reglab/statecodes huggingface dataset:
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 1 - GENERAL PROVISIONS (§§ 83-17-1 — 83-17-47) › Section 83-17-19 - Penalty for soliciting without license

Every person who, either as principal or agent or pretending to be such, shall solicit, examine, or inspect any risk, or shall examine into, adjust, or aid in adjusting any loss, or shall receive, collect, or transmit any premiums of insurance, or shall do any other act in the soliciting, making, or executing of any contract of insurance of any kind otherwise than this chapter permits shall be deemed guilty of a misdemeanor and, on conviction, shall pay a fine of not less than Two Hundred Dollars ($200.00) nor more than Five Hundred Dollars ($500.00), or be imprisoned not less than one (1) nor more than two (2) years, or both, in the discretion of the court.
Codes, 1906, § 2658; Hemingway's 1917, § 5124; 1930, § 5204; 1942, § 5718.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 1 - GENERAL PROVISIONS (§§ 83-17-1 — 83-17-47) › Section 83-17-21 - Policies to be written through licensed agents

No fire, fire marine, accident, health, employers' liability, steam boiler, plate glass, fidelity, surety, burglary, or other insurance company except life insurance companies, not incorporated under the laws of this state authorized to transact business herein shall make, write, place, or cause to be made, written, or placed any policy, duplicate policy, or contract of insurance of any kind or character or any general or floating policy upon persons or property in this state, except after the risk has been approved, in writing, by an agent, regularly commissioned and licensed to transact insurance business herein, who shall countersign all policies or contracts of insurance so issued. The provisions of this section shall not apply to individual firms and corporations indemnifying themselves through reciprocal contracts, and not employing local agents. No provision of this section is intended, or shall be so intended, as to direct insurance covering the rolling stock of railroad corporations, or property in transit while in the possession and custody of railroad corporations or other common carriers. The written approval and countersignature of licensed agents may be in facsimile when used solely in connection with personal accident insurance covering travel, issued through the medium of policy dispensing machines; however, land travel insurance so issued may not be issued for a period longer than seven (7) days from the date of issue. The written approval and countersignature of licensed agents may also be in facsimile when authorization is given by the agent in writing to an insurer for which the agent is certified to do business pursuant to Section
83-17-5
. The use of facsimile countersignatures shall not modify any of the other requirements of this section. Any authorization for a facsimile countersignature may be canceled by the agent in writing and is automatically canceled upon the death, termination or nonrenewal of the agent.
Codes, Hemingway's 1917, § 5147; 1930, § 5205; 1942, § 5719; Laws, 1916, ch. 205; Laws, 1948, ch. 350, § 1; Laws, 1962, ch. 465; Laws, 1970, ch. 452, § 1; Laws, 1991, ch. 393, § 1; Laws, 1999, ch. 344, § 1, eff. 7/1/1999.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 1 - GENERAL PROVISIONS (§§ 83-17-1 — 83-17-47) › Section 83-17-23 - [Repealed]

Repealed by Laws, 2001, ch. 510, § 34, eff. 1/1/2002.
Codes, 1906, § 2653; Hemingway's 1917, § 5119; Laws, 1930, § 5206; Laws, 1942, § 5720.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 1 - GENERAL PROVISIONS (§§ 83-17-1 — 83-17-47) › Section 83-17-25 - Duration of privilege licenses

No certificate of authority shall be issued to any agent who has not previously obtained from the commissioner a privilege license to act as an insurance agent; provided that agents or organizers of fraternal orders shall not be required to have such privilege license.
The privilege license of an individual to act as an insurance producer, limited lines producer, limited lines credit insurance producer, supervising general agent or managing general agent shall continue from the date of issuance of original licenses or from the expiration date for existing licenses until the last day of the month of the licensee's birthday in the second year following issuance or renewal of the license, with a minimum term of thirteen (13) months.
The privilege license of a business entity to act as insurance producer, limited lines producer, limited lines credit insurance producer, supervising general agent or managing general agent shall continue from the date of issuance until May 31 in the second year following issuance or renewal of the license, with a minimum term of thirteen (13) months.
Codes, 1906, § 2633; Hemingway's 1917, § 5099; 1930, § 5207; 1942, § 5721; Laws, 1956, ch. 340; Laws, 1995, ch. 315, § 2; Laws, 2009, ch. 448, § 6, eff. 11/1/2009.
Amended by Laws, 2022, ch. 473, SB 2669,§ 4, eff. 7/1/2022.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 1 - GENERAL PROVISIONS (§§ 83-17-1 — 83-17-47) › Section 83-17-27 - through 83-17-35 - [Repealed]

