reglab/statecodes huggingface dataset:
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1402.04 - Contracts; dentists; covered services; definition

20-1402.04.
Contracts;  dentists;  covered services;  definition
A. A contract,  entered into or renewed on or after January 1,  2011,  between a group disability insurer and a dentist who is licensed to practice in this state shall not require the dentist to provide services to an individual covered under a group disability policy based on a fee set by the group disability insurer unless the services for which the fee applies is a covered service under the individual's group disability policy.
B. This section does not restrict the ability of a group disability insurer to establish dental benefits for services offered by plans that are administered but not insured by the group disability insurer.
C. For the purposes of this section,  " covered service"  means a service for which any reimbursement is available under a group disability policy without regard to contractual limitations by a deductible,  copayment,  coinsurance,  waiting period,  annual or lifetime maximum,  frequency limitation,  alternative benefit payment,  exclusion or other limitation.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1402.05 - Contracts; optometrists; covered services; definition

20-1402.05.
Contracts;  optometrists;  covered services;  definition
A. Except as provided in subsection C of this section,  a contract,  entered into or renewed on or after January 1,  2022,  between a group disability insurer and an optometrist who is licensed to practice in this state shall not:
1. Require the optometrist to provide a service to an individual covered under a group disability insurance policy based on a fee set by the group disability insurer unless the service for which the fee applies is a covered service under the individual's group disability insurance policy.
2. Prohibit an optometrist from offering or providing a vision service that is not a covered service to a covered individual at a fee determined by the optometrist or by the optometrist and the covered individual.
3. Require an optometrist to use one or more specific vendors to replenish the optometrist's inventory of spectacle lenses after the optometrist dispenses the optometrist's inventory to eligible members of the vision plan as a covered vision service.
B. This section applies to an administrator providing third-party administration services or a provider network for a vision plan.
C. This section does not prohibit the ability of a group disability insurer to enter into a contract for an optometrist to participate in a discount program sponsored by the group disability insurer for services that are not covered if:
1. Participation in the group disability insurer network is not contingent on participation in the sponsored discount program.
2. The group disability insurer offers equal treatment to an optometrist who does not participate in a group disability insurer sponsored discount program,  regarding:
(a) Promotional treatment.
(b) Marketing benefits.
(c) Materials.
(d) Contract terms for providing a covered service.
D. Notwithstanding subsection C,  paragraph 2,  subdivision (d) of this section,  a group disability insurer,  when providing a typically formatted list of optometrists in the group disability insurer network,  may identify whether an optometrist participates in a discount program for services not covered by the group disability insurer provided that all lists state that other discounts may be available with individual optometrists.
E. All contracts shall be in compliance with this section by the first renewal period on or after January 1,  2022,  but not later than December 31,  2022.
F. For the purposes of this section,  " covered service"  means a service for which any reimbursement is available under a group disability insurance policy without regard to contractual limitations by a deductible,  copayment,  coinsurance,  waiting period,  annual or lifetime maximum,  frequency limitation,  alternative benefit payment,  exclusion or other limitation.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1403 - Direct payment of hospital and medical services

20-1403.
Direct payment of hospital and medical services
Any group disability policy may provide that all or any portion of any indemnities provided by any such policy on account of hospital,  nursing,  medical or surgical services may,  at the insurer's option,  be paid directly to the hospital or person rendering such services,  but the policy may not require that the service be rendered by a particular hospital or person. Payments so made shall discharge the insurer's obligation with respect to the amount of insurance so paid.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1404.02 - Eosinophilic gastrointestinal disorder; formula

20-1404.02.
Eosinophilic gastrointestinal disorder;  formula
A. Any policy or contract that is offered by a blanket disability insurer and that contains a prescription drug benefit shall cover amino acid-based formula that is ordered by a physician or a registered nurse practitioner if:
1. The insured has been diagnosed with an eosinophilic gastrointestinal disorder.
2. The insured is under the continuous supervision of a physician who is licensed pursuant to title 32,  chapter 13 or 17 or a registered nurse practitioner who is licensed pursuant to title 32,  chapter 15.
3. There is risk of a mental or physical impairment without the use of the formula.
B. A blanket disability insurer shall cover at least seventy-five per cent of the cost of the formula. The blanket disability insurer may limit the maximum annual benefit for formula under this section to twenty thousand dollars.
C. This section does not apply to limited benefit coverage as defined in section 20-1137.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1404.03 - Blanket disability insurers; autism spectrum disorder; coverage; exceptions; definitions

