I got approved for my student loan today . Friday I got an email from the financial aid office saying that they had sent an email to all of my instructors asking for an academic status report because I was a new student . I wrote back that I was not a new student , I was a returning student with second year status and did that make a difference ? Got an email today saying that yes indeed that did make a difference and that they would approve my loan today and I should hear from Wells Fargo tomorrow .

Question: Why does the narrator need a loan ?
Answer: They need the loan for a car .They need the loan for university .They need the loan for working in an office .They need the loan for paying back Wells Fargo .