Repealed by Laws, 2001, ch. 510, § 34, eff. 1/1/2002.
§ 83-17-27. [Codes, 1942, § 5630.7; Laws, 1966, ch. 529, §§ 1-4.] § 83-17-29. [Codes, 1942, § 5723-11; Laws, 1962, ch. 469, § 1.] § 83-17-31. [Codes, 1942, § 5723-12; Laws, 1962, ch. 469, § 2.] § 83-17-33. [Codes, 1942, § 5723-13; Laws, 1962, ch. 469, § 3.] § 83-17-35. [Codes, 1942, § 5723-14; Laws, 1962, ch. 469, § 4.]
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 1 - GENERAL PROVISIONS (§§ 83-17-1 — 83-17-47) › Section 83-17-37 - Expiration of license; application for renewal

(1)
Each license issued to a producer shall expire on the mandated renewal date following the date of issue, unless prior thereto it is revoked or suspended by the commissioner.
(2)
Each producer shall file an application for renewal of license on the form and in the manner prescribed by the commissioner for such purpose. Upon the filing of such application for renewal of license and the payment of the required fees, the current license shall continue to be in force until the renewal license is issued by the commissioner or until the commissioner has refused for cause to issue such renewal license, as provided in Section
83-17-71
, and has given notice of such refusal in writing to the producer.
Laws, 2001, ch. 510, § 21, eff. 1/1/2002.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 1 - GENERAL PROVISIONS (§§ 83-17-1 — 83-17-47) › Section 83-17-41 - Licensing by type or kind of insurance; sanctions for selling type or kind of insurance for which not properly licensed

The commissioner may, from time to time, make reasonable groupings into type, types or kinds of insurance that may be lawfully written in this state, for the purpose of prescribing reasonable written examinations for producer and solicitor licenses for each group respectively, and for the issuance of limited licenses. Any such licensed producer or solicitor who shall attempt to write any type of business or seek a brokerage commission on a type of business for which he is not properly licensed and authorized shall, after investigation of all circumstances and proper notice of hearing, be subject to hearing for revocation or suspension of the license.
Laws, 2001, ch. 510, § 23, eff. 1/1/2002.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 1 - GENERAL PROVISIONS (§§ 83-17-1 — 83-17-47) › Section 83-17-43 - [Repealed]

Repealed by Laws of 2009, ch. 448, § 17, eff. 11/1/2009.
Laws, 2001, ch. 510, § 24, eff. 1/1/2002.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 1 - GENERAL PROVISIONS (§§ 83-17-1 — 83-17-47) › Section 83-17-45 - Prohibited acts; liability

(1)
No producer or other persons shall, within this state, solicit, procure, receive or forward applications for insurance or annuities, or issue or deliver policies for, or in any manner secure, help, or aid in the placing of any contract of insurance or annuity for any person other than himself, directly or indirectly, with any insurer not authorized to do business in this state.
(2)
Any producer or any other person who violates the provisions of this section shall be liable for the full amount of any loss sustained on any contract of life, health or accident insurance or annuity made by or through him, directly or indirectly, with any insurer not authorized to do business in this state and, in addition, for any premium taxes which may become due under any law of this state by reason of such contract.
Laws, 2001, ch. 510, § 25, eff. 1/1/2002.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 1 - GENERAL PROVISIONS (§§ 83-17-1 — 83-17-47) › Section 83-17-47 - Commissioner's subpoena power

The Commissioner of Insurance shall have the power to administer oaths and affirmations, issue subpoenas and order the attendance and testimony of witnesses and the production of papers, books and documents. Upon the failure of any person to comply with any subpoena or order issued under the authority of this section, the Commissioner of Insurance may invoke the aid of any court of the state of general jurisdiction. The court thereupon may order such person to comply with the requirements of the subpoena or order to give evidence touching the matter in question. Failure to obey the order of the court may be punished by the court as a contempt thereof.
Laws, 2001, ch. 510, § 26, eff. 1/1/2002.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 2 - LICENSING OF INSURANCE PRODUCERS (§§ 83-17-51 — 83-17-89) › Section 83-17-51 - Purpose and scope of article

The purpose of this article is to provide the qualifications and procedures required for the licensing of insurance producers. This article does not apply to excess and surplus lines agents and brokers licensed under Sections
83-21-17
through
83-21-31
except as provided in Sections
83-17-65
and
83-17-79(2)
, or to domestic title insurance companies and their agents licensed under Sections
83-15-1
through
83-15-11
, except as provided in Section
83-17-75
.
Laws, 2001, ch. 510, § 1, eff. 1/1/2002.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 2 - LICENSING OF INSURANCE PRODUCERS (§§ 83-17-51 — 83-17-89) › Section 83-17-55 - License required to sell, solicit or negotiate insurance; requirements for issuing license to partnerships; employees or authorized agents of limited license rental car company may offer, sell or solicit certain insurance under limited license of rental car company

