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2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 302 - Drivers' and Commercial Drivers' Licenses › Section 302.756 - Violation of out-of-service order by driver or employer knowing driver is in violation, civil penalties.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 302
• Effective - 30 Sep 2005, see footnote
302.756. Violation of out-of-service order by driver or employer knowing driver is in violation, civil penalties. —
1. Notwithstanding any other provision of law to the contrary, any driver who violates or fails to comply with an out-of-service order is subject to a civil penalty not to exceed an amount as determined by the Secretary pursuant to 49 CFR Part 383, or as amended by the Secretary, in addition to disqualification as provided by law. Any civil penalty established in this section shall not become effective and enforced until October 1, 1996.
2. Any employer who violates an out-of-service order, or who knowingly requires or permits or authorizes a driver to violate or fail to comply with an out-of-service order or to commit a railroad crossing violation, is subject to a civil penalty not to exceed an amount as determined by the Secretary pursuant to 49 CFR Part 383, or as amended by the Secretary.
3. The chief counsel to the state highways and transportation commission shall bring an action in accordance with the procedures under section 390.156 to recover a civil penalty under this section against a driver who violates or fails to comply with an out-of-service order, or against an employer who violates an out-of-service order or knowingly requires or permits a driver to violate or fail to comply with an out-of-service order, or both.
4. In addition to any other remedies under this section, actions under this section may be brought against a driver or employer who violates or fails to comply with an out-of-service order with reference to a motor vehicle or combination of motor vehicles used in intrastate commerce which has a capacity of more than five passengers, excluding the driver.
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(L. 1995 H.B. 717, A.L. 2004 S.B. 1233, et al.)
Effective 9-30-05
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 302 - Drivers' and Commercial Drivers' Licenses › Section 302.760 - Nonresidents, action against license, notice to licensing state, when.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 302
• Effective - 30 Sep 2005, 2 histories, see footnote
302.760. Nonresidents, action against license, notice to licensing state, when. —
Within ten days after conviction, suspension, revocation, cancellation or disqualification of any nonresident holder of a commercial driver's license or any nonresident who is required to possess a commercial driver's license for any violation committed in a vehicle of state law or any county or municipal ordinance regulating the operation of motor vehicles, other than parking violations, the director shall notify the driver's licensing authority in the licensing state of such action in the manner prescribed in 49 CFR Part 384, or as amended by the Secretary.
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(L. 1989 1st Ex. Sess. H.B. 3, A.L. 2004 S.B. 1233, et al.)
Effective 9-30-05
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 302 - Drivers' and Commercial Drivers' Licenses › Section 302.765 - Rules and regulations, promulgation of, procedure — driving instruction programs of state colleges and universities to be approved.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 302
• Effective - 28 Aug 1995
302.765. Rules and regulations, promulgation of, procedure — driving instruction programs of state colleges and universities to be approved. —
1. The director may adopt any rules and regulations necessary to carry out the provisions of sections 302.700 to 302.780. No rule or portion of a rule promulgated under the authority of sections 302.700 to 302.780 shall become effective unless it has been promulgated pursuant to the provisions of section 536.024.
2. The director shall adopt a rule approving driving instruction programs presently provided by a Missouri state college, a Missouri state university or a Missouri state community college.
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(L. 1989 1st Ex. Sess. H.B. 3, A.L. 1993 S.B. 52, A.L. 1995 S.B. 3)
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 302 - Drivers' and Commercial Drivers' Licenses › Section 302.769 - Contingent effective date.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 302
• Effective - 28 Aug 2012
302.769. Contingent effective date. —
The repeal and reenactment of section 302.700 and the enactment of section 302.768 of this act
*
shall become effective on the date the director of the department of revenue begins accepting commercial driver license medical certifications under sections 302.700 and 302.768, or on May 1, 2013, whichever occurs first. If the director of revenue begins accepting commercial driver license medical certifications under sections 302.700 and 302.768 prior to May 1, 2013, the director of the department of revenue shall notify the revisor of statutes of such fact
**
.
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(L. 2012 H.B. 1402 § C merged with S.B. 470 § B merged with S.B. 480 § B merged with S.B. 568 § C)
*"This act" (H.B. 1402 merged with S.B. 470 merged with S.B. 480 merged with S.B. 568, 2012) contained numerous sections. Consult Disposition of Sections table for a definitive listing.
