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2023 Nevada Revised Statutes › Chapter 484D - Equipment, Inspections and Size, Weight and Load of Vehicles › NRS 484D.800 - Regional advisory committee: Creation; matters subject to recommendation; membership; terms of members; vacancies; members serve without compensation.

1. There is hereby created in each county whose population is 700,000 or more a regional advisory committee to make recommendations to the Department of Transportation and to affected cities and counties, as applicable, regarding the movement of oversized or overweight vehicles in this State.
2. The membership of such a committee must consist of:
(a) One member appointed by the Department of Transportation, who shall serve as the chair of the committee;
(b) One member appointed by the board of county commissioners;
(c) One member appointed by the city council of every incorporated city within the county;
(d) One member appointed by the largest construction industry association in the county; and
(e) One member appointed by the largest motor transport association in the county.
3. Each member of such a committee must be appointed for a term of 2 years. A vacancy in the membership of the committee must be filled in the same manner as the original appointment for the remainder of the unexpired term. A member who is appointed to fill a vacancy must possess the same general qualifications as his or her predecessor.
4. Members of such a committee shall serve without compensation.
(Added to NRS by 2007, 2732; A 2011, 1290)—(Substituted in revision for NRS 484.770)
2023 Nevada Revised Statutes › Chapter 484D - Equipment, Inspections and Size, Weight and Load of Vehicles › NRS 484D.810 - Duties of regional advisory committee; duties of Department of Transportation.

1. Each committee established by NRS 484D.800:
(a) Shall recommend to the Department of Transportation and the affected cities and counties establishment of certain routes by which oversized or overweight vehicles may proceed through a city or county and any modifications to those routes; and
(b) Shall recommend regulations that the Department of Transportation may adopt to limit the movement of oversized or overweight vehicles to certain:
(1) Routes;
(2) Hours of the day; or
(3) Days of the week,
to ensure public safety.
2. The Department of Transportation and the affected cities and counties shall consider any recommendations concerning the movement of oversized or overweight vehicles made by a committee established by NRS 484D.800.
(Added to NRS by 2007, 2732)—(Substituted in revision for NRS 484.7705)
2023 Nevada Revised Statutes › Chapter 484D - Equipment, Inspections and Size, Weight and Load of Vehicles › NRS 484D.850 - Load on vehicle.

1. No vehicle shall be driven or moved on any highway unless such vehicle is so constructed or loaded as to prevent any of its load from dropping, sifting, leaking or otherwise escaping therefrom, except that sand may be dropped for the purpose of securing traction, or water or other substance may be sprinkled on a roadway in cleaning or maintaining such roadway.
2. No person shall operate on any highway any vehicle with any load unless the load and any covering thereon is securely fastened so as to prevent the covering or load from becoming loose, detached or in any manner a hazard to other users of the highway.
[20.1:166:1925; added 1955, 186]—(Substituted in revision for NRS 484.771)
2023 Nevada Revised Statutes › Chapter 484D - Equipment, Inspections and Size, Weight and Load of Vehicles › NRS 484D.855 - Regulations: Loading and securing loads; safety chains and cables for combinations of vehicles.

The Department shall adopt reasonable regulations providing for:
1. Minimum requirements for binders to secure loads on vehicles against dangerous displacement and governing the loading and securement of loads for transportation over public highways by vehicles, except loads containing radioactive waste.
2. Safety chains and cables for combinations of vehicles.
[20.2:166:1925; added 1955, 186]—(NRS A 1957, 616; 1969, 1220; 1979, 836; 1981, 234; 1985, 1956)—(Substituted in revision for NRS 484.773)
2023 Nevada Revised Statutes › Chapter 484D - Equipment, Inspections and Size, Weight and Load of Vehicles › NRS 484D.860 - Display of red lights or flag on load.

The driver of every vehicle operating a half hour after sunset to a half hour before sunrise and carrying a load extending 4 feet or more beyond the end of the vehicle shall attach at the extreme end of the load two red lights plainly visible under normal atmospheric conditions from a distance of not less than 500 feet from the rear and sides. At any other time the driver shall attach at the extreme end of such load a red flag or cloth at least 16 inches square.
[19:166:1925; NCL § 4368] + [Part 19 1/2:166:1925; added 1927, 78; NCL § 4369]—(NRS A 1963, 746; 1969, 1221)—(Substituted in revision for NRS 484.775)
2023 Nevada Revised Statutes › Chapter 484E - Crashes and Reports of Crashes › NRS 484E.010 - Duty to stop at scene of crash involving death or personal injury; penalty.