(1)
A person shall not sell, solicit or negotiate insurance in this state for any class or classes of insurance unless the person is licensed for that line of authority in accordance with this article.
(2)
No license shall be issued to a partnership unless all the partners thereof satisfy the same requirements in every respect for an individual producer provided for in this article.
(3)
Notwithstanding any provision in this section to the contrary, employees and authorized agents of a limited license rental car company:
(a)
May receive compensation for activities under the rental car company's limited license that is incidental to their overall compensation, including, but not limited to, commissions, bonuses and other valuable consideration;
(b)
May offer, sell or solicit, in connection with and incidental to the rental of rental cars, the kinds of insurance specified in Section
83-17-63(1) (h)
under the limited license of the rental car company; and
(c)
Shall not require any additional licensing under this chapter or any other provision of Title 83 relating to paragraph (a) or (b) above.
Laws, 2001, ch. 510, § 3, eff. 1/1/2002.
Amended by Laws, 2015, ch. 364, SB 2443, 2, eff. 7/1/2015.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 2 - LICENSING OF INSURANCE PRODUCERS (§§ 83-17-51 — 83-17-89) › Section 83-17-59 - Examination

(1)
A resident individual applying for an insurance producer license shall pass a written examination unless exempt under Section
83-17-67
or Section
83-17-39
. The examination shall test the knowledge of the individual concerning the lines of authority for which application is made, the duties and responsibilities of an insurance producer and the insurance laws and regulations of this state. Examinations required by this section shall be developed and conducted under rules and regulations prescribed by the commissioner.
(2)
The commissioner may make arrangements, including contracting with an outside testing service, for administering examinations and collecting a nonrefundable examination fee.
(3)
Each individual applying for an examination shall remit a nonrefundable fee as prescribed by the commissioner.
(4)
An individual who fails to appear for the examination as scheduled or fails to pass the examination shall reapply for an examination and remit all required fees and forms before being rescheduled for another examination.
Laws, 2001, ch. 510, § 5, eff. 1/1/2002.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 2 - LICENSING OF INSURANCE PRODUCERS (§§ 83-17-51 — 83-17-89) › Section 83-17-61 - Application requirements

(1)
A person applying for a resident insurance producer license shall make application to the commissioner on the uniform application and declare under penalty of refusal, suspension or revocation of the license that the statements made in the application are true, correct and complete to the best of the individual's knowledge and belief. Before approving the application, the commissioner shall find that the individual:
(a)
Is at least eighteen (18) years of age;
(b)
Has not committed any act that is a ground for denial, suspension or revocation set forth in Section
83-17-71
;
(c)
Where required by the commissioner, has completed a prelicensing course of study for the lines of authority for which the person has applied;
(d)
Has paid the fees set forth in Section
27-15-87
; and
(e)
Has successfully passed the examinations for the liens of authority for which the person has applied.
(2)
A business entity acting as an insurance producer is required to obtain an insurance producer license. Application shall be made using the uniform business entity application. Before approving the application, the commissioner shall find that:
(a)
The business entity has paid the fees set forth in Section
27-15-85
; and
(b)
The business entity has designated a licensed producer responsible for the business entity's compliance with the insurance laws, rules and regulations of this state.
(3)
The commissioner may require any documents reasonably necessary to verify the information contained in an application.
(4)
Each insurer that sells, solicits or negotiates any form of limited line credit insurance shall provide to each individual whose duties include selling, soliciting or negotiating limited line credit insurance a program of instruction that may be approved by the commissioner.
Laws, 2001, ch. 510, § 6; Laws, 2009, ch. 448, § 19, eff. 11/1/2009.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 2 - LICENSING OF INSURANCE PRODUCERS (§§ 83-17-51 — 83-17-89) › Section 83-17-67 - Individuals licensed in another state; exemption from prelicensing education or examination; 90-day application deadline

(1)
An individual who applies for an insurance producer license in this state who was previously licensed for the same lines of authority in another state shall not be required to complete any prelicensing education or examination. This exemption is only available if the person is currently licensed in that state or if the application is received within ninety (90) days of the cancellation of the applicant's previous license and if the prior state issues a certification that, at the time of cancellation, the applicant was in good standing in that state or the state's producer database records, maintained by the National Association of Insurance Commissioners, its affiliates or subsidiaries, indicate that the producer is or was licensed in good standing for the line of authority requested.
(2)
A person licensed as an insurance producer in another state who moves to this state shall make application within ninety (90) days of establishing legal residence to become a resident licensee in accordance with Section
83-17-61
. No prelicensing education or examination shall be required of that person to obtain any line of authority previously held in the prior state except where the commissioner determines otherwise by regulation.
Laws, 2001, ch. 510, § 9, eff. 1/1/2002.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 2 - LICENSING OF INSURANCE PRODUCERS (§§ 83-17-51 — 83-17-89) › Section 83-17-69 - Temporary license

