reglab/statecodes huggingface dataset:
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654 - FORECLOSURE OF REAL ESTATE MORTGAGES › Section 654.21 - Demand for delay of sale.

654.21 Demand for delay of sale.
At any time prior to entry of judgment, the mortgagor may file a demand for delay of sale. If the demand is filed, the sale shall be held promptly after the expiration of two months from entry of judgment. However, if the demand is filed and the mortgaged property is the residence of the mortgagor and is a one-family or two-family dwelling, the sale shall be held promptly after the expiration of six months, or three months if the petition includes a waiver of deficiency judgment, from entry of judgment. If the demand is filed, the mortgagor and mortgagee subsequently may file a stipulation that the sale may be held promptly after the stipulation is filed and that the mortgagee waives the right to entry of a deficiency judgment. If the stipulation is filed, the sale shall be held promptly after the filing. At any time prior to judgment, the mortgagor may pay the plaintiff the amount claimed in the petition and, if paid, the foreclosure action shall be dismissed. At any time after judgment and before the sale, the mortgagor may pay the plaintiff the amount of the judgment and, if paid, the judgment shall be satisfied of record and the sale shall not be held.
87 Acts, ch 142, §7; 2018 Acts, ch 1148, §5
Referred to in §654.1A, 654.20, 654.26
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654 - FORECLOSURE OF REAL ESTATE MORTGAGES › Section 654.22 - No demand for delay of sale.

654.22 No demand for delay of sale.
If the mortgagor does not file a demand for delay of sale, the sale shall be held promptly after entry of judgment.
87 Acts, ch 142, §8
Referred to in §654.20
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654 - FORECLOSURE OF REAL ESTATE MORTGAGES › Section 654.23 - No redemption rights after sale.

654.23 No redemption rights after sale.
The mortgagor has no right to redeem after sale. Junior lienholders have no right to redeem after sale. The mortgagee or a junior lienholder may purchase at the sale and, if so, acquire the same title as would any other purchaser other than the mortgagor. If the mortgagor at the sale bids an amount equal to the judgment, the property shall be sold to the mortgagor even though other persons may bid an amount which is more than the judgment. If the mortgagor purchases at the sale, the liens of junior lienholders shall not be extinguished. If a person other than the mortgagor purchases at the sale, the liens of junior lienholders are extinguished.
87 Acts, ch 142, §9; 2016 Acts, ch 1073, §177
Referred to in §654.20
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654 - FORECLOSURE OF REAL ESTATE MORTGAGES › Section 654.25 - Application of other statutes.

654.25 Application of other statutes.
If the plaintiff has elected foreclosure without redemption, chapter 628 does not apply. A provision in a mortgage permitted by section 628.26 or 628.27 shall not be construed as an agreement by the mortgagee not to elect foreclosure without redemption. The election may be made in any petition filed on or after June 4, 1987. The election for foreclosure without redemption is not a waiver of the plaintiff’s rights under section 654.6 except as provided in section 654.26.
87 Acts, ch 142, §11
Referred to in §654.20
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654 - FORECLOSURE OF REAL ESTATE MORTGAGES › Section 654.26 - No deficiency judgment in certain cases.

654.26 No deficiency judgment in certain cases.
If the plaintiff has elected foreclosure without redemption, the plaintiff may include in the petition a waiver of deficiency judgment. If the plaintiff has elected foreclosure without redemption and does not include in the petition a waiver of deficiency judgment, if the mortgaged property is the residence of the mortgagor and is a one-family or two-family dwelling, and if the mortgagor does not file a demand for delay of sale under section 654.21, then the plaintiff shall not be entitled to the entry of a deficiency judgment under section 654.6.
87 Acts, ch 142, §12
Referred to in §654.1A, 654.20, 654.25
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654A - FARM MEDIATION — FARMER-CREDITOR DISPUTES › Section 654A.1 - Definitions.

654A.1 Definitions.
As used in this chapter, unless the context otherwise requires:
1. “Agricultural property” means agricultural land that is principally used for farming as defined in section 9H.1, and personal property that is used as security to finance a farm operation or used as part of a farm operation including equipment, crops, livestock, and proceeds of the security.
2. “Coordinator” means the farm assistance program coordinator provided in section 13.13.
3. “Creditor” means the holder of a mortgage on agricultural property, a vendor of a real estate contract for agricultural property, a person with a lien or security interest in agricultural property, or a judgment creditor with a judgment against a debtor with agricultural property.
4. “Farm mediation service” means the organization selected pursuant to section 13.13.
5. “File” means to deliver by the required date by certified mail or another method acknowledging receipt.
6. “Mediation release” means an agreement or statement signed by all parties or by less than all the parties and the mediator pursuant to section 654A.11.
7. “Participate” or “participation” means attending a mediation meeting, and discussing issues, stating a position regarding restructuring, and exchanging information, relating to any of the following: a debt against agricultural property which is real estate under chapter 654; a forfeiture of a contract to purchase agricultural property under chapter 656; a secured interest in agricultural property under chapter 554; or a garnishment, levy, execution, seizure, or attachment of agricultural property; all as referenced in section 654A.6.
86 Acts, ch 1214, §14; 90 Acts, ch 1143, §9, 10
Referred to in §654.2C, 654A.6, 656.8
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654A - FARM MEDIATION — FARMER-CREDITOR DISPUTES › Section 654A.4 - Applicability of chapter.

