reglab/statecodes huggingface dataset:
2023 Nevada Revised Statutes › Chapter 656 - Certified Court Reporters; Court Reporting Firms › NRS 656.315 - Court reporters: Authority to administer oaths and affirmations without appointment as notary public.

A certified court reporter may administer oaths and affirmations without being appointed as a notary public pursuant to chapter 240 of NRS.
(Added to NRS by 2007, 44; A 2017, 2225)
2023 Nevada Revised Statutes › Chapter 656 - Certified Court Reporters; Court Reporting Firms › NRS 656.320 - Court reporters: Current certificate required for appointment as official reporter of any court in State.

No person may be appointed to the position of official reporter of any court in this state except a court reporter who holds a current and valid certificate under the provisions of this chapter.
(Added to NRS by 1973, 1321; A 1993, 1409)
2023 Nevada Revised Statutes › Chapter 656 - Certified Court Reporters; Court Reporting Firms › NRS 656.330 - Act or service authorized by chapter prerequisite to action for compensation for services.

No action or suit may be instituted, nor recovery therein be had, in any court of this state by any natural person or business entity for compensation for any act done or service rendered, the doing or rendering of which is prohibited under the provisions of this chapter.
(Added to NRS by 1973, 1321; A 2017, 2225)
2023 Nevada Revised Statutes › Chapter 656 - Certified Court Reporters; Court Reporting Firms › NRS 656.335 - Court reporter required to retain certain notes for 8 years.

A certified court reporter shall retain his or her notes, whether or not transcribed, for 8 years if they concern any matter subject to judicial review. These notes must be kept in a manner which is reasonably secure against theft, tampering or accidental destruction.
(Added to NRS by 1987, 911; A 1993, 1409; 2017, 2225)
2023 Nevada Revised Statutes › Chapter 656 - Certified Court Reporters; Court Reporting Firms › NRS 656.345 - Alteration of transcript after certification prohibited; exceptions.

1. Except as otherwise provided in subsection 2, a certified court reporter or licensee shall not alter the record of a proceeding after the transcript of the proceeding has been certified unless:
(a) Each party to the proceeding stipulates to the alteration; or
(b) The judge or arbiter presiding over the proceeding orders the alteration.
2. A licensee may, upon receiving a transcript from a certified court reporter for the purposes of reproducing and distributing the transcript, make typographical, clerical or other similar nonsubstantive alterations to the transcript if the licensee notifies the certified court reporter who certified the transcript of the proposed alterations and receives the approval of the certified court reporter for each alteration.
(Added to NRS by 2017, 2214)
2023 Nevada Revised Statutes › Chapter 656 - Certified Court Reporters; Court Reporting Firms › NRS 656.360 - Administrative fine; hearing.

In addition to any other penalty provided by law, the Board may, after notice and a hearing, as required by law, impose upon a natural person or business entity who violates any provision of this chapter or any regulation adopted pursuant thereto an administrative fine of not more than $5,000 for each violation for which the administrative fine is imposed.
(Added to NRS by 2011, 217; A 2017, 2225)
2023 Nevada Revised Statutes › Chapter 656 - Certified Court Reporters; Court Reporting Firms › NRS 656.370 - Injunctive relief.

1. The Board may maintain in any court of competent jurisdiction an action for an injunction against any natural person or business entity who violates any provision of this chapter.
2. Such an injunction:
(a) May be issued without proof of actual damage sustained by any natural person or business entity.
(b) Does not relieve such natural person or business entity from any criminal prosecution for the same violation.
(Added to NRS by 2017, 2214)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.010 - Legislative declaration.

The practice of sign language interpreting and the practice of realtime captioning are hereby declared to be learned professions, affecting public health, safety and welfare, and are subject to regulation to protect the general public from the practice of sign language interpreting and the practice of realtime captioning by unqualified persons.
(Added to NRS by 2001, 1772; A 2005, 965)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.020 - Definitions.

As used in this chapter, unless the context otherwise requires, the words and terms defined in NRS 656A.025 to 656A.065, inclusive, have the meanings ascribed to them in those sections.
(Added to NRS by 2001, 1771; A 2005, 965; 2007, 163; 2009, 2401; 2015, 3819; 2019, 2018, 2079; 2021, 1533)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.025 - "Communication Access Realtime Translation" and "realtime captioning" defined.

"Communication Access Realtime Translation" and "realtime captioning" mean the immediate, verbatim translation of the spoken word into English text using a stenographic machine or voice recognition software, and a computer and realtime captioning software.
(Added to NRS by 2005, 964)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.027 - "Community setting" defined.

