reglab/statecodes huggingface dataset:
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.179 - Other prohibited acts; applicability.

1. A pharmacy benefit manager shall not:
(a) Prohibit a pharmacist or pharmacy from providing information to a covered person concerning:
(1) The amount of any copayment or coinsurance for a prescription drug; or
(2) The availability of a less expensive alternative or generic drug including, without limitation, information concerning clinical efficacy of such a drug;
(b) Penalize a pharmacist or pharmacy for providing the information described in paragraph (a) or selling a less expensive alternative or generic drug to a covered person;
(c) Prohibit a pharmacy from offering or providing delivery services directly to a covered person as an ancillary service of the pharmacy; or
(d) If the pharmacy benefit manager manages a pharmacy benefits plan that provides coverage through a network plan, charge a copayment or coinsurance for a prescription drug in an amount that is greater than the total amount paid to a pharmacy that is in the network of providers under contract with the third party.
2. The provisions of this section:
(a) Must not be construed to authorize a pharmacist to dispense a drug that has not been prescribed by a practitioner, as defined in NRS 639.0125, except to the extent authorized by a specific provision of law, including, without limitation, NRS 453C.120, 639.28078 and 639.28085.
(b) Do not apply to an institutional pharmacy, as defined in NRS 639.0085, or a pharmacist working in such a pharmacy as an employee or independent contractor.
3. As used in this section, "network plan" means a health benefit plan offered by a health carrier under which the financing and delivery of medical care is provided, in whole or in part, through a defined set of providers under contract with the carrier. The term does not include an arrangement for the financing of premiums.
(Added to NRS by 2017, 4308; A 2019, 1928; 2021, 3206, 3273)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.181 - Definitions.

As used in NRS 683A.181 to 683A.189, inclusive, unless the context otherwise requires, the words and terms defined in NRS 683A.1815 to 683A.1837, inclusive, have the meanings ascribed to them in those sections.
(Added to NRS by 2019, 1221)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.184 - Commissioner: Forms for application for initial licensure and renewal; fees for initial licensure and renewal; regulations.

1. The Commissioner shall:
(a) Prescribe the forms for an owner to apply initially for a license and to renew a license; and
(b) Adopt such regulations as are necessary to carry out the provisions of NRS 683A.181 to 683A.189, inclusive.
2. The Commissioner may establish by regulation:
(a) An initial application fee to be paid by an applicant for the initial issuance of a license; and
(b) A renewal fee to be paid by a licensee for the renewal of the license.
(Added to NRS by 2019, 1223)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.1845 - License to offer, sell, solicit or negotiate personal property storage insurance: Issuance by Commissioner; requirements for issuance and renewal; coverage; exception from licensure for owner displaying and making available marketing and promotional materials.

1. The Commissioner may issue to an owner who is in compliance with the requirements of NRS 683A.181 to 683A.189, inclusive, and any regulations adopted pursuant thereto, a license to offer, sell, solicit or negotiate personal property storage insurance pursuant to NRS 683A.181 to 683A.189, inclusive, to occupants who have entered into a rental agreement with the owner.
2. Notwithstanding the provisions of NRS 683A.185, a license for personal property storage insurance may be issued and renewed pursuant to NRS 683A.261.
3. A license issued pursuant to this section covers all facilities at which the owner conducts business. The Commissioner may renew the license if the licensee remains in compliance with the requirements of NRS 683A.181 to 683A.189, inclusive, and any regulations adopted pursuant thereto.
4. An owner is not required to be licensed under this chapter solely to display and make available marketing and promotional materials created by an authorized insurer offering a product pursuant to NRS 683A.181 to 683A.189, inclusive.
(Added to NRS by 2019, 1221)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.185 - Examination or education not required to receive or renew license.

An applicant for, or holder of, a license issued pursuant to NRS 683A.1845 is not required to pass a written examination or meet any prelicensing education or continuing education requirements to receive or renew the license.
(Added to NRS by 2019, 1222)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.1855 - Restrictions relating to sales and coverage; rates to be filed with Commissioner.

