Florida Administrative Code › 69 - DEPARTMENT OF FINANCIAL SERVICES › 69J - Division of Consumer Services › Chapter 69JER-23 - EMERGENCY RULE FOR YEAR 2023 › Section 69JER23-1 - The My Safe Florida Home Program

Current through Reg. 50, No. 138; July 16, 2024
(1)
				The following definitions apply to the My Safe Florida Home Program (MSFH
				Program) and all rules and forms incorporated therein:
(a) Construction contractor or contractor - A
				person or entity licensed by the Department of Business and Professional
				Regulation that has agreed to participate in the MSFH Program to perform home
				hardening retrofit improvements as recommended by a Wind Certification
				Entity.
(b) Detached - A residence
				that does not share a wall with another residence or building. Detached
				residences must have greater than zero clearance between it and other
				buildings. A garage under a contiguous roof with an eligible residence will be
				considered as part of the residence.
(c) Homeowner - A person who has the legal or
				equitable title to real estate.
(d)
				Low-Income Grant - one of two grants under the MSFH Program that pays up to
				$5,000 towards recommended home hardening construction projects. The homeowner
				is not required to pay any money in order to receive Low-Income Grant
				funds.
(e) Matching Grant - one of
				two grants under the MSFH Program that pays up to $10,000 towards recommended
				home hardening construction projects. The homeowner must pay in full for the
				construction up front and will be reimbursed $2 for every $1 spent on the
				qualifying construction project.
(f) Single-family or single-family residence
				- A residence that is a single unit. Single-family does not include vacation
				homes, second homes, rental properties, apartments, businesses, and
				multi-family dwellings. Multi-family dwellings are homes that are built to
				accommodate more than one family unit and include duplexes, triplex,
				quadplexes, multiplexes, condominiums, or cooperative residences.
(g) Site-built -A residence constructed at
				its permanent location. This term does not include mobile homes, manufactured
				homes, trailers, or any home or trailer that may be titled or registered in
				accordance with Chapter 319 or 320, F.S.
(h) Wind Certification Entity (WCE) or
				inspector - A state contractor that performs wind mitigation home inspections
				for the MSFH Program.
(i) Wind
				mitigation grant - A grant to assist homeowners to harden an eligible home
				against hurricane damage that are recommended by a WCE.
(j) Wind mitigation home inspection or
				inspection - A home inspection performed by a WCE that must provide the
				following information:
1. A summary of the
				results and identified recommendations for improvements the homeowner may make
				to mitigate their home against future hurricane damage;
2. A range of cost estimates regarding the
				recommended mitigation improvements; and
3. A range of potential insurance premium
				discounts available from initial inspection and proposed mitigation actions.
Wind Certification Entities must only recommend mitigation
				  improvements that will provide a potential home insurance premium discount or
				  that will improve the home's hurricane rating. Wind Certification Entities
				  shall use the Form OIR-B1-1802 Uniform Mitigation Verification Inspection Form,
				  incorporated by reference in Rule
				   69O-170.0155, F.A.C. to perform
				  the wind mitigation home inspection. The term inspection shall include an
				  initial home inspection, any mandated quality assurance inspection, and an
				  inspection after mitigation construction is complete prior to
				  reimbursement.