reglab/statecodes huggingface dataset:
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-223.01 - Annual report of product liability insurer

20-223.01.
Annual report of product liability insurer
At the time of filing the annual report each insurer providing product liability insurance or excess insurance above self-insured retention for product liability,  either as a separate policy or as part of a package,  to one or more manufacturers or sellers in this state shall file with the director a report of the product liability claims made against its insureds,  located in this state,  which have been closed during the preceding calendar year. This section shall not require the reporting of any information regarding claims closed prior to June 30,  1978. Each report shall be in such form and provide such information as may be required by the director under appropriate rules and regulations promulgated by the director.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-224.01 - Additional premium tax; civil penalty

20-224.01.
Additional premium tax;  civil penalty
A. Coincident with the filing of the tax report as required in section 20-224,  each insurer shall pay to the director,  for deposit,  pursuant to sections 35-146 and 35-147,  a tax of .4312 percent of such net premiums received from all insurance carried for or on vehicles as defined in section 28-101,  in addition to other applicable taxes.
B. The tax of .4312 percent of such net premiums received by the director and paid by an insurer on account of premiums received for insurance on certain vehicles as defined in section 28-101 shall be separately specified in the insurer's report required in section 20-224 and is appropriated to the public safety personnel retirement system and shall be transferred by the state treasurer to the board of trustees of the public safety personnel retirement system for deposit in the highway patrol account. If the tax received is greater than the amount necessary to fund the highway patrol account,  beginning in the 1991-1992 fiscal year the state treasurer shall deposit the excess in the Arizona highway patrol fund established by section 41-1752 in any amount required by legislative appropriation.
C. An insurer shall report and pay the taxes required by this section in the manner prescribed by section 20-224. An insurer who fails to pay the tax on or before the prescribed payment dates is subject to a civil penalty determined pursuant to section 20-225.
D. An insurer shall not claim a premium tax credit pursuant to section 20-224.03 for the premium taxes paid pursuant to this section.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-224.02 - Credit for overpayment of tax

20-224.02.
Credit for overpayment of tax
If an overpayment of the taxes imposed by sections 20-224,  20-224.01,  20-837,  20-1010,  20-1060 and 20-1097.07 results from payments made pursuant to the method prescribed in section 20-224,  subsection F,  the director shall within three months after the due date refund the overpayment without interest.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-224.04 - Affordable housing premium tax credit

20-224.04.
Affordable housing premium tax credit
(Rpld. 1/1/26)
A. A taxpayer is allowed a credit against the premium tax incurred pursuant to section 20-224,  20-837,  20-1010,  20-1060 or 20-1097.07 if the Arizona department of housing issues an eligibility statement for a qualified project pursuant to section 41-3954. The amount of the credit:
1. Is equal to at least fifty percent of the amount of the federal low-income housing credit for the qualified project.
2. On notice to the department of insurance and financial institutions,  may be allocated among the partners,  members or shareholders,  as they may agree among themselves,  regardless of the size of such participant's ownership interest. The total of the allocated credits among all such participants may not exceed the amount of the credit approved by the Arizona department of housing. This paragraph does not prohibit a partner,  member or shareholder from holding an investment exclusively in either the state credits or federal credits allocated to the qualified project.
B. To claim the credit under this section,  the taxpayer must submit the eligibility statement provided by the Arizona department of housing under section 41-3954 to the department of insurance and financial institutions with the taxpayer's premium tax return. A credit under this section is not allowed until the taxpayer furnishes the required documentation.
C. If the amount of the credit under this section exceeds the taxpayer's state premium tax liability,  the amount of the claim not used to offset the premium tax liability may be carried forward for not more than five consecutive taxable years' premium tax liability.
D. If all or part of the federal low-income housing tax credit with respect to the qualified project is subject to recapture under section 42 of the internal revenue code during the first ten taxable years after the project is placed in service,  the credit under this section is also subject to recapture in a proportional amount from all taxpayers that claimed the credit. The recapture is calculated by increasing the amount of taxes imposed in the following year by the amount recaptured.
E. A taxpayer that claims a tax credit against state premium tax liability is not required to pay any additional retaliatory tax imposed pursuant to section 20-230 as a result of claiming that tax credit. The credit may fully offset any retaliatory tax imposed by section 20-230.
F. The department of insurance and financial institutions,  with the cooperation of the department of revenue and the Arizona department of housing,  shall adopt rules and publish and prescribe forms and procedures as necessary to administer this section.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-224.06 - Premium tax credit for contributions to school tuition organization; low-income scholarships

