reglab/statecodes huggingface dataset:
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 10. Risk Retention Groups › 27-7-10-27. Purchasing Groups; Purchase of Insurance From Risk Retention Groups; Limitations; Notice to Members; Deductibles; Aggregate Limits

Sec. 27. (a) A purchasing group may not purchase insurance from a risk retention group that is not chartered in a state or from an insurer not admitted in the state in which the purchasing group is located, unless the purchase is effected through a licensed insurance producer or broker acting under the surplus lines laws and regulations of that state.
(b) A purchasing group that obtains liability insurance from an insurer that is not admitted in Indiana or from a risk retention group shall inform each of the members of the group who have a risk resident or located in Indiana that the risk is not protected by an insurance insolvency guaranty fund in Indiana and that the risk retention group or insurer may not be subject to all insurance laws and rules of Indiana.
(c) No purchasing group may purchase insurance providing for a deductible or self-insured retention applicable to the group as a whole. However, coverage may provide for a deductible or self-insured retention applicable to individual members of the purchasing group.
(d) Purchases of insurance by purchasing groups are subject to the same standards regarding aggregate limits that are applicable to all purchases of group insurance.
As added by P.L.162-1988, SEC.2. Amended by P.L.178-2003, SEC.50.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 10. Risk Retention Groups › 27-7-10-28. Premium Taxes; Taxes on Premiums; Calculations

Sec. 28. Premium taxes and taxes on premiums paid for coverage of risks resident or located in Indiana by a purchasing group or any member of a purchasing group shall be:
(1) imposed at the same rate and subject to the same interest, fines, and penalties that apply to premium taxes and taxes on premiums paid for similar coverage from a similar insurance source by other insureds; and
(2) paid first by the insurance source, and if not by the insurance source, then by the insurance producer or broker for the purchasing group, and if not by the insurance producer or broker, then by the purchasing group, and if not by the purchasing group, then by each of its members.
As added by P.L.162-1988, SEC.2. Amended by P.L.178-2003, SEC.51.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 10. Risk Retention Groups › 27-7-10-29. Enforcement; Scope of Authority

Sec. 29. The commissioner may make use of any of the powers established under this title to enforce the laws of Indiana not specifically preempted by the Risk Retention Act of 1986, 15 U.S.C. 3901 et seq., including the commissioner's administrative authority to investigate, issue subpoenas, conduct depositions and hearings, issue orders, impose penalties, and seek injunctive relief. With regard to any investigation, administrative proceedings, or litigation, the commissioner shall rely on Indiana procedural laws. The injunctive authority of the commissioner, in regard to risk retention groups, is restricted by the requirement under section 16 of this chapter that any injunction be issued by a court.
As added by P.L.162-1988, SEC.2.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 10. Risk Retention Groups › 27-7-10-30. Solicitation, Negotiation, or Procurement of Liability Insurance; License Requirements

Sec. 30. No individual, firm, association, limited liability company, or corporation may act or aid in any manner in soliciting, negotiating, or procuring liability insurance in Indiana from a risk retention group unless the individual, firm, association, or corporation is licensed as an insurance producer under IC 27-1-15.6.
As added by P.L.162-1988, SEC.2. Amended by P.L.8-1993, SEC.428; P.L.132-2001, SEC.11; P.L.178-2003, SEC.52.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 10. Risk Retention Groups › 27-7-10-31. Purchasing Groups; Solicitation, Negotiation, or Procurement of Liability Insurance; License Requirements

Sec. 31. (a) No individual, firm, association, or corporation may act or aid in any manner in soliciting, negotiating, or procuring liability insurance in Indiana for a purchasing group from an authorized insurer or a risk retention group chartered in a state unless the individual, firm, association, or corporation is licensed as an insurance producer under IC 27-1-15.6.
(b) No individual, firm, association, or corporation may act or aid in any manner in soliciting, negotiating, or procuring liability insurance coverage in Indiana for any member of a purchasing group under a purchasing group's policy unless the individual, firm, association, or corporation is licensed as an insurance producer under IC 27-1-15.6.
(c) No individual, firm, association, or corporation may act or aid in any manner in soliciting, negotiating, or procuring liability insurance from an insurer not authorized to do business in Indiana on behalf of a purchasing group located in Indiana unless the individual, firm, association, or corporation is licensed as a surplus lines producer under IC 27-1-15.8.
As added by P.L.162-1988, SEC.2. Amended by P.L.132-2001, SEC.12; P.L.178-2003, SEC.53.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 10. Risk Retention Groups › 27-7-10-32. Insurance Producers for Risk Retention Groups; Residence; Notice

