reglab/statecodes huggingface dataset:
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1673 - Grounds for valid cancellation

20-1673.
Grounds for valid cancellation
A. No insurer may cancel an insurance policy before the expiration of the agreed term or one year from the effective date of the policy or renewal,  whichever is less,  if one of the following is true:
1. The policy has been in effect for sixty days.
2. The policy is a renewal,  effective immediately.
B. Notwithstanding subsection A of this section,  an insurer may cancel a policy for either of the following:
1. Nonpayment of a premium.
2. One of the following grounds,  which must be stated in the policy:
(a) Conviction of the named insured of a crime arising out of acts increasing the hazard insured against.
(b) Acts or omissions by the insured or the insured's representative constituting fraud or material misrepresentation in obtaining the policy,  in continuing the policy or in presenting a claim under the policy.
(c) A substantial change in the risk assumed,  except to the extent that the insurer should reasonably have foreseen the change or contemplated the risk in writing the contract.
(d) A substantial breach of contractual duties or conditions.
(e) Loss of reinsurance applicable to the risk insured against,  but only if the absence of reinsurance has resulted from termination of treaty or facultative reinsurance initiated or implemented by the reinsurer or reinsurers of the company issuing the policy.
(f) A determination by the director that the continuation of the policy would place the insurer in violation of the insurance laws of this state or would jeopardize the solvency of the insurer.
(g) Acts or omissions by the insured or the insured's representative that materially increase the hazard insured against.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1674 - Notice of cancellation; refund of unearned premium

20-1674.
Notice of cancellation;  refund of unearned premium
A. A cancellation under section 20-1673 is not effective unless the insurer sends a copy of the notice of cancellation to the insured's agent and to the named insured at least forty-five days before the effective date of the cancellation,  except that,  if cancellation is for nonpayment of premium,  at least ten days' notice of cancellation must be given. The notice must state the specific facts that constitute the grounds set forth in section 20-1673 that are relied on. If the insurer sends the notice by mail,  the insurer shall obtain proof of mailing by United States certified mail or first class mail using intelligent mail barcode or another similar tracking method used or approved by the United States postal service.
B. The notice of cancellation and any refund of unearned premium may be sent separately,  but both must be sent within the time frames established in subsection A of this section. If a premium has been financed,  a refund of unearned premium shall be returned as provided in section 6-1416.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1675 - Liability of insurer and representatives for statements in notice of cancellation, other communication or evidence given in court relating to cancellation

20-1675.
Liability of insurer and representatives for statements in notice of cancellation,  other communication or evidence given in court relating to cancellation
There is no liability on the part of and no cause of action of any nature arises against any insurer or its authorized representatives,  agents or employees,  or any licensed insurance producer,  for any statement made,  unless shown to have been made in bad faith with malice,  in any of the following:
1. A written notice of cancellation or in any other oral or written communication specifying the reasons for cancellation.
2. A communication providing information pertaining to such cancellation.
3. Evidence submitted at any court proceeding or informal inquiry in which such cancellation is an issue.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1676 - Notice of nonrenewal

20-1676.
Notice of nonrenewal
A. This article does not apply to the nonrenewal of insurance policies except as provided in subsection B of this section.
B. A nonrenewal of any policy of insurance to which this article applies is not effective unless the insurer sends a copy of the notice of nonrenewal to the insured's agent and to the named insured at least forty-five days before the end of the policy period of its intention not to renew the policy. The transfer of a policyholder between companies within the same insurance group or changes in deductibles,  premium,  amount of insurance or coverage are not refusals to renew.
C. Notice of nonrenewal is not required if either of the following occurs:
1. The insurer or a company within the same insurance group has offered to issue a renewal policy.
2. The named insured has obtained replacement coverage or has agreed in writing to obtain replacement coverage.
D. If an insurer provides the notice described in subsection B of this section and the insurer subsequently extends the policy for ninety days at the request of the policyholder,  an additional notice of nonrenewal is not required with respect to the extension.
E. If the notice of nonrenewal is sent less than forty-five days before expiration,  the coverage remains in effect until forty-five days after the notice is sent. Earned premium for any period of coverage that extends beyond the expiration date shall be considered pro rata based on the previous year's rate.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1677 - Notice of premium or coverage changes

