reglab/statecodes huggingface dataset:
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-10. "Annual Statement Blank"

Sec. 10. "Annual Statement Blank" refers to the document entitled "Annual Statement Blank" that is:
(1) adopted by the NAIC;
(2) in effect on January 1, 2018; and
(3) applicable to the kind of insurance to which the information contained in the document applies.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-11. "Annual Statement Instructions"

Sec. 11. "Annual Statement Instructions" refers to the document entitled "Annual Statement Instructions" that is:
(1) adopted by the NAIC;
(2) in effect on January 1, 2018; and
(3) applicable to a particular Annual Statement Blank.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-12. "Current Dental Terminology"; "Cdt"

Sec. 12. "Current Dental Terminology" or "CDT" refers to the Current Dental Terminology coding system that is:
(1) published by the American Dental Association; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-13. "Current Procedural Terminology"; "Cpt"

Sec. 13. "Current Procedural Terminology" or "CPT" refers to the Current Procedural Terminology coding system that is:
(1) published by the American Medical Association; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-14. "Diagnostic and Statistical Manual of Mental Disorders"; "Dsm"

Sec. 14. "Diagnostic and Statistical Manual of Mental Disorders" or "DSM" refers to the document entitled "Diagnostic and Statistical Manual of Mental Disorders of the American Psychiatric Association" that is in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-15. "Financial Analysis Handbook"

Sec. 15. "Financial Analysis Handbook" refers to the document entitled "Financial Analysis Handbook" that is:
(1) adopted by the NAIC; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-16. "Financial Condition Examiner's Handbook"

Sec. 16. "Financial Condition Examiner's Handbook" refers to the document entitled "Financial Condition Examiner's Handbook" that is:
(1) adopted by the NAIC; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-17. "Financial Regulation Standards and Accreditation Program"

Sec. 17. "Financial Regulation Standards and Accreditation Program" refers to the accreditation program through which the NAIC certifies that state insurance departments have demonstrated compliance with legal, financial, organizational, licensing, and control standards established by the NAIC and described in the document entitled "Financial Regulation Standards and Accreditation Program" that is:
(1) adopted by the NAIC; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-18. "Healthcare Common Procedure Coding System"; "Hcpcs"

Sec. 18. "Healthcare Common Procedure Coding System" or "HCPCS" refers to the version of the Healthcare Common Procedure Coding System:
(1) the use of which is required by the federal Health Insurance Portability and Accountability Act of 1996 (42 U.S.C. 1301 et seq.); and
(2) that is in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-19. "Insurance Regulatory Information System Ratios Manual"

Sec. 19. "Insurance Regulatory Information System Ratios Manual" refers to the document entitled "Insurance Regulatory Information System Ratios Manual" that is:
(1) published by the NAIC; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-20. "International Classification of Diseases"; "Icd"

Sec. 20. "International Classification of Diseases" or "ICD" refers to the International Classification of Diseases code book that is:
(1) published by the World Health Organization; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-21. "Market Regulation Handbook"

Sec. 21. "Market Regulation Handbook" refers to the document entitled "Market Regulation Handbook" that is:
(1) adopted by the NAIC; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-23. "Naic Uniform Life, Accident and Health, Annuity and Credit Product Coding Matrix"

Sec. 23. "NAIC Uniform Life, Accident and Health, Annuity and Credit Product Coding Matrix" refers to the document entitled "National Association of Insurance Commissioners Uniform Life, Accident and Health, Annuity and Credit Product Coding Matrix" that is:
(1) published by the NAIC; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-24. "National Committee on Quality Assurance Standards or Guidelines"

Sec. 24. "National Committee on Quality Assurance standards or guidelines" refers to standards or guidelines for accreditation of health plans:
(1) that are published by the National Committee on Quality Assurance; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-25. "Own Risk and Solvency Assessment Guidance Manual"; "Orsa Manual"

Sec. 25. "Own Risk and Solvency Assessment Guidance Manual" or "ORSA Manual" refers to the document entitled "Own Risk and Solvency Assessment Guidance Manual" that is:
(1) adopted by the NAIC; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-26. "Purposes and Procedures Manual of the Naic Investment Analysis Office"

