reglab/statecodes huggingface dataset:
2023 Iowa Code › Title XIII - COMMERCE › Chapter 554F - ONLINE MARKETPLACE TRANSACTIONS › Section 554F.3 - Information updates.

554F.3 Information updates.
1. An online marketplace shall do the following:
a. Periodically, but not less than annually, notify a high-volume third-party seller on an online marketplace platform of the requirement to keep any information collected under this chapter current.
b. Require a high-volume third-party seller on an online marketplace platform to, not later than ten days after receiving the notice under this section, electronically certify that the following:
(1) That the seller has provided any changes to such information to the online marketplace, if any such changes have occurred.
(2) That there have been no changes to such seller’s information.
(3) That the seller has provided any changes to such information to the online marketplace.
2. An online marketplace shall verify any change to such information not later than ten days after being notified of the change by a high-volume third-party seller under this section.
2022 Acts, ch 1114, §3, 10
Section effective January 1, 2023; 2022 Acts, ch 1114, §10
NEW section
2023 Iowa Code › Title XIII - COMMERCE › Chapter 554F - ONLINE MARKETPLACE TRANSACTIONS › Section 554F.4 - Suspension.

554F.4 Suspension.
In the event that a high-volume third-party seller does not provide the information or certification required under this chapter, the online marketplace shall, after providing the seller with written or electronic notice and an opportunity to provide such information or certification not later than ten days after the issuance of such notice, suspend any future sales activity of the seller until the seller provides such information or certification.
2022 Acts, ch 1114, §4, 10
Section effective January 1, 2023; 2022 Acts, ch 1114, §10
NEW section
2023 Iowa Code › Title XIII - COMMERCE › Chapter 554F - ONLINE MARKETPLACE TRANSACTIONS › Section 554F.5 - Data collection.

554F.5 Data collection.
1. Data collected solely to comply with the requirements of this section may not be used for any other purpose unless required by law.
2. An online marketplace shall implement and maintain reasonable security procedures and practices, including administrative, physical, and technical safeguards, appropriate to the nature of the data and the purposes for which the data will be used, to protect the data collected to comply with the requirements of this section from unauthorized use, disclosure, access, destruction, or modification.
2022 Acts, ch 1114, §5, 10
Section effective January 1, 2023; 2022 Acts, ch 1114, §10
NEW section
2023 Iowa Code › Title XIII - COMMERCE › Chapter 554F - ONLINE MARKETPLACE TRANSACTIONS › Section 554F.6 - Disclosure requirements.

554F.6 Disclosure requirements.
1. An online marketplace shall do the following:
a. Require a high-volume third-party seller with an aggregate total of twenty thousand dollars or more in annual gross revenues on an online marketplace, and that uses an online marketplace platform, to provide the information as specified in subsection 2 to the online marketplace.
b. Disclose the information described in this section to consumers in a clear and conspicuous manner in the order confirmation message or other document or communication made to the consumer after the purchase is finalized and in the consumer’s account transaction history.
2. A high-volume third-party seller subject to this section shall disclose the following:
a. The full name of the seller, which may include the seller’s name or seller’s company name, or the name by which the seller or company operates on the online marketplace.
b. The physical address of the seller.
c. Contact information for the seller, to allow for the direct, unhindered communication with high-volume third-party sellers by users of the online marketplace, including a current working phone number, a current working email address, or other means of direct electronic messaging which may be provided to the seller by the online marketplace.
d. When a high-volume third-party seller uses a different seller to supply the consumer product to the consumer upon purchase, and upon the request of an authenticated purchaser, the information described in this section relating to any such seller that supplied the consumer product to the purchaser, if the seller is different than the high-volume third-party seller listed on the product listing prior to purchase.
3. An online marketplace shall disclose to consumers in a clear and conspicuous manner on the product listing of the high-volume third-party seller a reporting mechanism that allows for electronic and telephonic reporting of suspicious marketplace activity to the online marketplace.
4. If a high-volume third-party seller does not comply with the requirements to provide and disclose information under this section, the online marketplace shall, after providing the seller with written or electronic notice and an opportunity to provide or disclose such information not later than ten days after the issuance of such notice, suspend any future sales activity of the seller until the seller complies with the requirements.
2022 Acts, ch 1114, §6, 10
Referred to in §554F.7
Section effective January 1, 2023; 2022 Acts, ch 1114, §10
NEW section
2023 Iowa Code › Title XIII - COMMERCE › Chapter 554F - ONLINE MARKETPLACE TRANSACTIONS › Section 554F.7 - Exceptions.