20-1677.
Notice of premium or coverage changes
A. An insurer shall send to the named insured written notice of a premium increase,  change in deductible or reduction in limits or substantial reduction in coverage at least thirty days before the expiration date of the policy. If the insurer fails to provide the thirty days' notice,  the coverage provided to the named insured remains in effect until notice is given or until the effective date of replacement coverage obtained by the named insured,  whichever occurs first.
B. Notice is considered given thirty days after the date the notice is sent. If the insured elects not to renew,  any earned premium for the period of extension of the terminated policy shall be calculated pro rata at the lower of the current or previous year's rate. If the insured accepts the renewal,  the premium increase,  if any,  and other changes are effective the day following the prior policy's expiration or anniversary date.
C. For the purposes of this section,  notice is considered given if an insurer delivers new policy terms and conditions thirty days before the expiration date of the policy.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1678 - Proof of notice

20-1678.
Proof of notice
A. Proof of sending a notice of cancellation,  or of nonrenewal or of premium or coverage changes,  by mail to the named insured at the address shown in the policy is sufficient proof of notice.
B. Any method of proof retained by the insurer for sending a notice of cancellation,  or of nonrenewal or of premium or coverage changes,  by any method other than by mail is sufficient proof of notice.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1691.01 - Applicability and scope

20-1691.01.
Applicability and scope
A. Except as otherwise provided in this article,  this article applies to all long-term care insurance policies delivered or issued for delivery in this state. This article does not supersede the obligations of any person subject to this article to comply with other applicable insurance laws in this title that do not conflict with this article,  except that laws applicable to medicare supplement insurance policies do not apply to long-term care insurance policies.
B. A long-term care insurance policy and any product that is advertised,  marketed or offered as long-term care insurance must comply with the applicable requirements of this article.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1691.02 - Adoption of rules

20-1691.02.
Adoption of rules
The director may adopt reasonable rules to implement this article,  including rules that:
1. Establish specific standards for policy provisions of long-term care insurance policies,  including terms of renewability,  initial and subsequent conditions of eligibility,  nonduplication of coverage,  coverage of dependents,  preexisting conditions,  termination of insurance,  continuation,  conversion,  probationary periods,  limitations,  exceptions,  reductions,  elimination periods,  replacement,  recurrent conditions and definitions.
2. Establish loss ratio standards for long-term care insurance policies provided that a specific reference to long-term care insurance policies is contained in the rule.
3. Promote premium adequacy and protect policyholders in the event of substantial rate increases.
4. Establish standards for the manner,  content and required disclosure for the sale of long-term care insurance policies,  including disclosure of policy provisions,  conditions and limitations.
5. Prescribe a standard format,  including style,  arrangement and overall appearance,  and the content of an outline of coverage.
6. Establish minimum standards for marketing practices,  insurance producer testing and reporting practices relating to long-term care insurance and penalties for violating the standards.
7. Specify the type or types of nonforfeiture benefits to be offered as part of a long-term care insurance policy and certificate,  the standards for nonforfeiture benefits and the requirements for contingent benefit on lapse,  including a determination of the specified period of time during which a contingent benefit on lapse will be available and the substantial premium rate increase that triggers a contingent benefit on lapse as described in section 20-1691.11.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1691.04 - Requirements for certain group coverage

20-1691.04.
Requirements for certain group coverage
A. Before advertising,  marketing or offering a policy within this state issued to a group defined in section 20-1691,  paragraph 4,  subdivision (c),  the association or the insurer of the association shall file evidence with the director that the association meets all of the following requirements:
1. Consists of at least one hundred persons.
2. Has been organized and maintained in good faith for purposes other than obtaining insurance.
3. Has been in active existence for at least one year.
4. Has a constitution and bylaws that prescribe all of the following:
(a) That the association holds regular meetings at least annually to further the purposes of the members.
(b) Except for credit unions,  that the association collects dues or solicits contributions from members.
(c) That the members have voting privileges and representation on the governing board and committees.
B. Thirty days after filing the evidence required by subsection A of this section,  an association is deemed to satisfy the organizational requirements of subsection A of this section unless the director notifies the association or its insurer in writing that the association does not satisfy those organizational requirements.
C. An insurer may offer a group long-term care insurance policy to a group defined in section 20-1691,  paragraph 4,  subdivision (d) if the director finds all of the following:
1. Issuance of the group policy is not contrary to the best interest of the public.
2. Issuance of the group policy would result in economies of acquisition or administration.
3. The benefits of the policy are reasonable in relation to the premium charged.
D. A person shall not offer long-term care insurance coverage for a resident of this state under a group policy issued in another state to a group defined in section 20-1691,  paragraph 4,  subdivision (d) unless the state of issuance has statutory and regulatory long-term care insurance requirements substantially similar to the requirements in this state and either this state or the state of issuance has made a determination that the requirements have been met.
E. The director may prohibit further offering to a resident of this state a policy that was issued to a group as defined in section 20-1691,  paragraph 4,  subdivision (c) or (d) and that was initially authorized for issuance,  if the director finds that the insurer does not currently meet the requirements of this article.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1691.05 - Prior institutionalization

