reglab/statecodes huggingface dataset:
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 1 - CONSUMER PROTECTION ACT OF 1977 (§§ 47-18-101 — 47-18-135) › Section 47-18-126 - Electronically printed receipts for credit and debit cards - Violations - Application

(a)
Except as otherwise provided in subsection (b), no person that accepts credit cards or debit cards for the transaction of business shall print or cause to be printed more than five (5) digits of the card number or the expiration date upon either the receipt retained by the merchant or the receipt provided to the cardholder at the point of the sale or transaction.
(b)
This section shall apply only to receipts that are electronically printed, and shall not apply to transactions in which the sole means of recording a credit card or debit card account number is by handwriting or by an imprint or copy of the card.
(c)
A violation of this section is an unfair and deceptive trade practice and punished as provided in this part.
(d)
(1)
Effective May 13, 2005, this section shall apply to any cash register or other machine or device that electronically prints receipts for credit card or debit card transactions that was first put into use on or after January 1, 2005.
(2)
Effective January 1, 2007, this section shall apply to any cash register or other machine or device that electronically prints receipts for credit card or debit card transactions that was in use prior to January 1, 2005.
Acts 2005, ch. 161, § 1.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 1 - CONSUMER PROTECTION ACT OF 1977 (§§ 47-18-101 — 47-18-135) › Section 47-18-127 - Gift certificates

(a)
Subject to subsection (d), no person or entity shall sell a gift certificate to a purchaser containing an expiration date that is less than two (2) years after the date the gift certificate is issued or shall charge a fee for the issuance of a gift certificate.
(b)
No person or entity, within two (2) years after a gift certificate is issued, shall charge service charges or fees relative to the gift certificate, including dormancy fees, latency fees, or administrative fees that have the effect of reducing the total amount for which the holder of the gift certificate may redeem the gift certificate.
(c)
A gift certificate or prepaid card, as defined in subsection (e), sold without an expiration date is valid until redeemed or replaced with a new gift certificate or prepaid card.
(d)
Subsections (a) and (b) shall not apply to a gift certificate that is:
(1)
Distributed by the issuer to a consumer pursuant to an awards, loyalty, or promotional program without any money or anything of value being given in exchange for the gift certificate by the consumer;
(2)
Sold below face value at a volume discount to employers or given or sold below face value to nonprofit or charitable organizations for fundraising purposes;
(3)
Sold by a nonprofit or charitable organization for fundraising purposes;
(4)
Given to an employee by an employer, if use of the gift certificate is limited to the employer's business establishment, which may include a group of merchants that are affiliated with the business establishment; or
(5)
Issued by an employer to an employee in recognition of services performed by the employee.
(e)
A gift certificate does not include a prepaid calling card used to make telephone calls or a prepaid card usable at multiple, unaffiliated merchants or at automated teller machines, or both.
Acts 2006, ch. 622, § 1; 2006, ch. 929, § 1; 2009, ch. 277, §§ 1 - 3.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 1 - CONSUMER PROTECTION ACT OF 1977 (§§ 47-18-101 — 47-18-135) › Section 47-18-128 - Disclosure of holds on debit cards

(a)
Any person providing goods or services who initiates a preauthorized debit card transaction that is more than twenty-five percent (25%) of the actual transaction amount, or fifty dollars ($50.00), whichever is greater, shall disclose at the time and point of sale that a hold will be placed on the customer's debit card account. The person initiating the hold shall disclose the dollar amount of the hold, if the amount is known. If the hold is initiated at an unmanned remote terminal, service device, or gas pump, the disclosure shall be made in conspicuous type at a location proximate to the point of payment. If the hold initiated is subject to a contractual agreement, order of the purchaser, or other written document, the notice shall be placed in conspicuous type in a segregated box on the front of the document.
(b)
A violation of this section constitutes an unfair and deceptive act or practice.
Acts 2006, ch. 683, § 1.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 1 - CONSUMER PROTECTION ACT OF 1977 (§§ 47-18-101 — 47-18-135) › Section 47-18-129 - Sale or gift of certain novelty lighters prohibited

(a)
No supplier of novelty cigarette lighters in this state, including a manufacturer, distributor, importer, retailer or anyone giving away lighters as prizes or promotions, shall sell or give away an operable novelty lighter. This prohibition does not apply to the transportation of novelty lighters through this state or the storage of novelty lighters in a warehouse or distribution center in this state that is closed to the public for purposes of retail sales.
(b)
This section shall not apply to cigarette lighters that were made before January 1, 1980, or that are considered to be collectable items.
(c)
"Novelty lighter" means a mechanical or electrical device typically used for lighting cigarettes, cigars, or pipes that has entertaining audio or visual effects, or that resembles, in physical form or function, articles commonly recognized as appealing to or intended for use by children ten (10) years of age or younger. This includes, but is not limited to, lighters that resemble cartoon characters, toys, guns, watches, musical instruments, vehicles, toy animals, food or beverages, or that play musical notes or have flashing lights or other entertaining features. A novelty lighter may operate on any fuel, including butane or liquid fuel.
(d)
Any violation of this section is a prohibited practice under §
47-18-104
.
(e)
The commissioner of commerce and insurance is authorized to promulgate rules and regulations to effectuate the purposes of this section. The rules and regulations shall be promulgated in accordance with the Uniform Administrative Procedures Act, compiled in title 4, chapter 5.
Acts 2008, ch. 798, § 1.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 1 - CONSUMER PROTECTION ACT OF 1977 (§§ 47-18-101 — 47-18-135) › Section 47-18-130 - Travel promoters - Commingling of funds prohibited - Trust account