554F.7 Exceptions.
1. Subject to section 554F.6, upon the request of a high-volume third-party seller, an online marketplace may provide for partial disclosure of the identity information required under section 554F.6 as follows:
a. If the seller certifies to the online marketplace that the seller does not have a business address and only has a residential street address, or has a combined business and residential address, the online marketplace may disclose only the country and, if applicable, the state in which such seller resides; and inform consumers that there is no business address available for the seller and that consumer inquiries should be submitted to the seller by phone, email, or other means of electronic messaging provided to such seller by the online marketplace.
b. If the seller certifies to the online marketplace that the seller is a business that has a physical address for product returns, the online marketplace may disclose the seller’s physical address for product returns.
c. If the seller certifies to the online marketplace that the seller does not have a phone number other than a personal phone number, the online marketplace shall inform consumers that there is no phone number available for the seller and that consumer inquiries should be submitted to the seller’s email address or other means of electronic messaging provided to such seller by the online marketplace.
2. If an online marketplace becomes aware that a high-volume third-party seller has made a false representation to the online marketplace in order to justify the provision of a partial disclosure under section 554F.6 or that a high-volume third-party seller who has requested and received a provision for a partial disclosure under section 554F.6 has not provided responsive answers within a reasonable time frame to consumer inquiries submitted to the seller by phone, email, or other means of electronic messaging provided to such seller by the online marketplace, the online marketplace shall, after providing the seller with written or electronic notice and the opportunity to respond not later than ten days after the issuance of such notice, suspend any future sales activity of such seller unless such seller consents to the disclosure of the identity information required under section 554F.6.
2022 Acts, ch 1114, §7, 10
Section effective January 1, 2023; 2022 Acts, ch 1114, §10
NEW section
2023 Iowa Code › Title XIII - COMMERCE › Chapter 554F - ONLINE MARKETPLACE TRANSACTIONS › Section 554F.8 - Enforcement — penalties.

554F.8 Enforcement — penalties.
1. If the attorney general has reasonable belief that an online marketplace is in violation of this chapter, the attorney general has the sole authority to bring civil action to provide for all of the following:
a. Enjoin further violations by the online marketplace.
b. Enforce compliance with this chapter.
c. Assess civil penalties in an amount not more than one hundred thousand dollars.
d. Obtain other remedies permitted under law.
e. Obtain damages, restitution, or other compensation on behalf of residents of the state.
2. This chapter shall not be construed to prevent the state from exercising the power to conduct investigations, administer oaths or affirmations, or compel the attendance of witnesses or the production of documentary and other evidence.
3. The attorney general may adopt rules as necessary to implement this chapter.
2022 Acts, ch 1114, §8, 10
Section effective January 1, 2023; 2022 Acts, ch 1114, §10
NEW section
2023 Iowa Code › Title XIII - COMMERCE › Chapter 554F - ONLINE MARKETPLACE TRANSACTIONS › Section 554F.9 - Severability.

554F.9 Severability.
If any provision of this chapter or the application thereof to any person or circumstances is held invalid, the validity shall not affect other provisions or applications of the chapter which can be given effect without the invalid provisions or application and, to this end, the provisions of this chapter are severable.
2022 Acts, ch 1114, §9, 10
Section effective January 1, 2023; 2022 Acts, ch 1114, §10
NEW section
2023 Iowa Code › Title XIV - PROPERTY › Chapter 555A - DOOR-TO-DOOR SALES › Section 555A.2 - Contract.

555A.2 Contract.
Every seller shall furnish the buyer with a fully completed receipt or copy of any contract pertaining to a door-to-door sale at the time of its execution, which is in the same language as that principally used in the oral sales presentation and which shows the date of the transaction and contains the name and address of the seller, and in immediate proximity to the space reserved in the contract for the signature of the buyer or on the front page of the receipt if a contract is not used and in boldface type of a minimum size of ten points, a statement in substantially the following form:
You, the buyer, may cancel this transaction at any time prior to midnight of the third business day after the date of this transaction. See the attached notice of cancellation form for an explanation of this right.
[C75, 77, §713B.2; C79, 81, §82.2]
C93, §555A.2
Referred to in §552A.3
2023 Iowa Code › Title XIV - PROPERTY › Chapter 555A - DOOR-TO-DOOR SALES › Section 555A.3 - Cancellation.

555A.3 Cancellation.
Every seller shall furnish each buyer, at the time the buyer signs the door-to-door sales contract or otherwise agrees to buy consumer goods or services from the seller, a completed form in duplicate, captioned “Notice of Cancellation”, which shall be attached to the contract or receipt and easily detachable, and which shall contain in ten point boldface type the following information and statements in the same language as that used in the contract:
NOTICE OF CANCELLATION
....................................................
(enter date of transaction)
You may cancel this transaction, without any penalty or obligation, within three business days from the above date.
If you cancel, any property traded in, any payments made by you under the contract or sale, and any negotiable instrument executed by you will be returned within ten business days following receipt by the seller of your cancellation notice, and any security interest arising out of the transaction will be canceled.
If you cancel, you must make available to the seller at your residence, in substantially as good condition as when received, any goods delivered to you under this contract or sale; or you may if you wish, comply with the instructions of the seller regarding the return shipment of the goods at the seller’s expense and risk.
If you do not agree to return the goods to the seller or if the seller does not pick them up within twenty days of the date of your notice of cancellation, you may retain or dispose of the goods without any further obligation.
To cancel this transaction, mail or deliver a signed and dated copy of this cancellation notice or any other written notice, or send a telegram, to ........................, (Name of seller) at ................................ (Address of seller’s place of business) not later than midnight of ........................ (Date).
I hereby cancel this transaction.
................................................
(Date)
............................................
(Buyer’s signature)
[C75, 77, §713B.3; C79, 81, §82.3]
C93, §555A.3
Referred to in §551A.3, 552A.3
2023 Iowa Code › Title XIV - PROPERTY › Chapter 555A - DOOR-TO-DOOR SALES › Section 555A.4 - Duties of seller.

