reglab/statecodes huggingface dataset:
2023 California Code › Health and Safety Code - HSC › DIVISION 116 - SURPLUS MEDICATION COLLECTION AND DISTRIBUTION › Section 150203.

150203. Notwithstanding any other provision of law, a wholesaler licensed pursuant to Article 11 (commencing with Section 4160) of Chapter 9 of Division 2 of the Business and Professions Code and a drug manufacturer that is legally authorized under federal law to manufacture and sell pharmaceutical drugs may donate unused medications under the voluntary drug repository and distribution program established by a county pursuant to this division.
(Added by Stats. 2005, Ch. 444, Sec. 1. Effective January 1, 2006.)
2023 California Code › Health and Safety Code - HSC › DIVISION 116 - SURPLUS MEDICATION COLLECTION AND DISTRIBUTION › Section 150204.5.

150204.5. (a) A regional pilot program may be established in the Counties of Santa Clara and San Mateo and the City and County of San Francisco to determine the feasibility and benefits of implementing and maintaining a repository and distribution program. The regional pilot program shall run until January 1, 2030.
(b) Participating pharmacies in the regional pilot program shall be owned or operated by the Counties of Santa Clara or San Mateo or the City and County of San Francisco, licensed in California, and not on probation with the California State Board of Pharmacy.
(c) (1) Participants in the regional pilot program shall develop and implement their programs in accordance with this division.
(2) While participating in the regional pilot program, participants shall continue to meet all other legal responsibilities and requirements relating to pharmacy services and comply with all relevant state and federal statutes when administering their programs.
(d) Section 150204 shall not apply to a pilot program established pursuant to this section and Section 150204.6.
(Amended by Stats. 2023, Ch. 131, Sec. 133. (AB 1754) Effective January 1, 2024.)
2023 California Code › Health and Safety Code - HSC › DIVISION 116 - SURPLUS MEDICATION COLLECTION AND DISTRIBUTION › Section 150205.

150205. (a) The following persons and entities shall not be subject to criminal or civil liability for injury caused when any entity or person donates, accepts, or dispenses prescription drugs in compliance with this division:
(1) A prescription drug manufacturer, wholesaler, governmental entity, or participating entity.
(2) A pharmacist or physician who accepts or dispenses prescription drugs.
(3) A licensed facility, as described in Section 150202, or a pharmacy, as described in Section 150202.5.
(b) A surplus medication collection and distribution intermediary, as described in Section 150208, shall not be subject to criminal or civil liability for injury caused when facilitating the donation of medications to or transfer of medications in compliance with this division.
(Amended by Stats. 2022, Ch. 886, Sec. 5. (SB 1346) Effective January 1, 2023.)
2023 California Code › Health and Safety Code - HSC › DIVISION 116 - SURPLUS MEDICATION COLLECTION AND DISTRIBUTION › Section 150206.

150206. The immunities provided in Section 150205 shall not apply in cases of noncompliance with this division, bad faith, or gross negligence.
(Added by Stats. 2005, Ch. 444, Sec. 1. Effective January 1, 2006.)
2023 California Code › Health and Safety Code - HSC › DIVISION 116 - SURPLUS MEDICATION COLLECTION AND DISTRIBUTION › Section 150208.

150208. (a) A surplus medication collection and distribution intermediary that is licensed pursuant to Section 4169.5 of the Business and Professions Code, established for the purpose of facilitating the donation of medications to or transfer of medications between participating entities under a program established pursuant to this division is authorized to operate under this section.
(b) A surplus medication collection and distribution intermediary shall comply with the following:
(1) It shall not take possession, custody, or control of dangerous drugs and devices.
(2) It shall ensure that notification is provided to participating entities that a package has been shipped when the surplus medication collection and distribution intermediary has knowledge of the shipment and provided logistical support to facilitate a shipment directly from a donor organization, as defined in subdivision (a) of Section 150202, to a participating entity.
(3) It shall not select, or direct a donor organization, as defined in subdivision (a) of Section 150202, to select, a specific participating entity to receive surplus medications.
(c) A surplus medication collection and distribution intermediary is authorized to do the following:
(1) Charge membership, administrative, or overhead fees sufficient to cover the reasonable costs of the support and services provided.
(2) Contract directly with a county to facilitate the donation of medications to or transfer of medications between participating entities and provide general support in a county’s implementation of a program established pursuant to this division.
(d) No participating entities shall receive donated medication directly from the surplus medication collection and distribution intermediary.
(Added by Stats. 2014, Ch. 10, Sec. 6. (AB 467) Effective April 9, 2014.)
2023 California Code › Health and Safety Code - HSC › DIVISION 117 - Cancer Medication Recycling Act › Section 150400.

150400. This division shall be known, and may be cited, as the Cancer Medication Recycling Act.
(Added by Stats. 2021, Ch. 541, Sec. 2. (SB 310) Effective January 1, 2022. Repealed as of January 1, 2027, pursuant to Section 150404.)
2023 California Code › Health and Safety Code - HSC › DIVISION 117 - Cancer Medication Recycling Act › Section 150401.