Sec. 26. "Purposes and Procedures Manual of the NAIC Investment Analysis Office" refers to the document entitled "Purposes and Procedures Manual of the NAIC Investment Analysis Office" that is:
(1) adopted by the NAIC; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-27. "Risk Based Capital Instructions"; "Rbc Instructions"

Sec. 27. "Risk Based Capital Instructions" or "RBC Instructions" refers to the document entitled "Risk Based Capital Forecasting and Instructions" that is:
(1) adopted by the NAIC; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-28. "Securities Valuation Manual"

Sec. 28. "Securities Valuation Manual" refers to the document entitled "Securities Valuation Manual" that is:
(1) adopted by the NAIC; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-29. "Third Party Administrator"; "Tpa"

Sec. 29. "Third party administrator" or "TPA" refers to the coding system that is:
(1) maintained by an applicable third party administrator; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-30. "Uniform Application"

Sec. 30. "Uniform application" refers to the document entitled "Uniform Application for Individual Producer License/Registration" for resident and nonresident producer licensing that is:
(1) published by the NAIC; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-31. "Uniform Application for Business Entity Adjusters"

Sec. 31. "Uniform Application for Business Entity Adjusters" refers to the document entitled "Uniform Application for Business Entity Adjuster License/Registration" that is:
(1) published by the NAIC; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-32. "Uniform Application for Individual Adjusters"

Sec. 32. "Uniform Application for Individual Adjusters" refers to the document entitled "Uniform Application for Individual Adjuster or Apprentice License/Registration" that is:
(1) published by the NAIC; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-33. "Uniform Application for Third Party Administrator License"

Sec. 33. "Uniform application for third party administrator license" refers to the document entitled "Uniform Application for Third Party Administrator License" that is:
(1) published by the NAIC; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-34. "Uniform Business Entity Application"

Sec. 34. "Uniform business entity application" refers to the document entitled "Uniform Application for Business Entity License Renewal/Continuation" for resident and nonresident business entities that is:
(1) published by the NAIC; and
(2) in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 1.5. Incorporation by Reference in Ic 27 › 27-1-1.5-35. "Valuation Manual"

Sec. 35. "Valuation Manual" refers to the Valuation Manual that:
(1) was initially adopted by the NAIC on December 12, 2012; and
(2) is in effect on January 1, 2018.
As added by P.L.124-2018, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2. Application of Article; Definitions › 27-1-2-1. Citation

Sec. 1. IC 27-1-2 through IC 27-1-20 shall be known and may be cited as the Indiana Insurance Law.
Formerly: Acts 1935, c.162, s.1. As amended by P.L.252-1985, SEC.3.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2. Application of Article; Definitions › 27-1-2-2. Application of Article

Sec. 2. This article shall be applicable to all persons, firms, partnerships, corporations, associations, orders, societies, and systems and to associations operating as Lloyds, interinsurers, or individual underwriters authorized as of March 8, 1935, to make insurance under the provisions of any statute enacted prior to March 8, 1935, or organized or incorporated before or after March 8, 1935, under the provisions of any statute of this state, or which are doing or attempting to do, or which are representing that they are doing an insurance business in this state, or which are in process of organization for the purpose of doing or attempting to do such business. All domestic, foreign, and alien companies authorized to do business in this state shall be subject to this article; however, any not-for-profit corporation which pays death benefits to the owner of a valuable registered horse on the death of said horse shall for that purpose not be subject to this article.
Formerly: Acts 1935, c.162, s.2; Acts 1973, P.L.269, SEC.1. As amended by P.L.252-1985, SEC.4; P.L.8-1993, SEC.408.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2. Application of Article; Definitions › 27-1-2-2.3. Captive Insurers