20-1404.03.
Blanket disability insurers;  autism spectrum disorder;  coverage;  exceptions;  definitions
A. A blanket disability insurer shall not:
1. Exclude or deny coverage for a treatment or impose dollar limits,  deductibles and coinsurance provisions based solely on the diagnosis of autism spectrum disorder. For the purposes of this paragraph,  " treatment"  includes diagnosis,  assessment and services.
2. Exclude or deny coverage for medically necessary behavioral therapy services. To be eligible for coverage,  behavioral therapy services shall be provided or supervised by a licensed or certified provider.
B. This section does not:
1. Apply to a policy or contract that is issued to an individual or a small employer.
2. Apply to limited benefit coverage as defined in section 20-1137.
3. Require coverage for services provided outside of this state.
C. The coverage required by this section is subject to all the terms and conditions of the blanket disability contract. Nothing in this section prevents a blanket disability insurer from imposing deductibles,  coinsurance or other cost sharing in relation to the coverage required by this section.
D. Coverage for behavioral therapy is subject to:
1. A fifty thousand dollar maximum benefit per year for an eligible person up to the age of nine.
2. A twenty-five thousand dollar maximum benefit per year for an eligible person who is between the ages of nine and sixteen.
E. For the purposes of this section:
1. " Autism spectrum disorder"  means one of the three following disorders as defined in the most recent edition of the diagnostic and statistical manual of mental disorders of the American psychiatric association:
(a) Autistic disorder.
(b) Asperger's syndrome.
(c) Pervasive developmental disorder not otherwise specified.
2. " Behavioral therapy"  means interactive therapies derived from evidence based research,  including applied behavior analysis,  which includes discrete trial training,  pivotal response training,  intensive intervention programs and early intensive behavioral intervention.
3. " Small employer"  has the same meaning prescribed in section 20-2301.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1404.04 - Contracts; dentists; covered services; definition

20-1404.04.
Contracts;  dentists;  covered services;  definition
A. A contract,  entered into or renewed on or after January 1,  2011,  between a blanket disability insurer and a dentist who is licensed to practice in this state shall not require the dentist to provide services to an individual covered under a blanket disability policy based on a fee set by the blanket disability insurer unless the services for which the fee applies is a covered service under the individual's blanket disability policy.
B. This section does not restrict the ability of a blanket disability insurer to establish dental benefits for services offered by plans that are administered but not insured by the blanket disability insurer.
C. For the purposes of this section,  " covered service"  means a service for which any reimbursement is available under a blanket disability policy without regard to contractual limitations by a deductible,  copayment,  coinsurance,  waiting period,  annual or lifetime maximum,  frequency limitation,  alternative benefit payment,  exclusion or other limitation.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1404.05 - Contracts; optometrists; covered services; definition

20-1404.05.
Contracts;  optometrists;  covered services;  definition
A. Except as provided in subsection C of this section,  a contract,  entered into or renewed on or after January 1,  2022,  between a blanket disability insurer and an optometrist who is licensed to practice in this state shall not:
1. Require the optometrist to provide a service to an individual covered under a blanket disability insurance policy based on a fee set by the blanket disability insurer unless the service for which the fee applies is a covered service under the individual's blanket disability insurance policy.
2. Prohibit an optometrist from offering or providing a vision service that is not a covered service to a covered individual at a fee determined by the optometrist or by the optometrist and the covered individual.
3. Require an optometrist to use one or more specific vendors to replenish the optometrist's inventory of spectacle lenses after the optometrist dispenses the optometrist's inventory to eligible members of the vision plan as a covered vision service.
B. This section applies to an administrator providing third-party administration services or a provider network for a vision plan.
C. This section does not prohibit the ability of a blanket disability insurer to enter into a contract for an optometrist to participate in a discount program sponsored by the blanket disability insurer for services that are not covered if:
1. Participation in the blanket disability insurer network is not contingent on participation in the sponsored discount program.
2. The blanket disability insurer offers equal treatment to an optometrist who does not participate in a blanket disability insurer sponsored discount program,  regarding:
(a) Promotional treatment.
(b) Marketing benefits.
(c) Materials.
(d) Contract terms for providing a covered service.
D. Notwithstanding subsection C,  paragraph 2,  subdivision (d) of this section,  a blanket disability insurer,  when providing a typically formatted list of optometrists in the blanket disability insurer network,  may identify whether an optometrist participates in a discount program for services not covered by the blanket disability insurer provided that all lists state that other discounts may be available with individual optometrists.
E. All contracts shall be in compliance with this section by the first renewal period on or after January 1,  2022,  but not later than December 31,  2022.
F. For the purposes of this section,  " covered service"  means a service for which any reimbursement is available under a blanket disability insurance policy without regard to contractual limitations by a deductible,  copayment,  coinsurance,  waiting period,  annual or lifetime maximum,  frequency limitation,  alternative benefit payment,  exclusion or other limitation.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1405 - Provisions of group and blanket disability policy

