reglab/statecodes huggingface dataset:
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 15. Credit Services Organizations › 24-5-15-7. Contract Between Consumer and Credit Services Organization; Notice of Cancellation Form

Sec. 7. (a) Except as provided in subsection (d), a contract between a consumer and a credit services organization concerning the purchase of the services of the credit services organization must be in writing, be dated and signed by both the consumer and the credit services organization, and include all of the following:
(1) A statement in at least 10 point boldface type in immediate proximity to the space reserved for the signature of the buyer that reads:
"You, the buyer, may cancel this contract at any time before midnight of the third business day after the date of the transaction. See the attached notice of cancellation form for an explanation of this right.".
(2) The terms and conditions of payment, including the total amount of all payments to be made by the buyer to the credit services organization or to another person.
(3) A complete and detailed description of the services to be performed and the results to be achieved by the credit services organization for or on behalf of the buyer, including all guarantees and all promises of full or partial refunds and a list of the adverse information appearing on the consumer's credit report that the credit services organization expects to have modified and the estimated date by which each modification will occur.
(4) The principal business address of the credit services organization and the name and address of the credit services organization's agent in Indiana authorized to receive service of process.
(b) A contract shall be accompanied by two (2) copies of a form captioned "NOTICE OF CANCELLATION" attached to the contract and that contains the following statement in at least 10 point boldface type:
NOTICE OF CANCELLATION
You may cancel this contract, without any penalty or obligation, at any time before midnight of the third business day after the date the contract is signed.
If you cancel, any payment made by you under this contract will be returned within ten days following receipt by the seller of your cancellation notice, or any other written notice, to
_____________________________________________________
(name of seller)
_____________________________________________________
(address of seller)
(place of business)
not later than midnight __________________________________
(date)
"I hereby cancel this transaction". _________________________
(date)
_____________________________________________________
(buyer's signature)
(c) A credit services organization shall give a copy of the completed contract and all other documents required by the credit services organization to the buyer at the time the contract and the documents are signed.
(d) If a contract is subject to this chapter and to IC 24-5.5, IC 24-5.5-4 applies to the contract.
As added by P.L.142-1990, SEC.1. Amended by P.L.209-2007, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 15. Credit Services Organizations › 24-5-15-8. Surety Bond or Irrevocable Letter of Credit; Filing With Attorney General

Sec. 8. (a) Before doing business in Indiana, a credit services organization must:
(1) obtain a surety bond in the amount of twenty-five thousand dollars ($25,000), issued by a surety company authorized to do business in Indiana in favor of the state for the benefit of a person that is damaged by a violation of this chapter; and
(2) file a copy of the surety bond obtained under subdivision (1) with the attorney general.
(b) The attorney general may waive the bonding requirement under subsection (a) and, instead of the bond, accept an irrevocable letter of credit for an equivalent amount issued in favor of the state for the benefit of a person that is damaged by a violation of this chapter. A credit services organization that obtains an irrevocable letter of credit under this subsection must file a copy of the irrevocable letter of credit with the attorney general before doing business in Indiana.
As added by P.L.142-1990, SEC.1. Amended by P.L.171-2006, SEC.4; P.L.114-2010, SEC.16.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 15. Credit Services Organizations › 24-5-15-9. Damage Claims; Alternative Actions

Sec. 9. A person that is damaged by a credit services organization's violation of this chapter may:
(1) bring an action to recover the greater of two (2) times the amount of actual damages or one thousand dollars ($1,000) and attorney's fees; and
(2) bring an action against the bond or irrevocable letter of credit required under section 8 of this chapter to recover an amount equal to the person's actual damages.
As added by P.L.142-1990, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 15. Credit Services Organizations › 24-5-15-11. Violations; Penalties; Court Jurisdiction

Sec. 11. A person who violates this chapter commits a deceptive act that is actionable by the attorney general under IC 24-5-0.5-4 and is subject to the penalties and remedies available to the attorney general under IC 24-5-0.5. An action by the attorney general for violations of this chapter may be brought in the circuit or superior court of Marion County.
As added by P.L.142-1990, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 15.5. Debt Buyers › 24-5-15.5-2. "Debt"

Sec. 2. As used in this chapter, "debt" has the meaning set forth in 15 U.S.C. 1692a(5).
As added by P.L.280-2019, SEC.6. Amended by P.L.156-2020, SEC.89.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 15.5. Debt Buyers › 24-5-15.5-3. "Debt Buyer"

Sec. 3. (a) As used in this chapter, "debt buyer" means a person that is regularly engaged in the business of purchasing debt for collection purposes, regardless of whether the person:
(1) collects the debt;
(2) hires another person to collect the debt; or
(3) hires an attorney for litigation connected to collection of the debt.
(b) The term does not include a person that acquires a debt incidental to the purchase of a portfolio that predominantly consists of debt that has not been charged off.
As added by P.L.280-2019, SEC.6.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 15.5. Debt Buyers › 24-5-15.5-5. Plaintiff Debt Buyer; Initial Pleading; Required Documentation