**Revisor's Note: The Revisor of Statutes did not receive notification from the Department of Revenue prior to May 1, 2013.
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 302 - Drivers' and Commercial Drivers' Licenses › Section 302.770 - Cooperation with other jurisdictions.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 302
• Effective - 28 Aug 1995
302.770. Cooperation with other jurisdictions. —
The director may execute or make agreements, arrangements, or declarations to carry out the provisions of sections 302.700 to 302.780 with the licensing authorities of other states, a territory or possession of the United States, the District of Columbia, the Commonwealth of Puerto Rico, Mexico, and the provinces or territories of Canada.
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(L. 1989 1st Ex. Sess. H.B. 3, A.L. 1995 H.B. 717)
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 302 - Drivers' and Commercial Drivers' Licenses › Section 302.775 - Provisions of law not applicable, when.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 302
• Effective - 28 Aug 2009, 2 histories
302.775. Provisions of law not applicable, when. —
The provisions of sections 302.700 to 302.780 shall not apply to:
(1) Any person driving a farm vehicle as defined in section 302.700 which is:
(a) Controlled and operated by a farmer, including operation by employees or family members;
(b) Used to transport agricultural products, farm machinery, farm supplies, or both, to or from a farm;
(c) Not used in the operations of a common or contract motor carrier; and
(d) Used within two hundred forty-one kilometers or one hundred fifty miles of the farmer's farm;
(2) Any active duty military personnel, members of the reserves and National Guard on active duty, including personnel on full-time National Guard duty, personnel on part-time training and National Guard military technicians, while driving vehicles for military purposes;
(3) Any person who drives emergency or fire equipment necessary to the preservation of life or property or the execution of emergency governmental functions under emergency conditions;
(4) Any person qualified to operate the equipment under subdivision (3) of this section when operating such equipment in other functions such as parades, special events, repair, service or other authorized movements;
(5) Any person driving or pulling a recreational vehicle, as defined in sections 301.010 and 700.010, for personal use; and
(6) Any other class of persons exempted by rule or regulation of the director, which rule or regulation is in compliance with the Commercial Motor Vehicle Safety Act of 1986 and any amendments or regulations drafted to that act.
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(L. 1989 1st Ex. Sess. H.B. 3, A.L. 2004 S.B. 757 merged with S.B. 788, A.L. 2009 H.B. 683)
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 302 - Drivers' and Commercial Drivers' Licenses › Section 302.780 - Unlawful acts, penalty.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 302
• Effective - 01 Jan 2017, 2 histories, see footnote
302.780. Unlawful acts, penalty. —
1. It shall be unlawful for a person to:
(1) Drive a commercial motor vehicle in a willful or wanton disregard for the safety of persons or property; or
(2) Drive a commercial motor vehicle while under the influence of any substance so classified under section 102(6) of the Controlled Substances Act (21 U.S.C. Section 802(6)), including any substance listed in schedules I through V of 21 CFR part 1308, as they may be revised from time to time.
2. Except as otherwise provided for in sections 302.700 to 302.780, whenever the doing of anything is required or is prohibited or is declared to be unlawful, any person who shall be convicted of a violation thereof shall be guilty of a class B misdemeanor.
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(L. 1989 1st Ex. Sess. H.B. 3, A.L. 2014 S.B. 491)
Effective 1-01-17
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.010 - Title of law.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 1986, 2 histories
303.010. Title of law. —
This chapter may be cited as "The Motor Vehicle Financial Responsibility Law".
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(L. 1953 p. 569, A.L. 1986 S.B. 424)
Effective 7-01-87
(1980) Uninsured motorist statute has no application in cases where tort-feasor did have automobile liability policy which complied with requirements of Motor Vehicle Safety Responsibility Law. Harrison v. MFA Mutual Insurance Co. (Mo.), 607 S.W.2d 137.
(1987) This chapter prior to the effective date of section 303.025 has no effect on increasing liability limits of automobile insurance policy according to provision in policy that coverage would be increased beyond limits set in policy where such limits were less than the minimum required to meet a state's financial responsibility laws since this chapter before the enactment of section 303.025 was not compulsory but allowed motorists to avoid financial responsibility until after one accident. Protective Cas. Ins. Co. v. Cook, 734 S.W.2d 898 (Mo.App.E.D.).
