reglab/statecodes huggingface dataset:
2023 Code of Alabama › Title 24 - Housing. › Chapter 7A - Alabama Indian Housing Authority. › Section 24-7A-2 - Establishment of Authority.

Section 24-7A-2
Establishment of authority.
There is created and established an Indian housing authority for the jurisdiction of the State of Alabama, to be styled the Alabama Indian Housing Authority. Its purpose shall be to provide safe and decent dwelling places for low-income persons and families in Indian areas.
The authority shall consist of five members who shall be appointed by the commission from nominations submitted to the commission from the tribal councils of the following tribal governments:
(1) Cherokees of Southeast Alabama.
(2) Cherokees of Northeast Alabama.
(3) Echota Cherokees.
(4) Machis Creeks.
(5) Star Clan of Muscogee (Creeks).
No person shall be barred from serving as a member of the authority because the person is a tenant or home buyer in a tribal housing project.
Members of the authority shall serve a term of three years from their appointment, and may serve an unlimited number of terms. In the event of a vacancy on the authority, the commission shall appoint a successor to fill the unexpired term.
The authority shall select from among its members a chair, a vice-chair, and a secretary-treasurer. No member shall hold simultaneously two offices within the authority. The chair shall preside at meetings of the authority. The vice-chair shall preside in the absence of the chair. In the absence of both the chair and vice-chair, the secretary-treasurer shall preside.
The commission may remove any member of the authority for neglect of duty, inefficiency, or misconduct in office, but only after a hearing before the authority, and only after the member has been given a written notice of the charges at least 10 days prior to the hearing. At the hearing, the member shall have the opportunity to be heard in person or by counsel and to present witnesses.
Three members shall constitute a quorum for the conduct of business of the authority.
The principal place of business of the authority is Montgomery County, Alabama. Meetings of the authority may be held at other locations within the state upon notification of the members by certified mail, at least 10 days prior to the meeting date.
The authority may hire an executive director and such other personnel as may be necessary to administer the provisions of this section. The executive director shall serve at the pleasure of the authority.
(Acts 1993, No. 93-351, p. 540, §2(b).)
2023 Code of Alabama › Title 24 - Housing. › Chapter 7A - Alabama Indian Housing Authority. › Section 24-7A-3 - Powers of Authority.

Section 24-7A-3
Powers of authority.
The authority may:
(1) Undertake research and studies and analyses of housing needs in the State of Alabama, and the means by which such needs may be met, including data with respect to population and family groups and the distribution thereof according to income groups, the amount and quality of available housing and its distribution according to rental and sales prices, and employment, wage, and other factors affecting the local housing needs and the meeting thereof, and make the results and analyses available to the public and the building, housing, and supply industries.
(2) Enter into contracts with cities, towns, counties, and other housing authorities in the state for the purpose of carrying out this section.
(3) Establish rentals and select tenants in low-income rental housing projects under its jurisdiction.
(4) Issue bonds, notes, and other evidence of indebtedness for the purpose of financing the construction of housing for low-income persons pursuant to Title 24, Code of Federal Regulations Part 905 Indian Housing: Revised Consolidated Program Regulations; Interim Rule.
(5) Obtain, rent, lease, or otherwise obtain from any county, city, or state, properties of the public bodies as are offered for use to the authority for the purpose of providing housing to low-income persons and families in Indian areas.
(6) Enter into contracts and agreements with agents of the federal government for the purpose of purchasing land, acquiring, constructing, renovating, providing streets, utilities, and landscaping grounds for rental and other housing for low-income persons and families in designated Indian areas.
(7) Exercise any additional powers, rights, and functions specified for municipal housing authorities created under Sections 24-1-20 to 24-1-45, inclusive. All laws applicable to housing authorities created under Title 24, for municipalities and the commissioner of the authorities shall be applicable to the authority, unless a different meaning clearly appears from the context.
The commission may exercise all appointing and other powers with respect to an Indian Housing Authority that are vested in the chief executive officer and governing body of a municipality under this title, with respect to municipal housing authorities.
Rentals and tenant selection associated with projects of the authority shall be in accordance with this title, with respect to municipal housing authorities.
(Acts 1993, No. 93-351, p. 540, §2(c).)
2023 Code of Alabama › Title 24 - Housing. › Chapter 7A - Alabama Indian Housing Authority. › Section 24-7A-4 - Area of Operation.

Section 24-7A-4
Area of operation.
Subject to the limitations of this section, the authority may operate anywhere in the State of Alabama that is an Indian area. The authority shall not undertake any housing project or projects within the area of operation of any city, county, or regional housing authority unless a resolution is adopted by the city, county, or regional housing authority declaring that there is a need for the authority to exercise its powers within the city, county, or regional housing authority's area of operation.
(Acts 1993, No. 93-351, p. 540, §2(d).)
2023 Code of Alabama › Title 24 - Housing. › Chapter 8 - Alabama Fair Housing Law. › Section 24-8-4 - Unlawful Discriminatory Housing Practices.