(a)
For purposes of this section:
(1)
"Travel promoter" means a person who:
(A)
Maintains one (1) or more business entities or physical business locations in this state; and
(B)
Sells, provides, furnishes, contracts for, or arranges travel services on behalf of another person for a fee, commission, or other valuable consideration;
(2)
"Travel promoter" does not include:
(A)
A transportation carrier if the transportation carrier provides, furnishes, contracts for, or arranges only transportation services that are directly provided by the transportation carrier as the substantial portion of the transportation carrier's business; or
(B)
A publicly traded company as defined under §
67-4-2008(a)(5)(D)
;
(3)
"Travel services":
(A)
Means arranging or booking vacation or travel packages, travel reservations, or travel accommodations; and
(B)
Does not include property or estate management services.
(b)
(1)
A travel promoter shall not commingle in the same account or fund those funds that belong to the travel promoter or the travel promoter's business entity with customer funds that are held for disbursement for payment of travel services.
(2)
A travel promoter shall deposit into a trust account any funds the travel promoter receives from a customer for disbursement for payment of travel services.
(c)
(1)
Each travel promoter that conducts business in this state shall establish and maintain a separate general trust account in a state or national bank authorized by law to administer trust funds in this state.
(2)
Funds required by subsection (b) to be deposited in a trust account must be identified or earmarked with an identifier unique to the customer or transaction for which the funds were deposited and are being held for disbursement.
(d)
A violation of this section constitutes an unfair or deceptive act prohibited under §
47-18-104
, and is punishable as provided in this part. Each act in violation of this section constitutes a separate violation.
Amended by 2020 Tenn. Acts, ch. 698, s 1, eff. 6/15/2020.
Added by 2019 Tenn. Acts, ch. 308, s 1, eff. 1/1/2020.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 1 - CONSUMER PROTECTION ACT OF 1977 (§§ 47-18-101 — 47-18-135) › Section 47-18-132 - Billing for special healthcare service or costs of supplies, equipment, or other services provided by a healthcare facility

(a)
As used in this section:
(1)
"Healthcare facility" means a hospital licensed under title 33 or 68;
(2)
"Healthcare provider" or "provider" means a physician or other healthcare practitioner licensed or certified under title 63 to perform specialty healthcare services consistent with their scope of practice under state law; and
(3)
"Specialty healthcare service" means anesthesia, pathology, radiology, and emergency services.
(b)
A hospital shall not include in any billing statement to a patient any language that indicates or implies that a charge is for a specialty healthcare service that was rendered by a healthcare provider unless:
(1)
The charge is described in a manner that provides the patient with sufficient information to identify the healthcare provider or the specialty healthcare service rendered; and
(2)
(A)
The costs of any supplies, equipment, or other services rendered to the patient by or at the hospital are excluded from the amount charged for the healthcare provider or the specialty healthcare service rendered; or
(B)
The billing statement includes language or is accompanied by a notice to inform the patient that billed amounts for services do not include charges for healthcare providers who are not employed by the healthcare facility, including anesthesiologists, emergency physicians, pathologists, and radiologists.
(c)
If a healthcare provider includes a charge in a billing statement to a patient for the costs of any supplies, equipment, or other services provided by a healthcare facility, then the healthcare provider shall include with the billing statement language or an accompanying notice to inform the patient that those charges are included.
(d)
A violation of subsection (b) or (c) constitutes a violation of this part as an unfair or deceptive act or practice affecting the conduct of trade or commerce and is subject to the penalties and remedies as provided by this part. Each act in violation of subsection (b) or (c) constitutes a separate violation of this part.
Added by 2019 Tenn. Acts, ch. 341,s 2, eff. 1/1/2020.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 1 - CONSUMER PROTECTION ACT OF 1977 (§§ 47-18-101 — 47-18-135) › Section 47-18-134 - Unsolicited offer to purchase real property - Acceptance - Cancellation - Violation

