2023 Colorado Revised Statutes › Title 10 - INSURANCE (§§ 10-1-101 — 10-23-110) › HEALTH CARE COVERAGE (§§ 10-16-101 — 10-16.5-101) › Article 16 - HEALTH-CARE COVERAGE (§§ 10-16-101 — 10-16-1506) › Part 1 - GENERAL PROVISIONS (§§ 10-16-101 — 10-16-169) › Section 10-16-121.7 - Prohibited contract provisions in contracts between carriers and eye care providers - definitions

(1)
A carrier or entity that offers a vision care plan shall not require that an eye care provider with whom the carrier or entity contracts:
(a)
Provide services or materials to a covered person at a fee set by, or subject to the approval of, the carrier or entity unless the services or materials are covered services or covered materials under the covered person's vision care plan and the amount of coverage is neither nominal nor de minimis;
(b)
Charge a covered person for a noncovered service or noncovered materials in an amount less than the usual and customary amount that the eye care provider charges individuals who do not have coverage for such materials and services; or
(c)
Participate, as a condition of participation in a vision care plan, in any of the carrier's or entity's other vision plan networks.
(2)
A carrier or entity shall not change the terms of the contract between the carrier or entity and an eye care provider without communication with the eye care provider.
(3)
If the commissioner determines that a carrier or entity has not complied with this section, the commissioner shall do one or both of the following:
(a)
Institute a corrective action plan for the carrier to follow;
(b)
Use any of the commissioner's enforcement powers to obtain the carrier's or entity's compliance with this section.
(4)
For purposes of this section:
(a)
"Covered materials" means materials for which reimbursement is available under a covered person's vision care plan, or for which reimbursement would be available but for the application of contractual limitations such as deductibles, copayments, coinsurance, waiting periods, annual or lifetime maximums, frequency limitations, alternative benefit payments, or any other contractual limitations.
(b)
"Covered services" means eye care provider services for which reimbursement is available under a covered person's vision care plan, or for which a reimbursement would be available but for the application of contractual limitations such as deductibles, copayments, coinsurance, waiting periods, annual or lifetime maximums, frequency limitations, alternative benefit payments, or any other contractual limitations.
(c)
"Eye care provider" means:
(I)
An optometrist licensed to practice under article
275
of title
12
; or
(II)
An ophthalmologist licensed to practice under article
240
of title
12
.
(d)
"Materials" means ophthalmic devices including lenses, devices containing lenses, artificial intraocular lenses, ophthalmic frames and other lens mounting apparatus, prisms, lens treatments and coatings, contact lenses, and prosthetic devices to correct, relieve, or treat defects or abnormal conditions of the human eye.
(e)
"Usual and customary amount" means an amount established pursuant to an appropriate methodology that is based on generally accepted industry standards and practices.
(f)
"Vision care plan" means:
(I)
A vision care insurance policy or contract that provides vision benefits to a covered person; and
(II)
A vision discount plan that provides discounts to vision benefits to a covered person.
(5)
This section does not apply to an entity offering a vision discount plan to the entity's members if the entity is not primarily engaged in the business of offering vision care plans.
Amended by 2019 Ch. 136, § 46, eff. 10/1/2019.
Added by 2018 Ch. 79, § 1, eff. 1/1/2019.
L. 2018: Entire section added, (HB 18-1012), ch. 79, p. 665, § 1, effective 1/1/2019.