reglab/statecodes huggingface dataset:
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.311 - Remote location: Requirements; connection to collection agency; restriction on number of agents at same location; prohibition against collection agent printing or storing physical records remotely; deemed extension of collection agency.

1. The remote location from which a collection agent works must:
(a) Be capable of providing the same degree of oversight and monitoring of the collection agent as if the collection agent was working in the principal place of business or a branch office of the collection agency;
(b) Be fully connected to the technological systems, including, without limitation, any computer system, of the office at the principal place of business or a branch office of the collection agency;
(c) Allow the collection agency to:
(1) Record calls made to and from the remote location; and
(2) Monitor calls to and from the remote location in real time;
(d) Be a private location where confidentiality can be maintained; and
(e) Have the equipment necessary for the collection agent to perform his or her work safely and effectively.
2. Each collection agent who works from a remote location must be connected to the principal place of business or a branch office of the collection agency in a manner that requires the collection agent to use unique credentials to access the technological systems of the collection agency.
3. Except as otherwise provided in this subsection, two or more collection agents shall not work from the same remote location. Two or more collection agents who reside in the same residence may each work remotely from that residence.
4. A collection agent shall not print or store any physical records of a collection agency at a remote location.
5. A remote location from which a collection agent works shall be deemed to be an extension of the principal place of business or branch office to which the collection agent is connected pursuant to paragraph (b) of subsection 1 for the purposes of this chapter and any other relevant purposes.
(Added to NRS by 2023, 3589)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.312 - Remote location: Duty of collection agency to develop and implement security policy; contents of security policy.

1. A collection agency shall develop and implement a written security policy for collection agents who work from a remote location to ensure that the data of debtors, customers and the collection agency is secure and protected from unauthorized disclosure, access, use, modification, duplication or destruction. The security policy must include, without limitation:
(a) Access to the technological systems of the collection agency through a virtual private network or other similar network or system which:
(1) Utilizes multifactor authentication, data encryption and frequent password changes; and
(2) Automatically locks a collection agent out of his or her account if suspicious activity is detected;
(b) A procedure to immediately update and repair any security network or system to ensure that current security technologies are utilized;
(c) A requirement to store all data of debtors, customers and the collection agency on designated drives that are safe, secure and expandable;
(d) A requirement that collection agents work on electronic devices that are secured with software and hardware protections including, without limitation, antivirus software and a firewall;
(e) A requirement that collection agents access any system of the collection agency through an electronic device that has been issued by the collection agency and a prohibition on using such an electronic device for personal purposes;
(f) A procedure for the containment and disclosure of any breach of data that occurs, including, without limitation, the issuance of any disclosure that is required by law;
(g) A procedure for the protection of data during a natural disaster or other emergency that has the potential to impact the data or electronic devices of the collection agency at a remote location and the recovery of data after such a natural disaster or other emergency;
(h) A procedure for the secure disposal of data in accordance with any applicable law or contract;
(i) A procedure for conducting an annual risk assessment concerning the protection of the data of debtors, customers and the collection agency and a plan to implement new policies based on the results of the risk assessment; and
(j) Procedures to:
(1) Prevent a former collection agent from accessing any system of the collection agency; and
(2) Remotely disable or remove all data from an electronic device owned by the collection agency at the remote location.
2. A collection agency that complies with the requirements of 16 C.F.R. Part 314 satisfies the requirements of this section.
(Added to NRS by 2023, 3590)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.313 - Remote location: Duty of collection agent to comply with certain statutory requirements; duty of collection agency to record and monitor calls, maintain records, review policies and procedures and establish procedure for monitoring collection agents; prohibited acts by collection agency or collection agent.

1. A collection agent working from a remote location shall comply with any applicable federal and state laws, including, without limitation, the provisions of this chapter, including, without limitation, NRS 649.335, and the Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692 et seq.
2. A collection agency shall:
(a) Record calls performed by a collection agent conducting collection activities from a remote location and maintain such recordings for at least 3 years; and
(b) Monitor calls performed by a collection agent conducting collection activities from a remote location in real time on a regular basis.
3. A collection agency or collection agent shall not:
(a) Represent to any person that the collection agent is working independently of the collection agency;
(b) Use the remote location from which a collection agent is working and any related address, telephone number or facsimile number in advertising for the collection agency;
(c) Require or invite a debtor to come to a remote location from which a collection agent is working for the purpose of collection activities; or
(d) Hold out a remote location from which a collection agent is working in such a manner that a debtor is likely to believe that the remote location is the principal place of business or a branch office of the collection agency, including, without limitation, by receiving mail at the remote location, storing records at the remote location or stating to a debtor or customer that the collection agent is working from the remote location.
4. A collection agency shall:
(a) Maintain a record of collection agents who are authorized to work from a remote location which must include, for each such collection agent:
(1) The name, telephone number and electronic mail address of the collection agent; and
(2) The address of the remote location;
(b) Maintain a record of equipment supplied to collection agents for use at a remote location;
(c) Review its policies and procedures governing remote work for compliance with NRS 649.310 to 649.313, inclusive, at least annually and upon request of the Commissioner; and
(d) Establish a procedure to ensure that a collection agent working from a remote location does so without acting in any illegal, unethical or unsafe manner.
(Added to NRS by 2023, 3591)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.320 - Duty of collection agency to display on Internet website unique identifier of collection agency and unique identifier and certificate identification number of compliance manager.