(a)
If an offeror makes an unsolicited offer to purchase real property by sending a written agreement or contract for purchase through the mail to an offeree and the offeror does not use the assistance of a broker, as defined in §
62-13-102
, who is licensed in this state to make an unsolicited offer, then the offeree may cancel the agreement or contract by mailing written notice of the offeree's election to cancel to the offeror postmarked within thirty (30) days from the date of the confirmation letter described in subdivision (b)(3).
(b)
An unsolicited offer to purchase real property by sending a written agreement or contract for purchase through the mail is not deemed accepted by the offeree until:
(1)
The offeree signs the agreement or contract;
(2)
The offeror receives the signed agreement or contract;
(3)
The offeror sends by mail a letter to the offeree that confirms receipt of the signed agreement or contract, describes the offeree's right to cancel the agreement or contract, describes the manner by which the offeree may cancel; and states the date by which the offeree must cancel; and
(4)
The offeror registers the signed agreement or contract, and the confirmation letter described in subdivision (b)(3), with the register of deeds in the county in which the applicable real property is located.
(c)
Cancellation of the agreement or contract under this section is without penalty to the offeree. However, the offeree shall, within thirty (30) days following cancellation under this section, return all payments made by the offeror to the offeree.
(d)
(1)
The offeree's right to cancellation under this section may not be waived unless evidenced by a sworn affidavit waiving the right to cancellation that is executed by the offeree contemporaneously with the offeree's execution of the deed and other documents of conveyance of title of the real property.
(2)
An affidavit executed in the manner described in subdivision (d)(1) is conclusive evidence of an offeree's waiver of the right to cancellation under this section.
(e)
A third-party buyer who purchases the real property from the offeror prior to the expiration of the offeree's right to cancellation under this section takes title to the real property subject to the offeree's right to cancellation. If the offeree exercises the offeree's right to cancellation under this section, then the title acquired by the third-party buyer is voided and the title immediately returns to the offeree. This subsection (e) does not apply if the offeree waives the right to cancellation pursuant to subsection (d).
(f)
A violation of this section by an offeror constitutes an unfair or deceptive act prohibited under §
47-18-104
, and is punishable as provided in this part.
Added by 2022 Tenn. Acts, ch. 935, s 1, eff. 7/1/2022.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 1 - CONSUMER PROTECTION ACT OF 1977 (§§ 47-18-101 — 47-18-135) › Section 47-18-135 - Section definitions - Financing company display of telephone number - Violations

(a)
As used in this section:
(1)
"Financing company":
(A)
Means an entity that provides loans, loan extensions, or lines of credit to finance the purchase of a good or service; and
(B)
Does not include a financial institution subject to 12 C.F.R. Part 1005 ; and
(2)
"Statement" means a document that shows all of the activity on the account associated with the statement over a specific period of time.
(b)
A financing company doing business in this state shall provide on its mailed or emailed statements to a consumer a conspicuously displayed telephone number that a consumer may contact for service.
(c)
A violation of this section constitutes a violation of the Tennessee Consumer Protection Act of 1977, compiled in this part. A violation of this section constitutes an unfair or deceptive act or practice affecting trade or commerce and is subject to the penalties and remedies as provided in this part.
Added by 2023 Tenn. Acts, ch. 215, s 1, eff. 7/1/2023.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 2 - BEAUTY PAGEANTS (§§ 47-18-201 — 47-18-210) › Section 47-18-201 - [Repealed]

Repealed by 2018 Tenn. Acts, ch. 834, s 1, eff. 4/27/2018.
Amended by 2015 Tenn. Acts, ch. 339, s 1, eff. 7/1/2015.
Acts 1980, ch. 846, § 1; 1982, ch. 570, § 1; 1984, ch. 728, § 14.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 2 - BEAUTY PAGEANTS (§§ 47-18-201 — 47-18-210) › Section 47-18-202 - [Repealed]

Repealed by 2018 Tenn. Acts, ch. 834, s 1, eff. 4/27/2018.
Amended by 2015 Tenn. Acts, ch. 339, Secs.s 3, s 4, s 5 eff. 7/1/2015.
Amended by 2015 Tenn. Acts, ch. 339, s 2, eff. 7/1/2015.
Acts 1980, ch. 846, § 3; 1982, ch. 570, § 2; 1984, ch. 728, § 15; 1986, ch. 593, § 1; 1999, ch. 55, §§ 1, 2, 6.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 2 - BEAUTY PAGEANTS (§§ 47-18-201 — 47-18-210) › Section 47-18-203 - [Repealed]

Repealed by 2018 Tenn. Acts, ch. 834, s 1, eff. 4/27/2018.
Acts 1980, ch. 846, § 3; 1982, ch. 570, § 3.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 2 - BEAUTY PAGEANTS (§§ 47-18-201 — 47-18-210) › Section 47-18-204 - [Repealed]

Repealed by 2018 Tenn. Acts, ch. 834, s 1, eff. 4/27/2018.
Amended by 2015 Tenn. Acts, ch. 339, s 6, eff. 7/1/2015.
Acts 1980, ch. 846, § 4; 1982, ch. 570, § 4; 1984, ch. 728, § 16; 1999, ch. 55, § 6.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 2 - BEAUTY PAGEANTS (§§ 47-18-201 — 47-18-210) › Section 47-18-205 - [Repealed]