Section 24-8-4
Unlawful discriminatory housing practices.
It shall be unlawful:
(1) To refuse to sell or rent after the making of a bona fide offer, to refuse to negotiate for the sale or rental of, or otherwise to make unavailable or deny a dwelling to any person because of race, color, religion, sex, familial status, or national origin;
(2) To discriminate against any person in the terms, conditions, or privileges of sale or rental of a dwelling, or in the provision of services or facilities in connection with it, because of race, color, religion, sex, familial status, or national origin;
(3) To make, print or publish, or cause to be made, printed, or published, any notice, statement, or advertisement with respect to the sale or rental of a dwelling that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin or an intention to make the preference, limitation, or discrimination;
(4) To represent to any person because of race, color, religion, sex, handicap, familial status, or national origin that any dwelling is not available to inspection, sale or rental when the dwelling is available;
(5) For profit, to induce or attempt to induce any person to sell or rent any dwelling by representations regarding the entry or prospective entry into the neighborhood of a person or persons of a particular race, color, religion, sex, handicap, familial status, or national origin;
(6) To discriminate in the sale or rental, or to otherwise make unavailable or deny, a dwelling to any buyer or renter because of a handicap of:
a. That buyer or renter;
b. A person residing in or intending to reside in that dwelling after it is sold, rented, or made available; or
c. Any person associated with that buyer or renter;
(7) To discriminate against a person in the terms, conditions, or privileges of sale or rental of a dwelling, or in the provision of services or facilities in connection with the dwelling, because of a handicap of:
a. That person;
b. A person residing in or intending to reside in that dwelling after it is sold, rented, or made available; or
c. Any person associated with that person.
(Acts 1991, No. 91-659, p. 1248, §4.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 8 - Alabama Fair Housing Law. › Section 24-8-5 - Discrimination in Services, Organizations, or Facilities Relating to Business of Selling or Renting Dwellings.

Section 24-8-5
Discrimination in services, organizations, or facilities relating to business of selling or renting dwellings.
It shall be unlawful to deny any person access to, or membership or participation in, any multiple listing service, real estate brokers' organization, or other service, organization, or facility relating to the business of selling or renting dwellings or to discriminate against him or her in the terms or conditions of the access, membership, or participation on account of race, color, religion, sex, handicap, familial status, or national origin.
(Acts 1991, No. 91-659, p. 1248, §5; Acts 1995, No. 95-676, p. 1472, §1.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 8 - Alabama Fair Housing Law. › Section 24-8-6 - Discrimination in Residential Real Estate Related Transactions.

Section 24-8-6
Discrimination in residential real estate related transactions.
(a) It shall be unlawful for any person or other entity whose business includes engaging in residential real estate related transactions to discriminate against any person in making available such a transaction, or in the terms or conditions of the transaction, because of race, color, religion, sex, handicap, familial status, or national origin.
(b) As used in this section, "residential real estate related transaction" means any of the following:
(1) The making or purchasing of loans or providing other financial assistance:
a. For purchasing, constructing, improving, repairing, or maintaining a dwelling; or
b. Secured by residential real estate; or
(2) The selling, brokering, or appraising of residential real property.
(c) Nothing in this chapter prohibits a person engaged in the business of furnishing appraisals of real property to take into consideration factors other than race, color, religion, national origin, sex, handicap, or familial status.
(Acts 1991, No. 91-659, p. 1248, §6.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 8 - Alabama Fair Housing Law. › Section 24-8-8 - Interference With Person in Exercise of Right Granted Under Chapter.

Section 24-8-8
Interference with person in exercise of right granted under chapter.
It shall be unlawful to coerce, intimidate, threaten, or interfere with any person in the enjoyment of, exercise of, or the aid or encouragement of any other person in the exercise of any right granted under this chapter.
(Acts 1991, No. 91-659, p. 1248, §8; Acts 1995, No. 95-676, p. 1472, §1.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 8 - Alabama Fair Housing Law. › Section 24-8-9 - Office to Administer Provisions and May Delegate Functions, Duties, Powers to Employees.

Section 24-8-9
Office to administer provisions and may delegate functions, duties, powers to employees.
(a) The office shall administer the provisions of this chapter.
(b) The office may delegate any of its functions, duties, and powers to its employees including functions, duties, and powers with respect to investigating, conciliating, hearing, determining, ordering, certifying, reporting, or otherwise acting as to any work, business, or matter under this chapter.
(Acts 1991, No. 91-659, p. 1248, §9.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 8 - Alabama Fair Housing Law. › Section 24-8-10 - Powers of Office.

