reglab/statecodes huggingface dataset:
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 5: REMEDIES AND PENALTIES › Part 1: LIMITATIONS ON CREDITORS' REMEDIES › 9-A §5-104. No garnishment before judgment

§5-104. No garnishment before judgment
Prior to entry of judgment in an action against the consumer for debt arising from a consumer credit transaction, the creditor may not obtain an interest in any property of the debtor by attachment, garnishment or like proceedings.   [PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 5: REMEDIES AND PENALTIES › Part 1: LIMITATIONS ON CREDITORS' REMEDIES › 9-A §5-105. Limitation on garnishment

§5-105. Limitation on garnishment
1.
For the purposes of this Part:
A. "Disposable earnings" means that part of the earnings of an individual remaining after the deduction from those earnings of amounts required by law to be withheld; and   [PL 1973, c. 762, §1 (NEW).]
B. "Garnishment" means an installment payment order under Title 14, chapter 502.   [PL 1973, c. 762, §1 (NEW).]
[PL 1973, c. 762, §1 (NEW).]
2.
The maximum part of the aggregate disposable earnings of an individual for any workweek that is subjected to garnishment to enforce payment of a judgment arising from a consumer credit transaction may not exceed the lesser of:
A. Twenty-five percent of the individual's disposable earnings for that week; and   [PL 2007, c. 7, §1 (RPR).]
B. The amount by which the individual's disposable earnings for that week exceed 40 times the federal minimum hourly wage prescribed by Section 6(a)(I) of the Fair Labor Standards Act of 1938, 29 United States Code, Section 206(a)(I), or the state minimum wage prescribed by Title 26, section 664, whichever is higher, in effect at the time the earnings are payable.
In the case of earnings for a pay period other than a week, the administrator shall prescribe by rule a multiple of the minimum hourly wage equivalent in effect to that set forth in this paragraph.   [PL 2007, c. 7, §1 (RPR).]
C. [PL 2007, c. 7, §1 (RP).]
[PL 2007, c. 7, §1 (RPR).]
3.
No court may make, execute or enforce an order or process in violation of this section.
[PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1995, c. 614, §A5 (AMD). PL 2007, c. 7, §1 (AMD).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 5: REMEDIES AND PENALTIES › Part 1: LIMITATIONS ON CREDITORS' REMEDIES › 9-A §5-106. No discharge from employment for garnishment

§5-106. No discharge from employment for garnishment
No employer shall discharge an employee for the reason that a creditor of the employee has subjected or attempted to subject unpaid earnings of the employee to garnishment or like proceedings directed to the employer for the purpose of paying a judgment arising from a consumer credit transaction.   [PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 5: REMEDIES AND PENALTIES › Part 1: LIMITATIONS ON CREDITORS' REMEDIES › 9-A §5-107. Extortionate extensions of credit

§5-107. Extortionate extensions of credit
1.
If it is the understanding of the creditor and the consumer at the time an extension of credit is made that delay in making repayment or failure to make repayment could result in the use of violence or other criminal means to cause harm to the person, reputation or property of any person, the repayment of the extension of credit is unenforceable through civil judicial processes against the consumer.
[PL 1973, c. 762, §1 (NEW).]
2.
If it is shown that an extension of credit was made at an annual rate exceeding 33% calculated according to the actuarial method and that the creditor then had a reputation for the use or threat of use of violence or other criminal means to cause harm to the person, reputation or property of any person to collect extensions of credit or to punish the nonrepayment thereof, there is prima facie evidence that the extension of credit was unenforceable under subsection 1.
[PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 5: REMEDIES AND PENALTIES › Part 1: LIMITATIONS ON CREDITORS' REMEDIES › 9-A §5-108. Unconscionability; inducement by unconscionable conduct

§5-108. Unconscionability; inducement by unconscionable conduct
1.
With respect to a consumer credit transaction, if the court as a matter of law finds:
A. The agreement to have been unconscionable at the time it was made, or to have been induced by unconscionable conduct, the court may refuse to enforce the agreement; or   [PL 1973, c. 762, §1 (NEW).]
B. Any clause of the agreement to have been unconscionable at the time it was made, the court may refuse to enforce the agreement, or may enforce the remainder of the agreement without the unconscionable clause, or may so limit the application of any unconscionable clause as to avoid any unconscionable result.   [PL 1973, c. 762, §1 (NEW).]
[PL 1973, c. 762, §1 (NEW).]
2.
If it is claimed or appears to the court that the agreement or any clause thereof may be unconscionable, the parties shall be afforded a reasonable opportunity to present evidence as to its setting, purpose and effect to aid the court in making the determination.
[PL 1973, c. 762, §1 (NEW).]
3.
For the purpose of this section, a change or practice expressly permitted by this Act is not in and of itself unconscionable in the absence of other practices and circumstances.
[PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 5: REMEDIES AND PENALTIES › Part 1: LIMITATIONS ON CREDITORS' REMEDIES › 9-A §5-109. Default

