reglab/statecodes huggingface dataset:
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.383 - Payment of child support: Statement by applicant for certificate of registration or license; grounds for denial of certificate of registration or license; duty of Commissioner. [Effective until the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.]

1. A natural person who applies for the issuance or renewal of a certificate of registration as an administrator or a license as a producer of insurance or managing general agent shall submit to the Commissioner the statement prescribed by the Division of Welfare and Supportive Services of the Department of Health and Human Services pursuant to NRS 425.520. The statement must be completed and signed by the applicant.
2. The Commissioner shall include the statement required pursuant to subsection 1 in:
(a) The application or any other forms that must be submitted for the issuance or renewal of the certificate of registration or license; or
(b) A separate form prescribed by the Commissioner.
3. A certificate of registration as an administrator or a license as a producer of insurance or managing general agent may not be issued or renewed by the Commissioner if the applicant is a natural person who:
(a) Fails to submit the statement required pursuant to subsection 1; or
(b) Indicates on the statement submitted pursuant to subsection 1 that he or she is subject to a court order for the support of a child and is not in compliance with the order or a plan approved by the district attorney or other public agency enforcing the order for the repayment of the amount owed pursuant to the order.
4. If an applicant indicates on the statement submitted pursuant to subsection 1 that the applicant is subject to a court order for the support of a child and is not in compliance with the order or a plan approved by the district attorney or other public agency enforcing the order for the repayment of the amount owed pursuant to the order, the Commissioner shall advise the applicant to contact the district attorney or other public agency enforcing the order to determine the actions that the applicant may take to satisfy the arrearage.
(Added to NRS by 1997, 2186; A 2001, 2207)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.385 - Suspension of certificate of registration or license for failure to pay child support or comply with certain subpoenas or warrants; reinstatement of certificate of registration or license. [Effective until the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.]

1. If the Commissioner receives a copy of a court order issued pursuant to NRS 425.540 that provides for the suspension of all professional, occupational and recreational licenses, certificates and permits issued to a person who is the holder of a certificate of registration as an administrator or a license as a producer of insurance or managing general agent, the Commissioner shall suspend the certificate of registration or license issued to that person at the end of the 30th day after the date on which the court order was issued unless the Commissioner receives a letter issued to the holder of the certificate of registration or license by the district attorney or other public agency pursuant to NRS 425.550 stating that the holder of the certificate of registration or license has complied with the subpoena or warrant or has satisfied the arrearage pursuant to NRS 425.560.
2. The Commissioner shall reinstate a certificate of registration as an administrator or a license as a producer of insurance or managing general agent that has been suspended by a district court pursuant to NRS 425.540 if the Commissioner receives a letter issued by the district attorney or other public agency pursuant to NRS 425.550 to the person whose certificate of registration or license was suspended stating that the person whose certificate of registration or license was suspended has complied with the subpoena or warrant or has satisfied the arrearage pursuant to NRS 425.560.
(Added to NRS by 1997, 2187; A 2001, 2208)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.387 - Application for certificate of registration or license to include social security number of applicant. [Effective until the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.]

The application of a natural person who applies for the issuance of a certificate of registration as an administrator or a license as a producer of insurance or managing general agent must include the social security number of the applicant.
(Added to NRS by 1997, 2188; A 2001, 2208)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.400 - Money received and held in fiduciary capacity by producer of insurance, surplus lines broker, motor club agent or bail agent: Requirements; penalty for diversion or appropriation; commingling.

1. All money of others received by any person in any way licensed or acting as a producer of insurance, surplus lines broker, motor club agent or bail agent under any insurance policy or undertaking of bail is received and held by the person in a fiduciary capacity. Any such person who diverts or appropriates such fiduciary money to his or her own use is guilty of embezzlement.
2. Each such person who does not make immediate remittance of the money to the insurer or other person entitled thereto, shall elect and follow with respect to money received for the account of a particular insurer or person either of the following methods:
(a) Remit received premiums, less applicable commissions, if any, and return premiums to the insurer or other person entitled thereto within 15 days after receipt; or
(b) Establish and maintain in a commercial bank, credit union or other established financial institution depositary in this state one or more accounts, separate from accounts holding his or her general personal, firm or corporate money, and forthwith deposit and retain in the accounts pending transmittal to the insurer or other person entitled thereto, all such premiums, net of applicable commissions, if any, and return premiums. Money belonging to more than one principal may be so deposited and held in the same such account if the amount so held for each principal is readily ascertainable from the records of the depositor. The depositor may commingle with such fiduciary money in a particular account such additional money as the depositor may deem prudent to advance premiums, establish reserves for the payment of return commissions, or for other contingencies arising in his or her business of receiving and transmitting premiums or return premiums.
3. Such a person may commingle with his or her own money to an unlimited amount money of a particular principal if the principal in writing in advance has specifically waived the segregation requirements of subsection 2.
4. Any commingling of money with money of any such person permitted under this section does not alter the fiduciary capacity of that person with respect to the money of others.
(Added to NRS by 1971, 1653; A 1997, 3378; 1999, 1550; 2001, 2209)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.405 - Submission of schedule of payments to provider of health care by administrator, managing general agent, producer of insurance or certain entities acting as administrator.