20-224.06.
Premium tax credit for contributions to school tuition organization;  low-income scholarships
A. A credit is allowed against the premium tax liability incurred by an insurer pursuant to section 20-224,  20-837,  20-1010,  20-1060 or 20-1097.07 for the amount of voluntary cash contributions made by the insurer during the tax year to a school tuition organization.
B. The amount of the credit is the total amount of the insurer's contributions for the tax year under subsection A of this section that is preapproved by the department of revenue pursuant to section 43-1183,  subsection D.
C. The procedures,  conditions,  limitations,  definitions and other requirements prescribed by section 43-1183 and title 43,  chapter 15 apply to the following:
1. Insurers that claim a credit under this section.
2. Claims for credit under this section.
3. School tuition organizations that receive contributions from insurers for the purposes of this section.
4. Schools that qualify to receive scholarship monies contributed by insurers for the purposes of this section.
5. Students who receive scholarships from monies contributed by insurers for the purposes of this section.
D. If the allowable amount of a credit under this section exceeds the insurer's state premium tax liability,  the amount of the claim not used to offset the premium tax liability may be carried forward as a credit against the insurer's subsequent years' premium tax liability for a period not to exceed five taxable years.
E. A credit is not allowed if the insurer designates the contribution for the direct benefit of any specific student.
F. An insurer that claims a tax credit against state premium tax liability is not required to pay any additional retaliatory tax imposed pursuant to section 20-230 as a result of claiming that tax credit.
G. The department of insurance and financial institutions,  with the cooperation of the department of revenue,  shall adopt rules and publish and prescribe forms and procedures necessary for the administration of this section.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-224.07 - Premium tax credit for contributions to school tuition organization; displaced students and students with disabilities

20-224.07.
Premium tax credit for contributions to school tuition organization;  displaced students and students with disabilities
A. A credit is allowed against the premium tax liability incurred by an insurer pursuant to section 20-224,  20-837,  20-1010,  20-1060 or 20-1097.07 for the amount of voluntary cash contributions made by the insurer during the tax year to a school tuition organization.
B. The amount of the credit is the total amount of the insurer's contributions for the tax year under subsection A of this section that is preapproved by the department of revenue pursuant to section 43-1184,  subsection D.
C. The procedures,  conditions,  limitations,  definitions and other requirements prescribed by section 43-1184 and title 43,  chapter 15 apply to:
1. Insurers that claim a credit under this section.
2. Claims for credit under this section.
3. School tuition organizations that receive contributions from insurers for the purposes of this section.
4. Qualified schools that participate under this section.
5. Students who receive scholarships from monies contributed by insurers for the purposes of this section.
D. If the allowable amount of a credit under this section exceeds the insurer's state premium tax liability,  the amount of the claim not used to offset the premium tax liability may be carried forward as a credit against the insurer's subsequent years' premium tax liability for a period not to exceed five taxable years.
E. A credit is not allowed if the insurer designates the contribution for the direct benefit of any specific student.
F. An insurer that claims a tax credit against state premium tax liability is not required to pay any additional retaliatory tax imposed pursuant to section 20-230 as a result of claiming that tax credit.
G. The department of insurance and financial institutions,  with the cooperation of the department of revenue,  shall adopt rules necessary for the administration of this section.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-225 - Failure to pay tax; penalty; exception

20-225.
Failure to pay tax;  penalty;  exception
A. Any insurer failing to pay the tax prescribed by sections 20-224,  20-224.01,  20-837,  20-1010,  20-1060 and 20-1097.07 is subject to a civil penalty not to exceed the greater of twenty-five dollars or five percent of the amount due plus interest at the rate of one percent per month from the date the tax was due.
B. The director may refuse to renew the certificate of authority of any insurer failing to pay the tax on or before the date it is due. The director shall revoke the certificate of authority of any insurer failing to pay the tax for more than thirty days after it was due.
C. If the director requires the tax to be paid electronically through a designated third-party service pursuant to section 20-224,  subsection K,  no penalty accrues with respect to any payment of tax or interest that is late due to delays caused by the third-party service.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-226 - Exclusive character of premium tax; exception