§5-109. Default
An agreement of the parties to a consumer credit transaction with respect to default on the part of the consumer is enforceable only to the extent that:   [PL 1973, c. 762, §1 (NEW).]
1.
The consumer fails to make a payment as required by agreement; or
[PL 1973, c. 762, §1 (NEW).]
2.
The prospect of payment, performance or realization of collateral is significantly impaired. The burden of establishing the prospect of significant impairment is on the creditor.
[PL 1973, c. 762, §1 (NEW).]
3.
The following without limitation shall constitute a significant impairment of the prospect of payment, performance or realization of collateral:
A. Death, insolvency, assignment for the benefit of creditors, the commencement of any proceeding under any bankruptcy or insolvency laws by or against debtors;   [PL 1973, c. 762, §1 (NEW).]
B. Loss, theft, substantial damage to or destruction of the collateral not covered by insurance;   [PL 1973, c. 762, §1 (NEW).]
C. Sale or prior encumbrance of the collateral;   [PL 1987, c. 129, §64 (AMD).]
D. Failure to renew insurance on the collateral; or termination of insurance on the collateral when substitute insurance is not obtained before the insurance coverage terminates; and   [PL 1987, c. 129, §64 (AMD).]
E. Discovery by the creditor of a misstatement of a material fact in any document signed by the consumer which forms part of the basis for extending credit.   [PL 1987, c. 129, §64 (NEW).]
[PL 1987, c. 129, §64 (AMD).]
4.
The consumer fails to make a payment as required by agreement if he fails to pay when due an amount equal to or greater than the amount of the average installment under a schedule of payments, other than any down payment or balloon payment permitted under section 3‑308, which conforms both as to amounts and intervals to the average of all installments and intervals under the agreement. The unpaid amount due may consist of any unpaid installment or accumulation of partially unpaid installments, delinquency or deferral charges, or any combination thereof.
[PL 1979, c. 486 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1975, c. 250 (AMD). PL 1979, c. 486 (AMD). PL 1987, c. 129, §64 (AMD).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 5: REMEDIES AND PENALTIES › Part 1: LIMITATIONS ON CREDITORS' REMEDIES › 9-A §5-112. Creditor's right to take possession after default

§5-112. Creditor's right to take possession after default
Upon default by a consumer, unless the consumer voluntarily surrenders possession of the collateral to the creditor, the creditor may take possession of the collateral without judicial process only if possession can be taken without entry into a dwelling, unless such entry has been authorized after default, and without the use of force or other breach of the peace.   [PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 5: REMEDIES AND PENALTIES › Part 1: LIMITATIONS ON CREDITORS' REMEDIES › 9-A §5-113. Venue

§5-113. Venue
An action against a consumer arising from a consumer credit transaction shall be brought in any county or division of the consumer's residence, section 1‑201, subsection 6, in the county or division in which the transaction was made or where an interest in land secures the consumer's obligation, the action may be brought in the county or division in which the land or a part thereof is located. The consumer may have the action removed to the county or division of the consumer's current residence upon motion accompanied by an allegation of a claim or defense to the action. If the residence of the consumer is not within this State, the action may be brought in the county or division in which the sale, lease or loan was made.   [PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 5: REMEDIES AND PENALTIES › Part 1: LIMITATIONS ON CREDITORS' REMEDIES › 9-A §5-114. Stay of enforcement of judgment

§5-114. Stay of enforcement of judgment
At any time after the entry of a judgment in favor of a creditor against a consumer in an action arising from a consumer credit transaction, the court, for cause and upon motion of a party or on its own motion, may, while such court retains jurisdiction, stay enforcement of the judgment by order upon just and equitable conditions, and continue, modify or revoke the order as the interests of justice may require.   [PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 5: REMEDIES AND PENALTIES › Part 1: LIMITATIONS ON CREDITORS' REMEDIES › 9-A §5-115. Misrepresentation

§5-115. Misrepresentation
A creditor or a person acting for him may not induce a consumer to enter into a consumer credit transaction by misrepresentation of a material fact with respect to the terms and conditions of the extension of credit. A consumer so induced may rescind the sale, lease or loan or recover actual damages, or both.   [PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 5: REMEDIES AND PENALTIES › Part 1: LIMITATIONS ON CREDITORS' REMEDIES › 9-A §5-116. Illegal, fraudulent or unconscionable conduct in attempted collection of debts