If an administrator, managing general agent or producer of insurance, or a health maintenance organization when acting as an administrator pursuant to NRS 683A.0851 or a nonprofit corporation for hospital or medical services when acting as an administrator pursuant to NRS 683A.0852, contracts with a provider of health care to provide health care to an insured pursuant to this chapter, the administrator, managing general agent, producer of insurance, health maintenance organization or nonprofit corporation for hospital or medical services shall:
1. If requested by the provider of health care at the time the contract is made, submit to the provider of health care a copy of the schedule of payments applicable to the provider of health care; or
2. If requested by the provider of health care at any other time, submit to the provider of health care the schedule of payments specified in subsection 1 within 7 days after receiving the request.
(Added to NRS by 2003, 3350)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.451 - Authority of Commissioner; grounds for action.

The Commissioner may refuse to issue a license or certificate pursuant to this chapter or may place any person to whom a license or certificate is issued pursuant to this chapter on probation, suspend the person for not more than 12 months, or revoke or refuse to renew his or her license or certificate, or may impose an administrative fine or take any combination of the foregoing actions, for one or more of the following causes:
1. Providing incorrect, misleading, incomplete or partially untrue information in his or her application for a license.
2. Violating a law regulating insurance, or violating a regulation, order or subpoena of the Commissioner or an equivalent officer of another state.
3. Obtaining or attempting to obtain a license through misrepresentation or fraud.
4. Misappropriating, converting or improperly withholding money or property received in the course of the business of insurance.
5. Intentionally misrepresenting the terms of an actual or proposed contract of or application for insurance.
6. Conviction of a felony or a crime which involves theft, fraud, dishonesty or moral turpitude.
7. Admitting or being found to have committed an unfair trade practice or fraud.
8. Using fraudulent, coercive or dishonest practices, or demonstrated incompetence, untrustworthiness or financial irresponsibility in the conduct of business, or otherwise, in this State or elsewhere.
9. Denial, suspension or revocation of a license as a producer of insurance, or its equivalent, in any other state, territory or province.
10. Forging another’s name to an application for insurance or any other document relating to the transaction of insurance.
11. Improperly using notes or other reference material to complete an examination for a license related to insurance.
12. Knowingly accepting business related to insurance from an unlicensed person.
13. Failing to comply with an administrative or judicial order imposing an obligation of child support.
14. Failing to pay a tax as required by law.
(Added to NRS by 2001, 2197; A 2005, 1784; 2015, 2950, 3470)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.461 - Denial, suspension or revocation of or refusal to renew license; administrative fines; authority of Commissioner after surrender or lapse of license or registration.

1. If the Commissioner denies an application for, or refuses to renew, a license, the Commissioner shall notify the applicant or licensee and state in writing the reason for the denial or refusal. The applicant or licensee may apply in writing, pursuant to NRS 679B.310, for a hearing before the Commissioner to determine the reasonableness of the denial or refusal. The hearing must be held within 30 days and conducted pursuant to NRS 679B.330. The applicant or licensee may waive the requirement to hold the hearing within 30 days, in writing, before a hearing is held.
2. The Commissioner may suspend, revoke or refuse to renew the license of a business organization if the Commissioner finds, after hearing, that a violation by a natural person was known or should have been known by one or more of the partners, officers or managers acting on behalf of the organization, the violation was not reported to the Commissioner and no corrective action was taken.
3. In addition to or in lieu of a denial, suspension or revocation of, or refusal to renew, a license, an administrative fine of not less than $25 nor more than $500 may be imposed for each violation or act. An order imposing a fine must specify the date, not less than 15 days nor more than 30 days after the date of the order, before which the fine must be paid. If the fine is not paid when due, the Commissioner shall immediately revoke the license of a licensee and the fine must be recovered in a civil action brought on behalf of the Commissioner by the Attorney General. The Commissioner shall immediately deposit all such fines collected with the State Treasurer for credit to the State General Fund.
4. The Commissioner retains the authority to enforce the provisions of, and impose any penalty or pursue any remedy authorized by, this title against any person who is under investigation for or charged with a violation of a provision of this title even if the license or registration of the person has been surrendered or has lapsed by operation of law.
5. A licensee must pay all applicable fees, including renewal fees, and maintain any required education during a period of suspension of his or her license.
(Added to NRS by 2001, 2198)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.490 - Authority of Commissioner to inform district attorney of violation; penalty for violation of provision of chapter.