Section 24-8-10
Powers of office.
The office may do any of the following:
(1) Promulgate regulations necessary for the enforcement of this chapter which shall not exceed the requirements of the 1988 Fair Housing Amendments Act (Pub. L. No. 100-430) and any subsequent amendments to it.
(2) Make studies with respect to the nature and extent of discriminatory housing practices in representative urban, suburban, and rural communities throughout the state.
(3) Publish and disseminate reports, recommendations, and information derived from the studies.
(4) Cooperate with and render technical assistance to public or private agencies, organizations, and institutions within the state which are formulating or carrying on programs to prevent or eliminate discriminatory housing practices.
(5) Cooperate with the United States Department of Housing and Urban Development to achieve the purposes of that department and cooperate with other federal, state, and local agencies and departments.
(6) Accept reimbursement for services rendered to the United States Department of Housing and Urban Development.
(7) Accept gifts or bequests, grants, or other donations, public or private.
(8) Institute proceedings in a court of competent jurisdiction, for cause shown, to seek appropriate temporary or preliminary injunctive relief pending final administrative disposition of a complaint.
(9) Contract with persons and organizations to perform services as it may consider reasonably necessary to effectuate the purposes of this chapter and to accept reimbursement for services rendered pursuant to the contract. However, the office shall not delegate its decision making authority to a nongovernmental agency. This decision making authority includes acceptance of complaints, approval of conciliation agreements, dismissal of complaints, final disposition of complaints, or other enforcement powers granted by this chapter.
(10) Make contractual agreements within the scope and authority of this chapter with any agency of the federal government. An agreement with the Department of Housing and Urban Development may include provisions under which the office shall refrain from processing a charge in this state in any class specified in the agreement.
(11) Affirmatively administer the programs and activities to further the policies of this chapter.
(Acts 1991, No. 91-659, p. 1248, §10; Acts 1995, No. 95-676, p. 1472, §1.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 8 - Alabama Fair Housing Law. › Section 24-8-11 - Procedures for Investigation; Subpoenas.

Section 24-8-11
Procedures for investigation; subpoenas.
(a) In conducting an investigation, the office shall have access at all reasonable times to premises, records, documents, individuals, and other evidence or possible sources of evidence and may examine, record, and copy the materials and take and record the testimony or statements of persons as are reasonably necessary for the furtherance of the investigation, provided the office first complies with the constitutional provisions relating to unreasonable searches and seizures. The office may issue subpoenas to compel its access to or the production of the materials or the appearance of the persons and may issue interrogatories to a respondent, to the same extent and subject to the same limitations as would apply if the subpoenas or interrogatories were issued or served in aid of a civil action in court. The office may administer oaths. Any examination, recording, copying of materials, and the taking and recording of testimony or statements of persons as reasonably are necessary for the furtherance of the investigation must be solely related to the complaint for which the subpoena was issued.
(b) Upon written application to the office, a respondent is entitled to the issuance of a reasonable number of subpoenas by and in the name of the office to the same extent and subject to the same limitations as subpoenas issued by the office itself. A subpoena issued at the request of a respondent shall show on its face the name and address of the respondent and shall state that it was issued at his request.
(c) Within five days after service of a subpoena upon any person, the person may petition the office to revoke or modify the subpoena. The office shall grant the petition if it finds that the subpoena requires appearance or attendance at an unreasonable time or place, that it requires production of evidence which does not relate to any matter under investigation, that it does not describe with sufficient particularity the evidence to be produced, or that compliance would be unduly onerous or for other good reason.
(d) In case of refusal to obey a subpoena, the office or the person at whose request the subpoena was issued may petition for its enforcement in the circuit court for the county in which the person to whom the subpoena was addressed resides, was served, or transacts business.
(e) Witnesses summoned by a subpoena under this chapter are entitled to the same witness and mileage fees as witnesses in proceedings in court. Fees payable to a witness summoned by a subpoena issued at the request of a party must be paid by that party or, where a party is unable to pay the fees, by the office.
(Acts 1991, No. 91-659, p. 1248, §11.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 8 - Alabama Fair Housing Law. › Section 24-8-14 - Civil Action; Sale, Encumbrance, Etc. Consummated Before Issuance of Order; Relief and Award.

Section 24-8-14
Civil action; sale, encumbrance, etc. consummated before issuance of order; relief and award.
(a) A civil action must be commenced within one year after the alleged discriminatory housing practice has occurred. However, the court shall continue a civil case brought pursuant to this section, from time to time, before bringing it to trial if the court believes that the conciliation efforts of the office or local agency are likely to result in satisfactory settlement of the discriminatory housing practice complained of in the complaint made to the office or to the local agency and which practice forms the basis for the action in court. Any sale, encumbrance, or rental consummated before the issuance of any court order issued under the authority of this chapter and involving a bona fide purchaser, encumbrances, or tenant without actual notice of the existence of the filing of a complaint or civil action under the provisions of this chapter are not affected. A civil action may be commenced by an aggrieved person whether or not a complaint has been filed with the office.
(b) The court may grant as relief, as it considers appropriate, any permanent or temporary injunction, temporary restraining order, or other order and may award the plaintiff actual damages, and punitive damages, together with court costs and reasonable attorney's fees in the case of a prevailing party, if the prevailing party in the opinion of the court is not financially able to assume the attorney's fees.
(Acts 1991, No. 91-659, p. 1248, §14.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 8 - Alabama Fair Housing Law. › Section 24-8-15 - Similar Complaint Filed With Another Agency With Authority to Investigate Violation of Chapter.

