Memorial Gallery Cremation Jewelry: Tree of Life 14K Gold Plating over 925 sterling silver, hypoallergenic nickel-free alloy Quality cremation jewelry from a world leading designer/seller Exceptional fit and finish. Ultra-secure bails and clasps Discrete hidden hollow center holds ashes, Precision machine screw closure keeps precious content safe. Comes with a FREE 18" sterling silver or gold filled chain, filling kit, and filling instructions You can return this item for any reason and get a full refund: no shipping charges. The item must be returned in new and unused condition. Go to Your Orders to start the return Print the return shipping label Ship it!