reglab/statecodes huggingface dataset:
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 18 - Merchandise Delivery › Section 14-1803 - Noncompliance by Dealer

(a)    Notwithstanding any other provision of this article, if the dealer fails to provide the consumer with any estimated date required by this subtitle or fails to deliver the household good to the consumer within 2 weeks of the latest estimated delivery date properly established under this subtitle, the consumer may:
(1)    Cancel the contract and receive a full refund;
(2)    Cancel the contract and receive a credit equal to the deposit;
(3)    Negotiate with the dealer a new delivery date; or
(4)    Modify the contract by selecting other household goods.
(b)    (1)    If a consumer cancels a contract and requests a full refund or credit, the dealer shall provide to the consumer the full refund or credit within 2 weeks of the consumer’s request.
(2)    At the dealer’s option, the dealer may, immediately following the consumer’s request for a full refund or credit, require the consumer to sign a written request for the full refund or credit on a dealer’s self-addressed postcard or a form which shall include a dealer’s self-addressed envelope, to be supplied to the consumer by the dealer.
(c)    The provisions of this section do not apply if:
(1)    Due primarily to the conduct of the consumer, a delivery prearranged between the dealer and the consumer was unsuccessful and, following the unsuccessful attempt to deliver, the dealer provided written or oral notice of the attempted delivery to the consumer;
(2)    The delay in delivery is caused by a work stoppage or an act of God; or
(3)    The dealer’s inability to deliver by the estimated date is due to the manufacturer’s or supplier’s failure to deliver to the dealer in a timely manner the household goods as ordered, and where:
(i)    Despite good faith efforts to cancel the contract with the manufacturer, the dealer is liable to the manufacturer or supplier to complete the purchase under applicable law; and
(ii)    The dealer’s liability to the manufacturer or supplier is not caused by the dealer’s delay in canceling the order when requested by the consumer.
(d)    (1)    If oral notice is given under subsection (c)(1) of this section, the dealer shall record in writing, the date and time of the notification and the signature of the person who made the notification.
(2)    In the event that paragraph (2) or (3) of subsection (c) of this section is applicable, the dealer shall promptly inform the consumer of the delay and provide the consumer written notice of a new estimated delivery date which may not exceed any delay caused by a work stoppage, act of God, or manufacturer’s delay.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 18 - Merchandise Delivery › Section 14-1804 - Unfair and Deceptive Trade Practices

It shall be an unfair or deceptive trade practice under Title 13 of this article if a dealer:
(1)    Fails to comply with the requirements of § 14–1802 of this subtitle; or
(2)    Denies a consumer the remedies provided by § 14–1803 of this subtitle.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 18 - Merchandise Delivery › Section 14-1805 - Attorney's Fees

(a)    In any action brought to enforce this subtitle, a court may award reasonable attorney’s fees to a prevailing plaintiff, other than the Attorney General.
(b)    If it appears to the satisfaction of the court that an action is brought in bad faith or is of a frivolous nature, the court may order the offending plaintiff to pay to the defendant reasonable attorney’s fees.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 19 - Maryland Credit Services Businesses Act › Section 14-1902 - Duties

A credit services business, its employees, and independent contractors who sell or attempt to sell the services of a credit services business shall not:
(1)    Receive any money or other valuable consideration from the consumer, unless the credit services business has secured from the Commissioner a license under Title 11, Subtitle 3 of the Financial Institutions Article;
(2)    Receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit extended to the consumer is substantially the same terms as those available to the general public;
(3)    Make, or assist or advise any consumer to make, any statement or other representation that is false or misleading, or which by the exercise of reasonable care should be known to be false or misleading, to a consumer reporting agency, government agency, or person to whom the consumer applies or intends to apply for an extension of credit, regarding a consumer’s creditworthiness, credit standing, credit capacity, or true identity;
(4)    Make or use any false or misleading representations in the offer or sale of the services of a credit services business;
(5)    Engage, directly or indirectly, in any act, practice, or course of business which operates as a fraud or deception on any person in connection with the offer or sale of the services of a credit services business;
(6)    Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit services business has agreed to perform for or on behalf of the consumer;
(7)    Charge or receive any money or other valuable consideration in connection with an extension of credit that, when combined with any interest charged on the extension of credit, would exceed the interest rate permitted for the extension of credit under the applicable title of this article;
(8)    Create, assist a consumer to create, or provide a consumer with information on how to create, a new consumer report, credit file, or credit record by obtaining and using a different name, address, telephone number, Social Security number, or employer tax identification number; or
(9)    Assist a consumer to obtain an extension of credit at a rate of interest which, except for federal preemption of State law, would be prohibited under Title 12 of this article.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 19 - Maryland Credit Services Businesses Act › Section 14-1903 - Application of Subtitle; Licenses

