reglab/statecodes huggingface dataset:
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743f - Used Automobile Warranties › Section 42-225. - Deceptive statements. Motor vehicle declared constructive total loss. Disclosure required. Promise to repair.

(a) No dealer may make any false, misleading or deceptive statements about the condition or history of any used motor vehicle offered for sale.
(b) No dealer shall fail to disclose to a consumer in a contract for the sale of a used motor vehicle that such vehicle has been declared a constructive total loss, as defined in section 38a-353, if: (1) The certificate of title of such vehicle is stamped “totalled”, “salvaged” or with a comparable designation; (2) the bill of sale of such vehicle states such vehicle has been declared a constructive total loss, as defined in section 38a-353; or (3) such dealer has been notified by (A) the seller of such vehicle or (B) the lender holding title to such vehicle that such vehicle has been declared a constructive total loss as defined in section 38a-353.
(c) If a dealer promises that any repairs will be made or any conditions corrected in connection with the purchase of a used motor vehicle, he shall list such repairs in writing, attach a copy of such list to the contract and incorporate such list into the contract.
(P.A. 87-393, S. 6; P.A. 93-397, S. 1.)
History: P.A. 93-397 inserted new Subsec. (b) requiring dealers to disclose to a customer if a motor vehicle has been declared a constructive total loss, relettering former Subsec. (b) as (c).
Cited. 33 CA 575.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743f - Used Automobile Warranties › Section 42-226. - Independent inspection.

No dealer may refuse any consumer the opportunity to have an independent inspection of any used motor vehicle offered for sale. If the consumer requests an inspection it shall be conducted by a person chosen by the consumer, but the dealer may establish reasonable conditions regarding the place, time and extent of the inspection.
(P.A. 87-393, S. 7.)
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743f - Used Automobile Warranties › Section 42-226a. - Penalty.

Any dealer who violates any of the provisions of sections 42-221 to 42-226, inclusive, shall be subject to the penalties provided in section 14-64.
(P.A. 93-397, S. 3.)
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743ff - Sales Representatives' Commissions › Section 42-481. - Definitions.

As used in sections 42-481 to 42-484, inclusive:
(1) “Commission” means compensation that accrues to a sales representative, for payment by a principal, at a rate expressed as a percentage of the dollar amount of sales, orders or profits or any other method of compensation agreed to between a sales representative and principal including, but not limited to, fees for services and retainers;
(2) “Person” means an individual, corporation, limited liability company, partnership, unincorporated association, trust or estate;
(3) “Principal” means a person who: (A) Manufactures, produces, imports, sells or distributes a product or service, (B) establishes a business relationship with a sales representative to solicit orders for a product or service, and (C) compensates a sales representative, in whole, or in part, by commission;
(4) “Sales representative” means a person who: (A) Establishes a business relationship with a principal to solicit orders for products or services, and (B) is compensated in whole, or in part, by commission. “Sales representative” does not include an employee or a person who places orders or purchases on the person's own account or for resale or a seller, as defined in subsection (c) of section 42-134a; and
(5) “Termination” means the end of the business relationship between a sales representative and a principal, whether by the principal or the sales representative, or by operation of the terms of a contract.
(P.A. 05-166, S. 1.)
History: P.A. 05-166 effective July 1, 2005.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743ff - Sales Representatives' Commissions › Section 42-482. - Termination of contract between sales representative and principal. Payment of commissions due. Failure to pay. Civil action.

(a) In the event a contract between a principal and a sales representative is terminated, the principal shall pay to the sales representative all commissions (1) that are due on or before the effective date of such termination, by the date specified in the contract or thirty days after the effective date of termination, whichever is later, and (2) that are due after the effective day of such termination, by the date specified in the contract but not later that thirty days after such commission becomes due under the terms of such contract.
(b) Any principal who wilfully, wantonly, recklessly or in bad faith fails to pay any commissions due in accordance with the provisions of subsection (a) of this section shall be liable in a civil action brought by a sales representative for twice the full amount of the commission owed to such sales representative.
(c) The failure of a principal to respond to the written demand by a sales representative for commissions owed to the sales representative not later than thirty days after such principal receives such written demand shall create a rebuttable presumption that such principal acted wilfully and in bad faith provided such written demand is sent to such principal by certified mail.
(d) The prevailing party in any action brought pursuant to subsection (b) of this section shall be entitled to reasonable attorney's fees and court costs.
(e) Any principal who establishes a business relationship with a sales representative to solicit orders for products or services in this state shall be deemed to be doing business in this state for purposes of establishing jurisdiction over such principal in an action brought pursuant to subsection (b) of this section.
(P.A. 05-166, S. 2.)
History: P.A. 05-166 effective July 1, 2005.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743ff - Sales Representatives' Commissions › Section 42-483. - Acceptance of partial commission not deemed a release.

