reglab/statecodes huggingface dataset:
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.250 - Disclosure of Personal Wireless Numbers. › 19.250.010 - Wireless subscriber must opt-in to any directory database—Disclosure requirement.

RCW 19.250.010
Wireless subscriber must opt-in to any directory database—Disclosure requirement.
(1) A radio communications service company or any direct or indirect affiliate or agent of a radio communications service company shall not include the wireless phone number of any subscriber for inclusion in any directory of any form, nor shall it sell the contents of any directory database, without first obtaining the express, opt-in consent of that subscriber. The subscriber's consent must be obtained either in writing or electronically, and a receipt must be provided to the subscriber. The consent shall be a separate document or located on a separate screen or web page that has the sole purpose of authorizing a radio communications service company to include the subscriber's wireless phone number in a publicly available directory assistance database.
(2) In obtaining the subscriber's consent, the radio communications service company or direct or indirect affiliate or agent of a radio communications service company shall unambiguously disclose that, by consenting, the subscriber agrees to the following:
(a) That the subscriber's wireless phone number may be sold or licensed as part of a list of subscribers and that the wireless phone number may be included in a publicly available directory assistance database;
(b) That the subscriber may incur additional charges for receiving unsolicited calls or text messages; and
(c) That the subscriber's express, opt-in consent will be construed as consent for the subsequent publication of the wireless phone number to and by third parties in other directories or databases.
[ 2008 c 271 § 3; 2005 c 322 § 1.]
NOTES:
Findings—2008 c 271: See note following RCW 19.250.005.
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.250 - Disclosure of Personal Wireless Numbers. › 19.250.020 - Reasonable investigation required—Consent.

RCW 19.250.020
Reasonable investigation required—Consent.
(1) A directory provider shall not include any phone number that belongs to a Washington state resident in any directory of any form, or sell the contents of any directory database, without first undertaking a reasonable ongoing investigation as to whether the phone number is a wireless phone number. An investigation under this section is presumed reasonable if the directory provider compares the phone number at least every thirty days against: (a) A commercially available list of central office code assignment records offered through the North American numbering plan administration or other similar service; or (b) a commercially available list of intermodal ports of telephone numbers between wireline-to-wireless ports and wireless-to-wireline ports. A directory provider also has a duty to continually use up-to-date, commercially available technology when conducting its investigation of a phone number. If an investigation reveals that the phone number is a wireless phone number, the directory provider shall not include the number in any directory of any form, or sell the contents of any directory database without first obtaining the subscriber's express, opt-in consent. The subscriber's consent must be obtained either in writing or electronically, and a receipt must be provided to the subscriber. The consent must be a separate document or located on a separate screen or web page that has the sole purpose of authorizing a directory provider to include the subscriber's wireless phone number in a publicly available directory assistance database.
(2) In obtaining the subscriber's consent, the directory provider shall unambiguously disclose that, by consenting, the subscriber agrees to the following:
(a) That the subscriber's wireless phone number may be sold or licensed as part of a list of subscribers and that the wireless phone number may be included in a publicly available directory assistance database;
(b) That the subscriber may incur additional charges for receiving unsolicited calls or text messages; and
(c) That the subscriber's express, opt-in consent will be construed as consent for the subsequent publication of the wireless phone number to and by third parties in other directories or databases.
(3) This section does not preclude a directory provider from providing a reverse phone number search service. However, a subscriber whose wireless phone number is contained in a reverse phone number search service may utilize the opt-out provisions set forth in *RCW 19.250.030.
[ 2008 c 271 § 4.]
NOTES:
*Reviser's note: RCW 19.250.030 was amended by 2009 c 401 § 2, removing the language "opt out."
Findings—2008 c 271: See note following RCW 19.250.005.
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.250 - Disclosure of Personal Wireless Numbers. › 19.250.030 - Removal from directory—Reverse phone number search services.

RCW 19.250.030
Removal from directory—Reverse phone number search services.
(1) A subscriber may request that a directory provider or a radio communications service company remove their wireless phone number from a directory of any form at any time. A radio communications service company or a directory provider shall, at no cost to the subscriber, comply with the subscriber's request to remove their wireless phone number from a directory of any form within a reasonable period of time, not to exceed sixty days for printed directories and not to exceed thirty days for online or other directories.
(2) At the subscriber's request, a provider of a reverse phone number search service must allow a subscriber to perform a reverse phone number search free of charge to determine whether the subscriber's wireless phone number is listed in the reverse phone number search service. If the subscriber finds that his or her wireless phone number is contained in the reverse phone number search service, the subscriber may request that his or her wireless phone number be removed from the reverse phone number search service at any time. The provider of the reverse phone number search service must, at no cost to the subscriber, comply with the subscriber's request within a reasonable period of time, not to exceed thirty days.
[ 2009 c 401 § 2; 2008 c 271 § 5.]
NOTES:
Findings—2008 c 271: See note following RCW 19.250.005.
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.250 - Disclosure of Personal Wireless Numbers. › 19.250.040 - Violation—Application of chapter 19.86 RCW.

