reglab/statecodes huggingface dataset:
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter B. Casualty Insurance and Fidelity, Guaranty and Surety Bonds › Article 5.13-2. Rates and Forms for Certain Property and Casualty Insurance › Section 15.

Sec. 15.  Repealed by Acts 2005, 79th Leg., Ch. 727, Sec. 18, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter B. Casualty Insurance and Fidelity, Guaranty and Surety Bonds › Article 5.15-1. Professional Liability Insurance for Physicians and Health Care Providers › Section 1.

Sec. 1.  Repealed by Acts 2005, 79th Leg., Ch. 727, Sec. 18, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter B. Casualty Insurance and Fidelity, Guaranty and Surety Bonds › Article 5.15-1. Professional Liability Insurance for Physicians and Health Care Providers › Section 2.

Sec. 2.  Repealed by Acts 2005, 79th Leg., Ch. 727, Sec. 18, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter B. Casualty Insurance and Fidelity, Guaranty and Surety Bonds › Article 5.15-1. Professional Liability Insurance for Physicians and Health Care Providers › Section 4.

Sec. 4.  Repealed by Acts 2005, 79th Leg., Ch. 727, Sec. 18, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter B. Casualty Insurance and Fidelity, Guaranty and Surety Bonds › Article 5.15-1. Professional Liability Insurance for Physicians and Health Care Providers › Section 4A.

Sec. 4A. Repealed by Acts 1993, 73rd Leg., ch. 685, Sec. 6.12, eff. Sept. 1, 1993.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter B. Casualty Insurance and Fidelity, Guaranty and Surety Bonds › Article 5.15-1. Professional Liability Insurance for Physicians and Health Care Providers › Section 4B.

Sec. 4B.  Repealed by Acts 2005, 79th Leg., Ch. 727, Sec. 18, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter B. Casualty Insurance and Fidelity, Guaranty and Surety Bonds › Article 5.15-1. Professional Liability Insurance for Physicians and Health Care Providers › Section 5.

Sec. 5.  Repealed by Acts 2005, 79th Leg., Ch. 727, Sec. 18, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter B. Casualty Insurance and Fidelity, Guaranty and Surety Bonds › Article 5.15-1. Professional Liability Insurance for Physicians and Health Care Providers › Section 6.

Sec. 6.  Repealed by Acts 2005, 79th Leg., Ch. 727, Sec. 18, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter B. Casualty Insurance and Fidelity, Guaranty and Surety Bonds › Article 5.15-1. Professional Liability Insurance for Physicians and Health Care Providers › Section 7.

Sec. 7.  Repealed by Acts 2005, 79th Leg., Ch. 727, Sec. 18, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter B. Casualty Insurance and Fidelity, Guaranty and Surety Bonds › Article 5.15-1. Professional Liability Insurance for Physicians and Health Care Providers › Section 8.

Sec. 8.  Repealed by Acts 2005, 79th Leg., Ch. 727, Sec. 18, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter B. Casualty Insurance and Fidelity, Guaranty and Surety Bonds › Article 5.15-1. Professional Liability Insurance for Physicians and Health Care Providers › Section 9.

Sec. 9.  Repealed by Acts 2005, 79th Leg., Ch. 727, Sec. 18, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter B. Casualty Insurance and Fidelity, Guaranty and Surety Bonds › Article 5.15-1. Professional Liability Insurance for Physicians and Health Care Providers › Section 10. Premium Discount Recoupment

Sec. 10. PREMIUM DISCOUNT RECOUPMENT.    (a)  Eligibility.  Effective January 1, 1999, each insurer that has filed and issued premium discounts to health care professionals pursuant to Article 5.15-4 of this code shall be eligible to elect to receive a premium tax credit in lieu of indemnification for claims filed with the Attorney General under Chapter 110, Civil Practice and Remedies Code.
(b) Amount of Tax Credit.  An eligible company may elect to recoup premium discounts issued to eligible health care professionals in lieu of indemnification from the State of Texas for claims filed under Chapter 110, Civil Practice and Remedies Code.  Such election shall be made as a credit that is part of the annual premium tax return filed on or before March 1, 1999.  An insurer may credit the total amount of any discounts issued less any reimbursements received prior to January 1, 1999, by the insurer for claims filed under Chapter 110, Civil Practice and Remedies Code, against its premium tax under Article 4.10 of this code.  The tax credit herein authorized shall be allowed at a rate not to exceed 20 percent of the credit per year for five or more successive years following the initial election made in March 1999.  The balance of payments due the insurer and not claimed as a tax credit may be reflected in the books and records of the insurer as an admitted asset for all purposes, including exhibition in annual statements pursuant to Article 6.12 of this code.  The tax credit allowed in any one year may not exceed the premium tax due in that year.
(c) An eligible insurer that elects to receive tax credits shall not be eligible to file claims for indemnity under Chapter 110, Civil Practice and Remedies Code after January 1, 1999.  Any claims of an eligible insurer filed with the Attorney General prior to January 1, 1999, that have not been reimbursed shall also be deemed to have been waived by the insurer by making its election.  An insurer that elects not to recoup its discount through tax credit will continue to remain eligible for indemnification of eligible claims under Chapter 110, Civil Practice and Remedies Code.
(d) The elections provided herein shall not affect the right of a self-insurance trust created under Article 21.49-4 of this code from seeking indemnification for eligible claims.
(e) The provisions of Article 21.46 of this code shall not apply to the credits authorized herein.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter B. Casualty Insurance and Fidelity, Guaranty and Surety Bonds › Article 5.15-1. Professional Liability Insurance for Physicians and Health Care Providers › Section 11.