20-1691.05.
Prior institutionalization
A. A long-term care insurance policy delivered or issued for delivery in this state on or after July 1,  1990 shall not condition availability of benefits on prior hospitalization.
B. A long-term care insurance policy delivered or issued for delivery in this state on or after the effective date of this amendment to this section shall not:
1. Condition eligibility for benefits provided in an institutional care setting on the receipt of a higher level of institutional care.
2. Condition eligibility for any benefits,  other than waiver of premium,  postconfinement,  postacute care or recuperative benefits,  on a prior institutionalization requirement.
C. A long-term care insurance policy containing postconfinement,  postacute care or recuperative benefits shall clearly label,  in a separate paragraph of the policy that is entitled " limitations on benefits" ,  any limitations or conditions,  including any required number of days of confinement.
D. A long-term care insurance policy or rider that conditions eligibility of noninstitutional benefits on the prior receipt of institutional care shall not require a prior institutional stay of more than thirty days.
E. A long-term care policy that provides benefits only following institutionalization shall not condition the benefits on admission to a facility for the same or related conditions within a period of less than thirty days after discharge from the institution.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1691.07 - Right to return

20-1691.07.
Right to return
A. A person insured under a long-term care insurance policy or certificate shall have the right to return the policy or certificate within thirty days of its delivery and to have the premium refunded if,  after examination,  the insured person is not satisfied for any reason. Long-term care insurance policies or certificates shall have a notice prominently printed on or attached to the first page stating in substance that the insured person shall have the right to return the policy or certificate within thirty days of its delivery and to have the premium refunded if after examination the insured person is not satisfied for any reason.
B. The insurer shall return any premium refund made pursuant to this section to the insured within thirty days of the insurer's receipt of the returned long-term care insurance policy or certificate.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1691.08 - Rate and form review; disapproval

20-1691.08.
Rate and form review;  disapproval
A. A person shall not deliver or issue for delivery in this state any long-term care insurance policy or rate unless the person has first filed the form or rate with the director and the director has approved the form or rate. Unless the director issues an order affirmatively approving or disapproving the form or rate within sixty days after filing,  the form or rate is deemed approved. On written notice given to the insurer within the sixty-day period,  the director may extend the sixty-day review period for up to fifteen additional days.
B. The director shall disapprove a rate or form if either:
1. The rate does not comply with this article or any rules adopted pursuant to this article.
2. The form contains provisions that are ambiguous,  misleading or deceptive,  that encourage misrepresentation of the coverage or that are contrary to this title or of any rule adopted pursuant to this title.
C. If the director disapproves a rate or form,  the director shall send the insurer a written notice specifying the reason for the disapproval. The insurer may request a hearing pursuant to title 41,  chapter 6,  article 10 to contest the disapproval. It is unlawful for the insurer to issue or use a rate or form that has been disapproved.
D. At any time after notice and for cause shown,  the director may issue an order withdrawing approval of any form or rate for any reason listed in subsection B of this section. The insurer may request a hearing pursuant to title 41,  chapter 6,  article 10 to contest the director's order.
E. An insurer shall not issue or use a rate or form after the effective date of an order withdrawing approval.
F. The director,  by order,  may exempt from the requirements of this section for as long as the director deems proper any insurance rate or form specified in the order,  to which,  in the director's opinion,  this section may not practicably be applied or the filing and approval of which are,  in the director's opinion,  not desirable or necessary for the protection of the public.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1691.09 - Penalties

20-1691.09.
Penalties
In addition to any other penalty provided by law,  an insurer or insurance producer who is found to have violated any provision relating to the regulation of long-term care insurance or the marketing of long-term care insurance is subject to a civil penalty of up to three times the amount of any commissions paid for each policy involved in the violation or up to ten thousand dollars,  whichever is more.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1691.10 - Contestable periods

