reglab/statecodes huggingface dataset:
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.370. Installment payment of judgments; default.

(a) A judgment debtor upon due notice to the judgment creditor may apply to the court in which such judgment was rendered for the privilege of paying the judgment in installments and the court, without prejudice at any other legal remedy, may order and fix the amount and time of payment of the installments.
(b) The department may not suspend a license or nonresident's operating privilege, and shall restore a license or nonresident's operating privilege suspended following nonpayment of a judgment, when the judgment debtor gives proof of financial responsibility and obtains an order permitting the payment of the judgment in installments.
(c) If the judgment debtor fails to pay an installment specified by the court order, upon notice of default, the department shall immediately suspend the license or nonresident's operating privilege of the judgment debtor until the judgment is satisfied as provided in this chapter.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.380. Registration and operator's rights limited by extent of proof.

(a) When a certificate is filed showing that a policy is issued covering a motor vehicle owned by the insured, but not insuring the person when operating a motor vehicle not owned by the person, the restriction may be removed upon the filing of a certificate showing an operator's policy issued to the person.
(b) If the department receives evidence of the violation of the restriction on the license, it may suspend the license until a certificate is filed showing an operator's policy issued to the holder of the license.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.390. Proof by persons who do not own a vehicle.

Proof of financial responsibility for a person who is not the owner of a vehicle may be given by filing
(1) a certificate of insurance as provided in AS 28.20.410 or 28.20.420;
(2) a bond as provided in AS 28.20.470; or
(3) a certificate of self-insurance as provided in AS 28.20.400, supplemented by an agreement by the self-insurer that, for accidents occurring while the certificate is in force, the self-insurer will pay the same amount that an insurer would be obligated to pay under an owner's motor vehicle liability policy if it had issued a policy to the self-insurer.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.400. Self-insurers.

(a) A person in whose name more than 25 vehicles are registered in this state may qualify as a self-insurer by obtaining a certificate of self-insurance issued by the department as provided in (b) of this section. A person in whose name 25 or fewer vehicles are registered qualifies as a self-insurer and shall be issued a certificate of self-insurance if the person provides proof satisfactory to the department that the person has and will continue to have the ability to pay a judgment for property damage, bodily injury, or both, in the amount of at least $125,000.
(b) The department may issue a certificate of self-insurance when it is satisfied that the person has and will continue to have ability to pay judgments obtained against the person. The certificate may be issued authorizing a person to act as a self-insurer for either property damage or bodily injury, or both, or within the limits the department prescribes.
(c) Upon not less than 10 days' notice and a hearing pursuant to the notice, the department may upon reasonable grounds cancel a certificate of self-insurance. Failure to pay a judgment within 30 days after judgment becomes final is a reasonable ground for the cancellation of a certificate of self-insurance.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.410. Certificate of insurance as proof.

Proof of financial responsibility for the future may be furnished by filing with the department the written certificate of an insurance carrier authorized to do business in this state certifying that there is in effect a motor vehicle liability policy for the benefit of the person required to furnish proof of financial responsibility. The certificate must give the effective date of the motor vehicle liability policy, which must be the same as the effective date of the certificate, and must designate by description or appropriate reference all vehicles covered by it, unless the policy is issued to a person who is not the owner of a motor vehicle.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.420. Certificate furnished by nonresident as proof.

(a) A nonresident may give proof of financial responsibility by filing with the department a written certificate of an insurance carrier authorized to transact business in the state in which the vehicle described in the certificate is registered, or if the nonresident does not own a vehicle, then in the state in which the nonresident resides, if the certificate otherwise conforms with this chapter; the department shall accept it upon condition that the insurance carrier complies with (b) and (c) of this section.
(b) The insurance carrier shall execute a power of attorney authorizing the department to accept service on its behalf of notice or process in an action arising out of a motor vehicle accident in this state.
(c) The insurance carrier shall agree in writing that the policy shall conform with the laws of this state relating to the terms of motor vehicle liability policies issued in this state.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.430. Default by nonresident insurer.

If an insurance carrier not authorized to transact business in this state, but qualified to furnish proof of financial responsibility in this state, defaults in an undertaking or agreement, the department may not accept as proof a certificate of the carrier whether previously filed or thereafter tendered as proof, so long as the default continues.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.450. Notice of cancellation or termination of certified policy.