(1)
The commissioner may issue a temporary insurance producer license for a period not to exceed one hundred eighty (180) days without requiring an examination if the commissioner deems that the temporary license is necessary for the servicing of an insurance business in the following cases:
(a)
To the surviving spouse or court-appointed personal representative of a licensed insurance producer who dies or becomes mentally or physically disabled to allow adequate time for the sale of the insurance business owned by the producer or for the recovery or return of the producer to the business or to provide for the training and licensing of new personnel to operate the producer's business.
(b)
To a member or employee of a business entity licensed as an insurance producer, upon the death or disability of an individual designated in the business entity application or the license;
(c)
To the designee of a licensed insurance producer entering active service in the Armed Forces of the United States of America; or
(d)
In any other circumstance where the commissioner deems that the public interest will best be served by the issuance of this license.
(2)
The commissioner may by order limit the authority of any temporary licensee in any way deemed necessary to protect insureds and the public. The commissioner may require the temporary licensee to have a suitable sponsor who is a licensed producer or insurer and who assumes responsibility for all acts of the temporary licensee and may impose other similar requirements designed to protect insureds and the public. The commissioner may by order revoke a temporary license if the interest of insureds or the public are endangered. A temporary license may not continue after the owner or the personal representative disposes of the business.
Laws, 2001, ch. 510, § 10, eff. 1/1/2002.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 2 - LICENSING OF INSURANCE PRODUCERS (§§ 83-17-51 — 83-17-89) › Section 83-17-73 - Licensing required before individual may accept commission for selling; employees or authorized agents of limited license rental car company may receive commission under rental car company's limited license

(1)
An insurance company or insurance producer shall not pay a commission, service fee, brokerage or other valuable consideration to a person for selling, soliciting or negotiating insurance in this state if that person is required to be licensed under this article and is not so licensed.
(2)
A person shall not accept a commission, service fee, brokerage or other valuable consideration for selling, soliciting or negotiating insurance in this state if that person is required to be licensed under this article and is not so licensed.
(3)
Renewal or other deferred commissions may be paid to a person for selling, soliciting or negotiating insurance in this state if the person was required to be licensed under this article at the time of the sale, solicitation or negotiation and was so licensed at that time.
(4)
An insurer or insurance producer may pay or assign commissions, service fees, brokerages or other valuable consideration to an insurance agency or to persons who do not sell, solicit or negotiate insurance in this state, unless the payment would violate Section
83-17-7
or any other applicable provision of Title 83, Mississippi Code of 1972.
(5)
Notwithstanding any provision in this section to the contrary, employees and authorized agents of a limited license rental car company:
(a)
May receive compensation for activities under the rental car company's limited license that is incidental to their overall compensation, including, but not limited to, commissions, bonuses and other valuable consideration;
(b)
May offer, sell or solicit, in connection with and incidental to the rental of rental cars, the kinds of insurance specified in Section
83-17-63(1) (h)
under the limited license of the rental car company; and
(c)
Shall not require any additional licensing under this chapter or any other provision of Title 83 relating to paragraph (a) or (b) above.
Laws, 2001, ch. 510, § 12, eff. 1/1/2002.
Amended by Laws, 2015, ch. 364, SB 2443, 4, eff. 7/1/2015.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 2 - LICENSING OF INSURANCE PRODUCERS (§§ 83-17-51 — 83-17-89) › Section 83-17-75 - Appointment of producer as agent of insurer

(1)
An insurance producer shall not act as an agent of an insurer unless the insurance producer becomes an appointed agent of that insurer. An insurance producer who is not acting as an agent of an insurer is not required to become appointed.
(2)
To appoint a producer as its agent, the appointing insurer shall file, in a format approved by the commissioner, a notice of appointment within fifteen (15) days from the date the agency contract is executed or the first insurance application is submitted. An insurer may also elect to appoint a producer to all or some insurers within the insurer's holding company system or group by the filing of a single appointment request.
(3)
Upon receipt of the notice of appointment, the commissioner shall verify within a reasonable time not to exceed thirty (30) days that the insurance producer is eligible for appointment. If the insurance producer is determined to be ineligible for appointment, the commissioner shall notify the insurer within five (5) days of its determination.
(4)
An insurer shall pay an appointment fee, in the amount and method of payment set forth in Section
83-5-73
for each insurance producer appointed by the insurer.
(5)
An insurer shall remit, in a manner prescribed by the commissioner, a renewal appointment fee in the amount set forth in Section
83-5-73
.
(6)
Before the issuance of a license or certificate of authority, the commissioner shall require the company requesting appointment of the applicant as producer for the first time to furnish a certificate to the commissioner, verified by an executive officer or managing general or special agent of such company, that the company has duly investigated the character and record of such person and has satisfied itself that such person is of good moral character and is qualified, fit and trustworthy to act as its producer. The Commissioner of Insurance may at any time require any company to obtain a credit report on a producer if the commissioner deems such request advisable. Should such credit report reflect information regarding an offense or violation in relation to which the Department of Insurance has taken action, such information shall not render the applicant ineligible for a license if applicant has complied with the order of the commissioner regarding such offense.
Laws, 2001, ch. 510, § 13; Laws, 2002, ch. 322, § 2; Laws, 2006, ch. 314, § 2, eff. 7/1/2006.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 2 - LICENSING OF INSURANCE PRODUCERS (§§ 83-17-51 — 83-17-89) › Section 83-17-79 - Reciprocity

