reglab/statecodes huggingface dataset:
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.14 - Resident Agent Personal Lines License

Current through Rules and Regulations filed through June 27, 2024
(1) In order to be eligible for a resident
				agent personal lines license in accordance with Chapter 23 of Title 33 of the
				Official Code of Georgia Annotated and this Regulation, the applicant must make
				proper application to the Commissioner and pay all required fees.
(2) New applicants, excluding active
				licensees and individuals that apply for reinstatement within 6 months of
				expiration date, shall be required to submit electronic fingerprints through a
				vendor selected by the Department for a criminal background check. The
				applicant shall bear the cost for electronic fingerprinting.
(3) The resident agent applicant must
				complete an approved prelicensing course in personal lines unless specifically
				exempted by Chapter 23 of Title 33 of the Official Code of Georgia Annotated
				and this Regulation. All prelicensing courses must contain a minimum of twenty
				(20) hours of instruction. The applicant must pass the required examination for
				licensure within 12 months of the completion of the prelicensing course. All
				applicants must apply for licensure within 12 months from receiving a passing
				grade on the examination.
(4)
				Exceptions to prelicensing course requirement:
(a) Applicants who hold a designation of
				Chartered Property and Casualty Underwriter (CPCU);
(b) Applicants who qualify for exemption
				under O.C.G.A. §§
										33-23-5(a)(5)(A) 
				and 33-235(a)(5)(B);
(c) Applicants
				for temporary licenses;
(d)
				Applicants who provide satisfactory evidence such as a transcript from a
				college or university indicating successful completion of two (2) college or
				university courses related to insurance. Such courses must relate to the lines
				of authority for which the Applicant has applied;
(e) Applicants who hold college degrees in
				insurance;
(f) Other applicants at
				the Commissioner's discretion.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.16 - Dates for Resident License Renewal and Required Filing of Continuing Education Credits

Current through Rules and Regulations filed through June 27, 2024
(1) license renewals and appropriate fees
				will be due on the last day of the licensee's birth month;
(a) Licensee may file a late renewal with
				appropriate late fee within 15 days of the last day of the licensee's birth
				month;
(b) Failure to file the
				required license renewal form along with the appropriate fee shall result in
				the expiration of the license as of the last day of the licensee's birth month
				for the renewal year.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.17 - Conversion of Resident Surety Licenses

Current through Rules and Regulations filed through June 27, 2024
(1) Effective July 1, 2002, all licensees who
				currently hold a surety agent license will be issued a casualty agent license
				in lieu of their current license; all licensees who currently hold a limited
				subagent surety license will be issued a limited subagent casualty license in
				lieu of their current license.
(2)
				All continuing education requirements as outlined in Rule
				120-2-3-.15 and all renewal
				requirements as outlined in Rule
				120-2-3-.16 continue to apply after
				July 1, 2002.
O.C.G.A Secs.
				  33-2-9,
				  33-23-10,
				  33-23-12,
				  33-23-18,
				  33-23-21,
				  33-23-44.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.18 - Resident Bond Requirements

Current through Rules and Regulations filed through June 27, 2024
(1) Bonds are required of resident licensees
				in the following amounts:
(a) Public
				adjuster, $5,000;
(b) Insurance
				counselor and Limited Health Counselor, $5,000;
(c) Surplus lines broker,
				$50,000.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.19 - Exemptions or Reductions in Requirements for Continuing Education

Current through Rules and Regulations filed through June 27, 2024
(1) On approval of
				the Commissioner, licensees with professional designations in insurance may
				receive a reduction or exemption from continuing education requirements
				provided:
(a) The organization sponsoring or
				granting the professional designation requests such exemption in writing
				setting forth the continuing education requirements for such
				designation;
(b) The holder of such
				designation provides proof of exemption with the Commissioner on or before the
				date required for filing continuing education credits;
(c) Such exemption or reduction shall only be
				to the extent of contact hours of continuing education received; and
(d) Exemption or reduction claimed under this
				Section may be subject to verification by the Commissioner.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.20 - Resident Surplus Lines Brokers