1. The driver of any vehicle involved in a crash on a highway or on premises to which the public has access resulting in bodily injury to or the death of a person shall immediately stop his or her vehicle at the scene of the crash or as close thereto as possible, and shall forthwith return to and in every event shall remain at the scene of the crash until the driver has fulfilled the requirements of NRS 484E.030.
2. Every such stop must be made without obstructing traffic more than is necessary.
3. A person failing to comply with the provisions of subsection 1 is guilty of a category B felony and shall be punished by imprisonment in the state prison for a minimum term of not less than 2 years and a maximum term of not more than 20 years and by a fine of not less than $2,000 nor more than $5,000. A person failing to comply with the provisions of subsection 1 commits a separate offense under this section for the bodily injury to or the death of each person that results from a crash with regard to which the person failed to comply with the provisions of subsection 1.
4. A sentence imposed pursuant to subsection 3 may not be suspended nor may probation be granted.
(Added to NRS by 1969, 1482; A 1979, 1484; 1983, 1066; 1993, 2135; 1995, 1297; 2015, 1365, 1641)—(Substituted in revision for NRS 484.219)
2023 Nevada Revised Statutes › Chapter 484E - Crashes and Reports of Crashes › NRS 484E.020 - Duty to stop at scene of crash involving damage to vehicle or property; duty to move vehicle under certain circumstances; penalty.

1. The driver of any vehicle involved in a crash resulting only in damage to a vehicle or other property which is driven or attended by any person shall:
(a) Immediately stop his or her vehicle at the scene of the crash; and
(b) If the driver’s vehicle is creating a hazard or obstructing traffic and can be moved safely, move the vehicle or cause the vehicle to be moved out of the traffic lanes of the roadway to a safe location that does not create a hazard or obstruct traffic and, if applicable, safely fulfill the requirements of NRS 484E.030.
2. A person who violates this section is guilty of a misdemeanor.
(Added to NRS by 1969, 1483; A 1997, 2798; 2007, 77; 2015, 1642; 2017, 1296; 2021, 3343)—(Substituted in revision for NRS 484.221)
2023 Nevada Revised Statutes › Chapter 484E - Crashes and Reports of Crashes › NRS 484E.030 - Duty to give information and render aid; report if no police officer present; penalty.

1. The driver of any vehicle involved in a crash resulting in injury to or death of any person or damage to any vehicle or other property which is driven or attended by any person shall:
(a) Give his or her name, address and the registration number of the vehicle the driver is driving, and shall upon request and if available exhibit his or her license to operate a motor vehicle to any person injured in such crash or to the driver or occupant of or person attending any vehicle or other property damaged in such crash;
(b) Give such information and upon request manually surrender such license to any police officer at the scene of the crash or who is investigating the crash; and
(c) Render to any person injured in such crash reasonable assistance, including the carrying, or the making of arrangements for the carrying, of such person to a physician, surgeon or hospital for medical or surgical treatment if it is apparent that such treatment is necessary, or if such carrying is requested by the injured person.
2. If no police officer is present, the driver of any vehicle involved in such crash after fulfilling all other requirements of subsection 1 and NRS 484E.010, insofar as possible on his or her part to be performed, shall forthwith report such crash to the nearest office of a police authority or of the Nevada Highway Patrol and submit thereto the information specified in subsection 1.
3. A person who violates this section is guilty of a misdemeanor.
(Added to NRS by 1969, 1483; A 2015, 1642; 2021, 3343)—(Substituted in revision for NRS 484.223)
2023 Nevada Revised Statutes › Chapter 484E - Crashes and Reports of Crashes › NRS 484E.040 - Duty upon damaging unattended vehicle or other property; penalty.

1. Except as otherwise provided in subsection 2, the driver of any vehicle which is involved in a crash with any vehicle or other property which is unattended, resulting in any damage to such other vehicle or property, shall immediately stop and shall then and there locate and notify the operator or owner of such vehicle or other property of the name and address of the driver and owner of the vehicle striking the unattended vehicle or other property or shall attach securely in a conspicuous place in or on such vehicle or property a written notice giving the name and address of the driver and of the owner of the vehicle doing the striking.
2. If the vehicle of a driver involved in a crash pursuant to subsection 1 is creating a hazard or obstructing traffic and can be moved safely, the driver shall, before meeting the requirements of subsection 1, move the vehicle or cause the vehicle to be moved out of the traffic lanes of the roadway to a safe location that does not create a hazard or obstruct traffic and minimizes interference with the free movement of traffic.
3. A person who violates this section is guilty of a misdemeanor.
(Added to NRS by 1969, 1483; A 2015, 1642; 2017, 1297; 2021, 3343)—(Substituted in revision for NRS 484.225)
2023 Nevada Revised Statutes › Chapter 484E - Crashes and Reports of Crashes › NRS 484E.050 - Immediate notice to police officer of crash involving unattended vehicle or other property; penalty.