20-1691.10.
Contestable periods
A. If a policy or certificate has been in force for less than six months,  an insurer may rescind a long-term care insurance policy or certificate or deny an otherwise valid long-term care insurance claim only on a showing of misrepresentation that is material to the acceptance for coverage.
B. If a policy or certificate has been in force for at least six months but less than two years,  an insurer may rescind a long-term care insurance policy or certificate or deny an otherwise valid long-term care insurance claim only on a showing of misrepresentation that is both material to the acceptance for coverage and that pertains to the condition for which benefits are sought.
C. After a policy or certificate has been in force for two years it is not contestable solely for misrepresentation,  but the insurer may contest the policy or certificate on a showing that the insured knowingly and intentionally misrepresented relevant facts relating to the insured's health.
D. An insurance producer or third party administrator shall not issue a long-term insurance policy or certificate pursuant to the underwriting authority granted to the insurance producer or third party administrator by an insurer that is based on medical or health status.
E. If an insurer paid benefits under the long-term care insurance policy or certificate,  the insurer shall not recover the benefit payments if the insurer rescinds the policy or certificate.
F. If an insured dies,  this section does not apply to the remaining death benefit of a life insurance policy that accelerates benefits for long-term care. Section 20-1204 applies to the remaining death benefits.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1691.11 - Nonforfeiture benefits

20-1691.11.
Nonforfeiture benefits
A. Except as provided in subsection B of this section,  a person shall not deliver or issue for delivery in this state a long-term care insurance policy unless the policyholder or certificate holder has been offered the option of purchasing a policy or certificate with a nonforfeiture benefit. The offer of the nonforfeiture benefit may be in the form of a rider that is attached to the policy. If the policyholder or certificate holder declines the benefit,  the insurer shall provide a contingent benefit on lapse that shall be available for a specified period of time following a substantial increase in premium rates.
B. If a group long-term care insurance policy is issued,  a person shall make the offer of the nonforfeiture benefit to the group policyholder,  except that if the policy is issued to a group as defined in section 20-1691,  paragraph 4,  subdivision (d),  other than to a continuing care retirement community or other similar entity,  a person shall make the offering to each proposed certificate holder.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1691.12 - Insurance producer training course requirements

20-1691.12.
Insurance producer training course requirements
A. An individual may not sell,  solicit or negotiate long-term care insurance unless the individual:
1. Is licensed as an insurance producer for accident and health or sickness.
2. Has completed eight hours of initial long-term care training.
3. Has completed four hours of long-term care training in each two-year period succeeding July 1,  2009,  after the two-year period within which the individual completed the initial long-term care training.
B. An individual may satisfy the training requirement prescribed in subsection A of this section only by completing an approved continuing education course that is offered by an approved provider pursuant to chapter 18 of this title. The completion of such a course may also satisfy the insurance continuing education requirement prescribed by chapter 18 of this title.
C. The training courses required by subsection A of this section consist of topics that are related to long-term care insurance,  long-term care services and,  if applicable,  qualified state long-term care insurance partnership programs including,  as consistent with the minimum standards that apply to approved continuing education courses:
1. State and federal rules and requirements and the relationship between qualified state long-term care insurance partnership programs and other public and private coverage of long-term care services,  including medicaid.
2. Available long-term care services and long-term care service providers.
3. Changes or improvements in long-term care services or long-term care service providers.
4. Alternatives to the purchase of private long-term care insurance.
5. The effect of inflation on benefits and the importance of inflation protection.
6. Consumer suitability standards and guidelines.
D. An insurer that is subject to this article shall obtain verification that an insurance producer received training that is required by subsection A of this section before the insurance producer is allowed to sell,  solicit or negotiate the insurer's long-term care products.
E. An insurer that is subject to this article shall maintain and make available to the director on request sufficient records with respect to the training of insurance producers who sell,  solicit or negotiate the insurer's long-term care insurance products to allow the department to provide assurance to the Arizona health care cost containment system administration that the insurance producers have received the training prescribed by this section.
F. A nonresident insurance producer's satisfaction of a substantially similar long-term care training requirement of any other state satisfies the nonresident insurance producer's long-term care training requirement as prescribed by this section.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1692 - Definitions