(1)
The commissioner shall waive any requirements for a nonresident license applicant with a valid license from his or her home state, except the requirements imposed by Section
83-17-65
, if the applicant's home state awards nonresident licenses to residents of this state on the same basis.
(2)
A nonresident producer's satisfaction of his or her home state's continuing education requirements for licensed insurance producers shall constitute satisfaction of this state's continuing education requirements if the nonresident producer's home state recognizes the satisfaction of its continuing education requirements imposed upon producers from this state on the same basis.
Laws, 2001, ch. 510, § 15, eff. 1/1/2002.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 2 - LICENSING OF INSURANCE PRODUCERS (§§ 83-17-51 — 83-17-89) › Section 83-17-81 - Producer to report to commissioner any administrative or criminal action initiated against producer

(1)
A producer shall report to the commissioner any administrative action taken against the producer in another jurisdiction or by another governmental agency in this state within thirty (30) days of the final disposition of the matter. This report shall include a copy of the order, consent to order or other relevant legal documents.
(2)
Within thirty (30) days of the initial pretrial hearing date, a producer shall report to the commissioner any criminal prosecution of the producer taken in any jurisdiction. The report shall include a copy of the initial complaint filed, the order resulting from the hearing and any other relevant legal documents.
Laws, 2001, ch. 510, § 16, eff. 1/1/2002.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 2 - LICENSING OF INSURANCE PRODUCERS (§§ 83-17-51 — 83-17-89) › Section 83-17-83 - Appellate review

Any person aggrieved by any action or decision of the Commissioner of Insurance under the provisions of this article may appeal therefrom, within thirty (30) days after receipt of notice thereof, to the Circuit Court of the First Judicial District of Hinds County by certiorari in the manner provided by law. Such appeal shall be without supersedeas, except that the court may grant supersedeas as otherwise provided by law where the license is revoked. The court shall have the authority and jurisdiction to hear the appeal and render its decision in regard thereto in termtime or vacation.
Laws, 2001, ch. 510, § 17; Laws, 2007, ch. 372, § 1, eff. 7/1/2007.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 2 - LICENSING OF INSURANCE PRODUCERS (§§ 83-17-51 — 83-17-89) › Section 83-17-85 - Inquisitorial and subpoena power of commissioner

For the purpose of making such investigations as he may deem necessary for the proper administration of this article, the commissioner shall have inquisitorial powers and shall be empowered to subpoena witnesses and examine them under oath, provided that all testimony, documents, and other evidence required to be submitted to the commissioner pursuant to this article shall be privileged and shall not be admissible as evidence in any other proceeding.
Laws, 2001, ch. 510, § 18, eff. 1/1/2002.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 2 - LICENSING OF INSURANCE PRODUCERS (§§ 83-17-51 — 83-17-89) › Section 83-17-87 - Regulations

The commissioner may, in accordance with Section
25-43-1.101
et seq., promulgate reasonable regulations as are necessary or proper to carry out the purposes of this article.
Laws, 2001, ch. 510, § 19, eff. 1/1/2002.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 2 - LICENSING OF INSURANCE PRODUCERS (§§ 83-17-51 — 83-17-89) › Section 83-17-89 - Severability

If any provisions of this article, or the application of a provision to any person or circumstances, shall be held invalid, the remainder of the article, and the application of the provision to persons or circumstances other than those to which it is held invalid, shall not be affected.
Laws, 2001, ch. 510, § 20, eff. 1/1/2002.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 3 - REGULATION OF AGENTS FOR LIFE, HEALTH, OR ACCIDENT INSURERS (§ 83-17-101) › Section 83-17-101 - through 83-17-135 - [Repealed]