20-226.
Exclusive character of premium tax;  exception
A. With respect to authorized insurers the premium tax provided by section 20-224 shall be payment in full and in lieu of all other demands for any and all state,  county,  district,  municipal and school taxes,  licenses and excises of whatever kind or character,  excepting only:
1. The fees prescribed by this title.
2. Taxes on real and tangible personal property located within this state.
3. The transaction privilege tax and the use tax imposed as provided in title 42,  chapter 5,  articles 1 and 4.
4. The transaction privilege taxes and use taxes imposed by any county,  city or town.
B. Except as provided in subsection A of this section,  the state preempts the field of imposing excise,  privilege,  franchise,  income,  license and similar taxes upon insurers and their general agents and agents as such and on the intangible property of insurers or such agents. Except as provided in subsection A of this section,  no county,  municipality,  district,  school district or other political subdivision or agency in this state shall levy upon insurers,  or upon their general agents and agents as such,  any tax additional to such as are levied in this title. Nothing in this section allows a county,  city or town to impose a transaction privilege tax or use tax on insurance policies,  premiums,  brokers or agents.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-227 - Disposition of tax proceeds

20-227.
Disposition of tax proceeds
The purpose of the taxes provided by this title is to assist in defraying the cost of state government and to lessen the tax burden upon tangible property. All taxes collected under this title shall be deposited,  pursuant to sections 35-146 and 35-147,  in the state general fund and shall be used,  together with the revenue from other sources,  to pay appropriations for the maintenance of state government,  except as provided in subsection C of section 20-224 (firemen's relief and pension fund) and in section 20-224.01 (highway patrol account of the public safety personnel retirement system) and other applicable statutes.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-228 - Exemption of insurers from general corporation reports and fees

20-228.
Exemption of insurers from general corporation reports and fees
Notwithstanding any other statute,  no authorized insurer or surplus line insurer is required to file with the corporation commission the annual report required of corporations by section 10-1622 or the certificate of disclosure required of corporations which are exempt from filing an annual report by section 10-1622 or the statement of bankruptcy required by section 10-1623 from corporations filing for bankruptcy. Such an insurer is exempt from filing the annual report,  from filing the certificate of disclosure and from payment of the annual registration fee required by section 10-1622 and from the annual report fee required by section 10-122.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-229 - Insurance producer; identification; exceptions

20-229.
Insurance producer;  identification;  exceptions
A. An authorized insurer shall not issue a policy covering a subject of insurance resident,  located or to be performed in this state unless the policy declaration page or endorsement identifies the name of the producer licensed for that line of authority in this state.
B. Subsection A of this section does not apply to:
1. Reinsurance or life,  disability or title insurance.
2. Insurance of the rolling stock,  vessels or aircraft of any common carrier in interstate or foreign commerce,  or of any vehicle principally garaged and used in another state or covering any liability or other risks incident to the ownership,  maintenance or operation thereof.
3. Insurance of property in the course of transportation interstate or in foreign trade,  or any liability or risk incident thereto.
4. Insurance of ocean marine risks.
5. Policies issued through salaried insurance producers or issued by insurers not using insurance producers in the general solicitation of business.
6. Bid bonds issued by any surety insurer in connection with any public or private contracts.
7. Policies issued by a vending machine pursuant to section 20-293.
C. A violation of this section shall not invalidate the policy.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-231 - Transfer of domicile

20-231.
Transfer of domicile
A. Any insurer organized under the laws of any other state and admitted to do business in this state for the purpose of writing insurance may,  upon complying with all requirements of law relative to the organization of a domestic insurer and by designating its principal place of business at a place in this state,  become a domestic insurer. Such a domestic insurer is entitled to a certificate of authority to transact insurance in this state and is subject to the authority and jurisdiction of this state.
B. Any domestic insurer may,  upon the approval of the director,  transfer its domicile to any other state in which it is admitted to transact insurance. Upon such a transfer the insurer ceases to be a domestic insurer. If otherwise qualified,  the director shall admit such insurer to do business in this state as a foreign insurer. The director shall approve any proposed transfer unless he determines the transfer is not in the interest of the policyholders of the insurer in this state.
C. The certificate of authority,  appointment of statutory agent and licenses,  policy forms,  rates,  authorizations and other filings and approvals in existence at the time a foreign insurer,  admitted to transact insurance in this state,  transfers its corporate domicile to this or any other state by merger or otherwise continue in effect upon the transfer of corporate domicile. However,  each transferring company shall notify the director of the proposed transfer and shall promptly file any resulting amendments to corporate documents filed or required to be filed with the director.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-232 - Junior achievement program; exemption from licensure

20-232.
Junior achievement program;  exemption from licensure
An authorized insurer may sponsor the formation of a junior achievement program approved by the director. A student participating in the program is not an insurance producer as defined in section 20-281 and is not subject to licensure under article 3 of this chapter if the student operates under the direct supervision of a licensed life and disability insurance producer.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-233 - Additional information required of insurer; disclosure to director; violation; classification