Current through Rules and Regulations filed through June 27, 2024
(1) In order to be eligible for a resident
				surplus lines broker license in accordance with Chapters 5 and 23 of Title 33
				of the Official Code of Georgia Annotated and this Regulation, the applicant
				must make proper application to the Commissioner and pay all required
				fees.
(2) The applicant must be a
				licensed resident agent for property and casualty insurance. Failure to
				maintain a current property and casualty agent's license will result in the
				cancellation of the surplus lines broker license.
(3) The applicant must include with
				application a surplus lines broker bond in accordance with Rule
				120-2-3-.18.
(4) The applicant must pass the required
				surplus lines examination and apply for licensure within 12 months from
				receiving the passing grade. Exceptions to the examination requirement will be
				made in the following circumstances:
(a) An
				applicant who was previously licensed as a surplus lines broker in another
				state shall be exempt from the surplus lines examination. This exemption is
				only available if the individual is currently licensed in that state or if the
				application is received within 90 days of the cancellation of the applicant's
				previous license. The applicant must have been in good standing with the prior
				state as evidenced by a certificate of good standing provided by that state and
				verifiable in the producer data base records maintained by authorized
				systems.
(b) An applicant with
				designation of CPCU shall be exempt from the surplus lines
				examination.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.21 - Agent Certificate of Authority

Current through Rules and Regulations filed through June 27, 2024
(1) Insurers shall file the appropriate fees
				and file requests for certificates of authority and terminations of
				certificates of authority immediately upon the appointment or termination of an
				agent. The request for a certificate of authority must be submitted within
				fifteen (15) days from the date the agency contract is executed or the first
				insurance application is submitted.
(a) When
				filing for a new certificate of authority, the insurer shall notify the agent
				when the insurer receives confirmation of the issuance of the certificate of
				authority.
(b) The certificate of
				authority is deemed effective immediately upon the submission of the request by
				the insurer; however this does not relieve the insurer of the responsibility of
				verifying that the certificate of authority has actually been issued.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.22 - Subagent Certificate of Authority

Current through Rules and Regulations filed through June 27, 2024
(1) Agents shall file new applications and
				submit the required fees for a subagent certificate of authority immediately
				upon appointment of a subagent.
(2)
				Every three (3) years, each subagent certificate of authority must be renewed
				with the Commissioner. The Commissioner will provide a subagent certificate of
				authority renewal notice to all sponsoring agents prior to the expiration date.
				The sponsoring agent shall renew the subagent certificate of authority and pay
				the required fee.
(3) The
				sponsoring agent immediately upon termination of any subagent's certificate of
				authority must file the appropriate required form.
O.C.G.A Secs.
				  33-2-9,
				  33-8-1,
				  33-23-27,
				  33-23-28,
				  33-23-44.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.23 - Resident Variable Products

