I finished my first phase of the grad school application process and I ' m excited ! ! ! I ' m about 87 % in the clear as far as credit card debt is concerned and I ' m pretty happy . I figured that if I can get myself out by October , I can save some money and help Elaine out a little bit with enough time / money to throw down at least one class in January .

Question: What may be a fact about this person 's motives ?
Answer: They are paying off student loan debt .They are trying to pay off their credit cards .None of the above choices .They are paying off debt in order to apply to schools .