(a)    Notwithstanding any election of law or designation of situs in any contract, this subtitle applies to any contract for credit services if:
(1)    The credit services business offers or agrees to sell, provide, or perform any services to a resident of this State;
(2)    A resident of this State accepts or makes the offer in this State to purchase the services of the credit services business; or
(3)    The credit services business makes any verbal or written solicitation or communication that originates either inside or outside of this State but is received in the State by a resident of this State.
(b)    A credit services business is required to be licensed under this subtitle and is subject to the licensing, investigatory, enforcement, and penalty provisions of this subtitle and Title 11, Subtitle 3 of the Financial Institutions Article.
(c)    (1)    A license required by this subtitle shall be issued by the Commissioner.
(2)    The unique identifier of the licensee shall constitute the license number for the license.
(d)    A person not included within the definition of a credit services business as provided in § 14-1901(e)(3) of this subtitle is exempt from licensure requirements under this subtitle.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 19 - Maryland Credit Services Businesses Act › Section 14-1903.1 - Advertisements of Credit Services Business

A person who advertises a service described in § 14-1901(e)(1) of this subtitle, whether or not a credit services business, shall clearly and conspicuously state in each advertisement the number of:
(1)    The license issued under § 14-1903 of this subtitle; or
(2)    If not required to be licensed, the exemption provided by the Commissioner.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 19 - Maryland Credit Services Businesses Act › Section 14-1904 - Information Statement

(a)    This section does not apply to a credit services business providing the services described in § 14–1901(e)(1)(ii) of this subtitle.
(b)    Before either the execution of a contract or agreement between a consumer and a credit services business or the receipt by the credit services business of any money or other valuable consideration, the credit services business shall provide the consumer with a written information statement containing all of the information required under § 14–1905 of this subtitle.
(c)    The credit services business shall maintain on file for a period of 2 years from the date of the consumer’s acknowledgment a copy of the information statement signed by the consumer acknowledging receipt of the information statement.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 19 - Maryland Credit Services Businesses Act › Section 14-1905 - Information to Be Included in Information Statement

(a)    The information statement required under § 14-1904 of this subtitle shall include:
(1)    An accurate statement of the consumer’s right to review any file on the consumer maintained by any consumer reporting agency, and the right of the consumer to receive a copy of a consumer report containing all information in that file as provided under the federal Fair Credit Reporting Act (15 U.S.C. § 1681g) and under § 14-1206 of this title;
(2)    A statement that a copy of the consumer report containing all information in the consumer’s file will be furnished free of charge by the consumer reporting agency if requested by the consumer within 30 days of receiving a notice of a denial of credit as provided under the federal Fair Credit Reporting Act (15 U.S.C. § 1681j) and under § 14-1209 of this title;
(3)    A statement that a nominal charge not to exceed $5 may be imposed on the consumer by the consumer reporting agency for a copy of the consumer report containing all the information in the consumer’s file, if the consumer has not been denied credit within 30 days from receipt of the consumer’s request;
(4)    A complete and accurate statement of the consumer’s right to dispute the completeness or accuracy of any item on the consumer contained in any file that is maintained by any consumer reporting agency, as provided under the federal Fair Credit Reporting Act (15 U.S.C. § 1681i) and under § 14-1208 of this title;
(5)    A complete and detailed description of the services to be performed by the credit services business for or on behalf of the consumer, and the total amount the consumer will have to pay for the services; and
(6)    A statement that accurately reported information may not be permanently removed from the file of a consumer reporting agency.
(b)    A credit services business required to obtain a license pursuant to § 14-1902 of this subtitle shall include in the information statement required under § 14-1904 of this subtitle:
(1)    A statement of the consumer’s right to file a complaint pursuant to § 14-1911 of this subtitle;
(2)    The address of the Commissioner where such complaints should be filed; and
(3)    A statement that a bond exists and the consumer’s right to proceed against the bond under the circumstances and in the manner set forth in § 14-1910 of this subtitle.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 19 - Maryland Credit Services Businesses Act › Section 14-1907 - Violations; Void Contracts; Waivers; Burden of Proof