Repealed by Laws, 2001, ch. 510, § 34, eff. 1/1/2002.
§ 83-17-101. [Codes, 1942, § 5722-01; Laws, 1960, ch. 367, § 1; Laws, 1977, ch. 334, § 1; Laws, 1978, ch. 462, § 1; Laws, 1997, ch. 410, § 10; Laws, 1999, ch. 487, § 7.] § 83-17-103. [Codes, 1942, § 5722-02; Laws, 1960, ch. 367, § 2.] § 83-17-105. [Codes, 1942, § 5722-03; Laws, 1960, ch. 367, § 3; Laws, 1978, ch. 462, § 2.] § 83-17-107. [Codes, 1942, § 5722-04; Laws, 1960, ch. 367, § 4; Laws, 1962, ch. 464; Laws, 1974, ch. 442, § 3; Laws, 1985, ch. 315, § 1; Laws, 1988, ch. 375, § 1; Laws, 1997, ch. 588, § 68.] § 83-17-109. [Codes, 1942, § 5722-05; Laws, 1960, ch. 367, § 5.] § 83-17-111. [Codes, 1942, § 5722-06; Laws, 1960, ch. 367, § 6.] § 83-17-113. [Codes, 1942, § 5722-07; Laws, 1960, ch. 367, § 7; Laws, 1971, ch. 408, § 1; Laws, 1999, ch. 351, § 1.] § 83-17-115. [Codes, 1942, § 5722-08; Laws, 1960, ch. 367, § 8.] § 83-17-117. [Codes, 1942, § 5722-09; Laws, 1960, ch. 367, § 9; Laws, 1976, ch. 433; Laws, 1995, ch. 361, § 1.] § 83-17-119. [Codes, 1942, § 5722-10; Laws, 1960, ch. 367, § 10.] § 83-17-121. [Codes, 1942, § 5722-11; Laws, 1960, ch. 367, § 11.] § 83-17-123. [Codes, 1942, § 5722-12; Laws, 1960, ch. 367, § 12; Laws, 1997, ch. 410, § 6.] § 83-17-125. [Codes, 1942, § 5722-13; Laws, 1960, ch. 367, § 13.] § 83-17-127. [Codes, 1942, § 5722-14; Laws, 1960, ch. 367, § 14.] § 83-17-129. [Codes, 1942, § 5722-15; Laws, 1960, ch. 367, § 15.] § 83-17-131. [Codes, 1942, § 5722-16; Laws, 1960, ch. 367, § 16.] § 83-17-133. [Codes, 1942, § 5722-18; Laws, 1960, ch. 367, § 18.] § 83-17-135. [Codes, 1942, § 5722-21; Laws, 1960, ch. 367, § 21.]
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 5 - REGULATION OF AGENTS FOR FIRE AND OTHER INSURERS (§§ 83-17-201 — 83-17-225) › Section 83-17-201 - through 83-17-223 - [Repealed]

Repealed by Laws, 2001, ch. 510, § 34, eff. 1/1/2002.
§ 83-17-201. [Codes, 1942, § 5723-01; Laws, 1948, ch. 352, § 1; Laws, 1962, ch. 466 § 1; Laws, 1964, ch. 472, § 1.] § 83-17-203. [Codes, 1942, § 5723-01; Laws, 1948, ch. 352, § 1; Laws, 1962, ch. 466 § 1; Laws, 1964, ch. 472, § 1; Laws, 1999, ch. 487, § 8.] § 83-17-205. [Codes, 1942, § 5723-02; Laws, 1948, ch. 352, § 2; Laws, 1964, ch. 472, § 2; Laws, 1988, ch. 375 § 2; Laws, 1994, ch. 328, § 1; Laws, 1997, ch. 588, § 69.] § 83-17-207. [Codes, 1942, § 5723-02; Laws, 1948, ch. 352, § 2; Laws, 1964, ch. 472, § 2.] § 83-17-209. [Codes, 1942, § 5723-02; Laws, 1948, ch. 352. § 2; Laws, 1964, ch. 472, § 2; Laws, 1974, ch. 442, § 4; Laws, 1985, ch. 315, § 2.] § 83-17-211. [Codes, 1942, § 5723-02; Laws, 1948, ch. 352, § 2; Laws, 1964, ch. 472, § 2.] § 83-17-213. [Codes, 1942, § 5723-02; Laws, 1948, ch. 352, § 2; Laws, 1964, ch. 472, § 2; Laws, 1996, ch. 507, § 85.] § 83-17-215. [Codes, 1942, § 5723-02; Laws, 1948, ch. 352, § 2; Laws, 1964, ch. 472, § 2; Laws, 1974, ch. 442, § 5; Laws, 1996, ch. 507, § 86.] § 83-17-217. [Codes, 1942, § 5723-03; Laws, 1948, ch. 352, § 3; Laws, 1964, ch. 472, § 3.] § 83-17-219. [Codes, 1942, § 5723-04; Laws, 1948, ch. 352, § 4; Laws, 1964, ch. 472, § 4.] § 83-17-221. [Codes, 1942, § 5723-04; Laws, 1948, ch. 352, § 4; Laws, 1964, ch. 472, § 4; Laws, 1996, ch. 507, § 87; Laws, 1997, ch. 410, § 7.] § 83-17-223. [Codes, 1942, § 5723-05; Laws, 1948, ch. 352, § 5; Laws, 1964, ch. 472, § 5; Laws, 2001, ch. 510, § 34.]
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 5 - REGULATION OF AGENTS FOR FIRE AND OTHER INSURERS (§§ 83-17-201 — 83-17-225) › Section 83-17-225 - through 83-17-233 - [Repealed]

Repealed by Laws, 1999, ch. 367, § 1, eff. 3/15/1999.
§ 83-17-225. [Codes, 1942, § 5723-06; Laws, 1948, ch. 352, § 6; Laws, 1964, ch. 472, § 6, eff. 6/1/1964]. § 83-17-227. [Laws, 1974, ch. 537, § 1, eff. 4/5/1974]. § 83-17-229. [Laws, 1974, ch. 537, § 2, eff. 4/5/1974]. § 83-17-231. [Laws, 1974, ch. 537, § 3, eff. 4/5/1974]. § 83-17-233. [Laws, 1974, ch. 537, § 4, eff. 4/5/1974].
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 6 - PRELICENSING AND CONTINUING EDUCATION FOR INSURANCE AGENTS; REQUIRED FOR LICENSURE (§§ 83-17-251 — 83-17-261) › Section 83-17-253 - Prelicensing educational and continuing educational program requirements; establishment of standards for evaluating programs

