A new car costs almost as much as what a home cost 30 years ago . So , affordability is an issue for many Canadians , especially those buying a first vehicle . Car dealers love to advertise low rates or zero per cent financing , but that assumes you have good credit . What if you have dodgy credit ?

Question: Why is affordability an issue for many Canadians ?
Answer: Because car dealers assume buyers have good credit .Because homes were affordable 30 years ago .Because car dealers advertise low rates .Because many of them do n't earn enough money for a new car .