Conversation so far:
what is the meaning of platinum debit card?
Platinum debit cards comes with high ATM cash withdrawal limits, cash backs, loyalty points
any other benefits with a platinum debit card?
Higher limit for online purchase
is there an additional costs with a platinum debit card?
It also costs more in annual charge than a regular debit card.

Question: what kind of customer should opt for a platinum card?
Self-contained rewrite: what kind of customer should opt for a platinum debit card?