Instead of being on COBRA coverage , I went without . I probably would have benefited from having coverage at that time so I could have started on a med regimen , but I could n't even afford to go to a doctor to get diagnosed with anything . 2 ) Even with coverage , there are no guarantees . With my previous contractor , we had to change to an insurance policy where we had to meet a deductible before co - pays kicked in .

Question: What may have happened if i had COBRA coverage ?
Answer: I would n't have to pay out of pocket .I would wait to be seen by a doctor .I coulod make medical appointments .None of the above choices .