(a)    Any breach by a credit services business of a contract under this subtitle, or of any obligation arising under it, shall constitute a violation of this subtitle.
(b)    Any contract for services from a credit services business that does not comply with the applicable provisions of this subtitle shall be void and unenforceable as contrary to the public policy of this State.
(c)    (1)    Any waiver by a consumer of any of the provisions of this subtitle shall be deemed void and unenforceable by a credit services business as contrary to the public policy of this State; and
(2)    Any attempt by a credit services business to have a consumer waive rights given by this subtitle shall constitute a violation of this subtitle.
(d)    In any proceeding involving this subtitle, the burden of proving an exemption or an exception from a definition is upon the person claiming it.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 19 - Maryland Credit Services Businesses Act › Section 14-1910 - Surety Bonds -- Claims Against

(a)    Any person claiming against the surety bond for a violation of this subtitle may maintain an action against the credit services business and against the surety.
(b)    The surety shall be liable only for actual damages and not for the punitive damages permitted under § 14-1912 of this subtitle.
(c)    The aggregate liability of the surety to all persons damaged by a credit services business’s violation of this subtitle may not exceed the amount of the surety bond.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 19 - Maryland Credit Services Businesses Act › Section 14-1912 - Failure to Comply With Requirements

(a)    Any credit services business which willfully fails to comply with any requirement imposed under this subtitle with respect to any consumer is liable to that consumer in an amount equal to the sum of:
(1)    Any actual damages sustained by the consumer as a result of the failure;
(2)    A monetary award equal to 3 times the total amount collected from the consumer, as ordered by the Commissioner;
(3)    Such amount of punitive damages as the court may allow; and
(4)    In the case of any successful action to enforce any liability under this section, the costs of the action together with reasonable attorney’s fees as determined by the court.
(b)    Any credit services business which is negligent in failing to comply with any requirement imposed under this subtitle with respect to any consumer is liable to that consumer in an amount equal to the sum of:
(1)    Any actual damages sustained by the consumer as a result of the failure; and
(2)    In the case of any successful action to enforce any liability under this section, the cost of the action together with reasonable attorney’s fees as determined by the court.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 19 - Maryland Credit Services Businesses Act › Section 14-1913 - Limitation of Actions for Enforcement of Liability

(a)    An action to enforce any liability created under this subtitle shall be brought within 2 years from the date the violation at issue occurred.
(b)    Where a defendant has materially and willfully misrepresented any information required to be disclosed to a consumer by this subtitle and the information is material to establishing defendant’s liability, the action may be brought at any time within 2 years of the discovery of the misrepresentation.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 19 - Maryland Credit Services Businesses Act › Section 14-1914 - Actions Under Consumer Protection Act

(a)    Each sale of the services of a credit services business that violates any provision of this subtitle is an unfair or deceptive trade practice under Title 13 of this article.
(b)    If the Division of Consumer Protection of the Office of the Attorney General has reason to believe that any credit services business, or any salesperson, agent, representative, or independent contractor acting on behalf of a credit services business, has violated any provision of this subtitle, the Division may institute a proceeding under Title 13 of this article.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 19 - Maryland Credit Services Businesses Act › Section 14-1915 - Fines and Punishments

(a)    Except as provided in subsection (b) of this section, any person who violates any provision of this subtitle is guilty of a misdemeanor and, on conviction, is subject to a fine not exceeding $5,000 or imprisonment not exceeding 3 years or both, in addition to any civil penalties.
(b)    A person may not be imprisoned for violation of any provision of an order of the Commissioner or of the Attorney General entered pursuant to this subtitle or Title 13 of this article.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 20 - Consumer Motor Vehicle Leasing Contracts › Section 14-2003 - Prohibited Activities by Lessors

(a)    A person who leases vehicles to lessees may not:
(1)    Make any false, falsely disparaging, or misleading oral or written statement, visual description, or other representation of any kind that has the capacity, tendency, or effect of deceiving or misleading a consumer or lessee;
(2)    By any means advertise or offer to the public any motor vehicle without intent to lease it as advertised or offered;
(3)    Misrepresent a lease of a motor vehicle as a sale;
(4)    Fail to include any dealer processing or freight charges in determining the adjusted capitalized cost used to calculate the base lease payment shown in an advertisement for a leased vehicle; or
(5)    Advertise to the general public a capitalized cost reduction to the lessee unless the capitalized cost reduction is offered to all potential lessees.
(b)    (1)    Except as allowed by paragraph (2) of this subsection, in offering to allow a lessee to cure a default by entering into a new lease for the same motor vehicle, a lessor may not include in the new lease any material provision that is less favorable to the lessee than the provisions of the original lease.
(2)    A lessor may include in a lease under paragraph (1) of this subsection an increase in one or more of the following:
(i)    The security deposit;
(ii)    The down payment paid to the lessor; or
(iii)    The lease payments, so long as the total of scheduled lease payments over the term of the new lease does not exceed the total of scheduled lease payments under the original lease.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 20 - Consumer Motor Vehicle Leasing Contracts › Section 14-2006 - Applicability of Subtitle; Exclusion or Limitation of Operation of Subtitle Prohibited