"Community setting" means any setting that is not a primary or secondary educational setting. The term includes, without limitation, a postsecondary educational setting, a legal setting and a medical setting.
(Added to NRS by 2007, 160; A 2021, 1533)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.030 - "Interpreter" defined.

"Interpreter" means a person who is registered or provisionally registered with the Division to engage in the practice of sign language interpreting in this State pursuant to NRS 656A.100.
(Added to NRS by 2001, 1771; A 2007, 163; 2009, 2401; 2021, 1534)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.033 - Legal setting" defined.

"Legal setting" means:
1. A communication with a law enforcement officer, as defined in NRS 179B.070, that relates to a criminal investigation;
2. A communication with an attorney who is acting in his or her professional capacity;
3. A negotiation for a contract for which the estimated amount required to perform the contract is $1,000 or more; or
4. A judicial proceeding, including, without limitation:
(a) A grand jury proceeding;
(b) A court proceeding;
(c) A pretrial examination, deposition, motion and related proceedings of like character; and
(d) The proceedings of an administrative agency.
(Added to NRS by 2007, 160)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.035 - Medical setting" defined.

"Medical setting" means any communication between a provider of health care, as defined in NRS 629.031, and a patient or a person acting on behalf of the patient concerning the provision of health care to the patient.
(Added to NRS by 2007, 160)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.050 - "Person whose hearing is impaired" defined.

"Person whose hearing is impaired" means a person:
1. Who has a hearing deficit;
2. Who is able to process information aurally with or without the use of a hearing aid or any other device that enhances the ability of a person to hear; and
3. Whose primary means of communication may be visual.
(Added to NRS by 2001, 1771)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.055 - "Postsecondary educational setting" defined.

"Postsecondary educational setting" means communication relating to participation by students in curricular or extracurricular programming provided by or through:
1. A university, college or community college within the Nevada System of Higher Education; or
2. A postsecondary educational institution, as defined in NRS 394.099.
(Added to NRS by 2021, 1533)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.060 - "Practice of sign language interpreting" defined.

"Practice of sign language interpreting" means the facilitation of communication between persons who are deaf or whose hearing is impaired and other persons. The term includes, without limitation:
1. Interpreting or translating between any spoken language and American Sign Language or any other visual-gestural system of communication;
2. Interpreting or translating between any spoken language and a tactile method of sign language;
3. Interpreting or translating between any spoken language and an oral interpretation of the speaker’s words by enunciating, repeating or rephrasing those words without using the voice to assist a person who is deaf or whose hearing is impaired in lipreading the information conveyed by the speaker;
4. Interpreting or translating between any spoken language and a visual representation of spoken language that:
(a) Uses eight hand shapes to represent groups of consonants and the placement of those hand shapes in four positions around the face to indicate groups of vowel sounds; and
(b) Is used in conjunction with lipreading;
5. Interpreting or translating between any spoken language and a system of sign language that is based on the syntax of the English language; and
6. The use of any of the methods of interpreting or translating set forth in subsections 1 to 5, inclusive, by a person who is deaf or whose hearing is impaired to facilitate communication between another person who is deaf or whose hearing is impaired and an interpreter, or between two or more persons who are deaf or whose hearing is impaired.
(Added to NRS by 2001, 1771; A 2021, 1534)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.062 - "Practice of realtime captioning" defined.

"Practice of realtime captioning" means the facilitation of communication between persons who are deaf or whose hearing is impaired and other persons through the use of Communication Access Realtime Translation.
(Added to NRS by 2005, 964)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.0625 - "Primary or secondary educational setting" defined.

"Primary or secondary educational setting" means all communication relating to participation by pupils in educational programming or any other activity provided by or through a public school, school district or private school in this State.
(Added to NRS by 2007, 160; A 2021, 1533)—(Substituted in revision for NRS 656A.029)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.065 - "Realtime captioning provider" defined.

"Realtime captioning provider" means a person who is registered with the Division to engage in the practice of realtime captioning in this State pursuant to NRS 656A.400.
(Added to NRS by 2005, 965; A 2007, 163; 2009, 2401)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.070 - Applicability of chapter.