The acceptance by a sales representative of a partial commission payment from a principal shall not constitute a release by such sales representative of any other commissions which such sales representative claims are due except if such payment is made pursuant to a binding and final written settlement agreement and release. Any full release of all commissions claimed to be owed by a sales representative as a condition to a partial commission payment shall be null and void.
(P.A. 05-166, S. 3.)
History: P.A. 05-166 effective July 1, 2005.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743ff - Sales Representatives' Commissions › Section 42-484. - Waiver of provisions not allowed. Construction and applicability.

(a) Any provision in a contract between a sales representative and a principal that provides for the waiver of any provision of sections 42-482 and 42-483 shall be void.
(b) Nothing in sections 42-482 and 42-483 shall be construed to invalidate or restrict any right or remedy available to a sales representative or preclude a sales representative from seeking to recover in one action all claims against such principal.
(c) Nothing in sections 42-482 and 42-483 shall be construed to apply to an insurance producer or producer, as defined in section 38a-702a, or to an insurer, as defined in section 38a-1.
(d) Nothing in sections 42-482 and 42-483 and this section shall be construed to apply to any person who holds a real estate salesperson's license and who has a claim for payment of a real estate commission or compensation against the real estate broker with whom such real estate salesperson is affiliated.
(P.A. 05-166, S. 4.)
History: P.A. 05-166 effective July 1, 2005.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743gg - Contracts Between Health Care Providers and Contracting Entities › Section 42-490. - Definitions.

As used in this section and sections 42-491 and 42-492:
(1) “Contracting entity” means any entity that contracts directly with a health care provider (A) for the delivery of health care services, or (B) for the selling, leasing, renting, assigning or granting of access to a contract or terms of a contract. For the purposes of this section, a health care provider is not a contracting entity.
(2) “Covered entity” means any entity that has not contracted directly with a health care provider but that buys, leases, rents, is assigned or accesses a contract or terms of a contract with a health care provider, that is responsible for (A) the payment or coordination of health care services, or (B) the establishment or extension of health care provider networks.
(3) “Health care provider” means any physician, physician group, physician network, independent practice association, physician organization or physician hospital organization.
(4) A contracting entity sells, leases, rents, assigns or grants access to a contract or terms of a contract to a covered entity for the purposes of this section and sections 42-491 and 42-492 when such contracting entity is not involved in the administration of the benefit plan responsible for the payment of health care services provided by such plan.
(P.A. 08-126, S. 1.)
History: P.A. 08-126 effective January 1, 2009.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743gg - Contracts Between Health Care Providers and Contracting Entities › Section 42-492. - Exemptions.

Nothing in section 42-490 or 42-491 shall be construed to apply to any contracting entity that sells, leases, rents, assigns or grants access to a health care provider's health care services, discounted rates or fees to: (1) Any entity under common ownership or control with such contracting entity; (2) any entity providing or receiving administrative services or insurance from such contracting entity or any entity under common ownership or control with such contracting entity; (3) any independent entity operating under the same licensee program and brand as such contracting entity; or (4) any entity providing or receiving administrative services or insurance from an independent entity operating under the same licensee program and brand as such contracting entity.
(P.A. 08-126, S. 26.)
History: P.A. 08-126 effective January 1, 2009.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743gg - Contracts Between Health Care Providers and Contracting Entities › Section 42-493. - Workers' compensation exempted.

The provisions of sections 42-490 and 42-491 shall not apply to the delivery of health care services for the purposes of workers' compensation benefits pursuant to chapter 568.
(P.A. 08-126, S. 4.)
History: P.A. 08-126 effective January 1, 2009.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743gg - Contracts Between Health Care Providers and Contracting Entities › Section 42-494. - Penalty. Regulations.

(a) Any violation of section 42-491 shall be deemed an unfair or deceptive insurance practice under section 38a-816.
(b) The Insurance Commissioner may adopt regulations, in accordance with chapter 54, to carry out the provisions of sections 42-490 to 42-493, inclusive.
(c) Nothing in this section shall prohibit or limit any claim or action by a health care provider against a contracting entity or covered entity.
(P.A. 10-59, S. 2.)
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743h - Profiteering › Section 42-230. (Formerly Sec. 21a-78a). - Retail prices during an emergency.

No person, firm or corporation shall increase the price of any item which such person, firm or corporation sells or offers for sale at retail at any location in an area which is the subject of any disaster emergency declaration issued by the Governor pursuant to chapter 517, any transportation emergency declaration issued by the Governor pursuant to section 3-6b or any major disaster or emergency declaration issued by the President of the United States, until the period of emergency or disaster is declared by the Governor or the President to be at an end. Nothing in this section shall prohibit the fluctuation in the price of items sold at retail which occurs during the normal course of business. Any person, firm or corporation which violates any provision of this section shall be fined not more than ninety-nine dollars. Any violation of the provisions of this section shall be deemed an unfair or deceptive trade practice under subsection (a) of section 42-110b.
(P.A. 86-339, S. 3; P.A. 02-97, S. 12.)
History: Sec. 21a-78a transferred to Sec. 42-230 in 1993; P.A. 02-97 made violation an unfair or deceptive trade practice under Sec. 42-110b(a).
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743h - Profiteering › Section 42-232. - Prohibition on sale of product or service or energy resource at excessive price during supply or energy emergency. Penalty.

