reglab/statecodes huggingface dataset:
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8 - Life and Disability Insurance Representatives. › Section 27-8-16 - License - Refusal to Renew or Continue or Suspension or Revocation - Grounds.

Section 27-8-16
License - Refusal to renew or continue or suspension or revocation - Grounds.
Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002.
(Acts 1957, No. 598, p. 848, §14; Acts 1971, No. 407, p. 707, §178; Acts 1981, No. 81-862, p. 1635, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8 - Life and Disability Insurance Representatives. › Section 27-8-17 - License - Refusal to Renew or Continue or Suspension or Revocation - Proceedings; Appeal of Order.

Section 27-8-17
License - Refusal to renew or continue or suspension or revocation - Proceedings; appeal of order.
Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002.
(Acts 1957, No. 598, p. 848, §§14, 15; Acts 1971, No. 407, p. 707, §179; Acts 1981, No. 81-862, p. 1635, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8 - Life and Disability Insurance Representatives. › Section 27-8-18 - License - Refusal to Renew or Continue or Suspension or Revocation - Privileged Information.

Section 27-8-18
License - Refusal to renew or continue or suspension or revocation - Privileged information.
Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002.
(Acts 1957, No. 598, p. 848, §18; Acts 1971, No. 407, p. 707, §182.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8 - Life and Disability Insurance Representatives. › Section 27-8-19 - License - Return for Cancellation; Affidavit in Lieu Thereof.

Section 27-8-19
License - Return for cancellation; affidavit in lieu thereof.
Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002.
(Acts 1971, No. 407, p. 707, §180)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8 - Life and Disability Insurance Representatives. › Section 27-8-20 - License - Relicensing After Revocation.

Section 27-8-20
License - Relicensing after revocation.
Repealed by Act 2001-702, p. 1509, §16, effective January 1, 2002.
(Acts 1957, No. 598, p. 848, §14; Acts 1971, No. 407, p. 707, §181; Acts 1981, No. 81-862, p. 1635, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8 - Life and Disability Insurance Representatives. › Section 27-8-21 - Temporary Licenses.

Section 27-8-21
Temporary licenses.
Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002.
(Acts 1957, No. 598, p. 848, §12; Acts 1971, No. 407, p. 707, §169; Acts 1981, No. 81-862, p. 1635, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8 - Life and Disability Insurance Representatives. › Section 27-8-22 - Nonresident Agents.

Section 27-8-22
Nonresident agents.
Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002.
(Acts 1957, No. 598, p. 848, §8; Acts 1971, No. 407, p. 707, §170; Acts 1981, No. 81-862, p. 1635, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8 - Life and Disability Insurance Representatives. › Section 27-8-23 - Use of Vending Machines and Credit Facilities.

Section 27-8-23
Use of vending machines and credit facilities.
Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002.
(Acts 1971, No. 407, p. 707, §171.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8 - Life and Disability Insurance Representatives. › Section 27-8-24 - Termination of Agency Appointment by Insurer.

Section 27-8-24
Termination of agency appointment by insurer.
Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002.
(Acts 1957, No. 598, p. 848, §13; Acts 1971, No. 407, p. 707, §173.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8 - Life and Disability Insurance Representatives. › Section 27-8-25 - Placement of Excess or Rejected Risk by Unlicensed Agent.

Section 27-8-25
Placement of excess or rejected risk by unlicensed agent.
Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002.
(Acts 1957, No. 598, p. 848, §10; Acts 1971, No. 407, p. 707, §174.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8 - Life and Disability Insurance Representatives. › Section 27-8-26 - Notice of Change of Business Address or Other Changes.

Section 27-8-26
Notice of change of business address or other changes.
Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002.
(Acts 1957, No. 598, p. 848, §16; Acts 1971, No. 407, p. 707, §175; Acts 1981, No. 81-862, p. 1635, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8 - Life and Disability Insurance Representatives. › Section 27-8-27 - Payment of Commission or Other Valuable Consideration to Unlicensed Persons Not Allowed; Exceptions.

Section 27-8-27
Payment of commission or other valuable consideration to unlicensed persons not allowed; exceptions.
Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002.
(Acts 1957, No. 598, p. 848, §3; Acts 1971, No. 407, p. 707, §176; Acts 1981, No. 81-862, p. 1635, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8 - Life and Disability Insurance Representatives. › Section 27-8-28 - Accounting for and Payment of Trust Funds by Licensees.

Section 27-8-28
Accounting for and payment of trust funds by licensees.
Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002.
(Acts 1971, No. 407, p. 707, §177; Acts 1981, No. 81-862, p. 1635, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8A - Continuing Education Requirements. › Section 27-8A-1 - Continuing Education Requirements for Insurance Producers or Service Representatives.