Sec. 11.  Repealed by Acts 2005, 79th Leg., Ch. 727, Sec. 18, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter B. Casualty Insurance and Fidelity, Guaranty and Surety Bonds › Article 5.15-1. Professional Liability Insurance for Physicians and Health Care Providers › Section 12.

Sec. 12.  Repealed by Acts 2007, 80th Leg., R.S., Ch. 730, Sec. 3B.035(c), eff. September 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter B. Casualty Insurance and Fidelity, Guaranty and Surety Bonds › Article 5.15-1. Professional Liability Insurance for Physicians and Health Care Providers › Section 12.

Sec. 12.  Repealed by Acts 2007, 80th Leg., R.S., Ch. 730, Sec. 3B.036(b), eff. September 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter B. Casualty Insurance and Fidelity, Guaranty and Surety Bonds › Article 5.15-1. Professional Liability Insurance for Physicians and Health Care Providers › Section 13.

Sec. 13.  Repealed by Acts 2007, 80th Leg., R.S., Ch. 730, Sec. 3B.035(c), eff. September 1, 2007.
Added by Acts 1977, 65th Leg., p. 2054, ch. 817, Sec. 31.01, eff. Aug. 29. 1977.
Sec. 2(2) amended by Acts 1987, 70th Leg., ch. 718, Sec. 1, eff. Sept. 1, 1987;  Sec. 4A added by Acts 1987, 70th Leg., 1st C.S., ch. 1, Sec. 2.05, eff. Sept. 2, 1987;  Sec. 8 amended by Acts 1987, 70th Leg., 1st C.S., ch. 1, Sec. 7.01, eff. Sept. 2, 1987;  Sec. 3 amended by Acts 1989, 71st Leg., ch. 1027, Sec. 15, eff. Sept. 1, 1989;  Sec. 4B added by Acts 1989, 71st Leg., ch. 1027, Sec. 16, eff. Sept. 1 1989;  Sec. 2(3) amended by Acts 1991, 72nd Leg., ch. 14, Sec. 284(15), eff. Sept. 1, 1991;  Sec. 3 amended by Acts 1991, 72nd Leg., ch. 606, Sec. 1, eff. Sept. 1, 1991;  Sec. 4A amended by Acts 1991, 72nd Leg., ch. 242, Sec. 2.17D, eff. Sept. 1, 1991;  Sec. 4B(b) amended by Acts 1991, 72nd Leg., ch. 606, Sec. 2, eff. Sept. 1, 1991;  Sec. 4(a) amended by Acts 1993, 73rd Leg., ch. 685, Sec. 6.11, eff. Sept. 1, 1993;  Sec. 4A repealed by Acts 1993, 73rd Leg., ch. 685, Sec. 6.12, eff. Sept. 1, 1993;  Sec. 8 amended by Acts 1997, 75th., ch. 746, Sec. 1, eff. Sept. 1, 1997;  Sec. 10 added by Acts 1997, 75th Leg., ch. 991, Sec. 1, eff. Sept. 1, 1997;  Sec. 2(2) amended by Acts 2001, 77th Leg., ch. 1284, Sec. 5.01, eff. June 15, 2001;  Sec. 8 amended by Acts 2001, 77th Leg., ch. 1284, Sec. 5.02, eff. June 15, 2001;  Sec. 2(2) amended by Acts 2003, 78th Leg., ch. 141, Sec. 1, eff. Sept. 1, 2003;  Sec. 8 amended by Acts 2003, 78th Leg., ch. 141, Sec. 2, eff. Sept. 1, 2003;  Sec. 11 added by Acts 2003, 78th Leg., ch. 204, Sec. 10.08, eff. Sept. 1, 2003.
Amended by:
Acts 2005, 79th Leg., Ch. 184 (H.B. 654), Sec. 1, eff. May 27, 2005.
Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 18, eff. April 1, 2007.
Acts 2005, 79th Leg., Ch. 1135 (H.B. 2678), Sec. 1, eff. September 1, 2005.
Acts 2005, 79th Leg., Ch. 1135 (H.B. 2678), Sec. 2, eff. September 1, 2005.
Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 3B.034(c), eff. September 1, 2007.
Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 3B.035(c), eff. September 1, 2007.
Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 3B.036(b), eff. September 1, 2007.
Acts 2007, 80th Leg., R.S., Ch. 921 (H.B. 3167), Sec. 9.034(c), eff. September 1, 2007.
Acts 2007, 80th Leg., R.S., Ch. 921 (H.B. 3167), Sec. 9.035(c), eff. September 1, 2007.
Acts 2007, 80th Leg., R.S., Ch. 921 (H.B. 3167), Sec. 9.036(b), eff. September 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter B. Casualty Insurance and Fidelity, Guaranty and Surety Bonds › Article 5.22. Penalties