Repealed by 2018 Tenn. Acts, ch. 834, s 1, eff. 4/27/2018.
Acts 1980, ch. 846, § 5; 1999, ch. 114, § 1.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 2 - BEAUTY PAGEANTS (§§ 47-18-201 — 47-18-210) › Section 47-18-206 - [Repealed]

Repealed by 2018 Tenn. Acts, ch. 834, s 1, eff. 4/27/2018.
Acts 1980, ch. 846, § 6.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 2 - BEAUTY PAGEANTS (§§ 47-18-201 — 47-18-210) › Section 47-18-207 - [Repealed]

Repealed by 2018 Tenn. Acts, ch. 834, s 1, eff. 4/27/2018.
Amended by 2015 Tenn. Acts, ch. 339, s 7, eff. 7/1/2015.
Acts 1986, ch. 593, § 2; 1999, ch. 55, § 6.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 2 - BEAUTY PAGEANTS (§§ 47-18-201 — 47-18-210) › Section 47-18-208 - [Repealed]

Repealed by 2018 Tenn. Acts, ch. 834, s 1, eff. 4/27/2018.
Amended by 2015 Tenn. Acts, ch. 339, s 8, eff. 7/1/2015.
Acts 1999, ch. 55, § 3.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 2 - BEAUTY PAGEANTS (§§ 47-18-201 — 47-18-210) › Section 47-18-209 - [Repealed]

Repealed by 2018 Tenn. Acts, ch. 834, s 1, eff. 4/27/2018.
Amended by 2015 Tenn. Acts, ch. 339, s 9, eff. 7/1/2015.
Acts 1999, ch. 55, § 4.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 2 - BEAUTY PAGEANTS (§§ 47-18-201 — 47-18-210) › Section 47-18-210 - [Repealed]

Repealed by 2018 Tenn. Acts, ch. 834, s 1, eff. 4/27/2018.
Amended by 2015 Tenn. Acts, ch. 339, s 10, eff. 7/1/2015.
Acts 1999, ch. 55, § 5.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 3 - HEALTH CLUBS (§§ 47-18-301 — 47-18-319) › Section 47-18-301 - Part definitions

As used in this part, unless the context otherwise requires:
(1)
"Buyer" means a purchaser under a health club agreement;
(2)
[Deleted by 2016 amendment.]
(3)
[Deleted by 2015 amendment.]
(4)
(A)
"Health club" means any enterprise, however styled, which offers on a regular, full-time basis, and pursuant to a health club agreement, services or facilities for the development or preservation of physical fitness through exercise, weight control or athletics;
(B)
"Health club" does not include the following:
(i)
Any organization primarily operated for the purpose of teaching a particular form of martial arts such as judo or karate;
(ii)
Weight loss or control services which do not provide physical exercise services, facilities, or equipment;
(iii)
Any nonprofit health club that is exempt from taxation under §
67-6-330(a)(17)
, or any nonprofit health club operated as part of a licensed nonprofit hospital exempt from taxation under §
67-5-212
; or
(iv)
Any enterprise, however styled, primarily operating on a scheduled lesson or hourly basis for the purpose of teaching or enjoying physical skills, physical activities, or sports, such as gymnastics, yoga, dance, aerobics, directed high intensity interval training, or other similar activities even though such activities may involve the use of free weights or exercise machines;
(5)
(A)
"Health club agreement" means an agreement whereby a buyer purchases, or is obligated to purchase, any right to use health club facilities or services; and such services or facilities are for personal, family, employee, or household use; and
(B)
"Health club agreement" does not include the following:
(i)
Any agreement for personal training services; or
(ii)
Any agreement for tangible products sold by the health club;
(6)
"Operator" means any person, firm, corporation, or business entity which operates a health club.
Amended by 2016 Tenn. Acts, ch. 858, Secs.s 1, s 2 eff. 7/1/2016.
Amended by 2015 Tenn. Acts, ch. 339, s 11, eff. 7/1/2015.
Acts 1984, ch. 630, § 1; 1989, ch. 460, §§ 14, 18; 1996, ch. 929, §§ 1, 2; 2001, ch. 126, § 1; 2005, ch. 95, § 1; 2008 , ch. 926, § 1.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 3 - HEALTH CLUBS (§§ 47-18-301 — 47-18-319) › Section 47-18-302 - [Repealed]

Repealed by 2016 Tenn. Acts, ch. 858, s 3, eff. 7/1/2016.
Acts 1984, ch. 630, § 2; 1986, ch. 894, § 1; 1989, ch. 460, § 1.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 3 - HEALTH CLUBS (§§ 47-18-301 — 47-18-319) › Section 47-18-303 - Unenforceable health club agreements

