reglab/statecodes huggingface dataset:
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.16 | Designation for Whom Security Deposit Made.

Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
Every person depositing security shall specify in writing whether the deposit is made on behalf of himself, another person, or both himself and another person required to deposit security. Such designation may at any time be changed, but any single deposit of security shall be applicable only on behalf of persons required to furnish security because of the same accident.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.17 | License Suspension Upon Failure to Request Hearing or Deposit Security.

Effective:
January 1, 2004
Latest Legislation:
Senate Bill 123 - 124th General Assembly
Except as provided in sections 4509.01 to 4509.78 of the Revised Code, upon failure of any person to request a hearing as provided for in section 4509.13 of the Revised Code or to deposit the security required under section 4509.12 of the Revised Code within thirty days after the registrar of motor vehicles has sent the notice provided for in section 4509.13 of the Revised Code, the registrar shall impose a class F suspension of the person's driver's license, commercial driver's license, temporary instruction permit, probationary license, or nonresident operating privilege for the period of time specified in division (B)(6) of section 4510.02 of the Revised Code on the person and the registrations of all motor vehicles owned by the person. If the person is a nonresident, the suspension shall include the privilege of operating any motor vehicle within this state or permitting the operation within this state of any motor vehicle owned by the nonresident.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.18 | License or Registration Denied Until Security Deposited.

Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
When a person failing to deposit security as required has no license or registration in this state, he shall not be issued a license or be allowed to register any motor vehicle until he has complied with section 4509.12 of the Revised Code to the same extent that would be necessary if at the time of the accident he had held a license or been the owner of a motor vehicle registered in this state.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.20 | Requirements of Insurance or Bond Necessary to Excuse Deposit of Security.

Effective:
December 22, 2013
Latest Legislation:
House Bill 278 - 129th General Assembly
(A) A policy or bond does not comply with divisions (A)(5), (A)(6), and (A)(7) of section 4509.19 of the Revised Code unless issued by an insurance company or surety company authorized to do business in this state, except as provided in division (B) of this section, or unless such policy or bond is subject, if the accident has resulted in bodily injury or death, to a limit, exclusive of interest and costs, of not less than twenty-five thousand dollars because of bodily injury to or death of one person in any one accident, and, subject to said limit for one person, to a limit of not less than fifty thousand dollars because of bodily injury to or death of two or more persons in one accident, and, if the accident has resulted in injury to, or destruction of property, to a limit of not less than twenty-five thousand dollars because of injury to or destruction of property of others in any one accident.
(B) A policy or bond does not comply with divisions (A)(5), (A)(6), and (A)(7) of section 4509.19 of the Revised Code with respect to any motor vehicle which was not registered in this state or was a motor vehicle which was registered elsewhere than in this state at the effective date of the policy or bond or the most recent renewal thereof, unless the insurance company or surety company issuing such policy or bond is authorized to do business in this state, or if said company is not authorized to do business in this state unless it executes a power of attorney authorizing the registrar of motor vehicles to accept service on its behalf of notice or process in any action upon such policy or bond arising out of such accident.
The registrar may rely upon the accuracy of the information in the required report of a motor vehicle accident as to the existence of insurance or a bond unless the registrar has reason to believe that the information is erroneous.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.21 | Release or Covenant Not to Sue - Minors.

Effective:
October 22, 1969
Latest Legislation:
House Bill 236 - 108th General Assembly
A person is relieved from the requirement for deposit of security if he is fully released from liability for any property damage and personal injury by all person injured or damaged in the accident. When an injury or damage claim has been subrogated to an insurance company and a copy of such subrogated claim has been filed with the bureau of motor vehicles, a release shall be required from that insurance company. For this purpose a covenant not to sue has the same effect as a release.
If the registrar of motor vehicles has evaluated the injuries or damages to a minor in an amount not more than two hundred dollars the registrar may accept, for the purpose of this section only, evidence of a full release from all liability for personal injury and property damage executed by a natural guardian or a legal guardian on behalf of such minor without the approval of any court.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.22 | Adjudication of Nonliability.

Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
A person may be relieved from the security requirements of section 4509.12 of the Revised Code upon final adjudication of non-liability with respect to such person as to all claims arising out of the accident.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.23 | Payment of Judgment.

Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
The payment in full of a judgment or payment on a judgment of an amount equivalent to the maximum which could be required for deposit under section 4509.15 of the Revised Code has the same effect as a release from liability under section 4509.21 of the Revised Code.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.24 | Agreement by Parties - Effect of Breach.

Effective:
January 1, 2004
Latest Legislation:
Senate Bill 123 - 124th General Assembly
(A) The persons involved in or affected by a motor vehicle accident may at any time enter into a written agreement for the payment of an agreed amount with respect to all claims for bodily injury to or death of any person or property damage arising from the accident which may provide for payment in installments. A signed copy of the agreement may be filed with the registrar of motor vehicles.
(B) The registrar, upon filing of any such written agreement, shall not require the deposit of security by any party to the agreement for the benefit or protection of any party to the agreement. The registrar shall modify appropriately any prior order of suspension with reference to such persons, or if security has been deposited, the registrar immediately shall return to the depositor or the depositor's personal representative any deposit for the benefit or protection of any party to the agreement.
(C) If the registrar receives satisfactory evidence that any person obliged to make payment under any such agreement has defaulted in payment, the registrar shall impose a class F suspension of the offender's driver's license, commercial driver's license, temporary instruction permit, probationary license, or nonresident operating privilege for the period of time specified in division (B)(6) of section 4510.02 of the Revised Code on the person as provided in section 4509.17 of the Revised Code. Such an order of suspension remains in effect until any of the following occurs:
(1) Security is deposited by the person to whom the suspension applies in such amount as the registrar may then determine;
(2) The registrar receives satisfactory evidence that the entire obligation has been paid or released;
(3) A period of two years has elapsed following the breach of agreement and satisfactory evidence is filed with the registrar that no action has been instituted on the agreement during that period.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.25 | Registrar Shall Not Require Security Deposit of Relieved Person or Shall Return Security Deposit.

Effective:
September 17, 1996
Latest Legislation:
House Bill 353 - 121st General Assembly
The registrar of motor vehicles, if satisfied as to any fact which under sections 4509.21 to 4509.23 of the Revised Code would entitle a person to relief from sections 4509.12 and 4509.17 of the Revised Code, shall not require the deposit of security by the person so relieved and shall terminate any prior order of suspension with respect to that person, or if security previously has been deposited, the registrar immediately shall return the deposit to the depositor or to the depositor's personal representative.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.26 | Termination of Suspension.

Effective:
October 30, 1965
Latest Legislation:
Senate Bill 52 - 106th General Assembly
Unless a suspension is terminated under other provisions of sections 4509.01 to 4509.78, inclusive, of the Revised Code, any order of suspension by the registrar of motor vehicles under such sections shall remain in effect and no license shall be renewed for or issued to any person whose license is suspended and no registration shall be renewed for or issued to any person whose motor vehicle registration is suspended until either of the following happens:
(A) There is deposited on his behalf the security required under section 4509.12 of the Revised Code.
(B) Two years have elapsed following the date of the accident and satisfactory evidence has been filed with the registrar of motor vehicles that during such period no action for damages arising out of the accident resulting in the suspension has been instituted.
An affidavit of the applicant that no action for damages arising out of the accident has been filed against him or, if filed, that it is not still pending shall be prima-facie evidence of that fact. The registrar may take whatever steps are necessary to verify the statement set forth in the affidavit.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.27 | Security Deposit Fund.

Effective:
July 1, 2005
Latest Legislation:
House Bill 68 - 126th General Assembly
There is hereby created in the state treasury the security deposit fund. All security deposits that the registrar of motor vehicles requires to be paid under section 4509.12 of the Revised Code and that the registrar receives shall be deposited into the fund. Moneys in the fund shall be applied only to the payment of a judgment for damages arising out of an accident as provided in section 4509.28 of the Revised Code and to the return of security deposits as provided in sections 4509.25 and 4509.29 of the Revised Code. All investment earnings of the fund shall be credited to the roadwork development fund created by section 122.14 of the Revised Code.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.28 | Application of Security Deposit Funds.

