Compilation of Rules and Regulations of the State of Georgia › Department 80 - RULES OF DEPARTMENT OF BANKING AND FINANCE › ADMINISTRATIVE HISTORY

Current through Rules and Regulations filed through June 27, 2024
The
Administrative History
following each Rule gives
			 the date on which the Rule was originally filed and its effective date, as well
			 as the date on which any amendment or repeal was filed and its effective date.
			 Principal abbreviations used in the Administrative History are as
			 follows:
f. - filed
eff. - effective
R. - Rule (Abbreviated only at the beginning of the control
			 number)
Ch. - Chapter (Abbreviated only at the beginning of the control
			 number)
ER. - Emergency Rule
Rev. - Revised
Chapter 80-1-1, entitled "Establishment of Bank Office and Bank
			 Facility" was filed and effective on June 30, 1965.
Chapter 80-1-2, entitled "Authority for Bank Services" was filed
			 and effective on June 30, 1965.
Chapter 80-1-3, entitled "Books and Records" was filed and
			 effective on June 30, 1965.
Chapter 80-1-4, entitled "Investment Securities" was filed and
			 effective on June 30, 1965.
Chapter 80-1-5, entitled "Georgia Code Relating to Loans" was
			 filed and effective on June 30, 1965.
Chapter 80-1-6, entitled "Real Estate Loans" was filed and
			 effective on June 30, 1965.
Chapter 80-1-7, entitled "Legal Reserves" was filed and effective
			 on June 30, 1965.
Chapter 80-2-1, entitled "Retention of Records of Credit Unions,"
			 containing Rule
			 80-2-1-.01, was filed and effective
			 on June 30, 1965.
Chapter 80-2-2, entitled "Credit Union's Membership as a Part of
			 a Cooperative Purchasing Group," containing Rule
			 80-2-2-.01, was filed and effective
			 on June 30, 1965.
Chapter 80-3-1, entitled "Sale of Money Orders at Non-Banking
			 Outlets," containing Rules
			 80-3-1-.01 through
			 80-3-1-.03, was filed and effective
			 on June 30, 1965.
Chapter 80-1-8, entitled "Service Charges: Dormant Accounts,
			 Cashiers Checks," containing Rules
			 80-1-8-.01 through
			 80-1-8-.04, has been adopted. Filed
			 April 21, 1966; effective May 10, 1966.
Chapter 80-1-9, entitled "Retention of Records," containing Rule
			 80-1-9-.01, has been adopted. Filed
			 May 9, 1967; effective May 28, 1967.
Rule
			 80-1-4-.01 has been repealed and a
			 new Rule 80-1-4-.01
			 adopted. Filed August 21, 1967; effective September 10, 1967.
By Georgia Laws 1972, pp. 1015, 1045, the functions of the
			 Department of Banking were transferred from the Office of Secretary of State to
			 the Department of Banking and Finance, created by Georgia Laws 1972, pp. 1015
			 and 1045.
Chapter 80-1-1 has been repealed and a new Chapter 80-1-1,
			 entitled "Application for Bank Charters, Offices, Facilities," containing Rules
			 80-1-1-.01 through
			 80-1-1-.03, adopted. Filed June 9,
			 1972; effective June 29, 1972.
Chapter 80-1-2, has been repealed and a new Chapter 80-1-2,
			 entitled "Bank Service Contracts," containing Rules
			 80-1-2-.01 through
			 80-1-2-.03, adopted. Filed June 9,
			 1972; effective June 29, 1972.
Chapter 80-1-4 has been repealed and a new Chapter 80-1-4, of the
			 same title, containing Rules
			 80-1-4-.01 through
			 80-1-4-.07, adopted. Filed June 9,
			 1972; effective June 29, 1972. Chapter 80-1-5, has been repealed and a new
			 Chapter 80-1-5, entitled "Loans and Discounts", containing Rules
			 80-1-5-.01 and
			 80-1-5-.02, adopted. Filed June 9,
			 1972; effective June 29, 1972.
Chapter 80-1-6 has been repealed and a new Chapter 80-1-6, of the
			 same title, containing Rules
			 80-1-6-.01 through
			 80-1-6-.06, adopted. Filed June 9,
			 1972; effective June 29, 1972.
Chapter 80-1-7 has been repealed and a new Chapter 80-1-7, of the
			 same title, containing Rules
			 80-1-7-.01 through
			 80-1-7-.03, adopted. Filed June 9,
			 1972; effective June 29, 1972.
Chapter 80-1-8 has been repealed and a new Chapter 80-1-8,
			 entitled "Disposition of Dormant Accounts and Abandoned Property," containing
			 Rules 80-1-8-.01
			 through 80-1-8-.04,
			 adopted. Filed June 9, 1972; effective January 1, 1973, as specified by the
			 Agency.
Chapter 80-1-10, entitled "Fixed Assets," containing Rules
			 80-1-10-.01 through
			 80-1-10-.08, has been adopted. Filed
			 June 9, 1972; effective June 29, 1972.
Chapter 80-1-3 has been repealed and a new Chapter 80-1-3, of the
			 same title, containing Rules
			 80-1-3-.01 through
			 80-1-3-.04, adopted. Filed April 11,
			 1973; effective May 1, 1973.
Chapter 80-1-5 has been repealed and a new Chapter 80-1-5, of the
			 same title, containing Rules
			 80-1-5-.01 and
			 80-1-5-.02, adopted. Filed July 5,
			 1973; effective July 25, 1973.
Rule
			 80-1-7-.01 has been amended by the
			 repeal of paragraph (2) and by the adoption of a new paragraph (2). Filed July
			 5, 1973; effective July 25, 1973.
Rule
			 80-1-7-.03 has been amended by the
			 adoption of paragraph (7). Filed July 5, 1973; effective July 25, 1973.
Rule
			 80-1-8-.02 has been amended by the
			 repeal of paragraph (1) and by the adoption of a new paragraph (1). Filed July
			 5, 1973; effective July 25, 1973.
Rule
			 80-1-8-.04 has been amended by the
			 repeal of paragraph (2) and by the adoption of a new paragraph (2). Filed July
			 5, 1973; effective July 25, 1973.
Chapter 80-1-9 has been repealed and a new Chapter 80-1-9,
			 entitled "Borrowed Money," containing Rules
			 80-1-9-.01 and
			 80-1-9-.02, adopted. Filed July 5,
			 1973; effective July 25, 1973. Rule
			 80-1-10-.03 has been repealed and a
			 new Rule 80-1-10-.03
			 adopted. Filed July 5, 1973; effective July 25, 1973.
Chapter 80-4-1, entitled "Building and Loan Associations
			 Generally," containing Rules
			 80-4-1-.01 through
			 80-4-1-.13, has been adopted. Filed
			 July 5, 1973; effective July 25, 1973. Emergency Rule
			 80-2-3-0.1-.01 has been adopted.
			 Filed and effective on August 1, 1973 for 120 days, as specified by the
			 Agency.
Permanent Chapter 80-2-3, entitled "Member Deposit Certificates,"
			 containing Rule
			 80-2-3-.01, has been adopted
			 replacing Emergency Rule
			 80-2-3-0.1-.01 which expired on
			 November 28, 1973. Filed November 27, 1973; effective December 17, 1973.
Emergency Rule
			 80-2-3-0.2-.01(2) (a)
			 5. (iii) (VI) has been adopted. Filed and
			 effective on April 8, 1974 for a period of 120 days, as specified by the
			 Agency.
Permanent Rule
			 80-2-3-.015. (iii)
			 (VI) has been adopted superseding Emergency
			 Rule 80-2-3-0.2-.01(2) (a)
			 5. (viii) (VI). Filed April 29, 1974;
			 effective May 19, 1974. Subparagraph (c) of Rule
			 80-4-1-.06 has been amended. Filed
			 May 3, 1974; effective May 23, 1974.
Chapter 80-1-1 has been repealed and a new Chapter 80-1-1,
			 entitled "Applications for Establishment or Relocation of Banks, Bank Offices
			 and Facilities," containing Rules
			 80-1-1-.01 through
			 80-1-1-.06, adopted. Filed July 12,
			 1974; effective August 1, 1974.
Chapter 80-1-11, entitled "Public Disclosure of Information,"
			 containing Rules
			 80-1-11-.01 through
			 80-1-11-.05, has been adopted. Filed
			 July 12, 1974; effective August 1, 1974.
Rule
			 80-1-9-.01 has been amended by the
			 repeal of subparagraph (g) and by the adoption of a new subparagraph (g). Filed
			 September 3, 1974; effective September 23, 1974.
Rule
			 80-2-3-.01 has been amended by the
			 repeal of subparagraph (2) (a) 2., and by the adoption of a new subparagraph
			 (2) (a) 2. Filed November 15, 1974; effective December 5, 1974.
Chapter 80-1-12, entitled "Dividends," containing Rule
			 80-1-12-.01, has been adopted. Filed
			 May 1, 1975; effective May 21, 1975.
Emergency Rule
			 80-1-13-0.3 has been adopted. Filed
			 and effective on June 27, 1975 for 120 days, as specified by the Agency.
Rule
			 80-1-1-.01 has been amended and
			 Authority changed; Rules
			 80-1-1-.02 through
			 80-1-1-.05 have been amended by
			 changing the Authority. Filed August 28, 1975; effective September 17,
			 1975.