Sec. 2.3. (a) As used in this section, "captive insurer" means a foreign company or an alien company:
(1) that is supervised in the foreign or alien jurisdiction;
(2) that is owned by a person that conducts business in Indiana;
(3) whose exclusive purpose is to insure property and casualty risks of:
(A) the parent entity described in subdivision (2);
(B) affiliates of the parent entity; or
(C) a controlled unaffiliated business;
which may include reinsuring (through risk-sharing arrangements) property and casualty risks insured by other foreign companies or alien companies described in subdivision (1); and
(4) that:
(A) is owned or controlled by a state educational institution (as defined by IC 21-7-13-32); or
(B) has made an election under Section 831(b) of the Internal Revenue Code if that election is in effect.
(b) As used in this section, "controlled unaffiliated business" means a business:
(1) that:
(A) is not an affiliate of; and
(B) has a contractual relationship with;
a parent entity described in subsection (a)(2) or an affiliate of the parent entity; and
(2) the risks of which are managed by a captive insurer.
(c) Except as provided in this section, this article does not apply to a captive insurer.
(d) A captive insurer that is doing business in Indiana:
(1) is not required to obtain a certificate of authority in Indiana under IC 27-1-6 for domestic formation or under IC 27-1-17 for foreign company admission;
(2) shall register with the commissioner; and
(3) shall, for each calendar year after 2012 in which the captive insurer is doing business in Indiana, pay into the treasury of this state a tax of two thousand five hundred dollars ($2,500).
(e) A captive insurer that is required to pay the tax imposed for a calendar year under subsection (d)(3) shall pay the tax as follows:
(1) For a tax imposed under subsection (d)(3) for calendar year 2013, the captive insurer shall pay the tax before July 1, 2014.
(2) For a tax imposed under subsection (d)(3) for a calendar year after 2013, the captive insurer shall pay the tax before April 15 of the following calendar year.
(f) The state and a political subdivision of the state shall not impose a license fee or privilege or other tax on a captive insurer, except the following:
(1) The tax described in subsection (d)(3).
(2) An applicable tax on real and tangible personal property of the captive insurer.
As added by P.L.129-2014, SEC.3. Amended by P.L.242-2015, SEC.42.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2. Application of Article; Definitions › 27-1-2-2.5. Health Insurance Providers; Registration

Sec. 2.5. A person or other entity that provides coverage in Indiana for medical, surgical, chiropractic, physical therapy, speech pathology, audiology, professional mental health, dental, hospital, optometric, or podiatric expenses, whether coverage is by direct payment, reimbursement, or other means, shall:
(1) register with the commissioner; and
(2) indicate in the registration if the coverage provided by the person or other entity is an employee benefit plan subject to the Employee Retirement Income Security Act (29 U.S.C. 1001 et seq.).
As added by P.L.147-1990, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2. Application of Article; Definitions › 27-1-2-4. Violation of Indiana Insurance Law

Sec. 4. A person who recklessly violates the Indiana Insurance Law (chapters 2 through 20 of this article) commits a Class C infraction, except as otherwise provided. However, except as otherwise provided, the violation is a Class C misdemeanor if the person has a prior unrelated adjudication or conviction for a violation under this section within the previous five (5) years.
As added by Acts 1978, P.L.2, SEC.2701. Amended by P.L.82-1998, SEC.1; P.L.32-2019, SEC.22.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2.1. Health Care Sharing Ministries › 27-1-2.1-1. "Health Care Sharing Ministry"

Sec. 1. (a) As used in this chapter, "health care sharing ministry" means a nonprofit organization that:
(1) is comprised only of participants who share similar and sincerely held religious beliefs;
(2) is tax exempt under Section 501(c)(3) of the Internal Revenue Code;
(3) acts as a facilitator among participants who have financial or medical needs that are qualified in accordance with the organization's criteria, matching those participants with other participants who have the present ability to assist with financial or medical needs;
(4) provides for the financial or medical needs of a participant through contributions from one (1) participant to another participant;
(5) provides information about amounts that participants, with no assumption of risk or promise to pay, may contribute for distribution:
(A) among the participants; or
(B) by the organization to participants;
(6) provides a written monthly statement to all participants that specifies:
(A) the total dollar amount of qualified needs submitted to the organization; and
(B) the amount actually published or assigned to participants for their contribution; and
(7) includes the following statement, in writing, on or accompanying all applications and guideline materials:
"Notice: The organization facilitating the sharing of medical expenses is not an insurance company, and neither its guidelines nor its plan of operation is an insurance policy. Any assistance you receive with your medical bills will be totally voluntary. Neither the organization nor any other participant can be compelled by law to contribute toward your medical bills. As such, participation in the organization or a subscription to any of its documents should never be considered to be insurance. Whether or not you receive any payments for medical expenses and whether or not this organization continues to operate, you are always personally responsible for the payment of your own medical bills.".
(b) The term does not include a fraternal benefit society described in IC 27-11-1-1.
As added by P.L.13-2012, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2.1. Health Care Sharing Ministries › 27-1-2.1-2. Health Care Sharing Ministry Not Engaged in the Business of Insurance