20-1692.
Definitions
In this article,  unless the context otherwise requires:
1. " Alternate recipient"  means a child of a participant who has a right to enrollment under a group health plan pursuant to a medical child support order.
2. " Child"  means an individual who is under eighteen years of age as of the date of the adoption or placement for adoption.
3. " Group health plan"  means a plan covering employees of an employer as defined in section 607(1) of the employee retirement income security act of 1974.
4. " Placement for adoption"  means the assumption and retention by a person of a legal obligation for total or partial support of a child in anticipation of adoption of the child. The child's placement with a person terminates on the termination of the legal obligations.
5. " Qualified medical child support order"  means an order that creates or recognizes an alternate payment right to receive benefits for which a participant or beneficiary is eligible under a group plan.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1692.01 - Requirements for coverage

20-1692.01.
Requirements for coverage
A. If a group health plan provides coverage for the dependent children of participants or beneficiaries under the plan,  the plan shall provide benefits to any dependent children who are placed with the participants or beneficiaries for adoption under the same terms and conditions that apply to the natural dependent children of the participants and beneficiaries,  regardless of whether the adoption has become final.
B. Restrictions that are based on preexisting conditions at the time of placement for adoption are prohibited. A group health plan may not restrict the coverage under the plan of any dependent child who is adopted by a participant or beneficiary or who is placed with a participant or beneficiary for adoption solely on the basis of a preexisting condition of the child at the time that the child would otherwise become eligible for coverage under the plan if the adoption or placement for adoption occurs while the participant or beneficiary is eligible for coverage under the plan.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1692.02 - Eligibility under title XIX of the social security act

20-1692.02.
Eligibility under title XIX of the social security act
A. An insurer,  hospital and medical service corporation,  health care services organization group health plan shall not consider the availability of or a person's eligibility for medical assistance pursuant to title XIX of the social security act (P.L. 89-97;  79 Stat. 344;  42 United States Code section 1396a (1980)) when considering eligibility for coverage or calculating payments under a plan for eligible subscribers.
B. To the extent that payment for covered expenses has been made under the state program pursuant to title XIX of the social security act for health care items or services furnished to an individual,  the state is considered to have acquired the rights of the individual to payment by any other party for those health care items or services. On presentation of proof that the state program pursuant to title XIX of the social security act has paid for covered items or services,  the insurer,  hospital and medical service corporation,  health care services organization or group health plan shall make payments to the program pursuant to title XIX of the social security act according to the coverage provided in the policy,  certificate,  evidence of coverage or contract.
C. An insurer,  hospital and medical service corporation,  health care services organization or group health plan may not impose on a state agency that has been assigned the rights of an individual who is eligible for medical assistance and who is covered for health benefits from the insurer any requirements that are different from the requirements applicable to an agent or assignee of any other covered individual.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1693 - Definitions

20-1693.
Definitions
In this article,  unless the context otherwise requires:
1. " Customer"  means a person who purchases portable electronics or services.
2. " Enrolled customer"  means a customer who elects coverage under a portable electronics insurance policy issued to a vendor of portable electronics.
3. " Location"  means any physical location in this state or any website,  call center site or similar location directed to residents of this state.
4. " Portable electronics"  means personal,  self-contained,  easily carried by an individual,  battery-operated electronic communication,  viewing,  listening,  recording,  gaming,  computing or global positioning devices,  including cell or satellite phones,  pagers,  personal global positioning satellite units,  portable computers,  portable audio listening devices,  video viewing or recording devices,  digital cameras,  video camcorders,  portable gaming systems,  docking stations,  automatic answering devices and other similar devices and the devices' accessories.
5. " Portable electronics insurance" :
(a) Means insurance providing coverage for the repair or replacement of portable electronics that may provide coverage for portable electronics against loss,  theft or inoperability,  or any combination thereof,  due to mechanical failure,  malfunction,  damage or other similar causes of loss.
(b) Does not include:
(i) A service contract under chapter 4,  article 11 of this title.
(ii) An insurance policy covering a seller's or manufacturer's obligations under a warranty.
(iii) A homeowner's,  renter's,  private passenger automobile,  commercial multiperil or similar policy.
6. " Portable electronics transaction"  means either:
(a) The sale or lease of portable electronics by a vendor to a customer.
(b) The sale of a service related to the use of portable electronics by a vendor to a customer.
7. " Supervising entity"  means a business entity that is a licensed insurer or insurance producer and that is authorized by an insurer to supervise the administration of a portable electronics insurance policy.
8. " Vendor"  means a business in the business of engaging in portable electronics transactions directly or indirectly.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1693.01 - Licensure of vendors