Current through Rules and Regulations filed through June 27, 2024
(1) In order for resident applicants to be
				eligible for the Variable Products Line of Authority in accordance with Chapter
				23 of Title 33 of the Official Code of Georgia Annotated and this Regulation,
				the applicant must make proper application to the Commissioner and pay all
				required fees.
(2) New applicants,
				excluding active licensees and individuals that apply for reinstatement within
				6 months of expiration date, shall be required to submit electronic
				fingerprints through a vendor selected by the Department for a criminal
				background check. The applicant shall bear the cost for electronic
				fingerprinting.
(3) Resident
				applicants and licensees must hold a valid resident agent license for life
				insurance. Failure to maintain a current agent's license for life insurance
				will result in the cancellation of the variable products license.
(4) Resident applicants and licensees must
				maintain an active registration with the Financial Industry Regulatory
				Authority (FINRA). Applicant must have successfully completed the Securities
				Industry Essentials (SIE) exam; and either the FINRA Series 6 or 7
				examinations. Failure to maintain an active FINRA registration a current
				agent's license for life insurance will result in the cancellation of the
				variable products license.
(5) All
				resident applicants must complete an approved 8 hour prelicensing course in
				variable products and provide proof of completion in conjunction with the
				required application. The applicant must pass the required examination for
				licensure within 12 months of the completion of the prelicensing course. All
				applicants must pass the required variable products examination and apply for
				licensure within 12 months from receiving a passing grade on the examination.
				The only applicants exempt from the prelicensing and examination requirements
				are those who qualify for exemption under O.C.G.A. §§
									33-23-5(a)(5)(A) 
				and 33-23-5(a)(5)(B).
(6) All continuing education requirements as
				outlined in Rule
				120-2-3-.15 and all renewal
				requirements as outlined in Rule
				120-2-3-.16 apply to the Variable
				Products Line of Authority.
(7)
				Upon issuance of the agent license, the licensee must obtain a certificate of
				authority from each insurer that they will represent.
O.C.G.A. §§
											33-2-9,
				  33-8-1,
				  33-11-66,
				  33-11-67,
				  33-23-5,
				  33-23-5.1,
				  33-23-10,
				  33-23-12,
				  33-23-18,
				  33-23-28,
				  33-23-44.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.24 - Procedures for Registering Staff Adjusters

Current through Rules and Regulations filed through June 27, 2024
(1) "Staff adjusters" are salaried employees
				who adjust claims in this state, regardless of where such employees are
				located. Each insurer which employs staff adjusters shall electronically file a
				list of such employees with the Commissioner by March 31 of each year (Annual
				Filing). Annual Filings submitted after the March 31 filing deadline will
				result in a $15 late fee per staff adjuster.
No staff adjuster registration shall be required for an
				  employee of a property and casualty insurer licensed to do business in this
				  state if such employee handles only claims with respect to residential property
				  insurance in which the amount of the coverage for the applicable type of loss
				  is contractually limited to $500.00 or less.
(2) Annual filings shall include any person
				who directly supervises persons required to be included in the Annual Filing
				under Paragraph (1).
(3) Insurers
				must electronically file changes to the Annual Filing within thirty (30) days
				of the date of the change(s).
(4)
				The Annual Filing must be filed with the Department electronically through the
				designated system.
(5) All filings
				must include all adjusters employed as staff adjusters at the time of
				filing.
(6) The Filings must
				include the insurer's designated staff adjuster coordinator, who is the person
				that is responsible for the staff adjuster filings. The filing must include the
				person's name, address, e-mail address, phone number, as well as any additional
				information the Commissioner deems necessary.
(7) Filings of staff adjusters that are
				employed by more than one company in an NAIC group must contain consistent
				employee identification numbers.
(8) A late fee will be assessed for any
				registration made outside of the annual registration period.
O.C.G.A.
				  §§
											33-2-9,
				  33-8-1,
				  33-23-44.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.26 - Fees

Current through Rules and Regulations filed through June 27, 2024
(1) Unless
				otherwise specified, all fees shall be in accordance with O.C.G.A. §
									33-8-1.
(2) Fees in connection with applications,
				filings or notifications required under Chapter 23 of Title 33 of the Official
				Code of Georgia Annotated and this Regulation shall accompany such application,
				filing or notification. However, the Commissioner may establish a billing
				procedure where practicable.
(3)
				The Commissioner may allow or require payment of fees by electronic
				means.
O.C.G.A. Secs.
				  33-2-9,
				  33-8-1,
				  33-23-44.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.27 - Complaints

Current through Rules and Regulations filed through June 27, 2024
(1) All licensees
				under Chapter 23 of Title 33 of the Official Code of Georgia Annotated shall
				maintain a record of any complaint made against them by any person. For
				purposes of this requirement, a complaint is defined as a written complaint
				that alleges any violation of state or federal law, or of any regulation,
				directive or bulletin of the Department.
(2) Such record shall identify the complaint
				and the file, if any, the nature of the complaint and the steps taken to
				resolve the complaint, all in such detail as may be necessary to reconstruct
				the matter.
O.C.G.A. Secs.
				  33-2-9,
				  33-23-34,
				  33-23-44.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.28 - Resident Counselors