A health club agreement shall be unenforceable against the buyer, and the buyer shall be entitled to a refund less that portion of the total price which represents actual use of the facilities and less the cost of goods and services consumed by the buyer if:
(1)
The buyer entered into the agreement in reliance upon any false, deceptive, or misleading information, representation, notice, or advertisement; or
(2)
[Deleted by 2016 amendment.]
(3)
The agreement fails to conform with this part.
Amended by 2016 Tenn. Acts, ch. 858,s 18, eff. 7/1/2016.
Acts 1984, ch. 630, § 3; 1986, ch. 894, § 2; 1989, ch. 460, §§ 5, 6; 1996, ch. 929, § 3.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 3 - HEALTH CLUBS (§§ 47-18-301 — 47-18-319) › Section 47-18-304 - [Repealed]

Repealed by 2016 Tenn. Acts, ch. 858, s 4, eff. 7/1/2016.
Added by 2015 Tenn. Acts, ch. 339, s 21, eff. 7/1/2015.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 3 - HEALTH CLUBS (§§ 47-18-301 — 47-18-319) › Section 47-18-306 - Duration of agreements

(a)
Unless the buyer is granted a right to cancel the health club agreement as provided in subsection (b), no buyer shall be bound by any health club agreement with a stated initial term greater than thirty-six (36) months.
(b)
(1)
A health club agreement may include a provision or stipulation that provides for a month-to-month continuation of the agreement, either as an initial agreement between the operator and the buyer or as an extension of an agreement beyond a stated term or duration; provided, that the buyer has the right to cancel the continuing portion of the agreement by providing the health club operator thirty (30) days written notice by registered mail of the buyer's intent to cancel the agreement.
(2)
A buyer shall have until midnight of the seventh business day after the date on which the first service under the health club agreement is available to cancel if the health club agreement is subject to a finance charge. "Business day" for the purposes of this subdivision (b)(2) means any day the health club is open unless the seventh day is a day the health club is not open for business to the buyer; provided, however, that if the health club is closed on the seventh day, the buyer shall have until midnight of the next day the health club is open to cancel the health club agreement. Cancellation is evidenced by the buyer giving written notice of cancellation to the health club at the address of any facility available for use by the buyer under the health club agreement. The buyer shall deliver the notice by personal delivery or by certified mail delivery, return receipt requested. Personal delivery is effective when delivered to the health club or to the health club's address, whichever comes first. Notice of cancellation by certified mail delivery shall be effective upon the date of post marking. Notice of cancellation need not take a particular form and is sufficient if it indicates, by any form of written expression, the intention of the buyer not to be bound by the contract.
Acts 1986, ch. 894, § 4; 1989, ch. 460, § 13; 1996, ch. 929, §§ 9, 10; 2008, ch. 926, § 3.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 3 - HEALTH CLUBS (§§ 47-18-301 — 47-18-319) › Section 47-18-307 - Provisions contrary to public policy

Any provision in a health club agreement, or in any document signed by the buyer in connection with such agreement, whereby the buyer agrees to waive any requirement of this part, shall be void as contrary to public policy.
Acts 1986, ch. 894, § 5.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 3 - HEALTH CLUBS (§§ 47-18-301 — 47-18-319) › Section 47-18-308 - Applicability of provisions

Chapter 460 of the Public Acts of 1989 does not affect rights or duties that matured, liabilities or penalties that were incurred, or proceedings begun before January 1, 1990.
Acts 1986, ch, 894, § 6; 1989, ch. 460, § 16.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 3 - HEALTH CLUBS (§§ 47-18-301 — 47-18-319) › Section 47-18-309 - [Repealed]

Repealed by 2016 Tenn. Acts, ch. 858, s 7, eff. 7/1/2016.
Amended by 2015 Tenn. Acts, ch. 339, s 15, eff. 7/1/2015.
Amended by 2015 Tenn. Acts, ch. 339, s 14, eff. 7/1/2015.
Acts 1989, ch. 460, § 2; 1996, ch. 929, § 11; 2008 , ch. 771, § 2.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 3 - HEALTH CLUBS (§§ 47-18-301 — 47-18-319) › Section 47-18-310 - [Repealed]

Repealed by 2016 Tenn. Acts, ch. 858, s 8, eff. 7/1/2016.
Amended by 2015 Tenn. Acts, ch. 339, s 16, eff. 7/1/2015.
Acts 1989, ch. 460, § 3.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 3 - HEALTH CLUBS (§§ 47-18-301 — 47-18-319) › Section 47-18-311 - [Repealed]

Repealed by 2016 Tenn. Acts, ch. 858, s 9, eff. 7/1/2016.
Acts 1989, ch. 460, § 4.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 3 - HEALTH CLUBS (§§ 47-18-301 — 47-18-319) › Section 47-18-312 - Penalty for violations

In addition to any other penalty prescribed by this part, violation of any provision of this part, upon conviction, constitutes a Class A misdemeanor.
Amended by 2016 Tenn. Acts, ch. 858,s 10, eff. 7/1/2016.
Acts 1989, ch. 460, § 7; 1989, ch. 591, §§ 1, 6.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 3 - HEALTH CLUBS (§§ 47-18-301 — 47-18-319) › Section 47-18-313 - Responsibility for compliance