When an insurance carrier certifies a motor vehicle liability policy under AS 28.20.410 or 28.20.420 the insurance certified may not be cancelled or terminated until at least 10 days after a notice of cancellation or termination of the insurance is filed with the department, except that a policy subsequently procured and certified shall, on the effective date of its certification, terminate for the purpose of this chapter the insurance previously certified for a vehicle designated in both certificates.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.460. Chapter not to affect other policies.

(a) This chapter does not apply to or affect a policy of automobile insurance against liability that may now or hereafter be required by any other law of this state, except that the policy, if it contains an agreement or is endorsed to conform with the requirements of this chapter, may be certified as proof of financial responsibility under this chapter.
(b) This chapter does not apply to or affect a policy insuring solely the insured named in the policy against liability resulting from the maintenance or use by persons in the insured's employ or on behalf of the insured of vehicles not owned by the insured.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.470. Bond as proof.

Proof of financial responsibility may be evidenced by the bond of a surety company authorized to transact business in this state. The bond shall be conditioned for payment of the amounts specified in AS 28.20.230. The bond shall be filed with the department and may not be cancellable except after 10 days' written notice to the department.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.480. Action on bond.

If a judgment given against the principal on a bond is not satisfied within 30 days after it becomes final, the judgment creditor may, for the use and benefit and at the sole expense of the judgment creditor, bring an action in the name of the state against the company executing the bond.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.500. Owner may give proof for others.

(a) The owner of a motor vehicle may give proof of financial responsibility on behalf of the owner's employee or a member of the owner's immediate family or household. The furnishing of proof in this manner permits the person for whom it is given to operate a motor vehicle covered by the proof. The department shall endorse appropriate restrictions on the face of the license held by a person for whom proof is given by another, or may issue a new license containing these restrictions.
(b) The department, upon receiving satisfactory evidence of the violation of a restriction, may suspend the license until a certificate is filed showing a policy issued to the driver that covers the driver as operator or owner of the vehicle operated in violation of the restriction.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.530. Application of deposit.

The department shall hold the deposit to satisfy, in accordance with this chapter, any execution on a judgment issued against the person making the deposit for damages, including damages for care and loss of services because of bodily injury to or death of any person, or for damages because of injury to or destruction of property, including the loss of use of it, resulting from the ownership, maintenance, use, or operation of a vehicle subject to registration under the laws of this state after the deposit is made. Money or securities deposited are not subject to attachment or execution unless the attachment or execution arises out of a suit for damages specified in this section.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.540. Duration, cancellation, and return of proof.

(a) The department shall, upon request, consent to the immediate cancellation of a bond or certificate of insurance, or shall return to the person entitled to it money or securities deposited as proof of financial responsibility, or shall waive the requirement of filing proof, in any of the following events:
(1) at any time after three years from the date proof is required when, during the three year period preceding the request, the department has not received record of a conviction or a forfeiture of bail that would require or permit the suspension or revocation of the license or registration of the person by or for whom the proof was furnished; or
(2) upon the death of the person on whose behalf the proof was filed or the permanent incapacity of the person to operate a motor vehicle; or
(3) if the person who has given proof surrenders the person's license to the department.
(b) The department may not consent to the cancellation of a bond or the return of money or securities if an action for damages upon a liability covered by the proof is pending or a judgment upon the liability is unsatisfied, or if the person who filed the bond or deposited money or securities has within one year immediately preceding the request been involved as a driver or owner in a motor vehicle accident resulting in injury or damage to the person or property of others. An affidavit of the applicant as to the nonexistence of these facts, or that the applicant is released from all of this liability, or has been finally adjudicated not to be liable for the injury or damage is sufficient evidence in the absence of evidence to the contrary in the records of the department.
(c) Whenever a person whose proof has been cancelled or returned under (a)(3) of this section applies for a license within a period of three years from the date proof was originally required, the application shall be refused unless the applicant reestablishes the proof for the remainder of the three-year period.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.550. Transfer of registration to defeat purpose of chapter prohibited.

(a) If an owner's registration is suspended under this chapter, the registration may not be transferred nor the vehicle registered in any other name until the department is satisfied that the transfer or registration is proposed in good faith and not for the purpose or with the effect of defeating the purposes of this chapter.
(b) This section does not affect the rights of a conditional vendor, chattel mortgagee, or lessor of the vehicle registered in the name of another as owner who becomes subject to this chapter.
(c) The department shall suspend the registration of a vehicle transferred in violation of this section.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.560. Surrender of license and registration, and false affidavits.