Sec. 32. (a) For purposes of acting as an insurance producer for a risk retention group or purchasing group under section 30 or 31 of this chapter, the requirement of residence in Indiana does not apply.
(b) Every individual, firm, association, or corporation licensed under IC 27-1-15.6, in regard to business placed with risk retention groups or written through a purchasing group, shall inform each prospective insured of the provisions of the notice required by section 18 of this chapter in the case of a risk retention group and section 27(c) of this chapter in the case of a purchasing group.
As added by P.L.162-1988, SEC.2. Amended by P.L.132-2001, SEC.13; P.L.178-2003, SEC.54.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 10. Risk Retention Groups › 27-7-10-33. Injunctions

Sec. 33. An order issued by any district court of the United States enjoining a risk retention group from soliciting or selling insurance, or operating in any state (or in all states, or in any territory or possession of the United States), upon a finding that the risk retention group is in hazardous financial or financially impaired condition is enforceable in the courts of this state.
As added by P.L.162-1988, SEC.2.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 11. Drought Insurance › 27-7-11-2. Policy Effective Date; Cancellation

Sec. 2. A drought insurance policy becomes effective and is not subject to cancellation:
(1) at the time stated in the application for the insurance; or
(2) fourteen (14) days after the applicant submits the premium payment;
whichever occurs first, unless the application is refused in writing and the premium payment is returned within fourteen (14) days after the premium payment is submitted.
As added by P.L.250-1989, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 12. Termination of Residential Policies › 27-7-12-1. Applicability of Chapter; Exceptions

Sec. 1. (a) This chapter applies to policies of insurance covering risks to property located in Indiana that take effect or are renewed after June 30, 2001, and that insure loss of or damage to:
(1) real property consisting of not more than four (4) residential units, one (1) of which is the principal place of residence of the named insured; or
(2) personal property:
(A) in which the named insured has an insurable interest; and
(B) that is used within a residential dwelling for personal, family, or household purposes.
(b) This chapter does not apply to the following:
(1) A policy of inland marine insurance.
(2) The cancellation or nonrenewal of an automobile insurance policy under IC 27-7-6.
(3) The cancellation or nonrenewal of a commercial property and casualty insurance policy under IC 27-1-31-2.5.
As added by P.L.203-2001, SEC.10.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 12. Termination of Residential Policies › 27-7-12-2. Definitions

Sec. 2. (a) As used in this chapter, "cancellation" refers to a termination of property insurance coverage that occurs during the policy term.
(b) As used in this chapter, "nonpayment of premium" means the failure of the named insured to discharge any obligation in connection with the payment of premiums on policies of insurance subject to this chapter, regardless of whether the payments are directly payable to the insurer or its agent or indirectly payable under a premium finance plan or extension of credit. The term includes the failure to pay dues or fees where payment of the dues or fees is a prerequisite to obtaining or continuing property insurance coverage.
(c) As used in this chapter, "nonrenewal" or "nonrenewed" refers to a termination of property insurance coverage that occurs at the end of the policy term.
(d) As used in this chapter, "renewal" or "to renew" refers to:
(1) the issuance and delivery by an insurer at the end of a policy period of a policy superseding a policy previously issued and delivered by the same insurer; or
(2) the issuance and delivery of a certificate or notice extending the term of an existing policy beyond its policy period or term.
(e) As used in this chapter, "termination" means a cancellation or nonrenewal. The term does not include:
(1) the requirement of a reasonable deductible;
(2) reasonable changes in the amount of insurance; or
(3) reasonable reductions in policy limits or coverage;
if the requirements or changes are directly related to the hazard involved and are made on the renewal date for the policy. The term does not include a transfer of a policy to another insurer.
As added by P.L.203-2001, SEC.10.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 12. Termination of Residential Policies › 27-7-12-3. Notice of Cancellation

Sec. 3. (a) Notice of cancellation of property insurance coverage by an insurer must:
(1) be in writing;
(2) be mailed to the named insured at the last known address of the named insured;
(3) state the effective date of the cancellation; and
(4) upon request of the named insured, be accompanied by a written explanation of the specific reasons for the cancellation.
(b) An insurer shall mail written notice of cancellation to the named insured at least:
(1) ten (10) days before canceling a policy, if the cancellation is for nonpayment of a premium;
(2) twenty (20) days before canceling a policy, if:
(A) the cancellation occurs more than sixty (60) days after the date of issuance of the policy; or
(B) the insurer has received a copy of a complaint under IC 32-30-10.5-8(d)(2) concerning the property; and
(3) ten (10) days before canceling a policy, if the cancellation occurs not more than sixty (60) days after the date of issuance of the policy.
(c) If the policy was procured by an independent insurance producer licensed in Indiana, the insurer shall mail notice of cancellation to the insurance producer not less than ten (10) days before the insurer mails the notice to the named insured, unless the obligation to notify the insurance producer is waived in writing by the insurance producer.
As added by P.L.203-2001, SEC.10. Amended by P.L.178-2003, SEC.55; P.L.116-2011, SEC.3; P.L.196-2021, SEC.37.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 12. Termination of Residential Policies › 27-7-12-4. Notice of Nonrenewal

