Hawaii Administrative Rules › Title 16 - DEPARTMENT OF COMMERCE AND CONSUMER AFFAIRS › Chapter 23 - MOTOR VEHICLE INSURANCE LAW › Subchapter 13 - THE JOINT UNDERWRITING PLAN › Section 16-23-73 - Public assistance benefits recipients

Current through June, 2024
(a) The state
				department of human services (DHS) shall provide a certificate of eligibility
				for JUP coverage to eligible licensed drivers and unlicensed permanently
				disabled individuals unable to operate their motor vehicle, who are receiving
				public assistance benefits from the department or from the Supplemental
				Security Income program under the Social Security Administration and who desire
				basic motor vehicle insurance policy coverage under JUP; provided such licensed
				drivers and unlicensed permanently disabled individuals unable to operate their
				motor vehicle are the sole registered owners of motor vehicles to be insured
				under the JUP. The applicant shall submit the certificate in person or by mail
				to the servicing carrier of the applicant's choice for a motor vehicle
				insurance policy. Certificates received by the servicing carrier within thirty
				days from the date of certification of eligibility by the state department of
				human services shall be accepted and treated as if it were payment in full for
				the requested motor vehicle insurance coverages. The servicing carrier shall
				certify this certificate which will function as a motor vehicle insurance
				policy and issue the applicant a motor vehicle insurance identification card.
				The servicing carrier shall develop the information necessary to validate the
				eligibility of the applicant. Only basic motor vehicle insurance policy
				coverages, as defined in sections
				16-23-4,
				16-23-5, and
				16-23-9,
				shall be bound, and the effective date of coverage shall be the same date as
				the signature date on the certificate by the applicant; however, the effective
				date shall not precede the time and date of the certification of eligibility by
				the state department of human services, the date that the servicing carrier
				receives the certificate, or the second day after postmark, whichever is later.
				In the event that the applicant fails to date the certificate, the date that
				the servicing carrier receives the certificate or the second day after
				postmark, whichever is earlier, shall be considered the date the applicant
				signed the certificate. The servicing carrier shall promptly notify the
				director of human services of public assistance recipients which it
				insures.
(b) An applicant shall
				first exhaust all paid coverage under any motor vehicle insurance policy then
				in force before becoming eligible for JUP coverage.
(c) Upon termination of public assistance
				benefits, the DHS shall:
(1) Notify the
				recipient upon termination of public assistance benefits and instruct the
				recipient that the recipient must immediately notify the servicing carrier of
				the termination of benefits and obtain timely insurance for the recipient's
				vehicle;
(2) Give written notice to
				the recipient that the recipient's JUP basic motor vehicle insurance policy
				will terminate thirty days from the date of termination of public assistance
				benefits. This notice of cancellation shall be considered as proper
				notification under section
				431:10C-112,
				HRS, and section
				16-23-15,
				providing the recipient with thirty days notice of cancellation; and
(3) Notify the servicing carrier of the
				termination of public assistance benefits and the date the termination was
				effective.