654A.4 Applicability of chapter.
1. This chapter applies to all creditors of a borrower described under subsection 2 with a secured debt against the borrower of twenty thousand dollars or more.
2. This chapter applies to a borrower who is a natural person operating a farm or any corporation, trust, or limited partnership as defined in section 9H.1.
86 Acts, ch 1214, §17; 89 Acts, ch 108, §2
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654A - FARM MEDIATION — FARMER-CREDITOR DISPUTES › Section 654A.5 - Voluntary mediation proceedings.

654A.5 Voluntary mediation proceedings.
A borrower who owns agricultural property or a creditor of that borrower may request mediation of the indebtedness by applying to the farm mediation service. The farm mediation service shall make voluntary mediation application forms available. The farm mediation service shall evaluate each request and may direct a mediator to meet with the borrower and creditor to assist in mediation.
86 Acts, ch 1214, §18
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654A - FARM MEDIATION — FARMER-CREDITOR DISPUTES › Section 654A.6 - Mandatory mediation proceedings.

654A.6 Mandatory mediation proceedings.
1. a. A creditor subject to this chapter desiring to initiate a proceeding to enforce a debt against agricultural property which is real estate under chapter 654, to forfeit a contract to purchase agricultural property under chapter 656, to enforce a secured interest in agricultural property under chapter 554, or to otherwise garnish, levy on, execute on, seize, or attach agricultural property, shall file a request for mediation with the farm mediation service. The creditor shall not begin the proceeding subject to this chapter until the creditor receives a mediation release, or until the court determines after notice and hearing that the time delay required for the mediation would cause the creditor to suffer irreparable harm. Title to land that is agricultural property is not affected by the failure of any creditor to receive a mediation release regardless of its validity. The time period for the notice of right to cure provided in section 654.2A shall run concurrently with the time period for the mediation period provided in this section and section 654A.10.
b. The requirements of paragraph “a” are jurisdictional prerequisites to a creditor filing a civil action that initiates a proceeding subject to this chapter.
2. Upon the receipt of a request for mediation, the farm mediation service shall conduct an initial consultation with the borrower without charge. The borrower may waive mediation after the initial consultation.
3. Unless the borrower waives mediation, the borrower shall file a list containing at least the name and place of business for each creditor as defined in section 654A.1 or apply for an extension to file the list with the farm mediation service within twenty-one days of the service’s receipt of a request for mediation.
86 Acts, ch 1214, §19; 87 Acts, ch 73, §2; 89 Acts, ch 108, §3; 2000 Acts, ch 1129, §1
Referred to in §654A.1
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654A - FARM MEDIATION — FARMER-CREDITOR DISPUTES › Section 654A.7 - Financial analyst and legal assistance.

654A.7 Financial analyst and legal assistance.
1. After receiving a mediation request, the farm mediation service shall refer the borrower to a financial analyst associated with the Iowa state university extension service ASSIST program. The financial analyst shall assist the borrower in the preparation of information relative to the finances of the borrower for the initial mediation meeting.
2. After receiving the mediation request, the farm mediation service shall notify the borrower that legal assistance may be available without charge through the legal assistance for farmers program provided in chapter 13.
86 Acts, ch 1214, §20
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654A - FARM MEDIATION — FARMER-CREDITOR DISPUTES › Section 654A.8 - Initial mediation meeting.

654A.8 Initial mediation meeting.
1. Unless the borrower waives mediation, within twenty-one days after receiving a mediation request the farm mediation service shall send a mediation meeting notice to the borrower and to all known creditors of the borrower setting a time and place for an initial mediation meeting between the borrower, the creditors, and a mediator directed by the farm mediation service to assist in mediation. An initial mediation meeting shall be held within twenty-one days of the issuance of the mediation meeting notice.
2. If a creditor subject to this chapter receives a mediation meeting notice under subsection 1, the creditor and the creditor’s successors in interest may not continue proceedings to enforce a debt against agricultural property of the borrower under chapter 654, to forfeit a real estate contract for the purchase of agricultural property of the borrower under chapter 656, to enforce a secured interest in agricultural property under chapter 554, or to otherwise garnish, levy on, execute on, seize, or attach agricultural property. Time periods under and affecting those procedures stop running until the farm mediation service issues a mediation release to the creditor.
86 Acts, ch 1214, §21
Referred to in §654A.12
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654A - FARM MEDIATION — FARMER-CREDITOR DISPUTES › Section 654A.9 - Duties of mediator.

654A.9 Duties of mediator.
At the initial mediation meeting and subsequent meetings, the mediator shall:
1. Listen to the borrower and the creditors desiring to be heard.
2. Attempt to mediate between the borrower and the creditors.
3. Advise the borrower and the creditors as to the existence of available assistance programs.
4. Encourage the parties to adjust, refinance, or provide for payment of the debts.
5. Advise, counsel, and assist the borrower and creditors in attempting to arrive at an agreement for the future conduct of financial relations among them.
86 Acts, ch 1214, §22
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654A - FARM MEDIATION — FARMER-CREDITOR DISPUTES › Section 654A.10 - Mediation period.