20-1405.
Provisions of group and blanket disability policy
The provisions of article 4 of chapter 6 of this title shall not apply to group disability or blanket disability insurance policies,  but no such policy of group or blanket disability insurance shall contain any provision relative to notice or proof of loss,  or to the time for paying benefits,  or to the time within which suit may be brought on the policy,  which is less favorable to the individuals insured than would be permitted by the standard provisions required for individual disability insurance policies.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1406 - Prohibiting denial of certain contract benefits

20-1406.
Prohibiting denial of certain contract benefits
A. Notwithstanding any provision of any group disability insurance contract or blanket disability insurance contract,  benefits shall not be denied under the contract for any medical or surgical service performed by a holder of a license issued pursuant to title 32,  chapter 7 or 11 or a registered nurse practitioner who is licensed pursuant to title 32,  chapter 15,  if the service performed is within the lawful scope of such person's license,  and if the service is surgical,  such person is a member of the staff of an accredited hospital,  and if such contract would have provided benefits if such service had been performed by a holder of a license issued pursuant to title 32,  chapter 13.
B. If any group disability insurance contract or blanket disability insurance contract provides for or offers eye medical care services,  whether by a network of health care providers or by the selection of a health care provider by the subscriber,  the subscriber shall have freedom of choice to select either an optometrist or a physician and surgeon skilled in diseases of the eye to provide the examination,  care or treatment for which the subscriber is eligible and which falls within the scope of practice of the optometrist or physician and surgeon. This subsection does not require that any specific optometrist or physician,  or number or percentage of optometrists or physicians,  be included on an insurer's provider network. Unless a group disability insurance contract or blanket disability insurance contract otherwise provides,  there shall be no reimbursement for ophthalmic materials,  lenses,  spectacles or eyeglasses or appurtenances thereto.
C. If any group disability insurance contract is written to provide coverage for psychiatric,  drug abuse or alcoholism services,  reimbursement for those services shall be made in accordance with the terms of the contract without regard to whether the covered services are rendered in a psychiatric special hospital or general hospital. Reimbursement for the cost of the service may be made directly to the person licensed or certified pursuant to title 32,  chapter 13 or 19.1 or to the subscriber if the cost of the service has not been reimbursed to another provider or health care institution.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1406.01 - Prohibiting denial of chiropractic contract benefits; direct reimbursement

20-1406.01.
Prohibiting denial of chiropractic contract benefits;  direct reimbursement
If a group disability insurance contract or blanket disability insurance contract provides for or offers reimbursement for any service which is within the lawful scope of the practice of a chiropractor holding a certificate or license issued by the state in which the services are rendered,  a subscriber covered under such contract may select either a physician or chiropractor to provide the examination,  care or treatment for which the subscriber is eligible and which falls within the scope of practice of the chiropractor or physician. Reimbursement for the cost of the service may be made directly to the person licensed or certified pursuant to title 32,  chapter 8 or 13 or to the subscriber if the cost of the service has not been reimbursed to another provider or health care institution.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1406.02 - Prohibiting denial of psychologist contract benefits

20-1406.02.
Prohibiting denial of psychologist contract benefits
If a group disability insurance contract or blanket disability insurance contract provides for or offers reimbursement for any service which is within the lawful scope of the practice of a psychologist holding a certificate or license issued by the state in which the services are rendered,  a subscriber covered under such contract may select either a physician or psychologist to provide the examination,  care or treatment for which the subscriber is eligible and which falls within the scope of practice of the psychologist or physician.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1406.03 - Prohibiting denial of contract benefits; nursing; reimbursement

20-1406.03.
Prohibiting denial of contract benefits;  nursing;  reimbursement
If a group disability or blanket disability insurance contract provides or offers reimbursement for any service which is within the scope of the practice of a registered nurse practitioner or a certified registered nurse qualified under the rules adopted by the state board of nursing regarding extended nursing practice and licensed pursuant to title 32,  chapter 15,  the contract benefits shall not be denied to the subscriber who receives the services of the certified registered nurse or registered nurse practitioner. The cost of the service may be reimbursed directly to the certified registered nurse or registered nurse practitioner or to the subscriber if another provider or health care institution was not reimbursed for the cost of the service.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1406.04 - Prohibiting denial of occupational or physical therapist contract benefits