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.022 - Applicability of certain state statutes to motor vehicle liability policies, when.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 01 Jul 2019, see footnote
303.022. Applicability of certain state statutes to motor vehicle liability policies, when. —
Sections 105.1073, 303.020, 303.030, 303.120, 303.190, and 303.240 shall apply to motor vehicle liability policies, as defined in section 303.190, that are issued or renewed in Missouri on or after July 1, 2019, and to any applicable filing under section 303.240 or subdivision
*
(2), (3), or (4) of subsection 1 of section 303.160 that goes into effect on or after July 1, 2019. A motor vehicle liability policy in effect prior to July 1, 2019, shall continue to constitute proof of compliance with the provisions of this chapter for the remainder of the term of that policy.
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(L. 2018 S.B. 708)
Effective 7-01-19
*Word "subdivisions" appears in original rolls.
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.039 - Effective date for sections 303.025 and 303.041.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 2022
303.039. Effective date for sections 303.025 and 303.041. —
The repeal and reenactment of sections 303.025 and 303.041 shall take effect on January 1, 2024.
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(L. 2022 H.B. 2168 § C)
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.041 - Failure to maintain financial responsibility — notice, procedure, contents — suspension of license and registration — request for hearing, right, effect — subsequent acquisition of financial responsibility, effect — duration of suspension, fee.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 01 Jan 2024, 2 histories, see footnote
303.041. Failure to maintain financial responsibility — notice, procedure, contents — suspension of license and registration — request for hearing, right, effect — subsequent acquisition of financial responsibility, effect — duration of suspension, fee. —
1. If the director determines that the owner or operator of a motor vehicle has not maintained the financial responsibility as required in this chapter, the director shall thirty-three days after mailing notice, suspend the driving privilege of the owner or operator and/or the registration of the vehicle failing to meet such requirement. The notice of suspension shall be mailed to the person at the last known address shown on the department's records. The notice of suspension is deemed received three days after mailing. The notice of suspension shall clearly specify the reason and statutory grounds for the suspension and the effective date of the suspension, the right of the person to request a hearing, the procedure for requesting a hearing, and the date by which that request for a hearing must be made. If the request for a hearing is received by the department prior to the effective date of the suspension, the effective date of the suspension will be stayed until a final order is issued following the hearing.
2. Except as otherwise provided by law, neither the fact that subsequent to the date of verification or conviction, the owner acquired the required liability insurance policy nor the fact that the owner terminated ownership of the motor vehicle, shall have any bearing upon the director's decision to suspend. Until it is terminated, the suspension shall remain in force after the registration is renewed or a new registration is acquired for the motor vehicle. The suspension also shall apply to any motor vehicle to which the owner transfers the registration. Effective January 1, 2000, the department shall not extend any suspension for failure to pay a delinquent late surrender fee pursuant to this subsection.
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(L. 1986 S.B. 424, A.L. 1999 S.B. 19, A.L. 2000 H.B. 1797, A.L. 2001 S.B. 267, A.L. 2022 H.B. 2168)
Effective 1-01-24
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.044 - Proof of financial responsibility required for reregistration.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 01 Mar 2001, see footnote
303.044. Proof of financial responsibility required for reregistration. —
After the period of suspension provided in section 303.042 has elapsed, the owner or operator, or both, whose license or registration has been suspended must file proof of insurance as prescribed in section 303.026 or some other proof of insurance as prescribed by the director for a period of three years thereafter with respect to all motor vehicles registered to him. If proof of insurance is not maintained during the three-year period to the satisfaction of the director, he shall again suspend the license and all registrations until the owner or operator shall thereafter maintain proof of insurance as set out herein. In no case shall the director require the person whose license or registration has been suspended pursuant to this section to file a certificate of insurance as prescribed by section 303.170 or section 303.180 or some other form of high-risk insurance, excluding cases involving a motor vehicle accident where one or more parties involved in the accident were uninsured.
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(L. 1986 S.B. 424, A.L. 2000 H.B. 1797)
Effective 3-01-01
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.045 - Records, where kept — destroyed, when.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 1961
303.045. Records, where kept — destroyed, when. —
The director of revenue shall keep all records filed under the provisions of sections 303.040, 303.100, and 303.150, in his custody at the City of Jefferson. All records and files pertaining to reports of accidents, unsatisfied judgments, and suspensions or revocations of license as the result of convictions may be destroyed, provided they have been finally closed by the director for a period of one year.