20-233.
Additional information required of insurer;  disclosure to director;  violation;  classification
A. At the time of filing its annual statement as required by section 20-223,  an insurer shall also disclose to the director,  in the form or manner prescribed by the director,  information similar to that required of other corporations transacting business in this state pursuant to sections 10-1622 and 10-1623 which is not already filed with or available to the director.
B. The director may refuse to renew or may suspend or revoke the certificate of authority of any insurer failing to provide the disclosures provided by subsection A of this section. Any insurer failing to provide the information required by subsection A at the time of filing its annual statement shall be subject to payment of a late fee not to exceed twenty-five dollars for each day of delinquency.
C. A person executing or contributing information for such a disclosure who intentionally makes an untrue statement of a material fact or withholds any material fact with regard to the information required in subsection A of this section is guilty of a class 6 felony.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-234 - Filing requirement; participation in the insurance regulatory information system

20-234.
Filing requirement;  participation in the insurance regulatory information system
A. On or before March 1 of each year or on or before the earliest date the company is required to file an annual statement with any state if later,  each domestic,  foreign and alien insurer that is authorized to transact insurance in this state shall file with the national association of insurance commissioners a copy of its annual statement convention blank,  along with any additional filings that are prescribed by the director for the preceding year. The filed information shall be in the format and scope that are required by the director and shall include the signed jurat page and the actuarial certification. Any amendments and addendums to the annual statement filing that are filed subsequently with the director also shall be filed with the national association of insurance commissioners. If the director requires an insurer that is admitted to transact insurance by more than one state to file a quarterly financial statement,  the insurer shall also file the quarterly statement on diskette or another electronic medium designated by the director with the national association of insurance commissioners.
B. In the absence of actual malice,  members of the national association of insurance commissioners,  their duly authorized committees,  subcommittees,  task forces,  delegates and employees and all other persons who are charged with the responsibility of collecting,  reviewing,  analyzing and disseminating the information contained in the annual statement convention blanks are agents of the director and are not subject to civil liability for libel,  slander or other cause of action relating to the collection,  review,  analysis or dissemination of the data and information that are collected.
C. All financial analysis ratios and examination synopses concerning insurance companies that are submitted to the department by the national association of insurance commissioners' insurance regulatory information system are confidential and shall not be disclosed by the department.
D. The director may suspend,  revoke or refuse to renew the certificate of authority of any insurer failing to file its annual statement when due or within an extension of time that the director,  for good cause,  may have granted.
E. A foreign insurer that is domiciled in a state which has a statute substantially similar to subsection A and has complied with that statute is exempt from the requirements of this section.
F. This section does not apply to domestic life and disability reinsurers authorized to transact insurance pursuant to chapter 4,  article 10 of this title.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-235 - Insurers; financial disclosure; requirements

20-235.
Insurers;  financial disclosure;  requirements
A. The director shall adopt rules which require each insurer licensed to write property or casualty insurance in this state to report its loss and expense experience,  investment income,  administrative expenses and other data,  as he may require,  for classes of risks which he may designate. Such reports shall be in addition to the annual statement required by section 20-223.
B. The department may designate one or more rate service organizations or advisory organizations to gather and compile the experience and data.
C. The director by order may require an insurer authorized to transact insurance in this state to submit statistical and other financial data including the information prescribed in subsection A of this section in a form and content consistent with rules adopted pursuant to subsection A,  with any model guideline,  regulation,  rule or act adopted by the national association of insurance commissioners or with the classification basis used by the insurer. The director shall prescribe the time period and form in which the data shall be submitted.
D. An insurer who fails to provide the information required under subsection C of this section is subject to payment of a late fee of not more than one hundred dollars for each day of delinquency. The director shall notify an insurer of late fees that it will incur as a result of noncompliance with this section at least ten days prior to the date any such late fees become due.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-236 - Civil penalty for failure to respond to a request for verification of financial responsibility

20-236.
Civil penalty for failure to respond to a request for verification of financial responsibility
If the director finds after a hearing that,  upon certification by the department of transportation,  an insurer has failed to respond in writing within thirty days to a financial responsibility verification request pursuant to section 28-4143,  the director shall impose a civil penalty of not more than two hundred fifty dollars for each violation but not to exceed an aggregate penalty of twenty thousand dollars in any one six-month period.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-237 - Failure to provide information; penalty