§5-116. Illegal, fraudulent or unconscionable conduct in attempted collection of debts
1.
In attempting to collect an alleged debt arising from a consumer credit sale, consumer lease or consumer loan, a person shall not:
A. Use or threaten force or violence;   [PL 1973, c. 762, §1 (NEW).]
B. Threaten criminal prosecution;   [PL 1973, c. 762, §1 (NEW).]
C. Disclose or threaten to disclose information affecting the debtor's reputation for credit worthiness with knowledge or reason to know that the information is false;   [PL 1973, c. 762, §1 (NEW).]
D. Communicate more than twice or threaten to communicate more than twice to the debtor's employer information concerning the existence of a debt before or after obtaining final judgment against the debtor except as permitted by statute;   [PL 1973, c. 762, §1 (NEW).]
E. Disclose or threaten to disclose to a person other than the debtor or his spouse information affecting the debtor's reputation, whether or not for credit worthiness, with knowledge or reason to know that the other person does not have a legitimate business need for the information, but this subsection does not prohibit the disclosure to another person of information permitted to be disclosed to him by statute;   [PL 1973, c. 762, §1 (NEW).]
F. Disclose or threaten to disclose information concerning the existence of a debt known to be disputed by the debtor without disclosing that fact;   [PL 1973, c. 762, §1 (NEW).]
G. Claim, or attempt or threaten to enforce a right that has been barred by statute or a final order of the Supreme Judicial Court or a court of the United States;   [PL 1973, c. 762, §1 (NEW).]
H. Use a communication which simulates legal or judicial process or which gives the appearance of being authorized, issued or approved by a government, government agency, or attorney-at-law when it is not; or   [PL 1973, c. 762, §1 (NEW).]
I. Engage in conduct in violation of a rule adopted and published by the administrator after like conduct has been restrained or enjoined by a final order of a court in a civil action by the administrator against any person pursuant to the provisions or injunctions against fraudulent or unconscionable agreements or conduct, section 6‑111.   [PL 1973, c. 762, §1 (NEW).]
[PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 5: REMEDIES AND PENALTIES › Part 1: LIMITATIONS ON CREDITORS' REMEDIES › 9-A §5-116-A. Debts owed to health care providers

§5-116-A. Debts owed to health care providers
1.  Definition of "health care provider."
For purposes of this section, "health care provider" means a physician, health care practitioner, hospital, clinic, clinical laboratory, health care facility or other person or facility that provides health care services and is licensed or registered by the State.
[PL 2009, c. 526, §1 (NEW).]
2.  Agreement by or on behalf of health care provider.
An agreement by a health care provider, or by a debt collector on behalf of a health care provider, to accept partial payments over time without assessment of interest from a consumer on a debt for health care services is not a consumer credit transaction as defined by section 1‑301, subsection 12.
[PL 2009, c. 526, §1 (NEW).]
3.  Disclosure of available payment arrangements.
A health care provider shall notify a consumer of the availability of any payment arrangements offered by the health care provider to satisfy a debt for health care services.
[PL 2009, c. 526, §1 (NEW).]
4.  Rehabilitation of defaulted medical debt.
A payment arrangement offered by a health care provider must provide a consumer the opportunity to reasonably rehabilitate, cure or remedy a defaulted status of a debt for health care services under terms and conditions established by the health care provider, including, but not limited to, making payment in full or making 6 consecutive monthly payments in a timely manner.
[PL 2009, c. 526, §1 (NEW).]
SECTION HISTORY
PL 2009, c. 526, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 5: REMEDIES AND PENALTIES › Part 1: LIMITATIONS ON CREDITORS' REMEDIES › 9-A §5-117. Prohibited practices

§5-117. Prohibited practices
A seller may not:   [PL 1991, c. 524, §1 (NEW).]
1.  Misrepresentations.
Misrepresent any material fact relating to the terms or conditions of sale;
[PL 1991, c. 524, §1 (NEW).]
2.  False impressions.
Create an impression that is false or the seller does not believe to be true; and
[PL 1991, c. 524, §1 (NEW).]
3.  False promises.
Promise performance that the seller does not intend to perform or knows will not be performed.
[PL 1991, c. 524, §1 (NEW).]
SECTION HISTORY
PL 1991, c. 524, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 5: REMEDIES AND PENALTIES › Part 2: CONSUMERS' REMEDIES › 9-A §5-202. Refunds and penalties as set-off to obligation

§5-202. Refunds and penalties as set-off to obligation
Refunds or penalties to which the consumer is entitled pursuant to this Part may be set off against the consumer's obligation, and may be raised as a defense to a suit on the obligation without regard to the time limitations prescribed by this Part.   [PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 5: REMEDIES AND PENALTIES › Part 3: CRIMINAL PENALTIES › 9-A §5-301. Violations

§5-301. Violations
Any creditor, any officer or employee of a creditor, or any other person who wilfully and knowingly violates any of the provisions of this Act, or directly or indirectly counsels, aids or abets such violation, shall be punished by a fine of not more than $2,500 for each offense, or by imprisonment for not more than 6 months, or by both.   [PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR › 9-A §6-101. Short title

§6-101. Short title
This Article shall be known and may be cited as the "Maine Consumer Credit Code -- Administration."   [PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR › 9-A §6-102. Applicability

§6-102. Applicability
This Part applies to persons who in this State:   [PL 1973, c. 762, §1 (NEW).]
1.
Make or solicit consumer credit transactions; or
[PL 1973, c. 762, §1 (NEW).]
2.
Directly collect payments from or enforce rights against consumers arising from consumer credit transactions, wherever they are made.
[PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR › 9-A §6-103. Administration