Sec. 4. (a) Notice of nonrenewal by an insurer must:
(1) be in writing;
(2) be mailed to the named insured at the last known address of the named insured;
(3) state the insurer's intention not to renew the policy upon expiration of the current policy period;
(4) upon request of the named insured, be accompanied by a written explanation of the specific reasons for the nonrenewal; and
(5) be mailed to the named insured at least twenty (20) days before the expiration of the current policy period.
(b) If the policy was procured by an independent insurance producer licensed in Indiana, the insurer shall mail notice of nonrenewal to the insurance producer not less than ten (10) days before the insurer mails the notice to the named insured under subsection (a), unless the obligation to notify the insurance producer is waived in writing by the insurance producer.
(c) Notice of nonrenewal under this section is not required if:
(1) the named insured is transferred from an insurer to an affiliate of the insurer for future coverage; and
(2) the transfer results in the same or broader coverage.
(d) If an insurer mails to an insured a renewal notice, bill, certificate, or policy indicating the insurer's willingness to renew a policy and the insured does not respond, the insurer is not required to mail to the insured notice of intention not to renew.
As added by P.L.203-2001, SEC.10. Amended by P.L.178-2003, SEC.56; P.L.148-2017, SEC.17; P.L.196-2021, SEC.38.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 12. Termination of Residential Policies › 27-7-12-5. Sufficiency of Explanations; Coverage Considered Renewed Where Notice Not Given

Sec. 5. (a) A written explanation provided under section 3 or 4 of this chapter must be of sufficient clarity and specificity to enable a reasonable lay person to identify the basis for the insurer's decision without further inquiry.
(b) If notice is not provided under section 4 of this chapter, coverage is considered to be renewed only for the ensuing policy period upon payment of the appropriate premiums under the same terms and conditions, and subject to section 6 of this chapter, unless the named insured has accepted replacement coverage with another insurer or unless the named insured has agreed to the nonrenewal.
As added by P.L.203-2001, SEC.10.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 12. Termination of Residential Policies › 27-7-12-6. Grounds for Cancellation of Policies in Effect for More Than 60 Days

Sec. 6. After coverage has been in effect for more than sixty (60) days or after the effective date of a renewal policy, a notice of cancellation shall not be issued unless cancellation is based on at least one (1) of the following:
(1) Nonpayment of a premium.
(2) Discovery of fraud or material misrepresentation made by or with the knowledge of the named insured in obtaining the policy, continuing the policy, or in presenting a claim under the policy.
(3) Discovery of willful or reckless acts or omissions on the part of the named insured that increase a hazard insured against.
(4) The occurrence of a change in the risk that substantially increases a hazard insured against after insurance coverage has been issued or renewed.
(5) A violation of any local fire, health, safety, building, or construction regulation or ordinance with respect to an insured property or the occupancy of the property that substantially increases any hazard insured against.
(6) A determination by the insurance commissioner that the continuation of the policy would place the insurer in violation of the insurance laws of Indiana.
(7) Real property taxes owing on the insured property have been delinquent for two (2) or more years and continue to be delinquent at the time notice of cancellation is issued.
As added by P.L.203-2001, SEC.10.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 12. Termination of Residential Policies › 27-7-12-7. Prohibited Grounds for Termination

Sec. 7. Termination of property insurance coverage by an insurer is prohibited if the termination is based on any of the following:
(1) Upon the race, religion, nationality, ethnic group, age, sex, or marital status of the applicant or named insured.
(2) Solely upon the lawful occupation or profession of the applicant or named insured. However, this subdivision does not apply to an insurer that limits its market to one (1) lawful occupation or profession or to several related lawful occupations or professions.
(3) Upon the age or location of the residence of the applicant or named insured, unless that decision is for a business purpose that is not a mere pretext for a decision based on factors prohibited in this chapter or any other provision of this title.
(4) Upon the fact that another insurer previously declined to insure the applicant or terminated an existing policy in which the applicant was the named insured.
(5) Upon the fact that the applicant or named insured previously obtained insurance coverage through a residual market insurance mechanism.
As added by P.L.203-2001, SEC.10.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 12. Termination of Residential Policies › 27-7-12-9. Immunity From Civil Liability

Sec. 9. (a) The following persons are immune from civil liability for any communication giving notice of or specifying the reasons for a termination or for any statement made in connection with an attempt to discover or verify the existence of conditions that would be a reason for a termination under this chapter:
(1) Employees of the department of insurance.
(2) An insurer or its authorized representative, agent, or employee.
(3) A licensed insurance producer.
(4) A person furnishing information to an insurer as to reasons for a termination.
(b) This section does not apply to statements made in bad faith with malice in fact.
As added by P.L.203-2001, SEC.10. Amended by P.L.178-2003, SEC.57.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 13. Required Notice of Flood Coverage in a Residential Policy › 27-7-13-1. Applicability of Chapter; Exceptions