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(L. 1957 p. 627 § 303.041, A.L. 1961 p. 494)
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.050 - Security, form and amount — reduced, when.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 1986, 2 histories
303.050. Security, form and amount — reduced, when. —
1. The security required under this chapter shall be in such form and in such amount as the director may require but in no case in excess of the limits specified in section 303.030 in reference to the acceptable limits of a policy or bond. The person depositing security shall specify in writing the person or persons on whose behalf the deposit is made and, at any time while such deposit is in the custody of the director or state treasurer, the person depositing it may, in writing, amend the specification of the person or persons on whose behalf the deposit is made to include an additional person or persons; provided, however, that a single deposit of security shall be applicable only on behalf of persons required to furnish security because of the same accident.
2. The director may reduce the amount of security ordered in any case within one year after the date security was first required if, in his judgment, the amount ordered is excessive. In case the security originally ordered has been deposited, the excess deposited over the reduced amount ordered shall be returned to the depositor or his personal representative forthwith, notwithstanding the provisions of section 303.060.
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(L. 1953 p. 569 § 303.090, A.L. 1986 S.B. 424)
Effective 7-01-87
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.051 - Judgment-creditor entitled to notice of security held.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 1957
303.051. Judgment-creditor entitled to notice of security held. —
When a judgment is rendered and is secured as provided by this chapter, the director shall provide the judgment-creditor with information describing the form and amount of the security the judgment-debtor has deposited with the director.
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(L. 1957 p. 634)
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.060 - Security deposited with director of revenue — used to pay judgment — return.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 1986, 2 histories
303.060. Security deposited with director of revenue — used to pay judgment — return. —
1. Security deposited in compliance with the requirements of this chapter shall be deposited with the director of revenue, and shall be applicable only to the payment of a judgment or judgments rendered against the person or persons on whose behalf the deposit was made, for damages arising out of the accident in question in an action at law, begun not later than one year after the date of such accident, or within one year after the date of deposit of any security under subdivision (3) of section 303.140, or to the payment in settlement, agreed to by the depositor, of a claim or claims arising out of such accident.
2. The deposit or balance thereof shall be returned to the depositor, his personal representative, or an assignee when evidence satisfactory to the director has been filed with him that there has been a release from liability, or a final adjudication of nonliability, or a duly acknowledged agreement, in accordance with subdivision (3) of section 303.070, or whenever, after the expiration of one year from the date of the accident, or from the date of any security required under subdivision (3) of section 303.140, the director shall be given reasonable evidence that there is no such action pending and no judgment rendered in such action left unpaid.
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(L. 1953 p. 569 § 303.100, A.L. 1957 p. 634, A.L. 1986 S.B. 424)
Effective 7-01-87
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.070 - Operator not subject to security and suspension provisions, when.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 1976, 2 histories
303.070. Operator not subject to security and suspension provisions, when. —
The requirements as to security and suspension in section 303.030 shall not apply:
(1) To the operator or the owner of a motor vehicle involved in an accident wherein no injury or damage was caused to the person or property of anyone other than such operator or owner;
(2) To the owner of a motor vehicle if at the time of the accident the vehicle was being operated without his permission, express or implied, or was parked by a person who had been operating such motor vehicle without such permission; nor
(3) If, prior to the date that the director would otherwise suspend the license and registration or nonresident's operating privilege under section 303.030, there shall be filed with the director evidence satisfactory to him that the person who would otherwise be required to file security has been released from liability or been finally adjudicated not to be liable or has executed a duly acknowledged written agreement providing for the payment of an agreed amount in installments, with respect to all claims for injuries or damages resulting from the accident.
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(L. 1953 p. 569 § 303.060, A.L. 1976 H.B. 1392)
(1963) Plaintiff in this action was driving a state-owned car and had no liability insurance coverage. In order to avoid loss of his operator's license under this section he obtained a release on the form provided by the department of revenue from defendants in this action. Held that under certain circumstances a person obtaining a release from the other party is estopped to assert a cause of action against that party. Eberting v. Skinner (A.), 364 S.W.2d 829.
(1963) Release estopped from suing releasor for damages arising out of motor vehicle collision. Farmer v. Arnold (Mo.), 371 S.W.2d 265.