§6-103. Administration
There is created and established the Bureau of Consumer Credit Protection within the Department of Professional and Financial Regulation. The Superintendent of Consumer Credit Protection is the head of the Bureau of Consumer Credit Protection. As used in this Act, and except as provided in section 1‑301, subsection 2, "administrator" means the Superintendent of Consumer Credit Protection. The administrator is appointed by the Governor and subject to review by the joint standing committee of the Legislature having jurisdiction over insurance and financial services matters and to confirmation by the Legislature. The administrator is appointed for a 5-year term, or until a successor is appointed and qualified. Any vacancy occurring must be filled by appointment for the unexpired portion of the term. The administrator may be removed from office for cause by the Governor and Title 5, section 931, subsection 2 does not apply.   [PL 2007, c. 273, Pt. B, §3 (RPR); PL 2007, c. 695, Pt. A, §47 (AFF).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1975, c. 771, §109 (AMD). PL 1981, c. 359, §3 (AMD). PL 1981, c. 501, §26 (AMD). PL 1983, c. 553, §§9,46 (AMD). PL 1985, c. 763, §A48 (AMD). PL 1987, c. 105, §1 (AMD). PL 1987, c. 402, §A84 (AMD). PL 1987, c. 769, §A39 (RPR). PL 1989, c. 702, §E5 (AMD). PL 1995, c. 309, §6 (AMD). PL 1995, c. 309, §29 (AFF). PL 1995, c. 502, §H2 (AMD). PL 2007, c. 273, Pt. B, §3 (RPR). PL 2007, c. 273, Pt. B, §7 (AFF). PL 2007, c. 695, Pt. A, §47 (AFF).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR › 9-A §6-104-A. Deputy superintendent (REPEALED)

§6-104-A. Deputy superintendent
(REPEALED)
SECTION HISTORY
PL 1981, c. 501, §27 (NEW). PL 1995, c. 309, §11 (AMD). PL 1995, c. 309, §29 (AFF).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR › 9-A §6-105. Administrative powers with respect to supervised financial organizations

§6-105. Administrative powers with respect to supervised financial organizations
1.
With respect to supervised financial organizations, all powers of the administrator under this Act must be exercised by the Superintendent of Financial Institutions.
[PL 1995, c. 309, §12 (AMD); PL 1995, c. 309, §29 (AFF); PL 2001, c. 44, §11 (AMD); PL 2001, c. 44, §14 (AFF).]
2.
[PL 1995, c. 309, §12 (RP); PL 1995, c. 309, §29 (AFF).]
3.
An administrator, as defined in section 1‑301, subsection 2, and any official or agency of this State having supervisory authority over a supervised financial organization are authorized and directed to consult and assist one another in maintaining compliance with this Act. They may jointly pursue investigations, prosecute suits and take other official action, as they determine appropriate, if either of them otherwise is empowered to take the action.
[PL 1995, c. 309, §12 (AMD); PL 1995, c. 309, §29 (AFF).]
4.
In carrying out the responsibilities assigned under section 1‑301, subsection 2, the Superintendent of Financial Institutions shall designate an employee within the Bureau of Financial Institutions and shall assign to that employee the responsibility of promoting the purposes and policies of the Maine Consumer Credit Code with respect to supervised financial organizations.
[PL 1995, c. 309, §12 (NEW); PL 1995, c. 309, §29 (AFF); PL 2001, c. 44, §11 (AMD); PL 2001, c. 44, §14 (AFF).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1987, c. 129, §66 (AMD). PL 1995, c. 309, §12 (AMD). PL 1995, c. 309, §29 (AFF). PL 2001, c. 44, §11 (AMD). PL 2001, c. 44, §14 (AFF).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR › 9-A §6-105-A. Uniform multistate automated licensing system

§6-105-A. Uniform multistate automated licensing system
For the purposes of participating in the establishment and implementation of a uniform multistate automated licensing system, referred to in this section as "the system," for loan brokers, supervised lenders that are not supervised financial organizations and individual mortgage loan originators thereof, or entities in other license categories processed by the system that are licensed or registered by the administrator, the administrator may undertake the following actions.   [PL 2021, c. 245, Pt. B, §1 (AMD).]
1.
The administrator may establish new rules and procedures, consistent with the principles for operation and implementation established by the system, that are necessary for the State to participate in the system, including rules and procedures authorizing the system to collect license fees on behalf of the State and remit those fees to the State, authorizing collection fees by the system to pay for its services, authorizing the system to process and maintain license records and authorizing use of the system's uniform forms, upon the administrator's finding that each new rule or procedure is consistent with the public interest and the purposes of this Act. Rules adopted pursuant to this subsection are routine technical rules as defined in Title 5, chapter 375, subchapter 2‑A.
[PL 2021, c. 245, Pt. B, §1 (AMD).]
2.
The administrator may require a credit and background investigation of each applicant for a license as a loan broker, a supervised lender that is not a supervised financial organization or a mortgage loan originator thereof, or entity in another license category processed by the system that is licensed or registered by the administrator, by means including fingerprint checks for state and national criminal histories, commencing at the time the State joins the system pursuant to this section. The cost of the investigations must be charged to the applicants. Information obtained or held by the administrator pursuant to this subsection is nonpublic pursuant to section 6‑116 and not subject to disclosure.
[PL 2021, c. 245, Pt. B, §1 (AMD).]
Any information provided by or to the administrator pursuant to this section that has been designated as confidential by another state's regulatory agency remains the property of the agency furnishing the information and must be kept confidential by the administrator and the system except as authorized by the agency that furnished the information.   [PL 2007, c. 273, Pt. A, §2 (NEW); PL 2007, c. 273, Pt. A, §41 (AFF).]
SECTION HISTORY
PL 2007, c. 273, Pt. A, §2 (NEW). PL 2007, c. 273, Pt. A, §41 (AFF). PL 2011, c. 427, Pt. B, §§10, 11 (AMD). PL 2021, c. 245, Pt. B, §1 (AMD).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR › 9-A §6-107. Application of part on administrative procedure and judicial review