Section 24-8-15
Similar complaint filed with another agency with authority to investigate violation of chapter.
Before accepting any complaint under this chapter, the office shall determine if the complainant has filed a similar complaint with the Federal Home Loan Bank Board, the Comptroller of the Currency, the Federal Deposit Insurance Corporation of the Federal Reserve System, the United States Department of Housing and Urban Development, or any other agency with authority to investigate and resolve complaints alleging a violation of this chapter. If a complaint has been filed or is filed, subsequently the office shall coordinate efforts to resolve the complaint with that agency in order to avoid multiple investigations of the respondent.
(Acts 1991, No. 91-659, p. 1248, §15.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 8A - Alabama Assistance and Service Animal Integ › Section 24-8A-2 - Definitions.

Section 24-8A-2
Definitions.
For the purposes of this chapter, the following terms shall have the following meanings:
(1) ASSISTANCE ANIMAL. An animal, other than a service animal, that qualifies as a reasonable accommodation under the Fair Housing Act, Public Law 90-284, 42 U.S.C. § 3601, et seq., or Section 504 of the Rehabilitation Act of 1973, Public Law 93-112, 29 U.S.C. § 794. This term includes an emotional support animal when the animal qualifies as a reasonable accommodation.
(2) DISABILITY. A physical or mental impairment which substantially limits one or more major life activities.
(3) LANDLORD. A person or company that owns, manages, or enforces pet policies in housing subject to the Fair Housing Act or the Rehabilitation Act of 1973.
(4) RELIABLE DOCUMENTATION. Documentation allowed to be requested upon receipt of a request for reasonable accommodation under the Fair Housing Act or Section 503 of the Rehabilitation Act of 1973. The term only includes documentation from a medical provider of the person in need of the reasonable accommodation.
(5) SERVICE ANIMAL. An animal, other than an assistance animal, that qualifies as a service animal under the Americans with Disabilities Act of 1990. The term includes those animals being trained to be a service animal.
(Act 2018-235, §2.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 8A - Alabama Assistance and Service Animal Integ › Section 24-8A-3 - Documentation Requirements.

Section 24-8A-3
Documentation requirements.
(a) A landlord who receives a request from a person to make an exception to a policy of the landlord that prohibits animals on the property of the landlord because the person requires the use of an assistance animal may require the person to produce reliable documentation of the following:
(1) A disability, only if the disability is not readily apparent or known to the landlord.
(2) A disability-related need for the animal, only if the disability-related need is not readily apparent or known to the landlord.
(b) All documentation obtained pursuant to this section must be kept confidential in accordance with the Fair Housing Act and the Rehabilitation Act of 1973.
(Act 2018-235, §3.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 8A - Alabama Assistance and Service Animal Integ › Section 24-8A-4 - Misrepresentation of Entitlement to Assistance Animal or Service Animal.

Section 24-8A-4
Misrepresentation of entitlement to assistance animal or service animal.
(a) A person commits the offense of misrepresentation of entitlement to an assistance animal or service animal if the person intentionally does either of the following:
(1) Misrepresents to another person that a person has a disability or disability-related need for the use of an assistance animal or service animal in housing.
(2) Makes materially false statements for the purpose of obtaining documentation for the use of an assistance animal or service animal in housing.
(b)(1) Upon a first offense, a violation of subsection (a) shall be subject to a civil penalty of five hundred dollars ($500) or treated as a Class C misdemeanor.
(2) Upon a second or subsequent offense, a violation of subsection (a) shall be a Class B misdemeanor.
(Act 2018-235, §4.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 8A - Alabama Assistance and Service Animal Integ › Section 24-8A-5 - Misrepresentation of Animal as Assistance Animal or Service Animal.

Section 24-8A-5
Misrepresentation of animal as assistance animal or service animal.
(a) A person commits the offense of misrepresentation of an animal as an assistance animal or service animal if a person intentionally does any of the following:
(1) Creates a document that misrepresents an animal as an assistance animal or service animal for use in housing.
(2) Provides a document to another person falsely stating that an animal is an assistance animal or service animal for use in housing.
(3) Fits an animal, which is not an assistance animal or service animal, with a harness, collar, vest, or sign that the pet is an assistance animal or service animal for use in housing.
(b)(1) Upon a first offense, a violation of subsection (a) shall be subject to a civil penalty of five hundred dollars ($500) or treated as a Class C misdemeanor.
(2) Upon a second or subsequent offense, a violation of subsection (a) shall be a Class B misdemeanor.
(Act 2018-235, §5.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 9 - Alabama Land Bank Authority. › Section 24-9-2 - Purpose.

Section 24-9-2
Purpose.
The Alabama Land Bank Authority is hereby created for the purpose of acquiring tax delinquent properties in order to foster the public purpose of rehabilitating land which is in a nonrevenue-generating, nontax-producing status to an effective utilization status in order to provide housing, new industry, new commercial and economic development, other productive uses, jobs for the citizens, assemble parcels of real property for redevelopment, stabilize property values, and remove blight.
(Act 2009-738, p. 2203, §2; Act 2010-727, §1.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 9 - Alabama Land Bank Authority. › Section 24-9-4 - Definitions.