RCW 19.250.040
Violation—Application of chapter 19.86 RCW.
The legislature finds that allowing a subscriber to opt out of a reverse phone number search service vitally affects the public interest for the purpose of applying chapter 19.86 RCW. A violation of RCW 19.250.030 by a provider of a reverse phone number search service is not reasonable in relation to the development and preservation of business and is an unfair or deceptive act in trade or commerce and an unfair method of competition for the purpose of applying chapter 19.86 RCW.
[ 2008 c 271 § 6.]
NOTES:
Findings—2008 c 271: See note following RCW 19.250.005.
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.250 - Disclosure of Personal Wireless Numbers. › 19.250.050 - Violations—Penalties—Attorney general may enforce—Limitation of liability.

RCW 19.250.050
Violations—Penalties—Attorney general may enforce—Limitation of liability.
(1) Every knowing violation of RCW 19.250.010 is punishable by a fine of not less than two thousand dollars and no more than fifty thousand dollars for each violation.
(2) Including a wireless phone number in a directory without a subscriber's express, opt-in consent pursuant to RCW 19.250.020 is a violation of this chapter and is punishable by a fine of up to fifty thousand dollars unless the directory provider first conducted a reasonable investigation as required in RCW 19.250.020 and was unable to determine if the published number was a wireless phone number.
(3) Failure to remove a wireless phone number from a directory of any form within a reasonable period of time as required in RCW 19.250.030 is a violation of this chapter and is punishable by a fine of up to fifty thousand dollars.
(4) The attorney general may bring actions to enforce compliance with this section. For the first violation by any company, organization, or person under this chapter, the attorney general may notify the company, organization, or person with a letter of warning that this chapter has been violated.
(5) A telecommunications company or directory provider, or any official or employee of a telecommunications company or directory provider, is not subject to criminal or civil liability for the release of customer information as authorized by this chapter.
[ 2009 c 401 § 4; 2008 c 271 § 7.]
NOTES:
Findings—2008 c 271: See note following RCW 19.250.005.
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.255 - Personal Information—Notice of Security Breaches. › 19.255.005 - Definitions.

RCW 19.255.005
Definitions.
The definitions in this section apply throughout this chapter unless the context clearly requires otherwise.
(1) "Breach of the security of the system" means unauthorized acquisition of data that compromises the security, confidentiality, or integrity of personal information maintained by the person or business. Good faith acquisition of personal information by an employee or agent of the person or business for the purposes of the person or business is not a breach of the security of the system when the personal information is not used or subject to further unauthorized disclosure.
(2)(a) "Personal information" means:
(i) An individual's first name or first initial and last name in combination with any one or more of the following data elements:
(A) Social security number;
(B) Driver's license number or Washington identification card number;
(C) Account number or credit or debit card number, in combination with any required security code, access code, or password that would permit access to an individual's financial account, or any other numbers or information that can be used to access a person's financial account;
(D) Full date of birth;
(E) Private key that is unique to an individual and that is used to authenticate or sign an electronic record;
(F) Student, military, or passport identification number;
(G) Health insurance policy number or health insurance identification number;
(H) Any information about a consumer's medical history or mental or physical condition or about a health care professional's medical diagnosis or treatment of the consumer; or
(I) Biometric data generated by automatic measurements of an individual's biological characteristics such as a fingerprint, voiceprint, eye retinas, irises, or other unique biological patterns or characteristics that is used to identify a specific individual;
(ii) User name or email address in combination with a password or security questions and answers that would permit access to an online account; and
(iii) Any of the data elements or any combination of the data elements described in (a)(i) of this subsection without the consumer's first name or first initial and last name if:
(A) Encryption, redaction, or other methods have not rendered the data element or combination of data elements unusable; and
(B) The data element or combination of data elements would enable a person to commit identity theft against a consumer.
(b) Personal information does not include publicly available information that is lawfully made available to the general public from federal, state, or local government records.
(3) "Secured" means encrypted in a manner that meets or exceeds the national institute of standards and technology standard or is otherwise modified so that the personal information is rendered unreadable, unusable, or undecipherable by an unauthorized person.
[ 2019 c 241 § 1.]
NOTES:
Effective date—2019 c 241: See note following RCW 19.255.010.
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.255 - Personal Information—Notice of Security Breaches. › 19.255.030 - Federal law—Covered entities—Financial institutions.