The provisions of this chapter do not apply to a person who:
1. Is licensed in another state to engage in the practice of sign language interpreting or the practice of realtime captioning and who engages in the practice of sign language interpreting or the practice of realtime captioning, respectively, in this State:
(a) For a period of not more than 30 nonconsecutive days in a calendar year; or
(b) By teleconference if the sign language interpreting services or realtime captioning services provided by that person are necessary because an interpreter or realtime captioning provider is unavailable to provide those services in person or by teleconference;
2. Engages in the practice of sign language interpreting or the practice of realtime captioning solely for meetings of religious organizations;
3. Engages in the practice of sign language interpreting or the practice of realtime captioning as necessary for the provision of an emergency medical or governmental service to a person who is deaf or whose hearing is impaired; or
4. Engages occasionally in the practice of sign language interpreting in a social situation that does not require a qualified interpreter pursuant to the provisions of the Americans with Disabilities Act of 1990, 42 U.S.C. §§ 12101 et seq., section 504 of the Rehabilitation Act of 1973, 29 U.S.C. § 794, or the regulations adopted pursuant to those provisions.
(Added to NRS by 2001, 1772; A 2005, 965; 2021, 1534)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.080 - Registry of persons registered or provisionally registered to engage in practice of sign language interpreting or practice of realtime captioning.

The Division shall:
1. Establish a registry of persons who are registered or provisionally registered with the Division to engage in the practice of sign language interpreting or the practice of realtime captioning. The registry must include, without limitation:
(a) The name of the person and any other information prescribed by the Division; and
(b) If the person is registered or provisionally registered to engage in the practice of sign language interpreting, each professional classification in which the person is registered or provisionally registered to practice;
2. Make the registry available on an Internet website maintained by the Division; and
3. Provide a copy of the registry without charge to any person upon request.
(Added to NRS by 2007, 161; A 2009, 2401; 2021, 1535)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.088 - Deposit and use of money.

Any money received by the Division pursuant to this chapter must be:
1. Deposited with the State Treasurer for credit to the Account for Services for Persons With Impaired Speech or Hearing created by NRS 427A.797; and
2. Used by the Division to pay the costs incurred by the Division in carrying out the provisions of this chapter.
(Added to NRS by 2007, 161; A 2009, 2402)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.110 - Regulations: Qualifications, scope of practice and ethical standards for interpreters; qualifications for professional mentors of interpreters; additional professional classifications of interpreters.

1. The Division shall, by regulation:
(a) Prescribe for each professional classification of interpreters:
(1) The level of education and professional training, experience and credentialing required to engage in the practice of sign language interpreting in that classification.
(2) The authorized scope of practice, including, without limitation, any condition, restriction or other limitation imposed on a person who practices in that classification.
(3) Ethical standards for persons who engage in the practice of sign language interpreting in that professional classification.
(b) Prescribe qualifications for professional mentors of interpreters, including, without limitation, the level of education, training, experience and credentialing required to provide mentoring.
2. The Division may adopt regulations establishing professional classifications of the practice of sign language interpreting in addition to those set forth in NRS 656A.100.
(Added to NRS by 2007, 161; A 2009, 2401; 2021, 1537)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.400 - Application; registration.

1. A person who wishes to engage in the practice of realtime captioning in this State must submit to the Division:
(a) Proof that the applicant is at least 18 years of age;
(b) An application in the form prescribed by the Division;
(c) Proof that the applicant has complied with the requirements for education, training, experience and credentialing required for the practice of realtime captioning as prescribed by a regulation of the Division pursuant to NRS 656A.410; and
(d) Any other information or evidence the Division may require to determine whether the applicant has complied with the requirements to engage in the practice of realtime captioning.
2. The Division shall register each applicant who complies with the provisions of this section and issue to the applicant proof of registration.
(Added to NRS by 2005, 965; A 2007, 166; 2009, 2404; 2021, 1537)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.410 - Regulations: Qualifications to engage in realtime captioning; ethical standards.

The Division shall, by regulation:
1. Prescribe the level of education and professional training, experience and credentialing required to engage in the practice of realtime captioning.
2. Establish ethical standards for persons who engage in the practice of realtime captioning, including, without limitation, standards for maintaining confidential communications between a realtime captioning provider and a person who receives his or her services.
(Added to NRS by 2007, 161; A 2009, 2402; 2021, 1538)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.500 - Acts constituting cause for disciplinary action.

The following acts, among others, constitute cause for disciplinary action:
1. Engaging in behavior that is contrary to the ethical standards set forth in the regulations of the Division.
2. Violation by an interpreter or realtime captioning provider of any of the provisions of this chapter or of any other law of this State or of the standards and other regulations adopted thereunder.
3. Aiding, abetting or permitting the commission of any illegal act.
4. Conduct inimical to the public health, morals, welfare and safety of the people of the State of Nevada while discharging duties as an interpreter or realtime captioning provider.
5. Engaging in the practice of sign language interpreting or the practice of realtime captioning without the skills required to meet the communication needs of the recipient of the service.
6. Engaging in unprofessional conduct as defined by the Division by regulation.
(Added to NRS by 2007, 162; A 2009, 2404)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.510 - Authorized disciplinary action; regulations.