555A.4 Duties of seller.
A seller shall:
1. Furnish two copies of the notice of cancellation to the buyer, and complete both copies by entering the name of the seller, the address of the seller’s place of business, the date of the transaction, and the date, not earlier than the third business day following the date of the transaction, by which the buyer may give notice of cancellation.
2. Not include in any contract or receipt any confession of judgment or any waiver of any of the rights to which the buyer is entitled under this chapter including specifically the right to cancel the sale in accordance with the provisions of this chapter.
3. Inform each buyer orally, at the time the buyer signs the contract or purchases the goods or services, of the buyer’s right to cancel.
4. Not misrepresent in any manner the buyer’s right to cancel.
5. Honor any valid notice of cancellation by a buyer and within ten business days after the receipt of notice shall refund all payments made under the contract or sale, return any goods or property traded in, in substantially as good condition as when received by the seller, and cancel and return any negotiable instrument executed by the buyer in connection with the contract or sale and take any action necessary or appropriate to terminate promptly any security interest created in the transaction.
6. Not negotiate, transfer, sell, or assign any note or other evidence of indebtedness to a finance company or other third party prior to midnight of the seventh business day following the day the contract was signed or the goods or services were purchased.
7. Within ten business days of receipt of the buyer’s notice of cancellation notify the buyer whether the seller intends to repossess or to abandon any shipped or delivered goods.
[C75, 77, §713B.4; C79, 81, §82.4]
C93, §555A.4
Referred to in §552A.3
2023 Iowa Code › Title XIV - PROPERTY › Chapter 555A - DOOR-TO-DOOR SALES › Section 555A.5 - Effect on indebtedness.

555A.5 Effect on indebtedness.
Rescission of any contract pursuant to this chapter or the failure to provide a copy of the contract to the buyer as required by this chapter shall void any contract, note, instrument, or other evidence of indebtedness executed or entered into in connection with the contract and shall constitute a complete defense in any action based on the contract, note, instrument or other evidence of indebtedness brought by the seller, the seller’s successors or assigns unless a successor or assignee of the seller after the seventh business day following the day the contract was signed has detrimentally relied upon a representation of the buyer that the contract has not been rescinded. This section shall not affect the rights of holders in due course of checks made by the buyer.
[C75, 77, §713B.5; C79, 81, §82.5]
C93, §555A.5
Referred to in §552A.3
2023 Iowa Code › Title XIV - PROPERTY › Chapter 555A - DOOR-TO-DOOR SALES › Section 555A.6 - Penalties.

555A.6 Penalties.
1. Any seller who violates the provisions of this chapter shall be guilty of a simple misdemeanor.
2. A violation of this chapter is a violation of section 714.16, subsection 2, paragraph “a”.
[C75, 77, §713B.6; C79, 81, §82.6]
92 Acts, ch 1062, §1
C93, §555A.6
2023 Iowa Code › Title XIV - PROPERTY › Chapter 555B - DISPOSAL OF ABANDONED MOBILE HOMES AND PERSONAL PROPERTY › Section 555B.1 - Definitions.

555B.1 Definitions.
Unless the context otherwise requires, in this chapter:
1. “Abandoned” means abandoned as provided in section 562B.27, subsection 1.
2. “Claimant” includes but is not limited to any government subdivision with authority to levy a tax on abandoned personal property. “Claimant” also includes a holder of a lien as defined in section 555B.2.
3. “Demolisher” means demolisher as defined in section 321.89.
4. “Junkyard” means junkyard as defined in section 306C.1.
5. “Mobile home” includes “manufactured homes” and “modular homes” as those terms are defined in section 435.1, if the manufactured homes or modular homes are located in a manufactured home community or mobile home park.
6. “Personal property” includes personal property of the mobile home owner in the abandoned mobile home, on the mobile home lot, in the immediate vicinity of the abandoned mobile home and the mobile home lot, and in any storage area provided by the real property owner for the use of the mobile home owner.
7. “Real property owner” means the owner or other lawful possessor of real property upon which a mobile home is located.
88 Acts, ch 1138, §1
C89, §562C.1
C93, §555B.1
93 Acts, ch 154, §6, 7; 94 Acts, ch 1110, §21, 24; 99 Acts, ch 155, §1, 14; 2001 Acts, ch 153, §16
2023 Iowa Code › Title XIV - PROPERTY › Chapter 555B - DISPOSAL OF ABANDONED MOBILE HOMES AND PERSONAL PROPERTY › Section 555B.3 - Action for abandonment — jurisdiction.

