reglab/statecodes huggingface dataset:
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179) › Section 500.3136 - Tort Liability for Damage to Tangible Property From 1 Accident in Excess of Limit Under MCL 500.3121.

500.3136 Tort liability for damage to tangible property from 1 accident in excess of limit under MCL 500.3121.
Sec. 3136.
(1) In addition to the exceptions expressed in section 3135, the abolition of tort liability under that section does not apply to damage to tangible property arising from 1 accident in excess of the limit in section 3121 for which liability insurance required by federal statute or regulation is in effect.
(2) The exception provided by subsection (1) is limited to the amount of the applicable limit under the insurance policy in effect less the limit under section 3121 or $4,000,000.00 in excess of the limit under section 3121, whichever is less.
History:
Add. 2018, Act 677, Eff. Mar. 29, 2019
Popular Name:
Act 218
Popular Name:
Essential Insurance
Popular Name:
No-Fault Insurance
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179) › Section 500.3141 - Notice of Accident.

500.3141 Notice of accident.
Sec. 3141.
An insurer may require written notice to be given as soon as practicable after an accident involving a motor vehicle with respect to which the policy affords the security required by this chapter.
History:
Add. 1972, Act 294, Eff. Mar. 30, 1973
Popular Name:
Act 218
Popular Name:
Essential Insurance
Popular Name:
No-Fault Insurance
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179) › Section 500.3142 - Personal Protection Insurance Benefits Payable as Loss Accrues; Overdue Benefits; Interest.

500.3142 Personal protection insurance benefits payable as loss accrues; overdue benefits; interest.
Sec. 3142.
(1) Personal protection insurance benefits are payable as loss accrues.
(2) Subject to subsection (3), personal protection insurance benefits are overdue if not paid within 30 days after an insurer receives reasonable proof of the fact and of the amount of loss sustained. Subject to subsection (3), if reasonable proof is not supplied as to the entire claim, the amount supported by reasonable proof is overdue if not paid within 30 days after the proof is received by the insurer. Subject to subsection (3), any part of the remainder of the claim that is later supported by reasonable proof is overdue if not paid within 30 days after the proof is received by the insurer. For the purpose of calculating the extent to which benefits are overdue, payment must be treated as made on the date a draft or other valid instrument was placed in the United States mail in a properly addressed, postpaid envelope, or, if not so posted, on the date of delivery.
(3) For personal protection insurance benefits under section 3107(1)(a), if a bill for the product, service, accommodations, or training is not provided to the insurer within 90 days after the product, service, accommodations, or training is provided, the insurer has 60 days in addition to 30 days provided under subsection (2) to pay before the benefits are overdue.
(4) An overdue payment bears simple interest at the rate of 12% per annum.
History:
Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 2019, Act 21, Imd. Eff. June 11, 2019
Compiler's Notes:
Act 143 of 1993, which amended this section, was submitted to the people by referendum petition (as Proposal C) and rejected by a majority of the votes cast at the November 8, 1994, general election.
Popular Name:
Act 218
Popular Name:
Essential Insurance
Popular Name:
No-Fault Insurance
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179) › Section 500.3143 - Assignment of Right to Future Benefits Void.

500.3143 Assignment of right to future benefits void.
Sec. 3143.
An agreement for assignment of a right to benefits payable in the future is void.
History:
Add. 1972, Act 294, Eff. Mar. 30, 1973
Popular Name:
Act 218
Popular Name:
Essential Insurance
Popular Name:
No-Fault Insurance
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179) › Section 500.3145 - Limitation of Actions for Recovery of Personal or Property Protection Insurance Benefits; Period of Limitations; Tolling; Notice of Injury.