1. A licensee may offer, sell, solicit or negotiate personal property storage insurance only in connection with a rental agreement only as individual coverage for an individual occupant or group coverage for one or more occupants of the facility. A licensee is only authorized to provide to such occupants personal property storage insurance coverage for the following:
(a) The loss of or damage to personal property stored in a storage space at the facility where the loss or damage occurs or while the personal property is in transit to or from the facility during the time period covered by the rental agreement of the occupant.
(b) Other loss directly related to the rental agreement of the occupant.
2. Notwithstanding the provisions of any law to the contrary, the rates for any personal property storage insurance sold by a licensee to one or more occupants of the facility of the licensee must be filed with the Commissioner pursuant to chapter 686B of NRS.
(Added to NRS by 2019, 1222)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.186 - Licensee required to make certain written or electronic materials available to occupant or prospective occupant.

A licensee shall not offer, sell, solicit or negotiate personal property storage insurance unless the licensee makes readily available to the occupant or prospective occupant written or electronic materials that contain:
1. The actual terms of the insurance coverage, or a summary of the terms of the insurance coverage, including, without limitation, the identity of the supervising entity.
2. A conspicuous disclosure that the insurance may provide a duplication of coverage already provided by an existing policy of insurance.
3. A description of the process for filing a claim in the event the occupant elects to purchase coverage and experiences a covered loss.
4. Information regarding the price, deductible, benefits, exclusions, conditions and any other limitations of the insurance.
5. A statement that the purchase by the occupant of personal property storage insurance from the licensee is not required to rent storage space.
6. A statement that the licensee is not authorized to evaluate the adequacy of any existing insurance coverage of the occupant, unless the licensee is otherwise licensed to perform such an evaluation.
7. A statement that the occupant may cancel the insurance at any time, and any unearned premium must be refunded in accordance with applicable law.
(Added to NRS by 2019, 1222)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.1865 - Satisfaction of insurance requirement by occupant or prospective occupant as condition of rental agreement.

If insurance covering the losses described in paragraphs (a) and (b) of subsection 1 of NRS 683A.1855 is required as a condition of a rental agreement, that requirement may be satisfied by an occupant or a prospective occupant:
1. Purchasing personal property storage insurance from the licensee; or
2. Presenting to the owner of the facility evidence of other applicable insurance coverage.
(Added to NRS by 2019, 1223)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.187 - Billing, collecting and remitting charges by licensee; compensation for licensee from supervising entity for sales, billing and collection services; money collected by licensee from enrolled customer held in trust.

1. If a customer purchases personal property storage insurance from the licensee, the licensee may bill and collect the charges for the personal property storage insurance.
2. A licensee which bills and collects charges for personal property storage insurance coverage on behalf of an insurer is not required to maintain such money in a segregated account if the licensee:
(a) Is authorized by the insurer to hold such money in an alternative manner; and
(b) Remits such amounts to the supervising entity within 60 days after receipt.
3. A licensee may receive compensation from a supervising entity for sales, billing and collection services. Such compensation may be dependent on the sale of the types of coverage described in NRS 683A.181 to 683A.189, inclusive.
All money collected by a licensee from an enrolled customer for the sale of personal property storage insurance shall be deemed to be held in trust by the licensee in a fiduciary capacity for the benefit of the insurer, and the insurer shall be deemed to have received the premium from the enrolled customer upon payment of the premium by the enrolled customer to the licensee.
(Added to NRS by 2019, 1223)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.1875 - Employee or authorized representative may act for licensee.

A licensee may authorize an employee or other authorized representative of the licensee to act individually on behalf of or under the supervision of the licensee who offers or disseminates information with respect to personal property storage insurance specified in NRS 683A.1855 to 683A.189, inclusive.
(Added to NRS by 2019, 1223)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.188 - Licensee required to provide training program for employees and authorized representatives.

Each licensee shall provide a training program, which may be provided by a supervising entity, in which employees and authorized representatives of the licensee shall receive basic instruction about the requirements of NRS 683A.181 to 683A.189, inclusive, and the coverage to be offered for purchase by occupants or prospective occupants.
(Added to NRS by 2019, 1223)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.189 - Responsibility and duties of supervising entity relating to licensee, employees and authorized representatives.

The supervising entity designated by the insurer is responsible for the acts of each licensee and shall use every reasonable means to ensure compliance by the licensee, or employee or authorized representative of the licensee, with the provisions of NRS 683A.1855 to 683A.189, inclusive, and any regulations adopted pursuant thereto.
(Added to NRS by 2019, 1224)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.201 - License required; exemption for insurers; administrative fine.