(a)  The Board may suspend the license of any advisory organization licensed under Article 5.73 of this code, insurer or agent which fails to comply with an order of the Board within the time limited by such order, or any extension thereof which the Board may grant.  The Board shall not suspend the license of any advisory organization, agent or insurer for failure to comply with an order until the time prescribed for an appeal therefrom has expired or, if an appeal has been taken, until such order has been affirmed.  The Board may determine when a suspension of license shall become effective and it shall remain in effect for the period fixed by it, unless it modifies or rescinds such suspension or until the order upon which such suspension is based is modified, rescinded or reversed.
(b) No license shall be suspended except upon a written order of the Board, stating its findings, made after a hearing held upon not less than ten (10) days' notice to such person or organization specifying the alleged violation.
Acts 1951, 52nd Leg., ch. 491.
Amended by Acts 1991, 72nd Leg., ch. 242, Sec. 2.22, eff. Sept. 1, 1991.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter B. Casualty Insurance and Fidelity, Guaranty and Surety Bonds › Article 5.23. Judicial Review

Any order or decision of the Board shall be subject to review, which shall be on the basis of the record of the proceedings before the Board and shall not be limited to questions of law, by direct action in the District Court of Travis County, instituted by any party aggrieved by any action taken under this subchapter.
Pending final disposition of any proceedings which attack the correctness of a rate, any insurer affected by such order may continue to charge the rate which obtained prior to such order of decrease or may charge the rate resulting from such order of increase, on condition that the difference in the premiums be deposited in a special account by said insurer, to be held in trust by said insurer, and to be retained by said insurer or paid to the holders of policies issued after the order of the Board, as the court may determine.
In all other cases, the court shall determine whether the filing of the appeal shall operate as a stay.  The court may, in disposing of the issue before it, modify, affirm or reverse the order or decision of the Board in whole or in part.
Acts 1951, 52nd Leg., ch. 491.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter C. Fire Insurance and Allied Lines › Article 5.25. Board Shall Fix Rates

(a)  The State Board of Insurance shall have the sole and exclusive power and authority and it shall be its duty to prescribe, fix, determine and promulgate the rates of premiums to be charged and collected by fire insurance companies transacting business in this State.  Said Board shall also have authority to alter or amend any and all such rates of premiums so fixed and determined and adopted by it, and to raise or lower the same, or any part thereof, as herein provided.
(b)  Notwithstanding Subsection (a) of this article, on and after the effective date of S.B. No. 14, Acts of the 78th Legislature, Regular Session, 2003, rates for homeowners and residential fire and residential allied lines insurance coverage under this subchapter are determined as provided by Subchapter Q of this chapter, and rates for other lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code, except that on and after December 1, 2004, rates for all lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code.
Acts 1951, 52nd Leg., ch. 491.
Amended by Acts 1985, 69th Leg., ch. 861, Sec. 1, eff. June 15, 1985;  Acts 1991, 72nd Leg., ch. 242, Sec. 2.23, eff. Sept. 1, 1991;  Acts 1991, 72nd Leg., ch. 628, Sec. 10, eff. Sept. 1, 1991;  Subsec. (b) amended by Acts 1991, 72nd Leg., 2nd C.S., ch. 12, Sec. 8.10, eff. Jan. 1, 1992;  amended by Acts 1995, 74th Leg., ch. 984, Sec. 13, eff. Sept. 1, 1995;  Subsec. (b) amended by Acts 1997, 75th Leg., ch. 1330, Sec. 3, eff. Sept. 1, 1997;  Subsec. (b) amended by Acts 2003, 78th Leg., ch. 206, Sec. 21.12, eff. June 11, 2003.
Amended by:
Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 5, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter C. Fire Insurance and Allied Lines › Article 5.25A. Rates Applicable to Certain Locations

(a)  The State Board of Insurance in adopting fire insurance and homeowners insurance rates under this subchapter shall authorize a fringe area rating as defined under its general basis rating schedule for any dwelling located within five miles of the outer boundary of a platted subdivision classified by the board under board criteria as a first key town.
(b) Notwithstanding Subsection (a) of this article, on and after the effective date of S.B. No. 14, Acts of the 78th Legislature, Regular Session, 2003, rates for homeowners and residential fire and residential allied lines insurance coverage under this subchapter are determined as provided by Subchapter Q of this chapter, and rates for other lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code, except that on and after December 1, 2004, rates for all lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code.
Added by Acts 1989, 71st Leg., ch. 481, Sec. 1, eff. Sept. 1, 1989.  Amended by Acts 1991, 72nd Leg., ch. 242, Sec. 2.24, eff. Sept. 1, 1991;  Subsec. (b) amended by Acts 1991, 72nd Leg., 2nd C.S., ch. 12, Sec. 8.11, eff. Jan. 1, 1992;  amended by Acts 1995, 74th Leg., ch. 984, Sec. 14, eff. Sept. 1, 1995;  Subsec. (b) amended by Acts 1997, 75th Leg., ch. 1330, Sec. 4, eff. Sept. 1, 1997;  Subsec. (b) amended by Acts 2003, 78th Leg., ch. 206, Sec. 21.13, eff. June 11, 2003.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter C. Fire Insurance and Allied Lines › Article 5.25-3. Fire Insurance Rates and Fire Suppression Ratings for Border Municipality