500.3145 Limitation of actions for recovery of personal or property protection insurance benefits; period of limitations; tolling; notice of injury.
Sec. 3145.
(1) An action for recovery of personal protection insurance benefits payable under this chapter for an accidental bodily injury may not be commenced later than 1 year after the date of the accident that caused the injury unless written notice of injury as provided in subsection (4) has been given to the insurer within 1 year after the accident or unless the insurer has previously made a payment of personal protection insurance benefits for the injury.
(2) Subject to subsection (3), if the notice has been given or a payment has been made, the action may be commenced at any time within 1 year after the most recent allowable expense, work loss, or survivor's loss has been incurred. However, the claimant may not recover benefits for any portion of the loss incurred more than 1 year before the date on which the action was commenced.
(3) A period of limitations applicable under subsection (2) to the commencement of an action and the recovery of benefits is tolled from the date of a specific claim for payment of the benefits until the date the insurer formally denies the claim. This subsection does not apply if the person claiming the benefits fails to pursue the claim with reasonable diligence.
(4) The notice of injury required by subsection (1) may be given to the insurer or any of its authorized agents by a person claiming to be entitled to benefits for the injury, or by someone in the person's behalf. The notice must give the name and address of the claimant and indicate in ordinary language the name of the person injured and the time, place, and nature of the person's injury.
(5) An action for recovery of property protection insurance benefits may not be commenced later than 1 year after the accident.
History:
Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 2019, Act 21, Imd. Eff. June 11, 2019
Compiler's Notes:
Act 143 of 1993, which amended this section, was submitted to the people by referendum petition (as Proposal C) and rejected by a majority of the votes cast at the November 8, 1994, general election.
Popular Name:
Act 218
Popular Name:
Essential Insurance
Popular Name:
No-Fault Insurance
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179) › Section 500.3146 - Limitation of Action by Insurer for Recovery or Indemnity.

500.3146 Limitation of action by insurer for recovery or indemnity.
Sec. 3146.
An action by an insurer to enforce its rights of recovery or indemnity under section 3116 may not be commenced later than 1 year after payment has been received by a claimant upon a tort claim with respect to which the insurer has a right of reimbursement or recovery under section 3116.
History:
Add. 1972, Act 294, Eff. Mar. 30, 1973
Popular Name:
Act 218
Popular Name:
Essential Insurance
Popular Name:
No-Fault Insurance
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179) › Section 500.3151 - Submission to Mental or Physical Examination; Physician Requirements.

500.3151 Submission to mental or physical examination; physician requirements.
Sec. 3151.
(1) If the mental or physical condition of a person is material to a claim that has been or may be made for past or future personal protection insurance benefits, at the request of an insurer the person shall submit to mental or physical examination by physicians. A personal protection insurer may include reasonable provisions that are in accord with this section in a personal protection insurance policy for mental and physical examination of persons claiming personal protection insurance benefits.
(2) A physician who conducts a mental or physical examination under this section must be licensed as a physician in this state or another state and meet the following criteria, as applicable:
(a) If care is being provided to the person to be examined by a specialist, the examining physician must specialize in the same specialty as the physician providing the care, and if the physician providing the care is board certified in the specialty, the examining physician must be board certified in that specialty.
(b) During the year immediately preceding the examination, the examining physician must have devoted a majority of his or her professional time to either or both of the following:
(i) The active clinical practice of medicine and, if subdivision (a) applies, the active clinical practice relevant to the specialty.
(ii) The instruction of students in an accredited medical school or in an accredited residency or clinical research program for physicians and, if subdivision (a) applies, the instruction of students is in the specialty.
History:
Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 2019, Act 21, Imd. Eff. June 11, 2019 ;-- Am. 2019, Act 22, Imd. Eff. June 11, 2019
Popular Name:
Act 218
Popular Name:
Essential Insurance
Popular Name:
No-Fault Insurance
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179) › Section 500.3152 - Report of Mental or Physical Examination.

500.3152 Report of mental or physical examination.
Sec. 3152.
If requested by a person examined, a party causing an examination to be made shall deliver to him a copy of every written report concerning the examination rendered by an examining physician, at least 1 of which reports shall set out his findings and conclusions in detail. After such request and delivery, the party causing the examination to be made is entitled upon request to receive from the person examined every written report available to him or his representative concerning any examination relevant to the claim, previously or thereafter made, of the same mental or physical condition, and the names and addresses of physicians and medical care facilities rendering diagnoses or treatment in regard to the injury or to a relevant past injury, and shall authorize the insurer to inspect and copy records of physicians, hospitals, clinics or other medical facilities relevant to the claim. By requesting and obtaining a report of the examination so ordered or by taking the deposition of the examiner, the person examined waives any privilege he may have, in relation to the claim for benefits, regarding the testimony of every other person who has examined or may thereafter examine him in respect of the same mental or physical condition.
History:
Add. 1972, Act 294, Eff. Mar. 30, 1973
Popular Name:
Act 218
Popular Name:
Essential Insurance
Popular Name:
No-Fault Insurance
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179) › Section 500.3153 - Court Orders as to Noncompliance With MCL 500.3151 and 500.3152.