§6-107. Application of part on administrative procedure and judicial review
Except as otherwise provided, an administrative action taken by the administrator pursuant to this Article or the Part on supervised lenders, Part 2, of the Article on Finance Charges, Article II, may be taken under Part on Administrative Procedure and Judicial Review, Part 4, of this Article, notwithstanding Title 9‑B, section 231, subsections 2 and 3 and section 233.   [PL 1977, c. 564, §46 (AMD).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1977, c. 564, §46 (AMD).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR › 9-A §6-109. Assurance of discontinuance

§6-109. Assurance of discontinuance
If it is claimed that a person has engaged in conduct which could be subject to an order by the administrator, section 6‑108, or by a court, sections 6‑110 to 6‑112, the administrator may accept an assurance in writing that the person will not engage in the same or in similar conduct in the future. Such an assurance may include any, or any combination, of the following: Stipulations for the voluntary payment by the creditor of the costs of investigation or of an amount to be held in escrow as restitution to debtors aggrieved by past or future conduct of the creditor or to cover costs of future investigation, or admissions of past specific acts by the creditor or that such acts violated this Act or other statutes. A violation of an assurance of discontinuance shall be a violation of this Act.   [PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR › 9-A §6-110. Injunctions against violations of act

§6-110. Injunctions against violations of act
The administrator, through the Attorney General, may bring a civil action to restrain any person from violating this Act.   [PL 1975, c. 134, §3 (AMD).]
In such an action, the court may make such orders or judgments as may be necessary to prevent the use or employment by a person of any practices prohibited by this Act, to reform contracts to conform to this Act or to rescind contracts in which a violation has tended to induce the debtor to contract with the creditor, even though the debtors are not parties to the action. In such an action, the court may, in its discretion, award the administrator his reasonable costs of investigation and reasonable attorneys' fees incurred in bringing the action. An action under this section and an action under section 6‑113 may be brought jointly using a single complaint.   [PL 1983, c. 212, §11 (AMD).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1975, c. 134, §3 (AMD). PL 1983, c. 212, §11 (AMD).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR › 9-A §6-112. Temporary relief

§6-112. Temporary relief
With respect to an action brought to enjoin violations of the Act, section 6‑110, or unconscionable agreements or fraudulent or unconscionable conduct, section 6‑111, the administrator, through the Attorney General, may apply to the court for appropriate temporary relief against a respondent, pending final determination of proceedings. If the court finds that there is reasonable cause to believe that the respondent is engaging in or is likely to engage in conduct sought to be restrained, it may grant any temporary relief or restraining order it deems appropriate.   [PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR › 9-A §6-113. Civil actions by administrator

§6-113. Civil actions by administrator
1.
After demand, the administrator, through the Attorney General, may bring a civil action against a creditor for any violation listed in section 5‑201 or for a violation of Article 8‑A. An action may relate to transactions with more than one consumer. If it is found that the creditor has made a violation so listed, the court shall order respondent to grant to each consumer affected the option to recover all excess charges, to have the contract reformed to conform to this Act or to rescind the contract. The court shall order amounts recovered or recoverable under this subsection paid to each consumer or set off against the consumer's obligation. A consumer's action takes precedence over a prior or subsequent action by the administrator with respect to the claim of that consumer. When an action takes precedence over another action under this subsection, to the extent appropriate, the other action may be stayed while the precedent action is pending and may be dismissed if the precedent action is dismissed with prejudice or results in a final judgment granting or denying the claim asserted in the precedent action. A consumer whose action is dismissed or results in a final judgment denying the claim may not participate in any subsequent recovery on the claim by the administrator.
[PL 2011, c. 427, Pt. D, §12 (AMD).]
2.
The administrator, through the Attorney General, may bring a civil action against a creditor or a person acting in his behalf to recover a civil penalty for willfully violating this Act or violating an assurance of discontinuance, and if the court finds that the defendant has engaged in repeated violations, a willful violation of this Act or a violation of an assurance of discontinuance, it may assess a civil penalty of not more than $5,000.
If the creditor establishes by a preponderance of evidence that repeated violations were the result of a bona fide error notwithstanding the maintenance of procedures reasonably adapted to avoid any such violation or error, no liability is imposed under this subsection.
No civil penalty pursuant to this subsection may be imposed for violations of this Act occurring more than 2 years before the action is brought.
[PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1981, c. 243, §§23,26 (AMD). PL 1981, c. 551, §3 (AMD). PL 2011, c. 427, Pt. D, §12 (AMD).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR › 9-A §6-114. Consumer's remedies not affected