Rule
			 80-1-1-.06 has been adopted. Filed
			 August 28, 1975; effective September 17, 1975.
Rules
			 80-1-2-.01 through
			 80-1-2-.03 have been amended by
			 changing the Authority. Filed August 28, 1975; effective September 17,
			 1975.
Rule
			 80-1-3-.01 has been amended and
			 Authority changed: Rules
			 80-1-3-.02 through
			 80-1-3-.04 have been amended by
			 changing the Authority. Filed August 28, 1975; effective September 17,
			 1975.
Chapter 80-1-4 has been repealed and a new Chapter 80-1-4, of the
			 same title, containing Rule
			 80-1-4-.01, adopted. Filed August 28,
			 1975; effective September 17, 1975.
Chapter 80-1-5 has been repealed and a new Chapter 80-1-5, of the
			 same title, containing Rules
			 80-1-5-.01 through
			 80-1-5-.05, adopted. Filed August 28,
			 1975; effective September 17, 1975.
Chapter 80-1-6 has been repealed and a new Chapter 80-1-6, of the
			 same title, containing Rules
			 80-1-6-.01 through
			 80-1-6-.03, adopted. Filed August 28,
			 1975; effective September 17, 1975.
Chapter 80-1-7 has been repealed and a new Chapter 80-1-7, of the
			 same title, containing Rules
			 80-1-7-.01 through
			 80-1-7-.03, adopted. Filed August 28,
			 1975; effective September 17, 1975.
Rules
			 80-1-8-.01 through
			 80-1-8-.04 have been amended by
			 changing the Authority. Filed August 28, 1975; effective September 17,
			 1975.
Rule
			 80-1-8-.05 has been repealed. Filed
			 August 28, 1975; effective September 17, 1975.
Rule
			 80-1-9-.01 has been amended by the
			 adoption of subparagraph (j) and by changing the Authority. Filed August 28,
			 1975; effective September 17, 1975.
Rule
			 80-1-9-.02 has been amended by
			 changing the Authority. Filed August 28, 1975; effective September 17,
			 1975.
Chapter 80-1-10 has been repealed and a new Chapter 80-1-10, of
			 the same title, containing Rules
			 80-1-10-.01 through
			 80-1-10-.08, adopted. Filed August
			 28, 1975; effective September 17, 1975.
Rules
			 80-1-11-.01 and
			 80-1-11-.02 have been amended and
			 Authority changed; Rules 80-1-11-03,
			 80-1-11-.04, and
			 80-1-11-.05 have been amended by
			 changing the Authority. Filed August 28, 1975; effective September 17,
			 1975.
Chapter 80-1-13, entitled "Correspondent Funds," containing Rules
			 80-1-13-.01 and
			 80-1-13-.02, has been adopted
			 superseding Emergency Rule
			 80-1-13-0.3. Filed August 28, 1975;
			 effective September 17, 1975.
Chapter 80-1-14, entitled "Audits," containing Rules
			 80-1-14-.01 through
			 80-1-14-.03, has been adopted. Filed
			 August 28, 1975; effective September 17, 1975.
Paragraph (2) of Rule
			 80-1-1-.02 has been amended. Filed
			 November 4, 1975; effective November 24, 1975.
Paragraph (2) of Rule
			 80-1-6-.02 has been amended. Filed
			 November 4, 1975; effective November 24, 1975.
Rule
			 80-1-6-.03 has been adopted. Filed
			 November 4, 1975; effective November 24, 1975. Chapter 80-5-1, entitled
			 "Supervision, Examination and Investigation Fees," containing Rules
			 80-5-1-.01 through
			 80-5-1-.03, has been adopted. Filed
			 November 4, 1975; effective November 24, 1975.
Chapter 80-3-1 has been repealed and a new Chapter 80-3-1, of the
			 same title, containing Rules
			 80-3-1-.01 through
			 80-3-1-.03, adopted. Filed November
			 19, 1975; effective December 9, 1975.
Chapter 80-2-4, entitled "Investment of Credit Union Funds,"
			 containing Rule
			 80-2-4-.01, has been adopted. Filed
			 May 10, 1976; effective May 30, 1976.
Chapter 80-2-5, entitled "Surety Bond Coverage," containing Rule
			 80-2-5-.01, has been adopted. Filed
			 May 14, 1976; effective June 3, 1976.
Subparagraph (2) (b) of Rule
			 80-5-1-.02 has been amended;
			 paragraph (3) of Rule
			 80-5-1-.02 has been renumbered as (5)
			 and new paragraphs (3) and (4) adopted. Filed June 8, 1976; effective June 28,
			 1976.
Rule
			 80-5-1-.03 has been amended by the
			 adoption of subparagraphs (2) (f) and (2) (g). Filed June 8, 1976; effective
			 June 28, 1976.
Chapter 80-6-1, entitled "Bank Holding Companies," containing
			 Rules 80-6-1-.01
			 through 80-6-1-.09, has
			 been adopted. Filed June 8, 1976; effective June 28, 1976.
Chapter 80-2-1 has been repealed and a new Chapter 80-2-1,
			 entitled "Books and Records," containing Rules
			 80-2-1-.01 through
			 80-2-1-.04, adopted. Filed June 17,
			 1976; effective July 7, 1976.
Chapter 80-2-6, entitled "Supervisory Audits," containing Rules
			 80-2-6-.01 through
			 80-2-6-.04, has been adopted. Filed
			 October 26, 1976; effective November 15, 1976.
Emergency Rule
			 80-2-3-0.4, relating to individual
			 retirement maintained pursuant to provisions of the Employee Retirement
			 Security Act of 1974, was filed and effective on December 9, 1976, to remain in
			 effect for a period of 120 days or until the adoption of a permanent Rule
			 superseding this Emergency Rule, as specified by the Agency.
Emergency Rule
			 80-2-3-0.4 has been repealed and in
			 lieu thereof permanent subparagraphs
			 560-2-3-.012. (ii) and (2) (a) 5. (iii)
			 (V) adopted. Filed January 21, 1977;
			 effective February 10, 1977.
Rule
			 80-3-1-.04 has been adopted. Filed
			 June 2, 1977; effective June 22, 1977.
Chapter 80-2-2 has been repealed and a new Chapter 80-2-2,
			 entitled "Group Sales Promotions," containing Rules
			 80-2-2-.01 and
			 80-2-2-.02, adopted. Filed September
			 9, 1977; effective September 29, 1977.
Rule
			 80-1-5-.01 has been amended by the
			 repeal of paragraphs (10) and (11) and by the adoption of new paragraphs (10)
			 and (11); said Rule has been further amended by the adoption of paragraph (12).
			 Filed January 31, 1978; effective February 20, 1978.
Rule
			 80-1-5-.02 has been amended by the
			 repeal of paragraph (5), subparagraphs (5) (e) and (5) (f) and by the adoption
			 of a new paragraph (5) and new subparagraphs (5) (e) and (5) (f); said Rule has
			 been further amended by the adoption of subparagraph (5) (j). Filed January 31,
			 1978; effective February 20, 1978.
Rule
			 80-1-5-.03 has been amended by the
			 repeal of subparagraph (1) (d) and by the adoption of a new subparagraph (1)
			 (d). Filed January 31, 1978; effective February 20, 1978.
Rule
			 80-1-9-.02 has been repealed and a
			 new Rule 80-1-9-.02
			 adopted. Filed January 31, 1978; effective February 20, 1978.
Chapter 80-1-10 has been amended by changing the title from
			 "Fixed Assets" to "Fixed Assets and Assets Acquired D.P.C." Filed January 31,
			 1978; effective February 20, 1978. Paragraph (2) of Rule
			 80-1-10-.08 has been amended. Filed
			 January 31, 1978; effective February 20, 1978.
Rule
			 80-1-10-.09 has been adopted. Filed
			 January 31, 1978; effective February 20, 1978.
Chapter 80-1-15, entitled "Emergency Acquisitions and
			 Consolidations," was filed on June 30, 1978, as Emergency Rule
			 80-1-15-0.5, containing Rule
			 80-1-15-0.5-.01, entitled
			 "Emergency Acquisitions and Consolidations Involving a Financial Institution in
			 Danger of Failing or a Failed Financial Institution;" effective June 29, 1978,
			 the date of adoption, to remain in effect for a period of 120 days or until the
			 adoption of a permanent Rule superseding said Emergency Rule, as specified by
			 the Agency. (Said Emergency Rule will not be published; copies may be obtained
			 from the Department of Banking and Finance.) (Emergency Rule
			 80-1-15-0.5-.01 expired on
			 October 27, 1978.)
Emergency Rule
			 80-2-3-0.6 was filed and effective
			 on August 31, 1978, to remain in effect for a period of 120 days or until the
			 adoption of a permanent Rule covering the same subject matter superseding said
			 Emergency Rule, as specified by the Agency; said Emergency Rule repealed
			 subparagraph
			 80-2-3-.015.(iii)
			 and adopted a new subparagraph of the same number relating to a higher rate of
			 interest for state-chartered credit unions not to exceed the maximum amounts
			 allowed to be paid federally insured savings and loan associations and mutual
			 savings banks.
Emergency Rule
			 80-2-3-0.6 has been repealed and
			 subparagraph
			 80-2-3-.015.(iii)
			 adopted.