1. A collection agency shall display on any Internet website maintained by the collection agency:
(a) The unique identifier registered with the Registry for the collection agency.
(b) The identification number of the certificate issued to the compliance manager of the collection agency by the Commissioner pursuant to NRS 649.225.
(c) The unique identifier registered with the Registry for the compliance manager of the collection agency.
2. As used in this section, "unique identifier" has the meaning ascribed to it in NRS 649.281.
(Added to NRS by 2023, 3589; A 2023, 3609)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.325 - Change of location of business.

1. A collection agency shall not remove its business location from the place of business as stated in the record of the licensee except upon prior approval by the Commissioner in writing.
2. If the removal is approved, the Commissioner shall note the change in the record of the licensee.
[7:237:1931; 1931 NCL § 1420.06]—(NRS A 1959, 827; 1969, 838; 1983, 1717; 1987, 1893; 1995, 1002; 2023, 3600)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.330 - Notification of change in management or ownership of voting stock; application for licensure of replacement; investigation; costs; waiver.

1. A collection agency shall immediately notify the Commissioner of any change:
(a) Of the compliance manager of the agency; or
(b) If the agency is a corporation, in the ownership of 5 percent or more of its outstanding voting stock.
2. An application must be submitted to the Commissioner, pursuant to NRS 649.095, by:
(a) The person who replaces the compliance manager; and
(b) A person who acquires:
(1) At least 25 percent of the outstanding voting stock of an agency; or
(2) Any outstanding voting stock of an agency if the change will result in a change in the control of the agency.
Except as otherwise provided in subsection 4, the Commissioner shall conduct an investigation to determine whether the applicant has the competence, experience, character and qualifications necessary for the licensing of a collection agency. If the Commissioner denies the application, the Commissioner may forbid the applicant from participating in the business of the collection agency.
3. The collection agency with which the applicant is affiliated shall pay such expenses incurred in the investigation as the Commissioner deems necessary. All money received by the Commissioner pursuant to this subsection must be placed in the Investigative Account created by NRS 232.545.
4. A collection agency may submit a written request to the Commissioner to waive an investigation pursuant to subsection 2. The Commissioner may grant a waiver if the applicant has undergone a similar investigation by a state or federal agency in connection with the licensing of or the applicant’s employment with a financial institution.
(Added to NRS by 1985, 1344; A 1987, 1894; 1991, 1805; 2023, 3601)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.331 - Recording of telephone conversations.

1. After providing notice that the telephone conversation will be recorded, a person may record any telephone call that:
(a) Concerns a claim which is owed or asserted to be owed by the person;
(b) Is made by a collection agency or collection agent; and
(c) Is received by the person.
2. A person who records a telephone call pursuant to this section is required to make a statement immediately after the recording begins that the telephone call is being recorded.
3. As used in this section, "record" means the acquisition of the contents of a wire communication through the use of a recording device.
(Added to NRS by 2007, 2499)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.332 - Verification of claim.

1. To verify a claim, a collection agency shall:
(a) Obtain or attempt to obtain from the creditor any document that is not in the possession of the collection agency and is reasonably responsive to the dispute of the debtor, if any; and
(b) If such a document is obtained, mail the document to the debtor.
2. When collecting a claim on behalf of a hospital, within 5 days after the initial communication with the debtor in connection with the collection of the claim, a collection agency shall, unless the following information is included in the initial communication, send a written notice to the debtor that includes a statement indicating that:
(a) If the debtor pays or agrees to pay the claim or any portion of the claim, the payment or agreement to pay:
(1) May be construed as an acknowledgment of the claim by the debtor; and
(2) As provided in NRS 11.200, does not constitute a waiver by the debtor of any applicable statute of limitations set forth in NRS 11.190 that otherwise precludes the collection of the claim; and
(b) If the debtor does not understand or has questions concerning his or her legal rights or obligations relating to the claim, the debtor should seek legal advice.
3. As used in this section, "hospital" has the meaning ascribed to it in NRS 449.012.
(Added to NRS by 2007, 2500; A 2023, 3601)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.334 - Written agreement required to be specific, intelligible and unambiguous; money collected required to be credited first to principal; partial collection of claim prohibited; accounting of money collected on behalf of customer; exception.