Sec. 1. (a) This chapter applies to policies of insurance covering risks to property located in Indiana that are issued or renewed after December 31, 2001, and that insure against loss of or damage to:
(1) real property consisting of not more than four (4) residential units, one (1) of which is the principal place of residence of the named insured; or
(2) personal property:
(A) in which the named insured has an insurable interest; and
(B) that is used within a residential dwelling for personal, family, or household purposes.
(b) This chapter does not apply to the following:
(1) A policy of inland marine insurance.
(2) An automobile insurance policy under IC 27-7-6.
(3) A commercial property and casualty insurance policy under IC 27-1-31.
As added by P.L.203-2001, SEC.11.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 13. Required Notice of Flood Coverage in a Residential Policy › 27-7-13-2. Required Notices for Policies Not Covering Flood Damage

Sec. 2. If a policy of insurance described in section 1 of this chapter does not provide coverage for flood damage:
(1) the policy jacket must contain a prominently printed notice stating; or
(2) the policyholder must be given written notice when the policy is issued, or upon the first renewal after December 31, 2001;
that coverage for flood damage may be available through the National Flood Insurance Program.
As added by P.L.203-2001, SEC.11.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 14. Group Insurance for Members of the Armed Forces › 27-7-14-1. "Armed Forces"

Sec. 1. As used in this chapter, "armed forces" means the active and reserve components of the following:
(1) The United States Army.
(2) The United States Navy.
(3) The United States Air Force.
(4) The United States Marine Corps.
(5) The United States Coast Guard.
(6) The Indiana National Guard.
As added by P.L.146-2015, SEC.31.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 14. Group Insurance for Members of the Armed Forces › 27-7-14-2. "Casualty Insurance Company"

Sec. 2. As used in this chapter, "casualty insurance company" has the meaning set forth in IC 27-1-2-3(t).
As added by P.L.146-2015, SEC.31.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 14. Group Insurance for Members of the Armed Forces › 27-7-14-3. "Group"

Sec. 3. As used in this chapter, "group" means a group of individuals who:
(1) have similar professional attributes;
(2) belong to the group for purposes other than that of obtaining insurance; and
(3) are eligible to purchase motor vehicle insurance.
As added by P.L.146-2015, SEC.31.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 14. Group Insurance for Members of the Armed Forces › 27-7-14-4. "Group Administrator"

Sec. 4. As used in this chapter, "group administrator" means:
(1) the officers or directors of; or
(2) another person legally vested with the responsibility to manage the affairs of;
a group of members of the armed forces.
As added by P.L.146-2015, SEC.31.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 14. Group Insurance for Members of the Armed Forces › 27-7-14-5. "Group Motor Vehicle Insurance Policy"

Sec. 5. As used in this chapter, "group motor vehicle insurance policy" means a policy of insurance that provides motor vehicle insurance to participating members of the armed forces under one (1) master policy:
(1) that is issued to a group administrator; and
(2) under which individual certificates, each with separate limits of liability and coverage, are issued to participating group members.
As added by P.L.146-2015, SEC.31.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 14. Group Insurance for Members of the Armed Forces › 27-7-14-6. "Motor Vehicle Insurance"

Sec. 6. As used in this chapter, "motor vehicle insurance" means the type of insurance described in IC 27-1-5-1, Class 2(f).
As added by P.L.146-2015, SEC.31.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 14. Group Insurance for Members of the Armed Forces › 27-7-14-7. Provision of Group Motor Vehicle Insurance Policy

Sec. 7. An insurer that is authorized under IC 27-1-3-20 to:
(1) transact business as a casualty insurance company; and
(2) offer motor vehicle insurance;
may provide a group motor vehicle insurance policy.
As added by P.L.146-2015, SEC.31.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 15. Group Non-Trucking Liability Insurance › 27-7-15-1. "Casualty Insurance Company"

Sec. 1. As used in this chapter, "casualty insurance company" has the meaning set forth in IC 27-1-2-3(t).
As added by P.L.146-2015, SEC.32.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 15. Group Non-Trucking Liability Insurance › 27-7-15-2. "Group"

Sec. 2. As used in this chapter, "group" means a group of individuals who:
(1) have similar professional attributes;
(2) belong to the group for purposes other than that of obtaining insurance; and
(3) are eligible to purchase motor vehicle insurance.
As added by P.L.146-2015, SEC.32.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 15. Group Non-Trucking Liability Insurance › 27-7-15-3. "Group Non-Trucking Liability Insurance Policy"

Sec. 3. As used in this chapter, "group non-trucking liability insurance policy" means a policy of insurance that provides non-trucking liability insurance, and may provide optional physical damage insurance coverage, to participating group members under one (1) master policy:
(1) that is issued to a named insured; and
(2) under which individual certificates, each with separate limits of liability and coverage, are issued to participating group members.
As added by P.L.146-2015, SEC.32.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 15. Group Non-Trucking Liability Insurance › 27-7-15-4. "Motor Vehicle Insurance"