The commissioner, in adopting fire insurance rates for a municipality at or near the border between this state and another state or the United Mexican States, shall take into account the existence and capabilities of a fire department or volunteer fire department that serves an adjoining or nearby municipality in the other state or the United Mexican States and that by agreement or by long-standing practice provides fire suppression services to the Texas municipality.
Added by Acts 1997, 75th Leg., ch. 1413, Sec. 1, eff. Sept. 1, 1997.
Amended by:
Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 6, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter C. Fire Insurance and Allied Lines › Article 5.27. No Company Exempt

Every fire insurance company, every marine insurance company, every fire and marine insurance company, every fire and tornado insurance company, and each and every insurance company of every kind and name issuing a contract or policy of insurance, or contracts or policies of insurance against loss by fire on property within this State, whether such property be fixed or movable, stationary or in transit, or whether such property is consigned or billed for shipment within or beyond the boundary of this State or to some foreign county, whether such company is organized under the laws of this State or under the laws of any other state, territory or possession of the United States, or foreign country, or by authority of the Federal Government, now holding certificate of authority to transact business in this State, shall be deemed to have accepted such certificate and to transact business thereunder, upon condition that it consents to the terms and provisions of this subchapter and that it agrees to transact business in this State, subject thereto;  it being intended that every contract or policy of insurance against the hazard of fire shall be issued in accordance with the terms and provisions of this subchapter, and the company issuing the same governed thereby, regardless of the kind and character of such property and whether the same is fixed or movable, stationary or in transit, including the shore end of all marine risks insured against loss by fire.
Acts 1951, 52nd Leg., ch. 491.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter C. Fire Insurance and Allied Lines › Article 5.28. Statements and Books

(a)  Said Board is authorized and empowered to require sworn statements for any period of time from any insurance company affected by this law and from any of its directors, officers, representatives, general agents, state agents, special agents, and local agents of the rates and premiums collected for fire insurance on each class of risks, on all property in this State and of the causes of fire, if such be known, if they are in possession of such data, and information, or can obtain it at a reasonable expense;  and said Board is empowered to require such statements showing all necessary facts and information to enable said Board to make, amend and maintain the general basis schedules provided for in this law and the rules and regulations for applying same and to determine reasonable and proper maximum specific rates.
(b)  Repealed by Acts 2005, 79th Leg., Ch. 727, Sec. 18, eff. April 1, 2007.
(c)  Repealed by Acts 2005, 79th Leg., Ch. 727, Sec. 18, eff. April 1, 2007.
(d) Notwithstanding Subsection (a) of this article, on and after the effective date of S.B. No. 14, Acts of the 78th Legislature, Regular Session, 2003, rates for homeowners and residential fire and residential allied lines insurance coverage under this subchapter are determined as provided by Subchapter Q of this chapter, and rates for other lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code, except that on and after December 1, 2004, rates for all lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code.
Acts 1951, 52nd Leg., ch. 491.
Amended by Acts 1991, 72nd Leg., ch. 242, Sec. 2.27, eff. Sept. 1, 1991;  Subsec. (d) amended by Acts 1991, 72nd Leg., 2nd C.S., ch. 12, Sec. 8.13, eff. Jan. 1, 1992;  amended by Acts 1995, 74th Leg., ch. 984, Sec. 16, eff. Sept. 1, 1995;  Subsec. (d) amended by Acts 1997, 75th Leg., ch. 1330, Sec. 6, eff. Sept. 1, 1997;  Subsec. (d) amended by Acts 2003, 78th Leg., ch. 206, Sec. 21.16, eff. June 11, 2003.
Amended by:
Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 7, eff. April 1, 2007.
Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 18, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter C. Fire Insurance and Allied Lines › Article 5.29. Schedule and Report