Sec. 5. (a) If a debt buyer brings an action on a debt, or an arbitration proceeding requesting a judgment on a debt, the plaintiff debt buyer shall attach with the initial pleading the following:
(1) One (1) of the following:
(A) If a signed contract or other writing evidencing the debtor's agreement to the debt exists, a copy of the contract or other writing.
(B) If a signed contract or other writing evidencing the debtor's agreement to the debt does not exist, a copy of a document provided to the debtor while the account was active.
However, for a revolving credit account, a copy of a charge off statement or the most recent monthly statement recording a purchase transaction, a last payment, or a balance transfer is sufficient to satisfy this requirement.
(2) A chronological list of the:
(A) names of all previous owners of the debt and date of each transfer of ownership of the debt, beginning with the name of the original charge off creditor; and
(B) documentation, or a bill of sale, evidencing the assignment of the debt to the plaintiff debt buyer.
(b) An initial pleading described in subsection (a) is sufficient if the plaintiff debt buyer complies with subsection (a)(1) and (a)(2).
As added by P.L.280-2019, SEC.6.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 15.5. Debt Buyers › 24-5-15.5-6. Failure to Comply; Deceptive Act

Sec. 6. Failure of a plaintiff debt buyer described in section 5 of this chapter to comply with section 5(a) of this chapter is a deceptive act that is actionable by the attorney general under IC 24-5-0.5 and is subject to the penalties listed in IC 24-5-0.5.
As added by P.L.280-2019, SEC.6.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16. Unlawful Motor Vehicle Subleasing › 24-5-16-2. "Direct Loan Agreement" Defined

Sec. 2. As used in this chapter, "direct loan agreement" means an agreement between a lender and a purchaser by which the lender has advanced funds under a loan secured by the vehicle that the purchaser has purchased.
As added by P.L.80-1990, SEC.16.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16. Unlawful Motor Vehicle Subleasing › 24-5-16-3. "Installment Sale Agreement" Defined

Sec. 3. As used in this chapter, "installment sale agreement" means a credit sale of goods by a seller to a buyer for a deferred payment price payable in one (1) or more installments.
As added by P.L.80-1990, SEC.16.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16. Unlawful Motor Vehicle Subleasing › 24-5-16-4. "Lease Contract" Defined

Sec. 4. As used in this chapter, "lease contract" means a lease contract for or in contemplation of a lease for the use of a vehicle, and the purchase of services incidental to the lease, by an individual for a term exceeding four (4) months primarily for personal, family, household, business, commercial, or agricultural use.
As added by P.L.80-1990, SEC.16.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16. Unlawful Motor Vehicle Subleasing › 24-5-16-5. "Person" Defined

Sec. 5. As used in this chapter, "person" means an individual, a company, a firm, an association, a partnership, a trust, a corporation, or other legal entity.
As added by P.L.80-1990, SEC.16.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16. Unlawful Motor Vehicle Subleasing › 24-5-16-6. "Purchaser" Defined

Sec. 6. As used in this chapter, "purchaser" has the meaning set forth in IC 26-1-1-201(33).
As added by P.L.80-1990, SEC.16.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16. Unlawful Motor Vehicle Subleasing › 24-5-16-7. "Secured Party" Defined

Sec. 7. As used in this chapter, "secured party" has the meaning set forth in IC 26-1-9.1-102(a)(72).
As added by P.L.80-1990, SEC.16. Amended by P.L.57-2000, SEC.8.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16. Unlawful Motor Vehicle Subleasing › 24-5-16-8. "Security Agreement" Defined

Sec. 8. As used in this chapter, "security agreement" has the meaning set forth in IC 26-1-9.1-102(a)(73).
As added by P.L.80-1990, SEC.16. Amended by P.L.57-2000, SEC.9.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16. Unlawful Motor Vehicle Subleasing › 24-5-16-9. "Security Interest" Defined

Sec. 9. As used in this chapter, "security interest" has the meaning set forth in IC 26-1-1-201(37).
As added by P.L.80-1990, SEC.16.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16. Unlawful Motor Vehicle Subleasing › 24-5-16-10. "Seller" Defined

Sec. 10. As used in this chapter, "seller" has the meaning set forth in IC 26-1-2-103(1)(d). The term includes the present holder of an installment sales agreement.
As added by P.L.80-1990, SEC.16.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16. Unlawful Motor Vehicle Subleasing › 24-5-16-12. Unlawful Subleasing; Conditions