(1)
To qualify for credit towards satisfaction of the requirements of this section, an educational program must be a formal program of learning which contributes directly to the professional competence of the licensee and such program must meet the standards outlined herein for prelicensing educational and continuing educational programs. The subject of each course must be approved for the lines of insurance for which the licensee is granted educational credit.
(2)
Formal programs requiring attendance or self-study may be considered for credit if the required fees are paid and they meet the standards set forth by the commissioner. Course approval shall be valid for twenty-four (24) months from the date of issuance of approval.
(3)
Continuing educational credit shall be allowed for service as an instructor of certified programs at any program for which participants are eligible to receive continuing educational credit. Credit for such service shall be awarded on the first presentation only unless a program has been substantially revised.
(4)
Courses for prelicensing and continuing educational credit shall not be advertised or offered unless they have been approved by the commissioner or his designated advisory committee.
(5)
The commissioner may grant exceptions to the requirements of this article for extenuating circumstances.
(6)
The commissioner specifically reserves the right to approve or disapprove credit for prelicensing education and continuing education claimed under this section.
(7)
The Commissioner of Insurance may require any original publisher or provider to submit all material to be used in his or her program to the Department of Insurance or his designee for review.
(8)
All providers shall maintain a record of persons attending each course for not less than five (5) years and shall provide certificates of completion with hours earned to students upon their successful completion of each course. The certificate shall bear the course identification number as assigned by the Commissioner of Insurance or his designee.
(9)
The Commissioner of Insurance may, in his discretion, designate an independent evaluation educational service to evaluate and administer education programs, subject to his direction and approval. The evaluation fee charged by such educational service shall be paid by the applicant to the service.
Laws, 1999, ch. 487, § 2; Laws, 2009, ch. 448, § 10, eff. 11/1/2009.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 6 - PRELICENSING AND CONTINUING EDUCATION FOR INSURANCE AGENTS; REQUIRED FOR LICENSURE (§§ 83-17-251 — 83-17-261) › Section 83-17-255 - Prelicensing and continuing educational advisory committee; membership; quorum

(1)
A prelicensing and continuing educational advisory committee, comprised of at least three (3) but not more than seven (7) individuals, may be appointed by and shall serve at the pleasure of the Commissioner of Insurance to advise the commissioner concerning prelicensing and continuing educational standards. Each committee member shall agree to serve a minimum of two (2) years. The chairman of the committee shall be appointed by and shall serve at the pleasure of the commissioner.
(2)
A majority of those present at any meeting of the educational advisory committee shall be a quorum for purposes of performing the duties of the committee under this section.
(3)
The committee may advise the commissioner on program content and exceptions as permitted under this section.
(4)
The committee shall be available to consider other related matters as the commissioner may assign.
Laws, 1999, ch. 487, § 3; Laws, 2009, ch. 448, § 11, eff. 11/1/2009.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 6 - PRELICENSING AND CONTINUING EDUCATION FOR INSURANCE AGENTS; REQUIRED FOR LICENSURE (§§ 83-17-251 — 83-17-261) › Section 83-17-257 - Certification of attendance and completion of prelicensing and continuing educational programs; exceptions

(1)
Educational providers shall submit proof of each attendee's successful completion of approved prelicensing and continuing educational programs to the Commissioner of Insurance in an electronic format approved by the commissioner within thirty (30) days of the course completion.
(2)
The commissioner may grant exceptions to the requirements of this section for reasonable and just causes.
(3)
The responsibility for establishing whether a particular course or other program for which credit is claimed is acceptable and meets the continuing educational requirements as set forth in this section rests solely on the licensee.
Laws, 1999, ch. 487, § 4; Laws, 2009, ch. 448, § 12, eff. 11/1/2009.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 6 - PRELICENSING AND CONTINUING EDUCATION FOR INSURANCE AGENTS; REQUIRED FOR LICENSURE (§§ 83-17-251 — 83-17-261) › Section 83-17-259 - Commissioner of Insurance may grant exception or extension of time

The Commissioner of Insurance, upon written request, may grant exception to or extend the time in which a licensee must comply with the continuing educational requirements of this section for reasons of poor health, military service or other reasonable and just causes.
Laws, 1999, ch. 487, § 5, eff. 7/1/2000.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 6 - PRELICENSING AND CONTINUING EDUCATION FOR INSURANCE AGENTS; REQUIRED FOR LICENSURE (§§ 83-17-251 — 83-17-261) › Section 83-17-261 - Failure of agent to meet educational requirements; penalties