1. If an interpreter or realtime captioning provider has committed any act set forth in NRS 656A.500, the Division may:
(a) Suspend or revoke the registration of the interpreter or realtime captioning provider;
(b) Refuse to renew the registration of the interpreter or realtime captioning provider;
(c) Impose upon the interpreter or realtime captioning provider a fine of not more than $5,000 for each violation of this chapter;
(d) Require the interpreter or realtime captioning provider to pay restitution; or
(e) Take such other disciplinary action as the Division deems appropriate.
2. The Division may adopt regulations setting forth a schedule of fines for the purposes of paragraph (c) of subsection 1.
3. The Division shall adopt regulations setting forth a schedule of penalties for engaging in unprofessional conduct. The schedule of penalties must not exceed the penalties set forth in this section.
(Added to NRS by 2007, 162; A 2009, 2404)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.515 - Filing of complaints; procedures for investigating and resolving complaints.

1. A person who is dissatisfied with the services provided by a person who engages in the practice of sign language interpreting or the practice of realtime captioning or becomes aware that any one or more of the grounds for initiating disciplinary action may exist as to a person who engages in the practice of sign language interpreting or the practice of realtime captioning may file a complaint with the Division.
2. The Division shall establish procedures for investigating and resolving a complaint filed pursuant to this section.
(Added to NRS by 2007, 161; A 2009, 2402)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.520 - Investigation of complaint; action by Division.

1. When a complaint is filed with the Division, it must be considered by a person designated by the Division. If it appears to the person designated by the Division that further proceedings are warranted, the person shall report the results of his or her investigation together with his or her recommendation to the Division in a manner which does not violate the right of the person charged in the complaint to due process in any later hearing on the complaint.
2. The Division shall promptly make a determination with respect to each complaint reported to it by the person designated by the Division and shall dismiss the complaint or proceed with disciplinary action pursuant to chapter 622A of NRS.
(Added to NRS by 2007, 162; A 2009, 2405)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.530 - Limitations on time to file complaints.

1. Except as otherwise provided in subsection 2, a complaint must not be filed against an interpreter or realtime captioning provider if 2 years or more have elapsed since the occurrence of the act or omission alleged as the ground for disciplinary action.
2. If the act or omission alleges fraud or misrepresentation, the complaint must be filed within 2 years after the discovery of the fraud or misrepresentation.
(Added to NRS by 2007, 162)
2023 Nevada Revised Statutes › Chapter 656A - Sign Language Interpreters and Realtime Captioning Providers › NRS 656A.800 - Prohibited acts; penalties; action for enforcement; deposit of civil penalty; report of violation to district attorney or Attorney General.

1. Except as otherwise provided by specific statute, it is unlawful for a person to:
(a) Engage in the practice of sign language interpreting in this State;
(b) Hold himself or herself out as registered, provisionally registered, or otherwise qualified to engage in the practice of sign language interpreting in this State; or
(c) Use in connection with his or her name any title, words, letters or other designation intended to imply or designate that the person is an interpreter,
unless the person is registered or provisionally registered with the Division pursuant to NRS 656A.100.
2. It is unlawful for a person to:
(a) Engage in the practice of realtime captioning in this State;
(b) Hold himself or herself out as registered or otherwise qualified to engage in the practice of realtime captioning in this State; or
(c) Use in connection with his or her name any title, words, letters or other designation intended to imply or designate that he or she is a realtime captioning provider,
unless the person is registered with the Division pursuant to NRS 656A.400.
3. A person who violates the provisions of subsection 1 or 2:
(a) Is guilty of a misdemeanor; and
(b) May be assessed a civil penalty of not more than $5,000.
4. An action for the enforcement of a civil penalty assessed pursuant to this section may be brought in any court of competent jurisdiction by the district attorney of the appropriate county or the Attorney General.
5. Any civil penalty recovered pursuant to this section must be deposited with the State Treasurer for credit to the Account for Services for Persons With Impaired Speech or Hearing created by NRS 427A.797.
6. The Division shall report a violation of a provision of subsection 1 or 2 to the district attorney of the county in which the violation occurred or the Attorney General.
(Added to NRS by 2001, 1774; A 2005, 966; 2007, 167; 2009, 2405; 2021, 1538)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.005 - Definitions.

As used in chapters 657 to 671, inclusive, of NRS, unless the context otherwise requires, the words and terms defined in NRS 657.016 to 657.085, inclusive, have the meanings ascribed to them in those sections.
(Added to NRS by 1971, 965; A 1985, 737, 2148; 1987, 1897; 1995, 1549; 1997, 974; 2013, 636; 2023, 2875)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.016 - "Bank," "commercial bank," "banking company" and "banking corporation" defined.