1. The Commissioner may inform the appropriate district attorney of any violation of any provision of this chapter.
2. In addition to any other penalty provided in this chapter any person violating any provision of this chapter is guilty of a misdemeanor.
(Added to NRS by 1971, 1658)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.500 - Insurer prohibited from permitting person whose license has been revoked or suspended to transact insurance.

A person licensed to transact insurance in this state shall not knowingly permit any other person whose license to transact insurance in this state has been revoked or suspended to transact insurance or in any manner participate in the transaction of insurance in this state.
(Added to NRS by 1997, 3024)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.510 - Failure of insurer or its authorized representative to report certain information regarding producer of insurance or report such information with actual malice: Suspension or revocation of license; fine.

An insurer or its authorized representative who fails to report as required by NRS 683A.331 or is found by a court of competent jurisdiction to have reported with actual malice is subject to the suspension or revocation of its license, after notice and hearing, and may be further punished by a fine under NRS 679A.180.
(Added to NRS by 2001, 2200)
2023 Nevada Revised Statutes › Chapter 683A - Persons Involved in Sale or Administration of Insurance › NRS 683A.520 - Failure of producer of insurance or surplus lines broker to remit premiums: Report to Commissioner; suspension of license.

1. If within 30 days after the contractual due date of any premium received by a producer of insurance or a surplus lines broker, the producer of insurance or surplus lines broker fails to remit the premium to the insurer or agency to whom it is owing, the insurer or agency, as the case may be, shall promptly report the failure to the Commissioner in writing.
2. The Commissioner may suspend the licenses of the producer or surplus lines broker so failing to remit, until the remittance has been made or the insurer or agency has filed with the Commissioner a release of the indebtedness satisfactory to the Commissioner.
3. The applicable procedures provided for in NRS 683A.461 apply to suspensions of a license under this section.
4. If the Commissioner, by the admission of the producer or surplus lines broker, or by examination of the records of the producer or surplus lines broker, determines that the charged failure to remit is true, the Commissioner may suspend the license without hearing.
(Added to NRS by 1971, 1654; A 2001, 2209)
2023 Nevada Revised Statutes › Chapter 683C - Insurance Consultants › NRS 683C.010 - "Insurance consultant" defined.

As used in this chapter, unless the context otherwise requires, "insurance consultant" means a person who, for a fee, holds himself or herself out to the public as engaged in the business of offering advice, counsel, opinion or service with respect to the benefits, advantages or disadvantages promised pursuant to any policy of insurance that could be issued in this State.
(Added to NRS by 1995, 1610)
2023 Nevada Revised Statutes › Chapter 683C - Insurance Consultants › NRS 683C.020 - License required; exceptions; administrative fine.

1. Except as otherwise provided in subsection 2, no person may engage in the business of an insurance consultant unless a license has been issued to the person by the Commissioner.
2. An insurance consultant’s license is not required for:
(a) An attorney licensed to practice law in this State who is acting in his or her professional capacity;
(b) A licensed producer of insurance, broker or surplus lines broker;
(c) A trust officer of a bank who is acting in the normal course of his or her employment; or
(d) An actuary or a certified public accountant who provides information, recommendations, advice or services in his or her professional capacity.
3. A person required to be licensed in this State who acts as an insurance consultant without a license is subject to an administrative fine of not more than $1,000 for each act or violation.
(Added to NRS by 1995, 1610; A 2003, 3297; 2017, 2339)
2023 Nevada Revised Statutes › Chapter 683C - Insurance Consultants › NRS 683C.035 - Form and prerequisites for approval of application for license; licensing of business organization; verification of information; duration of license; lines of authority.