§6-114. Consumer's remedies not affected
The grant of powers to the administrator in this Article does not affect remedies available to consumers under this Act or under other principles of law or equity.   [PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR › 9-A §6-115. Venue

§6-115. Venue
The administrator, through the Attorney General, may bring actions or proceedings in a court in a county or division in which an act on which the action or proceeding is based occurred or in a county or division in which respondent resides or transacts business.   [PL 1973, c. 762, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR › 9-A §6-116. Confidentiality of records

§6-116. Confidentiality of records
The following records of the Bureau of Consumer Credit Protection shall be confidential, unless those records become part of the record of a judicial proceeding or administrative hearing:   [PL 1995, c. 309, §26 (AMD); PL 1995, c. 309, §29 (AFF); PL 2007, c. 273, Pt. B, §5 (REV); PL 2007, c. 695, Pt. A, §47 (AFF).]
1.
Records that identify consumers by name or identify accounts with information from which consumers can be identified by name, provided that, if the names and other information identifying consumers has been deleted, copies of any such records shall be public records;
[PL 1985, c. 763, Pt. A, §51 (NEW).]
2.
Financial information not normally available to the public that is submitted in confidence by an individual or organization to comply with the licensing, registration or other regulatory functions of the administrator, including information derived from a credit or background investigation conducted pursuant to section 6‑105‑A, subsection 2;
[PL 2021, c. 245, Pt. A, §4 (AMD).]
3.
Proposed loan documents and other commercial paper submitted to be approved for use and not yet available to the general public or customers of the submitting institution or firm; and
[PL 2009, c. 402, §5 (AMD).]
4.
Any contact information or financial information relating to a mortgagor submitted pursuant to Title 14, section 6111, subsection 3‑A and any written notice sent to a mortgagor pursuant to Title 14, section 6111, subsection 4‑A that includes a mortgagor's contact information.
[PL 2009, c. 402, §6 (NEW).]
SECTION HISTORY
PL 1985, c. 763, §A51 (NEW). PL 1995, c. 309, §26 (AMD). PL 1995, c. 309, §29 (AFF). PL 1995, c. 397, §1 (AMD). PL 2007, c. 273, Pt. B, §5 (REV). PL 2007, c. 273, Pt. B, §7 (AFF). PL 2007, c. 695, Pt. A, §47 (AFF). PL 2009, c. 402, §§4-6 (AMD). PL 2021, c. 245, Pt. A, §4 (AMD).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR › 9-A §6-117. Contracts with other state and federal agencies

§6-117. Contracts with other state and federal agencies
1.
The administrator may employ and engage experts, professionals or other personnel of other state or federal regulatory agencies as may be necessary to assist the administrator in carrying out the regulatory functions of this Act. The administrator may contract agency staff to other state and federal agencies to assist those other state and federal agencies in carrying out their regulatory functions.
[PL 1999, c. 184, §5 (NEW).]
2.
The administrator may enter into cooperative agreements with other state, federal or foreign agencies to facilitate the regulatory functions of the administrator, including, but not limited to, information sharing, coordination of examinations and joint examinations.
[PL 1999, c. 184, §5 (NEW).]
3.
Any information furnished pursuant to this section by or to the administrator that has been designated as confidential by the agency furnishing the information remains the property of the agency furnishing the information and must be kept confidential by the recipient of the information except as authorized by the furnishing agency.
[PL 1999, c. 184, §5 (NEW).]
SECTION HISTORY
PL 1999, c. 184, §5 (NEW).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 2: NOTIFICATION AND FEES › 9-A §6-201. Applicability

§6-201. Applicability
This Part applies to a person engaged in this State in entering into consumer credit transactions and to a person having an office or place of business in this State who takes assignments of or undertakes direct collection of payments from or enforcement of rights against debtors arising from these transactions. In addition, this Part applies to a person, wherever located, who takes assignments of or undertakes direct collection of payments from or enforcement of rights against debtors arising from a consumer credit transaction subject to this Title. This Part also applies to a person, other than a supervised financial organization, wherever located, who takes assignments of or undertakes direct collection of payments from or enforcement of rights against debtors arising from a consumer credit transaction subject to Article 9.   [PL 2005, c. 206, §2 (AMD).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1979, c. 660, §10 (AMD). PL 1989, c. 70, §2 (AMD). PL 1997, c. 727, §B20 (AMD). PL 2001, c. 371, §5 (AMD). PL 2005, c. 206, §2 (AMD).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 2: NOTIFICATION AND FEES › 9-A §6-202. Notification