"Bank," "commercial bank," "banking company" or "banking corporation" means a corporation or limited-liability company that is chartered by this State, another state or the United States and conducts the business of receiving money as demand deposits or otherwise carries on a banking or banking and trust business. The terms do not include a thrift company engaged in business pursuant to chapter 677 of NRS.
(Added to NRS by 1971, 965; A 1985, 737; 1989, 2031; 1995, 473, 1549; 1997, 974)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.037 - "Depository institution" defined.

"Depository institution" means any bank, savings and loan association, savings bank, thrift company, credit union or other institution, whether chartered by this State, another state or the Federal Government, which:
1. Holds or receives deposits, savings or share accounts;
2. Issues certificates of deposit; or
3. Provides to its customers other depository accounts which are subject to withdrawal by checks, drafts or other instruments or by electronic means to effect payment to a third party.
(Added to NRS by 1985, 2147; A 1989, 2032; 1995, 1549)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.045 - "Insolvency" defined.

"Insolvency" means one or more of the following:
1. When a bank cannot meet its deposit liabilities as they become due in the regular course of business.
2. When the actual cash market value of a bank’s assets is insufficient to pay its liabilities to depositors and other creditors.
3. When a bank’s reserve falls under the amount required by chapters 657 to 671, inclusive, of NRS, and it fails to make good such reserve within 30 days after being required to do so by the Commissioner.
4. When the undivided profits and surplus are inadequate to cover losses of the bank and the stockholders’ or members’ equity of the bank has been reduced below the requirements of law.
(Added to NRS by 1971, 965; A 1983, 1721; 1987, 1897; 1997, 974)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.064 - "Savings deposit" defined.

"Savings deposit" means a deposit or account:
1. With respect to which the depository institution may require the depositor to give written notice of withdrawal not less than 7 days before a withdrawal, but from which the depositor may otherwise make withdrawals without giving written notice; and
2. Which is not payable on a specific date or at the expiration of a specified time after the date of deposit.
(Added to NRS by 1985, 737)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.075 - "Surplus" defined.

"Surplus" means a fund created pursuant to the provisions of chapters 657 to 671, inclusive, of NRS by a bank from payments by stockholders or members or from the bank’s net earnings or undivided profits which, to the amount specified and by any additions thereto set apart and designated as such, is not available for the payment of dividends and cannot be used for the payment of expenses or losses while the bank has undivided profits.
(Added to NRS by 1971, 965; A 1995, 473)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.085 - "Time deposit" defined.

"Time deposit" means a deposit which:
1. The depositor does not have a right to withdraw for a period of 7 days or more after the date of deposit; and
2. Is payable at the expiration of a specified time not less than 7 days after the date of deposit.
(Added to NRS by 1971, 965; A 1985, 737)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.095 - Applicability of chapters 78, 86 and 92A of NRS.

The provisions of chapters 78, 86 and 92A of NRS that are not in conflict with chapters 657 to 671, inclusive, of NRS are hereby adopted as a part of chapters 657 to 671, inclusive, of NRS.
(Added to NRS by 1971, 966; A 1995, 473; 1997, 975)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.097 - Applicability of provisions concerning Regulatory Experimentation Program for Product Innovation.

Except as otherwise required by the Director of the Department of Business and Industry pursuant to NRS 657A.430 or 657A.620, the provisions of chapters 657 to 671, inclusive, of NRS do not apply to a participant in the Regulatory Experimentation Program for Product Innovation established and administered pursuant to chapter 657A of NRS.
(Added to NRS by 2019, 3997)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.105 - Effect of certain chapters on powers, privileges, duties and restrictions of corporations, companies, associations and natural persons.

1. The powers, privileges, duties and restrictions conferred and imposed upon any corporation, company, association or natural person, existing and doing business under the laws of this State, are hereby abridged, enlarged or modified, as each particular case may require, to conform to the provisions of chapters 657 to 671, inclusive, of NRS, notwithstanding anything to the contrary in its respective articles of incorporation, articles of organization or charter.
2. As used in this section, "doing business under the laws of this State" does not include the lending of money to a person who is not a resident of this State, whether or not the bank which extended the credit or serviced the loan is located in this State.
(Added to NRS by 1971, 966; A 1989, 2032; 1995, 473)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.110 - Certain mortgagees and beneficiaries of deeds of trust to provide contact information to the Division of Financial Institutions; Division of Financial Institutions to maintain information on its Internet website.