1. The Commissioner shall prescribe the form of application by a natural person for a license as an insurance consultant. The applicant must declare, under penalty of refusal to issue, or suspension or revocation of, the license, that the statements made in the application are true, correct and complete to the best of his or her knowledge and belief. Before approving the application, the Commissioner must find that the applicant has:
(a) Attained the age of 18 years.
(b) Not committed any act that is a ground for refusal to issue, or suspension or revocation of, a license pursuant to NRS 683A.451.
(c) Paid all applicable fees prescribed for the license, which may not be refunded.
(d) Passed each examination required for the license unless the applicant is a resident of another state and holds a similar license in that state.
2. A business organization must be licensed as an insurance consultant in order to act as such. Application must be made on a form prescribed by the Commissioner. Before approving the application, the Commissioner must find that the applicant has:
(a) Paid all applicable fees prescribed for the license, which may not be refunded; and
(b) Designated a natural person who is licensed as an insurance consultant in this State and who is authorized to transact business on behalf of the business organization to be responsible for the organization’s compliance with the laws and regulations of this State relating to insurance.
3. The Commissioner may require any document reasonably necessary to verify information contained in an application.
4. A license issued pursuant to this chapter is valid for 3 years after the date of issuance or until it is suspended, revoked or otherwise terminated.
5. An insurance consultant may qualify for a license pursuant to this chapter in one or more of the lines of authority set forth in paragraphs (a) to (d), inclusive, of subsection 1 of NRS 683A.261.
(Added to NRS by 1995, 1611; A 2001, 2211; 2003, 3298; 2005, 2126; 2009, 1777; 2015, 2841; 2019, 3032; 2023, 2632)
2023 Nevada Revised Statutes › Chapter 683C - Insurance Consultants › NRS 683C.043 - Payment of child support: Statement by applicant for license; grounds for denial of license; duty of Commissioner. [Effective until the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.]

1. A natural person who applies for the issuance or renewal of a license to act as an insurance consultant shall submit to the Commissioner the statement prescribed by the Division of Welfare and Supportive Services of the Department of Health and Human Services pursuant to NRS 425.520. The statement must be completed and signed by the applicant.
2. The Commissioner shall include the statement required pursuant to subsection 1 in:
(a) The application or any other forms that must be submitted for the issuance or renewal of the license; or
(b) A separate form prescribed by the Commissioner.
3. A license to act as an insurance consultant may not be issued or renewed by the Commissioner if the applicant is a natural person who:
(a) Fails to submit the statement required pursuant to subsection 1; or
(b) Indicates on the statement submitted pursuant to subsection 1 that the applicant is subject to a court order for the support of a child and is not in compliance with the order or a plan approved by the district attorney or other public agency enforcing the order for the repayment of the amount owed pursuant to the order.
4. If an applicant indicates on the statement submitted pursuant to subsection 1 that the applicant is subject to a court order for the support of a child and is not in compliance with the order or a plan approved by the district attorney or other public agency enforcing the order for the repayment of the amount owed pursuant to the order, the Commissioner shall advise the applicant to contact the district attorney or other public agency enforcing the order to determine the actions that the applicant may take to satisfy the arrearage.
(Added to NRS by 1997, 2188)
2023 Nevada Revised Statutes › Chapter 683C - Insurance Consultants › NRS 683C.047 - Suspension of license for failure to pay child support or comply with certain subpoenas or warrants; reinstatement of license. [Effective until the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.]

1. If the Commissioner receives a copy of a court order issued pursuant to NRS 425.540 that provides for the suspension of all professional, occupational and recreational licenses, certificates and permits issued to a person who is the holder of a license to act as an insurance consultant, the Commissioner shall deem the license issued to that person to be suspended at the end of the 30th day after the date on which the court order was issued unless the Commissioner receives a letter issued to the holder of the license by the district attorney or other public agency pursuant to NRS 425.550 stating that the holder of the license has complied with the subpoena or warrant or has satisfied the arrearage pursuant to NRS 425.560.
2. The Commissioner shall reinstate a license to act as an insurance consultant that has been suspended by a district court pursuant to NRS 425.540 if the Commissioner receives a letter issued by the district attorney or other public agency pursuant to NRS 425.550 to the person whose license was suspended stating that the person whose license was suspended has complied with the subpoena or warrant or has satisfied the arrearage pursuant to NRS 425.560.
(Added to NRS by 1997, 2189)
2023 Nevada Revised Statutes › Chapter 683C - Insurance Consultants › NRS 683C.050 - Requirements for partnership or corporation licensed as insurance consultant.

A partnership or corporation licensed as an insurance consultant must require a license of each natural person who is authorized to act for the corporation or partnership. Each natural person must be named in the partnership’s or corporation’s license and qualify as an individual licensee.
(Added to NRS by 1995, 1611)
2023 Nevada Revised Statutes › Chapter 683C - Insurance Consultants › NRS 683C.060 - Written agreement with client: Required before rendering services; contents; retention; availability.