Effective:
October 22, 1969
Latest Legislation:
House Bill 236 - 108th General Assembly
(A) Security deposited with the registrar of motor vehicles shall be applicable only to the payment of judgments for damages arising out of the accident in question in an action against the person on whose behalf the deposit was made which action was begun within two years after the date of the accident, or upon assignment by the depositor for the settlement of claims arising out of such accident.
(B) Every distribution of funds from the security deposit shall be subject to the limits of the registrar's evaluation on behalf of the claimant.
(C) If a judgment is rendered against the principal named in a corporate surety bond a certified copy of the judgment entry shall be forwarded to the bonding company, who shall forward to the clerk of the court where the judgment was rendered the amount of the judgment up to the limits of the accepted surety bond. This action must be taken by the bonding company within thirty days from receipt of notice of such judgment.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.29 | Return of Deposit.

Effective:
January 14, 1972
Latest Legislation:
Senate Bill 41 - 109th General Assembly
Upon the expiration of two years from the date of any accident for which a security deposit has been made, any security remaining on deposit shall be returned to the depositor or to his personal representative if an affidavit or other evidence satisfactory to the registrar of motor vehicles has been filed:
(A) That no action for damages arising out of the accident for which deposit was made, begun within two years after the date of the accident, is pending against the person on whose behalf the deposit was made;
(B) That there does not exist any unpaid judgment rendered against any such person in such an action.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.291 | Cooperation With Other States.

Effective:
January 1, 2004
Latest Legislation:
Senate Bill 123 - 124th General Assembly
(A) When a nonresident's operating privilege is suspended pursuant to section 4509.101, 4509.17, or 4509.24 of the Revised Code for a violation of any provision of sections 4509.01 to 4509.78 of the Revised Code, the registrar of motor vehicles shall transmit a certified copy of the record of such action to the official in charge of the issuance of licenses and registration certificates in the state in which such nonresident resides, if the law of such other state provides for action in relation thereto similar to the provision set forth in division (B) of this section.
(B) Upon receipt of a certification that the operating privilege of a resident of this state has been suspended or revoked in any other state pursuant to a law providing for its suspension or revocation for failure to deposit security for the payment of judgments arising out of a motor vehicle accident or failure to give proof of financial responsibility, under circumstances which would require the registrar to suspend a nonresident's operating privilege had the accident occurred in this state, the registrar shall impose a class F suspension of the person's driver's license, commercial driver's license, temporary instruction permit, probationary license, or nonresident operating privilege for the period of time specified in division (B)(6) of section 4510.02 of the Revised Code on the person and all registrations of such resident. Such suspension shall continue until such resident furnishes evidence of the person's compliance with the law of such other state relating to the deposit of such security or to the giving of proof of financial responsibility.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.30 | Accident Report and Findings of Registrar Prohibited at Trial.

Effective:
July 1, 1959
Latest Legislation:
House Bill 1035 - 103rd General Assembly
The report required following a motor vehicle accident, the action taken by the registrar of motor vehicles pursuant to sections 4509.11 to 4509.291, inclusive, of the Revised Code, the findings of the registrar upon which such action is based, and the security filed as provided in such section, shall not be referred to in any way and shall not be evidence of the negligence or due care of either party at the trial of any action to recover damages.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.33 | Suspension of Nonresidents' Operating Privilege and Registration.

Effective:
January 1, 2004
Latest Legislation:
Senate Bill 123 - 124th General Assembly
If a nonresident by final order or judgment of a court of record or mayor's court is convicted of, or forfeits bail or collateral deposited to secure an appearance for trial for, any offense for which the suspension of a license is provided, the registrar of motor vehicles shall impose a suspension of the privilege of the nonresident to operate a motor vehicle for the same period for which suspension of a license by a court of record is authorized by the applicable section of the Revised Code. The suspension shall remain in effect until the expiration of the period so ordered and thereafter until the nonresident gives and thereafter maintains proof of financial responsibility in accordance with section 4509.45 of the Revised Code.
The registrar shall also suspend the privilege of the use in this state of every motor vehicle owned by the nonresident, except that the registrar shall not suspend the privilege if the owner has given or immediately gives and thereafter maintains proof of financial responsibility with respect to all motor vehicles owned by the nonresident. The registrar shall restore such privilege of a nonresident owner when the owner gives and thereafter maintains proof of financial responsibility in accordance with section 4509.45 of the Revised Code.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.34 | Suspension of License Withdrawn.