Sec. 12. (a) A person engages in an act of unlawful subleasing of a vehicle if all of the following conditions are met:
(1) The vehicle is subject to a lease contract, an installment sales agreement, or a security agreement, the terms of which prohibit the transfer or assignment of any right or interest in the vehicle or under the lease contract, installment sales agreement, or security agreement without consent of the lessor, seller, or secured party.
(2) The person is not a party to the lease contract, installment sales agreement, or security agreement.
(3) The person transfers or assigns, or purports to transfer or assign, a right or an interest in the vehicle under the lease contract, installment sales agreement, or security agreement to a person who is not a party to the lease contract, installment sales agreement, or security agreement.
(4) The person does not obtain, before the transfer or assignment described in subdivision (3), written consent to the transfer or assignment from the vehicle's lessor, seller, or secured party.
(5) The person receives compensation or some other consideration for the transfer or assignment described in subdivision (3).
(b) A person engages in an act of unlawful subleasing of a vehicle when the person is not a party to the lease contract, installment sales agreement, or security agreement and assists, causes, or arranges an actual or purported transfer or assignment described in subsection (a)(3).
As added by P.L.80-1990, SEC.16.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16. Unlawful Motor Vehicle Subleasing › 24-5-16-13. Transfer or Assignment of Right or Interest in Vehicle Under Lease Contract

Sec. 13. (a) The actual or purported transfer or assignment, or the assisting, causing, or arranging of an actual or purported transfer or assignment, of a right or an interest in a vehicle under a lease contract, installment sales agreement, or security agreement by a person who is a party to the lease contract, installment sales agreement, or security agreement is not an act of unlawful subleasing of a motor vehicle and is not subject to prosecution.
(b) This section does not affect the enforceability of any provision of a lease contract, an installment sales agreement, a security agreement, or a direct loan agreement by a party to the agreement.
As added by P.L.80-1990, SEC.16.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16. Unlawful Motor Vehicle Subleasing › 24-5-16-14. Civil Action

Sec. 14. Any one (1) or more of the following who suffer any damage proximately resulting from one (1) or more acts of unlawful vehicle subleasing described in section 12 of this chapter may bring an action against the person who has engaged in those acts:
(1) A seller or other secured party under an installment sales agreement or a security agreement.
(2) A lender under a direct loan agreement.
(3) A lessor under a lease contract.
(4) A buyer under an installment sales agreement.
(5) A purchaser under a direct loan agreement, an agreement that provides for a security interest, or an agreement that is equivalent to these types of agreements.
(6) A lessee under a lease contract.
(7) An actual or a purported transferee or an assignee of a right or an interest of a buyer, a purchaser, or a lessee.
As added by P.L.80-1990, SEC.16.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16. Unlawful Motor Vehicle Subleasing › 24-5-16-15. Remedies

Sec. 15. The court in an action under section 14 of this chapter may award the following:
(1) Actual damages.
(2) Equitable relief, including an injunction and restitution of money and property.
(3) Punitive damages.
(4) Reasonable attorney's fees and costs.
(5) Any other relief the court considers proper.
As added by P.L.80-1990, SEC.16.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16. Unlawful Motor Vehicle Subleasing › 24-5-16-16. Class a Misdemeanor

Sec. 16. A person who knowingly or intentionally engages in an act of unlawful subleasing of a vehicle as described in section 12 of this chapter commits a Class A misdemeanor.
As added by P.L.80-1990, SEC.16.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16. Unlawful Motor Vehicle Subleasing › 24-5-16-17. Additional Remedies or Penalties

Sec. 17. The remedies and penalties under this chapter are in addition to any other remedies or penalties provided by law for the conduct proscribed by this chapter.
As added by P.L.80-1990, SEC.16.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16. Unlawful Motor Vehicle Subleasing › 24-5-16-18. Violation; Deceptive Act; Remedies and Penalties

Sec. 18. A person who violates this chapter commits a deceptive act that is actionable by the attorney general and is subject to the remedies and penalties under IC 24-5-0.5.
As added by P.L.80-1990, SEC.16.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16.5. Disclosures Required in Motor Vehicle Leases › 24-5-16.5-1. "Adjusted or Net Capitalized Cost"

Sec. 1. As used in this chapter, "adjusted or net capitalized cost" means the capitalized cost, less any capitalized cost reduction payments made by a retail lessee at the inception of a lease agreement. The adjusted or net capitalized cost is the basis for calculating the amount of a retail lessee's periodic payment under a lease agreement.
As added by P.L.151-2015, SEC.80.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16.5. Disclosures Required in Motor Vehicle Leases › 24-5-16.5-2. "Capitalized Cost"