(a) A person whose license or registration is suspended under any provision of this chapter, or whose policy of insurance or bond, when required under this chapter, is canceled or terminated, shall immediately return the person's license or registration to the department. If a person fails to return the license or registration to the department, the department, through the commissioner of public safety, shall immediately direct a peace officer to obtain possession of it and to return it to the department.
(b) A person who wilfully fails to return a license or registration as required in (a) of this section or who knowingly gives an affidavit required by this chapter that is false is punishable by a fine of not more than $500, or by imprisonment for not more than 30 days, or by both.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.570. Forged proof.

A person who forges or, without authority, signs any evidence of proof of financial responsibility for the future, or who files or offers for filing evidence of proof of financial responsibility for the future, knowing or having reason to believe that it is forged or signed without authority, is punishable by a fine of not more than $1,000, or by imprisonment for not more than one year, or by both.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.580. Assigned risk plans.

After consultation with the insurance companies authorized to issue motor vehicle liability policies in this state, the director of the division of insurance shall approve a reasonable plan, fair to the insurers and equitable to their policyholders, for the apportionment among these companies of applicants for motor vehicle policies and other vehicle coverages who are in good faith entitled to but are unable to procure policies through ordinary methods. When a plan is approved, all the insurance companies shall subscribe to it and participate in it, except a reciprocal insurer formed by and only insuring a group of municipalities or nonprofit utilities under AS 21.75, or a reciprocal insurer formed under AS 21.75 to provide marine insurance. An applicant for an assigned risk policy, a person insured under an assigned risk plan, and an insurance company affected may appeal to the commissioner of commerce, community, and economic development from a ruling or decision of the authority designated to operate the plan. Failure to adopt an assigned risk plan does not relieve any person from responsibility under this chapter.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 20. Motor Vehicle Safety Responsibility Act › Sec. 28.20.630. Definitions.

In this chapter, unless the context otherwise requires,
(1) “judgment” means a judgment that is final by expiration without appeal of the time within which an appeal may be taken, or final by affirmation on appeal, given by a court of a state or of the United States, upon a cause of action arising out of the ownership, maintenance, or use of a vehicle of a type subject to registration under the laws of this state, for damages, including damages for care and loss of services, because of bodily injury to or death of a person, or for damages because of injury to or destruction of property, including the loss of use of property, or upon a cause of action on an agreement of settlement for such damages;
(2) “proof of financial responsibility” means an owner's motor vehicle liability policy that covers all vehicles owned by the person that are subject to registration in this state, or if the person does not own a vehicle, proof required under AS 28.20.390.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 22. Mandatory Motor Vehicle Insurance › Article 1. Insurance Required. › Sec. 28.22.011. Motor vehicle liability insurance required; exemptions.

(a) The operator or owner of a motor vehicle subject to registration under AS 28.10.011 when driven on a highway, vehicular way or area, or on other public property in the state, shall be insured under a motor vehicle liability policy that complies with this chapter or a certificate of self-insurance that complies with AS 28.20.400 unless
(1) the motor vehicle is being driven or moved on a highway, vehicular way, or a public parking place in the state that is not connected by a land highway or vehicular way to
(A) the land-connected state highway system, or
(B) a highway or vehicular way with an average daily traffic volume greater than 499; and
(2) the operator has not been cited within the preceding five years for a traffic law violation with a demerit point value of six or more on the point schedule determined under regulations adopted by the department under AS 28.15.221.
(b) The department shall annually publish a list of areas that meet the requirements of (a)(1) of this section. This list shall be available for public inspection at each office of the department.
(c) In this section, “operator” does not include
(1) an employee who operates, during the course and within the scope of employment, a motor vehicle that is owned or leased by the operator's employer; or
(2) an emergency service volunteer who operates, during the course and within the scope of responding to an emergency, a motor vehicle not owned by the volunteer.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 22. Mandatory Motor Vehicle Insurance › Article 1. Insurance Required. › Sec. 28.22.019. Proof of insurance to be exhibited on demand; penalty.