Sec. 2. A health care sharing ministry is not considered to be engaged in the business of insurance under this title or any other provision of Indiana law.
As added by P.L.13-2012, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2.2. Nonprofit Agricultural Organization Coverage › 27-1-2.2-1. "Nonprofit Agricultural Organization"

Sec. 1. As used in this chapter, "nonprofit agricultural organization" means an organization:
(1) that is exempt from taxation under Section 501(c)(5) of the Internal Revenue Code;
(2) that is domiciled in Indiana;
(3) that was in existence before 1950; and
(4) the members of which include residents of every county in Indiana.
As added by P.L.136-2020, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2.2. Nonprofit Agricultural Organization Coverage › 27-1-2.2-2. "Nonprofit Agricultural Organization Coverage"

Sec. 2. As used in this chapter, "nonprofit agricultural organization coverage" means health benefit coverage that is:
(1) sponsored by:
(A) a nonprofit agricultural organization; or
(B) an affiliate of a nonprofit agricultural organization;
(2) offered only to:
(A) members of the nonprofit agricultural organization; and
(B) families of the members of the nonprofit agricultural organization;
(3) deemed by the nonprofit agricultural organization to be important in assisting its members to live long and productive lives; and
(4) offered to members of the nonprofit agricultural organization in every county in Indiana.
As added by P.L.136-2020, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2.2. Nonprofit Agricultural Organization Coverage › 27-1-2.2-3. Filing of Certification

Sec. 3. Before an organization may offer health benefit coverage under this chapter, the organization must file with the insurance commissioner a certification that:
(1) the organization qualifies as a nonprofit agricultural organization under section 1 of this chapter; and
(2) the health benefit coverage that the organization will offer qualifies as nonprofit agricultural organization coverage under section 2 of this chapter.
As added by P.L.136-2020, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2.2. Nonprofit Agricultural Organization Coverage › 27-1-2.2-4. Coverage Not Considered Insurance

Sec. 4. (a) Nonprofit agricultural organization coverage provided under this chapter:
(1) is not insurance;
(2) shall not be considered to be insurance under this title or any other provision of Indiana law; and
(3) is not subject to the regulatory authority of the department of insurance under this title or any other provision of Indiana law.
(b) Entering into a contract between a nonprofit agricultural organization and an individual for health coverage under this chapter does not constitute the business of insurance.
(c) A nonprofit agricultural organization providing coverage under this chapter is not required to obtain a certificate of authority under IC 27-1-3-20.
As added by P.L.136-2020, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2.2. Nonprofit Agricultural Organization Coverage › 27-1-2.2-5. Annual Filing

Sec. 5. A nonprofit agricultural organization offering coverage under this chapter shall annually file with the department of insurance a written, signed opinion of a qualified actuary that the plan reserves of the nonprofit agricultural organization and its affiliate are adequate and conform to the appropriate actuarial standards of practice.
As added by P.L.136-2020, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2.2. Nonprofit Agricultural Organization Coverage › 27-1-2.2-6. Reinsurance

Sec. 6. A nonprofit agricultural organization offering coverage under this chapter shall reinsure all or a portion of its risks under this coverage with a company authorized to transact reinsurance business or stop-loss insurance business in Indiana.
As added by P.L.136-2020, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2.2. Nonprofit Agricultural Organization Coverage › 27-1-2.2-8. Acknowledgment That Coverage Is Not Considered Insurance

Sec. 8. (a) When an individual applies for health coverage provided under this chapter, the nonprofit agricultural organization offering the health coverage shall inform the individual that the health coverage:
(1) is not considered insurance; and
(2) is not subject to the administrative rules of the department of insurance.
(b) An individual entering into a contract for health coverage under this chapter must acknowledge that the coverage:
(1) is not considered insurance; and
(2) is not subject to the administrative rules of the department of insurance.
(c) The acknowledgment required by subsection (b) must be in a writing signed by the individual. The nonprofit agricultural organization shall:
(1) keep a copy of the written acknowledgment for the entire duration of the contract under which the individual is provided coverage under this chapter; and
(2) provide a copy of the acknowledgment to the individual at the individual's request.
As added by P.L.136-2020, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2.2. Nonprofit Agricultural Organization Coverage › 27-1-2.2-9. Membership Requirement