20-237.
Failure to provide information;  penalty
If after a hearing and certification by the department of transportation the director of the department of insurance and financial institutions finds that an insurer has failed to comply with section 28-4148,  the director of the department of insurance and financial institutions shall impose a civil penalty for each violation of not more than $250 per day for each day the insurer is in violation of section 28-4148. The director of the department of insurance and financial institutions also may suspend the insurer's certificate of authority until the insurer complies with section 28-4148. No penalty shall be imposed pursuant to this section if noncompliance is determined by the director of the department of insurance and financial institutions to have been inadvertent or accidental. The burden of proving that the noncompliance was inadvertent or accidental shall be on the insurer.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-238 - Health insurance; state regulation; rating areas; definitions

20-238.
Health insurance;  state regulation;  rating areas;  definitions
(Conditionally Rpld.)
A. The director,  through the adoption of rules or other regulatory and administrative actions within the director's authority,  shall ensure that this state retains its full authority to regulate policies,  certificates,  evidences of coverage and contracts of insurance that are issued or delivered by health insurers taking into consideration the enactment of the act.
B. Notwithstanding any other provision of this title,  a health insurer subject to the act shall not issue a contract,  policy,  certificate or evidence of coverage or otherwise transact insurance if the coverage and benefits provided in the contract,  policy,  certificate or evidence of coverage are inconsistent with the applicable provisions of the act.
C. Except for coverage under individual and small group policies,  certificates,  evidences of coverage and contracts that are grandfathered as prescribed by 42 United States Code section 18011,  the following rating areas are established and shall be used by all health insurers issuing individual and small group policies,  certificates,  evidences of coverage or contracts in this state:
1. Mohave,  Coconino,  Apache and Navajo counties.
2. Yavapai county.
3. La Paz and Yuma counties.
4. Maricopa county.
5. Pinal and Gila counties.
6. Pima and Santa Cruz counties.
7. Graham,  Greenlee and Cochise counties.
D. For the purposes of this section:
1. " Act"  means the patient protection and affordable care act (P.L. 111-148) as amended by the health care and education reconciliation act (P.L. 111-152) or any rules adopted pursuant to those acts.
2. " Health insurer"  means a disability insurer,  group disability insurer,  blanket disability insurer,  health care services organization,  hospital service corporation,  medical service corporation,  dental service corporation,  prepaid dental plan organization or hospital,  medical,  dental and optometric service corporation.
3. " Rating area"  means an area within which a health insurer shall not vary rates based on geography.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-240 - Electronic posting of policies; definitions

20-240.
Electronic posting of policies;  definitions
A. Notwithstanding section 20-239,  an insurer may post property and casualty insurance policies and endorsements that are subject to article 4.1 of this chapter pursuant to section 20-382 on the insurer's website instead of sending the policies and endorsements to the insured,  if all of the following conditions are satisfied:
1. The policies and endorsements posted by the insurer on its website do not contain personal information or privileged information.
2. The insurer makes accessible each policy and endorsement:
(a) On the insurer's website while each policy and endorsement remains in use.
(b) For a period of five years after the insurer discontinues the policy or endorsement.
3. The insurer posts its policies and endorsements on the insurer's website in a manner that enables the insured to print and save a copy of the policy and endorsements using programs and applications that are widely available on the internet and free of charge to use.
4. The insurer agrees to respond to requests from the insured in a timely manner and to provide notice in the manner that the insurer customarily communicates with an insured:
(a) At the time of issuance of the initial policy forms and any renewal forms of a method by which the insured may obtain,  on request and without charge,  a paper or electronic copy of the insured's policy or endorsement.
(b) Of any changes to the forms or endorsements,  and of the insured's right to obtain,  on request and without charge,  a paper or electronic copy of the forms and endorsements.
(c) Of the insurer's specific website address and instructions on how to access the referenced policy and endorsement forms on the insurer's website.
5. On each declarations page delivered to an insured,  the insurer clearly identifies the exact policy and endorsement forms purchased by the insured.
B. For the purposes of this section,  " personal information"  and " privileged information"  have the same meanings prescribed in section 20-2102.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-241 - Contracts to provide health care services; form of payment; notice; explanation of benefits; definitions