Any individual, firm, corporation, association, or other legal entity that obtains an ownership interest in a health club or its assets shall be responsible for determining that the health club is in compliance with this part.
Amended by 2016 Tenn. Acts, ch. 858,s 11, eff. 7/1/2016.
Amended by 2015 Tenn. Acts, ch. 339,s 17, eff. 7/1/2015.
Acts 1989, ch. 460, § 8.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 3 - HEALTH CLUBS (§§ 47-18-301 — 47-18-319) › Section 47-18-314 - Compliance exemption - Requirements

(a)
It is an offense to accept a down payment for a health club agreement in excess of thirty percent (30%) of the total cost of the agreement unless, as of January 1 of the year in which the health club agreement was entered into:
(1)
The health club has a net worth in excess of two hundred fifty thousand dollars ($250,000) per location where health club services or facilities are provided; and
(2)
The health club has operated under substantially the same ownership and control for at least five (5) years.
(b)
For the purpose of calculating net worth as provided in subsection (a), the following are excluded:
(1)
Assets that represent prepayment for future services; and
(2)
Accounts receivable due from health club members for future services.
(c)
Any health club claiming the exemption pursuant to subsection (a) shall maintain written documentation establishing proof that the requirements of subsection (a) have been met as of January 1 of each year the exemption is claimed. Such proof shall be retained for a minimum of five (5) years from the end of the year in which the exemption is claimed. This documentation shall be made available for examination upon request of any law enforcement agency or the attorney general. A refusal to provide such documentation shall constitute a violation of this part.
Amended by 2019 Tenn. Acts, ch. 459,s 16, eff. 9/30/2019.
Amended by 2016 Tenn. Acts, ch. 858,s 12, eff. 7/1/2016.
Amended by 2015 Tenn. Acts, ch. 339,s 18, eff. 7/1/2015.
Acts 1989, ch. 460, § 12.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 3 - HEALTH CLUBS (§§ 47-18-301 — 47-18-319) › Section 47-18-315 - [Repealed]

Repealed by 2016 Tenn. Acts, ch. 858, s 13, eff. 7/1/2016.
Amended by 2015 Tenn. Acts, ch. 339, s 19, eff. 7/1/2015.
Acts 2001, ch. 126, § 2.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 3 - HEALTH CLUBS (§§ 47-18-301 — 47-18-319) › Section 47-18-316 - [Repealed]

Repealed by 2016 Tenn. Acts, ch. 858, s 14, eff. 7/1/2016.
Acts 2001, ch. 126, § 3.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 3 - HEALTH CLUBS (§§ 47-18-301 — 47-18-319) › Section 47-18-317 - Violations - Penalties and remedies

(a)
A violation of this part constitutes a violation of the Tennessee Consumer Protection Act of 1977, compiled in part 1 of this chapter.
(b)
For the purpose of application of the Tennessee Consumer Protection Act of 1977, any violation of this part shall be construed to constitute an unfair or deceptive act or practice affecting the conduct of any trade or commerce and subject to the penalties and remedies as provided by that act.
(c)
As part of any action brought pursuant to this section, the attorney general shall certify that the division of consumer affairs complied with §
47-18-5002(2)
unless the attorney general determines that the purposes of this part will be substantially impaired by delaying legal proceedings.
Amended by 2019 Tenn. Acts, ch. 459,s 17, eff. 9/30/2019.
Acts 1984, ch. 630, § 4; T.C.A., §
47-18-304
; Acts 1989, ch. 460, § 15; T.C.A., §
47-18-320
.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 3 - HEALTH CLUBS (§§ 47-18-301 — 47-18-319) › Section 47-18-318 - Surety bond - Applicability - Filing of audited financial statement

(a)
In order to provide a degree of protection to members of health clubs, each health club shall post a bond in an amount of twenty-five thousand dollars ($25,000) for each location doing business in this state. The bond shall be made with a bond issued by a corporate surety authorized to do business in this state.
(b)
The bond shall be maintained for two (2) years following the date on which the health club location ceases to conduct business in this state.
(c)
In an action brought by the attorney general and reporter pursuant to part 1 of this chapter, the attorney general and reporter shall have the right to request that the total amount of the bond posted by the health club be awarded to the state for consumer restitution. Any person who has entered into a health club agreement that is not fulfilled by the operator may make a claim against the bond.
(d)
This section shall not apply to any health club or health club operator that has, for at least seven (7) consecutive years, operated under substantially the same ownership and control. Any health club claiming the exemption pursuant to this subsection (d) shall maintain documentation as of January 1 of each year in which the exemption is claimed demonstrating the required period of ownership. Such proof shall be retained for a period of at least five (5) years from the end of the year in which the exemption is claimed. This documentation shall be made available for examination upon request of any law enforcement agency or the attorney general. A refusal to provide such documentation shall constitute a violation of this part.
(e)
(1)
In lieu of the surety bond required in this section, a health club may maintain on file a current audited financial statement prepared by a certified public accountant licensed in this state that demonstrates that either the health club or the health club operator has a financial net worth of at least ten million dollars ($10,000,000) available to satisfy any claims.
(2)
Any health club claiming the exemption pursuant to this subsection (e) shall maintain documentation as of January 1 of each year in which the exemption is claimed demonstrating at least ten million dollars ($10,000,000) available to satisfy any claims. Such proof shall be retained for a period of at least five (5) years from the end of the year in which the exemption is claimed. This documentation shall be made available for examination upon request of any law enforcement agency or the attorney general. A refusal to provide such documentation shall constitute a violation of this part.
Amended by 2019 Tenn. Acts, ch. 459,s 18, eff. 9/30/2019.
Amended by 2016 Tenn. Acts, ch. 858,s 15, eff. 7/1/2016.
Amended by 2015 Tenn. Acts, ch. 339,s 20, eff. 7/1/2015.
Acts 2008, ch. 1107, § 1; 2009, ch. 229, § 1; T.C.A., §
47-18-321
.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 3 - HEALTH CLUBS (§§ 47-18-301 — 47-18-319) › Section 47-18-319 - [Repealed]