(a)    (1)    This subtitle applies only to the lease of a motor vehicle where the lessee has signed or been offered the lease in this State.
(2)    This subtitle does not apply to a fleet lease of 5 or more motor vehicles.
(b)    A lessor, manufacturer, factory branch, distributor, or dealer may not exclude or limit the operation of this subtitle.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 20 - Consumer Motor Vehicle Leasing Contracts › Section 14-2009 - Repossession of Leased Motor Vehicle -- Sale

(a)    This section applies if the lease provides that the motor vehicle is to be sold after repossession and the lessee is to be responsible for any deficiency arising from the sale of the motor vehicle.
(b)    (1)    The lessor shall sell the motor vehicle that was repossessed at:
(i)    Subject to subsection (c) of this section, a private sale; or
(ii)    A public auction.
(2)    At least 10 days before the sale, the lessor shall notify the lessee in writing of the time and place of the sale, by certified mail, return receipt requested, sent to the lessee’s last known address.
(3)    Any sale of a repossessed motor vehicle must be accomplished in a commercially reasonable manner.
(c)    In all cases of a private sale of a repossessed motor vehicle under this section, a full accounting shall be made to the lessee in writing. This accounting shall contain the following information:
(1)    The unpaid balance at the time the motor vehicle was repossessed;
(2)    The refund credit of unearned insurance premiums, if any;
(3)    The remaining net balance;
(4)    The proceeds of the sale of the motor vehicle;
(5)    The remaining deficiency balance, if any, or the amount due to the lessee; and
(6)    All expenses incurred as a result of the sale.
(d)    The Commissioner of Financial Regulation may make a determination concerning any private sale that the sale was not accomplished in a commercially reasonable manner. Upon that determination, the Commissioner may enter an order disallowing any claim for a deficiency balance.
(e)    (1)    The proceeds of a sale to which this section applies shall be applied, in the following order, to:
(i)    The actual and reasonable costs of the sale;
(ii)    The actual and reasonable costs of retaking and storing the property; and
(iii)    The unpaid balance owing under the lease agreement at the time the property was repossessed.
(2)    The lessor shall furnish to the lessee a written statement which shows the distribution of the proceeds.
(3)    If the provisions of this subtitle, including the requirement of furnishing a notice following repossession, are not followed, the lessor shall not be entitled to any deficiency judgment to which it would be entitled under the lease agreement.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 20 - Consumer Motor Vehicle Leasing Contracts › Section 14-2010 - Penalties or Charges in Event of Early Termination or Default

Any penalties or charges set forth in the lease or claimed by the lessor in the event of early termination or default must comply with the standards set forth in the Consumer Leasing Act.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 22 - Maryland Telephone Solicitations Act › Section 14-2201 - Definitions

(a)    In this subtitle the following words have the meanings indicated.
(b)    “Consumer” means an actual or prospective purchaser, lessee, or recipient of consumer goods, consumer services, or consumer realty.
(c)    (1)    “Consumer goods”, “consumer realty”, and “consumer services” mean, respectively, goods, real property, and services which are primarily for personal, household, family, or agricultural purposes.
(2)    (i)    Subject to subparagraph (ii) of this paragraph, “consumer services” does not include financial services or securities sales.
(ii)    “Consumer services” includes any solicitation offering credit services where:
1.    The consumer is required to call a telephone number;
2.    The consumer is charged a separate toll fee for the call; and
3.    The person making the solicitation receives any portion of the separate telephone toll fee paid by the consumer.
(d)    “Credit services” means providing or offering to provide any service in return for the payment of money or other consideration, where the service is held out to provide assistance to a consumer with regard to:
(1)    Improving the consumer’s credit history, credit rating, or credit record; or
(2)    Obtaining an extension of credit for the consumer.
(e)    (1)    “Merchant” means a person who, directly or indirectly, offers or makes available to consumers any consumer goods, consumer services, or consumer realty.
(2)    “Merchant” does not include a person who is exempt under § 13-104 of this article.
(f)    “Telephone solicitation” means the attempt by a merchant to sell or lease consumer goods, services, or realty to a consumer located in this State that is:
(1)    Made entirely by telephone; and
(2)    Initiated by the merchant.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 22 - Maryland Telephone Solicitations Act › Section 14-2202 - Application of Subtitle