Section 27-8A-1
Continuing education requirements for insurance producers or service representatives.
(a) Any individual licensed in this state as an insurance producer or service representative for the lines of insurance listed in subsection (b), and not exempt under subsection (c), shall satisfactorily complete a minimum of 24 classroom hours of courses, programs of instruction, or seminars as may be approved by the commissioner pursuant to this chapter, three hours of which shall be on the topic of insurance producer ethics, reported to the commissioner on a biennial basis in conjunction with the license renewal cycle. No person licensed for more than one line of authority shall be required to complete a greater number of classroom hours than is required of a person holding a license for a single line of authority.
(b) This chapter shall apply to all individuals licensed in this state as insurance producers and service representatives for the following kinds of insurance:
(1) The life lines of authority.
(2) The property lines of authority.
(3) All other lines of insurance for which an examination is required for licensing.
(4) Any combination thereof.
(c) The continuing education requirements of this chapter shall not apply to:
(1) Any person exempt from licensing pursuant to subsection (b) of Section 27-3-27.
(2) Any person licensed only for any kind or kinds of insurance for which an examination is not required by law of this state.
(3) Any person licensed only for limited lines insurance.
(4) Newly licensed producers and service representatives for 12 months following the effective date of their license.
(d) In lieu of the 24 hours required in subsection (a), any producer or service representative employed by another producer or by an insurer to work only in the office of the employer and who is not licensed as a nonresident in any other state shall satisfactorily complete a minimum of 12 classroom hours biennially, two hours of which shall be on the topic of insurance producer ethics.
(e) Any individual exempt from the requirements of this section immediately prior to January 1, 2013, shall continue to be exempt from the requirements of this section after January 1, 2013, as long as the individual remains exempt as set forth in this section as it existed immediately prior to January 1, 2013, unless the license is permitted to expire or is otherwise terminated and remains out of effect for a period of 12 consecutive months, in which case the exemption shall no longer be applicable.
(Acts 1996, No. 96-343, p. 423, §1; Act 2001-702, p. 1509, §14; Act 2006-299, p. 614, §1; Act 2012-312, p. 685, §1; Act 2018-196, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8A - Continuing Education Requirements. › Section 27-8A-2 - Failure to Comply.

Section 27-8A-2
Failure to comply.
Any person failing to meet the requirements imposed by this chapter or who has submitted to the commissioner a false or fraudulent certificate of compliance, after a hearing thereon which hearing may be waived by the person, may be subject to the suspension of all licenses issued for any kind or kinds of insurance or to a civil fine as further provided in this section, and no further license shall be issued to the person for any kind or kinds of insurance until the person has demonstrated to the satisfaction of the commissioner that he or she has complied with all of the requirements of the chapter and all other laws applicable thereto. In lieu of suspension of a license and in the sole discretion of the commissioner, for those licensees who have submitted a false or fraudulent certificate of compliance, a licensee may be subject to a civil fine in an amount not to exceed ten thousand dollars ($10,000) after a hearing. The hearing may be waived by the licensee.
(Acts 1996, No. 96-343, p. 423, §2; Act 2001-702, p. 1509, §14; Act 2018-196, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8A - Continuing Education Requirements. › Section 27-8A-3 - Qualification of Courses and Programs.

Section 27-8A-3
Qualification of courses and programs.
The courses or programs subject to this chapter shall include any course, seminar, industry recognized certification program, and out-of-state reciprocal program, program of classroom instruction, or independent self-study course authorized, developed, or sanctioned by an authorized insurer or recognized statewide association of insurance producers and shall, subject to the approval of the commissioner, qualify for the equivalency of the number of classroom hours assigned thereto by the commissioner. Any independent self-study course authorized, developed, or sanctioned by any authorized insurers or recognized state producers association, which includes an appropriate testing instrument administered by a third-party proctor requiring a passing grade of 70 percent to successfully complete and is approved by the commissioner, shall qualify for the equivalency of the number of classroom hours assigned thereto by the commissioner. Programs or courses shall be directly related to the producer's insurance product and contribute to the technical competence of the producer. All courses, course providers, and certifications, pursuant to this chapter, are subject to audit by the commissioner at any time. Course or course providers may be disqualified at the discretion of the commissioner. The commissioner may contract for computer services and equipment necessary to administer the provisions of this chapter, but there shall be no additional cost or fee to licensees except as otherwise specifically provided in this title.
(Acts 1996, No. 96-343, p. 423, §3; Act 98-613, p. 1351, §1; Act 2001-702, p. 1509, §14.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8A - Continuing Education Requirements. › Section 27-8A-4 - Advisory Committee Generally.