20-1406.04.
Prohibiting denial of occupational or physical therapist contract benefits
If a group disability or blanket disability insurance contract provides coverage for occupational or physical therapy services,  and provides both an in-network and out-of-network benefit,  an insurer shall not deny a claim for covered occupational or physical therapy services obtained out-of-network solely on the basis that a physician did not refer the insured to the occupational or physical therapist or prescribe specific occupational or physical therapy services. An insurer may impose coinsurance,  copayments,  deductibles,  dollar caps,  limitations on the number of visits,  provider network restrictions or other cost containment measures as a condition of coverage of occupational and physical therapy services for both in-network and out-of-network benefits.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1406.06 - Cancer treatment medications; cost sharing; definition

20-1406.06.
Cancer treatment medications;  cost sharing;  definition
A. A group or blanket disability policy that is issued,  delivered or renewed by a group or blanket disability insurer on or after January 1,  2016 and that provides coverage both for cancer treatment medications that are injected or intravenously administered by a health care provider and for patient-administered cancer treatment medications,  including medications that are orally administered or self-injected,  may not require a higher copayment,  deductible or coinsurance amount for patient-administered cancer treatment medications than is required for those cancer treatment medications that are injected or intravenously administered by a health care provider,  regardless of the formulation or benefit category.
B. A group or blanket disability insurer may not increase copayment,  deductible or coinsurance amounts for covered cancer treatment medications that are injected or intravenously administered in order to avoid compliance with subsection A of this section,  but may increase copayment,  deductible or coinsurance amounts for cancer treatment medications if the increase is applied generally to other medical or pharmaceutical benefits under the policy and is not done to circumvent subsection A of this section.
C. A group or blanket disability insurer may not reclassify benefits with respect to cancer treatment medications in a manner that is inconsistent with this section.
D. For the purposes of this section,  " cancer treatment medications"  means prescription drugs and biologics that are used to kill,  slow or prevent the growth of cancerous cells.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1406.07 - Prescriptions; cost sharing; refills; dispensing fees; definition

20-1406.07.
Prescriptions;  cost sharing;  refills;  dispensing fees;  definition
A. A group or blanket disability insurance contract that is issued or renewed on or after January 1,  2017 and that provides coverage for prescription drugs:
1. May not deny coverage and shall prorate the cost sharing rate for a prescription drug covered by the contract that is dispensed by a network pharmacy for less than the standard refill amount if the insured requests enrollment into a medication synchronization program and less than the standard refill amount for the purpose of synchronizing the insured's medications.
2. Shall accept early refill and short fill requests for prescription drugs using the submission clarification and message codes as adopted by the national council for prescription drug plans or alternative codes provided by the plan upon July 3,  2015.
B. For the purposes of this section,  " medication synchronization"  means the coordination of medication refills for a patient taking two or more medications for a chronic condition that are being dispensed by a single contracted pharmacy to facilitate the synchronization of the patient's medications for the purpose of improving medication adherence.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1406.08 - Prescription eyedrops; refills

20-1406.08.
Prescription eyedrops;  refills
A. Beginning January 1,  2018,  any policy that is issued,  delivered or renewed by a group or blanket disability insurer and that provides coverage for prescription eyedrops to treat glaucoma or ocular hypertension may not deny coverage for a refill of a prescription for eyedrops to treat glaucoma or ocular hypertension if all of the following apply:
1. The insured requests the refill:
(a) For a thirty-day supply,  at least twenty-three days and less than thirty days from the later of:
(i) The original date that the prescription was distributed to the insured.
(ii) The date of the most recent refill that was distributed to the insured.
(b) For a sixty-day supply,  at least forty-five days and less than sixty days from the later of:
(i) The original date that the prescription was distributed to the insured.
(ii) The date of the most recent refill that was distributed to the insured.
(c) For a ninety-day supply,  at least sixty-eight days and less than ninety days from the later of:
(i) The original date the prescription was distributed to the insured.
(ii) The date of the most recent refill that was distributed to the insured.
2. The prescription eyedrops to treat glaucoma or ocular hypertension prescribed by the health care provider are a covered benefit under the insured's policy.
3. The prescribing health care provider indicates on the original prescription that additional quantities of the prescription eyedrops to treat glaucoma or ocular hypertension are needed.
4. The refill requested by the insured does not exceed the number of additional quantities prescribed.
B. To the extent practicable,  the requirements of this section are limited in quantity to the remaining dosage initially approved for coverage,  except that any limited refilling may not limit or restrict coverage to any previously or subsequently approved prescription eyedrops to treat glaucoma or ocular hypertension and is subject to the terms and conditions of the policy that are applicable to this coverage.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1406.09 - Coverage of health care services