Sec. 9. An individual may not apply for health coverage provided under this chapter until the individual has been a member of the nonprofit agricultural organization offering the health coverage for at least thirty (30) days.
As added by P.L.136-2020, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2.2. Nonprofit Agricultural Organization Coverage › 27-1-2.2-10. Coverage Requirements

Sec. 10. Health coverage provided to an individual under this chapter:
(1) must include coverage for:
(A) ambulatory patient services;
(B) hospitalization;
(C) emergency services; and
(D) laboratory services; and
(2) may not be subject to an annual limit of less than two million dollars ($2,000,000) per year.
As added by P.L.136-2020, SEC.1.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2.3. Payment for Ambulance Services › 27-1-2.3-2. "Ambulance Service Provider"

Sec. 2. As used in this chapter, "ambulance service provider" means a person that:
(1) provides ambulance service; and
(2) holds a valid certificate issued by the commission under IC 16-31-3 authorizing the person to provide ambulance service.
As added by P.L.170-2022, SEC.36.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2.3. Payment for Ambulance Services › 27-1-2.3-4. "Health Plan"

Sec. 4. As used in this chapter, "health plan" means any of the following:
(1) A self-insurance program established under IC 5-10-8-7(b) to provide group coverage.
(2) A prepaid health care delivery plan through which health services are provided under IC 5-10-8-7(c).
(3) A policy of accident and sickness insurance as defined in IC 27-8-5-1, but not including any insurance, plan, or policy set forth in IC 27-8-5-2.5(a).
(4) An individual contract (as defined in IC 27-13-1-21) or a group contract (as defined in IC 27-13-1-16) with a health maintenance organization that provides coverage for basic health care services (as defined in IC 27-13-1-4).
As added by P.L.170-2022, SEC.36.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2.3. Payment for Ambulance Services › 27-1-2.3-5. "Health Plan Operator"

Sec. 5. As used in this chapter, "health plan operator" means the following:
(1) In the case of a health plan described in section 4(1) or 4(2) of this chapter, the state of Indiana.
(2) In the case of a health plan described in section 4(3) of this chapter, the insurer that issued the policy.
(3) In the case of a health plan described in section 4(4) of this chapter, the health maintenance organization that entered into the contract.
As added by P.L.170-2022, SEC.36.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2.3. Payment for Ambulance Services › 27-1-2.3-6. "Nonparticipating" or "Participating"

Sec. 6. For purposes of this chapter:
(1) an ambulance service provider that provides ambulance service to an individual covered by a health plan is "nonparticipating" with respect to the health plan if the ambulance service provider has not, by contract, affiliation, agreement, or any other means, agreed to be compensated by the health plan at no more than a certain amount or rate for the ambulance service; and
(2) an ambulance service provider that provides ambulance service to an individual covered by a health plan is "participating" with respect to the health plan if the ambulance service provider has agreed to be compensated by the health plan at no more than a certain amount or rate for the ambulance service.
As added by P.L.170-2022, SEC.36.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 2.3. Payment for Ambulance Services › 27-1-2.3-9. Department Report Summarizing Ambulance Service Provider and Health Plan Operator Notices About Unproductive Negotiations

Sec. 9. (a) Not later than May 1, 2024, the department shall submit, in an electronic format under IC 5-14-6, to:
(1) the interim study committee on public health, behavioral health, and human services established by IC 2-5-1.3-4(14); and
(2) the legislative council;
a report summarizing the notices that the department has received from ambulance service providers and health plan operators under section 8(c) of this chapter.
(b) The report submitted under subsection (a) must:
(1) indicate the number of notices received by the department under section 8(c) of this chapter reporting that negotiations between an ambulance service provider and a health plan operator did not result in the ambulance service provider becoming a participating provider with respect to the health plan; and
(2) include:
(A) a summary of the points described in section 8(c)(2) of this chapter that were stated in reports provided by ambulance service providers under section 8(c) of this chapter; and
(B) a summary of the points described in section 8(c)(2) of this chapter that were stated in reports provided by health plan operators under section 8(c) of this chapter.
(c) This section expires January 1, 2025.
As added by P.L.92-2023, SEC.2.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-1. Exemption From Individual Liability

