2023 Connecticut General Statutes › Title 38a - Insurance › Chapter 700b - Life Insurance, Annuities, Burial Contracts and Life Settlements › Section 38a-447. (Formerly Sec. 38-150). *(See end of section for - Discrimination against persons on the basis of race, sexual orientation, gender identity, or status as a victim of domestic violence prohibited.

No life insurance company doing business in this state may: (1) Make any distinction or discrimination between persons on the basis of race, sexual orientation, gender identity or status as a victim of domestic violence as to the premiums or rates charged for policies upon the lives of such persons; (2) demand or require greater premiums from persons of one race, sexual orientation or gender identity than such as are at that time required by that company from persons of another race, sexual orientation or gender identity, or persons who have been victims of domestic violence than such as are at that time required by that company from persons who have not been victims of domestic violence, of the same age, sex, general condition of health and hope of longevity; or (3) make or require any rebate, diminution or discount on the basis of race, sexual orientation, gender identity or status as a victim of domestic violence upon the sum to be paid on any policy in case of the death of any person insured, nor insert in the policy any condition, nor make any stipulation whereby such person insured shall bind such person, such person's heirs, executors, administrators or assigns to accept any sum less than the full value or amount of such policy, in case of a claim accruing thereon by reason of the death of such person insured, other than such as are imposed upon all persons in similar cases; and each such stipulation or condition so made or inserted shall be void. For the purposes of this section, “victim of domestic violence” has the same meaning as provided in section 17b-112a.
(1949 Rev., S. 6140; P.A. 90-243, S. 170; P.A. 21-93, S. 2.)
*Note: On and after January 1, 2023, this section, as amended by section 28 of public act 21-32, is to read as follows:
“Sec. 38a-447. (Formerly Sec. 38-150). Discrimination against persons on the basis of race or erased criminal history record information prohibited. No life insurance company doing business in this state may: (1) Make any distinction or discrimination between persons on the basis of race or erased criminal history record information, as defined in section 46a-80a, as to the premiums or rates charged for policies upon the lives of such persons; (2) demand or require greater premiums from persons of one race than such as are at that time required by that company from persons of another race of the same age, sex, general condition of health and hope of longevity; (3) demand or require greater premiums from persons with erased criminal history record information than such as are at that time required by that company from persons without erased criminal history record information of the same age, sex, general conditions of health and hope of longevity; or (4) make or require any rebate, diminution or discount on the basis of race or erased criminal history record information upon the sum to be paid on any policy in case of the death of any person insured, nor insert in the policy any condition, nor make any stipulation whereby such person insured shall bind himself, his heirs, executors, administrators or assigns to accept any sum less than the full value or amount of such policy, in case of a claim accruing thereon by reason of the death of such person insured, other than such as are imposed upon all persons in similar cases; and each such stipulation or condition so made or inserted shall be void.”
(1949 Rev., S. 6140; P.A. 90-243, S. 170; P.A. 21-32, S. 28; 21-93, S. 2.)
History: P.A. 90-243 divided the section into Subsecs., substituted “may” for “shall” and deleted references to specific groups and inserted a general prohibition against discrimination; Sec. 38-150 transferred to Sec. 38a-447 in 1991; P.A. 21-32 added language re erased criminal history record information throughout, added new Subdiv. (3) re greater premiums from persons with erased criminal history record information and redesignated existing Subdiv. (3) as Subdiv. (4), effective January 1, 2023; P.A. 21-93 added provisions re sexual orientation, gender identity and victims of domestic violence.