654A.10 Mediation period.
The mediator may call mediation meetings during the mediation period, which is up to forty-two days after the farm mediation service received the mediation request. However, if all parties consent, mediation may continue after the end of the mediation period.
86 Acts, ch 1214, §23
Referred to in §654A.6, 654A.12
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654A - FARM MEDIATION — FARMER-CREDITOR DISPUTES › Section 654A.12 - Extension of deadlines.

654A.12 Extension of deadlines.
Upon petition by the borrower and all known creditors, the farm mediation service may, for good cause, extend a deadline imposed by section 654A.8 or section 654A.10 for up to thirty days.
86 Acts, ch 1214, §25
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654A - FARM MEDIATION — FARMER-CREDITOR DISPUTES › Section 654A.13 - Confidentiality.

654A.13 Confidentiality.
If mediation is conducted pursuant to this chapter, the confidentiality of all mediation communications is protected as provided in section 679C.108.
86 Acts, ch 1214, §26; 89 Acts, ch 108, §5; 90 Acts, ch 1143, §13, 14; 98 Acts, ch 1062, §11; 2005 Acts, ch 68, §4
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654A - FARM MEDIATION — FARMER-CREDITOR DISPUTES › Section 654A.16 - Wetland designation.

654A.16 Wetland designation.
The farm mediation service shall provide for mediation between the department of natural resources and a landowner affected by the preliminary wetland designation provided in section 456B.12. The department shall cease actions relating to inventorying or designating affected land until a mediation release is issued by the farm mediation service. The mediation process shall be conducted according to rules adopted by the attorney general after consultation with the farm mediation service. The rules shall to the extent practical be based on mediation provided under this chapter for borrowers and lenders.
90 Acts, ch 1199, §9
Referred to in §456B.12
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654B - FARM MEDIATION — CARE AND FEEDING CONTRACTS — NUISANCES › Section 654B.1 - Definitions.

654B.1 Definitions.
1. “Care and feeding contract” means an agreement, either oral or written, between a farm resident and the owner of livestock, under which the farm resident agrees to act as a feeder by promising to care for and feed the livestock on the farm resident’s premises.
2. “Dispute” means a controversy between a person who is a farm resident and another person, which arises from a claim eligible to be resolved in a civil proceeding in law or equity, if the claim relates to either of the following:
a. The performance of either person under a care and feeding contract, if both persons are parties to the contract.
b. An action of one person which is alleged to be a nuisance interfering with the enjoyment of the other person.
3. “Farmland” means agricultural land that is principally used for farming as defined in section 9H.1.
4. “Farm mediation service” means the organization selected pursuant to section 13.13.
5. “Farm resident” means a person holding an interest in farmland, in fee, under a real estate contract, or under a lease, if the person manages farming operations on the land. A farm resident includes a natural person, or any corporation, trust, or limited partnership as defined in section 9H.1.
6. “Mediation release” means an agreement or statement signed by all parties or by less than all the parties and the mediator pursuant to section 654B.8.
7. “Nuisance” means an action injurious to health, indecent, or offensive to the senses, or an obstruction to the free use of property, so as essentially to interfere with the comfortable enjoyment of life or property, including but not limited to nuisances defined in section 657.2, subsections 1 through 5, and 7.
8. “Other party” means any person having a dispute with a farm resident.
9. “Participate” or “participation” means attending a mediation meeting, and having knowledge about and discussing issues concerning a subject relating to a dispute.
90 Acts, ch 1143, §16
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654B - FARM MEDIATION — CARE AND FEEDING CONTRACTS — NUISANCES › Section 654B.2 - Voluntary mediation proceedings.

654B.2 Voluntary mediation proceedings.
A farm resident or other party may request mediation of a dispute by applying to the farm mediation service. The farm mediation service shall make voluntary mediation application forms available. The farm mediation service shall evaluate each request and may direct a mediator to meet with the farm resident and other party to assist in mediation.
90 Acts, ch 1143, §17
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654B - FARM MEDIATION — CARE AND FEEDING CONTRACTS — NUISANCES › Section 654B.3 - Mandatory mediation proceedings.

654B.3 Mandatory mediation proceedings.
1. a. A person who is a farm resident, or other party, desiring to initiate a civil proceeding to resolve a dispute, shall file a request for mediation with the farm mediation service. The person shall not begin the proceeding until the person receives a mediation release or until the court determines after notice and hearing that one of the following applies:
(1) The time delay required for the mediation would cause the person to suffer irreparable harm.
(2) The dispute involves a claim which has been brought as a class action.
b. The requirements of paragraph “a” are jurisdictional prerequisites to a person filing a civil action that initiates a civil proceeding to resolve a dispute subject to this chapter.
2. Upon receipt of the request for mediation, the farm mediation service shall conduct an initial consultation with each party to the dispute privately and without charge. Mediation may be waived after the initial consultation, if the parties agree.
3. Unless mediation is waived by the parties to the dispute, the parties shall file with the farm mediation service information required by the service to conduct mediation.
90 Acts, ch 1143, §18; 2000 Acts, ch 1129, §2
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654B - FARM MEDIATION — CARE AND FEEDING CONTRACTS — NUISANCES › Section 654B.4 - Initial mediation meeting.