Section 24-9-4
Definitions.
When used in the chapter, the following words shall have the following meanings:
(1) AGREEMENT. The intergovernmental cooperation agreement entered into between an authority and a local authority by the parties pursuant to this chapter.
(2) AUTHORITY. The Alabama Land Bank Authority.
(3) BOARD. The Alabama Land Bank Authority Board.
(4) LOCAL AUTHORITY. A local land bank authority created by a county or municipality as provided in Section 24-9-10.
(5) PROPERTY. Real property, including any improvements thereon.
(6) TAX-DELINQUENT PROPERTY. Any property on which the taxes levied and assessed by any party remain in whole or in part unpaid on the date due and payable.
(Act 2009-738, p. 2203, §4; Act 2010-727, p. 1818, §1; Act 2013-249, p. 610, §1.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 9 - Alabama Land Bank Authority. › Section 24-9-6 - Acquisition of Tax Delinquent Properties.

Section 24-9-6
Acquisition of tax delinquent properties.
(a) The authority, at such times as it deems to be appropriate, may submit a written request to the Land Commissioner of the Alabama Department of Revenue for the transfer of the state's interest in certain properties to the authority. Upon receipt of such request, the Land Commissioner shall issue a tax deed conveying the state's interest in the property to the authority. The authority shall not be required to pay the amount deemed to have been bid to cover delinquent taxes or any other amount in order to obtain the tax deed.
(b)(1) Delinquent property that may be transferred by the Land Commissioner to the authority shall be limited to parcels that have been bid in for the state pursuant to Chapter 10 of Title 40 for at least three years and the state's interest in real property acquired pursuant to Chapter 29 of Title 40 for delinquent taxes administered by the state and held for at least three years.
(2) The Land Commissioner or his or her agents or assistants may adopt rules necessary to transfer such properties to the authority.
(c) The authority shall administer properties acquired by it as follows:
(1) All property acquired by the authority shall be inventoried and the inventory shall be maintained as a public record.
(2) The authority shall have the power to manage, maintain, protect, rent, lease, repair, insure, alter, sell, trade, exchange, or otherwise dispose of any property acquired pursuant to subsection (b)(1), on terms and conditions determined in the sole discretion of the authority.
(d) Nothing contained in Act 2013-249 shall be construed to grant any power of eminent domain to the authority or any local authority.
(Act 2009-738, p. 2203, §6; Act 2010-727, p. 1827, §1; Act 2013-249, p. 610, §1; Act 2018-192, §1; Act 2021-345, §1.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 9 - Alabama Land Bank Authority. › Section 24-9-9 - Applicability of Chapter.

Section 24-9-9
Applicability of chapter.
This chapter shall not apply to property owned, operated, or used by utilities engaged in the generation, transmission, or distribution of electricity.
(Act 2009-738, p. 2203, §9.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 10 - Alabama Affordable Housing Act. › Section 24-10-2 - Definitions.

Section 24-10-2
Definitions.
When used in this chapter, the following words shall have the following meanings:
(1) ADVISORY COMMITTEE. The Alabama Housing Trust Fund Advisory Committee.
(2) ALABAMA DEPARTMENT OF ECONOMIC AND COMMUNITY AFFAIRS (ADECA). As established by Section 41-23-1.
(3) ALABAMA HOUSING TRUST FUND. The trust fund created pursuant to Section 24-10-4.
(4) SIXTY PERCENT OF MEDIAN FAMILY INCOME. A person or persons living together whose annual income or incomes do not exceed 60 percent of the median family income of a geographic area, as determined by the U.S. Department of Housing and Urban Development, with adjustments for smaller and larger families.
(Act 2012-384, p. 1015, §2.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 10 - Alabama Affordable Housing Act. › Section 24-10-3 - Legislative Findings.

Section 24-10-3
Legislative findings.
(a) It is hereby found and declared that Alabama is in need of more safe, decent, and affordable housing for residents with incomes at or below 60 percent of the median family income.
(b) It is further declared that the lack of affordable housing in Alabama adversely affects a community's ability to develop and maintain a viable and stable economy. The establishment of the Alabama Housing Trust Fund is intended to:
(1) Provide a flexible source of funding for all Alabama communities to address their affordable housing needs.
(2) Help families attain economic stability.
(3) Revitalize blighted and distressed neighborhoods by creating safe, decent, and affordable housing.
(4) Contribute to economic growth through increased housing production, employment, and tax revenue, thereby benefiting all Alabama residents.
(5) Alleviate deficiencies in the supply of safe, decent, and affordable housing for residents with incomes at or below 60 percent of the median family income, many of whom are physically disabled, elderly, victims of domestic violence, veterans, homeless or on the verge of homelessness, living with HIV/AIDS, or living with developmental disabilities.
(6) Alleviate deficiencies in the supply of safe, decent, and affordable housing in rural areas of the state.
(Act 2012-384, p. 1015, §3.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 10 - Alabama Affordable Housing Act. › Section 24-10-4 - Alabama Affordable Housing Trust Fund.