20-1693.01.
Licensure of vendors
A. The director may issue,  and a vendor who intends to sell or offer insurance coverage under a portable electronics insurance policy is required to obtain,  a limited lines license that authorizes the vendor to offer or sell insurance coverage under a portable electronics insurance policy.
B. A limited lines license issued under this section authorizes an employee or authorized representative of the vendor to sell or offer coverage under a portable electronics insurance policy to a customer at each location at which the vendor engages in portable electronics transactions.
C. An applicant for a portable electronics insurance license shall file with the director a written application that is in a form prescribed by the director and that is signed by the designated representative of the vendor who is the person responsible for the vendor's compliance with the requirements of this article. If the vendor derives more than fifty per cent of its revenue from the sale of portable electronics insurance the information in the written application shall be provided for all officers,  directors and shareholders of record having beneficial ownership of ten per cent or more of any class of securities registered under the federal securities law.
D. A supervising entity shall maintain a registry of vendor locations that are authorized to sell or solicit portable electronics insurance coverage in this state. On the director's request,  and with ten days' notice to the supervising entity,  the registry shall be open to inspection and examination by the director during regular business hours of the supervising entity.
E. Notwithstanding any other law,  a license issued pursuant to this section authorizes the licensee and its employees or authorized representatives to engage in those activities that are permitted in this article.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1693.02 - Portable electronics insurance; requirements; disclosures

20-1693.02.
Portable electronics insurance;  requirements;  disclosures
A. At every location where portable electronics insurance is offered to customers,  brochures or other written materials must be made available to a prospective customer that:
1. Disclose that portable electronics insurance may provide a duplication of coverage already provided by a customer's homeowner's insurance policy,  renter's insurance policy or other source of coverage.
2. State that the enrollment by the customer in a portable electronics insurance policy is not required in order to purchase or lease portable electronics or services.
3. Summarize the material terms of the insurance coverage,  including:
(a) The identity of the insurer.
(b) The identity of the supervising entity.
(c) The amount of any applicable deductible and how it is to be paid.
(d) Benefits of the coverage.
(e) Key terms and conditions of the coverage,  including whether portable electronics may be repaired or replaced with similar make and model reconditioned or nonoriginal manufacturer parts or equipment.
4. Summarize the process for filing a claim,  including a description of how to return portable electronics and the maximum fee applicable in the event the customer fails to comply with any equipment return requirements.
5. State that an enrolled customer may cancel enrollment for coverage under a portable electronics insurance policy at any time and the person paying the premium shall receive a refund or credit of any applicable unearned premium.
B. Portable electronics insurance may be offered on a month to month or other periodic basis as a group or master commercial inland marine policy issued to a vendor of portable electronics for its enrolled customers.
C. Eligibility and underwriting standards for customers electing to enroll in coverage shall be established for each portable electronics insurance program.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1693.03 - Portable electronics vendors; authority; charges for portable electronics insurance; accounting

20-1693.03.
Portable electronics vendors;  authority;  charges for portable electronics insurance;  accounting
A. The employees and authorized representatives of vendors may sell or offer portable electronics insurance to customers and shall not be subject to licensure as an insurance producer under this title or be subject to the continuing education requirements of this title if:
1. The vendor obtains a license to authorize its employees or authorized representatives to sell or offer portable electronics insurance pursuant to this article.
2. Each vendor or its designee provides a training program that gives the vendor's employees and authorized representatives basic instruction about coverage under a portable electronics insurance policy and the requirements of this article.
B. Notwithstanding any other law,  a vendor of portable electronics or its employees or authorized representatives shall not advertise,  represent or otherwise be portrayed as licensed insurers or insurance producers unless so licensed.
C. The vendor may bill and collect the charges for portable electronics insurance coverage. Any charge to the enrolled customer for coverage that is not included in the cost associated with the purchase or lease of portable electronics or related services shall be separately itemized on the enrolled customer's bill. If the portable electronics insurance coverage is included with the purchase or lease of portable electronics or related services,  the vendor shall clearly and conspicuously disclose to the enrolled customer that the portable electronics insurance coverage is included with the portable electronics or related services. A vendor that bills and collects charges for insurance coverage included with the purchase or lease of portable electronics or related services is not required to maintain those monies in a segregated account if the vendor is authorized by the insurer to hold those monies in an alternative manner and remits these monies to the supervising entity within sixty days of receipt. All monies received by a vendor from an enrolled customer for the sale of portable electronics insurance shall be considered monies held in trust by the vendor in a fiduciary capacity for the benefit of the insurer.
D. Vendors may receive compensation for billing and collection services.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1693.04 - Suspension or revocation of license