(a) A person shall have proof of motor vehicle liability insurance in the person's immediate possession at all times when driving a motor vehicle, and shall present the proof for inspection upon the demand of a peace officer or other authorized representative of the Department of Public Safety. A person may display the proof on a mobile electronic device. However, a person charged with violating this section may not be convicted if the person produces in court or in the office of the arresting or citing officer proof of motor vehicle liability insurance previously issued to the person that was valid at the time of the person's arrest or citation.
(b) A municipality may adopt an ordinance
(1) requiring a person to display a decal on the person's motor vehicle indicating compliance with (a) of this section; or
(2) that is substantially similar to (a) of this section and may impose a penalty for violating the ordinance as provided under AS 29.25.070.
(c) A person convicted under this section is guilty of an infraction and shall be sentenced to pay a mandatory fine of $500.
(d) Displaying proof of motor vehicle liability insurance on a mobile electronic device under this section does not constitute consent for a peace officer or other authorized representative of the Department of Public Safety to access other contents of the mobile electronic device.
(e) In this section, “proof” means
(1) a copy of the insurance policy or certificate of self-insurance that is in effect;
(2) a printed card or electronic certification from an insurance company, insurance agent, insurance broker, or surplus lines broker that a policy that complies with AS 28.22.011 is in effect; or
(3) the display on a mobile electronic device of verification from an insurance company, insurance agent, insurance broker, or surplus lines broker that a policy that complies with AS 28.22.011 is in effect.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 22. Mandatory Motor Vehicle Insurance › Article 1. Insurance Required. › Sec. 28.22.021. Requirement of proof of motor vehicle liability insurance.

The owner or operator of a motor vehicle required to have motor vehicle liability insurance that complies with this chapter or a certificate of self-insurance that complies with AS 28.20.400, shall show proof of this insurance when that person is involved in an accident that results in bodily injury to or death of a person, or damage to the property of a person exceeding $501.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 22. Mandatory Motor Vehicle Insurance › Article 1. Insurance Required. › Sec. 28.22.031. Method of proof of motor vehicle liability insurance.

(a) A person involved in an accident who is required under AS 28.22.021 to prove that a motor vehicle liability policy or a certificate of self-insurance was in effect shall, within 15 days after the accident,
(1) present a copy of the insurance policy, certificate, bond, or insurance binder that was in effect at the time of the accident to the department for inspection;
(2) provide the department with written certification from an insurance company, insurance agent, insurance broker or surplus lines broker confirming that a valid motor vehicle liability policy issued in conformity with this chapter was in effect at the time of the accident; or
(3) advise the department in writing that a certificate of self-insurance was in effect at the time of the accident.
(b) The department shall develop and implement a program to check the veracity of the documents filed for proof under this section.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 22. Mandatory Motor Vehicle Insurance › Article 1. Insurance Required. › Sec. 28.22.051. Falsification of information.

A person who, with criminal negligence as defined in AS 11.81.900, provides false information required under AS 28.22.021 - 28.22.041 is guilty of a class A misdemeanor.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 22. Mandatory Motor Vehicle Insurance › Article 1. Insurance Required. › Sec. 28.22.061. Proof for the future.

(a) A person whose license is suspended under AS 28.22.041 shall file proof of financial responsibility for the future under AS 28.20 before full driving privileges may be restored or limited license privileges are granted under AS 28.22.041(c).
(b) A filing of proof of financial responsibility under AS 28.20 shall be required for a period of three years following expiration of the suspension of license under AS 28.22.041.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 22. Mandatory Motor Vehicle Insurance › Article 2. General Policy Provisions. › Sec. 28.22.101. General coverage requirements; policy limits.