500.3153 Court orders as to noncompliance with MCL 500.3151 and 500.3152.
Sec. 3153.
A court may make such orders in regard to the refusal to comply with sections 3151 and 3152 as are just, except that an order shall not be entered directing the arrest of a person for disobeying an order to submit to a physical or mental examination. The orders that may be made in regard to such a refusal include, but are not limited to:
(a) An order that the mental or physical condition of the disobedient person shall be taken to be established for the purposes of the claim in accordance with the contention of the party obtaining the order.
(b) An order refusing to allow the disobedient person to support or oppose designated claims or defenses, or prohibiting him from introducing evidence of mental or physical condition.
(c) An order rendering judgment by default against the disobedient person as to his entire claim or a designated part of it.
(d) An order requiring the disobedient person to reimburse the insurer for reasonable attorneys' fees and expenses incurred in defense against the claim.
(e) An order requiring delivery of a report, in conformity with section 3152, on such terms as are just, and if a physician fails or refuses to make the report a court may exclude his testimony if offered at trial.
History:
Add. 1972, Act 294, Eff. Mar. 30, 1973
Popular Name:
Act 218
Popular Name:
Essential Insurance
Popular Name:
No-Fault Insurance
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179) › Section 500.3157b - Proprietary Information; Exemption From Disclosure Under the Freedom of Information Act.

500.3157b Proprietary information; exemption from disclosure under the freedom of information act.
Sec. 3157b.
Any proprietary information or sensitive personally identifiable information regarding a patient that is submitted to the department under section 3157a is exempt from disclosure under section 13(d) of the freedom of information act, 1976 PA 442, MCL 15.243, and the department shall exempt any such information from disclosure under any other applicable exemptions under section 13 of the freedom of information act, 1976 PA 442, MCL 15.243.
History:
Add. 2019, Act 21, Imd. Eff. June 11, 2019
Popular Name:
Act 218
Popular Name:
Essential Insurance
Popular Name:
No-Fault Insurance
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179) › Section 500.3158 - Statement of Earnings; Report and Records From Medical Institution.

500.3158 Statement of earnings; report and records from medical institution.
Sec. 3158.
(1) An employer, when a request is made by a personal protection insurer against whom a claim has been made, shall furnish forthwith, in a form approved by the commissioner of insurance, a sworn statement of the earnings since the time of the accidental bodily injury and for a reasonable period before the injury, of the person upon whose injury the claim is based.
(2) A physician, hospital, clinic or other medical institution providing, before or after an accidental bodily injury upon which a claim for personal protection insurance benefits is based, any product, service or accommodation in relation to that or any other injury, or in relation to a condition claimed to be connected with that or any other injury, if requested to do so by the insurer against whom the claim has been made, (a) shall furnish forthwith a written report of the history, condition, treatment and dates and costs of treatment of the injured person and (b) shall produce forthwith and permit inspection and copying of its records regarding the history, condition, treatment and dates and costs of treatment.
History:
Add. 1972, Act 294, Eff. Mar. 30, 1973
Popular Name:
Act 218
Popular Name:
Essential Insurance
Popular Name:
No-Fault Insurance
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179) › Section 500.3159 - Discovery.

500.3159 Discovery.
Sec. 3159.
In a dispute regarding an insurer's right to discovery of facts about an injured person's earnings or about his history, condition, treatment and dates and costs of treatment, a court may enter an order for the discovery. The order may be made only on motion for good cause shown and upon notice to all persons having an interest, and shall specify the time, place, manner, conditions and scope of the discovery. A court, in order to protect against annoyance, embarrassment or oppression, as justice requires, may enter an order refusing discovery or specifying conditions of discovery and may order payments of costs and expenses of the proceeding, including reasonable fees for the appearance of attorneys at the proceedings, as justice requires.
History:
Add. 1972, Act 294, Eff. Mar. 30, 1973
Popular Name:
Act 218
Popular Name:
Essential Insurance
Popular Name:
No-Fault Insurance
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179) › Section 500.3163 - Automobile Insurer; Not Required to Provide Personal and Property Protection Insurance Benefits to Out-of-State Residents; Exception.