(a)    The provisions of this subtitle do not apply to a transaction:
(1)    Made in accordance with prior negotiations in the course of a visit by the consumer to a merchant operating a retail business establishment which has a fixed permanent location and where consumer goods are displayed or offered for sale on a continuing basis;
(2)    In which the person making the solicitation or the business enterprise for which the person is calling:
(i)    Has made a previous sale to the consumer; or
(ii)    Has a preexisting business relationship with the consumer;
(3)    Which is covered by the provisions of Subtitle 3 of this title;
(4)    In which:
(i)    The consumer may obtain a full refund for the return of undamaged and unused goods to the seller within 7 days of receipt by the consumer; and
(ii)    The seller will process the refund within 30 days of receipt of the returned merchandise by the consumer;
(5)    In which the consumer purchases goods or services pursuant to an examination of a television, radio, or print advertisement or a sample, brochure, catalogue, or other mailing material of the merchant that contains:
(i)    The name, address, and telephone number of the merchant;
(ii)    A description of the goods or services being sold; and
(iii)    Any limitations or restrictions that apply to the offer; or
(6)    In which the merchant is a bona fide charitable organization as defined in § 6-101 of the Business Regulation Article.
(b)    Notwithstanding subsection (a) of this section, this subtitle applies to any solicitation offering credit services where:
(1)    The consumer is required to call a telephone number;
(2)    The consumer is charged a separate toll fee for the call; and
(3)    The person making the solicitation receives any portion of the separate telephone toll fee paid by the consumer.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 22 - Maryland Telephone Solicitations Act › Section 14-2203 - Enforceability of Contract

(a)    A contract made pursuant to a telephone solicitation is not valid and enforceable against a consumer unless made in compliance with this subtitle.
(b)    A contract made pursuant to a telephone solicitation:
(1)    Shall be reduced to writing and signed by the consumer;
(2)    Shall comply with all other applicable laws and regulations;
(3)    Shall match the description of goods or services as that principally used in the telephone solicitation;
(4)    Shall contain the name, address, and telephone number of the seller, the total price of the contract, and a detailed description of the goods or services being sold;
(5)    Shall contain, in at least 12 point type, immediately preceding the signature, the following statement:
“You are not obligated to pay any money unless you sign this contract and return it to the seller.”; and
(6)    May not exclude from its terms any oral or written representations made by the merchant to the consumer in connection with the transaction.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 22 - Maryland Telephone Solicitations Act › Section 14-2205 - Effect of Violations

In addition to any remedies otherwise available at law, a violation of this subtitle shall be:
(1)    An unfair or deceptive trade practice under Title 13, Subtitle 3 of this article; and
(2)    If the violation involves a solicitation offering credit services, a violation of the Maryland Credit Services Businesses Act.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 23 - Automotive Crash Parts Act › Section 14-2301 - Definitions

(a)    In this subtitle the following words have the meanings indicated.
(b)    “Aftermarket crash parts” means crash parts:
(1)    Manufactured by a person other than the original manufacturer of the motor vehicle to be repaired; and
(2)    For which the original manufacturer of the motor vehicle has not authorized the use of its name or trademark by the manufacturer of the crash parts.
(c)    “Body shop” means any person that removes, replaces, reconditions, or repairs sheet metal or fiberglass motor vehicle crash parts.
(d)    “Crash parts” means exterior or interior sheet metal or fiberglass panels and parts which form the superstructure or body of a motor vehicle including but not limited to fenders, bumpers, quarter panels, door panels, hoods, grills, firewalls, permanent roofs, wheelwells, and front and rear lamp display panels.
(e)    “Genuine crash parts” means crash parts:
(1)    Manufactured by or for the original manufacturer of the motor vehicle to be repaired; and
(2)    Which are authorized to carry the name or trademark of the original manufacturer of the motor vehicle.
(f)    (1)    “Motor vehicle” means a passenger car as defined under § 11–144.2 of the Transportation Article.
(2)    “Motor vehicle” does not include a motor home, as defined by the Motor Vehicle Administration.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 23 - Automotive Crash Parts Act › Section 14-2302 - Information to Be Given Owner