Current through Rules and Regulations filed through June 27, 2024
(1) In order to be eligible for a resident
				counselor license in accordance with Chapter 23 of Title 33 of the Official
				Code of Georgia Annotated and this Regulation, the applicant must make proper
				application to the Commissioner and pay all required fees.
(2) Effective January 1, 2010, all new
				applicants, excluding active licensees and individuals that apply for
				reinstatement within 6 months of expiration date, shall be required to submit
				electronic fingerprints through a vendor selected by the Department for a
				criminal background check. The applicant shall bear the cost for electronic
				fingerprinting.
(3) The applicant
				must have 5 years of experience as a licensed agent, subagent or adjuster or in
				some other phase of the insurance business or provide evidence of sufficient
				teaching, educational qualifications and or experience in the lines of
				authority for which applicant seeks licensure as a counselor.
(4) The applicant must include with the
				application a counselor bond in accordance with Rule
				120-2-3-.18.
(5) The Applicant must pass the required
				counselor examination and apply for licensure within 12 months from receiving
				the passing grade. Exceptions to the experience requirement and examination
				requirement will be made in the following circumstances:
(a) An applicant who was previously licensed
				as a counselor in another state shall be exempt from the examination. This
				exemption is only available if the individual is currently licensed in that
				state or if the application is received within 90 days of the cancellation of
				the applicant's previous license. The applicant must have been in good standing
				with the prior state as evidenced by a certificate of good standing provided by
				that state and verifiable in the producer data base records maintained by
				authorized systems.
(b) An
				applicant with the designation of CPCU or AAI shall be exempt from the property
				and casualty counselor examination.
(c) An applicant with the designation of CLU
				or FLMI shall be exempt from the life, accident and sickness counselor
				examination.
(d) An applicant with
				the designation of CIC shall be exempt from the life, accident and sickness
				counselor examination and/or the property and casualty counselor
				examination.
(e) The Commissioner
				may, at his or her discretion, exempt an applicant from examination if the
				applicant has sufficient experience and qualifications in the lines of
				authority for which the applicant seeks licensure.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.29 - Resident Credit Insurance Agents and Limited Subagents

Current through Rules and Regulations filed through June 27, 2024
(1) Resident Credit
				Insurance Agent:
(a) To be eligible for a
				resident credit insurance agent license issued in accordance with Chapter 23 of
				Title 33 of the Official Code of Georgia Annotated and this Regulation, the
				applicant must make proper application to the Commissioner and pay all required
				fees. Upon application to the Commissioner, a license for an agent limited to
				credit insurance shall be issued to any resident individual provided:
1. The individual otherwise meets the
				requirements for an agent license under Chapter 23 of Title 33 of the Official
				Code of Georgia Annotated and this Regulation; and
2. The application process shall include
				sponsorship by an insurer licensed to do business in this state. Prior to
				issuance of the license, the sponsor shall agree to appoint the applicant as a
				representative of the company. The sponsor shall affirm that an investigation
				of the general character of the applicant has been conducted by an agency not
				affiliated with the insurer and that the sponsor recommends the applicant for a
				license. Such investigation shall include a criminal background check;
				and
3. The insurer and applicant
				certify that the applicant has read the following laws and regulations:
(i) Chapters 6, 7, 24, 27, 30, and 31 of
				Title 33 of the Official Code of Georgia Annotated; and O.C.G.A. §§
												33-1-9,
				33-1-16,
				33-2-12, and
				33-2-15.
(ii) Rule and Regulations of the State of
				Georgia Department 120 Chapter 2 Subject 27.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.30 - Nonactive License