Filed November 8, 1978; effective November 28, 1978.
Chapter 80-2-7, entitled "Credit Union Service Contracts,"
			 containing Rules
			 80-2-7-.01 through
			 80-2-7-.03 has been adopted. Filed
			 November 8, 1978; effective November 28, 1978. Emergency Rule
			 80-1-15-0.7, containing Rule
			 80-1-15-0.7-.01, "Emergency
			 Acquisitions and Consolidations Involving a Financial Institution In Danger of
			 Failing or a Failed Financial Institution," and Rule
			 80-1-15-0.7-.02, "Procedures,"
			 was filed on January 9, 1979, having become effective January 4, 1979, the date
			 of adoption, to remain in effect for a period of 120 days or until the adoption
			 of permanent Rules superseding said Emergency Rule, as specified by the Agency.
			 (This Emergency Rule will not be published; copies may be obtained from the
			 Agency.) (Emergency Rule
			 80-1-15-0.7 expired on May 1,
			 1979.)
Chapter 80-4-1 has been repealed and a new Chapter 80-4-1 of the
			 same title, containing Rules
			 80-4-1-.01 through
			 80-4-1-.13, adopted. Filed June 18,
			 1979; effective July 8, 1979.
Rule
			 80-2-1-.05 has been adopted. Filed
			 March 18, 1980; effective April 7, 1980. Rule
			 80-2-3-.01 has been amended by: the
			 repeal of subparagraph
			 80-2-3-.01 2. and
			 the adoption of a new subparagraph
			 80-2-3-.01 2.; the
			 repeal of subparagraphs
			 80-2-3-.012.(i),
			 (ii). Subparagraph
			 80-2-3-.015.(iii)
			 has been amended. Filed March 18, 1980; effective April 7, 1980.
Rule
			 80-5-1-.02 has been repealed and a
			 new Rule 80-5-1-.02
			 adopted. Filed June 9, 1980; effective July 1, 1980, as specified by the
			 Agency.
Rule
			 80-5-1-.03 has been amended by the
			 repeal of subparagraphs (2)(c), (2)(e) and (2)(f) and by the adoption of new
			 subparagraphs (2)(c), (2)(e), (2)(f) and (2)(h); Rule
			 80-5-1-.03 has been further amended
			 by the repeal of paragraph (3) and by the adoption of a new paragraph (3).
			 Filed June 9, 1980; effective July 1, 1980, as specified by the Agency.
Chapter 80-1-7 has been repealed and a new Chapter of the same
			 title, containing Rules
			 80-1-7-.01 through
			 80-1-7-.03, adopted. Filed June 9,
			 1980; effective October 1, 1980, as specified by the Agency.
Paragraph (5) of Rule
			 80-1-5-.01 has been amended by
			 changing the word "less" in the last sentence to "more." Filed August 22, 1980;
			 effective September 11, 1980.
Rule
			 80-6-1-.02 has been amended by the
			 repeal of subparagraphs (1)(b), (1)(c) and (1)(e) and by the adoption of new
			 subparagraphs (1)(b), (1)(c) and (1)(e); Rule
			 80-6-1-.02 has been further amended
			 by the adoption of paragraphs (5), (6), and (7). Filed December 3, 1980;
			 effective January 2, 1981, as specified by the Agency.
Rule
			 80-6-1-.03 has been repealed and a
			 new Rule 80-6-1-.03
			 adopted. Filed December 3, 1980; effective January 2, 1981, as specified by the
			 Agency.
Rule
			 80-6-1-.04 has been amended. Filed
			 December 3, 1980; effective January 2, 1981, as specified by the Agency.
Paragraph (2) of Rule
			 80-6-1-.05 has been repealed and a
			 new paragraph (2) adopted. Filed December 3, 1980; effective January 2, 1981,
			 as specified by the Agency.
Rule
			 80-6-1-.10 has been adopted. Filed
			 December 3, 1980; effective January 2, 1981, as specified by the Agency.
Emergency Rule
			 80-1-15-0.8 entitled "Emergency
			 Acquisitions and Consolidations Involving a Financial Institution in Danger of
			 Failing or a Failed Financial Institution; Procedures," containing Rule
			 80-1-15-0.8-.01, entitled
			 "Emergency Acquisitions and Consolidations Involving a Financial Institution in
			 Danger of Failing or a Failed Financial Institution," and Rule
			 80-1-15-0.8-.02, entitled
			 "Procedures," was filed and effective on March 17, 1981, to remain in effect
			 for a period of 120 days or until the adoption of permanent Rules covering the
			 same subject matter superseding this Emergency Rule, as specified by the
			 Agency. (This Emergency Rule will not be published; copies may be obtained from
			 the Agency.) (Emergency Rule
			 80-1-15-0.8 expired on July 14,
			 1981.)
The title of Chapter 80-1-1 has been changed to "Applications."
			 Filed July 13, 1981; effective August 2, 1981.
Rules
			 80-1-1-.01,
			 80-1-1-.02, and
			 80-1-1-.03 have been repealed and new
			 Rules of the same numbers adopted. Filed July 13, 1981; effective August 2,
			 1981.
Rule
			 80-1-1-.04 has been amended by the
			 adoption of paragraph (5). Filed July 13, 1981; effective August 13,
			 1981.
Rule
			 80-1-1-.07 has been adopted. Filed
			 July 13, 1981; effective August 2, 1981.
Rule
			 80-1-2-.02 has been amended by the
			 repeal of subparagraph (1)(c) and paragraph (2) and by the adoption of a new
			 subparagraph (1)(c) and paragraph (2). Filed July 13, 1981; effective August 2,
			 1981.
Rule
			 80-1-2-.03 has been amended by the
			 repeal of paragraph (1) and by the adoption of a new paragraph (1). Filed July
			 13, 1981; effective August 2, 1981.
Rule
			 80-1-3-.01 has been amended by the
			 repeal of paragraph (1) and subparagraphs (1)(e) and (1)(g) and by the adoption
			 of a new paragraph (1) and new subparagraphs (1)(e) and (1)(g). Filed July 13,
			 1981; effective August 2, 1981.
Rule
			 80-1-3-.02 has been amended by the
			 repeal of subparagraphs (1)(i), (6)(a), and (6)(c) and by the adoption of new
			 subparagraphs (1)(i), (6)(a), and (6)(c). Filed July 13, 1981; effective August
			 2, 1981.
Rule
			 80-1-3-.03 has been amended by the
			 repeal of paragraph (1) and by the adoption of a new paragraph (1). Filed July
			 13, 1981; effective August 2, 1981.
Rule
			 80-1-3-.04 has been repealed and a
			 new Rule 80-1-3-.04
			 adopted. Filed July 13, 1981; effective August 2, 1981.
Rule
			 80-1-4-.01 has been amended by the
			 repeal of subparagraph (1)(c) and paragraphs (2) and (5) and by the adoption of
			 a new subparagraph (1)(c) and new paragraphs (2) and (5). Filed July 13, 1981;
			 effective August 2, 1981.
Rule
			 80-1-5-.01 has been amended by the
			 repeal of paragraphs (3) and (11) and by the adoption of new paragraphs (3) and
			 (11). Filed July 13, 1981; effective August 2, 1981.
Rule
			 80-1-5-.02 has been amended by the
			 repeal of subparagraphs (4)(b), (4)(c), and (5)(e) and by the adoption of new
			 subparagraphs (4)(b), (4)(c), and (5)(e). Filed July 13, 1981; effective August
			 2, 1981.
Rule
			 80-1-5-.06 has been adopted. Filed
			 July 13, 1981; effective August 2, 1981.
Rule
			 80-1-6-.01 has been repealed and a
			 new Rule 80-1-6-.01
			 adopted. Filed July 13, 1981; effective August 2, 1981.
Rule
			 80-1-6-.02 has been amended by the
			 repeal of paragraph (2) and by the adoption of a new paragraph (2). Filed July
			 13, 1981; effective August 2, 1981.
The title of Chapter 80-1-8 has been changed to "Dormant
			 Accounts." Filed July 13, 1981; effective August 2, 1981.
Rule
			 80-1-8-.01 has been amended by the
			 repeal of subparagraph (1)(c) and by the adoption of a new subparagraph (1)(c).
			 Filed July 13, 1981; effective August 2, 1981.
Rules
			 80-1-8-.02,
			 80-1-8-.03, and
			 80-1-8-.04 have been repealed. Filed
			 July 13, 1981; effective August 2, 1981.
Rule
			 80-1-11-.01 has been repealed and a
			 new Rule 80-1-11-.01
			 adopted. Filed July 13, 1981; effective August 2, 1981.
Rule
			 80-1-11-.02 has been repealed. Filed
			 July 13, 1981; effective August 2, 1981.
Rule
			 80-1-11-.03 has been repealed and a
			 new Rule of the same title adopted and renumbered as
			 80-1-11-.02. Filed July 13, 1981;
			 effective August 2, 1981.
Rule
			 80-1-11-.04 has been renumbered as
			 80-1-11-.03. Filed July 13, 1981;
			 effective August 2, 1981.
Rule
			 80-1-11-.05 has been amended by the
			 repeal of paragraph (4) and by the adoption of a new paragraph (4), and Rule
			 has been renumbered as
			 80-1-11-.04. Filed July 13, 1981;
			 effective August 2, 1981.