20-1693.04.
Suspension or revocation of license
If a vendor or its employee or authorized representative violates any provision of this article,  the director may impose penalties pursuant to section 20-295,  including suspending the privilege of transacting portable electronics insurance pursuant to this article at the specific business location where violations have occurred.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1693.06 - Application of existing laws

20-1693.06.
Application of existing laws
To the extent not inconsistent with this article,  sections 20-281,  20-289 and 20-289.01,  section 20-290,  subsection A and sections 20-291,  20-292,  20-295,  20-296,  20-297,  20-299,  20-301 and 20-302 apply to the sale of portable electronics insurance.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1694 - Definitions

20-1694.
Definitions
In this article,  unless the context otherwise requires:
1. " Certificate holder"  means the individual insured group member.
2. " Conditional renewal"  means a renewal that is conditioned on change of limits,  change in type of coverage,  reduction or elimination of coverage,  increased deductibles or addition of exclusions or increased premiums in excess of ten percent,  except for premium increases that are generated as a result of increased exposure units or as a result of experience rating,  loss rating,  retrospective rating or audit.
3. " Group policyholder"  means those groups described in section 20-1694.01,  subsection C to which an identity theft group insurance policy may be issued.
4. " Identity theft group insurance"  means a form of identity theft insurance covering groups of persons as prescribed in this article.
5. " Identity theft insurance"  means insurance against losses and expenses resulting from a stolen identity event.
6. " Stolen identity event"  includes the theft,  accidental release,  publication or misappropriation of information related to an individual's personal identification or social security number or other method of identifying the individual that results in or could reasonably result in the wrongful use of the information.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1694.01 - Identity theft group insurance; eligible groups

20-1694.01.
Identity theft group insurance;  eligible groups
A. An authorized insurer or,  subject to chapter 2,  article 5 of this title,  an unauthorized insurer may issue an identity theft group insurance policy in this state. If an authorized insurer issues an identity theft group insurance policy in this state,  the insurer shall file with the department pursuant to section 20-398 the policy to be issued to the group policyholder and the certificate to be issued to individual group members. The contents of any certificate that is filed shall be consistent with the terms of the identity theft group insurance policy pursuant to which such certificate is issued.
B. An insurer may issue or deliver an identity theft group insurance policy in this state only pursuant to this article. The policy shall cover losses and expenses incurred by the certificate holder because of a stolen identity event.
C. An insurer may issue an identity theft group insurance policy to either of the following:
1. A business that sells services or products that are designed to prevent or to minimize the effects of a stolen identity event,  if the policy insures the persons who purchase the services or products of the business and the business is the policyholder.
2. An entity for which the director determines by rule that the members are engaged in a common enterprise or have an economic or social affinity or relationship and that the issuance of the policy would not be contrary to the best interests of the public.
D. The groups listed in subsection C of this section shall consist of only natural persons and may include a member of a group member's immediate family or household.
E. An insurer shall treat all eligible groups of the same class in a like manner.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1721 - Health care insurers; policy limits; eligibility; rates; applicability to other insurers; restrictions

20-1721.
Health care insurers;  policy limits;  eligibility;  rates;  applicability to other insurers;  restrictions
A. Any person,  pursuant to this article and to the otherwise applicable provisions of title 20,  to the extent that such other provisions are not inconsistent with this article,  may establish a domestic stock insurance company,  a domestic mutual insurance company or a reciprocal insurer,  to issue professional liability and related casualty insurance to any licensed health care provider holding a valid,  nonsuspended license or permit issued by this state.
B. Until October 1,  1980,  the following provisions shall apply to the offering of primary coverage professional liability insurance by health care insurers:
1. Primary coverage shall be made available by such insurers to every licensed health care provider currently holding a nonsuspended permit or license issued by this state and providing health care services in this state.
2. A health care insurer may reduce the scope of its insurance coverage for any insured who has his license or permit restricted by his licensing agency or board in accordance with such restriction,  or may terminate coverage if such insured has his license or permit suspended or revoked.
3. The rates for such coverage shall reflect past and prospective loss and expense experience relating to that type of licensed health care provider and reasonably recognized prior claims experience of the insured and shall be applied on the basis of standard underwriting practices in the insurance industry.
4. The rates for such coverage may include assessments and surcharges for negative underwriting experience.
C. On or after October 1,  1980,  health care insurers shall not be subject to the provisions contained in subsection B,  but shall offer coverage as otherwise provided by this title.
D. Coverage exceeding the limits of primary coverage may be made available by health care insurers to licensed health care providers satisfying the insurer's underwriting policies which may be established from time to time.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1722 - Deposit; surplus requirements