1. The driver of a vehicle which is involved in a crash with any vehicle or other property which is unattended, resulting in any damage to such other vehicle or property, shall immediately by the quickest means of communication give notice of such crash to the nearest office of a police authority or of the Nevada Highway Patrol.
2. Whenever the driver of a vehicle is physically incapable of giving an immediate notice of a crash as required in subsection 1 and there was another occupant in the vehicle at the time of the crash capable of doing so, such occupant shall make or cause to be given the notice not given by the driver.
3. A person who violates this section is guilty of a misdemeanor.
(Added to NRS by 1969, 1483; A 2015, 1643; 2021, 3344)—(Substituted in revision for NRS 484.227)
2023 Nevada Revised Statutes › Chapter 484E - Crashes and Reports of Crashes › NRS 484E.060 - Seizure and impoundment of vehicle for failure to surrender license plates and certificate of registration upon suspension of registration.

1. A peace officer at the scene of a crash involving a motor vehicle shall, by radio, request that the information on file with the Department be checked regarding the validity of the registration for each motor vehicle involved in the crash. If the peace officer is informed that the registration of a motor vehicle involved in the crash has been suspended pursuant to any provision of chapter 485 of NRS, the peace officer shall determine whether the license plates and certificate of registration for the motor vehicle have been surrendered as required by NRS 485.320. If the license plates and certificate have not been surrendered, the peace officer shall:
(a) Issue a traffic citation in the manner provided in NRS 484A.630 charging the registered owner with a violation of NRS 485.320 and 485.330; and
(b) Without a warrant, seize and take possession of the motor vehicle and cause it to be towed and impounded until the owner claims it by:
(1) Presenting proof that the vehicle’s registration has been reinstated by the Department; and
(2) Paying the cost of the towing and impoundment.
2. Neither the peace officer nor the governmental entity which employs the peace officer is civilly liable for any damage to the vehicle that occurs after the vehicle is seized, but before the towing process begins.
(Added to NRS by 1987, 319; A 2015, 1643)—(Substituted in revision for NRS 484.228)
2023 Nevada Revised Statutes › Chapter 484E - Crashes and Reports of Crashes › NRS 484E.080 - Failure to report; false report; penalties.

1. If a person willfully fails, refuses or neglects to make a report of a crash in accordance with the provisions of this chapter, the person’s driving privilege may be suspended. Suspension action taken under this section remains in effect for 1 year unless terminated by receipt of the report of the crash or upon receipt of evidence that failure to report was not willful.
2. Any person who gives information in electronic, oral or written reports as required in this chapter, knowing or having reason to believe that such information is false, is guilty of a gross misdemeanor.
(Added to NRS by 1969, 1484; A 1981, 1127; 2013, 543; 2015, 1644)—(Substituted in revision for NRS 484.236)
2023 Nevada Revised Statutes › Chapter 484E - Crashes and Reports of Crashes › NRS 484E.090 - State Registrar of Vital Statistics to report death to Department.

The State Registrar of Vital Statistics shall on or before the 10th day of each month report in writing to the Department the death of any person resulting from a vehicle crash, giving the time and place of the crash and the circumstances relating thereto.
(Added to NRS by 1969, 1484; A 1985, 1944; 2015, 1645)—(Substituted in revision for NRS 484.238)
2023 Nevada Revised Statutes › Chapter 484E - Crashes and Reports of Crashes › NRS 484E.100 - Garage or repair shop to maintain record of repairs made to vehicle involved in crash.

The person in charge of any garage or repair shop to which is brought any motor vehicle which shows evidence of having been involved in a crash and which is repaired in that garage or repair shop shall maintain for 2 years a record of those repairs including the:
1. Registration number of the vehicle;
2. Vehicle identification number;
3. Color of the vehicle before the repairs;
4. Location on the vehicle of the damage repaired;
5. Total amount of the damage; and
6. Name and address of the person who requested the repairs.
(Added to NRS by 1969, 1484; A 1975, 142; 1987, 685; 2015, 1645)—(Substituted in revision for NRS 484.241)
2023 Nevada Revised Statutes › Chapter 484E - Crashes and Reports of Crashes › NRS 484E.110 - Police to report to Department of Public Safety; report not confidential; requirements for preparation of report; submission of copy of report to Department of Motor Vehicles.

1. Every police officer who investigates a vehicle crash of which a report must be made as required in this chapter, or who otherwise prepares a written or electronic report as a result of an investigation either at the time of and at the scene of the crash or thereafter by interviewing the participants or witnesses, shall forward a written or electronic report of the crash to the Department of Public Safety within 10 days after the investigation of the crash. The data collected by the Department of Public Safety pursuant to this subsection must be recorded in a central repository created by the Department of Public Safety to track data electronically concerning vehicle crashes on a statewide basis.
2. The written or electronic reports required to be forwarded by police officers and the information contained therein are not privileged or confidential.
3. Every sheriff, chief of police or office of the Nevada Highway Patrol receiving any report required under NRS 484E.030 to 484E.090, inclusive, shall immediately prepare a copy thereof and file the copy with the Department of Public Safety.
4. If a police officer investigates a vehicle crash resulting in bodily injury to or the death of any person or total damage to any vehicle or item of property to an apparent extent of $750 or more, the police officer shall prepare a written or electronic report of the investigation.
5. As soon as practicable after receiving a report pursuant to this section, the Department of Public Safety shall submit a copy of the report to the Department of Motor Vehicles.
(Added to NRS by 1969, 1485; A 1985, 1945; 1987, 685; 2013, 544; 2015, 1645)—(Substituted in revision for NRS 484.243)
2023 Nevada Revised Statutes › Chapter 484E - Crashes and Reports of Crashes › NRS 484E.120 - Forms for report of crash; duties of Department of Public Safety.