In advance of rendering any service, a written agreement on a form approved by the Commissioner must be prepared by the insurance consultant and must be signed by both the consultant and the client. The agreement must outline the professional services to be provided by the consultant and state the fee for those services. The consultant shall retain a copy of the agreement for not less than 3 years after completion of the services. A copy of the agreement must be made available to the Commissioner upon request.
(Added to NRS by 1995, 1611)
2023 Nevada Revised Statutes › Chapter 683C - Insurance Consultants › NRS 683C.080 - Association with and compensation from certain persons who sell insurance prohibited.

A licensed insurance consultant shall not employ, be employed by or be in partnership with, or receive any remuneration arising out of his or her activities as an insurance consultant from, any licensed producer of insurance or surplus lines broker or insurer.
(Added to NRS by 1995, 1611; A 2003, 3299)
2023 Nevada Revised Statutes › Chapter 683C - Insurance Consultants › NRS 683C.100 - Obligations.

An insurance consultant is obligated under his or her license to:
1. Serve with objectivity and complete loyalty the interests of his or her client; and
2. Render to his or her client information, counsel and service which, to the best of the consultant’s knowledge, understanding and opinion, best serves the client’s insurance needs and interests.
(Added to NRS by 1995, 1611)
2023 Nevada Revised Statutes › Chapter 683C - Insurance Consultants › NRS 683C.105 - Submission of location of business or change in location of business or residence; penalty.

A licensee shall inform the Commissioner of all locations from which business is conducted and of any change of business or residence address, in writing or by any other means acceptable to the Commissioner, within 30 days after the change. If a licensee changes his or her address without giving written notice and the Commissioner is unable to locate the licensee after making a diligent effort, the Commissioner may revoke the license without a hearing. The mailing of a letter by certified mail, return receipt requested, addressed to the licensee at the last mailing address appearing on the records of the Division, and the return of the letter undelivered, constitutes a diligent effort by the Commissioner.
(Added to NRS by 2003, 3297)
2023 Nevada Revised Statutes › Chapter 683C - Insurance Consultants › NRS 683C.110 - Nonresident licensees: Service of process; promise to appear.

1. A nonresident who is licensed by this state as an insurance consultant shall appoint the Commissioner, in writing, as his or her attorney upon whom may be served all legal process issued in connection with any action or proceeding brought or pending in this state against or involving the nonresident licensee and relating to transactions under his or her Nevada license. The appointment is irrevocable and remains in force so long as such an action or proceeding exists or may arise. Duplicate copies of process must be served upon the Commissioner, or other person in apparent charge of the Division during the Commissioner’s absence, accompanied by payment of the fee for service of process. Promptly after any such service, the Commissioner shall forward a copy of the process by certified mail, return receipt requested, to the nonresident licensee at his or her business address of most recent record with the Division. Process so served and the copy so forwarded constitutes personal service upon the licensee for all purposes.
2. Each such nonresident licensee shall also file with the Commissioner a written promise to appear before the Commissioner pursuant to notice of hearing, order to show cause, or subpoena issued by the Commissioner and sent by certified mail to the licensee at his or her business address of most recent record with the Division, and that if the nonresident licensee fails to appear, the nonresident licensee thereby consents to any subsequent suspension, revocation or refusal to renew his or her license.
(Added to NRS by 2001, 2210)
2023 Nevada Revised Statutes › Chapter 683C - Insurance Consultants › NRS 683C.120 - Disciplinary action.

1. The Commissioner may place an insurance consultant on probation, suspend his or her license for not more than 12 months, or revoke or refuse to renew his or her license, or may impose an administrative fine or take any combination of the foregoing actions, for one or more of the causes set forth in NRS 683A.451.
2. The provisions of NRS 683A.461 also apply to an insurance consultant.
(Added to NRS by 2001, 2210)
2023 Nevada Revised Statutes › Chapter 683C - Insurance Consultants › NRS 683C.130 - Notice and effect of suspension, limitation or revocation of license.

1. Upon suspension, limitation or revocation of the license of an insurance consultant, the Commissioner shall immediately notify the licensee in person or by mail addressed to the licensee at his or her most recent address of record with the Division. Notice by mail is effective when mailed.
2. The Commissioner shall not again issue a license under this chapter to any natural person whose license has been revoked until at least 1 year after the revocation has become final, and thereafter not until the person again qualifies for it under this chapter. A person whose license has been revoked twice is not eligible for any license under this title.
3. If the license of a business organization is suspended, limited or revoked, no member, officer or director of the organization may be licensed, or designated in a license to exercise its powers, during the period of suspension or revocation, unless the Commissioner determines, by a preponderance of the evidence, that the member, officer or director was not personally at fault and did not knowingly aid, abet, assist or acquiesce in the matter for which the license was suspended or revoked.
4. As used in this section, "preponderance of the evidence" has the meaning ascribed to it in NRS 233B.0375.
(Added to NRS by 2001, 2210; A 2015, 722)
2023 Nevada Revised Statutes › Chapter 684A - Adjusters › NRS 684A.010 - Applicability; short title.