Section 24-10-4
Alabama Affordable Housing Trust Fund.
The Alabama Affordable Housing Trust Fund is created in the State Treasury for the collection and distribution of designated funds for the purpose of increasing the production of housing units, rehabilitating existing housing units, and maintaining such housing so that it can be made affordable to individuals and families whose incomes are at or below 60 percent of the median family income. The Alabama Housing Trust Fund shall be administered by ADECA which shall appoint an advisory committee as prescribed in Section 24-10-8 to advise the Director of ADECA as to program components and operations.
(Act 2012-384, p. 1015, §4.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 10 - Alabama Affordable Housing Act. › Section 24-10-5 - Duties of Alabama Department of Economic and Community Affairs.

Section 24-10-5
Duties of Department of Economic and Community Affairs.
(a) The Alabama Housing Trust Fund shall be maintained and administered by ADECA. ADECA is authorized and directed to do all the following:
(1) Invest and reinvest all money held in the trust fund in investments under ADECA's investment policies, pending its use for the purposes described in Section 24-10-6.
(2) Keep books and records relating to the investment, interest earnings, and uses of monies deposited into the trust fund.
(3) Establish procedures for the withdrawal, allocation, and use of the monies held in the trust fund for the purposes described in Section 24-10-6.
(4) Publish, on an annual basis, criteria for determining the distribution of funds.
(5) Conduct an annual independent audit of the trust fund.
(6) Prepare, in collaboration with the advisory committee, an annual performance report, which shall be provided to the Governor, Speaker of the House of Representatives, and the President Pro Tempore of the Senate, outlining the use of the trust fund monies, including, but not limited to, the trust fund's success in meeting its intended purposes.
(7) Conduct, or hire an outside entity to conduct a statewide housing needs assessment, once every five years to inform ADECA, its director, and the advisory committee of the affordable housing needs in Alabama. The assessment should include the housing needs for individuals with disabilities, those living with HIV/AIDS, intellectual disability, individuals experiencing homelessness, victims of domestic violence, veterans, and the elderly.
(8) Enter into contracts and agreements in connection with the operation of the trust fund, including contracts and agreements with federal agencies, local governmental entities, community developers, and other not-for-profit groups. This provision shall not authorize contracts and agreements with for-profit entities.
(9) Engage in ongoing efforts to increase funding sources for the trust fund, including any additional ongoing state-dedicated funding source.
(b) ADECA shall seek the input of the Alabama Housing Trust Fund Advisory Committee, outlined in Section 24-10-8, but the Director of ADECA has final decision-making authority on all matters relating to the trust fund and the programs administered under Section 24-10-4.
(c) ADECA shall be periodically paid a reasonable fee from amounts deposited to the trust fund to reimburse ADECA for its services in administering the trust fund. On an annual basis, ADECA shall not be paid in excess of 10 percent of the total annual deposits to the trust fund.
(Act 2012-384, p. 1015, §5.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 10 - Alabama Affordable Housing Act. › Section 24-10-6 - Purpose.

Section 24-10-6
Purpose.
The Alabama Affordable Housing Act is established for the following purposes:
(1) To increase the production of housing units and home ownership and to preserve the supply of rental housing that is affordable to individuals and families with incomes at or below 60 percent of the median family income.
(2) To maintain and rehabilitate existing affordable housing units to insure their continued availability to individuals and families with incomes at or below 60 percent of the median family income.
(3) To serve individuals and families living at or below 60 percent of the median family income. No less than 50 percent of the resources placed into the fund each year shall be used to serve individuals and families with household incomes at or below 30 percent of the median family income as determined by the U.S. Department of Housing and Urban Development.
(4) To annually distribute, when possible, a majority of the proceeds from the trust fund to eligible nonprofit developers.
(5) To annually distribute no less than 40 percent of funds for activities that provide housing and housing assistance to individuals and families in rural areas and small cities that are classified as the Balance of State under the U.S. Department of Housing and Urban Development's Home Investment Partnership Program.
(Act 2012-384, p. 1015, §6.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 10 - Alabama Affordable Housing Act. › Section 24-10-9 - Alabama Housing Trust Fund Advisory Committee - Responsibilities.

Section 24-10-9
Alabama Housing Trust Fund Advisory Committee - Responsibilities.
The committee's responsibilities shall include the following:
(1) Review and advise ADECA staff on all policies and procedures for operation of the Alabama Housing Trust Fund including, but not limited to:
a. Development of a process for making awards from the trust fund.
b. Development of policies and rules for operating the trust fund including priorities for making awards and criteria for evaluating applications, and delineation of all compliance and reporting responsibility of fund recipients.
(2) Review and advise ADECA staff on the collection and presentation of data on the use and impact of the trust fund and the preparation of an annual performance report to be submitted to the Legislature, Governor, and the public.
(3) Pursue additional sources of revenue in addition to that prescribed by this chapter.
(4) Ensure that the dedicated resources alleviate the housing crisis for Alabamians by assisting individuals and families with incomes at or below 60 percent of the median family income and targeting hard-to-serve, special needs populations that include individuals who are:
a. Disabled.
b. Elderly.
c. Victims of domestic violence.
d. Veterans.
e. Homeless or on the verge of becoming homeless.
f. Living with an intellectual disability.
g. Living with HIV/AIDS.
h. Mentally ill.
(5) Prepare, in collaboration with ADECA staff, an annual review of the rules, compliance responsibilities, set-asides, funding priorities, policies, funding recommendations and decisions, including any recommended changes to the operation of the trust fund. This review shall be presented to the Director of ADECA for final approval.
(6) The advisory committee shall elect from its membership a chair, vice chair, and secretary. The advisory committee shall adopt rules to govern its proceedings. A majority of the appointed membership of the committee shall constitute a quorum for all meetings.
(7) The advisory committee shall meet within 30 days after a majority of its first members is appointed, and thereafter shall hold regular meetings. Minutes of each meeting of the advisory committee, recording the members present and the business taken, shall be signed and kept by the secretary or an assistant secretary appointed by the advisory committee.
(Act 2012-384, p. 1015, §9.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 10 - Alabama Affordable Housing Act. › Section 24-10-10 - Organizations Eligible for Funding.