Current through Rules and Regulations filed through June 27, 2024
(1) A nonactive license may be issued to any
				agent who:
(a) Is currently licensed as an
				agent;
(b) Has held a license
				continuously for ten (10) years or more and does not perform any of the
				functions specified in O.C.G.A. §
										33-23-1(a)(3)
				 other than the receipt of renewal or deferred
				commissions.
(c) Files a written
				request with the Commissioner, accompanied by all required license amendment
				fees, which states the agent's name, license number, and contains a statement
				from the agent acknowledging that the agent meets eligibility requirements as
				set forth in O.C.G.A. §§
										33-23-4(f),
				33-23-18(e), and
				subparagraph (1)(b) of this section.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.31 - Limited Subagent License

Current through Rules and Regulations filed through June 27, 2024
(1) Limited subagent means an individual
				licensed pursuant to O.C.G.A.
				33-23-12(a)  under
				the sponsorship of a licensed agent. With the scope of authority set forth in
				Chapter 23 of Title 33 of the Official Code of Georgia Annotated, a limited
				subagent license may be issued, limiting the insurance activity to the
				following:
(a) Personal lines-property and
				casualty;
(b) Personal
				insurance-life, accident and sickness.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.32 - Limited Travel Agent License, also Known as Travel Accident and Sickness License, and Travel Ticket

Current through Rules and Regulations filed through June 27, 2024
(1) In order for persons engaged in the
				business of selling tickets for travel on public carriers to be eligible for a
				limited travel agent license in accordance with Chapter 23 of Title 33 of the
				Official Code of Georgia Annotated and this Regulation, the applicant must make
				proper application to the Commissioner and pay all required fees.
(2) The application process for a limited
				travel agent license shall include sponsorship by an insurer licensed to do
				business in this state. Prior to issuance of the license, the sponsor shall
				agree to appoint the applicant as a representative of the company. The sponsor
				shall affirm that an investigation on the general character of the applicant
				has been conducted by an agency not affiliated with the insurer and that the
				sponsor recommends the applicant for a license. Such investigation shall
				include a criminal background check.
(a)
				Effective January 1, 2010, the application process for an agent license will no
				longer require sponsorship by an insurer. Upon issuance of the agent license,
				the licensee must obtain a certificate of authority from each insurer that they
				will represent.
(b) Effective
				January 1, 2010, all new applicants, excluding active licensees and individuals
				that apply for reinstatement within 6 months of expiration date, shall be
				required to submit electronic fingerprints through a vendor selected by the
				Department for a criminal background check. The applicant shall bear the cost
				for electronic fingerprinting.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.33 - Conversion of Nonresident Limited Property, Limited Casualty, Limited Surety, Limited Automobile, Surety, Variable Annuity, Variable Life, Adjusting Company Adjuster, and Independent Adjuster Licenses

Current through Rules and Regulations filed through June 27, 2024
(1) Effective July
				1, 2002, all nonresident agent licensees who currently hold a limited property,
				limited casualty, limited surety, or a limited automobile license will be
				issued a nonresident personal lines license in lieu of their current limited
				license.
(2) Effective July 1,
				2002, all nonresident agent licensees who currently hold a surety license will
				be issued a nonresident casualty license in lieu of their current surety
				license.
(3) Effective July 1,
				2002, all nonresident agent licensees who currently hold a variable annuity or
				variable life license will be issued a nonresident variable products license in
				lieu of their current license.
(4)
				Effective July 1, 2002, all nonresident licensees who currently hold an
				adjusting company adjuster or independent adjuster license will be issued a
				nonresident adjuster license in lieu of their current license.
(5) All renewal requirements as outlined in
				Rule 120-2-3-.35
				apply to all converted licenses.
O.C.G.A. Secs.
				  33-2-9,
				  33-11-66,
				  33-11-67,
				  33-23-12,
				  33-23-14,
				  33-23-16,
				  33-23-18,
				  33-23-44.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.35 - Nonresident License Renewals