1. The terms and conditions of any written agreement between a collection agency and a customer must be specific, intelligible and unambiguous. In the absence of a written agreement, unless the conduct of the parties indicates a different mutual understanding, the understanding of the customer concerning the terms of the agreement must govern in any dispute between the customer and the collection agency.
2. Unless a written agreement between the parties otherwise provides, any money collected on a claim, after court costs have been recovered, must first be credited to the principal amount of the claim. Any interest charged and collected on the claim must be allocated pursuant to the agreement between the customer and the collection agency.
3. Except with the consent of its customer, a collection agency shall not accept less than the full amount of a claim in settlement of an assigned claim.
4. A collection agency shall, at the time it remits to the customer the money it collected on behalf of the customer, give each customer an accounting in writing of the money it collected on behalf of the customer in connection with a claim.
5. This section does not apply to a debt buyer who is not also collecting claims on behalf of parties who are not affiliated with the debt buyer.
(Added to NRS by 1989, 2034; A 2023, 3602)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.3345 - Withdrawal of claim by customer; exception.

1. Unless a written agreement between the parties otherwise provides, a customer may withdraw, without obligation, any claim assigned to a collection agency at any time 6 months after the date of the assignment if:
(a) The customer gives written notice of the withdrawal to the collection agency not less than 60 days before the effective date of the withdrawal; and
(b) The claim is not in the process of being collected.
2. As used in this section, "in the process of being collected," means that:
(a) A payment on the claim has been received after the date of the assignment;
(b) An action on the claim has been filed by or on behalf of the collection agency;
(c) The claim has been forwarded to another collection agency for collection;
(d) A lawful and sufficient claim or notice of lien has been filed by the collection agency on behalf of the customer to ensure payment from money distributed in connection with the probate of an estate, proceeding in bankruptcy, assignment for the benefit of creditors or any similar proceeding; or
(e) The collection agency has obtained from the debtor an enforceable written promise to make payment.
3. Upon the withdrawal of any claim, the collection agency shall return to the customer any documents, records or other items relating to the claim that have been supplied by the customer.
4. This section does not apply to a debt buyer who is not also collecting claims on behalf of parties who are not affiliated with the debt buyer.
(Added to NRS by 1989, 2034; A 2023, 3602)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.335 - Retention and examinations of records and accounts.

1. Every collection agency shall keep all records concerning each of its accounts for at least 6 years following the completion of the last transaction concerning the account.
2. The Commissioner shall conduct an examination of the trust accounts and the records relating to debtors and customers of each collection agency licensed pursuant to this chapter at least once each year.
3. If there is evidence that a collection agency is not complying with the provisions of this chapter, the Commissioner may conduct an additional examination to determine whether a violation has occurred.
4. During the first year a collection agency is licensed, the Commissioner may conduct as many examinations as the Commissioner deems necessary to ensure compliance with the provisions of this chapter.
(Added to NRS by 1969, 834; A 1983, 1718; 1987, 1894; 1989, 2035)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.345 - Annual report to Commissioner and Registry; additional reports; suspension of license or certificate for false information.

1. Each licensed collection agency shall file with the Commissioner and the Registry a written report, signed and sworn to by its compliance manager, no later than April 15 of each year, unless the Commissioner determines that there is good cause for later filing of the report. The report must include:
(a) If applicable, the total sum of money due to all creditors as of the close of the last business day of the preceding month.
(b) If applicable, the total sum on deposit in customer trust fund accounts and available for immediate distribution as of the close of the last business day of the preceding month, the title of the trust account or accounts, and the name of the banks or credit unions where the money is deposited.
(c) If applicable, the total amount of creditors’ or forwarders’ share of money collected more than 60 days before the last business day of the preceding month and not remitted by that date.
(d) When the total sum under paragraph (c) exceeds $10, the name of each creditor or forwarder and the respective share of each in that sum.
(e) Such other information, audit or reports as the Commissioner may require.
2. The Commissioner may require a licensed collection agency to file more frequent reports as the Commissioner determines necessary.
3. The filing of any report required by this section which is known by the collection agency to contain false information or statements constitutes grounds for the suspension of the agency’s license or the compliance manager’s certificate, or both.
(Added to NRS by 1969, 834; A 1981, 756; 1983, 1718; 1987, 1894; 1989, 921; 1999, 1540; 2023, 3603)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.347 - Additional annual report to Commissioner concerning collection of claims for unit-owners’ association.