150401. For purposes of this division, the following definitions apply:
(a) “Donor” means an individual who donates unused prescription drugs to a participating practitioner for the purpose of redistribution to established patients of that practitioner.
(b) “Ineligible drugs” means drugs that are not able to be accepted for redistribution as part of the program established pursuant to this division. “Ineligible drugs” include all controlled substances, including all opioids, all compounded medications, injectable medications, drugs that have an approved United States Food and Drug Administration Risk Evaluation and Mitigation Strategy (REMS) requirement, and all growth factor medications.
(c) “Participating practitioner” means a person who is licensed to practice medicine by the Medical Board of California and is board certified in medical oncology or hematology and is registered with a surplus medication collection and distribution intermediary.
(d) “Recipient” means an individual who voluntarily receives donated prescription medications.
(e) “Surplus medication collection and distribution intermediary” means an entity licensed pursuant to Section 4169.5 of the Business and Professions Code as a surplus medication collection and distribution intermediary, as described in Section 150208.
(f) “Unused cancer medication” or “medication” means a medication or drug, including a “dangerous drug” as defined in Section 4022 of the Business and Professions Code or a “drug” as defined in Section 4025 of the Business and Professions Code, that is prescribed as part of a cancer treatment plan and is in its original container or packaging.
(Added by Stats. 2021, Ch. 541, Sec. 2. (SB 310) Effective January 1, 2022. Repealed as of January 1, 2027, pursuant to Section 150404.)
2023 California Code › Health and Safety Code - HSC › DIVISION 117 - Cancer Medication Recycling Act › Section 150402.

150402. An unused cancer medication that is not an ineligible drug as defined in subdivision (b) of Section 150401 may be donated to a participating practitioner, and a participating practitioner may accept and redistribute the donated prescription drugs.
(Added by Stats. 2021, Ch. 541, Sec. 2. (SB 310) Effective January 1, 2022. Repealed as of January 1, 2027, pursuant to Section 150404.)
2023 California Code › Health and Safety Code - HSC › DIVISION 117 - Cancer Medication Recycling Act › Section 150404.

150404. This division shall remain in effect only until January 1, 2027, and as of that date is repealed.
(Added by Stats. 2021, Ch. 541, Sec. 2. (SB 310) Effective January 1, 2022. Repealed as of January 1, 2027, by its own provisions. Note: Repeal affects Division 117, commencing with Section 150400.)
2023 California Code › Health and Safety Code - HSC › DIVISION 118 - ONE HEALTH PROGRAM › Section 150500.

150500. (a) The State Department of Public Health, the Department of Food and Agriculture, and the Department of Fish and Wildlife shall jointly establish and administer the One Health Program for the purpose of developing a framework for interagency coordination in responding to zoonotic diseases and reducing hazards to human and nonhuman animal health, in accordance with the One Health principles set forth by the federal Centers for Disease Control and Prevention (CDC).
(b) The State Department of Public Health, the Department of Food and Agriculture, and the Department of Fish and Wildlife shall develop the framework for the One Health Program in consultation with stakeholders, which may include, but are not limited to, the One Health Office of the CDC, the Medical Board of California, the Veterinary Medical Board, agricultural programs, institutes, or schools within the University of California system or California State University system, animal welfare organizations, and community-based organizations.
(c) (1) The State Department of Public Health, the Department of Food and Agriculture, and the Department of Fish and Wildlife, in developing the framework, shall establish goals, identify activities necessary to achieve those goals, and recommend legislation or other actions to advance One Health efforts.
(2) The three departments shall periodically post joint reports on their respective internet websites and shall submit the joint reports to the Legislative Analyst’s Office, containing the information described in paragraph (1).
(d) Upon the three departments’ initial development of the framework described in this section, the Legislative Analyst’s Office shall submit to the relevant policy and fiscal committees of the Legislature a single report containing both of the following:
(1) An assessment of whether the framework is a reasonable approach to meeting the purpose of the One Health Program as described in this section.
(2) Recommendations for ways in which the Legislature could conduct regular oversight of the framework’s implementation.
(e) This section shall be implemented subject to an appropriation by the Legislature for the purposes described in this section.
(Added by Stats. 2022, Ch. 990, Sec. 2. (SB 1029) Effective January 1, 2023.)
2023 California Code › Health and Safety Code - HSC › DIVISION 119.1 - Transgender, Gender Variant, and Intersex Wellness Reentry › Section 150925.

150925. (a) The Transgender, Gender Variant, and Intersex (TGI) Wellness Reentry Fund is established in the State Treasury.
(b) The State Department of Public Health’s Office of Health Equity shall administer the TGI Wellness Reentry Fund for purposes of funding grants to create programs, or funding existing programs, focused on reentry programming specifically to support TGI people who have experienced carceral systems.
(c) Upon appropriation by the Legislature, moneys in the TGI Wellness Reentry Fund may be used to fund grants to existing and new TGI-specific reentry programs run by TGI-serving organizations. Reentry programs include, but are not limited to, emergency, transitional, or permanent housing, employment linkage and support, direct employment opportunities, workforce development and career development training, entrepreneurship opportunities, mental and general health care, identity document updating services, legal assistance, computer training, services navigation, case management, financial assistance and literacy, and other wraparound and comprehensive services.
(d) For purposes of this section, the following definitions apply:
(1) “Transgender” has the same meaning as defined in paragraph (3) of subdivision (f) of Section 150900.
(2) “Gender Variant” has the same meaning as “gender nonconforming” as defined in paragraph (4) of subdivision (f) of Section 150900.
(3) “Intersex” has the same meaning as defined in paragraph (5) of subdivision (f) of Section 150900.
(4) “TGI-serving organization” has the same meaning as defined in Section 150900.
(Added by Stats. 2023, Ch. 845, Sec. 2. (AB 1487) Effective January 1, 2024.)
2023 California Code › Health and Safety Code - HSC › DIVISION 119.5 - Transgender, Gender Diverse, or Intersex Health Care Quality Standards › Section 150950.