500.3163 Automobile insurer; not required to provide personal and property protection insurance benefits to out-of-state residents; exception.
Sec. 3163.
An insurer authorized to transact automobile liability insurance and personal and property protection insurance in this state is not required to provide personal protection insurance or property protection insurance benefits under this chapter for accidental bodily injury or property damage occurring in this state arising from the ownership, operation, maintenance, or use of a motor vehicle as a motor vehicle by an out-of-state resident who is insured under the insurer's automobile liability insurance policies, unless the out-of-state resident is the owner of a motor vehicle that is registered and insured in this state.
History:
Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 2002, Act 697, Eff. Mar. 31, 2003 ;-- Am. 2019, Act 21, Imd. Eff. June 11, 2019
Popular Name:
Act 218
Popular Name:
Essential Insurance
Popular Name:
No-Fault Insurance
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179) › Section 500.3173 - Certain Persons Disqualified From Receiving Benefits Under Assigned Claims Plans.

500.3173 Certain persons disqualified from receiving benefits under assigned claims plans.
Sec. 3173.
A person who because of a limitation or exclusion in sections 3105 to 3116 is disqualified from receiving personal protection insurance benefits under a policy otherwise applying to his accidental bodily injury is also disqualified from receiving benefits under the assigned claims plan.
History:
Add. 1972, Act 294, Eff. Mar. 30, 1973
Popular Name:
Act 218
Popular Name:
Essential Insurance
Popular Name:
No-Fault Insurance
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179) › Section 500.3174 - Notice of Claim Through Assigned Claims Plan; Assignment of Claim; Notice to Claimant; Commencement of Action by Claimant.

500.3174 Notice of claim through assigned claims plan; assignment of claim; notice to claimant; commencement of action by claimant.
Sec. 3174.
A person claiming through the assigned claims plan shall notify the Michigan automobile insurance placement facility of his or her claim within 1 year after the date of the accident. On an initial determination of a claimant's eligibility for benefits through the assigned claims plan, the Michigan automobile insurance placement facility shall promptly assign the claim in accordance with the plan and notify the claimant of the identity and address of the insurer to which the claim is assigned. An action by a claimant must be commenced as provided in section 3145.
History:
Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 1972, Act 345, Imd. Eff. Jan. 9, 1973 ;-- Am. 2012, Act 204, Eff. Sept. 1, 2012 ;-- Am. 2019, Act 21, Imd. Eff. June 11, 2019
Compiler's Notes:
Enacting section 1 of Act 204 of 2012 provides:"Enacting section 1. Sections 3172, 3173a, 3174, and 3175 of the insurance code of 1956, 1956 PA 218, MCL 500.3172, 500.3173a, 500.3174, and 500.3175, as amended by this amendatory act, take effect on the date the assigned claims plan is approved by the insurance commissioner under section 3171(3) of the insurance code of 1956, 1956 PA 218, MCL 500.3171."
Popular Name:
Act 218
Popular Name:
Essential Insurance
Popular Name:
No-Fault Insurance
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179) › Section 500.3176 - Taking Costs Into Account in Making and Regulating Rates.

500.3176 Taking costs into account in making and regulating rates.
Sec. 3176.
Reasonable costs incurred in the handling and disposition of assigned claims, including amounts paid pursuant to assessments under section 3171, shall be taken into account in making and regulating rates for automobile liability and personal protection insurance.
History:
Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 1972, Act 345, Imd. Eff. Jan. 9, 1973
Popular Name:
Act 218
Popular Name:
Essential Insurance
Popular Name:
No-Fault Insurance
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179) › Section 500.3178 - Annual Report.

500.3178 Annual report.
Sec. 3178.
After an assigned claims plan is approved under section 3171(3), the Michigan automobile insurance placement facility board of governors shall report annually to the commissioner and the commissioner shall report to the standing committees of the senate and house of representatives with primary jurisdiction over insurance matters on the effectiveness of the assigned claims plan, including detailed demographic information on the individuals who are submitting claims and whose claims are being assigned.
History:
Add. 2012, Act 204, Imd. Eff. June 27, 2012
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179) › Section 500.3179 - Act Applicable October 1, 1973.