(1)
Any individual failing to meet the requirements of this section and who has not been granted an extension of time within which to comply or who has submitted to the Commissioner of Insurance a false or fraudulent certificate of compliance shall be subject to suspension or revocation of all licenses issued for any kind or kinds of insurance. The individual shall be notified of his right to a hearing. No further license shall be issued to such person for any kind or kinds of insurance until such time as the person has demonstrated to the satisfaction of the commissioner that he or she has complied with all requirements of this section and all other laws applicable thereto.
(2)
The Commissioner of Insurance may suspend, revoke or refuse to renew a course provider's authority to offer courses for any of the following causes:
(a)
Advertising that a course is approved before the commissioner has granted such approval in writing;
(b)
Submitting a course outline with material inaccuracies, either in length, presentation time or topic content;
(c)
Presenting or using unapproved material in providing an approved course;
(d)
Failing to conduct a course for the full time specified in the approval request submitted to the commissioner;
(e)
Preparing and distributing certificates of attendance or completion before the course has been approved;
(f)
Issuing certificates of attendance or completion before the completion of the course;
(g)
Failing to issue certificates of attendance or completion to any licensee who satisfactorily completes a course;
(h)
Failing to notify promptly the Commissioner of Insurance of suspected or known improper activities; or
(i)
Any violation of state law.
(3)
A course provider is responsible for the activities of persons conducting, supervising, instructing, proctoring, monitoring, moderating, facilitating or in any way responsible for the conduct of any of the activities associated with the course.
(4)
In addition, the Commissioner of Insurance may require any of the following upon a finding of a violation of this section:
(a)
Refunding all course tuition and fees to licensees;
(b)
Providing licensees with a suitable course to replace the course that was found in violation; or
(c)
Withdrawal or approval of courses sponsored by such a provider for a period determined by the commissioner.
Laws, 1999, ch. 487, § 6, eff. 7/1/2000.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 7 - REMEDIES OF AGENTS (§ 83-17-301) › Section 83-17-301 - through 83-17-309 - [Repealed]

Repealed by Laws, 2001, ch. 510, § 34, eff. 1/1/2002.
§ 83-17-301. [Codes, 1942, § 5834-21; Laws, 1962, ch. 456, § 1.] § 83-17-303. [Codes, 1942, § 5834-22; Laws, 1962, ch. 456, § 2.] § 83-17-305. [Codes, 1942, § 5834-23; Laws, 1962, ch. 456, § 3.] § 83-17-307. [Codes, 1942, § 5834-24; Laws, 1962, ch. 456, § 4.] § 83-17-309. [Codes, 1942, § 5834-25; Laws, 1962, ch. 456, § 5.]
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 9 - LICENSING OF INSURANCE ADJUSTERS (§§ 83-17-401 — 83-17-425) › Section 83-17-403 - Posing as adjuster prohibited; penalty

(1)
No person shall act as or hold himself out to be an adjuster in this state unless he is licensed therefor by the Commissioner of Insurance in this state, except that an individual, who is undergoing education and training as an adjuster under the direction and supervision of a licensed adjuster for a period not exceeding twelve (12) months may act as an adjuster without having an adjuster's license, if at the beginning of such training period, the name of such trainee has been registered as such with the commissioner.
(2)
Any person who violates the provisions of this section shall be guilty of a misdemeanor and, upon conviction thereof, shall be punished by a fine of not more than Two Hundred Fifty Dollars ($250.00) or by confinement in the county jail for not more than six (6) months, or by both such fine and confinement.
Laws, 1993, ch. 433, § 2, eff. 7/1/1993.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 9 - LICENSING OF INSURANCE ADJUSTERS (§§ 83-17-401 — 83-17-425) › Section 83-17-405 - Application for license

Application for a license as an insurance adjuster shall be made to the commissioner upon forms as prescribed and furnished by the commissioner. As a part of, or in connection with, any such application, the applicant shall furnish such information concerning his identity, personal history, experience, business record and any other pertinent facts as the commissioner may reasonably require.
Laws, 1993, ch. 433, § 3, eff. 7/1/1993.
Mississippi Code 1972 (2023) › Title 83 - INSURANCE (§§ 83-1-1 — 83-NEW-004) › Chapter 17 - INSURANCE AGENTS, SOLICITORS, OR ADJUSTERS (§§ 83-17-1 — 83-17-527) › Article 9 - LICENSING OF INSURANCE ADJUSTERS (§§ 83-17-401 — 83-17-425) › Section 83-17-407 - Waiver of license requirement for certain adjuster license applicants; prohibition against denial of reciprocity for applicant licensed in another state solely because applicant is not resident of the United States

The commissioner may waive any license requirement for an applicant with a valid license from another state having license requirements substantially equivalent to those of this state, or an applicant with a certification from a person or entity approved by the commissioner that provides adjuster education and training and has met the standards as set forth by the commissioner regarding pre-licensing coursework and examination. No applicant with a valid license from another state shall be rejected solely on the basis that the individual is not a resident of the United States of America.
Laws, 1993, ch. 433, § 4; Laws, 2012, ch. 313, § 2, eff. 7/1/2012.
Amended by Laws, 2017, ch. 317, HB 957, 1, eff. 7/1/2017.