150950. (a) No later than March 1, 2023, the California Health and Human Services Agency shall convene a working group of representatives from at least three TGI-serving organizations, at least three individual California residents who identify as TGI, health care providers, and one appointee representing each of the following state agencies:
(1) The Department of Managed Health Care.
(2) The Department of Insurance.
(3) The State Department of Health Care Services.
(4) The California Health Benefit Exchange.
(5) CalPERS.
(6) The State Department of Public Health.
(b) The working group shall be charged with developing a quality standard for patient experience to measure cultural competency related to the TGI community and recommend training curriculum to provide trans-inclusive health care. This shall be done with input from health care providers, experts on quality measurement, additional stakeholders, and other entities the agency deems necessary. The working group shall conduct at least four listening sessions across the state with patients from the TGI community. The quality standard and recommendations for curriculum shall be developed no later than March 1, 2024.
(c) The agency may contract with consultants to assist the working group with the implementation and administration of its duties under this section. Contracts entered into pursuant to the authority in this subdivision shall be exempt from Part 2 (commencing with Section 10100) of Division 2 of the Public Contract Code, Section 19130 of the Government Code, and Chapter 6 (commencing with Section 14825) of Part 5.5 of Division 3 of Title 2 of the Government Code and shall be exempt from the review or approval of any division of the Department of General Services.
(d) For purposes of this section, the following definitions apply:
(1) “TGI” means transgender, gender diverse, or intersex.
(2) “TGI-serving organization” has the same meaning as set forth in paragraph (2) of subdivision (f) of Section 150900.
(Added by Stats. 2022, Ch. 822, Sec. 4. (SB 923) Effective January 1, 2023.)
2023 California Code › Health and Safety Code - HSC › DIVISION 120 - SEXUAL HEALTH EDUCATION ACCOUNTABILITY ACT › Section 151001.

151001. For purposes of this division, the following definitions shall apply:
(a) “Age appropriate” means topics, messages, and teaching methods suitable to particular ages or age groups of children and adolescents, based on developing cognitive, emotional, and behavioral capacity typical for the age or age group.
(b) A “sexual health education program” means a program that provides instruction or information to prevent adolescent pregnancy, unintended pregnancy, or sexually transmitted diseases, including HIV, that is conducted, operated, or administered by any state agency, is funded directly or indirectly by the state, or receives any financial assistance from state funds or funds administered by a state agency, but does not include any program offered by a school district, a county superintendent of schools, or a community college district.
(c) “Medically accurate” means verified or supported by research conducted in compliance with scientific methods and published in peer review journals, when appropriate, and recognized as accurate and objective by professional organizations and agencies with expertise in the relevant field, including, but not limited to, the federal Centers for Disease Control and Prevention, the American Public Health Association, the Society for Adolescent Health and Medicine, the American Academy of Family Physicians, the American Academy of Pediatrics, and the American College of Obstetricians and Gynecologists.
(Amended by Stats. 2019, Ch. 632, Sec. 12. (AB 1622) Effective January 1, 2020.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 7.

7. Whenever, by the provisions of this code, a power is granted to a public officer or a duty imposed upon such an officer, the power may be exercised or the duty performed by a deputy of the officer or by a person authorized pursuant to law by the officer, unless it is expressly otherwise provided.
(Enacted by Stats. 1935, Ch. 145.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 18.

18. “Signature” or “subscription” includes mark when the signer or subscriber can not write, such signer’s or subscriber’s name being written near the mark by a witness who writes his own name near the signer’s or subscriber’s name; but a signature or subscription by mark can be acknowledged or can serve as a signature or subscription to a sworn statement only when two witnesses so sign their own names thereto.
(Enacted by Stats. 1935, Ch. 145.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 20.5.

20.5. Whenever in this code the terms “State Industrial Accident Commission” or “Industrial Accident Commission” or “commission,” relating to the said “State Industrial Accident Commission” or the said “Industrial Accident Commission,” appear, said terms shall mean “Division of Industrial Accidents,” including “administrative director” of said division or “appeals board,” or both, as the context may require.
(Added by Stats. 1965, Ch. 1513.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 21.5.

21.5. (a) “Administrative law bureau” or “administrative hearing bureau” means the unit within the Department of Insurance that provides administrative hearings.
(b) An administrative law judge appointed by the commissioner pursuant to civil service rules shall be employed within the administrative law bureau and shall not be supervised directly by the commissioner or supervised directly or indirectly by an employee in the legal branch of the department.
(Added by Stats. 2002, Ch. 709, Sec. 1. Effective January 1, 2003.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 24.