(a)  The rates of premium fixed by said Board in pursuance of the provision of this subchapter shall be at all times reasonable and the schedules thereof made and promulgated by said Board shall be in such forms as will in the judgment of the Board most clearly and in detail disclose the rate so fixed and determined by said Board to be charged and collected for policies of fire insurance.  Said Board may employ and use any facts obtainable from and concerning fire insurance companies transacting business in this State, showing their expense and charges for fire insurance premiums for any period or periods said Board may deem advisable, which in their opinion will enable them to devise and fix and determine reasonable rates of premiums for fire insurance.  The said Board in making and publishing schedules of the rates fixed and determined by it shall show all charges, credits, terms, privileges and conditions which in anywise affect such rates, and copies of all such schedules shall be furnished by said Board to any and all companies affected by this subchapter applying therefor, and the same shall be furnished to any citizens of this State applying therefor, upon the payment of the actual cost thereof.  No rate or rates fixed or determined by the Board shall take effect until it shall have entered an order or orders fixing and determining same, and shall give notice thereof to all fire insurance companies affected by this subchapter, authorized to transact business in the State.  The Board, and any inspector or other agent or employee thereof, who shall inspect any risk for the purpose of enabling the Board to fix and determine the reasonable rate to be charged thereon, shall furnish to the owner of such risk at the date of such inspection a copy of the inspection report, showing all defects that may operate as charges to increase the insurance rate.
(b) Notwithstanding Subsection (a) of this article, on and after the effective date of S.B. No. 14, Acts of the 78th Legislature, Regular Session, 2003, rates for homeowners and residential fire and residential allied lines insurance coverage under this subchapter are determined as provided by Subchapter Q of this chapter, and rates for other lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code, except that on and after December 1, 2004, rates for all lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code.
Acts 1951, 52nd Leg., ch. 491.
Amended by Acts 1991, 72nd Leg., ch. 242, Sec. 2.28, eff. Sept. 1, 1991;  Subsec. (b) amended by Acts 1991, 72nd Leg., 2nd C.S., ch. 12, Sec. 8.14, eff. Jan. 1, 1992;  amended by Acts 1995, 74th Leg., ch. 984, Sec. 17, eff. Sept. 1, 1995;  Subsec. (b) amended by Acts 1997, 75th Leg., ch. 1330, Sec. 7, eff. Sept. 1, 1997;  Subsec. (b) amended by Acts 2003, 78th Leg., ch. 206, Sec. 21.17, eff. June 11, 2003.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter C. Fire Insurance and Allied Lines › Article 5.30. Analysis of Rate

(a)   All schedules of rates promulgated by said Board shall be open to the public, and every local agent of any company engaging in the business of fire insurance in this state shall have and exhibit to the public copies of such schedules covering all risks upon which he is authorized to write insurance.
(b) Notwithstanding Subsection (a) of this article, on and after the effective date of S.B. No. 14, Acts of the 78th Legislature, Regular Session, 2003, rates for homeowners and residential fire and residential allied lines insurance coverage under this subchapter are determined as provided by Subchapter Q of this chapter, and rates for other lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code, except that on and after December 1, 2004, rates for all lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code.
Acts 1951, 52nd Leg., ch. 491.
Amended by Acts 1991, 72nd Leg., ch. 242, Sec. 2.29, eff. Sept. 1, 1991;  Subsec. (b) amended by Acts 1991, 72nd Leg., 2nd C.S., ch. 12, Sec. 8.15, eff. Jan. 1, 1992;  amended by Acts 1995, 74th Leg., ch. 984, Sec. 18, eff. Sept. 1, 1995;  Subsec. (b) amended by Acts 1997, 75th Leg., ch. 1330, Sec. 8, eff. Sept. 1, 1997;  Subsec. (b) amended by Acts 2003, 78th Leg., ch. 206, Sec. 21.18, eff. June 11, 2003.
Amended by:
Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 8, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter C. Fire Insurance and Allied Lines › Article 5.31. Change or Limit of Rate

(a)  Said Board shall have full power and authority to alter, amend, modify or change any rate fixed and determined by it on thirty (30) days' notice, or to prescribe that any such rate or rates shall be in effect for a limited time, and said Board shall also have full power and authority to prescribe reasonable rules whereby in cases where no rate of premium shall have been fixed and determined by the Board, for certain risks or classes of risks, policies may be written thereon at rates to be determined by the company.  Such company or companies shall immediately report to said Board such risk so written, and the rates collected therefor, and such rates shall always be subject to review by the Board.
(b) Notwithstanding Subsection (a) of this article, on and after the effective date of S.B. 14, Acts of the 78th Legislature, Regular Session, 2003, rates for homeowners and residential fire and residential allied lines insurance coverage under this subchapter are determined as provided by Subchapter Q of this chapter, and rates for other lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code, except that on and after December 1, 2004, rates for all lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code.
Acts 1951, 52nd Leg., ch. 491.
Amended by Acts 1991, 72nd Leg., ch. 242, Sec. 2.30, eff. Sept. 1, 1991;  Subsec. (b) amended by Acts 1991, 72nd Leg., 2nd C.S., ch. 12, Sec. 8.16, eff. Jan. 1, 1992;  amended by Acts 1995, 74th Leg., ch. 984, Sec. 19, eff. Sept. 1, 1995;  Subsec. (b) amended by Acts 1997, 75th Leg., ch. 1330, Sec. 9, eff. Sept. 1, 1997;  Subsec. (b) amended by Acts 2003, 78th Leg., ch. 206, Sec. 21.19, eff. June 11, 2003.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter C. Fire Insurance and Allied Lines › Article 5.32. Petition for Change