Sec. 2. (a) As used in this chapter, "capitalized cost" means the amount that, after deducting any capitalized cost reduction, serves as the basis for determining the base lease payment, which is the part of the periodic lease payment that is the sum of:
(1) the average periodic lease charge; plus
(2) the average periodic depreciation.
(b) For a single payment lease, the base lease payment is the sum of:
(1) the average periodic lease charge multiplied by the number of months in the term of the lease; plus
(2) the average periodic depreciation multiplied by the number of months in the term of the lease.
(c) The capitalized cost may include any of the following:
(1) Taxes.
(2) Registration fees.
(3) License fees.
(4) Insurance charges.
(5) Charges for guaranteed auto protection or GAP coverage.
(6) Charges for service contracts and extended warranties.
(7) Fees and charges for accessories and for installing accessories.
(8) Charges for delivery, service, and repair.
(9) Administrative fees, acquisition fees, and all fees or charges for providing services incidental to the lease agreement.
(10) The unpaid balance of an amount financed under an outstanding motor vehicle loan agreement or motor vehicle retail installment contract with respect to a motor vehicle used as a trade-in vehicle.
(11) The unpaid part of the early termination obligation under an outstanding lease agreement.
(12) The first periodic payment due at the inception of the lease agreement, if not otherwise paid by the retail lessee.
As added by P.L.151-2015, SEC.80.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16.5. Disclosures Required in Motor Vehicle Leases › 24-5-16.5-3. "Capitalized Cost Reduction"

Sec. 3. As used in this chapter, "capitalized cost reduction" means a payment made by cash, check, credit card, debit card, net vehicle trade-in, rebate, or other similar means in the nature of a down payment or credit, made by a retail lessee at the inception of a lease agreement, for the purpose of reducing the capitalized cost and does not include any periodic payments received by the retail lessor at the inception of the lease agreement.
As added by P.L.151-2015, SEC.80.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16.5. Disclosures Required in Motor Vehicle Leases › 24-5-16.5-4. "Lease Agreement"

Sec. 4. As used in this chapter, "lease agreement" means a written agreement entered into in Indiana for the transfer from a retail lessor to a retail lessee of the right to possess and use a motor vehicle in exchange for consideration for a scheduled term exceeding four (4) months, whether or not the retail lessee has the option to purchase or otherwise become the owner of the motor vehicle upon expiration of the agreement. The term does not include an agreement that covers an absolute sale, a sale pending approval, or a retail installment sale.
As added by P.L.151-2015, SEC.80.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16.5. Disclosures Required in Motor Vehicle Leases › 24-5-16.5-5. "Lease Transaction"

Sec. 5. As used in this chapter, "lease transaction" means a presentation made to a retail lessee concerning a motor vehicle, including a sales presentation or a document presented to the retail lessee, resulting in the execution of a lease agreement.
As added by P.L.151-2015, SEC.80.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16.5. Disclosures Required in Motor Vehicle Leases › 24-5-16.5-6. "Retail Lessee"

Sec. 6. As used in this chapter, "retail lessee" means an individual who executes a lease agreement for a motor vehicle from a retail lessor primarily for personal, family, or household purposes.
As added by P.L.151-2015, SEC.80.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16.5. Disclosures Required in Motor Vehicle Leases › 24-5-16.5-7. "Retail Lessor"

Sec. 7. As used in this chapter, "retail lessor" means a person who regularly engages in the business of selling or leasing motor vehicles and who offers or arranges a lease agreement for a motor vehicle. The term includes an agent or affiliate who acts on behalf of the retail lessor and excludes any assignee of the lease agreement.
As added by P.L.151-2015, SEC.80.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16.5. Disclosures Required in Motor Vehicle Leases › 24-5-16.5-8. "Vehicle"

Sec. 8. As used in this chapter, "vehicle" has the meaning set forth in IC 9-13-2-196.
As added by P.L.151-2015, SEC.80.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16.5. Disclosures Required in Motor Vehicle Leases › 24-5-16.5-9. Duties of Retail Lessor

Sec. 9. A retail lessor shall do the following:
(1) Comply with the requirements of Regulation M (12 CFR 213) for disclosure of gross capitalized cost, capitalized cost reduction, and adjusted capitalized cost adopted under the federal Truth in Lending Act (15 U.S.C. 1601 et seq.).
(2) Disclose to a retail lessee in a separate blocked section in a lease agreement, in capital letters in at least 10 point bold type the following:
THIS IS A LEASE AGREEMENT. THIS IS NOT A PURCHASE AGREEMENT. PLEASE REVIEW THESE MATTERS CAREFULLY AND SEEK INDEPENDENT PROFESSIONAL ADVICE IF YOU HAVE ANY QUESTIONS CONCERNING THIS TRANSACTION. YOU ARE ENTITLED TO AN EXACT COPY OF THE AGREEMENT YOU SIGN.
(3) Provide the retail lessee with a copy of each document signed by the retail lessee during the course of the lease transaction.
As added by P.L.151-2015, SEC.80.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16.5. Disclosures Required in Motor Vehicle Leases › 24-5-16.5-10. Trade-in Vehicle for Leased Vehicle