555B.3 Action for abandonment — jurisdiction.
A real property owner not requesting notification by the sheriff as provided in section 555B.2 may bring an action alleging abandonment in the court within the county where the real property is located. The action shall be tried as an equitable action. Unless commenced as a small claim, the petition shall be presented to a district judge. Upon receipt of the petition, either the court or the clerk of the district court shall set a date for a hearing not later than fourteen days from the date of the receipt of the petition, except where there is a lien on the mobile home or personal property other than a tax lien, the court or the clerk of the district court shall set a date for a hearing no sooner than twenty-five days from the date of the receipt of the petition so as to allow for service on the lienholder.
88 Acts, ch 1138, §3
C89, §562C.3
C93, §555B.3
93 Acts, ch 154, §10; 2022 Acts, ch 1070, §20
Referred to in §555B.2, 562B.10, 631.1, 648.19
Section amended
2023 Iowa Code › Title XIV - PROPERTY › Chapter 555B - DISPOSAL OF ABANDONED MOBILE HOMES AND PERSONAL PROPERTY › Section 555B.5 - Change of venue.

555B.5 Change of venue.
In an action under this chapter a change of place of trial may be had as in other cases.
88 Acts, ch 1138, §5
C89, §562C.5
C93, §555B.5
Referred to in §555B.2
2023 Iowa Code › Title XIV - PROPERTY › Chapter 555B - DISPOSAL OF ABANDONED MOBILE HOMES AND PERSONAL PROPERTY › Section 555B.6 - Priority of assignment.

555B.6 Priority of assignment.
An action under this chapter shall be accorded reasonable priority for assignment to assure prompt disposition.
88 Acts, ch 1138, §6
C89, §562C.6
C93, §555B.6
Referred to in §555B.2
2023 Iowa Code › Title XIV - PROPERTY › Chapter 555B - DISPOSAL OF ABANDONED MOBILE HOMES AND PERSONAL PROPERTY › Section 555B.7 - Remedy not exclusive.

555B.7 Remedy not exclusive.
An action under this chapter may be brought in connection with a claim for monetary damages, possession, or recovery as provided in section 562B.25 or 562B.30 or chapter 648.
88 Acts, ch 1138, §7
C89, §562C.7
C93, §555B.7
Referred to in §555B.2
2023 Iowa Code › Title XIV - PROPERTY › Chapter 555B - DISPOSAL OF ABANDONED MOBILE HOMES AND PERSONAL PROPERTY › Section 555B.8 - Judgment.

555B.8 Judgment.
1. If the court determines that the mobile home and personal property have been abandoned, judgment shall be entered in favor of the real property owner for the reasonable costs of removal, storage, notice, and attorney fees; any other expenses incurred for preserving the mobile home and personal property or for bringing the action; and, if the action is brought in conjunction with one for monetary damages, the amount of monetary damages assessed.
2. Except as otherwise ordered by the court, if the mobile home owner or other claimant asserts a claim to the property, the judgment shall be satisfied before the mobile home owner or other claimant may take possession of the mobile home or personal property.
3. If no claim is asserted to the mobile home or personal property or if the judgment is not satisfied at the time of entry, an order shall be entered allowing the real property owner to sell or otherwise dispose of the mobile home and personal property pursuant to section 555B.9. Except as otherwise ordered by the court, if a claimant satisfies the judgment at the time of entry, the court shall enter an order permitting and directing the claimant to remove the mobile home or personal property from its location within a reasonable time to be fixed by the court. The court shall also determine the amount of further rent or storage charges to be paid by the claimant to the real property owner at the time of removal.
88 Acts, ch 1138, §8
C89, §562C.8
C93, §555B.8
2022 Acts, ch 1070, §22
Referred to in §321.90, 435.24, 555B.2, 555B.9
Subsections 2 and 3 amended
2023 Iowa Code › Title XIV - PROPERTY › Chapter 555B - DISPOSAL OF ABANDONED MOBILE HOMES AND PERSONAL PROPERTY › Section 555B.10 - Limitation on liability.

555B.10 Limitation on liability.
1. A real property owner who disposes of a mobile home or personal property in accordance with this chapter is not liable for damages by reason of the removal, sale, or disposal of the mobile home and personal property unless the damage is caused willfully or by gross negligence. Upon a motion to the district court and a showing that the real property owner is not proceeding in accordance with this chapter, the court may enjoin the real property owner from proceeding further and a determination for the proper disposition of the mobile home and personal property shall be made. If disposition of the mobile home or personal property has not occurred in accordance with this chapter, the owner thereof has a right to recover from the real property owner, any loss caused by failure to comply with this chapter. The burden of proof shall be upon the mobile home or personal property owner to show that the real property owner has not complied with this chapter in disposing of a mobile home or personal property.
2. The fact that a better price could have been obtained by a sale at a different time or in a different method from that selected by the real property owner is not of itself sufficient to establish that the sale was not made in a commercially reasonable manner. If the real property owner sells the mobile home and personal property in the usual manner in any recognized market or if the real property owner sells at the price current in the market at the time of the real property owner’s sale or if the real property owner has otherwise sold in conformity with reasonable commercial practices among dealers in the type of mobile home or personal property sold, the real property owner has sold in a commercially reasonable manner. A disposition approved in any judicial proceeding shall be deemed conclusively to be commercially reasonable.
88 Acts, ch 1138, §10
C89, §562C.10
C93, §555B.10
93 Acts, ch 154, §12
2023 Iowa Code › Title XIV - PROPERTY › Chapter 555C - VALUELESS MOBILE, MODULAR, AND MANUFACTURED HOMES › Section 555C.1 - Definitions.