20-1406.09.
Coverage of health care services
All policies issued,  delivered or renewed on or after July 1,  2017 by a group or blanket disability insurer in this state must provide coverage for lawful health care services that are provided by a health care provider to an insured regardless of the familial relationship of the health care provider to the insured if the health care service would be covered were it provided to an insured who was not related to the health care provider. The policy may limit the coverage to those health care providers who are members of the insurer's provider network. This section does not apply to disability income.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1407 - Children with disabilities

20-1407.
Children with disabilities
A group hospital or medical expense insurance policy delivered or issued for delivery in this state more than one hundred twenty days after August 27,  1977 that provides that coverage of a dependent child of an employee or other member of the covered group shall terminate on attainment of the limiting age for dependent children specified in the policy,  shall also provide in substance that attainment of such limiting age shall not operate to terminate the coverage of that child while the child is and continues to be both incapable of self-sustaining employment by reason of intellectual disability or physical disability and chiefly dependent on the employee or member for support and maintenance. Proof of such incapacity and dependency shall be furnished to the insurer by the employee or member within thirty-one days of the child's attainment of the limiting age and subsequently as may be required by the insurer,  but not more frequently than annually after the two-year period following the child's attainment of the limiting age.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1409 - Right to open enrollment period; insureds; definition

20-1409.
Right to open enrollment period;  insureds;  definition
A. With respect to insureds who are members of a group with more than one carrier,  if there is an insolvency of an insurer,  all other carriers that participated in an open enrollment with the insolvent insurer at a group's last regular open enrollment period shall offer insureds of the insolvent insurer who are members of that group a thirty day open enrollment period beginning on the date the insolvency is declared. Each carrier shall offer these insureds the same coverages and rates that it currently offers to other insureds in the group without any waiting periods or preexisting conditions,  exclusions,  limitations or restrictions. On declaration of insolvency,  the insurer shall notify the remaining carrier or carriers of the insolvency and notify its members of their right to open enrollment as provided in this section.
B. Entitlement to continuation of benefits under subsection A is contingent on timely payment of the premium by the insured or by the insured's representative to the carrier selected through the open enrollment.
C. For purposes of this section,  " carrier"  means an insurer,  a health care services organization,  a hospital service corporation,  a medical service corporation,  a dental service corporation,  an optometric service corporation or a hospital,  medical,  dental and optometric service corporation or any combination.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1410 - Mail order prescription drugs; prohibition

20-1410.
Mail order prescription drugs;  prohibition
From and after September 30,  1990,  no medical benefits contract on a group basis delivered or issued for delivery in this state,  whether issued by an insurance company,  a hospital service corporation,  a medical service corporation or a health care services organization,  may require any person covered under the policy to purchase prescription drugs exclusively from a mail order pharmacy as a condition of obtaining benefits for the drugs. Under this section the receipt of a discount for a prescription drug off of a mail order pharmacy's regular list price is not construed as a requirement to purchase prescription drugs.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1411 - Eligibility; prohibiting cancellation because of eligibility for certain benefits

20-1411.
Eligibility;  prohibiting cancellation because of eligibility for certain benefits
A. An insurer issuing group disability or blanket disability insurance contracts shall not consider the availability of or a person's eligibility for medical assistance pursuant to title XIX of the social security act (P.L. 89-97;  79 Stat. 344;  42 United States Code section 1396a (1980)) when considering eligibility for coverage or calculating payments under its plans for eligible policyholders.
B. To the extent that payment for covered expenses has been made under the state program pursuant to title XIX of the social security act for health care items or services furnished to an individual,  the state is considered to have acquired the rights of the individual to payment by any other party for those health care items or services. On presentation of proof that the state program pursuant to title XIX of the social security act has paid for covered items or services,  the insurer shall make payments to the state program pursuant to title XIX of the social security act according to the coverage provided in the policy or certificate.
C. An insurer issuing group disability or blanket disability insurance contracts may not impose on a state agency that has been assigned the rights of an individual who is eligible for medical assistance and who is covered for health benefits from the insurer any requirements that are different from the requirements applicable to an agent or assignee of any other covered individual.
D. An insurer issuing group disability or blanket disability insurance contracts shall not cancel or fail to renew the contract of any person based on that person's eligibility for or enrollment in a program funded under title XIX of the social security act or title 36,  chapter 29 or 34. Nothing in this section prohibits cancellation or failure to renew for nonpayment of monies due under the contract.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1412 - Group and blanket disability insurance policies or contracts; varying copayments and deductibles allowed