Sec. 4. As used in this chapter, "motor vehicle insurance" means the type of insurance described in IC 27-1-5-1, Class 2(f).
As added by P.L.146-2015, SEC.32.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 15. Group Non-Trucking Liability Insurance › 27-7-15-5. "Non-Trucking Liability Insurance"

Sec. 5. As used in this chapter, "non-trucking liability insurance" means insurance that provides third party liability coverage for property damage or bodily injury caused by the operation of a for hire motor carrier truck for purposes other than for hire motor carrier truck purposes.
As added by P.L.146-2015, SEC.32.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 15. Group Non-Trucking Liability Insurance › 27-7-15-6. Provision of Group Non-Trucking Liability Insurance Policy

Sec. 6. An insurer that is authorized under IC 27-1-3-20 to:
(1) transact business as a casualty insurance company; and
(2) offer motor vehicle insurance;
may provide a group non-trucking liability insurance policy.
As added by P.L.146-2015, SEC.32.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 16. Group Tenant Users Liability Insurance › 27-7-16-1. "Casualty and Liability Insurance"

Sec. 1. As used in this chapter, "casualty and liability insurance" means the type of insurance described in IC 27-1-5-1, Class 2(h).
As added by P.L.146-2015, SEC.33.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 16. Group Tenant Users Liability Insurance › 27-7-16-2. "Casualty Insurance Company"

Sec. 2. As used in this chapter, "casualty insurance company" has the meaning set forth in IC 27-1-2-3(t).
As added by P.L.146-2015, SEC.33.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 16. Group Tenant Users Liability Insurance › 27-7-16-3. "Group"

Sec. 3. As used in this chapter, "group" means a group of individuals who:
(1) have similar professional attributes;
(2) belong to the group for purposes other than that of obtaining insurance; and
(3) are eligible to purchase casualty and liability insurance.
As added by P.L.146-2015, SEC.33.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 16. Group Tenant Users Liability Insurance › 27-7-16-4. "Group Tenant Users Liability Insurance Policy"

Sec. 4. As used in this chapter, "group tenant users liability insurance policy" means a policy of insurance that provides tenant users liability insurance to participating group members under one (1) master policy:
(1) that is issued to a named insured; and
(2) under which individual certificates, each with separate limits of liability and coverage, are issued to participating group members.
As added by P.L.146-2015, SEC.33.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 16. Group Tenant Users Liability Insurance › 27-7-16-5. "Tenant Users Liability Insurance"

Sec. 5. As used in this chapter, "tenant users liability insurance" means insurance that provides liability coverage for property damage or bodily injury to a third party caused by a vendor, exhibitor, or performer during a special event.
As added by P.L.146-2015, SEC.33.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 16. Group Tenant Users Liability Insurance › 27-7-16-6. Provision of Group Tenant Users Liability Insurance Policy

Sec. 6. An insurer that is authorized under IC 27-1-3-20 to:
(1) transact business as a casualty insurance company; and
(2) offer casualty and liability insurance;
may provide a group tenant users liability insurance policy.
As added by P.L.146-2015, SEC.33.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17. Travel Insurance › 27-7-17-1. Applicability of Chapter; Exceptions

Sec. 1. This chapter applies to travel insurance:
(1) that covers any resident of this state and is sold, solicited, negotiated, or offered in this state; and
(2) for which policies and certificates are delivered or issued for delivery in this state.
Unless expressly provided in this chapter, this chapter does not apply to cancellation fee waivers or travel assistance services.
As added by P.L.19-2022, SEC.5.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17. Travel Insurance › 27-7-17-2. Applicability of Definitions and Other Provisions

Sec. 2. (a) The definitions in IC 27-1-15.6-2 apply throughout this chapter.
(b) All other applicable provisions of this title continue to apply to travel insurance, except that specific provisions of this chapter supersede any general provisions of law that would otherwise be applicable to travel insurance.
As added by P.L.19-2022, SEC.5.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17. Travel Insurance › 27-7-17-3. "Aggregator Site"

Sec. 3. As used in this chapter, "aggregator site" means an Internet web site that provides access to information regarding insurance products from more than one (1) insurer, including product and insurer information, for use in comparison shopping.
As added by P.L.19-2022, SEC.5.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17. Travel Insurance › 27-7-17-4. "Blanket Travel Insurance"

Sec. 4. As used in this chapter, "blanket travel insurance" means a policy of travel insurance issued to any eligible group providing coverage for specific classes of persons defined in the policy with coverage provided to all members of the eligible group without a separate charge to individual members of the eligible group.
As added by P.L.19-2022, SEC.5.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17. Travel Insurance › 27-7-17-5. "Cancellation Fee Waiver"