This chapter applies to adjusters only as defined in NRS 684A.020, and does not apply to any person who adjusts or settles claims relating to life or health coverage or annuities. This chapter may be cited as the Nevada Insurance Adjusters Law.
(Added to NRS by 1971, 1661; A 1981, 270)
2023 Nevada Revised Statutes › Chapter 684A - Adjusters › NRS 684A.015 - Definitions.

As used in this Code, unless the context otherwise requires, the words and terms defined in NRS 684A.020 to 684A.034, inclusive, have the meanings ascribed to them in those sections.
(Added to NRS by 2011, 3362; A 2017, 167)
2023 Nevada Revised Statutes › Chapter 684A - Adjusters › NRS 684A.023 - "Automated claims adjudication system" defined.

"Automated claims adjudication system" means a preprogrammed computer system which:
1. Is designed for the collection, data entry, calculation and final resolution of claims arising under an insurance contract for portable electronic insurance coverage;
2. Is used by a licensed adjuster, licensed agent or person supervised by a licensed adjuster or licensed agent; and
3. Complies with the requirements of this Code concerning the payment of claims.
(Added to NRS by 2011, 1017)
2023 Nevada Revised Statutes › Chapter 684A - Adjusters › NRS 684A.025 - "Catastrophe" defined.

"Catastrophe" means an event that:
1. Results in large numbers of deaths or injuries, causes extensive damage or destruction of facilities that provide and sustain human needs, produces an overwhelming demand on state and local response resources and mechanisms, causes a severe, long-term effect on general economic activity or severely affects state, local and private sector capabilities to begin and sustain response activities; and
2. Is declared by the Governor.
(Added to NRS by 2017, 165)
2023 Nevada Revised Statutes › Chapter 684A - Adjusters › NRS 684A.027 - "Home state" defined.

"Home state" means:
1. The District of Columbia or any state or territory of the United States in which an independent, company, staff or public adjuster maintains his, her or its principal place of residence or principal place of business and is licensed to act as a resident independent, company, staff or public adjuster; or
2. If neither the state in which the adjuster maintains his or her principal place of residence nor the state in which the adjuster maintains his, her or its principal place of business licenses independent, company, staff or public adjusters for the line of authority sought by the adjuster, a state:
(a) Which has an examination requirement;
(b) In which the adjuster is licensed; and
(c) Which the adjuster declares to be the home state.
(Added to NRS by 2011, 3362; A 2017, 168)
2023 Nevada Revised Statutes › Chapter 684A - Adjusters › NRS 684A.030 - "Independent adjuster," "public adjuster," "company adjuster" and "staff adjuster" defined.

1. "Independent adjuster" means an adjuster who is representing the interests of an insurer or a self-insurer and who:
(a) Contracts for compensation with the insurer or self-insurer as an independent contractor or an employee of an independent contractor;
(b) Is treated for tax purposes by the insurer or self-insurer in a manner consistent with an independent contractor rather than an employee; and
(c) Investigates, negotiates or settles property, casualty or surety claims, including, without limitation, workers’ compensation claims, for the insurer or self-insurer.
2. "Public adjuster" means an adjuster employed by and representing solely the financial interests of the insured named in the policy. The term does not include an adjuster who investigates, negotiates or settles workers’ compensation claims.
3. "Company adjuster" means a salaried employee of an insurer who:
(a) Investigates, negotiates or settles property, casualty or surety claims, including, without limitation, workers’ compensation claims; and
(b) Obtains a license pursuant to this chapter.
4. "Staff adjuster" means a person who investigates, negotiates or settles workers’ compensation claims under the authority of a third-party administrator who holds a certificate of registration issued by the Commissioner pursuant to NRS 683A.08524.
(Added to NRS by 1971, 1661; A 1987, 141; 2011, 3362; 2017, 168; 2019, 3034)
2023 Nevada Revised Statutes › Chapter 684A - Adjusters › NRS 684A.035 - Applicability of other provisions.

1. The provisions of NRS 683A.341 and 686A.310 apply to adjusters.
2. For the purposes of subsection 1, unless the context requires that a section apply only to producers of insurance or insurers, any reference in those sections to "producer of insurance" or "insurer" must be replaced by a reference to "adjuster."
(Added to NRS by 2011, 3362; A 2019, 3034)
2023 Nevada Revised Statutes › Chapter 684A - Adjusters › NRS 684A.040 - License required; penalties; exception to requirement for licensure for certain salaried employees of insurer.

