It sucks but it 's only going to be another two months . The hardest thing is having to be disciplined during the 2nd time of the month that I get paid because 90 % of that check covers my rent and after that check goes through I have very little plus whatever I had left over from the payday of the 7th after those bills cleared . The name change announcements were another umm added expense and in hindsight I should ' ve added it to my larger debt before I transferred everything but I did not so I will have to send in a larger payment in on the card that I usually use for my fast trak .

Question: What is the narrator focused on making reforms in ?
Answer: Their business announcements .Their spending habits .Their way of making announcements .Their payments to friends .