(a) No person shall sell or offer for sale during the course of any supply emergency declared by the Governor under section 42-231 any product or service which the Governor has designated to be in short supply or in danger of becoming in short supply in the area where such product or service is being sold or offered for sale at a price which exceeds the price at which such product or service was sold or offered for sale by such person in the usual course of business immediately prior to the declaration of the emergency. Nothing herein shall prohibit an increase in the price of a product or service which is attributable to additional costs incurred by such person in connection with the acquisition, production, distribution or sale of such product or service.
(b) No person shall sell or offer for sale during the course of an energy emergency declared by the Governor under section 16a-11 or 16a-12 any energy resource upon which price restrictions have been ordered to be imposed at a price which exceeds the price at which such energy resource was sold or offered for sale by such person in the usual course of business immediately prior to the declaration of the emergency. Nothing herein shall prohibit an increase in the price of an energy resource which is attributable to additional costs incurred by such person in connection with the acquisition, production, distribution or sale of such energy resource.
(c) Any violation of the provisions of this section shall be deemed an unfair trade or deceptive practice under subsection (a) of section 42-110b.
(d) Any person who violates the provisions of this section or any order issued pursuant to section 42-231 shall be fined not more than one thousand dollars or imprisoned not more than one year, or both, for each offense, except that any person who intentionally violates the provisions of this section or any order issued pursuant to section 42-231 or engages in a pattern of activity constituting repeated violations of this section or any such order shall be guilty of a class D felony for each offense. Each violation and each day on which the violation occurs or continues shall be a separate offense.
(P.A. 91-367, S. 2; P.A. 13-258, S. 108.)
History: P.A. 13-258 amended Subsec. (d) to change penalty from fine of not more than $5,000 or imprisonment of not more than 5 years to a class D felony.
Cited. 231 C. 707.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743h - Profiteering › Section 42-234a. - Abnormal market disruptions and prices of energy resources: Civil actions by Attorney General; unfair trade practice.

(a) The Attorney General, upon referral by the Commissioner of Consumer Protection, may bring a civil action in the superior court for the judicial district of Hartford against any person who violates any provisions of section 42-234 to recover a civil penalty of not more than ten thousand dollars per violation and such equitable relief as the court deems appropriate.
(b) The Attorney General, upon referral by the Commissioner of Consumer Protection, may bring a civil action in the superior court for the judicial district of Hartford against any person who knowingly violates any provision of section 42-234 to recover a civil penalty of not more than ten thousand dollars per violation, double damages and such equitable relief as the court deems appropriate.
(c) Notwithstanding the provisions of this section, any violation of section 42-234 shall be deemed to be an unfair trade practice within the provisions of chapter 735a.
(Oct. 25 Sp. Sess. P.A. 05-2, S. 11.)
History: Oct. 25 Sp. Sess. P.A. 05-2 effective October 31, 2005.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743h - Profiteering › Section 42-234b. - Price of petroleum products not to include amount in excess of tax liability. Enforcement by Commissioner of Consumer Protection. Unfair trade practice.

(a) Any company subject to the tax imposed by chapter 227 shall not include in any billing with respect to the first sale of petroleum products in this state any amount representing the petroleum products gross earnings tax that is in excess of the tax liability imposed by section 12-587.
(b) (1) In enforcing this section, the Commissioner of Consumer Protection, in said commissioner's sole discretion, may undertake investigations upon consideration of the information presented to the Department of Consumer Protection, including, but not limited to, the number of complaints, the geographic areas reporting possible violations, an increase or decrease over time of the number of complaints, the basis for each complaint, and the credibility of the evidence presented of possible violations.
(2) The commissioner may require that complaints under this section be reported on the department's web site, or in such other way as the commissioner may determine will best serve the interests of the public and the department.
(c) On and after April 15, 2012, any violation of this section shall be deemed an unfair or deceptive trade practice under subsection (a) of section 42-110b. Such violation shall be in lieu of, and not in addition to, any penalty imposed by chapter 227 for the action described in this section.
(P.A. 12-4, S. 2.)
History: P.A. 12-4 effective April 3, 2012.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743hh - Commercial Leases: General Provisions › Section 42-500. - Insurance disclosures.