654B.4 Initial mediation meeting.
1. Unless both parties to the dispute waive mediation, within twenty-one days after receiving a mediation request, the farm mediation service shall send a mediation meeting notice to all parties to the dispute setting a time and place for an initial mediation meeting between the parties and a mediator directed by the farm mediation service to assist in mediation. An initial mediation meeting shall be held within twenty-one days of the issuance of the mediation meeting notice.
2. If a person receives a mediation meeting notice under this section, the person shall not continue civil proceedings based on a claim relating to a dispute subject to this chapter, unless the court determines after notice and hearing that one of the following applies:
a. The time delay required for the mediation would cause the person to suffer irreparable harm.
b. The dispute involves a claim which has been brought as a class action.
3. At the meeting, a party participating in mediation may be accompanied by counsel or a consultant to assist the party in mediation.
90 Acts, ch 1143, §19; 98 Acts, ch 1122, §2
Referred to in §654B.9
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654B - FARM MEDIATION — CARE AND FEEDING CONTRACTS — NUISANCES › Section 654B.5 - Duties of the mediator — training program.

654B.5 Duties of the mediator — training program.
1. The farm mediation service, with the assistance of knowledgeable persons, shall provide a program to train mediators to assist in the mediation of nuisance disputes.
2. At the initial mediation meeting and subsequent meetings, the mediator shall:
a. Listen to all involved parties.
b. Attempt to mediate between all involved parties.
c. Encourage compromise and workable solutions.
d. Advise, counsel, and assist the parties in attempting to arrive at an agreement for the future conduct of relations among them.
90 Acts, ch 1143, §20
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654B - FARM MEDIATION — CARE AND FEEDING CONTRACTS — NUISANCES › Section 654B.7 - Mediation period.

654B.7 Mediation period.
The mediator may call mediation meetings during the mediation period, which is up to forty-two days after the farm mediation service received the mediation request. However, if all parties consent, mediation may continue after the end of the mediation period.
90 Acts, ch 1143, §21
Referred to in §654B.9
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654B - FARM MEDIATION — CARE AND FEEDING CONTRACTS — NUISANCES › Section 654B.8 - Mediation release.

654B.8 Mediation release.
1. If an agreement is reached between all parties, the mediator shall draft a written mediation agreement, have it signed by the parties, and submit the agreement to the farm mediation service.
2. a. The mediator shall issue a mediation release unless the other party desiring to initiate a civil proceeding to resolve the dispute fails to personally attend and participate in all mediation meetings. The mediator shall issue a mediation release if the farm resident waives or fails to personally attend and participate in all mediation meetings, regardless of participation by the other party. However, if the other party or the farm resident is not a natural person, the other party or farm resident must be represented by a natural person who is an officer, director, employee, or partner of the other party or farm resident. If a person acts in a fiduciary capacity for the other party or farm resident, the fiduciary may represent the other party or farm resident. If the other party or farm resident or eligible representative is not able to attend and participate as required in this paragraph due to physical infirmity, mental infirmity, or other exigent circumstances determined reasonable by the farm mediation service, the other party or farm resident must be represented by another natural person. Any representative of the other party or the farm resident must be authorized to sign instruments provided by this chapter, including a mediation agreement or a statement prepared by the mediator that mediation was waived. This section does not require a party to reach an agreement. This section does not require a person to change a position, alter an activity which is a subject of the dispute, or restructure a contract in order to receive a mediation release.
b. The mediator shall promptly notify a party by certified mail of a denial to issue a mediation release and the reasons for the denial. The notice shall state that the party has seven days from the date that the notice is delivered to appeal the mediator’s decision, pursuant to procedures adopted by the service. After a final decision by the farm mediation service, the party may seek an action for judicial review pursuant to section 654B.10.
3. The parties to the mediation agreement may enforce the mediation agreement as a legal contract. The agreement constitutes a mediation release.
4. If the parties waive mediation, or if a mediation agreement is not reached, the parties may sign a statement prepared by the mediator that mediation was waived or that the parties did not reach an agreement. If any party does not sign the statement, the mediator shall sign the statement. The statement constitutes a mediation release.
90 Acts, ch 1143, §22; 90 Acts, ch 1199, §10; 98 Acts, ch 1122, §3
Referred to in §654B.1, 657.10
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654B - FARM MEDIATION — CARE AND FEEDING CONTRACTS — NUISANCES › Section 654B.9 - Extension of deadlines.

654B.9 Extension of deadlines.
Upon petition by all parties, the farm mediation service may, for good cause, extend a deadline imposed by section 654B.4 or section 654B.7 for up to thirty days.
90 Acts, ch 1143, §23
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654B - FARM MEDIATION — CARE AND FEEDING CONTRACTS — NUISANCES › Section 654B.10 - Judicial review.

