Which spells disaster when you combine it with the fact that she has poor memory , has difficulty understanding concepts and problem solving . I ' ve faced alot of problems with her because it takes alot to make her grasp a concept , albeit vaguely , and she promptly forgets it by the next lesson . She 's passive and takes neither ownership nor initiative in her work . Someone tell me what to do !

Question: How would you describe the female the narrator is referring to ?
Answer: She is financially poor .She is hard to handle .She is vaguely interesting .She can spell disaster .