500.3179 Act applicable October 1, 1973.
Sec. 3179.
This act applies to motor vehicle accidents occurring on or after October 1, 1973.
History:
Add. 1972, Act 294, Eff. Mar. 30, 1973
Popular Name:
Act 218
Popular Name:
Essential Insurance
Popular Name:
No-Fault Insurance
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31A - Chapter 31a Managed Care (500.3181...500.3189) › Section 500.3181 - "Managed Care Option" Defined.

500.3181 "Managed care option" defined.
Sec. 3181.
As used in this chapter, "managed care option" means an optional coverage selected by an insured at the time a policy is issued that includes, but is not limited to, the monitoring and adjudication of an injured person's care, the use of a preferred provider program or other network, or other similar option.
History:
Add. 2019, Act 21, Imd. Eff. June 11, 2019
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31A - Chapter 31a Managed Care (500.3181...500.3189) › Section 500.3182 - Applicability of Chapter.

500.3182 Applicability of chapter.
Sec. 3182.
This chapter applies to all automobile insurance whether written on an individual or group basis.
History:
Add. 2019, Act 21, Imd. Eff. June 11, 2019
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31A - Chapter 31a Managed Care (500.3181...500.3189) › Section 500.3183 - Automobile Insurer; Offering of Managed Care Option; Requirements.

500.3183 Automobile insurer; offering of managed care option; requirements.
Sec. 3183.
An automobile insurer may offer a managed care option that provides for allowable expenses consisting of all reasonable charges incurred for reasonably necessary products, services, and accommodations for an injured person's care, recovery, or rehabilitation. This managed care option is subject to all of the following:
(a) It must be uniformly offered in all areas where the managed care option is available.
(b) It must provide a discount that reflects reasonably anticipated reductions in losses or expenses or both.
(c) It must not apply to emergency care. Emergency care includes, but is not limited to, all care necessary to the point where no material deterioration of a condition is likely, within reasonable medical probability, to result from or occur during transfer of the patient.
History:
Add. 2019, Act 21, Imd. Eff. June 11, 2019
Compiler's Notes:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31A - Chapter 31a Managed Care (500.3181...500.3189) › Section 500.3184 - Offer of Personal Protection Insurance Benefits Required for Certain Managed Care Options.

500.3184 Offer of personal protection insurance benefits required for certain managed care options.
Sec. 3184.
An automobile insurer that offers a managed care option under this chapter shall also offer personal protection insurance benefits under section 3107(1)(a) that are not subject to the managed care option.
History:
Add. 2019, Act 21, Imd. Eff. June 11, 2019
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31A - Chapter 31a Managed Care (500.3181...500.3189) › Section 500.3185 - Application of Managed Care Option.

500.3185 Application of managed care option.
Sec. 3185.
The managed care option must apply to the insured who selects the managed care option and any person who resides in an area where the managed care option is available and who is claiming personal protection insurance benefits under the policy with the managed care option.
History:
Add. 2019, Act 21, Imd. Eff. June 11, 2019
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31A - Chapter 31a Managed Care (500.3181...500.3189) › Section 500.3186 - Managed Care Option; Deductibles and Co-Pays.

500.3186 Managed care option; deductibles and co-pays.
Sec. 3186.
A managed care option may provide for deductibles, co-pays, or both deductibles and co-pays.
History:
Add. 2019, Act 21, Imd. Eff. June 11, 2019
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31A - Chapter 31a Managed Care (500.3181...500.3189) › Section 500.3187 - Managed Care Option; Requirements.

500.3187 Managed care option; requirements.
Sec. 3187.
A managed care option must provide for all of the following:
(a) That personal protection insurance benefits are primary and will not be coordinated with other health and accident coverage on the individual claiming personal protection insurance benefits under the policy with the managed care option.
(b) That personal protection insurance benefits must be exhausted by the individual claiming those benefits under the policy with the managed care option before the individual may seek benefits from another health or accident coverage provider.
(c) That deductibles, co-pays, or other similar sanctions will not be assessed or collected from other health and accident coverage providers for the individual claiming personal protection insurance benefits under the policy with the managed care option.
History:
Add. 2019, Act 21, Imd. Eff. June 11, 2019
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31A - Chapter 31a Managed Care (500.3181...500.3189) › Section 500.3188 - Selection of Managed Care Option; Written Disclosure Statement; Requirements.