Effective:
January 1, 2004
Latest Legislation:
Senate Bill 123 - 124th General Assembly
(A) The suspension of a license referred to in section 4509.291 of the Revised Code shall remain in effect and the registrar of motor vehicles shall not issue to any person whose license is so suspended any new or renewal license until permitted under the motor vehicle laws, and not then until such person gives and thereafter maintains proof of financial responsibility in accordance with section 4509.45 of the Revised Code.
(B) The suspension of registration referred to in such sections shall remain in effect and the registrar shall not register or reregister in the name of any person whose registration is so suspended as owner of any motor vehicle, nor return or re-issue license plates for such vehicle, until such person gives and thereafter maintains proof of financial responsibility in accordance with section 4509.45 of the Revised Code.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.35 | Registrar to Receive Copies of Judgments, Conviction of Nonresident or Order Forfeiture of Bail.

Effective:
January 1, 2004
Latest Legislation:
Senate Bill 123 - 124th General Assembly
Whenever any person fails within thirty days to satisfy a judgment rendered within this state, upon the written request of the judgment creditor or the judgment creditor's attorney, the clerk of the court which rendered the judgment, or the judge of the court or mayor of the mayor's court if the court has no clerk, immediately shall forward a certified copy of the judgment to the registrar of motor vehicles.
Whenever any nonresident has been convicted of an offense for which the court is required to impose a license suspension under any provision of the Revised Code or has forfeited bail given to secure the nonresident's appearance for trial upon a charge of any offense for which the court is required to impose a license suspension under any provision of the Revised Code, the clerk of every court of record and the mayor of every mayor's court immediately shall forward to the registrar a certified copy or transcript of the conviction or order forfeiture of bail.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.36 | Copies of Judgments Sent to Other States.

Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
If the defendant named in any certified copy of a judgment, conviction, or order of bail forfeiture reported to the registrar of motor vehicles is a nonresident, the registrar shall transmit a certified copy of the judgment, conviction, or order of bail forfeiture to the official in charge of the issuance of licenses and registration of the state of which the defendant is a resident.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.37 | Suspension of License and Registration, and Nonresident's Operating Privilege - Civil Penalties.

Effective:
January 1, 2004
Latest Legislation:
Senate Bill 123 - 124th General Assembly
(A) The registrar of motor vehicles upon receipt of a certified copy of a judgment, shall impose a class F suspension for the period of time specified in division (B)(6) of section 4510.02 of the Revised Code of the license and registration and any nonresident's operating privilege of any person against whom such judgment was rendered, except as provided in sections 4509.01 to 4509.78 of the Revised Code.
Such certified copy of a judgment shall include the last known address, the social security number, if known, and the operator's license number, of the judgment debtor.
(B) The registrar shall also impose the civil penalties specified in division (A)(2) of section 4509.101 of the Revised Code unless either of the following applies:
(1) The judgment debtor presents proof of financial responsibility to the registrar proving that the judgment debtor was covered, at the time of the motor vehicle accident out of which the cause of action arose, by proof of financial responsibility in compliance with section 4509.101 of the Revised Code.
(2) The judgment debtor proves to the registrar that the judgment debtor's registration and license have been previously suspended under section 4509.101 of the Revised Code by reason of the judgment debtor's failure to prove that the judgment debtor was covered, at the time of the motor vehicle accident out of which the cause of action arose, by proof of financial responsibility.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.38 | Waiver by Judgment Creditor of Suspension Provision.

Effective:
October 30, 1965
Latest Legislation:
Senate Bill 52 - 106th General Assembly
If the judgment creditor consents in writing, in such form as the registrar of motor vehicles prescribes, that the judgment debtor be allowed license and registration or nonresident's operating privilege, the same may be allowed by the registrar for six months from the date of the consent and thereafter until the consent is revoked in writing, notwithstanding default in the payment of such judgment, or of any installments thereof prescribed in section 4509.42 of the Revised Code, provided the judgment debtor furnishes proof of financial responsibility and thereafter maintains it in accordance with section 4509.45 of the Revised Code.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.39 | No Suspension When Insurer Obligated.

Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
No license, registration, or nonresident's operating privilege shall be suspended for nonpayment of a judgment under sections 4509.01 to 4509.78, inclusive, of the Revised Code, if the registrar of motor vehicles finds that an insurer is obligated to pay such judgment, at least to the extent and for the amounts required in such sections, but has not paid such judgment. A finding by the registrar that an insurer is obligated to pay a judgment is not binding upon the insurer and has no legal effect except for the purpose of administering this section. Whenever in any judicial proceeding it is determined by final judgment, decree, or order that an insurer is not obligated to pay such judgment, the registrar, notwithstanding any previous contrary finding, shall forthwith suspend the license and registration and nonresident's operating privilege of any person against whom such judgment was rendered, as provided in section 4509.37 of the Revised Code.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.40 | Suspension Continues Until Settlement of Judgment.

Effective:
January 1, 2004
Latest Legislation:
Senate Bill 123 - 124th General Assembly
The registrar of motor vehicles shall impose a class F suspension of the person's driver's license, commercial driver's license, temporary instruction permit, probationary license, or nonresident operating privilege for the period of time specified in division (B)(6) of section 4510.02 of the Revised Code for nonpayment of a judgment, and while such order is in force no license, registration, or permit to operate a motor vehicle shall be issued in the name of such person, including any such person not previously licensed. The registrar shall vacate the order of suspension upon proof that such judgment is stayed, or satisfied in full or to the extent provided in section 4509.41 of the Revised Code, subject to the exemptions stated in sections 4509.37, 4509.38, 4509.39, and 4509.42 of the Revised Code, and upon such person's filing with the registrar of motor vehicles evidence of financial responsibility in accordance with section 4509.45 of the Revised Code.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.41 | Satisfaction of Judgments.

Effective:
December 22, 2013
Latest Legislation:
House Bill 278 - 129th General Assembly
(A) Judgments are satisfied for the purpose of sections 4509.01 to 4509.78, inclusive, of the Revised Code, in each of the following cases:
(1) When twenty-five thousand dollars has been credited upon any judgments in excess of that amount because of bodily injury to or death of one person as a result of any one accident;
(2) When the sum of fifty thousand dollars has been credited upon any judgments in excess of that amount because of bodily injury to or death of two or more persons as the result of any one accident;
(3) When twenty-five thousand dollars has been credited upon any judgments rendered in excess of that amount because of injury to property of others as a result of any one accident.
(B) Payments made in settlements of any claims because of bodily injury, death, or property damage arising from such accident shall be credited in reduction of the amounts provided for in this section.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.42 | Payment of Judgment in Installments.

Effective:
January 1, 2004
Latest Legislation:
Senate Bill 123 - 124th General Assembly
(A) A judgment debtor upon due notice to the judgment creditor may apply to the court in which the judgment was rendered for the privilege of paying the judgment in installments and the court, in its discretion and without prejudice to any other legal remedies which the judgment creditor has, may order and fix the amounts and times of payment of the installments.
(B) The registrar of motor vehicles shall not suspend for nonpayment of a judgment, a license, registration, or nonresident's operating privilege, and shall restore the license, registration, or nonresident's operating privilege suspended for nonpayment, when the judgment debtor gives proof of financial responsibility and maintains it in accordance with section 4509.45 of the Revised Code, and obtains an order permitting the payment of the judgment in installments, and while the payment of any installment is not in default.
(C) If the judgment debtor fails to pay any installment as specified by such order, then upon notice of default the registrar shall impose a class F suspension of the license, registration, or nonresident's operating privilege of the judgment debtor until such judgment is satisfied as specified in division (B)(6) of section 4510.02 of the Revised Code.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.44 | Proof of Financial Responsibility Required for Registration.

Effective:
October 30, 1965
Latest Legislation:
Senate Bill 52 - 106th General Assembly
No motor vehicle shall be or continue to be registered in the name of any person required to file proof of financial responsibility unless such proof is furnished and maintained in accordance with section 4509.45 of the Revised Code.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.45 | Filing of Proof of Financial Responsibility.