555C.1 Definitions.
As used in this chapter, unless the context otherwise requires:
1. “Home” means a mobile home, modular home, or a manufactured home as defined in section 435.1.
2. “Manufactured home community” means a manufactured home community as defined in section 435.1.
3. “Mobile home park” means a mobile home park as defined in section 435.1.
4. “Personal property” includes personal property of the owner or other occupant of the home, which is located in the home, on the lot where the home is located, in the immediate vicinity of the home or lot, or in any storage area provided by the real property owner for use of the home owner or occupant.
5. “Valueless home” means a home located in a manufactured home community or a mobile home park including all other personal property, where all of the following conditions exist:
a. The home has been abandoned as defined in section 562B.27, subsection 1, and the home has not been removed after the right to possession of the underlying real estate has been terminated pursuant to chapter 648.
b. A lien of record, other than a tax lien as provided in chapter 435, does not exist against the home. A lien exists only if the real property owner receives notice of a lien on the standardized registration form completed by an owner or occupant pursuant to chapter 562B, or a lien has been filed in the state or county records on a date before the home is considered to be valueless.
c. The value of the home and other personal property is equal to or less than the reasonable cost of disposal plus all sums owing to the real property owner pertaining to the home.
95 Acts, ch 104, §1; 2001 Acts, ch 153, §12
2023 Iowa Code › Title XIV - PROPERTY › Chapter 555C - VALUELESS MOBILE, MODULAR, AND MANUFACTURED HOMES › Section 555C.2 - Removal or transfer of title of valueless home — presumption of value.

555C.2 Removal or transfer of title of valueless home — presumption of value.
1. An owner of a manufactured home community or mobile home park may remove, or cause to be removed, from the manufactured home community or mobile home park a valueless home and personal property associated with the home at any time following a determination of abandonment by the manufactured home community or mobile home park owner in accordance with section 562B.27, subsection 1, and an order of removal pursuant to chapter 648 without further notice to the owner or occupant of the valueless home. Within ten days of the removal or transfer of title, the manufactured home community or mobile home park owner shall give written notice to the county treasurer for the county in which the manufactured home community or mobile home park is located by affidavit which shall include a description of the valueless home, its owner or occupant, if known, the date of removal or transfer of title, and if applicable, the name and address of any third party to whom a new title shall be issued.
2. A valueless home and any personal property associated with the valueless home shall be conclusively deemed in value to be equal to or less than the reasonable cost of disposal plus all sums owing to the manufactured home community or mobile home park owner pertaining to the valueless home, if the manufactured home community or mobile home park owner or an agent of the owner removes the home and personal property to a demolisher, sanitary landfill, or other lawful disposal site or if the manufactured home community or mobile home park owner allows a disinterested third party to remove the valueless home and personal property or to leave the home in the manufactured home community or mobile home park in a transaction in which the manufactured home community or mobile home park owner receives no consideration.
95 Acts, ch 104, §2; 99 Acts, ch 155, §2, 14; 2001 Acts, ch 153, §16
Referred to in §555C.3
2023 Iowa Code › Title XIV - PROPERTY › Chapter 555C - VALUELESS MOBILE, MODULAR, AND MANUFACTURED HOMES › Section 555C.3 - New title — third party.

555C.3 New title — third party.
If a new title to a valueless home is to be issued to a third party, the county treasurer shall issue a new title, upon receipt of the affidavit required in section 555C.2 and payment of a fee pursuant to section 321.47. Any tax lien levied pursuant to chapter 435 is canceled and the ownership interest of the previous owner or occupant of the valueless home is terminated as of the date of issuance of the new title. The new title owner shall take the title free of all rights and interests even though the manufactured home community or mobile home park owner fails to comply with the requirements of this chapter or any judicial proceedings, if the new title owner acts in good faith.
95 Acts, ch 104, §3; 99 Acts, ch 155, §3, 14; 2001 Acts, ch 153, §16; 2004 Acts, ch 1092, §9
2023 Iowa Code › Title XIV - PROPERTY › Chapter 555C - VALUELESS MOBILE, MODULAR, AND MANUFACTURED HOMES › Section 555C.4 - Removal by manufactured home community or mobile home park owner.

555C.4 Removal by manufactured home community or mobile home park owner.
Unless the valueless home is to be titled in the name of a third party, the manufactured home community or mobile home park owner may dispose of a valueless home and any personal property to a demolisher, sanitary landfill, or other lawful disposal site under the terms and conditions as the manufactured home community or mobile home park owner shall determine.
95 Acts, ch 104, §4; 2001 Acts, ch 153, §16
2023 Iowa Code › Title XIV - PROPERTY › Chapter 555C - VALUELESS MOBILE, MODULAR, AND MANUFACTURED HOMES › Section 555C.5 - Liability limited.