20-1412.
Group and blanket disability insurance policies or contracts;  varying copayments and deductibles allowed
A. Except as provided in sections 20-1379 and 20-2304,  a group disability insurer or a blanket disability insurer may offer one or more disability insurance policies or contracts that contain a choice of deductibles,  coinsurance,  copayments,  out-of-pocket and any other cost sharing levels. Plans offered under this section shall clearly disclose in marketing materials,  certificates of coverage and contracts the insured s financial responsibilities. A group disability insurer or blanket disability insurer that offers such a disability insurance policy or contract shall continue to provide any mandated health coverage that is required by this state or by federal law.
B. This section does not prohibit a health benefits plan that is intended to qualify as a high deductible health plan as defined by 26 United States Code section 223(c)(2) from requiring the application of deductibles,  copayments or coinsurance to benefits provided under the health benefits plan.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1491 - Definitions

20-1491.
Definitions
In this article,  unless the context otherwise requires:
1. " Certificate holder"  means the individual named insured group member under a group excess liability insurance policy.
2. " Certificate of insurance"  means the certificate of insurance,  evidence of coverage or other summary of coverage that is issued to each certificate holder under a group excess liability insurance policy.
3. " Conditional renewal"  means a renewal that is conditioned on any of the following:
(a) A change of limits.
(b) A change in the type of coverage.
(c) A reduction or elimination of coverage.
(d) Increased deductibles or the addition of exclusions.
(e) Increased premiums in excess of ten percent,  except for premium increases that are generated as a result of increased exposure units or as a result of experience rating,  loss rating,  retrospective rating or audit.
4. " Excess liability insurance"  means liability insurance,  as prescribed in section 20-252,  paragraph 1,  that provides excess coverage after the certificate holder's primary liability insurance limits have been exhausted.
5. " Excess uninsured or underinsured liability"  means damages for bodily injury,  personal injury or property damage that the certificate holder or an immediate family member of the certificate holder is legally entitled to receive from an uninsured or underinsured negligent person.
6. " Group excess liability insurance"  means excess liability insurance that is issued on a group basis and that covers groups of persons as prescribed in this article.
7. " Group policyholder"  means those groups identified in section 20-1492,  subsection D to which a group excess liability insurance policy may be issued.
8. " Immediate family member"  includes any of the following:
(a) The certificate holder's spouse or domestic partner.
(b) Any relative of the certificate holder who lives with the certificate holder.
(c) Any person who is under twenty-five years of age and who is in the care of the certificate holder.
9. " Issued on a group basis"  means the issuance of a master policy to a group policyholder,  with certificates of insurance issued to certificate holders,  solely for the benefit of persons other than the group policyholder.
10. " Negligent person"  means a natural person who is identifiable by legal name,  who is not an immediate family member of the certificate holder and who is legally responsible for any damages that were sustained by the certificate holder or the certificate holder's immediate family member and that were caused by an accident or offense to which the group excess liability insurance policy applies.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1492 - Group excess liability insurance; eligible groups

20-1492.
Group excess liability insurance;  eligible groups
A. An authorized insurer or an unauthorized insurer as provided in chapter 2,  article 5 of this title may offer group excess liability insurance in this state. An authorized insurer that issues a group excess liability insurance policy in this state shall file the group policy and the certificate of insurance forms with the department pursuant to section 20-398 but is exempt from the requirements of section 20-385. The terms of the certificate of insurance shall be consistent with the terms of the group excess liability insurance policy pursuant to which the certificate of insurance is issued.
B. An insurer may issue or deliver a group excess liability insurance policy and certificate of insurance in this state only pursuant to this article. In addition to excess liability coverage,  a group excess liability insurance policy may also provide excess uninsured motorist,  excess underinsured motorist and excess uninsured or underinsured liability coverage to certificate holders. The terms and conditions for any excess uninsured motorist coverage and excess underinsured motorist coverage provided under the group policy shall comply with this title.
C. Notwithstanding subsection B of this section,  a group excess liability insurance policy may provide coverage for excess uninsured motorist or underinsured motorist coverage in amounts that exceed the limits set forth in section 20-259.01.
D. An insurer may issue a group excess liability insurance policy to an employer that insures one or more employees of the employer. For the purposes of this subsection:
1. " Employees"  include:
(a) The officers,  directors,  managers and employees of the employer.
(b) The partners if the employer is a partnership.
(c) The officers,  managers and employees of a subsidiary or any affiliated corporations,  companies,  limited liability companies,  firms or partnerships.
(d) The members of the employee's immediate family.
2. " Employer"  includes any type of corporation,  company,  firm,  limited liability company and partnership.
E. An insurer may establish underwriting criteria for the group policyholder and certificate holders that apply at issuance and renewal of the group policy and the certificate of insurance. Insurers shall treat all eligible groups of the same class in a like manner.
F. Nothing in this article shall apply to or otherwise prohibit the issuance of commercial excess liability insurance policies that provide coverage to one or more named insureds and its owners,  employees,  contractors,  agents or representatives under a single limit of insurance. For the purposes of this subsection,  " commercial"  means insurance that insures against the risks arising from business and commercial activity.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1503 - Arizona standard fire policy