The title of Chapter 80-1-12 has been changed to "Dividends,
			 Management Fees, Etc." Filed July 13, 1981; effective August 2, 1981.
Rule
			 80-1-12-.02 has been adopted. Filed
			 July 13, 1981; effective August 2, 1981.
Chapter 80-1-13 has been repealed and a new Chapter 80-1-13, of
			 the same title, containing
Rules
			 80-1-13-.01 through
			 80-1-13-.03, adopted. Filed July 13,
			 1981; effective August 2, 1981.
Rule
			 80-2-1-.01 has been amended by the
			 repeal of subparagraph (2)(a) and by the adoption of a new subparagraph (2)(a).
			 Filed July 13, 1981; effective August 2, 1981.
Rule
			 80-2-1-.02 has been amended by the
			 repeal of subparagraph (c) and by the adoption of a new subparagraph (c). Filed
			 July 13, 1981; effective August 2, 1981.
Rule
			 80-2-1-.03 has been repealed and a
			 new Rule 80-2-1-.03
			 adopted. Filed July 13, 1981; effective August 2, 1981.
The title of Chapter 80-2-3 has been changed to "Shares, Deposits
			 and Dividends." Filed July 13, 1981; effective August 2, 1981.
Rule
			 80-2-3-.01 has been amended by the
			 repeal of subparagraph (2)(a) and paragraph (3) and by the adoption of a new
			 subparagraph (2)(a) and a new paragraph (3). Filed July 13, 1981; effective
			 August 2, 1981.
Rules
			 80-2-3-.02,
			 80-2-3-.03,
			 80-2-3-.04 and
			 80-2-3-.05 have been adopted. Filed
			 July 13, 1981; effective August 2, 1981.
Rule
			 80-2-5-.01 has been amended by the
			 repeal of paragraphs (3), (4), and (5) and by the adoption of new paragraphs
			 (3), (4), and (5). Filed July 13, 1981; effective August 2, 1981.
Rule
			 80-2-7-.02 has been amended by the
			 repeal of subparagraph (1)(c) and by the adoption of a new subparagraph (1)(c).
			 Filed July 13, 1981; effective August 2, 1981.
Rule
			 80-2-7-.03 has been amended by the
			 repeal of paragraph (1) and by the adoption of a new paragraph (1). Filed July
			 13, 1981; effective August 2, 1981.
The title of Division 80-3, "Money Orders," has been changed to
			 "Sale of Checks." Filed July 13, 1981; effective August 2, 1981.
The title of Chapter 80-3-1 has been changed to "Sale of Checks."
			 Filed July 13, 1981; effective August 2, 1981.
Rule
			 80-3-1-.01 has been repealed and a
			 new Rule 80-3-1-.01
			 adopted. Filed July 13, 1981; effective August 2, 1981.
Rule
			 80-4-1-.01 has been amended by the
			 repeal of paragraph (1) and by the adoption of a new paragraph (1). Filed July
			 13, 1981; effective August 2, 1981.
Rule
			 80-4-1-.02 has been amended by the
			 repeal of paragraph (1) and by the adoption of new paragraphs (1) and (5).
			 Filed July 13, 1981; effective August 2, 1981.
Rule
			 80-4-1-.04 has been amended by the
			 adoption of paragraph (5). Filed July 13, 1981; effective August 2,
			 1981.
Rule
			 80-4-1-.05 has been amended by the
			 repeal of paragraph (1) and by the adoption of new paragraphs (1) and (7).
			 Filed July 13, 1981; effective August 2, 1981.
Rule
			 80-4-1-.10 has been amended by the
			 repeal of paragraphs (1), (4), and (5) and by the adoption of new paragraphs
			 (1), (4), and (5). Filed July 13, 1981; effective August 2, 1981.
Rule
			 80-4-1-.11 has been amended by the
			 repeal of subparagraphs (1)(a) and (1)(f), and paragraph (2), and by the
			 adoption of new subparagraphs (1)(a) and (1)(f), and a new paragraph (2). Filed
			 July 13, 1981; effective August 2, 1981. Subparagraph (2)(a) of Rule
			 80-5-1-.03 has been amended; Rule
			 80-5-1-.03 has been amended by the
			 adoption of paragraph (5). Filed July 13, 1981; effective August 2,
			 1981.
Rule
			 80-6-1-.01 has been repealed. Filed
			 July 13, 1981; effective August 2, 1981.
Rule
			 80-6-1-.11 has been adopted. Filed
			 July 13, 1981; effective August 2, 1981.
Chapter 80-7-1, entitled "Banking Activities in Georgia by
			 Organizations Domiciled Outside
Georgia," containing Rules
			 80-7-1-.01 through
			 80-7-1-.05, has been adopted. Filed
			 October 15, 1981; effective November 4, 1981.
Rule
			 80-2-1-.06 has been adopted. Filed
			 October 20, 1981; effective November 9, 1981.
Rule
			 80-1-12-.01 has been repealed and a
			 new Rule 80-1-12-.01
			 adopted. Filed March 23, 1982; effective April 12, 1982.
Rules
			 80-5-1-.01,
			 80-5-1-.02 and
			 80-5-1-.03 have been repealed and new
			 Rules of the same numbers adopted. Filed May 24, 1982; effective June 13,
			 1982.
Chapter 80-8-1, entitled "Agency Organization, Methods, Etc.,"
			 containing Rules
			 80-8-1-.01 through
			 80-8-1-.05, was filed on June 22,
			 1982; effective July 12, 1982.
Paragraphs (1) and (2) of Rule
			 80-4-1-.01 have been amended. Filed
			 October 12, 1982; effective November 2, 1982.
Paragraph
			 80-4-1-.04 has been amended. Filed
			 October 12, 1982; effective November 2, 1982.
Rule
			 80-4-1-.06 has been amended by
			 amending subparagraph (1)(e) and by the adoption of subparagraph (1)(f). Filed
			 October 12, 1982; effective November 2, 1982.
Rule
			 80-4-1-.10 has been amended by
			 amending paragraphs (2), (3), (4), and (6), and by the adoption of paragraphs
			 (8) and (9). Filed October 12, 1982; effective November 2, 1982.
Rule
			 80-4-1-.14 has been adopted. Filed
			 October 12, 1982; effective November 2, 1982. Emergency Rule
			 80-1-15-0.9, containing Rule
			 80-1-15-0.9-.01, entitled
			 "Emergency Acquisitions and Consolidations Involving a Financial Institution in
			 Danger of Failing or a Failed Institution," was filed on June 1, 1983;
			 effective May 31, 1983, the date of adoption, to remain in effect for a period
			 of 120 days or until the effective date of a permanent Rule superseding this
			 Emergency Rule, as specified by the Agency. (Said Emergency Rule will not be
			 published; copies may be obtained from the Agency.)
Paragraph
			 80-1-3-.01 and subparagraph (1)(g)
			 have been amended. Filed August 17, 1983; effective September 6, 1983.
Rule
			 80-1-3-.05 has been adopted. Filed
			 August 17, 1983; effective September 6, 1983. Subparagraph
			 80-1-4-.01 has been amended and
			 subparagraph
			 80-1-4-.01 adopted. Filed August 17,
			 1983; effective September 6, 1983.
Paragraphs
			 80-1-5-.01, and (11) have been
			 amended. Filed August 17, 1983; effective September 6, 1983.
Rule
			 80-1-5-.02 has been amended by:
			 amending paragraph (3); repealing subparagraph (4)(b) and by amending
			 subparagraph (4)(c) and renumbering as subparagraph (4)(b); amending
			 subparagraph (5)(c); repealing subparagraph (5)(d) and by the adoption of a new
			 subparagraph (5)(d); repealing subparagraph (5)(e) and amending subparagraph
			 (5)(f) and renumbering as (5)(e); renumbering subparagraphs (5)(g) through
			 (5)(j) as subparagraphs (5)(f) through (5)(i) respectively; and, by amending
			 subparagraph (6)(b). Filed August 17, 1983; effective September 6, 1983.
Paragraph
			 80-1-5-.03 has been amended. Filed
			 August 17, 1983; effective September 6, 1983.
Subparagraph
			 80-1-5-.04 has been amended. Filed
			 August 17, 1983; effective September 6, 1983.
Paragraphs
			 80-1-5-.05 have been amended. Filed
			 August 17, 1983; effective September 6, 1983.
Rule
			 80-1-5-.06 has been amended. Filed
			 August 17, 1983; effective September 6, 1983.
Rule
			 80-1-13-.03 has been amended. Filed
			 August 17, 1983; effective September 6, 1983.
Paragraphs
			 80-1-14-.02 have been amended. Filed
			 August 17, 1983; effective September 6, 1983.
Subparagraph
			 80-2-1-.01 has been amended. Filed
			 August 17, 1983; effective September 6, 1983.
Subparagraphs
			 80-2-1-.02 have been amended. Filed
			 August 17, 1983; effective September 6, 1983.
Rule
			 80-2-3-.01 has been amended by the
			 repeal of subparagraph (2)(a)5.(ii) and amending and renumbering subparagraph
			 (2)(a)5.(iii) as (2)(a)5.(ii). Filed August 17, 1983; effective September 6,
			 1983.
Paragraph
			 80-2-3-.04 has been amended. Filed
			 August 17, 1983; effective September 6, 1983.