Sec. 5. As used in this chapter, "cancellation fee waiver" means a contractual agreement between a supplier of travel services and its customer to waive some or all of the nonrefundable cancellation fee provisions of the supplier's underlying travel contract with or without regard to the reason for the cancellation or form of reimbursement. A cancellation fee waiver is not insurance.
As added by P.L.19-2022, SEC.5.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17. Travel Insurance › 27-7-17-8. "Fulfillment Materials"

Sec. 8. As used in this chapter, "fulfillment materials" means documentation sent to the purchaser of a travel protection plan confirming the purchase and providing the travel protection plan's coverage and assistance details.
As added by P.L.19-2022, SEC.5.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17. Travel Insurance › 27-7-17-12. "Travel Assistance Service"

Sec. 12. As used in this chapter, "travel assistance service" means a noninsurance service for which the purchaser is not indemnified based on a fortuitous event and where providing the service does not result in a transfer or shifting of risk that would constitute the business of insurance. Travel assistance services include security advisories, destination information, vaccination and immunization information services, travel reservation services, entertainment, activity and event planning, translation assistance, emergency messaging, international legal and medical referrals, medical case monitoring, coordination of transportation arrangements, emergency cash transfer assistance, medical prescription replacement assistance, passport and travel document replacement assistance, lost luggage assistance, concierge services, and any other service that is furnished in connection with planned travel. Travel assistance services are not insurance and are not related to insurance.
As added by P.L.19-2022, SEC.5.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17. Travel Insurance › 27-7-17-13. "Travel Protection Plan"

Sec. 13. As used in this chapter, "travel protection plan" means a plan that provides one (1) or more of the following:
(1) Travel insurance.
(2) Travel assistance services.
(3) Cancellation fee waivers.
As added by P.L.19-2022, SEC.5.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17. Travel Insurance › 27-7-17-14. Premium Tax

Sec. 14. (a) A travel insurer shall pay premium tax, as provided in IC 27-1-18-2, on travel insurance premiums paid by:
(1) an individual primary policyholder who is a resident of this state;
(2) a primary certificate holder who is a resident of this state and elects coverage under a group travel insurance policy; and
(3) a blanket travel insurance policyholder that is a resident of this state or has its principal place of business or the principal place of business of an affiliate or subsidiary that has purchased blanket travel insurance for an eligible group in this state, subject to any apportionment rules which apply to the insurer across multiple taxing jurisdictions or that permit the insurer to allocate premium on an apportioned basis in a reasonable and equitable manner in those jurisdictions.
(b) A travel insurer shall:
(1) document the state of residence or principal place of business of a policyholder or certificate holder, as provided in subsection (a); and
(2) report as premium only the amount allocable to travel insurance and not any amounts received for travel assistance services or cancellation fee waivers.
As added by P.L.19-2022, SEC.5.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17. Travel Insurance › 27-7-17-15. Travel Protection Plan; Combined Features

Sec. 15. A travel protection plan that offers combined features may be offered for one (1) price in this state if:
(1) the travel protection plan clearly discloses to the consumer, at or prior to the time of purchase, that the plan includes travel insurance, travel assistance services, and cancellation fee waivers, as applicable, and provides information and an opportunity, at or prior to the time of purchase, for the consumer to obtain additional information regarding the features and pricing of each; and
(2) the fulfillment materials:
(A) describe and delineate the travel insurance, travel assistance services, and cancellation fee waivers in the travel protection plan; and
(B) include the travel insurance disclosures and the contact information for the persons providing travel assistance services and cancellation fee waivers, as applicable.
As added by P.L.19-2022, SEC.5.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17. Travel Insurance › 27-7-17-16. Sale and Marketing of Travel Insurance; Unfair Trade Practice

Sec. 16. (a) Except as otherwise provided in this section, a person offering travel insurance to residents of this state is subject to IC 27-4-1. In the event of a conflict between this chapter and other provisions of this title regarding the sale and marketing of travel insurance and travel protection plans, the provisions of this chapter govern.
(b) A person offering or selling a travel insurance policy that could never result in payment of any claims for any insured under the policy commits an unfair trade practice under IC 27-4-1.
As added by P.L.19-2022, SEC.5.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17. Travel Insurance › 27-7-17-18. Travel Administrators; Licensing Requirements

Sec. 18. (a) Notwithstanding any other provision of this title, a person may not act or represent itself as a travel administrator for travel insurance in this state unless the person:
(1) is a licensed property and casualty insurance producer in this state for activities permitted under that producer license;
(2) holds a valid managing general agent license in this state; or
(3) holds a valid third party administrator license in this state.
(b) A travel administrator and its employees are exempt from the licensing requirements of IC 27-1-28 for travel insurance it administers.
(c) An insurer is responsible for the acts of a travel administrator administering travel insurance underwritten by the insurer and is responsible for ensuring the travel administrator maintains all books and records relevant to the insurer to be made available by the travel administrator to the commissioner upon request.
As added by P.L.19-2022, SEC.5.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17. Travel Insurance › 27-7-17-19. Travel Insurance; Classification; Eligibility and Underwriting Standards