Sec. 10. A trade-in vehicle used, in whole or in part, to pay amounts due at lease signing or delivery of a leased vehicle must be identified:
(1) as a trade-in vehicle in the lease agreement; and
(2) by year, make, and model.
The lease agreement must state the net credit of the trade-in vehicle used to pay amounts due at lease signing or delivery of the leased vehicle.
As added by P.L.151-2015, SEC.80.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16.5. Disclosures Required in Motor Vehicle Leases › 24-5-16.5-11. Bonafide Printing Error on Lease Agreement

Sec. 11. A bona fide printing error identified on the face of the lease agreement does not constitute a violation of this chapter.
As added by P.L.151-2015, SEC.80.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16.5. Disclosures Required in Motor Vehicle Leases › 24-5-16.5-12. Remedies

Sec. 12. (a) A retail lessor who fails to comply with the requirements of this chapter is liable to the retail lessee for:
(1) actual damages sustained;
(2) a civil penalty of not more than one thousand dollars ($1,000) per lease transaction; and
(3) reasonable attorney's fees and costs.
(b) In addition to any other remedies provided by law, a retail lessee may bring an action in the circuit court, superior court, or probate court to recover the damages, penalties, and fees described in subsection (a).
(c) The total recovery of damages, penalties, and fees in a class action civil suit brought under this section may not exceed one hundred thousand dollars ($100,000).
As added by P.L.151-2015, SEC.80. Amended by P.L.84-2016, SEC.101.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16.5. Disclosures Required in Motor Vehicle Leases › 24-5-16.5-13. Civil Suit by Attorney General

Sec. 13. A civil suit described under section 12 of this chapter may be brought on behalf of a consumer by the attorney general.
As added by P.L.151-2015, SEC.80.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 16.5. Disclosures Required in Motor Vehicle Leases › 24-5-16.5-14. Statute of Limitation for Filing of Action

Sec. 14. An action authorized by sections 12 and 13 of this chapter must be brought not later than three (3) years after the date the lease agreement is signed.
As added by P.L.151-2015, SEC.80.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 17. Environmental Marketing Claims › 24-5-17-2. Application of Chapter; Violations

Sec. 2. (a) This chapter applies to a person who represents in advertising or on the label or package of a consumer good that the consumer good the person manufactures or distributes, or its package, is not harmful to or is beneficial to the natural environment by terms such as the following:
(1) Environmental choice.
(2) Ecologically, earth, or environmentally friendly.
(3) Ecologically or environmentally sound.
(4) Ecologically or environmentally safe.
(5) Environmentally "lite".
(6) Green product.
(7) Any term or terms similar to the other terms listed in this chapter.
(b) It is a violation of this chapter for any person to represent that any consumer good which the person manufactures or distributes or its package is "ozone friendly", "biodegradable", "compostable", "photodegradable", "recyclable", or "recycled" unless that consumer good or its package meets the definitions contained in this chapter or meets definitions established in trade regulations or guides adopted by the Federal Trade Commission or in enforceable regulations adopted by another federal agency expressly for the purpose of establishing standards for environmental advertising or representations.
As added by P.L.13-1991, SEC.2.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 17. Environmental Marketing Claims › 24-5-17-3. "Biodegradable" Defined

Sec. 3. As used in this chapter, "biodegradable" means that material has the proven capability to decompose in less than one (1) year in the most common environment where the material is usually disposed through natural biological processes into nontoxic carbonaceous soil, water, or carbon dioxide.
As added by P.L.13-1991, SEC.2.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 17. Environmental Marketing Claims › 24-5-17-4. "Compostable" Defined

Sec. 4. As used in this chapter, "compostable" means that material will decompose into a soil-like material in less than one (1) year under controlled biological circumstances.
As added by P.L.13-1991, SEC.2.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 17. Environmental Marketing Claims › 24-5-17-6. "Ozone Friendly" Defined

Sec. 6. As used in this chapter, "ozone friendly" or any similar term that connotes that stratospheric ozone is not being depleted through use or production of the product means that a chemical or material released into the environment as a result of the use or production of a product will not migrate to the stratosphere and cause unnatural and accelerated deterioration of ozone.
As added by P.L.13-1991, SEC.2.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 17. Environmental Marketing Claims › 24-5-17-7. "Package" Defined

Sec. 7. As used in this chapter, "package" means the coating, covering, container, or wrapping used during a product's life cycle, including any outer container, wrapping, or label used in the retail display of any consumer goods.
As added by P.L.13-1991, SEC.2.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 17. Environmental Marketing Claims › 24-5-17-8. "Photodegradable" Defined

Sec. 8. As used in this chapter, "photodegradable" means that material has the proven capability to decompose within one (1) year into nontoxic carbonaceous soil, water, or carbon dioxide in the most common environment where the material is usually disposed through physical processes such as exposure to heat and light.
As added by P.L.13-1991, SEC.2.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 17. Environmental Marketing Claims › 24-5-17-9. "Recyclable" Defined