(a) If any insurance is required to be obtained for a lease pursuant to subsection (e) of section 42a-2A-305, any such agreement as set forth in said subsection shall disclose in a conspicuous manner: (1) Whether the insurance is included in the lease for no additional charge; (2) if the insurance is not included in the lease or if there is an additional charge for obtaining insurance through the lessor, that the lessee may purchase the required insurance from an insurer of the lessee's choice, subject to the lessor's right to reject that insurer for reasonable cause; and (3) that the insurance policies offered by the lessor may duplicate coverage already provided by a lessee's personal insurance policies.
(b) If insurance on the leased goods is neither required nor provided in such lease or by agreement, the lease shall contain or be accompanied by a conspicuous statement in a record substantially as follows: “No insurance coverage for the leased goods, or loss of the leased goods, is provided under this lease.”.
(P.A. 09-134, S. 3; P.A. 10-5, S. 58.)
History: P.A. 09-134 effective October 1, 2009, and applicable to consumer leases entered, renewed, modified or extended on or after October 1, 2009; P.A. 10-5 made a technical change in Subsec. (b), effective May 5, 2010, and applicable to commercial leases entered, renewed, modified or extended on or after May 5, 2010.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743i - Consumer Rent-to-Own Agreements › Section 42-240. - Definitions.

As used in sections 42-240 to 42-253, inclusive:
(1) “Advertisement” means any oral, written or graphic statement or representation made in connection with the solicitation of business in any manner by a lessor and includes, but is not limited to, statements and representations made in any newspaper or other publication, or on radio or television or printed in any catalog, circular or any other sales literature or brochure.
(2) “Cash price” means the price at which a lessor in the ordinary course of business would in good faith offer the property that is the subject of a rent-to-own agreement to the lessee for cash on the date of the rent-to-own agreement.
(3) “Consummation” means the time a lessee becomes contractually obligated on a consumer rent-to-own agreement.
(4) “Rent-to-own agreement” means an agreement for the use of personal property by an individual primarily for personal, family or household purposes, for an initial period of four months or less, whether or not there is any obligation beyond the initial period, that is automatically renewable with each payment and that permits the consumer to become the owner of the property. Any rent-to-own agreement which complies with sections 42-240 to 42-253, inclusive, shall not be construed to be, or be governed by the laws of this state regulating, any of the following:
(A) A retail installment contract, as defined in section 36a-770;
(B) A security interest, as defined in subdivision (35) of subsection (b) of section 42a-1-201.
(5) “Lessee” means a natural person who rents personal property under a consumer rent-to-own agreement.
(6) “Lessor” means a person who regularly provides the use of property through consumer rent-to-own agreements and to whom the obligation is initially payable on its face.
(7) “Personal property” means any property that is not real property under the laws of the state where it is located when it is made available for a consumer rent-to-own agreement.
(P.A. 91-162, S. 1, 18; P.A. 05-109, S. 51; 05-288, S. 147.)
History: P.A. 05-109 amended Subdiv. (4)(B) by replacing reference to Sec. 42a-1-201(37) with reference to Sec. 42a-1-201(b)(35); P.A. 05-288 made technical changes in Subdiv. (4), effective July 13, 2005.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743i - Consumer Rent-to-Own Agreements › Section 42-242. - Prohibited provisions.

(a) A rent-to-own agreement shall not contain a provision requiring:
(1) A garnishment of wages, a power of attorney to confess a judgment or an assignment of wages;
(2) Authorization to the lessor or a person acting on the lessor's behalf to unlawfully enter upon the lessee's premises or to commit any breach of the peace in attempting to repossess the rented property;
(3) The lessee to waive any defense, counterclaim or right of action against the lessor or a person acting on the lessor's behalf as the lessor's agent;
(4) The lessee to agree not to assert against a lessor or against an assignee of the lessor a claim or defense arising out of the agreement.
(b) A lessor may not require a lessee to authorize the lessor or a person acting on the lessor's behalf to unlawfully enter upon the lessee's premises or to commit any breach of the peace in attempting to repossess the rented property.
(P.A. 91-162, S. 3, 18.)
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743i - Consumer Rent-to-Own Agreements › Section 42-243. - Lessor prohibited from imposing certain charges upon lessee. Permitted charges.