1. The Department of Public Safety shall prepare forms for crash reports required pursuant to NRS 484E.110, suitable with respect to the persons required to make the reports and the purposes to be served. The forms must be designed to call for sufficiently detailed information to disclose with reference to a crash the cause, conditions then existing, the persons and vehicles involved, the name and address of the insurance company, the number of the policy providing coverage and the dates on which the coverage begins and ends. The Department of Public Safety shall, upon request, supply to a police department, sheriff or other appropriate agency or person, the forms for crash reports prepared by a police officer pursuant to NRS 484E.110.
2. In addition to submitting a copy of a report pursuant to NRS 484E.110, the Department of Public Safety shall provide any information required by this section which is not included in the report to the Department of Motor Vehicles to enable the Department of Motor Vehicles to determine whether the requirements for the deposit of security under chapter 485 of NRS are inapplicable. The Department of Motor Vehicles may rely upon the accuracy of information supplied to a police officer by a driver or owner on the form unless it has reason to believe that the information is erroneous.
3. Every crash report required pursuant to NRS 484E.070 must be made on the appropriate form approved by the Department of Motor Vehicles pursuant to that section and must contain all the information required in the form.
4. Every crash report required pursuant to NRS 484E.110 must be made on the appropriate form approved by the Department of Public Safety and must contain all the information required therein unless it is not available.
(Added to NRS by 1969, 1485; A 1981, 1127; 1985, 1175, 1945; 1999, 3578; 2013, 544; 2015, 1645)—(Substituted in revision for NRS 484.247)
2023 Nevada Revised Statutes › Chapter 484E - Crashes and Reports of Crashes › NRS 484E.130 - Department to tabulate and analyze reports.

The Department shall tabulate and analyze all crash reports received in compliance with this chapter and shall publish annually, or at more frequent intervals, statistical information based thereon as to the number and circumstances of vehicle crashes.
(Added to NRS by 1969, 1485; A 1985, 1945; 2015, 1646)—(Substituted in revision for NRS 484.249)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.020 - Definitions.

As used in this chapter, unless the context otherwise requires, the words and terms defined in NRS 485.028 to 485.120, inclusive, have the meanings ascribed to them in those sections.
[1:127:1949; 1943 NCL § 4439.01]—(NRS A 1961, 138; 1981, 1862; 1987, 1090; 1995, 2734; 1997, 1083)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.028 - "Certificate of financial responsibility" defined.

"Certificate of financial responsibility" means the certificate issued by an insurance carrier pursuant to NRS 485.308 certifying that there is a motor vehicle liability policy in effect for a person who is required to furnish proof of financial responsibility.
(Added to NRS by 1995, 2734)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.0335 - "Dormant vehicle" defined.

"Dormant vehicle" means a motor vehicle:
1. For which a policy of liability insurance is required pursuant to this chapter; and
2. That will not be operated for an extended period because of mechanical or seasonal circumstances.
(Added to NRS by 1997, 1083)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.034 - "Evidence of insurance" defined.

"Evidence of insurance" means:
1. The information provided by an insurer in a form approved pursuant to NRS 690B.023 as evidence of a contract of insurance for a motor vehicle liability policy; or
2. The certificate of self-insurance issued to a self-insurer by the Department pursuant to NRS 485.380.
(Added to NRS by 1995, 2734; A 2015, 798, 3514)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.035 - "Judgment" defined.

"Judgment" means any judgment which shall have become final by expiration without appeal of the time within which an appeal might have been perfected, or by final affirmation on appeal rendered by a court of competent jurisdiction of any state or of the United States, upon a cause of action arising out of the ownership, maintenance or use of any motor vehicle for damages, including damages for care and loss of services because of injury to or destruction of property, including the loss of use thereof, or upon a cause of action on an agreement of settlement for such damages.
(Added to NRS by 1957, 722)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.050 - "Motor vehicle" defined.

"Motor vehicle" means every self-propelled vehicle which is designed for use upon a highway, including:
1. Trailers and semitrailers designed for use with such vehicles, except traction engines, road rollers, farm tractors, tractor cranes, power shovels and well drillers; and
2. Every vehicle which is propelled by electric power obtained from overhead wires but not operated upon rails.
The term does not include electric personal assistive mobility devices as defined in NRS 482.029 or an electric bicycle as defined in NRS 484B.017.
[1.3:127:1949; 1943 NCL § 4439.01c]—(NRS A 2003, 1206; 2021, 1744)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.055 - "Motor vehicle liability policy" defined.