1. Each licensed collection agency shall file with the Commissioner a written report not later than January 31 of each year, unless the Commissioner determines that there is good cause for later filing of the report. The report must include:
(a) The number of cases in which the collection agency collected a claim for a unit-owners’ association during the immediately preceding year;
(b) The name of each unit-owners’ association for which the collection agency collected a claim during the immediately preceding year and the amount of money collected for each such unit-owners’ association;
(c) The total amount of money collected by the collection agency for unit-owners’ associations during the immediately preceding year;
(d) The zip code of each debtor from whom the collection agency collected a claim for a unit-owners’ association during the immediately preceding year; and
(e) A statement, signed by the compliance manager of the collection agency, affirming that the collection agency did not collect a claim against any person during the immediately preceding year in violation of the provisions of paragraph (i) of subsection 1 of NRS 649.375.
2. As used in this section, "unit-owners’ association" has the meaning ascribed to it in NRS 116.011 or 116B.030.
(Added to NRS by 2021, 3749; A 2023, 3603)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.355 - Business ethics and practices; trust accounts; exception.

1. Every collection agency and collection agent shall openly, fairly and honestly conduct the collection agency business and shall at all times conform to the accepted business ethics and practices of the collection agency business.
2. Every licensee shall at all times maintain a separate account in a bank or credit union in which must be deposited all money collected. The account must be maintained in a bank or credit union located in this State and bear some title sufficient to distinguish it from the licensee’s personal or general checking account and to designate it as a trust account, such as "customer’s trust fund account." The trust account must at all times contain sufficient money to pay all money due or owing to all customers, and no disbursement may be made from the account except to customers or to pay costs advanced for those customers, except that a licensee may periodically withdraw from the account such money as may accrue to the licensee from collections deposited or from adjustments resulting from costs advanced and payments made directly to customers.
3. Every licensee maintaining a separate custodial or trust account shall keep a record of all money deposited in the account, which must indicate clearly the date and from whom the money was received, the date deposited, the dates of withdrawals and other pertinent information concerning the transaction, and must show clearly for whose account the money is deposited and to whom the money belongs. The money must be remitted to the creditors respectively entitled thereto within 30 days following the end of the month in which payment is received. The records and money are subject to inspection by the Commissioner or the Commissioner’s authorized representative. The records must be maintained at the premises in this State at which the licensee is authorized to conduct business.
4. If the Commissioner finds that a licensee’s records are not maintained pursuant to subsections 2 and 3, the Commissioner may require the licensee to deliver an audited financial statement prepared from his or her records by a certified public accountant who holds a certificate to engage in the practice of public accounting in this State. The statement must be submitted within 60 days after the Commissioner requests it. The Commissioner may grant a reasonable extension for the submission of the financial statement if an extension is requested before the statement is due.
5. Subsections 2, 3 and 4 do not apply to a debt buyer who is not also collecting claims on behalf of parties who are not affiliated with the debt buyer.
(Added to NRS by 1963, 1141; A 1967, 956; 1969, 840; 1983, 1718; 1987, 1509, 1895; 1993, 2416; 1999, 1541; 2023, 3604)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.365 - Approval of business name required; prohibition against use of certain names, terms and forms.

1. A collection agency licensed under this chapter must obtain the approval of the Commissioner before using or changing a business name.
2. A collection agency licensed under this chapter shall not:
(a) Except as authorized for a debt buyer in NRS 649.075, use any business name which is identical or similar to a business name used by another collection agency licensed under this chapter or which may mislead or confuse the public.
(b) Use any printed forms which may mislead or confuse the public.
(c) Use the term "credit bureau" in its name unless it operates a bona fide credit bureau in conjunction with its collection agency business. For purposes of this paragraph, "credit bureau" means any person engaged in gathering, recording and disseminating information relative to the creditworthiness, financial responsibility, paying habits or character of persons being considered for credit extension for prospective creditors.
(Added to NRS by 1969, 833; A 2005, 1872; 2023, 3604)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.366 - Collection of medical debt: Notification to medical debtor required before taking action to collect.

1. Not less than 60 days before taking any action to collect a medical debt, a collection agency shall send by mail to the medical debtor written notification that sets forth:
(a) The name of the medical facility, provider of health care or provider of emergency medical services that provided the goods or services for which the medical debt is owed;
(b) The date on which those goods or services were provided; and
(c) The principal amount of the medical debt.
2. The written notification required by subsection 1 must:
(a) Identify the name of the collection agency; and
(b) Inform the medical debtor that, as applicable:
(1) The medical debt has been assigned to the collection agency for collection; or
(2) The collection agency has otherwise obtained the medical debt for collection.
(Added to NRS by 2021, 1669; A 2023, 2152, 3486)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.367 - Collection of medical debt: Conditions for acceptance of voluntary payment from medical debtor during notification period; protections for medical debtor who initiates contact with or makes voluntary payment to collection agency during notification period.