Sec. 9. As used in this chapter, "recyclable" means that a material or product can be redeemed or returned at an identifiable recycling location for the purpose of returning the material to the economic mainstream in the form of raw material for new, reused, or reconstituted materials which meet quality standards necessary to be used in the marketplace.
As added by P.L.13-1991, SEC.2.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 17. Environmental Marketing Claims › 24-5-17-10. "Recycled" Defined

Sec. 10. As used in this chapter, "recycled" means that an article contains at least ten percent (10%) by weight of postconsumer or post manufacture material.
As added by P.L.13-1991, SEC.2.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 17. Environmental Marketing Claims › 24-5-17-11. Representations; Determination of Initiation

Sec. 11. For purposes of this chapter, a wholesaler or retailer is not considered to have made a representation if the wholesaler or retailer does not initiate a representation by placing the representation on a package.
As added by P.L.13-1991, SEC.2.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 17. Environmental Marketing Claims › 24-5-17-12. Representation's Validity; Information and Documentation Requirements

Sec. 12. A person shall maintain in written form in the person's records the following information and documentation supporting the validity of the representation:
(1) The reasons why the person believes the representation to be true.
(2) Any significant adverse environmental impacts directly associated with the production, distribution, use, or disposal of the consumer good.
(3) Any measures that the person has taken to reduce the environmental impacts directly associated with the production, distribution, and disposal of the consumer good.
(4) Any violations of federal, state, or local permits directly associated with the production or distribution of the consumer good.
(5) Whether the consumer good is recycled, recyclable, biodegradable, photodegradable, compostable, or ozone friendly.
As added by P.L.13-1991, SEC.2.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 17. Environmental Marketing Claims › 24-5-17-13. Disclosure Requirements

Sec. 13. Upon the written request of the department of environmental management established by IC 13-13-1-1 or the office of the attorney general created under IC 4-6-1-2, a person shall fully disclose to the requesting office, within the limits of all applicable laws, the information and documentation maintained by the person under section 12 of this chapter. The requesting office shall make the information and documentation disclosed under this section available for public inspection and copying at its offices.
As added by P.L.13-1991, SEC.2. Amended by P.L.1-1996, SEC.79.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 17. Environmental Marketing Claims › 24-5-17-14. Violations; Penalties; Claims for Damages

Sec. 14. (a) A person who knowingly violates this chapter commits a deceptive act that is subject to remedies and penalties under IC 24-5-0.5.
(b) A person who suffers actual damages from a violation of this act may bring an action to recover the actual damage plus attorney's fees.
As added by P.L.13-1991, SEC.2.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 18. Garage Door Opening Systems › 24-5-18-1. "Automatic Garage Door Opening System"

Sec. 1. As used in this chapter, "automatic garage door opening system" means a system of devices and equipment that is not a commercial garage door operator and that when connected to a garage door automatically opens and closes the garage door.
As added by P.L.212-1993, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 18. Garage Door Opening Systems › 24-5-18-2. "Automatic Reversing Requirement"

Sec. 2. As used in this chapter, "automatic reversing requirement" refers to the requirements specified in paragraphs 30.1 and 30.2 of Underwriters Laboratories, Inc., Standards for Safety-UL 325, third edition, as revised May 4, 1988, for an automatic garage door opening system.
As added by P.L.212-1993, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 18. Garage Door Opening Systems › 24-5-18-3. "Garage"

Sec. 3. As used in this chapter, "garage" means a building or a part of a building designed or used for the storage, repair, or keeping of a motor vehicle.
As added by P.L.212-1993, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 18. Garage Door Opening Systems › 24-5-18-5. "Residential Building"

Sec. 5. As used in this chapter, "residential building" means a structure such as a home or an apartment for one (1) or more families or persons that includes an attached or unattached garage.
As added by P.L.212-1993, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 18. Garage Door Opening Systems › 24-5-18-6. "Supplier"

Sec. 6. As used in this chapter, "supplier" means a seller, lessor, assignor, or other person who regularly engages in or solicits consumer transactions.
As added by P.L.212-1993, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 18. Garage Door Opening Systems › 24-5-18-7. Repair or Installation Without Onsite Reversal Test Forbidden; Exceptions

Sec. 7. (a) A supplier may not:
(1) repair; or
(2) install;
an automatic garage door opening system in a residential building unless the system passes the onsite test described in section 8 of this chapter.
(b) This section does not prevent the servicing or repair of an automatic garage door opening system if, after the repair or service:
(1) the system complies with subsection (a); or
(2) the supplier complies with section 8 of this chapter.
As added by P.L.212-1993, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 18. Garage Door Opening Systems › 24-5-18-8. Onsite Reversal Test Procedure; Warning Tag; Notice