Section 24-10-10
Organizations eligible for funding.
The following organizations shall be eligible to apply to ADECA for funding:
(1) Not-for-profit organizations.
(2) Municipalities.
(3) Counties.
(4) Public housing authorities.
(5) For-profit organizations. Profit organizations that use Alabama Housing Trust Fund monies to provide housing for extremely low income individuals and families must partner with not-for-profit organizations that can, if necessary, provide resident services to ensure housing stability.
(Act 2012-384, p. 1015, §10.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 10 - Alabama Affordable Housing Act. › Section 24-10-11 - Ownership Requirements.

Section 24-10-11
Ownership requirements.
All home ownership projects funded by the Alabama Housing Trust Fund must follow the same ownership requirements of the current Alabama Habitat for Humanity home ownership program.
(Act 2012-384, p. 1015, §11.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 11 - Alabama First-Time and Second Chance Home Buyer Savings Account Act. › Section 24-11-1 - Short Title.

Section 24-11-1
THIS SECTION WAS ASSIGNED BY THE CODE COMMISSIONER IN THE 2018 REGULAR SESSION, EFFECTIVE MARCH 28, 2018. THIS IS NOT IN THE CURRENT CODE SUPPLEMENT.
Short Title. This act shall be known and may be cited as the "Alabama First-time and Second Chance Home Buyer Savings Account Act."
(Act 2018-467, §1.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 11 - Alabama First-Time and Second Chance Home Buyer Savings Account Act. › Section 24-11-2 - Legislative Declaration.

Section 24-11-2
THIS SECTION WAS ASSIGNED BY THE CODE COMMISSIONER IN THE 2018 REGULAR SESSION, EFFECTIVE MARCH 28, 2018. THIS IS NOT IN THE CURRENT CODE SUPPLEMENT.
Legislative Declaration. The Legislature recognizes that saving for the purchase of a first home is very challenging in today's economy. The Legislature declares that first-time and second chance home buyer savings accounts provide an opportunity for Alabama residents to save funds for home ownership. The first-time and second chance home buyer savings account program is intended to enable first-time and second chance home buyers in Alabama to plan for and utilize a tax incentive to save funds for a down payment and closing costs for the purchase of a first home in Alabama.
(Act 2018-467, §2.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 11 - Alabama First-Time and Second Chance Home Buyer Savings Account Act. › Section 24-11-3 - Definitions.

Section 24-11-3
THIS SECTION WAS ASSIGNED BY THE CODE COMMISSIONER IN THE 2018 REGULAR SESSION, EFFECTIVE MARCH 28, 2018. THIS IS NOT IN THE CURRENT CODE SUPPLEMENT.
Definitions. As used in this chapter, the following terms shall have the following meanings:
(1) ACCOUNT HOLDER. A first-time and second chance home buyer who establishes, individually or jointly with another first-time and second chance home buyer, a first-time and second chance home buyer savings account.
(2) ALLOWABLE CLOSING COSTS. A disbursement listed on a settlement statement for the purchase of a single-family residence in Alabama by a first-time and second chance home buyer.
(3) DEPARTMENT. Alabama Department of Revenue.
(4) ELIGIBLE COSTS. The down payment and allowable closing costs for the purchase of a single-family residence in Alabama by a first-time and second chance home buyer. Eligible costs do not include any costs incurred prior to the establishment of a first-time and second chance home buyer savings account.
(5) FINANCIAL INSTITUTION. Any bank, savings institution, industrial loan association, credit union, or other similar entity authorized to do business and accept deposits in Alabama.
(6) FIRST-TIME AND SECOND CHANCE HOME BUYER. An individual who resides in Alabama and has not owned or purchased, either individually or jointly, a single-family residence during a period of ten years prior to the date of the purchase of a single-family residence.
(7) FIRST-TIME AND SECOND CHANCE HOME BUYER SAVINGS ACCOUNT or ACCOUNT. An account with a financial institution created for the purpose of payment or reimbursement of eligible costs for the purchase of a single-family residence in Alabama by a first-time and second chance home buyer and designated by the financial institution upon its creation as a first-time and second chance home buyer savings account.
(8) SETTLEMENT STATEMENT. The statement of receipts and disbursements for a transaction related to real estate, including a statement prescribed under the Real Estate Settlement Procedures Act of 1974, 12 U.S.C. §2601 et seq., as amended, and regulations thereunder.
(9) SINGLE-FAMILY RESIDENCE. A single-family residence owned and occupied by a first-time and second chance home buyer as the first-time and second chance home buyer's principal residence, which may also include a manufactured home, trailer, mobile home, condominium unit, or cooperative.
(Act 2018-467, §3.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 11 - Alabama First-Time and Second Chance Home Buyer Savings Account Act. › Section 24-11-4 - Establishment and Use of First-Time and Second Chance Home Buyer Savings Account.