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.080 - Where operator has no license or is nonresident, procedure.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 1953, 2 histories
303.080. Where operator has no license or is nonresident, procedure. —
1. In case the operator or the owner of a motor vehicle involved in an accident within this state has no license or registration, or is a nonresident, he shall not be allowed a license or registration until he has complied with the requirements of this chapter to the same extent that would be necessary if, at the time of the accident, he had held a license and registration.
2. When a nonresident's operating privilege is suspended pursuant to section 303.030 or section 303.140, the director shall transmit a certified copy of the record of such action to the official in charge of the issuance of licenses and registration certificates in the state in which such nonresident resides, if the law of such other state provides for action in relation thereto similar to that provided for in subsection 3 of this section.
3. Upon receipt of such certification that the operating privilege of a resident of this state has been suspended or revoked in any such other state pursuant to a law providing for its suspension or revocation for failure to deposit security for the payment of judgments arising out of a motor vehicle accident, under circumstances which would require the director to suspend a nonresident's operating privilege had the accident occurred in this state, the director shall suspend the license of such resident if he was the operator, and all of his registrations if he was the owner of a motor vehicle involved in such accident. Such suspension shall continue until such resident furnishes evidence of his compliance with the law of such other state relating to the deposit of such security.
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(L. 1953 p. 569)
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.090 - Report of failure to satisfy judgment — procedure as to nonresident.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 1953, 2 histories
303.090. Report of failure to satisfy judgment — procedure as to nonresident. —
1. Whenever any person fails within sixty days to satisfy any final judgment in amounts and upon a cause of action as herein stated, it shall be the duty of the clerk of the court, or of the judge of a court which has no clerk, in which any such judgment is rendered within this state, to forward to the director immediately after the expiration of said sixty days, a certified copy of such judgment.
2. If the defendant named in any certified copy of a judgment reported to the director is a nonresident, the director shall immediately transmit a certified copy of the judgment to the official in charge of the issuance of licenses and registration certificates of the state of which the defendant is a resident.
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(L. 1953 p. 569 § 303.120)
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.100 - License suspended on receipt of judgment — creditor may consent to allowance of license.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 1953, 2 histories
303.100. License suspended on receipt of judgment — creditor may consent to allowance of license. —
1. The director, upon the receipt of a certified copy of a judgment, shall forthwith suspend the license and registration and any nonresident's operating privilege of any person against whom such judgment was rendered, except as hereinafter otherwise provided in this section and in section 303.130.
2. If the judgment-creditor consents in writing, in such form as the director may prescribe, that the judgment-debtor be allowed license and registration or nonresident's operating privilege, the same may be allowed by the director, in his discretion, for six months from the date of such consent and thereafter until such consent is revoked in writing notwithstanding default in the payment of such judgment, or of any installments thereof prescribed in section 303.130 provided the judgment-debtor furnishes proof of financial responsibility.
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(L. 1953 p. 569 § 303.130)
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.110 - Suspension not lifted or license renewed, when — effect of bankruptcy.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 1953, 2 histories
303.110. Suspension not lifted or license renewed, when — effect of bankruptcy. —
Such license, registration and nonresident's operating privilege shall remain so suspended and shall not be renewed, nor shall any such license or registration be thereafter issued in the name of such person, including any such person not previously licensed, unless and until every such final judgment is stayed, satisfied in full or to the extent hereinafter provided and until the said person gives proof of financial responsibility subject to the exemptions stated in sections 303.100 and 303.130. A discharge in bankruptcy following the rendering of any such judgment shall not relieve the judgment-debtor from any of the requirements of this chapter.
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(L. 1953 p. 569 § 303.140)
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.120 - Judgments deemed satisfied, when.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 01 Jul 2019, 3 histories, see footnote
303.120. Judgments deemed satisfied, when. —
1. Judgments herein referred to shall, for the purpose of this chapter only, be deemed satisfied:
(1) When twenty-five thousand dollars has been credited upon any judgment or judgments rendered in excess of that amount because of bodily injury to or death of one person as the result of any one accident; or
(2) When, subject to such limit of twenty-five thousand dollars because of bodily injury to or death of one person, the sum of fifty thousand dollars has been credited upon any judgment or judgments rendered in excess of that amount because of bodily injury to or death of two or more persons as the result of any one accident; or
(3) When twenty-five thousand dollars has been credited upon any judgment or judgments rendered in excess of that amount because of injury to or destruction of property of others as a result of any one accident.