24. “Admitted,” in relation to a person, means entitled to transact insurance business in this state, having complied with the laws imposing conditions precedent to transaction of such business. The State Compensation Insurance Fund shall be deemed to be admitted pursuant to authority to transact workers’ compensation insurance granted by the Legislature. The commissioner shall not revoke or suspend the State Compensation Insurance Fund’s authority to transact workers’ compensation insurance.
(Amended by Stats. 2006, Ch. 740, Sec. 1. Effective January 1, 2007.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 29.

29. “Mortgage” includes a trust deed, “mortgagor” includes a trustor under such trust deed, “mortgagee” includes a beneficiary under such trust deed, or a trustee exercising powers or performing duties granted to or imposed upon him thereunder, and “lien” in respect to real or personal property includes a charge or incumbrance arising out of a trust deed.
(Enacted by Stats. 1935, Ch. 145.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 31.

31. “Insurance agent” means a person authorized, by and on behalf of an insurer, to transact all classes of insurance other than life, disability, or health insurance, on behalf of an admitted insurance company.
(Amended by Stats. 2010, Ch. 400, Sec. 1. (AB 2782) Effective January 1, 2011.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 32.

32. (a) A life and accident and health or sickness licensee is a person authorized to act as a life agent on behalf of a life insurer or a disability insurer to transact any of the following:
(1) Life insurance.
(2) Accident and health or sickness insurance.
(3) Life and accident and health or sickness insurance.
(b) Licenses to act as a life agent under this chapter shall be of the types as set forth in Section 1626.
(c)  A life agent may be authorized to transact 24-hour care coverage, as defined in Section 1749.02, pursuant to the requirements of subdivision (d) of Section 1749 or subdivision (b) of Section 1749.33.
(Amended by Stats. 2020, Ch. 184, Sec. 1. (SB 1255) Effective January 1, 2021.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 32.5.

32.5. “Life and disability insurance analyst” means a person who, for a fee or compensation of any kind, paid by or derived from any person or source other than an insurer, advises, purports to advise, or offers to advise any person insured under, named as beneficiary of, or having any interest in, a life or disability insurance contract, in any manner concerning that contract or his or her rights in respect thereto.
(Amended by Stats. 1983, Ch. 962, Sec. 1.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 33.

33. “Insurance broker” means a person who, for compensation and on behalf of another person, transacts insurance other than life, disability, or health with, but not on behalf of, an insurer.
(Amended by Stats. 2010, Ch. 400, Sec. 2. (AB 2782) Effective January 1, 2011.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 33.5.

33.5. (a) “Casualty broker-agent” means a person licensed pursuant to Section 1625.
(b) “Property broker-agent” means a person licensed pursuant to Section 1625.
(Amended by Stats. 2011, Ch. 411, Sec. 1. (AB 1416) Effective January 1, 2012.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 34.

34. “Insurance solicitor” means a natural person employed to aid a property and casualty broker-agent acting as an insurance agent or insurance broker in transacting insurance other than life, disability, or health.
(Amended by Stats. 2010, Ch. 400, Sec. 3. (AB 2782) Effective January 1, 2011.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 35.

35. “Transact” as applied to insurance includes any of the following:
(a) Solicitation.
(b) Negotiations preliminary to execution.
(c) Execution of a contract of insurance.
(d) Transaction of matters subsequent to execution of the contract and arising out of it.
(Enacted by Stats. 1935, Ch. 145.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 36.

36. “Paid-in capital” or “capital paid-in” means:
(a) In the case of a foreign mutual insurer not issuing or having outstanding capital stock, the value of its assets in excess of the sum of its liabilities for losses reported, expenses, taxes, and all other indebtedness and reinsurance of outstanding risks as provided by law. Such foreign mutual insurer shall not be admitted, however, unless its paid-in capital is composed of available cash assets amounting to at least $200,000.00.
(b) In the case of a foreign joint stock and mutual insurer, its paid-in capital computed, according to its desire, pursuant to the provisions of subdivision (a) or subdivision (c) of this section. If computed pursuant to the provisions of subdivision (a), its admission is subject to the qualification therein expressed.
(c) In the case of all other insurers, the lower of the following amounts:
(1) The value of its assets in excess of the sum of its liabilities for losses reported, expenses, taxes, and all other indebtedness and reinsurance of outstanding risks as provided by law.
(2) The aggregate par value of its issued shares of stock, including treasury shares.
For the purpose of computing paid-in capital or capital paid-in, shares of stock are not taken as liabilities.
(Enacted by Stats. 1935, Ch. 145.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 38.

38. Unless expressly otherwise provided, any notice required to be given to any person by any provision of this code may be given by mailing notice, postage prepaid, addressed to the person to be notified, at his residence or principal place of business in this State. The affidavit of the person who mails the notice, stating the facts of such mailing, is prima facie evidence that the notice was thus mailed.
(Enacted by Stats. 1935, Ch. 145.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 38.8.

38.8. Insurers shall maintain a system for electronically confirming a policyholder’s decision to opt in to an agreement to conduct transactions electronically and a system that will allow the policyholder to electronically opt out of the agreement to conduct business electronically as specified in subdivision (c) of Section 1633.5. The insurer shall maintain the electronic records for the same amount of time the insurer would be required to maintain those records if the records were in written form.
(Added by Stats. 2009, Ch. 433, Sec. 3. Effective January 1, 2010.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 42.