Current through Rules and Regulations filed through June 27, 2024
(1) Agents, adjusters, counselors, and
				surplus lines brokers are required to renew the license prior to expiration on
				forms prescribed by the Commissioner and pay the required fees.
(2) Any licensee who fails to timely renew
				will be required to reapply for licensure and meet all initial application and
				fee requirements.
(3) Prior to the
				renewal of a nonresident license, verification that the nonresident applicant
				is currently licensed as a resident in good standing in such person's home
				state shall be provided to the Commissioner.
(4) Upon renewal the following schedule will
				be used for the transition from fixed date expiration of December 31, 2102 to
				birth month expiration:
BIRTH MONTH
TRANSITION EXPIRATON
								DATE
LENGTH OF TRANSITION
								LICENSE
January
01/31/2015
25 Months
February
02/28/2015
26 Months
March
03/31/2015
27 Months
April
04/30/2015
28 Months
May
05/31/2015
29 Months
June
06/30/2014
18 Months
July
07/31/2014
19 Months
August
08/31/2014
20 Months
September
09/30/2014
21 Months
October
10/31/2014
22 Months
November
11/30/2014
23 Months
December
12/31/2014
24 Months
(a) Beginning
				July 1, 2012, upon renewal, each licensee's expiration date will be converted
				to a birth month expiration;
(b)
				After conversion to birth month expiration, license renewals and appropriate
				fees will be due on the last day of the licensee's birth month;
(c) Licensee may file a late renewal with
				appropriate late fee within 15 days of the last day of the licensee's birth
				month;
(d) Failure to file the
				required license renewal form along with the appropriate fee shall result in
				the expiration of the license as of last day of the licensee's birth month of
				the year in question.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.36 - Other Information Required

Current through Rules and Regulations filed through June 27, 2024
The Commissioner may require any other information in
				  conjunction with any filing required under Chapter 23 of Title 33 of the
				  Official Code of Georgia Annotated and this Regulation as he may, at his
				  discretion, determine to be necessary for compliance with Title 33 of the
				  Official Code of Georgia Annotated and the Rules and Regulation of the Georgia
				  Insurance Department.
O.C.G.A. Secs.
				  33-2-9,
				  33-23-36,
				  33-23-44.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.37 - Changes in Filed Information

Current through Rules and Regulations filed through June 27, 2024
Unless otherwise specified in this Regulation, all licensees
				  and others required to make filings with or application to the Commissioner
				  shall notify the Commissioner of any change in the information included in such
				  filings or applications within thirty (30) days of such
				  change.
O.C.G.A. Secs.
				  33-2-9,
				  33-23-44.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.38 - Service Representatives Permits

Current through Rules and Regulations filed through June 27, 2024
(1) Each insurer having employees who are not
				licensed agents whose duties include service to agents outside the employees'
				office or prospecting for new agents, wherever such employees are located,
				shall file a list of such employees with the Commissioner on or before March 1
				of each year.
(2) Changes in such
				listing shall be filed no later than June 1, September 1, and December 1 of
				each year.
O.C.G.A. Secs.
				  33-2-9,
				  33-23-24,
				  33-23-44.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.39 - Retail Vendors of Portable Electronics Limited License

Current through Rules and Regulations filed through June 27, 2024
(1) Upon
				application to the Commissioner on the required form, a limited license for
				retail vendors of portable electronics shall be issued provided that:
(a) The retail vendor of portable electronics
				meets the requirements for licensure under Chapter 23 of Title 33 of the
				Official Code of Georgia Annotated and this Regulation;
(b) Each applicant for licensure must remit
				the fee required by O.C.G.A. §
										33-8-1.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.40 - Resident Temporary License