Sec. 1. Neither the insurance commissioner nor the several officers and employees of the department shall be liable, in their individual capacity, except to the state of Indiana, for any act done or omitted in connection with the performance of their respective duties under the provisions of this article.
Formerly: Acts 1935, c.162, s.8. As amended by P.L.252-1985, SEC.5.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-2. Conflicts of Interest

Sec. 2. Neither the insurance commissioner, during his term of office, nor any deputy, actuary, securities clerk, examiner or employee shall be directly or indirectly interested in any insurance company, except as an ordinary policyholder.
Formerly: Acts 1935, c.162, s.9.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-4. Business Practices of Insurance Companies

Sec. 4. Every insurance company to which this article is applicable:
(1) shall conduct and transact its business in a safe and prudent manner;
(2) shall maintain such company in a safe and solvent condition; and
(3) shall establish and maintain safe and sound methods for the conduct of such insurance company and its business and prudential affairs.
Formerly: Acts 1935, c.162, s.11. As amended by P.L.252-1985, SEC.6.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-5. Certified Copies of Documents and Commissioner's Certification of Facts as Prima Facie Evidence

Sec. 5. Copies of all certificates, documents, reports, or other papers lawfully received and filed by the department pursuant to this article or any other law of this state, when duly certified by the commissioner or any deputy and authenticated by the official seal of the department, shall be taken and received in all courts and places as prima facie evidence of the facts stated in the certificates, documents, reports, or other papers, and a certificate from the commissioner under the official seal of the department as to the existence or nonexistence of the facts relating to any insurance company which would not appear from a certified copy of any paper lawfully filed with the department shall be taken and received in all courts and places as prima facie evidence of the existence or nonexistence of the facts stated in the certificate from the commissioner.
Formerly: Acts 1935, c.162, s.12. As amended by P.L.252-1985, SEC.7; P.L.136-2018, SEC.144.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-9. Repealed

Formerly: Acts 1935, c.162, s.16. As amended by P.L.252-1985, SEC.8; P.L.244-1989, SEC.1. Repealed by P.L.26-1991, SEC.28.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-10. Power to Revoke or Suspend Certificate of Authority

Sec. 10. The commissioner shall have power:
(1) to revoke or suspend the authority to do business in this state of any company which refuses to permit an examination under IC 27-1-3.1; and
(2) to revoke or suspend any certificate of authority when any condition prescribed by law for granting it no longer exists.
Formerly: Acts 1935, c.162, s.17. As amended by P.L.26-1991, SEC.3.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-10.5. Disclosure of Information

Sec. 10.5. (a) As used in this section, "confidential information" means information that has been designated as confidential by statute, rule, or regulation issued under a statute.
(b) The commissioner may not:
(1) disclose; or
(2) subject to subpoena;
financial information regarding material transactions disclosed by an insurer under IC 27-2-18.
(c) The commissioner may not disclose any information, including any document or report received from:
(1) the National Association of Insurance Commissioners; or
(2) an insurance department of another state;
if the information is designated as confidential information in the other jurisdiction.
(d) The commissioner may share confidential information with:
(1) the National Association of Insurance Commissioners; or
(2) an insurance department of another state;
on the condition that the National Association of Insurance Commissioners and the other state agree to maintain the same level of confidentiality that is provided to the information under Indiana law.
(e) The commissioner may share confidential information related to a health benefit exchange established under the federal Patient Protection and Affordable Care Act (P.L. 111-148), as amended by the federal Health Care and Education Reconciliation Act of 2010 (P.L. 111-152), with the health benefit exchange if the health benefit exchange:
(1) agrees to maintain the same level of confidentiality that is provided to the confidential information under Indiana law; and
(2) complies with all applicable confidentiality requirements under federal law.
As added by P.L.251-1995, SEC.1. Amended by P.L.278-2013, SEC.20.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-11. Confidential Information