1. Except as otherwise provided in NRS 684A.060, no person may act as, or hold himself or herself out to be, an adjuster in this State unless then licensed as such under the applicable adjuster’s license issued under the provisions of this chapter.
2. Any person violating the provisions of this section is guilty of a gross misdemeanor.
3. Except as otherwise provided in NRS 684A.060, a person who acts as an adjuster in this State without a license is subject to an administrative fine of not more than $1,000 for each violation.
4. A salaried employee of an insurer who investigates, negotiates or settles workers’ compensation claims may, but is not required to, obtain a license as a company adjuster pursuant to this chapter. The provisions of subsections 1, 2 and 3 do not apply to a salaried employee of an insurer.
(Added to NRS by 1971, 1662; A 2001, 2211; 2011, 3363; 2017, 169; 2019, 3035)
2023 Nevada Revised Statutes › Chapter 684A - Adjusters › NRS 684A.050 - Concurrent licensing as independent, public, company and staff adjuster prohibited; fees.

1. The Commissioner may license an individual as an independent adjuster, a public adjuster, a company adjuster or a staff adjuster. No individual shall be licensed concurrently under the same license or separate licenses as more than one such type of adjuster.
2. A company adjuster and a staff adjuster shall pay the same fees as provided for an independent adjuster in NRS 680B.010 and 680C.110.
(Added to NRS by 1971, 1662; A 2017, 169)
2023 Nevada Revised Statutes › Chapter 684A - Adjusters › NRS 684A.055 - Licensing of or ownership of licensed business entity by person in business of repairing bodies of automobiles prohibited.

No person who is engaged in the business of repairing the bodies of automobiles may:
1. Be licensed pursuant to this chapter.
2. Own a controlling interest in a business entity licensed pursuant to NRS 684A.080.
(Added to NRS by 1985, 484; A 2017, 169)
2023 Nevada Revised Statutes › Chapter 684A - Adjusters › NRS 684A.080 - Licensing of business entity: Qualifications; notification of Commissioner of changes of members, directors, officers and certain other persons.

1. Any business entity to whom a license is issued or renewed must:
(a) Be eligible to declare this State as its home state;
(b) Designate a natural person who is a licensed adjuster and who is authorized to transact business on behalf of the business entity to be responsible for the compliance of the business entity with the insurance laws, rules and regulations of this State; and
(c) Never have committed any act that is a ground for refusal to issue, suspension or revocation of a license pursuant to NRS 683A.451.
2. If the business entity is a firm or a corporation, transaction of business under the license must be within the purposes stated in the firm’s partnership agreement or the corporation’s charter, as applicable.
3. The licensee shall promptly notify the Commissioner in writing of all changes among its members, directors, officers and other natural persons designated pursuant to subsection 1.
(Added to NRS by 1971, 1663; A 1985, 1066; 2005, 2128; 2017, 172; 2023, 2633)
2023 Nevada Revised Statutes › Chapter 684A - Adjusters › NRS 684A.100 - Examination for license: Required; exception.

Each person who intends to apply for a license as an adjuster must, before applying for the license, personally take and pass to the Commissioner’s satisfaction a written examination testing the applicant’s qualifications and competence to act as an adjuster and his or her knowledge of pertinent provisions of this Code unless:
1. The person:
(a) Is not a resident of this State;
(b) Has passed an examination to become licensed as an adjuster in the person’s home state; and
(c) Is currently licensed and in good standing in the person’s home state as an adjuster; or
2. The person was licensed in this State as the same type of adjuster within the 24-month period immediately preceding the date of the application, unless the previous license was revoked or suspended or its continuation was refused by the Commissioner.
(Added to NRS by 1971, 1664; A 1981, 1805; 2011, 3364)
2023 Nevada Revised Statutes › Chapter 684A - Adjusters › NRS 684A.105 - Examination for license: Exemptions.

1. An adjuster whose license expires is exempt from retaking the examination required by NRS 684A.100 if:
(a) The adjuster:
(1) Is not a resident of this State;
(2) Has passed an examination to become licensed as an adjuster in the person’s home state; and
(3) Is currently licensed and in good standing in the person’s home state as an adjuster; or
(b) The adjuster was licensed in this State as the same type of adjuster within the 24-month period immediately preceding the date of the application, unless the previous license was revoked or suspended or its continuation was refused by the Commissioner.
2. A person who applies for a license as an adjuster pursuant to NRS 684A.090 is exempt from taking the examination required by NRS 684A.100 if the person:
(a) Is licensed as an adjuster in another state;
(b) Establishes legal residency in this State; and
(c) Submits an application for a license pursuant to NRS 684A.090 within 90 days after establishing legal residency in this State.
(Added to NRS by 2001, 2211; A 2011, 3365; 2017, 173)
2023 Nevada Revised Statutes › Chapter 684A - Adjusters › NRS 684A.110 - Issuance of license; notice of refusal to issue license; fees not refundable; name of licensee.