Current through Rules and Regulations filed through June 27, 2024
(1) In order to be eligible for any resident
				temporary insurance license issued in accordance with Chapter 23 of Title 33 of
				the Official Code of Georgia Annotated and this Regulation, the applicant must
				make proper application to the Commissioner and pay all required
				fees.
(2) The application process
				shall include the following:
(a) The
				application process shall include sponsorship by an insurer licensed to do
				business in this state unless applicant is for a temporary hardship license.
				Prior to issuance of the license, the sponsor shall agree to appoint the
				applicant as a representative of the company. The sponsor shall affirm that an
				investigation of the general character of the applicant has been conducted by
				an agency not affiliated with the insurer and that the sponsor recommends the
				applicant for a license. Such investigation shall include a criminal background
				check;
(b) Effective January 1,
				2010, all new applicants, excluding active licensees and individuals that apply
				for reinstatement within 6 months of expiration date, shall be required to
				submit electronic fingerprints through a vendor selected by the Department for
				a criminal background check. The applicant shall bear the cost for electronic
				fingerprinting;
(c) The name and
				license number of the supervising resident agent for the temporary
				licensee.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.41 - Registration of Foreign Military Representative

Current through Rules and Regulations filed through June 27, 2024
A domestic insurer may register a representative to represent
				  such insurer by filing the required form with the Commissioner and paying the
				  required fees.
O.C.G.A. Secs.
				  33-2-9,
				  33-23-17,
				  33-23-44.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.42 - Certificate of Licensure

Current through Rules and Regulations filed through June 27, 2024
(1) Upon request, the Commissioner shall
				issue a Certificate of Licensure to any licensee currently licensed in
				accordance with the Georgia Insurance Code and this Regulation.
(2) A Certificate of Licensure may be
				requested by filing the required form accompanied by the required fee with the
				Commissioner.
(3) The Certificate
				of Licensure shall state licensee's name, license number, kind(s) of insurance
				covered, and other conditions of licensing.
(4) Once issued, the form and content of the
				Certificate of Licensure shall not be altered in any way.
O.C.G.A. Secs.
				  33-2-9,
				  33-23-11,
				  33-23-44.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.43 - Letters of Status or Clearance

Current through Rules and Regulations filed through June 27, 2024
(1) Upon request, the Commissioner shall
				issue Letters of Status or Clearance, indicating the license history or status
				of anyone that has held or currently holds an insurance license in this
				state.
(2) A Status or Clearance
				letter may be requested by filing the required form and required fee with the
				Commissioner.
(3) The Status or
				Clearance letter shall state licensee's name, license number, type of license
				held, kind(s) of insurance covered, and other conditions of
				licensing.
(4) The form and content
				of the Status or Clearance letter once issued shall not be altered in any
				way.
(5) For individuals requesting
				a Status or Clearance letter whose licensing history is no longer available, a
				Cannot Confirm or Deny letter will be issued.
O.C.G.A. Secs.
				  33-2-9,
				  33-8-1,
				  33-23-44.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.44 - Resident Title Agent License

Current through Rules and Regulations filed through June 27, 2024
(1) Upon application to the Commissioner on
				the required form, accompanied by the required fee, a license to sell title
				insurance shall be issued to any resident provided that
(a) The individual meets the requirements for
				an agent license under Chapter 23 of Title 33 of the Official Code of Georgia
				Annotated and this Regulation;
(b)
				The application process shall include sponsorship by an insurer authorized to
				do business in this state. Prior to issuance of the license, the sponsor shall
				agree to appoint the applicant as a representative of the company. The sponsor
				shall affirm that an investigation on the general character of the applicant
				has been conducted by an agency not affiliated with the insurer and that the
				sponsor recommends the applicant for a license. Such investigation shall
				include a criminal background check.
(c) Effective January 1, 2010, the
				application process for an agent license will no longer require sponsorship by
				an insurer. Upon issuance of the agent license, the licensee must obtain a
				certificate of authority from each insurer that they will represent.
(d) Effective January 1, 2010, all new
				applicants, excluding active licensees and individuals that apply for
				reinstatement within 6 months of expiration date, shall be required to submit
				electronic fingerprints through a vendor selected by the Department for a
				criminal background check. The applicant shall bear the cost for electronic
				fingerprinting.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.45 - Rental Company License

