Now my plan is still the same ( liability ) but my monthly payment has lowered to just a few cents above $ 78.00 a month . So basically I ' m saving $ 30 a month compared to what I used to pay . Honestly I was n't expecting that big of a drop .

Question: How was this person able to lower his monthly payments ?
Answer: This person dropped his insurance coverage .This person called his insurance agent and asked to have his bill lowered .None of the above choices .This person increased his deductible on his insurance .