Conversation so far:
what is the meaning of platinum debit card?
Platinum debit cards comes with high ATM cash withdrawal limits, cash backs, loyalty points
any other benefits with a platinum debit card?
Higher limit for online purchase
is there an additional costs with a platinum debit card?
It also costs more in annual charge than a regular debit card.
what kind of customer should opt for a platinum debit card?
If you are a frequent shopper and spend a lot through debit card

Question: what is the criteria for the card?
Self-contained rewrite: what is the criteria for the platinum debit card?