42. The designation of insurance coverage as “group” in any code or law of this state other than this code does not authorize its representation as a group coverage or as a group policy, certificate, or contract by any person licensed or certificated by the commissioner unless the policy providing the coverage is defined as group insurance by a specific provision of this code or of the laws of the state in which the policy, certificate, or contract is issued. This section shall apply only to life, disability, and workers’ compensation insurance.
(Amended by Stats. 2018, Ch. 231, Sec. 1. (AB 2045) Effective January 1, 2019.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 44.

44. Any person who willfully and knowingly makes, circulates, or transmits to another any false written or printed statement for the purpose of damaging the financial condition or stability of any insurance company doing business in this state is guilty of a misdemeanor punishable by a fine of not more than one thousand dollars ($1,000).
(Added by Stats. 1969, Ch. 839.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 45.

45. (a) “Electronic funds transfer” means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, that is initiated through an electronic terminal, telephonic instrument, or computer or magnetic tape, so as to order, instruct, or authorize a financial institution to debit or credit an account. Electronic funds transfer shall be accomplished by an automated clearinghouse debit, an automated clearinghouse credit, a Federal Reserve Wire Transfer (Fedwire), or an international funds transfer, at the option of the insurer.
(b) For purposes of this section:
(1) “Automated clearinghouse” means any federal reserve bank, or an organization established by agreement with the National Automated Clearing House Association, that operates as a clearinghouse for transmitting or receiving entries between banks or bank accounts and that authorizes an electronic transfer of funds between those banks or bank accounts.
(2) “Automated clearinghouse debit” means a transaction in which any department of the state, through its designated depository bank, originates an automated clearinghouse transaction debiting the taxpayer’s bank account and crediting the state’s bank account for the amount of tax. Banking costs incurred for the automated clearinghouse debit transaction by the taxpayer shall be paid by the state.
(3) “Automated clearinghouse credit” means an automated clearinghouse transaction in which the taxpayer, through its own bank, originates an entry crediting the state’s bank account and debiting its own bank account. Banking costs incurred by the state for the automated clearinghouse credit transaction may be charged to the taxpayer.
(4) “Fedwire” means any transaction originated by the taxpayer and utilizing the national electronic payment system to transfer funds through federal reserve banks, pursuant to which the taxpayer debits its own bank account and credits the state’s bank account. Electronic funds transfers may be made by Fedwire only if prior approval is obtained from the department and the taxpayer is unable, for reasonable cause, to make payments pursuant to paragraph (2) or (3). Banking costs charged to the taxpayer and to the state may be charged to the taxpayer.
(5) “International funds transfer” means any transaction originated by the taxpayer and utilizing “SWIFT,” the international electronic payment system to transfer funds in which the taxpayer debits its own bank account, and credits the funds to a United States bank that credits the state’s bank account. Banking costs charged to the taxpayer and to the state may be charged to the taxpayer.
(Added by Stats. 1993, Ch. 661, Sec. 1. Effective January 1, 1994.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 46.

46. The Legislature hereby declares its intent that the term “workmen’s compensation” shall hereafter also be known as “workers’ compensation.” In furtherance of this policy it is the desire of the Legislature that references to the term “workmen’s compensation” in this code be changed to “workers’ compensation” when such code sections are being amended for any purpose. This act is declaratory and not amendatory of existing law.
(Added by Stats. 1974, Ch. 1454.)
2023 California Code › Insurance Code - INS › GENERAL PROVISIONS › Section 48.

48. A “surplus line broker certificate” means a certificate issued by a surplus line broker to an insurance purchaser as evidence of the placement of insurance with an eligible nonadmitted insurer in accordance with the requirements of Sections 1764, 1764.1, and 1764.2.
(Added by Stats. 1999, Ch. 255, Sec. 1. Effective January 1, 2000.)
2023 California Code › Insurance Code - INS › DIVISION 1 - GENERAL RULES GOVERNING INSURANCE › PART 1 - THE CONTRACT › CHAPTER 1 - Classes of Insurance › Section 100.

100. Insurance in this state is divided into the following classes:
(1) Life.
(2) Fire.
(3) Marine.
(4) Title.
(5) Surety.
(6) Disability.
(7) Plate glass.
(8) Liability.
(9) Workers’ compensation.
(10) Common carrier liability.
(11) Boiler and machinery.
(12) Burglary.
(13) Credit.
(14) Sprinkler.
(15) Team and vehicle.
(16) Automobile.
(17) [Reserved]
(18) Aircraft.
(19) Mortgage guaranty.
(19.5) Insolvency.
(19.6) Legal insurance.
(20) Miscellaneous.
(Amended by Stats. 2012, Ch. 786, Sec. 3. (AB 2303) Effective January 1, 2013.)
2023 California Code › Insurance Code - INS › DIVISION 1 - GENERAL RULES GOVERNING INSURANCE › PART 1 - THE CONTRACT › CHAPTER 1 - Classes of Insurance › Section 102.