Section 27-8A-4
Advisory committee generally.
The commissioner shall appoint an advisory committee to advise him or her on continuing education and other insurance matters to consist of the following members: One representative of a statewide association of life and health insurance producers, one representative of a statewide association of property and casualty insurance producers, one representative of an association of Alabama-based life insurance companies, one representative of a property and casualty insurance company, one representative of a statewide association representing health insurance producers, one member of the Alabama Senate, and one member of the Alabama House of Representatives. Members of this committee shall be appointed for terms concurrent with the term of office of the Governor of the State of Alabama and shall be entitled to a per diem allowance equal to the per diem allowance paid to state employees in the amount current at the time of the meeting.
(Acts 1996, No. 96-343, p. 423, §4; Act 2001-702, p. 1509, §14.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8A - Continuing Education Requirements. › Section 27-8A-5 - Qualification for Teaching Approved Course or Seminar.

Section 27-8A-5
Qualification for teaching approved course or seminar.
A person teaching any approved course of instruction or lecturing at any approved seminar shall qualify for the same number of classroom hours as would be granted to a person taking and successfully completing such course, seminar, or program.
(Acts 1996, No. 96-343, p. 423, §5.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8A - Continuing Education Requirements. › Section 27-8A-6 - Compliance With Requirements.

Section 27-8A-6
Compliance with requirements.
Neither an employer of a producer or service representative nor any insurer appointing a producer or service representative shall be responsible or liable in any way for the failure of any producer or service representative to meet the requirements of this chapter or to maintain the necessary records. No employer or insurer shall be required to investigate or inquire whether the producer or service representative has met the requirements specified herein prior to the individual becoming appointed as a producer or service representative for the employer or insurer. The responsibility for complying with the requirements of Sections 27-8A-1 and 27-8A-2 shall rest solely on the producer or service representative.
(Acts 1996, No. 96-343, p. 423, §6; Act 2001-702, p. 1509, §14; Act 2012-312, p. 685, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8A - Continuing Education Requirements. › Section 27-8A-7 - Written Certification as to Successfully Completed Courses, Programs, or Seminars.

Section 27-8A-7
Written certification as to successfully completed courses, programs, or seminars.
Every person subject to this chapter, or the employer of the person, and every authorized provider of continuing education courses and programs shall furnish upon request, in a form satisfactory to the commissioner, written certification as to the courses, programs, or seminars of instruction taken and successfully completed by the person to meet the requirements of this chapter.
(Acts 1996, No. 96-343, p. 423, §7.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8A - Continuing Education Requirements. › Section 27-8A-8 - Filing of False Statement; Revocation of License.

Section 27-8A-8
Filing of false statement; revocation of license.
Any person who files a false statement under this chapter, with knowledge of the falsity of the statement, is guilty of deceit. The commissioner may, after notice and hearing, revoke any license issued by the commissioner to a person found guilty of deceit under this section.
(Acts 1996, No. 96-343, p. 423, §8.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8A - Continuing Education Requirements. › Section 27-8A-9 - Collection of Fees; Deposit in State Treasury.

Section 27-8A-9
Collection of fees; deposit in State Treasury.
(a) The commissioner shall collect the following fees in the administration and enforcement of this chapter:
(1) License renewal fees paid in connection with the biennial application for license renewal by producers and service representatives........... $70.
(2) Late filing fee, to be paid by each producer and service representative failing to timely renew a license........... $50.
(3) Provider authority initial filing fee, a one-time fee to be paid by each education course provider for authority to offer continuing education courses in this state........... $300.
(4) Provider authority annual renewal fee, to be paid by each education course provider for continuation of authority to offer continuing education courses in this state........... $100.
(5) Course approval filing fee, to be paid by the provider for the approval of each education course or program to be offered in this state (one-time fee per course, with no need for renewal)........... $50.
(b) The fees collected pursuant to this section shall be deposited in the State Treasury to the credit of the Insurance Department Fund.
(Acts 1996, No. 96-343, p. 423, §9; Act 2001-702, p. 1509, §14; Act 2006-299, p. 614, §1; Act 2015-195, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8A - Continuing Education Requirements. › Section 27-8A-10 - Insurance Agents and Brokers Continuing Education Fund - Creation; Disbursements; Carry Over of Unexpended Balances.

Section 27-8A-10
Insurance Agents and Brokers Continuing Education Fund - Creation; disbursements; carry over of unexpended balances.
Repealed by Act 2001-702, p. 1509, §16, effective January 1, 2002.
(Acts 1996, No. 96-343, p. 423, §10.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8A - Continuing Education Requirements. › Section 27-8A-11 - Application of Fees Paid by Course Providers Prior to April 23, 1996; Credit for Courses Completed Within One Year Prior to April 23, 1996.