Section 24-11-4
THIS SECTION WAS ASSIGNED BY THE CODE COMMISSIONER IN THE 2018 REGULAR SESSION, EFFECTIVE MARCH 28, 2018. THIS IS NOT IN THE CURRENT CODE SUPPLEMENT.
Establishment and Use of First-time and Second Chance Home Buyer Savings Account.
(a) Beginning January 1, 2019, a first-time and second chance home buyer may open an account with a financial institution designated in its entirety by the financial institution as a first-time and second chance home buyer savings account.
(b) Funds from a first-time and second chance home buyer savings account may be used only to pay a first-time and second chance home buyer's eligible costs for the purchase of a single-family residence in Alabama.
(c) A first-time and second chance home buyer may jointly own a first-time and second chance home buyer savings account with another first-time and second chance home buyer if the joint account holders file a joint income tax return.
(d) Only cash and marketable securities may be contributed to a first-time and second chance home buyer savings account. Subject to the limitations of Section 24-11-7, persons other than the account holder may contribute funds to a first-time and second chance home buyer savings account. There is no limitation on the amount of contributions that may be made to or retained in a first-time and second chance home buyer savings account.
(Act 2018-467, §2.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 11 - Alabama First-Time and Second Chance Home Buyer Savings Account Act. › Section 24-11-5 - Account Holder Responsibilities.

Section 24-11-5
THIS SECTION WAS ASSIGNED BY THE CODE COMMISSIONER IN THE 2018 REGULAR SESSION, EFFECTIVE MARCH 28, 2018. THIS IS NOT IN THE CURRENT CODE SUPPLEMENT.
Account Holder Responsibilities.
The account holder shall do all of the following:
(1) Not use funds held in a first-time and second chance home buyer savings account to pay expenses of administering the account, except that a service or other account fee may be deducted from the account by the financial institution in which the account is held.
(2) Submit the following to the Department of Revenue with the account holder's Alabama income tax return:
a. Detailed information, in a form prescribed by the Department of Revenue, regarding the first-time and second chance home buyer savings account, including a list of transactions for the account during the tax year.
b. Form 1099 issued by the financial institution for the account.
(3) Submit to the department, upon a withdrawal of funds from a first-time and second chance home buyer savings account, a detailed account of the eligible costs toward which the account funds were applied and a statement of the amount of funds remaining in the account, if any. If upon withdrawal of funds from the first-time and second chance home buyer savings account, the account holder fails to provide the department with the detailed account of the eligible costs towards which the account funds were applied, the entire account's funds, including the interest and other income on principal, shall be subject to the penalties listed under Section 24-11-8.
(Act 2018-467, §5.)
2023 Code of Alabama › Title 24 - Housing. › Chapter 11 - Alabama First-Time and Second Chance Home Buyer Savings Account Act. › Section 24-11-6 - Responsibilities of Financial Institutions.

Section 24-11-6
THIS SECTION WAS ASSIGNED BY THE CODE COMMISSIONER IN THE 2018 REGULAR SESSION, EFFECTIVE MARCH 28, 2018. THIS IS NOT IN THE CURRENT CODE SUPPLEMENT.
Responsibilities of Financial Institutions.
(a) A financial institution shall be required to do the following:
(1) Create a new account for the first-time and second chance home buyer and designate the account as a "first-time and second chance home buyer's savings account" on records and transactional statements related to the account.
(2) Provide the account holder with a detailed account statement relating to the first-time and second chance home buyer's savings account on a yearly basis.
(b) A financial institution shall not be required to do any of the following:
(1) Track the use of money withdrawn from a first-time and second chance home buyer savings account.
(2) Allocate funds in a first-time and second chance home buyer savings account between joint account holders.
(3) Report any information not otherwise required by law to the Department of Revenue or any other governmental agency.
(c) A financial institution is not responsible or liable for the following:
(1) Determining or ensuring that an account satisfies the requirements to be a first-time and second chance home buyer savings account.
(2) Determining or ensuring that funds in a first-time and second chance home buyer savings account are used for eligible costs.
(3) Reporting or remitting taxes or penalties related to the use of a first-time and second chance home buyer savings account.
(d) Upon being furnished proof of the death of the account holder and any other information related to the death required by the financial institution or contract governing the first-time and second chance home buyer savings account, a financial institution shall distribute the principal and accumulated interest or other income in the account in accordance with the terms of the contract governing the account, or as otherwise required by law.
(Act 2018-467, §6.)