Repealed by 2016 Tenn. Acts, ch. 858, s 16, eff. 7/1/2016.
Acts 2008 , ch. 1107, § 2; T.C.A., §
47-18-322
.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 4 - TRUE ORIGIN OF GOODS ACT (§§ 47-18-401 — 47-18-408) › Section 47-18-401 - Short title

This part shall be known and may be cited as the "True Origin of Goods Act."
Acts 2014, ch. 595, § 1.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 4 - TRUE ORIGIN OF GOODS ACT (§§ 47-18-401 — 47-18-408) › Section 47-18-403 - Applicability of part

This part applies to any person who owns or operates a web site or online service dealing in the electronic dissemination of commercial recordings or audiovisual works, directly or indirectly, to one (1) or more consumers or other persons in this state.
Acts 2014, ch. 595, § 1.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 4 - TRUE ORIGIN OF GOODS ACT (§§ 47-18-401 — 47-18-408) › Section 47-18-404 - Persons subject to part to disclose name, address and telephone number on website - Issuance of subpoena to suspected violators

(a)
It shall be unlawful for any person who is subject to this part under §
47-18-403
to fail to clearly and conspicuously disclose their true and correct name, physical address, and telephone number on their website or online service in a location readily accessible to users of, or visitors to, the website or online service.
(b)
(1)
If the attorney general cannot, after reasonable investigation, ascertain the information that is required by subsection (a), the attorney general, or a district attorney general of a county in which or from which a violation of subsection (a) is suspected to have been made, at the request of the attorney general, and upon reasonable cause, may issue in writing and cause to be served one (1) or more subpoenas requiring the production of the suspected violator's legal name under which such person conducts business, and the person's physical address and telephone number.
(2)
A party shall not disclose any information pursuant to a subpoena other than the suspected violator's legal name under which such person conducts business, and the person's physical address and telephone number.
(3)
At any time before the return date specified on the subpoena, the person summoned may, in the chancery court of the county in which the person resides or does business, petition for an order modifying or quashing the subpoena, or a prohibition of disclosure by a court.
(4)
If no case or proceeding arises from the production of records or other documentation pursuant to this section within a reasonable time after those records or documentation are produced, the attorney general or district attorney general shall either destroy the records and documentation or return them to the person who produced them.
(5)
A subpoena issued under this section may be served by any person who is authorized to serve process under the Tennessee Rules of Civil Procedure and such subpoena shall be served in accordance with such rules.
Amended by 2019 Tenn. Acts, ch. 459,s 20, eff. 9/30/2019.
Acts 2014, ch. 595, § 1.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 4 - TRUE ORIGIN OF GOODS ACT (§§ 47-18-401 — 47-18-408) › Section 47-18-405 - Action by attorney general and reporter or district attorney general to enforce part

In addition to any other remedies, the attorney general and reporter, or a district attorney general of a county in which or from which a violation of this part is made, may bring an action to enjoin any practice in violation of this part, enforce compliance with this part, and recover the civil penalty and attorney's fees required by §
47-18-406
.
Acts 2014, ch. 595, § 1.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 4 - TRUE ORIGIN OF GOODS ACT (§§ 47-18-401 — 47-18-408) › Section 47-18-406 - Civil penalties

(a)
If a person is found to be in violation of this part in a civil action, the court shall assess a civil penalty against the offending party in an amount up to two thousand five hundred dollars ($2,500).
(b)
If a person found to be in violation of this part in a civil action fails to comply with any permanent injunction, judgment, or court order compelling compliance with this part, the court shall assess a civil penalty against the offending party in an amount of no less than five thousand dollars ($5,000) and no more than ten thousand dollars ($10,000) for each day of noncompliance.
(c)
Any civil penalty collected pursuant to this section shall be paid into the general fund of the state. The prevailing party in the cause shall be entitled to necessary expenses and reasonable attorney's fees.
Acts 2014, ch. 595, § 1.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 4 - TRUE ORIGIN OF GOODS ACT (§§ 47-18-401 — 47-18-408) › Section 47-18-407 - Applicability of Tennessee Consumer Protection Act of 1977 - Action by attorney general