(a) An owner's motor vehicle liability policy must designate by description or appropriate reference the motor vehicles that it covers and insure the person named against loss from the liability imposed by law for damages that arise from the ownership, maintenance, or use of a designated motor vehicle.
(b) An operator's motor vehicle liability policy must insure the person named as insured against loss from the liability imposed by law for damages that arise from the use by the operator of a motor vehicle not owned by the operator.
(c) A personal motor vehicle liability policy must insure the person named as insured against loss from liability imposed by law for damages that arise from the ownership, maintenance, or use by the named person of a motor vehicle whether owned or not owned by the person.
(d) A motor vehicle liability policy must provide coverage in the United States or Canada, subject to limits exclusive of interest and costs, with respect to each vehicle, as follows:
(1) $50,000 because of bodily injury to or death of one person in one accident, and, subject to the same limit for one person, $100,000 because of bodily injury to or death of two or more persons in one accident; and
(2) $25,000 because of injury to or destruction of property of others in one accident.
(e) A motor vehicle liability policy must provide coverage under AS 28.22.201 - 28.22.231 in the amounts set out in (d) of this section for the protection of the persons insured under the policy who are legally entitled to recover damages from the owner or operator of an uninsured or underinsured motor vehicle because of bodily injury or death, or damage to or destruction of property arising out of the ownership, maintenance, or use of the uninsured or underinsured motor vehicle. This subsection does not require coverage for punitive damages that might otherwise be recoverable from an uninsured or underinsured person.
(f) A motor vehicle liability policy must state the name and address of the named insured and meet the requirements of AS 21.42.160 - 21.42.170. In the absence of specific contract language or endorsement, the motor vehicle liability policy issued for a person in this state is presumed to meet the minimum requirements of (d) of this section.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 22. Mandatory Motor Vehicle Insurance › Article 2. General Policy Provisions. › Sec. 28.22.111. Policy provisions that are implied.

A motor vehicle liability policy is subject to the following provisions which do not need to be set out in the policy:
(1) satisfaction by the insured of a judgment for injury or damages is not a condition precedent to the right or duty of the insurance carrier to make payment on account of injury or damage;
(2) the insurance carrier may settle a claim covered by the policy, and if settlement is made in good faith, the amount of settlement is deductible from the limits of liability specified in AS 28.22.101;
(3) the policy, the written application for the policy, if any, and every rider or endorsement that does not conflict with the provisions of this chapter constitute the entire contract between the parties.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 22. Mandatory Motor Vehicle Insurance › Article 2. General Policy Provisions. › Sec. 28.22.121. Excess of additional coverage.

(a) A policy that grants the coverage required for a motor vehicle liability policy may also grant lawful coverage in excess of or in addition to the coverage specified for a policy and the excess or additional coverage is not subject to the provisions of this chapter. With respect to a policy that grants excess or additional coverage, the term “motor vehicle liability policy” applies only to that part of the coverage that is required by this chapter.
(b) A policy is excluded from the application of this chapter if the automobile or motor vehicle liability coverage is provided only on an excess or umbrella basis.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 22. Mandatory Motor Vehicle Insurance › Article 2. General Policy Provisions. › Sec. 28.22.141. Other requirements of policy.

(a) A policy is not effective under AS 28.22.101 unless it is issued by an insurance company or surety company authorized to do business in this state, except as provided in (b) of this section.
(b) A policy is not effective under AS 28.22.101 with respect to a vehicle not registered in the state or a vehicle that was registered in another jurisdiction on the effective date of the policy or the most recent renewal of it, unless the insurance or surety company issuing the policy is authorized to do business in the state, or if the company is not authorized to do business in the state, unless it executes a power of attorney authorizing the director of the division of insurance to accept service of process on its behalf in an action upon the policy arising out of the accident.
(c) The requirements for a motor vehicle liability policy may be fulfilled by the policies of one or more insurance carriers that together meet the requirements.
(d) A binder issued pending the issuance of a motor vehicle liability policy fulfills the requirements for a policy.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 22. Mandatory Motor Vehicle Insurance › Article 3. Uninsured and Underinsured Motorists Coverage. › Sec. 28.22.201. Uninsured and underinsured motorists coverage.

(a) The uninsured and underinsured motorists coverage required under this chapter
(1) does not apply to bodily injury, sickness, disease, or death of an insured or damage to or destruction of property of an insured until the limits of liability bonds and policies that apply have been used up by payments or judgments or settlements;
(2) must be a single combined coverage; and
(3) may be rejected by the insured in writing; if the insured has rejected uninsured or underinsured coverage, the coverage may not be included in a supplemental, renewal, or replacement policy unless the insured subsequently requests uninsured or underinsured coverage in writing.
(b) If both the owner and operator of a vehicle are unknown, payment under the uninsured and underinsured motorists coverage may be made only where direct contact between the motor vehicles has occurred. A vehicle and operator that have left the scene of an accident with another vehicle are presumed to be uninsured if the insured person reports the accident to the appropriate authorities within 24 hours.
(c) The uninsured and underinsured motorists coverage for damage to or destruction of property is subject to a deductible of $250 in any one accident, but the insurer may offer a deductible other than $250. This coverage shall be limited to damage to or destruction of the covered motor vehicle. It may not include loss of use of such vehicle.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 22. Mandatory Motor Vehicle Insurance › Article 3. Uninsured and Underinsured Motorists Coverage. › Sec. 28.22.221. Uninsured and underinsured motorists policy coverage and priorities.