1. Nothing in NRS 649.366 shall prohibit a collection agency from accepting a voluntary payment from a medical debtor during the 60-day notification period specified in subsection 1 of NRS 649.366 provided that:
(a) The medical debtor initiates the contact with the collection agency; and
(b) The collection agency discloses to the medical debtor that:
(1) A payment is not demanded or due; and
(2) The medical debt will not be reported to any credit reporting agency during the 60-day notification period specified in subsection 1 of NRS 649.366.
2. No action by a medical debtor to initiate contact with a collection agency may be construed to allow the collection agency to take action to collect the medical debt before the expiration of the 60-day notification period specified in subsection 1 of NRS 649.366.
3. Any voluntary payment toward a medical debt that is made by a medical debtor to a collection agency in accordance with this section:
(a) Does not extend the applicable statute of limitations;
(b) Is not an admission of liability; and
(c) Shall not be construed as a waiver of any defense to the collection of the medical debt.
(Added to NRS by 2021, 1669)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.368 - Collection of medical debt: Prohibited practices.

A collection agency, or its compliance manager, agents or employees, shall not, for any medical debt:
1. Take any confession of judgment or any power of attorney running to the collection agency or to any third person to confess judgment or to appear for the debtor in a judicial proceeding.
2. Commence a civil action to collect the medical debt if the amount of the medical debt, excluding interest, late fees, collection costs, attorney’s fees and any other fees or costs, is less than the maximum jurisdictional amount set forth in subsection 1 of NRS 73.010. Nothing in this subsection shall be construed to prohibit the commencement of a small claims action in justice court to collect the medical debt.
3. Charge or collect a fee of more than 5 percent of the amount of the medical debt, excluding interest, late fees, collection costs, attorney’s fees and any other fees or costs, as a collection fee or as an attorney’s fee for the collection of the medical debt.
(Added to NRS by 2021, 1670)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.370 - Violation of federal Fair Debt Collection Practices Act.

A violation of any provision of the federal Fair Debt Collection Practices Act, 15 U.S.C. §§ 1682 et seq., or any regulation adopted pursuant thereto, shall be deemed to be a violation of this chapter.
(Added to NRS by 2007, 2500)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.385 - Investigation of verified complaint; verified answer; action by Commissioner after informal hearing.

1. Upon the filing with the Commissioner of a verified complaint against any collection agency or compliance manager, the Commissioner shall investigate the alleged violation of the provisions of this chapter.
2. If the Commissioner determines that the complaint warrants further action, the Commissioner shall send a copy of the complaint and notice of the date set for an informal hearing to the accused and the Attorney General.
3. The Commissioner may require the accused collection agency or compliance manager to file a verified answer to the complaint within 10 days after service unless, for good cause shown, the Commissioner extends the time for a period not to exceed 60 days.
4. If at the hearing the complaint is not explained to the satisfaction of the Commissioner, the Commissioner may take such action against the accused as may be authorized by the provisions of this chapter.
[Part 11:237:1931; 1931 NCL § 1420.10]—(NRS A 1959, 827; 1969, 839; 1983, 1720; 1985, 315; 1987, 1897; 1993, 2418)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.390 - Investigation of verified complaint concerning unlicensed person; order to cease and desist; administrative fines; suit to recover fine; cumulative penalties.

1. The Commissioner shall conduct an investigation if he or she receives a verified complaint from any person that sets forth reason to believe that an unlicensed person is engaging in an activity for which a license is required pursuant to this chapter.
2. If the Commissioner determines that an unlicensed person is engaging in an activity for which a license is required pursuant to this chapter, the Commissioner shall issue and serve on the person an order to cease and desist from engaging in the activity until such time as the person obtains a license from the Commissioner.
3. If a person upon whom an order to cease and desist is served does not comply with the order within 30 days after service, the Commissioner shall, after notice and opportunity for a hearing:
(a) Impose upon the person an administrative fine of $10,000; or
(b) Enter into a written consent agreement with the person pursuant to which the person agrees to cease and desist from all unlicensed activity in this State relating to the collection of debts, and impose upon the person an administrative fine of not less than $5,000 and not more than $10,000.
The imposition of an administrative fine pursuant to this subsection is a final decision for the purposes of judicial review.
4. The Commissioner shall bring suit in the name and on behalf of the State of Nevada against a person upon whom an administrative fine is imposed pursuant to subsection 3 to recover the amount of the administrative fine:
(a) If no petition for judicial review is filed pursuant to NRS 233B.130 and the fine remains unpaid for more than 90 days after notice of the imposition of the fine; or
(b) If a petition for judicial review is filed pursuant to NRS 233B.130 and the fine remains unpaid for more than 90 days after exhaustion of any right of appeal in the courts of this State resulting in a final determination that upholds the imposition of the fine.
5. A person’s liability for an administrative fine is in addition to any other penalty provided in this chapter.
(Added to NRS by 2001, 519)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.395 - Authorized disciplinary action; grounds for disciplinary action; effect of revocation of license; orders imposing discipline deemed public records.