RCW 19.255.030
Federal law—Covered entities—Financial institutions.
(1) A covered entity under the federal health insurance portability and accountability act of 1996, 42 U.S.C. Sec. 1320d et seq., is deemed to have complied with the requirements of this chapter with respect to protected health information if it has complied with section 13402 of the federal health information technology for economic and clinical health act, P.L. 111-5 as it existed on July 24, 2015. Covered entities shall notify the attorney general pursuant to RCW 19.255.010(7) in compliance with the timeliness of notification requirements of section 13402 of the federal health information technology for economic and clinical health act, P.L. 111-5 as it existed on July 24, 2015, notwithstanding the timeline in RCW 19.255.010(7).
(2) A financial institution under the authority of the office of the comptroller of the currency, the federal deposit insurance corporation, the national credit union administration, or the federal reserve system is deemed to have complied with the requirements of this chapter with respect to "sensitive customer information" as defined in the interagency guidelines establishing information security standards, 12 C.F.R. Part 30, Appendix B, 12 C.F.R. Part 208, Appendix D-2, 12 C.F.R. Part 225, Appendix F, and 12 C.F.R. Part 364, Appendix B, and 12 C.F.R. Part 748, Appendices A and B, as they existed on July 24, 2015, if the financial institution provides notice to affected consumers pursuant to the interagency guidelines and the notice complies with the customer notice provisions of the interagency guidelines establishing information security standards and the interagency guidance on response programs for unauthorized access to customer information and customer notice under 12 C.F.R. Part 364 as it existed on July 24, 2015. The entity shall notify the attorney general pursuant to RCW 19.255.010 in addition to providing notice to its primary federal regulator.
[ 2019 c 241 § 3.]
NOTES:
Effective date—2019 c 241: See note following RCW 19.255.010.
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.255 - Personal Information—Notice of Security Breaches. › 19.255.040 - Consumer protection.

RCW 19.255.040
Consumer protection.
(1) Any waiver of the provisions of this chapter is contrary to public policy, and is void and unenforceable.
(2) The attorney general may bring an action in the name of the state, or as parens patriae on behalf of persons residing in the state, to enforce this chapter. For actions brought by the attorney general to enforce this chapter, the legislature finds that the practices covered by this chapter are matters vitally affecting the public interest for the purpose of applying the consumer protection act, chapter 19.86 RCW. For actions brought by the attorney general to enforce this chapter, a violation of this chapter is not reasonable in relation to the development and preservation of business and is an unfair or deceptive act in trade or commerce and an unfair method of competition for purposes of applying the consumer protection act, chapter 19.86 RCW. An action to enforce this chapter may not be brought under RCW 19.86.090.
(3)(a) Any consumer injured by a violation of this chapter may institute a civil action to recover damages.
(b) Any person or business that violates, proposes to violate, or has violated this chapter may be enjoined.
(c) The rights and remedies available under this chapter are cumulative to each other and to any other rights and remedies available under law.
[ 2019 c 241 § 4.]
NOTES:
Effective date—2019 c 241: See note following RCW 19.255.010.
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.260 - Energy Efficiency. › 19.260.010 - Findings.

RCW 19.260.010
Findings.
The legislature finds that appliance standards and design requirements:
(1) For certain products sold or installed in the state assure consumers and businesses that such products meet minimum efficiency performance levels thus saving money on utility bills.
(2) Save energy and reduce pollution and other environmental impacts associated with the production, distribution, and use of electricity and natural gas.
(3) Contribute to the economy of Washington by helping to better balance energy supply and demand, thus reducing pressure for higher natural gas and electricity prices. By saving consumers and businesses money on energy bills, efficiency standards help the state and local economy, since energy bill savings can be spent on local goods and services.
(4) Can make electricity systems more reliable by reducing the strain on the electricity grid during peak demand periods. Furthermore, improved energy efficiency can reduce or delay the need for new power plants, power transmission lines, and power distribution system upgrades.
(5) Help ensure renters have the same access to energy efficient appliances as homeowners.
[ 2019 c 286 § 1; 2005 c 298 § 1.]
NOTES:
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.260 - Energy Efficiency. › 19.260.030 - Application of chapter.