Sec. 11. (a) The commissioner or any deputy, actuary, assistant, examiner, or employee or any other person having access to any information obtained through an examination conducted under IC 27-1-3.1 may not disclose to any person, other than officially to the department, by the report made to it, or to the board of directors, trustees, partners, attorney-in-fact, or owners, or in compliance with an order of a court, any information concerning the affairs of any insurance company as shown by the report of the examination of such company by the department. However, this prohibition against disclosure does not apply after the report of the examiners has been submitted to the department and the department has in turn submitted the report with its recommendations, if any, to the board of directors, trustees, partners, attorney-in-fact, or owners.
(b) This section does not prohibit the publication by any company of the facts contained in its own examination.
Formerly: Acts 1935, c.162, s.18; Acts 1969, c.164, s.6. As amended by Acts 1978, P.L.2, SEC.2703; P.L.17-1984, SEC.7; P.L.159-1986, SEC.1; P.L.26-1991, SEC.4.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-12. Acceptance of Examination Made by Another State

Sec. 12. The department may in its discretion accept any examination of any insurance company made by the commissioners' convention or by the proper authority of the state in which a foreign or alien company is domiciled in lieu of the examination made under the provisions of this article.
Formerly: Acts 1935, c.162, s.19. As amended by P.L.252-1985, SEC.9.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-13. Blanks for Annual Statement; Separate Exhibit

Sec. 13. (a) Each company authorized to conduct business in Indiana and required to file an annual statement with the department under IC 27-1-20-21 shall submit the company's statement on the Annual Statement Blank prepared in accordance with Annual Statement Instructions, and following practices and procedures prescribed by the Accounting Practices and Procedures Manual.
(b) To the extent that the Annual Statement Instructions require disclosure under subsection (a) of compensation paid to or on behalf of an insurer's officers, directors, or employees, the information may be filed with the department as an exhibit separate from the Annual Statement Blank. The compensation information described under this subsection shall be maintained by the department as confidential and may not be made public.
Formerly: Acts 1935, c.162, s.20; Acts 1963, c.154, s.1. As amended by P.L.130-1994, SEC.1; P.L.116-1994, SEC.5; P.L.251-1995, SEC.2; P.L.124-2018, SEC.2.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-14. Notice of Insolvency, Failure, or Suspension of Operations; Failure to Give Notice

Sec. 14. If any domestic insurance company is insolvent, or in imminent danger of insolvency, or fails or suspends operation between the periods of examination authorized, it is a Class B misdemeanor for the highest officer then actively in charge of such domestic insurance company to knowingly fail to notify the department immediately, of such condition, failure, or suspension.
Formerly: Acts 1935, c.162, s.21. As amended by Acts 1978, P.L.2, SEC.2704.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-16. Disposition of Taxes and Fees Accrued

Sec. 16. All taxes provided by this article and all fees accruing to the department as provided in this article shall be paid into the state treasury monthly.
Formerly: Acts 1935, c.162, s.23. As amended by P.L.252-1985, SEC.10; P.L.146-2015, SEC.2.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-18. Solicitation for Political Assessments or Contributions; Violations

Sec. 18. It is a Class A misdemeanor for a person to knowingly solicit from any officer or employee of the department any money or other property for political assessments or contributions.
Formerly: Acts 1935, c.162, s.25. As amended by Acts 1978, P.L.2, SEC.2705.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-19. Order to Correct Improper Practices or Remedy Deficiencies; Actions to Compel Compliance

Sec. 19. (a) Whenever the commissioner determines that any insurance company to which this article is applicable:
(1) is conducting its business contrary to law or in an unsafe or unauthorized manner;
(2) has had its capital or surplus fund impaired or reduced below the amount required by law; or
(3) has failed, neglected, or refused to observe and comply with any law, order, or rule of the department or commissioner;
then the commissioner may, by an order in writing addressed to the board of directors, board of trustees, attorney in fact, partners, or owners of or in any such insurance company, to direct the discontinuance of any such illegal, unauthorized, or unsafe practice, the restoration of an impairment to the capital or the surplus fund, or the compliance with any such law, order, or rule of the department or commissioner. The order shall be mailed to the last known principal office of the insurance company by certified or registered mail or delivered to an officer of the company and shall be considered to be received by the insurance company three (3) days after mailing or on the date of delivery.
(b) If the insurance company fails, neglects, or refuses to comply with the terms of that order within thirty (30) days after its receipt by the insurance company, or within a shorter period set out in the order if the commissioner determines that an emergency exists, the commissioner may, in addition to any other remedy conferred upon the department or the commissioner by law, bring an action against any such insurance company, its officers, and agents to compel that compliance.
(c) The action shall be brought by the commissioner in the Marion County circuit court. The action shall be commenced and prosecuted in accordance with the Indiana Rules of Trial Procedure, and relief for noncompliance of the order includes any remedy appropriate under the facts, including injunction, preliminary injunction, and temporary restraining order. In that action, a change of venue from the judge, but no change of venue from the county, is permitted.
Formerly: Acts 1935, c.162, s.26. As amended by P.L.252-1985, SEC.12; P.L.31-1988, SEC.10; P.L.190-2023, SEC.11.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-21. Execution of Instruments or Documents

