The future . The future is making me terrified . I got a wake up call today from Rachel and what she told me scared the shit out of me . She told me all about college and how I would n't be able to make it to a good college and about financial planning and whatnot .

Question: Why is the narrator a bit spooked by the call ?
Answer: Rachel told them bad news about their house 's financials .Rachel told them unfortunate information about personal finance .Rachel told them their mother had passed away .Rachel told them unfortunate information about university .