A lessor shall not charge a lessee for:
(1) Any insurance whether in connection with the transaction or otherwise, except that a charge may be made for property insurance for the rented property if the charge is clearly disclosed as optional and does not exceed five per cent of the rental renewal payment;
(2) In-home collection of a payment unless the lessee has expressly agreed to the fee and the amount of the fee is disclosed. This fee may not exceed five dollars, may not be assessed until after the expiration of the grace periods described in subdivision (3) of this section, may not be assessed more than three times in any six-month period, and may be charged in lieu of, but not in addition to, any allowable late charge;
(3) Late payment of an installment unless the lessee has expressly agreed to the fee and the amount of the fee is disclosed. No such fee shall be assessed on any rental payment that is made within five days after the due date on rent-to-own agreements with monthly renewal dates and within three days after the due date on rent-to-own agreements with renewal dates more frequent than monthly. Thereafter a lessor may assess a late charge not to exceed five per cent of the late renewal payment or five dollars, whichever is less, except that a minimum late charge of one dollar may be assessed. Only one late fee may be assessed upon any delinquent renewal payment, regardless of the period during which it remains in default, and payments, when received, shall first be applied to the most recent payment due. With respect to renewal payments accepted by mail or by store deposit box, no lessor shall assess a late fee for payments which are postmarked or received before the expiration of the applicable grace periods;
(4) Early termination of a rent-to-own agreement or for the return of an item at any point;
(5) Picking up the rented property;
(6) A separate payment in excess of the weekly or monthly rental renewal payment in order to acquire ownership of the rented property;
(7) An application fee or processing fee in excess of ten dollars.
(P.A. 91-162, S. 4, 18.)
See Sec. 1-2a re construction of references to “United States mail”, “postmark” or “registered or certified mail”.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743i - Consumer Rent-to-Own Agreements › Section 42-244. - Prohibited provisions void. Agreement not otherwise affected.

Any provision in a rent-to-own agreement which is prohibited by sections 42-240 to 42-253, inclusive, shall be void, but shall not otherwise affect the validity of the rent-to-own agreement.
(P.A. 91-162, S. 5, 18.)
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743i - Consumer Rent-to-Own Agreements › Section 42-245. - Liability damage waiver. Fee. Notice. Prohibitions and requirements.

In addition to the other charges permitted by section 42-243, the parties may contract for a liability waiver fee not to exceed seven and one-half per cent of any periodic rental payment. The selling or offering for sale of a liability damage waiver pursuant to this section is subject to the following prohibitions and requirements:
(1) A lessor may not sell or offer to sell a liability damage waiver unless all restrictions, conditions and exclusions are printed in the rent-to-own agreement, or in a separate agreement, in eight-point type, or larger, or written in pen and ink or typewritten in or on the face of the rent-to-own agreement in a blank space provided therefor. The liability damage waiver may exclude only loss or damage to the property which is the subject of the rent-to-own agreement caused intentionally by the lessee or which results from the lessee's wilful or wanton misconduct.
(2) The liability damage waiver agreement pursuant to this section must include a statement of the total charge for the liability damage waiver. The liability damage waiver agreement must display in eight-point boldface type the following notice:
NOTICE
THIS CONTRACT OFFERS, FOR AN ADDITIONAL CHARGE, A LIABILITY DAMAGE WAIVER TO COVER YOUR RESPONSIBILITY FOR DAMAGE TO THE PROPERTY. BEFORE DECIDING WHETHER TO PURCHASE THE LIABILITY DAMAGE WAIVER, YOU MAY WISH TO DETERMINE WHETHER YOUR OWN HOMEOWNERS OR CASUALTY INSURANCE AFFORDS YOU COVERAGE FOR DAMAGE TO THE RENTAL PROPERTY, AND THE AMOUNT OF THE DEDUCTIBLE UNDER YOUR OWN INSURANCE COVERAGE. THE PURCHASE OF THIS LIABILITY DAMAGE WAIVER IS NOT MANDATORY AND MAY BE DECLINED.
(3) The liability damage waiver agreement must provide:
(A) That the property which is lost, damaged or destroyed will be replaced with substitute property of substantially comparable quality and condition; and
(B) That the total amount of rental renewal payments necessary to acquire ownership of the substitute property shall not exceed the total amount of rental renewal payments which would have been necessary to acquire ownership of the original property at the time it was lost, damaged or destroyed.
(P.A. 91-162, S. 6, 18.)
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743i - Consumer Rent-to-Own Agreements › Section 42-246. - Reinstatement of terminated agreement.

(a) If the property is returned to the lessor other than through judicial process, the lessee shall be entitled to reinstate the terminated agreement as follows:
(1) If the lessee has paid less than one-third of the total amount of payments necessary to acquire ownership of the property, the lessee shall be entitled to reinstate the terminated agreement within thirty days from the expiration of the grace period for the rental term for which the lessee last made a rental payment;
(2) If the lessee has paid one-third but less than two-thirds of the total amount of payments necessary to acquire ownership of the property, the lessee shall be entitled to reinstate the terminated agreement within ninety days from the expiration of the grace period for the rental term for which the lessee last made a rental payment;
(3) If the lessee has paid two-thirds or more of the total amount of payments necessary to acquire ownership of the property, the lessee shall be entitled to reinstate the terminated agreement within one hundred eighty days of the expiration of the grace period for the rental term for which the lessee last made a rental payment.
(b) Before reinstating a rent-to-own agreement, a lessor may require a lessee to pay any unpaid rental payments, delinquency charges, a reasonable reinstatement fee of not more than five dollars, and a delivery charge if redelivery of the rented property is necessary.
(c) On reinstatement, the lessor shall provide the lessee with the same property or substitute property of substantially comparable quality and condition. If substitute property is provided, the lessor shall provide the disclosures required in section 42-241.
(d) Only one reinstatement fee may be assessed for a delinquent renewal payment regardless of the period during which it remains in default.
(P.A. 91-162, S. 7, 18.)
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743i - Consumer Rent-to-Own Agreements › Section 42-247. - Written notice of assignment of lessor's right to receive payment under the agreement.