(a)    Before beginning repair work on crash parts, a body shop shall:
(1)    Provide a list to the vehicle owner of the replacement crash parts that the body shop intends to use in making repairs; and
(2)    Specify whether the replacement parts are genuine crash parts.
(b)    If the replacement crash parts to be used by the body shop in the repair work are aftermarket crash parts, the body shop shall include with its estimate the following written statement: “This estimate has been prepared based on the use of aftermarket crash parts that are not manufactured by the original manufacturer of the vehicle or by a manufacturer authorized by the original manufacturer to use its name or trademark. The use of certain aftermarket crash parts may modify the original manufacturer’s warranty on the crash parts being replaced. Upon request of the customer, the body shop shall provide, if available, a copy of any warranty for an aftermarket crash part used.”
(c)    The notices and statements required under this section shall be made in writing in a clear and conspicuous manner in 10 point capital type.
(d)    This section may not be construed to replace or alter any provisions of law under Subtitle 10 of this title.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 24 - Vacation Club Membership › Section 14-2401 - Definitions

(a)    In this subtitle the following words have the meanings indicated.
(b)    “Purchaser” means a person who has contracted to acquire a vacation club membership.
(c)    (1)    “Sales agent” means a person who has contracted to sell a vacation club membership.
(2)    “Sales agent” includes the developer of a vacation club membership plan.
(d)    “Vacation accommodation” means a place of lodging and related facilities over which the user does not have permanent exclusive control.
(e)    (1)    “Vacation club membership” means an interest in a vacation club membership plan that entitles the purchaser to the use or occupancy of a vacation accommodation on a recurring basis, whether or not the exercise of the right to use or occupy depends on the availability of a vacation accommodation.
(2)    “Vacation club membership” includes an interest in a club that provides or arranges for the use or occupancy of campgrounds, condominiums, or other vacation accommodations.
(3)    “Vacation club membership” does not include a time-share defined under Title 11A of the Real Property Article.
(f)    “Vacation club membership plan” means a plan in which the purchaser has the right to the use or occupancy of any number of vacation accommodations on a recurring basis.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 24 - Vacation Club Membership › Section 14-2402 - Cancellation of Contract; Applicability of Subtitle

(a)    Within 10 calendar days after the execution of the contract to purchase a vacation club membership, either party may cancel the contract without penalty by mailing or delivering a notice of cancellation to the other party at the address specified in the contract.
(b)    (1)    Cancellation of a vacation club membership shall entitle the purchaser to a refund of the entire consideration paid for the contract, including the cost of financing.
(2)    The sales agent shall deliver the refund to the purchaser at the address specified in the contract within 15 business days after receipt of the notice of cancellation.
(c)    The right of cancellation may not be waived or otherwise surrendered.
(d)    (1)    A contract to purchase a vacation club membership shall contain the following statement:
“You may cancel this contract without penalty or obligation within 10 days from the date of this contract. If you decide to cancel this contract, you must provide notice of the cancellation in writing to (the sales agent) at (address of sales agent). Any attempt to obtain a waiver of your cancellation rights is unlawful. Cancellation entitles you to a refund of all moneys within 15 business days after receipt of notice of cancellation.”
(2)    The statement required under this subsection shall:
(i)    Be in at least 14 point bold–faced type; and
(ii)    Appear immediately before and on the same page as the space designated for signature of the purchaser.
(e)    (1)    This subtitle applies to vacation club membership plans that provide accommodations in time–share units.
(2)    The requirements of this section do not apply to a time–share estate, time–share plan, or time–share exchange program or any renewal thereof that is:
(i)    Required to provide a consumer with a 10–day right to cancel under § 11A–114 of the Real Property Article; or
(ii)    Regulated under Title 11A of the Real Property Article.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 24 - Vacation Club Membership › Section 14-2403 - Violations of Subtitle

(a)    It is a deceptive trade practice for a sales agent to violate any requirement of this subtitle.
(b)    If the sales agent violates any provision of this subtitle, the purchaser:
(1)    May cancel the contract by notifying the seller in any manner, by any means, and at any time of the purchaser’s intention to cancel; and
(2)    Is entitled to a refund of:
(i)    All moneys paid; and
(ii)    Until the refund is made, interest of 1% for each month after the date of cancellation.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 25 - Hearing Aid Sales Act › Section 14-2501 - "Hearing Aid" Defined

In this subtitle, “hearing aid” means:
(1)    Any instrument or device that is designed for or represented as being capable of improving or correcting impaired human hearing; or
(2)    Any part or accessory of the instrument or device.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 25 - Hearing Aid Sales Act › Section 14-2502.1 - Billing of Diagnostic Tests for Hearing Aids