654B.10 Judicial review.
An action for judicial review shall be brought in equity, and the action shall be limited to whether, based on clear and convincing evidence, the decision by the administrative head of the mediation service is an abuse of discretion. The action may be brought in either the district court of Polk county or in the district court in which the affected farm resident resides. Upon reversing the decision by the service, the court shall order that the service issue a mediation release.
90 Acts, ch 1143, §24
Referred to in §654B.8
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654B - FARM MEDIATION — CARE AND FEEDING CONTRACTS — NUISANCES › Section 654B.11 - Effect of mediation.

654B.11 Effect of mediation.
1. An interest in property, or rights and obligations under a contract are not affected by the failure of a person to obtain a mediation release regardless of its validity.
2. Time periods relating to a claim, including applicable statutes of limitations, shall be suspended upon filing a mediation request. Time periods affecting a claim in a civil proceeding shall be suspended upon filing a mediation request. The suspension shall terminate upon signing a mediation release.
90 Acts, ch 1143, §25; 2021 Acts, ch 76, §150
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654C - FARM MEDIATION — ANIMAL FEEDING OPERATION STRUCTURES › Section 654C.1 - Definitions.

654C.1 Definitions.
As used in this chapter, unless otherwise required:
1. “Animal feeding operation structure” means the same as defined in section 459.102.
2. “Dispute” means a controversy between an owner and a neighbor, which arises from negotiations between the parties to establish an animal feeding operation structure within the separation distance.
3. “Farm mediation service” means the organization selected pursuant to section 13.13.
4. “Neighbor” means a person benefiting from a separation distance required pursuant to section 459.202 or 459.204, including a person owning a residence other than the owner of the animal feeding operation, a commercial enterprise, bona fide religious institution, educational institution, or a city, authorized to execute a waiver.
5. “Owner” means the owner of an animal feeding operation, as defined in section 459.102, which utilizes an animal feeding operation structure.
6. “Participate” or “participation” means attending a mediation meeting, and having knowledge about and discussing issues concerning a subject relating to a dispute.
7. “Waiver” means a waiver executed between an owner and a neighbor as provided in section 459.205.
95 Acts, ch 195, §27
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654C - FARM MEDIATION — ANIMAL FEEDING OPERATION STRUCTURES › Section 654C.2 - Mediation proceedings.

654C.2 Mediation proceedings.
1. A person who is an owner or a neighbor may file a request for mediation with the farm mediation service. Upon receipt of the request for mediation, the farm mediation service shall conduct an initial consultation with each party to the dispute privately and without charge. Mediation shall be canceled after the initial consultation, unless both parties agree to proceed.
2. Both parties to the dispute shall file with the farm mediation service information required by the service to conduct mediation.
3. Unless mediation is canceled, within twenty-one days after receiving a mediation request, the farm mediation service shall send a mediation meeting notice to all parties to the dispute setting a time and place for an initial mediation meeting between the parties and a mediator directed by the farm mediation service to assist in mediation. An initial mediation meeting shall be held within twenty-one days of the issuance of the mediation meeting notice.
95 Acts, ch 195, §28
Referred to in §654C.6
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654C - FARM MEDIATION — ANIMAL FEEDING OPERATION STRUCTURES › Section 654C.3 - Duties of the mediator.

654C.3 Duties of the mediator.
At the initial mediation meeting and subsequent meetings, the mediator shall:
1. Listen to all involved parties.
2. Attempt to mediate between all involved parties.
3. Encourage compromise and workable solutions.
4. Advise, counsel, and assist the parties in attempting to arrive at an agreement for the future conduct of relations among themselves.
95 Acts, ch 195, §29
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654C - FARM MEDIATION — ANIMAL FEEDING OPERATION STRUCTURES › Section 654C.4 - Mediation period.

654C.4 Mediation period.
The mediator may call mediation meetings during the mediation period, which is up to forty-two days after the farm mediation service received the mediation request. However, if all parties consent, mediation may continue after the end of the mediation period.
95 Acts, ch 195, §30
Referred to in §654C.6
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654C - FARM MEDIATION — ANIMAL FEEDING OPERATION STRUCTURES › Section 654C.5 - Mediation agreement.

654C.5 Mediation agreement.
1. If an agreement is reached between all parties, the mediator shall draft a written mediation agreement, which shall be signed by the parties. The mediation agreement shall provide for a waiver which the mediator shall file in the office of the recorder of deeds of the county in which the benefited land is located, as provided in section 459.205. The mediator shall forward a mediation agreement to the farm mediation service.
2. The parties agreeing to mediation shall personally attend and participate in all mediation meetings. However, if a party is not a natural person, the party must be represented by a natural person who is an officer, director, employee, or partner of the party. If a person acts in a fiduciary capacity for a party, the fiduciary may represent the party. If the party or an eligible representative is not able to attend and participate as required in this subsection due to physical infirmity, mental infirmity, or other exigent circumstances determined reasonable by the farm mediation service, the party must be represented by another natural person. Any representative of a party must be authorized to sign instruments provided by this chapter, including a mediation agreement or a statement prepared by the mediator that mediation was waived. This section does not require a party to reach an agreement. This section does not require a person to change a position, alter an activity which is a subject of the dispute, alter an application for a permit for construction of an animal feeding operation, or restructure a contract.
3. The parties to the mediation agreement may enforce the mediation agreement as a legal contract.
4. If the parties do not agree to proceed with mediation, or if a mediation agreement is not reached, the parties may sign a statement prepared by the mediator that mediation proceedings were not conducted or concluded or that the parties did not reach an agreement.
95 Acts, ch 195, §31; 98 Acts, ch 1122, §4
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654C - FARM MEDIATION — ANIMAL FEEDING OPERATION STRUCTURES › Section 654C.6 - Extension of deadlines.