RCW 19.260.030
Application of chapter.
(1) This chapter applies to the following types of new products sold, offered for sale, or installed in the state:
(a) Hot water dispensers and mini-tank electric water heaters;
(b) Bottle-type water dispensers and point-of-use water dispensers;
(c) Portable electric spas;
(d) Tub spout diverters;
(e) Commercial hot food holding cabinets;
(f) Air compressors;
(g) Commercial fryers, commercial dishwashers, and commercial steam cookers;
(h) Computers and computer monitors;
(i) Faucets;
(j) High CRI fluorescent lamps;
(k) Portable air conditioners;
(l) Residential ventilating fans;
(m) Showerheads;
(n) Spray sprinkler bodies;
(o) Urinals and water closets;
(p) Water coolers;
(q) General service lamps;
(r) Electric storage water heaters;
(s) Air purifiers other than industrial air purifiers;
(t) Commercial ovens; and
(u) Electric vehicle supply equipment.
(2) This chapter applies equally to products whether they are sold, offered for sale, or installed as stand-alone products or as components of other products.
(3) This chapter does not apply to:
(a) New products manufactured in the state and sold outside the state;
(b) New products manufactured outside the state and sold at wholesale inside the state for final retail sale and installation outside the state;
(c) Products installed in mobile manufactured homes at the time of construction; or
(d) Products designed expressly for installation and use in recreational vehicles.
[ 2022 c 19 § 3; 2019 c 286 § 3; 2009 c 501 § 2; 2006 c 194 § 2; 2005 c 298 § 3.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.260 - Energy Efficiency. › 19.260.060 - Department—Authority to adopt rules that reference federal standards—Recommended updates to standards.

RCW 19.260.060
Department—Authority to adopt rules that reference federal standards—Recommended updates to standards.
(1) The department may adopt rules that incorporate by reference federal efficiency standards for federally covered products only as the standards existed on January 1, 2018. The department, in consultation with the office of the attorney general, must regularly submit a report to the appropriate committees of the legislature on federal standards that preempt the state standards set forth in RCW 19.260.040. Any report on federal preemption must be transmitted at least thirty days before the start of any regular legislative session.
(2) The department may recommend updates to the energy efficiency standards and test methods for products listed in RCW 19.260.030. The department may also recommend establishing state standards for additional nonfederally covered products. In making its recommendations, the department shall use the following criteria: (a) Multiple manufacturers produce products that meet the proposed standard at the time of recommendation; (b) products meeting the proposed standard are available at the time of recommendation; (c) the products are cost-effective to consumers on a life-cycle cost basis using average Washington resource rates; (d) the utility of the energy efficient product meets or exceeds the utility of the comparable product available for purchase; and (e) the standard exists in at least two other states in the United States. For recommendations concerning commercial clothes washers, the department must also consider the fiscal effects on the low-income, elderly, and student populations. Any recommendations shall be transmitted to the appropriate committees of the legislature sixty days before the start of any regular legislative session.
[ 2019 c 286 § 7; 2005 c 298 § 6.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.260 - Energy Efficiency. › 19.260.070 - Manufacturers must test products—Certification—Rules—Identification of products—Complaints—Penalty.

RCW 19.260.070
Manufacturers must test products—Certification—Rules—Identification of products—Complaints—Penalty.
(1) The manufacturers of products covered by this chapter must test samples of their products in accordance with the test procedures under this chapter or those specified in the state building code.
(2) Manufacturers of new products covered by RCW 19.260.030 shall certify to the department that the products are in compliance with this chapter. This certification must be based on test results unless this chapter does not specify a test method. The department shall establish rules governing the certification of these products and may rely on the certification programs of other states and federal agencies with similar standards.
(3) Manufacturers of new products covered by RCW 19.260.030 shall identify each product offered for sale or installation in the state as in compliance with this chapter by means of a mark, label, or tag on the product and packaging at the time of sale or installation. The department shall establish rules governing the identification of these products and packaging, which shall be coordinated to the greatest practical extent with the labeling programs of other states and federal agencies with equivalent efficiency standards. Manufacturers of general service lamps that meet the efficiency standards under RCW 19.260.040 are not required to label each individual lamp offered for sale or installation in the state.
(4) The department may test products covered by RCW 19.260.030 and may rely on the results of product testing performed by or on behalf of other governmental jurisdictions with comparable standards. If products so tested are found not to be in compliance with the minimum efficiency standards established under RCW 19.260.040, the department shall: (a) Charge the manufacturer of the product for the cost of product purchase and testing; and (b) make information available to the public on products found not to be in compliance with the standards.
(5) The department shall obtain the test methods specified in RCW 19.260.040, which shall be available for public use at the department's energy policy offices.
(6) The department may investigate complaints received concerning violations of this chapter. Any manufacturer or distributor who violates this chapter shall be issued a warning by the director of the department for any first violation. Repeat violations are subject to a civil penalty of not more than two hundred fifty dollars a day. Penalties assessed under this subsection are in addition to costs assessed under subsection (4) of this section.
(7) The department may adopt rules as necessary to ensure the proper implementation and enforcement of this chapter.
(8) The proceedings relating to this chapter are governed by the administrative procedure act, chapter 34.05 RCW.
[ 2019 c 286 § 8; 2005 c 298 § 7.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.260 - Energy Efficiency. › 19.260.080 - Electric storage water heaters.

