TWO (2) PACKAGES OF FAVORITE FAMILY RECIPE KEEPERS. EACH SET HAS TEN (10) BINDER SHEETS. EACH BINDER SHEET HAS TWO (2) RECIPE CARDS ALREADY INSERTED. ADDITIONALLY, THERE IS A SEPERATE PACKAGE OF RECIPE CARDS. SEALED, NOT SURE OF THE COUNT. THE LAKESIDE COLLECTION. TWO SET OR 20 SHEETS FAVORITE FAMILY RECIPE KEEPERS BINDER REFILL SETS WITH CARDS 3 RING DOES NOT INCLUDE THE BINDER