654C.6 Extension of deadlines.
Upon petition by all parties, the farm mediation service may, for good cause, extend a deadline imposed by section 654C.2 or 654C.4 for up to thirty days.
95 Acts, ch 195, §32
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 654C - FARM MEDIATION — ANIMAL FEEDING OPERATION STRUCTURES › Section 654C.7 - Effect of mediation.

654C.7 Effect of mediation.
An interest in property or rights and obligations under a contract are not affected by the failure of a person to obtain a mediation agreement.
95 Acts, ch 195, §33
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 655 - SATISFACTION OF MORTGAGES › Section 655.1 - Written instrument acknowledging satisfaction.

655.1 Written instrument acknowledging satisfaction.
When the amount due on a mortgage is paid off, the mortgagee, the mortgagee’s personal representative or assignee, or those legally acting for the mortgagee, and in case of payment of a school fund mortgage the county auditor, within thirty days of payment in full, shall acknowledge satisfaction thereof by execution of an instrument of satisfaction which is in writing, refers to the mortgage, and is duly acknowledged and recorded. Notwithstanding the foregoing, if the mortgage secures a revolving line of credit, future advances, or other future obligations, the mortgagee is not required to file a satisfaction upon payment in full unless the mortgagor makes a written request to the mortgagee that the mortgage be released and, if such written request is made, the mortgagee shall file the release within thirty days after payment in full or such written request is made whichever occurs later.
[C51, §2093; R60, §3670; C73, §3327; C97, §4295; C24, 27, 31, 35, 39, §12384; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §655.1]
2018 Acts, ch 1036, §2
Referred to in §331.502, 655.3
Duty of recorder, §558.45
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 655 - SATISFACTION OF MORTGAGES › Section 655.3 - Penalty for failure to discharge.

655.3 Penalty for failure to discharge.
If a mortgagee, or a mortgagee’s personal representative or assignee, upon full performance of the conditions of the mortgage, fails to discharge such mortgage as set forth in section 655.1, the mortgagee is liable to the mortgagor and the mortgagor’s heirs or assigns, for all actual damages caused by such failure and a penalty of five hundred dollars, plus reasonable attorney fees. A claim for such damages may be asserted in an action for discharge of the mortgage.
99 Acts, ch 54, §2; 2018 Acts, ch 1036, §3
Referred to in §655.6
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 655 - SATISFACTION OF MORTGAGES › Section 655.5 - Instrument of satisfaction.

655.5 Instrument of satisfaction.
When the judgment is paid in full, the mortgagee shall file with the clerk a satisfaction of judgment which shall release the mortgage underlying the action. A mortgagee who fails to file a satisfaction within thirty days of receiving a written request shall be subject to reasonable damages and a penalty of five hundred dollars plus reasonable attorney fees incurred by the aggrieved party, to be recovered in an action for the satisfaction by the party aggrieved.
[C73, §3328; C97, §4296; C24, 27, 31, 35, 39, §12388; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §655.5]
85 Acts, ch 159, §11; 90 Acts, ch 1081, §6; 2006 Acts, ch 1129, §14; 2006 Acts, ch 1132, §12, 16; 2007 Acts, ch 85, §1; 2018 Acts, ch 1036, §4
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 655 - SATISFACTION OF MORTGAGES › Section 655.6 - Limitation of liability.

655.6 Limitation of liability.
A mortgagee is not liable under section 655.3 if all of the following apply:
1. The mortgagee established reasonable procedures to achieve compliance with its obligations under section 655.3.
2. The mortgagee complied with that procedure in good faith.
3. The mortgagee was unable to comply with its obligations because of circumstances beyond its control.
2018 Acts, ch 1036, §5; 2018 Acts, ch 1172, §35
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 655A - NONJUDICIAL FORECLOSURE OF NONAGRICULTURAL MORTGAGES › Section 655A.2 - Conditions prescribed.

655A.2 Conditions prescribed.
Except as provided in section 655A.9, a mortgage may be foreclosed, at the option of the mortgagee, as provided in this chapter.
87 Acts, ch 142, §18
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 655A - NONJUDICIAL FORECLOSURE OF NONAGRICULTURAL MORTGAGES › Section 655A.3 - Notice.