555C.5 Liability limited.
A person who removes or allows the removal of a valueless home or transfers title or allows the transfer of title of a valueless home as provided in this chapter is not liable to the previous owner of the valueless home due to the removal or transfer of title of the valueless home.
95 Acts, ch 104, §5; 99 Acts, ch 155, §4, 14
2023 Iowa Code › Title XIV - PROPERTY › Chapter 556 - DISPOSITION OF UNCLAIMED PROPERTY › Section 556.2A - Traveler’s checks and money orders.

556.2A Traveler’s checks and money orders.
1. Subject to subsection 4, any sum payable on a traveler’s check that has been outstanding for more than fifteen years after its issuance is deemed abandoned unless the owner, within fifteen years, has communicated in writing with the issuer concerning it or otherwise indicated an interest as evidenced by a memorandum or other record on file prepared by an employee of the issuer.
2. Subject to subsection 4, any sum payable on a money order that has been outstanding for more than seven years after its issuance is deemed abandoned unless the owner, within seven years, has communicated in writing with the issuer concerning it or otherwise indicated an interest as evidenced by a memorandum or other record on file prepared by an employee of the issuer.
3. A holder shall not deduct from the amount of a traveler’s check or money order any charge imposed by reason of the failure to present the instrument for payment unless there is a valid and enforceable written contract between the issuer and the owner of the instrument pursuant to which the issuer may impose a charge and the issuer regularly imposes such charges and does not regularly reverse or otherwise cancel them.
4. A sum payable on a traveler’s check or money order described in subsection 1 or 2 shall not be subjected to the custody of this state as unclaimed property unless any of the following apply:
a. The records of the issuer show that the traveler’s check or money order was purchased in this state.
b. The issuer has its principal place of business in this state and the records of the issuer do not show the state in which the traveler’s check or money order was purchased.
c. The issuer has its principal place of business in this state, the records of the issuer show the state in which the traveler’s check or money order was purchased, and the laws of the state of purchase do not provide for the escheat or custodial taking of the property or its escheat or unclaimed property law is not applicable to the property.
96 Acts, ch 1173, §4
Referred to in §556.2B
2023 Iowa Code › Title XIV - PROPERTY › Chapter 556 - DISPOSITION OF UNCLAIMED PROPERTY › Section 556.2B - Checks, drafts, and similar instruments issued or certified by banking and financial organizations.

556.2B Checks, drafts, and similar instruments issued or certified by banking and financial organizations.
1. Any sum payable on a check, draft, or similar instrument, except those subject to section 556.2A, on which a banking or financial organization is directly liable, including a cashier’s check and a certified check, which has been outstanding for more than three years after it was payable or after its issuance if payable on demand, is deemed abandoned, unless the owner, within three years, has communicated in writing with the banking or financial organization concerning it or otherwise indicated an interest as evidenced by a memorandum or other record on file prepared by an employee of the banking or financial organization.
2. A holder shall not deduct from the amount of any instrument subject to this section any charge imposed by reason of the failure to present the instrument for payment unless there is a valid and enforceable written contract between the holder and the owner of the instrument pursuant to which the holder may impose a charge and the holder regularly imposes such charges and does not regularly reverse or otherwise cancel them.
96 Acts, ch 1173, §5
2023 Iowa Code › Title XIV - PROPERTY › Chapter 556 - DISPOSITION OF UNCLAIMED PROPERTY › Section 556.2C - Outstanding state warrants.

556.2C Outstanding state warrants.
1. a. An unpaid, outdated warrant that is canceled pursuant to section 8A.519 shall be included in a list of outstanding state warrants maintained by the director of the department of administrative services. On or before July 1 of each year, the director of the department of administrative services shall provide the office of the treasurer of state with a consolidated list of such outstanding warrants that have not been previously reported to the office.
b. The consolidated list shall be accompanied by supporting information as specified by the treasurer of state. The treasurer of state may include information regarding the outstanding warrants in the notice published pursuant to section 556.12 and on the treasurer of state’s official internet site.
c. The reporting requirements of this section do not apply to outdated warrants charged to federal grants or other nonstate funds for which funding is no longer available as described in section 25.2.
2. An agreement to pay compensation to recover or assist in the recovery of an outstanding warrant made within twenty-four months after the date the warrant is canceled is unenforceable. However, an agreement made after twenty-four months from the date the warrant is canceled is valid if the fee or compensation agreed upon is not more than fifteen percent of the recoverable property, the agreement is in writing and signed by the payee, and the writing discloses the nature and value of the property and the name and address of the person in possession. This subsection does not apply to a payee who has a bona fide fee contract with a practicing attorney regulated under chapter 602, article 10.
2006 Acts, ch 1185, §102; 2013 Acts, ch 90, §257
Referred to in §22.7(32), 25.2, 556.18
2023 Iowa Code › Title XIV - PROPERTY › Chapter 556 - DISPOSITION OF UNCLAIMED PROPERTY › Section 556.3 - Unclaimed funds held by life insurance corporations.