500.3188 Selection of managed care option; written disclosure statement; requirements.
Sec. 3188.
At the time of the initial selection of the managed care option by the insured, an automobile insurer shall obtain a signed acknowledgment that the insured received a written disclosure statement approved by the director or a written disclosure statement that includes all of the following:
(a) A summary of the provisions of the managed care option.
(b) The estimated range of the percentage of the discount provided by the managed care option.
(c) A general description of the differences between a managed care option under this chapter and personal protection insurance benefits under section 3107(1)(a) that are not subject to the managed care option, including any procedural differences in seeking treatment and filing a claim.
(d) The consequences for violating any provisions of the managed care option, including the possibility of a claim denial, the payment of a deductible and the amount of that deductible, and any additional out-of-pocket expenses that may be incurred.
(e) An explanation of whether the insurer offers an opt-out provision that would enable the insured to change his or her policy from a managed care option to personal protection insurance benefits under section 3107(1)(a) that are not subject to the managed care option and any restrictions placed upon the insured in regard to opting out of the managed care option.
History:
Add. 2019, Act 21, Imd. Eff. June 11, 2019
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-31A - Chapter 31a Managed Care (500.3181...500.3189) › Section 500.3189 - Managed Care Disclosure Statement; Additional Requirements.

500.3189 Managed care disclosure statement; additional requirements.
Sec. 3189.
The disclosure statement under section 3188 must include a postal mailing address and either a toll-free telephone number or an internet website address that insureds or applicants for insurance may write, call, or otherwise access for information on the managed care option.
History:
Add. 2019, Act 21, Imd. Eff. June 11, 2019
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262) › Section 500.3201 - Repealed. 1978, Act 218, Eff. Dec. 5, 1978.

500.3201 Repealed. 1978, Act 218, Eff. Dec. 5, 1978.
Compiler's Notes:
The repealed section pertained to termination of automobile insurance policies.
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262) › Section 500.3204 - Refusal to Renew Policy as Cancellation; Requisites.

500.3204 Refusal to renew policy as cancellation; requisites.
Sec. 3204.
(1) No insurer shall cancel a policy of automobile liability insurance issued after November 1, 1966, in pursuance of their certificate of authority by the department unless the cancellation is effected pursuant to the applicable provisions of this chapter.
(2) Refusal to renew any policy of automobile liability insurance shall not constitute a cancellation unless the insurer fails to mail, 20 days prior to the termination date of the policy, by first class mail, a notice to the insured that the policy will not be renewed.
History:
Add. 1966, Act 342, Eff. Nov. 1, 1966
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262) › Section 500.3206 - Policy of Automobile Insurance; Definition.

500.3206 Policy of automobile insurance; definition.
Sec. 3206.
As used in this chapter, "policy of automobile insurance" means a policy insuring private passenger automobiles, including those used in a car pool, or that portion of a combination policy which insures private passenger automobiles.
History:
Add. 1966, Act 342, Eff. Nov. 1, 1966
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262) › Section 500.3208 - Inapplicability of Chapter; Termination of Coverage at End of Policy Period.

500.3208 Inapplicability of chapter; termination of coverage at end of policy period.
Sec. 3208.
This chapter shall not be applicable with respect to termination of coverage at the end of any policy period or at any annual anniversary date of any policy which specifies no term, nor shall it be applicable with respect to any cancellation for failure of the named insured to discharge when due any of his obligations in connection with the payment of premiums for the policy, or any installment thereof, whether payable directly to the insurer or his agent indirectly under any premium finance plan.
History:
Add. 1966, Act 342, Eff. Nov. 1, 1966
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262) › Section 500.3212 - Inapplicability of Chapter; Nonpayment of Premiums.