20-1503.
Arizona standard fire policy
A. No policy of fire insurance covering property located in this state shall be made,  issued or delivered unless it conforms as to all provisions and the sequence thereof with the basic policy commonly known as the New York standard fire policy,  edition of 1943. Such policy is designated as the Arizona standard fire policy.
B. The Arizona standard fire policy may exclude coverage for loss by fire or other perils insured against if the loss is caused directly or indirectly by terrorism and involves risks other than a type of risk to which article 12 of this chapter applies.
C. The director shall file in his office and thereafter maintain so on file,  a true copy of the Arizona standard fire policy,  designated as such and bearing the director's authenticating certificate and signature and the date of filing. Provisions to be contained on the first page of the policy may be rewritten,  supplemented and rearranged to facilitate policy issuance and to include matter which may otherwise properly be added by endorsement.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1504 - Variations from standard policy format and page numbers

20-1504.
Variations from standard policy format and page numbers
The pages of the standard fire insurance policy may be renumbered and the format rearranged for convenience in the preparation of individual contracts,  and to provide space for the listing of rates and premiums for coverages insured thereunder or under endorsements attached or printed thereon,  and such other data as may be conveniently included for duplication on daily reports for office records.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1505 - Policy description of insurer

20-1505.
Policy description of insurer
There shall be printed on the first or front page at the head of the standard fire insurance policy the name of the insurer or insurers issuing the policy,  the location of the home office or United States office of the insurer or insurers,  a statement whether the insurer or insurers are stock corporations,  mutual corporations,  reciprocal insurers,  Lloyd's underwriters or otherwise,  and there may be added thereto such device or emblem as the insurer or insurers issuing the policy may desire. Any insurer organized under special charter provisions may so indicate upon its policy,  and may add a statement of the plan under which it operates in this state. If the policy is issued by a mutual or reciprocal insurer having special regulations with respect to the payment of assessments by the policyholder or subscriber,  such regulations shall be printed on the policy,  and any such insurer may print upon the policy such regulations as may be appropriate to or required by its form of organization. There may be substituted for the word " company"  a more accurate descriptive term for the type of insurer. There may also be added a statement of the group of insurers with which the insurer is financially affiliated. In lieu of the facsimile signatures of the president and secretary of the insurer there may be used the name or names of the officers or managers authorized to execute the contract.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1506 - Provisions required by charter or laws of other states

20-1506.
Provisions required by charter or laws of other states
A domestic insurer may print in the standard fire policy any provisions which it is authorized or required by law to insert therein. A foreign or alien insurer may print in the policy any provision required by its charter or deed of settlement,  or by the laws of its own state or country,  not contrary to the laws of this state.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1507 - Riders; endorsements; additional perils

20-1507.
Riders;  endorsements;  additional perils
A. Appropriate forms of additional contracts,  riders or endorsements,  insuring against indirect or consequential loss or damage,  or against any one or more perils other than those of fire and lightning,  or providing coverage which the insurer issuing the policy is authorized by charter and by the laws of this state to assume or issue,  may be used in connection with the standard fire policy.
B. Such other perils or coverages may include those excluded in the standard fire insurance policy,  and may include any of the perils or coverages permitted to be insured against or issued by property and casualty insurers. Such forms of contracts,  riders and endorsements may contain provisions and stipulations inconsistent with such standard fire insurance policy,  if such provisions and stipulations are applicable only to such additional coverage or to the additional peril or perils insured against.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1508 - Designation as standard policy; producer's name

