My sister was inbetween health insurances in her job , and of course , needed emergency gall bladder surgery . The surgeon wanted $ 4000 , they agreed on $ 2000 . She had the surgery , and when she told me the cost , as a Medical Biller I advised her that ins co have fee schedules and would pay between $ 500 and $ 900 depending on the co.

Question: Why do insurance companies pay so little for care ?
Answer: insurance companies want people to die so wo n't pay much .Insurance companies are n't competent and ca n't pay .Insurance companies are very poor and ca n't pay much .None of the above choices .