Illinois Administrative Code › Title 38 - FINANCIAL INSTITUTIONS › Part 1055 - MORTGAGE COMMUNITY REINVESTMENT › Subpart C - RECORDS, REPORTING, AND DISCLOSURE REQUIREMENTS; EXAMINATIONS › Appendix B - CRA Notice

Current through Register Vol. 48, No. 28, July 12, 2024
a) Notice for main offices of covered mortgage
				  licensees.
Community Reinvestment Act Notice
Under the Illinois Community Reinvestment Act (ILCRA), the
				  Secretary of the Department of Financial and Professional Regulation
				  (Secretary) evaluates our record of helping to meet the lending needs of this
				  community consistent with safe and sound operations. The Secretary also takes
				  this record into account when deciding on certain applications submitted by
				  us.
Your involvement is encouraged.
You are entitled to certain information about our operations
				  and our performance under the ILCRA, including, for example, information about
				  our additional full-service office(s), such as their location and services
				  provided at them; the public section of our most recent ILCRA Performance
				  Evaluation, prepared by the Secretary; and comments received from the public
				  relating to our performance in helping to meet community credit needs, as well
				  as our responses to those comments. You may review this information
				  today.
At least 30 days before the beginning of each quarter, the
				  Secretary publishes a nationwide list of the covered mortgage licensees that
				  are scheduled for ILCRA examination in that quarter. This list is available
				  from the Secretary at 320 West Washington Street,
				  3rd Floor, Springfield, IL 62786 and at 555 West
				  Monroe Street, Suite 500, Chicago, IL 60661. You may send written comments
				  about our performance in helping to meet community lending needs to (name and
				  address of official at covered mortgage licensee) and the Secretary. You may
				  also submit comments electronically through the Department's Web site at
https://idfpr.illinois.gov/admin/cra.html
.
				  Your letter, together with any response by us, will be considered by the
				  Secretary in evaluating our ILCRA performance and may be made public.
You may ask to look at any comments received by the
				  Secretary. You may also request from the Secretary an announcement of our
				  applications covered by the ILCRA filed with the Secretary.
b) Notice for additional full-service offices.
Illinois Community Reinvestment Act
				  Notice
Under the Illinois Community Reinvestment Act (ILCRA), the
				  Secretary evaluates our record of helping to meet the lending needs of this
				  community consistent with safe and sound operations. The Secretary also takes
				  this record into account when deciding on certain applications submitted by
				  us.
Your involvement is encouraged.
You are entitled to certain information about our operations
				  and our performance under the ILCRA. You may review today the public section of
				  our most recent ILCRA evaluation, prepared by the Secretary, and a list of
				  services provided at this additional full-service office. You may also have
				  access to the following additional information, which we will make available to
				  you at this additional full-service office within five calendar days after you
				  make a request to us:
1) a map showing the assessment area containing
				  this additional full-service office, which is the area in which the Secretary
				  evaluates our ILCRA performance in this community;
2) information about our additional full-service
				  offices in this assessment area;
3) a list of services we provide at those
				  locations;
4) data on our lending performance in this
				  assessment area; and
5) copies of all written comments received by us
				  that specifically relate to our ILCRA performance in this assessment area, and
				  any responses we have made to those comments. If we are operating under an
				  approved strategic plan, you may also have access to a copy of the plan.
At least 30 days before the beginning of each quarter, the
				  Secretary publishes a nationwide list of the covered mortgage licensees that
				  are scheduled for ILCRA examination in that quarter. This list is available
				  from the Secretary. You may send written comments about our performance in
				  helping to meet community credit needs to (name and address of official at
				  covered mortgage licensee) and the Secretary. You may also submit comments
				  electronically through the Department's Web site at
https://idfpr.illinois.gov/admin/cra.html
.
				  Your letter, together with any response by us, will be considered by the
				  Secretary in evaluating our ILCRA performance and may be made public.
You may ask to look at any comments received by the
				  Secretary. You may also request from the Secretary an announcement of our
				  applications covered by the ILCRA filed with the Secretary.