1. A person shall not sell, solicit or negotiate insurance in this state for any class of insurance unless the person is licensed for that class of insurance.
2. An insurer is exempt from the requirement for licensure as a producer of insurance, but this exemption does not extend to an insurer’s officers, directors, employees, subsidiaries or affiliates who sell, solicit or negotiate insurance.
3. A person required to be licensed in this state who transacts insurance without a license is subject to an administrative fine of not more than $1,000 for each violation.
(Added to NRS by 2001, 2191; A 2003, 3292)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.221 - Employee of short-term lessor of vehicles exempt from licensing under certain circumstances.

If a short-term lessor of vehicles licensed pursuant to NRS 482.363 holds a limited license as a producer of insurance issued pursuant to NRS 683A.271, an employee of the short-term lessor may engage in the solicitation and sale of insurance requested by a lessee pursuant to NRS 482.3158 without a license issued pursuant to this chapter if the solicitation and sale of such insurance is done on behalf of, and under the supervision of, the short-term lessor.
(Added to NRS by 1999, 820; A 2001, 2204; 2015, 3358)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.231 - Licensing of bank.

1. For the purposes of this section:
(a) "Affiliate" means a person that directly, or indirectly through one or more intermediaries, is controlled by, or is under common control with, a bank.
(b) "Bank" means any institution that accepts deposits that the depositor has a legal right to withdraw on demand.
(c) "Financial holding company" means a bank holding company as defined in section 4(l)(2) of the Bank Holding Company Act of 1956, 12 U.S.C. § 1841(l)(1).
(d) "Parent" means a person that owns or controls a bank, directly or indirectly, in whole or in part.
(e) "Subsidiary" means a person owned or controlled by a bank, directly or indirectly, in whole or in part.
2. A bank may be licensed as a producer of insurance in this state:
(a) To the extent permitted by Title V of Public Law 106-102, 15 U.S.C. §§ 6801 et seq.; and
(b) For credit insurance, as defined in NRS 690A.015, and credit property insurance.
3. A bank must not be licensed or admitted as an insurer.
4. The provisions of subsection 3 do not prohibit the licensing by the Commissioner of an affiliate, financial holding company, parent or subsidiary of a bank to sell insurance or be admitted as an insurer.
(Added to NRS by 1971, 1638; A 1987, 2285; 1993, 2281; 1995, 1614; 1997, 782; 2001, 2204)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.241 - Examination for license: Requirement; contents; regulations; contracts for administration; fee; failure to appear.

1. A resident natural person applying for a license as a producer of insurance must pass a written examination unless exempt under NRS 683A.291. The examination must test knowledge concerning the lines of authority for which application is made, the duties and responsibilities of a producer and the laws and regulations of this state relating to insurance. The Commissioner shall adopt regulations for developing and conducting examinations required by this section.
2. The Commissioner may contract with a person outside the Division for administering examinations, processing applications, collecting fees and performing any other functions the Commissioner considers appropriate.
3. Each natural person applying for an examination shall pay a nonrefundable fee in an amount prescribed by the Commissioner to defray the cost of processing the application and administering the examination.
4. An applicant who fails to appear for the examination as scheduled or fails to pass the examination must reapply for examination and pay the required fee in order to be scheduled for another examination.
(Added to NRS by 2001, 2192)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.271 - Licensing of nonresident persons; participation by Commissioner in centralized registry; required notifications.

1. Unless the Commissioner refuses to issue the license under NRS 683A.451, the Commissioner shall issue a license as a producer of insurance to a nonresident person if the nonresident person:
(a) Is currently licensed as a resident and in good standing in his or her home state;
(b) Has made the proper request for licensure and paid all applicable fees prescribed for the license;
(c) Has sent to the Commissioner the application for licensure that the nonresident person made in his or her home state, or a completed uniform application;
(d) Has a home state which issues nonresident licenses as producers of insurance to residents of this State pursuant to substantially the same procedure; and
(e) Establishes and maintains a valid electronic mail address at the applicant’s own expense.
2. The Commissioner may participate with the National Association of Insurance Commissioners or a subsidiary in a centralized registry in which licensing and appointment of producers of insurance may be effected for all states that require licensing and participate in the registry. If the Commissioner finds that participation is in the public interest, the Commissioner may adopt by regulation any uniform standards and procedures necessary for participation, including central collection of fees for licensing and appointment that are handled through the registry.
3. A nonresident producer who moves from one state to another state shall file a change of address and certification from the new state of residence within 30 days after the change of legal residence. No fee or application for license is required.
4. A nonresident licensed as a producer for surplus lines in his or her home state must be issued a nonresident license of that kind in this State pursuant to subsection 1, subject in all other respects to chapter 685A of NRS. A nonresident licensed as a producer for limited lines in his or her home state is entitled to a nonresident license of that kind in this State pursuant to subsection 1, granting the same scope of authority as the license issued in the home state. As used in this subsection, insurance for limited lines is authority granted by the home state which is restricted to less than the total authority prescribed for the associated major lines pursuant to NRS 683A.261.
5. A nonresident firm or corporation maintaining a physical business location in this State shall notify the Commissioner of each physical location in this State from which it transacts business. A nonresident firm or corporation shall maintain a list identifying the locations outside this State from which it transacts business and provide the list to the Commissioner upon request.
(Added to NRS by 2001, 2195; A 2005, 2124; 2009, 1774; 2015, 2840, 3469)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.281 - Nonresident licensees: Service of process; agreement to appear.