Paragraph
			 80-2-3-.05 has been amended. Filed
			 August 17, 1983; effective September 6, 1983.
Chapter 80-2-8 entitled "Field of Membership," containing Rules
			 80-2-8-.01 through
			 80-2-8-.05, has been adopted. Filed
			 August 17, 1983; effective September 6, 1983.
Rule
			 80-4-1-.15 has been adopted. Filed
			 August 17, 1983; effective September 6, 1983. Chapter 80-5-2, entitled
			 "Temporary Changes in Operating Hours, Emergency Closings," containing Rules
			 80-5-2-.01 through
			 80-5-2-.03, was filed on December 19,
			 1983; effective January 8, 1984.
Subparagraph (1)(a) of Rule
			 80-1-3-.01 has been amended. Filed
			 June 28, 1984; effective August 1, 1984, as specified by the Agency.
Paragraph (10) of Rule
			 80-1-5-.01 has been amended. Filed
			 June 28, 1984; effective August 1, 1984, as specified by the Agency.
Subparagraph (5)(h) of Rule
			 80-1-5-.02 has been amended; and the
			 authority of said Rule changed. Filed June 28, 1984; effective August 1, 1984,
			 as specified by the Agency.
Paragraph (2) of Rule
			 80-1-5-.04 has been amended. Filed
			 June 28, 1984; effective August 1, 1984, as specified by the Agency.
Rule
			 80-1-5-.07 has been adopted. Filed
			 June 28, 1984; effective August 1, 1984, as specified by the Agency.
Rule
			 80-1-8-.01 has been amended by the
			 adoption of subparagraph (1)(d) and by amending paragraph (2). Filed June 28,
			 1984; effective August 1, 1984, as specified by the Agency.
Rule
			 80-2-3-.06 has been adopted. Filed
			 June 28, 1984; effective August 1, 1984, as specified by the Agency.
Paragraph (2) of Rule
			 80-5-1-.01 has been amended. Filed
			 June 28, 1984; effective August 1, 1984, as specified by the Agency.
Subparagraphs (1)(a) and (1)(c) and paragraphs (2) and (3) of
			 Rule 80-5-1-.02 have
			 been amended. Filed June 28, 1984; effective August 1, 1984, as specified by
			 the Agency.
Rule
			 80-5-1-.03 has been repealed and a
			 new Rule 80-5-1-.03
			 adopted. Filed June 28, 1984; effective August 1, 1984, as specified by the
			 Agency.
Rule
			 80-5-1-.04 has been amended by the
			 adoption of paragraphs (2) and (3); and by amending paragraph (1). Filed June
			 28, 1984; effective August 1, 1984, as specified by the Agency.
Rule
			 80-6-1-.03 has been amended by the
			 repeal of paragraph (2) and by the adoption of a new paragraph (2). Filed June
			 28, 1984; effective August 1, 1984, as specified by the Agency.
Rule
			 80-6-1-.05 has been amended by
			 amending paragraphs (1), (2), and (3) and renumbering as paragraphs (2), (3),
			 and (4), respectively, and by adopting new paragraphs (1) and (5). Filed June
			 28, 1984; effective August 1, 1984, as specified by the Agency.
Rule
			 80-6-1-.12 has been adopted. Filed
			 June 28, 1984; effective August 1, 1984, as specified by the Agency.
Rule
			 80-7-1-.06 has been adopted. Filed
			 December 3, 1985; effective December 23, 1985.
Rule
			 80-1-1-.04 has been amended by the
			 repeal of paragraph (5) and by the adoption of a new paragraph (5). Filed July
			 24, 1986; effective September 1, 1986, as specified by the Agency.
Rule
			 80-1-5-.03 has been amended by the
			 repeal of subparagraph (1)(b) and by the adoption of a new subparagraph (1)(b).
			 Filed July 24, 1986; effective September 1, 1986, as specified by the
			 Agency.
Rule
			 80-1-5-.08 has been adopted. Filed
			 July 24, 1986; effective September 1, 1986, as specified by the Agency.
Rule
			 80-3-1-.05 has been adopted. Filed
			 July 24, 1986; effective September 1, 1986, as specified by the Agency.
Rule
			 80-8-1-.02 has been amended by the
			 repeal of paragraph (2) and by the adoption of a new paragraph (2). Filed July
			 24, 1986; effective September 1, 1986, as specified by the Agency.
Chapter 80-9-1, entitled "Currency Transaction Reports,"
			 containing Rule
			 80-9-1-.01, has been adopted. Filed
			 July 24, 1986; effective September 1, 1986, as specified by the Agency.
Rule
			 80-1-14-.01 has been amended by the
			 repeal of paragraph (1) and by the adoption of a new paragraph (1). Filed
			 November 17, 1986; effective December 7, 1986.
Rule
			 80-1-14-.02 has been amended by the
			 repeal of paragraph (1) and by renumbering paragraphs (2) and (3) as paragraphs
			 (1) and (2), respectively. Filed September 25, 1987; effective October 15,
			 1987.
The Rules of Chapter 80-5-1 have been amended. Filed June 10,
			 1988; effective June 30, 1988.
Rule
			 80-1-1-.06 has been amended by the
			 repeal of paragraphs (2) and (3) and by the amendment of paragraph (1). Filed
			 July 7, 1988; effective July 27, 1988.
Chapter 80-1-15 entitled "Extensions of Existing Offices and
			 Facilities" has been adopted. Rule
			 80-8-1-.06 has been adopted. Filed
			 July 7, 1988; effective July 27, 1988.
Rule
			 80-1-14-.03 has been repealed. Filed
			 October 18, 1988; effective November 7, 1988. Emergency Rule
			 80-1-16-0.10, containing Rules
			 80-1-16-0.10-.01 and
			 80-1-16-0.10-.02, entitled
			 "Emergency Closing" was filed on September 21, 1989; effective September 20,
			 1989, the date of adoption, to remain in effect for 120 days or until the
			 effective date of a permanent Rule covering the same subject matter superseding
			 this Emergency Rule is adopted, as specified by the Agency. (Said Emergency
			 Rule will not be published; copies may be obtained from the Agency.)
Rule
			 80-1-3-.02 has been repealed and a
			 new Rule adopted. Rules
			 80-1-3-.03 and
			 .04 have been repealed. Chapters
			 80-1-4, 80-2-1, 80-6-1 have been repealed and new Chapters adopted. Rule
			 80-1-5-.02 has been amended. Rule
			 80-1-5-.09 adopted. Rule
			 80-1-11-.04 has been amended. Rule
			 80-1-12-.03 has been adopted. Rules
			 80-2-3-.01 and
			 80-2-3-.04 have been amended. Rule
			 80-2-8-.03 has been amended. Chapter
			 80-2-9 entitled "Investment Securities" has been adopted. Chapter 80-10-1
			 entitled "Records Retention" has been adopted. Filed October 12, 1989;
			 effective November 1, 1989.
Chapter 80-3-1 has been repealed and a new Chapter entitled
			 "Money Transmission and Related Financial Services" adopted. Rule
			 80-5-1-.02 has been repealed and a
			 new Rule adopted. Rule
			 80-5-1-.03 has been amended. Chapter
			 80-9-1 has been repealed. Filed September 4, 1990; effective September 24,
			 1990.
Rule
			 80-3-1-.02 has been amended. Filed
			 September 13, 1991; effective October 3, 1991. Rule
			 80-1-5-.09 has been repealed. Filed
			 December 27, 1991; effective January 16, 1992. Rule
			 80-7-1-.06 has been amended. Filed
			 September 23, 1993; effective October 13, 1993. Rules
			 80-5-1-.02,
			 .03 have been amended. Rule
			 80-5-1-.04 has been repealed and a
			 new Rule adopted. Rule
			 80-5-1-.05 has been adopted. Filed
			 October 15, 1993; effective November 4, 1993. Chapter 80-11-1 entitled
			 "Residential Mortgage Brokers and Lenders" has been adopted. Filed October 22,
			 1993; effective November 11, 1993.
Rules
			 80-1-4-.01,
			 .02,
			 .03,
			 80-2-9-.01,
			 .02,
			 .03 have been amended.
Chapter 80-11-2 entitled "Books and Records" has been adopted.
			 Filed July 11, 1994; effective July 31, 1994.
Chapter 80-11-1 has been retitled to "Disclosure and Advertising
			 Requirements". Filed September 19, 1994; effective October 9, 1994.
Rules
			 80-1-5-.01 and
			 80-3-1-.04 have been amended. Filed
			 November 2, 1994; effective November 22, 1994.
Rules
			 80-1-14-.01,
			 .02,
			 80-2-8-.04 have been amended. Chapter
			 80-2-10 entitled "Credit Union Voting Procedures" has been adopted.
Rules
			 80-5-1-.04,
			 80-11-1-.02 have been amended. Filed
			 January 27, 1995; effective February 16, 1995.
Rules
			 80-1-1-.01,
			 .04,
			 .05,
			 .06,
			 80-1-5-.01,
			 .02,
			 .07,
			 80-1-11-.05,
			 80-1-15-.01,
			 .03,
			 80-3-1-.01,
			 80-4-1-.05,
			 .06,
			 80-5-1-.02,
			 .05, have been amended. Rules
			 80-1-12-.03 and
			 80-6-1-.13 have been repealed.
