2023 Colorado Revised Statutes › Title 5 - CONSUMER CREDIT CODE (§§ 5-1-101 — 5-21-116) › DEBT MANAGEMENT (§§ 5-16-101 — 5-21-116) › Article 19 - DEBT-MANAGEMENT SERVICES (§§ 5-19-101 — 5-19-242) › Part 2 - UNIFORM DEBT-MANAGEMENT SERVICES ACT (§§ 5-19-201 — 5-19-242) › Section 5-19-218 - [Effective 8/7/2024] Communication by electronic or other means - definitions

(a)
As used in this section, unless the context otherwise requires:
(1)
"Consumer" means an individual who seeks or obtains goods or services that are used primarily for personal, family, or household purposes.
(2)
"Federal act" means the federal "Electronic Signatures in Global and National Commerce Act",
15 U.S.C. sec. 7001
et seq., as amended.
(b)
A provider may satisfy the requirements of section
5-19-217
,
5-19-219
, or
5-19-227
by means of the internet or other electronic means if the provider obtains a consumer's consent at the time of satisfying the requirements of section 5-19-217, 5-19-219, or 5-19-227 in the manner provided by section 101 (c)(1) of the federal act.
(c)
The disclosures and materials required by sections
5-19-217
,
5-19-219
, and
5-19-227
shall be presented in a form that is capable of being accurately reproduced for later reference.
(d)
With respect to disclosure by means of an internet website, the disclosure of the information required by section
5-19-217 (d)
shall appear on one or more screens that:
(1)
Contain no other information; and
(2)
The individual must see before proceeding to assent to formation of a plan.
(e)
At the time of providing the materials and agreement required by sections
5-19-217 (c) and (d)
,
5-19-219
, and
5-19-227
, a provider shall inform the individual that upon electronic, telephonic, or written request, it will send the individual a written copy of the materials, and shall comply with a request as provided in subsection (f) of this section.
(f)
If a provider is requested, before the expiration of ninety days after a plan is completed or terminated, to send a written copy of the materials required by section
5-19-217 (c) and (d)
,
5-19-219
, or
5-19-227
, the provider shall send them at no charge within three business days after the request, but the provider need not comply with a request more than once per calendar month or if it reasonably believes the request is made for purposes of harassment. If a request is made more than ninety days after a plan is completed or terminated, the provider shall send within a reasonable time a written copy of the materials requested.
(g)
A provider that maintains an internet website shall disclose on the home page of its website or on a page that is clearly and conspicuously connected to the home page by a link that clearly reveals its contents:
(1)
Its name and all names under which it does business;
(2)
Its principal business address, telephone number, and electronic mail address, if any; and
(3)
The names of its principal officers.
(h)
Subject to subsection (i) of this section, if a consumer who has consented to electronic communication in the manner provided by section 101 of the federal act withdraws consent as provided in the federal act, a provider may terminate its agreement with the consumer.
(i)
If a provider wishes to terminate an agreement with a consumer pursuant to subsection (h) of this section, it shall notify the consumer that it will terminate the agreement unless the consumer, within thirty days after receiving the notification, consents to electronic communication in the manner provided in section 101 (c) of the federal act. If the consumer consents, the provider may terminate the agreement only as permitted by section
5-19-219 (a)(6)(H)
.
Amended by 2024 Ch. 463,§ 4, eff. 8/7/2024.
Renumbered from C.R.S. § 12-14.5-218 and amended by 2017 Ch. 260, §4, eff. 8/9/2017.
L. 2017: Entire article added with relocations, (HB 17-1238), ch. 260, p. 1152, § 4, effective August 9.
This section is similar to former § 12-14.5-218 as it existed prior to 2017.
2024 Ch. 463, was passed without a safety clause. See Colo. Const. art. V, § 1(3).
This section is set out more than once due to postponed, multiple, or conflicting amendments.