Section 27-8A-11
Application of fees paid by course providers prior to April 23, 1996; credit for courses completed within one year prior to April 23, 1996.
(a) Any fees paid by a course provider prior to April 23, 1996, for qualification to become a course provider shall be applied as credits against future fees due to the department for qualification to become a course provider under this chapter.
(b) Agents, service representatives, and brokers who have, within one year prior to April 23, 1996, completed continuing education courses approved by the commissioner and which have not been applied for continuing education requirements in a state other than Alabama, shall receive appropriate credit toward future continuing education requirements after April 23, 1996.
(Acts 1996, No. 96-343, p. 423, §11.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8A - Continuing Education Requirements. › Section 27-8A-12 - Compliance Forms Not Required for at Least Three Months From April 23, 1996.

Section 27-8A-12
Compliance forms not required for at least three months from April 23, 1996.
Repealed by Act 2001-702, p. 1509, §16, effective January 1, 2002.
(Acts 1996, No. 96-343, p. 423, §12.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 8A - Continuing Education Requirements. › Section 27-8A-13 - Background Investigations for License Applicants.

Section 27-8A-13
Background investigations for license applicants.
The commissioner may conduct background investigations, to include criminal history inquiries, for all applicants for license as an insurance producer prior to the issuance of the license.
(Acts 1996, No. 96-343, p. 423, §13; Act 2001-702, p. 1509, §14.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 9 - Adjusters. › Section 27-9-1 - "Adjuster" Defined.

Section 27-9-1
"Adjuster" defined.
Repealed by Act 2011-637, §3, effective January 1, 2012.
(a) An "adjuster" is a person who, for compensation as an independent contractor, or as the employee of such an independent contractor or for fee or commission, investigates and negotiates settlement of claims arising under insurance contracts on behalf of the insurer.
(b) The definition of adjuster shall not include, nor require, a license of the following:
(1) A licensed attorney-at-law who is qualified to practice law in this state; or
(2) A salaried employee of an insurer.
(Acts 1971, No. 407, p. 707, §183.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 9 - Adjusters. › Section 27-9-2 - License - Requirement; Application; Issuance; Fee; Firms and Corporations.

Section 27-9-2
License - Requirement; application; issuance; fee; firms and corporations.
Repealed by Act 2011-637, §3, effective January 1, 2012.
(a) No person shall in this state act as, or hold himself out to be, an adjuster unless then licensed therefor under this chapter. Application for license shall be made to the commissioner according to forms as prescribed and furnished by him.
(b) The commissioner shall promptly issue a license to each person who has properly completed application therefor and who is qualified for the license under this chapter.
(c) At time of application for the license, the applicant shall tender to the commissioner the license fee specified in Section 27-4-2. If the license is refused, the commissioner shall refund the license fee to the applicant or person entitled thereto.
(d) Firms and corporations, as well as individuals, may be licensed as an adjuster. Each individual associated in such firm or corporation and who exercises, or proposes to exercise, license powers shall file application with the commissioner, pay the license fee and qualify as though for an individual license. The license issued to a firm or corporation shall list thereon all individuals who are thereby authorized to act as an adjuster or, in lieu thereof, the commissioner may issue a separate license as to each such individual.
(e) The license fee provided for in this section is payable to the state, as provided in Section 27-4-2, and no license or fee shall be paid to the county.
(Acts 1971, No. 407, p. 707, §184.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 9 - Adjusters. › Section 27-9-3 - License - Qualifications.

Section 27-9-3
License - Qualifications.
Repealed by Act 2011-637, §3, effective January 1, 2012.
To be licensed as an adjuster, the applicant must be qualified therefor as follows:
(1) Must be an individual 19 years of age or more;
(2) Must be a resident in and of Alabama or resident of another state which will permit residents of Alabama regularly to act as adjusters in such other state;
(3) Must be a full-time salaried employee of a licensed adjuster, or a graduate of a recognized law school or must have had experience or special education or training as to the handling of loss claims under insurance contracts of sufficient duration and extent reasonably to make him competent to fulfill the responsibilities of an adjuster; and
(4) Must be trustworthy and of good character.
(Acts 1971, No. 407, p. 707, §185.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 9 - Adjusters. › Section 27-9-4 - License - Authority to Act as Adjuster Without License.