Rules
			 80-6-1-.14,
			 .15 have been adopted. Filed
			 September 26, 1995; effective October 16, 1995. Chapter 80-1-2 has been
			 repealed and a new Chapter adopted. Filed November 7, 1995; effective November
			 27, 1995.
Chapter 80-5-3 entitled "Regulations Regarding the Sale of
			 Annuities by Financial Institutions" has been adopted. Filed July 18, 1996;
			 effective August 7, 1996.
Chapter 80-5-4 entitled "Regulations Regarding the Sale of
			 Insurance By Financial Institutions" has been adopted. Filed February 18, 1997;
			 effective March 10, 1997.
Rules
			 80-1-1-.06,
			 .07,
			 80-1-3-.01,
			 80-1-4-.01,
			 80-1-9-.01,
			 .02,
			 80-1-10-.02,
			 80-1-15-.01,
			 .02,
			 .04,
			 80-3-1-.01,
			 .02,
			 .04,
			 .05,
			 .06,
			 80-5-1-.03,
			 80-6-1-.02,
			 80-10-1-.04 have been amended.
			 Chapters 80-5-5 entitled "Incidental Powers" and 80-9-1 entitled "Currency
			 Transaction Reports and Suspicious Activities: Banks" have been adopted. Filed
			 August 26, 1997; effective September 15, 1997.
Chapters 80-1-1, 80-5-1, 80-5-2, 80-6-1, 80-8-1, 80-11-1, 80-11-2
			 have been amended. Chapter 80-11-3 entitled "Administrative Fines" has been
			 adopted. Rules
			 80-1-5-.02,
			 80-1-10-.02,
			 80-1-12-.01,
			 80-1-15-.02,
			 .05,
			 80-2-9-.01, and
			 80-3-1-.01 have been amended. Filed
			 July 14, 1998; effective August 3, 1998.
Rules
			 80-1-1-.01 to
			 .04,
			 .06 to
			 .10,
			 80-1-2-.01,
			 .02,
			 80-1-4-.01,
			 80-1-10-.05,
			 80-1-11-.01,
			 .05,
			 80-1-14-.01,
			 80-1-15-.02,
			 .03,
			 80-2-9-.01,
			 80-3-1-.01,
			 80-5-1-.03,
			 80-5-2-.01 to
			 .04,
			 80-6-1-.01,
			 .02,
			 .03,
			 .15,
			 80-11-1-.01,
			 80-11-2-.04,
			 80-11-3-.01 have been amended. Rules
			 80-6-1-.16 and
			 80-11-2-.05 have been adopted. Filed
			 July 12, 1999; effective August 1, 1999.
Rules
			 80-1-1-.06,
			 .07,
			 80-1-5-.01,
			 80-5-1-.03,
			 80-5-5-.01,
			 80-6-1-.01,
			 80-8-1-.01,
			 .02,
			 .03,
			 .04,
			 .06,
			 80-11-1-.01,
			 .03,
			 80-11-3-.01 have been amended. Rule
			 80-11-1-.05 has been adopted. Filed
			 December 6, 1999; effective December 26, 1999.
Rules
			 80-11-1-.01,
			 .04,
			 80-11-2-.02,
			 .05, and
			 80-11-3-.01 have been amended. Rule
			 80-11-1-.05 has been repealed.
			 Chapter 80-11-4 entitled "Licensing" has been adopted. Filed June 8, 2000;
			 effective June 28, 2000.
Chapter 80-2-11 entitled "Credit Union Fixed Assets" has been
			 adopted. Rules
			 80-1-1-.06,
			 .08,
			 80-1-2-.01,
			 .06,
			 80-1-4-.01,
			 80-1-5-.01,
			 .02,
			 .03,
			 80-1-11-.02,
			 80-1-12-.01,
			 80-2-8-.04,
			 80-3-1-.02,
			 80-5-1-.02,
			 .03,
			 .04,
			 80-6-1-.02,
			 80-8-1-.01,
			 80-11-3-.01,
			 80-11-4-.05 have been amended. Filed
			 December 18, 2000; effective January 7, 2001.
Rules
			 80-1-1-.08,
			 80-1-11-.01,
			 .02;
			 80-2-3-.01,
			 .05;
			 80-5-1-.04,
			 80-11-1-.03,
			 80-11-2-.03,
			 .05,
			 80-11-3-.01,
			 80-11-4-.03,
			 .04, and Chapters 80-1-4, 80-2-4 have
			 been amended. Rules
			 80-2-11-.01 has been repealed. Filed
			 October 22, 2001; effective November 11, 2001.
Rules
			 80-1-2-.01 to
			 .03,
			 .05,
			 .06,
			 80-1-5-.02,
			 80-1-8-.01,
			 80-1-15-.01,
			 80-2-1-.01,
			 80-2-7-.01,
			 .02,
			 80-3-1-.01 to
			 .04,
			 .06,
			 80-5-1-.02 to
			 .05,
			 80-5-5-.01,
			 80-11-1-.01 to
			 .04,
			 80-11-2-.01,
			 .02,
			 .05,
			 80-11-3-.01, and
			 80-11-4-.03 have been amended. Rules
			 80-1-2-.07,
			 80-2-7-.03,
			 80-3-1-.05 have been repealed and the
			 rules reserved. Rules
			 80-1-2-.09,
			 80-2-7-.04,
			 80-3-1-.07,
			 .08,
			 80-11-1-.05,
			 80-11-4-.07, and
			 .08 have been adopted. Filed July 28,
			 2003; effective August 17, 2003. Rules
			 80-1-5-.10 and
			 80-2-8-.06 have been adopted. Rules
			 80-1-15-.01,
			 80-2-1-.02,
			 80-3-1-.07,
			 80-5-1-.02,
			 .03,
			 80-11-1-.01,
			 .03 to
			 .05,
			 80-11-2-.02,
			 .03,
			 80-11-3-.01, and
			 80-11-4-.01 have been amended. Rules
			 80-2-8-.03 to
			 .05, and
			 80-11-4-.03 have been repealed and
			 new Rules adopted. Filed September 1, 2004; effective September 21,
			 2004.
Rules
			 80-1-5-.02,
			 80-2-3-.03,
			 .04,
			 80-2-4-.03,
			 80-2-8-.04,
			 80-3-1-.01,
			 .02,
			 .07,
			 80-5-1-.02,
			 80-11-1-.05,
			 80-11-2-.01 to
			 .03,
			 80-11-3-.01,
			 80-11-4-.02,
			 .06, and
			 .08 have been amended. Rules
			 80-2-3-.01,
			 .02,
			 .05,
			 80-2-8-.01 to
			 .03, and
			 80-11-4-.01 have been repealed and
			 new Rules adopted. Rules
			 80-2-8-.05 and
			 80-11-2-.05 have been repealed. Rule
			 80-5-1-.06 has been adopted. Filed
			 August 15, 2005; effective September 4, 2005.
Rules
			 80-1-1-.01,
			 .09,
			 80-1-5-.02,
			 80-1-14-.01,
			 80-2-5-.01,
			 80-2-10-.02,
			 80-3-1-.01 to
			 .04,
			 .06 to
			 .08,
			 80-5-1-.02,
			 80-6-1-.04,
			 80-8-1-.01,
			 80-9-1-.01,
			 .02,
			 80-11-1-.02,
			 .05,
			 80-11-2-.04,
			 80-11-3-.01, and
			 80-11-4-.01 have been amended. Rules
			 80-2-3-.02 and
			 .03 have been repealed and Rules
			 reserved. Rule
			 80-11-4-.03 has been repealed and a
			 new Rule adopted. Filed August 22, 2006; effective September 11, 2006.
Rules
			 80-1-4-.01,
			 80-1-5-.02,
			 80-1-6-.01,
			 80-1-11-.01,
			 80-1-15-.03,
			 80-2-9-.01,
			 80-3-1-.01 to
			 .03,
			 .07,
			 80-5-1-.02,
			 .03,
			 80-11-1-.02,
			 .05,
			 80-11-3-.01,
			 80-11-4-.02,
			 .03,
			 .07, and
			 .08 have been amended. Rule
			 80-2-4-.03 has been repealed. Chapter
			 80-2-12 entitled "Credit Union Loans" and 80-5-6 entitled "Qualified
			 Intermediary" have been adopted. Filed August 15, 2007; effective September 4,
			 2007.
Rule
			 80-1-1-.11 has been adopted. Rule
			 80-1-11-.01 has been amended. Filed
			 November 20, 2007; effective December 10, 2007.
Rules
			 80-1-5-.02,
			 80-1-11-.02,
			 80-3-1-.02,
			 .07,
			 80-5-1-.02,
			 .03,
			 80-11-2-.01,
			 .02, and
			 80-11-3-.01 have been amended. Filed
			 August 4, 2008; effective August 24, 2008.
Rules
			 80-5-1-.02,
			 80-11-4-.01, and
			 .06 have been amended. Rule
			 80-5-1-.07 has been adopted. Filed
			 December 15, 2008; effective January 4, 2009.