(a)
A violation of this part constitutes a violation of the Tennessee Consumer Protection Act of 1977.
(b)
For the purpose of application of the Tennessee Consumer Protection Act of 1977, a violation of this part constitutes an unfair or deceptive act or practice affecting trade or commerce and is subject to the penalties and remedies as provided in the Tennessee Consumer Protection Act of 1977, in addition to the penalties and remedies set forth in this part. However, no criminal penalty is incurred for violation of this part.
(c)
If the attorney general has reason to believe that any person has violated this part, then the attorney general may institute a proceeding under this chapter.
Amended by 2021 Tenn. Acts, ch. 87, s 2, eff. 7/1/2021.
Amended by 2019 Tenn. Acts, ch. 459, s 21, eff. 9/30/2019.
Acts 2014 , ch. 595, § 1.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 4 - TRUE ORIGIN OF GOODS ACT (§§ 47-18-401 — 47-18-408) › Section 47-18-408 - Private cause of action for unlawful electronic dissemination of commercial recording or audiovisual work by website or online service

(a)
An owner, assignee, authorized agent, or exclusive licensee of a commercial recording or audiovisual work electronically disseminated by a website or online service in violation of this part may bring a private cause of action to obtain a declaratory judgment that an act or practice violates this part and obtain an injunction against a person who knowingly has violated, is violating, or is otherwise likely to violate this part. As a condition precedent to filing a civil action under this section, the aggrieved party must provide written notice to an individual alleged to be in violation of this part. The written notice must explain that the individual may be in violation of this part and that failure to cure the violation within fourteen (14) days of receipt of the written notice may result in a civil action filed in a court of competent jurisdiction.
(b)
Upon motion of the party instituting the action, the court may make appropriate orders to compel compliance with this part.
(c)
The prevailing party in a cause of action under this section is entitled to recover necessary expenses and reasonable attorneys' fees.
Added by 2021 Tenn. Acts, ch. 87,s 3, eff. 7/1/2021.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 5 - BUYERS' CLUBS (§§ 47-18-501 — 47-18-509) › Section 47-18-501 - Part definitions

As used in this part, unless the context otherwise requires:
(1)
"Attorney general" means the attorney general and reporter, or the attorney general and reporter's designee;
(2)
"Business day" means any day other than a Saturday, Sunday, or legal holiday;
(3)
"Buyer" or "member" means any status by which any natural person is entitled to any of the benefits of a discount buying organization;
(4)
"Buying service," "buying club," or "club" means any person, corporation, partnership, unincorporated association, or other business enterprise operating for profit within the state of Tennessee, the primary purpose of which is to provide benefits to members from the cooperative purchase of services or merchandise;
(5)
"Contract" means any oral or written agreement by which one becomes a member of a club; and
(6)
[Deleted by 2019 amendment.]
(7)
"Prepayment" means any payment greater than fifty dollars ($50.00) for service, merchandise, or membership made before the service is rendered. Money received by a club from a financial institution upon assignment of a contract shall be considered prepayment when and to the extent the member is required to make prepayments to the financial institution pursuant to the contract.
Amended by 2019 Tenn. Acts, ch. 459,s 22, eff. 9/30/2019.
Acts 1986, ch. 863, § 1.
2023 Tennessee Code › Title 47 - COMMERCIAL INSTRUMENTS AND TRANSACTIONS (§§ 47-1-101 — 47-50-121) › Chapter 18 - CONSUMER PROTECTION (§§ 47-18-101 — 47-18-5706) › Part 5 - BUYERS' CLUBS (§§ 47-18-501 — 47-18-509) › Section 47-18-502 - Cancellation of membership

(a)
Any person who has elected to become a member of a club may cancel such membership by giving written notice any time before twelve o'clock (12:00) midnight of the third business day following the date on which membership was attained, subject to §
47-18-503
. Such cancellation shall be without liability on the part of the member and shall entitle the member to a refund of the entire consideration paid for the contract.
(b)
Notice of cancellation must be in writing and delivered personally or by mail. If given by mail, the notice is effective upon deposit in a mailbox, properly addressed and postage paid. Notice of cancellation need not take a particular form and is sufficient if it indicates, by any form of written expression, the intention of the member not to be bound by the contract. If delivered personally, the notice is to be accepted by any agent or employee of the club, and a receipt for the notice must be given by that agent or employee to the person cancelling.
(c)
The entitled refund shall be delivered to the member within fourteen (14) days after notice of cancellation is given.
(d)
Rights of cancellation may not be waived or otherwise surrendered.
(e)
Cancellation shall not relieve the member from paying for any merchandise or services purchased or ordered prior to the date of cancellation.
Acts 1986, ch. 863, § 1.