102. Fire insurance includes:
(a) Insurance against loss by fire, lightning, windstorm, tornado, or earthquake.
(b) Insurance against loss of, or destruction of, or damage to, any of the following property, when such insurance includes loss thereof by fire and excludes coverage of property while in the custody of, or possession of, or being transported by, any carrier for hire or in the mail:
1. Accounts, books, maps, manuscripts, indexes and other valuable papers, documents and records incidental to the business or profession or activity in which the insured is engaged, resulting from any cause, but excluding any article constituting stock in trade or used as a sample or sold or held for sale.
2. Moneys, stamps, coins, bullion, securities, notes, drafts, acceptances or instruments of like kind or character, resulting from any cause, except:
(i) Forgery.
(ii) Any dishonest, fraudulent or criminal act of any officer, employee, partner, director, trustee or authorized representative of the insured.
(c) Insurance by means of an all-risk policy of the type commonly known as the “Personal Property Floater” against any and all kinds of loss of or damage to, or loss of use of, any personal property other than merchandise.
The provisions of Section 2070 shall not apply to insurance written pursuant to subdivisions (b) or (c).
(Amended by Stats. 1947, Ch. 630.)
2023 California Code › Insurance Code - INS › DIVISION 1 - GENERAL RULES GOVERNING INSURANCE › PART 1 - THE CONTRACT › CHAPTER 1 - Classes of Insurance › Section 103.

103. Marine insurance includes insurance against any and all kinds of loss of or damage to:
(a) Vessels, craft, aircraft, cars, automobiles and vehicles of every kind (excluding aircraft and automobiles operating under their own power or while in storage not incidental to transportation), as well as all goods, freights, cargoes, merchandise, effects, disbursements, profits, money, bullion, securities, choses in action, evidences of debt, valuable papers, bottomry and respondentia interests and all other kinds of property, and interests therein, in respect to, appertaining to or in connection with any and all risks or perils of navigation, transit, or transportation, including war risks, on or under any seas or other waters, on land or in the air, or while being assembled, packed, crated, baled, compressed or similarly prepared for shipment or while awaiting the same, or during any delays, storage, transshipment, or reshipment incident thereto including marine builder’s risks, and all personal property floater risks.
(b) Person or to property in connection with or appertaining to a marine, inland marine, transit or transportation insurance including liability for loss of or damage arising out of or in connection with the construction, repair, maintenance or use of the subject matter of such insurance (but not including life insurance or surety bonds); but except as herein specified, shall not mean insurances against loss by reason of bodily injury to the person. Inland marine insurance shall be deemed to include hull insurance on water pleasure craft not used for commercial purposes of a size and type to be determined by the commissioner.
(c) Precious stones, jewels, jewelry, gold, silver and other precious metals, whether used in business or trade or otherwise and whether the same be in course of transportation or otherwise.
(Amended by Stats. 1971, Ch. 946.)
2023 California Code › Insurance Code - INS › DIVISION 1 - GENERAL RULES GOVERNING INSURANCE › PART 1 - THE CONTRACT › CHAPTER 1 - Classes of Insurance › Section 104.

104. Title insurance means insuring, guaranteeing or indemnifying owners of real or personal property or the holders of liens or encumbrances thereon or others interested therein against loss or damage suffered by reason of:
(a) Liens or encumbrances on, or defects in the title to said property;
(b) Invalidity or unenforceability of any liens or encumbrances thereon; or
(c) Incorrectness of searches relating to the title to real or personal property.
(Repealed and added by Stats. 1973, Ch. 1130.)
2023 California Code › Insurance Code - INS › DIVISION 1 - GENERAL RULES GOVERNING INSURANCE › PART 1 - THE CONTRACT › CHAPTER 1 - Classes of Insurance › Section 105.

105. Surety insurance includes:
(a) The guaranteeing of behavior of persons and the guaranteeing of performance of contracts (including executing or guaranteeing bonds and undertakings required or permitted in all actions or proceedings or by law allowed), other than insurance policies and other than for payments secured by a mortgage, deed of trust, or other instrument constituting a lien or charge on real estate.
(b) Insurance against loss resulting from the forgery or alteration of any instrument of any kind or character or of any signature thereon. Nothing in this section shall be deemed to limit any of the powers of title insurers.
(c) Any of the following insurance when included as a part of contract containing any such guarantee of behavior or performance or in a contract indemnifying any bank, banker, broker, financial or moneyed corporation or association, any state, political subdivision, public or municipal corporation, or any officer of any state, political subdivision, public or municipal corporation: Insurance indemnifying the insured named therein against loss or destruction from any cause of any evidences of debt of any kind or character, evidences of ownership of any kind or character, deeds, mortgages, warehouse receipts, bills of lading, certificates of stock, bonds, notes, drafts, checks, instruments of similar character, stamps, documents, money, precious metals of any kind or character, refined or unrefined, and articles made therefrom, jewelry, watches, necklaces, bracelets, gems and precious and semiprecious stones, and also against loss or damage, except by fire, to the insured’s premises, furnishings, fixtures, equipment, safes and vaults therein caused by burglary, robbery, holdup, theft or larceny or attempt thereat. No such insurance indemnifying against loss of any property as specified herein shall indemnify against loss of any such property occurring while in the mail or in the exclusive custody or possession of a common carrier for the purpose of transportation, except for the purpose of transportation by an armored motor vehicle.
(d) No insurance may be written as surety insurance if it falls within the definition of financial guaranty insurance as set forth in Section 12100.
(Amended by Stats. 1990, Ch. 1032, Sec. 1.)
2023 California Code › Insurance Code - INS › DIVISION 1 - GENERAL RULES GOVERNING INSURANCE › PART 1 - THE CONTRACT › CHAPTER 1 - Classes of Insurance › Section 106.