2. Payments made in settlement of any claims because of bodily injury, death or property damage arising from a motor vehicle accident shall be credited in reduction of the amounts provided for in this section.
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(L. 1953 p. 569 § 303.150, A.L. 1965 p. 481, A.L. 1981 S.B. 201, A.L. 2018 S.B. 708)
Effective 7-01-19
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.130 - License continued on order allowing installment payment of judgment, when.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 1953, 2 histories
303.130. License continued on order allowing installment payment of judgment, when. —
1. A judgment-debtor upon due notice to the judgment-creditor may apply to the court in which such judgment was rendered for the privilege of paying such judgment in installments and the court, in its discretion and without prejudice to any other legal remedies which the judgment-creditor may have, may so order and fix the amounts and times of payment of the installments.
2. The director shall not suspend a license, registration or a nonresident's operating privilege, and shall restore any license, registration or nonresident's operating privilege suspended following nonpayment of a judgment, when the judgment-debtor gives proof of financial responsibility and obtains such an order permitting the payment of such judgment in installments, and while the payment of any said installment is not in default.
3. In the event the judgment-debtor fails to pay any installment as specified by such order, then upon notice of such default, the director shall forthwith suspend the license, registration or nonresident's operating privilege of the judgment-debtor until such judgment is satisfied, as provided in this chapter.
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(L. 1953 p. 569 § 303.160)
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.140 - License suspension lifted, when.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 1986, 2 histories
303.140. License suspension lifted, when. —
The license and registration and nonresident's operating privilege suspended as provided in section 303.030 shall remain suspended and shall not be renewed nor shall a license or registration be issued to the person until:
(1) The person deposits, or there is deposited on his behalf, the security required under section 303.030; or
(2) One year has elapsed following the date of the suspension, and no claimant has filed notice, supported by a copy of the petition bearing the court file number, that he has commenced an action in a court of record, begun not later than one year after the date of such accident, arising out of the accident on which the suspension is based; or
(3) Evidence satisfactory to the director is filed with him of a release from liability, or a final adjudication of nonliability, or a duly acknowledged written agreement, in accordance with subdivision (3) of section 303.070; but if there is any default in the payment of any installment under any duly acknowledged written agreement, then, upon notice of the default, the director shall forthwith suspend the license and registration or nonresident's operating privilege of the person defaulting which shall not be restored unless and until:
(a) The person deposits and thereafter maintains security as required under section 303.030 in the amount that the director then determines; or
(b) One year has elapsed following the date when the security was required and during that period no action upon the agreement has been instituted in a court of this state.
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(L. 1953 p. 569 § 303.070, A.L. 1961 p. 494, A.L. 1965 p. 95, A.L. 1986 S.B. 424)
Effective 7-01-87
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.150 - Vehicle registration suspended on suspension of license for conviction or bail forfeiture — proof required for reregistration.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 1953, 2 histories
303.150. Vehicle registration suspended on suspension of license for conviction or bail forfeiture — proof required for reregistration. —
1. Whenever the director, under any law of this state, suspends or revokes the license of any person upon receiving record of a conviction or a forfeiture of bail, the director shall also suspend the registration for all motor vehicles registered in the name of such person, except that he shall not suspend such registration, unless otherwise required by law, if such person has previously given or shall immediately give and thereafter maintain proof of financial responsibility with respect to all motor vehicles registered by such person.
2. Such license and registration shall remain suspended or revoked and shall not at any time thereafter be renewed, nor shall any license be thereafter issued to such person, nor shall any motor vehicle be thereafter registered in the name of such person, until permitted under the motor vehicle laws of this state, and not then unless and until he shall give and thereafter maintain proof of financial responsibility.
3. If a person is not licensed, but by final order or judgment is convicted of or forfeits any bail or collateral deposited to secure an appearance for trial for any offense requiring the suspension or revocation of license, or for operating a motor vehicle upon the highways without being licensed to do so, or for operating an unregistered motor vehicle upon the highways, no license shall be thereafter issued to such person and no motor vehicle shall continue to be registered or thereafter be registered in the name of such person, until he shall give and thereafter maintain proof of financial responsibility.