Sec. 19. (a) Notwithstanding any other provision of this title, travel insurance is classified and filed for purposes of rates and forms under an inland marine line of insurance. However, travel insurance that provides coverage for sickness, accident, disability, or death occurring during travel, either exclusively or in conjunction with related coverages of emergency evacuation or repatriation of remains or incidental limited property and casualty benefits such as baggage or trip cancellation, may be filed under either an accident and health line of insurance or an inland marine line of insurance.
(b) Travel insurance may be in the form of an individual, group, or blanket policy.
(c) Eligibility and underwriting standards for travel insurance may be developed and provided based on travel protection plans designed for individual or identified marketing or distribution channels, provided those standards also meet the state's underwriting standards for an inland marine line of insurance.
As added by P.L.19-2022, SEC.5.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17.5. Dental Plans Setting Fees for Dental Services › 27-7-17.5-1. "Covered Individual"

Sec. 1. As used in this chapter, "covered individual" means an individual who is entitled to:
(1) dental services; or
(2) coverage of dental services.
As added by P.L.42-2022, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17.5. Dental Plans Setting Fees for Dental Services › 27-7-17.5-2. "Covered Service"

Sec. 2. As used in this chapter, "covered service" means a dental service for which a reimbursement:
(1) is available under a dental plan; or
(2) would be available under a dental plan but for the application of contractual limitations such as:
(A) deductibles;
(B) copayments;
(C) coinsurance;
(D) waiting periods;
(E) annual or lifetime maximums;
(F) frequency limitations;
(G) alternative benefit payments; or
(H) any other limitation;
under the dental plan.
As added by P.L.42-2022, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17.5. Dental Plans Setting Fees for Dental Services › 27-7-17.5-3. "Dental Plan"

Sec. 3. (a) As used in this chapter, "dental plan" means any of the following:
(1) A policy issued by an insurer (as defined in IC 27-1-2-3(x)) that provides coverage for dental services.
(2) A contract under which a health maintenance organization (as defined in IC 27-13-1-19) provides or covers dental services.
(3) A preferred provider plan (as defined in IC 27-8-11-1(g)) that provides or covers dental services.
(b) The term does not include the following:
(1) A policy providing comprehensive coverage described in Class 1(b) and Class 2(a) of IC 27-1-5-1.
(2) Accident only, Medicare supplement, long term care, or disability income insurance.
(3) Coverage issued as a supplement to liability insurance.
(4) Automobile medical payment insurance.
(5) A specified disease policy.
(6) Worker's compensation or similar insurance.
(7) A student health plan.
(8) A supplemental plan that always pays in addition to other coverage.
As added by P.L.42-2022, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17.5. Dental Plans Setting Fees for Dental Services › 27-7-17.5-4. "Dental Service"

Sec. 4. As used in this chapter, "dental service" means any service provided by a dentist within the scope of the dentist's licensure under IC 25-14.
As added by P.L.42-2022, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17.5. Dental Plans Setting Fees for Dental Services › 27-7-17.5-5. "Person"

Sec. 5. As used in this chapter, "person" means an individual, a corporation, a limited liability company, a partnership, or any other legal entity.
As added by P.L.42-2022, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17.5. Dental Plans Setting Fees for Dental Services › 27-7-17.5-6. "Provider"

Sec. 6. As used in this chapter, "provider" means:
(1) a dentist licensed under IC 25-14; or
(2) a dental office through which one (1) or more dentists licensed under IC 25-14 provide dental services.
As added by P.L.42-2022, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17.5. Dental Plans Setting Fees for Dental Services › 27-7-17.5-7. Dental Service; Fee Amount

Sec. 7. A dental plan may not directly or indirectly require a provider to provide a dental service to a covered individual at a fee amount that is:
(1) set by the dental plan; or
(2) subject to the approval of the dental plan;
unless the dental service is a covered service.
As added by P.L.42-2022, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17.5. Dental Plans Setting Fees for Dental Services › 27-7-17.5-8. Third Party Administrators; Fee Amount

Sec. 8. A third party administrator or other person that:
(1) is not a dental plan; but
(2) arranges for providers to provide dental services through dental plans or through another sort of network arrangement;
shall not arrange for a provider to provide dental services for a dental plan that sets the amount of the fee for the dental services unless the dental services are covered services under the dental plan.
As added by P.L.42-2022, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 7. Special Types of Insurance › Chapter 17.5. Dental Plans Setting Fees for Dental Services › 27-7-17.5-9. Orders; Civil Penalties