20-1722.
Deposit;  surplus requirements
A. Until October 1,  1985,  the provisions of subsection A of section 20-260 shall not apply to primary coverage issued by health care insurers established pursuant to this article.
B. A health care insurance company established pursuant to the provisions of this article shall maintain three hundred thousand dollars as a statutory deposit pursuant to section 20-213 and such deposit shall be held by the state treasurer in accordance with the provisions of chapter 3,  article 3 of this title.
C. In addition to the statutory deposit required in subsection B,  a health care insurance company shall maintain additional surplus funds in the following amounts:
1. Seven hundred thousand dollars throughout the first year of operation,
2. One million seven hundred thousand dollars throughout the second year of operation,  and
3. Two million seven hundred thousand dollars throughout the third year of operation and each subsequent year of operation.
D. The director shall not issue a certificate of authority to an insurer established pursuant to this article until the deposit requirement specified in subsection B and the surplus requirement specified in subsection C for the first year of operation are satisfied.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1723 - Exemption from mandatory participation in certain plans and associations

20-1723.
Exemption from mandatory participation in certain plans and associations
A. Until October 1,  1980,  health care insurers shall be exempted from mandatory participation in any joint underwriting plan and the Arizona insurance guaranty association and their successor plans or associations.
B. Prior to October 1,  1980,  if the insurer wishes to participate in any joint underwriting plan,  the Arizona insurance guaranty association or their successor plans or associations,  such insurer shall notify the director on forms prescribed by the director within ninety days of receipt of its certificate of authority.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1724 - Sale of professional liability insurance coverage for licensed health care providers by insurers other than by health care insurance companies; requirements; exemptions

20-1724.
Sale of professional liability insurance coverage for licensed health care providers by insurers other than by health care insurance companies;  requirements;  exemptions
A. Notwithstanding any other provision of this title,  after the effective date of this act and until October 1,  1980,  any authorized insurer or surplus line broker offering or proposing to offer professional liability insurance to any type of health care provider,  other than health care institutions,  shall make such coverage available to every health care provider within every underwriting or rating classification of such type of health care provider. In offering such coverage the rates and scope of coverage for any such health care provider shall be subject to the provisions of paragraphs 2,  3 and 4 of subsection B of section 20-1721.
B. Any authorized insurer or surplus line broker providing professional liability insurance to licensed health care providers other than health care institutions on the effective date of this section shall not be subject to the provisions of subsection A if such insurer continues to make professional liability insurance available to all such insureds on the same basis offered on the effective date of this section,  except that such insurer may reduce coverage to primary coverage limits set forth in section 20-1701,  paragraph 11 and may adjust rates for coverage in accordance with title 20,  chapter 2,  article 4,  and if such insurer does not offer coverage to any such health care provider not insured by such insurer on the effective date of this section.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1731 - Immunity for serving on or furnishing information to insurance review committees

20-1731.
Immunity for serving on or furnishing information to insurance review committees
A person who without malice and in good faith makes a decision or recommendation or takes any action within the scope of his duties as a member,  agent or employee of an insurance review committee established by or at the request of an insurer for the purpose of reviewing or evaluating applications for insurance,  or for performing such other underwriting or claim evaluation functions as are requested by the insurer,  shall not be subject to liability for civil damages therefor or any legal action in consequence thereof,  nor shall any person who without malice and in good faith furnishes any records,  information or assistance to such a committee be liable for civil damages therefor or any legal action in consequence thereof.
2023 Arizona Revised Statutes › Title 20 - Insurance › § 20-1741 - Annual statement to include certain claims and premium information

20-1741.
Annual statement to include certain claims and premium information
Each licensed insurer that is authorized to transact casualty insurance in this state and that writes professional liability insurance,  as part of the annual statement required by section 20-223,  shall report professional liability claims and premium data as prescribed by the director.