Rules
			 80-1-5-.01,
			 80-3-1-.02,
			 .03,
			 80-5-1-.02,
			 80-11-1-.02,
			 .04,
			 .05,
			 80-11-2-.02 to
			 .04,
			 80-11-3-.01,
			 80-11-4-.01 to
			 .03,
			 .05 have been amended. Rules
			 80-1-5-.11 and
			 80-11-4-.09 have been adopted. Rules
			 80-5-1-.07 and
			 80-11-2-.01 have been repealed and
			 new Rules adopted. Rule
			 80-11-4-.06 has been repealed and
			 the rule reserved. Chapter 80-11-5 entitled "Mortgage Loan Originator Licensure
			 and Other Requirements" has been adopted. Filed August 17, 2009; effective
			 September 6, 2009.
Rules
			 80-5-1-.02,
			 80-5-1-.04,
			 80-5-1-.07,
			 80-11-1-.05,
			 80-11-3-.01,
			 80-11-4-.01,
			 80-11-4-.05,
			 80-11-4-.08,
			 80-11-5-.01,
			 80-11-5-.04,
			 80-11-5-.05,
			 80-11-5-.06 have been amended. F.
			 Aug. 2, 2011; eff. Aug. 22, 2011.
Rules
			 80-11-5-.07 and
			 80-11-4-.04 have been adopted. F.
			 Aug. 2, 2011; eff. Aug. 22, 2011.
Rule
			 80-1-10-.06 repealed. F. Sep. 18,
			 2012; eff. Oct. 8, 2012.
Rules
			 80-1-6-.01,
			 80-1-6-.02,
			 80-1-11-.01,
			 80-3-1-.06,
			 80-5-1-.04,
			 80-10-1-.01,
			 80-11-3-.01, and
			 80-11-5-.02 amended. F. Sep. 18,
			 2012; eff. Oct. 8, 2012.
Rules
			 80-1-12-.02,
			 80-3-1-.07,
			 80-5-1-.04,
			 80-5-1-.05,
			 80-10-1-.01,
			 80-11-1-.04,
			 80-11-3-.01,
			 80-11-4-.07,
			 80-11-5-.05,
			 80-11-5-.07 amended. Rules
			 80-3-1-.09,
			 80-11-4-.10,
			 80-11-4-.11 adopted. F. Nov. 7,
			 2013; eff. Nov. 27, 2013.
Chapters 80-12-1 entitled "Definitions," 80-12-2 entitled
			 "Application Process," 80-12-3 entitled "In Organization Period," 80-12-4
			 entitled "Operations of MALPB," 80-12-5 entitled "Book and Records," 80-12-6
			 entitled "MALPB Locations and Examinations," 80-12-7 entitled "Solvency and
			 Safeguards," 80-12-8 entitled "Eligible and Support Organizations," 80-12-9
			 entitled "Relationships with Affiliates and Investments and Distributions,"
			 80-12-10 entitled "Control over MALPB," 8-12-11 entitled "Holding Company,'
			 80-12-12 entitled "Fines and Fees" adopted. F. Dec. 3, 2013; eff. Dec. 23,
			 2013.
Rules
			 80-1-1-.01,
			 80-1-4-.01,
			 80-1-10-.01,
			 80-1-10-.09,
			 80-2-5-.01,
			 80-2-9-.01,
			 80-3-1-.01 to
			 .04,
			 80-3-1-.06 to 8-3-1-09,
			 80-5-1-.01 to
			 80-5-1-.03,
			 80-5-1-.05,
			 80-5-1-.06,
			 80-8-1-.01,
			 80-9-1-.01,
			 80-11-2-.02,
			 80-11-3-.01,
			 80-11-5-.01,
			 80-12-11-.03 amended. Rules
			 80-2-4-.03,
			 80-3-1-.10,
			 80-11-5-.08 adopted. F. June 10,
			 2014; eff. June 30, 2014.
Rules
			 80-1-5-.01,
			 80-1-12-.01,
			 80-5-1-.02,
			 80-10-1-.02,
			 80-11-5-.05 amended. F. Aug. 29,
			 2014; eff. Sep. 18, 2014.
Rules
			 80-5-1-.02,
			 80-5-1-.03,
			 80-5-1-.04,
			 80-5-4-.02,
			 80-11-3-.01,
			 80-12-11-.03 amended. F. Dec. 5
			 2014; eff. Dec. 25, 2014.
Rules
			 80-1-1-.01,
			 80-1-1.09,
			 80-2-6-.01 to
			 80-2-6.04,
			 80-2-8-.04,
			 80-3-1-.01,
			 80-3-1-.02,
			 80-5-1-.01 to
			 80-5-1-.03,
			 80-5-1-.06,
			 80-6-1-.01,
			 80-6-1-.02,
			 80-6-1-.16,
			 80-8-1-.02,
			 80-8-1-.03,
			 80-11-2-.02,
			 80-11-4-.01,
			 80-11-4-.05,
			 80-11-4-.08,
			 80-12-1-.01,
			 80-12-2-.09,
			 80-12-2-.10,
			 80-12-3-.02,
			 80-12-4-.05,
			 80-12-6-.03,
			 80-12-6-.04,
			 80-12-11-.02,
			 80-12-12-.01 amended. F. June 15,
			 2015; eff. July 5, 2015.
Rule
			 80-6-1-.12 corrected to delete
			 non-substantive typographical error of "No" in rule title as requested by the
			 agency. Effective Aug. 12, 2015.
Rule
			 80-6-1-.12, "Note" effective Aug. 12,
			 2015 revised to include "...and addition of "No" at the beginning of the
			 paragraph." Effective Sep. 1, 2015.
Rules
			 80-11-1-.01,
			 80-12-2-.09,
			 80-12-6-.03,
			 80-12-6-.04 amended. F. Oct. 27,
			 2015; eff. Nov. 16, 2015.
Rules
			 80-3-1-.01,
			 80-3-1-.07,
			 80-11-1-.01,
			 80-11-3-.01 amended. F. Jan. 6,
			 2016; eff. Jan. 26, 2016.
Rules
			 80-1-2-.01,
			 80-1-6-.01,
			 80-1-7-.01,
			 80-1-7-.02,
			 80-1-7-.03,
			 80-1-9-.01,
			 80-1-11-.05,
			 80-1-13-.01,
			 80-2-4-.01,
			 80-5-1-.02,
			 .80
							-5-1-.03,
			 80-5-1-.07,
			 80-5-2-.02,
			 80-5-3-.01,
			 80-5-4-.01,
			 80-6-1-.01,
			 80-6-1-.10,
			 80-6-1-.16,
			 80-8-1-.01,
			 80-9-1-.02,
			 80-10-1-.04,
			 80-11-1-.02,
			 80-11-2-.03,
			 80-11-2-.04,
			 80-11-3-.01,
			 80-11-4-.05,
			 80-11-4-.09,
			 80-11-5-.01,
			 .04 through
			 .07 amended. Chapter 80-4-1 repealed
			 in its entirety, Rules
			 80-11-4-.01,
			 80-11-4-.02 repealed. F. June 20,
			 2016; eff. July 10, 2016.
Rules
			 80-1-2-.05,
			 80-1-3-.01,
			 80-1-5-.01,
			 80-1-5-.02,
			 80-1-5-.04,
			 80-1-5-.11,
			 80-1-6-.03,
			 80-1-10-.09,
			 80-1-14-.01,
			 80-2-1-.02,
			 80-2-4-.02,
			 80-2-8-.01,
			 80-2-8-.04,
			 80-2-12-.03,
			 80-3-1-.07,
			 80-5-1-.03,
			 80-9-1-.02,
			 80-11-3-.01 amended. Rules
			 80-1-5-.12,
			 80-2-4-.04; Chapters 80-11-6 entitled
			 "Mortgage Servicing," 80-13-1 entitled "Trust Companies" adopted. F. June 29,
			 2017; eff. July 19, 2017.
Note:
Rule
			 80-2-12-.01, correction of
			 typographical error in Rule title on SOS Rules and Regulations website. In
			 accordance with the
Official Compilation Rules and Regulations of the
			 State of Georgia
(as published September 4, 2007),
"Loan
			 Generally, Interpretations and Rulings"
corrected to
"Loans
			 Generally, Interpretations and Rulings."
Effective July 17,
			 2018.
Rules
			 80-1-1-.12,
			 80-1-11-.06,
			 80-2-1-.04,
			 80-2-4-.05 through
			 .07,
			 80-2-12-.04,
			 80-11-1-.06 adopted. Rules
			 80-1-5-.01,
			 80-1-10-.09,
			 80-2-1-.01,
			 80-2-12-.01,
			 80-2-12-.02,
			 80-3-1-.01 through
			 .04,
			 80-3-1-.06,
			 80-3-1-.07,
			 80-9-1-.02,
			 80-10-1-.01,
			 80-11-3-.01,
			 80-13-1-.06 amended. F. June 27,
			 2018; eff. July 17, 2018.
Rules
			 80-2-6-.01,
			 80-2-6-.04,
			 80-2-8-.02 through
			 80-2-8-.04,
			 80-11-6-.02 amended. Rule
			 80-2-6-.02 repealed. F. June 29,
			 2018; eff. July 19, 2018.