Sec. 21. All rules, regulations, notices, orders, deeds, assignments and other instruments or documents issued, executed or promulgated by the department shall be executed in the name of "the department of insurance," on its behalf, by the insurance commissioner, or, in case of his absence or disability, by a deputy insurance commissioner, and shall be sealed with the official seal of the department; but the commissioner may authorize the execution of such deeds, assignments, releases, petitions, notices or any other instruments or documents issued or executed by the department in connection with the rehabilitation, liquidation or conservation of any insurance company by such department in the name of "the department of insurance," by any special deputy commissioner duly appointed in charge of rehabilitation, liquidation or conservation of any insurance company; and all such documents so executed by the special deputy insurance commissioner need not bear the official seal of the department.
Formerly: Acts 1935, c.162, s.28.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-23. Civil Actions; Substantial Justification

Sec. 23. (a) For the purposes of this section, a party is "substantially justified" in initiating a civil action if the action had a reasonable basis in law or fact at the time the action was initiated.
(b) If:
(1) a person or entity referred to in section 22(c) of this chapter, or an employee or agent of a person or entity referred to in section 22(c), is the prevailing party in a civil action for libel, slander, or any other relevant tort arising out of the filing of a report or the furnishing of information under section 22(c) of this chapter; and
(2) the party who initiated the action was not substantially justified in initiating the action;
the person, entity, employee, or agent referred to in subdivision (1) is entitled to an award of attorney's fees and costs.
As added by P.L.121-1992, SEC.2.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-24. Declaration of Dividend Other Than From Earned Surplus; Approval

Sec. 24. (a) As used in this section, "earned surplus" means an amount equal to the unassigned funds of an insurer as set forth in the most recent annual statement of the insurer that is submitted to the commissioner, excluding surplus arising from unrealized capital gains or revaluation of assets.
(b) A domestic insurer may not:
(1) declare; or
(2) pay;
a dividend from any source of money other than earned surplus unless the commissioner approves the payment of the dividend before the dividend is paid.
As added by P.L.130-1994, SEC.3 and P.L.116-1994, SEC.7.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-25. Review of Ordinary Shareholder Dividends to Determine Reasonableness

Sec. 25. The department shall establish and maintain a procedure under which the department, at least one (1) time each year, reviews the ordinary shareholder dividends paid by each domestic insurer to determine whether dividends paid by the insurer are reasonable in relation to the following:
(1) The adequacy of the level of surplus as regards policyholders of the insurer remaining after the payment of dividends.
(2) The quality of the earnings of the insurer and the extent to which the reported earnings of the insurer include extraordinary items, such as surplus relief, reinsurance transactions, and reserve destrengthening.
As added by P.L.130-1994, SEC.4 and P.L.116-1994, SEC.8.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-26. Order to Limit Ordinary Shareholder Dividends

Sec. 26. The department shall establish and follow a practice under which the department issues an order to a domestic insurer to limit the payment of ordinary shareholder dividends by the insurer if the department determines that the surplus of the insurer as regards policyholders:
(1) is not reasonable in relation to the outstanding liabilities of the insurer; and
(2) is not adequate to the financial needs of the insurer.
As added by P.L.130-1994, SEC.5 and P.L.116-1994, SEC.9.
2023 Indiana Code › Title 27. Insurance › Article 1. Department of Insurance › Chapter 3. General Powers and Duties of the Department › 27-1-3-27. Order to Limit or Disallow Payment of Ordinary Shareholder Dividends

Sec. 27. The department shall establish and follow a practice under which the department issues an order to limit or disallow the payment of ordinary shareholder dividends by a domestic insurer if the domestic insurer is found to be financially distressed or troubled.
As added by P.L.130-1994, SEC.6 and P.L.116-1994, SEC.10.