RCW 19.260.080
Electric storage water heaters.
(1) An electric storage water heater, if manufactured on or after January 1, 2021, may not be installed, sold, or offered for sale, lease, or rent in the state unless it complies with the following design requirement:
(a) The product must have a modular demand response communications port compliant with: (i) The March 2018 version of the ANSI/CTA–2045-A communication interface standard, or equivalent and (ii) the March 2018 version of the ANSI/CTA-2045-A application layer requirements.
(b) The interface standard and application layer requirements required in this subsection are the versions established in March 2018, unless the department adopts by rule a later version.
(2) The department may by rule establish a later effective date or suspend enforcement of the requirements of subsection (1) of this section if the department determines that such a delay or suspension is in the public interest.
(3) Private customer information, and proprietary customer information, collected, stored, conveyed, transmitted, or retrieved by an electric storage water heater equipped with a modular demand response communications port required under this section or rules adopted under this chapter is subject to the provisions of RCW 19.29A.100 and 19.29A.110.
(4) An electric utility supplying electricity to a building in which an electric storage water heater that meets the design requirements established in this section has been installed may not, without first having obtained in writing the customer's affirmative consent to participating in a program that allows such alteration, alter, or require the utility customer to alter, the usage of electricity or water relating to the electric storage water heater on the basis of information collected by the electric storage water heater or any associated device.
[ 2019 c 286 § 5.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.265 - Tax Refund Anticipation Loans. › 19.265.010 - Definitions.

RCW 19.265.010
Definitions.
The definitions in this section apply throughout this chapter unless the context clearly requires otherwise.
(1) "Borrower" means a taxpayer who receives the proceeds of a refund anticipation loan.
(2) "Department" means the department of financial institutions.
(3) "Director" means the director of the department of financial institutions.
(4) "Facilitator" means a person who receives or accepts for delivery an application for a refund anticipation loan, delivers a check in payment of refund anticipation loan proceeds, or in any other manner acts to allow the making of a refund anticipation loan. "Facilitator" does not include a bank, thrift, savings association, industrial bank, or credit union, operating under the laws of the United States or this state, an affiliate that is a servicer for such an entity, or any person who acts solely as an intermediary and does not deal with a taxpayer in the making of the refund anticipation loan.
(5) "Lender" means a person who extends credit to a borrower in the form of a refund anticipation loan.
(6) "Person" means an individual, a firm, a partnership, an association, a corporation, or other entity.
(7) "Refund anticipation loan" means a loan borrowed by a taxpayer from a lender based on the taxpayer's anticipated federal income tax refund.
(8) "Refund anticipation loan fee" means the charges, fees, or other consideration imposed by the lender for a refund anticipation loan. This term does not include any charge, fee, or other consideration usually imposed by the facilitator in the ordinary course of business for nonloan services, such as fees for tax return preparation and fees for electronic filing of tax returns.
(9) "Refund anticipation loan fee schedule" means a listing or table of refund anticipation loan fees charged by the facilitator or the lender for three or more representative refund anticipation loan amounts. The schedule shall list separately each fee or charge imposed, as well as a total of all fees imposed, related to the making of refund anticipation loans. The schedule shall also include, for each representative loan amount, the estimated annual percentage rate calculated under the guidelines established by the federal truth in lending act, 15 U.S.C. Sec. 1601 et seq.
(10) "Taxpayer" means an individual who files a federal income tax return.
[ 2005 c 471 § 2.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.265 - Tax Refund Anticipation Loans. › 19.265.020 - Registration of facilitators.

RCW 19.265.020
Registration of facilitators.
(1) No person may individually, or in conjunction or cooperation with another person act as a facilitator unless that person is:
(a) A tax preparer or works for a person that engages in the business of tax preparation;
(b) Accepted by the internal revenue service as an authorized IRS e-file provider; and
(c) Registered with the department as a facilitator. The director may prescribe the registration form.
(2) A person is registered as a facilitator by providing the department, on or before December 31st of each year with:
(a) A list of authorized IRS e-file providers in the state of Washington for the current tax filing year; and
(b) A thirty-five dollar processing fee for each authorized e-file provider on the list.
(3) After the December 31st deadline, a facilitator may amend the registration required in subsection (2) of this section to reflect additions or deletions of office locations or e-file providers authorized by the internal revenue service.
(4) The department shall make available to the public a list of all facilitators registered under this section.
(5) This section does not apply to a person doing business as a bank, thrift, savings association, industrial bank, or credit union, operating under the laws of the United States or this state, an affiliate that is a servicer for such an entity, or any person who acts solely as an intermediary and does not deal with a taxpayer in the making of the refund anticipation loan.
(6) This chapter shall preempt and be exclusive of all local acts, statutes, ordinances, and regulations relating to refund anticipation loans. This subsection shall be given retroactive and prospective effect.
[ 2005 c 471 § 3.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.265 - Tax Refund Anticipation Loans. › 19.265.030 - Required disclosure.