Section 27-9-4
License - Authority to act as adjuster without license.
Repealed by Act 2011-637, §3, effective January 1, 2012.
No such adjuster's license, or qualifications therefor, shall be required as to any adjuster who is sent into this state by, and on behalf of, an insurer for the purpose of investigating or making adjustment of a particular loss of unique and unusual character under an insurance policy or for the adjustment of a series of losses resulting from a catastrophe common to all such losses and on behalf of, as authorized by, an insurer as to which he is licensed as agent under this title. An agent may, from time to time, act as an adjuster without a license as an adjuster, but no such agent shall act as an adjuster for an insurer with which he has a contract providing for compensation retrospectively contingent upon losses incurred under insurance sold or serviced by him.
(Acts 1971, No. 407, p. 707, §186.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 9 - Adjusters. › Section 27-9-5 - License - Continuation and Expiration.

Section 27-9-5
License - Continuation and expiration.
Repealed by Act 2011-637, §3, effective January 1, 2012.
(a) An adjuster license shall continue in force until expired, suspended, revoked or otherwise terminated, but subject to payment to the commissioner biennially, on or before December 31, of the renewal year, of the continuation fee stated in Section 27-4-2, accompanied by written request for the continuation.
(b) Any license as to which the fee and request for continuation is not received by the commissioner as required in subsection (a) of this section, shall be deemed to have expired at midnight on December 31, mentioned in subsection (a) of this section. Request for continuation of any such license and/or payment of the continuation fee therefor which is received by the commissioner after such December 31, but before the next following February 15, may be accepted and effectuated by the commissioner, in his discretion, if accompanied by a continuation fee of one and one-half times the continuation fee otherwise required.
(Acts 1971, No. 407, p. 707, §187; Act 2006-299, p. 614, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 9 - Adjusters. › Section 27-9-6 - License - Suspension, Revocation or Refusal to Continue.

Section 27-9-6
License - Suspension, revocation or refusal to continue.
Repealed by Act 2011-637, §3, effective January 1, 2012.
(a) The commissioner may suspend for not more than 12 months or may revoke or refuse to continue any adjuster license if, after a hearing held on not less than 20 days' advance notice to the licensee of such hearing and of the charges against him by registered or certified mail as provided in subsection (c) of Section 27-2-18, he finds that as to the licensee any one or more of the following causes exist:
(1) For any cause for which issuance of the license could have been refused had it then existed and been known to the commissioner;
(2) For obtaining or attempting to obtain any such license through misrepresentation or fraud;
(3) For violation of or noncompliance with any applicable provision of this title or for willful violation of any lawful rule, regulation, or order of the commissioner;
(4) For misappropriation or conversion to his own use or illegal withholding of moneys or property belonging to policyholders, or insurers, or beneficiaries, or others and received in conduct of business under the license;
(5) Conviction, by final judgment, of a felony involving moral turpitude; or
(6) If in the conduct of his affairs under the license the licensee has used fraudulent or dishonest practices or has shown himself to be incompetent or untrustworthy.
(b) The license of a firm or corporation may be suspended, revoked or refused also for any of such causes as relate to any individual designated in the license to exercise its powers.
(c) Any party to the hearing, referred to in subsection (a) of this section, who is aggrieved by the suspension, revocation or refusal to continue a license may appeal from the commissioner's order relative thereto as provided in Section 27-2-32.
(Acts 1971, No. 407, p. 707, §189.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 9 - Adjusters. › Section 27-9-7 - License - Return to Commissioner; Affidavit in Lieu Thereof.

Section 27-9-7
License - Return to commissioner; affidavit in lieu thereof.
Repealed by Act 2011-637, §3, effective January 1, 2012.
(a) All licenses issued under this chapter, although issued and delivered to the licensee, shall at all times be the property of the State of Alabama. Upon any expiration, termination, suspension, or revocation of the license, the licensee, or other person having possession or custody of the license, shall forthwith deliver it to the commissioner either by personal delivery or by mail.
(b) As to any license lost, stolen or destroyed while in the possession of any such licensee or person, the commissioner may accept in lieu of return of the license the affidavit of the licensee or other person responsible for, or involved in, the safekeeping of such license concerning the facts of such loss, theft, or destruction.
(Acts 1971, No. 407, p. 707, §190.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 9 - Adjusters. › Section 27-9-8 - Office and Records of Licensee.

Section 27-9-8
Office and records of licensee.
Repealed by Act 2011-637, §3, effective January 1, 2012.
Each adjuster must have and maintain in this state an office accessible to the public and keep therein the usual and customary records pertaining to transactions under the license. Records relative to a particular transaction shall be so retained for not less than one year thereafter. This section shall not be deemed to prohibit maintenance of such an office in the home of the licensee. The license of the adjuster shall show the address of his office, and the licensee shall promptly give written notice to the commissioner of any change of such address.
(Acts 1971, No. 407, p. 707, §188.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 9A - Independent Adjusters. › Section 27-9A-2 - Definitions.