Sec. 8. (a) A supplier who installs, services, or repairs an automatic garage door opening system in a residential building shall conduct an onsite reversal test of the system. In order to pass the onsite reversal test, the system must reverse the door upon contact with a rigid two inch (2") high obstacle (or a 2 by 4 block of wood) placed on the surface beneath the garage door.
(b) If the automatic garage door opening system does not pass the onsite reversal test required by subsection (a), the supplier conducting the test shall complete and conspicuously attach to the automatic garage door opening system a label or tag that contains the following information (The following language complies with this requirement, but other language may be used that conveys the equivalent information.):
WARNING
This garage door opener was tested and does not meet the current requirements for a working safety reverse feature. This can be dangerous and may cause serious injury or death. You are advised to disconnect the opener from the door immediately and operate the door manually until the opener has been repaired or replaced with an opener that meets current safety standards relating to automatic reversal.
Printed Name and
Model (if known)
Signature of Tester
_____________________
______________________
_____________________
______________________
Manufacturer (if known)
Employer Name
_____________________
______________________
_____________________
______________________
Serial Number (if known)
Employer Address/
Phone Number
_____________________
______________________
_____________________
______________________
Date
______________________
(c) The word "WARNING" on the label or tag described in subsection (b) shall be in the foreground and background colors that comply with the standards of the American National Standards Institute (ANSI) that are in effect at the time that the label or tag is affixed.
(d) The employer of the person who attaches a label or tag under subsection (b) shall notify the occupant of the residence within ten (10) working days in writing that the residence's automatic garage door opening system does not comply with this chapter.
As added by P.L.212-1993, SEC.1. Amended by P.L.1-1994, SEC.119.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 18. Garage Door Opening Systems › 24-5-18-9. Local Ordinance

Sec. 9. This chapter does not preclude a political subdivision from adopting, by ordinance, rules for the installation and repair of automatic garage door opening systems that are more restrictive than the standards set forth in this chapter.
As added by P.L.212-1993, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 18. Garage Door Opening Systems › 24-5-18-10. Violations; Penalty

Sec. 10. (a) A supplier who knowingly violates the requirements of this chapter is subject to a civil penalty of five hundred dollars ($500) for each violation.
(b) The attorney general may bring an action on behalf of the state to recover the penalty imposed by subsection (a) from the supplier.
As added by P.L.212-1993, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 19. Deceptive Commercial Solicitation › 24-5-19-1. Application of Chapter

Sec. 1. This chapter applies to a person that sends, delivers, or transmits by mail, private delivery, facsimile transmission, or electronic mail a solicitation offering goods or services for sale, lease, or rent if the person:
(1) creates, prepares, packages, or handles the solicitation in Indiana;
(2) sends the solicitation from a location in Indiana;
(3) sends the solicitation from outside Indiana to a location or person in Indiana;
(4) uses a post office box, mailing service, or facsimile transmission service in Indiana;
(5) remails, forwards, redirects, or retransmits the solicitation from Indiana to a location in Indiana or outside Indiana; or
(6) directly or indirectly uses another person in Indiana to create, prepare, package, handle, send, deliver, transmit, remail, forward, redirect, or retransmit a solicitation.
As added by P.L.176-1997, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 19. Deceptive Commercial Solicitation › 24-5-19-3. Solicitation of Payment by Bill, Invoice, or Statement of Account Due

Sec. 3. A person may not, with intent to deceive, knowingly or intentionally send, deliver, or transmit a bill, an invoice, or a statement of account due, or a writing that could reasonably be interpreted as a bill, an invoice, or a statement of account due, to solicit payment of money by another person for goods not yet ordered or for services not yet performed and not yet ordered.
As added by P.L.176-1997, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 19. Deceptive Commercial Solicitation › 24-5-19-4. Solicitation of Payment by Compliance Notice, Legal Notice, or Other Notice of Governmental Entity

Sec. 4. A person that is not a governmental entity may not knowingly or intentionally send, deliver, or transmit a writing that purports to be a compliance notice, legal notice, or other notice of a governmental entity, or a writing that could reasonably be interpreted to be a compliance notice, legal notice, or other notice of a governmental entity, to solicit payment of money by another person for goods not yet ordered or for services not yet performed and not yet ordered.
As added by P.L.176-1997, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 19. Deceptive Commercial Solicitation › 24-5-19-5. Solicitation When Goods Not Shipped or Services Not Performed

Sec. 5. A person may not knowingly or intentionally send, deliver, or transmit a solicitation for goods if the solicitation indicates that goods have been shipped to or services performed for the recipient and the goods have not been shipped or the services have not been performed.
As added by P.L.176-1997, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 19. Deceptive Commercial Solicitation › 24-5-19-7. Voidable Contracts

Sec. 7. A contract entered into in reliance on a solicitation that does not comply with this chapter is voidable by the party that relied on the solicitation.
As added by P.L.176-1997, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 19. Deceptive Commercial Solicitation › 24-5-19-9. Power to Bring Action, Seek Injunction, or Submit Matter to Attorney General