RCW 19.265.030
Required disclosure.
(1) For all refund anticipation loans, a facilitator must provide clear disclosure to the borrower prior to the borrower's completion of the application. The disclosure must contain the following:
(a) The refund anticipation loan fee schedule; and
(b) A written statement, in a minimum of ten-point type, containing the following elements:
(i) That a refund anticipation loan is a loan, and is not the borrower's actual income tax refund;
(ii) That the taxpayer can file an income tax return electronically without applying for a refund anticipation loan;
(iii) The average times according to the internal revenue service within which a taxpayer who does not obtain a refund anticipation loan can expect to receive a refund if the taxpayer's return is (A) filed electronically and the refund is directly deposited to the taxpayer's bank account or mailed to the taxpayer, and (B) mailed to the internal revenue service and the refund is directly deposited to the taxpayer's bank account or mailed to the taxpayer;
(iv) That the internal revenue service does not guarantee that it will pay the full amount of the anticipated refund and it does not guarantee a specific date that a refund will be deposited into a taxpayer's financial institution account or mailed to a taxpayer;
(v) That the borrower is responsible for repayment of the loan and related fees in the event that the tax refund is not paid or paid in full;
(vi) The estimated time within which the loan proceeds will be paid to the borrower if the loan is approved;
(vii) The fee that will be charged, if any, if the borrower's loan is not approved; and
(viii) The borrower's right to rescind the refund anticipation loan transaction as provided in RCW 19.265.040.
(2) The following additional information must be provided to the borrower of a refund anticipation loan before consummation of the loan transaction:
(a) The estimated total fees for obtaining the refund anticipation loan; and
(b) The estimated annual percentage rate for the borrower's refund anticipation loan, using the guidelines established under the federal truth in lending act (15 U.S.C. Sec. 1601 et seq.).
[ 2005 c 471 § 4.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.265 - Tax Refund Anticipation Loans. › 19.265.040 - Borrower may rescind loan—Manner.

RCW 19.265.040
Borrower may rescind loan—Manner.
A borrower may rescind a loan, on or before the close of business on the next day of business, by either returning the original check issued for the loan or providing the amount of the loan in cash to the lender or the facilitator. The facilitator may not charge the borrower a fee for rescinding the loan or a refund anticipation loan fee if the loan is rescinded but may charge the borrower the administrative cost of establishing a bank account to electronically receive the refund.
[ 2005 c 471 § 5.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.265 - Tax Refund Anticipation Loans. › 19.265.050 - Facilitators—Unlawful activities.

RCW 19.265.050
Facilitators—Unlawful activities.
It is unlawful for a facilitator of a refund anticipation loan to engage in any of the following activities:
(1) Misrepresent a material factor or condition of a refund anticipation loan;
(2) Fail to process the application for a refund anticipation loan promptly after the consumer applies for the loan;
(3) Engage in any dishonest, fraudulent, unfair, unconscionable, or unethical practice or conduct in connection with a refund anticipation loan;
(4) Arrange for a creditor to take a security interest in any property of the consumer other than the proceeds of the consumer's tax refund and the account into which that tax refund is deposited to secure payment of the loan; and
(5) Offer a refund anticipation loan that, including any refund anticipation loan fee or any other fee related to the loan or tax preparation, exceeds the amount of the anticipated tax refund.
[ 2005 c 471 § 6.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.265 - Tax Refund Anticipation Loans. › 19.265.060 - Violation of chapter—Penalty.

RCW 19.265.060
Violation of chapter—Penalty.
Any person who knowingly and willfully violates this chapter is guilty of a misdemeanor and shall be fined up to five hundred dollars for each offense.
[ 2005 c 471 § 7.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.265 - Tax Refund Anticipation Loans. › 19.265.070 - Finding—Application of chapter 19.86 RCW.

RCW 19.265.070
Finding—Application of chapter 19.86 RCW.
The legislature finds that the practices covered by this chapter are matters vitally affecting the public interest for the purpose of applying the consumer protection act, chapter 19.86 RCW. A violation of this chapter is not reasonable in relation to the development and preservation of business and is an unfair or deceptive act in trade or commerce and an unfair method of competition for the purpose of applying the consumer protection act, chapter 19.86 RCW.
[ 2005 c 471 § 8.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.270 - Computer Spyware. › 19.270.040 - Unlawful activities—Installation or execution of software component—Deceptive misrepresentation.

