
$2,940.59
$4,927.55
Hardee
0.80
42
$3,101.43
$5,100.79
Hendry
0.97
43
$3,297.44
$5,260.81
Hernando
0.85
44
$3,516.83
$5,434.66
Highlands
0.71
45
$3,749.65
$5,605.46
Hillsborough
0.82
46
$3,985.51
$5,774.43
Holmes
0.75
47
$4,217.72
$5,925.51
Indian River
0.92
48
$4,327.72
$5,976.75
Jackson
0.77
49
$4,484.69
$6,040.80
Jefferson
0.75
50
$4,687.01
$6,149.58
Lafayette
0.78
51
$4,933.86
$6,225.42
Lake
0.90
52
$5,219.74
$6,299.43
Lee
0.97
53
$5,426.53
$6,311.43
Leon
0.79
54
$5,720.55
$6,336.64
Levy
0.80
55
$6,090.61
$6,370.19
Liberty
0.75
56
$6,517.61
$6,440.55
Madison
0.79
57
$6,973.07
$6,541.60
Manatee
0.91
58
$7,420.81
$6,678.85
Marion
0.77
59
$7,820.77
$6,853.51
Martin
0.94
60
$8,133.69
$7,038.14
Monroe
1.30
61
$8,327.27
$7,276.65
Nassau
0.85
62
$8,372.81
$7,528.98
Okaloosa
0.76
63
$8,372.81
$7,769.53
Okeechobee
0.97
64
$8,372.81
$7,960.46
Orange
0.90
65
$8,372.81
$7,960.46
Osceola
0.91
66
$8,372.81
$7,960.46
Palm Beach
1.00
67
$8,372.81
$7,960.46
Pasco
0.90
68
$8,372.81
$7,960.46
Pinellas
0.87
69
$8,372.81
$7,960.46
Polk
0.84
70
$8,372.81
$7,960.46
Putnam
0.81
71
$8,372.81
$7,960.46
St. Johns
0.77
72
$8,372.81
$7,960.46
St. Lucie
0.99
73
$8,372.81
$7,960.46
Santa Rosa
0.77
74
$8,372.81
$7,960.46
Sarasota
0.76
75
$8,372.81
$7,960.46
Seminole
0.92
76
$8,372.81
$7,960.46
Sumter
0.81
77
$8,372.81
$7,960.46
Suwannee
0.82
78
$8,372.81
$7,960.46
Taylor
0.79
79
$8,372.81
$7,960.46
Union
0.79
0.92
Wakulla
0.75
Walton
0.76
Washington
0.76
Rulemaking Authority 624.308, 627.6675(3)(c) FS. Law
					 Implemented 624.307(1), 627.6498(4), 627.6675(3), 641.3922(3)
					 FS.
New 3-2-00, Amended 4-2-01, 4-17-02, 1-20-03, Formerly
					 4-149.205, Amended 5-18-04, 5-22-05, 6-1-06, 8-23-07, 10-29-08,
					 7-29-09.