1. Each mortgagee or beneficiary of a deed of trust under a residential mortgage loan, including, without limitation, a bank, credit union, savings bank, savings and loan association, thrift company or other financial institution which is licensed, registered or otherwise authorized to do business in this State, shall provide to the Division of Financial Institutions the name, street address and any other contact information of a person to whom:
(a) A borrower or a representative of a borrower must send any document, record or notification necessary to facilitate a mediation conducted pursuant to NRS 40.437 or 107.086.
(b) A unit-owners’ association must send any notice required to be given pursuant to NRS 116.3116 to 116.31168, inclusive.
2. The Division of Financial Institutions shall maintain on its Internet website the information provided to the Division pursuant to subsection 1 and provide a prominent display of, or a link to, the information described in subsection 1, on the home page of its Internet website.
3. As used in this section:
(a) "Borrower" means a person who is a mortgagor or grantor of a deed of trust under a residential mortgage loan.
(b) "Residential mortgage loan" means a loan which is primarily for personal, family or household use and which is secured by a mortgage or deed of trust on owner-occupied housing as defined in NRS 107.015.
(Added to NRS by 2015, 1348; A 2015, 3333; 2017, 545, 4106; 2019, 1382)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.120 - Fees and charges: Imposition and collection by financial institution; limitations.

1. A financial institution may impose and collect a fee or charge, not to exceed an amount specified in or limited by specific statute, for any service it provides to a customer, if the fee or charge is clearly and conspicuously disclosed in writing to the customer before the customer receives the service. A financial institution must provide a customer with written notice of any increase in the fee or charge at least 10 days before the increase becomes effective.
2. A fee or charge for the presentation for payment, on a single business day, of multiple checks drawn by a customer on an account for which there is an insufficient balance to pay all the checks, must be determined as if the checks drawn in a single series or class were presented:
(a) In the order the checks were written;
(b) From the lowest check number to the highest check number; or
(c) In order of ascending amounts, the check for the smallest sum being presented first.
3. As used in this section, "financial institution" means an institution licensed pursuant to the provisions of this title or chapter 645B or 649 of NRS, or a similar institution chartered or licensed pursuant to federal law.
(Added to NRS by 1989, 566; A 1999, 3809; 2017, 3101)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.130 - Committees to review compliance: Definitions; confidentiality and privilege.

1. As used in this section, unless the context otherwise requires:
(a) "Committee to review compliance" means one or more persons assigned or engaged by a financial institution to test, review or evaluate its conduct, transactions or potential transactions, policies or procedures for the purpose of monitoring and improving or enforcing compliance with state and federal statutes and regulations requiring safe, sound and fair lending practices, including, without limitation, acts concerning equal credit opportunity, fair housing, fair lending, flood zone protection, housing and financial discrimination, truth in lending and financial reporting to federal or state regulatory agencies.
(b) "Financial institution" means an institution licensed pursuant to the provisions of this title or chapter 645B of NRS, or a similar institution chartered or licensed pursuant to federal law. The term includes, without limitation, a holding company, affiliate or subsidiary of such an institution.
2. Except as otherwise voluntarily authorized by the financial institution:
(a) A document prepared for or created by a committee to review compliance is confidential and privileged, and is not subject to discovery or admissible in evidence in a civil action of this State, even if it has been submitted to a governmental or regulatory agency of this State, the United States or a foreign government.
(b) A member of a committee to review compliance or a person who acted under the direction of the committee cannot be required to testify in a civil action concerning the contents of a document described in paragraph (a) or concerning the discussions or conclusions of, or the actions taken by, the committee.
(Added to NRS by 1995, 1784; A 1999, 3809; 2017, 3102)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.140 - Loan agreements: Certain provisions for recovery prohibited; exceptions.

1. Except as otherwise provided in subsection 2, a financial institution shall not include in any loan agreement a provision that allows the financial institution to recover, take, appropriate or otherwise apply as a setoff against any debt or liability owing to the financial institution under the loan agreement money from an account unrelated to the loan agreement to the extent the money is exempt from execution pursuant to paragraph (y) of subsection 1 of NRS 21.090.
2. The provisions of subsection 1 do not apply to a provision in a loan agreement that specifically authorizes automatic withdrawals from an account.
3. The provisions of this section may not be varied by agreement, and the rights conferred by this section may not be waived. Any provision included in an agreement that conflicts with this section is void.
4. As used in this section:
(a) "An account unrelated to the loan agreement" includes, without limitation, an account pledged as security under the loan agreement, unless the specific account pledged as security is conspicuously described in the loan agreement.
(b) "Financial institution" means an institution licensed pursuant to the provisions of this title or chapter 645B or 649 of NRS, or a similar institution chartered or licensed pursuant to federal law.
(Added to NRS by 2005, 382; A 2007, 3027; 2017, 3102)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.150 - Definitions.