§6-202. Notification
1.
Persons subject to this Part shall file notification with the administrator before commencing business in this State, and, annually thereafter, on or before January 31st or an alternate date established by the administrator. The notification filings must be made to the administrator and must be in a form and contain information that the administrator considers appropriate for the proper supervision and regulation of such persons.
A. [PL 2009, c. 228, §1 (RP).]
B. [PL 2009, c. 228, §1 (RP).]
C. [PL 2009, c. 228, §1 (RP).]
D. [PL 2009, c. 228, §1 (RP).]
E. [PL 2009, c. 228, §1 (RP).]
F. [PL 2009, c. 228, §1 (RP).]
G. [PL 2009, c. 228, §1 (RP).]
[PL 2021, c. 245, Pt. B, §2 (AMD).]
2.
[PL 2009, c. 228, §1 (RP).]
3.
In addition to the notification filings required in subsection 1, the administrator may require reports and other information at such times and in such form as the administrator considers appropriate for the proper supervision of the persons subject to this Part.
[PL 2009, c. 228, §1 (NEW).]
4.
If information in a notification required in subsection 1 becomes inaccurate after filing, the administrator must be advised in writing of the new or corrected information.
[PL 2009, c. 228, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1975, c. 767, §8 (AMD). PL 2009, c. 228, §1 (AMD). PL 2021, c. 245, Pt. B, §2 (AMD).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 2: NOTIFICATION AND FEES › 9-A §6-204. Penalty

§6-204. Penalty
1.
The administrator may impose a penalty of $5 per day on any person failing to comply with the requirements of sections 6‑106, subsection 6; 6‑202 and 6‑203.
[PL 1987, c. 129, §69 (AMD).]
2.
No penalty may be imposed if the fees required by section 6‑203, subsections 1 to 3, are paid not more than 30 days after the date established in section 6‑202, subsection 1, or if the expenses of examination or investigation incurred by the administrator pursuant to section 6‑106, subsection 6, are paid within the time period prescribed by the administrator which shall not be less than 30 days of receipt of notice by the examinee of their assessment.
[PL 1987, c. 129, §70 (AMD).]
3.
If a licensee fails to pay the fees required by section 6‑203, subsections 1 to 3 on or before February 20th of any year, or if the licensee fails to pay the expenses of examination or investigation of the administrator within the time period prescribed by the administrator which shall not be less than 30 days of receipt of the notice of assessment, the failure may be treated by the administrator as grounds for revocation of the license.
[PL 1987, c. 129, §70 (AMD).]
4.
The administrator shall comply with the provisions of the Maine Administrative Procedure Act, Title 5, chapter 375, subchapter IV, in seeking compliance with this section. The administrator may seek enforcement of any order issued under this section in a court of competent jurisdiction.
[PL 1979, c. 660, §11 (NEW).]
SECTION HISTORY
PL 1979, c. 660, §11 (NEW). PL 1983, c. 720, §21 (AMD). PL 1985, c. 763, §A52 (AMD). PL 1987, c. 129, §§69,70 (AMD).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 3: COUNCIL OF ADVISORS ON CONSUMER CREDIT › 9-A §6-301. Council of advisors on consumer credit (REPEALED)

§6-301. Council of advisors on consumer credit
(REPEALED)
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1985, c. 295, §§26,27 (AMD). PL 1995, c. 309, §13 (RP). PL 1995, c. 309, §29 (AFF).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 3: COUNCIL OF ADVISORS ON CONSUMER CREDIT › 9-A §6-302. Function of council; conflict of interest (REPEALED)

§6-302. Function of council; conflict of interest
(REPEALED)
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1995, c. 309, §13 (RP). PL 1995, c. 309, §29 (AFF).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 3: COUNCIL OF ADVISORS ON CONSUMER CREDIT › 9-A §6-303. Meetings (REPEALED)

§6-303. Meetings
(REPEALED)
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1995, c. 309, §13 (RP). PL 1995, c. 309, §29 (AFF).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 4: ADMINISTRATIVE PROCEDURE AND JUDICIAL REVIEW › 9-A §6-401. Applicability and scope (REPEALED)

§6-401. Applicability and scope
(REPEALED)
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1985, c. 763, §A53 (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 4: ADMINISTRATIVE PROCEDURE AND JUDICIAL REVIEW › 9-A §6-402. Definitions in part: "contested case"; "license"; "licensing" (REPEALED)

§6-402. Definitions in part: "contested case"; "license"; "licensing"
(REPEALED)
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1977, c. 694, §§155-J (AMD). PL 1985, c. 763, §A54 (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 4: ADMINISTRATIVE PROCEDURE AND JUDICIAL REVIEW › 9-A §6-403. Public information; adoption of rules; availability of rules (REPEALED)

§6-403. Public information; adoption of rules; availability of rules
(REPEALED)
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1985, c. 763, §A55 (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 4: ADMINISTRATIVE PROCEDURE AND JUDICIAL REVIEW › 9-A §6-404. Procedure for adoption of rules (REPEALED)

§6-404. Procedure for adoption of rules
(REPEALED)
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1977, c. 694, §§155-K (RPR). PL 1985, c. 763, §A56 (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 4: ADMINISTRATIVE PROCEDURE AND JUDICIAL REVIEW › 9-A §6-405. Taking effect of rules (REPEALED)

§6-405. Taking effect of rules
(REPEALED)
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1977, c. 694, §§155-L (RPR). PL 1985, c. 763, §A57 (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 4: ADMINISTRATIVE PROCEDURE AND JUDICIAL REVIEW › 9-A §6-406. Publication of rules (REPEALED)

§6-406. Publication of rules
(REPEALED)
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1977, c. 694, §§155-M (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 4: ADMINISTRATIVE PROCEDURE AND JUDICIAL REVIEW › 9-A §6-407. Petition for adoption of rules (REPEALED)