1. Every nonresident licensed by this state as a producer of insurance shall appoint the Commissioner in writing as his or her attorney upon whom may be served all legal process issued in connection with any action or proceeding brought or pending in this state against or involving the licensee and relating to transactions under his or her Nevada license. The appointment is irrevocable and continues in force for so long as any such action or proceeding may arise or exist. Service of process against a nonresident producer for whom the Commissioner is attorney in fact must be made in accordance with NRS 680A.260.
2. Every such licensee shall likewise file with the Commissioner his or her written agreement to appear before the Commissioner pursuant to notice of hearing, show cause order or subpoena issued by the Commissioner and served upon the licensee at his or her address last of record in the Division, and that upon failure of the licensee so to appear the licensee thereby consents to any subsequent suspension, revocation or refusal of the Commissioner to continue the licensee’s license.
(Added to NRS by 1971, 1651; A 1987, 735; 1991, 1625; 1993, 1914; 2001, 2206; 2021, 2963)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.291 - Exemption from education and examination for producer previously licensed for same lines of authority in another state; exemption from examination for producer who confines activity to certain types of insurance.

1. An applicant for licensing in this state as a producer of insurance who was previously licensed for the same lines of authority in another state need not complete any education or examination if the applicant is currently licensed in that state or, if the application is received within 90 days after the cancellation of the license, the other state certifies that the applicant was in good standing at the time of cancellation. Alternatively, the exemption is available if the records of the National Association of Insurance Commissioners show that the applicant is or was licensed and in good standing for the lines of authority requested.
2. An examination is not required for a producer of insurance who confines his or her activity to insurance categorized as limited line, credit, travel, portable electronics or rental car.
3. A person licensed in another state who moves to this state and desires to become licensed as a resident producer of insurance with the benefit of the exemption provided in subsection 1 must apply for licensing within 90 days after establishing legal residence.
(Added to NRS by 2001, 2195; A 2011, 2030; 2019, 3031)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.301 - Use of true or fictitious name by applicant for license or licensee.

1. An applicant for a license as a producer of insurance or a licensee who desires to use a name other than his or her true name as shown on the license shall submit a request for approval of the name and file with the Commissioner a certified copy of the certificate or any renewal certificate filed pursuant to chapter 602 of NRS. An incorporated applicant or licensee shall file with the Commissioner a document showing the corporation’s true name and all fictitious names under which it conducts or intends to conduct business. A licensee shall file promptly with the Commissioner a written notice of any change in or discontinuance of the use of a fictitious name.
2. The Commissioner may disapprove in writing the use of a true name, other than the true name of a natural person who is the applicant or licensee, or a fictitious name of any applicant or licensee, on any of the following grounds:
(a) The name interferes with or is deceptively similar to a name already filed and in use by another licensee.
(b) Use of the name may mislead the public in any respect.
(c) The name states or implies that the applicant or licensee is an insurer, motor club or hospital service plan or is entitled to engage in activities related to insurance not permitted under the license applied for or held.
(d) The name states or implies that the licensee is an underwriter, but:
(1) A natural person licensed as a producer of insurance for life insurance may describe himself or herself as an underwriter or "chartered life underwriter" if entitled to do so;
(2) A natural person licensed for property and casualty insurance may use the designation "chartered property and casualty underwriter" if entitled thereto; and
(3) A trade association for producers of insurance may use a name containing the word "underwriter."
(e) The licensee submits a request to use more than one fictitious name at a single business location.
3. A licensee shall not use a name after written notice from the Commissioner indicates that its use violates the provisions of this section. If the Commissioner determines that the use is justified by mitigating circumstances, the Commissioner may permit, in writing, the use of the name to continue for a specified reasonable period upon conditions imposed by the Commissioner for the protection of the public consistent with this section.
4. Paragraphs (a), (c) and (d) of subsection 2 do not apply to the true name of an organization which on July 1, 1965, held under that name a type of license similar to those governed by this chapter, or to a fictitious name used on July 1, 1965, by a natural person or organization holding such a license, if the fictitious name was filed with the Commissioner on or before July 1, 1965.
(Added to NRS by 2001, 2196; A 2003, 156, 3296; 2017, 2338)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.311 - Temporary licenses: Authority of Commissioner to issue, limit or revoke; expiration; renewal.

