2023 Connecticut General Statutes › Title 14 - Motor Vehicles. Use of the Highway by Vehicles. Gasoline › Chapter 246 - Motor Vehicles › Section 14-29. - Owners of motor or service buses, taxicabs, school buses, school transportation vehicles and motor vehicles in livery service to furnish insurance or bond.

(a) The commissioner shall not register any motor bus, taxicab, school bus, motor vehicle in livery service, student transportation vehicle or service bus and no person may operate or cause to be operated upon any public highway any such motor vehicle until the owner or lessee thereof has procured insurance or a bond satisfactory to the commissioner that shall indemnify the insured against any legal liability for personal injury, the death of any person or property damage, which injury, death or damage may result from or have been caused by the use or operation of such motor vehicle described in the contract of insurance or such bond. Such insurance or bond shall not be required from (1) a municipality which the commissioner finds has maintained sufficient financial responsibility to meet legal liability for personal injury, death or damage resulting from or caused by the use or operation of a service bus owned or operated by such municipality, or (2) the owner or lessee of such class of motor vehicle who holds a certificate of public necessity and convenience from the Department of Transportation if such owner or lessee has procured from the department a certificate that the department has found that such owner or lessee is of sufficient financial responsibility to meet legal liability for personal injury, death or property damage resulting from or caused by the use or operation of such motor vehicle. The Department of Transportation may issue such certificate upon presentation of evidence of financial responsibility that is satisfactory to it.
(b) The amount of insurance or of such bond that each such vehicle owner or lessee shall carry as insurance or indemnity against claims for personal injury or death and legal liability resulting from damage to the property of passengers or others for any one accident shall be not less than (1) a single limit of liability of (A) one hundred thousand dollars, if such vehicle is designed or used to transport seven passengers or less, or (B) seven hundred fifty thousand dollars, if such vehicle is designed or used to transport eight to fourteen passengers without compensation; (2) the minimum amounts established in 49 CFR Part 387, as amended from time to time, if such vehicle is designed or used to transport eight passengers or more for compensation, or fifteen passengers or more without compensation; (3) one million five hundred thousand dollars, if such vehicle is operated in livery service under the provisions of sections 13b-101 to 13b-109, inclusive, and designed or used to transport fourteen passengers or less; and (4) five million dollars, if such vehicle is operated in livery service under the provisions of sections 13b-101 to 13b-109, inclusive, and designed or used to transport fifteen passengers or more.
(c) (1) Any person or company issuing any such insurance or indemnity bond shall file with the Commissioner of Motor Vehicles a certificate in such form as the commissioner prescribes, and no such insurance or bond shall lapse, expire or be cancelled while the registration is in force until the commissioner has been given at least ten days' written notice of an intention to cancel and until the commissioner has accepted other insurance or another indemnity bond and has notified the person or company seeking to cancel such insurance or bond that such other insurance or bond has been accepted or until the registration of such motor vehicle described in such insurance policy or bond has been suspended or cancelled.
(2) No person or company issuing any such insurance or indemnity bond shall issue an insurance policy or indemnity bond for a motor vehicle specified in subsection (a) of this section for limits less than those specified in subsection (b) of this section. Upon initial registration or renewal of any such motor vehicle, the commissioner may presume that an insurance policy or indemnity bond meets the minimum amounts specified in said subsection (b) for such vehicle.
(d) Any person injured in person or property by any such motor vehicle may apply to the commissioner for the name and description of the insurer of the vehicle causing such injury or the name of the surety upon any indemnity bond of any such owner or the name of the holder of a certificate of financial responsibility.
(e) Any person who violates any provision of this section shall be fined not more than five hundred dollars or imprisoned not more than one year or both.
(1949 Rev., S. 2371; 1955, S. 1293d; November, 1955, S. N164; 1971, P.A. 487, S. 1; P.A. 75-486, S. 39, 69; P.A. 77-614, S. 162, 610; P.A. 80-482, S. 32, 348; P.A. 81-90; P.A. 82-460, S. 5; P.A. 85-613, S. 122, 154; P.A. 89-222, S. 5; P.A. 90-263, S. 4, 74; P.A. 93-341, S. 7; P.A. 96-180, S. 39, 166; P.A. 99-181, S. 11; P.A. 06-130, S. 13; P.A. 17-79, S. 1; P.A. 21-106, S. 8.)
History: 1971 act raised insurance or bond minimum from $25,000 to $50,000 for one person and raised insurance for property damage from $5,000 to $10,000; P.A. 75-486 replaced public utilities commission with public utilities control authority; P.A. 77-614 replaced public utilities control authority with division of public utility control within the department of business regulation, effective January 1, 1979; P.A. 80-482 gave division departmental status and deleted reference to abolished department of business regulation; P.A. 81-90 amended Subsec. (a), exempting self-insured municipalities from the insurance or bond requirement for operation of public service motor vehicles or service buses; and amended Subsec. (b), allowing a single limit of liability in lieu of the double limit for each public service motor vehicle, and exempting self-insured municipalities from provisions; P.A. 82-460 amended Subsec. (c) to add reference to suspension of registration and to delete requirement that commissioner take number plates of vehicles with suspended or cancelled registrations; P.A. 85-613 made technical changes, substituting references to transportation department for references to department of public utility control in Subsecs. (a) and (b); P.A. 89-222 added new Subsec. (f) re increasing the insurance for motor vehicles in livery service; P.A. 90-263 substituted motor bus, taxicab and motor vehicle in livery service for public service motor vehicle; P.A. 93-341 applied Subsec. (a) provisions to school buses; P.A. 96-180 made technical changes in Subsec. (b) to conform Subdiv., Subpara. and clause designations with customary statutory usage, effective June 3, 1996; P.A. 99-181 amended Subsec. (f) by increasing the required insurance or indemnity from not less than $600,000 to $1,500,000 for vehicles with a seating capacity of fourteen passengers or less and $5,000,000 for vehicles with a seating capacity of fifteen passengers or more; P.A. 06-130 amended Subsec. (a) to add student transportation vehicles and make a technical change, effective June 2, 2006; P.A. 17-79 amended Subsec. (c) by designating existing provisions re filing certificate with commissioner as Subdiv. (1) and making technical changes, and adding Subdiv. (2) re issuance of insurance policy or indemnity bond for a vehicle and presumption that policy or bond meets minimum amounts specified for the vehicle; P.A. 21-106 substantially amended Subsec. (b) by adding provision re legal liability resulting from property damage and substantially revising provisions re minimum monetary limits for certain vehicles, deleted former Subsec. (f) re insurance or indemnity for motor vehicles in livery service and made technical and conforming changes.