Kurtzy A5 Personal Organiser Diary - Zip Closure Refillable Notebooks in Ring Binder Style - Daily Planner Portfolio with Calculator, Pen Holder and Business Card Holder - Journal Notebook Organiser KEEP UP TO DATE: Our stylish organiser features an A5 diary containing a 2018/2019 full year calendar, address section and daily diary pages. These are held in the journal by ring binder fastenings so pages can easily be added or removed. Keep everything organised in this handy lined journal! CALCULATOR: Each journal comes with a calculator, which is attached to the inside of the journal. If you are writing down any figures, its always best to double check your work so this calculator is so convenient and is there exactly when you need it. No more hunting around for your calculator! PEN HOLDER: Each journal comes with a pen holder next to your diary. Although this set doesn't come with a pen, you can add your own favourite pen. The zip closure will keep your pen safe and ready to use. Get ready to start planning your year in style! SLEEK, CLASSY AND STYLISH: The faux leather case protects your diary - no more dog eared corners! Simply zip up your journal after use and pop in your bag. The case will protect all your pages and cards inside. It is the perfect size for putting in your handbag or back pack. MONEY BACK GUARANTEE: All journals are sold with a 100% money back guarantee, just in case you are not happy with your purchase. Simply get in contact with us and we shall refund you. It's that simple!