556.3 Unclaimed funds held by life insurance corporations.
1. Unclaimed funds, as defined in this section, held and owing by a life insurance corporation shall be presumed abandoned if the last known address, according to the records of the corporation, of the person entitled to the funds is within this state. If a person other than the insured or annuitant is entitled to the funds and no address of such person is known to the corporation or if it is not definite and certain from the records of the corporation what person is entitled to the funds, it is presumed that the last known address of the person entitled to the funds is the same as the last known address of the insured or annuitant according to the records of the corporation.
2. “Unclaimed funds”, as used in this section, means all moneys held and owing by any life insurance corporation unclaimed and unpaid for more than three years after the moneys became due and payable as established from the records of the corporation under any life or endowment insurance policy or annuity contract which has matured or terminated. A life insurance policy not matured by actual proof of the death of the insured is deemed to be matured and the proceeds thereof are deemed to be due and payable if the policy was in force when the insured attained the limiting age under the mortality table on which the reserve is based and shall be presumed abandoned and to be unclaimed funds as defined in this section if unclaimed and unpaid for more than two years thereafter, unless the person appearing entitled thereto has within the two-year period assigned, readjusted, or paid premiums on the policy, or subjected the policy to loan or corresponded in writing with the life insurance corporation concerning the policy. Moneys otherwise payable according to the records of the corporation are deemed due and payable although the policy or contract has not been surrendered as required.
[C71, 73, 75, 77, 79, 81, §556.3]
84 Acts, ch 1295, §8; 91 Acts, ch 267, §626
2023 Iowa Code › Title XIV - PROPERTY › Chapter 556 - DISPOSITION OF UNCLAIMED PROPERTY › Section 556.3A - Unclaimed demutualization proceeds held by insurance companies.

556.3A Unclaimed demutualization proceeds held by insurance companies.
1. Property distributable in the course of demutualization or related reorganization of an insurance company occurring on or after January 1, 2003, that remains unclaimed is deemed abandoned two years after the earlier of:
a. The first date on which the property of an insurance company being demutualized or reorganized was distributable.
b. The date of last contact by the insurance company with a policyholder.
2. Property distributable in the course of demutualization or related reorganization of an insurance company occurring before January 1, 2003, that remains unclaimed is deemed abandoned two years after the first date on which the property of an insurance company being demutualized or reorganized was distributable.
2003 Acts, ch 46, §1, 5
Referred to in §556.11
2023 Iowa Code › Title XIV - PROPERTY › Chapter 556 - DISPOSITION OF UNCLAIMED PROPERTY › Section 556.4 - Deposits and refunds held by utilities.

556.4 Deposits and refunds held by utilities.
The following funds held or owing by any utility are presumed abandoned:
1. Any deposit made by a subscriber with a utility to secure payment for, or any sum paid in advance for, utility services to be furnished in this state, less any lawful deductions, that has remained unclaimed by the person appearing on the records of the utility entitled to the deposit for more than one year after the termination of the services for which the deposit or advance payment was made.
2. Any sum which a utility has been ordered to refund and which was received for utility services rendered in this state, together with any interest on the refund, less any lawful deductions, that has remained unclaimed by the person appearing on the records of the utility entitled to the refund for more than one year after the date it became payable in accordance with the final determination or order providing for the refund.
[C71, 73, 75, 77, 79, 81, §556.4]
83 Acts, ch 191, §12, 26, 27; 91 Acts, ch 267, §627
Referred to in §556.18
2023 Iowa Code › Title XIV - PROPERTY › Chapter 556 - DISPOSITION OF UNCLAIMED PROPERTY › Section 556.6 - Property of business associations and banking or financial organizations held in course of dissolution.

556.6 Property of business associations and banking or financial organizations held in course of dissolution.
Except as provided in section 490.1440, all intangible personal property distributable in the course of a voluntary dissolution of a business association, banking organization, or financial organization organized under the laws of or created in this state, that is unclaimed by the owner within one year after the date for final distribution, is presumed abandoned.
[C71, 73, 75, 77, 79, 81, §556.6]
84 Acts, ch 1295, §10; 90 Acts, ch 1205, §59
Referred to in §556.10
2023 Iowa Code › Title XIV - PROPERTY › Chapter 556 - DISPOSITION OF UNCLAIMED PROPERTY › Section 556.7 - Property held by fiduciaries.

556.7 Property held by fiduciaries.
All intangible personal property and any income or increment thereon, held in a fiduciary capacity for the benefit of another person is presumed abandoned unless the owner has, within three years after it becomes payable or distributable, increased or decreased the principal, accepted payment of principal or income, corresponded in writing concerning the property, or otherwise indicated an interest as evidenced by a memorandum on file with the fiduciary which shall have been dated and may have been prepared by the fiduciary or by the owner:
1. If the property is held by a banking organization or a financial organization, or by a business association organized under the laws of or created in this state; or
2. If it is held by a business association, doing business in this state, but not organized under the laws of or created in this state, and the records of the business association indicate that the last known address of the person entitled thereto is in this state; or
3. If it is held in this state by any other person.
[C71, 73, 75, 77, 79, 81, §556.7]
84 Acts, ch 1295, §11; 91 Acts, ch 267, §629
Referred to in §556.10
2023 Iowa Code › Title XIV - PROPERTY › Chapter 556 - DISPOSITION OF UNCLAIMED PROPERTY › Section 556.8 - Property held by state courts and public officers and agencies — abandonment.

