2023 Rhode Island General Laws › Title 27 - Insurance › Chapter 27-18.6 - Large Group Health Insurance Coverage › Section 27-18.6-6. - Applicability — Exclusion of certain plans.

§ 27-18.6-6. Applicability — Exclusion of certain plans.
(a)
The requirements of this chapter do not apply to any group health plan (and health insurance coverage offered in connection with a group health plan) for any plan year if, on the first day of the plan year, the plan does not meet the definition of large employer and is subject to the provisions of chapter 50 of this title.
(b)(1)
The requirements of this chapter apply with respect to group health plans only:
(i)
In the case of a plan that is a nonfederal governmental plan; and
(ii)
With respect to group health insurance coverage offered in connection with a group health plan (including a plan that is a church plan or a governmental plan).
(2)
If the plan sponsor of a nonfederal governmental plan which is a group health plan to which this chapter otherwise applies makes an election (in the form and manner as the secretary of the United States Department of Health and Human Services may prescribe by regulation), then the requirements of this subsection insofar as they apply directly to group health plans (and not merely to group health insurance coverage) do not apply to those governmental plans for the period except as provided in this section.
(3)
An election applies for a single specified plan year (which may be extended through subsequent elections), or in the case of a plan provided pursuant to a collective bargaining agreement, for the term of that agreement.
(4)
Under the election in subdivision (3), the plan shall provide for notice to enrollee (on an annual basis and at the time of enrollment under the plan) of the fact and consequences of the election, and certification and disclosure of creditable coverage under the plan with respect to enrollees in accordance with § 27-18.6-3(i).
(c)
The requirements of this chapter do not apply to any group health plan (and group health insurance coverage offered in connection with a group health plan) in relation to its provision of limited, excepted benefits if the benefits are provided under a separate policy, certificate, or contract of insurance, or are not an integral part of the plan.
(d)
The requirements of this chapter do not apply to any group health plan (and group health insurance coverage offered in connection with a group health plan) in relation to its provision of noncoordinated, excepted benefits if all of the following conditions are met:
(1)
The benefits are provided under a separate policy, certificate, or contract of insurance;
(2)
There is no coordination between the provision of benefits and any exclusion of benefits under any group health plan maintained by the same plan sponsor; and
(3)
The benefits are paid with respect to an event without regard to whether benefits are provided with respect to that event under any group health plan maintained by the same plan sponsor.
(e)
The requirements of this chapter do not apply to any group health plan (and group health insurance coverage) in relation to its provision of supplemental, excepted benefits if the benefits are provided under a separate policy, certificate, or contract of insurance.
(f)(1)
For purposes of this chapter, any plan, fund, or program which would not be (but for this subsection) an employee welfare benefit plan and which is established or maintained by a partnership, to the extent that the plan, fund, or program provides medical care (including items and services paid as medical care) to present or former partners in the partnership or to their dependents (as defined under the terms of the plan, fund or program), directly or through insurance, reimbursement, or otherwise, shall be treated as an employee welfare benefit plan which is a group health plan.
(2)
In the case of a group health plan, the term “employer” also includes the partnership in relation to any partner.
(3)
In the case of a group health plan, the term “participant” also includes:
(i)
In connection with a group health plan maintained by a partnership, an individual who is a partner in relation to the partnership; or
(ii)
In connection with a group health plan maintained by a self-employed individual (under which one or more employees are participants), the self-employed individual, if that individual is, or may become, eligible to receive a benefit under the plan or the individual’s beneficiaries may be eligible to receive any benefits.
History of Section.
P.L. 2000, ch. 200, § 4; P.L. 2000, ch. 229, § 4.