Current through Rules and Regulations filed through June 27, 2024
(1) Upon application to the Commissioner on
				the required form, a limited license for rental companies shall be issued
				provided that:
(a) The rental company meets
				the requirements for licensure under Chapter 23 of Title 33 of the Official
				Code of Georgia Annotated and this Regulation;
(b) Each applicant for licensure must remit
				the fee required by O.C.G.A. §
										33-8-1.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.46 - Limited Health Counselor

Current through Rules and Regulations filed through June 27, 2024
(1) In order to be eligible for a resident
				limited health counselor license in accordance with Chapter 23 of Title 33 of
				the Official Code of Georgia Annotated and this Regulation, the applicant must
				make proper application to the Commissioner and pay all required
				fees.
(2) All new applicants,
				excluding active licensees and individuals that apply for reinstatement within
				6 months of expiration date, shall be required to submit electronic
				fingerprints through a vendor selected by the Department for a criminal
				background check. The applicant shall bear the cost for electronic
				fingerprinting.
(3) The applicant
				must include with his/her application a limited health counselor bond in
				accordance with Rule
				120-2-3-.18.
(4) The Applicant must pass the required
				limited health counselor examination and apply for licensure within 12 months
				from receiving the passing grade. Exceptions to the examination requirement
				will be made in the following circumstances:
(a) An applicant that has 5 years of
				experience licensed as an agent in the line of accident and sickness shall be
				exempt from the examination.
(b) An
				applicant who was previously licensed as a counselor in another state shall be
				exempt from the examination. This exemption is only available if the individual
				is currently licensed in that state or if the application is received within 90
				days of the cancellation of the applicant's previous license and if the prior
				state issues a certification that, at the time of cancellation, the applicant
				was in good standing in that state or the state's producer data base records
				maintained by the NAIC, its affiliates, or subsidiaries indicate that the
				applicant is or was licensed in good standing for the line of authority
				requested.
(c) An applicant who
				holds the designation of CIC, CLU, FLMI, REBC or RHU shall be exempt from the
				limited health counselor examination.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.47 - Self Storage Provider

Current through Rules and Regulations filed through June 27, 2024
(1) Upon application to the Commissioner on
				the required form, a limited license for a self-storage provider shall be
				issued provided that:
(a) The self-storage
				provider meets the requirements for licensure under Chapter 23 of Title 33 of
				the Official Code of Georgia Annotated and this Regulation;
(b) An applicant for licensure must remit the
				fee required by O.C.G.A. §
										33-8-1.
Compilation of Rules and Regulations of the State of Georgia › Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER › Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE › Subject 120-2-3 - REGULATIONS REGARDING AGENTS, SUBAGENTS, COUNSELORS, ADJUSTERS, SURPLUS LINES BROKERS, AND AGENCIES › Rule 120-2-3-.48 - Navigator and Georgia Access Specialist

Current through Rules and Regulations filed through June 27, 2024
(1) No person shall act as a Navigator, as
				defined in O.C.G.A. §
									33-23-201(3),
				without first obtaining a license to act as such from the
				Commissioner.
(2) The Commissioner
				may not issue a Navigator license to any applicant until such applicant has:
(a) Submitted an application on forms
				provided by the Commissioner. Such form shall include an acknowledgement from
				the applicant that such applicant understands that a Navigator license is not
				alone sufficient to sell, solicit, or negotiate insurance in the State of
				Georgia;
(b) Submitted a
				résumé listing the applicant's educational background and
				experience related to the functions of a Navigator;
(c) Successfully completed not less than 35
				hours of instruction;
(d) Passed an
				exam as required by the Commissioner;
(e) Attained the age of 18;
(f) Submitted electronic fingerprints through
				a vendor selected by the Department to run criminal background checks. The
				applicant shall bear the cost for electronic fingerprinting; and
(g) Submitted proof satisfactory to the
				Commissioner that such applicant (or such applicant's sponsoring entity) has
				been approved by the State authorities, by being awarded a grant or otherwise,
				to act as Navigator, as defined in O.C.G.A. §
										33-23-201(3).