20-241.
Contracts to provide health care services;  form of payment;  notice;  explanation of benefits;  definitions
A. A contract between a health insurer and a health care provider that is issued,  amended or renewed on or after January 1,  2020 to provide health care services to the health insurer's enrollees may not restrict the method of payment from the health insurer to the health care provider in which the only acceptable payment method is a credit card payment.
B. If a health insurer initiates or changes payments to a health care provider using electronic funds transfer payments,  including virtual credit card payments,  the health insurer shall do the following:
1. Notify the health care provider if any fee is associated with a particular payment method.
2. Advise the health care provider of the available methods of payment and provide clear instructions to the health care provider as to how to select an alternative payment method.
3. Remit or associate with each payment the explanation of benefits.
C. A health insurer that initiates or changes payment to a health care provider using the health care electronic funds transfers and a remittance advice transaction pursuant to 45 Code of Federal Regulations sections 162.1601 and 162.1602 may not charge a fee solely to transmit the payment to a health care provider unless the health care provider has consented to the fee. A health care provider agent may charge reasonable fees when transmitting an electronic funds transfer or automatic clearing house related to transaction management,  data management,  portal services and other value-added services above and beyond the bank transmittal.
D. For the purposes of this section:
1. " Electronic funds transfer payment"  means a payment by any method of electronic funds transfer other than a standard health care electronic funds transfers and remittance advice transaction pursuant to 45 Code of Federal Regulations sections 162.1601 and 162.1602.
2. " Health care provider"  means a person who is licensed,  registered or certified as a health care professional under title 32 or a laboratory or durable medical equipment provider that furnishes services to an enrollee and that separately bills the enrollee for the services.
3. " Health care provider agent"  means a person or entity that contracts with a health care provider establishing an agency relationship to process bills for services provided by the health care provider under the terms and conditions of a contract between the agent and health care provider,  which may allow the agent to submit bills,  request reconsideration,  and receive reimbursement.
4. " Health insurer"  means a disability insurer,  group disability insurer,  blanket disability insurer,  health care services organization,  hospital service corporation,  medical service corporation or hospital,  medical,  dental and optometric service corporation and includes the health insurer's designee.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-242 - Health insurers; provider networks; notice; options; definitions

20-242.
Health insurers;  provider networks;  notice;  options;  definitions
A. If a health insurer acquires the provider network of another health insurer,  the health insurer that is contracted with a health care provider in the network that has been acquired shall notify,  consistent with the notification provisions of the provider contract,  each health care provider of the acquired network.
B. A health care provider that is in a provider network that is acquired may do any of the following:
1. Continue the provider relationship with the health insurer that acquired the provider network.
2. Terminate the provider relationship with the health insurer that acquired the provider network in a time and manner consistent with the contract between the health care provider and the health insurer that is contracted with the health care provider.
3. Enter into a contract directly with the health insurer that acquired the provider network.
C. This section does not apply to acquisitions or arrangements that are disclosed in the network contract between a health care provider and a health insurer and to which the health care provider has already agreed.
D. For the purposes of this section:
1. " Health care provider"  means a person who is licensed,  registered or certified as a health care professional under title 32 or a laboratory or durable medical equipment provider that furnishes services to an enrollee and that separately bills the enrollee for the services.
2. " Health insurer"  means a disability insurer,  group disability insurer,  blanket disability insurer,  health care services organization,  hospital service corporation,  medical service corporation or hospital,  medical,  dental and optometric service corporation and includes the health insurer's designee.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-251 - Definitions not mutually exclusive

20-251.
Definitions not mutually exclusive
It is intended that certain coverages may come within the definitions of two or more kinds of insurance as set forth in this article,  and the fact that such a coverage is included within one definition shall not exclude such coverage as to any other kind of insurance within the definition of which such coverage likewise reasonably is includable.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-254 - "Life insurance" defined

20-254.
" Life insurance"  defined
" Life insurance"  is insurance on human lives and insurance appertaining thereto or connected therewith. The transacting of life insurance includes the granting of endowment benefits,  additional benefits in the event of death or dismemberment by accident or accidental means,  additional benefits in the event of the disability of the insured and optional modes of settlement of proceeds of life insurance. An insurer authorized to transact life insurance may also grant annuities.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-254.01 - "Annuities" defined

20-254.01.
" Annuities"  defined
" Annuities"  encompass all agreements to make periodic payments,  other than contracts defined by section 20-254 as " life insurance" ,  where the making or continuance of all or of some of a series of such payments,  or the amount of any such payment,  is dependent upon the continuance of human life. Except as exemption or other provision is made,  all provisions in this title applicable to life insurance shall be deemed applicable also to annuities.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-256 - "Property insurance" defined

