10.0 MM Round Brilliant Cut Forever One&reg; Loose Moissanite by Charles & Colvard - Very Good Cut (3.80ct Actual Weight, 4.00ct Diamond Equivalent Weight) Covers damge and loss of stones regardless of size or quality Seamless, Secure Service: Every jewelry piece is monitored from the moment it arrives Superior Repair Experience: Our expert jewelry craftsmen have repaired and restored millions of pieces of jewelry over 27 years No deductibles or additional fees. Easy claims online or by phone. Contract is emailed to you within hours of your purchase. Fully Transferable. 100% refund within first 30 days