1. The Commissioner may issue a temporary license as a producer of insurance to any of the following for 180 days or less without requiring an examination if the Commissioner believes that the temporary license is necessary to carry on the business of insurance:
(a) The surviving spouse, personal representative or guardian of a licensed producer who dies or becomes incompetent or incapacitated, to allow adequate time for the sale of the business, the recovery or return of the producer, or the training and licensing of new personnel to operate the business;
(b) A member or employee of a business organization licensed as a producer, upon the death or disability of the natural person designated in its application or license;
(c) The designee of a licensed producer entering active service in the Armed Forces of the United States; or
(d) A person in any other circumstance where the Commissioner believes that the public interest will be best served by issuing the license.
2. The Commissioner may limit by order the authority of a temporary licensee as the Commissioner believes necessary to protect persons insured and the public. The Commissioner may require the temporary licensee to have a suitable sponsor who is licensed as a producer of insurance or authorized as an insurer and who assumes responsibility for all acts of the temporary licensee, and may impose similar requirements to protect persons insured and the public. The Commissioner may revoke a temporary license by order if the interests of persons insured or the public are endangered. A temporary license expires when the owner or the personal representative or guardian of the owner disposes of the business.
3. A temporary license issued pursuant to this section may be renewed for one additional period of 180 days if:
(a) The temporary licensee, on or before a date specified by the Commissioner as the last day on which the temporary license is renewable, submits to the Commissioner a written request which includes, without limitation, sufficient justification for the renewal; and
(b) The Commissioner approves the request.
(Added to NRS by 2001, 2196; A 2023, 2632)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.321 - Appointment of producer as agent of insurer; fees for agents; activities of producer as broker.

1. Except as otherwise provided in NRS 691E.210, a producer of insurance shall not act as an agent unless he or she is appointed as an agent by the insurer. A producer who is not acting as an agent is a broker who does not need to be appointed.
2. To appoint a producer of insurance as its agent, an insurer must file, in a form approved by the Commissioner, a notice of appointment within 15 days after the contract is executed or the first application for insurance is submitted. An insurer may appoint a producer to act as agent for all or some insurers within its holding company or group by filing a single notice of appointment. A notice of appointment may include several agents.
3. Upon receipt of a notice of appointment, the Commissioner shall determine within 30 days whether the producer of insurance is eligible for appointment. If the producer of insurance is not, the Commissioner shall so notify the insurer within 5 days after the determination is made.
4. An insurer shall pay an appointment fee and remit an annual renewal fee for each producer of insurance appointed as its agent. A payment or remittance may include fees for several agents.
5. A broker shall not place insurance, other than life insurance, health insurance, annuity contracts or coverage written pursuant to the Nonadmitted Insurance Law set forth in chapter 685A of NRS, that covers property or risks within this state unless the broker does so with a licensed agent of an authorized insurer.
6. A producer who is acting as an agent may also act as and be a broker with regard to insurers for which he or she is not acting as an agent. The sole relationship between an insurer and a broker who is appointed as an agent by the insurer as to any transactions arising during the period in which the broker is appointed as an agent is that of insurer and agent, and not insurer and broker.
7. As used in this section:
(a) "Agent" means a producer of insurance who is compensated by the insurer and sells, solicits or negotiates insurance for the insurer.
(b) "Broker" means a producer of insurance who:
(1) Is not an agent of an insurer;
(2) Solicits, negotiates or procures insurance on behalf of an insured or prospective insured; and
(3) Does not have the power, by his or her own actions as a broker, to obligate an insurer upon any risk or with reference to any transaction of insurance.
(Added to NRS by 2001, 2199; A 2011, 2009; 2023, 3281)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.325 - Commissions and compensation.