§6-407. Petition for adoption of rules
(REPEALED)
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1977, c. 694, §§155-N (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 4: ADMINISTRATIVE PROCEDURE AND JUDICIAL REVIEW › 9-A §6-408. Declaratory judgment on validity or applicability of rules (REPEALED)

§6-408. Declaratory judgment on validity or applicability of rules
(REPEALED)
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1977, c. 694, §§155-O (AMD). PL 1983, c. 212, §12 (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 4: ADMINISTRATIVE PROCEDURE AND JUDICIAL REVIEW › 9-A §6-409. Advisory rulings by administrator (REPEALED)

§6-409. Advisory rulings by administrator
(REPEALED)
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1977, c. 694, §§155-P (RPR). PL 1985, c. 763, §A58 (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 4: ADMINISTRATIVE PROCEDURE AND JUDICIAL REVIEW › 9-A §6-410. Contested cases (REPEALED)

§6-410. Contested cases
(REPEALED)
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1977, c. 694, §§155-Q (RPR). PL 1985, c. 763, §A59 (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 4: ADMINISTRATIVE PROCEDURE AND JUDICIAL REVIEW › 9-A §6-411. Rules of evidence; official notice (REPEALED)

§6-411. Rules of evidence; official notice
(REPEALED)
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1983, c. 212, §13 (AMD). PL 1985, c. 763, §A60 (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 4: ADMINISTRATIVE PROCEDURE AND JUDICIAL REVIEW › 9-A §6-412. Decisions and orders (REPEALED)

§6-412. Decisions and orders
(REPEALED)
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1985, c. 763, §A61 (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 4: ADMINISTRATIVE PROCEDURE AND JUDICIAL REVIEW › 9-A §6-413. Licenses (REPEALED)

§6-413. Licenses
(REPEALED)
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1985, c. 763, §A62 (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 4: ADMINISTRATIVE PROCEDURE AND JUDICIAL REVIEW › 9-A §6-414. Judicial review of contested cases (REPEALED)

§6-414. Judicial review of contested cases
(REPEALED)
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1977, c. 694, §§155R,155S (AMD). PL 1985, c. 763, §A63 (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 6: ADMINISTRATION › Part 4: ADMINISTRATIVE PROCEDURE AND JUDICIAL REVIEW › 9-A §6-415. Appeals (REPEALED)

§6-415. Appeals
(REPEALED)
SECTION HISTORY
PL 1973, c. 762, §1 (NEW). PL 1977, c. 694, §§155-T (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 7: TRUTH-IN-LENDING (REPEALED) › Part 1: GENERAL PROVISIONS › 9-A §7-101. Short title (REPEALED)

§7-101. Short title
(REPEALED)
SECTION HISTORY
PL 1975, c. 446, §2 (NEW). PL 1981, c. 243, §24 (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 7: TRUTH-IN-LENDING (REPEALED) › Part 1: GENERAL PROVISIONS › 9-A §7-102. Findings and declaration of purpose (REPEALED)

§7-102. Findings and declaration of purpose
(REPEALED)
SECTION HISTORY
PL 1975, c. 446, §2 (NEW). PL 1981, c. 243, §24 (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 7: TRUTH-IN-LENDING (REPEALED) › Part 1: GENERAL PROVISIONS › 9-A §7-103. Definitions and rules of construction (REPEALED)

§7-103. Definitions and rules of construction
(REPEALED)
SECTION HISTORY
PL 1975, c. 446, §2 (NEW). PL 1981, c. 243, §24 (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 7: TRUTH-IN-LENDING (REPEALED) › Part 1: GENERAL PROVISIONS › 9-A §7-104. Exempted transactions (REPEALED)

§7-104. Exempted transactions
(REPEALED)
SECTION HISTORY
PL 1975, c. 446, §2 (NEW). PL 1981, c. 243, §24 (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 7: TRUTH-IN-LENDING (REPEALED) › Part 1: GENERAL PROVISIONS › 9-A §7-105. Regulations (REPEALED)

§7-105. Regulations
(REPEALED)
SECTION HISTORY
PL 1975, c. 446, §2 (NEW). PL 1979, c. 660, §12 (AMD). PL 1981, c. 243, §24 (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 7: TRUTH-IN-LENDING (REPEALED) › Part 1: GENERAL PROVISIONS › 9-A §7-106. Determination of finance charge (REPEALED)

§7-106. Determination of finance charge
(REPEALED)
SECTION HISTORY
PL 1975, c. 446, §2 (NEW). PL 1981, c. 243, §24 (RP).
2023 Maine Revised Statutes › TITLE 9-A: MAINE CONSUMER CREDIT CODE › Article 7: TRUTH-IN-LENDING (REPEALED) › Part 1: GENERAL PROVISIONS › 9-A §7-107. Determination of annual percentage rate (REPEALED)

§7-107. Determination of annual percentage rate
(REPEALED)
SECTION HISTORY
PL 1975, c. 446, §2 (NEW). PL 1981, c. 243, §24 (RP).