1. "Motor vehicle liability policy" means an owner’s policy of liability insurance or an operator’s policy of liability insurance issued by an insurer authorized to transact business in this State, to or for the benefit of the person named therein as insured.
2. With respect to a policy which grants excess or additional coverage over that required by NRS 485.3091, the term "motor vehicle liability policy" applies only to that part of the coverage which is required by NRS 485.3091.
(Added to NRS by 1987, 1088; A 1995, 2734)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.070 - "Nonresident’s operating privilege" defined.

"Nonresident’s operating privilege" means the privilege conferred upon a nonresident by the laws of this State pertaining to the operation by the nonresident of a motor vehicle, or the use of a motor vehicle owned by the nonresident, in this State.
[1.5:127:1949; 1943 NCL § 4439.01e]
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.080 - "Operator" defined.

"Operator" means every person who is in actual physical control of a motor vehicle whether or not licensed as an operator pursuant to the laws of this State.
[1.6:127:1949; 1943 NCL § 4439.01f]—(NRS A 1995, 2734)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.090 - "Owner" defined.

"Owner" means a person who holds the legal title of a motor vehicle, or in the event a motor vehicle is the subject of an agreement for the conditional sale or lease thereof with the right of purchase upon performance of the conditions stated in the agreement and with an immediate right of possession vested in the conditional vendee or lessee, or in the event a mortgagor of a vehicle is entitled to possession, then such conditional vendee or lessee or mortgagor shall be deemed the owner for the purposes of this chapter.
[1.7:127:1949; 1943 NCL § 4439.01g]
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.105 - "Proof of financial responsibility" defined.

"Proof of financial responsibility" means proof of ability to respond for the future in damages for liability, on account of crashes occurring subsequent to the effective date of that proof, arising out of the ownership, maintenance or use of a motor vehicle, in the amounts specified in NRS 485.185.
(Added to NRS by 1957, 722; A 1963, 221; 1969, 177; 1981, 627; 1993, 2484; 2015, 1646)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.110 - "Registration" defined.

"Registration" means the registration certificate and plate issued under the laws of this State pertaining to the registration of motor vehicles.
[1.9:127:1949; 1943 NCL § 4439.01i]—(NRS A 1985, 1175)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.130 - General duties of Department.

1. The Department shall:
(a) Administer and enforce the provisions of this chapter.
(b) Provide for hearings upon request of persons aggrieved by orders or acts of the Department under the provisions of NRS 485.185 to 485.300, inclusive.
2. The Department may adopt regulations necessary for the administration of this chapter.
[Part 2:127:1949; 1943 NCL § 4439.02]—(NRS A 1961, 138; 1981, 1127; 1999, 3578)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.135 - Department to furnish operating record.

The Department shall upon request furnish any person a certified abstract of the operating record of any person subject to the provisions of this chapter, which abstract must also fully designate the motor vehicles, if any, registered in the name of that person, and, if there is no record of any violations by that person of any law relating to the operation of a motor vehicle or of any injury or damage caused by that person, the Department shall so certify.
(Added to NRS by 1957, 723; A 1961, 138; 1999, 3579; 2021, 3344)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.137 - Department to publish and disseminate informational leaflet.

1. The Department shall publish a leaflet which summarizes and explains the requirements and provisions of this chapter.
2. The Department shall:
(a) Make copies of the leaflet available without charge to all licensed drivers in this State, to all public school pupils who are of driving age, and to the public.
(b) Cause a copy of the leaflet to be delivered to each applicant for a new registration of a vehicle.
(Added to NRS by 1965, 334; A 1985, 1958; 1999, 3579; 2009, 1358)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.140 - Judicial review.

Any person aggrieved by a final decision in a contested case before the Department under this chapter is entitled to judicial review of the decision in the manner provided by chapter 233B of NRS.
[Part 2:127:1949; 1943 NCL § 4439.02]—(NRS A 1961, 139; 1971, 231; 1981, 1127, 1862; 1989, 1655; 1999, 3579)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.185 - Insurance for payment of tort liabilities arising from maintenance or use of motor vehicle: Coverage to be obtained from insurance company duly licensed and approved; minimum thresholds of coverage.