If a person is entitled to uninsured or underinsured motorists coverage under more than one coverage when two or more vehicles are insured under one policy, the maximum amount payable may not exceed the highest limit of any one coverage under the policy. If a person is entitled to uninsured or underinsured motorists coverage under more than one motor vehicle policy issued by the same insurer in the same household, the maximum amount payable may be limited to the highest limit of any one coverage under the policies. If a person is entitled to uninsured or underinsured motorists coverage under more than one policy providing motor vehicle liability coverage, payments will be made in the following order of priority, subject to the limit of liability of each applicable policy or coverage:
(1) a policy or coverage covering a motor vehicle occupied by the injured person or a policy or coverage covering a pedestrian as a named insured;
(2) a policy or coverage covering a motor vehicle occupied by the injured person as an insured other than as a named insured;
(3) a policy or coverage not covering a motor vehicle occupied by the injured person but covering the injured person as a named insured;
(4) a policy or coverage not covering a motor vehicle occupied by the injured person but covering the injured person as an insured other than as a named insured;
(5) a policy or coverage covering, as excess, umbrella, or similar insurance, a motor vehicle occupied by the injured person or a policy or coverage covering, as excess, umbrella, or similar insurance, a pedestrian as a named insured;
(6) a policy or coverage covering, as excess, umbrella, or similar insurance, a motor vehicle occupied by the injured person or a policy or coverage covering, as excess, umbrella, or similar insurance, a pedestrian as an insured other than as a named insured;
(7) a policy or coverage not covering a motor vehicle occupied by the injured person but covering, as excess, umbrella, or similar insurance, the injured person as a named insured;
(8) a policy or coverage not covering a motor vehicle occupied by the injured person but covering, as excess, umbrella, or similar insurance, the injured person as an insured other than as a named insured.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 22. Mandatory Motor Vehicle Insurance › Article 3. Uninsured and Underinsured Motorists Coverage. › Sec. 28.22.231. Policy coverage exclusions.

The uninsured and underinsured motorists coverage required under this chapter does not apply to bodily injury or death or damage to or destruction of property of an insured
(1) while occupying a motor vehicle owned by, but not insured by, the named insured or the insured's spouse or relative residing in the same household; or
(2) through being struck by a vehicle owned by the named insured or the insured's spouse or relative residing in the same household.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 22. Mandatory Motor Vehicle Insurance › Article 4. General Provisions. › Sec. 28.22.311. Definition.

In this chapter, “motor vehicle liability policy” means an owner's policy, an operator's policy, or a personal policy that
(1) meets the requirements of AS 28.22.101; and
(2) is issued by an insurance carrier authorized to transact business in the state to or for the benefit of the person named as insured.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 23. Transportation Network Companies and Drivers › Sec. 28.23.010. Not other carriers.

A transportation network company or driver is not a common carrier, contract carrier, or motor carrier, and may not provide taxicab or for-hire vehicle service. The state or a municipality may not require a transportation network company driver to register the personal vehicle the driver uses to provide prearranged rides as a commercial or for-hire vehicle.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 23. Transportation Network Companies and Drivers › Sec. 28.23.020. Fare collected for services.

A transportation network company may charge a fare to a transportation network company rider. Before a fare is collected from a rider, the transportation network company shall disclose to the rider, on the company's Internet website or in the company's software application, the transportation network company's fare or fare calculation method. The transportation network company shall provide riders the option of receiving an estimated fare before the rider enters the personal vehicle of a transportation network company driver.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 23. Transportation Network Companies and Drivers › Sec. 28.23.030. Identification of transportation network company vehicles and drivers.

Before a rider enters the personal vehicle of a transportation network company driver, the transportation network company shall display on the company's Internet website or in the company's software application a picture of the transportation network company driver and the license plate number of the personal vehicle providing the prearranged ride.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 23. Transportation Network Companies and Drivers › Sec. 28.23.060. Transportation network company automobile insurance disclosures.