4. Whenever the director suspends or revokes a nonresident's operating privilege by reason of a conviction or forfeiture of bail, such privilege shall remain so suspended or revoked unless such person shall have previously given or shall immediately give and thereafter maintain proof of financial responsibility.
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(L. 1953 p. 569 § 303.170)
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.160 - Proof of financial responsibility, how given.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 1961, 2 histories
303.160. Proof of financial responsibility, how given. —
1. Proof of financial responsibility when required under this chapter with respect to a motor vehicle or with respect to a person who is not the owner of a motor vehicle may be given by filing:
(1) A certificate of insurance as provided in section 303.170 or section 303.180; or
(2) A bond as provided in section 303.230; or
(3) A certificate of deposit of money or securities as provided in section 303.240; or
(4) A certificate of self-insurance, as provided in section 303.220, supplemented by an agreement by the self-insurer that, with respect to accidents occurring while the certificate is in force, he will pay the same judgments and in the same amounts that an insurer would have been obligated to pay under an owner's motor vehicle liability policy if it had issued such a policy to said self-insurer.
2. No motor vehicle shall be or continue to be registered in the name of any person required to file proof of financial responsibility unless such proof shall be furnished for such motor vehicle.
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(L. 1953 p. 569 § 303.180, A.L. 1961 p. 463)
(1974) A certificate of self-insurance is not a policy of insurance so as to make holder liable in the same manner as "other valid and collectible insurance". American Family Ins. Co. v. Missouri Power and Light Co. (Mo.), 517 S.W.2d 110.
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.170 - Proof of responsibility by insurance certificate.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 1953, 2 histories
303.170. Proof of responsibility by insurance certificate. —
1. Proof of financial responsibility may be furnished by filing with the director the written certificate of any insurance carrier duly authorized to do business in this state certifying that there is in effect a motor vehicle liability policy for the benefit of the person required to furnish proof of financial responsibility. Such certificate shall give the effective date of such motor vehicle liability policy, which date shall be the same as the effective date of the certificate, and shall designate by explicit description or by appropriate reference all motor vehicles covered thereby, unless the policy is issued to a person who is not the owner of a motor vehicle.
2. No motor vehicle shall be or continue to be registered in the name of any person required to file proof of financial responsibility unless such motor vehicle is so designated in such a certificate.
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(L. 1953 p. 569 § 303.190)
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.175 - Motor vehicle liability policy, minimum term, exceptions.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 01 Jan 2000, see footnote
303.175. Motor vehicle liability policy, minimum term, exceptions. —
Every private passenger motor vehicle liability policy issued to meet the requirements of this chapter shall have a minimum term of three months. Each policy payment collected by the insurer shall be sufficient to pay for at least one month's coverage under the policy, except that this restriction shall not apply to payments on policies made by way of payroll deductions. This section shall not be construed to interfere with the cancellation and renewal provisions of sections 379.110 to 379.120 nor shall it apply to any fleet, rental, group or commercial motor vehicle policy.
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(L. 1999 S.B. 19)
Effective 1-01-00
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.178 - Display of false evidence of insurance, penalty, confiscation of false evidence, misdemeanor.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 01 Jan 2000, see footnote
303.178. Display of false evidence of insurance, penalty, confiscation of false evidence, misdemeanor. —
No person shall display evidence of insurance to a law enforcement officer knowing there is no valid liability insurance in effect on the motor vehicle as required pursuant to this chapter, or knowing the evidence of insurance is illegally altered, counterfeit or otherwise invalid as evidence of insurance. If the law enforcement officer issues a citation to a motor vehicle operator for displaying invalid evidence of insurance, the officer shall confiscate the evidence for presentation in court. Any person convicted of violating this section is guilty of a class A misdemeanor.
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(L. 1999 S.B. 19)
Effective 1-01-00
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.179 - Alteration, production or sale of invalid insurance card, misdemeanor.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 01 Jan 2000, see footnote
303.179. Alteration, production or sale of invalid insurance card, misdemeanor. —
No person shall alter an invalid insurance card to make it appear valid. No person knowingly shall make, sell or otherwise make available an invalid or counterfeit insurance card. Any person who violates this section is guilty of a class A misdemeanor.