1. Except as otherwise provided in subsection 2, every owner of a motor vehicle which is registered or required to be registered in this State shall continuously provide, while the motor vehicle is present or registered in this State, insurance provided by an insurance company licensed by the Division of Insurance of the Department of Business and Industry and approved to do business in this State:
(a) In the amount of $25,000 for bodily injury to or death of one person in any one crash;
(b) Subject to the limit for one person, in the amount of $50,000 for bodily injury to or death of two or more persons in any one crash; and
(c) In the amount of $20,000 for injury to or destruction of property of others in any one crash,
for the payment of tort liabilities arising from the maintenance or use of the motor vehicle.
2. The provisions of this section do not apply to a moped.
(Added to NRS by 1979, 1820; A 1981, 1862; 1987, 1090; 1993, 2484; 1995, 2734; 2007, 2049; 2015, 1646, 1768; 2017, 1340)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.186 - Operator’s policy of liability insurance: Use in lieu of owner’s policy of liability insurance; requirements for issuance; required statements; operation of motor vehicle by person other than insured; required and excluded coverages; applicability.

1. Except as otherwise provided in subsection 7, any natural person may satisfy the requirements of NRS 485.185 by obtaining, in lieu of an owner’s policy of liability insurance, an operator’s policy of liability insurance which meets the requirements of this section and NRS 485.3091.
2. An operator’s policy of liability insurance may only be issued to a person if:
(a) The number of motor vehicles that the person owns is greater than the number of persons in his or her household who possess a driver’s license; and
(b) Each person in his or her household who possesses a driver’s license is covered by an operator’s policy of liability insurance.
3. An operator’s policy of liability insurance must state, in addition to the requirements of NRS 485.3091, that:
(a) The insurer is only liable under the policy for liability incurred by the insured while the named insured is the operator of a motor vehicle or while a motor vehicle owned by the insured is not being operated by any person;
(b) The policy does not provide coverage for any vicarious liability imposed on the owner of the motor vehicle as a result of the operation by another person of a motor vehicle owned by the insured or for any liability imposed by NRS 41.440 or 483.300; and
(c) The coverage provided by the policy may not meet the requirements of the financial responsibility laws of other states,
unless such extended coverage is expressly included in the policy. No operator’s policy of liability insurance may be delivered or issued for delivery in this State unless the insured has signed an endorsement stating that he or she has read and understood the policy and its limitations.
4. An owner of a motor vehicle which is registered or required to be registered in this State and who holds an operator’s policy of liability insurance shall not permit another person to operate the motor vehicle if the owner knows or should have known that the person does not have liability insurance to cover the person’s own operation of that motor vehicle.
5. An operator’s policy of liability insurance must not provide coverage for damages incurred while a person other than the named insured is operating a motor vehicle.
6. An operator’s policy of liability insurance must provide coverage for liability incurred by the insured while a motor vehicle owned by the insured is not being operated by any person.
7. This section does not apply to a lessor, dealer, manufacturer, rebuilder or distributor of a motor vehicle, an owner of a fleet, a common, contract or private motor carrier or any other employer who owns a motor vehicle for use in his or her business.
(Added to NRS by 1987, 1088; A 2001 Special Session, 252)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.190 - Department to determine amount of security required; hearing; suspension of license and registration; procedure regarding erroneous information.

1. If, 20 days after the receipt of a report of a crash involving a motor vehicle within this State which has resulted in bodily injury or death, or damage to the property of any one person in excess of $750, the Department does not have on file evidence satisfactory to it that the person who would otherwise be required to file security under subsection 2 has been released from liability, has been finally adjudicated not to be liable or has executed an acknowledged written agreement providing for the payment of an agreed amount in installments with respect to all claims for injuries or damages resulting from the crash, the Department shall upon request set the matter for a hearing as provided in NRS 485.191.
2. The Department shall, immediately after a determination adverse to an operator or owner is made in a hearing pursuant to NRS 485.191, suspend the license of each operator and all registrations of each owner of a motor vehicle involved in such a crash, and, if the operator is a nonresident, the privilege of operating a motor vehicle within this State, and, if the owner is a nonresident, the privilege of the use within this State of any motor vehicle owned by him or her, unless the operator or owner, or both, immediately deposit security in the sum so determined by the Department at the hearing. If erroneous information is given to the Department with respect to the matters set forth in paragraph (a), (b) or (c) of subsection 1 of NRS 485.200, the Department shall take appropriate action as provided in this section after it receives correct information with respect to those matters.
[Part 4:127:1949; 1943 NCL § 4439.04]—(NRS A 1961, 139; 1965, 264, 1275; 1973, 1545; 1981, 1862; 1987, 1090; 1993, 2486; 1999, 3579; 2007, 2050; 2015, 1647)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.191 - Right to hearing; notice; request for hearing; waiver.