20-256.
" Property insurance"  defined
" Property insurance"  is insurance on real or personal property of every kind and interest therein,  against loss or damage from any or all hazard or cause,  and against loss consequential upon such loss or damage,  other than noncontractual legal liability for any such loss or damage. Property insurance shall also include miscellaneous insurance as defined in paragraph 11 of section 20-252 except as to any noncontractual liability coverage includable therein.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-257 - "Surety insurance" defined

20-257.
" Surety insurance"  defined
" Surety insurance"  includes:
1. Fidelity insurance,  which is insurance guaranteeing the fidelity of persons holding positions of public or private trust.
2. Insurance guaranteeing the performance of contracts,  other than insurance policies,  and guaranteeing and executing bonds,  undertakings and contracts of suretyship.
3. Insurance indemnifying banks,  bankers,  brokers,  financial or monied corporations or associations against loss,  resulting from any cause,  of bills of exchange,  notes,  bonds,  securities,  evidences of debt,  deeds,  mortgages,  warehouse receipts or other valuable papers,  documents,  money,  precious metals and articles made therefrom,  jewelry,  watches,  necklaces,  bracelets,  gems,  precious and semi-precious stones,  including any loss while they are being transported in armored motor vehicles,  or by messenger,  but not including any other risks of transportation or navigation,  and also insurance against loss or damage to such an insured's premises or to his furnishings,  fixtures,  equipment,  safes and vaults therein,  caused by burglary,  robbery,  theft,  vandalism or malicious mischief,  or any attempt to commit such crimes.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-259 - "Vehicle insurance" defined

20-259.
" Vehicle insurance"  defined
" Vehicle insurance"  is insurance against loss of or damage to any land vehicle or aircraft or to property while contained therein or thereon or being loaded or unloaded therein or therefrom,  from any hazard or cause,  and against any loss,  liability or expense resulting from or incident to ownership,  maintenance or use of any such vehicle or aircraft,  together with insurance against accidental death or accidental injury to individuals,  including the named insured,  while in,  entering,  alighting from,  adjusting,  repairing,  cranking or caused by being struck by a vehicle or aircraft,  if such insurance is issued as a part of insurance on the vehicle or aircraft.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-259.02 - Coverage to include car pool operators and car pool vehicles; definitions

20-259.02.
Coverage to include car pool operators and car pool vehicles;  definitions
A. A policy of private passenger vehicle insurance shall not be delivered or issued for delivery in this state unless coverage is provided for the protection of any person insured under such policy while such person is acting as a car pool operator,  and for the protection of any vehicle insured under such policy while such vehicle is,  or while it is being operated as,  a car pool vehicle. Such car pool coverage shall not entail a premium higher than the premium would otherwise have been for such private passenger vehicle.
B. For the purposes of this section:
1. " Car pool operator"  has the same meaning prescribed in section 28-4032.
2. " Car pool vehicle"  means any motor vehicle when operated by a car pool operator.
3. " Private passenger vehicle"  includes a vehicle accommodating no more than fifteen passengers and owned by a commercial organization but used exclusively as a car pool vehicle. Private passenger vehicle does not include vehicles accommodating more than fifteen passengers,  vehicles used for commercial purposes or motorcycles.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-259.03 - Uninsured and underinsured motorist coverages; insured; wrongful death recovery

20-259.03.
Uninsured and underinsured motorist coverages;  insured;  wrongful death recovery
Notwithstanding any other law,  in the case of the death of an insured who is covered under the uninsured and underinsured motorist coverages of a motor vehicle liability policy,  recovery for wrongful death is limited to any party who is qualified to bring a wrongful death action pursuant to section 12-612 and who is also a surviving insured under the same coverages of the policy. If there are no surviving insureds who qualify to bring a wrongful death action pursuant to section 12-612,  the estate of the deceased insured maintains the right of recovery against the uninsured and underinsured motorist coverages of the motor vehicle policy.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-260 - Limit of risk