1. The Commissioner may impose an administrative fine, not to exceed $500 for each violation, or suspend or revoke the license of a collection agency, or both impose a fine and suspend or revoke the license, by an order made in writing and filed in the Office of the Commissioner and served on the licensee by registered or certified mail at the address shown in the records of the Commissioner, if:
(a) The licensee is adjudged liable in any court of law for breach of any bond given under the provisions of this chapter; or
(b) After notice and hearing, the licensee is found guilty of:
(1) Fraud or misrepresentation;
(2) An act or omission inconsistent with the faithful discharge of the licensee’s duties and obligations; or
(3) A violation of any provision of this chapter.
2. The Commissioner may suspend or revoke the license of a collection agency without notice and hearing if:
(a) The suspension or revocation is necessary for the immediate protection of the public; and
(b) The licensee is afforded a hearing to contest the suspension or revocation within 20 days after the written order of suspension or revocation is served upon the licensee.
3. Upon revocation of his or her license, all rights of the licensee under this chapter terminate, and no application may be received from any person whose license has once been revoked.
4. An order that imposes discipline and the findings of fact and conclusions of law supporting that order are public records.
[Part 11:237:1931; 1931 NCL § 1420.10]—(NRS A 1959, 828; 1969, 95, 839; 1983, 1720; 1987, 1510, 1897; 1993, 2418; 2003, 3475; 2003, 20th Special Session, 224; 2005, 1784)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.398 - Suspension of license or certificate for failure to pay child support or comply with certain subpoenas or warrants; reinstatement of license or certificate. [Effective until 2 years after the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.]

1. If the Commissioner receives a copy of a court order issued pursuant to NRS 425.540 that provides for the suspension of all professional, occupational and recreational licenses, certificates and permits issued to a person who is the holder of a license as a collection agent or agency or a compliance manager’s certificate, the Commissioner shall deem the license or certificate issued to that person to be suspended at the end of the 30th day after the date on which the court order was issued unless the Commissioner receives a letter issued to the holder of the license or certificate by the district attorney or other public agency pursuant to NRS 425.550 stating that the holder of the license or certificate has complied with the subpoena or warrant or has satisfied the arrearage pursuant to NRS 425.560.
2. The Commissioner shall reinstate a license as a collection agent or agency or a compliance manager’s certificate that has been suspended by a district court pursuant to NRS 425.540 if the Commissioner receives a letter issued by the district attorney or other public agency pursuant to NRS 425.550 to the person whose license or certificate was suspended stating that the person whose license or certificate was suspended has complied with the subpoena or warrant or has satisfied the arrearage pursuant to NRS 425.560.
(Added to NRS by 1997, 2178; A 2005, 2807)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.400 - Injunctive relief.

1. If upon investigation it appears that a collection agency is conducting its business in violation of this chapter or the regulations adopted by the Commissioner, or when it appears that any person is engaging in the business of a collection agency without being licensed under the provisions of this chapter, the Commissioner may:
(a) Advise the district attorney of the county in which the business is conducted, and the district attorney shall cause the appropriate legal action to be taken to enjoin the operation of the business or prosecute the violations of this chapter; or
(b) Bring suit in the name and on behalf of the State of Nevada against such a person and any other person concerned in or in any way participating in or about to participate in such unsafe or injurious practices or action in violation of this chapter or the regulations adopted by the Commissioner to enjoin any such person from continuing or engaging in such practices or doing any such act.
2. If the Commissioner brings suit, the district court of any judicial district may grant injunctions to prevent and restrain such practices or transactions. The court may, during the pendency of the proceedings before it, issue such temporary restraining orders as may appear to be just and proper. The findings of the Commissioner shall be deemed to be prima facie evidence and sufficient grounds, in the discretion of the court, for the issue ex parte of a temporary restraining order. In any such proceedings the Commissioner may apply for and on due showing is entitled to have issued the court’s subpoena requiring forthwith the appearance of any defendant and his or her employees and the production of such documents, books and records as appear necessary for the hearing of the petition, to testify and give evidence concerning the acts or conduct or things complained of in the application for an injunction.
(Added to NRS by 1987, 1507)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.435 - Criminal penalty for violations; each day of unlawful operation constitutes separate offense.