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(L. 1999 S.B. 19)
Effective 1-01-00
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.180 - Proof of responsibility by nonresident by insurance certificate, accepted when.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 1953, 2 histories
303.180. Proof of responsibility by nonresident by insurance certificate, accepted when. —
1. The nonresident owner of a motor vehicle not registered in this state may give proof of financial responsibility by filing with the director a written certificate or certificates of an insurance carrier authorized to transact business in the state in which the motor vehicle or motor vehicle described in such certificate is registered, or if such nonresident does not own a motor vehicle, then in the state in which the insured resides, provided such certificate otherwise conforms to the provisions of this chapter, and the director shall accept the same upon condition that said insurance carrier complies with the following provisions with respect to the policies so certified:
(1) Said insurance carrier shall execute a power of attorney authorizing the director to accept service on its behalf of notice or process in any action arising out of a motor vehicle accident in this state; and
(2) Said insurance carrier shall agree in writing that such policies shall be deemed to conform with the laws of this state relating to the terms of motor vehicle liability policies issued herein.
2. If any insurance carrier not authorized to transact business in this state, which has qualified to furnish proof of financial responsibility, defaults in any said undertakings or agreements, the director shall not thereafter accept as proof any certificate of said carrier whether theretofore filed or thereafter tendered as proof, so long as such default continues.
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(L. 1953 p. 569 § 303.200)
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.210 - Notice of cancellation of insurance to be given director.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 1953, 2 histories
303.210. Notice of cancellation of insurance to be given director. —
When an insurance carrier has certified a motor vehicle liability policy under section 303.170 or a policy under section 303.180, the insurance so certified shall not be cancelled or terminated until at least ten days after a notice of cancellation or termination of the insurance so certified shall be filed in the office of the director of revenue, except that such policy subsequently procured and certified shall, on the effective date of its certification, terminate the insurance previously certified with respect to any motor vehicle designated in both certificates.
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(L. 1953 p. 569 § 303.220)
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.220 - Certificate of self-insurance — cancelled, when.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 2021, 3 histories
303.220. Certificate of self-insurance — cancelled, when. —
1. Any religious denomination which has more than twenty-five members with motor vehicles and discourages its members from purchasing insurance, of any form, as being contrary to its religious tenets, may qualify as a self-insurer by obtaining a self-insurance certificate issued by the director as provided in subsection 3 of this section.
2. Any person in whose name more than twenty-five motor vehicles are registered may qualify as a self-insurer by obtaining a certificate of self-insurance issued by the director as provided in subsection 3 of this section.
3. The director may, in his discretion, upon the application of any religious denomination or person described in subsection 1 or 2 of this section, issue a certificate of self-insurance when he is satisfied that such religious denomination or person is possessed and will continue to be possessed of the ability to pay judgments obtained against such religious denomination or person.
4. Upon not less than ten days' notice and a hearing pursuant to such notice, the director may, upon reasonable grounds, cancel a certificate of self-insurance. Failure to pay any judgment within thirty days after such judgment shall have become final shall constitute a reasonable ground for the cancellation of a certificate of self-insurance.
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(L. 1953 p. 569 § 303.340, A.L. 1986 S.B. 424, A.L. 2021 H.B. 604 merged with S.B. 6)
2023 Missouri Revised Statutes › Title XIX - Motor Vehicles, Watercraft and Aviation › Chapter 303 - Motor Vehicle Financial Responsibility Law › Section 303.230 - Surety bond as proof of responsibility.

Title XIX MOTOR VEHICLES, WATERCRAFT AND AVIATION
Chapter 303
• Effective - 28 Aug 1953, 2 histories
303.230. Surety bond as proof of responsibility. —
1. Proof of financial responsibility may be furnished by filing with the director the bond of a surety company duly authorized to transact business in this state, or a bond with at least two individual sureties each owning real estate within this state, and together having equities equal in value to at least twice the amount of such bond, which real estate shall be scheduled in the bond approved by the judge of the circuit court of the county or city in which such real estate is situate. Such bond shall be conditioned for payments in amounts and under the same circumstances as would be required in a motor vehicle liability policy, and shall not be cancelled except after ten days' written notice to the director.
2. If such judgment, rendered against the principal on such bond, shall not be satisfied within sixty days after it has become final, the judgment creditor may, for his own use and benefit and at his sole expense, bring an action or actions in the name of the state against the company or persons executing such bond.
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(L. 1953 p. 569 § 303.240)