1. Any operator or owner of a motor vehicle who was involved in a crash and who is not exempt from the requirements of depositing security by the provisions of NRS 485.200, is entitled to a hearing before the Director or a representative of the Director before a determination of the amount of security required pursuant to NRS 485.190, and before the suspension of his or her operator’s license or registration as provided in subsection 2 of NRS 485.190. The hearing must be held in the county of residence of the operator. If the operator and owner reside in different counties and the hearing would involve both of them, the hearing must be held in the county which will be the most convenient for the summoning of witnesses.
2. The owner or operator must be given at least 30 days’ notice of the hearing in writing with a brief explanation of the proceedings to be taken against the owner or operator and the possible consequences of a determination adverse to the owner or operator.
3. If the operator or owner desires a hearing, the owner or operator shall, within 15 days, notify the Department in writing of such intention. If the owner or operator does not send this notice within the 15 days, he or she waives his or her right to a hearing, except that, the Director may for good cause shown permit the owner a later opportunity for a hearing.
(Added to NRS by 1973, 1544; A 1981, 1863; 1987, 1091; 1999, 3580; 2015, 1647)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.193 - Scope of hearing.

The hearing must be held to determine:
1. Whether or not there is a reasonable possibility that a judgment may be rendered against the owner or operator as a result of the crash in which the owner or operator was involved if the issue is brought before a court of competent jurisdiction; and
2. The amount of security that may be required of the operator or owner to satisfy any judgment for damages that may be rendered against the owner or operator.
(Added to NRS by 1973, 1544; A 1981, 85; 2015, 1647)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.197 - Enforcement of subpoenas issued by Director.

1. The district court in and for the county in which any hearing may be held shall have the power to compel the attendance of witnesses, the giving of testimony and the production of books and papers as required by any subpoena issued by the Director.
2. In case of the refusal of any witness to attend or testify or produce any papers required by such subpoena the Director may report to the district court in and for the county in which the hearing is pending by petition, setting forth:
(a) That due notice has been given of the time and place of attendance of the witness or the production of the books and papers;
(b) That the witness has been subpoenaed in the manner prescribed in this chapter;
(c) That the witness has failed and refused to attend or produce the papers required by subpoena before the Director in the cause or proceeding named in the subpoena, or has refused to answer questions propounded to the witness in the course of such hearing,
and asking an order of the court compelling the witness to attend and testify or produce the books or papers before the Director.
3. The court, upon petition of the Director, shall enter an order directing the witness to appear before the court at a time and place to be fixed by the court in such order, the time to be not more than 10 days from the date of the order, and then and there show cause why the witness has not attended or testified or produced the books or papers before the Director. A certified copy of the order shall be served upon the witness. If it shall appear to the court that the subpoena was regularly issued by the Director, the court shall thereupon enter an order that the witness appear before the Director at the time and place fixed in the order and testify or produce the required books or papers, and upon failure to obey the order the witness shall be dealt with as for contempt of court.
(Added to NRS by 1973, 1545)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.200 - Exceptions to requirements as to security and suspension of license and registration.

1. The requirements as to security and suspension in NRS 485.190 to 485.300, inclusive, do not apply:
(a) To the operator or owner if the operator or owner had in effect at the time of the crash a motor vehicle liability policy with respect to the motor vehicle involved in the crash;
(b) To the operator if there was in effect at the time of the crash a motor vehicle liability policy with respect to his or her operation of any motor vehicle;
(c) To the operator or owner if the liability for damages of the operator or owner resulting from the crash is, in the judgment of the Department, covered by any other form of liability insurance policy or a bond;
(d) To any person qualifying as a self-insurer pursuant to NRS 485.380, or to any person operating a motor vehicle for the self-insured;
(e) To the operator or the owner of a motor vehicle involved in a crash wherein no injury or damage was caused to the person or property of anyone other than the operator or owner;
(f) To the operator or the owner of a motor vehicle legally parked at the time of the crash;
(g) To the owner of a motor vehicle if at the time of the crash the vehicle was being operated without the owner’s permission, express or implied, or was parked by a person who had been operating the motor vehicle without permission; or
(h) If, before the date that the Department would otherwise suspend the license and registration or nonresident’s operating privilege pursuant to NRS 485.190, there is filed with the Department evidence satisfactory to it that the person who would otherwise have to file security has been released from liability or has received a determination in his or her favor at a hearing conducted pursuant to NRS 485.191, or has been finally adjudicated not to be liable or has executed an acknowledged written agreement providing for the payment of an agreed amount in installments, with respect to all claims for injuries or damages resulting from the crash.
2. An owner who is not the operator of the motor vehicle is not exempt from the requirements as to security and suspension in NRS 485.190 to 485.300, inclusive, if the owner holds a motor vehicle liability policy which provides coverage only when the owner is operating the motor vehicle and, at the time of the crash, another person is operating the motor vehicle with the express or implied permission of the owner.
[Part 4:127:1949; 1943 NCL § 4439.04] + [5:127:1949; 1943 NCL § 4439.05]—(NRS A 1961, 140; 1973, 836, 1546; 1979, 1515; 1981, 1863; 1987, 1091; 1995, 2736; 1999, 3580; 2015, 1648)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.210 - Requirements as to policy or bond.