Any person who violates any provision of this chapter is guilty of a gross misdemeanor. Each day a person operates a collection agency in violation of the provisions of this chapter is a separate violation under this section.
[13:237:1931; 1931 NCL § 1420.12]—(NRS A 1959, 828; 1969, 841; 2001, 520)
2023 Nevada Revised Statutes › Chapter 649 - Collection Agencies › NRS 649.440 - Administrative fine for violations.

In addition to any other remedy or penalty, the Commissioner may impose an administrative fine of not more than $10,000 upon a person who:
1. Without a license or certificate, conducts any business or activity for which a license or certificate is required pursuant to the provisions of this chapter; or
2. Violates any provision of this chapter or any regulation adopted pursuant thereto.
(Added to NRS by 2005, 1867)
2023 Nevada Revised Statutes › Chapter 651 - Public Accommodations › NRS 651.005 - "Premises" defined.

As used in NRS 651.005 to 651.040, inclusive, "premises" includes, but is not limited to, all buildings, improvements, equipment and facilities, including any parking lot, recreational facility or other land, used or maintained in connection with a hotel, inn, motel, motor court, boardinghouse or lodging house.
(Added to NRS by 1995, 2670; A 2015, 1165)
2023 Nevada Revised Statutes › Chapter 651 - Public Accommodations › NRS 651.010 - Civil liability of innkeepers for theft, loss, damage or destruction of property brought by patron on premises or left in motor vehicle upon premises.

1. An owner or keeper of any hotel, inn, motel, motor court, boardinghouse or lodging house in this State is not civilly liable for the theft, loss, damage or destruction of any property brought by a patron upon the premises or left in a motor vehicle upon the premises because of theft, burglary, fire or otherwise, in the absence of gross neglect by the owner or keeper.
2. An owner or keeper of any hotel, inn, motel, motor court, boardinghouse or lodging house in this State is not civilly liable for the theft, loss, damage or destruction of any property of a guest left in a guest room if:
(a) The owner or keeper provides a fireproof safe or vault in which guests may deposit property for safekeeping;
(b) Notice of this service is personally given to a guest or posted in the office and the guest’s room; and
(c) The property is not offered for deposit in the safe or vault by a guest,
unless the owner or keeper is grossly negligent.
3. An owner or keeper is not obligated to receive property to deposit for safekeeping which exceeds $750 in value or is of a size which cannot easily fit within the safe or vault.
4. The liability of the owner or keeper does not exceed the sum of $750 for any property, including, but not limited to, property which is not deposited in a safe or vault because it cannot easily fit within the safe or vault, of an individual patron or guest, unless the owner or keeper receives the property for deposit for safekeeping and consents to assume a liability greater than $750 for its theft, loss, damage or destruction in a written agreement in which the patron or guest specifies the value of the property.
[1:256:1953]—(NRS A 1979, 1114; 1993, 2258; 1995, 2670)
2023 Nevada Revised Statutes › Chapter 651 - Public Accommodations › NRS 651.011 - Civil liability of innkeepers for theft, loss, damage or destruction of certain motor vehicles.

An owner or keeper of any hotel, inn, motel, motor court, boardinghouse or lodging house in this State is not civilly liable for the theft, loss, damage or destruction of a motor vehicle brought by a patron upon the premises or left upon the premises, because of theft, burglary, fire or otherwise, in the absence of gross neglect by the owner or keeper.
(Added to NRS by 2015, 1165)
2023 Nevada Revised Statutes › Chapter 651 - Public Accommodations › NRS 651.015 - Civil liability of innkeepers for death or injury of person on premises caused by person who is not employee under control or supervision of innkeeper.