Section 27-9A-2
Definitions.
For purposes of this chapter, the following terms shall have the meanings respectively ascribed to them by this section:
(1) APPRENTICE INDEPENDENT ADJUSTER. As defined in Section 27-9A-11.
(2) BUSINESS ENTITY. A corporation, association, partnership, limited liability company, limited liability partnership, or other legal entity.
(3) COMMISSIONER. The Alabama Commissioner of Insurance.
(4) HOME STATE. The District of Columbia and any state or territory of the United States in which an independent adjuster maintains the principal place of residence or business of the adjuster and in which the adjuster is licensed to act as a resident independent adjuster. In the case of a resident of a Canadian province, or if the resident state or territory does not license independent adjusters for the line of authority sought, the home state of the independent adjuster shall be any state in which the independent adjuster is licensed and in good standing, as designated by the adjuster.
(5) INDEPENDENT ADJUSTER. As defined in Section 27-9A-3.
(6) INDIVIDUAL. A natural person.
(7) INSURER. As defined in Section 27-1-2.
(8) NAIC. The National Association of Insurance Commissioners, its subsidiaries and affiliates, and any successor thereof.
(9) PERSON. An individual or business entity.
(10) STATE OF EMERGENCY. An event for which the existence of a state of emergency has been declared by the Governor or the Legislature under Section 31-9-8.
(11) UNIFORM INDIVIDUAL APPLICATION. The versions of the NAIC Uniform Individual Application for a license and for renewal or continuation of a license current as of the time of use.
(12) UNIFORM BUSINESS ENTITY APPLICATION. The versions of the NAIC Uniform Business Entity Application for a license and for renewal or continuation of a license current as of the time of use.
(Act 2011-637, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 9A - Independent Adjusters. › Section 27-9A-5 - Registration of Emergency Independent Adjusters.

Section 27-9A-5
Registration of emergency independent adjusters.
(a) In the event of a state of emergency, a person who is otherwise qualified to adjust claims, but is not already licensed as an independent adjuster in this state, may act as an emergency independent adjuster and adjust claims for an insurer in this state in accordance with this section.
(b) The insurer shall file with the commissioner a registration of each individual that will act as an emergency independent adjuster on behalf of the insurer within five days of deployment to adjust claims arising from the state of emergency.
(c) The registration shall be in a format prescribed by the commissioner and shall provide the following information:
(1) Name of the individual.
(2) Social Security number of the individual.
(3) Name of insurer the independent adjuster will represent.
(4) Effective date of the contract between the insurer and independent adjuster.
(5) Catastrophe or loss control number.
(6) Catastrophe event name.
(7) Any other information the commissioner deems necessary.
(d) An emergency independent adjuster's registration shall remain in force for a period not to exceed 90 days unless extended by the commissioner.
(e) At the time of registration, the commissioner shall collect from the insurer a fee set by the commissioner not to exceed fifty dollars ($50) for each emergency independent adjuster registered. The fee shall be deposited in the State Treasury to the credit of the Insurance Department Fund.
(f) The commissioner may establish by rule any additional standards or procedures necessary to allow for the registration of emergency independent adjusters in this state in accordance with this section.
(g) A registered emergency independent adjuster shall be subject to Sections 27-9A-12, 27-9A-14, 27-9A-15, and Chapter 12 of this title to the same extent as if licensed as an independent adjuster in this state.
(Act 2011-637, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 9A - Independent Adjusters. › Section 27-9A-6 - Application for License.

