2023 New York Laws › UCC - Uniform Commercial Code › Article 9 - Secured Transactions › Part 3 - Perfection and Priority › Sub Part 1 - Law Governing Perfection and Priority › 9-307 - Location of Debtor.

Section 9--307. Location of Debtor.
(a) "Place  of business." In this section, "place of business" means a
place where a debtor conducts its affairs.
(b) Debtor's location: general rules. Except as otherwise provided  in
this section, the following rules determine a debtor's location:
(1) A  debtor who is an individual is located at the individual's
principal residence.
(2) A debtor that is an organization and has only  one  place  of
business is located at its place of business.
(3) A  debtor that is an organization and has more than one place
of business is located at its chief executive office.
(c) Limitation of applicability  of  subsection  (b).  Subsection  (b)
applies  only  if  a  debtor's  residence,  place  of business, or chief
executive office, as applicable, is located in a jurisdiction whose  law
generally   requires   information   concerning   the   existence  of  a
nonpossessory security interest to be  made  generally  available  in  a
filing,  recording,  or  registration system as a condition or result of
the security interest's obtaining priority over the  rights  of  a  lien
creditor  with  respect  to  the  collateral. If subsection (b) does not
apply, the debtor is located in the District of Columbia.
(d) Continuation of location: cessation of existence,  etc.  A  person
that  ceases  to  exist,  have  a residence, or have a place of business
continues to be located in the  jurisdiction  specified  by  subsections
(b) and (c).
(e) Location  of  registered organization organized under state law. A
registered organization that is organized under the law of  a  state  is
located in that state.
(f) Location  of  registered organization organized under federal law;
bank branches and agencies. Except as otherwise provided  in  subsection
(i),  a  registered  organization that is organized under the law of the
United States and a branch or agency of a bank  that  is  not  organized
under the law of the United States or a state are located:
(1) in the state that the law of the United States designates, if
the law designates a state of location;
(2) in  the  state  that  the registered organization, branch, or
agency designates, if the law of the United States authorizes
the registered organization, branch, or agency  to  designate
its  state  of  location,  including  by designating its main
office, home office, or other comparable office; or
(3) in the District of Columbia, if  neither  paragraph  (1)  nor
paragraph (2) applies.
(g) Continuation   of   location:   change  in  status  of  registered
organization. A registered organization continues to be located  in  the
jurisdiction specified by subsection (e) or (f) notwithstanding:
(1) the  suspension,  revocation,  forfeiture,  or  lapse  of the
registered organization's status as such in its  jurisdiction
of organization; or
(2) the dissolution, winding up, or cancellation of the existence
of the registered organization.
(h) Location  of  United  States.  The United States is located in the
District of Columbia.
(i) Location of foreign bank branch or agency if licensed in only  one
state.  A branch or agency of a bank that is not organized under the law
of the United States or a state is located in the  state  in  which  the
branch  or  agency is licensed, if all branches and agencies of the bank
are licensed in only one state.
(j) Location of foreign air carrier. A foreign air carrier  under  the
Federal  Aviation  Act of 1958, as amended, is located at the designated

office of the agent upon which service of process may be made on  behalf
of the carrier.
(k) Section  applies  only to this part. This section applies only for
purposes of this part.