500.3212 Inapplicability of chapter; nonpayment of premiums.
Sec. 3212.
The provisions of this chapter are not applicable to cancellations occasioned by nonpayment of premiums and no hearings on appeals or other statutory provisions within this chapter are to be binding on any policy of insurance coverage that lapses due to nonpayment of premium.
History:
Add. 1966, Act 342, Eff. Nov. 1, 1966
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262) › Section 500.3220 - Cancellation; Reasons.

500.3220 Cancellation; reasons.
Sec. 3220.
Subject to the following provisions no insurer licensed to write automobile liability coverage, after a policy has been in effect 55 days or if the policy is a renewal, effective immediately, shall cancel a policy of automobile liability insurance except for any 1 or more of the following reasons:
(a) That during the 55 days following the date of original issue thereof the risk is unacceptable to the insurer.
(b) That the named insured or any other operator, either resident of the same household or who customarily operates an automobile insured under the policy has had his operator's license suspended during the policy period and the revocation or suspension has become final.
History:
Add. 1966, Act 342, Eff. Nov. 1, 1966 ;-- Am. 1970, Act 161, Imd. Eff. Aug. 2, 1970
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262) › Section 500.3224 - Denial of Coverage; Notice of Cancellation.

500.3224 Denial of coverage; notice of cancellation.
Sec. 3224.
(1) The cancellation of a policy of insurance within the 55-day period enumerated in subdivision (a) of section 3220 shall not be subject to appeal by the insured. Failure to disclose the cancellation by any insured upon any application for insurance shall not be grounds to deny coverage on the basis of fraud by an insurer who may have accepted the risk thereafter.
(2) For the provisions of this chapter only, no cancellation shall be effective unless a written notice of cancellation is mailed by certified mail, return receipt requested, to the insured at the last address known to the insurer either through its records, the personal records of the agent who wrote the policy, or as supplied by the insured.
(3) The notice shall be mailed at least 20 days prior to the effective date of cancellation. For the purpose of this chapter only, delivery of such written notice by the insurer shall be the equivalent of mailing. The notice shall contain the reasons for the cancellation and shall state in bold type that the insured has the statutory right within 7 days from the date of mailing to appeal to the department. The commissioner shall approve the form of the cancellation notice.
History:
Add. 1966, Act 342, Eff. Nov. 1, 1966
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262) › Section 500.3230 - Validity of Cancellation; Request for Hearing.

500.3230 Validity of cancellation; request for hearing.
Sec. 3230.
Any insured who wishes to contest the grounds of cancellation, within 7 days after the date of postmark indicating mailing of the notice of cancellation, which date shall be impressed upon the notice, shall file a written request for hearing directed to the commissioner.
History:
Add. 1966, Act 342, Eff. Nov. 1, 1966 ;-- Am. 2001, Act 141, Imd. Eff. Oct. 26, 2001
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262) › Section 500.3234 - Validity of Cancellation; Appeal, Hearing by Insurance Commissioner, Notice.

500.3234 Validity of cancellation; appeal, hearing by insurance commissioner, notice.
Sec. 3234.
Within 10 days after receiving the notice of appeal from the insured, the commissioner or his officially appointed designees shall hold a hearing to determine the validity of the cancellation. The notice of the hearing shall be mailed to the insured and the insurer at least 4 days prior to the date of the hearing. Each insurer licensed to do business in this state shall file with the commissioner, immediately upon the effective date of this chapter, a statement containing the name and address of the person authorized to receive such notice on behalf of the insurer.
History:
Add. 1966, Act 342, Eff. Nov. 1, 1966
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262) › Section 500.3240 - Validity of Cancellation; Conduct of Hearing, Determination.

500.3240 Validity of cancellation; conduct of hearing, determination.
Sec. 3240.
At the hearing both parties shall have an opportunity to be heard and to be represented by counsel of their own choosing if they desire. The commissioner or his duly designated representative shall make his determination in writing stating his disposition of the matter.
History:
Add. 1966, Act 342, Eff. Nov. 1, 1966
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262) › Section 500.3244 - Validity of Cancellation; Order for Reinstatement or Upholding Cancellation; Stay of Cancellation; Appeal.