1. An owner or keeper of any hotel, inn, motel, motor court, boardinghouse or lodging house is not civilly liable for the death or injury of a patron or other person on the premises caused by another person who is not an employee under the control or supervision of the owner or keeper unless:
(a) The wrongful act which caused the death or injury was foreseeable; and
(b) There is a preponderance of evidence that the owner or keeper did not exercise due care for the safety of the patron or other person on the premises.
2. An owner or keeper of any hotel, inn, motel, motor court, boardinghouse or lodging house is civilly liable for the death or injury of a patron or other person on the premises caused by another person who is not an employee under the control or supervision of the owner or keeper if:
(a) The wrongful act which caused the death or injury was foreseeable; and
(b) The owner or keeper failed to take reasonable precautions against the foreseeable wrongful act.
The court shall determine as a matter of law whether the wrongful act was foreseeable and whether the owner or keeper had a duty to take reasonable precautions against the foreseeable wrongful act of the person who caused the death or injury.
3. For the purposes of this section, a wrongful act is not foreseeable unless:
(a) The owner or keeper failed to exercise due care for the safety of the patron or other person on the premises; or
(b) Prior incidents of similar wrongful acts occurred on the premises and the owner or keeper had notice or knowledge of those incidents.
(Added to NRS by 1995, 2670)
2023 Nevada Revised Statutes › Chapter 651 - Public Accommodations › NRS 651.020 - Eviction of disorderly persons.

Every owner or keeper of any hotel, inn, motel, motor court, or boardinghouse or lodging house in this State shall have the right to evict from such premises anyone who acts in a disorderly manner, or who destroys the property of any such owner or keeper, or who causes a public disturbance in or upon such premises.
[2:256:1953]
2023 Nevada Revised Statutes › Chapter 651 - Public Accommodations › NRS 651.030 - Certain statutory provisions must be posted; printed statement of charges or rates must be maintained and made available for viewing; limitation on amounts charged; liability for violations.

1. Every owner or keeper of any hotel, inn, motel or motor court in this state shall:
(a) Post in a conspicuous place in the office and in every bedroom of the establishment a printed copy of this section and NRS 651.010 and 651.020; and
(b) Maintain a printed statement of the charge or rate of charges by the day for lodging and make the statement available for viewing, upon request, at the registration desk or an equivalent location in the establishment.
2. No charge or sum may be collected for any greater or other sum than the owner or keeper is entitled to charge pursuant to the general rules and regulations of the establishment.
3. For any violation of this section, or any provision herein contained, the offender shall forfeit to the injured party 3 times the amount of the sum charged in excess of what he or she is entitled to charge.
[3:256:1953]—(NRS A 1999, 3285)
2023 Nevada Revised Statutes › Chapter 651 - Public Accommodations › NRS 651.040 - Certain rates must be included on printed statement of charges or rates; registration card must be maintained; receipt must be given; charges must not exceed rates on printed statement; liability for violations; criminal penalty.

1. As used in this section, unless the context otherwise requires:
(a) "Establishment" means any hotel, motel, inn or motor court.
(b) "Owner" or "keeper" means any person, firm, association or corporation.
(c) "Rates" means the total charge levied at the establishment for rooms or accommodations.
2. The rates listed on the printed statement required to be maintained by an owner or keeper of an establishment pursuant to NRS 651.030 must include:
(a) The daily rate of the room for occupancy by one person and for occupancy by two persons;
(b) The additional charge, if any, for occupancy by each additional person over two persons;
(c) The additional charge, if any, for each additional bed provided in the room; and
(d) The additional charge, if any, to offset energy costs incurred by the establishment.
3. Every establishment shall maintain a registration card for each room and supply the person or persons registering for accommodations a receipt. Both the registration card and the receipt must reflect the type of accommodations supplied, the number of persons occupying the accommodation and the rate charged each person therefor. An establishment shall not charge more than the rates listed on the printed statement required to be maintained by an owner or keeper of an establishment pursuant to NRS 651.030.
4. For any violation of this section, or any provision herein contained, the offender shall forfeit to the injured party three times the amount of the sum charged in excess of what he or she is entitled to charge.
5. Any owner or keeper of any establishment who violates any of the provisions of this section is guilty of a misdemeanor.
(Added to NRS by 1959, 639; A 1960, 140; 1967, 645, 1247; 1993, 259; 1999, 3286; 2001, 3266)
2023 Nevada Revised Statutes › Chapter 651 - Public Accommodations › NRS 651.060 - Inapplicability to private clubs, private online discussion forums and other establishments not open to public; exception.

1. The provisions of NRS 651.050 to 651.110, inclusive, do not apply to any private club, private online discussion forum or other establishment not in fact open to the public, except to the extent that the facilities of such establishment are made available to the customers or patrons of an establishment within the scope of NRS 651.050.
2. As used in this section, "private online discussion forum" means an online forum:
(a) Which is operated for the primary purpose of allowing its members to exercise their constitutionally protected right of expressive association;
(b) Which has not more than 1,000 members; and
(c) The operator of which does not regularly receive payment, directly or indirectly, from or on behalf of nonmembers for dues, fees, use of facilities or goods or services for the furtherance of trade or business.
(Added to NRS by 1965, 689; A 2021, 1391, 2345)