20-1508.
Designation as standard policy;  producer's name
A. There may be printed upon the standard fire policy the words,  " standard fire insurance policy for Arizona" ,  and there may be inserted before and after the word " Arizona"  a designation of any state or states in which such form of policy is standard.
B. There may be endorsed on the outside of any such policy the name,  with the word " producer"  or " producers"  and place of business,  of any insurance producer,  either by writing,  printing,  stamping or otherwise.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1509 - Loss or damage caused by nuclear reaction, or nuclear radiation or radio-active contamination not covered by Arizona standard fire policy

20-1509.
Loss or damage caused by nuclear reaction,  or nuclear radiation or radio-active contamination not covered by Arizona standard fire policy
Insurers issuing the standard policy pursuant to section 20-1503,  are authorized to affix thereto a written statement that the policy does not cover loss or damage caused by nuclear reaction,  nuclear radiation or radio-active contamination,  all whether directly or indirectly resulting from an insured peril under said policy,  provided,  that nothing here contained shall be construed to prohibit the attachment to any such policy of an endorsement or endorsements specifically assuming coverage for loss or damage caused by nuclear reaction,  nuclear radiation or radio-active contamination;  however,  subject to the foregoing and all provisions of the said policy,  direct loss by fire resulting from nuclear reaction or nuclear radiation or radio-active contamination is insured against by such policy.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1510 - Homeowner's or renter's insurance; dog breeds; prohibitions; definitions

20-1510.
Homeowner's or renter's insurance;  dog breeds;  prohibitions;  definitions
A. The breed of a dog may not be the sole factor considered or used for any of the following purposes:
1. Underwriting or actuarial processes for determining risk,  liability or actual or potential losses related to claims involving dogs under a policy of insurance.
2. Questionnaires,  surveys or other means of gathering information regarding ownership or possession of a dog or the presence of a dog on premises insured or to be insured under a policy of insurance.
B. For the purposes of this section:
1. " Breed"  means the actual or perceived breed or mixture of breeds of a dog.
2. " Policy of insurance"  means a homeowner's or renter's policy of insurance.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1531 - Sole surety on official bonds

20-1531.
Sole surety on official bonds
When any bond,  recognizance or undertaking is required or permitted to be made for the security or protection of any person or municipality,  the state,  or any department thereof,  or organization,  conditioned for the doing or not doing of anything therein specified,  any such board,  court,  organization or officer required or permitted to accept or approve the sufficiency of the bond,  recognizance or undertaking,  may accept and approve it when executed,  or when the conditions thereof are guaranteed,  solely by an insurer authorized to transact a surety business in this state in accordance with the requirements of this title. When any such bond,  recognizance or undertaking is required to be made with one surety or with two or more sureties,  the execution of the bond,  recognizance or undertaking,  or the guarantee of the performance of the conditions thereof,  shall be sufficient when so executed or guaranteed solely by one such insurer,  and shall be a full compliance with every requirement of every law,  ordinance or regulation relating thereto,  and no justification by such insurer shall be necessary.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1532 - Venue of actions against surety insurers

20-1532.
Venue of actions against surety insurers
Any surety insurer may be sued in respect of any surety bond issued by it in the county where the bond,  recognizance,  stipulation or undertaking was made or guaranteed,  or in the county where the principal office of the insurer in this state is located,  and for the purposes hereof,  it shall be treated as made or guaranteed in the county in which such office is located or in which it is filed,  or in the county in which the principal resided when it was made or guaranteed.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1534 - Guaranteed arrest bond certificate; cash bail or other bond; forfeiture

20-1534.
Guaranteed arrest bond certificate;  cash bail or other bond;  forfeiture
A. A guaranteed arrest bond certificate that conforms to section 20-1533 shall:
1. Be accepted as a bail bond in lieu of cash bail or any other bond if posted by the person whose signature appears on the certificate.
2. Be accepted to guarantee the appearance of the person whose signature appears on the certificate in any court in this state,  including all municipal courts,  at the time the court requires if the person is arrested or required to post a bond for a violation of a motor vehicle law of this state or a motor vehicle ordinance of a city or town.
3. Not be accepted as bail bonds for:
(a) The offense of driving under the influence of intoxicating liquor or of drugs.
(b) Any felony.
B. A guaranteed arrest bond certificate posted as bail bond in any court in this state shall be treated like a bail bond in any criminal case and:
1. Is subject to the same forfeiture and enforcement provisions that govern bail bonds in criminal cases.
2. If in any municipal court of this state,  is subject to the forfeiture and enforcement provisions of the charter or ordinance of the particular city or town pertaining to bail bonds posted.