(a)    The seller of a hearing aid must bill any fee for diagnostic tests separately from any charges for the purchase and fitting of a hearing aid.
(b)    A separately billed fee for a diagnostic test is not subject to refund under § 14-2503 of this subtitle.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 25 - Hearing Aid Sales Act › Section 14-2504 - Deceptive Trade Practices

It is a deceptive trade practice for a seller of hearing aids to:
(1)    Misrepresent in any way the purchaser’s right to cancel;
(2)    Fail to inform a purchaser in writing at the time of the purchase, and at the time of delivery of the right to cancel the contract at any time up to 30 days after the hearing aid has been delivered;
(3)    Before furnishing the “Notice of Cancellation” to the purchaser, fail to complete the notice by entering:
(i)    The name of the seller;
(ii)    The address of the seller’s place of business;
(iii)    The date of delivery; and
(iv)    The date, not earlier than 30 days after the date of delivery, by which the purchaser may give notice of cancellation;
(4)    Include in any sales contract or receipt any confession of judgment or waiver of any right to which the purchaser is entitled under this subtitle, including specifically the right to cancel the sale in accordance with the provisions of this subtitle;
(5)    Fail to honor a valid notice of cancellation;
(6)    Within 30 days of receiving a purchaser’s notice of cancellation, fail to notify the purchaser whether the seller intends to repossess or to abandon the delivered hearing aid; or
(7)    Fail to refund all payments, less 10 percent or the amount allowed under § 14-2503(b)(2) of this subtitle and payments made for diagnostic tests, made under the purchase agreement within 30 days after:
(i)    Receipt of the notice of cancellation if the purchaser’s agreement to purchase is made at a place other than the place of business of the seller; or
(ii)    Return of the hearing aid, if the purchaser’s agreement to purchase is made at the place of business of the seller.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 25 - Hearing Aid Sales Act › Section 14-2505 - Violation of Subtitle; Failure to Pay Refunds

(a)    If a seller violates any provision of this subtitle, the buyer may cancel the sale by notifying the seller, in any manner and by any means, of the buyer’s intention to cancel.
(b)    If a seller fails to refund all payments in the time required, after the purchase complies with the requirements of the notice of cancellation a purchaser is entitled to payment of an additional 1 percent for each month or part of a month that the refund is not paid.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 25A - Hearing Aids and Telephones › Section 14-25A-01 - Use of Hearing Aid Devices Not to Be Impaired

(a)    A distributor of telephone equipment, receivers, or components may not sell, rent, lease, or install telephones that include equipment, receivers, or components preventing the effective use of hearing aid devices unless the distributor notifies the customer that the equipment is incompatible with hearing aid devices.
(b)    A person who willfully violates this section is guilty of a misdemeanor and on conviction is subject to a fine not exceeding $500 or imprisonment not exceeding 6 months or both.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 26 - Maryland Door-to-Door Solicitations Act › Section 14-2601 - Definitions

(a)    In this subtitle the following words have the meanings indicated.
(b)    “Consumer” means a natural person.
(c)    “Disclosure statement” means a written statement that includes the following information:
(1)    A statement that a copy of the current financial statement of the individual or organization on whose behalf the solicitation is made is available on request; and
(2)    The name of the individual or organization on whose behalf the solicitation is made and the address and telephone number where requests for a copy of the financial statement should be directed.
(d)    (1)    “Door-to-door solicitation” means a single or multiple request, directly or indirectly, for money or other valuable consideration or for a pledge or subsequent contribution of money or other valuable consideration, whether or not it is made in exchange for any tangible or intangible item:
(i)    That promotes the programs or goals of the organization on whose behalf the solicitation is made;
(ii)    That is made in person by the solicitor; and
(iii)    Where the consumer’s payment, pledge, or promise is made at the consumer’s home or residence.
(2)    “Door-to-door solicitation” does not include a transaction that:
(i)    Is subject to:
1.    The consumer debt collection law, Subtitle 2 of this title;
2.    The Door-to-Door Sales Act, Subtitle 3 of this title; or
3.    The Telephone Solicitation Act, Subtitle 22 of this title;
(ii)    Is made in the regular course of business by any person licensed or regulated under:
1.    The Insurance Article;
2.    Title 11 of this article; or
3.    The Business Occupations and Professions Article;
(iii)    Is made in the regular course of business by:
1.    Any person defined as a financial institution under the Financial Institutions Article;
2.    A corporation regulated by the Maryland Public Service Commission; or
3.    A broker-dealer or investment advisor registered with the Securities and Exchange Commission or the Maryland Securities Commissioner; or
(iv)    Is a solicitation by or on behalf of:
1.    A charitable organization, as defined in § 6-101 of the Business Regulation Article, that is exempt from federal income taxation; or
2.    A fraternal organization of fire fighters, rescue or ambulance personnel, or police or other law enforcement organization soliciting for charitable purposes.
(e)    “Organization” means any group, trust fund, foundation, association, corporation, society, or any combination of entities and includes an entity that is affiliated with an organization that is organized or has its principal place of business outside the State.
(f)    “Solicitor” means the individual making a door-to-door solicitation.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 26 - Maryland Door-to-Door Solicitations Act › Section 14-2602 - Compliance With Subtitle Required; Violations