A transportation network company shall disclose in writing to transportation network company drivers the following before the drivers are allowed to accept a request for a prearranged ride on the digital network of the transportation network company:
(1) the insurance coverage, including the types of coverage and the limits for each coverage, that the transportation network company provides while the transportation network company driver uses a personal vehicle in connection with a transportation network company's digital network;
(2) that the automobile insurance policy of the transportation network company driver might not provide any coverage while the driver is logged onto the digital network of a transportation network company and is available to receive transportation requests or is engaged in a prearranged ride, depending on the terms of the automobile insurance policy of the driver; and
(3) that, if the personal vehicle the transportation network company driver uses to provide transportation network services has a lien against it, using the motor vehicle for transportation network services without physical damage coverage may violate the terms of the contract with the lienholder.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 23. Transportation Network Companies and Drivers › Sec. 28.23.070. Certificate of insurance.

A transportation network company shall file a written certificate of insurance with the director of the division of insurance demonstrating that the transportation network company has satisfied the requirements of AS 28.23.050. The certificate of insurance must state that the applicable insurance policy may not be cancelled unless written notice is provided to the division of insurance at least 30 days before cancellation.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 23. Transportation Network Companies and Drivers › Sec. 28.23.080. Limitations on transportation network companies.

(a) Except as provided in (b) of this section, a transportation network company is not an employer of transportation network company drivers under AS 23.10.699, AS 23.20.520, or AS 23.30.395. A transportation network company driver is an independent contractor for all purposes and is not an employee of the transportation network company if the transportation network company
(1) does not unilaterally prescribe specific hours during which a driver shall be logged onto the digital network of the transportation network company;
(2) does not impose restrictions on the ability of the driver to use the digital network of other transportation network companies;
(3) does not restrict a driver from engaging in any other occupation or business; and
(4) enters into a written agreement with the driver stating that the driver is an independent contractor for the transportation network company.
(b) This section does not apply to AS 23.20 if the transportation network company is owned or operated by the state, a municipality, a federally recognized tribe, or an entity that is exempt from federal taxation under 26 U.S.C. 501(c)(3) (Internal Revenue Code).
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 23. Transportation Network Companies and Drivers › Sec. 28.23.090. Zero tolerance for drug or alcohol use.

The transportation network company shall implement a zero-tolerance policy prohibiting drug and alcohol use while a driver is providing a prearranged ride or is logged onto the digital network of the transportation network company but not providing a prearranged ride. The transportation network company shall post on the company's Internet website the company's zero-tolerance policy prohibiting drug and alcohol use.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 23. Transportation Network Companies and Drivers › Sec. 28.23.100. Transportation network company driver requirements.

(a) Before a transportation network company allows an individual to accept trip requests through the transportation network company's digital network, the transportation network company, or a third party, shall
(1) require the individual to submit to the transportation network company an application that includes the individual's address, age, and driver's license number, the motor vehicle registration and automobile liability insurance information for the individual's personal vehicle, and other information required by the transportation network company;
(2) conduct a local and national criminal background check for each applicant that reviews
(A) a multi-state or multi-jurisdiction criminal records locator or a similar commercial nationwide database with validation; and
(B) the United States Department of Justice National Sex Offender Public Website; and
(3) obtain and review a driving history research report for the individual.
(b) A transportation network company may not allow a driver to accept trip requests through the transportation network company's digital network if the driver
(1) has, in the past three years,
(A) been convicted of or forfeited bail for a third or subsequent moving traffic violation;
(B) been convicted of
(i) driving while license canceled, suspended, revoked, or in violation of a limitation under AS 28.15.291;
(ii) failure to stop at the direction of a peace officer under AS 28.35.182;
(iii) reckless or negligent driving under AS 28.35.400 or 28.35.410; or
(iv) a law or ordinance of another jurisdiction having similar elements to an offense listed in (i) - (iii) of this subparagraph;
(2) has, in the past seven years, been convicted of
(A) any offense that is an unclassified, class A, or class B felony in this or another jurisdiction; or
(B) a felony or misdemeanor involving
(i) a crime under AS 28.33.030, AS 28.35.030, or 28.35.032;
(ii) a crime under AS 28.35.050 or 28.35.060;
(iii) a crime against a person under AS 11.41; or
(iv) a law or ordinance of another jurisdiction having similar elements to an offense listed in (i) - (iii) of this subparagraph;
(3) is listed on the United States Department of Justice National Sex Offender Public Website; or
(4) is under 21 years of age.
(c) A transportation network company driver may not
(1) provide a prearranged ride unless the transportation network company rider has been matched to the driver through the digital network of the transportation network company;
(2) solicit a ride or accept a street hail request for a ride; or
(3) solicit or accept cash payments for a fare from a rider.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 23. Transportation Network Companies and Drivers › Sec. 28.23.110. Transportation network company vehicles.