RCW 19.270.040
Unlawful activities—Installation or execution of software component—Deceptive misrepresentation.
It is unlawful for a person who is not an owner or operator to do any of the following with regard to the owner or operator's computer:
(1) Induce an owner or operator to install a computer software component onto the computer by deceptively misrepresenting the extent to which installing the software is necessary for maintenance, update, or repair of the computer or computer software, for security or privacy reasons, for the proper operation of the computer, in order to open, view, or play a particular type of content; or
(2) Induce an owner or operator to install a computer software component onto the computer by displaying a pop-up, web page, or other message that deceptively misrepresents the source of the message; or
(3) Deceptively cause the execution on the computer of a computer software component that causes the owner or operator to use the component in a manner that violates any other provision of this section.
[ 2008 c 66 § 3; 2005 c 500 § 4.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.270 - Computer Spyware. › 19.270.050 - Application and construction of RCW 19.270.020 (5) through (11) or 19.270.040.

RCW 19.270.050
Application and construction of RCW 19.270.020 (5) through (11) or 19.270.040.
(1) Neither RCW 19.270.020 (5) through (11) nor 19.270.040 apply to any monitoring of, or interaction with, a subscriber's internet or other network connection or service, or a computer, by a telecommunications carrier, cable operator, computer hardware or software provider, or provider of information service or interactive computer service for network or computer security purposes, diagnostics, technical support, maintenance, repair, authorized updates of software or system firmware, authorized remote system management, or detection or prevention of the unauthorized use of or fraudulent or other illegal activities in connection with a network, service, or computer software, including scanning for and removing software under this chapter.
(2) This section shall not be construed to provide a defense to liability under the common law or any other state or federal law, nor shall it be construed as an affirmative grant of authority to engage in any of the activities listed in this section.
[ 2008 c 66 § 4; 2005 c 500 § 5.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.270 - Computer Spyware. › 19.270.060 - Who may bring an action—Damages—Attorneys' fees—Limit of damages.

RCW 19.270.060
Who may bring an action—Damages—Attorneys' fees—Limit of damages.
(1) In addition to any other remedies provided by this chapter or any other provision of law, the attorney general, or a provider of computer software or owner of a website or trademark who is adversely affected by reason of a violation of this chapter, and whose action arises directly out of such person's status as a provider or owner, may bring an action against a person who violates this chapter to enjoin further violations and to recover either actual damages or one hundred thousand dollars per violation, whichever is greater.
(2) In an action under subsection (1) of this section, a court may increase the damages up to three times the damages allowed under subsection (1) of this section if the defendant has engaged in a pattern and practice of violating this chapter. The court may also award costs and reasonable attorneys' fees to the prevailing party.
(3) The amount of damages determined under subsection (1) or (2) of this section may not exceed two million dollars.
[ 2008 c 66 § 5; 2005 c 500 § 6.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.270 - Computer Spyware. › 19.270.070 - Intent—Chapter preempts local laws.

RCW 19.270.070
Intent—Chapter preempts local laws.
It is the intent of the legislature that this chapter is a matter of statewide concern. This chapter supersedes and preempts all rules, regulations, codes, ordinances, and other laws adopted by a city, county, city and county, municipality, or local agency regarding spyware and notices to consumers from computer software providers regarding information collection.
[ 2005 c 500 § 7.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.270 - Computer Spyware. › 19.270.080 - Chapter 19.86 RCW not affected.

RCW 19.270.080
Chapter 19.86 RCW not affected.
Chapter 500, Laws of 2005 does not add to, contract, alter, or amend any cause of action allowed under chapter 19.86 RCW and does not affect in any way the application of chapter 19.86 RCW to any future case or fact pattern.
[ 2005 c 500 § 8.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.275 - Antipyramid Promotional Scheme Act. › 19.275.010 - Findings.

RCW 19.275.010
Findings.
The legislature finds that pyramid schemes, chain letters, and related illegal schemes are enterprises:
(1) That finance returns to participants through sums taken from newly attracted participants;
(2) In which new participants are promised large returns for their investment or contribution; and
(3) That involve unfair and deceptive sales tactics, including: Misrepresentations of sustainability, profitability and legality of the scheme, and false statements that the scheme is legal or approved by governmental agencies.
[ 2006 c 65 § 1.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.275 - Antipyramid Promotional Scheme Act. › 19.275.020 - Definitions.

