Alabama Administrative Code › Title 482 - ALABAMA DEPARTMENT OF INSURANCE › Chapter 482-1-148 - TITLE INSURANCE AGENTS › Section 482-1-148-.13 - Effect Of Disciplinary Actions

Current through Register Vol. 42, No. 9, June 28, 2024
(1) The willful
			 violation of any material provision of this chapter may subject a licensee to
			 an administrative proceeding.
(2)
			 By means of a settlement agreement and consent order, or by order issued after
			 other appropriate administrative proceedings, an applicant may be issued a
			 license on a probationary basis, or an existing licensee may be placed on
			 probation for a specified period of time or until certain specified conditions
			 are met. A licensee on probation is allowed to become or remain licensed and to
			 renew an existing license, as applicable, if the licensee has complied or is
			 complying with the conditions specified in the settlement agreement, consent
			 order, or other order imposing the probation during the stated term of the
			 probation. During the term of the probation, the licensee remains subject to
			 all applicable requirements of the Insurance Code, including, but not limited
			 to, requirements concerning continuing education and license renewal. If so
			 stated in the settlement agreement and consent order or in the order imposing
			 the probation, failure to comply with the conditions set forth in the probation
			 order may result in the immediate suspension or revocation of the license
			 without further administrative proceedings.
(3) By means of a settlement agreement and
			 consent order, or by order issued after other appropriate administrative
			 proceedings, the license of a licensee may be suspended for either a specified
			 period of time or until certain specified conditions are complied with subject
			 to the following:
(a) During the term of the
			 suspension, the licensee may not engage in any actions or activity for which
			 the license is required but remains subject to all applicable requirements of
			 the Insurance Code, including, but not limited to, requirements concerning
			 continuing education.
(b) A
			 suspended license may not be renewed if the renewal date occurs during the
			 suspension term.
(c) A suspension
			 is lifted upon expiration of its term or, if based on compliance with specified
			 conditions, by an order issued upon the licensee's showing that the conditions
			 have been met or complied with, or by an order issued after consideration of an
			 application to lift the suspension has been submitted by the licensee. Upon
			 lifting of the suspension, the license is deemed reinstated unless the license
			 has expired or has otherwise terminated during the suspension term.
(d) If the license has expired or otherwise
			 terminated during the suspension term less than twelve (12) months before the
			 date on which the suspension is lifted, the licensee may immediately apply for
			 a license without complying with any applicable examination requirements but
			 will be subject to any applicable continuing education requirements. If over
			 twelve (12) months have elapsed between the expiration or other termination of
			 the license and lifting of the suspension, the licensee must comply with any
			 applicable examination requirements prior to applying for the
			 license.