Effective:
March 23, 2015
Latest Legislation:
Senate Bill 255 - 130th General Assembly
(A) As used in this section, "electronic wireless communications device" has the same meaning as in section 4509.103 of the Revised Code.
(B) Proof of financial responsibility when required under section 4509.101, 4509.33, 4509.34, 4509.38, 4509.40, 4509.42, 4509.44, or 4510.038 of the Revised Code may be given by filing any of the following:
(1) A financial responsibility identification card as provided in section 4509.104 of the Revised Code;
(2) A certificate of insurance as provided in section 4509.46 or 4509.47 of the Revised Code;
(3) A bond as provided in section 4509.59 of the Revised Code;
(4) A certificate of deposit of money or securities as provided in section 4509.62 of the Revised Code;
(5) A certificate of self-insurance, as provided in section 4509.72 of the Revised Code, supplemented by an agreement by the self-insurer that, with respect to accidents occurring while the certificate is in force, the self-insurer will pay the same amounts that an insurer would have been obligated to pay under an owner's motor vehicle liability policy if it had issued such a policy to the self-insurer.
(C) When proof of financial responsibility is required to be given under section 4509.101 of the Revised Code, such proof also may be given through use of an electronic wireless communications device as provided in that section.
(D) Proof under division (B) of this section shall be filed and maintained for five years from the date of the registrar's imposition of a class A, B, or C suspension of operating privileges and shall be filed and maintained for three years from the date of the registrar's imposition of a class D, E, or F suspension of operating privileges. Proof of financial responsibility that is required to be filed and maintained with the registrar during a period of suspension of operating privileges described in this division shall not be given through the use of an electronic wireless communications device.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.46 | Certificate of Domestic Insurer as Proof.

Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
Proof of financial responsibility may be furnished by filing with the registrar of motor vehicles the written certificate of any insurance carrier authorized to do business in this state certifying that there is in effect a motor-vehicle liability policy for the benefit of the person to furnish proof of financial responsibility. The certificate either shall state the expiration date of the policy, which date shall be not less than one year from the effective date of the certificate, or if no expiration date is stated in the certificate, then such policy shall not expire until canceled or terminated as provided in section 4509.57 of the Revised Code. The certificate shall also designate by explicit description or by appropriate reference all motor vehicles covered, unless the policy is issued to a person who is not the owner of a motor vehicle.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.47 | Proof of Financial Responsibility by Nonresident.

Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
A nonresident may give proof of financial responsibility by filing with the registrar of motor vehicles a written certificate of an insurance carrier authorized to transact business in the state in which motor vehicles, owned by such nonresident, are registered, or in the state in which such nonresident resides if he does not own a motor vehicle, provided such certificate otherwise conforms with sections 4509.01 to 4509.78, inclusive, of the Revised Code. The registrar shall accept such certificate upon condition that the insurance carrier complies with the following provisions with respect to the policies so certified:
(A) The insurance carrier shall execute a power of attorney authorizing the registrar to accept service on its behalf of notice or process in any action arising out of a motor-vehicle accident in this state;
(B) The insurance carrier shall agree in writing that such policies shall be deemed to conform with the laws of this state relating to the terms of motor-vehicle liability policies issued in this state.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.48 | Default by Insurance Carrier.

Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
If any insurance carrier not authorized to transact business in this state, which has qualified to furnish proof of financial responsibility, defaults in any such undertakings or agreements, the registrar of motor vehicles shall not thereafter accept as proof any certificate of such carrier whether theretofore filed or thereafter tendered as proof, so long as such default continues.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.49 | Requirements for Motor-Vehicle Liability Policy.

Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
Every motor-vehicle liability policy shall set forth the name and address of the insured, the coverage afforded by the policy, the premium charged, the policy period, the limits of liability, and shall contain an agreement or be indorsed that insurance is provided in accordance with the coverage defined in sections 4509.01 to 4509.78, inclusive, of the Revised Code, with respect to bodily injury and death or property damage, or both, and is subject to such sections.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.50 | Requirements May Be Met by One or More Policies.

Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
The requirements for a motor-vehicle liability policy may be fulfilled by the policies of one or more insurance carriers which policies together meet such requirements.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.51 | Requirements for Owner's Liability Insurance.