As used in NRS 657.150 to 657.290, inclusive, unless the context otherwise requires, the words and terms defined in NRS 657.160 and 657.170 have the meanings ascribed to them in those sections.
(Added to NRS by 2005, 1841; A 2007, 1490; 2023, 3469)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.180 - License to operate or manage: Additional requirements; fingerprints; grounds for refusal to issue license.

1. In addition to any other requirements set forth by specific statute, each person who applies for a license to operate a financial institution and each person who will serve as a director, officer, manager or member acting in a managerial capacity for such a financial institution must submit:
(a) Proof satisfactory to the Commissioner that the person:
(1) Has a good reputation for honesty, trustworthiness and integrity and is competent to transact the business of the financial institution in a manner which protects the interests of the general public.
(2) Has not made a false statement of material fact on the application.
(3) Has not committed any of the acts specified in subsection 2.
(4) Has not had a license to operate a financial institution suspended or revoked within the 10 years immediately preceding the date of the application.
(5) Has not been convicted of, or entered a plea of nolo contendere to, a felony or any crime involving fraud, misrepresentation or moral turpitude.
(b) A complete set of his or her fingerprints and written permission authorizing the Division of Financial Institutions to forward the fingerprints to the Central Repository for Nevada Records of Criminal History for submission to the Federal Bureau of Investigation for its report.
2. In addition to any other lawful reasons, the Commissioner may refuse to issue a license to operate a financial institution if the person who applies for the license or any person who will serve as a director, officer, manager or member acting in a managerial capacity for the financial institution:
(a) Has committed or participated in any act which, if committed or done by a holder of a license, would be grounds for the suspension or revocation of the license.
(b) Has previously been refused a license to operate a financial institution or has had such a license suspended or revoked.
(c) Has participated in any act which was a basis for the refusal or revocation of a license to operate a financial institution.
(d) Has falsified any of the information submitted to the Commissioner in support of the application for the license.
(Added to NRS by 2005, 1841)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.185 - License to establish new depository institution: Commissioner prohibited from requiring identification of physical address of main office in application for license; authority of Commissioner to require identification of general location of main office in application and provision of physical address before commencement of business.

1. The Commissioner shall not require an applicant for a license to establish a new depository institution to identify in the application for the license the physical address where the main office of the proposed depository institution will be located.
2. The Commissioner may require an applicant for a license to establish a new depository institution to:
(a) Identify in the application for the license the location, described in general terms, where the main office of the proposed depository institution will be located; and
(b) Provide to the Commissioner the physical address of the main office of the proposed depository institution before the depository institution commences business.
(Added to NRS by 2023, 3469)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.190 - Suspension or revocation of license to operate or manage: Additional grounds.

In addition to any other lawful reasons, the Commissioner may suspend or revoke a license to operate a financial institution if the person who holds the license or any person who serves as a director, officer, manager or member acting in a managerial capacity for the financial institution has engaged in any act that would be grounds for denying a license pursuant to NRS 657.180.
(Added to NRS by 2005, 1842)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.200 - Use or change of business name; prohibitions.

1. A financial institution must obtain the approval of the Commissioner before using or changing a business name.
2. A financial institution shall not:
(a) Use any business name which is identical or similar to a business name used by another financial institution or which may mislead or confuse the public.
(b) Use any printed forms which may mislead or confuse the public.
(Added to NRS by 2005, 1842)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.210 - Authorization of Commissioner to investigate business; free access required; compelling attendance of witnesses; fees.

1. For the purpose of discovering violations of chapters 657 to 671, inclusive, of NRS or of securing information lawfully required under chapters 657 to 671, inclusive, of NRS, the Commissioner or the Commissioner’s duly authorized representatives may at any time investigate the business and examine the books, accounts, papers and records used therein of:
(a) Any licensee;
(b) Any other person engaged in an activity for which a license is required pursuant to the provisions of chapters 657 to 671, inclusive, of NRS; and
(c) Any person whom the Commissioner has reasonable cause to believe is violating or is about to violate any provision of chapters 657 to 671, inclusive, of NRS, whether or not the person claims to be within the authority or beyond the scope of chapters 657 to 671, inclusive, of NRS.
2. For the purpose of examination, the Commissioner or the Commissioner’s authorized representatives must have and be given free access to the offices and places of business, files, safes and vaults of such persons.
3. The Commissioner may require the attendance of any person and examine the person under oath regarding:
(a) Any transaction or business regulated pursuant to the provisions of chapters 657 to 671, inclusive, of NRS; or
(b) The subject matter of any audit, examination, investigation or hearing.
4. The Commissioner shall charge and collect from each licensee or other person a fee at the rate established and, if applicable, adjusted pursuant to NRS 658.101 for the cost of any supervision, audit, examination, investigation or hearing conducted pursuant to chapters 657 to 671, inclusive, of NRS or any regulations adopted pursuant thereto.
(Added to NRS by 2005, 1842; A 2017, 396)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.220 - Definitions.