106. (a) Disability insurance includes insurance appertaining to injury, disablement or death resulting to the insured from accidents, and appertaining to disablements resulting to the insured from sickness.
(b) In statutes that become effective on or after January 1, 2002, the term “health insurance” for purposes of this code shall mean an individual or group disability insurance policy that provides coverage for hospital, medical, or surgical benefits. The term “health insurance” shall not include any of the following kinds of insurance:
(1) Accidental death and accidental death and dismemberment.
(2) Disability insurance, including hospital indemnity, accident only, and specified disease insurance that pays benefits on a fixed benefit, cash payment only basis.
(3) Credit disability, as defined in subdivision (2) of Section 779.2.
(4) Coverage issued as a supplement to liability insurance.
(5) Disability income, as defined in subdivision (c) of Section 799.01.
(6) Insurance under which benefits are payable with or without regard to fault and that is statutorily required to be contained in any liability insurance policy or equivalent self-insurance.
(7) Insurance arising out of a workers’ compensation or similar law.
(8) Long-term care.
(c) In a statute that becomes effective on or after January 1, 2008, the term “specialized health insurance policy” as used in this code shall mean a policy of health insurance for covered benefits in a single specialized area of health care, including dental-only, vision-only, and behavioral health-only policies.
(Amended by Stats. 2022, Ch. 424, Sec. 1. (SB 1242) Effective January 1, 2023.)
2023 California Code › Insurance Code - INS › DIVISION 1 - GENERAL RULES GOVERNING INSURANCE › PART 1 - THE CONTRACT › CHAPTER 1 - Classes of Insurance › Section 108.

108. Liability insurance includes:
(a) Insurance against loss resulting from liability for injury, fatal or nonfatal, suffered by any natural person, or resulting from liability for damage to property, or property interests of others but does not include worker’s compensation, common carrier liability, boiler and machinery, or team and vehicle insurance.
(b) (1) With respect to operations or property covered by a policy of liability insurance as defined in subdivision (a), insurance of medical, hospital, surgical and funeral loss or expense of the insured or other persons injured, and in the case of an automobile liability policy disability benefits to the insured or other persons injured and in the event of their death, funeral and accidental death benefits to their dependents, beneficiaries or personal representatives irrespective of legal liability of the insured, when issued with or supplemental to the insurance defined in subdivision (a);
(2) When issued with or supplemental to the insurance defined in subdivision (a), disability insurance covering the insured and members of his household, or other persons who customarily operate any automobile covered by such a policy and who are named in such policy; and such disability insurance may cover against accidental injury, death or dismemberment caused by any or all hazards as defined in such coverage;
(c) Insurance covering injuries sustained by an insured resulting from a tort committed by a third party against which such third party is not himself covered by liability insurance;
(d) Insurance coverage against the legal liability of the insured, and against loss, damage, or expense incident to a claim arising out of the death or injury of any person as the result of negligence or malpractice in rendering professional services by any person who holds a certificate or license issued pursuant to Chapter 5 (commencing with Section 2000) of Division 2 of the Business and Professions Code, a license issued pursuant to the Osteopathic Initiative Act, or license as a community clinic defined in subdivision (a) of Section 1203 of the Health and Safety Code, or a license as a health facility pursuant to Chapter 2 (commencing with Section 1250) of Division 2 of the Health and Safety Code.
(e) The provisions of this code relating to disability insurance do not apply to insurance defined in this section.
(Amended by Stats. 1976, Ch. 152.)
2023 California Code › Insurance Code - INS › DIVISION 1 - GENERAL RULES GOVERNING INSURANCE › PART 1 - THE CONTRACT › CHAPTER 1 - Classes of Insurance › Section 108.1.

108.1. Insurers admitted to transact liability insurance are also deemed to be admitted to transact workers’ compensation insurance for the purpose of covering those persons defined as employees by subdivision (d) of Section 3351 of the Labor Code.
(Repealed and added by Stats. 1977, Ch. 17.)
2023 California Code › Insurance Code - INS › DIVISION 1 - GENERAL RULES GOVERNING INSURANCE › PART 1 - THE CONTRACT › CHAPTER 1 - Classes of Insurance › Section 109.

109. Workers’ compensation insurance includes insurance against loss from liability imposed by law upon employers to compensate employees and their dependents for injury sustained by the employees arising out of and in the course of the employment, irrespective of negligence or of the fault of either party.
(Amended by Stats. 2018, Ch. 231, Sec. 2. (AB 2045) Effective January 1, 2019.)
2023 California Code › Insurance Code - INS › DIVISION 1 - GENERAL RULES GOVERNING INSURANCE › PART 1 - THE CONTRACT › CHAPTER 1 - Classes of Insurance › Section 110.