556.8 Property held by state courts and public officers and agencies — abandonment.
All intangible personal property held for the owner by any court, public corporation, public authority, agency, instrumentality, employee, or public officer of this state, or the United States, or a political subdivision of the state, another state, or the United States, that has remained unclaimed by the owner for more than two years after becoming payable or distributable is presumed abandoned.
[C71, 73, 75, 77, 79, 81, §556.8]
84 Acts, ch 1295, §12; 89 Acts, ch 287, §4
Referred to in §602.8105
2023 Iowa Code › Title XIV - PROPERTY › Chapter 556 - DISPOSITION OF UNCLAIMED PROPERTY › Section 556.9 - Miscellaneous personal property held for another person — wages — gift certificates.

556.9 Miscellaneous personal property held for another person — wages — gift certificates.
1. a. All intangible personal property, not otherwise covered by this chapter, including any income or increment earned on the property and deducting any lawful charges, that is held or owing in this state in the ordinary course of the holder’s business and has remained unclaimed by the owner for more than three years after it became payable or distributable is presumed abandoned.
b. Unpaid wages, including wages represented by payroll checks or other compensation for personal services owing in the ordinary course of the holder’s business that remain unclaimed by the owner for more than one year after becoming payable are presumed abandoned.
c. Except as provided in subsection 2, funds represented by a gift certificate balance that has not been presented within five years from the date of issuance of the gift certificate are presumed abandoned.
2. a. An issuer of a gift certificate shall not deduct from the face value of the gift certificate any charge imposed due to the failure of the owner of the gift certificate to present the gift certificate in a timely manner, unless a valid and enforceable written contract exists between the issuer and the owner of the gift certificate pursuant to which the issuer regularly imposes such charges and does not regularly reverse or otherwise cancel them.
b. Notwithstanding the time limitation in subsection 1, a gift certificate redeemable for merchandise only that is not subject to an expiration date and that is not subject to a deduction from the face value of the gift certificate for failure of the owner of the gift certificate to present the gift certificate in a timely manner, or subject to any other charge or service fee, which card remains unpresented, shall continue in force and be eligible for presentation for an indefinite period of time, and shall not be subject to a presumption of abandonment.
c. For purposes of this section, “gift certificate” means a merchandise certificate or electronic gift card conspicuously designated as a gift certificate or electronic gift card, and generally purchased by a buyer for use by a person other than the buyer.
[C71, 73, 75, 77, 79, 81, §556.9]
84 Acts, ch 1295, §13; 2002 Acts, ch 1059, §1; 2003 Acts, ch 46, §2; 2004 Acts, ch 1011, §1; 2014 Acts, ch 1089, §1, 2
Referred to in §556.9B, 556.10
2023 Iowa Code › Title XIV - PROPERTY › Chapter 556 - DISPOSITION OF UNCLAIMED PROPERTY › Section 556.9A - Out-of-state property issued within the state.

556.9A Out-of-state property issued within the state.
1. As used in this section, unless the context requires otherwise:
a. “Property” means intangible personal property located outside the state, but issued by the state of Iowa, a state agency, a political subdivision of the state, or a person formed or otherwise located within the state as a corporation, trust, partnership, limited partnership, association, cooperative, union, or organization.
b. “Temporary custodian” means an entity holding property outside of this state, including but not limited to a person, the United States government, or an agency or instrumentality of the United States government, and any other state or agency or political subdivision of that state.
2. Property and income derived from the property, including but not limited to dividends, earnings, and interest, which are held by a temporary custodian are presumed abandoned and after deducting lawful charges are subject to the custody of this state as unclaimed property, if all the following apply:
a. The owner has not claimed the property or income derived from the property or corresponded in writing with the temporary custodian of the property within three years after the date prescribed for delivery of the property or payment of income from the property.
b. The last known address of the owner is unknown.
3. This section does not apply to property or income derived from the property subject to any other provision of this chapter providing for a different procedure for determining when property is presumed abandoned and subject to state custody.
90 Acts, ch 1095, §1; 92 Acts, ch 1038, §1 – 3
2023 Iowa Code › Title XIV - PROPERTY › Chapter 556 - DISPOSITION OF UNCLAIMED PROPERTY › Section 556.10 - Reciprocity for property presumed abandoned or escheated under the laws of another state.

556.10 Reciprocity for property presumed abandoned or escheated under the laws of another state.
If specific property which is subject to the provisions of sections 556.2, 556.5, 556.6, 556.7 and 556.9 is held for or owed or distributable to an owner whose last known address is in another state by a holder who is subjected to the jurisdiction of that state, the specific property is not presumed abandoned in this state and subject to this chapter if:
1. It may be claimed as abandoned or escheated under the laws of such other state; and
2. The laws of such other state make reciprocal provision that similar specific property is not presumed abandoned or escheatable by such other state when held for or owed or distributable to an owner whose last known address is within this state by a holder who is subject to the jurisdiction of this state.
[C71, 73, 75, 77, 79, 81, §556.10]