1. Except as otherwise provided in NRS 691D.220 or NRS 691E.270, a producer of insurance who is appointed as an agent may pay a commission or compensation for or on account of the selling, soliciting, procuring or negotiating of insurance in this State only to a licensed and appointed producer of insurance of the insurer with whom insurance was placed or to a licensed producer acting as a broker.
2. A licensee shall not accept any commission or compensation to which the licensee is not entitled pursuant to the provisions of this title.
(Added to NRS by 2005, 2121; A 2015, 1203; 2017, 4001; 2023, 3282)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.341 - Reports to Commissioner: Administrative action or criminal prosecution against producer.

A producer of insurance shall report to the Commissioner:
1. Any administrative action taken against the producer of insurance in another jurisdiction or by another governmental agency in this state, within 30 days after the final disposition of the matter. The report must include a copy of the complaint filed, the order issued and any other relevant legal documents.
2. Any criminal prosecution against the producer of insurance in any jurisdiction, within 30 days after the initial pretrial hearing. The report must include a copy of the complaint filed, the order as a result of the pretrial hearing and other relevant legal documents.
(Added to NRS by 2001, 2200)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.351 - Records of transactions: Maintenance; examination by Commissioner; destruction.

1. Every producer of insurance shall keep complete records of transactions under his or her license. The records must show, for each insurance policy placed or countersigned by or through the licensee, not less than the names of the insurer and insured, the number and expiration date of, and premium payable as to, the policy or contract, the names of all other persons from whom business is accepted or to whom commissions are promised or paid, all premiums collected, and such additional information as the Commissioner may reasonably require.
2. The records must be open to examination of the Commissioner at all times, and the Commissioner may at any time require the licensee to furnish to the Commissioner, in such a manner or form as the Commissioner requires, any information kept or required to be kept in those records. The records may be kept in an electronic format if, using the electronic format, the records are retained in accordance with this section.
3. Records of a particular policy or contract may be destroyed 3 years after expiration of the policy or contract.
(Added to NRS by 1971, 1653; A 1977, 218; 1985, 484; 1993, 2388; 2001, 2208; 2003, 3297)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.361 - Payment, acceptance and assignment of commissions, brokerage, fees for service and other valuable considerations.

1. An insurer or a producer of insurance shall not pay a commission, brokerage, fee for service or other valuable consideration to a person for selling, soliciting or negotiating insurance in this State if the activities of the person require the person to be licensed under this title and the person is not so licensed.
2. A person shall not accept a commission, brokerage, fee for service or other valuable consideration for selling, soliciting or negotiating insurance in this State if the activities of the person require the person to be licensed under this title and the person is not so licensed.
3. Commissions for renewal and other deferred commissions may be paid to a person whose activities required the person to be licensed under this title at the time of the sale, solicitation or negotiation and the person was so licensed at that time.
4. An insurer or producer of insurance may pay or assign commissions, brokerage, fees for service or other valuable considerations to a person who does not sell, solicit or negotiate insurance in this State unless the payment would violate the provisions of NRS 686A.110 or 686A.120.
5. An insurer shall not pay a commission, directly or indirectly, to a producer of insurance for selling, soliciting or negotiating insurance in this State unless the producer of insurance is appointed as an agent of the insurer as provided in NRS 683A.321. This subsection does not apply to a broker for reinsurance or to business placed pursuant to subsection 3, NRS 683A.325 or 685A.155, or contracts entered into pursuant to NRS 693A.110 which are approved by the Commissioner.
6. A producer of insurance shall not accept a commission from an insurer for selling, soliciting or negotiating insurance in this State unless the producer of insurance is appointed as an agent of the insurer as provided in NRS 683A.321. This subsection does not apply to a broker for reinsurance or to business placed pursuant to subsection 3, NRS 683A.325 or 685A.155, or contracts entered into pursuant to NRS 693A.110 which are approved by the Commissioner.
7. As used in this section, "broker for reinsurance" has the meaning ascribed to it in NRS 681A.280.
(Added to NRS by 2001, 2198; A 2005, 2125)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.365 - Authorization by business organization of another producer to transact business on its behalf: Notification to Commissioner of authorization and termination of authorization.