Sec. 9. (a) If:
(1) an insurer (as defined in IC 27-1-2-3(x));
(2) a health maintenance organization (as defined in IC 27-13-1-19);
(3) a preferred provider plan (as defined in IC 27-8-11-1(g)); or
(4) any other person;
violates this chapter, the insurance commissioner may enter an order requiring the person to cease and desist from violating this chapter.
(b) If a person violates a cease and desist order issued under subsection (a), the insurance commissioner, after notice and hearing under IC 4-21.5, may:
(1) impose a civil penalty upon the person of not more than ten thousand dollars ($10,000) for each day of violation;
(2) suspend or revoke the person's certificate of authority, if the person holds a certificate of authority under this title; or
(3) both impose a civil penalty upon the person under subdivision (1) and suspend or revoke the person's certificate of authority under subdivision (2).
As added by P.L.42-2022, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 8. Life, Accident, and Health › Chapter 1. Life Insurance─assessment Plan › 27-8-1-1. Authority to Incorporate

Sec. 1. Any number of persons not less than five (5) nor more than thirteen (13), citizens of the United States, one (1) or more of whom shall be bona fide citizens and voters of this state, may associate themselves together as a body corporate for the purpose of organizing a corporation, association, or society to transact the business of life insurance on the assessment plan, subject to the conditions and restrictions provided in this chapter.
Formerly: Acts 1883, c.136, s.1. As amended by P.L.136-2018, SEC.187.
2023 Indiana Code › Title 27. Insurance › Article 8. Life, Accident, and Health › Chapter 1. Life Insurance─assessment Plan › 27-8-1-2. Corporate Status and Powers

Sec. 2. A corporation, association, or society organized under the provisions of this chapter shall be a body corporate and politic by the name stated in certificate of organization, and by that name, they and their successors:
(1) may have succession, and shall be persons in law capable of suing and being sued;
(2) may have power to make and enforce contracts in relation to the legitimate business of their corporation, association or society;
(3) may have and use a common seal, and may change or alter the same at pleasure, and they or their successors in their corporate name shall in law be capable of taking, purchasing, holding, and disposing of real and personal estate for purposes of their association or society; and
(4) may make bylaws not inconsistent with the constitution and law of this state or the United States, in which bylaws shall be defined the manner and form of electing directors and officers of the corporation, association, or society, and the qualifications and duties of the same, and also the qualifications and privileges of members thereof.
Formerly: Acts 1883, c.136, s.2. As amended by P.L.252-1985, SEC.269.
2023 Indiana Code › Title 27. Insurance › Article 8. Life, Accident, and Health › Chapter 1. Life Insurance─assessment Plan › 27-8-1-3. Name; Approval; Misleading Similarity

Sec. 3. The corporators shall submit the title or name of the proposed corporation to the auditor of state, who shall approve the same, provided it indicates the object or purpose for which the corporation is formed, and does not too closely resemble a title in use. Before approving a title, it shall be the duty of the auditor of state to examine the titles of corporations appearing in all the published insurance reports at his command, and not to approve any title that would tend to mislead the public on account of its too closely resembling some other title.
Formerly: Acts 1883, c.136, s.3.
2023 Indiana Code › Title 27. Insurance › Article 8. Life, Accident, and Health › Chapter 1. Life Insurance─assessment Plan › 27-8-1-4. Statement of Initial Applications and Deposit of First Assessment

Sec. 4. Before the charter is granted to such a corporation, it shall file its statement, sworn to by at least two (2) of its executive officers, with the proper state officers, showing that application has been made for not less than two hundred thousand dollars ($200,000) insurance by not less than one hundred (100) persons, and that the amount of the first assessment on each policy or certificate has been deposited in the bank to the credit of the mortuary fund; and it shall be lawful for any corporation, association, or society, or its agents, to solicit and secure business to that amount, for the purpose provided in this chapter, before its charter shall have been granted.
Formerly: Acts 1883, c.136, s.4. As amended by P.L.136-2018, SEC.188.
2023 Indiana Code › Title 27. Insurance › Article 8. Life, Accident, and Health › Chapter 1. Life Insurance─assessment Plan › 27-8-1-5. Assessment; Statement of Object

Sec. 5. Assessment notices sent to members by any such an association shall state the object for which the money to be collected from the insured is intended, and no part of the proceeds of any assessment shall be applied to any other purpose than the stated purpose for which it was collected.
Formerly: Acts 1883, c.136, s.5.
2023 Indiana Code › Title 27. Insurance › Article 8. Life, Accident, and Health › Chapter 1. Life Insurance─assessment Plan › 27-8-1-6. Exemption of Certificates From Valuation; Insurable Interest

Sec. 6. A policy or certificate issued by any such an association shall be exempt from the valuation based upon the American Experience Table, or any other table of mortality, in consequence of such association conducting its business on the plan of assessing members, and such policy or certificate, when the payments thereon are made by any person other than the insured, and without the written consent of the insured, to be valid must be supported by an insurable interest.
Formerly: Acts 1883, c.136, s.6.