500.3244 Validity of cancellation; order for reinstatement or upholding cancellation; stay of cancellation; appeal.
Sec. 3244.
The commissioner or his designated representative shall either order the policy reinstated or he may uphold the cancellation. The commissioner may stay the cancellation of the policy pending his determination in writing stating his disposition of the matter. Any person who considers himself aggrieved by any final determination of the commissioner or his designated representative may appeal such decision to the circuit court under the terms and provisions of Act No. 197 of the Public Acts of 1952, as amended, being sections 24.101 to 24.110 of the Compiled Laws of 1948.
History:
Add. 1966, Act 342, Eff. Nov. 1, 1966
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262) › Section 500.3250 - Statements in Cancellation Notice; Liability.

500.3250 Statements in cancellation notice; liability.
Sec. 3250.
There shall be no liability on the part of, and no cause of action of any nature shall arise against, any insurer or authorized representative, or its agents or employees, or the commissioner or his authorized representative for any statements made by them in any written notice of cancellation or at the time of the hearings conducted in connection therewith or in the findings required by the provisions of this chapter.
History:
Add. 1966, Act 342, Eff. Nov. 1, 1966
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262) › Section 500.3254 - Filing Fee; Return to Insured; Disposition of Funds.

500.3254 Filing fee; return to insured; disposition of funds.
Sec. 3254.
If the insured prevails in his appeal, the filing fee paid by the insured shall be returned to him by the insurer. All moneys collected under the provisions of this act shall be deposited to the credit of the general fund of the state.
History:
Add. 1966, Act 342, Eff. Nov. 1, 1966
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262) › Section 500.3260 - Insurance Commissioner; Regulatory Powers.

500.3260 Insurance commissioner; regulatory powers.
Sec. 3260.
The commissioner may make rules and regulations necessary for administration of this chapter. The rules shall be promulgated in accordance with the provisions of Act No. 88 of the Public Acts of 1943, as amended, being sections 24.71 to 24.80 of the Compiled Laws of 1948, and subject to Act No. 197 of the Public Acts of 1952, as amended.
History:
Add. 1966, Act 342, Eff. Nov. 1, 1966
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262) › Section 500.3262 - Private Automobiles of Peace Officers, Fire Fighters, or Ambulance Drivers; Cancellation of Insurance; “Ambulance Driver” Defined.

500.3262 Private automobiles of peace officers, fire fighters, or ambulance drivers; cancellation of insurance; “ambulance driver” defined.
Sec. 3262.
An insurer shall not cancel or refuse to renew a policy of insurance of any peace officer, fire fighter, or ambulance driver on his or her private automobile due to accident rate statistics compiled by the peace officer, fire fighter, or ambulance driver while driving police vehicles, fire department vehicles, or ambulances in the pursuit of his or her duties as a peace officer, fire fighter, or ambulance driver. As used in this section "ambulance driver" means a person authorized to drive an ambulance pursuant to part 207 of the public health code, Act No. 368 of the Public Acts of 1978, being sections 333.20701 to 333.20773 of the Michigan Compiled Laws.
History:
Add. 1967, Act 202, Eff. Aug. 1, 1967 ;-- Am. 1968, Act 95, Imd. Eff. June 4, 1968 ;-- Am. 1986, Act 190, Eff. Aug. 1, 1986
Popular Name:
Act 218
2023 Michigan Compiled Laws › Chapter 500 - Insurance Code of 1956 › Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302) › 218-1956-33 - Chapter 33 Automobile Insurance Placement Facility (500.3301...500.3390) › Section 500.3301 - Michigan Automobile Insurance Placement Facility; Purpose; Participation.

500.3301 Michigan automobile insurance placement facility; purpose; participation.
Sec. 3301.
(1) Every insurer authorized to write automobile insurance in this state shall participate in an organization for the purpose of doing all of the following:
(a) Providing the guarantee that automobile insurance coverage will be available to any person who is unable to procure that insurance through ordinary methods.
(b) Preserving to the public the benefits of price competition by encouraging maximum use of the normal private insurance system.
(2) The organization created under this chapter shall be called the "Michigan automobile insurance placement facility".
History:
Add. 1969, Act 346, Eff. Apr. 1, 1970 ;-- Am. 1979, Act 145, Eff. Jan. 1, 1981
Popular Name:
Act 218
Popular Name:
Essential Insurance