1. A business organization which is licensed as a producer of insurance and which authorizes another producer of insurance to transact business on its behalf shall notify the Commissioner within 15 days after the effective date of the authorization in the manner prescribed by the Commissioner.
2. A business organization which is licensed as a producer of insurance and which terminates the authorization of a producer of insurance for any reason shall notify the Commissioner within 30 days after the effective date of the termination in the manner prescribed by the Commissioner. The business organization shall provide additional information or documents if so requested in writing by the Commissioner.
3. If the reason for termination is an activity described in NRS 683A.451 as a cause for disciplinary action or the business organization knows that the producer of insurance has been found to have engaged in such an activity by a court, governmental agency or self-regulatory organization authorized by law, the business organization shall notify the Commissioner, in the manner prescribed by the Commissioner, if the business organization discovers additional information that would have been reportable originally to the Commissioner if the business organization had then known it.
(Added to NRS by 2007, 3317)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.367 - Restrictions concerning selling, soliciting and negotiating continuous care coverage; fine.

1. A person licensed as a producer of insurance shall not sell, solicit or negotiate continuous care coverage unless the person is licensed as a producer of:
(a) Accident and health insurance and casualty insurance; or
(b) Accident and health insurance and has received approval from the Commissioner to market continuous care coverage.
2. A person who violates the provisions of subsection 1 is subject to an administrative fine pursuant to subsection 3 of NRS 683A.201.
(Added to NRS by 2009, 3045; A 2011, 3361)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.370 - Use and licensing of vending machines to solicit for and issue personal travel accident insurance policies.

1. A licensed producer of insurance or insurer may solicit for and issue personal travel accident insurance policies by means of mechanical vending machines supervised by the producer and placed at airports and similar places of convenience to the traveling public, if the Commissioner finds that:
(a) The policy provides reasonable coverage and benefits, is suitable for sale and issuance by vending machine, and that use of such a machine in a proposed location would be of material convenience to the public;
(b) The type of machine proposed to be used is reasonably suitable for the purpose;
(c) Reasonable means are provided for informing prospective purchasers of policy coverages and restrictions;
(d) Reasonable means are provided for the refund of money inserted in defective machines and for which insurance so paid for is not received; and
(e) The cost of maintaining such a machine at a particular location is reasonable in amount.
2. For each machine to be used, the Commissioner shall issue to the producer upon the producer’s application a special vending machine license. The license is subject to annual continuation, to expiration, suspension or revocation coincidentally with that of the producer. The Commissioner shall also revoke the license of any machine as to which the Commissioner finds that the license qualifications no longer exist. Proof of the existence of a subsisting license must be displayed on or about each machine in use in such manner as the Commissioner reasonably requires.
(Added to NRS by 1971, 1652; A 2001, 2206)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.3715 - Approval to conduct external reviews: Application; fee; period of validity; reapproval; termination of approval; list maintained by Commissioner; regulations.

1. An independent review organization must be approved by the Commissioner to be eligible to be assigned to conduct external reviews.
2. In order to be eligible for approval or reapproval by the Commissioner to conduct external reviews, an independent review organization:
(a) Except as otherwise provided in this section, must be accredited by a nationally recognized private accrediting entity which the Commissioner has determined has standards for the accreditation of independent review organizations that are equivalent to or exceed the minimum qualifications for independent review organizations established under NRS 683A.372; and
(b) Must submit an application in accordance with subsection 4.
3. The Commissioner shall develop an application form for the initial approval and reapproval of an independent review organization to conduct external reviews.
4. An independent review organization wishing to be approved or reapproved to conduct external reviews must submit the application form and include with the form all documentation and information necessary for the Commissioner to determine if the independent review organization satisfies the minimum qualifications established under NRS 683A.372.
5. The Commissioner may approve an independent review organization that is not accredited by a nationally recognized private accrediting entity if there are no acceptable nationally recognized private accrediting entities providing accreditation of independent review organizations.
6. The Commissioner may charge any applicable fee which an independent review organization must submit to the Commissioner with its application for initial approval or reapproval.
7. An approval or reapproval is effective for 2 years unless the Commissioner determines before its expiration that the independent review organization does not satisfy the minimum qualifications established under NRS 683A.372.
8. Whenever the Commissioner determines that an independent review organization has lost its accreditation or no longer satisfies the minimum requirements established under NRS 683A.372, the Commissioner shall terminate the approval of the independent review organization and remove the independent review organization from the list of independent review organizations approved to conduct external reviews that is maintained by the Commissioner pursuant to subsection 9.
9. The Commissioner shall maintain and periodically update a list of approved independent review organizations.
10. The Commissioner may adopt regulations to carry out the provisions of this section.
11. As used in this section, "independent review organization" has the meaning ascribed to it in NRS 695G.026.
(Added to NRS by 2011, 3353)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.373 - Submission of annual list to Office for Consumer Health Assistance.