Sec. 9. A person that receives a solicitation that violates the provisions of this chapter may:
(1) bring an action in the circuit or superior court of the county of the person's residence for recovery of the person's actual damages resulting from the violation, including court costs and attorney's fees;
(2) petition the circuit or superior court of the person's county of residence to enjoin the sender of the solicitation from further violation; and
(3) whether or not the recipient of the solicitation is actually deceived, submit the matter to the attorney general for action under IC 24-5-0.5.
As added by P.L.176-1997, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 19. Deceptive Commercial Solicitation › 24-5-19-11. Penalties

Sec. 11. (a) A person that violates this chapter is subject to the penalties set forth in IC 24-5-0.5.
(b) The penalties set forth in IC 24-5-0.5 apply whether or not a recipient of the person's solicitation is actually deceived.
As added by P.L.176-1997, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 20. Assistive Device Warranties › 24-5-20-2. "Assistive Device" Defined

Sec. 2. As used in this chapter, "assistive device" means any new device, including a demonstrator, that a consumer purchases or accepts transfer of in Indiana that is used for a major life activity. The term includes the following devices:
(1) Manual wheelchairs, motorized wheelchairs, motorized scooters, and other aids that enhance the mobility of an individual.
(2) Hearing aids, telephone communication devices for the deaf (TTD, TTY), assistive listening devices, visual and audible signal systems, and other aids that enhance an individual's ability to hear.
(3) Voice synthesized computer modules, optical scanners, talking software, braille printers, and other devices that enhance a sight impaired individual's ability to communicate.
(4) Any other device that enables an individual with a disability to communicate, see, hear, or maneuver.
The term does not include surgical implants, dental and ocular prostheses, batteries, tires, or nonfunctional accessories.
As added by P.L.85-1999, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 20. Assistive Device Warranties › 24-5-20-3. "Collateral Costs" Defined

Sec. 3. As used in this chapter, "collateral costs" means expenses incurred by a consumer in connection with the repair of a nonconformity, including the reasonable costs of obtaining an alternative assistive device. The term does not include the cost of an alternative assistive device.
As added by P.L.85-1999, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 20. Assistive Device Warranties › 24-5-20-4. "Consumer" Defined

Sec. 4. As used in this chapter, "consumer" means any of the following:
(1) An individual who is a person with a disability as defined in the federal Americans With Disabilities Act (42 U.S.C. 12101(2)) or the individual's legal representative:
(A) who has purchased an assistive device from an assistive device dealer or manufacturer for purposes other than resale;
(B) to whom the assistive device is transferred for purposes other than resale, if the transfer occurs before the expiration of any warranty established by this chapter; or
(C) who leases a new assistive device from an assistive device lessor under a written lease.
(2) A person that purchases or leases an assistive device using state or federal funds for the use of an individual with a disability.
(3) An insurer or self-insurer that purchases or leases an assistive device for the use of an individual with a disability.
As added by P.L.85-1999, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 20. Assistive Device Warranties › 24-5-20-6. "Demonstrator" Defined

Sec. 6. As used in this chapter, "demonstrator" means an assistive device used primarily for the purpose of demonstration to the public or loan to a consumer.
As added by P.L.85-1999, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 20. Assistive Device Warranties › 24-5-20-7. "Manufacturer" Defined

Sec. 7. As used in this chapter, "manufacturer" means a person that manufactures or assembles assistive devices. The term includes the agents of that person, an importer, a factory branch, and any warrantors of the person's assistive device. The term does not include a professional who fabricates, without charge, a device for use in the course of treatment.
As added by P.L.85-1999, SEC.1.
2023 Indiana Code › Title 24. Trade Regulation › Article 5. Consumer Sales › Chapter 20. Assistive Device Warranties › 24-5-20-8. "Nonconformity" Defined

Sec. 8. (a) As used in this chapter, "nonconformity" means a condition or defect that significantly impairs the use, value, function, or safety of an assistive device or any of its components.
(b) The term does not include a condition or defect of the assistive device that:
(1) is the result of:
(A) abuse, misuse, or neglect by a consumer;
(B) modifications or alterations not authorized by the manufacturer;
(C) normal wear, including accumulation of ear wax, perspiration, or moisture;
(D) normal use that may be resolved through a fitting adjustment, routine maintenance, preventative maintenance, or proper care; or
(E) a consumer's failure to follow any manufacturer's written service and maintenance guidelines furnished at the time of purchase; or
(2) indicates the need for:
(A) routine adjustment, modification, or upgrade; or
(B) an adjustment:
(i) due to an exacerbation in the condition of the individual with a disability; or
(ii) to improve the fit of the assistive device.
As added by P.L.85-1999, SEC.1.