(a)  Any such fire insurance company shall have the right at any time to petition the Board for an order changing or modifying any rate or rates fixed and determined by the Board, and the Board shall consider such petition in the manner provided in this subchapter and enter such order thereon as it may deem just and equitable.
(b) Notwithstanding Subsection (a) of this article, on and after the effective date of S.B. No. 14, Acts of the 78th Legislature, Regular Session, 2003, rates for homeowners and residential fire and residential allied lines insurance coverage under this subchapter are determined as provided by Subchapter Q of this chapter,  and rates for other lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code, except that on and after December 1, 2004, rates for all lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code.
Acts 1951, 52nd Leg., ch. 491.
Amended by Acts 1991, 72nd Leg., ch. 242, Sec. 2.31, eff. Sept. 1, 1991;  Subsec. (b) amended by Acts 1991, 72nd Leg., 2nd C.S., ch. 12, Sec. 8.17, eff. Jan. 1, 1992;  amended by Acts 1995, 74th Leg., ch. 984, Sec. 20, eff. Sept. 1, 1995;  Subsec. (b) amended by Acts 1997, 75th Leg., ch. 1330, Sec. 10, eff. Sept. 1, 1997; Subsec. (b) amended by Acts 2003, 78th Leg., ch. 206, Sec. 21.20, eff. June 11, 2003.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter C. Fire Insurance and Allied Lines › Article 5.34. Revising Rates

(a)  The Board shall have authority after having given reasonable notice, not exceeding thirty (30) days, of its intention to do so, to alter, amend or revise any rates of premium fixed and determined by it in any schedules of such rates promulgated by it, and to give reasonable notice of such alteration, amendment or revision to the public, or to any company or companies affected thereby.  Such altered, amended or revised rates shall be the rates thereafter to be charged and collected by all fire insurance companies affected by this subchapter.  No policy in force prior to the taking effect of such changes or amendments shall be affected thereby, unless there shall be a change in the hazard of the risk, necessitating a change in the rate applicable to such risk, in which event such policy shall be subject to the new rates.
(b) Notwithstanding Subsection (a) of this article, on and after the effective date of S.B. No. 14, Acts of the 78th Legislature, Regular Session, 2003, rates for homeowners and residential fire and residential allied lines insurance coverage under this subchapter are determined as provided by Subchapter Q of this chapter, and rates for other lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code, except that on and after December 1, 2004, rates for all lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code.
Acts 1951, 52nd Leg., ch. 491.
Amended by Acts 1991, 72nd Leg., ch. 242, Sec. 2.32, eff. Sept. 1, 1991;  Subsec. (b) amended by Acts 1991, 72nd Leg., 2nd C.S., ch. 12, Sec. 8.18, eff. Jan. 1, 1992;  amended by Acts 1995, 74th Leg., ch. 984, Sec. 21, eff. Sept. 1, 1995;  Subsec. (b) amended by Acts 1997, 75th Leg., ch. 1330, Sec. 12, eff. Sept. 1, 1997;  Subsec. (b) amended by Acts 2003, 78th Leg., ch. 206, Sec. 21.21, eff. June 11, 2003.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter C. Fire Insurance and Allied Lines › Article 5.39. Complaint of Rates or Orders

(a)  Any citizen or number of citizens of this State or any policyholder or policyholders, or any insurance company affected by this subchapter, or any board of trade, chamber of commerce, or other civic organization, or the civil authorities of any town, city, or village, shall have the right to file a petition with the Board, setting forth any cause of complaint that they may have as to any order made by this Board, or any rate fixed and determined by the Board, and they shall have the right to offer evidence in support of the allegations of such petition by witnesses, or by depositions, or by affidavits;  upon the filing of such petition, the party complained of, if other than the Board, shall be notified by the Board of the filing of such petition and a copy thereof furnished the party or parties, company or companies, of whom complaint is made, and the said petition shall be set down for a hearing at a time not exceeding thirty (30) days after the filing of such petition and the Board shall hear and determine said petition;  but it shall not be necessary for the petitioners or any one of them to be present to present the cause to the Board, but they shall consider the testimony of all witnesses, whether such witnesses testify in person or by depositions, or by affidavits, and if it be found that the complaint made in such petition is a just one, then the matter complained of shall be corrected or required to be corrected by said Board.
(b) Notwithstanding Subsection (a) of this article, on and after the effective date of S.B. No. 14, Acts of the 78th Legislature, Regular Session, 2003, rates for homeowners and residential fire and residential allied lines insurance coverage under this subchapter are determined, and hearings related to those rates are conducted, as provided by Subchapter Q of this chapter, and rates for other lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code, except that on and after December 1, 2004, rates for all lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code.
Acts 1951, 52nd Leg., p. 868, ch. 491.
Amended by Acts 1991, 72nd Leg., ch. 242, Sec. 2.34, eff. Sept. 1, 1991;  Subsec. (b) amended by Acts 1991, 72nd Leg., 2nd C.S., ch. 12, Sec. 8.19, eff. Jan. 1, 1992;  amended by Acts 1995, 74th Leg., ch. 984, Sec. 22, eff. Sept. 1, 1995;  Subsec. (b) amended by Acts 1997, 75th Leg., ch. 1330, Sec. 14, eff. Sept. 1, 1997;  Subsec. (b) amended by Acts 2003, 78th Leg., ch. 206, Sec. 21.25, eff. June 11, 2003.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter C. Fire Insurance and Allied Lines › Article 5.41. Rebating or Discrimination