As soon as practicable after preparing an annual list of independent review organizations pursuant to subsection 9 of NRS 683A.3715, the Commissioner shall submit a copy of the list to the Office for Consumer Health Assistance. If a change occurs in the list, the Commissioner shall notify the Office for Consumer Health Assistance of the change.
(Added to NRS by 2003, 774; A 2011, 3362)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.375 - Purposes.

The purposes of NRS 683A.375 to 683A.379, inclusive, are to:
1. Promote the delivery of health care of high quality in a manner that limits the cost of such care; and
2. Foster greater cooperation between providers of health care and agents who perform utilization review.
(Added to NRS by 1991, 802)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.376 - Definitions.

As used in NRS 683A.375 to 683A.379, inclusive:
1. "Agent who performs utilization review" includes any person who performs such review except a person acting on behalf of the Federal Government, but only to the extent that the person provides the service for the Federal Government or an agency thereof.
2. "Insured" means a natural person who has contracted for or participates in coverage under a policy of insurance, a contract with a health maintenance organization, a plan for hospital, medical or dental services or any other program providing payment, reimbursement or indemnification for the costs of health care for the natural person, his or her dependents, or both.
3. "Utilization review" means a system that provides, at a minimum, for review of the necessity and appropriateness of the allocation of health care resources and services provided or proposed to be provided to an insured or to any person claiming benefits against a policy of the insured. The term does not include responding to requests made by an insured for clarification of his or her coverage.
(Added to NRS by 1991, 802; A 2001, 2207)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.377 - Applicability.

The provisions of NRS 683A.375 to 683A.379, inclusive, do not apply to:
1. An authorized insurer;
2. A fraternal benefit society that is certified pursuant to chapter 695A of NRS;
3. A nonprofit corporation for hospital, medical or dental services that is certified pursuant to chapter 695B of NRS;
4. A health maintenance organization that is certified pursuant to chapter 695C of NRS; or
5. An organization for dental care that is certified pursuant to chapter 695D of NRS,
which performs its own utilization review. This section does not limit the applicability of NRS 683A.375 to 683A.379, inclusive, to affiliates and subsidiaries of such entities or to contracts between such entities and independent agents who perform utilization review.
(Added to NRS by 1991, 802)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.378 - Prerequisites to conducting utilization review; registration of agent; plan for utilization review; agent to report material changes; renewal of registration.

1. A person shall not conduct utilization review unless the person is:
(a) Registered with the Commissioner as an agent who performs utilization review and has a medical director who is a physician or, in the case of an agent who reviews dental services, a dentist, licensed in any state; or
(b) Employed by a registered agent who performs utilization review.
2. A person may apply for registration by filing with the Commissioner the fee specified in NRS 680B.010 and, in addition to any other fee or charge, all applicable fees required pursuant to NRS 680C.110 and the following information on a form provided by the Commissioner:
(a) The applicant’s name, address, telephone number, valid electronic mail address and normal business hours;
(b) The name and telephone number of a person the Commissioner may contact for information concerning the applicant;
(c) The name of the medical director of the applicant and the state in which he or she is licensed to practice medicine or dentistry; and
(d) A summary of the plan for utilization review, including procedures for appealing determinations made through utilization review.
3. An agent who performs utilization review shall file with the Commissioner any material changes in the information provided pursuant to subsection 1 within 30 days after the change occurs.
4. The Commissioner shall not evaluate the plan submitted pursuant to paragraph (d) of subsection 2. The Commissioner shall make the plan available upon request and shall charge a reasonable fee for providing a copy of the plan.
5. Registration pursuant to this section must be renewed on or before March 1 of each year by providing the information specified in subsection 2 and paying the renewal fee specified in NRS 680B.010 and, in addition to any other fee or charge, all applicable fees required pursuant to NRS 680C.110.
(Added to NRS by 1991, 802; A 2009, 1776; 2015, 3469; 2021, 2964)