20-260.
Limit of risk
A. No insurer shall retain any risk on any one subject of insurance,  whether located or to be performed in this state or elsewhere,  in an amount exceeding ten per cent of its surplus to policyholders,  except that a domestic mutual insurer holding a certificate of authority may retain up to such ten per cent or up to the maximum applicable as set forth in section 20-711,  whichever is the larger,  and a domestic limited stock insurer may retain up to the maximum applicable as set forth in section 20-708.
B. Reinsurance authorized by section 20-261 shall be deducted in determining risk retained. As to surety risks,  deduction shall also be made of the amount assumed by any established incorporated cosurety and the value of any security deposited,  pledged or held subject to the surety's consent and for the surety's protection.
C. As to alien insurers,  other than life insurers domiciled in Canada,  this section shall relate only to risks and surplus to policyholders of the insurer's United States branch.
D. This section shall not apply to group life or group or blanket disability insurance,  title insurance,  insurance of ocean marine risks or marine protection and indemnity risks,  workers' compensation insurance,  employers' liability coverages,  nor to any policy or type of coverage as to which the maximum possible loss to the insurer is not readily ascertainable on issuance of the policy.
E. A " subject of insurance"  for the purposes of this section,  as to insurance against fire and hazards other than windstorm or earthquake,  includes all properties insured by the same insurer which are customarily considered by underwriters to be subject to loss or damage from the same fire or other such hazard insured against.
F. " Surplus to policyholders"  for the purpose of this section shall be deemed to include any voluntary reserves which are not required pursuant to law,  and shall be determined from the last sworn statement of the insurer on file with the director or by the last report of examination by the director,  whichever is the more recent at time of assumption of such risk.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-262 - Motor vehicle insurance policy; reduction of rate for older person completing accident prevention course; course requirements

20-262.
Motor vehicle insurance policy;  reduction of rate for older person completing accident prevention course;  course requirements
A. An insurer issuing motor vehicle liability insurance policies in this state may provide additional reductions in rates for motor vehicle personal injury and property damage coverage to an insured who:
1. Is at least fifty-five years of age.
2. Within the last three years has successfully completed a driver improvement course:
(a) That is approved by the department of transportation,  motor vehicle division.
(b) That includes classroom instruction or practice driving of at least the minimum number of hours that the director of the department of transportation requires.
(c) Which is not self-instructed and provides actual classroom or field driving instruction for the minimum number of hours required by the department of transportation.
(d) For which the insured has received a certificate that certifies the completion of the course.
B. Upon successfully completing an approved course,  the agency sponsoring the course shall issue to each participant a certificate which is the basis of qualification for the premium reduction authorized by this section.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-263 - Vehicle insurance; prohibited act by insurer; hearing; penalty

20-263.
Vehicle insurance;  prohibited act by insurer;  hearing;  penalty
A. No insurer shall increase the motor vehicle insurance premium of an insured as a result of an accident not caused or significantly contributed to by the actions of the insured. Any insurer which increases the premium as a result of accident involvement shall notify the insured of the reason for such increase.
B. The director,  after a hearing,  shall order an insurer that has raised the premium of an insured in violation of subsection A to refund the amount attributable to such premium increase and shall impose a civil penalty not to exceed three hundred dollars. In determining whether an insurer has violated subsection A,  the director may conduct such investigation as he deems necessary and the costs shall be paid by the insurer pursuant to section 20-159.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-264 - Automobile insurance; damaged safety equipment deductible optional; definition

20-264.
Automobile insurance;  damaged safety equipment deductible optional;  definition
A. Any insurer writing private passenger automobile insurance which includes comprehensive coverage for motor vehicle damage shall provide at the option of the insured complete coverage for the repair or replacement of all damaged safety equipment without regard to any deductible.
B. As used in this section,  " safety equipment"  means the glass used in the windshield,  doors and windows and the glass,  plastic or other material used in the lights of a motor vehicle.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-265 - Motor vehicle insurance; premium and fee comparisons and complaint ratios

20-265.
Motor vehicle insurance;  premium and fee comparisons and complaint ratios
The department of insurance and financial institutions shall compile comparisons of premiums and fees charged at policy inception and complaint ratios for motor vehicle insurance policies that insure six or fewer motor vehicles. The comparisons shall reflect premiums and fees associated with the inception of a policy for not fewer than five hypothetical insureds for urban areas and five hypothetical insureds for rural areas. The department of insurance and financial institutions shall forward copies of the comparisons of premiums and fees charged at policy inception and complaint ratios to the department of transportation. The director of the department of transportation in consultation with the director of the department of insurance and financial institutions shall make the copies available to the public. The department of insurance and financial institutions may include in the comparison information consumer information that describes the nature of bodily injury coverage,  property damage coverage,  collision coverage,  comprehensive coverage,  medical payment coverage,  uninsured motorist coverage and underinsured motorist coverage.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-266 - Minimum liability policy; availability

20-266.
Minimum liability policy;  availability
An insurer writing or an insurance producer soliciting applications for motor vehicle liability policies that insure six or fewer motor vehicles shall make available a policy for the mandatory minimum motor vehicle liability limits as prescribed in section 28-4009 if requested by a named insured or an applicant who meets the underwriting criteria of the insurer.