1. If the Commissioner finds that the application is complete, that the applicant has passed all required examinations and is otherwise eligible and qualified for the license as an adjuster, the Commissioner shall promptly issue the license. If the Commissioner refuses to issue the license, the Commissioner shall promptly notify the applicant in writing of the refusal, stating the grounds for the refusal.
2. All fees paid by an applicant with an application for a license shall be deemed earned when received and may not be refunded.
3. An applicant for a license who desires to use a name other than his or her true name must comply with the provisions of NRS 683A.301.
(Added to NRS by 1971, 1664; A 1987, 461; 2001, 2212)
2023 Nevada Revised Statutes › Chapter 684A - Adjusters › NRS 684A.115 - Issuance of nonresident license; verification of licensing status; requirement to maintain resident license in home state; termination.

1. The Commissioner shall issue a nonresident license as an adjuster to a nonresident person if:
(a) The person is currently licensed in good standing as an adjuster in the resident or home state of the person;
(b) The person has submitted the proper request for licensure and has paid the fees required pursuant to NRS 680B.010 and, in addition to any other fee or charge, all applicable fees required pursuant to NRS 680C.110;
(c) The person has submitted or transmitted to the Commissioner the appropriate completed application for licensure; and
(d) The home state of the person awards nonresident licenses as an adjuster to persons of this State on the same basis.
2. The Commissioner may verify the licensing status of the nonresident person through any appropriate database, including, without limitation, the Producer Database maintained by the National Insurance Producer Registry, its affiliates or subsidiaries, or may request that the nonresident person submit proof that the nonresident person is licensed and in good standing in the person’s home state as an adjuster.
3. As a condition to the continuation of a nonresident license as an adjuster, the nonresident adjuster shall maintain a resident license as an adjuster in the home state of the adjuster. A nonresident license as an adjuster issued under this section shall be terminated and must be surrendered immediately to the Commissioner if the resident license as an adjuster in the home state is terminated for any reason, unless:
(a) The termination is due to the nonresident adjuster being issued a new resident license as an adjuster in a new home state; and
(b) The new resident license as an adjuster is from a state that has reciprocity with this State.
4. The Commissioner shall give notice of the termination of a resident license as an adjuster within 30 days after the date of the termination to any states that issued a nonresident license as an adjuster to the holder of the resident license. If the resident license as an adjuster was terminated due to a change in the home state of the adjuster, the notice must include both the previous and current address of the adjuster.
5. The Commissioner shall terminate a nonresident license as an adjuster issued pursuant to this section if the adjuster establishes legal residency in this State and fails to apply for a resident license as an adjuster within 90 days after establishing legal residency.
(Added to NRS by 2017, 166)
2023 Nevada Revised Statutes › Chapter 684A - Adjusters › NRS 684A.120 - Form and contents of license; trade name requirements; authority of Commissioner to contract for ministerial functions related to licensing.

1. The Commissioner shall prescribe the form of the adjuster license, which shall state:
(a) The licensee’s name, business address and a personal identification number;
(b) The classification of the license, whether as an independent adjuster, a public adjuster, a company adjuster or a staff adjuster;
(c) Date of issuance and general conditions as to expiration and termination; and
(d) Such other conditions as the Commissioner deems proper.
2. The Commissioner may not issue a license in a trade name unless the name has been registered as provided by law.
3. In order to assist in the performance of the Commissioner’s duties, the Commissioner may contract with any nongovernmental entity, including, without limitation, the National Association of Insurance Commissioners or its affiliates or subsidiaries, to perform any ministerial function, including, without limitation, the collection of fees and data, relating to licensing, that the Commissioner deems appropriate.
(Added to NRS by 1971, 1665; A 1977, 1329; 2017, 173)
2023 Nevada Revised Statutes › Chapter 684A - Adjusters › NRS 684A.135 - Renewal of license: Continuing education.

1. Except as otherwise provided in subsection 2, an individual who holds a license as an adjuster must satisfactorily complete a minimum of 24 hours of courses of continuing education, of which 3 hours must be in ethics, which are reported to the Commissioner as a condition for the renewal of his or her license.
2. This section does not apply to an individual who:
(a) Holds a nonresident license as an adjuster; and
(b) Has met the continuing education requirements of his or her home state.
(Added to NRS by 2017, 166)