(a) Before a transportation network company allows an individual to accept trip requests through the transportation network company's digital network and before a personal vehicle may be used to provide transportation network company services, the transportation network company shall conduct, or confirm satisfactory completion of, a safety inspection of the individual's personal vehicle. The safety inspection required under this subsection must include an inspection of the following components of the personal vehicle:
(1) foot brakes;
(2) parking brakes;
(3) steering mechanism;
(4) windshield;
(5) rear window and other glass;
(6) windshield wipers;
(7) headlights;
(8) taillights;
(9) brake lights;
(10) front seat adjustment mechanism;
(11) doors;
(12) turn signal lights;
(13) horn;
(14) speedometer;
(15) bumpers;
(16) muffler and exhaust system;
(17) tires, including tread depth;
(18) interior and exterior mirrors;
(19) safety belts.
(b) A motor vehicle that is used by a transportation network company driver for transportation network company purposes may not be more than 12 years of age.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 23. Transportation Network Companies and Drivers › Sec. 28.23.120. Nondiscrimination and accessibility.

(a) The transportation network company shall adopt a policy prohibiting discrimination based on destination or a class or status protected under AS 18.80.210 with respect to a rider or potential rider. The company shall inform drivers of the policy.
(b) A transportation network company driver shall comply with all applicable laws relating to accommodation of service animals.
(c) A transportation network company may not impose additional charges for providing services to riders with physical disabilities because of those disabilities.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 23. Transportation Network Companies and Drivers › Sec. 28.23.130. Records.

A transportation network company shall keep records
(1) maintained by the transportation network company for an individual prearranged ride for at least two years from the date of the prearranged ride; and
(2) maintained by individual transportation network company drivers for two years after the agreement between the transportation network company and driver entered into under AS 28.23.080(a)(4) ends.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 23. Transportation Network Companies and Drivers › Sec. 28.23.140. International airports.

The Department of Transportation and Public Facilities may, under AS 02.15, enter into a contract, lease, or other arrangement with a transportation network company for use of an international airport owned or operated by the state. A contract, lease, or arrangement under AS 02.15 must be consistent with this chapter.
2023 Alaska Statutes › Title 28. Motor Vehicles › Chapter 23. Transportation Network Companies and Drivers › Sec. 28.23.180. Definitions.

In this chapter,
(1) “digital network” means any online-enabled application, software, website, or system offered or used by a transportation network company that enables the prearrangement of rides with transportation network company drivers;
(2) “personal vehicle” means a motor vehicle that is used by a transportation network company driver and is owned, leased, or otherwise authorized for use by the transportation network company driver; “personal vehicle” does not include a taxi, limousine, or other commercial motor vehicle for hire;
(3) “prearranged ride” means transportation provided by a driver to a rider, beginning when a driver accepts a ride requested by a rider through a digital network controlled by a transportation network company, continuing while the driver transports a requesting rider, and ending when the last requesting rider departs from the personal vehicle; “prearranged ride” does not include shared expense carpool or vanpool arrangements or transportation provided using a taxi, limousine, or other commercial motor vehicle for hire;
(4) “transportation network company” means a corporation, partnership, sole proprietorship, or other entity that uses a digital network to connect transportation network company riders to transportation network company drivers who provide prearranged rides; a transportation network company may not be considered to control, direct, or manage the personal vehicles or transportation network company drivers that connect to the transportation network company's digital network, except where agreed to by written contract;
(5) “transportation network company driver” or “driver” means an individual who
(A) receives connections to potential passengers and related services from a transportation network company in exchange for payment of a fee to the transportation network company; and
(B) uses a personal vehicle to offer or provide a prearranged ride to riders upon connection through a digital network controlled by a transportation network company in return for compensation or payment of a fee;
(6) “transportation network company rider” or “rider” means an individual or person who uses a digital network of a transportation network company to connect with a transportation network company driver who provides a prearranged ride to the rider in the driver's personal vehicle between points chosen by the rider.