Derek Alexander Accardian Twin Zip Credit Card Holder Two full zip compartments, the first opens to reveal nine individual credit card pockets that fan out to present your cards in an easy to find format, and the second is a gusseted pocket with front and back drop pockets Each slot is designed to hold one card Outside rear is a small zip pocket for change Exterior 100% top grain cowhide, with a nappa finish. Interior accardion pockets are tipped with leather and finished with a nylon cotton blend lining Compact yet versatile, truly one of the first new innovations in a cardholder in many years