655A.3 Notice.
1. a. The nonjudicial foreclosure is initiated by the mortgagee by serving on the mortgagor a written notice which shall:
(1) Reasonably identify by a document reference number the mortgage and accurately describe the real estate covered.
(2) Specify the terms of the mortgage with which the mortgagor has not complied. The terms shall not include any obligation arising from acceleration of the indebtedness secured by the mortgage.
(3) State that, unless within thirty days after the completed service of the notice the mortgagor performs the terms in default or files with the recorder of the county where the mortgaged property is located a rejection of the notice pursuant to section 655A.6 and serves a copy of the rejection upon the mortgagee, the mortgage will be foreclosed.
(4) Specify a postal or electronic mail address where rejection of the notice may be served.
b. The notice shall contain the following in capital letters of the same type or print size as the rest of the notice:
WITHIN THIRTY DAYS AFTER YOUR RECEIPT OF THIS NOTICE, YOU MUST EITHER CURE THE DEFAULTS DESCRIBED IN THIS NOTICE OR FILE WITH THE RECORDER OF THE COUNTY WHERE THE MORTGAGED PROPERTY IS LOCATED A REJECTION OF THIS NOTICE AND SERVE A COPY OF YOUR REJECTION ON THE MORTGAGEE IN THE MANNER PROVIDED IN SECTION 655A.4. IF YOU WISH TO REJECT THIS NOTICE, YOU SHOULD CONSULT AN ATTORNEY AS TO THE PROPER MANNER TO MAKE THE REJECTION.
IF YOU DO NOT TAKE EITHER OF THE ACTIONS DESCRIBED ABOVE WITHIN THE THIRTY-DAY PERIOD, THE FORECLOSURE WILL BE COMPLETE AND YOU WILL LOSE TITLE TO THE MORTGAGED PROPERTY. AFTER THE FORECLOSURE IS COMPLETE THE DEBT SECURED BY THE MORTGAGED PROPERTY WILL BE EXTINGUISHED.
2. The mortgagee shall also serve a copy of the notice required in subsection 1 on the person in possession of the real estate, if different than the mortgagor, and on all junior lienholders of record.
3. The mortgagee may file a written notice required in subsection 1 together with proof of service on the mortgagor with the recorder of the county where the mortgaged property is located. Such a filing shall have the same force and effect on third parties as an indexed notation entered by the clerk of the district court pursuant to section 617.10, commencing from the filing of proof of service on the mortgagors and terminating on the filing of a rejection pursuant to section 655A.6, an affidavit of completion pursuant to section 655A.7, or the expiration of ninety days from completion of service on the mortgagors, whichever occurs first.
4. As used in this chapter, “mortgagee” and “mortgagor” include a successor in interest.
87 Acts, ch 142, §19; 2001 Acts, ch 44, §30; 2006 Acts, ch 1132, §13, 16; 2007 Acts, ch 126, §107; 2009 Acts, ch 51, §11, 17; 2012 Acts, ch 1021, §110; 2012 Acts, ch 1053, §4
Referred to in §655A.6, 655A.8
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 655A - NONJUDICIAL FORECLOSURE OF NONAGRICULTURAL MORTGAGES › Section 655A.4 - Service.

655A.4 Service.
Notice under this chapter shall be served as provided in the rules of civil procedure for service of original notice or as provided in section 654.4A. Rejection of notice under this chapter shall be served by ordinary or electronic mail addressed as provided in the notice, or if no address is provided, to the last address of the mortgagee known to the mortgagor.
87 Acts, ch 142, §20; 2009 Acts, ch 51, §12, 17; 2012 Acts, ch 1053, §5
Referred to in §655A.3, 655A.6, 655A.7
Service of original notice,
R.C.P. 1.302 – 1.315
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 655A - NONJUDICIAL FORECLOSURE OF NONAGRICULTURAL MORTGAGES › Section 655A.5 - Compliance with notice.

655A.5 Compliance with notice.
If the mortgagor or a junior lienholder performs, within thirty days of completed service of notice, the breached terms specified in the notice, then the right to foreclose for the breach is terminated.
87 Acts, ch 142, §21
Referred to in §655A.8
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 655A - NONJUDICIAL FORECLOSURE OF NONAGRICULTURAL MORTGAGES › Section 655A.6 - Rejection of notice.

655A.6 Rejection of notice.
1. If either the mortgagor, or successor in interest of record including a contract purchaser, within thirty days of service of the notice pursuant to section 655A.3, files with the recorder of the county where the mortgaged property is located, a rejection of the notice reasonably identifying the notice which is rejected together with proofs of service required under section 655A.4 that the rejection has been served on the mortgagee, the notice served upon the mortgagor pursuant to section 655A.3 is of no force or effect.
2. Rejection of notice pursuant to subsection 1 shall not be available to a mortgagor, or successor in interest of record including a contract purchaser, of a mortgaged property that a court of competent jurisdiction determined has been abandoned pursuant to section 657A.2, on or after the date as determined in section 657A.2, subsection 5.
87 Acts, ch 142, §22; 2001 Acts, ch 44, §31; 2009 Acts, ch 51, §13, 17; 2019 Acts, ch 105, §2
Referred to in §655A.3, 655A.8
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 655A - NONJUDICIAL FORECLOSURE OF NONAGRICULTURAL MORTGAGES › Section 655A.7 - Proof and record of service.