110. Common carrier liability insurance includes insurance against loss resulting from liability of a common carrier for accident or injury, fatal or nonfatal, to any person but does not include liability or workers’ compensation insurance.
(Amended by Stats. 2018, Ch. 231, Sec. 3. (AB 2045) Effective January 1, 2019.)
2023 California Code › Insurance Code - INS › DIVISION 1 - GENERAL RULES GOVERNING INSURANCE › PART 1 - THE CONTRACT › CHAPTER 1 - Classes of Insurance › Section 111.

111. Boiler and machinery insurance includes insurance against loss of property and liability for damage to persons or property from explosion of, or accident to, boilers, tanks, pipes, pressure vessels, engines, wheels, electrical machinery, or apparatus connected therewith or operating thereby.
(Enacted by Stats. 1935, Ch. 145.)
2023 California Code › Insurance Code - INS › DIVISION 1 - GENERAL RULES GOVERNING INSURANCE › PART 1 - THE CONTRACT › CHAPTER 1 - Classes of Insurance › Section 112.

112. Burglary insurance includes:
(a) Insurance against loss by burglary or theft or both.
(b) Insurance against loss of, or destruction of, or damage to, any of the following property, resulting from any cause, when such insurance includes loss thereof by burglary or theft, or both, and excludes coverage of property while in the custody of, or possession of, or being transported by, any carrier for hire or in the mail: Moneys, stamps, coins, bullion, securities, notes, drafts, acceptances or instruments of like kind or character, accounts, books, maps, manuscripts, indexes and other valuable papers, documents and records incidental to the business or profession or activity in which the insured is engaged.
(c) Insurance by means of an all-risk policy of the type commonly known as the “Personal Property Floater” against any and all kinds of loss of or damage to, or loss of use of, any personal property other than merchandise.
(Amended by Stats. 1947, Ch. 630.)
2023 California Code › Insurance Code - INS › DIVISION 1 - GENERAL RULES GOVERNING INSURANCE › PART 1 - THE CONTRACT › CHAPTER 1 - Classes of Insurance › Section 113.

113. Credit insurance includes insurance of persons engaged in business against loss by reason of extending credit to those dealing with them, and insurance against loss from the failure of persons to meet existing or contemplated obligations to the insured. However, no insurance may be written as credit insurance if it falls within the definition of financial guaranty insurance as set forth in Section 12100.
(Amended by Stats. 1990, Ch. 1032, Sec. 2.)
2023 California Code › Insurance Code - INS › DIVISION 1 - GENERAL RULES GOVERNING INSURANCE › PART 1 - THE CONTRACT › CHAPTER 1 - Classes of Insurance › Section 114.

114. Sprinkler insurance includes insurance against loss through damage by water to goods or premises arising from the breakage or leakage of sprinklers, pumps, or other apparatus placed for extinguishing fires, or loss arising from the breakage or leakage of water pipes, or through accidental injury to such sprinklers, pumps, or other apparatus.
(Enacted by Stats. 1935, Ch. 145.)
2023 California Code › Insurance Code - INS › DIVISION 1 - GENERAL RULES GOVERNING INSURANCE › PART 1 - THE CONTRACT › CHAPTER 1 - Classes of Insurance › Section 115.

115. Team and vehicle insurance includes insurance against loss through damage or legal liability for damage, to property caused by the use of teams or vehicles other than ships, boats, or railroad rolling stock, whether by accident or collision or by explosion of engine, tank, boiler, pipe, or tire of the vehicle, and insurance against theft of the whole or part of such vehicle.
(Enacted by Stats. 1935, Ch. 145.)
2023 California Code › Insurance Code - INS › DIVISION 1 - GENERAL RULES GOVERNING INSURANCE › PART 1 - THE CONTRACT › CHAPTER 1 - Classes of Insurance › Section 116.

116. (a) Automobile insurance includes insurance of automobile owners, users, dealers, or others having insurable interests therein, against hazards incident to ownership, maintenance, operation, and use of automobiles, other than loss resulting from accident or physical injury, fatal or nonfatal, to, or death of, any natural person.
(b) Automobile insurance also includes any contract of warranty, or guaranty that promises service, maintenance, parts replacement, repair, money, or any other indemnity in event of loss of or damage to a motor vehicle or a trailer, as defined by Section 630 of the Vehicle Code, or any part thereof from any cause, including loss of or damage to or loss of use of the motor vehicle or trailer by reason of depreciation, deterioration, wear and tear, use, obsolescence, or breakage if made by a warrantor or guarantor who is doing an insurance business.
(c) Automobile insurance also includes any agreement that promises repair or replacement of a motor vehicle, or part thereof, after a mechanical or electrical breakdown, at either no cost or a reduced cost for the agreement holder. However, automobile insurance does not include a vehicle service contract subject to Part 8 (commencing with Section 12800) of Division 2, or an agreement deemed not to be insurance under that part.
(d) The doing or proposing to do any business in substance equivalent to the business described in this section in a manner designed to evade the provisions of this section is the doing of an insurance business.
(Amended by Stats. 2003, Ch. 439, Sec. 2. Effective January 1, 2004. Operative July 1, 2004, by Sec. 7 of Ch. 439.)