(a)    A person making a door-to-door solicitation for any purpose shall comply with this subtitle.
(b)    Violation of this subtitle shall be an unfair or deceptive trade practice.
(c)    Any payment, pledge, or promise made as a result of a solicitation made in violation of this subtitle is voidable by the consumer.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 27 - The Motorized Wheelchair Warranty Enforcement Act › Section 14-2702 - Express Written Warranty

(a)    A manufacturer who sells a new motorized wheelchair to a consumer, either directly or through a motorized wheelchair dealer, shall furnish the consumer with an express written warranty for the new motorized wheelchair warranting parts and performance.
(b)    The duration of the express written warranty may not be less than 1 year after first delivery of the new motorized wheelchair to the consumer.
(c)    If a manufacturer fails to furnish an express written warranty as required by this section, the new motorized wheelchair shall be covered by an express warranty, as if the manufacturer had furnished an express written warranty to the consumer as required by this section.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 27 - The Motorized Wheelchair Warranty Enforcement Act › Section 14-2704 - Effect on Other Consumer Rights; Waivers

(a)    (1)    This subtitle may not be deemed to limit rights or remedies available to a consumer under any other law or contract.
(2)    A consumer’s rights under this subtitle may not be limited by the provisions of Title 2A of the Uniform Commercial Code.
(b)    Any waiver by a consumer of rights under this subtitle is void.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 27 - The Motorized Wheelchair Warranty Enforcement Act › Section 14-2705 - Violation; Damages, Costs, and Attorney Fees

(a)    A violation of this subtitle shall be an unfair or deceptive trade practice under Title 13 of this article.
(b)    In addition to pursuing any other remedy, a consumer may bring an action to recover for any damages caused by a violation of this subtitle. The court shall award a consumer who prevails in such an action twice the amount of any pecuniary loss together with costs, disbursements, and reasonable attorney fees and any equitable relief that the court determines is appropriate.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 28 - Products Made by the Blind › Section 14-2801 - Definitions

(a)    In this subtitle the following words have the meanings indicated.
(b)    “Blind” means that an individual’s visual acuity:
(1)    Does not exceed 20/200 in the better eye with correcting lenses; or
(2)    Exceeds 20/200 but with a field of vision that at the widest diameter subtends an angle not greater than 20 degrees.
(c)    (1)    “Direct labor hours” includes all hours spent in the manufacture and assembly of a product made by blind individuals.
(2)    “Direct labor hours” do not include time spent in the administration, supervision, shipping, and inspection of a product made by blind individuals.
(d)    “Person” includes an individual, corporation, business trust, statutory trust, estate, trust, partnership, association, two or more persons having a joint or common interest, or any other legal or commercial entity.
(e)    “Product made by the blind” means a product if not less than 75% of the total personnel engaged in the direct labor hours in the manufacture and assembly of the product are blind workers.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 28 - Products Made by the Blind › Section 14-2804 - Use of "Blind" in Name

(a)    This section does not apply to:
(1)    The offer to sell or sale of products known as “blinds”; or
(2)    An individual whose given name is “blind”.
(b)    A person that has products for sale may not use the word “blind” in the name or title of the person, association, or corporation unless the person limits its sales to products made by the blind.
2023 Maryland Statutes › Commercial Law › Title 14 - Miscellaneous Consumer Protection Provisions › Subtitle 28 - Products Made by the Blind › Section 14-2805 - Identifying Mark on Products

(a)    This section does not apply to products made and sold by self-employed blind individuals who reside in the State.
(b)    Products made by the blind may not be sold without a mark on the products that:
(1)    Identifies the products as made by the blind; and
(2)    Identifies the organization that made the products.