655A.7 Proof and record of service.
If the terms and conditions as to which there is default are not performed within the thirty days, the party serving the notice or causing it to be served shall file for record in the office of the county recorder a copy of the notice with proofs of service required under section 655A.4 attached or endorsed on it and, in case of service by publication, a personal affidavit that personal service could not be made within this state, and when those documents are filed and recorded, the record is constructive notice to all parties of the due foreclosure of the mortgage.
87 Acts, ch 142, §23
Referred to in §655A.3, 655A.8
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 655A - NONJUDICIAL FORECLOSURE OF NONAGRICULTURAL MORTGAGES › Section 655A.8 - Effect of foreclosure — reopening.

655A.8 Effect of foreclosure — reopening.
Upon completion of the filings required under section 655A.7 and if no rejection of notice has been filed pursuant to section 655A.6, then without further act or deed:
1. The mortgagee acquires and succeeds to all interest of the mortgagor in the real estate.
2. All liens which are inferior to the lien of the foreclosed mortgage are extinguished.
3. The indebtedness secured by the foreclosed mortgage is extinguished.
4. If, after completion of the filings required under section 655A.7, it appears that a junior lienholder was not properly served with a notice pursuant to section 655A.3, the mortgagee may serve the lienholder with an amended notice specifying the provisions of the mortgage currently in default. Unless, within thirty days, the junior lienholder performs pursuant to section 655A.5, the mortgagee may file a supplemental affidavit indicating service and nonperformance to extinguish the lien.
5. A foreclosure under this chapter shall not bar a mortgagee or its successor in interest from action under chapter 654 to resolve matters which have not been resolved under this chapter.
87 Acts, ch 142, §24; 2009 Acts, ch 51, §14, 17
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 655A - NONJUDICIAL FORECLOSURE OF NONAGRICULTURAL MORTGAGES › Section 655A.9 - Application of chapter.

655A.9 Application of chapter.
This chapter does not apply to real estate used for an agricultural purpose as defined in section 535.13, or to a one or two family dwelling which is, at the time of the initiation of the foreclosure, occupied by a legal or equitable titleholder.
87 Acts, ch 142, §25; 2006 Acts, ch 1132, §14, 16; 2009 Acts, ch 51, §15, 17
Referred to in §655A.2
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 656 - FORFEITURE OF REAL ESTATE CONTRACTS › Section 656.1 - Conditions prescribed.

656.1 Conditions prescribed.
A contract which provides for the sale of real estate located in this state, and for the forfeiture of the vendee’s rights in such contract in case the vendee fails, in specified ways, to comply with said contract, shall, nevertheless, not be forfeited or canceled except as provided in this chapter.
[C97, §4299; S13, §4299; C24, 27, 31, 35, 39, §12389; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §656.1]
Referred to in §656.8
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 656 - FORFEITURE OF REAL ESTATE CONTRACTS › Section 656.3 - Service of notice.

656.3 Service of notice.
1. The notice provided for in section 656.2 may be served personally or by publication, on the same conditions, and in the same manner as is provided for the service of original notices, except that when the notice is served by publication an affidavit shall not be required before publication. Service by publication shall be deemed complete on the day of the last publication.
2. The notice provided for in section 656.2 may be served on a judgment creditor of a deceased vendee or on any other person who is, as a matter of record, interested in the estate of a deceased vendee in the manner provided in section 654.4A, subsections 4 and 5.
[C97, §4299; S13, §4299; C24, 27, 31, 35, 39, §12391; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §656.3]
2013 Acts, ch 83, §3; 2014 Acts, ch 1092, §138
Referred to in §654.18, 656.2, 656.8
Manner of service,
R.C.P. 1.302 – 1.315
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 656 - FORFEITURE OF REAL ESTATE CONTRACTS › Section 656.4 - Compliance with notice.

656.4 Compliance with notice.
If the vendee or a mortgagee of the real estate performs, within thirty days of completed service of notice, the breached terms specified in the notice and pays the vendor the reasonable cost of serving the notice, then the right to forfeit for the breach is terminated. The payment of attorney fees pursuant to section 656.7 is not necessary to comply with the notice and prevent forfeiture.
[C97, §4300; S13, §4300; C24, 27, 31, 35, 39, §12392; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §656.4]
84 Acts, ch 1203, §3
Referred to in §656.8
2023 Iowa Code › Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES › Chapter 656 - FORFEITURE OF REAL ESTATE CONTRACTS › Section 656.5 - Proof and record of service.

656.5 Proof and record of service.
If the terms and conditions as to which there is default are not performed within thirty days, the party serving the notice or causing the notice to be served, may file for record in the office of the county recorder a copy of the notice with proofs of service attached or endorsed thereon. If notice has been served by publication, a personal affidavit that personal service could not be made within this state shall also be attached or endorsed on the notice. When so filed and recorded, the said record shall be constructive notice to all parties of the due forfeiture and cancellation of the contract.
[S13, §4300; C24, 27, 31, 35, 39, §12393; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §656.5]
2015 Acts, ch 30, §190
Referred to in §656.2, 656.8, 656.9