Section 27-9A-6
Application for license.
(a) An individual applying for a resident independent adjuster license shall apply to the commissioner on the appropriate NAIC Uniform Individual Application and declare under penalty of suspension, revocation, or refusal of the license that the statements made in the application are true, correct, and complete to the best of the individual's knowledge and belief. Before approving the application, the commissioner shall find that the individual:
(1) Is at least 18 years of age.
(2) Is eligible to designate this state as his or her home state.
(3) Has not committed any act that is a ground for probation, suspension, revocation, or refusal of an independent adjuster's license as set forth in Section 27-9A-12.
(4) Has completed a prelicensing course of study for the line of authority for which the person has applied.
(5) Has successfully passed the examination for the line of authority for which the person has applied.
(6) Has paid the fees set forth in Section 27-4-2.
(b) The commissioner may contract with non-governmental entities, including the NAIC, to perform any ministerial functions, including the collection of fees and data, related to licensing that the commissioner may deem appropriate. The commissioner may require that license applications, license renewal applications, and supporting documentation be filed and all required fees and charges be paid electronically through systems operated or maintained by the non-governmental entities.
(c) No resident of another state or of the District of Columbia or of Canada may be licensed pursuant to this section or may designate Alabama as his or her home state unless the person has successfully passed the independent adjuster examination and has otherwise complied with the other applicable portions of this section.
(d) A business entity applying for a resident independent adjuster license shall apply to the commissioner on the appropriate NAIC Uniform Business Entity Application and declare under penalty of suspension, revocation, or refusal of the license that the statements made in the application are true, correct, and complete to the best of the business entity's knowledge and belief. Before approving the application, the commissioner shall find that the business entity:
(1) Is eligible to designate this state as its home state.
(2) As applicable, has qualified or registered with the office of the Secretary of State to engage in business in this state.
(3) Has designated an individual independent adjuster licensed in this state as responsible for the business entity's compliance with this chapter and with the insurance laws and rules of this state.
(4) Has not committed an act that is a ground for probation, suspension, revocation, or refusal of an independent adjuster's license as set forth in Section 27-9A-12.
(5) Has paid the fees set forth in Section 27-4-2.
(e) The commissioner may require any documents reasonably necessary to verify the information contained in the application.
(Act 2011-637, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 9A - Independent Adjusters. › Section 27-9A-7 - License; License Renewal; Name or Address Change.

Section 27-9A-7
License; license renewal; name or address change.
(a) Unless denied licensure pursuant to Section 27-9A-12, a person who meets the requirements of Sections 27-9A-6 and 27-9A-8 shall be issued an independent adjuster license. An independent adjuster may qualify for a license in one or more of the following lines of authority:
(1) Property and casualty.
(2) Workers' compensation.
(3) Crop.
(b) An independent adjuster license shall be initially renewed in accordance with a schedule prescribed by the commissioner and shall thereafter be subject to renewal on a biennial basis. A renewal shall be effected by submitting a renewal application, by paying the fee for renewal prescribed in Section 27-4-2, and by meeting the requirements for renewal, including any applicable continuing education requirements, before the due date for renewal. A license expires if not renewed by the due date for renewal.
(c) Within the first 30 days following the date an independent adjuster license expires, a reinstatement retroactive to the expiration date shall be effected by submitting a renewal application, by paying a fee of one and one-half times the renewal fee required in Section 27-4-2, and by meeting the other requirements for renewal including any applicable continuing education requirements.
(d) After the first 30 days following the date an independent adjuster license expires, but within 12 months after the expiration date, the license may be reinstated effective as of the reinstatement by submitting a renewal application, by paying a fee of double the renewal fee required in Section 27-4-2, and by meeting the other requirements for renewal including any applicable continuing education requirements.
(e) After an independent adjuster license has been expired 12 months, the person shall reapply pursuant to Section 27-9A-6 to again become licensed.
(f) An independent adjuster who is unable to comply with license renewal procedures and requirements due to military service, long-term medical disability, or some other extenuating circumstance may request a waiver of same and a waiver of any examination requirement, fine, or other sanction imposed for failure to comply with renewal procedures.
(g) The license shall contain the licensee's name, address, personal identification number, the dates of issuance and expiration, and any other information the commissioner deems necessary.
(h) The independent adjuster shall inform the commissioner of a change in legal name or address within 30 days of the change in a manner prescribed by the commissioner. Failure to timely inform the commissioner of a change in legal name or address shall result in a penalty of fifty dollars ($50). If the penalty is not paid within 30 days after notice of the penalty assessment, the license shall be suspended until the penalty is paid.
(Act 2011-637, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 9A - Independent Adjusters. › Section 27-9A-8 - Prelicensing Course and Examination.