(a)  A company engaging or participating in the insuring or reinsuring of any property in this state against loss or damage by fire may not knowingly write insurance at any lesser rate than the rates herein provided for, and it shall be unlawful for any company so to do, unless it shall thereafter file an analysis of same with the Board.
(b) Notwithstanding Subsection (a) of this article, on and after the effective date of S.B. No. 14, Acts of the 78th Legislature, Regular Session, 2003, rates for homeowners and residential fire and residential allied lines insurance coverage under this subchapter are determined as provided by Subchapter Q of this chapter, and rates for other lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code, except that on and after December 1, 2004, rates for all lines of insurance subject to this subchapter are determined as provided by Article 5.13-2 of this code.
Acts 1951, 52nd Leg., p. 868, ch. 491.
Amended by Acts 1991, 72nd Leg., ch. 242, Sec. 2.36, eff. Sept. 1, 1991;  Subsec. (b) amended by Acts 1991, 72nd Leg., 2nd C.S., ch. 12, Sec. 8.21, eff. Jan. 1, 1992;  amended by Acts 1995, 74th Leg., ch. 984, Sec. 24, eff. Sept. 1, 1995;  Subsec. (b) amended by Acts 1997, 75th Leg., ch. 1330, Sec. 16, eff. Sept. 1, 1997;  Subsec. (b) amended by Acts 2003, 78th Leg., ch. 206, Sec. 21.27, eff. June 11, 2003.
Amended by:
Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 9, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter H. Premium Rating Plans › Article 5.77. Premium Rating Plans; Powers of Board

The Board of Insurance Commissioners is hereby authorized and empowered to make or approve and promulgate premium rating plans designed to encourage the prevention of accidents, to recognize the peculiar hazards of individual risks and to give due consideration to interstate as well as intrastate experience of such risks for Workmen's Compensation, Motor Vehicle and other lines of Casualty Insurance to be applicable separately for each class of insurance, or in combination of two or more of such classes.  Such plans may be approved on an optional basis to apply prospectively, or retrospectively and may include premium discount plans, retrospective rating plans or other systems, plans or formulas, however named, if the rates thereby provided are not excessive, inadequate or unfairly discriminatory.  The Board shall also have authority to make or approve and promulgate such reasonable rules and regulations as may be necessary, not in conflict with provisions of this Act.
Acts 1953, 53rd Leg., p. 64, ch. 50, Sec. 1.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter H. Premium Rating Plans › Article 5.78. Consideration of All Relevant Factors

Before the Board of Insurance Commissioners approves class rates or rating plans, due consideration shall be given to all relevant factors to the end that no unfair discrimination shall exist in class rates or rating plans as they may affect risks of various size.
Acts 1953, 53rd Leg., p. 64, ch. 50, Sec. 1a.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter H. Premium Rating Plans › Article 5.79. Optional Selection and Application

If for any form of casualty insurance affected by this Act more than one rating plan is approved for optional selection and application, the selection of the plan shall rest with the applicant.
Acts 1953, 53rd Leg., p. 64, ch. 50, Sec. 1b.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter L. Administrative Procedure for Changes in Manual Rules, Classification Plans, Statistical Plans, and Policy and Endorsement Forms and for Certain Rates and Rating Plans › Article 5.96A. Hearing on Policy Forms and Endorsements

(a)  This article applies to any policy or endorsement form for commercial automobile insurance or commercial multiperil insurance.
(b) If a hearing is requested by at least 25 persons, by a governmental subdivision or agency, or by an association that has at least 25 members and if the persons, subdivision, agency, or association is affected by the policy or endorsement form, the board must hold a public hearing before a policy or endorsement form is prescribed, adopted, amended, approved, or repealed.
(c) The provisions of Article 5.96 of this code that are not inconsistent with this article apply to the policy or endorsement.
(d) Notwithstanding Subsections (a) through (c) of this article, on or after September 1, 1992, policy or endorsement forms for commercial motor vehicle insurance are adopted as provided by Article 5.06 of this code.
Added by Acts 1987, 70th Leg., 1st C.S., ch. 1, Sec. 2.08, eff. Sept. 2, 1987.  Subsec. (d) added by Acts 1991, 72nd Leg., ch. 242, Sec. 2.42, eff. Sept. 1, 1991;  Subsec. (d) amended by Acts 1995, 74th Leg., ch. 984, Sec. 26, eff. Sept. 1, 1995.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 5 - Rating and Policy Forms › Subchapter L. Administrative Procedure for Changes in Manual Rules, Classification Plans, Statistical Plans, and Policy and Endorsement Forms and for Certain Rates and Rating Plans › Article 5.97A. Hearing on Policy and Endorsement Forms

(a)  This article applies to any policy or endorsement form for general liability insurance.
(b) If a hearing is requested by at least 25 persons, by a governmental subdivision or agency, or by an association that has at least 25 members and if the persons, subdivision, agency, or association is affected by the policy or endorsement form, the board must hold a public hearing before a policy or endorsement form is prescribed, adopted, amended, approved, or repealed.
(c) The provisions of Article 5.97 of this code that are not inconsistent with this article apply to the policy or endorsement.
Added by Acts 1987, 70th Leg., 1st C.S., ch. 1, Sec. 2.08, eff. Sept. 2, 1987.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 21 - General Provisions › Subchapter E. Miscellaneous Provisions › Article 21.41. Other Laws for Certain Companies