The lessee shall pay the original lessor until the lessee receives written notification of an assignment of the lessor's rights to payment pursuant to a rent-to-own agreement and that payment is to be made to the assignee. A notification which does not reasonably identify the rights assigned is ineffective. If requested by the lessee, the assignee must furnish reasonable proof that the assignment has been made and, unless he does so, the lessee may pay the lessor.
(P.A. 91-162, S. 8, 18.)
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743i - Consumer Rent-to-Own Agreements › Section 42-248. - Limit on total rental payments. Lessee to acquire ownership when fifty per cent of all rental payments made by lessee equals cash price of rented property. Termination of agreement.

(a) No lessor shall offer a rent-to-own agreement in which the total of rental payments necessary to acquire ownership exceeds twice the cash price of the rented property.
(b) When fifty per cent of all rental payments made by a lessee equals the cash price of the property disclosed to the lessee in the rent-to-own agreement, the lessee shall own the rented property and the rent-to-own agreement shall terminate.
(P.A. 91-162, S. 9, 18.)
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743i - Consumer Rent-to-Own Agreements › Section 42-249. - Lessee's early purchase option.

At any time after the initial payment, the lessee may acquire ownership of the property by tendering an amount equal to the cash price of the property minus fifty per cent of all previous renewal payments made.
(P.A. 91-162, S. 10, 18.)
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743i - Consumer Rent-to-Own Agreements › Section 42-250. - Advertisement of rent-to-own agreements. Disclosure.

(a) An advertisement for a rent-to-own agreement that refers to or states the amount of a payment and the right to acquire ownership of any one particular item under the agreement shall clearly and conspicuously state:
(1) That the transaction advertised is a rent-to-own agreement;
(2) The total number of payments and the total amount to be paid to acquire ownership;
(3) The circumstances under which the consumer can acquire ownership of the property.
(b) Any personal property displayed or offered under a rent-to-own agreement shall bear a tag which clearly and conspicuously indicates:
(1) The cash price of the property;
(2) The amount of the periodic payment; and
(3) The total amount that must be paid to acquire ownership of the property.
(P.A. 91-162, S. 11, 18.)
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743i - Consumer Rent-to-Own Agreements › Section 42-251. - Violations. Lessee's right to minimum recovery, set-off and counterclaim. Attorney's fees and court costs.

(a) A violation of any provision of sections 42-240 to 42-253, inclusive, shall be deemed an unfair or deceptive trade practice under subsection (a) of section 42-110b.
(b) If a lessor violates any provision of sections 42-240 to 42-253, inclusive, with respect to any rent-to-own agreement, the lessee in such agreement may, recover from the person committing the violation, or may set-off or counterclaim in any action by such person, actual damages with a minimum recovery of two hundred fifty dollars, plus attorney's fees and court costs.
(P.A. 91-162, S. 12, 18.)
Cited. 231 C. 707.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743i - Consumer Rent-to-Own Agreements › Section 42-252. - Lessor's obligations.

A lessor shall have the same obligations as a seller under sections 42a-1-304, 42a-2-302 and 42a-2-312 to 42a-2-318, inclusive, and the same obligations as a creditor under sections 36a-645 to 36a-647, inclusive. Any rent-to-own agreement shall be subject to the provisions of section 52-572g.
(P.A. 91-162, S. 13, 18; P.A. 05-109, S. 52.)
History: P.A. 05-109 replaced reference to Secs. 42a-1-203 and 42a-2-103(b) with reference to Sec. 42a-1-304.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743i - Consumer Rent-to-Own Agreements › Section 42-253. - Action must be brought within three years.

No action shall be brought under the provisions of sections 42-240 to 42-253, inclusive, more than three years after the person bringing the action knew or should have known of the occurrence of the alleged violation.
(P.A. 91-162, S. 14, 18.)
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743j - Extended and Express Warranties › Section 42-261. - Express warranties. Prohibition re conditioning initial term on consumer registration.