For the purposes of NRS 485.200, a policy or bond is not effective unless:
1. The policy or bond is subject, if the crash has resulted in bodily injury or death, to a limit, exclusive of interest and costs, of not less than $25,000 because of bodily injury to or death of one person in any one crash and, subject to the limit for one person, to a limit of not less than $50,000 because of bodily injury to or death of two or more persons in any one crash and, if the crash has resulted in injury to or destruction of property, to a limit of not less than $20,000 because of injury to or destruction of property of others in any one crash; and
2. The insurance company or surety company issuing that policy or bond is authorized to do business in this State or, if the company is not authorized to do business in this State, unless it executes a power of attorney authorizing the Director to accept service on its behalf of notice or process in any action upon that policy or bond arising out of a crash.
[Part 4:127:1949; 1943 NCL § 4439.04]—(NRS A 1961, 141; 1963, 220; 1969, 177; 1981, 628; 1985, 1958; 1987, 1092; 1995, 2737; 2015, 1648; 2017, 1340)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.220 - Form and amount of security.

1. The security required pursuant to NRS 485.190 to 485.300, inclusive, must be in such a form and amount as the Department may require, but in no case in excess of the limits specified in NRS 485.210 in reference to the acceptable limits of a policy or bond.
2. The person depositing the security shall specify in writing the person or persons on whose behalf the deposit is made and, at any time while the deposit is in the custody of the Department or the State Treasurer, the person depositing it may, in writing, amend the specification of the person or persons on whose behalf the deposit is made to include an additional person or persons, but a single deposit of security is applicable only on behalf of persons required to furnish security because of the same crash.
[Part 8:127:1949; 1943 NCL § 4439.08]—(NRS A 1961, 141; 1981, 1128; 1995, 2737; 1999, 3581; 2015, 1649)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.230 - Duration of suspension; requirements for reinstatement.

1. The license, all registrations and the nonresident’s operating privilege suspended as provided in NRS 485.190 must remain so suspended and may not be renewed nor may any license or registration be issued to any such person until:
(a) The person deposits or there is deposited on his or her behalf the security required under NRS 485.190;
(b) Two years have elapsed following the date of the crash and evidence satisfactory to the Department has been filed with it that during that period no action for damages arising out of the crash has been instituted; or
(c) Evidence satisfactory to the Department has been filed with it of a release from liability, or a final adjudication of nonliability, or an acknowledged written agreement, in accordance with NRS 485.190.
2. Upon any default in the payment of any installment under any acknowledged written agreement, and upon notice of the default, the Department shall suspend the license and all registrations or the nonresident’s operating privilege of the person defaulting, which may not be restored until:
(a) The person deposits and thereafter maintains security as required under NRS 485.190 in such an amount as the Department may then determine; or
(b) One year has elapsed following the date of default, or 2 years following the date of the crash, whichever is greater, and during that period no action upon the agreement has been instituted in a court in this State.
3. Proof of financial responsibility, as set forth in NRS 485.307, is an additional requirement for reinstatement of the operator’s license and registrations under this section. The person shall maintain proof of financial responsibility for 3 years after the date of reinstatement of the license in accordance with the provisions of this chapter. If the person fails to do so the Department shall suspend the license and registrations.
[6:127:1949; 1943 NCL § 4439.06]—(NRS A 1957, 721; 1961, 141; 1981, 1864; 1985, 1175; 1999, 3581; 2015, 1649)
2023 Nevada Revised Statutes › Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility › NRS 485.240 - Application to nonresidents, unlicensed drivers, unregistered motor vehicles and crashes in other states.

1. If the operator or the owner of a motor vehicle involved in a crash within this State has no license or registration, or is a nonresident, the operator or owner must not be allowed a license or registration until the operator or owner has complied with the requirements of NRS 485.190 to 485.300, inclusive, to the same extent that would be necessary if, at the time of the crash, the operator or owner had held a license and registration.
2. When a nonresident’s operating privilege is suspended pursuant to NRS 485.190 or 485.230, the Department shall transmit a certified copy of the record of that action to the officer in charge of the issuance of licenses and registration certificates in the state in which the nonresident resides, if the law of that state provides for action in relation thereto similar to that provided for in subsection 3.
3. Upon receipt of a certification that the operating privilege of a resident of this State has been suspended or revoked in any other state pursuant to a law providing for its suspension or revocation for failure to deposit security for the payment of judgments arising out of a motor vehicle crash, under circumstances which would require the Department to suspend a nonresident’s operating privilege had the crash occurred in this State, the Department shall suspend the license of the resident if the resident was the operator, and all of his or her registrations if the resident was the owner of a motor vehicle involved in that crash. The suspension must continue until the resident furnishes evidence of compliance with the law of the other state relating to the deposit of that security.
[7:127:1949; 1943 NCL § 4439.07]—(NRS A 1957, 722; 1961, 142; 1981, 1128; 1995, 2737; 1999, 3582; 2015, 1650)