Section 27-9A-8
Prelicensing course and examination.
(a)(1) Every individual subject to the examination required in subsection (b) shall first complete a prelicensing course consisting of 20 classroom hours per line of authority, or equivalent individual instruction.
(2) The prelicensing course shall have been completed within 12 months before the date of the related examination as shown on the certificate furnished by the prelicensing course provider.
(3) Every prelicensing course provider shall apply annually for the continued authority to issue certificates of completion under rules to be prescribed by the commissioner.
(4) At the time of initial approval and annually thereafter, the commissioner shall collect from each prelicensing course provider a fee set by the commissioner not to exceed one hundred dollars ($100). The fee shall be deposited in the State Treasury to the credit of the Insurance Department Fund. Public institutions shall be exempt from paying the fee, but shall otherwise be subject to the rules applicable to other providers.
(b)(1) An individual intending to apply for an independent adjuster license shall pass a written examination unless exempt pursuant to Section 27-9A-9.
(2) The examination shall test the knowledge of the individual concerning the lines of authority for which application is made, the duties and responsibilities of an independent adjuster, and the insurance laws and regulations of this state. Examinations required by this section shall be developed and conducted under rules prescribed by the commissioner.
(3) Each individual applying for an examination shall furnish a certificate of completion of the prelicensing course from an authorized prelicensing course provider and pay a non-refundable fee prescribed by the commissioner as set forth in Section 27-4-2.
(4) The commissioner may make arrangements, including contracting with an outside testing service, for administering examinations and collecting the nonrefundable fee set forth in Section 27-4-2.
(5) An individual who fails to appear for the examination as scheduled or fails to pass the examination shall reapply for an examination and remit all required fees and forms before being rescheduled for another examination.
(6) No individual who has taken and failed to pass two examinations given pursuant to this section for a particular line of insurance shall be entitled to take any further examination for that line of insurance until after the expiration of three months from the date of the last examination which the individual failed to pass. If the individual fails to pass the examination after two more attempts, the individual shall not be eligible to take any further examination for that line of insurance until after the expiration of six months from the date of the last unsuccessful examination. An examination fee shall be paid for each and every examination.
(Act 2011-637, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 9A - Independent Adjusters. › Section 27-9A-9 - Exemptions From Examination.

Section 27-9A-9
Exemptions from examination.
(a) An individual applicant for an independent adjuster license in this state shall not be required to complete any prelicensing course or examination if the person is currently licensed in another state for the same line or lines of authority based on an independent adjuster examination or if such state license has expired and the application is received by this state within 90 days of expiration. The applicant shall either provide certification from the other state that the applicant's license is currently in good standing or was in good standing at the time of expiration or the state's producer database records maintained by the NAIC must indicate that the applicant is or was licensed in good standing. The certification must be of a license with the same line of authority for which the individual has applied.
(b) A person licensed as an independent adjuster in another state based on an independent adjuster examination who, within 90 days of establishing legal residency in this state, applies to become a resident independent adjuster licensee pursuant to Section 27-9A-6 shall not be required to complete a prelicensing course or an examination.
(c) An individual who applies for an independent adjuster license in this state who was previously licensed as an independent adjuster in this state shall not be required to complete a prelicensing course or examination, but this exemption is only available if the application is received within 12 months of the cancellation of the applicant's previous license in this state and if, at the time of cancellation, the applicant was in good standing in this state.
(d) An individual applicant for an independent adjuster license in this state shall not be required to complete a prelicensing course or examination if the applicant was previously employed for a minimum of 20 years as an adjuster in this state by an insurance company licensed in this state and the applicant submits his or her application within 12 months of leaving the employment of the company. The insurance company, upon request, shall certify to the department the time period that the applicant was employed by the insurance company.
(e) An individual applicant for an independent adjuster license in this state shall not be required to complete any prelicensing course or examination if the applicant holds a certification from a person or entity approved by the commissioner that provides adjuster education and training and that requires, as a prerequisite to certification, an examination substantially equivalent to that of this state. The applicant shall provide evidence of current certification.
(Act 2011-637, p. 1544, §1; Act 2016-341, §1; Act 2017-431, §1.)
2023 Code of Alabama › Title 27 - Insurance. › Chapter 9A - Independent Adjusters. › Section 27-9A-10 - Nonresident License.

Section 27-9A-10
Nonresident license.
(a) Unless refused licensure pursuant to Section 27-9A-12, a nonresident person shall receive a nonresident independent adjuster license if:
(1) The person is currently licensed in good standing as an independent adjuster in the resident or home state of the person.
(2) The person has applied for a license and has paid the fees required by Section 27-4-2.
(3) If a business entity, and as applicable, the entity has qualified or registered with the office of the Secretary of State to engage in business in this state.
(4) The person's designated home state awards nonresident independent adjuster licenses to persons of this state on the same basis.
(b) The commissioner may verify the independent adjuster's licensing status through any appropriate database, including the Producer Database maintained by the NAIC or may request certification of good standing as described in subsection (a) of Section 27-9A-9.
(c) As a condition to the continuation of a nonresident independent adjuster license in this state, the licensee shall maintain a resident independent adjuster license in the adjuster's home state. A licensee shall notify the commissioner within 30 days if the independent adjuster license terminates for any reason and shall include the new address if the licensee has obtained a resident license in a new resident or home state. Termination of a resident or home state license shall terminate the nonresident independent adjuster license in this state unless the termination is due to the independent adjuster being issued a new resident independent adjuster license in a new resident or home state, provided the new resident or home state awards nonresident independent adjuster licenses to persons of this state on the same basis.
(d) No resident of Canada may be licensed as a non-resident independent adjuster unless the person has obtained a resident or home state independent adjuster license.
(Act 2011-637, §1.)