(a) For purposes of this section, (1) “express warranty” means a written statement arising out of a sale to a consumer of consumer goods pursuant to which the manufacturer, distributor or retailer undertakes to preserve or maintain the utility or performance of the consumer goods, or provide compensation if there is a failure in utility or performance, and (2) “consumer goods” means goods that are used or bought for use primarily for personal, family or household purposes.
(b) Notwithstanding any provision of the general statutes, no manufacturer, distributor or retailer that makes an express warranty with respect to a consumer good may condition the initial term of such express warranty on the consumer registering such consumer good.
(P.A. 15-136, S. 1.)
History: P.A. 15-136 effective July 1, 2015.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743jj - Consumer Data Privacy and Online Monitoring › Section 42-516. - (Note: This section is effective July 1, 2023.) Applicability.

The provisions of sections 42-515 to 42-525, inclusive, apply to persons that conduct business in this state or persons that produce products or services that are targeted to residents of this state and that during the preceding calendar year: (1) Controlled or processed the personal data of not less than one hundred thousand consumers, excluding personal data controlled or processed solely for the purpose of completing a payment transaction; or (2) controlled or processed the personal data of not less than twenty-five thousand consumers and derived more than twenty-five per cent of their gross revenue from the sale of personal data.
(P.A. 22-15, S. 2.)
History: P.A. 22-15 effective July 1, 2023.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743jj - Consumer Data Privacy and Online Monitoring › Section 42-519. - (Note: This section is effective July 1, 2023.) Authorized agents and consumer opt-out.

A consumer may designate another person to serve as the consumer's authorized agent, and act on such consumer's behalf, to opt out of the processing of such consumer's personal data for one or more of the purposes specified in subdivision (5) of subsection (a) of section 42-518. The consumer may designate such authorized agent by way of, among other things, a technology, including, but not limited to, an Internet link or a browser setting, browser extension or global device setting, indicating such consumer's intent to opt out of such processing. A controller shall comply with an opt-out request received from an authorized agent if the controller is able to verify, with commercially reasonable effort, the identity of the consumer and the authorized agent's authority to act on such consumer's behalf.
(P.A. 22-15, S. 5.)
History: P.A. 22-15 effective July 1, 2023.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743jj - Consumer Data Privacy and Online Monitoring › Section 42-523. - (Note: This section is effective July 1, 2023.) De-identified and pseudonymous data. Controllers' duties. Exceptions. Applicability of consumers' rights. Disclosure and oversight.

(a) Any controller in possession of de-identified data shall: (1) Take reasonable measures to ensure that the data cannot be associated with an individual; (2) publicly commit to maintaining and using de-identified data without attempting to re-identify the data; and (3) contractually obligate any recipients of the de-identified data to comply with all provisions of sections 42-515 to 42-525, inclusive.
(b) Nothing in sections 42-515 to 42-525, inclusive, shall be construed to: (1) Require a controller or processor to re-identify de-identified data or pseudonymous data; or (2) maintain data in identifiable form, or collect, obtain, retain or access any data or technology, in order to be capable of associating an authenticated consumer request with personal data.
(c) Nothing in sections 42-515 to 42-525, inclusive, shall be construed to require a controller or processor to comply with an authenticated consumer rights request if the controller: (1) Is not reasonably capable of associating the request with the personal data or it would be unreasonably burdensome for the controller to associate the request with the personal data; (2) does not use the personal data to recognize or respond to the specific consumer who is the subject of the personal data, or associate the personal data with other personal data about the same specific consumer; and (3) does not sell the personal data to any third party or otherwise voluntarily disclose the personal data to any third party other than a processor, except as otherwise permitted in this section.
(d) The rights afforded under subdivisions (1) to (4), inclusive, of subsection (a) of section 42-518 shall not apply to pseudonymous data in cases where the controller is able to demonstrate that any information necessary to identify the consumer is kept separately and is subject to effective technical and organizational controls that prevent the controller from accessing such information.
(e) A controller that discloses pseudonymous data or de-identified data shall exercise reasonable oversight to monitor compliance with any contractual commitments to which the pseudonymous data or de-identified data is subject and shall take appropriate steps to address any breaches of those contractual commitments.
(P.A. 22-15, S. 9.)
History: P.A. 22-15 effective July 1, 2023.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743jj - Consumer Data Privacy and Online Monitoring › Section 42-525. - (Note: This section is effective July 1, 2023.) Enforcement by Attorney General. Notice of violation. Cure period. Report. Penalty.