Effective:
December 22, 2013
Latest Legislation:
House Bill 278 - 129th General Assembly
Subject to the terms and conditions of an owner's policy, every owner's policy of liability insurance:
(A) Shall designate by explicit description or by appropriate reference all motor vehicles with respect to which coverage is thereby granted;
(B) Shall insure the person named therein and any other person, as insured, using any such motor vehicles with the express or implied permission of the insured, against loss from the liability imposed by law for damages arising out of the ownership, maintenance, or use of such vehicles within the United States or Canada, subject to monetary limits exclusive of interest and costs, with respect to each such motor vehicle, as follows:
(1) Twenty-five thousand dollars because of bodily injury to or death of one person in any one accident;
(2) Fifty thousand dollars because of bodily injury to or death of two or more persons in any one accident;
(3) Twenty-five thousand dollars because of injury to property of others in any one accident.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.52 | Requirements for Operator's Insurance.

Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
Every operator's policy of liability insurance shall insure the person named as insured against loss from the liability imposed upon him by law for damages arising out of the use by him of any motor vehicle not owned by him, within the same territorial limits and subject to the same limits of liability as are set forth with respect to an owner's policy or liability insurance.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.53 | Provisions Incorporated Into Policy by Law.

Effective:
February 12, 2004
Latest Legislation:
House Bill 139 - 125th General Assembly
Every motor-vehicle liability policy is subject to the following provisions which need not be contained therein:
(A) Subject to the terms and conditions of the policy, the liability of the insurance carrier with respect to the insurance required by sections 4509.01 to 4509.78 of the Revised Code, shall become conclusive whenever injury or damage covered by the policy occurs; the policy shall not be canceled or annulled as to such liability by any agreement between the insurance carrier and the insured after the occurrence of the injury; no statement made by the insured or on the insured's behalf shall defeat or void the policy.
(B) The satisfaction by the insured of a judgment for such injury or damage shall not be a condition precedent to the right or duty of the insurance carrier to make payment on account of such injury or damage.
(C) The insurance carrier may settle any claim covered by the policy, and if such settlement is made in good faith, the amount thereof shall be deductible from the limits of liability specified in division (B) of section 4509.51 of the Revised Code.
(D) The policy, the written application therefor, and any rider or indorsement which does not conflict with sections 4509.01 to 4509.78 of the Revised Code, shall constitute the entire contract between the parties.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.54 | Permissible Exclusions of Liability Policies.

Effective:
January 17, 1977
Latest Legislation:
Senate Bill 545 - 111th General Assembly
A motor-vehicle liability policy need not insure any liability under any workers' compensation law, or any liability on account of bodily injury to or death of an employee of the insured while engaged in the employment, other than domestic, of the insured, or while engaged in the operation, maintenance, or repair of any such motor vehicle, or any liability for damage to property owned by, rented to, in charge of, or transported by the insured.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.55 | Permissible Liability Provisions in Policy.

Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
(A) Any policy which grants the coverage required for a motor-vehicle liability policy may also grant any lawful coverage in excess of or in addition to the coverage specified for a motor-vehicle liability policy and such excess or additional coverage shall not be subject to sections 4509.01 to 4509.78, inclusive, of the Revised Code. With respect to a policy which grants such excess or additional coverage the term "motor-vehicle liability policy" shall apply only to that part of the coverage which is required by such sections.
(B) Any motor-vehicle liability policy may provide that the insured shall reimburse the insurance carrier for any payment the insurance carrier would not have been obligated to make under the terms of the policy except for such sections.
(C) Any motor-vehicle liability policy may provide for the prorating of the insurance thereunder with other valid and collectible insurance.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.56 | Binder Fulfills Requirements.

Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
Any binder issued pending the issuance of a motor-vehicle liability policy fulfills the requirements for such a policy.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.57 | Notice Required to Terminate Insurance Certification.

Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
When an insurance carrier has certified a motor-vehicle liability policy under section 4509.46 or 4509.47 of the Revised Code, the insurance so certified shall not be canceled or terminated until at least ten days after a notice of cancellation or termination is filed in the office of the registrar of motor vehicles, except that such a policy subsequently procured and certified shall, on the effective date of its certification, terminate the insurance previously certified with respect to any vehicle designated in both certificates. If an expiration date is stated in the certificate provided for in section 4509.46 of the Revised Code, no notice of expiration is required.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.58 | Policies Affected.

Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
(A) Sections 4509.01 to 4509.78, inclusive, of the Revised Code do not apply to policies of automobile insurance against liability which may be required by any other law of this state, but if such policies contain an agreement or are indorsed to conform with such section they may be certified as proof of financial responsibility under such sections.
(B) Such sections do not apply to policies insuring solely the named insured against liability resulting from the maintenance or use, by persons in the insured's employ or on his behalf, of motor vehicles not owned by the insured.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.59 | Proof of Financial Responsibility Evidenced by Bond.

Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
Proof of financial responsibility may be evidenced by the bond of a surety company duly authorized to transact business within this state, or a bond with at least two individual sureties each owning real estate within this state, and together having equities equal in value to at least twice the amount of such bond; the real estate shall be scheduled in the bond approved by a judge of a court of record and the bond shall be conditioned for payment of the amount specified in section 4509.62 of the Revised Code. Such bond shall be filed with the registrar and shall not be cancelable except after ten days written notice to the registrar of motor vehicles.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.60 | Filing of Bond Constitutes Lien.

Effective:
August 1, 2003
Latest Legislation:
House Bill 95 - 125th General Assembly
Upon acceptance of a bond with individual sureties, the registrar of motor vehicles shall forward to the county recorder of the county in which the sureties' real estate is located a notice of such deposit and pay the recorder a base fee of five dollars for filing and indexing the notice and a housing trust fund fee of five dollars pursuant to section 317.36 of the Revised Code. The recorder shall receive and file such notice and keep and index the same. Such bond shall constitute a lien in favor of the state upon the real estate so scheduled or any surety, and the lien shall exist in favor of any holder of a final judgment against the person who has filed the bond, for damages, including damages for care and loss of services, because of bodily injury to or death of any person, or for damage because of injury to property, including the loss of use thereof, resulting from the ownership, maintenance, or use of a motor vehicle after such bond was filed, upon the filing of notice to that effect by the registrar with the county recorder as provided in this section.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.61 | Judgment Creditor May Bring Action Against Bond.

Effective:
October 1, 1953
Latest Legislation:
House Bill 1 - 100th General Assembly
If a judgment against a principal on a bond filed as proof of financial responsibility is not satisfied within thirty days after it has become final, the judgment creditor may, for his own benefit and at his sole expense, bring an action in the name of the state against the company or persons executing such bond, including an action to foreclose this lien upon the sureties' real estate.
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.62 | Proof of Financial Responsibility Evidenced by Certificate of Treasurer of State.

Effective:
October 3, 2023
Latest Legislation:
House Bill 33 - 135th General Assembly
A person may effectuate proof of financial responsibility by depositing with the registrar of motor vehicles thirty thousand dollars in money. The registrar shall not accept any such deposit unless it is accompanied by evidence that there are no unsatisfied judgments against the depositor in the county where the depositor resides.
The financial responsibility custodial fund is created, which shall be in the custody of the treasurer of state but shall not be part of the state treasury. All money deposited under this section shall be credited to that fund.
Last updated September 6, 2023 at 2:49 PM
2023 Ohio Revised Code › Title 45 | Motor Vehicles-Aeronautics-Watercraft › Chapter 4509 | Financial Responsibility › Section 4509.63 | Security to Satisfy Certain Judgments.

Effective:
October 3, 2023
Latest Legislation:
House Bill 33 - 135th General Assembly
The deposit provided for in section 4509.62 of the Revised Code shall be held by the registrar of motor vehicles to satisfy, in accordance with sections 4509.01 to 4509.78, inclusive, of the Revised Code, any execution on a judgment, against the person making the deposit, for damages, including damages for care and loss of services, because of bodily injury to or death of any person, or for damages because of injury to property, including the loss of use thereof, resulting from the ownership, maintenance, or use of a motor vehicle after such deposit was made. Money so deposited shall not be subject to attachment or execution unless such attachment or execution arises out of a suit for damages as described in this section.
Last updated September 6, 2023 at 2:50 PM