As used in NRS 657.220 to 657.290, inclusive, unless the context otherwise requires, the words and terms defined in NRS 657.230 to 657.270, inclusive, have the meanings ascribed to them in those sections.
(Added to NRS by 2007, 1488)
2023 Nevada Revised Statutes › Chapter 657 - General Provisions › NRS 657.280 - Training; reporting to designated reporter.

1. Each financial institution shall provide training concerning the identification and reporting of the suspected exploitation of an older person or vulnerable person to each officer and employee of the financial institution who:
(a) May, as part of his or her regular duties for the financial institution, come into direct contact with an older person or vulnerable person; or
(b) May review or approve the financial documents, records or transactions of an older person or vulnerable person in connection with providing financial services to the older person or vulnerable person.
2. The training required pursuant to subsection 1 must be provided as soon as reasonably practicable, but not later than 6 months after the officer or employee is employed by the financial institution.
3. The training required pursuant to subsection 1 must include, without limitation:
(a) An explanation of the conduct which constitutes exploitation of an older person or vulnerable person;
(b) The manner in which exploitation of an older person or vulnerable person may be recognized;
(c) Information concerning the manner in which reports of exploitation are investigated; and
(d) Instruction concerning when and how to report known or suspected exploitation of an older person or vulnerable person.
4. An officer or employee who has observed or has knowledge of an incident that is directly related to a transaction or matter which is within his or her scope of practice and which reasonably appears to be exploitation of an older person or vulnerable person shall report the known or suspected exploitation to the designated reporter.
(Added to NRS by 2007, 1489)
2023 Nevada Revised Statutes › Chapter 657A - Regulatory Experimentation Program for Product Innovation › NRS 657A.110 - "Applicable regulator" defined.

"Applicable regulator" means the Commissioner of Mortgage Lending, the Division of Mortgage Lending of the Department of Business and Industry, the Commissioner of Financial Institutions or the Division of Financial Institutions of the Department of Business and Industry, as applicable, responsible for regulating a financial product or service.
(Added to NRS by 2019, 3985)
2023 Nevada Revised Statutes › Chapter 657A - Regulatory Experimentation Program for Product Innovation › NRS 657A.140 - "Financial product or service" or "product or service" defined.

"Financial product or service" or "product or service" means any product, service, activity, business model, mechanism for delivery or element of any of these that:
1. Includes an innovation; and
2. But for the provisions of this chapter, is governed by the provisions of this title, chapter 645A, 645B, 645F or 645G of NRS or any regulation adopted pursuant thereto.
(Added to NRS by 2019, 3986)
2023 Nevada Revised Statutes › Chapter 657A - Regulatory Experimentation Program for Product Innovation › NRS 657A.150 - "Innovation" defined.

"Innovation" means any use of a new or emerging technology, or any novel use of an existing technology, to address a problem, provide a benefit or otherwise offer or provide a financial product or service that is determined by the Director not to be widely available in this State.
(Added to NRS by 2019, 3986)
2023 Nevada Revised Statutes › Chapter 657A - Regulatory Experimentation Program for Product Innovation › NRS 657A.200 - Establishment of Program.

In consultation with each applicable regulator, the Director shall establish and administer the Regulatory Experimentation Program for Product Innovation to enable a person to obtain limited access to markets in this State to test a financial product or service without:
1. Applying for or obtaining any license or other authorization otherwise required by any provision of this title, chapter 645A, 645B, 645F or 645G of NRS or any regulation adopted pursuant thereto; or
2. Otherwise complying with any provision of this title, chapter 645A, 645B, 645F or 645G of NRS or any regulation adopted pursuant thereto, except as otherwise required by the Director pursuant to NRS 657A.430 or 657A.620.
(Added to NRS by 2019, 3986)
2023 Nevada Revised Statutes › Chapter 657A - Regulatory Experimentation Program for Product Innovation › NRS 657A.210 - Regulations.

1. The Director shall, in consultation with the Consumer’s Advocate of the Bureau of Consumer Protection in the Office of the Attorney General and the applicable regulator, adopt regulations that establish protections for consumers of financial products or services provided through the Program.
2. The Director may adopt such other regulations as he or she deems necessary to carry out the provisions of this chapter.
(Added to NRS by 2019, 3992)