(a) The Attorney General shall have exclusive authority to enforce violations of sections 42-515 to 42-524, inclusive.
(b) During the period beginning on July 1, 2023, and ending on December 31, 2024, the Attorney General shall, prior to initiating any action for a violation of any provision of sections 42-515 to 42-524, inclusive, issue a notice of violation to the controller if the Attorney General determines that a cure is possible. If the controller fails to cure such violation within sixty days of receipt of the notice of violation, the Attorney General may bring an action pursuant to this section. Not later than February 1, 2024, the Attorney General shall submit a report, in accordance with section 11-4a, to the joint standing committee of the General Assembly having cognizance of matters relating to general law disclosing: (1) The number of notices of violation the Attorney General has issued; (2) the nature of each violation; (3) the number of violations that were cured during the sixty-day cure period; and (4) any other matter the Attorney General deems relevant for the purposes of such report.
(c) Beginning on January 1, 2025, the Attorney General may, in determining whether to grant a controller or processor the opportunity to cure an alleged violation described in subsection (b) of this section, consider: (1) The number of violations; (2) the size and complexity of the controller or processor; (3) the nature and extent of the controller's or processor's processing activities; (4) the substantial likelihood of injury to the public; (5) the safety of persons or property; and (6) whether such alleged violation was likely caused by human or technical error.
(d) Nothing in sections 42-515 to 42-524, inclusive, shall be construed as providing the basis for, or be subject to, a private right of action for violations of said sections or any other law.
(e) A violation of the requirements of sections 42-515 to 42-524, inclusive, shall constitute an unfair trade practice for purposes of section 42-110b and shall be enforced solely by the Attorney General, provided the provisions of section 42-110g shall not apply to such violation.
(P.A. 22-15, S. 11.)
History: P.A. 22-15 effective July 1, 2023.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743k - Long-Term Leasing of Motor Vehicles › Section 42-270. - Definitions.

As used in this section and section 42-271:
(1) “Lease” means a consumer lease, as defined in subdivision (2) of subsection (a) of section 42-391, of a motor vehicle, as defined in subdivision (11) of subsection (a) of section 42-391.
(2) “Lessor” means a lessor, as defined in subdivision (10) of subsection (a) of section 42-391. Lessor shall include a holder, as defined in subdivision (7) of subsection (a) of section 42-391.
(3) “Lessee” means a lessee, as defined in subdivision (9) of subsection (a) of section 42-391.
(P.A. 95-337, S. 1; P.A. 02-81, S. 46.)
History: P.A. 02-81 redefined “lease”, “lessor” and “lessee”, effective July 1, 2003.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743k - Long-Term Leasing of Motor Vehicles › Section 42-271a. - Applicability.

Sections 42-270 and 42-271 shall apply to leases entered into on or after July 1, 2003.
(P.A. 96-56, S. 1, 2; P.A. 02-81, S. 48.)
History: P.A. 96-56 effective May 7, 1996; P.A. 02-81 deleted reference to “lease agreements” and applied provisions to leases entered into on or after July 1, 2003, deleting reference to October 1, 1995, effective July 1, 2003.
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743m - Telemarketing › Section 42-284. - Definitions.

As used in sections 42-284 to 42-288, inclusive:
(1) “Consumer” means an actual or prospective purchaser, lessee or recipient of goods or services;
(2) “Person” means a natural person, corporation, trust, partnership, incorporated or unincorporated association and any other legal entity; and
(3) “Telemarketer” means any person who initiates the sale, lease or rental of consumer goods or services, or offers gifts or prizes with the intent to sell, lease or rent consumer goods by: (A) Telephonic means; or (B) use of television, radio or printed advertisement, postcard or other written notice with requests that the consumer contact the seller by telephone to inquire about goods or services and such advertisement, postcard or notice does not contain the price or a description of the goods or services.
(P.A. 96-196, S. 1.)
2023 Connecticut General Statutes › Title 42 - Business, Selling, Trading and Collection Practices › Chapter 743m - Telemarketing › Section 42-285. - Contract requirements.

(a) No oral agreement made by a consumer to purchase, lease or rent goods or services from a telemarketer shall be a binding, valid or enforceable contract against the consumer unless the telemarketer receives from the consumer a written and signed contract that discloses in full the terms of the sale, lease or rental agreement. Any goods sent or services provided to a consumer by a telemarketer without such written contract shall be deemed to be an unconditional gift to the consumer without any obligation by the consumer to the telemarketer.
(b) The contract shall include, but shall not be limited to, the following information:
(1) The name, address and telephone number of the telemarketer;
(2) A list of all prices or fees being charged including any handling, shipping, delivery or other charges;
(3) The date of the transaction;
(4) A detailed description of the goods or services being sold, leased or rented; and
(5) In ten-point boldface type, in a space immediately preceding the space allotted for the consumer's signature, the following statement: “YOU ARE NOT OBLIGATED TO PAY ANY MONEY UNLESS YOU SIGN THIS CONTRACT AND RETURN IT TO THE ADDRESS CONTAINED IN THIS CONTRACT”.
(c) The telemarketer shall provide the consumer with a duplicate copy of the contract with the complete information as presented in the original contract, to be retained by the consumer as proof of the terms of the agreement to purchase, lease or rent.
(P.A. 96-196, S. 2.)