RCW 19.275.020
Definitions.
The definitions in this section apply throughout this chapter unless the context clearly requires otherwise.
(1) "Compensation" means payment, regardless of how it is characterized, of money, financial benefit, or thing of value. "Compensation" does not include payment based on the sale of goods or services to anyone who is purchasing the goods or services for actual use or consumption.
(2) "Consideration" means the payment, regardless of how it is characterized, of cash or the purchase of goods, services, or intangible property. "Consideration" does not include:
(a) The purchase of goods or services furnished at cost to be used in making sales and not for resale;
(b) The purchase of goods or services subject to a bona fide repurchase agreement as defined in subsection (5) of this section; or
(c) Time and effort spent in pursuit of sales or recruiting activities.
(3) "Person" means natural persons, corporations, trusts, partnerships, incorporated or unincorporated associations, or any other legal entity.
(4) "Pyramid schemes" means any plan or operation in which a person gives consideration for the right or opportunity to receive compensation that is derived primarily from the recruitment of other persons as participants in the plan or operation, rather than from the bona fide sale of goods, services, or intangible property to a person or by persons to others.
(5)(a) "Repurchase agreement" means an enforceable agreement by the seller to repurchase, at the buyer's written request, all currently marketable inventory within one year from its date of purchase; and the refund must not be less than ninety percent of the original net cost, less any consideration received by the buyer when he or she bought the products being returned.
(b) Products shall not be considered currently marketable if returned for repurchase after the products' commercially reasonable usable or shelf life has passed, or if it has been clearly disclosed to the buyer that the products are seasonal, discontinued, or special promotion products that are not subject to the repurchase obligation.
[ 2006 c 65 § 2.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.275 - Antipyramid Promotional Scheme Act. › 19.275.030 - Pyramid scheme—Prohibition.

RCW 19.275.030
Pyramid scheme—Prohibition.
(1) No person may establish, promote, operate, or participate in any pyramid scheme.
(2) A limitation as to the number of persons who may participate, or the presence of additional conditions affecting eligibility for the opportunity to receive compensation under the scheme, does not change the identity of the scheme as a pyramid scheme.
(3) It is not a defense under chapter 65, Laws of 2006 that a person, on giving consideration, obtains goods, services, or intangible property in addition to the right to receive compensation, nor is it a defense to designate the consideration a gift, donation offering, or other word of similar meaning.
[ 2006 c 65 § 3.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.275 - Antipyramid Promotional Scheme Act. › 19.275.040 - Application of the consumer protection act.

RCW 19.275.040
Application of the consumer protection act.
The legislature finds that the practices covered by this chapter are matters vitally affecting the public interest for the purpose of applying the consumer protection act, chapter 19.86 RCW. A violation of this chapter is not reasonable in relation to the development and preservation of business and is an unfair or deceptive act in trade or commerce and an unfair method of competition for the purpose of applying the consumer protection act, chapter 19.86 RCW.
[ 2006 c 65 § 4.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.275 - Antipyramid Promotional Scheme Act. › 19.275.900 - Short title—2006 c 65.

RCW 19.275.900
Short title—2006 c 65.
This act may be cited as the "antipyramid promotional scheme act."
[ 2006 c 65 § 5.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.280 - Electric Utility Resource Plans. › 19.280.010 - Intent—Finding.

RCW 19.280.010
Intent—Finding.
It is the intent of the legislature to encourage the development of new safe, clean, and reliable energy resources to meet demand in Washington for affordable and reliable electricity. To achieve this end, the legislature finds it essential that electric utilities in Washington develop comprehensive resource plans that explain the mix of generation and demand-side resources they plan to use to meet their customers' electricity needs in both the short term and the long term. The legislature intends that information obtained from integrated resource planning under this chapter will be used to assist in identifying and developing: (1) New energy generation; (2) conservation and efficiency resources; (3) methods, commercially available technologies, and facilities for integrating renewable resources, including addressing any overgeneration event; and (4) related infrastructure to meet the state's electricity needs.
[ 2013 c 149 § 1; 2006 c 195 § 1.]
2023 Revised Code of Washington › Title 19 - Business Regulations—Miscellaneous › Chapter 19.280 - Electric Utility Resource Plans. › 19.280.040 - Investor-owned utilities submit integrated resource plans to the commission—Rules.

RCW 19.280.040
Investor-owned utilities submit integrated resource plans to the commission—Rules.
(1) Investor-owned utilities shall submit integrated resource plans to the commission. The commission shall establish by rule the requirements for preparation and submission of integrated resource plans.
(2) The commission may adopt additional rules as necessary to clarify the requirements of RCW 19.280.030 as they apply to investor-owned utilities.
[ 2006 c 195 § 4.]