No provision of this chapter shall apply to companies carrying on the business of life or casualty insurance on the assessment or annual premium plan, under the provisions of this code.
Acts 1951, 52nd Leg., ch. 491.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 21 - General Provisions › Subchapter E. Miscellaneous Provisions › Article 21.42. Texas Laws Govern Policies

Any contract of insurance payable to any citizen or inhabitant of this State by any insurance company or corporation doing business within this State shall be held to be a contract made and entered into under and by virtue of the laws of this State relating to insurance, and governed thereby, notwithstanding such policy or contract of insurance may provide that the contract was executed and the premiums and policy (in case it becomes a demand) should be payable without this State, or at the home office of the company or corporation issuing the same.
Acts 1951, 52nd Leg., ch. 491.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 21 - General Provisions › Subchapter E. Miscellaneous Provisions › Article 21.47. False Statement in Written Instrument; Penalty

(a)  A person commits an offense if the person knowingly or intentionally makes, files or uses any instrument in writing required to be made to or filed with the State Board of Insurance or the Insurance Commissioner, either by the Insurance Code or by rule or regulation of the State Board of Insurance, when the instrument in writing contains any false, fictitious, or fraudulent statement or entry with regard to any material fact.
(b) For purposes of this article, "Texas Department of Insurance" includes but is not limited to the executive director of the Texas Department of Insurance, the State Board of Insurance, or any association, corporation, or person created by the Insurance Code.
(c) An offense under this article is a felony of the third degree.
Added by Acts 1971, 62nd Leg., p. 2449, ch. 789, Sec. 2, eff. June 8, 1971.
Amended by Acts 1991, 72nd Leg., ch. 565, Sec. 7, eff. Sept. 1, 1991.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 21 - General Provisions › Subchapter E. Miscellaneous Provisions › Article 21.49-3. Medical Liability Insurance Underwriting Association Act › Section 1.

Sec. 1.  Repealed by Acts 2005, 79th Leg., Ch. 727, Sec. 18, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 21 - General Provisions › Subchapter E. Miscellaneous Provisions › Article 21.49-3. Medical Liability Insurance Underwriting Association Act › Section 2. Definitions

Sec. 2. DEFINITIONS.    (1)  "Medical liability insurance" means primary and excess insurance coverage against the legal liability of the insured and against loss, damage, or expense incident to a claim arising out of the death or injury of any person as the result of negligence in rendering or the failure to render professional service by a health care provider or physician who is in one of the categories eligible for coverage by the association.
(2)  "Association" means the joint underwriting association established pursuant to the provisions of this article.
(3)  "Net direct premiums" means gross direct premiums written on automobile liability and liability other than auto insurance written pursuant to the provisions of the Insurance Code, less policyholder dividends, return premiums for the unused or unabsorbed portion of premium deposits and less return premiums upon cancelled contracts written on such liability risks.
(4)  "Board" means the State Board of Insurance of the State of Texas.
(5)  "Physician" means a person licensed to practice medicine in this state.
(6)  "Health care provider" means:
(A)  any person, partnership, professional association, corporation, facility, or institution duly licensed or chartered by the State of Texas to provide health care as defined in Section 1.03(a)(2), Medical Liability and Insurance Improvement Act of Texas (Article 4590i, Vernon's Texas Civil Statutes), as:
(i)  a registered nurse, hospital, dentist, podiatrist, pharmacist, chiropractor, or optometrist;
(ii)  a for-profit or not-for-profit nursing home;
(iii)  a radiation therapy center that is independent of any other medical treatment facility and which is licensed by the Texas Department of Health in that agency's capacity as the Texas Radiation Control Agency pursuant to the provisions of Chapter 401, Health and Safety Code, and which is in compliance with the regulations promulgated under that chapter;
(iv)  a blood bank that is a nonprofit corporation chartered to operate a blood bank and which is accredited by the American Association of Blood Banks;
(v)  a nonprofit corporation which is organized for the delivery of health care to the public and which is certified under Chapter 162, Occupations Code;
(vi) a health center as defined by 42 U.S.C. Section 254b, as amended;  or
(vii) a for-profit or not-for-profit assisted living facility;  or
(B)  an officer, employee, or agent of an entity listed in Paragraph (A) of this subdivision acting in the course and scope of that person's employment.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 21 - General Provisions › Subchapter E. Miscellaneous Provisions › Article 21.49-3. Medical Liability Insurance Underwriting Association Act › Section 3.

Sec. 3.  Repealed by Acts 2005, 79th Leg., Ch. 727, Sec. 18, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 21 - General Provisions › Subchapter E. Miscellaneous Provisions › Article 21.49-3. Medical Liability Insurance Underwriting Association Act › Section 3A.

Sec. 3A.  Repealed by Acts 2005, 79th Leg., Ch. 727, Sec. 18, eff. April 1, 2007.
2023 Texas Statutes › Insurance Code - Not Codified › Title 1 - The Insurance Code of 1951 › Chapter 21 - General Provisions › Subchapter E. Miscellaneous Provisions › Article 21.49-3. Medical Liability Insurance Underwriting Association Act › Section 3B.

Sec. 3B.  Repealed by Acts 2005, 79th Leg., Ch. 727, Sec. 18, eff. April 1, 2007.