Rules
			 80-1-1-.13,
			 80-1-3-.03,
			 80-2-1-.05,
			 80-2-3-.02,
			 80-2-6-.05,
			 80-13-1-.13 adopted. Rules
			 80-1-5-.02,
			 80-1-6-.01,
			 80-1-10-.05,
			 80-1-14-.02,
			 80-1-15-.02,
			 80-2-1-.02,
			 80-2-4-.03,
			 80-2-6-.01 80
							-2-8-.03,
			 80-2-12-.03,
			 80-3-1-.01,
			 80-5-1-.06,
			 80-11-1-.01,
			 80-11-2-.02,
			 80-11-3-.01 amended. F. July 9,
			 2019; eff. July 29, 2019.
Rules
			 80-11-1-.01,
			 80-11-1-.02,
			 80-11-2-.03,
			 80-11-3-.01,
			 80-11-5-.02,
			 80-11-5-.05 amended. Rule
			 80-11-5-.09 adopted. F. Dec. 20,
			 2019; eff. Jan. 9, 2020.
Rules
			 80-5-1-.02,
			 .03 amended. Rule
			 80-5-1-.08 and Chapter 80-14 entitled
			 "Installment Loans" adopted. F. Aug. 19, 2020; eff. Sep. 8, 2020.
Rules
			 80-1-1-.06 through
			 .10,
			 80-1-5-.02,
			 80-1-8-.01,
			 80-1-10-.09,
			 80-1-12-.01,
			 80-1-15-.01 through
			 80-1-15-.05,
			 80-2-4-.05,
			 80-2-12-.01 and
			 .04,
			 80-3-1-.01,
			 .02, and
			 .07,
			 80-5-1-.01,
			 .02,
			 .03 and
			 .06,
			 80-5-2-.01,
			 .02 and
			 .03,
			 80-6-1-.04,
			 80-11-1-.02 and
			 .03,
			 80-11-2-.01 and
			 .02,
			 80-11-3-.01,
			 80-11-4-.03,
			 .05, and
			 .08,
			 80-11-5-.01,
			 80-13-1-.13,
			 80-14-2-.04,
			 80-14-4-.01,
			 80-14-5-.01 amended. Rules
			 80-1-10-.10,
			 80-2-4-.08,
			 .09,
			 80-2-11-.01 through
			 80-2-11-.05,
			 80-2-12-.05,
			 80-11-4-.12 adopted. Rules
			 80-5-1-.07,
			 80-5-2-.04 repealed. Subject 80-2-11
			 title changed to "Extensions of Existing Offices and Facilities; Auxiliary
			 Services." F. Jan. 8, 2021; eff. Jan. 28, 2021.
Note:
Rules
			 80-11-1-.02 and
			 80-11-3-.01, the incorrect version
			 of the Rules was inadvertently filed by the Agency (i.e., January 8, 2021;
			 effective January 28, 2021) and appeared on the Rules and Regulations website
			 February 5, 2021 through July 14, 2021. The correct Rules, as originally
			 promulgated and adopted, were updated on the Rules and Regulations website July
			 15, 2021, with the original filed and effective date, as specified by the
			 Agency. Effective July 15, 2021.
Rules
			 80-1-1-.01,
			 .04,
			 .05,
			 .08,
			 .09,
			 80-1-4-.01,
			 80-1-12-.01,
			 80-3-1-.01,
			 .07,
			 80-5-1-.01,
			 .03,
			 80-5-4-.02,
			 80-14-2-.02 amended. F. July 7,
			 2021; eff. July 27, 2021.
Note:
Rules
			 80-11-1-.02 and
			 80-11-3-.01 (Supersede "Note"
			 effective July 15, 2021.), the incorrect version of the Rules was inadvertently
			 filed January 8, 2021 (effective January 28, 2021) and was posted on the Rules
			 and Regulations website February 5, 2021 through August 4, 2021. The correct
			 Rules, as originally promulgated and adopted, were updated on the Rules and
			 Regulations August 5, 2021; with the original filed and effective date, January
			 8, 2021 and January 28, 2021 respectively, as specified by the Agency.
			 Effective August 5, 2021.
Rules
			 80-1-1-.01,
			 .02,
			 .04,
			 .05 amended; Subject 80-3-1 title
			 changed to "Disclosures, Locations, and Authorized Agents", Rules
			 80-3-1-.01,
			 .02,
			 .03 amended, Rules
			 80-3-1-.04,
			 .06 through
			 .10 repealed and number reserved;
			 Subjects 80-3-2, entitled "Financial Condition, Reporting, and Control", 80-3-3
			 entitled "Books and Records", 80-3-4 entitled "Administrative Fines and
			 Penalties", 80-3-5 entitled "Licensing", 80-3-6 entitled "Compliance with
			 Federal Requirements", and Chapter 80-4 entitled "Check Cashers" adopted; Rule
			 80-5-1-.01 amended; Subject 80-6-1
			 title changed to "Applications and Acquisitions", Rules
			 80-6-1-.01 through
			 .10 amended, Rules
			 80-6-1-.12,
			 .13,
			 .14,
			 .16 repealed and number reserved;
			 Subject 80-6-2 entitled "Operations" adopted; Rule
			 80-9-1-.01 amended. F. Dec. 16, 2021;
			 eff. Jan. 5, 2022.
Rules
			 80-1-1-.01,
			 .06,
			 .08,
			 .10,
			 80-1-2-.09,
			 80-1-4-.01,
			 80-1-5-.03,
			 .10,
			 80-1-10-.10,
			 80-1-11-.01,
			 80-1-12-.01,
			 80-1-15-.01,
			 80-2-4-.03,
			 .08,
			 80-2-7-.04,
			 80-2-8-.01,
			 .02,
			 .03,
			 80-2-9-.01,
			 80-2-12-.02,
			 .03,
			 80-3-2-.02,
			 .04,
			 80-3-3-.01,
			 80-3-4-.01,
			 80-3-5-.02,
			 80-4-1-.01,
			 .05,
			 .07,
			 80-5-1-.02,
			 .06,
			 .08,
			 80-5-3-.02,
			 80-5-4-.02,
			 80-6-1-.01,
			 .02,
			 .03,
			 .04,
			 .06,
			 .09,
			 80-11-1-.03,
			 .04,
			 .05,
			 80-11-2-.02,
			 80-11-3-.01,
			 80-11-4-.03,
			 .05,
			 .08,
			 .11,
			 80-14-1-.04,
			 80-14-2-.02,
			 80-14-3-.01,
			 80-14-4-.04,
			 80-14-5-.01,
			 .03 amended; Rules
			 80-1-3-.04,
			 80-1-15-.06,
			 80-3-1-.04,
			 .05,
			 80-3-2-.05,
			 .06,
			 80-3-5-.03,
			 80-4-1-.08,
			 .09,
			 80-5-1-.07,
			 80-11-1-.07,
			 .08,
			 80-14-1-.05,
			 .06 and Subject 80-2-13 entitled
			 "Applications" adopted; Rules
			 80-2-3-.05,
			 80-7-1-.06 repealed; Title changes:
			 Chapter 80-2 to "Credit Unions", Chapter 80-3 to "Money Transmission", Chapter
			 80-9 to "Suspicious Activities", Subject 80-9-1 to "Currency Transaction
			 Reports and Suspicious Activities", Chapter 80-11 to "Residential Mortgage
			 Brokers, Lenders, and Loan Originators." F. July 7, 2022; eff. July 27,
			 2022.
Rules
			 80-1-1-.01,
			 80-1-2-.01,
			 .05,
			 .06,
			 80-1-4-.01,
			 80-1-11-.05,
			 80-2-1-.01,
			 80-2-3-.01,
			 .04,
			 80-2-4-.01,
			 .02,
			 .03,
			 .08,
			 80-2-7-.01,
			 .02,
			 80-2-9-.01,
			 80-2-12-.02,
			 .04,
			 80-3-1-.01,
			 .02,
			 .03,
			 80-3-2-.01,
			 .02,
			 .03,
			 80-3-3-.01,
			 80-3-4-.01,
			 80-3-5-.01,
			 .02,
			 80-3-6-.02,
			 .03,
			 80-4-1-.01,
			 .05,
			 80-5-1-.02,
			 .08,
			 80-8-1-.01,
			 80-11-1-.04,
			 .05,
			 80-11-2-.01,
			 .03,
			 80-11-3-.01,
			 80-11-5-.04,
			 .09,
			 80-13-1-.01,
			 .10,
			 80-14-1-.02,
			 .03,
			 80-14-3-.01,
			 80-14-4-.05 amended; Rules
			 80-2-7-.03,
			 80-2-1-.06,
			 80-3-2-.07,
			 80-3-5-.04,
			 .05,
			 80-4-1-.10,
			 80-11-1-.09,
			 80-13-1-.14,
			 .15 and Subject 80-14-6 entitled
			 "Installment Loan Servicing" adopted; Rules
			 80-1-2-.02,
			 .03,
			 .04,
			 .08 repealed and number reserved;
			 Subject 80-3-1 title changed to Disclosures, Locations, Authorized Agents, and
			 Customer Information. F. July 7, 2023; eff. July 27, 2023.
Note:
Rule
			 80-13-1-.01, incorrect version of
			 the Rule was inadvertently posted and appeared on the Rules and Regulations
			 website, entitled "
Administrative Fines"
, July 2023 through
			 March 2024. The correct Rule, entitled "
Definitions"
, was
			 updated on the Rules and Regulations website March 2024, and the original filed
			 and effective date (i.e., F. July 7, 2023; eff. July 27, 2023) retained.
			 Effective March 5, 2024.